March 2021 ALT Magazine

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ALT magazine


There is still more to be



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Jewelry that speacks. Say it in Morse Code. (903) 735-2336 2812 Richmond Rd. | Texarkana, TX 75503 Monday-Saturday 10-6 | A LT M a g a z i n e | M a r c h 2 0 2 1


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ALT magazine

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COO / PUBLISHER Debbie Brower EDITOR Alyssa Bertrand SALES & MARKETING Debbie Brower 903.334.9605 GRAPHIC DESIGN Alyssa Bertrand PHOTOGRAPHY Alyssa Bertrand, Debbie Brower, and Michelle Horton FEATURED WRITER Anne Granado

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A LT - M AG . c o m (903) 334-9605 | 101 Slaton Dr. Nash, TX 75569 ALT Magazine is published the 1st business day of every month. Reproduction in whole or part without written permission of ALT Magazine is strictly prohibited. ALT Magazine is distributed free of charge. Direct mail subscriptions are available for $42.00 per year. Contributions from our readers are welcome. We reserve the right to edit or reject any material.

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Home and garden….Well, for some, those words strike fear into their entire being! I love being home, surrounded by my dogs and my hubby. I worked from home for many years and sometimes I still do. And at some point in the future, I will probably go back home to work regularly. It’s getting there. There are things I would love to do to my home, but somehow I just never get around to doing them. Kind of like planting a garden.

From thePublisher

I have never been a gardener. Never had an interest in it. My mom always did all the gardening. You know, she had that “green thumb” that I never had. I was too much like my dad who went to work every day, made a decent living for us, and came home to eat all the yummy food that mom planted and harvested. I can remember purple hull peas and creamed corn as staples at our house. For years I never wanted to eat them because I hated that in the summer time, pretty much that is what we had at every meal. Oh, and add the fresh tomatoes. Now, why would anyone complain about that? If it’s the only thing you eat for weeks on end, you might get a little tired of it. But now, I absolutely love it. Give me some purple hull peas, creamed corn (which I learned how to make and everyone loves), fresh tomatoes, fried fresh okra (yes, mine is to die for), and some banana pepper, and I am set. If you throw in Mike’s fried chicken tenders, I may just think I died and went to heaven. (Hint: that is why I am no longer thin!) However, I am not the one that is going to plan and harvest all that wonderful stuff. I have no “green thumb” and pretty much anything I attempt to grow dies. I can remember not long after Mike and I got married, I actually had some live plants – you know, ivy, cactus, stuff that is easy to grow. You just have to water it occasionally. Well, I stay really busy – and have been that way my whole life. Plants and water just weren’t my thing. So we decided pretty quickly that “fake” plants were going to have to do – or Mike was going to have to add another task to his list of chores! LOL Case in point: One day, as I was passing through our home on Olive Street, I heard a tapping noise. We always believed the house was haunted – and still do --- so it kind of freaked me out that something was tapping and when I would go toward the noise, it would stop. What being was there that might be trying to talk to me – I guess using Morse code??? I kept going toward the noise, stopping occasionally to let it start back up. Eventually I came to the sunporch. There in the window sat a cactus that had once been alive. That didn’t last very long and it was now a dried up bunch of thorns sticking out! I evidently at some point decided it needed to be on the window sill to get some sunshine. On the other side of the window sill, outside, sat a woodpecker – attempting to get to the dead cactus and take it with him. He just didn’t quite understand what glass was! That’s the way my whole life has been when it comes to plants. They all died and something comes along to try to eat them. (That includes any fresh tomato plants I still try to have every year!) I hope that you have better luck with your spring plantings, and when summer comes and the harvest comes in, remember me! I could use some of that fresh produce! Happy planting!

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A LT M a g a z i n e | M a r c h 2 0 2 1

There is still more to be


By: Anne Granado

Your past was never a mistake if you learned from it. Some people let the negative in their past write their own tragedy, and some people use their hardships to make them stronger. Tony Langford falls into the latter category, but he would hate that I put it that way. When you hear his name, you may think about his roofing business or some of the tragedies of his past, or his father’s successes. You may think about Tony’s blunt demeanor or his years coaching, or his devilmay-care personality, but none of these details show the complete picture. Tony grew up with one foot in two worlds. His father, Randy Langford, owned a very successful roofing company in Gilmer, Texas. Though Randy was often too busy to be a consistent part of Tony’s life, Randy bought him anything he could want. “Everyone knows and likes my father in Upshur County. I got a lot of ‘Oh, you are Randy’s son,’ growing up,” Tony says. “My parents divorced when I was two, and neither one of them were very involved in raising me from that point. My mom struggled with money. She worked two jobs and was never home. When I went to live with my dad, I got everything I wanted. I lived seeing both sides of the coin.” Perhaps due to his lack of supervision, Tony struggled in school and grew up hating it. In contrast, he saw the kind of life that was possible if he continued roofing like his father. He started cleaning the ground after roofing jobs at only seven-years-old and started subcontracting for Randy at age nineteen. “I really didn’t like school. But then, I started drinking at 12-years-old. I was an everyday drinker at 14. I spent my junior high years getting expelled for fighting, and most of my childhood was spent in and out of juvenile detention centers. Literally, I was arrested 30 times,” A LT M a g a z i n e | M a r c h 2 0 2 1

