2025 NAPA Black Book by American Retirement Association

BLACK BOOK

Collective Investment Trusts (CITs) are no longer the future of retirement investing. They’re the present.

Last year, CITs became the most prevalent target-date investment vehicle.*

As the leading independent provider of CITs, Great Gray Trust Company is at the center of the retirement ecosystem. Our unique market position offers trusted, established relationships across the industry. Accessibility and stewardship are at our core.

We stay ahead of trends so you can, too.

LET’S GET STARTED

Editor-in-Chief John Sullivan jsullivan@usaretirement.org

Ad Sales

Tashawna Rodwell TRodwell@usaretirement.org

Senior Director, Membership Experience Renato Macedo RMacedo@USARetirement.org

Senior Director of Digital Marketing Joey Santos-Jones Cover malangusha / Shutterstock.com

2025 NAPA Officers

President Lisa Drake

President-Elect

Alicia Malcolm

Vice President Doug Bermudez

Secretary Lee Bethel

Immediate Past President Keith Gredys

Executive Director Brian H. Graff, Esq., APM

The NAPA Black Book is published annually as a supplement to NAPA Net the Magazine by the National Association of Plan Advisors, 4401 N. Fairfax Dr., Ste 600, Arlington, VA 22203. For subscription information, advertising and customer service, please contact NAPA at the above address, call 800.308.6714, or email us at customercare@napa-net.org. Copyright 2024, National Association of Plan Advisors. All rights reserved. This magazine may not be reproduced in whole or in part without written permission of the publisher. Opinions expressed in bylined content are those of the author and do not necessarily reflect the official policy of NAPA.

Postmaster: Please send change-of-address notices for NAPA Net the Magazine to NAPA, 4401 N. Fairfax Dr., Ste 600, Arlington, VA 22203.

Raise Your Standard.

Reinforce Your Value.

Back in Black

John Sullivan Editor-In-Chief jsullivan@usaretirement.org

Yes, we say it every year, but this time we REALLY mean it. It’s our largest Black Book ever—by far! There’s plenty of great information from great firms about the great resources they offer, so read on.

Apparently, companies really like appearing in the Black Book. Last year was a record, with 220 companies listed. We blew by that number this year, with approximately 300 companies listed, a significant increase and by far the largest increase in recent memory.

As always, compiling the Black Book is a rewarding yet challenging task, but the results for 2025 are in.

With society’s ongoing digital transformation, AI everywhere, ChatGPT, e-newsletters, online magazine issues, pop-ups, scroll downs, and everything else that goes into the “customer experience,” we’ve once again made it a fully digital edition.

As the American Retirement Association (ARA) continues its customer experience upgrade, look for more changes and interactive features (with the Black Book and all the other publications it produces) to come!

But for now, the Black Book will look familiar, and arrives as retirement plan regulation and legislation continues its brisk pace—including CITs in 403(b) s, Trump accounts, (still) the possibility of a federal retirement plan option for the private sector, state-sponsored Auto-IRAs, better and faster technology, and the “auto” revolution are all issues with which the industry continues to grapple. Fintech and other new entrants continue to make their mark, but have advisors, sponsors, and participants wondering whether they have staying power.

It’s THE reason we put it together and what the Black Book, since 2015, is meant to address. What hasn’t changed is the NAPA Black Book’s goal, “to provide retirement plan advisors such as yourself with a single handy reference guide with key information points about the nation’s leading advisor partners: the size and scope of their business, target markets, select historical data trends, and of course, the means to reach out to find out more. We hope you find it useful and additive to your practice(s).”

In addition to our legacy categories (DCIOs, recordkeepers, and BD/RIAs), there are newer categories such as TPAs, Tools & Technology, and Financial Wellness.

And, in addition to sections for providers of Health Savings Accounts (HSAs), Nonqualified Deferred Compensation Plan services, and Fintech, there’s also a section for Retirement Income, now in its fourth year. Each section is preceded by a brief introduction to that industry sector.

There’s plenty of great information from great firms about the great resources they offer, so be sure to check it out. Suggestions to improve it are always welcome, so please don’t hesitate to reach out. For now, we hope you find it useful.

www.napa-net.org/education/credentials/krs

DCIOs

It’s hardly a surprise—the big story in DCIO in 2025 was part of a larger retirement industry story: the issue of allowing allocation to private-market investments within 401(k)s.

As the retirement industry considers the issue, consultants and advisors rightly note that it will be part of a managed product (rather than the core investment menu) and therefore anticipate that target date solutions — custom or off-the-shelf — will be the primary vehicle for implementation, according to a new study.

In September, NAPA correspondent Ted Godbout reported on T. Rowe Price’s 2025 DC Consultant Study — which reflects the views of 36 consulting and advisory firms on key retirement and investment trends. They expect little support for offering alternative investment strategies as stand-alone options in a plan.

When asked to indicate which alternatives are most likely to be incorporated into DC plans over the next 12–24 months, the responses revealed a year-over-year increase in expectations for implementation of private credit and private equity. This, according to the report, reflects the retirement industry’s shift toward a more focused approach to private assets rather than the broader alternative investments category.

For instance, in 2025, private credit’s average rating rose to 2.1 from 1.7 in 2024, indicating a neutral, but growing, interest in offering DC plan participants exposure to this asset class. Anecdotally, private credit is generally identified as the most immediately attainable private asset investment strategy, given its maturity and regular interest payments, which are helpful for managing liquidity needs, the report noted.

At the same time, however, fees were identified by nearly three-quarters (72%) of respondents as a top reason preventing implementation of alternative investments in DC plans, followed by liquidity concerns (44%), and operational complexity (39%). The report further emphasized that fees are at the root of most plan sponsors’ litigation concerns when considering incorporating private assets into DC plans.

T. Rowe Price’s study further revealed that consultants and advisors are also focused on managed accounts and their ability to offer a more personalized investment experience.

Results showed that more than a third (37%) of respondents offer a proprietary managed account solution, which is most commonly positioned as an opt-in option on the investment menu. There is also neutral-to-slightly positive support for using managed accounts in dynamic QDIAs, where participants are initially defaulted into a targetdate solution and, at a later age, are re-defaulted into a managed account.

— Ted Godbout

Franklin Templeton

San Mateo, CA franklintempleton.com

Key Contact(s)

Steve McKay

508.320.8746

steven.mckay@franklintempleton.com

Angela Achatz

913.956.1013

angela.achatz@franklintempleton.com

Ryan Griffin

512.230.4001

ryan.griffin@franklintempleton.com

Firm Profile

Franklin Resources, Inc. [NYSE:BEN] is a global investment management organization with subsidiaries operating as Franklin Templeton and serving clients in over 150 countries. Franklin Templeton’s mission is to help clients achieve better outcomes through investment management expertise, wealth management and technology solutions. Through its specialist investment managers, the company offers specialization on a global scale, bringing extensive capabilities in equity, fixed income, alternatives, and multi-asset solutions. With more than 1,500 investment professionals, and offices in major financial markets around the world, the California-based company has over 75 years of investment experience.

Primary Market(s) Served

Micro: <$1 million

Small: $1-$10 million

Mid: $10-$100 million

Large: $100-$250 million

Mega: >$250 million

Assets Managed Total AUM

$1,610,000,000,000

Total DCIO Assets

$91,142,648,777

DCIO Assets Breakdown [%]

Collective Trusts: 41%

Money Markets: 0%

Mutual Funds: 57%

Separate Accounts: 2%

Stable Value: 17%

Other: 0%

Asset Allocation Funds

• Putnam Retirement Advantage by Franklin Templeton

• Putnam Dynamic Asset Allocation Models

• George Putnam Balanced

• Franklin Income

Top 5 Funds by DC Assets [Fund Name / Total Assets]

1. Putnam Large Cap Value $48,700,000,000

2. Putnam Stable Value $18,400,000,000

3. ClearBridge Large Cap Growth $13,300,000,000

4. Putnam Large Cap Growth $13,100,000,000

5. Putnam Retirement Advantage by Franklin Templeton $6,200,000,000

Advisor Support Services

• External Wholesalers Focused on Advisors

• External Wholesalers Focused on Institutional

• Compliance Report

• Plan Benchmarking

• Target-Date Evaluation Tools

• Training for DC Plan Sales/Service

• Investment Committee Meetings

No. of External Wholesalers

DC: 13

Retail: 86

T. Rowe Price

Key Contact(s)

Mike McKenna

443.928.7140 • Michael.Mckenna@troweprice.com

Jonathan N. Lepore

303.710.6445 • Jonathan.Lepore@troweprice.com

Firm Profile

T. Rowe Price is an asset management firm focused on delivering global investment management excellence and related services that investors can rely on – now, and over the long term. We provide an array of commingled funds, subadvisory services, separate account management, retirement recordkeeping, and related services for individuals, advisors, institutions, intermediaries, and retirement plan sponsors. Our intellectual rigor helps us seek the best ideas for our clients, our integrity ensures that we always put their interests first, and our stability lets us stay focused on their goals as w pursue better investment outcomes.

Primary Market(s) Served

Micro: <$1 million

Small: $1-$10 million

Mid: $10-$100 million

Large: $100-$250 million

Mega: >$250 million

Asset Allocation Funds

• T. Rowe Price Target Funds

• T. Rowe Price Target Trusts

• T. Rowe Price Target Blend Trusts

• T. Rowe Price Retirement Funds

• T. Rowe Price Retirement Trusts

• T. Rowe Price Retirement Hybrid Trusts

• T. Rowe Price Retirement Blend Funds

• T. Rowe Price Retirement Blend Trusts

• T. Rowe Price Retirement Income 2020

• T. Rowe Price Retirement Income 2025

• T. Rowe Price Retirement Trusts – Income classes

• T. Rowe Price Hybrid Trusts – Income classes

• T. Rowe Price Retirement Blend Trusts – Income classes

$50,348,737,694

• External Wholesalers Focused on Advisors

• External Wholesalers Focused on Institutional

• Plan Benchmarking

• Target-Date Evaluation Tools

• Training for DC Plan Sales/Service

• Investment Committee Meetings

redemption at the target date and do not guarantee a particular level of income. The trusts maintain a substantial allocation to equities both prior to and after the target date, which can result in greater volatility over shorter time horizons. Derivatives may be riskier or more volatile than other types of investments because they are generally more sensitive to changes in market or economic conditions.

The T. Rowe Price common trust funds (Trusts) are not mutual funds; rather, the Trusts are operated and maintained so as to qualify for exemption from registration as mutual funds pursuant to Section 3(c)(11) of the Investment Company Act of 1940, as amended. The Trusts are established by T. Rowe Price Trust Company under Maryland banking law, and their units are exempt from registration under the Securities Act of 1933. Investments in the Trusts are not deposits or obligations of, or guaranteed by, the U.S. government or its agencies or T. Rowe Price Trust Company and are subject to investment risks, including possible loss of principal. Although the T. Rowe Price Stable Value Common Trust Fund seeks to preserve the value of your investment at $1.00 per unit, it cannot guarantee to do so. It is possible to lose money by investing in the Trust. The offering circular contains complete information on a Trust’s objective, investment program, and other information, and plan sponsors should read it carefully before deciding to include such Trust as an investment option for plan participants. For more information on the common trust funds being offered, including an Offering Circular or trust fact sheet, please call T. Rowe Price. Consider the investment objectives, risks, and charges and expenses of the T. Rowe Price funds carefully before investing. For a prospectus or, if available, a summary prospectus containing this and other information, call 1-877-561-7670. Read it carefully.

AllianceBernstein

Nashville, TN • alliancebernstein.com/us/en-us/ investments/retirement-plan-investments.html

Allspring Global Investments

Key Contact(s)

AllianceBernstein Retirement Sales Team

800.243.6812 • ABDCresources@alliancebernstein.com

Firm Profile

At AllianceBernstein (AB), we’re working to define the future of defined contribution, striving to keep clients ahead with visionary research and progressive innovation in investment solutions. With over $140 billion in DC assets under management (as of June 30, 2025), our insight stems from five decades of experience in designing asset-allocation strategies and managing portfolios for individuals and institutions globally.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed*

Total AUM: $829,000,000,000

Total DCIO Assets: $140,000,000,000

DCIO Assets Breakdown [%]

Collective Trusts: 9% Money Markets: 0% Mutual Funds: 14%

Separate Accounts: 77%

Stable Value: 0%

Advisor Support Services

External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Compliance Report, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

No. of External Wholesalers

DC: 4

Retail: 40

Key Contact(s)

Tom O’Connell

508.261.5837 • thomas.oconnell@allspringglobal.com

Kristin Carcio

508.492.5918 • kristin.carcio@allspringglobal.com

Matt Soifer

347.690.8956 • matthew.soifer@allspringglobal.com

Firm Profile

Allspring Global Investments is a leading independent asset management firm that offers a broad range of investment products and solutions designed to help meet clients’ goals. With decades of trusted experience propelling us forward, we strive to build portfolios aimed at generating successful outcomes for our clients. We do this through the independence of thought that powers our investment strategies and by bringing a renewed approach to look around the corner to unlock what’s possible. Allspring is a company committed to thoughtful investing, purposeful planning, and the desire to deliver outcomes that expand above and beyond financial gains.

Primary Market(s) Served

Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed* Total AUM: $610,618,500,462

Total DCIO Assets: $93,306,664,806

DCIO Assets Breakdown [%]

Collective Trusts: 6%

Money Markets: 1%

Mutual Funds: 14%

Separate Accounts: 14%

Stable Value: 65%

Other: 0%

Asset Allocation Funds

Allspring Absolute Return Fund, Allspring Asset Allocation Fund, Allspring Diversified Capital Builder Fund, Allspring Diversified Income Builder Fund, Allspring Index Asset Allocation Fund, Allspring Real Return Fund, Allspring Spectrum Aggressive Growth Fund, Allspring Spectrum Conservative Growth Fund, Allspring Spectrum Growth Fund, Allspring Spectrum Income Allocation Fund, Allspring Spectrum Moderate Growth Fund

Top 5 Funds by DC Assets [Fund Name / Total Assets]

1. Stable Value Fund: $60,397,528,847

2. Allspring Special Mid Cap Value Fund: $5,538,986,998

3. Allspring Core Bond Fund: $2,865,308,250

4. Allspring Special Small Cap

Advisor Support Services External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Training for DC Plan Sales/Service,

American Beacon Partners

Key Contact(s)

Peter Ratcliffe

856.219.6600 • peter.ratcliffe@ambeacon.com

Adrian Castillo

817.391.6214 • adrian.castillo@ambeacon.com

Firm Profile

American Beacon Partners, formerly known as Resolute Investment Managers, is a diversified asset management platform with affiliated and independent partnerships with more than 30 investment managers. Drawing on approximately 40 years of investment expertise, innovation and adaptability, we deliver enduring value through traditional and alternative solutions designed to meet investors’ evolving needs. Our unique platform delivers strategic benefits to affiliates through a full suite of distribution, operational and administrative services. Our affiliates include American Beacon Advisors, Inc.; National Investment Services of America, LLC; RSW Investments Holdings LLC; Shapiro Capital Management LLC; SSI Investment Management LLC; and Resolute Investment Distributors, Inc.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed*

Total AUM: $833,000,000,000

Total DCIO Assets: $7,000,000,000

DCIO Assets Breakdown [%] Collective Trusts: 10%

Advisor Support Services

External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Investment Committee Meetings

No. of External Wholesalers

DC: 2 Retail: 23

American Century Investments

Key Contact(s)

Kevin Eknaian

646.658.7710

• kevin_eknaian@americancentury.com

John O’Connor

816.340.3863 • john_o’connor@americancentury.com

Glenn Dial

816.340.3131 • glenn_dial@americancentury.com

Firm Profile

Founded in 1958, American Century Investments is a leading global asset manager serving institutions, financial professionals, corporations, and individual investors worldwide. With a team of 1,400 employees based in offices across Kansas City; New York; Los Angeles; Santa Clara; Portland, Oregon; London; Frankfurt; Hong Kong; and Sydney, the firm is dedicated to delivering investment results, exceptional service, and building enduring partnerships.

American Century distributes over 40% of its dividends to the Stowers Institute for Medical Research, a 500-person nonprofit. The Institute owns over 40% of American Century and has received more than $2B since 2000 to advance breakthrough biomedical research.

Primary Market(s) Served

Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed*

Total AUM: $300,000,000,000

Total DCIO Assets: $52,000,000,000

DCIO Assets Breakdown [%]

Collective Trusts: 35%

Money Markets: 1%

Mutual Funds: 57%

Separate Accounts: 10%

Stable Value: 0%

Other: 0%

Asset Allocation Funds

$19,300,000,000

Top 5 Funds by DC Assets [Fund Name / Total Assets]

1. Target Date: $19,000,000,000

2. US Premier Large Cap Growth: $7,300,000,000

3. US Mid Cap Value: $4,500,000,000

4. US Small Cap Value: $3,600,000,000

5. US Large Cap Growth: $3,100,000,000

Advisor Support Services

External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

No. of External Wholesalers

DC: 10

Retail: 30

BlackRock

Key Contact(s)

Carrie Schroen

609.282.3038 • carrie.schroen@blackrock.com

Tyler Neenan

312.395.9353 • tyler.neenan@blackrock.com

Tina Sanchez

617.342.1682 • tina.sanchez@blackrock.com

Firm Profile

BlackRock understands that the role of the retirement plan advisor is complex. You shoulder a wide range of responsibilities – all while navigating an everevolving landscape. That’s why our investment solutions, tools and analysis are all intentionally designed to help you grow your practice and deliver more value to your clients. With regional offices throughout the United States, BlackRock’s dedicated defined contribution team members serve as fiduciaries to our financial advisor and platform wholesaler clients. From comprehensive participant communication to our investment-only approach, visit blackrock.com/advisors/dc to see how we’re leveraging a full retirement plan toolkit to help prioritize participant outcomes.

Primary Market(s) Served

Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed*

Total AUM: $12,527,590,000,000

Total DCIO Assets: $1,805,913,049,645

DCIO Assets Breakdown [%]

Collective Trusts: 41%

Money Markets: 0%

Mutual Funds: 9%

Separate Accounts: 50%

Stable Value: 0%

Other: 0%

Asset Allocation Funds

LifePath® Index Target Date, LifePath® Dynamic Target Date, LifePath Paycheck® Target Date, Custom Target Date, Global & Target Allocation

5 Funds by DC Assets [Fund Name / Total Assets]

$29,636,268,469 Advisor Support Services

No. of External Wholesalers DC: 9 Retail: 148

Brandywine Asset Management

Key Contact(s)

Matthew Dever

610.361.4000 • matt@brandywine.com

Firm Profile

Brandywine Asset Management, founded in 1982, invests based on the philosophy that Reduced Loss = Increased Returns. Brandywine provides 401(k) and other qualified plans with the ability to invest across:

• 9 separate equity and fixed income “Enhanced” funds, plus

• 5 target date funds

Primary Market(s) Served

Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed*

Total AUM: $210,000,000

Total DCIO Assets: $150,000,000

DCIO Assets Breakdown [%]

Collective Trusts: 100%

Money Markets: 0%

Mutual Funds: 0%

Separate Accounts: 0%

Stable Value: 0%

Other: 0%

Asset Allocation Funds

Brandywine Target 2060, Brandywine Target 2050, Brandywine Target 2040, Brandywine Target 2030, Brandywine Target Retirement

Top 5 Funds by DC Assets [Fund Name / Total Assets]

1. Focus International: $35,000,000

2. Brandywine Target 2030: $35,000,000

3. Brandywine target 2040: $35,000,000

4. Brandywine Target 2050: $27,000,000

5. Brandywine Large Cap: $24,000,000

Advisor Support Services

External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional

No. of External Wholesalers

DC: 2

Retail: 1

Capital Group

Key Contact(s)

Mark Dence

210.474.2763 • mark.dence@capgroup.com

Firm Profile

Since 1931, Capital Group, home of American Funds, has been focused on delivering superior, consistent results for long-term investors. We’ve earned retirement plans’ trust over generations by managing our funds the same way most people invest for retirement - with a long-term perspective and careful attention to risk. Our retirement plan solutions are designed to serve a broad range of clients and offer the advantages of large-plan pricing to small- and midsize employer-sponsored retirement plans.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed*

Total AUM: $3,075,673,596,540

Total

$571,547,228,230

DCIO Assets Breakdown [%]

Stable Value: 0% Other: 0%

Asset Allocation Funds Balanced: American Funds American Balanced Fund and American Funds Global Balanced Fund Target Date:

Target Date Retirement Series, Capital Group Target Date Retirement Series, Capital Group Target Date Retirement Blend Series

Target Risk: American Funds Portfolio Series, American Funds Retirement Income Portfolio Series

Christian Brothers Investment Services

Key Contact(s)

Michael Jackson

312.488.0638 • mjackson@cbisonline.com

Firm Profile

CBIS is a Catholic investment firm whose mission is to serve Catholic investors who are looking to transform the world. CBIS combines a high-conviction investment process with a comprehensive approach to screening and active engagement, helping investors ¬around the world earn competitive financial returns in alignment with the teachings of the Catholic Church.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed*

Total AUM: $12,396,300,000

DCIO Assets Breakdown [%]

Collective Trusts: 0%

Money Markets: 0%

Mutual Funds: 100%

Separate Accounts:0%

Stable Value: 0%

Other: 0%

Asset Allocation Funds Magnus Fund

Top 5 Funds by DC Assets [Fund Name / Total Assets]

1. Magnus Fund: N/A

2. CRI Equity Index Fund: N/A

3. CRI International Small-Cap Fund: N/A

4. CRI Bond Fund: N/A

Advisor Support Services

External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Training for DC Plan Sales/Service, Investment Committee Meetings

No. of External Wholesalers

DC: 8

Retail: 0

Advisor Support Services

No. of External Wholesalers

DC: 66

Retail: 115

Cohen & Steers

Key Contact(s)

Charlie Wenzel

302.521.0878 • cwenzel@cohenandsteers.com

Firm Profile

Cohen & Steers is a global investment manager specializing in real assets and alternative income, including real estate, preferred securities, infrastructure, resource equities, commodities, as well as multi-strategy solutions. The Firm is headquartered in New York, with offices in London, Dublin, Hong Kong, Tokyo, and Singapore.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million Assets Managed* Total AUM: $88,936,341,969 Total DCIO Assets: $17,332,537,277 DCIO Assets Breakdown [%]

Columbia Threadneedle Investments

Key Contact(s)

Dan Steele

617.912.2230 • daniel.steele@columbiathreadneedle.com

Steve Karnolt

617.912.2253 • stephen.karnolt@columbiathreadneedle.com

Dan O’Shea

978.430.8388 • daniel.oshea@columbiathreadneedle.com

Firm Profile

Columbia Threadneedle Investments is a leading global asset management firm offering actively managed investment strategies for individual, institutional, and corporate clients. With approximately $690 billion in assets under management and advisement, the firm emphasizes research-driven, responsible investing across diverse asset classes. Headquartered in Boston and London, it operates with around 2,300 employees worldwide.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed*

Total AUM: $645,000,000,000

Total DCIO Assets: $37,000,000,000

DCIO Assets Breakdown [%]

Collective Trusts: 35%

Money Markets: 0%

Mutual Funds: 50%

Separate Accounts: 10%

Stable Value: 5%

Other: 0%

Asset Allocation Funds

Columbia Balanced, Columbia Capital Allocation Portfolios, Columbia Adaptive Risk Allocation, Columbia Thermostat

Top 5 Funds by DC Assets [Fund Name / Total Assets]

1. Columbia Dividend Income: $11,360,000,000

2. Columbia Contrarian Core: $4,620,000,000

3. Columbia Seligman Technology & Information: $1,260,000,000

4. Columbia Overseas Value: $1,090,000,000

5. Columbia Balanced: $1,090,000,000

Advisor Support Services

External Wholesalers Focused on Advisors, Plan Benchmarking, Training for DC Plan Sales/Service, Investment Committee Meetings

No. of External Wholesalers

DC: 4

Retail: 59

Dimensional Fund Advisors

Key Contact(s)

Mark Dennis

512.306.4316 • mark.dennis@dimensional.com

Firm Profile

Since 1981, Dimensional has been applying financial science to investing—and supporting financial professionals with time-tested solutions they can count on.

What does it mean to follow the science of investing? It means building strategies based on rigorous academic research, including the work of Nobel laureates long associated with the firm.

It means looking past guesses about what company or sector might outperform—and beyond the restrictions that tracking an index imposes. Our daily, systematic approach to outperforming benchmarks and peers sets us apart. We go where the science leads, continually innovating to improve outcomes for investors.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed*

Total AUM: $853,000,000,000

Total DCIO Assets: $71,000,000,000

0% Asset Allocation Funds Dimensional Target Date Retirement Income Funds I Series, Global Allocation 60/40 I, Global Allocation 25/75 I

DoubleLine

Key Contact(s)

Daniel Long

213.633.8395 • daniel.long@doubleline.com

Firm Profile

DoubleLine is a privately owned, employee-controlled asset management business founded by Jeffrey Gundlach and 45 colleagues in 2009 to offer investment management services with a cardinal mandate: deliver attractive risk-adjusted returns to clients. In fact, the name “DoubleLine” embodies that cardinal mandate: like a careful motorist on a winding mountain road, the manager must not cross the double line into the oncoming lane of risk. With that risk guardrail, the firm offers product solutions across asset classes, including Multi-Sector Fixed Income, Securitized Debt, Emerging Markets Fixed Income, Global Developed Credit, Infrastructure Income, Equities, and Commodities. The firm’s portfolio managers have worked together for an average of 17 years (including time at a previous firm) and average 23 years of industry experience, as of June 30, 2025, employing a disciplined and time-tested process of credit underwriting and active management.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed*

Total AUM: $93,547,329,099

Total DCIO Assets: $2,169,291,964

DCIO Assets Breakdown [%]

Collective Trusts: 24%

Money Markets: 0%

Mutual Funds: 76%

Separate Accounts: 0%

Stable Value: 0%

Other: 0%

Asset Allocation Funds N/A

Top 5 Funds by DC Assets [Fund Name / Total Assets]

1. Total Return Bond: $1,347,972,289

2. Core Plus Fixed Income: $539,229,186

3. Low Duration Bond: $131,309,822 4.

$3,800,000,000 Advisor Support Services External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Training for DC Plan Sales/Service, Investment Committee Meetings

No. of External Wholesalers

DC: 6

Advisor Support Services

External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Training for DC Plan Sales/Service, Investment Committee Meetings

No. of External Wholesalers

DC: 1 Retail: 8

Federated Hermes

Key Contact(s)

Bryan Burke

405.229.7996

Jim Wojciak

• Bryan.Burke@FederatedHermes.com

412.916.8150

Dave Wasik

• Jim.Wojciak@FederatedHermes.com

412.527.5230 • David.Wasik@FederatedHermes.com

Firm Profile

Federated Hermes, Inc. is a global leader in active investing, with $845.7 billion in assets under management, as of June 30, 2025. Guided by our conviction that responsible investing is the best way to create wealth over the long term, our products span more than 170 equity, fixed-income, alternative/private markets, multi-asset and liquidity management strategies. Providing worldclass investment management and engagement services to 10,000 institutions and intermediaries, our clients include corporations, government entities, insurance companies, foundations and endowments, banks and broker/dealers. Headquartered in Pittsburgh, our more than 2,000 employees include those in London, New York, Boston and offices worldwide.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed*

Total AUM: $845,675,000,000

DCIO Assets: $62,814,000,000

Fidelity Investments

Key Contact(s)

Chris Alpaugh

917.703.8319 • christopher.alpaugh@fmr.com

Firm Profile

Fidelity’s mission is to strengthen the financial well-being of our customers and deliver better outcomes for the clients and businesses we serve. Fidelity’s strength comes from the scale of our diversified, market-leading financial services businesses that serve individuals, families, employers, wealth management firms, and institutions. With AUA of $16.4 trillion, including discretionary assets of $6.4 trillion as of 6/30/2025, we focus on meeting the unique needs of a broad and growing customer base. Privately held for 79 years, Fidelity employs more than 78k associates across the United States, Ireland, and India. For more information about Fidelity Investments, visit https://www.fidelity.com/about-fidelity/our-company

Primary Market(s) Served

Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed*

Total AUM: $1,434,228,000,000

Total DCIO Assets: $308,136,000,000

DCIO Assets Breakdown [%]

Collective Trusts: 4%

Money Markets: 1%

Mutual Funds: 95%

Separate Accounts: 0%

Stable Value: 0%

Other: 0%

Asset Allocation Funds

Fidelity Freedom Funds

Top 5 Funds by DC Assets [Fund Name / Total Assets]

1. Fidelity Contrafund: $15,884,000,000

2. Fidelity Freedom Active: $5,052,000,000

3. Fidelity Freedom Blend: $4,434,000,000

4. Fidelity Blue Chip Growth: $3,467,000,000

5. Fidelity Advisor Equity Growth: $3,178,000,000

Advisor Support Services

External Wholesalers Focused on Advisors, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

No. of External Wholesalers

DC: 10

Retail: 73

flexPATH Strategies, LLC

Key Contact(s)

Kellen Foley, CFA

800.974.0188 • kellen.foley@flexpathstrategies.com

Matt S. Giovinazzo, CFA

800.974.0188 • matt.giovinazzo@flexpathstrategies.com

Firm Profile

flexPATH Strategies, LLC is inspired to help create successful retirement outcomes for plan participants. As a fiduciary to our clients, we partner with financial professionals, plan sponsors and investment managers to offer innovative solutions that are flexible, cost-effective, and easy to utilize for any investor. As of September 30, 2024 the firm manages over $100 billion in assets on behalf of hardworking Americans. For additional information on flexPATH Strategies, please visit www.flexpathstrategies.com

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed*

Total AUM: $98,269,674,620

Total DCIO Assets: $98,269,674,620

DCIO Assets Breakdown [%]

Collective Trusts: 100%

Money Markets: 0%

Mutual Funds: 0%

Separate Accounts: 0%

Stable Value: 0%

Other: 0%

Asset Allocation Funds N/A

Top 5 Funds by DC Assets [Fund Name / Total Assets]

1. Large Cap Value: $4,542,046,429

2. Large Cap Growth III:

External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

of External Wholesalers

Goldman Sachs Asset Management

Key Contact(s)

Sean Murray

415.717.0552 • sean.murray@gs.com

Erik Karpinski

802.383.4076 • erik.karpinski@gs.com

Firm Profile

Founded in 1869, the Goldman Sachs Group is a leading global financial institution that delivers a broad range of financial services to a large and diversified client base. For more than 150 years, a culture of teamwork and client service has defined our firm. Today, nearly 40,000 Goldman Sachs colleagues work together to serve our clients and communities around the world. We provide investment and advisory services for the world’s leading pension plans, sovereign wealth funds, governments, financial institutions, endowments, foundations, family offices and individuals, for which we oversee more than $2 trillion in assets under supervision.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed*

Total AUM: $2.9T

Total DCIO Assets: $90bn

DCIO Assets Breakdown [%]

Collective Trusts: 6%

Money Markets: 0%

Mutual Funds: 8%

Separate Accounts: 30%

Stable Value: 56%

Other: 0%

Asset Allocation Funds

N/A

Top 5 Funds by DC Assets [Fund Name / Total Assets]

1. Stable Value: $50,000,000,000

2. GS GQG Partners International Opportunities Fund: $1,250,000,000

3. Emerging Markets: $602,000,000

4. US Large Cap: $464,000,000

5. Small Cap: $297,000,000

Advisor Support Services

External Wholesalers Focused on Advisors, Plan Benchmarking, Training for DC Plan Sales/Service, Investment Committee Meetings

No. of External Wholesalers

DC: 6

Retail: 80

*as of 6.30.25

GQG Partners

Key Contact(s)

Tim Higgins

914.218.4271 • thiggins@gqg.com

Scott Blankenship

754.218.5517 • sblankenship@gqg.com

Firm Profile

GQG Partners, LLC (GQG) is an investment boutique that manages global and emerging market equities for institutions, advisors, and individuals worldwide. Headquartered in Fort Lauderdale, Florida, with offices around the world, GQG is committed to delivering long-only equity strategies with the goal of compounding capital for its clients. With a focus on client alignment, adaptability, and diverse perspectives, GQG strives to stay attuned to clients’ needs and continuously seeks out new insights to inform decision-making.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed*

Total AUM: $172,384,571,980

Total DCIO Assets: $10,788,842,733

DCIO Assets Breakdown [%]

Collective Trusts: 49%

Money Markets: 0%

Mutual Funds: 0%

Separate Accounts: 40%

Stable Value: 0% Other: 12% Asset Allocation Funds N/A

Services

Invesco

Key Contact(s)

Bill Schories

212.323.0220 • william.schories@invesco.com

Paul Temple

212.323.5119 • paul.temple@invesco.com

Firm Profile

Invesco has been managing DC assets for nearly 40 years. As an industry leader in mutual funds, collective investment trusts and ETFs, we offer a wide range of investments across equity, fixed income and alternatives. Our advisory team averages 28 years of experience in retirement. Our research focuses on four pillars of DC plan management that drive participant success: investment strategy, plan design, engagement, and governance.

