Chesterfield 1st october 2013 issue 77

October 2013

www.chesterfield1st.co.uk

Issue 77

Chesterfield 1st..

1st Mags

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Published By 1st Mags

SUPPORTING LOCAL BUSINESSES AND SERVICES Run a Business Locally?

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GET IT NOTICED! Check out our prices & Offers on Page 31 & details of our OTHER ISSUES at www.chesterfield1st.co.uk

KEEP OUR COMMUNITIES THRIVING - USE LOCAL SERVICES PEDIGREE TOY POODLE PUPPIES Repair, Restore or Replace General Plumbing & Tiling Kitchens & Bathrooms (new/refurb) UPVC Windows/Doors/Conservatories Quality & Internal Joinery / Doors / Sheds Affordability Decking / Fencing / Brickwork Fully Insured Guttering / Painting Local & Reliable Timber & Steel Gates NO JOB TO SMALL Plastering Free Estimates Rendering

Gorgeous home reared bundles of fluff and fun.

Parents can be seen. Great with children Non moulting so excellent for asthma/allergy sufferers.

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£100 Deposit reserves / card payments accepted Bookings now being taken Boys: £550 - Girls & Abstract Parti : £650 Parti: £750 Teacups £750 - Tiny Toys £650 Find us on For availability call or text

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Evenings

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LARGEST MAGAZINE CIRCULATION IN THE CHESTERFIELD AREA CHESTERFIELD 1st 30,000 COPIES DELIVERED FREE EVERY MONTH!

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PK LANDSCAPING & GARDEN MAINTENANCE We Offer A Complete Garden Service From Designing Major Landscaping Projects To Installing Ponds, Paths, Patios & Decking. Affordable Lawn Mowing & Hedge Trimming Or General Garden Tidy Ups.

JUNGLES TAMED! For A Friendly, Efficient Service

Please Call Paul On: 01246 812140 Or 07766 798000

CARPET & UPHOLSTERY CLEANING

CLEANRIGHT OAP Discounts No Silly Gimmicks Free Deodorising Family Business - Est 1992 Furniture Removed & Replaced

Customer Satisfaction Guaranteed We ONLY use Top Brand Cleaning Products So that your Carpets will STAY CLEANER LONGER!

Your Local Carpet & Upholstery Cleaner

For Free Advice Call Michael Cox

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or

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Chesterfield 1st

October 2013

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We May be SMALL but We’re Read By ALL..

Chesterfield 1st Issue 77 October 2013

WELCOME

A warm welcome to October 2013’s issue ...

Chesterfield 1st!

Is delivered free to a massive 30,000+ homes and businesses in and around Chesterfield and reaches in excess of 105,000 local people, it contains lots of regular features, competitions from local businesses and an ever increasing choice of reliable local trades people and service providers.

Publisher: 1st Mags Editor: Paula Yeates Design & Layout: Chesterfield 1st Sales & Advertising: Paula Yeates Kay Yeates

Our aim ‘To promote local business and keep our business local!’

Advertising: 01246 828074 Enquiries: 01246 828378 Email: paula@chesterfield1st.co.uk Paula@1stmags.co.uk Web site: www.chesterfield1st.co.uk Post: The Brambles Station Road, Bolsover, Chesterfield, S44 6BH Deadline: For November’s issue is Weds 23rd October Disclaimer: While we make every effort to ensure that the content in this publication is accurate and reliable, neither the publisher or its contributors can accept and hereby disclaim, any liability for the veracity of any claims made by our advertisers or contributors.

All rights reserved. The contents of this publication, in part or as a whole, may not be reproduced or transmitted in any form without the express permission of the publishers.

All major credit / debit Cards accepted

Why use out-of-town traders when we have a wide variety right here within our own communities? These local trades people, businesses and service providers offer a local, friendly, reliable, competitive and convenient service.

Before looking farther afield for your services please check out our index of local advertisers on page 30 and keep Your business local.

We are also online at: www.chesterfield1st.co.uk so check out our web site for the very latest info and an expanding directory of local businesses.

We would like to make it very clear that Chesterfield 1st/1st Mags are completely self funding and Independent. We have no affiliation to any other publishing company.

If you are a local business looking for a cost effective and productive way to advertise your services, then please check out our very affordable prices on page 31 or give me a call for a friendly tailored solution to your advertising needs. Design and art work are FREE! 1st Mags now produce five other issues - ‘Chesterfield South 1st’, ’Bolsover 1st’, ‘North Notts 1st’, ‘Dronfield 1st’, & ‘Sheffield 1st’ - offering targeted marketing via a smaller circulation of 7 to 11,000 copies; for area details, prices and to view this months issues see our website - or request a media pack..

Can you afford not to advertise your business with us??

(Full details of our delivery areas are available on our web site)

Don’t delay call today or text ‘advert’ to 07581 366 873 and I will call you right back.

Until next month...

Editor Chesterfield 1st Helping to keep our local communities thriving!

Delivery Competition

Join Chesterfield 1st on..

Just enter our monthly competition to be in with the chance to; Win £25 Cash!

www.facebook.com/chesterfield.first

To Enter Just Email/Send Us The Date You Received This Magazine Along With Your Street Name, Town & Contact Details!

Our regular monthly features are provided by local business owners with expertise in their Field - our thanks for your input.

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How to advertise in Chesterfield 1st...

To place an advert in next month’s issue call: 01246 828378 Email: paula@chesterfield1st.co.uk for details of our TRY ME OFFERS Visit: www.chesterfield1st.co..uk for rate card and offers.

