AL DÍA NEWS October 26 - November 2, 2022

EDITORIAL EDITOR-IN-CHIEF

Hernán Guaracao

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Fernando Millán DEPUTY

Nigel Thompson Jensen Toussaint

Némesis Mora

WRITERS

Manuel Herrera Erika Ardila

Andrea Rodes

Sandra Ramírez Ortega Kianni Figuereo

Alan Nuñez (Fellow)

Carlos Noguera (Fellow)

Jennifer Hernandez (Fellow)

Renata Kaminski (Fellow)

Rodrigo Campos (Fellow)

Eliot Olaya (Fellow)

PRODUCTION MANAGER

Juan Alba

DESIGN MANAGER

Maybeth Peralta GRAPHIC

Mónica Hernández PHOTOGRAPHERS

Harrison Brink Peter Fitzpatrick

Alexa Rochi

Juan B. Díaz

Juan David Cardona

SOCIAL MEDIA COORDINATOR

Silvia Otero Guaracao

SENIOR CONTRIBUTORS

Juan González (USA) Eileen Truax (USA) TRANSLATORS

María del Mar Agudelo

BUSINESS

DIRECTOR,

Martin Alfaro

BUSINESS

Alaitz Ruiz-Arteagoitia Arjun Agarwal

EVENTS

Erin McGovern

Hernán Guaracao

Elizabeth

A CALLING TO SERVE OTHERS

By | Por: FERNANDO MILLÁN | AL DÍA News Print Editor

“Iwas the first Guatema lan-American elected to the state legislature. I am also the daughter of immigrants, who worked multiple minimum wage jobs, and the wife of a DACA beneficiary. For me, this race was personal, I fought to get here”. So characterizes Delia Ramirez, an Illinois state representative who is now a candidate for U.S. Congress in Illinois’ Third Congressional District.

Delia has been a legislator, social ser vices director, community leader and co alition builder.

Her parents came to the United States when her mother was pregnant with De lia. From them she had the example of what it means to help the community. “It was where I learned the values of service and to find time, even if it was limited, to serve others”, she told AL DÍA.

When she was seven, they bought a house in Humboldt Park, a Latino neigh borhood inhabited mostly by Puerto Ri cans, which became the epicenter of his family’s social work. With no contact with politics, the same community asked her to run as a representative for the Fourth District of the Illinois House, in 2018. She won and thus became the first person of Guatemalan descent elected to that position in Illinois.

Last December 8th, she announced her candidacy for Congress. In the Dem ocratic primaries in the Third District, she got more than 65 % of the vote. Her opponent in the general election is Re publican Justin Burau. If she wins, which seems most likely, she will be the first Latina congresswoman in the histo ry of the Midwest. “I can represent thou sands of young women who deserve to be in these leadership positions”, she said.

AN AWARD-WINNING FILM

In the Culture section, this edition highlights Bolivian film director Alejan

ENGLISH ESPAÑOL

dro Loayza and his film Utama, winner of an award at Sundance and selected to represent Bolivia at the Oscars.

For his debut feature, Loaiza sought natural actors at more than 4,000 meters above sea level, in Santiago de Chuvica (Bolivia). “We traveled around the re gion, knocking door to door”, he told AL DÍA about what he had to do to find the protagonists of this film, whose name in Aymara means ‘Our home’.

“Fui la primera guatemalte ca-estadounidense elegida para la legislatura estatal. Soy también hija de inmi grantes, que trabajaron en múltiples em pleos con salario mínimo, y la esposa de un beneficiario de DACA. Para mí, esta carrera fue personal, luché para llegar aquí”. Así se caracteriza Delia Ramírez, representante del estado de Illinois que ahora es candidata al Congreso de Esta

dos Unidos por el tercer distrito congresio nal de Illinois.

Delia ha sido legisladora, directora de servicios sociales, líder comunitaria y constructora de coaliciones.

Sus padres llegaron a Estados Unidos cuando su mamá estaba embarazada de Delia. De ellos tuvo el ejemplo de lo que sig nifica ayudar a la comunidad. “Fue donde aprendí los valores del servicio y a encon trar tiempo, aunque fuera limitado, para servir a los demás”, le contó a AL DÍA.

A los siete años compraron una casa en Humboldt Park, un barrio latino habi tado mayoritariamente por puertorrique ños, y que se volvió el epicentro de la labor social de su familia. Sin tener contacto con la política, la misma comunidad le pidió postularse como representante para el cuarto distrito de la Cámara de Illinois, en el 2018. Ganó y así se convirtió en la prime ra persona de ascendencia guatemalteca elegida en esa posición en Illinois.

El 8 de diciembre pasado anunció su candidatura al Congreso. En las primarias demócratas del tercer distrito, sumó más del 65% de los votos. Su rival en las elec ciones generales es el republicano Justin Burau. De ganar, que parece lo más seguro, será la primera congresista latina de la his toria del Medio Oeste. “Puedo representar a miles de mujeres jóvenes que merecen estar en estos lugares de liderazgo”, dijo.

UNA PELÍCULA PREMIADA

En la sección de Cultura, esta edición destaca al director de cine boliviano Ale jandro Loayza y su película ‘Utama’, pre miada en Sundance y seleccionada para representar a Bolivia en los premios Óscar.

Para su ópera prima, Loaiza buscó ac tores naturales a más de 4.000 metros sobre el nivel del mar, en Santiago de Chuvica (Bolivia). “Viajamos por la región, tocando puerta por puerta”, le contó a AL DÍA al re ferirse a lo que debió hacer para encontrar a los protagonistas de esta cinta, cuyo nombre en aymara significa ‘Nuestro hogar’.

DELIA RAMIREZ IS RUNNING FOR THE HOUSE OF

SHE MAY BE THE FIRST

IN ILLINOIS.

FOR THE

RAMÍREZ

CANDIDATA

LA CÁMARA

REPRESENTANTES Y PODRÍA SER LA PRIMERA LATINA ELEGIDA EN ILLINOIS. UNA

POR LA COMUNIDAD.

MEXICO

SPACE FOR THE CATRINA

The

Este 23 de octubre

la Procesión de Catrinas

símbolo

Estas figuras

JULIA RIVERA’S MISSION IN PHILADELPHIA

By | Por: JENSEN TOUSSAINT | AL DÍA News Staff Writer

During her five-year tenure with Congreso, Julia Rivera has been an integral part of its leader ship team.

Starting out as external affairs director, she has since worked her way up to vice president of exter nal affairs & strategic initiatives, and in August 2022 was promoted to her current role as Chief External Affairs Officer.

“It’s an honor to be able to represent Congreso exter nally and to also be tasked with telling the stories of Con greso, which are really important stories to tell,” Rivera told AL DÍA when asked what the promotion meant to her.

Congreso is a nonprofit whose mission is to enable families in Latino neighborhoods to achieve economic self-sufficiency and well-being through a variety of ser vices, including education, housing, employment, and several others.

From the very beginning of her young professional career, Rivera’s passion has been clear and it goes handin-hand with the nonprofit’s: working directly with Latino — and particularly — the Puerto Rican — communities.

THE ORIGINS OF THAT PASSION

Rivera is originally from Silver Spring, Maryland, and grew up in a community surrounded by a popula tion of Latinos who were primarily Central American.

She loved the culture of those Central American countries, but remained cognizant of the differences from Puerto Rican culture.

After graduating from high school, she decided to attend Trinity College in Hartford, Connecticut.

What drew her to Hartford was “seeing the opportu nity to work so closely with a community whose culture, language [and] customs really resonated with me.”

“I felt like I was at home, but I was still able to do work that I was passionate about,” Rivera added.

While pursuing a master’s degree in public policy at Trinity College, she also simultaneously worked as the college’s Community Relations Manager.

In that particular role, she helped coordinate commu nity engagement and partnerships, preparing her great ly for the role she has had since joining Congreso in 2017.

DRIVEN BY ADVOCACY

In her role as Chief External Affairs Officer for Con greso, Rivera oversees a number of different areas.

ESPAÑOL

Durante sus cinco años de trabajo en Congreso, Julia Rivera ha sido una pieza integral de su equipo de liderazgo.

Comenzó como directora de asuntos exter nos, y desde entonces ha ascendido a vicepresidenta de asuntos externos e iniciativas estratégicas, y en agosto del 2022 fue promovida a su actual cargo de directora de asuntos externos.

“Es un honor poder representar a Congreso externa mente y también tener la tarea de contar sus importantes historias”, dijo Rivera a AL DÍA cuando se le preguntó qué significaba para ella la promoción.

Congreso es una organización sin ánimo de lucro cuya misión es permitir que las familias de los barrios latinos alcancen la autosuficiencia económica y el bienes tar a través de una serie de servicios como la educación, la vivienda y el empleo, entre otros.

Desde el principio de su joven carrera profesional, la pasión de Rivera ha sido clara y va de la mano con la de las organizaciones sin ánimo de lucro: trabajar directa mente con las comunidades latinas, en particular la puer torriqueña.

LOS ORÍGENES DE ESA PASIÓN

Rivera es originaria de Silver Spring, Maryland, y cre ció en una comunidad rodeada de una población de latinos, principalmente centroamericanos. Le encantaba la cultura de esos países de centro América, pero seguía siendo cons ciente de las diferencias con la cultura puertorriqueña.

Después de graduarse de la escuela secundaria, deci dió asistir al Trinity College en Hartford, Connecticut. Lo que la atrajo a dicha institución fue, en sus palabras, “ver la oportunidad de trabajar tan estrechamente con una co munidad cuya cultura, idioma y costumbres resonaban conmigo. Me sentí como en casa, pero pude seguir hacien do el trabajo que me apasionaba”.

Mientras cursaba un máster en políticas públicas en el Trinity College, trabajaba como directora de relaciones comunitarias para dicha universidad. En esa función, ayudó a coordinar la participación y las asociaciones co munitarias, lo que la preparó en gran medida para el pa pel que ha tenido desde que se unió a Congreso en el 2017.

IMPULSADA POR LA PROMOCIÓN

su papel de directora de asuntos externos de Con greso, Rivera supervisa diferentes áreas. Esto incluye la

CHIEF

AFFAIRS OFFICER AT CONGRESO, JULIA RIVERA’S ROLE IS VAST, BUT EACH ONE DRIVES HER PASSIONS. COMO JEFA DE ASUNTOS

EN CONGRESO, JULIA RIVERA DESEMPEÑA UN AMPLIO PAPEL, PERO CADA UNO DE ELLOS IMPULSA SUS PASIONES.

FETTERMAN’S BERKS SILENCE

By | Por: CARLOS NOGUERAS | AL DÍA News Staff Writer

The campaign for U.S. Senator in Pennsylvania is getting very close.

After it seemed Pennsylva nia Lieutenant Governor John Fetter man would meme himself to victory, slamming his Republican opponent Dr. Mehmet Oz at every utterance of ‘cru dité’ and New Jersey, some polls now show Fetterman only leading by a point just two weeks from Election Day.

On Tuesday, Oct. 18, his campaign, seemingly the most digitally-savvy of any candidate running for office across the country during the 2022 election cycle, overlooked its targeted outreach and could pay a price.

That morning, the Shut Down Berks Coalition took to Twitter to blast Fet

ENGLISH ESPAÑOL

terman’s campaign for sending them an automated direct message asking for donations to the campaign.

AN ERRANT REQUEST

For the coalition, it brought back memories of a previous rocky relation ship with Fetterman amid past cam paigns. Prior to the fundraising out reach in 2022, the last time the coalition said anyone or anything associated with Fetterman attempted contact was in 2018, as the then-Mayor of Braddock, PA sought the Lieutenant Governor’s office.

“We can not make this up,” read the beginning of the tweet thread. “First time we hear from John Fetterman since the 2018 primary and he’s asking us to donate to his campaign. After re

L

a campaña para senador de los Es tados Unidos en Pensilvania se está acercando mucho.

Después de que pareciera que el te niente gobernador de Pensilvania, John Fetter man, se haría con la victoria a base de memes, atacando a su oponente republicano, el Dr. Meh met Oz, cada vez que hablaba de “crudité” y de Nueva Jersey, algunas encuestas muestran aho ra que Fetterman solo lleva una ventaja de un punto a dos semanas del día de las elecciones.

El martes 18 de octubre, su campaña, que parece ser la más digitalizada de todos los candidatos que se presentan a las eleccio nes del 2022 en todo el país, pasó por alto su alcance específico y podría pagar un precio.

Esa mañana, la Coalición Shut Down Berks tomó Twitter para criticar la cam paña de Fetterman por enviar un mensaje

directo automatizado pidiendo donaciones para la campaña.

UNA PETICIÓN ERRANTE

Para la coalición, trajo recuerdos de una relación inestable con Fetterman en campa ñas pasadas. Antes de la recaudación de fondos en el 2022, la última vez que la coali ción dijo que alguien o algo relacionado con Fetterman intentó contactarse fue en el 2018, cuando el entonces alcalde de Braddock, PA, buscó la oficina del teniente gobernador.

“No podemos inventar esto”, rezaba el inicio del hilo de trinos. “Es la primera vez que escuchamos de John Fetterman desde las primarias del 2018, y ahora nos pide que done mos para su campaña. Después de negarse a reunirse con nosotros o a hacer una sola cosa para ayudar a las familias inmigrantes (aho

Fetterman

fusing to meet with us or do a single thing to help immigrant families (now immigrant women) in the Berks Coun ty imm [sic] prison for four years.”

Beyond the inaction, Fetterman has also done himself no favors re garding immigration while on the cur rent Senate campaign trail.

In the primaries, during a debate with fellow nominee hopefuls Conor Lamb and Malcolm Kenyatta, Fetter man joined the more moderate Lamb in saying he would support an exten sion of Title 42.

The policy, put in place during the pandemic by the Trump administra tion as a public health measure, allows for the rapid expulsion of migrants at the border before even allowing them to present an asylum case.

Back in April 2022, Fetterman said he supported an extension until the coronavirus pandemic was over. In Oc tober, the policy has been reimplement ed by the Biden administration regard ing the influx of Venezuelan migrants. Those not eligible for asylum under new rules are being sent back to Mexico.

ra mujeres inmigrantes) en la prisión inm [sic] del condado de Berks durante cuatro años”.

Más allá de su inacción, Fetterman tam poco se ha hecho ningún favor en materia de inmigración durante su actual campaña al Senado. En las primarias, durante un deba te con otros aspirantes a la nominación, Co nor Lamb y Malcolm Kenyatta, Fetterman se unió al más moderado Lamb al decir que apoyaría una extensión del Título 42. Esta política, puesta en marcha durante la pan demia por la administración Trump como medida de salud pública, permite la rápida expulsión de los migrantes en la frontera

antes de permitirles siquiera presentar un caso de asilo.

Ya en abril del 2022, Fetterman dijo que apo yaba una prórroga hasta que la pandemia de coronavirus hubiera terminado. En octubre, la administración Biden volvió a aplicar esta po lítica en relación con la afluencia de migrantes venezolanos. Quienes no cumplen los requisitos para recibir asilo según las nuevas normas es tán siendo devueltos a México.

UN OJO NEGROPARA LOS DEMÓCRATAS

Cuando se trata de centros de detención de inmigrantes como el del condado de Berks, este

Vamos

seguir pidiendo

los políticos que sean algo más que palabras.

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to be more than just words.

DOMB IN KENSINGTON

By | Por: CARLOS NOGUERAS | AL DÍA News Staff Writer

ENGLISH ESPAÑOL

As Philadelphia gears up for the midterm elections in another week and a half, the city itself is also bracing for an explosion of candidates running for office in next year’s citywide elections. Those will see both a new mayor and a number of new faces on City Council.

Some of those new faces will come after Nov. 8, as a number of city coun cilmembers have already resigned to ei ther launch a mayoral bid or weigh one.

Former at-large City Councilmember Allan Domb was the first member of City Council to resign, but he has yet to for mally launch a mayoral bid.

All signs point to that eventually hap pening, but in the meantime, Domb has spent the last month going on a neighbor hood tour of the city.

“A HUMANITARIAN CRISIS”

Last week, the luxury real estate de veloper was at Esperanza Health Center at the intersection of Kensington and Allegheny for his latest stop of the tour. Domb held a closed-door meeting with community members before going on a walking tour that featured stops at sur rounding businesses.

“This is a humanitarian crisis. What the hell are we doing?” said Domb, visi bly frustrated at the nearby open-air drug during an interview with AL DÍA.

This year, a reeling Philadelphia con tinues to record elevated rates of gun violence, and Kensington stands at the center with the highest recorded shoot ings where, according to a Philadelphia Inquirer analysis, the likelihood of a shooting is 11 times higher than the city as a whole.

One of Domb’s first stops of the walk ing tour was Shane Claiborne’s work shop, known as Rawtools Philly. In it, he turns firearms into gardening tools.

Although not entirely familiar with the city official, Claiborne shared he

Mientras Filadelfia se prepara para las elecciones de mitad de mandato dentro de una semana y media, la ciudad espera una explosión de candidatos que se presentarán a las elecciones municipales del año que viene. En ellas habrá un nuevo alcalde y varias caras nuevas en el ayuntamiento.

Algunas de esas caras nuevas llegarán después del 8 de noviembre, ya que varios concejales han dimitido para lanzarse a la alcaldía o sopesar una candidatura.

El antiguo concejal Allan Domb fue el primer miembro del ayuntamiento en di mitir, pero aún no ha presentado formal mente su candidatura a la alcaldía. Todo apunta a que acabará haciéndolo, pero, mientras tanto, ha pasado el último mes recorriendo los barrios de la ciudad.

“UNA CRISIS HUMANITARIA”

La semana pasada, el promotor inmobi liario de lujo estuvo en el Esperanza Health Center, en la intersección de Kensington y Allegheny, en su última parada de la gira. Domb mantuvo una reunión a puerta cerra da con miembros de la comunidad antes de realizar un recorrido a pie que incluía para das en los negocios de los alrededores. “Esto es una crisis humanitaria. ¿Qué demonios estamos haciendo?”, dijo Domb, visiblemente frustrado ante el consumo de drogas al aire libre durante una entrevista con AL DÍA.

Este año, una Filadelfia tambaleante sigue registrando elevados índices de vio lencia con armas de fuego, y Kensington se sitúa en el centro con el mayor número de tiroteos registrados. Según un análisis del Philadelphia Inquirer, la probabilidad de que se produzca un tiroteo allí es once ve ces mayor que en el conjunto de la ciudad.

Una de las primeras paradas del reco rrido a pie de Domb fue el taller de Shane Claiborne, conocido como Rawtools Phi lly. En él, convierte las armas de fuego en herramientas de jardinería.

Aunque no está del todo familiarizado con el funcionario de la ciudad, Claiborne com partió que se alegró de escuchar algunas de

AS THE FORMER CITY COUNCILMEMBER WEIGHS A MAYORAL RUN, AN ONGOING TOUR OF THE CITY BROUGHT HIM TO K&A. MIENTRAS EL EXCONCEJAL SOPESA UNA CANDIDATURA A LA ALCALDÍA, UNA GIRA POR LA CIUDAD LO LLEVÓ A K&A, “ESTO ES UNA CRISIS HUMANITARIA”, DIJO.

Allan Domb is still considering a run for Mayor in 2023, but his tours of communities since stepping down show intent.

Carlos Nogueras/AL

Allan Domb

run

Mayor

tours of communities since stepping down show intent.

Carlos Nogueras/AL

ENGLISH ESPAÑOL was glad to hear some of Domb’s ideas to tackle gun violence, and appreciated that he actually put in a few steps along the block.

“We welcome everybody. We need more people who care about this neighborhood as much as we care about it (...) We’ve been really neglected by the city,” he said.

“MORE DISAPPOINTMENT”

However, not everyone AL DÍA spoke to shared Claiborne’s enthusiasm when it came to Domb’s visit. For Patrice Rogers, he was just another in a long line of

public officials showing face in the community and paying lip service.

“More disappointment,” said Rogers of her conversation with Domb. “We hear this all the time of elected officials. Everybody’s scared. We need leaders. We need people that’s going to take control of the problem and solution.”

Rogers is a community advocate and outreach coordinator who turned an empty lot into a camp for the homeless with the goal of connecting them with services.

Over the last year, Rogers has spoken with many elected officials but is not swayed by the policy offerings brought to the tours.

las ideas de Domb para hacer frente a la violencia de las armas, y apreció el hecho de que diera algunos pasos a lo largo de la manzana.

“Damos la bienvenida a todo el mundo. Necesitamos más gente que se preocupe por este barrio tanto como nosotros [...] Hemos sido realmente abandonados por la ciudad”, dijo.

“MÁS DECEPCIÓN”

Sin embargo, no todas las personas con las que habló AL DÍA comparten el entusiasmo de Claiborne por la visita de Domb. Para Patrice Rogers, no fue más que otro de una larga lista de funcionarios públicos que se muestran en la comunidad y que hablan

de labios para afuera. “Más decepción”, dijo Rogers sobre su conversación con Domb. “Escuchamos esto todo el tiempo de los funcionarios electos. Todo el mundo está asustado. Necesitamos líderes, necesitamos gente que tome el control del problema y brinde la solución”.

Rogers es una defensora de la comunidad y coordinadora de divulgación que convirtió un solar vacío en un campamento para los “sin techo”, con el objetivo de ponerlos en contacto con los servicios. A lo largo del último año, Rogers ha hablado con muchos funcionarios electos, pero no se deja influir por las ofertas políticas que se presentan en los recorridos.

GLOBAL KIOSKO

Edited By | FERNANDO MILLÁN | AL DÍA News Print Editor

EL NUEVO DÍA PUERTO RICO

A BITTER CELEBRATION

An editorial refers to the 80th anniversary of the Puerto Rico Hospital Association. “The a icted economic situation of the health care centers has a direct impact on an indispensable service for the 3.1 million inhabitants of our country. It has been rightly said that the 68 private hospitals are operating in ‘survival mode’. Apart from the ravages of COVID-19, mostly mitigated by federal aid, the industry is su ering an ostensible decline that has resulted in losses in millions of dollars. [...] The cuts and increase in the value of electric energy, which were accentuated after the devastating passage of Hurricane Fiona, have dealt another hard blow to the ailing finances of the hospital sector. [...] The Association has stated that it is necessary to permanently correct the imbalance between the reimbursements made by the federal Medicare and Medicaid programs on the island, compared to those that benefit U.S. health care centers.

En un editorial se hace referencia a los 80 años de la Asociación de Hospitales de Puerto Rico. “La afligida situación económica de los centros asistenciales repercute directamente en un servicio indispensable para los 3.1 millones de habitantes de nuestro país. Se ha dicho con justa razón que los 68 hospitales privados están funcionando en ‘modo de supervivencia’. Aparte de los estragos del COVID-19, mitigados en buena parte por las ayudas federales, la industria sufre una ostensible baja que ha redundado en pérdidas millonarias. (…) Los cortes y alza del valor de la energía eléctrica, que se acentuaron tras el devastador paso del huracán Fiona, han asestado otro duro golpe a las alicaídas finanzas del sector hospitalario. (…) La Asociación ha planteado que es menester corregir de manera permanente el desbalance entre los reembolsos que realizan los programas federales Medicare y Medicaid en la isla, comparado con aquellos que benefician a los centros asistenciales de Estados Unidos”.

