“BE LIKE A BOOMER”: GET ON PROPERTY LADDER
Millennials should stop waiting and start investing in property now, according to business and property investment expert Julian Fadini (pictured), founder and CEO of PRPTY360.
With the market showing no signs of slowing across key parts of the country and interest rates tipped to drop further in May, Fadini is urging younger Australians to act before affordability gaps widen even more.
PRPTY360 is the nation’s leading property investment advisory helping hundreds of Australians to grow their wealth through clever property acquisition.
“There is no crash coming. Prices are not going backwards. If you are waiting for the perfect time, you have already missed it. Now we are facing the next best time. The property market is only going one way and that is up,” Fadini said.
Fadini explained the
competition and push prices up further, particularly in growth corridors and outer metropolitan areas.
“With rates expected to come down, lending will increase and more buyers will flood the market. That is going to drive prices higher again,” he said.
“Millennials need to start somewhere. That is how boomers created their wealth. They got into the market, bought smart, stayed the course and let growth do the work increasing their equity year on year. Waiting on the sidelines never built anyone a
Fadini is encouraging millennials to think like boomers and
“Be like a boomer. Boomers started small. They made sacrifices. They bought property where they could afford at the time, not the dream home and worked their way up. That is the mindset young buyers need today,” Fadini said.
“For most it is not feasible to purchase their first property investment in a central established area. You are buying for growth, not location. So you need to purchase where there will be expanding infrastructure, new retail and schools and a growing population.
Typically, these areas are more affordable and achieve incredible capital gain.”
Unlike many others in the property space, PRPTY360 does not push packaged investment stock. Instead,
Fadini and his team work alongside financial planners, mortgage brokers and accountants to offer personalised advice that aligns with the individual goals of each client.
“Buying property is not the first step. Financial planning is. We help clients understand their borrowing power, build a long term strategy and only then look at what, where and when to buy,” Fadini said.
“BUYING PROPERTY IS NOT THE FIRST STEP. FINANCIAL PLANNING IS.”
With over 300 successful clients, more than a decade in operation and a reputation built on referral and results, PRPTY360 has become a trusted name in property advisory, including among high profile professional athletes. The firm currently advises around 20 first grade NRL players and coaches.
Fadini believes millennials are better placed than previous generations to grow wealth through property thanks to their digital literacy, financial awareness and openness to alternative paths like rentvesting.
“We work with rentvestors and first time investors every day. You do not have to own the home you live in. You can invest elsewhere and still build your future,” he said.
“There is always a way for everyone to get into the property market.
“It just requires a tailored approach and a good understanding of the options available.”
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REPURPOSING YOUR WINDOWS 10 COMPUTER
So, you have to buy a new computer because you cannot upgrade it to Windows 11. It still works, so here are some ideas on how to give your aging machine a new lease on life.
Install a Linux distribution
Installing a lightweight Linux distribution on your old computer can breathe new life into it.
Ubuntu is an excellent choice for someone new to Linux. This is what I use. I have also experimented with Zorin OS, which is designed to resemble Windows in its interface. So if you’re new to Linux, this is also a great option. There are also numerous open-source software solutions available on Linux, covering most productivity tools.
Transform it into a Media Centre (requires Linux)
Another widespread use for an old computer is to turn it into a media centre. Installing software like Plex or Kodi lets you stream
movies, music, and TV shows directly to your TV or other devices. I have Kodi running at home, but to be honest, with streaming services, I do not use it as much as I used to.
Set up a home server (NAS –Network Attached Storage)
An old computer can be a home server, providing a central location for file storage and backups. With software like TrueNAS or
FreeNAS, you can build yourself a file server to store all of your documents in a central location for the whole family. This makes it easier to back up – so no more tears when a computer fails – it’s all on your NAS. So collect your old hard drives and build yourself a NAS box.
Create a Retro Gaming Console (requires Linux) I have converted an old laptop
into a Retro Gaming Console. Installing emulators and frontend software, such as RetroPie, allows you to play classic games from consoles like the NES, SNES, and Sega Genesis. Galaga is always a big hit with visitors.
