2022 Benefits Guide

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Ways to save And get the best care at the best value

Nationally, medical and prescription costs significantly increase year after year. Our plans include programs and resources to help you save money.

See your doctor virtually with MDLive

Use urgent care versus the ER

Available to all team members—for less than an office visit (typically).

An ER visit costs 3.5 times more than urgent care.

You can talk with a doctor, therapist or psychiatrist anytime, anywhere, through your phone, computer or mobile app. MDLive docs can help with over 80 common conditions and call in prescriptions.

The ER is meant for life-threatening or serious conditions. An urgent care center is the place to go when you need fast care, but it’s not an emergency. Think of it as an extension of your primary doctor, with extended hours.

The cost ranges from $0-$82 for a medical consult. Behavioral health and dermatology visits may cost more. Have the app ready when you need it mdlive.com/mobileapp

Go generic

Save through mail order

On average, a generic costs 80-85% less than its brand‑name equivalent.

Typically, you get a 90-day supply at the 60-day retail cost.

Generic drugs are your most cost-effective option. They are comparable to the brand-name drug in every way, including dosage, strength and quality. If you’re happy with your current medication, see if there’s a generic option. You will maintain the same great health and save money, too.

Talk to your doctor or pharmacist about switching to generic

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Find your local urgent care center excellusbcbs.com/aspendental

Benefits Guide 2022

Cut your prescription costs by getting them in the mail instead of at the pharmacy. Mail-order prescriptions are usually for maintenance drugs for 90-day supplies. Besides saving money, it’s the convenience of home delivery.

Check out mail order excellusbcbs.com/aspendental


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