LA JORNADA MEXICO

HYPOCRISY AND CRUELTY

El editorial de este medio mexicano señala que “el tema migratorio desnuda la hipocresía, el desdén por los derechos humanos, la manipulación y la crueldad de los gobernantes estadounidenses. Desde el miércoles se abandonó la política de otorgar libertad condicional humanitaria a los venezolanos que ingresan a Estados Unidos y comenzó la aplicación automática del Título 42, una disposición establecida por el ex presidente Donald Trump que permite (en violación flagrante de la legislación internacional sobre el derecho de asilo) expulsar a los migrantes que entren sin documentos a su territorio, con el pretexto del combate a la propagación del covid-19. Con las nuevas disposiciones, cientos de venezolanos han sido expulsados a nuestro país (…). Si el trato dispensado por Washington a todos los migrantes provenientes de naciones en desarrollo es deplorable e ilegal, el giro contra los venezolanos es doblemente condenable cuando la práctica totalidad de la clase política estadounidense coincide en denunciar al gobierno del presidente Nicolás Maduro como un régimen autoritario”.

El editorial de este medio mexicano señala que “el tema migratorio desnuda la hipocresía, el desdén por los derechos humanos, la manipulación y la crueldad de los gobernantes estadunidenses. Desde el miércoles se abandonó la política de otorgar libertad condicional humanitaria a los venezolanos que ingresan a Estados Unidos y comenzó la aplicación automática del Título 42, una disposición establecida por el ex presidente Donald Trump que permite (en violación flagrante de la legislación internacional sobre el derecho de asilo) expulsar a los migrantes que entren sin documentos a su territorio, con el pretexto del combate a la propagación del covid-19. Con las nuevas disposiciones, cientos de venezolanos han sido expulsados a nuestro país (…). Si el trato dispensado por Washington a todos los migrantes provenientes de naciones en desarrollo es deplorable e ilegal, el giro contra los venezolanos es doblemente condenable cuando la práctica totalidad de la clase política estadunidense coincide en denunciar al gobierno del presidente Nicolás Maduro como un régimen autoritario”.

EL ESPECTADOR COLOMBIA

LEGALIZATION OF MARIJUANA?

Commentator Daniel García-Peña analyzed President Joe Biden’s decision to pardon convicts for marijuana possession and what it implies for Colombia. “Although the measure only covered around 6,500 people, a highly disproportionate percentage of Afro-Colombians and Latinos, it is a clear sign that the United States, once a champion of prohibitionism, is moving towards the legalization of marijuana. [...] In Colombia, Biden’s decision coincided with the approval in second debate by the plenary of the House of Representatives of the regularization of cannabis for adult use [...]. This is undoubtedly a transcendental and highly positive decision. It is also a sign of sovereignty and autonomy, following in the footsteps of Uruguay, which in 2013 was a pioneer in Latin America, like Colorado in the United States. The happy coincidence of the historical shifts in the policies of the United States and Colombia regarding marijuana is of immense value. Especially in the framework of the new drug policy led by President Gustavo Petro, as a central element of the binational agenda, based on the evident failure of prohibitionism”.

El comentarista Daniel García-Peña analizó la decisión del presidente Joe Biden de perdonar a convictos por posesión de marihuana y lo que implica para Colombia. “Si bien la medida solo cobijó alrededor de 6.500 personas, en un porcentaje altamente desproporcionado de afros y latinos, es una clara señal que Estados Unidos, otrora adalid del prohibicionismo, se encamina hacia la legalización de la marihuana. (…) En Colombia, la decisión de Biden coincidió con la aprobación en segundo debate por parte de la plenaria de la Cámara de Representantes, de la regularización del cannabis de uso adulto (…). Se trata sin duda de una decisión trascendental y altamente positiva. Es además una muestra de soberanía y autonomía, siguiendo los pasos de Uruguay, quien en 2013 fue pionero en América Latina, como Colorado en Estados Unidos. La feliz coincidencia de los virajes históricos de las políticas de Estados Unidos y Colombia frente a la marihuana es de inmenso valor. Especialmente en el marco de la nueva política de drogas que lidera el presidente Gustavo Petro, como elemento central de la agenda binacional, sobre la base del fracaso evidente del prohibicionismo”.

LA NACIÓN COSTA RICA

ECONOMIC UNCERTAINTY

An editorial refers to the enormous global challenges from the sum of slowdown, uncertainty and inflation. “On the 5th of this month, at their first face-to-face meeting of ministers since the pandemic began, the 23 members of the Organization of the Petroleum Exporting Countries (OPEC) agreed to cut their production by 2 %. The purpose: to force crude oil prices higher. The increase has been modest since then, but it contributed to raising economic uncertainty and global inflationary pressures; moreover, it had immediate geopolitical repercussions. The United States reacted with justified annoyance at the measure, considered favorable to Russia, also a major oil producer, although not a member of the group. Washington’s criticism was particularly severe towards Saudi Arabia, the most influential country in OPEC, which President Joe Biden had visited and courted in August in the hope that it would increase its production. The White House announced a reassessment of its relations with the Saudis, not only because of their direct responsibility for the October 5th agreement, but also because of their growing closeness with Moscow”.

Un editorial se refiere a los enormes desafíos globales por la suma de desaceleración, incertidumbre e inflación. “El 5 de este mes, en su primera reunión presencial de ministros desde el comienzo de la pandemia, los 23 miembros de la Organización de Países Exportadores de Petróleo (OPEP) acordaron reducir su producción en un 2%. El propósito: forzar el aumento en los precios del crudo. El incremento ha sido modesto desde entonces, pero contribuyó a elevar la incertidumbre económica y las presiones inflacionarias globales; además, tuvo inmediatas repercusiones geopolíticas. Estados Unidos reaccionó con justificada molestia ante la medida, que consideró favorable a Rusia, también gran productora de petróleo, aunque no es miembro del grupo. La crítica de Washington fue particularmente severa hacia Arabia Saudita, el país más influyente en la OPEP, que el presidente Joe Biden había visitado y cortejado en agosto, con la esperanza de que aumentara su producción. La Casa Blanca anunció una reevaluación de sus relaciones con los saudíes, no solo por su responsabilidad directa en el acuerdo del 5 de octubre, sino también por su creciente cercanía con Moscú”.

Delia Ramirez is a first generation GuatemalanAmerican. She learned

values

Ramírez es una guatemalteca-americana de primera generación. Aprendió

comunidad

donde aprendí los

encontrar

DATE WITH HISTORY Delia’s

By | Por: ALAN NUÑEZ | AL DÍA News Staff Writer

ENGLISH ESPAÑOL

Illinois state representative Delia Ramirez is running for U.S. Congress in Illinois’ 3rd Congressional District, and if she prevails as the strong

in November’s elections, she will be the first Latina congress woman from the Midwest in U.S. History.

Ramirez has represented the 4th district of the state since 2018, when her community of Humboldt Park, Hermosa and other neigh borhoods in Chicago, boosted her to run for state representative.

her career, she’s been a legislator, social service director, com munity leader, and coalition builder. What started as a career in local public service and helping out individuals and communities in need, has now turned into a budding political career aimed at bringing change on a bigger scale.

La representante del estado de Illinois, Delia Ramírez, se lanza como candidata al Congreso de EE. UU. por el tercer distrito del Congreso de Illinois. Si se impone como la gran favorita en las elecciones de noviembre, será la primera congresista latina del Medio Oeste en la historia del país.

Ramírez ha representado al cuarto distrito del estado desde el 2018, cuando su comunidad de Humboldt Park, Hermosa y otros barrios de Chicago la impulsaron a postularse como representante estatal.

A lo largo de su carrera, ha sido legisladora, directora de servicios sociales, líder comunitaria y constructora de coaliciones. Lo que empezó como una carre ra de servicio público local y de ayuda a personas y a comunidades necesitadas

THE U.S. HOUSE CANDIDATE FROM CHICAGO IS OUT TO BE THE FIRST LATINA EVER ELECTED TO CONGRESS FROM THE MIDWEST. ITS ORIGIN IS IN GUATEMALA.

CANDIDATA A LA CÁMARA DE REPRESENTANTES DE CHICAGO QUIERE SER LA PRIMERA LATINA ELEGIDA PARA EL CONGRESO POR EL MEDIO OESTE. SU ORIGEN ESTÁ EN GUATEMALA.

COMMUNITY

COMES FIRST

Born to Guatemalan immigrants, Ramirez’s mother crossed the border while pregnant with Delia and along with her father, had to work multiple lowwage jobs to make ends meet when they first arrived in Chicago. Their schedules involved both having to alternate work ing times so someone was always home with a young Delia.

That sometimes meant long stretches without seeing one another. Ramirez’s fa ther, for example, worked at a donut shop early in the morning, and also held down a late-night factory shift in the evening.

In a phone interview with AL DÍA, Ramirez credited her parents for setting an example of the importance of helping the community, which they always found time to do despite their busy schedules.

Those values have carried Ramirez throughout her life and career.

“It’s where I learned the values of service and finding time, even if it’s lim ited time, to serve others,” said Ramirez.

In the time her father worked at the donut shop, he also was an outreach worker for an infant mortality organi zation in the neighborhood. Ramirez’s mom also worked with the same orga nization. Despite their limited English speaking, both were assigned to check in on single mothers during Chicago’s peak of infant mortality in the 90s.

STICKING WITH THE CHURCH

Ramirez herself was born and raised in a United Methodist Church in the Bel mont Cragin neighborhood. Her parents arrived at that church with a nine month old Delia, and expecting a second child in the near future. In exchange for af fordable rent, her parents worked at the church and helped volunteer with the outreach ministries. It was home for the first seven years of Ramirez’s life, and where she learned to put her faith to ac tion on a number of issues affecting the surrounding community.

When she did turn seven, the family had saved enough money to buy their first home in Humboldt Park, where her parents still live today. The section of Chicago is a prominent Latino and pre dominantly Puerto Rican neighborhood. They were also only a few blocks away

For me, this race was personal.

from the church, which did not affect their ability to give their time for com munity relief efforts.

“Even though we didn’t live there, we felt like we lived there. If my mom wasn’t volunteering, we were at a church ser vice, or a youth service,” said Ramirez.

At 17, Ramirez was asked to become the mail lady at the church. She called the position at the time her dream job because she was a senior in high school, and it was a great chance to make a little money and continue the work into col lege.

At 21, she quickly elevated within the outreach ministry Center for Changing Lives, which was also fast becoming its own social service agency, and was asked to be its interim executive director.

In August 2004, Ramirez was offered the position of full time executive direc tor. It was her responsibility to take what started as a church basement outreach ministry and turn it into a comprehen sive social service agency that would later become a citywide effort addressing homelessness in Chicago.

“I knew I wanted to help. My family had been helped,” said Ramirez. “My church started this organization to take this work to the next level, and really en sure that we were breaking the cycle of homelessness, and moving from emer gency services or band aid in some way to creating the circumstances for people to find permanent stable housing, and get the support they needed.”

“POLITICS HAPPENED TO ME”

Through a life that was initially spent in community service, politics was never on Ramirez’s radar early on. She also lacked the political connections via family or elsewhere of many that end up running for office in Chicago. However, she was motivated by a single goal that’s always been at her core.

The first seven years of Delia’s life were spent in the church where her family settled before they saved enough money to buy their own house in Humboldt Park, Chicago. Courtesy of Delia Ramirez

Los primeros siete años de la vida de Delia los pasó en la iglesia donde su familia se instaló antes de ahorrar suficiente dinero para comprar su propia casa en Humboldt Park, Chicago. Cortesía de Delia Ramírez

“I wasn’t sent by anyone. I was some one that was compelled to help others be cause my church community had helped me,” said Ramirez.

But gradually, as the church helped with housing, food, and employment as sistance, among other issues, she saw the interconnected web of politics and how it also affected everything.

“Politics happened to me. Growing up as a volunteer there and then as a di rector, I constantly saw how local politics played a role in our ability to serve peo ple,” Ramirez said.

Eventually, due to her work there, Ramirez’s community boosted her to run for state representative for the 4th House District of Illinois in 2018. That year, she won almost 50% of the vote in the Demo cratic primary and bested a field of three other women before moving on and run ning unopposed in the general election. With the victory, she became the first person of Guatemalan descent elected to Illinois’ State Legislature. She would run unopposed in 2020 in both the Democrat ic primary and general election.

In her time as state representative, Ramirez has passed legislation such as expansion of medicaid coverage for se nior citizens regardless of citizenship status, as well as securing over $450 mil lion in affordable housing funds, and

abortion rights protections. She was also responsible for the creation of an elected school board in Chicago.

COMMUNITY SERVICE AT THE HIGHEST LEVEL

Given her success in the relatively short span of almost four years, Ramirez announced her run for Congress on Dec. 8, 2021. Her campaign for Illinois’ 3rd is centered on supporting some of the most vulnerable groups in Chicago, Illinois, and the country, with policy plans sur rounding LGBTQ+ rights, immigration, reproductive rights, voting rights, and housing.

“I’m going in there to work on the is sues that impact my family, and my com munity directly. I’m an organizer, and I know how to communicate with people,” Ramirez said.

Illinois 3rd Congressional District will have a totally new look after 2023, but for Ramirez’s election, it will maintain its form from the previous decade, which comprises Chicago’s west and southwest suburbs in addition to some parts of the city itself. Demographically, it is sand wiched between majority Black districts 1 and 7 to the north, and the Hispanic ma jority 4th to the south.

The district will also have a new lead er in Congress, as Rep. Marie Newman shifted to challenge for a seat in the 5th Congressional district, but fell in the primaries.

In 2023, the district will shift to have a more Hispanic-majority population, tak ing parts of Humboldt Park, and all of Belmont Cragin, and Hermosa — all with Hispanic-majority populations.

In the 3rd district’s Democratic pri mary, Ramirez won handily over a field that included two other Latinos and a candidate with Palestinian roots. She was the only woman in the contest, and garnered more than 65% of the vote. With the win on the Democratic side in the Democratic-heavy district, Ramirez is a strong favorite in the general election against Republican challenger Justin Bu rau.

THE MEANING OF MIDWEST HISTORY

Barring a major upset, when Ramirez is elected in November, she would be the first Latina congresswoman from the Midwest, an achievement that carries weight despite her already making histo ry with prior election victories.

“I was the first Guatemalan-Ameri can elected to the state legislature. Being

the daughter of immigrants who worked multiple minimum wage jobs. Being the wife of a DACA recipient. For me, this race was personal,” she said. “I struggled to get here.”

“Coming from the working class is to me an affirmation that for all of those that told me that ‘You must be in this class. You must be related to this per son. You must have these connections,’ that none of that narrative is necessary,” Ramirez continued, “I can represent thousands of young women who deserve to be in these places of leadership.”

DELIA RAMÍREZ

TITLE(S)

Ramirez started working at her community church at 17 and was interim executive director of one of its outreach ministries by the time she was 21. Courtesy of Delia Ramirez Ramírez empezó a trabajar en la iglesia de su comunidad a los 17 años, y a los 21 ya era directora ejecutiva interina de uno de sus ministerios de servicio. Cortesía de Delia Ramírez

RUNNING FOR ILLINOIS 3RD CONGRESSIONAL DISTRICT

HOMETOWN CHICAGO, ILLINOIS

ROOTS GUATEMALAN-AMERICAN

HISTORY TO BE THE FIRST LATINA ELECTED TO CONGRESS FROM THE MIDWEST

CANDIDATE FOR U.S. HOUSE OF REPRESENTATIVES, ILLINOIS STATE REPRESENTATIVE

ESPAÑOL

se ha convertido en una incipiente carrera política destinada a provocar cambios a mayor escala.

LA COMUNIDAD ESTÁ PRIMERO

Nacida de inmigrantes guatemaltecos, la madre de Ramírez cruzó la frontera es tando embarazada de Delia. Junto con su padre, tuvo que trabajar en varios empleos mal remunerados para llegar a fin de mes cuando iniciaron su vida en Chicago. Am bos tenían que alternar sus horarios laborales para que siempre hubiera alguien en casa con la pequeña Delia.

A veces, eso implicaba largos periodos sin verse. El padre de Ramírez, por ejem plo, trabajaba en una tienda de donas a primera hora de la mañana y tenía otro turno de noche en una fábrica.

En una entrevista telefónica con AL DÍA, Ramírez atribuyó a sus padres el mérito de ser un ejemplo de la importan cia de ayudar a la comunidad, para lo que siempre encontraban tiempo, a pesar de sus apretadas agendas. Esos valores han acompañado a Ramírez a lo largo de su vida y su carrera. “Fue donde aprendí los valores del servicio y a encontrar tiempo, aunque fuera limitado, para servir a los demás”, dijo.

En el tiempo en que trabajaba en la tien da de donas, su padre también era trabaja dor social para una organización de mor talidad infantil en el barrio. La madre de Ramírez trabajaba en la misma organiza ción. Pese a su limitado dominio del inglés, a ambos se les asignó el control de las madres solteras durante el pico de mortalidad infan til de Chicago en la década de los noventa.

AFERRADA A SU IGLESIA

Delia nació y creció en una iglesia metodista unida del barrio de Belmont Cragin. Sus padres llegaron allí con ella de nueve meses y esperando su segundo hijo. A cambio de un alquiler asequible, trabajaban en el lugar y ayudaban como voluntarios en los ministerios de servicio social. Fue el hogar de Ramírez durante sus primeros siete años de vida y donde aprendió a poner su fe en acción, en una serie de cuestiones que afectaban a la co munidad circundante.

Cuando cumplió siete años, la familia había ahorrado el dinero suficiente para

comprar su primera casa en Humboldt Park, donde sus padres aún residen. Ade más de encontrarse en un destacado ba rrio latino, predominantemente puertorri queño, estaban a solo unas manzanas de la iglesia, lo que no afectó a su capacidad para dedicar tiempo a los esfuerzos de ayuda a la comunidad. “Aunque ya no vi víamos allí, sentíamos que así era. Si mi madre no estaba de voluntaria, estábamos en un servicio de la iglesia o en uno para jóvenes”, dijo Ramírez.

A los 17 años, le pidieron que se con virtiera en la encargada del correo de la iglesia. En ese momento, era su trabajo soñado porque estaba en el último año de la escuela secundaria y era una gran opor tunidad para ganar un poco de dinero y continuar el trabajo en la universidad.

A los 21 años, ascendió rápidamente dentro del ministerio de servicio Center for Changing Lives, que se estaba convirtien do rápidamente en su propia agencia de servicios sociales. Se le pidió que fuera su directora ejecutiva interina.

En agosto del 2004, le ofrecieron el pues to de directora ejecutiva a tiempo completo. Era su responsabilidad tomar lo que co menzó como un ministerio de servicio en el sótano de la iglesia y convertirlo en una agencia integral de servicios sociales y en un esfuerzo de toda la ciudad para hacer frente a la falta de vivienda en Chicago.

“Sabía que quería ayudar. Mi familia había recibido ayuda y mi iglesia puso en marcha la organización para llevar este trabajo al siguiente nivel y romper el ciclo de la falta de vivienda; para pasar de los servicios de emergencia o de asistencia a crear las circunstancias para que la gente encuentre una vivienda estable y perma nente, y para obtener el apoyo que necesi tan”, manifestó.

‘LA POLÍTICA ME SUCEDIÓ’

A lo largo de una vida dedicada al ser vicio comunitario, la política nunca estu vo en el radar de Ramírez. Tampoco tenía conexiones políticas a través de su familia o de los muchos que acaban presentándose a las elecciones en Chicago. Sin embargo, estaba motivada por un único objetivo: “No fui enviada por nadie. Fui alguien que se vio obligada a ayudar a los demás porque la comunidad de mi iglesia me ha bía ayudado”.

Congress

the Midwest”. Courtesy of Delia Ramirez

Pero poco a poco, a medida que la iglesia ayudaba con la vivienda, los ali mentos y la asistencia laboral, entre otras cuestiones, vio la red interconectada de la política y cómo ésta afectaba todo. “La política me sucedió. Al crecer como volun taria y luego como directora en la iglesia, vi constantemente cómo la política local desempeña un papel en nuestra capacidad de servir a la gente”, agregó.

Eventualmente, debido a su trabajo allí, la comunidad la impulsó para pos tularse como representante estatal para el cuarto distrito de la Cámara de Illinois, en

el 2018. Ese año ganó casi el 50 % de los votos en las primarias demócratas y su peró a otras tres mujeres antes de seguir adelante y presentarse sin oposición en las elecciones generales. Con la victoria, se convirtió en la primera persona de as cendencia guatemalteca elegida para la Legislatura Estatal de Illinois. Se presen taría sin oposición en el 2020, tanto en las primarias demócratas como en las eleccio nes generales.

En su tiempo como representante estatal, Ramírez aprobó leyes como la expansión de la cobertura de Medicaid para personas de

la tercera edad, sin importar su estatus de ciudadanía y obtuvo más de 450 millones de dólares en fondos para viviendas asequibles, así como la protección del derecho al aborto. También fue responsable de la creación de un consejo escolar elegido en Chicago.

SERVICIO COMUNITARIO AL MÁS ALTO NIVEL

Dado su éxito en un lapso relativa mente corto de casi cuatro años, Ramírez anunció su candidatura al Congreso el 8 de diciembre del 2021. Su campaña para el tercer distrito del Congreso de Illinois se centra en apoyar a algunos de los grupos más vulnerables de Chicago, Illinois y el país, con planes en torno a los derechos de la comunidad LGBTQ+, la inmigración, los derechos reproductivos, el derecho al voto y la vivienda. “Voy a trabajar en los temas que afectan a mi familia y a mi co munidad directamente. Soy una organiza dora y sé cómo comunicarme con la gen te”, dijo Ramírez.

El tercer distrito del Congreso de Illi nois tendrá un aspecto totalmente nuevo después del 2023, pero para la elección de Ramírez mantendrá su forma de la déca da anterior, que comprende los suburbios del oeste y suroeste de Chicago, además de algunas partes de la propia ciudad. Demográficamente, está intercalado entre los distritos 1 y 7, de mayoría negra, en el norte, y el 4, de mayoría hispana, en el sur.

El distrito también tendrá un nuevo lí der en el Congreso, ya que la diputada Ma rie Newman pasó a disputar un escaño en el quinto distrito del Congreso, pero cayó en las primarias.

En el 2023, el distrito cambiará para tener una población más hispana, toman do partes de Humboldt Park, junto con Belmont Cragin y Hermosa, todos con po blaciones de mayoría hispana.

En las primarias demócratas del ter cer distrito, Ramírez se impuso con hol gura a otros dos latinos y a un candidato de origen palestino. Fue la única mujer en la contienda y obtuvo más del 65 % de los votos. En un distrito con mayoría demó crata, Ramírez es la gran favorita en las elecciones generales contra el aspirante republicano Justin Burau.