Disclosure:

Before investing, investors should carefully read the prospectus/summary prospectus and consider the investment objectives, risks, charges and expenses. For this and more information about the funds, visit invesco.com Invesco Distributors, Inc. Invesco Distributors, Inc. *as of 6/30/25.

Primary Market(s) Served

Mega: >$250 million

Assets Managed* Total AUM: $2,000,000,000,000

Total DCIO Assets: $120,361,335,810

DCIO Assets Breakdown [%]

Collective Trusts: 3%

Money Markets: 1.5%

Mutual Funds: 41.5%

Separate Accounts: 2.7%

Stable Value: 51.2%

Other: 0%

Asset Allocation Funds

N/A

Top 5 Funds by DC Assets [Fund Name / Total Assets]

1. INVESCO DIVERSIFIED DIVIDEND FUND: $3,251,947,891

2. INVESCO MAIN STREET FUND: $2,960,629,679

3. INVESCO DEVELOPING MARKETS FUND: $2,910,230,816

4. INVESCO COMSTOCK FUND: $2,812,441,171

5. INVESCO GLOBAL FUND: $2,716,357,700

Advisor Support Services

External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Compliance Report, Plan Benchmarking, Training for DC Plan Sales/Service, Investment Committee Meetings

No. of External Wholesalers DC: 7

Ft. Lauderdale, FL • gqg.com

Janus Henderson Investors

Key Contact(s)

Kevin Neuhart

303.638.7213 • kevin.neuhart@janushenderson.com

Michelin Sharp

720.891.1627 • michelin.sharp@janushenderson.com

Taylor Pluss

303.960.9032 • taylor.pluss@janushenderson.com

Firm Profile

Janus Henderson’s mission is to help clients define and achieve superior financial outcomes through differentiated insights, disciplined investments, and world-class service.

Our insights, investments, and service currently help shape the futures of millions of people and achieve our purpose of investing in a brighter future together.

Teams across Janus Henderson come together every day to deliver outcomes for our clients – and their clients – that make a difference. We are proud of this responsibility as we fulfil our purpose of ‘investing in a brighter future together.’

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed* T

AUM: $457,400,000,000

Total DCIO Assets: $27,800,000,000

DCIO Assets Breakdown [%]

Collective Trusts: 13%

Money Markets: 0%

Mutual Funds: 74%

Separate Accounts: 2%

Stable Value: 0%

Other: 11%

Asset Allocation Funds

Janus Henderson Balanced Fund

Janus Henderson Global Allocation - Growth

Janus Henderson Global Allocation - Moderate

Janus Henderson Global Allocation - Conservative

Advisor Support Services External Wholesalers Focused on Advisors, External Wholesalers Focused

J.P. Morgan Asset Management

Key Contact(s)

Steve Rubino

617.366.0488 • stephen.rubino@jpmchase.com

Lathan Mahaffey

443.253.1300 • lathan.c.mahaffey@jpmorgan.com

Firm Profile

Everyone’s path to retirement looks different. At J.P. Morgan Asset Management, we believe the foundation for a successful retirement holds true for all: know people, know markets. We have a deep understanding of how people save and spend, an advantage from being part of America’s largest bank and a retirement provider to millions. We combine our understanding of human behavior with market intelligence, managing risk at every step of our investment process. This is how we seek to deliver smart retirement strategies designed to achieve long-term goals. At JPMAM, we turn complexity into clarity to help everyone reach the retirement they’ve earned.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed*

Total AUM: $4,100,000,000,000

Total DCIO Assets: $381,335,000,000

DCIO Assets Breakdown [%]

Collective Trusts: 32%

Money Markets: 1%

Mutual Funds: 42%

Separate Accounts: 22%

Stable Value: 2%

Other: 2%

Asset Allocation Funds

JPM SmartRetirement

Top 5 Funds by DC Assets [Fund Name / Total Assets]

1. JPM Large Cap Growth: $61,254,000,000

2. JPM Large Cap Core: $12,631,000,000

3. JPM Equity Income: $10,926,000,000

4. JPM Core Bond: $6,462,000,000

5. JPM Stable Value: $5,386,000,000

Advisor Support Services

External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

No. of External Wholesalers

DC: 10

Retail: 140

Key Contact(s)

Melissa Kivett

212.389.2200 • melissa.kivett@kkr.com

Firm Profile

KKR is a leading global investment firm that offers alternative asset management as well as capital markets and insurance solutions. KKR aims to generate attractive investment returns by following a patient and disciplined investment approach, employing world-class people, and supporting growth in its portfolio companies and communities. KKR sponsors investment funds that invest in private equity, credit and real assets and has strategic partners that manage hedge funds. KKR’s insurance subsidiaries offer retirement, life and reinsurance products under the management of Global Atlantic Financial Group. References to KKR’s investments may include the activities of its sponsored funds and insurance subsidiaries.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed*

Total AUM: $686,000,000,000

Total DCIO Assets: N/A

DCIO Assets Breakdown [%]

Collective Trusts: 0%

Money Markets: 0%

Mutual Funds: 0%

Separate Accounts: 0%

Stable Value: 0%

Other: 0%

External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Target-Date Evaluation Tools, Investment Committee Meetings

No. of External Wholesalers

135

New York, NY • lazard.com/asset-management/

Lazard Asset Management

Key Contact(s)

Ralph Peluso

203.223.7555 • ralph.peluso@lazard.com

Brandy Swift

212.632.6954 • brandy.swift@lazard.com

Daniel Noschese

630.776.4336 • daniel.noschese@lazard.com

Firm Profile

Lazard Asset Management has decades of experience managing portfolios and advising investors worldwide. Operating across 20+ countries, we manage $248B across a wide range of global, regional and country-specific strategies in listed equity and fixed income. Our DCIO investment options cater to retirement plans of all sizes, and our funds and CITs are accessible through more than 30 premier record keepers. Beyond our investment acumen, we are dedicated to being a true business partner to plan advisors. For more information, please visit www.lazardassetmanagement.com

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed*

Total AUM: $248,000,000,000

Total DCIO Assets: $0.00

DCIO Assets Breakdown [%]

Collective Trusts: 42%

Money Markets: 0%

Mutual Funds: 18%

Separate Accounts: 40%

Stable Value: 0%

Other: 0%

Asset Allocation Funds N/A

Top 5 Funds by DC Assets [Fund Name / Total Assets]

1. Lazard International Equity Portfolio: $0.00

2. Lazard Emerging Markets Equity Portfolio: $0.00

3. Lazard Emerging Markets Equity Advantage Portfolio: $0.00

4. Lazard Global Listed Infrastructure Portfolio: $0.00

5. Lazard International Quality Growth Portfolio: $0.00

Advisor Support Services

External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Training for DC Plan Sales/Service, Investment Committee Meetings

No. of External Wholesalers

DC: 2

Retail: 27

Manulife John Hancock Investments

Key Contact(s)

Gene Huxhold

847.224.9862 • gene_huxhold@jhancock.com

Firm Profile

A company of Manulife Investment Management, we serve investors through a unique multimanager approach, complementing our extensive in-house capabilities with an unrivaled network of specialized asset managers, backed by some of the most rigorous investment oversight in the industry. The result is a diverse lineup of time-tested investments from a premier asset manager with a heritage of financial stewardship.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed*

Total AUM: $140,600,565,622

Total DCIO Assets: $33,582,500,023

DCIO Assets Breakdown [%]

Collective Trusts: 19%

Money Markets: 0%

Mutual Funds: 81%

Separate Accounts: 0%

Stable Value: 0%

Other: 0%

Asset Allocation Funds

John Hancock Lifetime Blend Funds, John Hancock Multimanager Lifetime Funds, John Hancock Multimanager Lifestyle Funds, John Hancock Balanced Fund

MFS Investment Management

Key Contact(s)

Philip Stewart

617.784.7998 • pstewart@mfs.com

Peter Barron

617.954.4629 • pbarron@mfs.com

Firm Profile

In 1924, MFS launched the US’ first open-end mutual fund to give everyday investors access to the markets. More than 100 years later, we are a fullservice global investment manager serving financial advisors, intermediaries and institutional clients around the world. Tested and refined across market environments, our active investing approach combines collective expertise, longterm discipline and thoughtful risk management to create value responsibly for clients. Supported by our culture of shared values and collaboration, our teams of diverse thinkers actively debate ideas and assess material risks to uncover what we believe are the best investment opportunities in the public markets.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed*

Total AUM: $634,067,261,443

Total DCIO Assets: $141,514,567,433

DCIO Assets Breakdown [%]

Collective Trusts: 22%

Money Markets: 0%

Mutual Funds: 65%

Separate Accounts: 10%

Stable Value: 0%

Other: 3%

Asset Allocation Funds

MFS Conservative Allocation Fund, MFS Moderate Allocation Fund, MFS Growth Allocation Fund, MFS Aggressive Growth Fund, MFS Lifetime Funds

Index Lifetime Funds: $1,591,417,643 5. John Hancock International Growth Fund: $839,236,758

Advisor Support Services

External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Target-Date Evaluation Tools, Investment Committee Meetings No. of External Wholesalers DC: 5.5 Retail: 56

Top 5 Funds by DC Assets [Fund Name / Total Assets]

1. MFS Large Cap Value: $22,900,000,000

2. MFS Growth Equity: $19,700,000,000

3. MFS International Equity: $16,600,000,000

4. MFS Diversification Equity: $10,100,000,000

5. MFS Mid Cap Value Equity: $9,800,000,000

Advisor Support Services

No. of External Wholesalers

DC: 15

Retail: 77

Morgan InvestmentStanleyManagement

Key Contact(s)

Carlos del Valle

617.429.2006 • carlos.del.valle-ortiz@morganstanley.com

Firm Profile

Morgan Stanley Investment Management (MSIM) leverages its 50 years of broad-based specialization to deliver outstanding long-term investment performance and service across a diverse client base and suite of solutions. MSIM stays at the forefront of the industry by striving to do first-class business in a first-class way while capitalizing on the greatest opportunities for clients in public and private markets. The strategic combination of its brands, including Eaton Vance and Calvert, allows clients even deeper access to innovative strategies within one partner firm.

Primary Market(s) Served

Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed*

Total AUM: $1,700,000,000,000

Total DCIO Assets: $15,200,000,000

DCIO Assets Breakdown [%]

Collective Trusts: 7%

Money Markets: 0%

Mutual Funds: 82%

Separate Accounts: 11%

Stable Value: 0%

Other: 0%

Asset Allocation Funds

Calvert Responsible Allocation Funds, Eaton Vance Balanced, Morgan Stanley Global Strategist

Key Contact(s)

James Dolan

857.998.3093 • james.dolan@natixis.com

Alexandra Wells

857.350.0351 • alexandra.wells@natixis.com

Firm Profile

Everyone has unique investment objectives. No matter your approach, we can help. Drawing on the diverse expertise and perspectives of more than 15 experienced active investment managers we deliver a wide range of solutions across asset classes, styles and vehicles all designed with one end goal in mind – yours.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed* Total AUM: $315,000,000,000

Total DCIO Assets: $16,000,000,000

DCIO Assets Breakdown [%]

Collective Trusts: 19%

Money Markets: 0%

Mutual Funds: 81%

Separate Accounts: 0%

Stable Value: 0%

Other: 0%

Asset Allocation Funds

N/A

Top 5 Funds by DC Assets [Fund Name / Total Assets]

1. Loomis Core Plus Bond Fund: $2,500,000,000

2. Oakmark Fund: $2,100,000,000

3. Loomis Small Cap Growth Fund: $1,500,000,000

4. Loomis Growth Fund: $1,450,000,000

5. Loomis Investment Grade Bond Fund: $1,300,000,000

$386,000,000 Advisor Support Services

External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Training for DC Plan Sales/Service, Investment Committee Meetings

No. of External Wholesalers DC: 1 Retail: 65

Advisor Support Services

No. of External Wholesalers

DC: 5

Retail: 50

Neuberger Berman

Key Contact(s)

Michelle Rappa

212.476.5575 • michelle.rappa@nb.com

Christopher Walker

817.881.9637 • christopher.walker@nb.com

Jamie Baron

646.497.4712 • jamie.baron@nb.com

Firm Profile

Founded in 1939, Neuberger Berman is a private, independent, employeeowned investment manager. From offices in 39 cities across 26 countries, Neuberger Berman manages a range of equity, fixed income, private equity and hedge fund strategies on behalf of institutions, advisors and individual investors worldwide. With 763 investment professionals and 2,850 employees, Neuberger Berman has built a diverse team of individuals united in their commitment to client outcomes and investment excellence. Our culture has earned us citations as first or second (among those with 1,000+ employees) in the Pensions & Investments “Best Places to Work in Money Management” survey since 2014.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed*

Total AUM: $538,000,000,000

Funds: 41%

Accounts: 36% Stable Value: 0% Other: 21%

Funds N/A

Advisor Support Services External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Training for DC Plan Sales/Service, Investment Committee Meetings

No. of External Wholesalers

DC: 5 Retail: 27

New York LIfe

Key Contact(s)

Glenn Macdonald, Stable Value Investment Only

646.750.2445 • glenn_macdonald@newyorklife.com

Jeffrey Budd, Defined Contribution Investment Only 973.713.3243 • jbudd@newyorklife.com

Jeffrey Zielinski, Defined Contribution Investment Only 201.744.4379 • jeffrey_zielinski@newyorklife.com

Firm Profile

As a full service, global asset manager, New York Life offers solutions across asset classes to generate meaningful outcomes and competitive performance. With capabilities across virtually all asset classes, market segments and geographies. Our family of specialized, independent boutiques and investment teams allows us to deliver customized strategies and integrated solutions for every client need. We are dedicated to the stable value investment only (SVIO) marketplace and offer solutions to sponsored plans of any type and size. Our SVIO sales and client relationship team provide customized support to financial advisors and their plan sponsor clients.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed* Total AUM: $785,000,000,000

Total DCIO Assets: $25,068,000,000

DCIO Assets Breakdown [%]

Collective Trusts: 0%

Money Markets: 0%

Mutual Funds: 48%

Separate Accounts: 0%

Stable Value: 52%

Other: 0%

Asset Allocation Funds

N/A

Top 5 Funds by DC Assets [Fund Name / Total Assets]

1. NYLI Winslow Large Cap Growth Fund: $8,495,000,000

2. NYL Anchor Account (Stable Value): $6,811,000,000

3. NYL Guaranteed Interest Account (Stable Value): $6,195,000,000

4. NYLI MacKay High Yield Corp Bond Fund: $1,186,000,000

5. Winslow Large Cap Growth CIT: $897,000,000

Advisor Support Services

External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Plan Benchmarking, Training for DC Plan Sales/Service, Investment Committee Meetings

No. of External Wholesalers

DC: 6

Retail: 42

Nuveen

Key Contact(s)

Brendan McCarthy

617.308.8309 • brendan.mccarthy@nuveen.com

Jessica Fox

847.738.5082 • jessica.fox@nuveen.com

Robert Wood

704.988.3105 • robert.wood@nuveen.com

Firm Profile

Nuveen is a global investment leader, managing $1.4T in public and private assets for clients around the world, as of September 30, 2025. With broad expertise across income and alternatives, we invest in the growth of businesses, real estate, infrastructure, and natural capital, providing clients with the reliability, access, and foresight unique to our 125+ year heritage. Our prevailing perspective on the future drives our ambition to innovate and adapt our business to the changing needs of investors — all to pursue lasting performance for our clients, our communities, and our global economy.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed*

Total AUM: $1,315,374,592,292

Total DCIO Assets: $406,851,088,649

DCIO Assets Breakdown [%]

Collective Trusts: 5.41% Money Markets: 0% Mutual Funds: 94.59%

Separate Accounts: 0%

Stable Value: 0%

Other: 0%

Asset Allocation Funds

Nuveen Lifecycle Income Index Series, Nuveen Lifecycle Funds, Nuveen Lifecycle Index Funds, Nuveen Lifecycle Blend Series

Top 5 Funds by DC Assets [Fund Name / Total Assets]

1. Nuveen Lifecycle: $113,951,902,949

2. Nuveen International Equity Index MF:

Nuveen Large Cap Responsible Equity MF: $3,939,700,860

Advisor Support Services

DC: 6 Retail: 70

PGIM

Key Contact(s)

Tony Fiore

973.508.9383 • anthony.fiore@pgim.com

Peter Cavallini

973.367.5167 • peter.cavallini@pgim.com

Clint Barker

973.787.4819 • clint.barker@pgim.com

Firm Profile

PGIM, the global asset management business of Prudential Financial, Inc., is built on a 150-year legacy of strength, stability, and disciplined risk management through more than 30 market cycles. Managing more than $1.44 trillion in assets, PGIM provides a broad range of investment capabilities and solutions to help participants reach their retirement goals.

PGIM offers a suite of outcome-driven, personalized defined contribution solutions including target date funds, retirement income strategies, and managed accounts, to deliver lasting financial security before and throughout retirement.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed* Total AUM: $1,441,000,000,000

Total DCIO Assets: $186,433,000,000

DCIO Assets Breakdown [%]

Collective Trusts: 16%

Money Markets: 0%

Mutual Funds: 36%

Separate Accounts: 35%

Stable Value: 12%

Other: 1%

Asset Allocation Funds

PGIM Target Date Funds, PGIM 60/40 Allocation Fund, PGIM Retirement Spending Funds

Top 5 Funds by DC Assets [Fund Name / Total Assets]

1. PGIM Total Return Bond/Core Plus Bond Fund: $28,902,450,145

2. PGIM Target Date Funds: $7,133,025,339

3. PGIM Jennison Growth/Large Cap Growth Jennison: $7,305,346,441

4. PGIM High Yield: $6,034,990,992

5. PGIM Retirement Real Estate Fund II LP: $3,263,667,906

Advisor Support Services

External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service

No. of External Wholesalers

DC: 6

Retail: 65

PIMCO

Key Contact(s)

Jamie Bentley

312.972.1176 • james.bentley@pimco.com

Anthony Allocco

212.597.1096 • anthony.allocco@pimco.com

Firm Profile

PIMCO Is a global leader in active fixed Income with deep expertise across public and private markets. We Invest our clients’ capital in income and credit opportunities that span

the liquidity spectrum, leveraging our decades of experience navigating complex debt markets. Our flexible capital base and deep relationships with Issuers have helped us become one of the world’s largest providers of traditional and alternative Investment solutions and a valued financing partner.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed*

Total AUM: $2,110,000,000,000

Total DCIO Assets: $121,210,743,642

DCIO Assets Breakdown [%] Collective Trusts: 23% Money Markets: 4% Mutual Funds: 49%

Separate Accounts: 25%

Stable Value: 24%

Other: 3%

Asset Allocation Funds

PIMCO RealPath Blend, PIMCO Personalized QDIA - myTDF Top 5 Funds by DC Assets [Fund Name / Total Assets] 1. PIMCO Income Fund: $18,930,204,710 2. PIMCO Total Return Fund: $13,194,385,445 3. PIMCO

Fund: $3,719,278,573

Support Services External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Compliance Report, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

Principal Asset Management

Key Contact(s)

Ryan Schutty

515.783.3765 • schutty.ryan@principal.com

Jeremy Munter

515.969.1921 • munter.jeremy@principal.com

Firm Profile

With public and private market capabilities across all asset classes, Principal Asset ManagementSM and its specialist investment teams are focused on harnessing the potential of every opportunity to secure an advantage for its clients. The 28th largest manager of worldwide institutional assets under management, Principal Asset Management applies local insights with global perspectives to identify compelling investment opportunities, delivering distinctive solutions aligned with client objectives. Principal Asset Management is the global investment management business for Principal Financial Group® (Nasdaq: PFG), managing $579.5billion in assets, recognized as one of the “Best Places to Work in Money Management” for 13 consecutive years.

Primary Market(s) Served Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed*

Total AUM: $579,500,000,000

Total DCIO Assets: $29,338,651,982

DCIO Assets Breakdown [%]

Collective Trusts: 32%

Money Markets: 0%

Mutual Funds: 47%

Separate Accounts: 0%

Stable Value: 21%

Other: 0%

Asset Allocation Funds

Principal LifeTime Target Series, Principal Strategic Asset Management (SAM) Portfolios, Principal Diversified Income, Principal Diversified Real Asset, Principal Global Multi-Strategy

Top 5 Funds by DC Assets [Fund Name / Total Assets]

1. Morley Stable Value Fund: $6,099,848,284

2. Principal LifeTime Hybrid CIT: $5,182,428,684

3. Principal MidCap Fund: $3,562,525,419

4. Diversified Real Asset CIT: $2,759,898,598

5. Principal Real Estate Securities Fund: $1,593,502,440

Advisor Support Services

No. of External Wholesalers

DC: 5

Retail: 28

*as of 6.30.25

San Francisco, CA • schwabassetmanagement.com

Schwab Asset Management

Key Contact(s)

Michael Harrington

610.971.1550 • michael.harrington@schwab.com

Firm Profile

At Charles Schwab Investment Management, Inc. dba Schwab Asset Management, we believe in a straightforward, purposeful approach to asset management. We have partnered with clients for more than 30 years to provide products with investors’ needs in mind and we are an industry leader in mutual funds, ETFs, separately managed accounts, and collective investment trusts, including target date funds. Schwab Asset Management’s dedicated and experienced DCIO team builds relationships with consultants, advisers, and recordkeepers and provides education on industry trends and how our deliberate lineup of core products and customizable solutions can serve the central needs of most investors.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed*

Total AUM: $1,469,500,000,000

Total DCIO Assets: $80,446,279,157

DCIO Assets Breakdown [%]

Collective Trusts: 26%

Money Markets: 15%

Mutual Funds: 51%

Separate Accounts: 0%

Stable Value: 0%

Other: 8%

Asset Allocation Funds

Schwab Mutual Funds:

Schwab Target Index Funds, Schwab Target Funds, Schwab MarketTrack Portfolios, Schwab Monthly Income Funds, Schwab Balanced Fund

Charles Schwab Trust Bank Collective Investment Trusts: Schwab Managed Retirement Trusts (TDF), Schwab Indexed Retirement Trusts (TDF)

Top 5 Funds by DC Assets [Fund Name / Total Assets]

1. Schwab S&P 500 Index Fund: $18,741,669,215 2. Schwab Indexed Retirement Trust Funds (TDF): $16,145,040,833

3. Schwab Value Advantage Money Fund - Investor Shares: $4,434,521,418

4. Schwab Managed Retirement Trust Funds (TDF): $4,031,110,835

5. Schwab 1000 Index Fund: $2,826,097,601

Advisor Support Services

Sphere

Key Contact(s)

Jason Britton

844.277.4373 • jason@oursphere.org

Firm Profile

Sphere offers a 7bp climate-friendly index fund that is 99% correlated to the S&P 500. The Sphere 500 Climate Fund (SPFFX) invests in the top 500 biggest US companies and screens out fossil fuel companies, lead contributors to deforestation, private prisons, weapons manufacturers, and tobacco. For the ~410 remaining companies it invests in, it votes its shares for planet and people. This US large-cap index fund allows plan advisors to demonstrate their commitment to fiduciary duty with quality product at reasonable fees, while also satisfying a deeply personal desire of their clients, without having to choose between the two.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed*

Total AUM: $40,000,000

Total DCIO Assets: $40,000,000

DCIO Assets Breakdown [%]

Collective Trusts: 0%

Money Markets: 0%

Mutual Funds: 100%

Separate Accounts: 0%

Stable Value: 0%

Other: 0%

Asset Allocation Funds N/A

Top 5 Funds by DC Assets [Fund Name / Total Assets]

1. Sphere 500 Climate Fund: $40,000,000

2. N/A

3. N/A

4. N/A

5. N/A

Advisor Support Services

External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Compliance Report, Plan Benchmarking, Training for DC Plan Sales/Service, Investment Committee Meetings

No. of External Wholesalers

DC: 1

Retail: 0

State Street Investment Management

Key Contact(s)

Allison Bonds Mazza

310.294.0749 • allison_bonds@ssga.com

Firm Profile

Boston,

Vest Financial

Key Contact(s)

Patrick Scanlon

617.921.5116 • pscanlon@vestfin.com

Firm Profile

Anchored in ongoing research and driven by more than 40 years of DC investment, public policy, and behavioral insights, State Street takes an integrated approach to addressing the challenges surrounding retirement readiness. We serve relationships that span the retirement industry, including leading defined contribution plan sponsors, consultants, advisors and recordkeepers. We are proud to serve more than half of the Fortune 100 corporations

Primary Market(s) Served

Large: $100-$250 million, Mega: >$250 million

Assets Managed*

Total AUM: $5,120,000,000,000

Total DCIO Assets: $978,000,000,000 DCIO Assets Breakdown [%]

Support Services External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional

No. of External Wholesalers

DC: 8

Retail: 0

Vest delivers the benefits of derivatives with precise, outcome-driven solutions—bringing more certainty and clarity to portfolios. Our Target Outcome Investments® simplify derivative strategies into trusted, outcome-focused products, accessible through a broad range of investment solutions. As the leader in Target Buffer ETFs® and creators of over 300 innovative products, we manage $50B+ in AUM/AUS with a pristine track record of target delivery. Combining technical mastery, practical execution, and trusted partnerships, Vest is committed to making derivatives work for everyone.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed*

Total AUM: $51,100,000,000

Total DCIO Assets: N/A

DCIO Assets Breakdown [%]

Collective Trusts: 100%

Money Markets: 0%

Mutual Funds: 0%

Separate Accounts: 0%

Stable Value: 0%

Other: 0%

Asset Allocation Funds

Victory Cornerstone Funds, Victory Target Date Funds

Top 5 Funds by DC Assets [Fund Name / Total Assets]

1. Vest Conservative Buffer 20 Fund: N/A

2. Vest Moderate Buffer 20 Fund: N/A

3. N/A

4. N/A

5. N/A

Advisor Support Services

External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Investment Committee Meetings

No. of External Wholesalers

DC: 0

Retail: 9

Victory Capital Management

Key Contact(s)

Scott Neeb

800.991.8191 • sneeb@vcm.com

Jon Seymour

800.991.8191 • jseymour@vcm.com

Firm Profile

Victory Capital is a diversified global asset management firm, serving institutional, intermediary, and individual clients through our Investment Franchises and Solutions Platform, which manage specialized investment strategies across traditional and alternative asset classes. Our differentiated approach combines the power of investment autonomy with the support of a robust, fully integrated operational and distribution platform. Clients have access to focused, top-tier investment talent equipped with comprehensive resources designed to deliver competitive long-term performance.

