2015 Year In Review

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2015 YEAR IN REVIEW

VERICO Di-Verse Mortgage Inc. VERICO Dynamic Mortgages VERICO Dreyer Group Mortgages VERICO Ellis Mortgage VERICO Nova Financial Services Inc. VERICO One Link Mortgage & Financial VERICO Paragon Mortgage Group VERICO Sask. Mortgage Corp VERICO Tekamar Mortgages

With us from the start In 2015, the VERICO Network celebrated its 10 years of existence.

As we reach this milestone, we must acknowledge and commemorate the firms that have been with us from the very start.

They helped turn VERICO from an idea to a reality.

They confirmed the need for the VERICO Network to strengthen the broker channel.

They helped steer VERICO through the path on which we find ourselves today.

As 2016 approaches, we raise a glass with our 10 Year Club inductees and toast to the successes of the Network as a whole in the next 10 years to come.

We have been part of VERICO because we recognized from early on the value they add to our business, the high quality mortgage brokers they attract and the top-notch leadership they possess. They empowers us to build our brand the way we want it. - this is the hallmark of the Verico philosophy.

Arpad Komjathy

VERICO Dynamic Mortgages

It has been a pleasure and honor to be a part of the VERICO Network from its inception 10 years ago. We are proud to say we are members of VERICO and we look forward to celebrating many more anniversaries.

Diane Gagne

VERICO Di-Verse Mortgage

Joining Verico a decade ago, and choosing to stay with the Network since, has been a definitive factor in the success and growth of my business.

Richard Smith

VERICO Tekamar Mortgages 速

2015 in Review

Welcoming

14 new firms

More than 1.5 Billion added to total annual loan volume VERICO CVE Mortgage Group Inc. Licensee: Colin Eby

VERICO Advanced Mortgage Licensee: Trevor Yerema

VERICO Mr. Cash1 Mortgages Inc. Licensee: Shon Musial

VERICO Mega Mortgage Inc. Licensee: Joy Pike

VERICO Matrix Mortgage Global Licensee: Shawn Allen

VERICO Dynasty Wealth Management Licensee: Douglas Emmanuel

VERICO Best Mortgage Loans Licensee: Scott Conte & Dan Conte

VERICO Quantus Mortgage Solutions Licensee: Todd & Paul Bojakli

VERICO Tavana Mortgages & Loans Licensee: Joseph Tavana

VERICO Bayfield Freedom Capital Inc. Sub-Licensee: Pip Dhaliwal

VERICO Zolo Mortgage Licensee: Jason Kay

VERICO Mortgage Success Licensee: Roberta Hardern

VERICO Coastal Financial Hope Inc. Sub-Licensee: Donna Hope

VERICO Paragon Prime Capital Inc. Sub-Licensee: Sherwin Ho

Michael Campbell

The VERICO Economic Consultant

We are pleased to be working with Michael Campbell as an Economic Consultant for the Network.

One of Canada’s most respected business analyst, Michael is best known as the host of Canada’s top rated syndicated business radio show MoneyTalks.

Find the Q3 Report Here

Watch Michael Campbell’s Latest Video

Expect to hear more from Campbell in 2016, as he uses his industry knowledge and experience to give VERICO Network members exclusive insights into the Canadian economy.

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2015 in Review

Industry Leaders

s Summit June 23 |Montreal, Quebec

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2015 in Review

The Award For Employer Of Choice "Winning this category was a truly humbling experience in front of some of our team members, peers, and family, but a definite tribute to the incredible team members that make SafeBridge who we are collectively.

Our culture is driven by our people, and we believe we have some of the absolute best people

the Canadian Mortgage industry has to offer.

This award recognizes our efforts as an entire organization, and we are thrilled to celebrate and share this win with each person who works with our firm," says Chris Karram who is part of the Safebridge executive team along with Elisseos Iriotakis and Drew Donaldson.

CMA W

VERICO Congratulates our C The Award for Mortgage Brokerage of the Year Fewer than 25 employees

"I was totally shocked when they called my name.

pays off… and that people are recognizing those efforts.

I put my heart into my career, my office and my clients. I’m constantly looking for ways to offer more to my clients and my agents. I’m continuously working to enhance my performance as a broker. This award goes to prove that hard work

VERICO has played a huge part in my success.