EL SIGNIFICADO DE LA HISTORIA DEL MEDIO OESTE

Salvo una sorpresa, cuando Ramírez sea elegida en noviembre, será la primera

congresista latina del Medio Oeste, un logro que tiene peso, aun cuando ya ha hecho his toria con anteriores victorias electorales.

Según Ramírez, “fui la primera gua temalteca-estadounidense elegida para la legislatura estatal. Soy también hija de inmigrantes, que trabajaron en múltiples empleos con salario mínimo, y la esposa de un beneficiario de DACA. Para mí, esta ca rrera fue personal, luché para llegar aquí”.

“Venir de la clase trabajadora es para mí una afirmación de que no es necesaria toda la narrativa del tipo ‘Debes estar en esta clase’, ‘Tienes que estar relacionado con esta persona’, ‘Debes tener estas co nexiones’. Puedo representar a miles de mujeres jóvenes que merecen estar en estos lugares de liderazgo”, concluyó Ramírez.

DELIA RAMÍREZ

TÍTULO CANDIDATA A LA CÁMARA DE REPRESENTANTES DE LOS ESTADOS UNIDOS, REPRESENTANTE DEL ESTADO DE ILLINOIS

SE PRESENTA PARA DISTRITO 3 DEL CONGRESO DE ILLINOIS

CIUDAD DE ORIGEN CHICAGO, ILLINOIS

RAÍCES

GUATEMALTECO-AMERICANO

HISTORIA SER LA PRIMERA LATINA ELEGIDA AL CONGRESO POR

EL MEDIO OESTE

By Jensen Toussaint

JPMorgan Chase has tak en on the arduous task of making progress to wards closing the racial wealth gap.

Doing so takes a mul tifaceted approach that looks to directly bene t the diverse com munities in which it both operates and serves.

The Philadelphia market is no different.

Recently representatives from JPMorgan Chase visited the AL DÍA roundtable to speak about their speci c expertise, and im pact — particularly in the areas of affordable housing, homeown ership, entrepreneurship, nan cial health, and workforce devel opment.

The success of these pillars lead to diversity across the re gion’s workforce, which has a hand in racial equity and the creation of generational wealth in Black and Latino communities.

A Full Team Effort

In order to drive real change in the key focus areas, it’s required to have an understanding of the task at hand.

For Nathan McCann, a Chase Senior Business Consultant,

whose job is to coach local entre preneurs so they can better run their business, one of the effec tive ways to help grow minority small businesses is through men torship.

“This free program aims to help those that need it most.” Said McCann. “ We offer one-on-one mentoring and advice to business owners on everything from boost ing creditworthiness to managing cash ow to effective marketing.

The home lending advisors at JPMorgan Chase play a key role in helping customers become home owners.

Tanyika Rickard, Community Home Lending Advisor at Chase, noted that her responsibility is education for rst-time home buyers.

“We teach home buying from the beginning of the process through to the end,” she said.

For Latosha Taylor, Business Development Manager for Com munity Home Lending at Chase, her role is to work with real estate agents, nonpro ts, community stakeholders and others to help generate homeowners within the community.

“What I do is I help drive eco nomic inclusion through home

ownership to create generational wealth,” she said.

The Community Managers at JP Morgan Chase are responsible for identifying programming, resourc es, and collaboration opportunities that address local needs.

This includes improving nan cial health, through facilitating workshops, providing referrals, and resources for workforce develop ment initiatives.

According to Chase Community Manager Chandra Williams, “it’s about developing and sustaining relationships by working closely with our customers to help address their unique needs.”

“The strategy is to be inclusive of all of the education so we leave no stone unturned,” she said.

Overall, nothing can be done to its highest degree without the collabo ration of all pieces of the puzzle.

“We’re designed to work togeth er as a team,” Rickard said.

A Racial Equity Commitment

At the core of the work that is be ing done is working with diverse lowto moderate-income individuals.

Each element of the racial equi ty commitment pays dividends for those communities.

Through its affordable lending services, rst-time home buyers learn how to budget and save, as well as plan ahead, to become suc cessful home buyers.

“Our goal is not only to increase homeownership in the Black and Brown community, but we want to sustain it,” said Rickard.

To this end, Taylor added: “The goal of making them homeowners is to make sure that it’s affordable. Affordability is the key because they still have to maintain their current lifestyle when they become a homeowner.”

Workforce development is an other key component of the racial equity commitment.

Jennifer Brower, Chase Commu nity Manager works with a number of organizations to provide the re sources and skills needed to be successful in those various areas.

JPMorgan Chase is also commit ted to turning community members into business owners.

The Impact and Successes

In the year-and-a-half since the racial equity commitment was an nounced, its impact has already been shown.

Williams noted that in the past year, she has hosted over 70 nancial health workshops, helping more than 3,500 individuals.

She especially nds joy in work ing with college students who often are not informed about the impor tance of having good credit, how to build credit and what those things lead to during college and beyond.

“We are really trying to create the behaviors where in our Black

“Enseñamos a comprar una casa desde el principio del proceso hasta el final”

“What I do is I help drive economic inclusion through homeownership to create generational wealth”

Josué Figueroa, Tanyika Rickard, Nathan McCann

& LatoshaTaylor from left to right.

Harrison Brink/Al

Día News

Harrison Brink/Al Día News

Harrison Brink/Al Día News

Latosha Taylor Community and A ordable Business and Development Manager at Chase

Since announcing its $30 billion racial equity commitment in October 2020, the bank has provided support in a number of areas with a focus on four specific pillars.

Tanyika Rickard

Chase Community Home Lending Advisor at Chase

JPMorganChase ha asumi do la ardua tarea de avan zar hacia el cierre de la brecha de riqueza racial.

Para ello, ha adoptado un enfoque multifacético que busca bene ciar directamente a las diversas comunidades en las que opera y a las que sirve.

El mercado de Filadel a no es diferente.

Recientemente, representantes de JPMorgan Chase visitaron la mesa redonda de AL DÍA para hablar sobre su experiencia y su impacto, especialmente en las áreas de vivi enda asequible, vivienda propia, es píritu empresarial, salud nanciera y desarrollo de la mano de obra.

El éxito de estos pilares conduce a la diversidad de la mano de obra de la región, lo que contribuye a la equidad racial y a la creación de riqueza generacional en las comu nidades negras y latinas.

Un esfuerzo grupal

Para impulsar un cambio real en las áreas clave, es necesario com prender la tarea en cuestión.

Para Nathan McCann, consultor empresarial senior de Chase, cuyo trabajo es asesorar a los empresarios locales para que puedan dirigir me jor sus negocios, una de las formas e caces de ayudar a que crezcan las pequeñas empresas de las mi norías es la tutoría. Según él, “Este programa gratuito busca ayudar a quienes más lo necesitan. Ofrece mos tutoría personalizada y asesora miento a propietarios de negocios en diversos temas, desde el aumento de la solvencia hasta la gestión del ujo de caja o el marketing e caz”.

Los asesores de préstamos para vivienda de JPMorgan Chase de sempeñan un papel fundamental a la hora de ayudar a los clientes a convertirse en propietarios. Tanyika Rickard, asesor de préstamos hi potecarios comunitarios de Chase, señaló que su responsabilidad es la educación de los compradores de vivienda por primera vez: “Enseña

mos a comprar una casa desde el principio del proceso hasta el nal”.

Para Latosha Taylor, gerente de desarrollo de negocios para Com munity Home Lending en Chase, su función es trabajar con agentes inmobiliarios, organizaciones sin ánimo de lucro, actores de la co munidad y otros para ayudar a crear propietarios de viviendas dentro de la comunidad. En sus palabras, “Lo que hago es ayudar a impulsar la inclusión económica a través de la propiedad de la vivienda para crear riqueza generacional”.

Los community managers de JPMorgan Chase se encargan de identi car los programas, los recur sos y las oportunidades de colabo ración que abordan las necesidades locales. Esto incluye la mejora de la salud nanciera, a través de la facilitación de talleres, referencias y recursos para las iniciativas de desarrollo de la fuerza de trabajo.

Según Chandra Williams, direc tora de la comunidad de Chase, “se trata de desarrollar y mantener rel aciones trabajando estrechamente con nuestros clientes para ayudar les a satisfacer sus necesidades. La estrategia consiste en incluir toda la educación, de modo que no de jemos ninguna piedra sin remover”.

En general, nada puede hacerse en su grado máximo sin la colab oración de todas las piezas del puzzle. “Estamos diseñados para trabajar en equipo”, dijo Rickard.

Un compromiso de equidad racial

El grupo objetivo del trabajo que se está realizando son personas di versas de ingresos bajos y modera dos. Cada uno de los elementos del compromiso de equidad racial rinde frutos para esas comunidades.

A través de sus servicios de présta mos asequibles, los compradores de vivienda por primera vez aprenden a presupuestar y a ahorrar, así como a plani car con antelación, para conver tirse en compradores de vivienda con

éxito. “Nuestro objetivo no es solo au mentar la vivienda propia en las comu nidades negra y marrón, sino también que puedan mantenerla”, dijo Rickard.

Para ello, Taylor añadió: “El obje tivo de convertirlos en propietarios de vivienda es asegurarnos de que esta sea asequible. La asequibilidad es la clave porque deben poder conservar su estilo de vida actual aun después de convertirse en propietarios”.

El desarrollo de la mano de obra es otro componente clave del com promiso con la equidad racial. Jen nifer Brower, community manager de Chase, trabaja con una serie de organizaciones orientadas a propor cionar los recursos y las habilidades necesarias para tener éxito en di chas áreas.

JPMorgan Chase también se ha comprometido a convertir a los miembros de la comunidad en pro pietarios de negocios.

Impacto y éxito

En el año y medio transcurrido desde que se anunció el compro miso con la equidad racial, ya se ha demostrado su impacto. Wil liams señaló que en el último año ha organizado más de 70 talleres de salud nanciera, con los que ha ayudado a más de 3.500 personas.

Le gusta especialmente traba jar con estudiantes universitarios, que a menudo no están informados sobre la importancia de tener un buen crédito, de cómo construirlo y de lo que esto conlleva durante la universidad y después. “Estamos tratando de educar a los miembros de las comunidades negras y lati nas para que sepan cómo realizar operaciones bancarias”, dijo Wil liams. Esto incluye información sobre recibos de pago, formularios W9, el papel de los gerentes de las sucursales, el establecimiento de metas, la creación de un presu puesto y más.

Ese trabajo se vincula también con la labor que realizan los consul tores empresariales. “Mientras ellos enseñan a elaborar presupuestos y a realizar operaciones bancarias, nosotros entramos y decimos: ‘Bue no, usted es propietario de un nego cio, ¿cómo se relaciona esto con el ujo de caja?’”, dijo McCann.

Los presupuestos tienen una cor relación directa con el ujo de caja. “Pasamos por todo el proceso de cómo acceder al capital. Sin impor tar a dónde vaya, queremos prepa

rar al cliente para que pueda entrar en cualquier banco y obtener un préstamo sin problemas”, añadió.

En el ámbito de los préstamos hipotecarios, uno de los objetivos es ayudar a los compradores de viviendas a encontrar recursos para convertirse en propietarios de éxito con una hipo teca asequible. Taylor señaló que un cliente en particular recibió 23.500 dólares en subvenciones para conver tirse en comprador de una vivienda.

Según Rickard, “Con la asequib ilidad en este mercado y el clima en el que estamos, los precios de la vivienda están aumentando. Con esta ayuda que somos capaces de propor cionarles, somos capaces de bajar la cantidad del préstamo para que sea asequible. Ese es el objetivo”.

Un enfoque hispano y latino

Respecto a la comunidad hispana y latina, se está trabajan do de manera ardua para asegurar que esté incluida en el compromiso de equidad racial. Brower nombró la iniciativa Elevate Together como uno de sus programas estrella.

Originalmente disponible en cin co estados, el programa se ha am pliado desde entonces a trece con el objetivo de educar a los propietari os de pequeñas empresas latinas en la ampliación y el crecimiento de sus negocios. “Los community managers estamos trabajando es trechamente con nuestras cámaras de comercio hispanas locales para asegurarnos de proporcionar los re cursos necesarios para servir como intermediarios de la iniciativa Ele vate Together”, dijo Brower.

Además, JPMorgan Chase está buscando conectarse con 500 pro pietarios de pequeñas empresas en la región, asociarse con más organi zaciones hispanas y latinas, y orga nizaciones sin ánimo de lucro, para aprender más acerca de las necesi dades especí cas de la comunidad y cómo poder ser un mayor apoyo para hacer frente a esas necesidades.

También copatrocinan un pro grama llamado Latinx in Banking, un programa gratuito que capacita a los miembros de la comunidad latina en el desarrollo de la mano de obra.

Cada esfuerzo está vinculado a los cuatro pilares del compromi so: salud nanciera, vivienda ase quible, crecimiento de la pequeña empresa y desarrollo de la mano de

Desde que anunció su compromiso de equidad racial de 30.000 millones de dólares en octubre del 2020, el banco ha proporcionado apoyo en una serie de áreas con un enfoque en cuatro pilares específicos.

Chandra Williams Chase Community Manage

Jennifer Brower Chase Community Manage

Marcus Branch/ Al Día News

Marcus Branch/ Al Día News

Nathan McCann Senior Business Consultant at Chase

and Latino communities, they actually know how to bank,” said Williams. This includes information about pay stubs, W 9 forms, the role of branch managers, setting goals, creat ing a budget and more.

That work then ties into the work being done by the business consultants.

“They’re teaching budgeting and banking, and then we come in and say, ‘Well, you’re a business owner. How’s that related to cash ow?” said McCann.

Budgeting has a direct correlation with cash ow.

“We go through the whole process of how to access capital. No matter where you go, we want to prepare a client to be able to walk into any [bank] and get a loan with no prob lem,” he added.

On the home lending front, among the goals is helping a home buyer nd resources to become a successful homeowner with an affordable mortgage.

Taylor noted one particular client was helped to receive $23,500 in grants to be come a homebuyer.

“Affordability in this market and the cli mate we’re in, home prices are increasing,” added Rickard.

“With this assistance that we’re able to provide them, we’re actually able to bring that loan amount down to make it affordable. That’s the goal,” she continued.

The Hispanic and Latino Focus

In regards to the Hispanic and Latino com munity, a lot of work is being done to ensure the community is included in the racial equi ty commitment.

Brower named the Elevate Together initia tive as one of its signature programs.

Originally available in ve states, the pro gram has since expanded to 13 with the goal of educating Latino small business owners on scaling and growing their businesses.

“There are a number of us Community Managers that are working very closely with our local Hispanic Chambers of Commerce to ensure that we are providing the resources and we’re serving as essentially a middle per son for the Elevate Together initiative,” said Brower.

In addition, JPMorgan Chase is looking to connect with 500 small business owners in the region, partner with more Hispanic and Latino organizations, and nonpro ts to learn more about the speci c needs of the commu nity and how they can be more supportive in addressing those needs.

They also co-sponsor a program called Latinx in Banking, a free program that trains

members of the Latino community with work force development skills.

Each effort ties into the four pillars of the commitment: nancial health, affordable housing, small business growth, and work force development.

“There are many streams and opportuni ties where Chase is actively reaching out to the community,” said Josué Figueroa, Senior Business Banking Consultant at Chase.

Figueroa noted that since joining, he has been afforded the opportunity to deposit his 30-plus years of experience across various sectors to build capacity and turn weaknesses into strengths.

At JPMorgan Chase, it is ensured that the materials are translated into Spanish, as well.

“In the near future, I look forward to being able to do that, as well as carry out workshops and any speaking engagements in Spanish, as well,” Figueroa added.

Looking at What’s Ahead

In late fall, JPMorgan Chase will be open ing a new Community Center Bank Branch.

There are only 13 of them currently in the country, and Philadelphia will soon be one of the cities represented, with its location set to be on 52nd & Ludlow streets.

Williams said the Community Center will feature a community room to host events, workshops, skills training, and small business pop-ups.

Taylor added that the new Community Cen ter will allow them to invite more members of the community into the bank to learn more about importance of nancial health.

“If they have questions and need any more resources, they’ll have a place that they can basically consider home,” said Taylor about the new community center.

With each future endeavor, one point of emphasis that Rickard wants to point out is that they are locally present.

“Our job is to be locally present in the community and really do the work… that’s something that I’m proud of,” she said.

In addition to the goal of closing the racial wealth gap and creating generational wealth, one of the other components of the work be ing done by JPMorgan Chase is to maintain and grow Philadelphia employees.

“We are putting in the work to ensure that Black and Hispanic residents are successful at owning their own homes, owning their busi nesses, and being employed, as well,” noted Williams.

McCann added, “We’re going to build ca pacity for the city of Philadelphia. It’s a per sonal mission of service.”

ESPAÑOL

Josué Figueroa Senior Business Consultant at Chase

obra. “Hay muchas corrientes y oportunidades en las que Chase está llegando activamente a la comu nidad”, dijo Josué Figueroa, consultor senior de la Banca de Negocios de Chase.

Figueroa señaló que, desde su incorporación, ha tenido la oportunidad de depositar sus más de 30 años de experiencia en diversos sectores para crear capacidad y convertir las debilidades en fortalezas.

En JPMorgan Chase, hay un interés porque los materiales se traduzcan también al español. “En un futuro próximo, espero poder trabajar en ese aspecto, así como llevar a cabo talleres y cualqui er charla en español”, añadió Figueroa.

Lo que está por venir

A nales del otoño, JPMorgan Chase abrirá una nueva sucursal del Community Center Bank. Ac tualmente, solo hay trece en el país, y Filadel a será pronto una de las ciudades representadas, con una ubicación prevista en las calles 52 y Ludlow.

Williams dijo que el Centro Comunitario contará con una sala comunitaria para albergar eventos, tall eres de formación y pequeñas empresas emergentes.

Taylor añadió que el nuevo Centro Comunitario les permitirá invitar a más miembros de la comu nidad al banco, para que aprendan más sobre la importancia de la salud nanciera. “Si tienen pre guntas y necesitan más recursos, tendrán un lugar que básicamente podrán considerar su hogar”.

Con cada esfuerzo futuro, señala Rickard, es tarán presentes localmente: “Nuestro trabajo es estar presentes en la comunidad y hacer el traba jo... eso es algo de lo que estoy orgullosa”.

Además del objetivo de cerrar la brecha de riqueza racial y crear riqueza generacional, uno de los otros componentes del trabajo que está haciendo JPMorgan Chase es mantener y hacer crecer a los empleados de Filadel a: “Estamos trabajando para garantizar que los residentes ne gros e hispanos tengan éxito a la hora de ser pro pietarios de sus casas, de sus negocios y de tener un empleo”, señaló Williams.

McCann añadió: “Vamos a crear capacidad para la ciudad de Filadel a. Es una misión per sonal de servicio”.

“We’re going to build capacity for the city of Philadelphia. It’s a personal mission of service.”

Harrison Brink, Al Día News

JOSUE FIGUEROA, Senior Business Consultant at Chase Harrison Brink, Al Día

News

“En un futuro próximo, espero poder trabajar en ese aspecto, así como llevar a cabo talleres y cualquier charla en español”

By | Por: SANDRA RÁMIREZ ORTEGA | AL DÍA News Writer

Lorber

ENGLISH ESPAÑOL

Alejandro Loayza scoured Bolivia from top to bottom until he found the location where he would film his debut feature. It is called Santiago de Chuvica, an arid and amazing area, located in the middle of the Bolivian highlands, between 4,000 and 5,000 meters above sea level, and whose inhabitants are mostly engaged in agriculture.

Moved by the urgency of telling a love story between two people who have each other, who do not need anything else, who understand each other with ges tures and silences, the Bolivian filmmaker sought out the protag onists of his film in this native community. “We knew it was going to be a difficult casting, because we needed older people who spoke Quechua and Spanish. And we traveled around the re gion, knocking door to door, and we gave them acting tests”, said the director in conversation with AL DÍA.

In this village in the Potosí region, Loayza not only found warmth and friendly people in terested in his next film, but also those who would bring an au thentic image to the big screen: Luisa Quispe and José Calcina, a senior couple who bring Sisa and Virginio to life in fiction.

Afflicted by an illness that only he knows about, Virginio dedicates himself to caring for his llamas, while Sisa tirelessly searches for access to water, an increasingly scarce resource in the area. This task is complicat ed by the severe drought, which threatens the survival of this family in a territory to which they owe their entire lives.

Clever (Santos Choque), the couple’s grandson, seems to arrive at the right moment, although his visit smacks of misfortune. The young man, ab sorbed by modernity, will cast in his grandparents the doubt between staying and face the ad versities or forget their past and build a new future in the city.

Alejandro Loayza recorrió Bolivia de arriba a abajo hasta encontrar la loca ción en donde filmaría su ópera prima.

Se llama Santiago de Chuvica, una zona árida y asombrosa, enclavada en pleno al tiplano boliviano, entre unos 4.000 a 5.000 metros sobre el nivel del mar, y cuyos habitantes se dedi can mayoritariamente a la agricultura.

Movido por la urgencia de contar una histo ria de amor entre dos personas que se tengan la una a la otra, que no necesiten nada más, que se entiendan con los gestos y los silencios, el rea lizador boliviano buscó a los protagonistas de su cinta en esta comunidad nativa. “Sabíamos que iba a ser un casting difícil, porque necesitá bamos personas mayores que hablaran quechua y español. Y viajamos por la región, tocando puerta por puerta, y les hacíamos pruebas de ac tuación”, señaló el director en conversación con AL DÍA

En esta villa de la región de Potosí, Loayza no solo encontró calidez y un pueblo cercano in teresado en su próxima película, sino también a quienes llevarían una imagen auténtica a la gran pantalla: Luisa Quispe y José Calcina, dos adultos mayores que son pareja en la vida real y que dan vida a Sisa y Virginio en la ficción.

Aquejado por una enfermedad que sólo él co noce, Virginio se dedica a cuidar de sus llamas, mientras que Sisa busca incansablemente cómo acceder al agua, un recurso cada vez más escaso en la zona. Esta tarea se complica debido a la grave sequía, que pone en peligro la superviven cia de esta familia en un territorio al que deben su vida entera.

Clever (Santos Choque), nieto de la pareja, parece llegar en el momento justo; aunque su visita huele a infortunio. El joven, absorbido por la modernidad, sembrará en sus abuelos la duda entre quedarse y poner pecho a las adversi dades u olvidar su pasado y construir un nuevo futuro en la ciudad.

EL CINE, ESPEJO DE AMÉRICA LATINA

Con una dilatada carrera en la fotografía, en la realización de documentales y una notable sensibilidad social y medioambiental, Loayza ha sabido retratar en ‘Utama’ el impacto que tie ne el cambio climático en las comunidades abo rígenes latinoamericanas: desde la sequía hasta la migración forzada hacia la grandes urbes, que provoca desarraigo y un desapego desgarra dor de las costumbres. En este sentido, el direc tor valoró el trabajo que realizan los cineastas para visibilizar a estos pueblos y trascender sus historias más allá de las fronteras. “En América Latina se está valorando mucho más a las comu

Utama tells the story of survival of an elderly Quechua couple, who must face climatic adversities or decide to migrate to the city. Courtesy Kino Lorber.