The funds below are Top 5 by DC advisor interest; representative of our multiple Franchises.

Funds distributed by Victory Capital Services, Inc.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed*

Total AUM: $301,600,000,000

Total DCIO Assets: $0

DCIO Assets Breakdown [%]

Collective Trusts: 15%

Money Markets: 0%

Mutual Funds: 82%

Separate Accounts: 3%

Stable Value: 0% Other: 0%

Asset Allocation Funds

Victory Cornerstone Funds, Victory Target Date Funds

Top 5 Funds by DC Assets [Fund Name / Total Assets]

1. Victory Core Plus Intermediate Bond Fund: $0 2. Victory RS International Fund: $0

3. Victory Pioneer Fundamental Growth Fund: $0

4. Victory RS Partners Fund: $0

5. Victory Integrity Mid-Cap Value Fund: $0

Advisor Support Services

No. of External Wholesalers

DC: 5

Retail: 35

Virtus Investment Partners

Key Contact(s)

Craig Lombardi

401.330.8835 • craig.lombardi@virtus.com

Malcolm Lunn

832.515.0868 • malcolm.lunn@virtus.com

Firm Profile

Virtus Investment Partners (NYSE: VRTS) is a distinctive partnership of boutique investment managers singularly committed to the long-term success of individual and institutional investors. We provide investment products and services from our investment managers, each with a distinct investment style and autonomous investment process, as well as select subadvisers. Investment solutions are available across multiple disciplines and product types to meet a wide array of investor needs. Additional information about our firm, investment partners, and strategies is available at virtus.com

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed* Total AUM: $170,710,000,000

Total DCIO Assets: $5,673,982,363

DCIO Assets Breakdown [%]

Collective Trusts: 6%

Money Markets: 0%

Mutual Funds: 94%

Separate Accounts: N/A

Stable Value: N/A

Other: N/A

Asset Allocation Funds

Virtus Global Allocation Fund (AGASX)

Top 5 Funds by DC Assets [Fund Name / Total Assets]

1. Virtus Ceredex Mid Cap Value Fund (SMVZX): $749,993,372

2. Virtus Zevenbergen Technology Fund (DRGTX): $610,023,721

3. Virtus KAR Small-Cap Core Fund (VSCRX): $419,366,312

4. Virtus Silvant Focused Growth Fund (AFGFX): $341,164,411

5. Virtus Ceredex Large Cap Value Fund (STVZX): $288,971,006

Advisor Support Services

No. of External Wholesalers

DC: 5

Retail: 29

Voya Investment Management LLC

Key Contact(s)

Brian Houston

713.449.1198 • brian.houston@voya.com

Firm Profile

Voya Investment Management (“Voya IM”) delivers actively managed public and private market solutions that drive differentiated outcomes for clients worldwide. Our team of 300+ investment professionals manages $360 billion in assets as of June 30, 2025. We excel at partnering with clients to understand their needs and address challenges in innovative ways, drawing on extensive expertise across fixed income, equity, multi-asset, and alternative strategies.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Assets Managed* Total AUM: $360,000,000,000

Total DCIO Assets: $14,000,000,000 DCIO

External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Compliance Report, Plan Benchmarking, Training for DC Plan Sales/Service, Investment Committee Meetings

No. of External Wholesalers

DC: 5

Retail: 18

Recordkeepers

Calling the past decade “exceptionally favorable” for retirement plan recordkeepers, McKinsey said it’s about to change. In April, the consulting giant argued that the industry is at a crossroads and found few detractors.

The authors, led by Jimmy Zhao, a partner in McKinsey’s Boston office, said “fee compression and other factors are squeezing retirement solutions providers’ profitability, but ancillary products and services offer a new avenue for growth.”

“Defined contribution plans, which were designed for hyper-efficient wealth accumulation, are now in a decumulation phase: As baby boomers retire and their withdrawals outpace younger savers’ contributions, the DC system is showing net outflows—a trend that’s expected to intensify as the number of people turning 65 is projected to peak in 2026–27,” they wrote.

Moreover, they claimed the industry’s entire business model has shifted.

“Retirement recordkeepers’ revenues from administration fees have been declining as they have substantially reduced these fees to win new business,” the authors explained. “At the same time, cross-subsidized business models have become more common, as some retirement solutions providers view the recordkeeping part of their business as a way to generate additional revenue streams, such as those from wealth and asset management. The retirement and wealth management industries have been converging quickly, with retirement solutions providers moving to diversify their revenues with ancillary products such as brokerage accounts and services such as financial advice, for assets within employer-sponsored plans and outside these plans.

While the size of the DC market shows a consistent upward trend, the underlying economics of the system have undergone what they said is “a significant transformation below the surface.”

They cited total revenues, including investment products and recordkeeping, which grew by $11 billion between 2013 and 2023, from $28 billion to $39 billion.

“Over the same period, the DC system created $45 billion in new revenues from retail wealth management,” they concluded. “These figures underscore the industry’s shift from product-centric to participant-centric strategies.”

— John Sullivan

BPAS

Utica, NY BPAS.com

Key Contact(s)

Bradley Bonno

724.487.0443

bbonno@bpas.com

Sales

866.401.5272

trustsales@bpas.com

Firm Profile

BPAS is a national provider of retirement plans, benefit plans, fund administration, and institutional trust services. We make it our mission to simplify the complicated by delivering services that solve client challenges without the need to engage multiple providers. We support 6,100 retirement plans, $110 billion in trust assets, $1.3 trillion in fund administration, and over 910,000 participants. BPAS specialty administration practices include MEPs, plans with employer securities, 1081 plans, VEBA/115 Trust, HSAs, and DB plans.

Primary Market(s) Served

Micro: <$1 million

Small: $1-$10 million

Mid: $10-$100 million

Large: $100-$250 million

Mega: >$250 million

Plans / Participants Served by Type*

401(k): Plans: 2,133 / Participants: 113,499

403(b): Plans: 220 / Participants: 43,174

457: Plans: 168 / Participants: 3,818

Cash Balance: Plans: 365 / Participants: 31,576

Defined Benefit (Traditional): Plans: 957 / Participants: 187,904

Money Purchase: Plans: 18 / Participants: 4,393

NQDC: Plans: 17 / Participants: 296

Other: Plans: 174 / Participants: 30,175

Total Assets Administered $110,000,000,000

Plans by Channel Direct: 222 Advisor: 3,813

Platform(s) Used FIS OmniPlus

Asset Allocation Funds

We offer open architecture on investments

Advisor Support Services

External Wholesalers Focused on Advisors: 8

External Wholesalers Focused on Institutional: 8

Internal Wholesalers Focused on Advisors: 5

Internal Wholesalers Focused on Institutional: 5

Additional Advisor Support Services

• Compliance Support

• Plan Benchmarking

• Target-Date Evaluation Tools

• Training for DC Plan Sales/Service

• Investment Committee Meetings

Participant Support Services

• Rollover Services

• Call Center Support

• Facebook Page

• Smartphone Access to Participant Balances

• Smartphone Transaction Access for Participants

Plan Sponsor Service(s) Available

Recordkeeping; administration; custody/trustee; investment open architecture; on-line enrollment; automatic enrollment; on-line beneficiary designations; MyPlanLoan; loan/distribution adjudication; automated cash outs; mailing services; 3(16) services; payroll integration.

Cut Through the Complexity

Retirement plans shouldn’t be a headache.

BPAS brings recordkeeping, administration, investments, and trust services together—one team, one roof, zero hassle. With a dedicated Plan Consultant and smart data handling, we reduce up to 50% of HR’s workload.

High Expertise. High Flexibility. No Noise.

Thousands of advisors and plan sponsors—and nearly 1 million participants—trust BPAS for transparent service, deep expertise, and a people-first approach.

Ready for something refreshingly different? Call BPAS.

The Standard

Key Contact(s)

Brody Geist

720.786.2703

brody.geist@standard.com

Derek Fuller

630.338.9385

derek.fuller@standard.com

Todd Smiser

859.462.9582

todd.smiser@standard.com

Firm Profile

For over 90 years, The Standard has helped employers build retirement plans that work—for their business and their people. From 401(k) plans (including PEPs), Profit Sharing, 457, 403(b), Defined Benefit, Cash Balance, and Money Purchase, we offer solutions tailored to a wide range of organizations, government agencies, and nonprofits. We understand the needs of plan sponsors and participants—and deliver with clarity, reliability, and service that advisors can count on.

The Standard is also a trusted provider of group and individual insurance solutions, AD&D, dental, and vision. We support clients with absence management services, individual annuities, and fixed-rate commercial mortgage loans.

Primary Market(s) Served

Micro: <$1 million

Small: $1-$10 million

Mid: $10-$100 million

Plans / Participants Served by Type*

401(k): Plans: 5,658 / Participants: 1,176,054

403(b): Plans: 315 / Participants: 124,279

457: Plans: 188 / Participants: 19,341

Cash Balance: Plans: 64 / Participants: 2,957

Defined Benefit (Traditional): Plans: 115 / Participants: 13,442

Money Purchase: Plans: 75 / Participants: 11,169

NQDC: Plans: 19 / Participants: 431

Other: Plans: 65 / Participants: 11,219

Total Assets Administered $57,211,179,875

Plans by Channel

Direct: 0

Advisor: 6,499

Platform(s) Used Net Asset Value; Separate Account-Group Annuity

Asset Allocation Funds

Advisor Managed, Standard Managed, 3rd party funds available

Advisor Support Services

External Wholesalers Focused on Advisors: 31

External Wholesalers Focused on Institutional: 7

Internal Wholesalers Focused on Advisors: 18

Internal Wholesalers Focused on Institutional: 0

• Compliance Support

• Plan Benchmarking

• Target-Date Evaluation Tools

• Training for DC Plan Sales/Service

• Investment Committee Meetings

Participant Support Services

• Rollover Services

• Call Center Support

• Facebook Page

• Smartphone Access to Participant Balances

• Smartphone Transaction Access for Participants

Plan Sponsor Service(s) Available

We offer a full spectrum of fiduciary services from Pooled Employer Plans to stand-alone 3(16) administration, to asset only recordkeeping in partnership with TPA’s.

Transamerica

Cedar Rapids, IA Transamerica.com

Key Contact(s)

Charmaine Hughes Lee

414.870.8156

Charmaine.Hughes@Transamerica.com

Firm Profile

Transamerica, founded in 1928 and part of Aegon Ltd., a global leader in life insurance and asset management, delivers comprehensive retirement solutions for organizations of all sizes. With decades of experience and deep industry roots, Transamerica supports a broad range of plan types and structures including 401(k), 403(b), 457, nonqualified deferred compensation, IRAs, PEPs, MEPs, Taft-Hartley, and Prevailing Wage. Its mission is to help people live their best lives through tailored retirement programs and innovative financial solutions that meet diverse organizational and participant needs.

Primary Market(s) Served

Micro: <$1 million

Small: $1-$10 million

Mid: $10-$100 million

Large: $100-$250 million

Mega: >$250 million

Plans / Participants Served by Type*

401(k): Plans: 27,627 / Participants: 2,123,040

403(b): Plans: 705 / Participants: 887,045

457: Plans: 337 / Participants: 53,005

Cash Balance: Plans: 122 / Participants: 107,251

Defined Benefit (Traditional): Plans: 242 / Participants: 156,610

Money Purchase: Plans: 75 / Participants: 28,493

NQDC: Plans: 90 / Participants: 40,696

Other: Plans: 420 / Participants: 265,395

Total Assets Administered $245,045,398,446

Plans by Channel

Direct: 0

Advisor: 29,618

Platform(s) Used

Proprietary recordkeeping platform

Asset Allocation Funds

All asset allocation funds are available through the NSCC

Advisor Support Services

External Wholesalers Focused on Advisors: 50

External Wholesalers Focused on Institutional: 6

Internal Wholesalers Focused on Advisors: 45

Internal Wholesalers Focused on Institutional: 6

• Compliance Support

• Plan Benchmarking

• Target-Date Evaluation Tools

• Training for DC Plan Sales/Service

• Investment Committee Meetings

Participant Support Services

• In-Plan Lifetime Income Options

• Rollover Services

• Call Center Support

• Facebook Page

• Smartphone Access to Participant Balances

• Smartphone Transaction Access for Participants

Plan Sponsor Service(s) Available

Consultative approach, bundled/TPA, PEPs, MEPs, high-touch service, payroll integration, fiduciary support, award-winning education, impactful participant experiences, plan health reporting and more.

Celebrating excellence together

We’re excited to share our success as winners of the 2025 NAPA Advisors’ Choice Awards across our core markets, made possible by your support! Thank you for being an essential part of our journey to provide personalized solutions and brighten retirement outcomes.

Discover our latest offerings and innovations.

Witness the transformation firsthand by watching a short video.

TruStage

Madison, WI trustage.com

Key Contact(s)

Pete Wesner

800.491.7859

IntermediarySolutions@trustage.com

Sales Desk

800.491.7859

IntermediarySolutions@trustage.com

Firm Profile

TruStage, formerly Cuna Mutual Group, partners with financial professionals to help all people achieve a better retirement on their terms by understanding your unique needs. We deliver customized retirement solutions and personalized support, providing clear paths to a brighter financial future for both retirement plan sponsors and participants. We are a seasoned provider in the retirement plan industry for more than 50 years and are mutually owned with $3B in surplus capital.

Learn how we partner with retirement-focused professionals to bring forward a total retirement solutions offering at TruStage.com.

Primary Market(s) Served

Micro: <$1 million

Small: $1-$10 million

Mid: $10-$100 million

Plans / Participants Served by Type*

401(k): Plans: 3,517 / Participants: 194,317

403(b): Plans: 255 / Participants: 20,978

457: Plans: 1,372 / Participants: 5,948

Cash Balance: Plans: 107 / Participants: 8,576

Defined Benefit (Traditional): Plans: 371 / Participants: 29,539

Money Purchase: Plans: 72 / Participants: 566

NQDC: Plans: 650 / Participants: 3,054

Other: Plans: 0 / Participants: 0

Total Assets Administered $22,100,000,000

Plans by Channel

Direct: 3,288

Advisor: 2,516

Platform(s) Used Omniplus - Recordkeeping system fully integrated

Asset Allocation Funds

Target date/risk, custom portfolios, Managed accounts, CITs

Advisor Support Services

External Wholesalers Focused on Advisors: 4

External Wholesalers Focused on Institutional: 2

Internal Wholesalers Focused on Advisors: 6

Internal Wholesalers Focused on Institutional: 2

• Compliance Support

• Plan Benchmarking

• Training for DC Plan Sales/Service

• Investment Committee Meetings

Participant Support Services

• Rollover Services

• Call Center Support

• Smartphone Access to Participant Balances

• Smartphone Transaction Access for Participants

Plan Sponsor Service(s) Available

Total retirement solutions (bundled/unbundled) providing recordkeeping/ administration for DB, DC and NQDC plans. Delivering plan health, financial wellness, payroll integration, 3(21) and 3(38) fiduciary services

TruStage™ Retirement Solutions

At TruStage, we partner with plan sponsors and financial professionals to deliver personalized retirement guidance and reliable solutions to plan participants that help build relationships and drive results. Together, we can help create a brighter financial future for all.

90 97% $5.6B years in business overall client satisfaction1 in total revenue with financial independence2

Discover more about our retirement solutions at www.trustage.com/retirement or contact us at 800.491.7859

1 TruStage, TruStage internal data, 2024

2 TruStage, TruStage internal data, 2025

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TruStage™ is the marketing name for TruStage Financial Group, Inc. its subsidiaries and affiliates. CPI Qualified Plan Consultants, Inc. and CMFG Life Insurance Company are subsidiaries of TruStage Financial Group. Annuity insurance products are issued by CMFG Life Insurance Company, located in Waverly, Iowa. Each insurer is solely responsible for the financial obligations under the policies and contracts it issues. All contracts and forms may vary by state and may not be available in all states or through all broker/dealers.

Securities distributed by CUNA Brokerage Services, Inc. (CBSI), Member FINRA /SIPC, a registered broker/ dealer, 2000 Heritage Way, Waverly, Iowa 50677, toll-free 866.512.6109. CBSI is a limited business broker/dealer (Member FINRA/SIPC), a fully owned subsidiary of TruStage Financial Group, Inc. Non-deposit investment and insurance products are not federally insured, involve investment risk, may lose value, and are not obligations of or guaranteed by the financial institution. Representatives offer retirement and investment education but do not provide investment, legal or tax advice. Participants are encouraged to consult their financial professional. TRS-8471901.1-1025-1127 © TruStage

401GO

Key Contact(s)

Stan Smith

914.643.6899 • stan@401go.com

Karli Maughan

801.616.3672 • karli@401go.com

Firm Profile

401(k) Technology Optimized for Financial Advisors

401GO was built with financial advisor partnerships top-of-mind, and our extensive list of specialized tools built just for you shows that commitment runs deep. From our advisor portal and dashboards to our flexible pricing and automated invoicing, 401GO does more than any other retirement plan provider to make your job easier and your client relationships stronger.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Plans / Participants Served by Type*

401(k): 5,000 / 54,000

403(b): 30 / 230

Cash Balance: 25 / 25

Total Assets Administered

$1,200,000,000

Plans by Channel

Direct: 2,200 / Advisor: 2,900

Platform(s) Used

In-house built proprietary platform

Asset Allocation Funds

Open Architecture, Advisor Managed or 401GO Managed

Advisor Support Services

External Wholesalers Focused on Advisors: 8

External Wholesalers Focused on Institutional: 2

Internal Wholesalers Focused on Advisors: 8

Internal Wholesalers Focused on Institutional: 2

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service

Participant Support Services

In-Plan Lifetime Income Options, Rollover Services, Call Center Support, Facebook Page, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

Plan Sponsor Service(s) Available

Plan sponsors have dedicated Client Success Managers with full phone, email and virtual meeting support. Payroll integrations and a Concierge team enable full hands-off administration.

ADP Retirement Services

Key Contact(s)

Shaun Cannon

609.553.0084 • shaun.cannon@adp.com

Firm Profile

ADP is a leading retirement plan provider offering flexible retirement plan solutions specifically tailored to meet the needs of business owners and their workforce. Our embedded solutions leverage smart technology to make managing plans simple and easy. With ADP’s all-in-one platform, plan sponsors can effortlessly manage payroll, HR benefits and retirement in one ecosystem – saving time while reducing administrative burdens and compliance risk. Employees gain comprehensive financial wellness support and personalized insights to make more informed decisions. Backed by unparalleled data, expertise and service, ADP delivers an elevated retirement experience everyone can rely on.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million

Plans / Participants Served by Type*

401(k): 135,642 / 3,930,807

Other: 63,044 / 288,567

Total Assets Administered $158,800,000,000

Plans by Channel

Direct: 105,629 / Advisor: 30,013

Platform(s) Used SunGard

Asset Allocation Funds

Open flexible investment platform with multiple fund choices

Advisor Support Services

External Wholesalers Focused on Advisors: 20

External Wholesalers Focused on Institutional: 244

Internal Wholesalers Focused on Advisors: 5

Internal Wholesalers Focused on Institutional: 21

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

Participant Support Services

Rollover Services, Call Center Support, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

Plan Sponsor Service(s) Available

Plan benchmarking, plan health reports, financial wellness, compliance testing, participant mobile app, value-add education, payroll integration with any provider, rollovers, dedicated client and advisor services

Sandy, UT • 401go.com

Alerus Retirement and Benefits

Key Contact(s)

Frank Hoffman

651.925.6642 • frank.hoffman@alerus.com

David Rogers

215.801.1040 • david.rogers@alerus.com

Mark Alley

612.751.5825 • mark.alley@alerus.com

Firm Profile

Alerus Financial, founded in 1879 and re-established in 1933, is one of the largest independent financial services firms in the upper Midwest. It serves individuals, families, and businesses with a broad range of solutions. Since 1944, its Retirement and Benefits division has offered profit-sharing administration and evolved into a nationally recognized provider. As an openarchitecture retirement plan provider, Alerus delivers customized recordkeeping, consulting, and compliance services for qualified and non-qualified plans. Today, it stands as a multibillion-dollar company and a Top 25 Recordkeeper in Plan Count and Assets by plan type and is recognized as a top 10 PEP Provider.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million

Plans / Participants Served by Type*

401(k): 4,193 / 231,126

403(b): 204 / 26,550

457: 817 / 20,552

Cash Balance: 148 / 6,629

Defined Benefit (Traditional): 50 / 606

Money Purchase: 1,246 / 43,993

NQDC: 10 / 63

Other: 1,400 / 8,000

Total Assets Administered

$40,700,000,000

Plans by Channel

Direct: 400 / Advisor: 8,000

Platform(s) Used

OMNI

Advisor Support Services

External Wholesalers Focused on Advisors: 11

External Wholesalers Focused on Institutional: 11

Internal Wholesalers Focused on Advisors: 3

Internal Wholesalers Focused on Institutional: 3

Compliance Support, Plan Benchmarking, Training for DC Plan Sales/Service, Investment Committee Meetings

Participant Support Services

Financial wellness based participant experience, Personalized Managed Accounts, In-Plan Lifetime Income Options, Rollover Services, Call Center Support, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

Plan Sponsor Service(s) Available

Employers benefit from our named-dedicated expert team, streamlined service model, and technology-driven guidance that simplifies administration and empowers participants to reach their retirement goals.

*as of 6.30.25

American Trust Retirement

Key Contact(s)

Beau Adams

800.693.7800 • badams@americantrust.com

Brian Lenz

800.693.7800 • blenz@americantcs.com

Cynthia Tomczak

800.693.7800 • ctomczak@americantcs.com

Firm Profile

American Trust Retirement has been collaborating with financial intermediaries for almost 50 years. We don’t dabble in the retirement industry. It’s our core business. It’s who we are. It’s what we do. Our firm was founded by hardworking, forward-thinking entrepreneurs who truly embody the American spirit. We were built on a dedication to innovation, integrity and a desire to provide financial security for retirement savers. As an AmericanTCS business, we provide trading, custody, administration and technology solutions that enable our partners to create their own retirement offerings.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million

Plans / Participants Served by Type*

401(k): 5,721 / 220,332

403(b): 141 / 10,664

457: 36 / 1,731

Cash Balance: 63 / 230

Defined Benefit (Traditional): 8

Money Purchase: 20 / 6,385

NQDC: 32 / 1,752

Other: 315 / 9,888

Total Assets Administered

$18,119,556,791

Plans by Channel Direct: 0 / Advisor: 6,295

Platform(s) Used Open-architecture, NAV

Asset Allocation Funds

Open-architecture access to mutual funds, CITs, and ETFs.

Advisor Support Services

External Wholesalers Focused on Advisors: 6

External Wholesalers Focused on Institutional: 4

Internal Wholesalers Focused on Advisors: 2

Internal Wholesalers Focused on Institutional: 4

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

Participant Support Services

In-Plan Lifetime Income Options, Rollover Services, Call Center Support, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

Plan Sponsor Service(s) Available

Dedicated plan sponsor service and RM teams coupled with technology and a comprehensive suite of recordkeeping, administration, actuarial, and fiduciary services.

Minnetonka, MN • alerusrb.com

Ameritas Retirement Plans

Key Contact(s)

Andrew Gunning

603.703.9851 • andrew.gunning@ameritas.com

Orlando Cruz

402.200.4764 • orlando.cruz@ameritas.com

Scott Holechek

402.467.7398 • sholechek@ameritas.com

Firm Profile

A robust retirement plan is a game changer. It’s a benefit for attracting and keeping top talent. That’s why Ameritas offers great plan options and a team ready to get creative. We tailor retirement plans to companies of all sizes....it’s our sweet spot. A full range of plan types for diverse organizations. A wealth of ways to customize. Broad recordkeeping capabilities, high performance service teams, high-tech tools, and high-touch support. We’re mutual based and financially strong. That makes us a stable retirement company you can count on. We are great fit for clients who value real human relationships and conversations.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Plans / Participants Served by Type*

401(k): 10,300 / 330,000

403(b): 65 / 6,000

457: 260 / 68,000

Cash Balance: 135 / 290

Defined Benefit (Traditional): 135 / 290

Money Purchase: 85 / 5,600

Other: 140 / 18,000

Total Assets Administered

$19,000,000

Plans by Channel

Direct: 60 / Advisor: 10,300

Platform(s) Used

OMNI and Relius

Asset Allocation Funds

Target Date, Target Date CITs, Managed Accounts

Advisor Support Services

External Wholesalers Focused on Advisors: 14

External Wholesalers Focused on Institutional: 3

Internal Wholesalers Focused on Advisors: 10

Internal Wholesalers Focused on Institutional: 2

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

Participant Support Services

Rollover Services, Call Center Support, Facebook Page, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

Plan Sponsor Service(s) Available

Plan design, Fiduciary guidance, Investment selection and due diligence, Recordkeeping services, Retirement readiness

Ascensus

Key Contact(s)

Anthony Bologna

267.549.1057 • anthony.bologna@ascensus.com

Jeff Hockenbrock

925.328.4496 • jeff.hockenbrock@ascensus.com

Firm Profile

Ascensus helps millions of people save for a better future by partnering with advisors and financial institutions to bring tax-advantaged savings solutions to employers of every size and type. With flexible solutions that are simple to implement, administer, and use, we enable advisors to deliver greater value— and organizations and savers to confidently pursue their goals and achieve better outcomes. Wherever you and your clients want to be, get there with Ascensus.

Learn more: https://advisors.ascensus.com/

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Plans / Participants Served by Type*

401(k): 131,705 / 3,360,896

403(b): 14,789 / 420,868

457: 571 / 34,200

Money Purchase: 62 / 11,934

NQDC: 1,558 / 128,248

Other: 72,622 / 1,406,618

Total Assets Administered $315,000,000,000

Plans by Channel

Direct: 1,135 / Advisor: 220,172

Platform(s) Used

Proprietary and open architecture platforms

Asset Allocation Funds

Balanced, Target Date, Risk Based, Models, Managed Accounts

Advisor Support Services

External Wholesalers Focused on Advisors: 27

External Wholesalers Focused on Institutional: 27

Internal Wholesalers Focused on Advisors: 17

Internal Wholesalers Focused on Institutional: 17

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

Participant Support Services

Rollover Services, Call Center Support, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

Plan Sponsor Service(s) Available

3(16) Administrative Fiduciary Services; Managed account platforms; Financial Finesse-powered wellness solutions; Payroll integrations; Trust services; Integrated qualified & nonqualified plans; MEPs/PEPs; Industry leading ERISA team

Capital Group

Key Contact(s)

Advisor Marketing

800.421.9900 • RPServices@capitalgroup.com

Firm Profile

Over 90 years, Capital Group has helped millions of clients pursue their financial goals. Our mission and distinctive investment approach, known as The Capital System, is designed to generate the superior, long-term results clients seek. And because many of these clients invest in our funds through their workplace retirement plan, we offer a family of solutions that can be tailored to the needs of virtually any business, regardless of size or budget. Today, over 68,000 businesses and their employees — totaling more than 2.6 million plan participants — rely on our retirement plan recordkeeping services.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Plans / Participants Served by Type*

401(k): 65,100 / 1,425,288

403(b): 1,379 / 66,031

457: 0 / 0

Cash Balance: 0 / 0

Defined Benefit (Traditional): 0 / 0

Money Purchase: 54 / 1,496

NQDC: 4 / 42

Other: 565 / 13,033

Total Assets Administered

$127,714,518,456

Plans by Channel

Direct: 0 / Advisor: 68,781

Platform(s) Used

SS&C TRAC (RecordkeeperDirect); Empower (PlanPremier)

Asset Allocation Funds

American Funds Target Date Retirement Series, American Funds Portfolio Series, American Funds Retirement Income Portfolio Series, American Funds Balanced Fund, American Funds Global Balanced Fund, plus additional options from other investment managers

Advisor Support Services

External Wholesalers Focused on Advisors: 173

External Wholesalers Focused on Institutional: 0

Internal Wholesalers Focused on Advisors: 169

Internal Wholesalers Focused on Institutional: 0

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

Participant Support Services

Rollover Services, Call Center Support, Facebook Page, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

Plan Sponsor Service(s) Available

Payroll Integration, ICanRetire Participant Engagement Program, Notice Delivery Services, Automated Mandatory Distribution Service, Automatic Enrollment and Eligibility Tracking, Plan Cost Summary, and Custom Plan Reports.