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Chesterfield 1st

October 2013

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Queens Walk, Nether Langwith, NG20 9EW

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TENT KITS GROW LIGHTS VENTILATION SYSTEMS HYDROPONIC SYSTEMS SOIL & COCO GROWING NUTRIENTS LIGHTING REPAIRS FILTER REPAIRS

Quiz Night Weds Evening 9.15pm Sunday Evening ‘Golden Oldies’ entertainment - ‘Sing a long’ with Gary and George Bookings Now Being Taken For Christmas Fayre And Christmas Day Meals

OPEN MONDAY - FRIDAY 9.30AM - 5.30PM SATURDAY 8.00AM - 3.00PM Find us at:

Units 1-6 Ambrose Buildings Broombank Road Chesterfield S41 9QJ Tel:

01246 260874

Little Gems Playgroup & Nursery Going to Work, need respite, going shopping, need to go to the salon or going out with friends? We can help: just drop the kids off in a safe, secure, happy and fun environment

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BATHROOMS • Quality Bathrooms to suit all budgets • Free Computer Design & Planning • Superb range of Wall & Floor Tiles • Plumbing, Electrical & Building Work completed by our own Tradesmen • Three Stage Payments can be arranged • Credit Cards accepted • Visit our showroom or call for home visit COMPLETE PROPERTY SOLUTIONS UNITS 1 & 3 INTAKE ROAD BOLSOVER CHESTERFIELD S44 6BB

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October 2013

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Spotlight: The Willow Clinic After gaining 10 GCSE’s, Charlotte went through some vigorous interviews and tests and won a scholarship to study abroad for a year of A ‘levels. In January 1995, Charlotte flew to Australia to stay in Brisbane and complete Y12 in Lords Hill College.

On returning from Australia, Charlotte went to work in London for a charity at an Ecology Centre dealing with homelessness and sustainability. After running the vegetarian café and working with

the homeless housing project as a Housing Officer, Charlotte moved to Sheffield where she worked for the NHS. While working for the NHS, Charlotte gained another scholarship to study Holistic Therapies with the Sheffield School of Complimentary Therapies. ‘’Being brought up in an alternative home with mum using essential oils all the time, I had a quite a bit of knowledge and couldn’t wait to do more.’’.

Once qualified, Charlotte built her own salon in Sheffield. ‘’I knew there was demand and I became very busy quite quickly”. ‘Unwind and Relax’ was a huge success and after a few years the business was sold and Charlotte and her husband moved close to family in Chesterfield.

After the birth of her daughter, Charlotte re-opened her business

under a new name, The Willow Clinic, returning to her passion.

She now has a tranquil space in which to treat people in a lovely village in Chesterfield, Derbyshire.

In her spare time Charlotte enjoys spending time outdoors, walking, hiking and growing vegetables and herbs. Spending time with family is very important, reading when she gets chance and a good film.

Charlotte is currently looking to study NLP and Horticulture.

Classes at Derby Road Methodist Church

Beginners especially welcome

Catering For Most Breeds Fully Insured Full Grooms, Clips Bathing

Nail & Claw Trimming Ear Cleaning Hand Stripping

Specialist & Treatment Shampoos Thursday Evenings 5pm - 6.30pm (mixed ability) or 6.45 - 8.15pm (beginner/little experience) The cost of the class is £4.75 per week Both classes are open to all levels of experience New Term begins on 12th September - New members welcome anytime Classes run term time only

All you need is a non-slip mat, comfy clothes and blanket Also available is a class for those living with M.E / M.S / Parkinsons Disease or Fibromyalgia this class is also open to carers. Monday Lunchtime 11.45 - 12.45 at Holy Family Church on Derby Road cost £3 per class.

Discount scheme available & 1st Time Puppy Trims FREE (conditions apply)

Grooming equipment & health product sales including Dorwest veterinary & Now also pet remedy plug ins and refills.

Shampoo sales including products only found at your grooming parlour

And much more!!

For further details call Bev on or Email bevlovegrove@talktalk.net 8

Please tell your Local Business where you saw their Advert

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Call us on 01246 828074 / 828378 Taditional & Natural Stone Block Paving

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October 2013

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01246 828074 Phone Rich or text “Quote” to

6974 See07769 his advert322 on page 9

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JUDGE JANE...

The fate of Royal Mail is sealed and thousands of British citizens like me are preparing to experience rocketing prices, fewer products and in some cases the total loss of their delivery service over the next few years.

This of course is all about bringing “us” good value.

I’m not cheering or rushing out to buy shares because that’s not going to be the case. I don’t have a crystal ball, psychic powers or inside information to rely on for this statement. I just look at the outcome for all the other vital public services sold off to public ownership and see what happened to them, their employees and service users and I’m bracing myself in anticipation of more of same.

Imagine for one moment “we” the general public – the taxpayers who own this business had been properly consulted on this plan. How would you or I feel about having less than 6 deliveries weekly, being forced to rent a PO Box if we live in a rural area, tower block or other potentially problematic residential situation and/or paying double or treble what we now pay to send or receive letters? Depending on who you are and how you live your life this “value for money” option could be really bad news for you.

96 % of people employed by Royal Mail are against the sale. They are ordinary people like us who have an insider’s view of the business. Their voting behaviour should be a warning to us of what is to come because that figure represents people at all levels in

the business – not just our posties.

They aren’t voting against the sale because they fear being able to deliver a better, good value service working with new equipment from nicer premises. They are voting against the notion that any private company is able to balance the needs of staff and customers with the demand for high profits by shareholders and other investors. The logic for these concerns is obvious. A publicly owned business is not at the mercy of the financial markets which are just posh betting shops after all. It does not have to take into consideration the concerns of investors or the fact they may abandon the business if they consider it unprofitable at some point plunging it into crisis for reasons not associated with its daily function. The promises made by politicians before the sale of the various public transport services, utilities and parts of the health service have failed to emerge. These “new” organisations have not delivered “good value” or “real choice” to the majority of consumers and most now rely on a combination of public subsidy, low wages and minimal service options to retain their investors. Does the Royal Mail – or whatever it will be called in the future - have some radical new plan for avoiding the same commercial challenges which face all businesses? I suspect not but, I would be delighted to be proved wrong. On that note and always keen to look on the bright side I notice some people are benefiting from all this chaos. Each day there is a

JJane new consumer program with stories of ordinary people being overcharged, left without services and or fleeced out of their savings by dodgy traders. Or, there are the stories about those made homeless, ill or worse as a consequence of misunderstanding complicated small print problems associated with overly complex offers dreamed up by faceless, unaccountable marketing people. If that’s not bad enough most of these companies are now owned by obscure, mysterious overseas investment organisations which just want to be able to dabble with the share markets using the assets of that particular organisation.