‘Utama’ narra la historia de supervivencia de una pareja de ancianos quechuas, que debe enfrentar las adversidades climáticas o decidir migrar hacia la ciudad. Cortesía Kino Lorber.

ENGLISH ESPAÑOL

CINEMA, A MIRROR OF LATIN AMERICA

With an extensive career in photogra phy, documentary filmmaking and a re markable social and environmental sen sitivity, Loayza has been able to portray in Utama the impact of climate change on Latin American aboriginal commu nities: from drought to forced migration to big cities, which causes uprooting and a heartbreaking detachment from their traditions. In this sense, the director val ued the work done by filmmakers to make these people visible and transcend their stories beyond borders. “In Latin Amer ica, indigenous communities are being valued much more from another point of view. Not from an anthropological point of view, but from a closer and more hu man one, and I think that has to do with understanding our continent”, he said.

U.S. RELEASE

Utama, which means ‘our home’ in Aymara, premiered this year at the Sun dance Film Festival and won the Grand Jury Prize in the international fiction competition.

Since then, the Bolivian-Uruguay an-French production has not stopped adding statuettes to its list of honors: it has won the Grand Prize for Best Film and Jury Award at Transylvania; Best Ibero-American Film, Best Director, Best Original Score and Jury Award at Mala ga, and Best First Film at Guadalajara.

Selected as Bolivia’s official nominee for the Oscar Award for Best Interna tional Feature Film, the film will debut in the United States on Friday, Novem ber 4th at the Film Forum in New York, followed by Los Angeles and Chicago.

nidades indígenas desde otro punto de vista. No desde uno antropológico, sino más próximo y humano, y creo que eso tiene que ver con entender nuestro continente”, dijo.

DEBUT EN CINES DE EE. UU.

‘Utama’, que significa ‘nuestro hogar’ en aymara, se estrenó este año en el Festi val de Cine de Sundance y se alzó con el Gran Premio del Jurado en la competen cia de ficción internacional.

Desde entonces, la producción bolivia na-uruguaya-francesa no ha dejado de

sumar estatuillas en su palmarés: ha ga nado el Gran Premio a la Mejor Película y Premio del Jurado en Transilvania; Mejor Película Iberoamericana, Mejor Director, Mejor Música Original y Premio del Ju rado en Málaga, y Mejor Ópera Prima en Guadalajara.

Seleccionada como candidata oficial de Bolivia al Premio Óscar como mejor largometraje internacional, la cinta de butará en Estados Unidos este viernes 4 de noviembre en el Film Forum de Nueva York, seguido de Los Ángeles, y Chicago.

Loayza has been able to portray in ‘Utama’ the impact of climate change on Latin American aboriginal communities.

Loayza ha sabido retratar en ‘Utama’ el impacto que tiene el cambio climático en las comunidades aborígenes latinoamericanas.

DEBUNKING A TROPE

By | Por: ANDREA RODES | AL DÍA News Writer

ENGLISH ESPAÑOL

While Maria Amparo Escandón was living temporarily in New York City, she came across a few people who said, “There isn’t weather in LA.” Then she thought about the drought, the fires, the marine layer, the brush fires, the gigafires, the mudslides, the landslides, the flash floods, the atmospheric rivers, the heat domes, the Ridiculously Resilient Ridge, the very real possibility of a catastrophic ArkStorm, El Niño, La Niña, La Nada, and realized she “could debunk a trope”.

“ It’s really not always 72 and sunny in LA”, Escandon explained in a recent interview with AL DIA News. Escandon is the author of L.A Weather, a family novel that drops us into the story of the Alvarados, a wealthy Mexican American family wrestling with impending evacuations, secrets, deception, and betrayal, and their toughest decision yet: whether to stick together or burn it all down. The novel, winner of the Rudolfo Anaya Best Latino Focused Fiction Book Award, 2022, has been recently been published in Spanish as El clima de Los Ángeles (Penguin Random House, 2022).

As Escandón said, the main idea of the novel was to use the weather as a metaphor for the trials and tribulations of an LA based Latinx family over the course of a year in which she put them through every possible crisis:

Oscar, the patriarch of the Alvarado family, is obsessed with the weather and just wants a little rain, but in reality, he harbors a secret that distracts him from everything else. His wife, Keila, desperate for a life with more privacy and less Weather Channel, feels she has no choice but to end their marriage. Their three daughters Claudia, a television chef with a hard-hearted attitude; Olivia, a successful architect who suffers from gentrification guilt; and Patricia, a social media wizard who has an uncanny knack for connecting with audienc-

María Amparo Escandón vivió durante un tiempo en Nueva York y recuerda que algunas personas le decían: “En Los Ángeles no cambia el clima”. Cuando esto ocurría, se ponía a pensar en la sequía, los incendios, los deslizamientos de tierra, los derrumbes, las inundaciones repentinas, las olas de calor, El Niño, La Niña y se dio cuenta de que “podría desmontar ese mito”.

La verdad es que en Los Ángeles no estamos siempre a 72°F y luce el sol”, explicó Escandón en una entrevista con AL DIA.

Escandón es la autora de L.A Weather, una novela familiar que nos sumerge en la historia de los Alvarado, una adinerada familia mexicano-estadounidense que se enfrenta a inminentes evacuaciones, secretos, engaños y traiciones, y a su decisión más difícil: seguir juntos o quemarlo todo.

La novela, ganadora del Premio Rudolfo Anaya al Mejor Libro de Ficción con Enfoque Latino 2022, acaba de ser publicada en español para el mercado estadounidense bajo el título El clima de Los Ángeles (Penguin Random House, 2022).

Según Escandón, la idea principal de la novela era utilizar el clima como metáfora de las pruebas y tribulaciones que debe pasar una familia latina de Los Ángeles, afectada por todo tipo de crisis a lo largo de un año:

Óscar, el patriarca de los Alvarado, está obsesionado con el clima y lo único que desea es que llueva un poco, aunque en realidad alberga un secreto que le distrae de todo lo demás. Su pareja, Keila, desesperada por tener una vida con más intimidad y menos conexiones a The Weather Channel, siente que no tiene más remedio que poner fin a su matrimonio.

Sus tres hijas quedan sorprendidas ante la noticia y empiezan a cuestionar

‘L.A. WEATHER’ DEPICTS A MEXICAN.AMERICAN FAMILY DEALING WITH DROUGHTS, SECRETS, DECEIT AND BETRAYAL. ‘EL CLIMA DE LOS ÁNGELES’ DESCRIBE A UNA FAMILIA MEXICANO-ESTADOUNIDENSE QUE SE ENFRENTA A SEQUÍAS, SECRETOS, ENGAÑOS Y TRAICIONES.

es but not with her lovers are left questioning everything they know. Each will have to take a critical look at her own relationships and make some tough decisions along the way.

Divorce, climate change, gentri cation, the power of social media, loneliness… Your novel touches social issues that de ne our cities today. Do they affect Latinos in a different way?

Yes and no. The list of issues fall into dif ferent categories. Divorce may be a bit more complex to deal with in a Latinx couple. Fam ily size, beliefs, social pressure, tradition, all affect a couple who is in the process of mak ing a difficult decision all the more difficult. Loneliness, although in many cases doesn’t have anything to do with how many people you’re surrounded by, is a feeling that Latinos tend to address as a community. Sadly, gentri fication affects communities of color more than the white population. Cities grow, real estate becomes more expensive, displacing people in old neighborhoods to the fringes of the urban mass. On the other hand, climate change and the power of social media are is sues that affect us all.

You moved from Mexico to L.A four decades ago. How do your old Mexican friends see you? Would you do it again?

My friends in Mexico (and I have many) know well how much of an amphib ian creature I’ve become. They’ve seen me leap back and forth across the border with natural agility. I consider myself, at this stage of my life, fully bicultural. This doesn’t mean that when I’m in Mexico I’m Mexican and when I’m in the United States I’m American. I am both all the time. So, by now, I don’t question if it was a good de cision to move to the U.S. because it would question my current identity, which I cher ish. So, yes, I’d do it again. No regrets.

Your experience as a Latino is quite different from undocumented mexican and latinamerican who cross the border to escape from violence and poverty. However, is there anything in common between you and them?

I’m going to speak for Mexicans, as that is my experience. Everyone is constantly trying to avoid and escape violence. Rich, poor, urban or rural, educated or not, no one is safe. We live looking over our shoul der for danger. Journalists get assassinat ed. Young countryside kids are forced into drug cartels. Anyone can get kidnapped off the street. The rule of law is non-existent. There is no accountability. I did not grow up

in poverty, but I came to Los Angeles penniless. My wealth was my education. I was fortunate to finish an undergraduate degree as many of other immigrants I’ve met who’ve come to the U.S for a variety of reasons. I think this is is the main difference with some of my co-nationals who have not had the chance to get an educa tion. So, yes, we are all escaping violence, but more important than seeking an escape from poverty, I believe the engine that really drives us to leave it all behind is opportunity.

Your previous novels ( Esperanza’s Box of Saints, González & Daughter Trucking Co) were also written originally in English, then translated into Spanish. What language do you feel more comfortable writing in?

I write in English first. It’s harder for me, but I enjoy the learning process. Then I trans late into Spanish for fun. I believe language is a critical medium for the preservation of culture. When we teach our kids Spanish, we are keep ing our culture alive. Here’s the mantra I raised my children with: “English is the language of the head. Spanish is the language of the heart.”

todo lo que saben: Claudia es una chef televisiva de actitud insensible; Oli via, una arquitecta de éxito que sufre la culpa de la gentrificación; y Patri cia, una maga de las redes sociales que tiene una extraña habilidad para conectarse con el público, pero no con sus amantes. Cada una tendrá que mirar críticamente sus propias rela ciones y tomar decisiones difíciles.

Su novela toca temas sociales que de nen nuestras ciudades. ¿Afectan a los latinos de forma diferente?

Sí y no. El divorcio puede ser un poco más complejo de tratar en una pareja latina. El tamaño de la fami lia, las creencias, la presión social, la tradición, todo afecta a una pare ja que está en proceso de tomar una decisión difícil. La soledad, aunque en muchos casos no tiene que ver con la cantidad de gente que te rodea, es un sentimiento que los latinos suelen abordar en comunidad. Lamentable

mente, la gentrificación afecta más a las comunidades de color que a la po blación blanca. El cambio climático y el poder de las redes sociales son cues tiones que nos afectan a todos.

¿Volvería a hacerlo?

Mis amigos de México saben bien en qué criatura anfibia me he conver tido. Me han visto saltar de un lado a otro de la frontera con una agilidad natural. Me considero totalmente bi cultural. No significa que cuando es toy en México sea mexicana y cuando estoy en Estados Unidos sea estadou nidense. Lo volvería a hacer. No me arrepiento.

Su experiencia como latina es muy diferente a la de latinoamericanos indocumentados que cruzan la frontera. ¿Hay algo en común entre ellos y usted?

Voy a hablar por los mexicanos, ya que es mi experiencia. Todo el mundo intenta escapar de la violencia. Ricos, pobres, urbanos o rurales, educados o no, nadie está a salvo. No crecí en la pobreza, pero llegué a Los Ángeles sin un céntimo. Mi riqueza era mi educa ción. Esta es la principal diferencia con algunos de mis compatriotas que no han tenido la oportunidad de ob tener una educación. Más importante que buscar una salida a la pobreza, creo que la oportunidad es el motor que realmente nos impulsa a dejarlo todo atrás.

Sus novelas anteriores también fueron escritas originalmente en inglés y luego traducidas al español. ¿En qué idioma se siente más cómoda escribiendo?

Escribo primero en inglés. Es más difícil para mí, pero disfruto del proce so de aprendizaje. Luego traduzco al español para divertirme. Creo que la lengua es un medio fundamental para preservar la cultura. Cuando enseña mos a nuestros hijos el español, estamos manteniendo viva nuestra cultura. Este es el mantra con el que crié a mis hijos: “El inglés es el idioma de la cabeza. El español es el idioma del corazón”.

Emigró de México a Los Ángeles hace cuatro décadas, después de terminar sus estudios universitarios. ¿Cómo la ven sus antiguos amigos mexicanos?

Maria Amparo Escandon’s new novel is also a beautiful picture of the Hispanic family. Courtesy of the author / Penguin Random House

La nueva novela de Maria Amparo Escandon es también un hermoso dibujo de la familia hispana. Cortesía de la autora / Penguin Random House

1 -Diego El Cigala’s concert in Miami was held at the James L. Knight Center. El concierto de Diego El Cigala, en Miami, se realizó en el James L. Knight Center. 2- Diego El Cigala tours with Cuban pianist, singer and songwriter Aymee Nuviola. Diego El Cigala realiza esta gira junto a la cubana Aymee Nuviola, pianista, cantante y compositora. 3- El Cigala’s U.S. tour now includes performances in New York, Washington, Chicago, Seattle, San Jose (California) and San Diego. La gira de El Cigala por Estados Unidos incluye ahora presentaciones en Nueva York, Washington, Chicago, Seattle, San José (California) y San Diego Johnny Louis/Getty Images

ENSAYO FOTOGRÁFICO

EL CIGALA, 20 YEARS AFTER ‘LÁGRIMAS NEGRAS’

By | Por: FERNANDO MILLÁN | AL DÍA News Print Editor

ENGLISH ESPAÑOL

The bolero Lágrimas negras, composed by Cuban Miguel Matamoros almost a cen tury ago, is still played in several versions keeping the same Caribbean essence.

One of them transcended 20 years ago with the Spanish Diego El Cigala and the famous Cuban mu sician and pianist Bebo Valdés, with a fusion of fla menco and Cuban flavor. It also gave him the title of nine songs, Cuban and Spanish, under the production of the Spaniards Fernando Trueba and Javier Limón.

It was not an unnoticed production. It sold more than two million copies and won two Gram my Awards and the BBC World Music Award, among others.

To celebrate the two decades of that event, El Cigala prepared an international tour that in cludes the United States under the name 20 Años de Lágrimas (‘20 Years of Tears’). The tour began last October 13th in Dallas, and this Saturday 22nd he was in Miami.

He is no longer accompanied by Bebo Valdés, who passed away in 2013 at the age of 94, but he re members him all the time. “I miss him every day of my life, thanks to him I found the key to what people did not believe was possible”, he said in an interview with the Spanish Agencia EFE.

His is now with a group of musicians who are part of an acoustic format with harpsichord, piano, double bass, congas and bongo, to which he added on this tour the Cuban performer Aymee Nuviola.

El bolero son ‘Lágrimas negras’. Compuesto por el cubano Miguel Matamoros hace casi un siglo, sigue sonando en diversas versio nes, que sostienen la esencia caribeña.

Una de ellas trascendió hace 20 años con el es pañol Diego El Cigala y el célebre músico y pianis ta cubano Bebo Valdés, con una fusión con sabor flamenco y cubano. Le dio además título de nueve canciones, cubanas y españolas, bajo la producción de los españoles Fernando Trueba y Javier Limón.

No fue una producción que pasara desaperci bida. Vendió más de dos millones de copias y ganó dos premios Grammy y el premio World Music de la BBC, entre varios otros.

Para celebrar las dos décadas de ese aconteci miento. El Cigala preparó una gira internacional que incluye a Estados Unidos. Bajo el nombre ‘20 Años de Lágrimas’, el recorrido de presentaciones por el país lo inició el pasado 13 de octubre en Da llas. Este sábado 22 estuvo en Miami.

Ya no lo acompaña Bebo Valdés, quien falleció en el 2013 a los 94 años, pero lo recuerda a cada ins tante. “Le echo de menos todos los días de mi vida, gracias a él di con la clave de lo que la gente no creía fuera posible”, contó en una entrevista para la agen cia española EFE.

Con él está ahora un grupo de músicos que hacen parte de un formato acústico con clave, piano, con trabajo, congas y bongó, al que sumó en esta gira a la intérprete cubana Aymee Nuviola.

4-Aymee Nuviola gives the Cuban flavor to the 20 Años de Lágrimas’ tour. She is a two-time Latin Grammy winner. Aymee Nuviola le da el sabor cubano a la gira ‘20 Años de Lágrimas’. Ha sido ganadora de dos Grammy Latinos.5- The 20 Years of Tears’ U.S. tour ends on November 6th in San Diego at Humphrey’s Concerts by the Bay La gira ‘20 Años de Lágrimas’ en Estados Unidos termina el 6 de noviembre en San Diego, en el Humphrey’s Concerts by the Bay 6-Diego El Cigala recalled the impact of the album Lágrimas Negras, which included songs like “Inolvidable”, “Niebla del Riachuelo” and “La bien pagá”.Diego El Cigala recordó el impacto que ha tenido el álbum ‘Lágrimas Negras’, que incluyó canciones como ‘Inolvidable’, ‘Niebla del Riachuelo’ y ‘La bien pagá’ Johnny Louis/Getty Images

WHO

FUSED

AFRO-CUBAN

BRINDA

IN

MISSION TO CREATE PATHWAYS FOR OPPORTUNITY AND DIVERSITY IN TECH

ENGLISH ESPAÑOL

Brinda Rajaraman has been a part of Accenture’s for over 15 years, spending the last few years as Accenture’s Philadelphia Apprenticeship Network lead.

As a passionate technology leader with experience in large complex platform implementation and transformation programs, she has been a strong voice for Accenture’s

mission to create paths for others to nd their way within the tech industry.

Throughout her tenure, she has experienced a lot within the company, which includes the initiation of the Accenture North America Apprenticeship program.

Launched in 2016, the Accenture Apprenticeship program gives previously untapped talent greater access to digital econ-

Como directora general de la o cina de Accenture en Filadel a, Rajaraman desempeña un papel protagónico en la defensa de aquellos que históricamente han sido ignorados en este espacio.

Brinda Rajaraman ha formado parte de Accenture durante más de quince años, y los últimos ha sido líder de su Red de Aprendizaje en Filadel a.

BILINGUAL BRAND STUDIO

Como una apasionada líder tecnológica, con experiencia en la implementación de grandes y complejas plataformas y programas de transformación, ha sido una voz fuerte en la misión de Accenture de crear vías para que otros encuentren su camino dentro de la industria tecnológica.

A lo largo de su mandato, ha vivido muchas experiencias dentro de la empresa, que

Sponsored by | Patrocinado por

Brinda Rajaraman, Accenture’s Philadelphia Apprenticeship Network lead. Jensen Toussaint/AL DÍA News

Brinda Rajaraman, directora de la Red de Aprendizaje de Filadelfia de Accenture. Jensen Toussaint/AL DÍA News

By | Por: JENSEN TOUSSAINT | AL DÍA News Staff Writer

ENGLISH ESPAÑOL omy jobs, while simultaneously creating new career pathways for talent who haven’t had the opportunity to work in the tech industry.

She notes that the apprenticeship program is a key component of Accenture’s overall mission.

“We heavily invest in hiring, training, developing and retaining talent,” said Rajaraman, during a panel discussion celebrating the oneyear anniversary of the Philadelphia Apprentice Network.

However, while challenges persist, the apprenticeship program has sought to address this. Insofar, it has brought to light a reality.

“One thing that we were very clear on is there is absolutely no shortage of people with big ideas,” said Rajaraman.

Some companies may struggle with the prospect of effectively training individuals with little to no experience in the tech eld, and providing the tools to develop a pathway for talented individuals with a passion for this kind of work.

An element that has served as a barrier in this regard is the often requirement of a fouryear degree.

Accenture looks at things in a different way, and has removed the four-year degree requirement for 45% of its roles.

“We really started looking at potential,” said Rajaraman. “We tried doing the responsible thing in terms of uplifting them by giving them a career rather than just a job.”

The training, coaching and skill development that goes into the 12-month apprenticeship program equips apprentices with the critical tools needed to advance their careers — many of which continue on with permanent full-time employment opportunities at Accenture.

“It’s been an amazing journey, seeing people grow from the time they come in,” said Rajaraman, who has been a part of the program since its inception.

Since the apprenticeship program’s launch, the company has brought on more than 2,000 apprentices in over 40 cities across North America.

Rajaraman said that shift in focus and hiring tactics has led Accenture to nd supremely talented candidates and create opportunities for individuals who may have struggled to nd similar opportunities elsewhere.

In addition, she noted another critical byproduct of the apprenticeship program.

“It also gave us the diversity that we really needed, which weren’t coming from traditional sources,” said Rajaraman, noting that the majority of apprentices are racially and ethnically diverse.

“It’s helping us build that truly inclusive, diverse workforce that we want,” she added.

To her, an inclusive and diverse workforce leads to a more highly motivated and passionate workforce.

incluyen el inicio del Programa de Aprendizaje de Accenture North America.

Lanzado en el 2016, el Programa Accenture Apprenticeship ofrece a los talentos no explotados previamente un mayor acceso a los puestos de trabajo de la economía digital, al tiempo que crea nuevas vías de carrera para quienes no han tenido la oportunidad de trabajar en la industria tecnológica.

Rajaraman señala que el programa de aprendizaje es un componente clave de la misión general de Accenture: “Invertimos mucho en la contratación, la formación, el desarrollo y la retención del talento”, dijo durante una mesa redonda para celebrar el primer aniversario de la Red de Aprendices de Filadel a.

Sin embargo, aunque los retos persisten, el programa de aprendizaje ha tratado de resolverlos. En este sentido, ha sacado a la luz una realidad: “Una cosa que teníamos muy clara es que no hay absolutamente ninguna escasez de gente con grandes ideas”, dijo Rajaraman.

Algunas empresas pueden tener problemas con la idea de formar e cazmente a personas con poca o ninguna experiencia en el campo de la tecnología, y desarrollar una vía para personas con talento y pasión por este tipo de trabajo.

Un elemento que ha servido de barrera en este sentido es la exigencia de un título de cuatro años. Sin embargo, Accenture mira las cosas de otra manera y ha eliminado el requisito de este título para el 45 % de sus puestos. “Empezamos a buscar el potencial real”, dijo Rajaraman. “Inten-

tamos hacer la labor más responsable al ofrecerles una carrera en lugar de un simple trabajo”.

La formación, el entrenamiento y el desarrollo de habilidades que conlleva el programa de aprendizaje de doce meses equipa a los aprendices con las herramientas necesarias para avanzar en sus carreras, muchas de las cuales continúan con oportunidades de empleo permanente a tiempo completo en Accenture.

“Ha sido increíble ver a la gente crecer desde el momento en que entra”, dijo Rajaraman, que ha formado parte del programa desde su inicio.

Desde el lanzamiento del programa de aprendizaje, la empresa ha contratado a más de 2.000 aprendices en más de 40 ciudades de Norteamérica.

Rajaraman dijo que ese cambio de enfoque y de tácticas de contratación ha llevado a Accenture a encontrar candidatos de gran talento y a crear oportunidades para personas que podrían haber tenido di cultades para encontrar posibilidades similares en otros lugares.

Además, señaló otro subproducto fundamental del programa de aprendizaje: “También nos proporcionó la diversidad que realmente necesitábamos, que no provenía de fuentes tradicionales”, dijo Rajaraman, señalando que la mayoría de los aprendices son racial y étnicamente diversos. “Nos está ayudando a crear la plantilla verdaderamente inclusiva y diversa que queremos”, añadió.