Corebridge Financial

Key Contact(s)

Robert Haverstrom

713.831.5497 • robert.haverstrom@corebridgefinancial.com

Firm Profile

We are a leading retirement plan provider for K-12 schools, government, healthcare, higher education and other not-for-profit institutions, with a long and proven track record of serving our clients. Through our strong partnerships with plan sponsors and consultants, a dedicated financial advisor network, and innovative technology solutions and tools, we make retirement planning easy and accessible and help people turn their financial dreams into realities.

Primary Market(s) Served

Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Plans / Participants Served by Type*

401(k): 535 / 101,913

403(b): 19,218 / 3,014,237

457: 5,289 / 578,549

Cash Balance: 0 / 0

Defined Benefit (Traditional): 0 / 0

Money Purchase: 0 / 0

NQDC: 0 / 0

Other: 15,640 / 1,415,816

Total Assets Administered

$81,407,787,050

Plans by Channel

Direct: 24,487 / Advisor: 24,487

Platform(s) Used

Open architecture mutual fund platform

Asset Allocation Funds

More than 168 mutual fund families offered

Advisor Support Services

External Wholesalers Focused on Advisors: 7

External Wholesalers Focused on Institutional: 0

Internal Wholesalers Focused on Advisors: 7

Internal Wholesalers Focused on Institutional: 0

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

Participant Support Services

In-Plan Lifetime Income Options, Rollover Services, Call Center Support, Facebook Page, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

Plan Sponsor Service(s) Available

Dedicated relationship management team, turnkey plan administration, ad-hoc reporting, online plan management, fiduciary support services, plan design, review and consulting, data management and cybersecurity services.

Los Angeles, CA • capitalgroup.com

Employee Fiduciary

Key Contact(s)

Eric Droblyen, CPC, QPA

727.324.4004 • eric@employeefiduciary.com

Cindy Dash

251.219.9724 • cdash@employeefiduciary.com

Firm Profile

Employee Fiduciary is a leading provider of low-cost 401(k), solo 401(k), and 403(b) plans for small and mid-sized businesses. Since 2004, we have delivered flat-fee pricing, transparent service, and expert plan design to help employers and advisors build retirement plans that meet their goals. Backed by responsive, personal support and free of hidden fees, we deliver high-quality retirement plans without unnecessary cost or complexity.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Plans / Participants Served by Type*

401(k): 4,775 / 102,180

403(b): 77 / 4,263

457: 12 / 379

Cash Balance: 12 / 18

Defined Benefit (Traditional): 0 / 0

Money Purchase: 1 / 36

NQDC: 4 / 173

Other: 0 / 0

Total Assets Administered

$6,754,109,997.91

Plans by Channel

Direct: 2,961 / Advisor: 1,920

Platform(s) Used

Relius ASP

Asset Allocation Funds

Target Date, Target Risk, Managed Accounts

Advisor Support Services

External Wholesalers Focused on Advisors: 0

External Wholesalers Focused on Institutional: 0

Internal Wholesalers Focused on Advisors: 3

Internal Wholesalers Focused on Institutional: 3

Compliance Support

Participant Support Services

Call Center Support, Facebook Page, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

Plan Sponsor Service(s) Available Bundled/Unbundled 401(k) Plans, Annual Compliance Testing, Form 5500 Filing, Expert Plan Design, Dedicated Relationship Manager, Loans, Distributions, Payroll Integration

Empower

Key Contact(s)

Peter Kapinos

617.535.8986 • peter.kapinos@empower.com

Stephanie Bodhi

303.737.2248 • stephanie.bodhi@empower.com

Firm Profile

Empower is a leading financial services provider focused on helping people work toward financial freedom. We deliver integrated retirement solutions across defined contribution, defined benefit, and nonqualified plans; giving organizations one point of contact, one service team, and an integrated digital experience.

Our open-architecture platform offers thousands of investments and Empower’s stable value solutions provide flexible investments, competitive crediting rates, and guarantees backed by strong financial strength.

Beyond retirement, Empower provides stock plan and consumer-directed health solutions to address diverse client needs. Together, these offerings create a more holistic benefit and financial wellness experience for organizations and the individuals they serve.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Plans / Participants Served by Type*

401(k): 72,892 / 13,070,258

403(b): 6,634 / 1,342,922

457: 3,541 / 2,035,626

Cash Balance: 94 / 100

Defined Benefit (Traditional): 1,369 / 215,068

Money Purchase: 1,775 / 1,491,918

NQDC: 1,203 / 143,157

Other: 1,174 / 843,936

Total Assets Administered

$1,771,625,754,755

Platform(s) Used Empower Recordkeeping Platform

Asset Allocation Funds

Open architecture with more than 19,000 investment options

Advisor Support Services

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

Participant Support Services

In-Plan Lifetime Income Options, Rollover Services, Call Center Support, Facebook Page, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

Plan Sponsor Service(s) Available

Plan analytics, retirement readiness reviews, online reporting, plan & investments reviews, Empower Security Guarantee, Consumer-Directed Health Services, Empower Stock Plan Services, experienced client service team

Equitable

Key Contact(s)

Jim O’Connor

508.309.5333 • james.oconnor@equitable.com

Micah Lewis

201.978.3618 • micah.lewis@equitable.com

Firm Profile

Equitable, a subsidiary of Equitable Holdings (NYSE: EQH), has been a leading financial services provider since 1859. With a mission to help clients secure their financial well-being, the company is an industry leader working with plan sponsors in the 401(k), 403(b), and 457 plan markets and has extensive expertise serving Association, MEPs, PEPs, Cash Balance, and Non-Qualified plans. Equitable has more than 8,000 employees and serves 2.8 million clients nationwide. Please visit equitable.com for more information.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Plans / Participants Served by Type*

401(k): 6,021 / 77,587

403(b): 15,193 / 914,916

457: 2,796 / 95,238

Money Purchase: 164 / 22,233

Total Assets Administered

$48,758,700,187

Plans by Channel

Direct: 0 / Advisor: 24,174

Platform(s) Used SS&C’s TRAC

Asset Allocation Funds

All suites available on open architecture platform

Advisor Support Services

External Wholesalers Focused on Advisors: 27

External Wholesalers Focused on Institutional: 1

Internal Wholesalers Focused on Advisors: 13

Internal Wholesalers Focused on Institutional: 2

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

Participant Support Services

In-Plan Lifetime Income Options, Rollover Services, Call Center Support, Facebook Page, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

Plan Sponsor Service(s) Available

Comprehensive service and dedicated support including CSRs, VRS, plan sponsor website, education and marketing material, and advanced market support for NQ and cash balance opportunities.

Fidelity Investments

Key Contact(s)

Patrick Duffy

817.474.1863 • patrick.duffy@fmr.com

Firm Profile

Fidelity’s mission is to strengthen the financial well-being of our customers and deliver better outcomes for the clients and businesses we serve. Fidelity’s strength comes from the scale of our diversified, market-leading financial services businesses that serve investors, employers, advisors, TPAs and institutions. With assets under administration of $15 trillion, including discretionary assets of $5.8 trillion as of September 30, 2024, we focus on meeting the unique needs of a broad and growing customer base. Privately held for 78 years, Fidelity employs more than 76,000 associates across the United States and 10 other countries.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Plans / Participants Served by Type*

401(k): 28,000 / 34,300,000

403(b): 7,946 / 4,600,000

457: 1,099 / 464,000

Cash Balance: 320 / 1,980,000

Defined Benefit (Traditional): 208 / 4,880,000

NQDC: 2,769 / 353,000

Total Assets Administered

$4,400,000,000,000

Platform(s) Used Proprietary

Asset Allocation Funds

Open architecture with more than 16,000 funds

Advisor Support Services

External Wholesalers Focused on Advisors: 31

External Wholesalers Focused on Institutional: 29

Internal Wholesalers Focused on Advisors: 29

Internal Wholesalers Focused on Institutional: 13

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

Participant Support Services

Rollover Services, Call Center Support, Facebook Page, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

Plan Sponsor Service(s) Available

Benchmarking, plan analytics, employee engagement and financial wellness, Cybersecurity Customer Protection Guarantee, dedicated client service with 99% client retention rate, plan consulting, and compliance/regulatory support.

Human Interest, Inc.

Key Contact(s)

T. J. Fries

614.581.7271

• todd.fries@humaninterest.com

Chris Cupolo

904.392.6456 • christopher.cupolo@humaninterest.com

Kim McVicker

515.321.3524 • kim.mcvicker@humaninterest.com

Firm Profile

Human Interest, Retirement Industry Disruptor™, is focused on fixing a broken industry and transforming the way 401(k)s should work, including several industry firsts: eliminating transaction fees, offering a cash-back incentive program for plan participants, and the first of its kind money-back customer experience guarantee. Human Interest’s next generation digital platform, PartnerConnect™, helps advisors streamline plan management while providing powerful tools to expand their client base. Built by advisors, for advisors, PartnerConnect provides full visibility into clients, funds, and plans through a single digital platform. An award-winning provider recognized by Fast Company and the Stevie Awards for innovation and customer experience, Human Interest makes it simple and affordable to offer a 401(k).

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Plans / Participants Served by Type*

401(k): 37,353 / 705,381

Total Assets Administered

$7,755,979,952

Platform(s) Used Proprietary Platform

Asset Allocation Funds

Model Portfolios, Open-Architecture Lineup

Advisor Support Services

External Wholesalers Focused on Advisors: 77

External Wholesalers Focused on Institutional: 4

Internal Wholesalers Focused on Advisors: 42

Internal Wholesalers Focused on Institutional: 1

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service

Participant Support Services

Rollover Services, Call Center Support, Facebook Page, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

Plan Sponsor Service(s) Available

Dedicated Account and Compliance Support, 500+ Payroll Integrations, Audit Relief, 5500/Document Preparation/Filing, Customized Reporting, Online/ Phone Support, Education, Participant Notices, ERISA Bond Procurement, 3(16) Administrative Services

Disclosures:

J.P. Morgan Asset Management

Key Contact(s)

Charlie Cote

201.679.8840 • charlie.cote@jpmorgan.com

Joshua Forstater

215.896.8731 • josh.forstater@jpmorgan.com

Firm Profile

Everyone’s path to retirement looks different. At J.P. Morgan Asset Management, we believe the foundation for a successful retirement holds true for all: know people, know markets. As part of America’s largest bank, we understand how people save and spend, combining insights into human behavior with market intelligence. This is how we seek to deliver smart retirement strategies to achieve long-term goals and help everyone reach the retirement they’ve earned, leveraging the scale of the second largest recordkeeping system (Empower) for our Retirement Link platform and the fastest growing recordkeeping system (Vestwell) for our Everyday 401(k) solution.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million

Plans / Participants Served by Type*

401(k): 4,502 / 199,905

403(b): 1 / 64

Money Purchase: 13 / 865

NQDC: 9 / 368

Total Assets Administered

$12,800,000,000

Plans by Channel

Direct: 3,813 / Advisor: 712

Platform(s) Used

Third Party Outsourced Recordkeeping Platform

Asset Allocation Funds

JPM SmartRetirement

Advisor Support Services

External Wholesalers Focused on Advisors: 21

External Wholesalers Focused on Institutional: 21

Internal Wholesalers Focused on Advisors: 15

Internal Wholesalers Focused on Institutional: 15

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

Participant Support Services

In-Plan Lifetime Income Options, Rollover Services, Call Center Support, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

Plan Sponsor & Participant Support Services Available

Plan analytics, online reporting, plan and investment reviews, experienced client service team.

Belmont, MI • journeyrps.com

Journey Retirement Plan Services

Key Contact(s)

Nic Pospiech

616.559.0045 • npospiech@journeyrps.com

Miles Leech

616.559.0045 • mleech@journeyrps.com

Annette Leech

616.559.0045 • aleech@journeyrps.com

Firm Profile

At Journey we strive to be more than just a plan compliance & bookkeeping firm. The mission of our comprehensive TPA & Recordkeeping services is to work alongside our advisors directly to build a customized, intuitive, cohesive retirement solution for plan sponsors. The best financial strategy starts with an excellent client relationship that exceeds every expectation. We work to build strong professional relationships with our advisors to make the plans you provide a benefit, not a burden.

Primary Market(s) Served Micro: <$1 million, Small: $1-$10 million

Plans / Participants Served by Type*

401(k): 180 / 8,000

403(b): 10 / 500

457: 5 / 400

Cash Balance: 1 / 10

Total Assets Administered

$160,000,000

Plans by Channel Direct: 10 / Advisor: 190

Platform(s) Used FIS Relius, Congruent CORE

Asset Allocation Funds Directed by Advisor

Advisor Support Services

Compliance Support, Plan Benchmarking, Training for DC Plan Sales/Service

Participant Support Services

Rollover Services, Call Center Support, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

Plan Sponsor & Participant Support Services Available Plan doc design, direct support, web portal, statement preparation, 5500s, distribution and loan processing, data management, payroll integration, automation, full compliance, TPA services.

July Business Services, LLC

Key Contact(s)

Michelle LeCates

254.730.7382 • mlecates@julyservices.com

Blake Willis

254.296.4015 • bwillis@julyservices.com

Brian Smith

888.333.5859 • brian.smith@julyservices.com

Firm Profile

JULY is a 401(k) service company specializing in high-touch, tech-enabled retirement plan services. For 30 years, our employees have served as plan experts to advisory firms, advisors, and employers. Our in-house software development team has built a host of proprietary technology to streamline, automate, and simplify all facets of retirement planning. Our services include recordkeeping, administration, PEP, plan design, 3(16) services, cash balance and defined benefit plans, payroll services and business process outsourcing.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Plans / Participants Served by Type*

401(k): 8,160 / 187,530

403(b): 122 / 7,600

457: 29 / 683

Cash Balance: 478 / 2,567

Defined Benefit (Traditional): 75 / 329

Money Purchase: 24 / 695

NQDC: 19 / 87

Other: 206 / 2,798

Total Assets Administered

$16,000,000,000

Plans by Channel

Direct: 0 / Advisor: 9,350

Platform(s) Used

Matrix, American Trust Company, Schwab, Pershing

Asset Allocation Funds

Target Date/Risk, Custom, Managed Accounts, CITs

Advisor Support Services

External Wholesalers Focused on Advisors: 8

External Wholesalers Focused on Institutional: 1

Internal Wholesalers Focused on Advisors: 4

Internal Wholesalers Focused on Institutional: 1

Compliance Support, Plan Benchmarking, Training for DC Plan Sales/Service

Participant Support Services

In-Plan Lifetime Income Options, Rollover Services, Call Center Support, Facebook Page, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

Plan Sponsor Service(s) Available

3(16) services, Dedicated Client Service Manager, Participant Call Center / Chat, Plan Reporting, Compliance/Administration, Payroll Services, Website/App

Lincoln Financial

Key Contact(s)

Jayson West

336.362.1951

Joe Mrozek

• Jayson.West@lfg.com

484.484.8032 • Joseph.Mrozek@lfd.com

Firm Profile

Lincoln Financial helps people confidently plan for their vision of a successful financial future. As of December 31, 2024, approximately 17 million customers trust our guidance and solutions across four core businesses – annuities, life insurance, group protection, and retirement plan services. As of September 30, 2025, the company had $347 billion in end-of-period account balances, net of reinsurance. Headquartered in Radnor, PA., Lincoln Financial is the marketing name for Lincoln National Corporation (NYSE: LNC) and its affiliates. Learn more at LincolnFinancial.com

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Plans / Participants Served by Type*

401(k): 7,622 / 565,797

403(b): 10,568 / 760,206

457: 1,902 / 107,320

Cash Balance: 1 / 3,662

Defined Benefit (Traditional): 15 / 29,646

Money Purchase: 1,108 / 133,962

NQDC: 401 / 18,299

Other: 1,384 / 226,895

Total Assets Administered

$116,383,000,000

Plans by Channel

Direct: 7,548 / Advisor: 13,298

Platform(s) Used

Lincoln Alliance® and Lincoln DirectorTM

Asset Allocation Funds

Lincoln Alliance®: Lincoln DirectorTM, group variable annuity Lincoln DirectorTM: Target Date Funds, custom portfolios

Advisor Support Services

External Wholesalers Focused on Advisors: 33

External Wholesalers Focused on Institutional: 7

Internal Wholesalers Focused on Advisors: 18

Internal Wholesalers Focused on Institutional: 3

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

Participant Support Services

In-Plan Lifetime Income Options, Rollover Services, Call Center Support, Facebook Page, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

Plan Sponsor Service(s) Available

Daily recordkeeping and valuation, compliance, reporting, plan sponsor website, plan health dashboard, fiduciary line-up services, custom portfolio services.

Manulife John Hancock Retirement

Key Contact(s)

Abigail Benham

860.614.5989 • abigail_benham@jhancock.com

Christina Frattura

617.543.4604 • christina_frattura@jhancock.com

Lauren Hill

314.610.9174 • lauren_hill@jhancock.com

Firm Profile

We’re the U.S. retirement brand of Manulife Financial Corporation, a leading global financial services provider of insurance, retirement, wealth, and asset management solutions. We have more than 2,600 employees dedicated to supporting 3.3 million retirement savers, $254 billion in assets under management, and 57,199 retirement plans. We have the commitment to help you deliver the outcomes you want for your plan.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Plans / Participants Served by Type*

401(k): 54,186 / 2,342,936

403(b): 0 / 0

457: 357 / 12,221

Cash Balance: 11 / 22,142

Defined Benefit (Traditional): 1,728 / 67,963

Money Purchase: 363 / 9,726

NQDC: 122 / 3,105

Total Assets Administered $253,443,267,897

Plans by Channel

Direct: 0 / Advisor: 57,224

Platform(s) Used

Group Annuity, Open Architecture, NAV platform

Asset Allocation Funds

JH Lifetime Blend Portfolio, JH Multimanager Lifetime Portfolio, JH Lifetime Blend Trust, JH Multimanager Lifestyle, JH Lifestyle Blend, JH Lifestyle Blend Trust

Advisor Support Services

External Wholesalers Focused on Advisors: 82

External Wholesalers Focused on Institutional: 0

Internal Wholesalers Focused on Advisors: 59

Internal Wholesalers Focused on Institutional: 0

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

Participant Support Services

Rollover Services, Call Center Support, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

Plan Sponsor & Participant Support Services Available Dedicated service team, plan reviews, benchmarking, access to plan/ participant data, resources to help make contributions, manage employee information, access fiduciary resources, and educational tools

Key Contact(s)

Kyle Hughes

214.863.5069 • kyle.hughes@milliman.com

Gerald Erickson

952.820.2401 • gerald.erickson@milliman.com

Firm Profile

Since 1947, Milliman has provided expert retirement plan recordkeeping, administration, and consulting for public, private, not-for-profit, multiple employer plan, and Taft-Hartley clients across a broad range of industries. Our experience includes 401(k), 403(b), 457, ESOPs, cash balance, traditional pension, money purchase and nonqualified plans. We combine decades of benefits experience, the highest client service standards, and leading-edge technology to create an integrated, engaging experience for plan sponsors and participants to help achieve healthy financial outcomes.

Primary Market(s) Served

Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Plans / Participants Served by Type*

401(k): Plans: 1,059 / Participants: 1,028,937

Defined Benefit (Traditional): Plans: 404 / Participants: 940,368

Total Assets Administered

$140,489,322,290

Plans by Channel

Direct: 5 Advisor: 95

Platform(s) Used

DC: FIS OmniPlus DB: Proprietary

Asset Allocation Funds

Milliman provides a completely open architecture platform

Advisor Support Services

External Wholesalers Focused on Advisors: 6

External Wholesalers Focused on Institutional: 4 Compliance Support, Plan Benchmarking

Participant Support Services

Financial Wellness and Education, Rollover Services, Emergency Savings Account, Group and 1:1 Meeting Support, Call Center Support, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants, Managed Account Solutions, Model Portfolio Capabilities, Out-of-Plan Lifetime Income Solution, Student Loan Matching Solution

Plan Sponsor Service(s) Available

Milliman offers plan design/optimization consulting, compliance, total retirement outsourcing, plan sponsor site with dashboard/robust reporting, legislative updates, actuarial consulting, pension de-risking, a personalized, high-touch approach.

Nationwide

Key Contact(s)

Christina Gregory - East Division

727.804.2671 • christina.gregory@nationwide.com

Rob Kissler - Central Division

614.361.2929 • kissler@nationwide.com

Steve Ebert - Western Division 614.595.2074 • steve.ebert@nationwide.com

Firm Profile

Nationwide is a strong and stable Fortune 100 company with nearly 50 years of experience in retirement plans, serving participants across 401(k), 403(b) and 457. As an advisor-friendly partner, we make it easy to do business with us by providing a smooth experience for you, your clients, and their employees. Build a plan with Nationwide that fits the way you work and meets your clients’ needs.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Plans / Participants Served by Type*

401(k): 14,058 / 554,812

403(b): 363 / 77,552

457: 8,222 / 1,465,689

Total Assets Administered

$235,800,000,000

Asset Allocation Funds

Nationwide offers 71 to 227 asset allocation funds

Advisor Support Services

External Wholesalers Focused on Advisors: 30

External Wholesalers Focused on Institutional: 3

Internal Wholesalers Focused on Advisors: 16

Internal Wholesalers Focused on Institutional: 0

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

Participant Support Services

In-Plan Lifetime Income Options, Rollover Services, Call Center Support, Facebook Page, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

Plan Sponsor Service(s) Available

Dedicated relationship manager, 1:1 participant guidance, Call center with extended hours, Virtual and in-person education, Notice delivery Payroll integration and management, Fully transactional mobile app

Recordkeeping

Plymouth, IN • ktradeonline.com

North American KTRADE Alliance, LLC

Key Contact(s)

Trent Newcomb

888.954.9321 • tnewcomb@ktradeonline.com

Steve Gradeless

614.623.3438 • sgradeless@ktradeonline.com

Firm Profile

Firm Profile *

KTRADE is a true Open Architecture record keeping service used mainly by fee-based RIA firms and IARs of Broker/Dealers’ RIAs. We work with a number of investment Custodians. We are owned by a group of TPAs, but KTRADE is available to all TPA firms to use. Share accounting is used, not unit value accounting. Our Demo Accounts on our website are - Participant site: User Name - DEMOEE; Password DEMO123 - Plan Sponsor site: User Name - DEMOPS; Password DEMO123.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Total Assets Administered N/A

Plans by Channel N/A

Asset Allocation Funds

There are numerous asset allocation funds available.

Advisor Support Services

External Wholesalers Focused on Advisors: 1

External Wholesalers Focused on Institutional: 0

Internal Wholesalers Focused on Advisors: 1

Internal Wholesalers Focused on Institutional: 0

Participant Support Services

In-Plan Lifetime Income Options, Rollover Services, Call Center Support, Smartphone Access to Participant Balances

Plan Sponsor Service(s) Available

Local TPAs that provide plan design consulting. TPAs can serve as 3(16) Administrative Fiduciary or serve as the 402(a) Plan Administrator. Excellent on-line enrollment.

NWPS

Key Contact(s)

Tom O’Brien

847.492.0132 • tobrien@nwpsbenefits.com

Dawn Mills

206.588.4562 • dmills@nwpsbenefits.com

Firm Profile

At NWPS, our clients and their advisors are the decision makers. Founded in 1994, we handle plan operations, participant service and compliance for over 1,100 clients nationwide, with 484,200+ participants and $56.5 billion in retirement savings under administration.

Primary Market(s) Served

Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Plans / Participants Served by Type*

401(k): 853 / 245,594

403(b): 54 / 24,882

457: 35 / 3,565

Cash Balance: 13 / 1,003

Defined Benefit (Traditional): 55 / 86,166

Money Purchase: 6 / 5,151

NQDC: 21 / 1,010

Other: 83 / 103,491

Total Assets Administered $56,627,288,630

Plans by Channel Direct: 191 / Advisor: 938

Platform(s) Used FIS Relius and FIS OMNI

Asset Allocation Funds All

Advisor Support Services

External Wholesalers Focused on Advisors: 6

External Wholesalers Focused on Institutional: 0

Internal Wholesalers Focused on Advisors: 1

Internal Wholesalers Focused on Institutional: 0

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

Participant Support Services

In-Plan Lifetime Income Options, Rollover Services, Call Center Support, Smartphone Access to Participant Balances

Plan Sponsor Service(s) Available NWPS provides comprehensive defined benefit and defined contribution plan documentation, recordkeeping, administration, compliance, consulting, communication, and participant services.

Paychex

Key Contact(s)

Dan Campanelli

303.905.1119 • dcampanelli@paychex.com

Firm Profile

Paychex, Inc. (Nasdaq: PAYX) is the digitally driven HR leader that is reimagining how companies address the needs of today’s workforce with the most comprehensive, flexible, and innovative HCM solutions for organizations of all sizes. Offering a full spectrum of HR advisory and employee solutions, Paychex pays 1 out of every 11 American private sector workers and is raising the bar in HCM for approximately 800,000 customers in the U.S. and Europe. Every member of the Paychex team is committed to fulfilling the company’s purpose of helping businesses succeed. Visit paychex.com to learn more.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Plans / Participants Served by Type*

401(k): 124,000 / 1,608,060

Total Assets Administered

$55,700,000,000

Plans by Channel

Direct: 74,429 / Advisor: 49,571

Platform(s) Used

Proprietary recordkeeping system, Omni SunGard

Asset Allocation Funds

See kindex.paychex.com for complete list of available funds

Advisor Support Services

Internal Wholesalers Focused on Advisors: 23 Compliance Support, Plan Benchmarking, Training for DC Plan Sales/Service

Participant Support Services

Rollover Services, Call Center Support, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

Plan Sponsor Service(s) Available

Enrollment Meetings; Client/Participant Call Center; Web/Mobile access to plan data; Fiduciary Products: 3(38), 3(21), 3(16); PEP with Paychex acting as pooled plan provider and 3(16)

*as of 5/31/25

PCS Retirement, LLC

Key Contact(s)

Matt Drummond

267.780.3344 • matthew.drummond@pcsretirement.com

Jordan Migneault

215.435.1602 • jordan@pcsretirement.com

Julianne Donatelli

732.674.2513 • julianne.donatelli@pcsretirement.com

Firm Profile

PCS Retirement is among the nation’s largest independent and conflict-free retirement solution providers in the industry. PCS Retirement offers Recordkeeping services to over 26,000 plans and 500,000 eligible participants representing $30+ billion in retirement assets. PCS allows mutual fund companies, investment managers and other financial institutions to offer leading white label and branded retirement solutions for the complete spectrum of retirement plans and accounts.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Plans / Participants Served by Type*

401(k): 6,600 / 212,000

403(b): 13,695 / 153,561

457: 1,142 / 54,104

Cash Balance: 138 / 144

Defined Benefit (Traditional): 46 / 43

Money Purchase: 15 / 1,984

NQDC: 20 / 143

Other: 4,268 / 75,278

Total Assets Administered

$30,000,000,000

Plans by Channel

Direct: 0 / Advisor: 26,000

Platform(s) Used

PCS Retirement recordkeeping platform

Asset Allocation Funds

Managed funds/models via custodial partner solutions, Allocation models via PCS’s recordkeeping platform, Participant level managed accounts

Advisor Support Services

External Wholesalers Focused on Advisors: 6

External Wholesalers Focused on Institutional: 8

Internal Wholesalers Focused on Advisors: 6

Internal Wholesalers Focused on Institutional: 2

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

Participant Support Services

Rollover Services, Call Center Support, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

Plan Sponsor Service(s) Available

We provide quality-driven, hands-on support with tailored plan design, strategic guidance, advanced recordkeeping technology, and a state-of-the-art website for plan sponsors.

Rochester, NY • paychex.com

Principal Financial Group®

Key Contact(s)

Scott Boyd

860.597.2336 • boyd.scott@principal.com

Jeffrey Snoots

704.620.8036 • snoots.jeffrey@principal.com

Casey Clark

630.874.6444 • clark.casey@principal.com

Firm Profile

Principal helps people and companies around the world build, protect and advance their financial well-being through retirement, insurance and asset management solutions that fit their lives. Retirement is the heart of our business. We have over 80 years of experience and with 95% of assets under management coming from retirement and asset management operations—it’s clear that retirement plan services are at our core.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Plans / Participants Served by Type*

401(k): 34,596 / 10,115,730

403(b): 2,286 / 642,825

457: 1,416 / 38,483

Cash Balance: 201 / 89,079

Defined Benefit (Traditional): 7,350 / 1,265,341

Money Purchase: 398 / 97,948

NQDC: 2,765 / 70,543

Other: 2,980 / 3,117,705

Total Assets Administered

$540,359,563,679

Platform(s) Used

Proprietary recordkeeping platform

Asset Allocation Funds

Principal® LifeTime Target Date Portfolios (Passive, Hybrid, Active); Principal® Personalized Target Date Service; Principal® Intelligent QDIA; RetirePilot Target Date CITs

Advisor Support Services

External Wholesalers Focused on Advisors: 81

External Wholesalers Focused on Institutional: 7

Internal Wholesalers Focused on Advisors: 61

Internal Wholesalers Focused on Institutional: 8

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

Participant Support Services

In-Plan Lifetime Income Options, Rollover Services, Call Center Support, Facebook Page, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

Plan Sponsor Service(s) Available

Principal combines extensive retirement plan expertise with innovative technology and personalized service to help plan sponsors build and manage successful retirement programs for their employees while reducing administrative burden.