Tony says. “I was cocky and arrogant, and that only got worse with the drinking. I wasn’t a bad kid, but I had no supervision. I was 16, and dad bought me a really nice truck, and I drove around drinking beer all day.” Tony dropped out of school in 9th grade, but not before some of his teachers predicted that Tony would never really amount to anything. Those words really affected him, and he never forgot their negative influence. After dropping out, Tony had his first child, Colton, at only 18-years-old with Candice Cooper, a junior high girlfriend. Tony went on to have two more boys, Drew and Mccauley, with Tina, his first wife. Tina struggled with schizophrenia, and the boys have not seen her since they were very young. Tony ended up in two custody battles at once with Tina and Candice. Tony was awarded custody of all three boys, a decision he took very seriously. In November of 2005, Tony married Brandi Burt from Maud, Texas, and they had two more boys: Kayson and Kaigen Griffin (Griff). Then, tragically, Candice 013

family life in Texarkana. But, he let some of it go to his head. “I wasn’t the Tony Langford everyone knows today. Fifteen years ago, the economy got bad, and I had a lot of nice things, but I had a lot of bills, too,” Tony says. “I just kept on living the way I had always lived, and I didn’t adjust my spending. But, then I noticed that my sizable savings account that I worked so hard for was gone.” Knowing he had to make a change, Tony sold some things, made a few downgrades, and focused on paying off his bills. “I just thought I would always have money, so I took it for granted. I nearly lost what I had worked for, and it was the worst year of my life because I never had to stress about paying my bills before,” Tony says. “The whole experience made me think about my mom and how stressed out she was when I was growing up. She worked 90 hours a week just to make ends meet, and I never really understood her perspective.”

Cooper, Colton’s mom, was murdered two years ago. Throughout all of the hardships that his boys have faced, Tony has remained the constant parent in their lives. He says that it took both the harsh words of his teachers and the birth of his boys to shake him out of his complacency. “I’m a competitive person, and being told that I wasn’t going to amount to anything, and then having my kids, that's when things changed for me. I had always told myself that if I ever had kids, I was never going to make my kids feel the way my parents made me feel. I was going to be there and support them in everything they do. I played basketball growing up and was good, but no one even came to my games. I had potential, but then I was drinking so heavily, I couldn’t play anymore. I wanted my kids to have a better home life than that,” Tony says. “I’m not perfect. I don’t always make the right decisions, but I didn’t want my kids to feel the way that I did growing up.” Tony moved to Texarkana in 2005 to distance himself from his father’s formidable shadow to start Tony Langford Roofing and Construction. Still competing with his father and his teachers’ predictions, Tony set out to accomplish great things. With his years of experience and honest dealings with clients, Tony’s business became very successful. “When you hire me, you get exactly what we agreed upon done 100% correctly, and if you ever have an issue, we are going to come out and fix it quickly. I’m never going to leave anybody hanging,” Tony says. “I think that’s why people hire me. I’m going to give it to you straight, and I’m going to follow through. One of Tony’s favorite quotes is a classic by Frank Sinatra: “The best revenge is massive success.” Tony created his own business, his own reputation, and his own dreams of 014

Though Tony says he doesn’t always live like it, he is a Christian, and he believes in God and that he should do right in the world. After his time of struggle, Tony decided to give back to those who need it. Now, Tony’s friends and customers tag him in Facebook posts when they see someone facing problems. Tony sees the post, does some research to determine the need, and figures out how he can help. He has helped the elderly, veterans, and people down on their luck with new roofs, rotting decks, and framing. “That year made me realize that there are people out there going through some horrible things, and I feel strongly that if I don’t give back to people in situations like that, I don’t deserve it,” Tony says. “If God gives me this much, I should give it back.” Not only does Tony give back to the community through his business, but he also gives up his time to mentor teens through his experience coaching select baseball teams. “I enjoy the troubled kids because I understand them. I know why they are in the position they are in and why they act the way they do,” Tony says. “Ninety-eight out of one hundred have bad home lives, and if you don’t have any supervision, you don’t even know how to act right.” He got into coaching while his boys were growing up, and he found an outlet for passing on the wisdom he learned through the challenges he faced in life. “When I’m coaching, I’m hard on my boys, but we have a great relationship. I do think it’s important to hold them accountable, but I have saved some of their butts trying to get them out of trouble,” Tony says. “It’s hard to understand these kids unless you understand what it’s like without parents. The advice I give them is to stay away from the bad things. Stay away from drugs. I tell them not to listen to someone who tells them they can’t do something. Every successful person has been told that they couldn’t do it.” Adding to his busy schedule, Tony has taken on another role in our community. Morgan Smith, owner of Texarkana A LT M a g a z i n e | M a r c h 2 0 2 1