Unfortunately journalists on cheap telly or talk radio won’t dig down to reveal the real source of the problems these stories actually represent. Citizen journalism is probably the way forward so get writing.

If you have a story to tell about how your life is being impacted by the cuts, corporate greed and/or mismanagement of public/ private services you can email me with them at jjjustmyopinion@gmail.com

It’s just my opinion!

Washing Machines, Dishwashers, Tumble Dryers & Electric Ovens.

Fully Insured Discounts for OAP’s Local & Friendly Quality Service FREE Quotes Competitive Prices

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Go Big Moor 2013 - Satuday 12th October After a successful event in 2012, the 2013 event will be held on Saturday 12th October. Go walk, go run, and go explore the wonderful countryside on your doorstep. Circular routes will take in parts of Cordwell Valley, Big Moor and Totley Moor. This year’s event will include an improved route, especially for families, covering a shorter distance of around 4 miles.

Family Walk - approx. 4 miles.

Challenge Walk - approx. 13 miles.

Fell Run - approx. 13 miles.

The Family route is for walkers only, directions and way marking makes this suitable for casual walkers and families who want an enjoyable morning walking along paths, tracks and fields.

The 13 mile route is for more

experienced walkers and fell runners who are capable of using a map and compass to cross moorland.

Directions will be provided but sections of the route will have minimal way marking.

The event will start from opposite St. Swithin Church, Main Road, Holmesfield, Derbyshire S18 7WT (B6054). Registration from 9.00 to 11.00am The event is being organised as part of the 3rd Holmesfield Scout Group fund raising activities which benefit over 110 young people from the local area.

For more information www.gobigmoor.co.uk www.facebook.com/bigmoorchallenge

Jennett Brothers Tree, Garden & Rubbish Removal Services All Types of Trees Expertly Topped, Pruned, Shaped Reduced and Trimmed Conifers - Fruit - Silver Birch Garden Maintenance, Clearances, Tidy Ups, Grass Cutting, Shrub Pruning, Turfing & Fencing All Types of Pebbles & Bark Chippings Laid Block Paving, Concreting Etc

Waste Removal All Types of Rubbish & We’ll Load & Remove It As Cheap As A Skip!

We Remove Everything & Anything Oddments To Full Loads Garden & Tree Waste House & Bereavement Clearances Loft, Basements, Sheds Clearances Etc Fully Licensed Waste Carriers! License Shown On Request

The Willow Clinic NEW WHITTINGTON CHESTERFIELD

thewillowclinic10@gmail.com HOLISTIC SWEDISH FULL BODY MASSAGE BACK, NECK & SHOULDER MASSAGE AROMATHERAPY FULL BODY MASSAGE AROMATHERAPY BACK, NECK & SHOULDERS REFLEXOLOGY INDIAN HEAD MASSAGE THERMO AURICULAR THERAPY - (HOPI EAR CANDLES) FULL BODY EXFOLIATION AND RE-HYDRATION STRESS BUSTER BACK, NECK & SHOULDERS PSYCHOTHERAPY & COUNSELLING

OPENING OFFERS: October, November & December buy a Christmas Package for your loved ones 10% discount for all pre-paid packages.

10% OFF for NHS Staff on production of photo ID

Charlotte Corker ITEC, IIHHT, MFHT, VTCT, MICHT, SNHS (Dip Psychotherapy & Counselling)

Chesterfield 1st

October 2013

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Chesterfield Food and Drink Awards Food and Drink Awards Shortlist Announced Seventeen businesses have been shortlisted across eight categories in the inaugural Chesterfield Food and Drink Awards, organised in association with Chesterfield College.

The shortlisted food and drink establishments were selected from hundreds of nominations received by the competition organisers Destination Chesterfield.

More than 50 businesses were nominated in and around Chesterfield.

A secret panel of judges is now set to visit the shortlisted businesses in order to decide the winner of each category. The winners will be announced at a glittering awards ceremony at Chesterfield College on the 30th October.

Destination Chesterfield Manager Dominic Stevens said: “We were overwhelmed with nominations.

It has been a fantastic start for Chesterfield first Food and Drink Awards, showing a very diverse mix of establishments that the town has to offer. The Awards are recognition of the contribution Chesterfield thriving hospitality industry makes to the local economy.”

Restaurant of the Year – sponsored by Mr Sparkles Calabria, Nonsolovino & Cocina @Casa Hotel Café/Tea Room of the Year – sponsored by NatWest Stephensons Coffee and Tea House, Blu Bistro & Koo Coffee and Bistro Gastro Pub – sponsored by Jumble Design Barca Bar at Casa Hotel, The Market & Coco Bar Bistro Pub/bar of the Year – sponsored by In the Works PR Barca Bar at Casa Hotel, Tramway Tavern, The Market Chesterfield’s Best Newcomer – sponsored by Chesterfield Borough Council Raaz Indian Grill, Delhi 41 & The Andalusian Customer Service – sponsored by Franke Cocina @ Casa Hotel, Calabria & Stephensons Coffee and Tea House

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Best Out of Town – sponsor Northern Tea Merchants Peak Edge Hotel, Fox & Goose Inn, Pudding Pie Hill & Kathmandu, Clay Cross To follow Chesterfield Food and Drink Awards on Twitter use the hashtag #CFDA13.

For more information about Destination Chesterfield’s inaugural Food and Drink awards visit http://www.chesterfield.co.uk/foodanddrinkawards/

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Featured Property

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For Free Quotation And Reliable, Friendly Service Fully Insured

October’s Meetings

The Chesterfield Firm meets every 4th Friday at Nonnas on Chatsworth Road, starting at 7.00am and finishing at 9:00am We like to have a bit of fun, but the bottom line is about business, making contacts sharing experiences, you soon learn to listen as well as talk! It’s not so much about selling to one another, although that does happen, its more about helping each other out.