Richfield, OH • schwabworkplaceservices.com

Schwab Retirement Plan Services, Inc.

Key Contact(s)

Consultant Support

ConsultantSupport@schwab.com

Nick Manson

614.603.0100 • Nick.Manson@schwab.com

Chris Burkhard

512.318.9259 • Christopher.Burkhard@schwab.com

Firm Profile

Schwab Retirement Plan Services (SRPS) provides a full-service, bundled recordkeeping solution for qualified and non-qualified retirement plans that is focused on supporting participant efforts toward financial wellness and supporting Plan Sponsors through service, innovation and solutions that drive better outcomes.

Primary Market(s) Served

Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Plans / Participants Served by Type*

401(k): 1,067 / 1,603,098

403(b): 2 / 496

Cash Balance: 25 / 10,050

Defined Benefit (Traditional): 110 / 32, 574

Money Purchase: 17 / 33,342

NQDC: 143 / 10,438

Other: 169 / 433,765

Total Assets Administered*

$341,707,863,240

Plans by Channel*

Direct: 450 / Advisor: 915

Platform(s) Used

Proprietary recordkeeping system; open architecture

Asset Allocation Funds

Open universe of funds, Proprietary and nonproprietary available

Advisor Support Services

Compliance Support, Plan Benchmarking, Training for DC Plan Sales/Service, Investment Committee Meetings

Participant Support Services

Rollover Services, Call Center Support, Facebook Page, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

Plan Sponsor Service(s) Available

Fully bundled including: recordkeeping, administration, trustee services, participant support and services, investment support, client service team, conversion support

Des Moines, IA • principal.com

Spectrum Pension Consultants, Inc.

Key Contact(s)

Yannis Koumantaros

253.592.6687 • yannis@spectrumpension.com

Chad Ridgway, CPC, AIF®

253.592.6699 • cridgway@SpectrumPension.com

Firm Profile

As an independent national recordkeeping technology provider, we partner with Plan Advisors/Brokers and Third Party Administrators (TPAs) who offer local personalized support to plan sponsors and participants. Spectrum Platform™ enables plan sponsors and participants to benefit from our leading technology solution, and also to engage their professionals to address unique needs. Spectrum Platform™ can integrate with payroll, plan compliance, and financial management system making the plan administration easier for plan sponsors, Plan Advisors/ Brokers, TPAs.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Plans / Participants Served by Type*

401(k): 532 / 19,446

403(b): 5 / 527

457: 23 / 1,735

Cash Balance: 25 / 243

Defined Benefit (Traditional): 3 / 11

NQDC: 1 / 93

Other: 24 / 24,571

Total Assets Administered

$1,530,053,352

Plans by Channel

Direct: 0 / Advisor: 591

Platform(s) Used FIS Relius ASP

Asset Allocation Funds

100% Open Architecture, Mutual Funds, CIT/CIFs, ETFs, etc.

Advisor Support Services

External Wholesalers Focused on Advisors: 2

External Wholesalers Focused on Institutional: 2

Internal Wholesalers Focused on Advisors: 1

Internal Wholesalers Focused on Institutional: 1

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

Participant Support Services

In-Plan Lifetime Income Options, Rollover Services, Call Center Support, Facebook Page, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

Plan Sponsor Service(s) Available

Fee & Expense Coordination, Fiduciary Coordination, Vendor Coordination, Communication Coordination

Vestwell

Key Contact(s)

Eli Landow, Managing Director, Head of Workplace Sales & Distribution

203.631.0679 • eli.landow@vestwell.com

Richard Tatum, President, Workplace Savings 615.480.3244 • richard.tatum@vestwell.com

Christian Romano, SVP, Strategic Partnership Development 401.829.8126 • christian.romano@vestwell.com

Firm Profile

Vestwell is a financial technology company that makes it easier for more Americans to save for life’s most important moments - from retirement to education and healthcare. Founded in 2016, Vestwell’s platform removes traditional barriers to saving, making it accessible, efficient, and approachable for everyone. Vestwell provides a comprehensive suite of workplace savings solutions, including retirement plans, student loan repayment benefits, and specialized accounts for education, emergencies, and disability savings.

Trusted by financial advisers, employers, payroll providers, financial institutions, and government agencies, Vestwell empowers nearly 1.5 million savers across over 350,000 businesses nationwide, with over $35 billion in assets saved.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Plans / Participants Served by Type*

401(k): 12,086 / 179,750

403(b): 135 / 5,061

Other: 70,315 / 1,231,221

Total Assets Administered $34,900,000,000

Plans by Channel

Direct: 1,843 / Advisor: 10,108

Platform(s) Used Open Architecture

Asset Allocation Funds

Risk-based, Target Aged-based, Advisor Managed Accounts

Advisor Support Services

External Wholesalers Focused on Advisors: 17

External Wholesalers Focused on Institutional: 2

Internal Wholesalers Focused on Advisors: 30

Internal Wholesalers Focused on Institutional: 1

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

Participant Support Services

In-Plan Lifetime Income Options, Rollover Services, Call Center Support, Facebook Page, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

Plan Sponsor Service(s) Available

ERISA 3(16) plan administration services, Plan Document Review, Annual Compliance Testing and Filings, Compliance Support, Claims, Loans, and Distributions, Investment Support, Form 5500 Filing/Signing

Voya Financial

Key Contact(s)

Allison Dirksen

612.270.4701 • Allison.Dirksen@voya.com

Lori Commerford

612.812.1567 • Lori.Commerford@voya.com

Ralph DelSesto

860.978.9735 • Ralph.DelSesto@voya.com

Firm Profile

Voya Financial, Inc. (NYSE: VOYA) is a leading retirement, employee benefits and investment management company. Voya’s services and solutions help clear the path to financial confidence and a more fulfilling life for approximately 15.7 million individual, workplace and institutional clients. Voya is focused on guiding Americans to greater retirement readiness and financial wellness through employer-sponsored savings plans and holistic retirement and income guidance. We serve plans of all sizes across tax codes and provide Nonqualified Executive Compensation solutions and ESOP services.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Total Assets Administered

$729,000,000,000

Plans by Channel

Direct: 3,847 / Advisor: 62,034

Platform(s) Used

Group annuity/NAV open architecture

Asset Allocation Funds

Balanced, Target Date, Risk Based, Models, Managed Accounts, Proprietary and non-proprietary options, Active / passive / blend management options, Open architecture platform

Advisor Support Services

External Wholesalers Focused on Advisors: 86

External Wholesalers Focused on Institutional: 56

Internal Wholesalers Focused on Advisors: 40

Internal Wholesalers Focused on Institutional: 25

Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings

Participant Support Services

In-Plan Lifetime Income Options, Rollover Services, Call Center Support, Facebook Page, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants

Plan Sponsor Service(s) Available

Plan design flexibility, compliance/regulatory support, comprehensive fiduciary solutions, plan health reporting, dedicated support teams, 360 payroll integration, enrollment, education and financial wellness programs, S.A.F.E.® Guarantee

Aggregators, Broker-Dealers & RIAs

As we’ve consistently noted, how and with whom you choose to affiliate could be the make-or-break decision for your advisory business—whether it’s a broker-dealer (independent or otherwise), registered investment advisor (RIA), or the more recent aggregator. The model you pick is essential to long-term retirement plan advisory success.

The RIA channel, in particular, has experienced significant growth over the last decade. Fueled by advisors demanding independence and strong market performance, assets have grown at an 11% compound annual growth rate (CAGR) over the past decade, according to Cerulli Associates. Despite this, RIAs are facing challenges in their ability to grow organically and are seeking new avenues for growth while investing in time-tested options.

Across the recent history of RIAs, the primary focus has been centered on inorganic opportunities, driving growth through mergers and acquisitions. With M&A activity becoming commonplace in the market, the overall concentration is shifting back toward organic growth. This renewed focus is exposing gaps in RIAs’ marketing and business development strategies.

“In an ever-consolidating market, the need for positive net asset flows cannot be overstated, given their impact on the future of the RIA channels,” Stephen Caruso, Cerulli Associate Director, wrote in November. “The need for dedicated marketing, business development, and client service mindsets is crucial as firms seek to retool and refocus for their next stage of growth and opportunity. Actioning these priorities is the challenge facing RIAs today as they seek to tap into new markets and leverage new technology in doing so.”

With referrals playing a significant role in RIA business development — 93% of billion-dollar RIAs rank referrals as a top organic growth strategy — some firms have been able to avoid more traditional marketing approaches, he added.

On the other hand, some of the larger firms have delved deeply into marketing, leveraging multiple strategies to maximize results.

“The average RIA is limited in its resources to drive organic growth, and advisor time constraint is a challenge,” Caruso said. “According to the research, 83% of firms cite limited resources and advisor time constraints as a major or moderate challenge. Furthermore, advisors allocate only 7% of their time to business development, which equates to approximately 3 hours per week in a 40-hour workweek. As scale becomes the goal for many firms, building thoughtful and strategic marketing capabilities will establish a solid foundation for sustainable growth.”

For strategic partners, including asset managers, the need for support in this area is already prevalent and will exacerbate as founders and partner advisors exit the business. By developing value-added content around common marketing themes, such as ideal client personas or branding, asset managers can maintain a leading position as a partner for the firm, Caruso concluded.

— John Sullivan

1834 Investment Advisors

Key Contact(s)

Mike Skinner

563.526.6303 • mike.skinner@1834.com

Tara Krueger

872.946.9000 • tara.krueger@1834.com

Kate Scalia

612.782.2866 • kate.scalia@1834investmentadvisors.com

Firm Profile

1834 Investment Advisors is a wholly owned subsidiary of Old National Bancorp (NASDAQ: ONB), a publicly traded bank holding company. 1834 Investment Advisors Co. is part of the broader 1834 Wealth Management offering in partnership with its affiliate Old National Bank. 1834 Investment Advisors is an SEC registered investment advisor (RIA) specializing in retirement plan, institutional, and personal wealth services.

1834 Investment Advisors Retirement Plan Services team offers a Fiduciary Lifecycle Program® to provide holistic guidance and comprehensive solutions to support plan sponsors in navigating their fiduciary responsibilities for 401(k), 403(b), 457(b), and Defined Benefit plans.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Business Development Consultants

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Allows Fiduciary Declaration 3(21)/3(38)

• 408(b) (2) - In-House or Outsourced

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

• Minimum Fee Schedules

Accelerate Retirement

Key Contact(s)

Chris Giovinazzo

949.860.7575 • chris.giovinazzo@accelerateretirement.com

Marc Ferrer

949.860.7605 • marc.ferrer@accelerateretirement.com

Firm Profile

At Accelerate Retirement, we empower retirement plan advisors to build thriving, independent practices supported by hands-on expertise. Our advisor-centric platform provides practice management resources, marketing support, plan reporting, and a dedicated home office team that removes roadblocks and obstacles, allowing advisors to stay focused on serving plan sponsors and participants. We believe true growth happens when advisors retain full independence and client ownership while gaining access to modern infrastructure and responsive support. With more than 500 retirement plans served and decades of collective experience, we empower advisors to elevate their practices, scale efficiently, and deliver lasting value to every client.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million

Options Available

• 3rd Party Vendor Analysis Tool

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Internal Rollover Program

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• 408(b) (2) - In-House or Outsourced

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

Home Office Employees Supporting the Business 4

Alliant Retirement Consulting

Key Contact(s)

Jay Laschinger

770.235.1114 • jlaschinger@alliant.com

John Cunningham

212.603.0284 • jcunningham@alliant.com

Sarah Keibler

206.204.9176 • sarah.keibler@alliant.com

Firm Profile

With more than 800 retirement plans and $22 billion under advisement, Alliant Retirement Consulting serves a broad range of clients – from start-ups to Fortune 500 companies.

Our Mission is to deliver customized retirement plan guidance and consulting through a full-service team and tailored service model that enables our clients to spend more time growing their business while pursuing successful retirement outcomes for participating employees.

Established in 2012, Alliant Retirement Consulting is wholly owned by and in strategic partnership with Alliant Insurance Services, one of the fastest growing insurance brokerages in the industry.

Primary Market(s) Served

Mid: $10-$100 million, Large: $100-$250 million

Options Available

• Recruiter for Retirement Plan Advisors

• Benchmarking Tools

• Participant Advice/Participant Services

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• 408(b) (2) - In-House or Outsourced

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

Allmerits Asset, LLC

Key Contact(s)

Brian Lee

213.215.9637 • brianlee@allmerits.com

Matthew Kim

818.319.0898 • matthewkim@allmerits.com

Eui Lim

562-858-5038 • euilim@allmerits.com

Firm Profile

As an independent RIA, Allmerits Asset, LLC, has built and refined a process to be more than just another advisor. We offer a dynamic global approach to managing your money, not constrained to any one style of investing, or to any one sector, or to any one strategy. We have portfolio strategies for all market conditions and investor objectives. Our mission is centered around helping our clients to realize their goals and objectives. Allmerits advisors are fully equipped to deliver the highest level of service possible to our clients.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million

Options Available

• Retirement Sales Desk Representative

• Recruiter for Retirement Plan Advisors

• 3rd Party Vendor Analysis Tool

• Benchmarking Tools

• Participant Advice/Participant Services

• Internal Rollover Program

• Allows Fiduciary Declaration 3(21)/3(38)

• Plan Sponsor Fiduciary Training

• Minimum Fee Schedules

Home Office Employees Supporting the Business 9

Buena Park, CA • allmerits.com

Daytona Beach, FL • ashfordinvestmentadvisors.com

Ashford Investment Advisors

Key Contact(s)

Kathleen Dulko

386.523.9500 • kwdulko@outlook.com

Firm Profile

As a fee-only investment advisory firm, Ashford Investment Advisors provides an independent, fiduciary perspective on employer-sponsored retirement plans. We work with retirement plan sponsors to mitigate risk, determine investment objectives, design and manage asset allocation strategy, and provide required employee communications regarding investment choices. Ashford Investment Advisors offers an exclusive system of monitoring and review to ensure that plan sponsors are following a prudent process of plan oversight. Call or email us to learn more about how we can support your retirement plan.

Primary Market(s) Served

Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Benchmarking Tools

• Participant Advice/Participant Services

• Allows Fiduciary Declaration 3(21)/3(38)

• Plan Sponsor Fiduciary Training

Home Office Employees Supporting the Business 3

AssetMark Retirement Services

Key Contact(s)

Chad Azara

704.430.6152 • chad.azara@assetmark.com

Eric Hoelter

925.375.0121 • eric.hoelter@assetmark.com

Elizabeth Buckly

818.326.6861 • elizabeth.buckly@assetmark.com

Firm Profile

AssetMark Financial Holdings, Inc. (“AssetMark”) is a leading wealth management technology platform for financial advisors. In 2024, AssetMark became an independent, U.S.-owned private company following its acquisition by GTCR, a private equity firm based in Chicago, Illinois.

Founded in 1996, the AssetMark platform has grown to over $140 billion in assets and serves over 10,753 financial advisors and over 317,477 investor households*.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Options Available

• Preferred Provider Program

• Retirement Sales Desk Representative

• Business Development Consultants

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• CRM/Data Aggregation

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• 408(b) (2) - In-House or Outsourced

Home Office Employees Supporting the Business N/A

Key Contact(s)

Bobbie Henion-Green

414.792.2532 • bhenion-green@rwbaird.com

Deanna Wise

502.588.1796 • dwise@rwbaird.com

Firm Profile

Baird is a privately held, employee-owned international financial services firm. We have been providing consulting services to employer-sponsored retirement plans for over 40 years. We understand special knowledge of, and dedication to, this area is paramount to the quality of our services and success of our clients’ retirement plans. Baird’s Qualified Plan Consulting Group, an exclusive group of highly credentialed Financial Advisor teams across the country, have dedicated their businesses to serving retirement plan clients. These Baird teams work closely with plan sponsor clients to customize and provide comprehensive solutions to meet a company’s and their employees’ retirement plan needs.

Primary Market(s) Served

Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Preferred Provider Program

• Retirement Sales Desk Representative

• Business Development Consultants

• Recruiter for Retirement Plan Advisors

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• 408(b) (2) - In-House or Outsourced

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

• Minimum Fee Schedules

Benefit Financial Services Group

Key Contact(s)

Tina Schackman

949.955.0141 • tinas@bfsg.com

Darren Stewart

949.955.0131 • dstewart@bfsg.com

Chris Rowey

949.955.3480 • crowey@bfsg.com

Firm Profile

Benefit Financial Services Group (BFSG) harnesses the combined strength of our wealth management and institutional teams to help achieve the goals of our clients. As fiduciaries, we strive to place our clients’ interests above all else. We are committed to problem solving and personalized strategies through our wealth management and corporate retirement plan consulting services.

Our alignment with client interests is reflected in our service model; we adhere to strict fee-for-service pricing in both the institutional and wealth management divisions.

In a constantly changing world, we fundamentally believe in providing transparent communication and education to our clients.

Primary Market(s) Served

Large: $100-$250 million

Options Available

• Benchmarking Tools

• Participant Advice/Participant Services

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• 408(b) (2) - In-House or Outsourced

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

Home Office Employees Supporting the Business 12

BQS Financial Advisors

Key Contact(s)

Brian Severin

714.488.1821 • BSeverin@BQSadvisors.com

Todd Dixon

301.792.6882 • TDixon@BQSadvisors.com

Chris Conway, ChFC

714.580.7322 • CConway@BQSadvisors.com

Aferdita Gutierrez

917.939.0632 • AGutierrez@BQSAdvisors.com

Firm Profile

We specialize in delivering cutting-edge retirement plans that are independent, transparent, and designed to drive better outcomes for all parties involved. Our commitment to world-class service and technology ensures that your retirement plan is not only efficient but also aligned with the best interests of both sponsors and participants. We provide solutions that prioritize the needs of Plan Sponsors and Participants without the limitations of proprietary funds or hidden conflicts of interest. Our services include recordkeeping analysis, fiduciary support, customized plan design, and participant engagement, all aimed at driving better outcomes.

Primary Market(s) Served

Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million

Options Available

• 3rd Party Vendor Analysis Tool

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Internal Rollover Program

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

Fairfield, IA • joincambridge.com

Cambridge Investment Research, Inc.

Key Contact(s)

Mark Thornton

800.777.6080

• mark.thornton@cir2.com

Jeff Wick

800.777.6080 • jeff.wick@cir2.com

Tammy Robbins

800.777.6080 • tammy.robbins@cir2.com

Firm Profile

Cambridge Investment Research, Inc. is an internally controlled and operated financial solutions firm serving more than 4,000 financial professionals nationwide. Founded in 1981, the firm provides a broad range of solutions in the areas of advice, technology, business growth, consulting, outsourcing, and more. Cambridge operates offices in Fairfield, Iowa and Phoenix, Arizona. Learn more at joincambridge.com

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Preferred Provider Program

• Retirement Sales Desk Representative

• Business Development Consultants

• Recruiter for Retirement Plan Advisors

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• 408(b) (2) - In-House or Outsourced

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

• Minimum Fee Schedules

Home Office Employees Supporting the Business 924

CAPTRUST

Key Contact(s)

Greg Middleton

800.216.0645 • greg.middleton@captrust.com

Firm Profile

Raleigh, NC • captrust.com

CAPTRUST provides independent, client-first financial advice and investment management services to individuals, endowments, foundations, nonprofit organizations, retirement plan sponsors, and their employees. For individuals, the firm focuses on holistic financial planning and wealth management, plus concierge services for those with ultra-high net worth. For institutions, CAPTRUST also offers outsourced chief investment officer (OCIO) services, fiduciary support, plan design and provider analysis, fee benchmarking, and financial wellness programs.

Primary Market(s) Served

Large: $100-$250 million, Mega: >$250 million

Options Available

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

Home Office Employees Supporting the Business 1,035

CBIZ Investment Advisory Services

Key Contact(s)

Michael Ziccardi

216.525.1082 • mziccardi@cbiz.com

Bill Chorba

216.525.7168 • bill.chorba@cbiz.com

Jake Adamczyk

216.525.7115 • jake.adamczyk@cbiz.com

Firm Profile

CBIZ Investment Advisory Services, LLC (CIAS) provides investment and retirement plan consulting services for defined contribution, defined benefit, and non-qualified deferred compensation plans for public and private companies, higher education, foundations, endowments, and individuals.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Retirement Sales Desk Representative

• Business Development Consultants

• Recruiter for Retirement Plan Advisors

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• 408(b) (2) - In-House or Outsourced

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

Home Office Employees Supporting the Business 35

Aggregators, Broker-Dealers & RIAs

Cerity Partners

Key Contact(s)

Ty Parrish

813.330.3377 • tparrish@ceritypartners.com

Philip Steele psteele@ceritypartners.com

Angie Morrison

502.753.2864 • aduncan@ceritypartners.com

Firm Profile

New York, NY • ceritypartners.com

Cetera Financial Group

Key Contact(s)

Melissa DeLodder

619.894.8084

• melissa.delodder@cetera.com

Jon Anderson

310.257.7665

• jon.anderson@cetera.com

Adeline Wong

310.257.4885 • adeline.wong@cetera.com

Firm Profile

Founded in 2009, Cerity Partners is one of the nation’s leading providers of retirement plan consulting and Financial Wellness solutions. The firm has extensive experience working with defined contribution, defined benefit, and nonqualified deferred compensation plans for public and private companies, higher education, foundations, and endowments. Additionally, Cerity Partners provides comprehensive, personalized Executive Financial Counseling and Financial Wellness Coaching benefits that enable organizations to meet the diverse financial needs of their entire workforce.

Primary Market(s) Served

Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Retirement Sales Desk Representative

• Business Development Consultants

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• 408(b) (2) - In-House or Outsourced

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

Making it easy for employers to offer retirement plans is a critical step toward building your retirement plan business and helping to solve America’s retirement crisis. At Cetera, you’ll have access to resources to manage and grow your retirement plan business and help clients work toward a more confident future. If you are looking to insource services while staying in full control of your client relationships let our experienced team take care of plan design, proposals, testing, reporting, day-to-day management, and more. It’s a complete solution that allows you to strengthen client connections as you grow your bottom line.

Primary Market(s) Served Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Options Available

• Preferred Provider Program

• Retirement Sales Desk Representative

• Business Development Consultants

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Allows Fiduciary Declaration 3(21)/3(38)

• 408(b) (2) - In-House or Outsourced

Home Office Employees Supporting the Business 100

Overland Park, KS • creativeplanning.com

Commonwealth Financial Network

Key Contact(s)

Jon Good

800.251.0080 • jgood@commonwealth.com

Mat Powers

800.251.0080 • mpowers@commonwealth.com

Thomas Crutchfield

800.251.0080 • tcrutchfield@commonwealth.com

Firm Profile

Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Adviser, offers expertise, high-quality solutions, and innovative tools that empower you to manage and grow your retirement business. Our Strategic Retirement Solutions team provides:

• Informed, reliable guidance on retirement products and technical questions

• Practice management consulting on pricing, service models, and business structure

• Fiduciary programs for 3(21) or 3(38) investment services

• Comprehensive participant education and plan sponsor marketing

• 95% payout at >$100k in RP revenue

Whether you work with individuals or businesses, our Strategic Retirement Solutions team supports you as you create a path that fits your clients’ retirement goals.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Retirement Sales Desk Representative

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Allows Fiduciary Declaration 3(21)/3(38)

• 408(b) (2) - In-House or Outsourced

• Stable Value Analysis

Home Office

Creative Planning

Key Contact(s)

Dan Bruns

630.743.6824

• dan.bruns@creativeplanning.com

Jessica Stephan 816.607.9613

• jessica.stephan@creativeplanning.com

Courtney Stroope 214.601.1921 • courtney.stroope@creativeplanning.com

Firm Profile

Creative Planning Retirement Services is an independent, registered investment advisor (RIA) with over $167 billion in retirement assets under management and advisement. We provide fiduciary and investment advisory services to retirement plan sponsors, supporting more than 2,190 plans and clients in all 50 states. Backed by over 130 dedicated associates, we help organizations reduce administrative burden, manage risk, and offer competitive retirement benefits. Our services include employee engagement, plan design, provider management, strategy development, plan governance, and investment consulting.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Retirement Sales Desk Representative

• Business Development Consultants

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• Allows Fiduciary Declaration 3(21)/3(38)

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

• Minimum Fee Schedules

Home Office Employees Supporting the Business 924

CuraFin Advisors

Key Contact(s)

Shawn West

480.284.7080 • shawn@curafinadvisors.com

Firm Profile

At CuraFin Advisors, we do more than simply manage the investments within 401(k) plans — we partner with clients, advisors, and industry providers to build trust, simplify complexity, and deliver measurable value. Our firm is built on years of dedicated service and a commitment to raising the bar in fiduciary excellence and plan stewardship.

Primary Market(s) Served

Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Preferred Provider Program

• Participant Advice/Participant Services

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• Plan Sponsor Fiduciary Training

Home Office Employees Supporting the Business 7

Expand Financial, LLC

Key Contact(s)

Gregory Bakke

720.387.8158 • gbakke@expandfinancial.com

Quintan Kocher

720.387.8158 • qkocher@expandfinancial.com

Firm Profile

EXPAND supports financial advisors in managing and growing their 401(k) practices. We provide specialized staff, structured processes, and modern technology to make retirement plan administration and advisory more efficient. Our team helps with plan setup, compliance tasks, participant communication, and day-to-day management, allowing advisors to spend less time on administration and more time with clients. By standardizing operations and offering scalable resources, EXPAND makes it easier for advisors to take on new plans and serve existing ones consistently. We act as an extension of an advisor’s practice, providing practical support where it is most needed.

Primary Market(s) Served Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Options Available

• Business Development Consultants

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• Internal Rollover Program

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• Plan Sponsor Fiduciary Training

• Minimum Fee Schedules

Home Office Employees Supporting the Business 6

Fermata 401k

Key Contact(s)

Mason Moore

530.650.0403 • mason@fermata401k.com

Daren Blonski

707.794.8782 • daren@sonomawealth.com

Mariam Shamlow

530.781.1449 • mariam@fermata401k.com

Firm Profile

Fermata 401k is the retirement plan consulting arm of Fermata Advisors, led day-to-day by Mason Moore. The firm partners with employers to design, manage, and improve 401(k) plans with a focus on clear communication, reducing fees, and solving integration or service issues. While Fermata Advisors provides compliance and technology infrastructure, Fermata 401k is primarily driven by your work with plan sponsors and participants. The goal is to deliver hands-on support, demonstrate the value of well-run 401(k) plans, and make the retirement plan experience easier and more effective for both employers and employees.

Primary Market(s) Served

Small: $1-$10 million

Options Available

• Preferred Provider Program

• Participant Advice/Participant Services

• Allows Fiduciary Declaration 3(21)/3(38)

• Plan Sponsor Fiduciary Training

Home Office Employees Supporting the Business 4

La Jolla, CA • fbg338.com

Fiduciary Benefits Group, Inc.

Key Contact(s)

Damian Dufour

951.212.8747 • damian.dufour@fbgretirement.com

Jackson Miller

844.967.8491 • jackson.miller@fbgretirement.com

Bradley Johnston

619.324.8830 • bradley.johnston@fbgwealth.com

Firm Profile

Fiduciary Benefits Group is an independent retirement plan consulting firm. At FBG, we believe employees deserve more from their retirement plan advisor. From helping corporations attract and retain talent, to guiding clients toward their retirement goals, our focus is designing and managing exceptional retirement plans. We focus on Corporate Retirement Plans, Non-Profit Retirement Plans, Prevailing Wage Plans, and Non-Qualified Plans.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Preferred Provider Program

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• Internal Rollover Program

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• 408(b) (2) - In-House or Outsourced

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

Home Office Employees Supporting the Business 6

Billings, MT • firstinterstatebank.com

First Interstate Wealth Management

Key Contact(s)

Chris Livingston

406.255.5816 • chris.livingston@fib.com

Firm Profile

First Interstate Wealth Management advises employer-sponsored retirement plans throughout the Midwest and Western regions of the United States, providing plan consulting, 3(21) or 3(38) investment fiduciary services, and direct-to-participant education and advice.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million

Options Available

• Benchmarking Tools

• Participant Advice/Participant Services

• Allows Fiduciary Declaration 3(21)/3(38)

• Plan Sponsor Fiduciary Training

• Minimum Fee Schedules

Home Office Employees Supporting the Business 10

Focus Partners Retirement Solutions

Key Contact(s)

Kristen Donovan

314.743.5183 • kristen.donovan@focuspartners.com

Tim Helsel

314.783.2916 • tim.helsel@focuspartners.com

Matt Pranschke

314.783.2961 • matt.pranschke@focuspartners.com

Kathryn Risch

314.783.2937 • katrhryn.risch@focuspartners.com

Firm Profile

Focus Partners Retirement Solutions (FPRS) is a turnkey platform created to help advisors efficiently grow, manage, and service employer-sponsored retirement plans. Whether expanding into this space for the first time or streamlining an established offering, FPRS provides the consulting, resources, and compliant framework that advisors can leverage to build a scalable retirement plan business. The FPRS Team brings collective 100+ years of industry experience to your side and has a national presence, working with approximately 300 independent wealth management firms, serving approximately 1,700 retirement plans and managing $4.5 billion in assets.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Options Available

• Preferred Provider Program

• Retirement Sales Desk Representative

• Business Development Consultants

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• CRM/Data Aggregation

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• Plan Sponsor Fiduciary Training

• Minimum Fee Schedules

Home Office Employees Supporting the Business 14

Fresno, CA • fortwashingtonfinancial.com

Fort Washington Financial

Key Contact(s)

Tyler Deithloff

559.435.8869 • tyler@fortwashingtonfinancial.com

Firm Profile

Serving Employers and Participants as technical consultants, advisors, and fiduciary analysts since 1984. Our mission is to provide a relationship of the highest significance to those we serve and lead.