Marketing and Texarkana Gameday, also asked Tony to be a sports announcer. “I think he asked me because I’m so blunt and outlandish, and no one comes at me because they know that I don’t care!” Tony says. “But, being a sports announcer has been a great experience. Now I’m covering kids who I’ve coached since they were seven years old. I’m seeing them sign for baseball and football scholarships.” On the field, Tony coaches young athletes both in the game and in dealing with disappointment, resolving conflict, making good decisions, and working hard. Three years ago, Tony retired from coaching, but his son’s team struggled with an 0 and 7 record. Tony helped take the team over, and he immediately set up a tournament to see what they could do. After assessing the team, he went back to fundamentals. A year later, the team was bumped from AA to AAA. “If you make it out of AA, you are a good team. We went to six championships and won two of them. I tell them, ‘guys, when you get out there, you can be as successful as you want to be,’” Tony says. “If you see me as a coach, you probably wouldn’t like me very much. People say I’m too hard on the kids, but I’m hard on them because I expect a lot from them. I want them to put forth that kind of effort into everything they do, not just ball. I see my job, as a coach, is to get them mentally tough on the field and for their jobs and their lives. And most of the people saying that I’m too tough need to stick around for after the game to see the kind of relationship I have with my kids. The kids know that I’m there for them.” Tony practices what he preaches to the athletes. His own work ethic drives him. He works seven days a week when it is not baseball season. He answers his phone from 6 a.m. to 11 p.m. He gets over 100 calls a day, and he always calls back. “I’m not hard to get a hold of, and I take care of business. A LT M a g a z i n e | M a r c h 2 0 2 1

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But, this job is hard work. It’s hard on your body,” Tony says. “Three years ago, the assistant coach on my baseball team passed away. It made me think. I really wasn’t doing any traveling. All we did as a family was go to Alabama and play ball on the beach. So, now we make time to go places. So far we’ve been on some amazing vacations. I’ve also taken my boys to twelve ballparks to see games and meet players. Recently, two of my sons, Griff and Mccauley, and I were asked to be in a movie with Scott Ennis called Going Fishing. Guys from Swamp People and Duck Dynasty were in the movie, too. We did that about a year ago. That was a fun experience for me to share with them.”

In the meantime, Tony is going to keep being himself. He is going to keep bragging on his boys, coaching teams, mentoring troubled teens, helping the needy, and working hard. He is going to keep telling things how they are. He is going to keep pushing himself to be better. His past may have influenced part of the story, but there is still more to be written. If you would like to contact Tony Langford Roofing and Construction, please contact him at (903) 701-5440. If you would like to follow Tony Langford and his efforts in the community, follow his profile on Facebook.

From the outside looking in, Tony isn’t one to dwell on the future. He lives in the moment and does the best he can at the moment. Since he was a kid, he has been driven by the experiences in his life, and luckily, he learns and grows from each new challenge. But, there is another area of life that Tony would like to tackle: politics. “I feel like I’ve been embraced by this community, and I’m very intent on the betterment of Texarkana. I think we are moving in the right direction, and I love the improvements we are making in the downtown area. I’m actually working on several buildings down there myself,” Tony says. “I think one day I would love to run for some kind of office here. I think that I could be an honest voice for what the people want.”


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Continuing the Family Business By: Anne Granado


Twitty Nursery is a family-owned business, and when customers spend money there, they are buying local, which is something the current owners, Mike and Kathie Eaton, strive to do daily. They are the third-generation owners of the thriving nursery, and they hope to eventually pass it down to their children. “For us, the business means continuing a family legacy, and that is important to us,” Kathie says.