Para ella, una plantilla inclusiva y diversa conduce a una plantilla más motivada y apasionada.

Brinda Rajaraman

DIRECTOR IN ACCENTURE’S PHILADELPHIA OFFICE, RAJARAMAN PLAYS A ALEAD ROLE IN

FOR THOSE WHO WERE HISTORICALLY OVERLOOKED IN THIS SPACE.

COMO DIRECTORA GENERAL DE LA OFICINA DE ACCENTURE EN FILADELFIA, RAJARAMAN DESEMPEÑA UN PAPEL PROTAGÓNICO EN

DEFENSA DE AQUELLOS QUE HISTÓRICAMENTE HAN SIDO IGNORADOS EN ESTE ESPACIO.

BILINGUAL BRAND STUDIO

KEYSTONE 65 HMO PLANS FROM INDEPENDENCE BLUE CROSS EARN A 5-STAR RATING FOR SECOND YEAR IN A ROW

ENGLISH ESPAÑOL

The Centers for Medicare and Medicaid Services (CMS) has awarded Independence Blue Cross (Independence) Keystone 65 HMO Medicare Advantage plans the nations’ best rating, 5 out of 5 stars, for 2023. Independence’s Personal Choice 65SM PPO Medicare Advantage plans also earned a strong 4-star rating.

“We are proud to have earned an other 5-star recognition from CMS, and believe it re ects our commitment to providing our members outstand ing service, support, and access to high-quality health care,” said Inde pendence Blue Cross President and CEO Gregory E. Deavens. “This ac complishment validates the advantage of our team’s collaborative approach to engaging members and delivering valuable and reliable bene ts.”

CMS star ratings are published annually, providing the public with a scorecard on plan quality and perfor mance measures (such as member compliance with preventive care and screening recommendations, chronic condition management, customer ser vice, access to care, and more).

“Only a few Medicare Advantage plans in the whole country receive a 5-out-of-5-star rating in any given year,” says Dr. Heidi Syropoulos, medi cal director for Government Markets at Independence. “The fact that Keystone 65 HMO earned this rating for two con secutive years is a truly remarkable ac complishment. It’s a testament to our team’s ongoing commitment to provide our members with high-quality, afford able plans, stellar customer service, and access to rst-rate care.”

Medicare-eligible individuals have until December 7, 2022 to enroll in a plan for January 1, 2023. Those interested in a Medicare Advantage plan may want to strongly consider choosing Keystone 65 HMO, the only 5-star-rated Medicare Advantage plan in Philadelphia.

Prospective members can register to attend an in-person or virtual sales sem inar at ibxmedicare.com/aep. They can also talk to a licensed sales agent to en roll in an Independence Medicare plan by

calling 1-888-234-8860 (TTY/TDD: 711) seven days a week, from 8 a.m. to 8 p.m.

Current members can sign up for a live or on-demand virtual member event to explore their 2023 plan ben e ts at ibxmedicare.com/2022webinar.

For questions, current members may call the number on the back of their member ID card.

For accommodations of persons with special needs at meetings, call 1-877-393-6733 (TTY/TDD: 711).

Independence Blue Cross offers Medicare Advantage plans with a Medicare contract. Enrollment in Inde pendence Medicare Advantage plans depends on contract renewal.

Independence Blue Cross offers products through its subsidiaries In dependence Hospital Indemnity Plan, Keystone Health Plan East and QCC Insurance Company — independent licensees of the Blue Cross and Blue Shield Association.

Every year, Medicare evaluates plans based on a 5-Star rating system.

Please note that on weekends and holidays from April 1 through September 30, your call may be sent to voicemail.

Los Centros de Servicios de Medicare y Medicaid (CMS) han otorgado a los planes Keystone 65 HMO Medica re Advantage de Independence Blue Cross (Independence) la mejor cali cación del país, 5 de 5 estrellas, para el 2023. Los planes Personal Choice 65SM PPO Medicare Advan tage de Independence también obtuvieron una sólida cali cación de 4 estrellas.

“Estamos orgullosos de haber obtenido otro reconocimiento de 5 estrellas por par te de los CMS, y creemos que re eja nues tro compromiso de proporcionar a nuestros miembros un servicio y un apoyo extraor dinarios, así como el acceso a una atención médica de alta calidad”, dijo el presidente y director general de Independence Blue Cross, Gregory E. Deavens. “Este logro valida la ven taja del enfoque de colaboración de nuestro equipo para involucrar a los miembros y ofre cer bene cios valiosos y con ables”.

Las cali caciones por estrellas de los CMS se publican anualmente, para proporcionar al público un puntaje sobre la calidad del plan y las medidas de rendimiento (como el cumplimiento de las recomendaciones de atención preventiva y de las pruebas de detección, la gestión de las enfermedades crónicas, el servicio de atención

“Solo unos pocos planes Medicare Ad vantage en todo el país reciben una cali cación de 5 de 5 estrellas en un año determinado”, dice la Dra. Heidi Syropoulos, directora médica de Mercados Gubernamentales de Indepen dence. “El hecho de que Keystone 65 HMO haya obtenido esta cali cación durante dos años consecutivos es un logro verdaderamen te notable. Es un testimonio del compromiso continuo de nuestro equipo para proporcionar a nuestros miembros planes de alta calidad y asequibles, un servicio estelar al cliente y acce so a una atención de primera clase”.

Las personas con derecho a Medicare tienen hasta el 7 de diciembre del 2022 para inscribirse en un plan para el 1.o de enero del 2023. Los interesados en un plan Medicare Advantage pueden considerar la posibilidad de elegir Keystone 65 HMO, el único plan Medicare Advantage de Filadel a con cali cación de 5 estrellas.

Los posibles miembros pueden registrar se para asistir a un seminario de ventas en persona o virtual en ibxmedicare.com/aep. También pueden hablar con un agente de ventas autorizado para inscribirse en un plan Independence Medicare, llamando al 1-888234-8860 (TTY/TDD: 711) los siete días de la semana, de 8 a.m. a 8 p.m.

Los a liados actuales pueden inscribir se en un evento para a liados —presencial o virtual— para explorar los bene cios de su plan 2023 en ibxmedicare.com/2022webinar. Si tiene preguntas y es a liado, puede llamar al número que se encuentra en el reverso de su tarjeta de identi cación de a liado.

Para acomodar a personas con necesi dades especiales en las reuniones, llame al 1-877-393-6733 (TTY/TDD: 711).

Independence Blue Cross ofrece planes Medicare Advantage con un contrato de Me dicare. La inscripción en los planes Indepen dence Medicare Advantage depende de la renovación del contrato.

Independence Blue Cross ofrece pro ductos a través de sus liales Independen ce —licenciatarios independientes de la Blue Cross and Blue Shield Association.

Cada año, Medicare evalúa los planes con base en un sistema de cali cación de 5 estrellas.

Por favor tenga en cuenta que los nes de semana y días festivos, desde el 1.o de abril hasta el 30 de septiembre, su llamada puede ser enviada al buzón de voz.

al cliente, el acceso a la atención, etc.).

This includes fundraising and devel opment, as well as the communications, marketing, community and advocacy work she spearheaded in her previous roles.

Each of those are key elements in driving Congreso’s overall mission.

Rivera has remained committed to the task at hand, and notes that what drives her most is advocacy and civic engagement.

“I’ve always grown up valuing par ticipating in my community and know ing what’s going on in my community,” she said. “I’ve always been interested in how different issues impact different communities, and mobilizing communi

ties to use their voice and be civically engaged.”

It’s something she doesn’t take light ly in any regard.

She noted a paid day off during Election Day last year, to ensure peo ple have the opportunity to vote and let their voices be heard, and also the cam paigns that Congreso participates in to get people registered and provide infor mation on the importance of voting.

“That really motivates me,” said Ri vera. “Beyond our direct services and support for individuals in the community, it’s really about how we are also impact ing our community on a broader level, through civic engagement.”

A BLACK EYE FOR DEMS

When it comes to immigrant deten tion centers like the one in Berks County, it’s been a black eye to Biden’s overall ad ministrative mission since coming into the White House, and that’s been passed down to 2022 candidates like Fetterman.

On the campaign trail, the former Vice President promised to end the prolonged detention of immigrants and has slowly reduced populations at six of the worst fa cilities, but there has long been a large por tion of immigration advocates — like the Shut Down Berks Coalition — who want immigrant detention to end all together.

When the Berks County Detention Center stopped being a family detention center at the beginning of Biden’s pres idency, Berks County Commissioners re

“Don’t come. Don’t show up, show out,” Rogers remarked of the impres sions the tour left on her. “We don’t need you walking and asking more questions (...) I’m tired of telling my story, I’m tired of telling who I am, and no one ac tually cares.”

When it comes to potential policy solutions to Kensington’s blight, Domb said it required a multi-jurisdiction ap proach. He also said he would declare state of emergency for the neighborhood.

negotiated with ICE to reopen the facility as an immigrant women’s prison. It was a slap in the face for the advocates that had been fighting years for its closure.

“This is why people get turned off by pol itics and politicians who are all words and no action. Yet despite it all, we keep fighting,” wrote the Shut Down Berks Coalition.

As Lieutenant Governor, Fetterman maintained there wasn’t much he could do about the facility along with Governor Tom Wolf, but that would change as U.S. Senator, where he would have a direct line to Biden. Organizations like Shut Down Berks know this and vow to continue to hold Fetterman accountable if he is elected.

“We are going to keep calling on politicians to be more than just words,” wrote Shut Down Berks.

ESPAÑOL

recaudación de fondos y el desarrollo, así como las comunicaciones, el marketing, la comunidad y el trabajo de promoción que encabezó en sus funciones anteriores. Cada área es un elemento clave para im pulsar la misión general de Congreso.

Rivera se ha mantenido comprome tida con la tarea que tiene entre manos, y señala que lo que más la impulsa es la promoción y el compromiso cívico. “He crecido valorando la participación en mi comunidad y el conocimiento de lo que ocurre en ella. Siempre me ha interesado cómo afectan los distintos problemas a las diferentes comunidades, y movilizar a estas para que usen su voz y se comprome

FETTERMAN’S BERKS SILENCE

AN ADVOCATE FOR LATINO COMMUNITIES ENGLISH ENGLISH

ENGLISH ESPAÑOL ESPAÑOL

ha sido un ojo negro para la misión admi nistrativa general de Biden desde que llegó a la Casa Blanca, y eso se ha transmitido a los candidatos del 2022 como Fetterman.

En la campaña electoral, el teniente go bernador prometió poner fin a la detención prolongada de inmigrantes y ha ido redu ciendo poco a poco la población en seis de los peores centros, pero desde hace tiempo hay una gran parte de defensores de la inmigra ción —como la Coalición Shut Down Berks— que quieren que la detención de inmigrantes termine por completo.

Cuando el Centro de Detención del Con dado de Berks dejó de ser un centro de deten ción de familias al comienzo de la presiden cia de Biden, los comisionados del condado de Berks renegociaron con el Immigration and Customs Enforcement (ICE) para reabrir las instalaciones como una prisión de mujeres inmigrantes.

DOMB IN KENSINGTON

“We should bring in [Federal Emergen cy Management Agency] resources (...) Why shouldn’t those efforts come here? This has been 25 years of a disaster area,” he said.

“Philadelphians need a leader who will listen to their concerns and hear them as they propose a vision to create a brighter, safer tomorrow for commu nities in every corner of our city — in cluding Kensington,” Domb continued. “That’s what days like today are all about. It’s about listening.”

“No vengan, no se presenten, váyan se”, comentó Rogers sobre las impresiones que le dejó la gira. “No necesitamos que anden y hagan más preguntas [...] Estoy cansada de contar mi historia, estoy can sada de contar quién soy cuando a nadie le importa realmente”.

En cuanto a las posibles soluciones políticas a la desgracia de Kensington, Domb dijo que era necesario un enfoque multijurisdiccional. También dijo que declararía el estado de emergencia para el

tan cívicamente”. Es algo que no se toma a la ligera en ningún caso.

Señaló un día libre pagado durante la jornada electoral del año pasado, para asegurarse de que la gente tenga la opor tunidad de votar y hacer oír su voz, así como las campañas en las que participa Congreso para conseguir que la gente se registre y proporcionar información so bre la importancia de votar.

“Eso me motiva mucho”, dijo Rivera. “Más allá de nuestros servicios directos y el apoyo a las personas, se trata de cómo estamos impactando a nuestra comuni dad a un nivel más amplio, a través del compromiso cívico”.

Fue una bofetada para los defensores que llevaban años luchando por su cierre.

“Por eso la gente se aleja de la política y de los políticos que son todo palabras y nada de acción. Sin embargo, a pesar de todo, seguimos luchando”, escribió la Coa lición Shut Down Berks.

Como teniente gobernador, Fetterman sostuvo que no había mucho que pudiera hacer sobre la instalación junto con el go bernador Tom Wolf, pero que eso cambia ría como senador de los Estados Unidos, cargo bajo el cual tendría línea directa con Biden. Organizaciones como Shut Down Berks lo saben y prometen seguir exigiendo responsabilidades a Fetterman, si es elegido.

“Vamos a seguir pidiendo a los políti cos que sean algo más que palabras”, es cribió Shut Down Berks.

barrio. “Deberíamos traer recursos [de la Agencia Federal de Gestión de Emergen cias] [...] ¿Por qué no vienen aquí esos es fuerzos? Esta ha sido durante 25 años una zona de desastre”.

Según Domb, “Los habitantes de Fila delfia necesitan un líder que escuche sus pre ocupaciones y les preste atención mientras trabaja por un mañana más brillante y segu ro para las comunidades en cada rincón de nuestra ciudad, incluyendo Kensington. De eso tratan días como el de hoy. De escuchar”.

Sheriff’s Sale Notices for November 1, 2022

SHERIFF’SSALE

SPECIAL NOTE: All Sheriff’s Sales are conducted pursuant to the orders of the Courts and Judges of the First Judicial District.  Only properties that are subject to judgments issued by the First Judicial District are listed for sale.  By law, the Sheriff’s Office cannot decide if a property can be listed for sale; only the District Courts can order a property to be sold at auction.

FIRST PUBLICATION

Properties to be sold by the Office of the Sheriff, City and County of Philadelphia, on Tuesday, November 1, 2022 at:

10:00 AM

Bilal, Sheriff

PHILADELPHIA COUNTY MORTGAGE FORECLOSURE CONDITIONS OF SALE

1. Based on the health and safety recommendations of the Centers for Disease Control andPrevention (“CDC”) and Pennsylvania Department of Health (“Department of Health”) due tothe COVID-19 pandemic, the scheduled sale shall be conducted virtually at Bid4Assets.com (“Bid4Assets”).

2. YOU MUST BE EIGHTEEN (18) YEARS OF AGE OR OLDER TO BID.

3. All bidders must complete the Bid4Assets online registration process to participate in the auction (“Auction”). All bidders must submit a Ten Thousand Dollars ($10,000.00) deposit (“Deposit”) plus a ThirtyFive Dollars ($35.00) non-refundable processing fee to Bid4Assets before the start of the Auction. Such single Deposit shall be associated with the Auction held as of this date (“Auction Date”) and shall allow a bidder to bid on all of the properties that are listed on the Auction Date. The Deposit will be applied to the 10% down payment required for all purchased properties.

If the Deposit exceeds the 10% down payment required for all purchased properties, the excess will be applied towards the total balance due. If the 10% down payment required for all purchased properties is greater than the $10,000.00 Deposit, the balance due to reach the 10% down payment amount is due by 5:00PM on the next business day after the auction date.

4. All properties are sold “AS IS” with NO expressed or implied warranties or guarantees whatsoever. The Sheriff and Bid4Assets shall not be liable as a result of any cause whatsoever for any loss or damage to the properties sold. In anticipation of participating in the Auction and purchasing a property, the bidder assumes all responsibility for due diligence. It is the responsibility of the bidder to investigate any and all liens, encumbrances and/ or mortgages held against the property which may not be satisfied by the post-sale Schedule of Proposed Distribution under Pa. R.C.P. 3136 (“Schedule of Proposed Distribution”).

5. The plaintiff’s attorney shall submit the plaintiff’s upset price (“Upset Price”) to Bid4Assets, via the attorney online portal, at least one (1) hour prior to the start of the Auction. The Upset Price is the least amount the plaintiff will accept for a property. The Sheriff’s costs will be added to the Upset Price to determine the reserve price for the auction. The reserve price is the minimum dollar amount the Sheriff will accept for the sale to go to a third-party bidder. Bidders will not know what the reserve price is, but they will see when the reserve price has been met.

6. The sale of the property will not be stopped unless The Sheriff’s Office is contacted by the Attorney on the Writ,byCourtOrderoratthe discretionoftheSheriff.

7. If the reserve price is met, the highest bidder shall be the purchaser. By close of business the next business day after the auction, the purchaser is responsible for 10% of the purchase price for each property purchased plus a buyer’s premium of 1.5% of the total purchase price of each property purchased. The purchaser shall pay the balance of 90% of the purchase price for each property purchased plus a $35 processing fee by 5:00PM EST on the fifteenth (15th) calendar day following the Auction Date unless that day falls on a holiday or weekend day, then the balance is due on the next business day by 5:00PM EST. Payments are due as stated above, NO EXTENSIONS AND NO EXCEPTIONS.

8. Failure to comply with the Conditions of Sale including, but not limited to, the failure to pay the remaining balance by any due date (the 10% down payment due date is the day following the auction; the 90% balance due date is 15 days after the auction date) and complying with all post-sale instructions required by the Sheriff and Bid4Assets, shall result in a default (“Default”) and the down payment shall be forfeited by the bidder.

9. If a bidder wins multiple properties and does not comply with the conditions of sale for each property he is deemed in Default and all of the consequences of a Default will apply.

10. The highest bidder shall be responsible for any and all post sale costs that are imposed by law,

which are incurredbythe Sheriff. Please be advised that the Realty Transfer Taxes have been calculated and included in the bid amounts.

11. On any auction that results in a third-party sale, the bidder who was directly outbid by the highest bidder will be given the option to register as a second bidder. If the second bidder accepts this option, he/she agrees to purchase the property for the same price as the highest bidder. The second bidder shall deposit 10% of the purchase price by 5:00PM EST on the first (1 st ) business day following the auction date. On that date the second bidder will be apprised of the status of the winning bidder’s deposit, and shall be told his/her 10% will be kept on deposit. The second bidder shall also be told he/ she is liable for the 90% balance fifteen (15) calendar days from this date, if the highest bidder does not comply. If the highest bidder did not complete the sale, second bidder will have five (5) calendar days to complete the sale. If that 5 th day falls on a holiday or weekend day, then the balance is due on the next business day by 5:00PM EST. If the second bidder is non-compliant he/she will forfeit his/her deposit to Sheriff. If the highest bidder completes the transaction, the second bidder will get his/her deposit refunded within 10 business days.

12. The Sheriff’s Office, in its sole discretion, may cancel the sale after the auction closes for any reason.

13. The Plaintiff shall submit any pre-sale postponements or stays to the Philadelphia Sheriff’s Office prior to 3:00PM the day before the auction.

14. The Plaintiff’s attorney shall enter any auction day postponements or stays on his/ her Bid4Assets attorney portal. This includes any postponement or stay that was not submitted to the Philadelphia Sheriff’s Office prior to the 3:00PM deadline the day before and any postponement or stay that occurs during the auction.

15. The Plaintiff, pursuant to Court Order, may cancel the sale after the Auction closes for any reason.

16. All bidding after the minimum bid, as described in Paragraph 4., shall be in increments of atleastOneThousandDollars($1,000.00)

17.IftheSheriff’sgranteeistobeanyone otherthanthe purchaser registered with Bid4Assets, anotarizedwritten assignment of bid mustbefiled withtheSheriff’sOfficeofPhiladelphia.

18.TheSheriffwillnotacknowledgeadeed polltoanyindividualorentity using anunregistered fictitious name and may, at the discretion of the Sheriff, require proof of identityof the purchaser or the registration of fictitious names. The bid of an unregistered fictitious nameshall be forfeited asifthe bidderfailedtomeetthetermsofsale.

19. The Sheriff reserves the right to refuse purchase from bidders who have failed to enter deposits, failed to make settlement or for any other reason at Sheriff’s sole discretion and further reserves the right to denyaccess tofuture sales for a periodoftimeas determinedbythe Sheriff.

20. The Sheriff will file in the Prothonotary’s office a Schedule of Distribution Thirty (30) Days from the date of sale of Real Estate. Distribution will be made in accordance with the Schedule unless exceptions are filed thereto within Ten (10) days thereafter. Any balance exceeding the payouts per the Schedule of Distribution and Exceptions thereto, shall be paid to the homeowner at the time of sale.

21. When the Sheriff’s Deed Poll is issued to the winning bidder, he/she becomes the official new owner of the property. If the property is occupied, the new owner must start a judicial procedure for ejectment to have the occupant removed.

22. All auctions are conducted pursuant to Pennsylvania Rules of Civil Procedure and the local rules of the City and County of Philadelphia.

WARNING: All Sheriff’s Sales are strictly monitored for any and all suspicious and fraudulent activity (Including but not limited to Computer, Identity, Bank, Wire, etc.). If the Sheriff’s office detects any suspicious and/ or fraudulent activity during any sale, at the Sheriff’s discretion, the bidder’s account shall be suspended for whatever action deemed appropriate. Furthermore, those individuals face both criminal and civil liability and will be prosecuted to the fullest extent of the law.

