ACKNOWLEDGEMENTS Writing this book has been the culmination of decades of experiences, encounters, and discussions. A journey that could not have been made possible without the love and support of family, friends, and colleagues. I first must thank the love of my life, my wife Sheryl, who set me on my financial path, as she introduced me to securities investing in my midtwenties. I am forever grateful and thankful to have you by my side along this wonderful journey of life. I love you! A special thanks to my mother, Loretta, and sister, Shangra-la for being my unwavering support system throughout the years, thanks for always believing in me! I love you both dearly! To my sons, Cortrell, DeSean and grandchildren, you inspire me towards being the best version of me and never forgetting that “greatness lives on the other side of fear”. To my brother and best friend Ernie, thanks for 221