During her teen years, Kathie never dreamed this would become her career. She graduated from Texas High School and continued her education at North Texas University, studying interior design. After she completed college, she met and married her husband, Mike Eaton, and in 1992, the two of them began working at Twitty Nursery. “I worked as a bookkeeper, and Mike landscaped and hydromulched while also working his job at Red River

Twitty Nursery was founded by Mr. R. S. Twitty in 1925 and has always been located at 4815 West 7th Street in Texarkana, Texas. In 1948, Mr. and Mrs. Aubrey Harper, grandparents of Kathie Eaton, purchased the nursery from Mr. Twitty. Twitty Nursery was already an established business, so the Harpers chose to keep the business name the same. In 1955, the Harper’s daughter, Jean Crain, and her husband, Bill, returned to Texarkana from Fort Worth, Texas. Bill began working at Twitty Nursery, gaining first-hand experience and knowledge from his father-in-law. Twitty Nursery had a thriving retail yard and a landscape and farm division. At this time, most ornamental plants were grown and harvested by manual labor, employing many people in the Texarkana area. In 1969, the Crains joined the Harpers as partners in ownership of Twitty Nursery. As the Crain’s three children grew up, they each spent time at the nursery working in various areas. “I remember working there during the summers and spring break,” Kathie says. “At only 13 I was planting tree liners on the farm.” A LT M a g a z i n e | M a r c h 2 0 2 1


Army Depot,” Kathie says. “In 1996, we became the third generation to own Twitty Nursery.” Over the past 96 years, Twitty Nursery has grown and flourished. They moved from using manual labor for everything on the farm to now using modern-day farm equipment. In the past, transplanting or digging trees had to be limited to smaller ones, topping out at five to six feet tall. Now, with large skid steer equipment and tree spades, Twitty Nursery has the ability to move trees up to 30-foot-tall while keeping them healthy and ready for their new home. “Watering the retail yard used to be done by hand, which meant dragging a water hose to each spigot and watering each bucket,” Mike says. “Now, we have a state-ofthe-art water irrigation system keeping each plant perfectly watered in our hot Texas summers.” Twitty Nursery operates three separate but interlinking divisions in their corporation: a fullservice retail yard, landscaping and design, and a farm. They carry the largest variety of plants in the Texarkana area at their full-service retail yard and are experts on insects and diseases, soil amendments, and plant care. Not only can you shop for your favorite Southern Living plants, but you also can receive instructions for planting and maintaining your new purchases. Their eightacre setting provides you with an abundance of the most gorgeous shrubs, roses, fruit and nut trees, evergreens, deciduous trees, annuals, and perennials. They also carry a large variety of mulches, compost, and stone. Twitty Nursery specializes in the type of plants

grown in our area and will not sell you something that is not in your USDA zoned area. For those customers that are not DIYers, Twitty Nursery offers a full landscape service from consultation to implementation. They begin with a consultation and gain a deep understanding of their customer and their specific needs and love for certain plants. Next, they design a model of the finished landscaping project so the customer can see, in detail, what their outdoor space will finally look like when completed. Then, the work begins as they successfully install stone, irrigation, plants, mulch, and more. “Our landscaping division is not limited to just Texarkana; we have completed projects in Idabel, Shreveport, Little Rock, and Dallas,” Kathie says. “Also offered under this division are irrigation design, service, and repair. Mike is a licensed irrigator in Texas and can use his expertise for any size project.” The wholesale division of the nursery is lovingly referred to as “the


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Toby Keith, Walmart’s brand-new headquarters in Bentonville, Arkansas, and even Bass Pro Shop in Springfield, Missouri. Our most interesting sale in this wholesale division has been relatively recent. We shipped 12” caliper trees to the new Fort Worth entertainment district, one whose size is larger than the San Antonio River Walk and would even rival Austin’s Town Lake. These beautiful trees will be planted for 12 miles along the Trinity River.”

farm.” It is overseen by a fourth-generation member of the family, Josh Eaton, son of Mike and Kathie. With over 360 acres in two farms of growing shade trees, evergreens, and flowering trees, the farm keeps the wholesale division working yearround. Plants arrive as liners; small, young plants that will eventually grow into mature plants and are planted on the farm. As they grow, they are dug, balled and burlapped, and shipped to other retail nurseries around the four-states area and construction projects. Mike stated, “Some of our trees have been shipped to country music star

For Mike and Kathie, each morning begins with organizing the day and prioritizing tasks. With three divisions, there are many moving parts: employees, vehicles, farm and landscaping equipment, plants and materials, and scheduling deliveries. At any time, Twitty Nursery could be receiving plants from Oregon and shipping larger plants to Florida. There is watering to be done, fertilizing, spraying, planting, maintaining irrigation systems, and overall inspections, all before the first customer arrives. After getting the day organized and each part moving in the right direction, Mike, Kathie, and Josh turn their focus to their customers, both retail and wholesale. “After 25 years of owning the nursery, we have learned how valuable it is to maintain relationships with our customers,” says Kathie. “And our customers include everyone from a person calling to inquire about numerous evergreen trees to be planted at a commercial building to an in-person inquiry on shade-loving trees. It means so much that we have generations of families who continue to visit us through the years. Each customer is so important to us.” As the day ends, Mike and Kathie wait for their employees and different crews to arrive back on-site