Primary Market(s) Served

Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million

Options Available

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• Internal Rollover Program

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• 408(b) (2) - In-House or Outsourced

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

Home Office Employees Supporting the Business 35

Gallagher Fiduciary Advisors, LLC

Key Contact(s)

Molly Beer

312.416.0477 • molly_beer@ajg.com

John Jurik

312.803.6318 • john_jurik@ajg.com

Bart Burkhart

630.285.3722 • bart_burkhart@ajg.com

Firm Profile

Services provided by the firm include qualified and nonqualified retirement plan consulting, institutional investment advisory, financial planning, discretionary and independent fiduciary decision making, and executive or key talent benefit programs.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Business Development Consultants

• Recruiter for Retirement Plan Advisors

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• Allows Fiduciary Declaration 3(21)/3(38)

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

• Minimum Fee Schedules

Home Office Employees Supporting the Business 246

Alameda, CA • greenretirement.com

Green Retirement, Inc.

Key Contact(s)

Timothy Yee

510.638.6331 • timothy@greenretirement.com

Rose Penelope L Yee

510.638.6331 • rose@greenretirement.com

James R. L Yee

510.638.6331 • james@greenretirement.com

Firm Profile

Green Retirement, Inc. focuses on values-driven corporate and non-profit clients who want help in aligning their retirement plan assets with their values. The firm advises 100 plans across the US with emphasis placed on the small to mid market. The lead advisor in the firm has been in the industry for over 35 years.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Options Available

• Benchmarking Tools

• Participant Advice/Participant Services

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• 408(b) (2) - In-House or Outsourced

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

• Minimum Fee Schedules

Home Office Employees Supporting the Business 75

Greenspring Advisors, LLC

Key Contact(s)

Gregory Hobson

443.564.4600 • greg.hobson@greenspringadvisors.com

Firm Profile

Established in 2004, Greenspring Advisors is an independent, fee-only firm specializing in holistic and progressive investment advisory services for retirement plan fiduciaries, foundations, and endowments, as well as comprehensive wealth management services that include financial planning for private investors. Greenspring is driven by its mission to help every person live their ideal life. With more than 10 billion dollars in assets under advisement, their team serves clients through offices in Maryland, New York, Pennsylvania, and New Jersey. As an employee-owned firm, Greenspring brings a culture of independence, collaboration, and accountability to everything they do. They combine the personalized service of a boutique with the depth and expertise of a national firm, empowering their clients with clarity, confidence, and a plan designed to help them thrive personally, professionally, and financially. At Greenspring Advisors, they believe financial advice is about more than numbers; it is about understanding people, their goals, and what truly matters most.

Greenspring Advisors is a Registered Investment Advisor and does not provide tax, legal, or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. You should consult your own tax, legal, and accounting advisors before engaging in any transaction. Information contained herein has been obtained from sources considered reliable, but its accuracy and completeness are not guaranteed. This material has been prepared for information purposes only and is not a solicitation or an offer to buy any security or instrument or to participate in any trading strategy. Past performance is no guarantee of future results.

Primary Market(s) Served

Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Benchmarking Tools

• Participant Advice/Participant Services

• Allows Fiduciary Declaration 3(21)/3(38)

• 408(b) (2) - In-House

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

• Pooled Employer Plan

Home Office Employees Supporting the Business 20

GRP Financial

Key Contact(s)

Geoff White

760.219.4015 • geoff.white@grpfinancial.com

Cosmo Gould

707.321.3725 • cosmo.gould@grpfinancial.com

Stef Rzepecki

401.338.5872 • stef.rzepecki@grpfinancial.com

Firm Profile

GRP Financial is a recognized leader in retirement plan consulting and an SEC Registered Investment Advisor providing innovative solutions and services to our advisors. With over 150 offices nationwide, GRPF is LPL’s largest retirement focused RIA, and #4 largest RIA overall with over 500 advisors representing $144B in total AUM. The GRPF network works with over 12K retirement plans and additionally, our advisors manage $20B in wealth management assets. Headquartered in San Rafael, CA, GRP was established as Financial Telesis in 1992, became GRPF in 2014 when FTI was acquired by a group of industry leading plan advisors.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Retirement Sales Desk Representative

• Business Development Consultants

• Recruiter for Retirement Plan Advisors

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Allows Fiduciary Declaration 3(21)/3(38)

• 408(b) (2) - In-House or Outsourced

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

Sioux Falls, SD • hahnfinancialgroup.com

Hahn Financial Group Inc

Key Contact(s)

Verlyn Hahn, CFP, ChFC

605.275.3600 • verlynhahn@hahnfinancialgroup.com

Nikolas Boyce, CFP

605.275.3600 • nikolasboyce@hahnfinancialgroup.com

Gabe Smith, CFP, ChFC

605.275.3600 • gabesmith@hahnfinancialgroup.com

Firm Profile

Hahn Financial Group Inc. (HFG) is an SEC Registered Investment Advisor. HFG focuses on Retirement Plans, Health Plans and Wealth Management. We assist you with financial direction, financial confidence and new financial capabilities. We provide recommendations that are meant to work under a variety of situations, not just one set of circumstances. HFG believes that financial education is the key to your financial growth. Being a Registered Investment Advisory firm allows our team many choices to help assist you in pursuit of your goals and give you the confidence you need as you navigate the road of your financial future!

Primary Market(s) Served

Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Participant Advice/Participant Services

• Allows Fiduciary Declaration 3(21)/3(38)

Home Office Employees Supporting the Business 20

San Rafael, CA • grpfinancial.com

Cincinnati, OH • thehausergroup.com

Hauser Retirement Solutions

Key Contact(s)

Jessica Singer

513.259.7802 • jsinger@thehausergroup.come

Firm Profile

Hauser Retirement Solutions (HRS) operates as part of Hauser, a national brokerage serving private equity firms and their portfolio companies. The HRS team specializes in advising on 401(k) defined contribution retirement plans. Our advisors have experience designing plans to assist corporations in periods of growth, supporting merger and acquisition activities, and providing services as companies prepare for exit. With a client-centered approach, HRS leverages industry best practices to deliver tailored retirement solutions that align with each organization’s objectives. Our proactive guidance helps clients navigate complex regulatory landscapes and optimize plan outcomes for both employers and participants.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Options Available

• 3rd Party Vendor Analysis Tool

• Benchmarking Tools

• Participant Advice/Participant Services

• Allows Fiduciary Declaration 3(21)/3(38)

• Plan Sponsor Fiduciary Training

Home Office Employees Supporting the Business 5

HUB International

Key Contact(s)

Joe DeNoyior

Chicago, IL • hubinternational.com

703.847.4321 • joe.denoyior@hubinternational.com

Greg Koleno

312.912.0169 • greg.koleno@hubinternational.com

James Owen

951.779.8654 • james.owen@hubinternational.com

Firm Profile

Headquartered in Chicago, Illinois, HUB International advises businesses and individuals on how to reach their goals with tailored risk, insurance, employee benefits, retirement, and wealth management services. With more than 20,000 employees in 650 offices across North America, HUB is a leading insurance broker. Through HUB FinPath, our financial wellness platform, we help employers strengthen the financial health of their workforce. Participants gain access to trusted financial coaches, unbiased guidance, and interactive tools to better manage their finances and achieve financial wellness. For more information, please visit www.hubrpw.com

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Business Development Consultants

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Internal Rollover Program

• Allows Fiduciary Declaration 3(21)/3(38)

• 408(b) (2) - In-House or Outsourced

• Plan Sponsor Fiduciary Training

• Minimum Fee Schedules

Home Office Employees Supporting the Business 827

Crystal Lake, IL • insightfpllc.com

Insight Financial Partners, LLC

Key Contact(s)

Michael Smith

847.867.9271 • mikesmith@insightfpllc.com

Morgan Burkle

815.341.5518 • morganburkle@insightfpllc.com

Jerry Kalish

312.208.9630 • jerrykalish@insightfallc.com

Firm Profile

Insight Financial Partners, LLC is an independent, hybrid Registered Investment Advisor that specializes in delivering Employer Sponsored Workplace Retirement Plan Consulting, Investment Advisory and Fiduciary Support Services to Employer Sponsored Plan Strategies (401(k), 403(b), 457, Defined Benefit, ESOP, Non-Qualified Plans)

For the eighth consecutive year, CEFEX, the Centre for Fiduciary Excellence, has certified Insight Financial Partners, LLC to the Fiduciary 360 (Fi360) standard, “Prudent Practices for Investment Advisors.” The CEFEX assessment is based on the International Standard, ISO 19011: Guideline for quality and environmental system auditing, adjusted to align with the needs of the Investment Industry.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million

Options Available

• 3rd Party Vendor Analysis Tool

• Benchmarking Tools

• Participant Advice/Participant Services

• Internal Rollover Program

• Allows Fiduciary Declaration 3(21)/3(38)

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

Institutional Investment Consulting

Key Contact(s)

Michael Kozemchak

248.339.9808 • mkozemchak@iic-usa.com

Lewis M. Rowe

248.339.9807 • lrowe@iic-usa.com

Tony Ciocca

203.907.3532 • tciocca@iic-usa.com

Firm Profile

National, objective, single-source provider of institutional investment consulting services. Retainer Business $22bil+, Engagements $195Bil+

Fiduciary and non-fiduciary, qualified and nonqualified, consulting services

Support Clients with DC, DB, Nonqualified Deferred Compensation, Executive Compensation Plans Stock Plan & Corporate Investments

IIC does not manufacture or sell any proprietary products or services, including models, advice, wellness or rollovers, producing pure objectivity.

We focused on delivering the highest quality independent and objective services.

Primary Market(s) Served

Large: $100-$250 million, Mega: >$250 million

Options Available

• 3rd Party Vendor Analysis Tool

• Benchmarking Tools

• Allows Fiduciary Declaration 3(21)/3(38)

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

Home Office Employees Supporting the Business 17

Invest Titan

Key Contact(s)

Joshua Coughran - AAMS® CCIM® RF®

713.239.2866 • Josh@InvestTitan.com

Jonathan Coyne - CPFA® CHSA™ RI(k)™ 713.239.2866 • Jon@InvestTitan.com

Firm Profile

Invest Titan is an SEC Registered Investment Advisor and Registered Fiduciary. Our proprietary investment monitoring system is designed to monitor, evaluate and select the highest grade investments in their peer group for plan participants and their beneficiaries.

For over 20 years we have partnered with advisors, plan sponsors and asset managers to provide them with the best turn key solutions in the industry.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Options Available

• Preferred Provider Program

• Retirement Sales Desk Representative

• Business Development Consultants

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Internal Rollover Program

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• Plan Sponsor Fiduciary Training

• Minimum Fee Schedules

Kestra Financial

Key Contact(s)

Taylor Hammons

737.443.2290 • taylor.hammons@kestrafinancial.com

Firm Profile

Kestra Financial is based in Austin and is built on an innovative and independent spirit recognized across the country.

Kestra specializes in individual wealth management and institutional retirement plan solutions. Kestra was founded on a partnership culture that attracts leading advisors and selectively engages the best talent. That has allowed Kestra to be nimble enough to address individual financial professional’s needs, while still offering superior resources. Kestra’s advisors benefit from unparalleled direct access to our leadership team and their experience and expertise.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Preferred Provider Program

• Retirement Sales Desk Representative

• Business Development Consultants

• Recruiter for Retirement Plan Advisors

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Internal Rollover Program

• Allows Fiduciary Declaration 3(21)/3(38)

• 408(b) (2) - In-House or Outsourced

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

• Minimum Fee Schedules

Home Office Employees Supporting the Business 15

knew

Key Contact(s)

Bill Chetney

949.412.5653 • bill.chetney@knewera401k.com

Chris Barone

781.258.3022 • chris.barone@knewera401k.com

Firm Profile

knew era is an aggregator dedicated to empowering the independent advisor. Our active and experienced home office and advisor network are built on true partnership—providing maximum freedom with the right support and structure available when it’s needed.

We embrace three core tenets:

• Independence – Advisors own their brand, clients, and decisions. knew era prioritizes freedom of choice and autonomy, with support never imposed.

• Growth – We are committed to helping advisors expand their practices through strategies, resources, and opportunities that accelerate success.

• Technology – We deliver modern solutions that streamline operations, enhance client engagement, and improve efficiency at every stage.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Retirement Sales Desk Representative

• Business Development Consultants

• Recruiter for Retirement Plan Advisors

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Internal Rollover Program

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• 408(b) (2) - In-House or Outsourced

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

LeafHouse

Key Contact(s)

Kassandra Hendrix

512.879.1505 • khendrix@leafhouse.com

James Olson

512.879.1505 • jolson@leafhouse.com

Firm Profile

LeafHouse® specializes in the retirement plan industry by creating investment strategies, enterprise-grade technology, fiduciary solutions, co-manufactured vehicles, personalized managed accounts, and IRA/HSA solutions. The company partners with advisors, recordkeepers, investment managers, trust companies, and administrators to modernize tech, boost communication, and enhance data insights. As a national, independent discretionary investment manager with retirement expertise, LeafHouse oversees $23B+ in assets and serves as 3(38) fiduciary for 4,000 retirement plans.

Our mission: Elevate American workers’ financial well-being and build partnerships to address U.S. economic challenges.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Retirement Sales Desk Representative

• Other Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Internal Rollover Program

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• Stable Value Analysis

Home Office Employees Supporting the Business 30

LPL Financial

Key Contact(s)

Michael Doshier

508.259.4430 • michael.doshier@lplfinancial.com

Hassan Davis

858.779.5559 • hassan.davis@lplfinancal.com

Tabitha Schulze

704.733.3536 • tabitha.schulze@lplfinancial.com

Dave Ponchak

440.554.8971 • david.ponchak@lplfinancial.com

Firm Profile

LPL Financial equips advisors with retirement plan consultants, robust platforms, and access to tools to manage every stage of retirement plan sales and servicing, from pre-sales to ongoing management. Supporting over 29,000 advisors serving over 7 million families, helping to reduce workload and enhance expertise as wealth and retirement plan specialists, LPL’s commitment remains clear: empowering advisors and proving that anything is possible.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Preferred Provider Program

• Retirement Consulting Desk

• 3rd Party Vendor Analysis Tool

• CRM/Data Aggregation

• Allows Fiduciary Declaration 3(21)/3(38)

Home Office Employees Supporting the Business 40

M Financial Group

Key Contact(s)

Shelley Sievers

503.414.7558 • retirement@mfin.com

Firm Profile

With more than 140 Member Firms across the United States and in the United Kingdom, M Financial Group is one of the nation’s leading financial services design and distribution companies. Since 1978, M Financial’s network of independent insurance and executive benefit firms has served the needs of high-net-worth individuals, corporate executives, successful entrepreneurs, and Fortune 1000 companies.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million

Options Available

• Preferred Provider Program

• Retirement Sales Desk Representative

• Business Development Consultants

• Recruiter for Retirement Plan Advisors

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Allows Fiduciary Declaration 3(21)/3(38)

• 408(b) (2) - In-House or Outsourced

Home Office Employees Supporting the Business 43

San Diego, CA • LPL.com

MassMutual

Key Contact(s)

David A. Curylo

413.213.2642 • DCurylo@MassMutual.com

Firm Profile

MassMutual is a mutual company that is run for the benefit of its members and participating policyowners. Founded in 1851, the company has been continually guided by one consistent purpose: We help people secure their future and protect the ones they love. With a focus on delivering long-term value, MassMutual offers a wide range of protection, accumulation, wealth management, and retirement products and services.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Preferred Provider Program

• Retirement Sales Desk Representative

• Business Development Consultants

• Recruiter for Retirement Plan Advisors

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Internal Rollover Program

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• 408(b) (2) - In-House or Outsourced

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

Mayflower Advisors

Key Contact(s)

Steven Dimitriou

Boston,

617.259.1767 • steve.dimitriou@mayfloweradvisors.com

Joseph Kendall

617.259.1767 • joe.kendall@mayfloweradvisors.com

Jeffrey Mehne

617.259.1767 • jeffrey.mehne@mayfloweradvisors.com

Firm Profile

Mayflower Advisors is a truly independent retirement plan consulting firm that has received national recognition since 2006. We are a founding firm member of NAPA with deep roots in the retirement plan consulting industry. Our mission is to enable the best possible retirement plan outcomes for our participant and plan sponsor clients through objective and honest consulting practices. We do so by providing unbiased, unconflicted advice to our clients and giving our advisors the freedom and resources to consult on all aspects of retirement plan oversight and administration.

Primary Market(s) Served

Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Business Development Consultants

• Recruiter for Retirement Plan Advisors

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Internal Rollover Program

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• 408(b) (2) - In-House or Outsourced

• Plan Sponsor Fiduciary Training

• Stable Value Analysis Home Office Employees Supporting the

Aggregators, Broker-Dealers & RIAs

Meketa Capital

Key Contact(s)

Michael Bell

212.802.8500 • mbell@meketacapital.com

Tyler Bain

415.310.6020 • tbain@meketacapital.com

Chris Rosato

720.560.2825 • crosato@meketacapital.com

Firm Profile

Meketa Capital is an asset management firm focused on expanding access to private market investments to RIAs and other advisors, without the complexity of subscription documents, high investment minimums, and the complex tax treatment associated with traditional institutional private market investment structures. Meketa Capital is a subsidiary of Meketa Investment Group, a global public and private markets investments, consulting, and fiduciary management firm. Meketa has been investing in the private markets since 2000, oversees more than $400B in private market assets, and is one of the most active private market consultants in the U.S., serving more than 250 institutional clients.

Primary Market(s) Served

Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Private Equity, Private Infrastructure interval funds

• Model Portfolios

Home Office Employees Supporting the Business 250

MMA Securities, LLC

Key Contact(s)

Craig Reid

913.553.0923 • craig.reid@marshmma.com

Firm Profile

Marsh McLennan Agency (MMA) Retirement & Wealth is one of the nation’s leading retirement plan consulting firms, providing comprehensive services and solutions to organizations of all sizes. Our proactive approach to retirement plan services prioritizes the goals of employers and employees in four distinct areas: Fiduciary Oversight, Plan Optimization, Investment Due Diligence, and Employee Engagement. Part of Marsh McLennan Agency, a subsidiary of Marsh, a global leader of risk management, MMA Retirement & Wealth has more than 20 offices and 220 colleagues nationally. Our firm is positioned for significant growth organically and through acquistion.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Preferred Provider Program

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Internal Rollover Program

• Allows Fiduciary Declaration 3(21)/3(38)

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

Home Office Employees Supporting the Business 38

Modern Wealth Management, LLC

Key Contact(s)

Michelle Cannan

585.340.5213 • michelle.cannan@modwm.com

Chris Hoffarth

585.340.5208 • chris.hoffarth@modwm.com

Firm Profile

The Modern Wealth team builds personalized financial plans that are tailored to an individual’s financial and life goals. Modern Wealth has subject matter professionals that specialize in tax, insurance, estate planning, financial planning, investment management, company retirement plans, and third-party administration. Those subject matter experts collaborate with the firm’s advisors to form a wealth management team that works together on the client’s behalf.

Primary Market(s) Served

Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million

Options Available

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• Internal Rollover Program

• Allows Fiduciary Declaration 3(21)/3(38)

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

• Minimum Fee Schedules

Newfront Retirement Services

Key Contact(s)

Greg Kaplan

248.318.4771 • Greg.Kaplan@newfront.com

Firm Profile

Newfront is an SEC registered investment advisor dedicated to improving participant outcomes across the country. We craft participant-first, custom, competitive 401(k) plans, then benchmark them with AI-driven, proprietary tools. With 400+ top-tier clients and a high-performing tech team, we deliver data-driven insights that improve plan value and performance. Internally, our cohesive, dynamic culture encourages people to stretch beyond their roles. Our flexible model develops skills and places team members where their unique strengths create the most value, for clients, participants, and Newfront.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• Allows Fiduciary Declaration 3(21)/3(38)

• Plan Sponsor Fiduciary Training

Home Office Employees Supporting the Business 23

NFP

Key Contact(s)

Steve Jans

952.674.2146 • sjans@nfp.com

Jessica Espinoza

301.581.7337 • jessica.espinoza@nfp.com

Firm Profile

New York, NY • nfp.com

NFP, an Aon company, offers solutions and expertise that are matched only by our personal commitment to each client’s goals. We are a leading provider of retirement consulting services. Our commitment to excellence and innovation allows us to help create successful retirement plan outcomes for plan sponsors and participants.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Retirement Sales Desk Representative

• Business Development Consultants

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• 408(b) (2) - In-House or Outsourced

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

• Minimum Fee Schedules

Home Office Employees Supporting the Business N/A

Note Advisors, LLC

Key Contact(s)

Angela Hall

716.361.8799 • angela@noteadvisor.com

Firm Profile

Here at Note Advisors, we believe that every plan should be shaped by the values you hold dear. Our experienced financial planning team provides holistic financial planning, ensuring that your values and financial goals are always aligned to help you create a life well-lived. We serve as your unbiased sounding board, aiming to enhance your relationship with money and help you navigate life’s transitions.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Options Available

• Benchmarking Tools

• Participant Advice/Participant Services

• Internal Rollover Program

• Allows Fiduciary Declaration 3(21)/3(38)

• Plan Sponsor Fiduciary Training

Home Office Employees Supporting the Business 11

OneDigital

Key Contact(s)

Vince Morris

vmorris@onedigital.com

Frank Zugaro frank.zugaro@onedigital.com

Jessica Henricksen

515.770.4826 • jessica.henricksen@onedigital.com

Firm Profile

At OneDigital, we are in the people business. We are fierce advocates for employers and individuals offering insurance, financial services and HR consulting.

OneDigital’s role in transforming the industry starts with a desire to do better. With relentless compassion, we can set a new standard that will propel employers, individuals and the entire industry forward. We improve the relationships between employers and their people and make a positive difference in the lives of millions of people every day.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Retirement Sales Desk Representative

• Business Development Consultants

• Recruiter for Retirement Plan Advisors

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Internal Rollover Program

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• 408(b) (2) - In-House or Outsourced

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

• Minimum Fee Schedules

Home Office Employees Supporting the Business 62

Key Contact(s)

Brian Brashaw

402.637.3007

• brian.brashaw@osaic.com

Dennis Solberg

651.702.1925 • dennis.solberg@osaic.com

Pete Hirsch

770.690.3499 • phirsch@osaic.com

Firm Profile

Osaic provides support, resources, and community designed for the future of wealth management. Our mission is to ensure you have the solutions, support and flexibility you need to make a difference in your client’s lives - because we know that when they thrive, you do too. The Employer Plan Consulting team is led by industry professionals on sales, design, reporting, and education in the plan space. We leverage technology and relationship in an exclusive way to provide the best offering in the industry.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Preferred Provider Program

• Retirement Sales Desk Representative

• Business Development Consultants

• 3rd Party Vendor Analysis Tool

• Other Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Allows Fiduciary Declaration 3(21)/3(38)

• 408(b) (2) - In-House or Outsourced

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

Home Office Employees Supporting the Business 13

Precept Advisory Group LLC

Key Contact(s)

Linda K. Bright

949.679.2147 • Linda.Bright@Marshmma.com

Firm Profile

Precept Advisory Group, a Marsh McLennan Company, is a Registered Investment Advisory firm, focused solely on offering plan consulting and ERISA 3(21) & 3(38) investment fiduciary services to retirement plans. With $5B+ in AUA, our mission is to build customized, competitive, cost-efficient & employee-appreciated retirement plans that integrate with each company’s total compensation strategy. As nationally recognized retirement plan consulting experts, Precept Advisory Group provides independent and unbiased advice to fiduciaries and committees. Our strengths include fiduciary stewardship & education, risk mitigation, investment analysis & recommendations, optimal plan design execution, vendor management, plan benchmarking & compliance support & oversight.

Primary Market(s) Served

Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Preferred Provider Program

• Retirement Sales Desk Representative

• Business Development Consultants

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Allows Fiduciary Declaration 3(21)/3(38)

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

• Minimum Fee Schedules

Raymond James

Key Contact(s)

Don MacQuattie

727.567.1176

Kelly Amato

• Don.MacQuattie@RaymondJames.com

727.567.9619

John Carelli

727.567.4959

• Kelly.Amato@RaymondJames.com

• John.Carelli@RaymondJames.com

Firm Profile

We have always been a different kind of financial services firm, embracing long-term planning, valuing methodical decision-making and remaining focused on what matters most: You. When Bob James founded Raymond James, he did so based on a belief that clients deserved more than help with investment decisions, they needed advice that considered their entire financial picture.

Today, that client-focused approach has extended to serve client accounts through 8,900 financial advisors in the United States, Canada and overseas. Further, the company has expanded through the years to serve corporations, institutions and municipalities through significant capital markets, banking and asset management services.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Preferred Provider Program

• Retirement Sales Desk Representative

• Business Development Consultants

• Recruiter for Retirement Plan Advisors

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• 408(b) (2) - In-House or Outsourced

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

RBC Wealth Management

Key Contact(s)

Tracy Hanson

612.816.5715 • tracy.hanson@rbc.com

Megan Mayer

612.219.0058 • megan.mayer@rbc.com

Evan Wendroth

612.246.8356 • evan.wendroth@rbc.com

Firm Profile

RBC Wealth Management is a company with global resources and a small firm feel. One that is distinguished by a long heritage of financial strength, integrity, and unwavering dedication to our clients.

We are passionate about providing investment consulting services for retirement plans and serve clients across public funds, corporations, religious organizations, foundations and endowments, healthcare and educational organizations, Taft-Hartley, and municipalities. We do not offer proprietary recordkeeping products nor are we hindered by incentives or requirements to offer proprietary investments.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Retirement Sales Desk Representative

• Business Development Consultants

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Internal Rollover Program

• Allows Fiduciary Declaration 3(21)/3(38)

• 408(b) (2) - In-House or Outsourced

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

Plan

RBF 401(k) Advisory Services

Key Contact(s)

Rafal Baranski

941.870.1944

• rbaranski@rbfcapitalmanagement.com

Chris Bermann

941.870.1944

• cbermann@rbfcapitalmanagement.com

Firm Profile

For over 20 years, RBF 401(k) Advisory Services has provided comprehensive, reliable, competent qualified retirement plan and investment advisory services to plan sponsors and participants. We have over 12 years experience providing services to Multiple Employer Plan (MEP) and Pooled Employer Plan (PEP) sponsor and adopters.

Our team of Certified Plan Fiduciary Advisors (CPFA) and Investment Advisors can help you with:

• Plan Design, including 401(k), Profit Sharing, Cash Balance plan and deferred compensation strategies.

• Plan Governance Support. (Plan Fiduciary)

• 3(21) and 3(38) Investment Fiduciary.

• Plan participant Financial Wellness Programs.

Primary Market(s) Served Mid: $10-$100 million

Options Available

• Business Development Consultants

• Participant Advice/Participant Services

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• Plan Sponsor Fiduciary Training

Home Office Employees Supporting the Business 5

Renasant Retirement Plan Solutions

Key Contact(s)

Alasha Rhea

662.680.1204 • arhea@renasant.com

Anne Bethea

205.327.4305 • anne.bethea@renasant.com

Jennifer Mulrooney

662.680.1218 • jennifer.mulrooney@renasant.com

Firm Profile

Renasant Retirement Plan Solutions offers a complete, one-stop retirement plan solution. We offer leading-edge technology, a strong commitment to customer service and a consultative focus. We promise high levels of service and accountability to your plan with a proven fiduciary compliance process serving as a Discretionary Trustee. Our staff of professionals has more than 230 years of combined experience and can deliver a retirement plan custom-designed to fit your needs.

Primary Market(s) Served

Small: $1-$10 million, Mid: $10-$100 million

Options Available

• Business Development Consultants

• Custom Risk Based/Target Date Models

• 408(b) (2) - In-House or Outsourced

• Plan Sponsor Fiduciary Training

• Minimum Fee Schedules

Retirement Planology

Key Contact(s)

Courtenay Shipley

703.595.2829 • cshipley@retirementplanology.com

Adam Jefferis

703.595.2829 • adam@retirementplanology.com

Firm Profile

When growing organizations need assistance with their employee retirement plan, they come to us. Retirement Planology is a boutique consulting and investment advisory firm that navigates organizations to smart decisions on their employee retirement plan. Plans are complicated and highly regulated at every twist and turn. As your navigator and investment fiduciary, we help map out investment decisions, plan features, hire providers, engage employees, and take work off the plan sponsor’s plate. Rely on us to keep the plan in alignment with your organization’s goals.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million

Options Available

• 3rd Party Vendor Analysis Tool

• Other Tools

• CRM/Data Aggregation

• Allows Fiduciary Declaration 3(21)/3(38)

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

• Minimum Fee Schedules

Home Office Employees Supporting the

RMR Wealth Builders, Inc.