Very truly yours, ROCHELLE BILAL, Sheriff City and County of Philadelphia www.OfficeofPhiladelphiaSheriff.com

Wd. 10,750 Sq. Ft. BRT# 521271700 Improve ments: Residential Property JAMES WARREN SR., CYNTHIA WARREN C.P. February 2020 No. 02506 $260,537.95 Stern & Eisenberg P.C. 2211-302 4134 N Marshall St 19140-2521 43rd Wd. 1,241 Sq. Ft. BRT# 433291200 Improvements: Residential Property UNKNOWN HEIRS, SUCCESSOR, AS SIGNS AND ALL PERSONS, FIRMS OR ASSOCIATIONS CLAIMING RIGHT, TITLE OR INTEREST FROM OR UNDER JUAN ROSADO, DECEASED, UNKNOWN HEIRS, SUCCESSOR, ASSIGNS AND ALL PERSONS, FIRMS OR ASSOCIATIONS CLAIMING RIGHT, TITLE OR INTEREST FROM OR UNDER GEORGINA ROSADO, DECEASED C.P. September 2019 No. 02737 $12,906.57 Powers Kirn, LLC 2211-303 5845 Norfolk St 19143-2402 46th Wd. 1,032 Sq. Ft. BRT# 33043300 Improvements: Resi dential Property ETTA NEWMAN, A/K/A ETTA D. NEW MAN C.P. June 2017 No. 01942 $22,754.34 Manley Deas Kochalski LLC 2211-304 648 W Tusculum St 19140-5508 37th Wd. 546 Sq. Ft. BRT# 372453500 Improvements:

Residential Property MICHAEL C. NORTON C.P. December 2021 No. 00066 $34,934.26 Stern & Eisenberg P.C. 2211-305 8945 Haven Pl 19152-1401 57th Wd. 4,260 Sq. Ft. BRT# 571254500 Improvements: Resi dential Property

DENISE R. STROTER A/K/A DENISE STROTER C.P. September 2016 No. 00147 $110,588.68 Stern & Eisenberg P.C. 2211-306 144 N Lindenwood St 19139-2624 44th Wd. 975 Sq. Ft. BRT# 441159700 Improvements: Residential Property

THE UNONOWN HEIRS OF LILA FOX, DECEASED C.P. November 2017 No. 02767 $61,582.29 KML Law Group,P.C. (1) 2211-307 744 E Willard St 19134-1820 33rd Wd. 1,110 Sq. Ft. BRT# 331079800 Improvements: Resi dential Property JOSE RAMOS A.K.A. JOSE A. RAMOS C.P. October 2020 No. 00696 $73,264.49 KML Law Group,P.C. (1) 2211-308 1137 Bridge St 19124-1819 62nd Wd. 1,600 Sq. Ft. BRT# 621028700 Improvements: Resi dential Property MICHELE D. NEDAB C.P. February 2020 No. 02502 $63,151.90 KML Law Group,P.C. (1) 2211-309 150 N Robinson St 19139-2312 34th Wd. 1,752 Sq. Ft. BRT# 341183500 Improvements: Residential Property ESTATE OF DOROTHY BEY, LAST RE CORD OWNER/MORTGAGOR, ESTATE OF GEORGE X. BEY, LAST RECORD OWNER/ MORTGAGOR, UNKNOWN HEIRS, DEVI SEES AND PERSONAL REPRESENTA TIVES OF DOROTHY BEY AND HIS, HER, THEIR OF ANY OF THEIE SUCCESSORS IN RIGHT, TITLE AND INTEREST, UN KNOWN HEIRS, DEVISEES AND PER SONAL REPRESENTATIVES OF GEORGE X. BEY AND HIS, HER, THEIR OR ANY OF THEIR SUCCESSORS IN RIGHT, TITLE AND INTEREST C.P. July 2021 No. 02100 $135,551.66 Romano, Garubo & Argentieri 2211-310 1711 N Taney St 19121-2820 32nd Wd. 750 Sq. Ft. BRT# 324120900 Improvements:

Residential Property DENISE TAGGART SOLELY IN HER CAPACITY AS HEIR OF ROSE MARY TAGGART DECEASED, LISA TAGGART SOLELY IN HER CAPACITY AS HEIR OF ROSE MARY TAGGART DECEASED, SHEILA TAGGART SOLELY IN HER CA PACITY AS HEIR OF ROSE MARY TAG GART DECEASED C.P. June 2019 No. 05381 $63,295.86 KML Law Group,P.C. (1)

2211-311 6550 N Bouvier St 19126-3413 17th Wd. 1,292 Sq. Ft. BRT# 172232300 Improvements: Residential Property MATTHEW G. TUBENS A/K/A MATTHEW GEORGIE TUBENS, RENATE N. TUBENS C.P. January 2020 No. 02716 $153,374.43 KML Law Group,P.C. (1) 2211-312 2037 S Frazier St 19143-5617 10th Wd. 936 Sq. Ft. BRT# 514232500 Improvements: Com mercial Property Subject to Mortgage FIRST CLASS REAL ESTATE INCOR PORATED C.P. May 2022 No. 01906 $138,528.68 Fein, Such, Kahn & Shepard, P.C. 2211-313 1621 Elaine St 19150-1005 50th Wd. 2,335 Sq. Ft. BRT# 501495800 Improvements: Resi dential Property Subject to Mortgage DAVID LEON JACKSON, EXECUTOR OF THE ESTSTE OF DOROTHY WILLIAMS A/K/A DOROTHY MAE WILLIAMS, DE CEASED C.P. November 2019 No. 02858 $71,490.46 The Law Of ce Of Gregory Javardian 2211-314

5608 Warrington Ave 19143-4723 51st Wd. 1,248 Sq. Ft. BRT# 514061500 Improvements: Residential Property JANICE SEPHES C.P. October 2012 No. 01386 $42,902.63 Stern & Eisenberg,P.C. 2211-315 234 E. Fariston Dr 19120 61st Wd. 1,152 Sq. Ft. BRT# 611391800 Improvements: Residen tial Property MARY A. HARPER C.P. January 2019 No. 01042 $90,826.21 KML Law Group,P.C. (1) 2211-316

5228 Westford Rd 19120-3619 42nd Wd. 1,528 Sq. Ft. BRT# 421397200 Improvements: Residential Property SHARMAR M. DAVID A/K/A SHAR MAR DAVID C.P. August 2014 No. 03491 $76,055.99 KML Law Group,P.C. (1) 2211-317 2616 S 72nd St 19153-2410 40th Wd. 1,093 Sq. Ft. BRT# 404008500 Improvements: Resi dential Property JAMES R. JACKSON, A/K/A JAMES JACKSON C.P. December 2018 No. 00084 $125,331.96 Manley Deas Kochalski LLC 2211-318 2415 S 20th St 19145-4202 26th Wd. 920 Sq. Ft. BRT# 262150300 Improvements: Residen tial Property

LINDA HALL, UNKNOWN HEIR AND/ OR ADMINISTRATORS OFTHE ESTATE OF MILDRED CHAMBERS C.P. January 2020 No. 00581 $196,255.28 Manley Deas Kochalski LLC 2211-319 4618 Fernhill Rd 19144-4224 13th Wd. 1,032 Sq. Ft. BRT# 133132700 Improvements: Residential Property PAULEMA ACQUISITION GROUP LLC C.P. May 2022 No. 01978 $96,934.15 Weber Gallagher Simpson Stapleton Fires & Newby, LLP 2211-320 172 Linton St 19120-1947 61st Wd. 990 Sq. Ft. BRT# 612134100 Improvements: Residen tial Property

EDITH JACKSON C.P. December 2019 No. 03151 $85,112.08 Stern & Eisenberg P.C. 2211-321

6337 Mershon St 19149-3041 62nd Wd.

1,029 Sq. Ft. BRT# 621585400 Improvements: Residential Property

LISA M. BALTHASER C.P. April 2017 No. 00463 $92,657.47 KML Law Group,P.C. (1) 2211-322

2443 E Clear eld St 19134-4438 25th Wd.

1,530 Sq. Ft. BRT# 251121700 Improvements: Residential Property ANTHONY PIZZARO C.P. February 2021 No. 00457 $125,721.61 KML Law Group,P.C. (1) 2211-323

547 S Yewdall St 19143-1923 46th Wd. 984

Sq. Ft. BRT# 463167200 Improvements: Residential Property

BETTY E. GRANGER C.P. March 2021 No. 02581 $124,717.60 Pincus Law Group, PLLC 2211-324

863 Foulkrod St 19124-2301 35th Wd. 1,581 Sq. Ft. BRT# 351080710 Improvements: Resi dential Property

PEDRO CARRASQUILLO JR. C.P. May 2018 No. 01601 $85,166.53 KML Law Group,P.C. (1)

2211-325

1372 N 76th St 19151-2823 34th Wd. 1,600 Sq. Ft. BRT# 343308400 Improvements: Resi dential Property

TRACEY DENNIS C.P. September 2018 No. 01345 $95,341.35 KML Law Group,P.C. (1) 2211-326

107 W Washington Ln 19144-2613 59th Wd. 2,046 Sq. Ft. BRT# 593087900 Improvements: Residential Property

ANDREW HORNE, LAKEISHA A. HORNE C.P. October 2016 No. 01072 $198,348.15 KML Law Group,P.C. (1)

2211-327

6155 Catharine St 19143-2205 3rd Wd. 1,759 Sq. Ft. BRT# 32194100 Improvements: Resi dential Property

KIM ANDERSON C.P. October 2019 No. 02083 $112,018.66 KML Law Group,P.C. (1) 2211-328 219 Krams Ave 19127-1213 21st Wd. 1,261 Sq. Ft. BRT# 888211474 Improvements: Resi dential Property

KIMBERLY CROSS A/K/A KIMBERLY KYLE, JASON COSS, DONNA L. KYLE C.P. October 2020 No. 01002 $239,137.32 Hladik, Onorato & Federman, LLP 2211-329

605 N 64th St 19151-3838 34th Wd. 2,500 Sq. Ft. BRT# 344235200 Improvements: Residen tial Property

ROSA M KEY C.P. January 2020 No. 02795 $153,180.11 LOGS Legal Group LLP 2211-330

6534 Grays Ave 19142-2818 40th Wd. 1,232 Sq. Ft. BRT# 406190400 Improvements: Resi dential Property

ANNALEASE HEATHER DAWN MOR GAN A/K/A ANNALEASE MORGAN LURCH A/K/A ANNALEASE LURCH, RICKY LURCH C.P. June 2018 No. 03781 $100,786.19 Robertson, Anschutz, Schneid, Crane & Partners, PLLC 2211-331 3048 W Oxford St 19121-3512 29th Wd. 1,370 Sq. Ft. BRT# 292226200 Improvements: Residential Property

REHAB QUEEN LLC C.P. May 2022 No. 00092 $310,780.48 Hill Wallack LLP 2211-332 1430 N Corlies St 19121-3505 29th Wd. 926 Sq. Ft. BRT# 292306210 Improvements: Resi dential Property

PARKER ESTATES LLC C.P. May 2022 No. 00101 $253,614.30 Hill Wallack LLP 2211-333

943 N St Bernard St 19131 44th Wd. 825 Sq. Ft. BRT# 442214800 Improvements: Residen tial Property

RUSSELL C. CAMP C.P. February 2020 No. 01830 $31,944.26 Robertson, Anschutz, Schneid, Crane & Partners, PLLC 2211-334

1013 S 47th St 19143-3601 46th Wd. 3,163 Sq. Ft. BRT# 461196900 Improvements: Resi dential Property

NICOLE MCEWAN C.P. January 2019 No. 00861 $153,943.44 Romano, Garubo & Ar gentieri

2211-335 223 E Indiana Ave 19134-2834 7th Wd. 833 Sq. Ft. BRT# 71243100 Improvements: Com mercial Property Subject to Mortgage GABA INVESTMENT GROUP LLC C.P. April 2022 No. 01230 $200,706.86 Fein, Such, Kahn & Shepard, P.C.

2211-336

6820 N Gratz St 19126-2614 10th Wd. 1,608

Sq. Ft. BRT# 101108400 Improvements: Resi dential Property

WILLIAM HOLMES C.P. July 2018 No. 00841 $101,979.89 Brock & Scott PLLC

2211-337

2012 N 19th St 19121-1504 32nd Wd. 1,163

Sq. Ft. BRT# 321266300 Improvements: Resi dential Property Subject to Mortgage MOHAMMAD ARSHAD CHUGHTAI, SHAGUFTA NAZ, H/W C.P. March 2021 No. 02760 $195,303.20 Sirlin Lesser & Benson,P.C.

2211-338

2943 West Master St 19121 29th Wd. 900 Sq.

Ft. BRT# 871539470 Improvements: Commer cial Property Subject to Mortgage DIAMANTE ENTERPRISES, LLC, DANI ELLE MORRIS, DIAMANTE ESTATES, LLC C.P. May 2022 No. 01221 $236,450.02 Eisenberg, Gold & Cettei, P.C.

2211-339 7514 Thouron Ave 19150 10th Wd. 1,606 Sq. Ft. BRT# 102494500 Improvements: Residen tial Property

LORRANINE POOLE-NARANJO A/K/A DR. LORRANINE POOLE-NARANJO, IN HER CAPACITY AS EXECUTRIX OF THE ESTSTE OF L.V. LEWIS A/K/A L. VINMAR LEWIS A/K/A LARINIE LEWIS, VALERIE RANSOM, IN HER CAPACITY AS DE VISEE OF THE ESTATE OF L. V. LEWIS A/K/A L. VINMAR LEWIS A.K.A LARINE VINMAR LEWIS C.P. December 2018 No. 02026 $80,283.11 Pincus Law Group, PLLC 2211-340 304 W Roosevelt Blvd 19120-4121 42nd Wd. 1,440 Sq. Ft. BRT# 422100800 Improvements: Residential Property MICHAEL L. CEPHAS C.P. March 2020 No. 02117 $66,526.95 Stern & Eisenberg,P.C. 2211-341

5116 N 12th St 19141-2811 49th Wd. 2,100 Sq. Ft. BRT# 493134200 Improvements: Resi dential Property

UNKNOWN HEIRS, SUCCESSORS, AND ASSIGNS AND ALL PERSONS, FIRMS OR ASSOCIATIONS CLAIMING RIGHT, TITLE AND INTEREST UNDER CATHE RINE PHILLIPS C.P. August 2018 No. 02395 $120,254.89 Pincus Law Group, PLLC 2211-342

1417 Disston St 19111-4503 53rd Wd. 1,800 Sq. Ft. BRT# 532211300 Improvements: Resi dential Property

GULSHANARA QUADIR C.P. September 2019 No. 03586 $295,081.40 Hill Wallack LLP 2211-343

5144 Hoopes St 19139-1539 44th Wd. 1,137 Sq. Ft. BRT# 442037600 Improvements: Resi dential Property

VERONIQUE ELDRIDGE A/K/A VERO NIQUE M. ELDRIDGE THOMAS, INDI VIDUALLY AND IN HER CAPACITY HEIR OF WILLIAM ELDRIDGE A/K/A WILLIAM RICARD ELDRIDGE, DECEASED, UN KNOWN HEIRS SUCCESSORS, ASSIGNS AND CLAIMING RIGHT, TITLE OR IN TEREST FROM OR UNDER WILLIAM EL DRIDGE A/K/A WILLIAM RICHARD EL DRIDGE, DECEASED C.P. March 2020 No. 02708 $53,903.77 Pincus Law Group, PLLC 2211-344 1137 S 13th St 19147-4534 2nd Wd. 1,632 Sq. Ft. BRT# 21603900 Improvements: Residen tial Property

THE UNKNOWN HEIRS, EXECUTORS, AND/OR ADMINSTRATORS OF THE ES TATE OF SALLIE J. MCALLISTER A/K/A SALLY J MCCALLISTER, ET AL. C.P. Feb ruary 2017 No. 02504 $206,279.56 Hill Wal lack LLP 2211-345 2629 N 17th St 19132-3930 16th Wd. 892 Sq. Ft. BRT# 161159500 Improvements: Commer cial Property Subject to Mortgage 17TH ST, LLC, 2248, LLC, SEAN PETERS C.P. February 2022 No. 02777 $280,809.65 Fein, Such, Kahn & Shepard, P.C. 2211-346 2621 W Lehigh Ave 19132-3121 28th Wd.

1,120 Sq. Ft. BRT# 871537610 Improvements: Commercial Property Subject to Mortgage 2248, LLC, 17TH ST, LLC, SEAN PETERS C.P. February 2022 No. 02777 $280,809.65 Fein, Such, Kahn & Shepard P.C. 2211-347

4908 Walnut St 19139-4227 60th Wd. 2,600 Sq. Ft. BRT# 601049500 Improvements: Resi dential Property

CAMPANELLA GROUP, LLC, ARNOLD CAMPANELLA C.P. December 2020 No. 01100 $254,424.03 Lipsky & Brandt 2211-348

5971 N Norwood St 19138-2919 17th Wd.

1,050 Sq. Ft. BRT# 172468400 Improvements: Residential Property

ESTELLE ROBBINS A/K/A ESTELLE SMITH C.P. August 2021 No. 02246 $28,441.73 Stern & Eisenberg P.C. 2211-349

343 East Rockland Street a/k/a 343 E. Rock land St. 19120-3946 42nd Wd. 1,302 Sq. Ft. BRT# 421122600 Improvements: Residential Property

VANESSA CRADDOCK C.P. March 2019 No. 00092 $81,348.36 Powers Kirn, LLC 2211-350

1918 Montrose St 19146-2629 30th Wd.

1,590 Sq. Ft. BRT# 301219500 Improvements: Residential Property

MARTHA LEATHERBERRY A/K/A MAR THA BOWEN-LETHERBERRY, INDI VIDUALLY AND IN HER CAPACITY AS CO-ADMINISTRATRIX CTA OF THE ES TATE AND DEVISEE OF THE ESTATE OF HENRY WELCH, DOILA WELCH A/K/A DOILA A. WELCH, INDIVIDUALLY AND IN HER CAPACITY AS CO-ADMINISTRA TRIX CTA OF THE ESTATE AND DEVISEE OF THE ESTATE OF HENRY WELCH, JA NETTE A/K/A JANET JENNIFER WELCH, INDIVIDUALLY AND IN HER CAPACITY AS DEVISEE OF THE ESTATE OF HENRY WELCH, GILBERT WELCH A/K/A GIL BERT LEOPOLD PERCIVAL WELCH, INDIVIDUALLY AND IN HIS CAPAC ITY AS DEVISEE OF THE ESTATE OF HENRY WELCH C.P. May 2010 No. 03329 $125,569.26 Hill Wallack LLP 2211-351

3013 Mc Kinley St 19149 62nd Wd. 1,068 Sq. Ft. BRT# 621263500 Improvements: Residen tial Property

KEVIN COLLINS C.P. February 2019 No. 01755 $93,515.05 LOGS Legal Group LLP 2211-352

256 Slocum St 19119 22nd Wd. 1,456 Sq. Ft. BRT# 222046400 Improvements: Residential Property

STEPHEN FRYE, INDIVIDUALLY AND AS EXCUTOR OF THE ESTATE OF ROSA FRY EE, DECEASED C.P. March 2020 No. 01441 $89,134.73 Romano, Garubo & Argentieri 2211-353

6945 Ogontz Ave 19138-2038 10th Wd. 1,610 Sq. Ft. BRT# 101214800 Improvements: Resi dential Property Subject to Mortgage LEONDRA RICE C.P. February 2021 No. 02153 $93,453.25 Friedman Vartolo LLP 2211-354

6008 Reinhard St 19142-2414 40th Wd. 1,216 Sq. Ft. BRT# 401279000 Improvements: Residential Property

BENJAMIN C. ALEXANDER C.P. January 2022 No. 00416 $66,795.56 Robertson, An schutz, Schneid, Crane & Partners, PLLC 2211-355

3148 Draper St 19136-1918 57th Wd. 1,406 Sq. Ft. BRT# 572008805 Improvements: Resi dential Property

JOSEPH LOMBARDO, JR C.P. May 2018 No. 03245 $211,703.57 McCabe, Weisberg & Conway, P.C. 2211-356

229 W Loudon St 19120 42nd Wd. 1,280 Sq. Ft. BRT# 422093700 Improvements: Residen tial Property

DIANDRA LANE, EXECUTRIX OF THE ESTATE OF COLEEN BROWN C.P. August 2019 No. 00491 $114,325.64 McCabe, Weis berg & Conway, P.C. 2211-357

9503 Meadowbrook Ave 19118-2625 9th Wd.

16,225 Sq. Ft. BRT# 91239500 Improvements: Residential Property JUDITH B. WESSELL, JULIAN C. WES SELL III C.P. March 2018 No. 01240 $493,468.06 KML Law Group,P.C. (1) 2211-358 1122 W Dauphin St 19133-1018 37th Wd. 1,305 Sq. Ft. BRT# 371326300 Improvements: Residential Property ABDUL RAHMAN ALI A/K/A ABDUL RAHMAN ALI, CHARACTER REALTY LLC C.P. January 2022 No. 01831 $33,420.84 Hladik Onorato & Federman, LLP 2211-359 5700 N Marvine St 19141-4117 49th Wd. 1,275 Sq. Ft. BRT# 493105200 Improvements: Residential Property SHANITA OUTING C.P. September 2018 No. 02973 $92,948.53 Stern & Eisenberg,P.C. 2211-360 629 E Westmoreland St 19134-1829 33rd Wd. 923 Sq. Ft. BRT# 331103500 Improve ments: Residential Property CYNTHIA RIVERS C.P. September 2018 No. 00076 $74,076.32 KML Law Group,P.C. (1) 2211-361 1123 N 63rd St 19151-3209 34th Wd. 6,000 Sq. Ft. BRT# 342364100 Improvements: Resi dential Property Subject to Mortgage ANDERSON PROPERTY MANAGEMENT LLC, KATHRYN ANDERSON C.P. May 2021 No. 02266 $415,561.67 Friedman Var tolo LLP 2211-362 5320 Race St 19139-2609 44th Wd. 1,050 Sq. Ft. BRT# 441028100 Improvements: Residen tial Property Subject to Mortgage RICHEY DANCEY C.P. August 2021 No. 00799 $35,203.52 Manley Deas Kochalski LLC

2211-363 3035 Boudinot St 19134-2906 7th Wd. 812 Sq. Ft. BRT# 71480900 Improvements: Resi dential Property VERA S. MATTHIS A/K/A VERA MATTHIS C.P. October 2018 No. 00202 $66,655.62 KML Law Group,P.C. (1) 2211-364 1718 N 59th St 19151-3905 34th Wd. 1,520 Sq. Ft. BRT# 342155800 Improvements: Resi dential Property CHERYL BURTON C.P. April 2018 No. 03798 $101,953.83 KML Law Group,P.C. (1) 2211-365 6105 Washington Ave 19143-2914 3rd Wd. 2,363 Sq. Ft. BRT# 33108600 Improvements: Residential Property ANTOINE GREEN, NIKIA MYERS C.P. March 2017 No. 02311 $148,019.68 KML Law Group,P.C. (1) 2211-366 5422 Willows Ave 19143-4130 51st Wd. 1,223 Sq. Ft. BRT# 513213400 Improvements: Resi dential Property SONYA RIGGS C.P. October 2011 No. 00038 $92,674.94 KML Law Group,P.C. (1) 2211-367 3415 E Thompson St 19134-5303 45th Wd. 1,141 Sq. Ft. BRT# 451235100 Improvements: Residential Property JUSTIN PARKER C.P. September 2021 No. 01076 $142,740.24 Kivitz & Kivitz,P.C. 2211-368 5304 Diamond St 19131-2323 52nd Wd. 2,100 Sq. Ft. BRT# 521147700 Improvements: Residential Property Subject to Mortgage ATLAS REAL ESTATE INVESTMENTS, LLC C.P. August 2021 No. 01984 $56,672.65 Pollins Law Firm, LLC 2211-369 1546 W Cumberland St 19132-3914 16th Wd. 898 Sq. Ft. BRT# 871521850 Improve ments: Commercial Property Subject to Mortgage IP ACQUISITIONS AND DEVELOPMENT, LLC C.P. March 2021 No. 00196 $172,027.81 Hourigan, Kluger & Quinn, P. C. 2211-370 2702 Livingston St 19134-4719 31st Wd. 702 Sq. Ft. BRT# 312119500 Improvements: Resi dential Property Subject to Mortgage

GRAZIANO SONS AND PROPERTY DE VELOPMENT, LLC C.P. April 2022 No. 01714 $193,097.41 Hourigan, Kluger & Quinn, P. C. 2211-371