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and put away their equipment. They wish everyone a great evening and thank God for the blessings He provided that day. One of the greatest benefits of having a family-owned business has been the ability to spend time with their family, both on and off the clock. As the Eaton’s two children, Michelle Horton and Josh Eaton, have grown up through school, married, and started their own families, Mike and Kathie have had the pleasure of being present for everything. “We currently have four grandchildren and love spending time with each of them,” Kathie says. “As far as Twitty Nursery’s future, we hope to continue to build upon the legacy that we have here. Our son, Josh, has already established his career working here, and we anticipate that one day we will pass it onto the fourth generation of our family.”


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A Look Into A Barndominium This home, being one of the first barndominiums built in the area was originally constructed in 2007. The original structure consisted of a 2 story, 2 bedroom, 2 bath, and 2000 square feet of living area with an open floor plan and 2000 sf shop under one roof. It has granite countertops in the kitchen and breakfast bar. A custom built, double-sided rock fireplace facing the living room and outside patio. The upstairs is accessed by a beautiful cedar log staircase, which leads to the game room and an upstairs bedroom with a walk in closet and private bath.

In 2015, 1000 sf of the shop was enclosed to make the total living area 3000 sf. This addition added a huge master bedroom suite with a large walk in closet with a closet island. A 20 X 20 formal dining room was added during this phase of construction.

In 2020, a 36 x 50 shop add on was completed along with a 24 X 76 foot RV cover/back porch entertainment area. Inside this shop, is a 24 x 20 “Mancave” with its own kitchen w/granite countertops, living area with gas log stone fireplace, bathroom, and laundry A LT M a g a z i n e | M a r c h 2 0 2 1



New Way to Live In 2019, the master bath was remodeled with soaker tub, walk in tile shower, and custom cabinets.

The in-ground gunite salt-water pool was added in 2012 to accent the outdoor kitchen and fireplace.


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Miller County Abstract & Title


Title Examination Title Commitment or Binder Policy Issuance Endorsements Escrow Services Insured Closing Letter Settlement Services Title Updates for Draws Construction Loan Draw Endorsements 1031 Tax Deferred Exchanges REO Services Underwriting counsel available to discuss Title Underwriting Issues

Lauree Romero

Director of Operations

Twin City Title is locally owned and operated. The combination of innovative technology employed by skilled professionals makes us unique, as we provide precision and exceptional service through every aspect of the closing process.

About Us

Offering our services in the states of Texas and Arkansas

Here we anticipate our customers' needs and work to provide the right solutions to fit their budget and closing schedule. We have a heavy focus on guiding you through the title and settlement Twin City Title has been process to insure that your real serving the Texarkana area estate transaction best fits your since 1981. needs. Call the experts at Twin City Title or Miller County Abstract Twin City Title is dedicated to put their 30+ years of regional to leading our industry - in experience to work for you. We customer satisfaction by have built our reputation on providing consistently highoutstanding customer satisfaction quality services; in innovation by developing and marketing through the delivery of high quality new systems, products and services. services; in profitability by demanding efficiency; and in growth. The thread that weaves it all together is people. Twin City Title: past, ONLY LOCALLY OWNED present, and future. TITLE COMPANIES!

3310 Arista Blvd, TXK, TX 300 E Hoskins, New Boston, TX A LT M a g a405 z i n eWalnut, | M a r cTXK, h 2 0AR 21

Carla Ward

Director of Title & Escrow

Miller County Abstract is a locally-owned and operated title company dedicated to providing superior services to area residents. Our team of highly trained professionals can handle all of your title, settlement or escrow-related needs. We have worked with individuals, businesses and real estate agents. We having been serving Miller County and surrounding areas since the 1930’s. You can trust our knowledgeable agents to alert you to any title issues and recommend the necessary insurance. We’ll make sure you never suffer a financial blow because of a title issue. Reach out to Miller County Abstract and Title to learn more.

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Physical Therapy

Flexibility Mobility Recovery

Physical and Occupational Therapy Privately Owned and Operated • • • • •

What Sets Us Apart?