CHESTERFIELD: FRIDAY 18TH OCTOBER SHEFFIELD: FRIDAY 11TH, 25TH OCTOBER 8TH NOV DRONFIELD: THURSDAY 10TH OCTOBER & 7TH NOV DRAKEHOUSE: FRIDAY 1ST NOVEMBER ROTHERHAM: TUESDAY 22ND OCTOBER

CHESTERFIELD

FOOT HEALTH SHARON BRENNAN Dip CFHP. MPS Pract. MVR Member of: The Alliance of Private Sector Practitioners

Fungal Nail Treatment & Trimming Calluses & Corns Removed Ingrowing Toe Nails Full Foot Massages Full Feet Examination Reflexology Diabetic Foot Health Checks CRB Checked

01246 270393 07527 058 601 Fully Mobile Service

A Professional Garden

Maintenance Service

The Firm is where you can network and benefit from meeting with businesses For all your gardening needs from all sectors. It is only £10 per person from weeding to lawn care (cash on the day please) to attend with no joining fee Our services range from one off garden or subscriptions and a hearty breakfast will clearances to weekly maintenance including be served at each event too! It is easy to seasonal plans to suit you book on by visiting our web site and full venue details and times can be found here: Call Antony:

07513989686

http://thefirmnetworking.co.uk/events/

Chesterfield 1st

oaktree-maintenance@live.co.uk

October 2013

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Becky’s Movie Previews The cold nights are drawing in fast and the winter clothes are taken out of storage so what better way to keep off the chill than a trip to the cinema. Let’s see what October has in store for us.

Coming Soon…

Turbo

one for kids and adults alike as DreamWorks has a new animation for us. The film follows the tale of Theo, a.k.a. Turbo, an ordinary garden snail who dreams of being the greatest racer in the world. Although, his obsession with everything fast makes him an outsider in his own community and a constant embarrassment to his older brother, Chet.

The Fifth Estate

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Then on one fateful night, during a freak accident, Theo is sucked into the supercharger of a drag racer and his DNA is fused with nitrous oxide. He awakes to find he has the power of incredible speed and accuracy. He even takes on some traits of a car itself including the alarm and his eyes becoming flashing headlights. And so begins Theo’s quest for fame, notoriety and to finally achieve what he’s always dreamed of.

There’s an impressive voice cast as well that includes Ryan Reynolds as Turbo (The Green Lantern, The Proposal, Buried), Paul Giamatti as older brother Chet (Sideways, The Hangover Part 2), Samuel L. Jackson and Snoop Dogg.

Release date: 18.10.13 Assange and the World’s Most Everyone heard about WikiLeaks when it started hitting Dangerous Website.”

The film stars Benedict the headlines from 2006. News stories broke out about US military Cumberbatch as Julian Assange operations taking place in Iraq and (looking apt with his long blonde the Middle East and also the list of locks) and Daniel Bruhl as Domscheit-Berg who was recently the members of the BNP amongst other things which were never seen last month in Rush as Niki Lauder. No doubt the film will press meant for public viewing. It began with a view to being an as many buttons as the website organisation which publishes secret itself with a version of the script information, news leaks and being published onto the site itself in recent weeks. We’ll just have to classified media from anonymous sources. This is exactly what they see how it performs at the cinema. achieved.

The film follows the events Release date: 18.10.13 surrounding the inception of the website and the people involved. It is also based, in part, on former spokesperson for the site, Daniel Domscheit-Berg’s book, “Inside Wikileaks: My time with Julian

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A Nightmare on Elm Street As with Valentine’s Day, we’re getting a re-release of a film which lends itself to the occasion. As its Halloween we’re being treated to the original A Nightmare on Elm Street for one night only.

The classic horror was first released in 1984 and was written and directed by horror legend Wes Craven (The Hills Have Eyes, Scream Quadrilogy, and The Last House on the Left). It starred a fresh faced Johnny Depp and Robert Englund as the superb horror villain, Freddie Krueger. For those not familiar with the film, the story surrounds the dreams of teenagers and what happens in their dreams, really happens to them. In their dreams they are being stalked by a man with a burnt face and knives on his fingers. As more and more are dying in their sleep the

mystery as to why he’s after them soon becomes clear when the kids parents reveal a secret of their own.

Although times have changed a lot since the 80’s, in horror and effects especially, this still brings chills to the spine. A classic and a must see for a night at the cinema on Halloween.

Release date: 31.10.13 (one night only)

How I Live Now

Chesterfield 1st

October 2013

This story is based on the 2004 novel by Meg Rosoff about an American girl called Daisy (Saoirse Ronan) who is sent on holiday for the summer to the English countryside to stay with her cousins.

All seems to be going well as she starts to enjoy the company of her family and then she meets and falls in love with Eddie (George Mackay). Daisy thinks she’s having the time of her life until they find themselves going into hiding and having to fight for survival as World War 3 breaks out which includes a nuclear attack. When Daisy and Eddie are separated it’s a journey of not only survival but for them to find each other again.

Although still only 19 years old, Ronan has had her fair share of big roles including Atonement

alongside Keira Knightley, The Lovely Bones with Mark Wahlberg and Hanna starring opposite Eric Bana. Not too shabby. The film is also directed by BAFTA winning director of The Last King of Scotland Kevin Macdonald.

And with the events that are currently in the news, this film couldn’t be more on point for what could happen in the future.

Release date: 04.10.13

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Property News HMO - WHAT IS IT? House in Multiple Occupation Do you live in, or do you own a House in Multiple Occupation?

An HMO can be either: ● A house split into separate bedsits. ● A shared house or shared flat, where people have separate renting agreements. ● A hostel. ● A bed-and-breakfast hotel that isn’t just for holidays. ● Shared accommodation for students.

