Health Care Flexible Spending Account (FSA) – WEX
The Health Care FSA lets you pay for eligible health care expenses with pre-tax dollars. (If you participate in the Health Savings Account, you may not also make contributions to the FSA.) Eligible expenses include health care costs that are not covered by your medical, dental, and vision plan, such as deductibles and copays. Certain over-the-counter drugs are not eligible for FSA reimbursement without a doctor’s prescription. You can go to WEX’s website for a list of eligible expenses. For details on all FSA-eligible expenses, refer to IRS Publication 502 (irs.gov/publications/p502).
When you elect the FSA, you decide how much of each paycheck you want to contribute into your account before taxes are calculated. You may not change your contribution during the year unless you have a QLE. The annual amount you can contribute to your FSA is a minimum of $300, to the IRS maximum ($3,400 in 2026).
Using Your FSA
When you open your FSA, WEX will send you a debit card. Use the card to pay for eligible expenses at your doctor’s office or at a pharmacy. For certain transactions, you may need to file a claim with WEX for reimbursement from your account, so you are always advised to keep receipts and records of your FSA purchases. The FSA is considered a “Use It or Lose It” plan. That means that you must use all the money you contribute to the account in the year you contribute it or during the grace period. If you leave ABM, coverage ends on your last day of employment. If your eligibility changes and you are no longer eligible for the plan, coverage will end on the last day you were in an eligible class; contributions will end at the end of the pay period in which you become ineligible. You may continue to submit claims for expenses incurred while you were a participant, as described in the next section.
Grace period for filing claims
You have a grace period for using up your FSA account funds. These rules apply:
• Expenses incurred during 2026 through March 15, 2027 can be filed for reimbursement up to June 15, 2027.
• If you leave ABM, you must file eligible FSA expenses within 31 days of the date upon which your employment ends. Eligible claims must be incurred while you were a participant in the FSA.
Please refer to the Health Care FSA SPD available on worklife.alight.com/abm for details. You will not be allowed to change your election during 2026 unless you have a QLE.
This flyer is intended only to highlight some of the major provisions of ABM’s Health Care Flexible Spending Account and should not be relied upon as complete detailed representation of this plan. Please refer to the plan’s Summary Plan Descriptions (SPDs) for further details. Should this flyer differ from the SPD, the SPD prevails. The plan may be amended, changed, or terminated by ABM at any time without prior notice to, or consent by, team members, and it does not create a contract of employment between ABM and any team member.