Physical and Occupational Therapy Services to meet a wide range of needs. Referrals Promptly Scheduled and Authorized 24/7 phone access to one of our therapists to cover any questions, concerns, or needs that may arise between appointments or after hours. In addition to accepting most healthcare plans and worker’s compensation plans, we also offer a compassionate pay care system to ensure everyone gets the treatment they need at a price they can afford. Let us know how we can help! Providing respected and quality healthcare in a positive and personable environment for 15+ years. Flexible And Extended Work Hours Available To Meet Patient’s Needs

5602 Richmond Road | Suite 106 | Texarkana, TX (903) 794-0333 032

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Your Contributions Make A Difference! Adore to Restore the Ace of Clubs House!

Donate today! Online: AceofClubsHouse

903-793-4831 219 N State Line Ave. Texarkana, Texas

By Mail: Ace of Clubs Fund, 219 N State Line, Texarkana, TX 75501

TOLERATING THAT BROKEN PHONE? Stop by and see THE PROS! Most repairs can be done in less than 1 hour! We Fix Back Glass Too! 903.949.6863 4116 GIBSON LANE WWW.PHONEPROSTXK.COM A LT M a g a z i n e | M a r c h 2 0 2 1


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Drug Take Back Initiative Operation Medicine Cabinet The Texarkana Arkansas Police Department is proud to partner with Texarkana Emergency Center in an effort to remove unused and out of date prescription medicines from your homes. •It is important to know that law enforcement is only interested in the removal of unused and/or outdated medications from the homes of our citizens. •It matters not whose name is on the prescription, by whom it was prescribed, where it was prescribed, or where you reside. •We stress that it makes no difference if you live in Texas or Arkansas. •We take back all medications, no questions asked. You can remove the label if you desire but it’s not necessary. •We ask that you do not deposit needles (sharps), inhalers, medication from businesses or clinics, ointments, lotions, liquids, aerosol cans, hydrogen peroxide, or thermometers. One box has been placed behind the Bi State Justice Building at 100 N. State Line Ave., Texarkana, Arkansas and another outside the Texarkana Emergency Center, 4646 Cowhorn Creek Rd., Texarkana, Texas. These boxes are regularly checked and the contents are immediately packaged for destruction. If you would like to personally drop your medications off to law enforcement, you can at the Miller County Sheriff’s Office on East Street and Bi State Justice Building in Texarkana.

National Take Back Day April 2021 8am - 12pm at Texarkana Emergency Center & Hospital

You can learn more about this program by visiting or on Facebook by searching Arkansas Take Back or Arkansas Drug take Back. FIND US ON A LT M 4646 a g a z i n e Cowhorn | March 2021 Creek | Texarkana, TX 75503 | 903.838.80000 3 5

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THESE ARE MY CHURCH CLOTHES join us. come as you are.

Love God. Serve Others. Teach Truth. Sunday Services, 10 am | PASTOR MICAH HARP Veritas Academy, 2101 E 50th St, Texarkana, AR 71854

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The surprises that come with widowhood don’t have to catch you off guard. Losing a spouse is a subject we tend to avoid. After all, it’s one of the most devastating events anyone can experience. But ignoring the inevitable is unlikely to do you any favors, especially when you consider that the vast majority of women will outlive their husbands. A healthier approach, perhaps, is to take your time and work through the things you can expect in widowhood. Doing so now might help during what will likely be an inherently difficult time for your family.

Worth Reflecting Upon Women, on average, find themselves widowed in their 50s. That could mean 10, 20, maybe even 30 years of life without their spouse by their side. Of surviving women, 53% say they and their spouse had done no financial planning in case one of them passed away. Furthermore, only about 14% of women were involved in making financial decisions before their husbands died, which could result in some surprises in widowhood. Here’s what we mean. •


Being unaware of your entire financial picture could mean

you won’t know where to start when you need to access liquidity after a loss.

Prepare Before the Loss

• Neglecting to add both your names to important accounts could mean you may not be able to access funds right away and may need to borrow money to get through what could be a lengthy probate process.

Planning for widowhood helps you avoid making hasty or uninformed decisions when it happens. There are many steps you can take, and a good chance you’ll uncover others along the way.

• Do you know all the digital passwords to your financial information? Even if you’ve got them written down somewhere, can you read them? Both spouses should know how to access their digital domain.

Talk: Make it a habit to discuss finances and accounts with your spouse – regularly. After just one or two times, you will begin developing a solid plan as a team. Involve your financial advisor as topics and tasks become complex.

• Take the time now to get better acquainted with your financial advisor and confirm that you understand how you are invested and why. You’ll also want to master any budgeting software you may be using, if you haven’t already.

Tell others: Along with your advisor, share your plan with your adult children (if you have any), the executor of your wills and perhaps a close friend or two.