It may not be easy to work out whether you're living in an HMO, so get advice if you're not sure. Below are some basic guidelines that can be used to check if your home is an HMO. ● Three or more unrelated people live there as at least 2 separate households – for example, 3 single people with their own rooms, or 2 couples each sharing a room. ● The people living there share basic amenities – for example, a kitchen and/or bathroom.

If you rent a House in Multiple Occupancy, your landlord will have extra responsibilities, and may even require a license. Some of these responsibilities include: ● Proper fire safety measures are in place – there should be smoke detectors in every bedroom and in communal areas, and the kitchen must have a heat detector ● Annual gas safety checks are carried out ● Electrics are checked every 5 years ● The property is not overcrowded ● There are adequate cooking and washing facilities ● Communal areas and shared facilities are clean and in good repair ● There are enough rubbish bins for everyone living in the house.

These rules are there to reduce the risk of fire, and to make sure that people living in shared houses or flats have access to decent facilities.

Due to the additional requirements and/or license, many agents do not offer HMO’s, so you may need to find a specialist agent if you are wanting to rent one.

Phil

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Landlord Tip: When looking for an agent to help manage your property, ensure you check all the charges thoroughly before agreeing to a contract.

Some agents have hidden charges and fees that are not obvious, but may end up costing you a lot of money.

Tenant Tip: When looking for a place to rent, ensure you know what the agent fees are before you make an application.

Some agents have hidden fees, such as credit checking fees, guarantor referencing fees, tenancy renewal fees, and charges to issue a reference when you move out.

Phil Staveley - Director of Phoenix Lettings

See our Advert on page 13

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There was an old woman who lived in a shoe…

She had no pension so there was nothing else she could do…..

Pension can be one of the biggest assets in a marriage – but it is often overlooked, as it is not an immediately realisable asset. When divorcing, most people concentrate on those assets that have an instant value: the house, the shares and even the car take priority. However, divorcees may well rue the day they made that decision; when they reach pensionable age and are sat in the local park whilst their ex is enjoying the sun in St Tropez!

Calculating the true value of a pension can be complex; much may depend on the type of pension scheme it is part of. Pensions with a high street provider, company pensions and pensions with organisations like the NHS or Army may all have a paper value (usually called a transfer value) that look the same, but in fact the true actuarial value of those pensions, and therefore

the income each will provide, will be vastly different.

Valuing a pension is one thing; working out how to distribute it is another. There are generally three ways in which a pension can be shared. These are: Offsetting is where one party keeps their pension and the other party receives a greater share of something else such as the family home. This can be a difficult calculation. For example; if someone has a pension with a value of £100,000 and the other a property with a value of £100,000, it would be unusual to treat them as the same value for offsetting purposes. This is because one can be 'used' immediately, whereas the other cannot be accessed until pensionable age is reached, and then only part can be taken as a lump sum the rest must be taken as income.

A pension attachment is an arrangement where, when the pension finally does pay out, part of it is 'earmarked' for the other party. This means both parties have to wait until the one with the pension retires, and there is a risk there may be little or nothing to take if he or she dies before the pension is taken.

Pension sharing is where part of one party’s pension is actually taken out of their pension fund and transferred into a pension in the other party’s name. This cuts down on the risk within a pension attachment order because, as the pension is in the

Michelle Cooper, partner and head of family department at Graysons WE

Michelle Cooper spouse’s own name, they can draw it when they retire without having to wait for the other party to retire, and it does not matter what happens to the other party. However, care must be taken to make sure the pension is valued properly and the split is a fair one.

So, if you want to avoid living in a shoe, and are looking for the most effective divorce settlement for your own situation, get expert family legal advice now from one of the largest, award winning family law teams in the region. Call 01246 511695 or email divorce-enquiries@graysons.co.uk to arrange a confidential meeting. www.graysons.co.uk.

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CHESTERFIELD - Bucking the Trend!

New report shows Chesterfield bucks north south divide on shop vacancy rates!

Destination Chesterfield has welcomed news that the town has maintained its top 10 position in The Local Data Company’s latest report on shop vacancy rates. It is one of only three towns north of the ‘Watford Gap’ that are listed in the report’s top 25 best performing centres with the least vacant shops.

The report, which analyses over 1,900 town centres, shopping centres and retail parks visited in the first

half of 2013, ranks Chesterfield 8th in the large centres category.

Figures also show that Chesterfield’s shop vacancy rate has fallen from 8.7% in 2012 to 7.7% in 2013, placing it above the large affluent tourist town of Windsor (9.1%) in the south. The average vacancy rate of towns in the large centres category currently stands at 13.5%. Further welcome news includes the fact that the East Midlands has shown the greatest improvement at -0.4%.

Matthew Hopkinson, director at the Local Data Company commented: “Chesterfield is performing well as a town with the vacancy rate nearly halving to 7.7% since its peak in 2010."

Peter Swallow, Chair of Destination Chesterfield,said: “The report is hugely encouraging, confirming our belief that Chesterfield’s retail sector is expanding rapidly. In the last two years many major high street names, including Debenhams and TK Maxx, have chosen to invest in Chesterfield further strengthening our retail offer. The

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town’s mix of independent and high street retailers and excellent location, coupled with good transport links and the growing property market, ensure footfall from local shoppers and those outside the area, helping make the town a go-to destination.”

George Cowcher, Chief Executive of the Derbyshire and Nottinghamshire Chamber of Commerce, added: “Chesterfield has got it right in terms of its overall retail mix, which means it can offer something to every type of shopper. It has a popular market and some interesting and unique independent shops and boutique stores, as well as some big name national retail brands which help drive footfall into the town centre.

“Further developments due to come on stream later this year and beyond will help Chesterfield to continue to buck the national trend and attract even more investment into the local retail sector.”

In recent years Chesterfield has invested heavily in the town’s retail offering, helping it attract inward investment from large high street names as well as fledgling businesses.