91 E Duval St 19144-1921 59th Wd. 1,557 Sq. Ft. BRT# 592162800 Improvements: Residen tial Property CHARLES A. RIVERS C.P. November 2014 No. 01454 $109,444.86 Hill Wallack LLP 2211-372

6148 Algard St 19135-3510 55th Wd. 1,140 Sq. Ft. BRT# 552341200 Improvements: Resi dential Property

LORI MURRELL, STEVEN GILLESPIE C.P. December 2020 No. 01525 $171,662.07 Hill Wallack LLP

2211-373

4436 Oakmont St 19136-3718 65th Wd. 1,110 Sq. Ft. BRT# 651064300 Improvements: Residential Property KAREN ANSPACH C.P. September 2020 No. 01563 $132,905.11 Hill Wallack LLP

2211-374

2844 S Alder St 19148-4911 39th Wd. 855 Sq. Ft. BRT# 395269200 Improvements: Residen tial Property SANDRA GUERRERA SOLELY IN HER CAPACITY AS HEIR OF SAMUEL FIORE, DECEASED, THE UNKNOWN HEIRS OF SAMUEL FIORE DECEASED C.P. Febru ary 2020 No. 00816 $236,256.43 KML Law Group,P.C. (1)

2211-375

3423 Keim St 19134-1226 33rd Wd. 623 Sq. Ft. BRT# 331280500 Improvements: Residen tial Property

UNKNOWN HEIRS, SUCCESSORS, AS SIGNS AND ALL PERSONS, FIRMS OR ASSOCIATIONS CLAIMING RIGHT, TITLE OR INTEREST FROM OR UNDER MARIA E. QUINTANA, DECEASED, JUAN DELGA DO-QUINTANA IN HIS CAPACITY AS HEIR OF MARIA E. QUINTANA, DECEASED, DAVID ORTIZ IN HIS CAPACITY AS HEIR OF MARIA E. QUINTANA, DECEASED IN THEIR CAPACITY AS HEIR OF MARIA E. QUINTANA, DECEASED, HIRAM QUIN TANA IN HIS CAPACITY AS HEIR OF MA RIA E. QUINTANA, MARIA QUINTANA IN HER CAPACITY AS HEIR OF MARIA E. QUINTANA C.P. October 2018 No. 00582 $13,476.06 KML Law Group,P.C. (1) 2211-376 7015 Ridge Ave 19128-3249 21st Wd. 1,288 Sq. Ft. BRT# 214135401 Improvements: Resi dential Property

THOMAS J. WOLICKI, JR, MARGARET MAE HANSEN A/K/A MARGARET M. HANSEN C.P. September 2019 No. 01636 $185,379.87 Robertson, Anschutz, Schneid, Crane & Partners, PLLC 2211-377

211 W Clapier St 19144-4101 13th Wd. 1,185 Sq. Ft. BRT# 133063400 Improvements: Resi dential Property

UNKNOWN HEIRS,SUCCESSORS, AS SIGNS AND ALL PERSONS, FIRMS OR ASSOCIATIONS CLAIMING RIGHT, TITLE OR INTEREST FROM OR UNDER DELLA N. MANN DECEASED, NICOLA KNOWLES, KNOWN HEIR OF DELLA N. MANN DECEASED C.P. November 2021 No. 00339 $58,603.59 LOGS Legal Group LLP 2211-378

5740 Osage Ave 19143-1212 60th Wd. 905 Sq. Ft. BRT# 604119500 Improvements: Residen tial Property

CHERYL JACKSON AS EXECUTRIX OF THE ESTATE OF MOZELL JACKSON DECEASED, THE UNKNOWN HEIRS OF JAMES STEWART DECEASED C.P. April 2018 No. 00907 $74,119.73 KML Law Group,P.C. (1) 2211-379 3706 Vader Drive a/k/a 3706 Vader Road 19154 66th Wd. 1,800 Sq. Ft. BRT# 663424200

Improvements: Residential Property CAROLE JANE TYRE A/K/A CAROL JANE C.P. May 2018 No. 02724 $38,993.97 KML Law Group,P.C. (1) 2211-380 1921 Fernon St 19145-1419 36th Wd. 700

Sq. Ft. BRT# 363078100 Improvements: Residential Property RUFUS EVANS, IN HIS CAPACITY AS HEIR OF MARY MANIGAULT A/K/A MARY ALICE MANIGAULT A/K/A MARY EVANS, MARY MANIGAULT A/K/A MARY ALICE MANIGAULT A/K/A MARY M. EVANS, DECEASED, ELIZA MAN IGAULT, IN HER CAPACITY AS HEIR OF MARY MANIGAULT A/K/A MARY ALICE MANIGAULT A/K/A MARY M. EVANS, CHARLENA MANIGAULT, IN HER CAPACITY AS HEIR OF MARY MANIGAULT A/K/A MARY ALICE MAN IGAULT A/K/A MARY M. EVANS, RU THENA MANIGAULT, IN HER CAPACITY AS HEIR OF MARY MANIGAULT A/K/A MARY ALICE MANIGAULT A/K/A MARY M. EVANS, SARA MANIGAULT A/K/A SARAH L. MANIGAULT, IN HER CAPAC ITY AS HEIR OF MARY MANIGAULT A/K/A MARY ALICE MANIGAULT A/K/A MARY M EVANS, SHARON MAN IGAULT, IN HER CAPACITY AS HEIR OF MARY MANIGAULT A/K/A MARY ALICE MANIGAULT A/K/A MARY M. EVANS, UNKNOWN HEIRS, SUCCESSORS, AS SIGNS AND ALL PERSONS, FIRMS OR ASSOCIATIONS CLAIMING RIGHT, TITLE OR INTEREST FROM OR UNDER MARY MANIGAULT A/K/A MARY ALICE MANIGAULT A/K/A MARY M. EVANS C.P. November 2020 No. 00511 $193,019.97 Robertson, Anschutz, Schneid, Crane & Part ners, PLLC

2211-381 941 Flanders Rd 19151-3011 34th Wd. 1,440 Sq. Ft. BRT# 344412100 Improvements: Resi dential Property

DAMEN COLLINS C.P. November 2015 No. 01034 $127,282.36 KML Law Group,P.C. (1) 2211-382 437 W Roosevelt Blvd 19120-4148 42nd Wd. 2,259 Sq. Ft. BRT# 422111800 Improvements: Residential Property CLYDE MARTIN, JR. C.P. March 2018 No. 01830 $92,778.61 KML Law Group,P.C. (1) 2211-383 3854 N 10th St 19140-3106 43rd Wd. 1,280 Sq. Ft. BRT# 432366400 Improvements: Resi dential Property

EUGENE BROCKINGTON C.P. January 2022 No. 00453 $75,226.46 Robertson, Ana chuttz, Schneid, Crane & Partners, PLLC 2211-384

8529 Summerdale Ave 19152-1141 59th Wd. 6,752 Sq. Ft. BRT# 562349900 Improvements: Residential Property Subject to Mortgage MARLO HOPKINS C.P. March 2020 No. 01334 $166,390.66 Friedman Vartolo LLP 2211-385 1706 Scattergood St 19124-1235 62nd Wd. 1,002 Sq. Ft. BRT# 622124400 Improvements: Residential Property

ANTHONY WILLIAMS, SHARON WIL LIAMS C.P. March 2018 No. 03044 $64,825.93 KML Law Group,P.C. (1) 2211-386 634 N 56th St 19131-4802 4th Wd. 1,440 Sq. Ft. BRT# 43047300 Improvements: Residen tial Property

DERRICK ROSS C.P. February 2019 No. 00177 $101,914.07 Brock & Scott PLLC 2211-387 12131-41 Knights Rd 19154-3104 66th Wd. 223,434 Sq. Ft. BRT# 882692005 Improve ments: Commercial Property Subject to Mort gage BH FRANKLIN LLLP C.P. August 2021 No. 00875 $19,160,808.74 Ballard Spahr LLP 2211-388 6810 N Broad St 19126-2801 10th Wd. 2,492 Sq. Ft. BRT# 101002700 Improvements: Resi dential Property

TIFFANY DUDLEY C.P. May 2019 No. 01820 $167,586.31 McCabe, Weisberg & Conway, P.C..

2211-389 31 N Chris Columbus Blvd Unit#MD18 19106-2228 5th Wd. 543,405 Sq. Ft. BRT# 781051100 Improvements: Residential Prop erty Subject to Mortgage

AHLAM N. KHALIL C.P. July 2016 No. 02463 $46,233.00 Haines & Associates , P.C.

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AVISO DE AUDIENCIA PÚBLICA Y PERÍODO DE COMENTARIOS PÚBLICOS AUTORIDAD DE VIVIENDA DE FILADELFIA

La Autoridad de Vivienda de Filadelfia (PHA) está solicitando comentarios públicos y llevando a cabo una audiencia pública sobre la propuesta del Plan Anual Moving to Work para el Año Fiscal 2024 (Plan Anual) y una propuesta de Enmienda Significativa del Programa de Demostración de Asistencia de Alquiler (RAD) al Plan Anual para el Año Fiscal 2023. La PHA participa en el Programa Moving to Work (MTW) en virtud de un Acuerdo MTW entre la PHA y el Departamento de Vivienda y Desarrollo Urbano de los Estados Unidos (HUD). El Plan anual para el año fiscal 2024 describe las iniciativas y actividades de política propuestas por la PHA en el marco del MTW para el período comprendido entre el 1 de abril de 2023 y el 31 de marzo de 2024. La enmienda al plan anual de la PHA para el año fiscal 2023 aprobado por el HUD incorpora una enmienda significativa de la RAD. La PHA también está solicitando comentarios del público y realizando una audiencia pública sobre los cambios propuestos a la Política de Admisión y Ocupación Continua de Viviendas Públicas, y al Plan Administrativo de Vales de Elección de Vivienda. Estos documentos están disponibles para su revisión pública en el sitio web de la PHA en www. pha.phila.gov en la sección "Latest News". Una copia también está disponible en la sede de la Autoridad de Vivienda de Filadelfia en 2013 Ridge Avenue, Filadelfia, PA 19121 durante el horario normal de trabajo.

Los residentes de la PHA, los participantes en el Programa de Vales de Elección de Vivienda y el público en general pueden hacer comentarios orales asistiendo a la audiencia pública virtual que se describe a continuación y/o presentando comentarios por escrito durante el período de comentarios. Se llevará a cabo una audiencia pública a la siguiente hora y en el siguiente lugar Lunes, 14 de noviembre de 2022 a las 3:00 PM Únase a través de la web mediante el enlace: https://pha.webex.com/pha/j.php?MTID=m430150d549dc1e480c73c1cdee6cc823

Únase por web manualmente a través de WebEx.com (haga clic en "Join a Meeting"):

Número de reunión: 2330 294 0922 Contraseña: MTW24

Llame: 1-415-655-0001 - Código de acceso: 2330 294 0922

El periodo de comentarios públicos comienza el 28 de octubre de 2022 a las 12 horas y finaliza el 27 de noviembre de 2022 a las 12 horas. Los comentarios deben recibirse antes de que finalice el periodo de comentarios. Por favor, envíe sus comentarios por escrito a

The Philadelphia Housing Authority Attention:

SHERIFF’S SALE

By virtue of a Writ of execution, to me directed, issued out Of the SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION, CAMDEN COUNTY, DOCKET NO. F01052519 at Public Venue on WEDNESDAY The 9th Day of NOVEMBER, 2022 A.D. at 12 o'clock, LOCAL TIME, noon of said day, at the CAMDEN COUNTY COLLEGECAMDEN CAMPUS CAMDEN CONFERENCE CENTER 200 NORTH BROADWAY CAMDEN, NJ 08102 https://www.camdencc.edu/about-1/contact-cccblackwood-directions/

The property to be sold is located in the Township of GLOUCESTER in the County of Camden and State of New Jersey.

Commonly known as: 36 PRESIDENTIAL DRIVE, SICKLERVILLE (GLOUCESTER TWP), NJ 08081

Tax LOT 16 BLOCK 166036

Dimensions of Lot: 30.50’ x 78.80’

NEAREST CROSS STREET: KINGS ROAD Lien Holder: US BANK CUST/PC8 FIRSTRUST BK holds a TSC # 20-00778 in the amount of 619.98 as of 12/29/2022.

Special Charges: GRANT Account ID G16746 in the amount of 15,475.00

Please contact the tax o ce for the current lien redemption amount.

*“THE SHERIFF HEREBY RESERVES THE RIGHT TO ADJOURN THIS SALE WITHOUT FURTHER NOTICE THROUGH PUBLICATION”*

Surplus Money: If after the sale and satisfaction of the mortgage debt, including costs and expenses, there remains any surplus money, the money will be deposited into the Superior Court Trust Fund and any person claiming the surplus, or any part thereof, may file a motion pursuant to Court Rules 4:64-3 and 4:57-2 stating the nature and extent of that person’s claim and asking for an order directing payment of the surplus money. The Sheri or other person conducting the sale will have information regarding the surplus, if any. For sale information, please visit Auction. At www. Auction.com or call (800) 280-283

The judgment sought to be satisfied by the sale is: "APPROXIMATELY" $144,088.18

TWENTY PERCENT DEPOSIT REQUIRED

Seized as the property of: ROSETTA WILLIS, ET AL, and taken in execution of NEW JERSEY HOUSING AND MORTGAGE FINANCE AGENCY. GILBERT L. "WHIP" WILSON SHERIFF

Sheri 's Number: 22002289

DATED: October 12, 19, 26 , & November 2 2022 Attorney: PLUESE, BECKER & SALTZMAN 20000 HORIZON WAY SUITE 900 MT. LAUREL, NJ 08054 $189.60

SHERIFF’S SALE

By virtue of a Writ of execution, to me directed, issued out Of the SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION, CAMDEN COUNTY, DOCKET NO. F02070419 at Public Venue on WEDNESDAY the 16th Day of NOVEMBER, 2022 A.D. at 12 o'clock, LOCAL TIME, noon of said day, at CAMDEN COUNTY COLLEGECAMDEN CAMPUS CAMDEN CONFERENCE CENTER 200 NORTH BROADWAY CAMDEN, NJ 08102

https://www.camdencc.edu/about-1/contact-cccblackwood-directions/

The property to be sold is located in the municipality of BOROUGH OF CHESILHURST, NJ 08089, with a mailing address of 512 WASHINGTON AVENUE, WATERFORD WORKS, NJ 08089.

(Property is assessed as 514 Washington Avenue)

Dimensions of Lot: 100 FEET WIDE BY 150 FEET LONG NEAREST CROSS STREET: FIFTH AVENUE

Please include the following exceptions in the sale notice: 4TH QTR TAXE OPEN $1,384.38 (OPEN PLUS INTEREST AND PENALTY AFTER 1/1/2022)

SUBJECT TO ANY UNPAID TAXES, MUNICIPAL LIENS OR OTHER CHARGES, AND ANY SUCH TAXES, CHARGES, LIENS, INSURANCE PREMIUMS OR OTHER ADVANCES MADE BY PLAINTIFF PRIOR TO THIS SALE. ALL INTERESTED PARTIES ARE TO CONDUCT AND RELY UPON THEIR OWN INDEPENDENT INVESTIGATION TO ASCERTAIN WHETHER OR NOT ANY OUTSTANDING INTEREST REMAIN OF RECORD AND/OR HAVE PRIORITY OVER THE LIEN BEING FORECLOSED AND, IF, SO, THE CURRENT AMOUNT DUE THEREON.

SUBJECT TO PRIOR MORTGAGES AND JUDGMENTS (IF ANY)

*“THE SHERIFF HEREBY RESERVES THE RIGHT TO ADJOURN THIS SALE WITHOUT FURTHER NOTICE THROUGH PUBLICATION”*

Surplus Money: If after the sale and satisfaction of the mortgage debt, including costs and expenses, there remains any surplus money, the money will be deposited into the Superior Court Trust Fund and any person claiming the surplus, or any part thereof, may file a motion pursuant to Court Rules 4:64-3 and 4:57-2 stating the nature and extent of that person’s claim and asking for an order directing payment of the surplus money. The Sheri or other person conducting the sale will have information regarding the surplus, if any.

For sale information, please visit Auction. At www. Auction.com or call (800) 280-283

The judgment sought to be satisfied by the sale is:

"APPROXIMATELY"

TWENTY PERCENT DEPOSIT REQUIRED

Seized as the property of: REGIS A. VITALE, JR; STATE OF NEW JERSEY, and taken in execution of PNC BANK NATIONAL ASSOCIATION, N.A.

GILBERT L. "WHIP" WILSON

SHERIFF

Sheri 's Number: 22002386

DATED: October 19, 26 & November 2, 9

Attorney: MARTONE & UHLMANN, A PROFESSIONAL CORPORATION

777 PASSAIC AVENUE

SUITE 535

CLIFTON NJ 07012 $213.73

SHERIFF’S SALE

By virtue of a Writ of execution, to me directed, issued out Of the SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION,CAMDEN COUNTY, DOCKET NO. F00525721 at Public Venue on WEDNESDAY The 2nd Day of NOVEMBER, 2022 A.D. at 12 o'clock, LOCAL TIME, noon of said day, at the CAMDEN COUNTY COLLEGECAMDEN CAMPUS CAMDEN CONFERENCE CENTER 200 NORTH BROADWAY CAMDEN, NJ 08102 https://www.camdencc.edu/about-1/contact-cccblackwood-directions/

PROPERTY TO BE SOLD IS LOCATED IN the municipality of CAMDEN in the County of CAMDEN and State of New Jersey.

Commonly known as: 1106 NO 18TH ST, CAMDEN, NJ; Tax LOT 18 BLOCK 825

Dimensions of Lot: (Approximately): 15 feet wide x 100 feet long NEAREST CROSS STREET: Situate on the North side of North 18th Street, 41 feet from the West side of Wayne Ave. All liens and encumbrances known (actual and constructive) that exist against the property, with the approximate amount of such lien(s) and encumbrances.

THE SHERIFF HEREBY RESERVES THE RIGHT TO ADJOURN THIS SALE WITHOUT FURTHER NOTICE THROUGH PUBLICATION.

SURPLUS MONEY: If after the sale and satisfaction of the mortgage debt, including costs and expenses there remains any surplus money, the money will be deposited into the Superior Court Trust Fund and any person claiming the surplus, or any part thereof, may file a motion pursuant to Court Rules 4:64-3 and 4:57-2 stating the nature and extent of that person’s claim and asking for an order directing payment of the surplus money. The Sheri or other person conducting the sale will have information regarding the surplus, if any. Sheri sale subject to: Tax Sale Certificate Number 21-00769 in the approximate amount of $1,591.65

2021 open taxes in the approximate amount of $1,349.65 2022 open taxes in the approximate amount of $1,349.65 Totaling: $4,290.95 plus possible subsequent taxes, charges, interest and penalties.

The judgment sought to be satisfied by the sale is:

TWENTY PERCENT DEPOSIT REQUIRED

Seized as the property of: ONEIDA FORTUNA; JOHN DOE, HUSBAND OF ONEIDA FORTUNA, SAID NAME JOHN DOE BEING FICTITIOUS; LEXINGTON NATIONAL INSURANCE CORPORATION; 1ST COLONIAL COMMUNITY BANK; BAIL BONDS INC; MICHAEL J, MCCONE JR; SLOMIN SECURITY INC; 1ST TRENTON IND A/K/A TRAV; STATE OF NEW JERSEY UNITED STATES OF AMERICA, and taken in execution of FIG CUST FIGNJ19LLC & SEC PTY.

GILBERT L. "WHIP" WILSON

SHERIFF

Sheri 's Number: 22002259

Dated: October 5, 12, 19, 26, 2022 Attorney: PELLEGRINO & FELDSTEIN, LLC 290 ROUTE 46 WEST DENVILLE, NJ 07834 $199.08

SHERIFF’S SALE

By virtue of a Writ of execution, to me directed, issued out Of the SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION,CAMDEN COUNTY, DOCKET NO. F00395322 at Public Venue on WEDNESDAY The 16th Day of NOVEMBER, 2022 A.D. at 12 o'clock, LOCAL TIME, noon of said day, at CAMDEN COUNTY COLLEGE- CAMDEN CAMPUS CAMDEN CONFERENCE CENTER 200 NORTH BROADWAY CAMDEN, NJ 08102 https://www.camdencc.edu/about-1/contact-ccc-blackwooddirections/

The property to be sold is located in the WINSLOW TWP the County of CAMDEN and State of New Jersey.

Commonly known as: 4 AMBLER PL, SICKLERVILLE, NJ 08081 Tax LOT 13 BLOCK 11502

Dimensions of Lot: 75X181

NEAREST CROSS STREET: ARBOR MEADOW DR *SUBJECT TO ANY UNPAID TAXES, MUNICIPAL LIENS OR OTHER CHARGES, AND ANY SUCH TAXES, CHARGES, LIENS, INSURANCE PREMIUMS OR OTHER ADVANCES MADE BY PLAINTIFF PRIOR TO THIS SALE. ALL INTERESTED PARTIES ARE TO CONDUCT AND RELY UPON THEIR OWN INDEPENDENT INVESTIGATION TO ASCERTAIN WHETHER OR NOT ANY OUTSTANDING INTEREST REMAIN OF RECORD AND/OR HAVE PRIORITY OVER THE LIEN BEING FORECLOSED AND, IF SO THE CURRENT AMOUNT DUE THEREON.

2022 Qtr 4 Due: 11/01/2022 $1,590.15 OPEN 2023 Qtr 1 Due: 02/01/2023 $1,572.22 OPEN 2023 Qtr 2 Due: 05/01/2023 $1,572.21 OPEN Water: Twp of Winslow 125 S Rte 73 Braddock, NJ 08037 609567-0700 Acct:240507 0 To: 07/01/2022–09/30/2022 $102.00 OPEN PLUS PENALTY $612.00 OPEN PLUS PENALTY; OWED IN ARREARS

CCMUA: Acct–$352.00 OPEN PLUS PENALTY SUBJECT TO TAX SALE

CCMUA: CCMUA 1645 Ferry Ave. Camden, NJ 08104 856-5413700 Acct: 360102149 09/01/2022–11/30/2022 $88.00 OPEN AND DUE 10/15/2022 $616.00 OPEN PLUS PENALTY; OWED IN ARREARS

General Remark: SUBJECT TO TAX SALE. SUBJECT TO ADDITIONAL FEES.

Year: 2019 Type: 3RD PARTY WATER, SEWER, CCMUA Amount: $77369 Cert. No.: 2000718 Sold: 10/15/2020 To: FIGCUST FIGNJ19LLC & SEC PTY Notes: Lien amount is subject to subsequent taxes + interest.; Must call prior to settlement for redemption figures.; THE REDEMPTION OF LIENS IS OUTLINES IN N.J.5.A. 54:5-4

Year: 2020 Type: 3RD PARTY SEWER, CCMUA Amount: $1,029.63 Cert. No.: 21-00564 Sold: 10/14/2021 To: FIG CUST FIGNJ19LLC & SEC PTY

THE SHERIFF HEREBY RESERVES THE RIGHT TO ADJOURN THIS SALE WITHOUT FURTHER NOTICE THROUGH PUBLICATION.