Martin Marshall and VERICO came highly recommended to me, and I’m extremely proud to be part of such an elite network," says Rachael Gaston, Broker owner of VERICO My Better Mortgage.

The Award for Best Newcomer "Being recognized as the Best Newcomer Mortgage Broker Firm by the Canadian Mortgage Industry truly is a great honour.

Over the past year our ownership group has worked diligently to introduce a new way of doing business in the broker industry.

Winners

CMA winners and all finalists!

Lifetime Achievement Award Art Appelberg Founder, Northwood Mortgages This year's Lifetime Achiever has nearly three decades of experience in the financial services industry - and he's just getting started. Along with his business partner, Steve Kates, they head up one of Ontario's largest

mortgage brokerages, Northwood Mortgage.

"When people ask me - what is my secret to success without hard work? My answer is that the secret to success without hard work - is still a secret," says Appelberg.

This award reinforces our belief that we are on the right path. We feel so fortunate to have such outstanding support from brokers inside and outside the VERICO Network, as well as from our lender partners," says Trevor Hanson, Broker Owner of VERICO Xeva Mortgage.

Jared Dreyer travelled the country with Mortgage Professionals Canada (former CAAMP) to present “Day in the Life of a Mortgage Broker”.

Diane MacPherson

VERICO One-Link Mortgage & Financial

Scott Bentley

VERICO Premiere Mortgage Centre

Calum Ross

VERICO Calum Ross Mortgages

Nolan Matthias

VERICO Mortgage 360

He was joined by some of VERICO’s most successful brokers along the way.

We would like to thank all of those who participated and attended the presentations!

Nick L’ecuyer

VERICO The Mortgage Wellness Group

Lionel Lewko

VERICO Sask. Mortgage Corp.

Genworth Hamilton Golf Tournament From left: Vas Anton, VERICO Excel Mortgage Kristen Plester, VERICO Reliance Mortgage Mary & Charlie Carey, VERICO Personal Choice Mortgages

Annual IMBA Summer Fest: Legends on the Niagara

VERICO on the Green

From left: Martin Marshall, VERICO Financial Group Jason Pfeffer, VERICO Safebridge Financial Emerson Dias, B2B Bank Pat Raimondo, VERICO Definitive Mortgage

Genworth BC Annual Charity Golf Tournament MCAP Team pictured on top left & First National Team pictured on bottom left.

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2015 in Review

Young Guns

Tyler Yates

VERICO The Mortgage Wellness Group

Drew Donaldson

VERICO Safebridge Financial

CMP Lists

Congratulations to the VERICO members for their mention on CMP’s yearly rankings

Kerri Reed

VERICO Premiere Mortgage Centre

Lili Shen

VERICO The Kahkesh Group

Carmen Campagnaro

VERICO ProFunds

Women of Influence

Sabeena Bubber

VERICO XEVA Mortgage

Janet McKeough

VERICO Success Mortgages MBAAC

Colin Dreyer

VERICO Financial Group

Ron Butler

VERICO Butler Mortgages

Viktor Schaefer

VERICO One Link Mortgage VS Solutions

Janet McKeough

VERICO Success Mortgages MBAAC

Industry’s Hot 50

Kerri Reed

VERICO Premiere Mortgage Centre

Calum Ross

Elisseos Iriotakis

VERICO Calum Ross Mortgages

VERICO Safebridge Financial

Chris Landry

Roger Nambiar

Top 75 Brokers

Bernadette Laxamana VERICO XEVA Mortgage

Jordi Browne

VERICO Dreyer Group

VERICO Paragon Mortgage

Joseph Park

VERICO JP Mortgage Services

VERICO Pro-Lending

Luisa Hough

VERICO XEVA Mortgages

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2015 in Review

Viktor Schaefer

VERICO One Link Mortgage

Morris Briglio

VERICO The Mortgage Advantage

Pierre Blais

VERICO Jayman Financial

Nicholas L’Ecuyer

VERICO The Mortgage Wellness Group

Scott Bentley

VERICO Premiere Mortgage Centre

Dave Butler

VERICO Butler Mortgages

Terry Kilakos

VERICO North East Mortgages

Sharnjit Gill

VERICO Superior Mortgage

Jordan D’Haese

VERICO Jayman Financial

Sabeena Bubber

VERICO XEVA Mortgage

Ling Lem

VERICO Jayman Financial

Jeff Attwooll

VERICO K-W Mortgage

Princess Ball Supporting Kelly Tibbets, Susan Boutin and Alice Winter of VERICO Brokers for Life Inc. February 2015 in Alberta Licensees of VERICO Brokers for Life, Len and Margie Len matched the contribution from VERICO Helping Hands!