Convert it into a Home Automation Hub
With the rise of smart home devices, having a dedicated home automation hub can be incredibly useful. Software like Home Assistant allows you to control and monitor your smart home devices from a single device and interface.
Set up a security system (requires Linux)
If you’re concerned about home security, an old computer can be repurposed to run security camera software. This is another one I have done. By connecting cameras and using software like ZoneMinder, I can monitor my home for any unusual activity.
The Experts
PROTECTING YOUR SMILE:
HOW VENEERS HELP
Tooth wear is more than just a cosmetic issue, it can significantly affect your comfort, bite, and long-term oral health. At Sydney Smile Doctor, we regularly see patients suffering from worn teeth caused by grinding (bruxism), acidic diets, age, or even aggressive brushing. One of the most effective ways to restore both appearance and function is through veneers.
Tooth wear typically leads to shorter, flatter teeth and increased sensitivity. Over time, this erosion can alter facial proportions and reduce chewing efficiency. Thankfully, modern dentistry offers a minimally invasive, highly aesthetic solution in the form of dental veneers - thin shells of porcelain or composite resin that are bonded to the front surfaces of teeth.
Porcelain veneers are especially well-suited for restoring worn enamel. They’re durable, stain-resistant, and mimic the natural translucency of teeth. Composite veneers are a more cost-effective option, often placed in a single visit and requiring less tooth preparation.
Beyond aesthetics, veneers restore tooth length and protect remaining structure, helping prevent further damage. They also improve bite alignment and ease discomfort
At Sydney Smile Doctor, every veneer treatment begins with a custom design tailored to your facial features and functional needs. If you’re noticing signs of wear - flattened edges, chips, or increased sensitivity - it might be
time to explore how veneers can rejuvenate your smile.
Dr. Andrew Peterson is a Penrith-based expert in aesthetic restorative dentistry at Sydney Smile Doctor.
Exceptional aesthetic and cosmetic dentistry in Penrith
Dr Peterson is an internationally renowned dentist. With a Masters in Aesthetic Dentistry from Kings College London, he provides world class services here in Penrith.
RESIST THE FEAR! NOW IS NOT THE TIME TO PANIC
In the last few months we have had the first largescale market scare in over a decade. The proposed Tariffs and the associated economic implications has become the catalyst for a sharp drop in investment markets. The Dow Jones dropped over 10 per cent in a single day at one point before regaining some of those losses in the subsequent week.
Almost everyone is familiar with the concept of buy low and sell high when it comes to the Share market. Everyone knows what they are supposed to do, but we saw last week, like so many times before, is that when markets started to fall fear set in. We end up with huge sell offs as the market fell.
My office received a number of calls, some wanting reassurance others wanting to know if they should invest in other options. The answer is stick to your plan.
The proposed Tariffs will impact the profits of many companies in the short to medium term,
however it is hard to argue that they are worth on average 10 per cent less than they were a few weeks ago.
We know that we should sell assets when they are high, yet people are scrambling to sell their assets for 10 per cent less than they could get last month. This is the fear cycle at work.
Growth assets should be viewed as a long-term investment and
we should be measured as such. Despite the fall in share prices last week, the markets are still up for both the financial year and last 12 months. They have an average year on year return of over 10 per cent over the last 10 years. All of this has been forgotten by many investors after a short period of losses.
One client rang concerned she had lost money as her balance
had declined. I pointed out that she had been invested for three years and had over $100,000 more in her account than she had deposited. Although she had $12,000 less than her high point, she hadn’t lost $12,000, She had made over $100,000. By viewing the investment with such a short-term view, what had been a terrific investment was looking like a poor one.
Assuming you have a diversified portfolio and a risk profile that is compatible with your investment time horizon it is essential you avoid the panic and stick with your long-term plan. Although the US political landscape is a relatively unique experience, share market crashes are not. In fact, quite the reverse they are inevitable.