Its historic Market Hall is undergoing a £4 million redevelopment. Opening in October, the market hall will provide 45 internal and external retail units, 22 offices, a central café/coffee shop and conference facilities. In November 2013 the town will welcome Hobbycraft and Asda Living. In October 2011 Debenhams opened a full range department store in the town with Rob Hadfield, Head of Property at Debenhams commenting: "We have long felt Chesterfield is an exciting destination for a potential Debenhams store.”

Since launching the town’s marketing campaign in September 2010, against the backdrop of a cool financial climate, Chesterfield has shown growth across the board and bucked the national trend for declining high

October 2013

streets with unemployment decreasing by 0.5% during this time.

Councillor John Burrows, Leader of Chesterfield Borough Council and Executive Member for Regeneration, said: “We could have chosen to bunker down and ride out the recession, but we didn’t. We chose to forge ahead with our marketing plans and this shows in the recent retail figures.

“The results also demonstrate that the pro-active work we are doing with the town’s businesses is paying dividends. I’m pleased with the progress we have made but I believe there is more to come if we continue to work hard on delivering the right climate for business growth.”

The investment in Chesterfield as well as its buoyant housing market is a key attraction to retailers choosing to invest in the town, as it has increased local footfall as well as providing a ready pool of employees.

Funding for Destination Chesterfield has been secured from the European Regional Development Fund (ERDF), Chesterfield Borough Council and the local business community until December 2015, ensuring the marketing campaign’s on-going success.

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October Gardening Now is the time to finish planting spring bulbs such as narcissi and crocuses - tulips can wait until November. Choose plump firm bulbs and plant in a location with good drainage.

Add grit if the soil is heavy and ensure your pots and containers have plenty of good drainage. Bury bulbs at three times their own depth, tip upwards and make sure there are no air pockets around the bulbs.

For a natural look, throw handfuls of bulbs in the air and plant them where they land.

Some great varieties to narcissi to Grow include scented varieties Sir Winston Churchill, Repete, early cheer, bridal crown and Tete a Tete is a good all round dwarf type, all these are suitable for either pots or the garden. Eye catching tulips include Abu Hassan, China pink, Happy generation and spring green.

Plant new shrubs and perennials - while the soil is still relatively moist and warm, plant them so their roots have a chance to become established before winter. Divide herbaceous perennials such as daylilies , geraniums and rhubarb, Cut them back and divide large clumps by lifting carefully and separating down the centre with 2 forks back to back. Replant with plenty of compost and water generously. Cut back perennials that have died down - do not cut back the less hardy perennials such as penstemoms and hardy fuchsias - leave until they begin to shoot from the base in spring. Lift and bring tender perennials inside before frosts cause any damage. Support tall flowers - autumn can be windy so make sure any tall flowers are supported.

Plant winter bedding and spring bulbs in your pots, containers borders and hanging baskets now. Winter colour comes in all shapes and sizes; mini cyclamen (these will only tolerate light frosts) heathers, dwarf conifers,variegated box, pansies, violas and trailing ivies all make good displays, bare rooted wallflowers are now available and add great winter colour to borders, two good varieties are Persian carpet and Tom Thumb (a dwarf variety).

Move any tender plants under

cover before the cold sets in (if possible allow them to dry out partially before lifting them). If you want one of the true hardy cyclamen this is hederifolium and comes in a variety of colours and will naturalise into large drifts. It's important to lift containers that will be left outside off the ground to ensure good drainage and to protect against frost damage.

This month is probably the best time to plant new shrubs trees and hedging either pot grown or bare rooted before the harsh frosts arrive, remember to water in well and support taller Specimens.

If you want to move shrubs and small trees take as much root ball as possible, handle carefully and incorporate compost in the new hole, also mulch around the surface to retain moisture. As the daylight shortens sit back and relax and start to plan your garden planting scheme for next year.

If you require any further information or quality plants and shrubs either visit us at our plant centre in Langold S819QL, or contact me at john@ johnsplants.com.

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Spooktacular Sponsored Stroll Witch Walk Will You Do?...

We are calling upon ghosts, ghouls, witches and any other spooky creatures to join the annual “Spooktacular Sponsored Stroll” at Chatsworth on Sunday 27th October.

The broomsticks (and walking boots!) have been dusted down by the Chesterfield Fundraising Group for Cancer Research UK and they are ready for some hocus pocus to encourage as many people as possible to sign up, take part and raise as much money as possible for the vital work of Cancer Research UK. Angela Shawcroft, Chairperson of the fundraising group, said: “One of our group’s aims is to put the ‘fun’ in to fundraising! This will be our second Spooktacular Sponsored Stroll, held in the beautiful grounds of Chatsworth House in the Peak District. It’s a family friendly event where fancy dress is optional, but with prizes’ for the best costumes’ and with so many dressing up, who wouldn’t want to!”

“Witch walk will you do this Halloween to help beat cancer?”

As the world’s leading charity dedicated to saving lives through research, Cancer Research UK’s groundbreaking work into the prevention, diagnosis and treatment of cancer has seen survival rates double in the last 40 years. Last year’s event was fun for the whole

family! Again the walks will take place in the eerie woods at Chatsworth, which will be decorated with spooky surprises. There will be a choice of short ‘Bat’ walk (5k) complete with letter trail for the children or a long ‘witch’ walk (10k).

Angela added: “Our first people to register are coming all the way from York! We even have confirmed fellow fundraisers and volunteers for the charity, coming to help at the event all the way from Surrey and Glasgow! Everyone is really pulling together on this great family event, so don’t let distance stop you from joining in.”

The Spooktacular Sponsored Stroll is on Sunday 27 October at Chatsworth House. Registration and costume judging starts at 10 am before the walkers set off at 11am. Entry for both distances costs £12.50 for adults, £6.00 for children or £25 for a family ticket.

Online registrations can be made at www.spooktacularstroll.co.uk. Those registering before 30th September will receive a free Spooktacular wristband. Witch walk will you do?!...