Helping Hands Our chance to help our Network members give back to their communities

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2015 in Review

Special Olympics’ 2nd Annual International Bocce Tournament Supporting Marc Stephan of VERICO iMortgage Solutions.

May 2015 in Alberta

In 2015,

VERICO started its Helping Hands program with the objective of supporting our members in their charitable pursuits.

We learned that our members are caring leaders in their

communities, tackling all sorts of issues: from cystic fibrosis to homelessness, from food security to learning disabilities.

We are so proud of all the great work our members have accomplished!

Homes 4 Hope Supporting VERICO Safebridge Financial Summer-build campaigns to construct homes and infrastructure for families with disabilities in Fitche, Ethiopia.

60 likes 80 shares 3000+ views in 48 hours 1 little girl made happier

Paying it Forward with Jerzee Wasylnuk VERICO Mortgage Brokers had an opportunity to pay it forward, so we decided surprise a special little girl through the VERICO Helping Hands Program.

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2015 in Review

Dancing for Our Stars Bridgeway Academy Supporting Don MacVicar of VERICO Premiere Mortgage Centre August 2015 in Ontario

5th Annual Pay It Forward Golf Tournament Supporting Bill Gosewitz of VERICO Capital Mortgages Inc. July 2015 in Ontario

Annual Charity BBQ for the Innisfil Food Bank Supporting David Flude of VERICO The Mortgage Station.

August 2015 in Ontario

3rd Annual Women Build Habitat for Humanity Supporting Ann Todd of VERICO Premiere Mortgage Centre.

July 2015 in Ontario

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2015 in Review

Jared Dreyer Vice President of VERICO Financial Group is welcomed as the 2015-2016 Chair of Mortgage Professionals Canada

Moments from CAAMP #vericoistakingme tocaamp Lowell Harding of VERICO The Mortgage Advantage Kelowna (pictured center) won a free trip to CAAMP from VERICO and ILMB by sharing a client story that demonstrated his passion for the profession.

We are happy to support brokers like Lowell and are honoured to have him as a member of the Network.

Congratulations Lowell!

How to harness the power of your professional relationships with your clients, referral sources, broker network and the media The room was packed with industry professionals who wanted to hear from the VERICO members.

with Rachael Beemer Ranjit Dhaliwal Leo Marasovic Don MacVicar moderated by Robert McLister

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2015 in Review

Awards of Exc VERICO members recognized for their extraordinary work.

Marketing Campaign of the Year Award Shane Bruce VERICO ACME Mortgage Professionals Bruce sponsored and coproduced a TV series called Open House Newfoundland, which features a behind-the scenes look at local real estate industry. Young and seasoned professionals speak on everything from how they successfully secure the best mortgage deals to how they keep their clients happy.

cellence

Mentor of the Year Award Kerri Reed VERICO Premiere Mortgage Centre Many of Reed’s agents have been with her since she started the firm, which is the best testament to her strength as a leader, mentor, and business manager.

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2015 in Review

2015

Cocktail SoirĂŠe

A night to celebrate Held at Toronto’s Ritz Carlton on November 14, the annual VERICO Cocktail Soirée is always a night to remember.

It is our chance to show every member and lending partner how much we appreciate them - and an opportunity to celebrate with the people that make our network so great.

Being able to commemorate the 10th anniversary of the VERICO Network with all of you made this year’s Cocktail Soirée even more special.

A brand new

VERICO.CA

Enhanced accessibility to customer education material

Geo-targeted database of member firms.

We make it easy for customers to find you!

Make sure to check out our News & Updates section, featuring the latest and greatest in the network. 速

2015 in Review

We would like to thank all of our members and lending partners for an outstanding year.

A special thank you to all of you who commemmorated our 10 year anniversary with us this year.

We look forward to seeing you in 2016 - we have a lot in store for the next year!

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2015 in Review