Whether this recent event is a short term drop or a more sustained period of lower performance is yet to be seen. Either way, both situations are normal and part of the investment cycle. Don’t let the fear take over!
A TIME TOCELEBRATE, NOT MEDICATE – WE HOPE! The Experts
Mother’s Day is a time to appreciate all the amazing mums out there – whether their little ones have two legs or four! For
pet parents, this special day is a chance to soak up cuddles, receive slobbery kisses, and perhaps even get spoiled with breakfast in bed (furry friends in tow, of course). But while flowers and gifts are often part of the celebration, it’s important to know that some of these thoughtful gestures can unintentionally put pets at risk. Many popular flowers given on Mother’s Day can be toxic to cats and dogs. While some may cause only mild stomach upset, others can lead to severe illness or even death with just a small nibble.
Here are six common toxic flowers to avoid if you’re a pet parent or buying for one:
1. Lilies – Highly toxic to cats, even a tiny amount can cause kidney failure. Certain types also affect dogs. Signs include vomiting, lack of appetite, and lethargy.
2. Daffodils – These bright blooms can cause serious
heart problems and respiratory distress in dogs, especially if the bulbs are eaten. Skin contact can also lead to rashes or itching.
3. Carnations – Although not usually fatal, they can cause gastrointestinal upset and skin irritation in pets.
4. Chrysanthemums – All parts of this plant are toxic. Symptoms include salivating, nausea, vomiting, and poor coordination.
5. Tulips – Most toxic in the bulb, tulips can cause salivating, diarrhoea, heart problems, and even difficulty breathing.
6. Ivy (including English ivy and Devil’s ivy) – Can cause mouth irritation, swelling, vomiting, and diarrhoea in pets.
Another less-known but equally dangerous flower is the Peony. It contains a toxin called phenol, which can lead to vomiting and diarrhoea.
If your pet chews, licks, or ingests any of these flowers or
plants, don’t wait—contact your veterinarian immediately.
To celebrate safely this Mother’s Day, choose pet-safe blooms like roses (de-thorned), sunflowers, and snapdragons. These are vibrant, cheerful, and safe for your furry companions.
It’s also important to watch out for other hidden dangers:
• Candles can be knocked over by curious tails – always place them safely.
• Scented essential oils like eucalyptus and lavender may be toxic to cats.
• Gift wrap and ribbons can be choking hazards or cause intestinal blockages if ingested.
Mother’s Day should be filled with love, not emergency vet visits. By choosing pet-safe gifts and decorations, you can ensure a happy, healthy celebration for all mums – especially the ones with fur kids.
For more information regarding toxic plants, contact Orchard Hills Veterinary Hospital.
Relax & Unwind
JOANNE
MADELINE MOORE
Boho Astro
@JoMadelineMoore
© Joanne Madeline Moore 2025
AQUARIUS
JANUARY 21 TO FEBRUARY 19
There is much to be gained from exploring relationships, connections and opportunities within your community. A business could be started, a question could be answered, a soul mate could be found, or a new friendship could blossom. When it comes to an ongoing problem with a romantic or platonic relationship, you need to be proactive about employing some smart new strategies. If you keep doing what you’re doing, you’ll keep getting what you’re getting!
TAURUS
APRIL 21 TO MAY 21
Taureans are in fine form as the Sun, Mercury and Uranus light up your sign. It’s time to shine boldly, communicate clearly, and enjoy being the real, authentic you. Earthy Bulls are ready to blossom! Your affirmation for the week is from Hollywood icon (and Taurus birthday great) Katharine Hepburn, “My greatest strength is common sense.” Wednesday is the best day to be creative at work, express profound feelings and connect with others deeply.