Key Contact(s)

Ryan Goudie, CFP®, CRPS®, CPFA®

201.836.2460 • rgoudie@rmrwealth.com

Alex Salton, CFP®, CRPS®

201.836.2460 • asalton@rmrwealth.com

Firm Profile

RMR Wealth is a registered investment advisory firm delivering comprehensive retirement plan solutions for employers and their participants. Since 1986, we have partnered with organizations of all sizes to design, implement, and manage retirement programs that improve participant outcomes and help plan sponsors meet their fiduciary responsibilities. Our dedicated team provides investment due diligence, plan design consulting, fiduciary governance support, participant education, and personalized guidance. We are committed to helping employers strengthen their retirement benefits and empowering participants to achieve long-term financial confidence.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million

Options Available

• Business Development Consultants

• Recruiter for Retirement Plan Advisors

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• Internal Rollover Program

• Allows Fiduciary Declaration 3(21)/3(38)

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

Newport Beach, CA • sageviewadvisory.com

SageView Advisory Group

Key Contact(s)

Jon Upham

800.814.8742 • jupham@sageviewadvisory.com

Firm Profile

Founded in 1989, SageView is focused on providing independent and unbiased investment advisory and consulting services to clients. SageView has grown to become one of the most highly respected teams of consultants, investment advisors, and analysts. Our competitive advantage is our nationally recognized and rigorous conflict-free investment oversight process coupled with our local presence, as well as our comprehensive financial wellness platform, PersonalSAGE. Our offices across the United States are staffed with industry veterans with extensive experience and insight leading to measurable client outcomes.

Primary Market(s) Served

Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Internal Rollover Program

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

• Minimum Fee Schedules

Home Office Employees Supporting the Business 60

Aggregators, Broker-Dealers & RIAs

Shepherd Financial

Key Contact(s)

Tom Mayer

317.975.5032 • tmayer@shepherdfin.com

Leah Sylvester

317.975.5037 • lsylvester@shepherdfin.com

Alex Sylvester

317.343.3233 • asylvester@shepherdfin.com

Firm Profile

Established in 2015, Shepherd Financial helps organizations build retirement plans that work for both employers and employees. Our team combines fiduciary expertise with hands-on service to simplify plan management, strengthen participant engagement, and reduce administrative burdens. We serve employers nationwide through customized 401(k), 403(b), and pooled employer plan (PEP) consulting, along with integrated Wealth Management services that support individuals and executives. By aligning plan design, investment consulting, fiduciary oversight, and financial wellness initiatives, we help employers strengthen their retirement programs and drive meaningful outcomes for participants.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• 408(b) (2) - In-House or Outsourced

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

• Minimum Fee Schedules

Smith Bruer

Key Contact(s)

Steven Hiraga

800.387.3487 • steven.hiraga@smithbruer.com

Firm Profile

Smith Bruer is an independent, registered investment advisory firm serving clients nationwide, with offices in Tallahassee, Florida, and Colorado Springs, Colorado. Our mission is to empower you with the knowledge and guidance to make confident, well-informed financial decisions.

Smith Bruer United is a full-service pooled employer plan (PEP) built to streamline retirement plan administration and lower costs for businesses. Designed with a focus on regulatory compliance, operational efficiency, and participant outcomes, it empowers employers to deliver competitive 401(k) benefits so they can focus on driving their business forward.

Primary Market(s) Served Mid: $10-$100 million

Options Available

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Internal Rollover Program

Home Office Employees Supporting the Business 7

Tallahassee,

Southbridge Advisors

Key Contact(s)

Jerry Sniderman

770.436.4097 • jerry@southbridgeadv.com

Rob Donnell

770.436.4097 • rob@southbridgeadv.com

Firm Profile

Marietta, GA • southbridgeadv.com

Southbridge Advisors is an independent wealth management and corporate retirement advisory with clients throughout the United States. Our value proposition is simple. We assist clients in their journey to achieve and accomplish their life and financial goals. Our in-depth experience in both private wealth management and corporate retirement planning provides valuable expertise and insight. Our knowledge and commitment provides individual clients, Plan participants, and Plan Sponsors confidence every step of the way. Our independence allows us to shoot straight and to provide custom and flexible solutions. In short, we treat each client with the personal care they deserve.

Primary Market(s) Served

Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million

Options Available

• Business Development Consultants

• Participant Advice/Participant Services

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

Home Office Employees Supporting the Business 5

Wormleysburg, PA • stonebridgefg.com

Stonebridge Financial Group

Key Contact(s)

CJ Laporta

717.736.7007 • cj.laporta@stonebridgefg.com

Jeffrey Kline

717.736.7007 • jeffrey.kline@stonebridgefg.com

Firm Profile

We are a full service wealth management and corporate retirement plan firm.

Primary Market(s) Served

Small: $1-$10 million, Mid: $10-$100 million

Options Available

• Business Development Consultants

• 3rd Party Vendor Analysis Tool

• Participant Advice/Participant Services

• Internal Rollover Program

• Allows Fiduciary Declaration 3(21)/3(38)

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

Home Office Employees Supporting the Business 6

Pasadena, CA • stonemarkwealth.com

Stonemark Wealth Management

Key Contact(s)

Grover McCarthy

626.304.9888 • grover.m@stonemarkwealth.com

Wade Perry

626.304.9888 • wade.p@stonemarkwealth.com

Peter Chen

626.304.9888 • peter.c@sonemarkwealth.com

Firm Profile

Stonemark Wealth Management is an independent, privately held, employeeowned registered investment advisory firm, with 20+ years of employersponsored retirement plans experience.

We offer strategic growth solutions, operational support, and evidence-based investment tools to help navigate the expanding retirement plan marketplace. Our team has deep experience with defined contribution, defined benefit, and non-qualified deferred compensation plans for public and private companies. At Stonemark, we help employers protect their businesses, attract and retain top talent, and strengthen employees’ financial health. We believe education is central to positive participant outcomes and to ensuring retirement plans are valued as a core employee benefit.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Options Available

• Business Development Consultants

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• Internal Rollover Program

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• Plan Sponsor Fiduciary Training

• Minimum Fee Schedules

Home Office Employees Supporting the Business 12

Shorewood, IL • srpretire.com

Strategic Retirement Partners

Key Contact(s)

Jeff Cullen

866.777.4015 • jeffc@srpretire.com

Deane Mayerhofer

866.777.4015 • deanem@srpretire.com

Jacqui Skiffington

866.777.4015 • jacquelyns@srpretire.com

Firm Profile

Strategic Retirement Partners is an independent, privately held retirement plan consulting and wealth management firm with more than 130 professionals across 34 offices nationwide. Founded in 2015, SRP is celebrating its 10-year anniversary of helping plan sponsors manage fiduciary responsibilities while supporting the retirement goals of hundreds of thousands of employees.

Through our SEC-registered RIA, WELLth Advisory Services, we extend our expertise beyond retirement plans to the broader financial well-being of individuals and families.

As of July 1, 2025, SRP advises on 1,376 retirement plans totaling $24.64 billion. Over half of our professionals are shareholders, reinforcing our culture of ownership.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Retirement Sales Desk Representative

• Business Development Consultants

• Recruiter for Retirement Plan Advisors

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Internal Rollover Program

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• 408(b) (2) - In-House or Outsourced

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

Home Office Employees Supporting the Business 60

SWBC Retirement Plan Services

Key Contact(s)

Brad Ferguson

717.816.4162 • bferguson@swbc.com

Sara Matlock

512.289.4765 • smatlock@swbc.com

Pamela Assad

512.807.2607 • pamela.assad@swbc.com

Firm Profile

Our team is dedicated exclusively to retirement plans, which means we bring deep expertise and a focused partnership to every client engagement.

We work alongside plan sponsors to deliver tailored, effective solutions that drive overall retirement plan success. Whether it’s managing fiduciary risk, optimizing investment strategies, controlling costs, enhancing participant engagement, or improving retirement readiness; we’re here to simplify the complex and ease the burden of plan oversight and fiduciary obligations.

We’re a strong fit for organizations that prioritize their employees’ financial futures while also seeking to protect the company from unnecessary risk.

Primary Market(s) Served

Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• 408(b) (2) - In-House or Outsourced

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

• Minimum Fee Schedules

The Baldwin Group

Key Contact(s)

Rob Trujillo

949.833.5843

• robert.trujillo@baldwin.com

Kent Lightner

813.995.8548

• kent.lightner@baldwin.com

Firm Profile

The Baldwin Group engages in retirement plan consulting and wealth advisory services for business and personal clients. The financial services division of The Baldwin Group compliments its insurance brokerage services in the middle market and offers a robust service offering to our business clients. In the retirement space we are focused on client and participant engagement to offer a robust investment lineup, proper plan design consultation, and participant financial wellness. With offices throughout the U.S., Baldwin is a great spot for advisors to build an advisory practice and offer great solutions to clients.

Primary Market(s) Served

Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Business Development Consultants

• Recruiter for Retirement Plan Advisors

• 3rd Party Vendor Analysis Tool

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Internal Rollover Program

• Allows Fiduciary Declaration 3(21)/3(38)

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

Home Office Employees Supporting the Business 15

Aggregators, Broker-Dealers & RIAs

Twelve Points Retirement Advisors

Key Contact(s)

Neil Tremblay

978.318.9500 • neil@twelvepoints.com

Francesca Federico

978.318.9500 • francesca@twelvepoints.com

Manny Frangiadakis

978.318.9500 • manny@twelvepoints.com

Firm Profile

Twelve Points Retirement Advisors is one of the largest independent retirement plan advisors in New England. We are CEFEX certified and have developed a reputation with the plan sponsor community as a trustworthy advocate and fiduciary partner. As a partner, we take accountability for the responsibilities and functions of our clients’ plans, overseeing and coordinating all activities by acting as an extension of staff. Using our governance structure and process we comprehensively support the four primary responsibilities of sponsoring a retirement plan: plan operations, plan compliance, plan investments, and employee education and guidance.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• Allows Fiduciary Declaration 3(21)/3(38)

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

• Minimum Fee Schedules

UBS Financial Services

Key Contact(s)

Gene Silverman

201.352.3826 • gene.silverman@ubs.com

Eric Garofalo

201.352.0192

• eric.garofalo@ubs.com

Firm Profile

UBS Retirement Plan Services is a part of UBS Workplace Wealth Solutions (WWS) which delivers a holistic approach to the workplace. WWS has capabilities in a variety of focus areas including Retirement plans, Equity Plan Services and Financial Wellness. In retirement, UBS has a proven record in retirement plan consulting with more than 30 years of experience providing investment advice as a fiduciary. Through our Consulting programs, we provide advisory services to more than 7,000 retirement plans comprising over $150 billion in assets. Our open architecture platform enables consultants to deliver services based on client needs. We recognize dedicated consultants with a Senior Retirement Plan Consultant designation, giving them access to specialized services and resources that help address a broad array of plan client needs related to fiduciary governance, plan health and participant retirement readiness. Being supported by one of the world’s leading wealth managers, we combine our retirement plan consulting capabilities with our broad financial experience to help plan sponsors manage plan complexity and provide participants with relevant education. Additionally, UBS Retirement Plan Guided Solutions offers two advisory services options for the smaller plan market: UBS Retirement Plan Manager (RPM) and Retirement Plan Advisor (RPA). RPM brings simplicity for plan sponsors by offering discretionary investment management with UBS acting as an investment manager under ERISA Section 3(38). RPA provides investment advice and flexibility for plan sponsors as it is a nondiscretionary advisory program that offers investment advice with UBS acting as an investment advisor and fiduciary under ERISA Section 3(21).

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Retirement Sales Desk

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Allows Fiduciary Declaration 3(21)/3(38)

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

• Minimum Fee Schedules

Home Office Employees Supporting the Business 30+

Veery Capital

Key Contact(s)

Cortney Milner

302.660.3350 • cmilner@veerycapital.com

D. Christopher Benfer

302.660.3350 • cbenfer@veerycapital.com

Sarah Shaw

302.660.3350 • sshaw@veerycapital.com

Firm Profile

A team of financial experts committed to helping our clients meet financial goals. Whether you’re wanting to build a Retirement Plan Program for your organization or learn more about how to best manage your personal wealth, our team has expert guidance you can trust.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Options Available

• Preferred Provider Program

• Retirement Sales Desk Representative

• 3rd Party Vendor Analysis Tool

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Internal Rollover Program

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• Stable Value Analysis

• Minimum Fee Schedules

Venture Visionary Partners

Key Contact(s)

John T. O’Brien

419.464.7390 • jobrien@venturevp.com

Ryan Borucki

419.464.7535 • rborucki@venturevp.com

Paul Abendroth

419.464.7532 • pabendroth@venturevp.com

Firm Profile

Venture Visionary Partners is a registered independent advisory firm assisting business, non-profit, and private clients in being strategically smarter with their benefit programs and wealth portfolios to accomplish their stated goals.

Venture’s retirement plan consultants provide a comprehensive scope of services to employer sponsored retirement benefit programs. Our fiduciary relationship with clients places an emphasis on the adoption and implementation of best practices for:

• Fiduciary Governance & Overall Plan Management

• Participant Engagement, Education, and Retirement Income Planning

• Plan Design, Incentive Programs, Regulatory Safe Harbors, and Provider Evaluation.

• Investment Selection & Management, Risk-Based Portfolios, and Managed Strategies.

Primary Market(s) Served

Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million

Options Available

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

Home Office Employees Supporting the Business 48

Aggregators, Broker-Dealers & RIAs

Viking Cove Institute

Carlsbad, CA • vikingcoveinstitute.com

Vision401k

Key Contact(s)

Amy Glynn

617.834.0900 • amy@vikingcoveinstitute.com

Tyler Wunderlich

858.226.6360 • tyler@vikingcoveinstitute.com

Firm Profile

Founded in 2000, VCI has grown into the industry’s largest independent aggregator, uniting 600+ top retirement plan advisors across 225+ firms and 50+ strategic partners. Through VCI WIRE, we reach a network of 1,400+ subscribers, and the VCI 100 celebrates visionaries shaping the future of advice. Our Young Gun Roundtable empowers emerging leaders, while the Women’s Leadership Group connects 175+ influential women from 100+ firms. In 2025, we launched the Virtual VCI Community—a dynamic hub offering exclusive training, resources, products, services, and discounts, including the pioneering Healthcare Fiduciary Development Center. Together, we’re defining the next era of advisor excellence.

Primary Market(s) Served Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Preferred Provider Program

• Retirement Sales Desk Representative

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Stable Value Analysis

Home Office Employees Supporting the Business 5

Key Contact(s)

Bill Franca

615.767.1473 • wmfranca@vision401k.com

Al Smith

615.403.3629 • asmith@vision401k.com

Landon Jones

931.216.4995 • ljones@vision401k.com

Firm Profile

Vision401k is a premier retirement plan advisory firm committed to securing client’s financial future. With a wealth of experience and a deep understanding of retirement planning, our team of expert advisors specialize in guiding individuals, families, and businesses towards their retirement goals. We offer tailored solutions that align with your unique financial circumstances, focusing on 401(k), 403(b) and cash balance plans. Our dedicated advisors are well-versed in the ever-evolving landscape of retirement planning. At Vision401k, we are dedicated to delivering sound, personalized strategies that provide peace of mind and financial stability.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Options Available

• Preferred Provider Program

• Business Development Consultants

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Internal Rollover Program

• Allows Fiduciary Declaration 3(21)/3(38)

• Minimum Fee Schedules

Home Office Employees Supporting the Business 5

Vita Planning Group

Key Contact(s)

Karl Hansen

650.567.9300 • karl.hansen@vitamail.com

Erik Hansen

650.567.9300 • erik.hansen@vitamail.com

Firm Profile

Vita Planning Group is a Registered Investment Advisor specializing in employersponsored 401(k) and 403(b) retirement plans, as well as personalized wealth management for high-net-worth individuals. For employers, we provide plan design guidance, investment oversight, administrative support, and engaging employee education—serving as a fiduciary partner to protect clients while helping participants achieve meaningful retirement outcomes. For individuals, our wealth management division delivers tailored strategies to grow, preserve, and transition wealth with confidence. We are a team of salaried professionals who work exclusively by referral, partnering with organizations and individuals who value trusted expertise, personalized guidance, and long-term, knowledgedriven relationships.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million

Options Available

• 3rd Party Vendor Analysis Tool

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• 408(b) (2) - In-House or Outsourced

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

Plymouth, MN • wealthenhancement.com

Wealth Enhancement Group

Key Contact(s)

Brian Gregov

908.821.9771 • bgregov@wealthenhancement.com

Firm Profile

Wealth Enhancement is an independent wealth management firm with an endless passion for enriching the lives of our clients. We continually seek to perfect our craft of personalized financial planning with our team-based Roundtable™ and UniFi processes that go far beyond the standard approach. We proudly provide tailored financial plans, retirement plans and investment management services to serve the unique needs of our clients from our 146 offices - and growing - nationwide. Since 1997, Wealth Enhancement has tirelessly raised the standard of wealth management with specialized knowledge and more attentive service that helps every client craft their future.

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million

Options Available

• Preferred Provider Program

• Retirement Sales Desk Representative

• Business Development Consultants

• Recruiter for Retirement Plan Advisors

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Internal Rollover Program

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• 408(b) (2) - In-House or Outsourced

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

• Minimum Fee Schedules

Home Office Employees Supporting the Business 10

Aliso Viejo, CA • wealthspire.com

Wealthspire Retirement Advisory

Key Contact(s)

Joel Shapiro

949.460.9898 • joel.shapiro@wealthspire.com

Julie Graham

512.550.7539 • julie.graham@wealthspire.com

Kameron Jones

714.878.2012 • kameron.jones@wealthspire.com

Firm Profile

We are an independent wealth management platform offering capabilities across individual wealth management, institutional advisory, and business management. One of the most comprehensive and multidisciplinary advisory platforms in North America, Wealthspire Institutional oversees more than $580 billion in assets under management or advisement, of which over $500 billion is retirement assets.

Our Clients: Institutional

• Endowments & Foundations

• Retirement Plans

• Financial Institutions

Wealth

• Families & Individuals

• Mass Affluent

• High Net Worth

• Ultra High Net Worth

Primary Market(s) Served

Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Business Development Consultants

• Event Based Fiduciary Education

• Benchmarking Tools

• Participant Advice/Participant Services

• Allows Fiduciary Declaration 3(21)/3(38)

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

• Investment Fee Relationship Pricing

• In House ERISA attorneys

• Plan Design Consulting and Modeling

• In-house Third Party Administration

• Fiduciary Governance Services

• TDF analysis

Home Office Employees Supporting the Business 1,200

Wilmington Trust Retirement Advisory

Key Contact(s)

Joe Carew, Head of Retirement Advisory Services

908.500.3223 • jcarew@wilmingtontrust.com

Andrea Rybczynski, Client Experience Leader

716.292.0184 • arybczynski@wilmingtontrust.com

Su Kim, Head of Fiduciary Oversight

617.359.9000 • skim2@wilmingtontrust.com

Firm Profile

About Wilmington Trust Retirement Advisory Team

Wilmington Trust is a nationally recognized leader in retirement advisory services, renowned for its dedication to helping organizations and individuals achieve their long-term financial goals. The Retirement Advisory Team at Wilmington Trust specializes in delivering tailored solutions for retirement plan sponsors, fiduciaries, and participants.

Firm Overview

With $3.2 billion in assets under management (AUM), the Wilmington Trust Retirement Advisory Team serves a diverse clientele that includes corporations, nonprofit organizations, and governmental entities. The team is committed to providing objective advice, innovative plan design, and robust fiduciary oversight, ensuring clients’ retirement plans are optimized.

Primary Market(s) Served

Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Preferred Provider Program

• Retirement Sales Desk Representative

• Business Development Consultants

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• Internal Rollover Program

• Allows Fiduciary Declaration 3(21)/3(38)

• 408(b) (2) - In-House or Outsourced

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

• Minimum Fee Schedules

Home Office Employees Supporting the Business 30

World Investments

Key Contact(s)

Ed Walters

888.201.5488 • ed.walters@worldadvisors.com

Mike Woods

888.201.5488 • mike.woods@worldadvisors.com

Jennifer Tanck

888.201.5488 • jennifer.tanck@worldadvisors.com

Firm Profile

World Investments, previously Pensionmark Financial Group, is the corporate brand used by the financial services division of World Insurance Associates. This division includes World Investment Advisors, LLC, a registered investment adviser, and World Investments, LLC, a broker/dealer. World Investments is a network of more than 350 advisors and staff across more than 100 U.S. locations with thousands of retirement plan and wealth management clients. The World Investments network of professionals includes wealth management, defined contribution, defined benefit, terminal funding, not-for-profit, and executive/deferred compensation specialists. For more information, please visit www.worldadvisors.com

Primary Market(s) Served

Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million

Options Available

• Preferred Provider Program

• Retirement Sales Desk Representative

• Business Development Consultants

• Recruiter for Retirement Plan Advisors

• 3rd Party Vendor Analysis Tool

• Other Tools

• Benchmarking Tools

• Participant Advice/Participant Services

• CRM/Data Aggregation

• Internal Rollover Program

• Allows Fiduciary Declaration 3(21)/3(38)

• Custom Risk Based/Target Date Models

• 408(b) (2) - In-House or Outsourced

• Plan Sponsor Fiduciary Training

• Stable Value Analysis

• Minimum Fee Schedules

Home Office Employees Supporting the Business 66

Santa Barbara, CA • worldadvisors.com

Third Party Administrators

As we noted last year, PBS defined a third-party administrator (TPA) as “an organization that processes insurance claims or certain aspects of employee benefit plans for a separate entity.” It sounds so simple. If only …

New rules, regulations, paperwork, guidance, interpretations, lawsuits, natural disasters, economic volatility, elections, and congressional control—any number of factors contribute to retirement plan administration confusion and make it easy for mistakes to happen, including retirement plan execution and oversight.

Thankfully, we have TPAs, who do quite a bit to keep you and your plan sponsor clients out of trouble and your plan participants happy.

A TPA can be an invaluable ally to the advisor in developing the plan design, keeping it compliant, and supporting the plan sponsor client tasked as the fiduciary. Yet, it’s critically important that the culture fits to ensure the relationship lasts.

In that vein, the various types of TPAs available in all shapes and sizes mean there’s something for everyone. A perfect example of the “outsource to us” movement begun decades ago (if it isn’t a core competency, outsource so you can focus on what you do best), TPAs are happy to do what many plan sponsors used to do (mainly before 401(k)s and before it all got so complicated).

Just a sampling of all the services TPAs provide today include:

• Amending and restating the plan documents

• Preparing employer and employee benefits statements

• Assisting in the processing of distributions from the plan

• Preparing participant loan paperwork

• Testing the plan annually to gauge its compliance with all IRS nondiscrimination requirements and plan and participation contribution limits

• Allocation of employer contributions and forfeitures

• Calculating participant vested percentages

• Preparing annual returns and reports required by IRS, DOL, or other government agencies

Choosing the right TPA can be the difference between a successful, well-run plan and one that blows up completely. The TPAs listed on the following pages are all focused on working with advisors, resulting in a symbiotic relationship that speaks to each other’s skills and professional needs.

It’s critically important to form a mutually beneficial partnership—a win, win (win)—predicated on a solid appreciation for what each party brings to the relationship and does for shared clients. Read on and get a better understanding of just how much they do and how they can help you, your plan sponsors, and your plan participants.

— John Sullivan

Tarrytown, NY • AcePensions.com

Ace Pension Solutions, LLC

Key Contact(s)

Rick Misrok

914.712.6605 • rick@acepensions.com

James Kwan

908.295.2692 • jkwan@acepensions.com

Firm Profile

Established: 2014

We partner with advisors to grow their practices and build their AUM by providing the expertise to help bring in pension plan assets from their small business owner and not-for-profit clients. We custom design retirement plans, including 401k, Profit Sharing, Defined Benefit, and Cash Balance Plans, specializing in small entities with less than 100 employees. Our focus is on maximizing tax-deductible contributions for the business owner and AUM for the advisor. We also fix plans that are not working up to their potential. Contact us for a free consultation or a second opinion on any retirement plan issue.

State(s) Where We Have A Physical Presence NY, NJ

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Fee Structure

Per Participant Fee, Base Fee

Service(s) Provided

• Compliance Support

• Preparation of Loan Paperwork

• Processing of Loan Application

• Non-discrimination Testing

• Plan Design Consulting

• Actuarial Calculations & Support

• Form 5500 Preparation

• Employee Education

• Enrollment Meeting Support

Assurance Dimensions, LLC

Key Contact(s)

Bennie Lewis

813.443.5048 • bennie.lewis@aduscpa.com

Matthew McNamara

813.443.5048 • matthew.mcnamara@aduscpa.com

Firm Profile

Established: 2008

Assurance Dimensions is an international accounting and advisory firm specializing in audit, advisory, and tax services for private companies, notfor-profits, and SEC filers across diverse industries. We are trusted partners for retirement plan sponsors, RIAs, and financial advisors, delivering efficient, high-quality retirement plan audits and outsourced back-office solutions. Each year, we complete hundreds of retirement plan audits nationwide, helping clients achieve compliance while minimizing disruption. Our services for RIAs and independent practices include full-service outsourced accounting, back-office support, and financial reporting solutions, allowing advisors to focus on client growth and strategic planning.

State(s) Where We Have A Physical Presence

All States

Primary Market(s) Served

Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: (> $250 Million)

Plans/Participants Served By Type*

401(k): 280 / 115,000

403(b): 20 / 5,000

Custodian(s) Used

All

Fee Structure

Base Fee

Service(s) Provided

• Compliance Support

BPAS

Key Contact(s)

Donna Kramer

914.259.0236 • dkramer@bpas.com

Christy Babler

952.896.2071 • cbabler@bpas.com

Firm Profile

Established: 1973

Syracuse, NY • bpas.com

Cardinal Pension Group, Inc.

Key Contact(s)

Donna Cullinan

610.696.8144 • dcullinan@cardinalpensions.com

Jim Fox

610.696.8144 • jimfox@cardinalpensions.com

Scott Cullinan

610.696.8144 • scottcullinan@cardinalpensions.com

BPAS is a national provider of retirement plans, benefit plans, fund administration, and institutional trust services. We make it our mission to simplify the complicated by delivering benefit-plan services that solve client challenges without the need to engage multiple providers. One company. One call. We support 6,100 retirement plans, $110 billion in trust assets, $1.3 trillion in fund administration, and more than 910,000 participants. BPAS specialty retirement plan administration practices include auto enrollment plans, multiple employer plans, plans with employer securities, PR 1081 plans, VEBA/115 Trust, HSAs, and cash balance plans.

State(s) Where We Have A Physical Presence CA, FL, IL, KS, MA, ME, NC, NH, NJ, NY, OH, OR, PA, PR, SC, TX, VA, WA, WI

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million

Plans/Participants Served By Type*

401(k): 1,186 / 28,089

403(b): 20 / 3,160

457: 4 / 12

Cash Balance: 382 / 31,923

Defined Benefit (Traditional): 434 / 64,537

Money Purchase: 3 / 31

Other: 895 / 23,544

Total Assets Administered

$11,600,000,000

Custodian(s) Used

Custodians we work with include American Funds, Nationwide, John Hancock, Voya, Empower, along with many others. We are very flexible on the custodians that we work with.

Fee Structure

Per Participant Fee, Base Fee

Service(s) Provided

• Compliance Support

• Preparation of Loan Paperwork

• Processing of Loan Application

• Non-discrimination Testing

• Plan Design Consulting

• Actuarial Calculations & Support

• Form 5500 Preparation

• Plan Committee Meetings

• Employee Education

• Enrollment Meeting Support

• Call Center

• Fiduciary Services

*as of 6.30.25

Firm Profile

Established: 2008

Cardinal Pension Group, Inc. is a TPA Firm serving clients throughout the USA with focus in the Philadelphia area. Compliance, plan design and administrative support to retirement plan sponsors is the main concentration of the firm. Cardinal Pension Group is an independent firm working alongside accountants, attorneys and financial advisors to provide excellent service. Plan types would be 401(k), 403(B), 457, profit sharing, and cash balance.

State(s) Where We Have A Physical Presence

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Plans/Participants Served By Type*

401(k): 303 / 52,065

403(b): 22 / 4,956

457: 5 / 83

Cash Balance: 27 / 81

Defined Benefit (Traditional): 6 / 92

Custodian(s) Used

ADP, Alerus, American Funds, Ameritas, Ascensus, Edward Jones, Empower, Fidelity, John Hancock, Lincoln Financial, MetLife, Nationwide, OneAmerica, PCS, Principal, Standard TIAA, TD Ameritrade, T Rowe Price, Transamerica, Ubiquity, Vanguard, Voya

Fee Structure

Per Participant Fee, Base Fee

Service(s) Provided

• Compliance Support

• Preparation of Loan Paperwork

• Non-discrimination Testing

• Plan Design Consulting

• Actuarial Calculations & Support

• Form 5500 Preparation

CBIZ, Inc

Key Contact(s)

Paula Lewis

330.983.0485 • paula.lewis@cbiz.com

Sheryl Culp

330.983.0485 • sheryl.culp@cbiz.com

Darlene Ropelewski

330.983.0494 • darlene.ropelewski@cbiz.com

Firm Profile

Established: 1987

From financial management to risk mitigation and workforce solutions, CBIZ delivers integrated services that help businesses grow and thrive. Explore our accounting, tax, advisory, insurance, benefits, and technology solutions tailored to your needs.