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Call us on 01246 828074 / 828378 CHESTERFIELD PANTHERS RUGBY UNION FOOTBALL CLUB Established in 1919, Chesterfield Rugby club has been an integral part of Chesterfield sporting life and local history ever since. We have now moved to a brand new purpose built complex at 2012 Dunston Road, Chesterfield, S41 9BF, with a completely new clubhouse, pitches and many training facilities.

We are recruiting for the tag/mini and junior teams from girls and boys aged between 6 up to 19 years old. Chesterfield is renowned for being open and friendly across all of Notts, Lincs and Derbyshire, and why we have strong tag/mini/junior sections within the club.

Therefore, if you are in school years from 4 to 13, and would like to play rugby, whether you have or have not done so before, please contact us. Join us as part of a team, make friends, have fun and keep fit. We started the new season on Sunday 1st September, but train midweek (different times for teams), and Sundays 10am to 12am, up to May 2014.

Contact: Kevin Marsh - 07511 245 768 (Yr 4 to 7) or Mike Curley - 07531 413 389 (Yr 8 to 13).

Dial 111 For HELP If its not a 999 emergency but you need medical help or advice fast, there’s a new NHS number to call.

You can ring 111 every day, 24 hours a day to get through to a team of highly trained advisors.You’ll be assessed, given advice and directed to the local service that can help you best. The new number was launched in September and replaces NHS Direct. Calls to 111 from mobiles and landlines are FREE.

HOW to REPORT IT To report a faulty street light, make a note of the number on the lamp post and report it online at www.derbyshire.gov.uk/reportit or by emailing call.centre@derbyshire.gov.uk or contacting Call Derbyshire 08456 058 058. Other problems on Derbyshire’s roads such as pot holes and blocked gullies can also be reported in this way.

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The Hunlockers Knitting Club are now recruiting for new members. We meet on a weekly basis for anyone interested in Machine Knitting, Hand Knitting and St Columba Church various crafts. We can offer help, advice and a chance to Inkersall, are having coffee meet new friends and chat mornings on Saturday the 12th over a cup of tea. of October, raising money for "goodies" for the troops in We meet at the Parish Centre Afganistan, starts at 10am till 12 Stonegravels on a noon, also on Saturday the 26th Wednesday evening at of October for "breast cancer 7pm till 9pm. care" at Chesterfield Royal Come along and join our hospital & "Bluebell wood" merry band. childrens hospice, starts at 10am For further information till 2pm, there will be cakes, contact:preserves & bric a brac for sale, all welcome to these events as Maureen on 01246 270433 we are hoping to raise a lots of Elaine on 01246 861060 money for these charities or iamelaine@btinternet.com

23

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Panthers’ New Ground…

Rob Smith from Leicester Panthers’ New Ground to Be Used for Tigers said: "This will be the first Leicester Tigers Training Camp England and Lions Centre Manu Tuila- Tigers' rugby camp at Chesterfield Panthers RUFC. The facilities at the gi Helping Host Half-term Rugby ground are second-to-none, ensuring Camp!

England and Lions centre Manu Tuilagi youngsters will have a great experience. We are very much and England under-20s international looking forward to being more Ryan Bower have been confirmed as visitors at the rugby camp being held at involved with club and helping develop grass roots rugby in the local Chesterfield Panthers new ground area." during half term.

The Tiger’s training camps Running from Monday 28th have proved hugely popular with over October to Friday 1st November 2013, the week-long training camp, organised 1400 young people enrolled over the summer. During the week-long course

by Leicester Tigers, will provide rugby players will receive up to five hours of coaching for young people aged from coaching a day from some of the Tigers’ nine to 14 years old.

Chesterfield Panthers’ new ground top senior coaches who will be assisted by past and present players. at Dunston is the only rugby venue in Coaching is provided by the Tigers Derbyshire that has been selected by community coaching team alongside Leicester Tigers to host one of its some of Tigers' top senior academy renowned rugby camps during the coaches and players past and present, October half term holiday. Tigers Rugby including former captain and coach Ian Camps give players the chance to experience high quality rugby coaching 'Dosser' Smith, ex hooker Troy Thacker in a professional environment.

and two-time Heineken Cup winner Glenn Gelderbloom. The week-long camp costs £145 and, as well as coaching and a Q&A session with the rugby stars, youngsters will also receive a hot meal each day, a match ticket to an allocated Tigers home game, a selection of Tigers goodies including a Tigers ruby ball and water bottle, Tigers Rugby Camp T-shirt and a free membership to the Junior Tigers Club.

Full details of the camp, including booking instructions, can be found at www.leicestertigers.com/community/c amps.php or by calling 0844 856 1880 (option 2).

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Little Gems Nursery they start at school.

What’s new, yet not new, and is starting up in Chesterfield Town Centre in the near future….?

First there was a parent and toddler group, which then grew into a playgroup and is now set to become a day nursery. Little Gems Playgroup has been running very successfully for several years, and due to popular demand, is expanding to become a full day nursery, opening in the near future.

Little Gems Nursery operates from Grace Chapel, on Unit 2 South place, Off Beetwell Street (down cobbled road). Fully staffed by qualified practitioners, the nursery will be open from 8am-6pm every weekday, for 50 weeks of the year.

The nursery will be a 20 place nursery, taking children from 3 months old up to 4 years old, when

The main nursery room is bright and airy with a wide range of resources available for the children to access. All the food for the nursery is prepared and cooked on site, and there are easy parking facilities available when dropping children off or picking them up.

The nursery ethos is based on Christian principles, but is fully inclusive, welcoming children from every background and situation.

If you would like to register a place for your child now, then contact Sue Allen on 01246 555705 or 07515416158 immediately. Full details are also available on the website – www.mylittlegems.org

See our advert on page 6

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26

TINGDENE DEVELOPER OF THE YEAR 2007

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Call us on 01246 828074 / 828378

General Building Works Interior and Exterior Garage/Loft Conversions Kitchen, Bathroom, Tiling General Plumbing, Electrics Flooring – Timber & Laminate Fencing, Walls, Patios & Decking Windows, Soffit & Fascia Roofing

Free Quotations Fully Insured Contact Martin Reed

Reed Services

Tel: 01246 824019 Mob 07855 753793

The BIZ Club Do you run a small / medium Business in or around the Clowne, Bolsover, Chesterfield, Worksop areas?