LEO
PISCES
FEBRUARY 20 TO MARCH 20
Have you been pandering to other people, Pisces? Saturn (in your sign) encourages you to stand strong and make decisions that suit you. A current situation (or problem) has more options than you previously thought. Past mistakes can be fixed, contracts can be cancelled, and agreements can be re-negotiated. Your motto is from birthday great, singer and activist Bono, “The world is more malleable than you think, and it’s waiting for you to hammer it into shape.”
GEMINI
MAY 22 TO JUNE 21
Sociable Twins love to chat, but you can have trouble walking your talk. This week, clever Mercury (your power planet) links up with lucky Jupiter (in Gemini), which could lead to inspiration, a lightbulb moment, and a personal breakthrough! And then – on Saturday – Mercury transits into earthy Taurus, which will help to steady your quicksilver mind, and provide an opportunity to turn your brilliant idea into a thoroughly workable project.
VIRGO
HOROSCOPES
ARIES
MARCH 21 TO APRIL 20
Mercury, Venus and Neptune are visiting your sign. So it’s time for Rams to be clever, charming and compassionate as you learn something new, catch up with an old friend or lend a hand to someone in need. The positive Mercury/Jupiter connection helps you express your fiery creativity and assert your feisty independence, especially within your local community. Your motto is from Aries actress Emma Watson, “I don’t want other people to decide who I am.”
22 TO JULY 22
Five planets (the Sun, Mercury, Venus, Uranus and Neptune) are transiting through your career and networking zones. So – when it comes to professional connections and collaborations - aim to be proactive, clever, creative, innovative and intuitive. And some Crabs could become involved in volunteer work. However – with impulsive Mars racing through your money zone – resist the urge to indulge in a spontaneous spending spree that you later regret.
JULY 23 TO AUGUST 23 LIBRA
Proactive Mars is charging through your sign (and three planets are transiting through fellow fire sign Aries) so prepare for a lively week, Lions! Energy levels will be high and patience low. With Mercury, Uranus and your ruler the Sun shining in your career house, it’s a good time to give a speech, organise a presentation, lead a group or initiate changes at work. Physical exercise is also important as you find positive ways to channel all your feisty, fiery energy.
SCORPIO
OCTOBER 24 TO NOVEMBER 22
Venus connects with your ruler Pluto, which gives you the opportunity to be the most creative Scorpio you can be. So it’s the perfect time to unveil the artistic muse within. But – if you stuff something up – don’t collapse in a disheartened heap. Have the courage and resilience to learn from your mistakes, pick yourself up and start all over again. As actor (and birthday great) George Clooney observes, “Failures are infinitely more instructive than successes.”
AUGUST 24 TO SEPTEMBER 23
This week Jupiter and Mercury (your ruling planet) could send a lucky break your way … especially involving paid employment or volunteer work. But are you making the most of the opportunities that are buzzing around at the moment? Don’t be a vacillating Virgo! Step up to the professional plate and show others what you are really capable of. The weekend finds you fantasising about a local getaway, an interstate holiday or an overseas adventure.
SAGITTARIUS
NOVEMBER 23 TO DECEMBER 21
The week starts well with a wonderful link between Mercury and your patron planet, Jupiter. This encourages expansive thinking, good judgement, inspired teaching and better communication in close relationships. So make the most of the positive vibes! With restless, impatient Mars charging through your adventure zone (until June 17) you’re keen to travel locally, interstate or overseas. So start planning, booking, packing and leaving ASAP!
S EPTEMBER 24 TO OCTOBER 23
Many Librans have very high expectations. And Saturn is currently transiting through your daily routine zone, which will amplify your perfectionist streak. Which could lead to unwanted stress as you deal with constant changes, unfamiliar situations and/or updated information. You’ll discover that perfection is hard to find! So your motto for the week is from Spanish painter (and birthday great) Salvador Dali, “Have no fear of perfection … you’ll never reach it.”
CAPRICORN
DECEMBER 22 TO JANUARY 20
Capricorns thrive on a robust and reliable daily routine. But this week a domestic matter or a close relationship is likely to veer off in an adventurous new direction. So do your best to be open to timetable changes and keep your adaptability muscles well-flexed. Mercury also boosts your brain power and Venus revitalises your confidence. So it’s a terrific time to read, write, research, give a speech, study or socialise. You’re also in the mood to entertain at home.