How can women think through all this and make the best of what’s to come? Through open dialogue, solid planning and ongoing support, you can indeed cope and eventually thrive.

Create a repository: Include account numbers and passwords, security codes and PIN numbers, key contacts, location of birth and marriage certificates, divorce papers, vehicle titles, mortgage documents, life insurance policies, retirement plans, stock certificates and any other critical

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STRINGER WEALTH MANAGEMENT RAYMOND JAMES FINANCIAL STRINGERWEALTHMANAGEMENT.NET information. Store this sensitive data in a secure place, perhaps an encrypted drive or a safe deposit box.

accounts, including the passwords to online accounts. To determine what can and cannot be put on hold, speak briefly with your attorney, accountant and financial advisor. Once you’re ready for more in-depth guidance and action, you can re-engage.

The Value of You

Stay current: Update wills, powers of attorney, healthcare directives and beneficiaries. Ensure accounts are in both your names and titled properly. You will glide past many surprises by doing so.

You are not alone. Other women have gone through what you might experience and stand ready to lend their guidance. And if they can heal, so can you. Here are a few self-care reminders.

Maximize Social Security: Talk with your advisor about the claiming strategy options you’ll have as a survivor, including any dependents you may have. You’ll want to maximize every source of income, and Social Security is an important one.

Reach out: Staying connected with loved ones, letting them know how you’re doing and asking for help could get you through the darker days.

Pause After Facing the emotions and potential financial fallout of widowhood can be incredibly overwhelming. So take time for yourself and consider putting things on hold while you gather enough emotional strength and support to move forward. Your financial advisor can be one of those sources of support, especially since there are steps new widows should take almost immediately. Filing for survivor’s Social Security benefits, obtaining death certificates, filing as beneficiary for a spouse’s retirement accounts and getting permission to access any separate accounts. Though, of course, it’s a good idea to understand how to access all important Sources: Raymond James;;; huffingtonpost. com;;;;;

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Keep moving AND resting: If you don’t already have one, an exercise routine produces endorphins that can lift your spirits (baby steps are perfectly fine). And as hard as it might be, try to get enough sleep. Explore long-term care: Considering 80% of women will be on their own toward the end of their lives, it’s never too soon to plan accordingly for your later years.

By accepting widowhood as likely and developing a plan, you can help better navigate your future and feel more empowered over time. It will take work. But if you start now, you’ll have your spouse, family, friends and professional advisors to help you see a clear way forward for when you need it the most.

financial focus

Consolidate: Managing multiple accounts, especially ones of relatively small value, can be tedious. Consider parking everything in one place. Not only will it be easier to manage, but you’ll be able to see your financial big picture.



903.336.6139 600 N Kings Hwy I Wake Village, TX I 903.832.5438






Tasty Donuts Donut • Croissant • Kolache • Fruit Sticks • Burrito Biscuit • Muffin • Coffee




870.773.4072 044

NOW OPEN IN TWO LOCATIONS!! 1443 N. Kings Hwy. 903. 838. 0422

K-Mart Shopping Center 903. 223. 0149

Donuts are ALWAYS the Answer! A LT M a g a z i n e | M a r c h 2 0 2 1













Fish Tales with Mike Brower

I Belize in Catching Fish Last month Debbie and I went to Ambergris Caye, an island in Belize. I went fly fishing; Debbie did the pool/beach thing. This was an Orvis trip to El Pescador Lodge. Now, I’m not a salt water guy, but the area has a large population of bonefish as well as permit and tarpon. I shared a boat with a guy from Denver and we caught a ton of bonefish, as well as a couple of jack cravelles, and I even had a barracuda on for about five minutes. The fishing is all shallow water and I could have stood up in the water everywhere we went. The mangroves are pretty neat with all the wildlife. Heck, everyone speaks English and is happy you are there. Even Debbie got in on the action and caught a bonefish in front of the lodge while learning how to cast a fly rod. We did have fun and I would do it again, but it’s not bass fishing. Happy Fishing!


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Ashley Cooper (903) 276-9898



noun North American Trademark a person who acts as an agent for the sale and purchase of buildings and land; a real estate agent.

Need a House? I am your girl!

4110 Richmond Place | Texarkana, Texas 75503

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March ‘21





Join the Ladies of Faith (Faith Assembly Church at 2001 Arkansas Blvd., Texarkana, AR) for our annual Friendship dinner! Tickets are $15 for food & doorprizes! Visit for ticket information. Dinner is at 6pm, bring a friend!