Come along to our informal Business Meetings - a great networking opportunity! ü Getting Started ü Growing Your Business ü Selling & Marketing ü Getting Finance

ü Finding Accommodation ü Networking with other Businesses ü Overcoming Barriers ü Practical Help & Support

üSmall entry fee for non members Call or text bizclub to 07581 366873 Email: info@thebizclub.org.uk

BARRY SHAW & SONS PLASTERING CONTRACTORS

All Types of Plastering, Internal and External Dry Lining Specialists Ceramic Tiling (Wall and Floor) Extensions and Grant Work

Tel: 01246 432456

Design & Print service also available

PRACTICAL FAMILY LAW AT IT’S BEST · Fixed fee divorce package and compe��ve funding op�ons, including legal aid for some cases.

· Specialist, high tech service for professional and business clients— no need to leave your office.

· Exper�se in complex cases involving companies, businesses, and pensions.

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£ The Money Coach £

The Office of Fair Trading has recently announced that hidden annual fees are eating away at the savings of nearly 1.5million of those with old company retirement schemes.

Higher charges for workers with cash in policies created before 2001 is leaving them far worse off than those in newer schemes – losing up to 40% of their life savings in the worst cases. And ethical financial advisers Cheetham Jackson, based on Saltergate in Chesterfield, is advising people to check their policy wording now.

Cheetham Jackson has done its sums and worked out that more than 10% of what some people think they are paying into their pension pot each month, could actually going to fund the champagne

Could you be a victim of the pensions swindle… lifestyle of investors by way of ‘management’ fees.

Worse still, even if your pension investment is losing money, the management fee is still being paid with many investors none-the-wiser.

Michael Heath, Director of Cheetham Jackson, says: "People need to look for the word 'managed' on their policy, specifically 'managed fund' or 'managed equity'. In most cases this will indicate that a percentage of their monthly payments have not been going into their pension pot.”

He advises people in this situation to have their policy reviewed by an independent financial adviser. Scott stresses the word 'independent' as many financial advisors can be tied to financial products. Additionally, he advises people to request quarterly reports on their investments, rather than an annual statement gives people a better picture of how their pension is performing. The statement should also include a breakdown of fees.

Scott added: "From the very beginning Cheetham Jackson has operated differently to a lot of financial advisers. We develop a long-term relationship with our clients by being open, honest and

upfront about any associated charges.” If you're worried you're the victim of poor pensions advice, Cheetham Jackson advises people to: Ÿ Check policy wording. Does it include the words 'managed fund' or 'managed equity'? Ÿ Seek a free review with an independent financial adviser to uncover any potential problems Ÿ Ask for a breakdown of policy fees Ÿ Request quarterly policy updates, rather than annual statements.

If you think you’ve been the victim of the ‘great pensions swindle’, Cheetham Jackson runs a free, no obligation, drop-in advice surgery every Wednesday from 10.00am – 2.00pm. Qualified independent financial advisors are on hand to provide quality reviews and advice on both existing and new pension plans. Call 01246 205016 for further information or to arrange an appointment.

(The Money Coach)

See our advert on page 17

Cheetham Jackson Ltd are authorised and regulated by the Financial Services Authority.

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ICONS

Quentin Tarantino When American film director, Quentin Tarantino, burst on to the international scene in 1992, with hi stylized gangster movie Reservoir Dogs, he became an overnight sensation. His movies have since been much imitated and are characterised by imaginative, bizarre plot lines, intense bursts of violence and witty dialogue.

Born Tennessee, Tarantino grew up in California. Where his early love of film led him to drop out of school to work in a video store.

He worked alongside fellow film buff, Roger Avary, who later became his collaborator, sharing the Oscar for Best Original Screenplay for Pulp Fiction.

While dispensing his movie knowledge to customers by day, Tarantino spent his spare time working on the screenplays that would eventually become True Romance and Natural Born Killers. He also managed to gain a bit part in the sitcom The Golden Girls and forged the connections necessary to get his scripts into the hands of influential film producers.

His debut movie Reservoir Dogs was a low-budget, independent production, that received little attention in the US, but was immediately popular in Britain, where it won critical praise and sky-high box office receipts.

Shown at the Sundance Film Festival, it suddenly caught the critics’ attention and the spotlight turned to the director. Vilified for the films violence and bad language, Tarantino was unapologetic stating that he wanted to provoke a reaction from his audiences.

Tarantino gained recognition from Hollywood with the release of his second

movie, Pulp Fiction, in 1994. The film, starring John Travolta and Samuel L. Jackson, was notable for its violence and bad language, diluted by mordant black humour and a complex non linear plot. Following this success, True Romance, with a screenplay by Tarantino, was released in 1993. A romantic crime film, it was not directed by Tarantino, but once again, audiences were dazzled by its pop culture references, sharp burst of violence and innovative plot twists.

Tarantino continued to court controversy with Jackie Brown (1997), his homage to the ‘blaxploitation’ movies of the 1970’s (which had targeted urban black audiences). Similarly, the two-part action thriller Kill Bill (2003 and 2004), his take on martial arts and revenge movies, also polarized the critics. Inglorious Basterds (2009) tackled the war movie genre with Tarantino’s customary originality and earned eight Academy Awards Nominations.

Aside from his startlingly creative screenplays, Tarantino specialises in reviving the careers ‘resting’ stars - such as John Travolta in Pulp Fiction, Pam Grier in Jackie Brown and David Carradine in Kill Bill. This adds another dimension to his movies, as audiences are astounded and usually delighted to see old stars reappearing on the screen in surprising roles. Rather like Alfred Hitchcock, Tarantino appears in cameo roles in several of his movies, but it is for his ground-breaking work behind the camera that he stands out.

Born: Quentin Jerome Tarantino March 27, 1963 Knoxville, Tennessee, USA Icons 2010

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