SURPLUS MONEY: If after the sale and satisfaction of the mortgage debt, including costs and expenses there remains any surplus money, the money will be deposited into the Superior Court Trust Fund and any person claiming the surplus, or any part thereof, may file a motion pursuant to Court Rules 4:64-3 and 4:57-2 stating the nature and extent of that person’s claim and asking for an order directing payment of the surplus money. The Sheri or other person conducting the sale will have information regarding the surplus, if any.

For sale information, please visit Auction. At www.Auction.com or call (800) 280-2832.

The judgment sought to be satisfied by the sale is: "APPROXIMATELY" $136,796.23

TWENTY PERCENT DEPOSIT REQUIRED

Seized as the property of: HARRISON BOLLER; MRS. BOLLER, SPOUSE OF HARRISON BOLLER; UNITED STATES OF AMERICA; STATE OF NEW JERSEY and taken in execution of FREEDOM MORTGAGE CORPORATION.

GILBERT L. "WHIP" WILSON SHERIFF

Sheri 's Number: 22002376

DATED: October 19, 26, November 2, 9, 2022 Attorney: RAS CITRON LLC 130 CLINTON ROAD SUITE 202 FAIRFIELD, NJ 07004 $262.28

SHERIFF’S SALE

By virtue of a Writ of execution, to me directed, issued out Of the SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION,CAMDEN COUNTY, DOCKET NO. F01273619 at Public Venue on WEDNESDAY The 16th Day of NOVEMBER, 2022 A.D. at 12 o'clock, LOCAL TIME, noon of said day, at the CAMDEN COUNTY COLLEGECAMDEN CAMPUS CAMDEN CONFERENCE CENTER 200 NORTH BROADWAY CAMDEN, NJ 08102 https://www.camdencc.edu/about-1/contact-cccblackwood-directions/ The property to be sold is located in the BELLMAWR BORO the County of CAMDEN and State of New Jersey. Commonly known as: 1010 CARTER AVENUE, BELLMAWR, NJ 08031

Tax LOT 8 BLOCK 24

Dimensions of Lot: 365 feet wide by 72 feet long NEAREST CROSS STREET: MARKET STREET *SUBJECT TO ANY UNPAID TAXES, MUNICIPAL LIENS OR OTHER CHARGES, AND ANY SUCH TAXES, CHARGES, LIENS, INSURANCE PREMIUMS OR OTHER ADVANCES MADE BY PLAINTIFF PRIOR TO THIS SALE. ALL INTERESTED PARTIES ARE TO CONDUCT AND RELY UPON THEIR OWN INDEPENDENT INVESTIGATION TO ASCERTAIN WHETHER OR NOT ANY OUTSTANDING INTEREST REMAIN OF RECORD AND/OR HAVE PRIORITY OVER THE LIEN BEING FORECLOSED AND, IF SO THE CURRENT AMOUNT DUE THEREON. 2022 Qtr 3 Due: 08/01/2022 $1,1456.55 OPEN; GRACE PERIOD EXTENDED TO: 09/09/2022 2022 Qtr 4 Due: 11/01/2022 $1,1456.55 OPEN 2023 Qtr 1 DueL 02/01/2023 $1,170.74 OPEN 2023 Qtr 2 Due: 05/01/2023 $1,170.74 OPEN

THE SHERIFF HEREBY RESERVES THE RIGHT TO ADJOURN THIS SALE WITHOUT FURTHER NOTICE THROUGH PUBLICATION.

SURPLUS MONEY: If after the sale and satisfaction of the mortgage debt, including costs and expenses there remains any surplus money, the money will be deposited into the Superior Court Trust Fund and any person claiming the surplus, or any part thereof, may file a motion pursuant to Court Rules 4:64-3 and 4:57-2 stating the nature and extent of that person’s claim and asking for an order directing payment of the surplus money. The Sheri or other person conducting the sale will have information regarding the surplus, if any. For sale information, please visit Auction. At www. Auction.com or call (800) 280-2832. The judgment sought to be satisfied by the sale is:

"APPROXIMATELY" $45,821.22

TWENTY PERCENT DEPOSIT REQUIRED

Seized as the property of: MICHAEL R. DOUGHERTY; SMS FINANCIAL XXIX, LLC, and taken in execution of DITECH FINANCIAL LLC.

GILBERT L. "WHIP" WILSON

SHERIFF

Sheri 's Number: 22002323 Dated: October 19, 26, November 2, 9, 2022 RAS CITRON LAW OFFICES 130 CLINTON ROAD STE 202

FAIRFIELD, NJ 07004 $202.24

SHERIFF’S SALE

By virtue of a Writ of execution, to me directed, issued out Of the SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION,CAMDEN COUNTY, DOCKET NO. F01786719 at Public Venue on WEDNESDAY The 9th Day of NOVEMBER, 2022 A.D. at 12 o'clock, LOCAL TIME, noon of said day, at the CAMDEN COUNTY COLLEGECAMDEN CAMPUS CAMDEN CONFERENCE CENTER 200 NORTH BROADWAY CAMDEN, NJ 08102 https://www.camdencc.edu/about-1/contact-cccblackwood-directions/

The property to be sold is located in the Borough of PINE HILLl, in the County of CAMDEN and State of New Jersey. Commonly known as: 25 Golf View Court, Pine Hill, NJ 08021

Tax LOT: 30, Block: 24.06

Dimensions of Lot: 20.00’ x 96.00’

NEAREST CROSS STREET: Forrester Ave THE SHERIFF HEREBY RESERVES THE RIGHT TO ADJOURN THIS SALE WITHOUT FURTHER NOTICE THROUGH PUBLICATION.

Surplus Money: If after the sale and satisfaction of the mortgage debt, including costs and expenses, there remains any surplus money, the money will be deposited into the Superior Court Trust Fund and any person claiming the surplus, or any part thereof, may file a motion pursuant to Court Rules 4:64-3 and 4:57-2 stating the nature and extent of that person’s claim and asking for an order directing payment of the surplus money. The Sheri or other person conducting the sale will have information regarding the surplus, if any.

The judgment sought to be satisfied by the sale is:

"APPROXIMATELY" $221,922.05

TWENTY PERCENT DEPOSIT REQUIRED

Seized as the property of: TARIFF WATERS, ET AL, and taken in execution of NEW JERSEY HOUSING AND MORTGAGE FINANCE AGENCY.

GILBERT L. "WHIP" WILSON

SHERIFF

Sheri 's Number: 22002310

Dated: October 12, 19, 26, November 2, 2022 PLUESE, BECKER & SALTZMAN 20000 HORIZON WAY SUITE 900 MT. LAUREL, NJ 08054 $148.52

SHERIFF’S SALE

By virtue of a Writ of execution, to me directed, issued out Of the SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION,CAMDEN COUNTY, DOCKET NO. F00332520 at Public Venue on WEDNESDAY the 2nd Day of NOVEMBER, 2022 A.D. at 12 o'clock, LOCAL TIME, noon of said day, at the CAMDEN COUNTY COLLEGE–CAMDEN CAMPUS CAMDEN CONFERENCE CENTER, 200 NORTH BROADWAY CAMDEN, NJ 08102 https://www.camdencc.edu/about-1/contact-cccblackwood-directions/

The property to be sold is located in the municipality of TOWNSHIP OF WINSLOW in the County of Camden, and the State of New Jersey.

Commonly known as: 20 Thousand Oak Drive, Sicklerville (Winslow Township), New Jersey 08081 Lot 3 block 2901.06

DIMENSIONS OF THE LOT are (Approximately) .26 ACRES NEAREST CROSS STREET: Conifer Way.

The sale is subject to unpaid taxes and assessments, tax, water and sewer liens and other municipal assessments, The amount due can be obtained from the local taxing authority. Pursuant to NJSA 46:8B-21 the sale may also be subject to the limited lien priority of any condominium/ homeowner association liens which may exist.

SURPLUS MONEY: If after the sale and satisfaction of the mortgage debt, including costs and expenses, there remains any surplus money, the money will be deposited into the Superior Court Trust Fund and any person claiming the surplus, or any part thereof, may file a motion pursuant to Court Rules 4:64-3 and 4:57-2 stating the nature and extent of that person's claim and asking for an order directing payment of the surplus money. The Sheri or other person conducting the sale will have information regarding the surplus, if any.

*THE SHERIFF HEREBY RESERVES THE RIGHT TO ADJOURN THIS SALE WITHOUT FURTHER NOTICE THROUGH PUBLICATION.*

The judgment sought to be satisfied by the sale is:

TWENTY PERCENT DEPOSIT REQUIRED

Seized as the property of: MELVIN E. DAVIS AND TONYA C. DAVIS, HUSBAND AND WIFE, and taken in execution of U.S. BANK NATIONAL ASSOCIATION AS TRUSTEE FOR CITIGROUP MORTGAGE LOAN TRUST 2006-WFHE3, ASSET-BACKED PASSTHROUGH CERTIFICATES, SERIES 2006-WFHE3.

GILBERT L. "WHIP" WILSON SHERIFF

Sheri 's Number: 22002232

Dated: October 5, 12, 19, 26, 2022 LOGS LEGAL GROUP LLP 14000 Commerce Parkway Suite B Mount Laurel, NJ 08054 $189.60

SHERIFF’S SALE

By virtue of a Writ of execution, to me directed, issued out Of the SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION,CAMDEN COUNTY, DOCKET NO. F01939619 at Public Venue on WEDNESDAY The 2nd Day of NOVEMBER, 2022 A.D. at 12 o'clock, LOCAL TIME, noon of said day, at the CAMDEN COUNTY COLLEGE- CAMDEN CAMPUS CAMDEN CONFERENCE CENTER 200 NORTH BROADWAY CAMDEN, NJ 08102

https://www.camdencc.edu/about-1/contact-ccc-blackwood-directions/ PROPERTY TO BE SOLD IS LOCATED IN the municipality of WINSLOW TWP in the County of CAMDEN and State of New Jersey.

Commonly known as: 32 COLTS NECK DRIVE, SICKLERVILLE, NJ 08081

Tax LOT 16 BLOCK 1103.01

Dimensions of Lot: 30x100

NEAREST CROSS STREET: Bridle Path Ct

THE SHERIFF HEREBY RESERVES THE RIGHT TO ADJOURN THIS SALE WITHOUT FURTHER NOTICE THROUGH PUBLICATION. *SUBJECT TO ANY UNPAID TAXES, MUNICIPAL LIENS OR OTHER CHARGES, AND ANY SUCH TAXES, CHARGES, LIENS, INSURANCE PREMIUMS OR OTHER ADVANCES MADE BY PLAINTIFF PRIOR TO THIS SALE. ALL INTERESTED PARTIES ARE TO CONDUCT AND RELY UPON THEIR OWN INDEPENDENT INVESTIGATION TO ASCERTAIN WHETHER OR NOT ANY OUTSTANDING INTEREST REMAIN OF RECORD AND/OR HAVE PRIORITY OVER THE LIEN BEING FORECLOSED AND, IF SO THE CURRENT AMOUNT DUE THEREON.

*Water: Twp of Winslow, 125 S Rte 73, braddock, NJ 08037, 609-567-0700 Acct: 288933 0

To: 03/28/2022 $106.00 OPEN PLUS PENALTY; OWED IN ARREARS

Subject to final reading.

Sewer: Twp of Winslow, 125 S Rte 73, Braddock, NJ 08037, 609-567-0700, Acct: 288933 0 To: 03/28/2022 $106.00 OPEN PLUS PENALTY $548.48 OPEN PLUS PENALTY; OWED IN ARREARS

*CCMUA: CCMUA, 1645 Ferry Ave., Camden, NJ 08104, 856-541-3700, Acct: 360144661 06/01/2022-08/31/2022 $88.00

OPEN AND DUE 07/15/2022 $528.00 OPEN PLUS PENALTY; OWED IN ARREARS

Liens: Year: 2020 Type: 3RD PARTY SEWER, CCMUA Amount: $677.11 Cert No.: 21-00288 Sold: 10/14/2021 To: TRYSTONE CAPITAL ASSETS, LLC Lien amount is subject to subsequent taxes + interest. Must call prior to settlement for redemption figures. THE REDEMPTION OF LIENS OUTLINED IN N.J.S.A 54:5-54

SURPLUS MONEY: If after the sale and satisfaction of the mortgage debt, including costs and expenses there remains any surplus money, the money will be deposited into the Superior Court Trust Fund and any person claiming the surplus, or any part thereof, may file a motion pursuant to Court Rules 4:64-3 and 4:57-2 stating the nature and extent of that person’s claim and asking for an order directing payment of the surplus money. The Sheri or other person conducting the sale will have information regarding the surplus, if any.

For sale information, please visit Auction. At www.Auction.com or call (800) 280-2832.

The judgment sought to be satisfied by the sale is:

"APPROXIMATELY"

TWENTY PERCENT DEPOSIT REQUIRED

Seized as the property of: CAROLE GARGANO; MR. GARGANO, SPOUSE OF CAROLE GARGANO; STATE OF NEW JERSEY, and taken in execution of U.S. BANK NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR VRMTG ASSET TRUST.

GILBERT L. "WHIP" WILSON

SHERIFF

Sheri 's Number: 22002244 Dated: October 5, 12, 19, 26, 2022

RAS CITRON LAW OFFICES 130 CLINTON ROAD STE 202 FAIRFIELD, NJ 07004 $262.28

By REBECCA L. WATTS & DWANA FRANKLIN-DAVIS * | AL DÍA THOUGHT LEADERS

Cyberattacks continue to target our major employers, government offic es, healthcare systems, and utility infrastructure. In 2021 alone, cyber crime damage cost businesses in the U.S. more than $6.9 billion, according to noted cy bersecurity expert Chuck Brooks, president of Brooks Consulting International.

The threat of a devastating cyberse curity attack remains present locally and across the commonwealth. Thankfully, in one incident, the state treasurer and Dela ware County district attorney were able to recapture a significant amount of the $13 million in state aid taken from the Chester Upland School District through a complicat ed, multi-faceted scheme. Yet in another sec tor, a ransomware network security breach granted access to personal and medical in formation for more than 75,000 individuals who are part of Pennsylvania’s largest pri mary care group.

Our problem in combating cybercrime is that organizations cannot protect them selves without a talented workforce trained in cybersecurity. Despite the critical need for more talent, a workforce shortage persists at an alarming rate: there are more than 700,000 cybersecurity job openings in the U.S.—including more than 22,500 in Pennsyl vania alone.

If solving this problem were as easy as offering competitive salaries, there wouldn’t be a shortage. There is a lot to be done to fill these vacancies, but one solution is to support and encourage populations who might not otherwise think to enter the IT field to do so. For example, Black, Lati na, and Native American (BLNA) women represent approximately 16 percent of the total US population, yet they make up only 4 percent of students obtaining bachelor’s degrees in computing. By training and pre paring BLNA women to pursue a career in cybersecurity, we are not only alleviating this shortage, but introducing fresh, quali fied talent into our workforce.

Nationwide, only 25 percent of tech graduates are women, with a dropout rate of 37 percent for tech classes compared to 30 percent for other programs. If this trend continues, the number of underrepresented women of color receiving computing de grees will not double until 2052—by which time they will represent an increasingly vanishingly smaller proportion of all grad uates.

To increase the number of BLNA wom en pursuing cybersecurity, we need to show them that we want them in this field and will provide the support they need to get here. Pennsylvania is home to multiple or

ENGLISH ESPAÑOL

ganizations focused on no-cost, entry-lev el training and career pathways for those considering a career in cybersecurity. For example, Per Scholas in Philadelphia is one such organization that offers training and access to employer networks to individuals often excluded from tech careers.

Western Governors University (WGU) is providing support to BLNA women pur suing cybersecurity: Reboot Representation Tech Coalition, a group of 21 leading tech companies that are committed to doubling the number of BLNA women receiving computing degrees by 2025, recently award ed the university a Building Bridges and Breaking Barriers for Women in Tech grant of nearly $1 million dollars to significantly increase the number of BLNA women re ceiving undergraduate information tech nology degrees at WGU by 2025.

While 61 percent of WGU students are women, the university’s BLNA enrollment in its College of Information Technology closely resembles the national average. Through the Building Bridges and Breaking Barriers for Women in Tech grant, BLNA women at WGU will have expanded access to peer and coaching support, admissions process support, leadership development training, and financial aid grants in their pursuit of baccalaureate IT degrees. To find out more about becoming a student via the grant support, visit http://www.wgu.edu/ b4women.

Every day, hackers and cyber criminals launch new, sophisticated computer virus es, malware, and scams that threaten our society. Pennsylvania is increasing its ef forts to contain attacks and this year passed legislation to enable the National Guard to respond in the event of a cyberattack on a vital computer system. But we are still fac ing the mounting need to protect systems and users from the devastating effects of cybercrimes.

We must rise to the challenge of better protecting invaluable data and of creating talent pipelines with homegrown candi dates in Pennsylvania.

WGU recognizes the urgent need to provide more BLNA women access to in dustry-relevant technology education to prepare them for thriving-wage, in-demand careers in the technology sector. Doing so not only helps them to support their fami lies but also will be a positive step to protect ing Pennsylvania businesses and residents from cybersecurity attacks.

(*) Rebecca L. Watts, Ph.D., serves as a regional vice president for Western Governors University (WGU).

Dwana Franklin-Davis is the CEO of Reboot Representation.

Los ciberataques siguen teniendo como objetivo a nuestros principales em pleadores, oficinas gubernamentales, sistemas sanitarios e infraestructuras de servicios públicos. Solo en el 2021, los daños causados por la ciberdelincuencia costaron a las empresas de Estados Unidos más de 6.900 millones de dólares, según el conocido experto en ciberseguridad Chuck Brooks, presidente de Brooks Consulting International.

La amenaza de un ataque de cibersegu ridad devastador sigue presente a escala local y en toda la mancomunidad. Afortu nadamente, en un incidente, el tesorero del estado y el fiscal del distrito del condado de Delaware pudieron recuperar una cantidad significativa de los 13 millones de dólares en ayudas estatales sustraídas al distrito esco lar de Chester Upland, mediante un compli cado y multifacético esquema. Sin embargo, en otro sector, una violación de la seguridad de la red por ransomware permitió el acceso a información personal y médica de más de 75.000 personas que forman parte del mayor grupo de atención primaria de Pensilvania.

Nuestro problema en la lucha contra la ciberdelincuencia es que las organizaciones no pueden protegerse sin una mano de obra formada en ciberseguridad. A pesar de una necesidad crítica de más talento, la escasez de trabajadores persiste a un ritmo alarmante: hay más de 700.000 puestos de trabajo en ci berseguridad en Estados Unidos, incluidos más de 22.500 en solo Pensilvania.

Si resolver este problema fuera tan fácil como ofrecer salarios competitivos, no habría escasez. Hay mucho por hacer para cubrir es tas vacantes, pero una solución es apoyar y animar a las poblaciones que de otro modo no pensarían en entrar en el campo de las TI. Un ejemplo son las mujeres negras, latinas y nativas americanas (BLNA), que represen tan aproximadamente el 16 % de la pobla ción total de EE. UU., pero tan solo el 4 % de los estudiantes que obtienen una licenciatura en informática. Al formar y preparar a las mujeres BLNA para que sigan una carrera en ciberseguridad, no solo estamos aliviando la escasez mencionada, sino también intro duciendo nuevos talentos cualificados.

En todo el país, solo el 25 % de los gradua dos en tecnología son mujeres, con una tasa de abandono del 37 % en comparación con el 30 % en otros programas. Si esta tendencia con tinúa, el número de mujeres de color infrarre presentadas que reciben títulos en informática no se duplicará hasta el 2052, momento en el que representarán una proporción cada vez menor de todos los graduados.

Para aumentar el número de mujeres BLNA dedicadas a la ciberseguridad, tenemos que demostrarles que las queremos en este cam

po y que les proporcionaremos el apoyo que ne cesiten para llegar hasta aquí. En Pensilvania hay muchas organizaciones que se dedican a la formación inicial gratuita y a las trayectorias profesionales de quienes se plantean una carre ra en el ámbito de la ciberseguridad. Por ejem plo, Per Scholas, en Filadelfia, es una de esas organizaciones que ofrece formación y acceso a redes de empleadores a personas a menudo ex cluidas de las carreras tecnológicas.

La Western Governors University (WGU) ofrece apoyo a las mujeres BLNA que se dedi can a la ciberseguridad. Reboot Representation Tech Coalition, un grupo de 21 empresas tecno lógicas líderes que se han comprometido a dupli car el número de mujeres BLNA con títulos en informática para el 2025, ha concedido reciente mente a la universidad una subvención de casi un millón de dólares para realizar su objetivo.

Aunque el 61 % de los estudiantes de la WGU son mujeres, la matrícula de BLNA en su Facultad de Tecnología de la Información se asemeja mucho a la media nacional. A tra vés de la subvención Building Bridges and Breaking Barriers for Women in Tech, las mujeres BLNA de la WGU tendrán un mayor apoyo de sus compañeros y de los entrenado res, así como ayuda en el proceso de admisión y acceso a la formación para el desarrollo del liderazgo y a las subvenciones de ayuda financiera en su búsqueda de títulos de licen ciatura en TI. Para obtener más informa ción, visite http://www.wgu.edu/b4women.

Cada día, los hackers y los ciberdelin cuentes lanzan nuevos y sofisticados virus informáticos, programas maliciosos y estafas que amenazan a nuestra sociedad. Pensilva nia está incrementando sus esfuerzos para contener los ataques, y este año ha aprobado una ley que permitirá a la Guardia Nacional responder en caso de un ciberataque a un sis tema informático vital. Sin embargo, segui mos enfrentándonos a la creciente necesidad de proteger los sistemas y a los usuarios de los efectos devastadores de los ciberdelitos.

Debemos estar preparados para proteger aquellos datos de valor incalculable, así como para crear canales de talento con candidatos nativos de Pensilvania, y la WGU reconoce la urgente necesidad de proporcionar a más mujeres BLNA el acceso a una educación tec nológica relevante para la industria, con el fin de prepararlas para carreras prósperas y demandadas en el sector tecnológico. Hacerlo no solo les ayuda a mantener a sus familias, sino también será un paso positivo para pro teger a las empresas y a los residentes de Pen silvania de los ataques de ciberseguridad.

(*) La doctora Rebecca L. Watts es vicepresidenta regional de la Western Governors University (WGU).

Dwana Franklin-Davis es la directora general de Reboot Representation.

Apoyamos las noticias locales que nuestras comunidades necesitan

Por eso Google colabora con publicaciones como Impacto Latino, una organización noticiosa que sirve a las comunidades de inmigrantes y de hispanohablantes de Nueva York y de todo el país desde 1967.

Impacto Latino experimentó un aumento del 350% en el número de usuarios mensuales activos luego de participar en nuestro programa de publicidad digital, una de las muchas maneras en las que colaboramos con publicaciones locales de todo el país para construir un futuro más robusto para la industria noticiosa.

Conoce más sobre cómo Google apoya las noticias locales en g.co/noticiaslocales