Relax & Unwind
A MELBOURNE SECRET
Finding a hotel room in Melbourne isn’t a difficult task. After all, the route between Sydney and Melbourne is one of the busiest in the world for airlines, and the tourism shared between the two cities is massive.
But finding a hotel room that makes you go ‘wow’ is probably a more difficult mission.
Enter Laneways by Ovolo, which delivers more than just a place to rest your head after a day of shopping, going to the theatre or plying your trade at a business conference.
Sitting on the edge of Melbourne’s Chinatown district, the boutique hotel is also walking distance from Fitzroy’s trendy cafes, and not far from the best bars and restaurants the city has to offer.
Plus, the Princess Theatre is just around the corner if you happen to be in town for a show.
Laneways by Ovolo prides itself on being ‘different’, and there’s no doubt it has leaned into Melbourne’s eclectic and unique art scene when it comes to its general design, both in terms of the foyer and reception area and the rooms themselves.
With just 43 rooms, the reception area is boutique in nature but is serviced 24 hours and the staff couldn’t have been more helpful (including when your writer locked himself out of his room in his pyjamas – while using the convenient washer and dryer on site).
In reality it was just another excuse to head down to the free lolly bar, which stares at you as you wait for the lift. There’s also a happy hour daily where you can enjoy a drink, or take one up to your room.
There’s a range of room options at Laneways by Ovolo – starting with the comfortable Downtown
Studio all the way through to the Penthouse suite, with various options inbetween.
I stayed in a Downtown Studio Suite, which offered a living area separate to the main bedroom –which was super convenient.
There was a convenient work space and I was travelling alone for business, the ability to relax on the couch and stream a show after a day of meetings and conference sessions was a win.
The WiFi was a little patchy, but bearable.
The bathroom is large and the rain shower a definite plus, and the queen bed super comfortable – in fact it was one of the better hotel sleeps I’ve had.
“IT CERTAINLY DELIVERS THE WOW FACTOR”
The location is the real winner here though – there’s a few great Indian restaurants just nearby including the famous Daughter In Law, while a stroll through Chinatown gives you so many different options for dining out.
Next time you’re in Melbourne and you’re on that inevitable search for a hotel, give Laneways by Ovolo a go – they certainly exceeded expectations, and it’s far more than a bland hotel experience. It certainly delivers the wow factor.
Visit https://ovolohotels.com/ ovolo/laneways to book or for more information.
The spacious rooms also offer workspaces.
The friendly reception at Laneways by Ovolo.
Comfort plus!
Laneways by Ovolo is located near Melbourne’s Chinatown district.
every number uniquely.
For many strategies, hints and tips, visit www.sudokuwiki.org
If you like Str8ts check out our books, iPhone/iPad Apps and much more on our store.
Word Search
Find all the words listed hidden in the grid of letters. They can be found in straight lines up, down, forwards, backwards or even diagonally.
THEME: SNAKES
ANTIVENOM
BROAD HEAD
CAMOUFLAGE
COMMON
CONSTRICTOR
DANGEROUS
DISTINCTIVE
GRASSLANDS
LENGTH
MARKINGS
PREDATOR
RAINFORESTS
REPTILES
TERRITORY
TREES
VENOM
WOODLANDS
Last week’s solution
Trivia Quiz
Test your knowledge about the month of May in this week’s special trivia quiz...
1. Which popular family event is celebrated on the second Sunday of May in Australia? 2. In which year was New Zealand officially proclaimed a separate colony from New South Wales, occurring on May 3?
3. Which Premier stepped aside on May 16, 1983?
4. Which politician who would become Prime Minister entered Parliament in May 1974?
5. Which Australian tennis legend was born on May 23, 1944?
6. Which serial killer was arrested at his home in NSW on May 23, 1994?