Come and experience the home of the Boggy Creek Fouke Monster! Join Keith Crabtree & Nite Callers Bigfoot Radio as they host the second annual Fouke Monster Campout at Alex Smith Park! This is a family friendly event and being outdoors, there’s plenty of fresh air and room for social distancing. This is a great way for Bigfoot enthusiasts and researchers to meet and talk some squatch! Come hear encounters and stories as they are shared around the campfire. Take a drive and see the beauty of the Boggy Creek area or go visit the famous Monster Mart store and museum! There’s so much to do and see! Campsites are free: first come, first serve. Bring your own food and gear. Story telling around the main fire at 7 pm on Saturday. Vendors are welcome and will be set up at the main pavilion.

-happy spring-



Pull for Heroes





Our 4th annual Pull for Heroes - Sporting Clay Tournament will be held at Rocky Creek in Texarkana on March 13, 2021, targeting a wide audience, particularly those willing to support our local police and fire departments. Shooting games and activities will allow participants at any experience level to enjoy a day of fun. Tickets can be found at

Returning to the Four States Fair Entertainment Center, March 13 and 14 will be the Texarkana Home Builders Association Home and Garden Show. For more information contact (903) 223-0422

Join Chonda Pierce, a stand-up comedian, television hostess, author and now actress, as she channels her life experiences into positivity, bringing laughter to audiences around the country. This is an evening you won’t want to miss. Get your tickets to see the Queen of Clean comedy LIVE IN CONCERT today!

Texarkana Cares Virtual 5K

A virtual race against hunger to benefit the TAMUT Eagle Pantry, our student food pantry - All the proceeds from this event will benefit the Texas A&M University Texarkana Eagle Pantry. The Eagle Pantry feeds student success by providing essential non-perishable and personal hygiene items to students in need and is available to any student. Registration is $20.00 per adult, and there is a separate registration for students (both TAMUT, local colleges, and K-12) that is $10.00 per registrant. You can walk, jog, run, bike, hike, or swim - anything counts! Since this event is virtual and timing is honor-system based, there will not be prizes for the fastest participant. We have received some very generous donations that anyone who participates or donates will be eligible to win following the end of registration. These include (1) $50.00 Heat It Up gift card, (2) $20 Gusano’s gift cards, and (2) Dinner for 2 vouchers from TaMolly’s.


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Boxer Rescue of Texarkana Let us get these babies homes! Gunner is a great dog!



Texarkana Animal League 3 month old Australian Shepherd mix.

Texarkana Humane Society Adopt your new best friend! Jessie is around 5 1/2 months old. She is fully vetted, spayed, and litter box trained. If you want a cuddle bug, she’s the one. She is a big "purr- baby" and loves to make "biscuits"


Passion For Pooches 1 year old Pom doxie. Ready for her furever home!

ANGUS MACGYVER Muttley Crew A German Shepherd breed that is precious!

Adopt, Don’t Shop!

Local Rescues



$50 adoption fee


The Animal Care & Adoption Center of Texarkana, Arkansas is located at 203 Harrison, Texarkana, AR, 71854. For more information, call 870.773.6388, or visit: www. or AdoptionTXK. Please note, all dogs adopted from this shelter MUST be spayed or neutered. Spays cost $89-$104, neuters are $76-$92 depending on the weight of the dog. We also have SPONSORED dogs and cats! This means someone has already paid for their vetting! Come see who’s waiting! We are always in need of caring, capable volunteers to assist in with duties at the center, adoption events, fund-raising activities and more. Open Monday-Friday 11AM 5PM; Saturday 11AM - 2PM.


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Bill Spradlin Realtor 903-748-3186

Jan Williams Realtor 903-277-5771

Exceptional two story home located in New Boston, TX. Features four bedrooms, three baths, primary bedroom suite is located downstairs, two living, wood burning fireplace, formal dining, breakfast area, large kitchen with lots of cabinet and countertop space, gas cooktop, wall oven, microwave. Enjoy the game room with bar area. This home has lots of built ins. So many amenities! Ready to entertain family and friends, step outside and enjoy the in ground pool and pool house which features bar and kitchen area with half bath, coy pond, storage building, but wait that is not all, there is a 100 x 80 workshop lots of room for all your toys. All of this on 4.4 acres of land.

Pam Hollingsworth Realtor 903-277-1222

Tara Whelchel Realtor 903-293-1429

John Trubia Realtor 817-701-8402 Now Servicing the Dallas Fort Worth Area!

Amber McCormack Administrative Assistant 903-223-0710

Tracy Spradlin Broker 903-748-2477

Kailey McDowell Property Manager 903-559-1511

1356 N. Kings Hwy. | Nash, TX 75569 | 903.223.0710 | | A LT M a g a z i n e | M a r c h 2 0 2 1


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