Third Party Administration, actuarial and other retirement consulting services is offered through CBIZ Business & Insurance Services, Inc. Our national TPA practice services over 5000 retirement plans.

State(s) Where We Have A Physical Presence

OH, CA, CO, TX, AZ, IN, MO, GA, MI, PA, MD, MA

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million

Plans/Participants Served By Type*

401(k): 3,950 / 177,410

403(b): 162 / 8,100

457: 55 / 2,750

Cash Balance: 601 / 12,020

Defined Benefit: 150 / 7,500

Money Purchase: 34 / 1,700

NQDC: 15 / 150

Other: 495 / 24,750

Total Assets Administered

$5,400,000,000

Custodian(s) Used

Voya, Empower, John Hancock, American Funds, Transamerica, Nationwide, Ascensus, One America, Fidelity, Principal, Standard, T Rowe Price, Vanguard

Fee Structure

Per Participant Fee, Base Fee

Service(s) Provided

• Compliance Support

• Preparation of Loan Paperwork

• Processing of Loan Application

• Non-discrimination Testing

• Plan Design Consulting

• Actuarial Calculations & Support

• Form 5500 Preparation

• Plan Committee Meetings

• Employee Education

• Enrollment Meeting Support

• Call Center

• Fiduciary Services

Correll Co.

Key Contact(s)

Earl Correll

708.599.5200 • ecorrell@correllco.com

Tom Danielewicz

708.599.5200 • tdanielewicz@correllco.com

Firm Profile

Established: 1972

Correll Co. is a trusted third-party administrator based in Hickory Hills, Illinois, serving small to mid-sized businesses across the region. We specialize in the full administration of qualified retirement plans under IRC 401(a), including 401(k), Cash Balance, Profit Sharing, and Solo K plans. Our comprehensive services cover plan design, document drafting, recordkeeping, compliance testing, and participant communications. With deep expertise and personalized service, we help employers navigate the complexities of retirement plan management with confidence and clarity.

State(s) Where We Have A Physical Presence IL

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Plans/Participants Served By Type*

401(k): 590 / 59,000

403(b): 18 / 900

457: 7 / 150

Cash Balance: 40 / 150

Defined Benefit: 5 / 300

NQDC: 18 / 55

Other: 88 / 1,300

Total Assets Administered

$3,000,000,000

Custodian(s) Used Schwab, MG Trust

Fee Structure

Per Participant Fee, Base Fee

Service(s) Provided

• Compliance Support

• Preparation of Loan Paperwork

• Processing of Loan Application

• Non-discrimination Testing

• Plan Design Consulting

• Actuarial Calculations & Support

• Form 5500 Preparation

• Plan Committee Meetings

• Employee Education

• Enrollment Meeting Support

• Call Center

North Canton, OH • cbiz.com

Hickory Hills, IL • correllco.com

Broadview Heights, OH • creben.com

Creative Benefit Strategies, Inc.

Key Contact(s)

Steve Persons

440.717.1600 • spersons@creben.com

Jennifer Bufe

440.717.1600 • jbufe@creben.com

Brian Secrest

440.717.1600 • bsecrest@creben.com

Firm Profile

Established: 1995

Creative Benefit Strategies (CBS) services clients throughout the U.S. and Guam. We specialize in providing administration, actuarial and consulting services to SMB, as well as providing actuarial services to other TPAs. Our main focus is designing and maintaining cash balance and cross-tested plans to provide maximum benefits for owners and other key personnel. Additionally, our actuaries are experienced in providing defined benefit services to plans of state and local governments, including GASB reports.

State(s) Where We Have A Physical Presence IN, OH

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Plans/Participants Served By Type*

401(k): 200 / 5,000

Cash Balance: 230 / 3,450

Defined Benefit: 75 / 450 Other: 27 / 325

Total Assets Administered

$845,000,000

Custodian(s) Used

Schwab, John Hancock, America Funds, Fidelity, Empower, VOYA, TD Ameritrade, UBS, and others

Fee Structure

Per Participant Fee, Base Fee

Service(s) Provided

• Compliance Support

• Preparation of Loan Paperwork

• Processing of Loan Application

• Non-discrimination Testing

• Plan Design Consulting

• Actuarial Calculations & Support

• Form 5500 Preparation

• Plan Committee Meetings

• Employee Education

• Enrollment Meeting Support

*as of 6.30.25

Definiti

Key Contact(s)

Kristin Andreski

973.214.3265

• kristin.andreski@definiti.com

Brian McCabe

484.862.0462 • brian.mccabe@definiti.com

Firm Profile

Established: 2015

Definiti empowers organizations to deliver smart, effective retirement solutions through a comprehensive suite of services—including 401(k) plan administration, 3(16) fiduciary services, compliance and actuarial consulting, pension outsourcing, and recordkeeping. Backed by hundreds of retirement plan experts nationwide—including in-house actuarial consultants, ERISA attorneys, document specialists, and retirement plan consultants—Definiti helps clients define what’s possible for their workplace retirement plans.

State(s) Where We Have A Physical Presence

AL, AZ, AR, CA, CO, CT, FL, GA, ID, IL, IA, KS, KY, LA, MD, MA, MI, MS, MO, NE, NH, NJ, NM, NY, NC, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WV & WI

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Plans Served By Type*

401(k): 11,000

403(b): 300

457: 150

Cash Balance: 900

Defined Benefit: 1500

Money Purchase: 50

NQDC: 50

Total Assets Administered $30,000,000,000

Custodian(s) Used

American Funds, Ameritas, Ascensus, Empower, Equitable, Fidelity, John Hancock, Lincoln Financial, Nationwide, Principal, T. Rowe Price, The Standard, Transamerica, Vanguard, Vestwell, Voya

Fee Structure

Per Participant Fee, Asset-based, Base Fee

Service(s) Provided

• Compliance Support

• Preparation of Loan Paperwork

• Processing of Loan Application

• Non-discrimination Testing

• Plan Design Consulting

• Actuarial Calculations & Support

• Form 5500 Preparation

• Plan Committee Meetings

• Enrollment Meeting Support

• Call Center

• Fiduciary Services

EGPS

Key Contact(s)

JJ McKinney

706.739.7737 • jmckinney@egps.com

Tali Vaughn

858.400.8450 • tvaughn@egps.com

Dawn Genz

612.308.9495 • dgenz@egps.com

Firm Profile

Established: 1971

New York, NY

Employee Fiduciary

Key Contact(s)

Eric Droblyen, CPC, QPA

727.324.4004 • eric@employeefiduciary.com

Cindy Dash 251.219.9724 • cdash@employeefiduciary.com

Firm Profile

Established: 2004

Our firm began in 1971 with a focus on pension plans and expanded to specialize, consult, and serve all types of employer-sponsored plans from the sole proprietor to multi-faceted corporations. We are innovative, privately owned, nationally available, and locally engaged.

State(s) Where We Have A Physical Presence AL,CA,FL,GA,IL,KS,MN,NC,NJ,NM,NY,OK,OR,PA,SC,TX,WA

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: (> $250 Million)

Plans/Participants Served By Type*

401(k): 5,626 / 255,000

403(b): 101 / 4,600

457: 31 / 1,300

Cash Balance: 974 / 13,700

Defined Benefit: 859 / 14,500

Money Purchase: 43 / 2,000

NQDC: 33 / 560

Other: 136 / 5,600

Total Assets Administered

$18,700,000,000

Custodian(s) Used

American Funds, Ascensus, , Empower, Equitable, Fidelity, John Hancock, JP Morgan, Lincoln Financial, Nationwide, OneAmerica, PCS, Principal, T Bank, TruStage, T. Rowe Price, The Standard, Transamerica, Vanguard, Vestwell, Voya

Fee Structure

Per Participant Fee, Base Fee

Service(s) Provided

• Compliance Support

• Preparation of Loan Paperwork

• Processing of Loan Application

• Non-discrimination Testing

• Plan Design Consulting

• Actuarial Calculations & Support

• Form 5500 Preparation

• Plan Committee Meetings

• Employee Education

• Fiduciary Services

Employee Fiduciary is a leading provider of low-cost 401(k), solo 401(k), and 403(b) plans for small and mid-sized businesses. Founded in 2004 and based in Mobile, Alabama, we deliver flat-fee pricing, transparent service, and expert plan design to help employers and advisors build retirement plans that meet their goals. Backed by responsive, personal support and free of hidden fees, we deliver high-quality retirement plans without unnecessary cost or complexity.

State(s) Where We Have A Physical Presence AL

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Plans/Participants Served By Type*

401(k): 4,775 / 102,180

403(b): 77 / 4,263

457: 12 / 379

Cash Balance: 12 / 18

Money Purchase: 1 / 36

NQDC: 4 / 173

Total Assets Administered

$6,754,109,997.91

Custodian(s) Used Matrix Trust Company

Fee Structure

Per Participant Fee, Asset-based, Base Fee

Service(s) Provided

• Compliance Support

• Processing of Loan Application

• Non-discrimination Testing

• Plan Design Consulting

• Form 5500 Preparation

• Employee Education

• Call Center

Financial Technology, Inc.

Key Contact(s)

C. Richard Herrold

517.351.8600 • herrold@financialtec.com

John P. Gingas

517.351.8600 • gingas@financialtec.com

Michael J. Cantor

517.351.8600 • cantor@financialtec.com

Firm Profile

Established: 1980

Established in 1980, Financial Technology, Inc. serves qualified plan clients in the State of Michigan. The firm is a producing TPA and also serves as a 3(38) Fiduciary Advisor to all of its qualified plans. The primary focus is the small plan market but the firm has the capacity to manage larger plans ($10 million+).

State(s) Where We Have A Physical Presence MI

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Plans/Participants Served By Type*

401(k): 75 / 1,480

457: 1 / 8

Cash Balance: 2 / 3

Other: 28 / 96

Total Assets Administered

$165,000,000

Custodian(s) Used

National Financial Services, Empower, Matrix

Fee Structure Asset-based

Service(s) Provided

• Compliance Support

• Preparation of Loan Paperwork

• Processing of Loan Application

• Non-discrimination Testing

• Plan Design Consulting

• Form 5500 Preparation

• Plan Committee Meetings

• Employee Education

• Enrollment Meeting Support

• Fiduciary Services

FuturePlan by Ascensus

Key Contact(s)

Kasey Price

706.627.7298 • kasey.price@futureplan.com

Aaron McIsaac

218.454.4401 • aaron.mcisaac@futureplan.com

Andy Lovell

215.648.7817 • andy.lovell@futureplan.com

Firm Profile

Established: 1980

FuturePlan is a leading national retirement TPA dedicated to helping advisors, recordkeepers, and plan sponsors deliver better outcomes for savers. Our 1,500 retirement plan professionals are dedicated to making life easier for clients and partners by relieving the burden of plan administration, consulting, and compliance. FuturePlan’s experienced team of retirement plan experts support more than 1.4 million participants and over $111 billion in assets under administration. Our growing team of talent includes 60 sales consultants covering all 50 states, 470 credentialed plan professionals, 60 actuaries, and many other outstanding associates specializing in client service, IT, compliance, marketing, and more.

State(s) Where We Have A Physical Presence

AL, AZ, CA, CO, FL, GA, IL, IN, MA, MO, NJ, NC, NY, OH, PA, TN, TX, VA, VT, WA

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: (> $250 Million)

Plans/Participants Served By Type*

401(k): 21,973 / 568,468

403(b): 715 / 57,605

457: 315 / 5,647

Cash Balance: 3,076 / 37,161

Defined Benefit: 4,658 / 42,504

Money Purchase: 144 / 8,311

NQDC: 79 / 691

Other: 754 / 429,202

Total Assets Administered

$111,000,000,000

Custodian(s) Used N/A

Fee Structure

Per Participant Fee, Asset-based, Base Fee

Service(s) Provided

• Compliance Support

• Preparation of Loan Paperwork

• Processing of Loan Application

• Non-discrimination Testing

• Plan Design Consulting

• Actuarial Calculations & Support

• Form 5500 Preparation

• Plan Committee Meetings

• Employee Education

• Enrollment Meeting Support

• Call Center

• Fiduciary Services

East Lansing, MI • financialtec.com

Heller Pension Associates, Inc.

Key Contact(s)

Todd Heller

845.229.2100 • theller@hellerpension.com

Jennifer Van Wagner

845.229.2100 • jvanwagner@hellerpension.com

Firm Profile

Established: 1974

Heller Pension Associates, Inc. is a local and independent Third Party Administration (TPA) firm. For 50 years, we have exclusively provided Customized Plan Design and Dedicated Service to Qualified Retirement Plans for small to mid-sized companies. All of our administrators have been with us for over 20 years. We have offices in New York and South Florida. We are completely nonproducing. We have never offered any investment or insurance-related services... We leave that to the professionals who specialize in those areas.

State(s) Where We Have A Physical Presence FL, NY

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Plans/Participants Served By Type*

401(k): 750 / 10,000

403(b): 5 / 1,000

Cash Balance: 50 / 200

Defined Benefit: 100 / 300 Money Purchase: 5 / 100

Total Assets Administered

$1,000,000,000

Custodian(s) Used

All Brokerage Firms; All Recordkeepers, including American Funds, T. Rowe, Principal, Empower, John Hancock, Fidelity, Voya, Transamerica, Ascensus, Vanguard and Others

Fee Structure

Per Participant Fee, Base Fee

Service(s) Provided

• Compliance Support

• Preparation of Loan Paperwork

• Non-discrimination Testing

• Plan Design Consulting

• Actuarial Calculations & Support

• Form 5500 Preparation

• Plan Committee Meetings

• Employee Education

• Enrollment Meeting Support

• Call Center

Incentive Benefits, Inc.

Key Contact(s)

Al Cannata

626.795.2902

Brian Lamb

818.515.7414

• al@incentivebenefits.com

• brian@incentivebenefits.com

Firm Profile

Established: 1968

At Incentive Benefits, Inc., our plan administrators and technicians strive to understand your business and the impact of administering a retirement plan. We create a relationship of trust in order to match a client’s retirement objectives with the perfect retirement plan. We accomplish this through experienced administrators who understand your organization and its structure. This personal interest in our clients has driven Incentive Benefits’ growth and success. We advise you of the many plan options available, and the advantages and disadvantages of each, so that, together, our administrators and clients can make decisions based on a solid foundation.

State(s) Where We Have A Physical Presence CA

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Plans/Participants Served By Type*

401(k): 411 / 27,720

Cash Balance: 65 / 686

Defined Benefit: 86 / 1,640

Money Purchase: 36 / 432

Total Assets Administered

$1,277,500,000

Custodian(s) Used

ADP, AIG, American Funds, American Trust, Ascensus, AXA, Betterment, Charles Schwab, Empower, Fidelity, JP Morgan, John Hancock, Lincoln, Merrill Lynch, Morgan Stanley, Nationwide, Northwestern Mutual, OneAmerica, Osaic, Paychex, Principal, Prudential, Rockefeller, Securian, Transamerica, T. Rowe Price, UBS, Vestwell, VOYA

Fee Structure

Per Participant Fee, Base Fee

Service(s) Provided

• Compliance Support

• Preparation of Loan Paperwork

• Processing of Loan Application

• Non-discrimination Testing

• Plan Design Consulting

• Actuarial Calculations & Support

• Form 5500 Preparation

• Plan Committee Meetings

• Employee Education

• Enrollment Meeting Support

• Call Center

• Fiduciary Services

integritypension.com

Integrity Pension Services, LLC

Key Contact(s)

Wylmina E Hettinga, EA, MSEA, FCA

800.652.7067 • whettinga@integritypension.com

Brian Lamb

818.515.7414 • brian@spectrumpension.com

Firm Profile

Established: 2014

At Integrity Pension Services (IPS), we believe that small business is just as important as big business. That’s why we offer service model flexibility and extensive support for plans of all sizes and types. The IPS portfolio of clients ranges from small business start-ups to established companies with millions in assets. Integrity Pension Services offers a wide range of solutions and when combined with our “high-touch” comprehensive client support strategy, we can help you stay efficient and profitable. The team at IPS wants to help you succeed and will go the extra mile to get you there.

State(s) Where We Have A Physical Presence NV, WA

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Plans/Participants Served By Type*

401(k): 0 / 0

Cash Balance: 115 / 526

Defined Benefit: 35 / 73

Money Purchase: 0 / 0

Total Assets Administered

$755,000,000

Custodian(s) Used

Fee Structure

Per Participant Fee, Base Fee

Service(s) Provided

• Compliance Support

• Preparation of Loan Paperwork

• Processing of Loan Application

• Non-discrimination Testing

• Plan Design Consulting

• Actuarial Calculations & Support

• Form 5500 Preparation

• Plan Committee Meetings

• Employee Education

• Enrollment Meeting Support

• Call Center

• Fiduciary Services

*as of 6.30.25

Belmont,

Journey Retirement Plan Services

Key Contact(s)

Nic Pospiech

616.559.0045 • npospiech@journeyrps.com

Miles Leech

616.559.0045 • mleech@journeyrps.com

Annette Leech

616.559.0045 • aleech@journeyrps.com

Firm Profile

Established: 2013

At Journey we strive to be more than just a plan compliance & bookkeeping firm. The mission of our comprehensive TPA & Recordkeeping services is to work alongside our advisors directly to build a customized, intuitive, cohesive retirement solution for plan sponsors. The best financial strategy starts with an excellent client relationship that exceeds every expectation; We work to build strong professional relationships with our advisors to make the plans you provide a benefit, not a burden.

State(s) Where We Have A Physical Presence

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million

Plans/Participants Served By Type*

401(k): 170 / 8,000

403(b): 10 / 500

457: 5 / 400

Cash Balance: 1 / 10

Total Assets Administered

$160,000,000

Custodian(s) Used

Charles Schwab, Matrix Trust Company

Fee Structure

Per Participant Fee, Base Fee

Service(s) Provided

• Compliance Support

• Preparation of Loan Paperwork

• Processing of Loan Application

• Non-discrimination Testing

• Plan Design Consulting

• Form 5500 Preparation

• Plan Committee Meetings

• Employee Education

• Enrollment Meeting Support

• Call Center

• Fiduciary Services

July Business Services

Key Contact(s)

Michelle LeCates

254.730.7382 • mlecates@julyservices.com

Blake Willis

254.296.4015 • bwillis@julyservices.com

Brian Smith

888.333.5859 • brian.smith@julyservices.com

Firm Profile

Established: 1994

State(s) Where We Have A Physical Presence AZ, CO, IA, MN, OH, TN & TX

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Plans/Participants Served By Type*

401(k): 8,160 / 187,530

403(b): 122 / 7,600

457: 29 / 683

Cash Balance: 478 / 2,567

Defined Benefit (Traditional): 75 / 329

Money Purchase: 24 / 695

NQDC: 19 / 87

Other: 206 / 2,798

Total Assets Administered

$16,000,000,000

Custodian(s) Used

American Funds, John Hancock, Empower, Voya, Principal and Ascensus

Fee Structure

Per Participant Fee, Base Fee

Service(s) Provided

• Compliance Support

• Preparation of Loan Paperwork

• Processing of Loan Application

• Non-discrimination Testing

• Plan Design Consulting

• Actuarial Calculations & Support

• Form 5500 Preparation

• Plan Committee Meetings

• Employee Education

• Call Center

• Fiduciary Services

Leading Retirement Solutions

Key Contact(s)

Kirsten Curry, CEO

206.430.5084

• kirsten.curry@leadingretirement.com

John Kleeman, Plan Consultant

206.430.5084 • john.kleeman@leadingretirement.com Service Team

206.430.5084 • service@leadingretirement.com

Firm Profile

Established: 2009

Leading Retirement Solutions connects entrepreneurs and business owners with retirement strategies that align with their current financial priorities and long-term goals. From alternative investment options to custom retirement plan design, we put your business at the center of everything we do.

As certified consultants and administrators, our mission is to proactively support organizations with a comprehensive suite of retirement plan services—including plan design, administration, compliance, and government reporting. We tailor every solution to meet your unique needs, helping you build a stronger financial future for your business and your team.

State(s) Where We Have A Physical Presence AZ, AL, CA, CO, FL, GA, IL, IN, LA, MD, NJ, NY, NC, OH, SC, TX, WA

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Plans/Participants Served By Type*

401(k): 900 / 37,000

403(b): 12 / 890

Cash Balance: 25 / 155

Defined Benefit (Traditional): 13 / 20

Total Assets Administered

$552,790,000

Fee Structure

Per Participant Fee, Asset-based, Base Fee

Service(s) Provided

• Compliance Support

• Preparation of Loan Paperwork

• Processing of Loan Application

• Non-discrimination Testing

• Plan Design Consulting

• Form 5500 Preparation

• Plan Committee Meetings

• Employee Education

• Enrollment Meeting Support

• Call Center

• Fiduciary Services

Shrewsbury, NJ • nppg.com

NPPG/NPPG Fiduciary Services

Key Contact(s)

Suzanne E. Miscik

732.758.1577 • smiscik@nppg.com

Ted Key

732.758.1577 • tkey@nppg.com

Firm Profile

Established: 1997

National Professional Planning Group (NPPG) is an independent, SEC-Registered Pooled Plan Provider serving as an Institutional Intermediary Fiduciary between employers, recordkeepers, and investment providers. We deliver ERISA §3(16) administrative fiduciary, third-party administration, and actuarial services, overseeing thousands of defined contribution and defined benefit plans with billions in assets. NPPG designs, implements, and administers single employer, pooled employer, and multiple employer programs tailored to organizational goals. With a national presence in the U.S. and Puerto Rico, our clients—ranging from Fortune 500 companies to small businesses—rely on NPPG’s independence, fiduciary governance, and expertise to strengthen compliance, reduce risk, and improve retirement outcomes.

State(s) Where We Have A Physical Presence

NJ, FL, MI, NY, PA, TX, Puerto Rico

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: (> $250 Million)

Plans/Participants Served By Type*

401(k): 5,609 / 492,992

403(b): 25 / 1,234

457: 1 / 9

Cash Balance: 180 / 1,719

Defined Benefit (Traditional): 276 / 986

Money Purchase: 25 / 617

NQDC: 2 / 50

Other: 296 / 13,100

Total Assets Administered

$14,900,000,000

Custodian(s) Used All Providers

Fee Structure

Per Participant Fee, Asset-based, Base Fee

Service(s) Provided

• Compliance Support

• Preparation of Loan Paperwork

• Processing of Loan Application

• Non-discrimination Testing

• Plan Design Consulting

• Actuarial Calculations & Support

• Form 5500 Preparation

• Plan Committee Meetings

• Employee Education

• Enrollment Meeting Support

• Fiduciary Services

*as of 6.30.25

Overland Park, KS • onedigital.com

OneDigital Retirement Plan Administration

Key Contact(s)

Buzz Hartsig

610.225.1204

Carla Meell

610.293.9612

• hhartsig@onedigital.com

• carla.meell@onedigital.com

Brian Clark

732.530.8129 • bclark@onedigital.com

Firm Profile

Established: 2000

At OneDigital, we are in the people business. We are fierce advocates for employers and individuals offering insurance, financial services and HR consulting.

State(s) Where We Have A Physical Presence (Employees here) PA, NJ, NY, ME, IN, AZ, SC (Clients Nationwide)

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: (> $250 Million)

Total Assets Administered

$4,500,000,000

Custodian(s) Used

ADP, American Funds, Ascensus, Charles Schwab, Empower, Fidelity, John Hancock, Morgan Stanley, Nationwide, OneAmerica, Paychex, PCS, Principal, T Rowe Price, TIAA, Transamerica, UBS, Vanguard, Voya Financial, Wells Fargo and more

Fee Structure

Per Participant Fee, Asset-based, Base Fee, Hourly Rates

Service(s) Provided

• Plan Design Consulting

• Compliance Support

• Non-discrimination Testing

• Form 5500 Preparation

• Actuarial Valuations, Calculations & Support

• General and Complex Plan Consulting

• Preparation and Processing of Distribution Paperwork

• Preparation and Processing of Loan Paperwork

• Plan Committee Meetings

• Participant Call Center

PCS Retirement, LLC

Key Contact(s)

Matt Drummond

267.780.3344 • matthew.drummond@pcsretirement.com

Jordan Migneault

215.435.1602 • jordan@pcsretirement.com

Julianne Donatelli

732.674.2513 • julianne.donatelli@pcsretirement.com

Firm Profile

Established: 1981

PCS Retirement is among the nation’s largest independent and conflictfree retirement solution providers in the industry. PCS Retirement offers

Recordkeeping services to over 26,000 plans and 500,000 eligible participants representing $30+ billion in retirement assets. PCS allows mutual fund companies, investment managers and other financial institutions to offer leading white label and branded retirement solutions for the complete spectrum of retirement plans and accounts.

State(s) Where We Have A Physical Presence UT, PA, FL, MN, MA

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: (> $250 Million)

Plans/Participants Served By Type*

401(k): 6,600 / 212,000

403(b): 13,695 / 153,561

457: 1,142 / 54,104

Cash Balance: 138 / 144

Defined Benefit (Traditional): 46 / 43

Money Purchase: 15 / 1,984

NQDC: 20 / 143

Other: 4,268 / 75,278

Total Assets Administered

$30,000,000,000

Custodian(s) Used

Advisor Trust, Matrix, Schwab, Fidelity, MidAtlantic

Fee Structure

Base Fee

Service(s) Provided

• Compliance Support

• Preparation of Loan Paperwork

• Processing of Loan Application

• Non-discrimination Testing

• Plan Design Consulting

• Actuarial Calculations & Support

• Form 5500 Preparation

• Plan Committee Meetings

• Employee Education

• Enrollment Meeting Support

• Call Center

• Fiduciary Services

Pentegra

Key Contact(s)

Michael Maxwell

203.220.4211

Carlo Guerrera

• michael.maxwell@pentegra.com

203.567.2234 • carlo.guerrera@pentegra.com

Firm Profile

Established: 1943

Pentegra is a leading provider of retirement plan and fiduciary outsourcing solutions to organizations nationwide. As one of America’s oldest independent fiduciaries, we deliver retirement plans that run with less risk, greater efficiencies and improved outcomes.

With an 80-year legacy of fiduciary expertise and oversight unmatched in the industry today, we partner with firms at the advisor, sponsor and enterprise level to bring maximum flexibility to every opportunity, offering a comprehensive array of retirement plan solutions, plan consulting, TPA services and fiduciary support.

Learn more at pentegra.com

State(s) Where We Have A Physical Presence CO, TX, NJ, NY, CT, OH, VT, SC

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million

Plans/Participants Served By Type*

401(k): 77,754 / 1,343,497

403(b): 1,148 / 337,885

457: 17 / 135

Cash Balance: 178 / 2,503

Defined Benefit (Traditional): 267 / 3,754

Money Purchase: 4 / 58

NQDC: 5 / 32

Other: 158 / -

Total Assets Administered

$30,000,000,000

Custodian(s) Used Independent TPA/Fiduciary across all platforms

Fee Structure

Per Participant Fee, Base Fee Service(s) Provided

• Compliance Support

• Preparation of Loan Paperwork

• Processing of Loan Application

• Non-discrimination Testing

• Plan Design Consulting

• Actuarial Calculations & Support

• Form 5500 Preparation

• Plan Committee Meetings

• Employee Education

• Enrollment Meeting Support

• Call Center

• Fiduciary Services

Pinnacle Plan Design, LLC

Key Contact(s)

Robbie Petrillo

520.618.1305 • rpetrillo@pinnacle-plan.com

Amanda Iverson

520.618.1960 • aiverson@pinnacle-plan.com

Bill Presson

520.618.1305 • bpresson@pinnacle-plan.com

Firm Profile

Established: 2001

Pinnacle Plan Design, LLC was established in 2001. As a CEFEX-certified TPA, we collaborate with employers and their advisors to design and administer retirement plans that turn tax dollars into retirement benefits. In addition to our robust 401(k)/profit sharing plan practice, we are industry leaders in the traditional defined benefit and cash balance plan arena, having authored the Defined Benefit Answer Book from 2016-2024. Business owners who desire larger tax deductions and accelerated retirement savings can benefit from layering a cash balance plan on top of their existing 401(k) plan.

State(s) Where We Have A Physical Presence AZ

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Plans/Participants Served By Type*

Other: 2,000 / 20,000

Total Assets Administered

$2,000,000,000

Custodian(s) Used

All

Fee Structure

Per Participant Fee, Base Fee

Service(s) Provided

• Compliance Support

• Preparation of Loan Paperwork

• Processing of Loan Application

• Non-discrimination Testing

• Plan Design Consulting

• Actuarial Calculations & Support

• Form 5500 Preparation

• Plan Committee Meetings

ProTPA, LLC

Key Contact(s)

Yvonne Thomas

567.247.7639 • yvonnet@protpa.com

Frannie Mulgrew

419.366.0923 • franniem@protpa.com

Firm Profile

Established: 1950

ProTPA is a third-party administration and record-keeping firm focusing primarily on 401k plans. The company was originally part of the E.S. Beveridge family of companies, which started in 1950 and was predominantly focused on life insurance. During the next 25-30 years, the firm expanded into servicing pension plans and other employee benefits. In the late 1980s, the third-party administration firm was started to service our 401k plan business. Through the 1990s the company continued to grow the 401k administration business and began providing 401k administration for outside advisor plans.

State(s) Where We Have A Physical Presence AL, OH, MN, UT

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Plans/Participants Served By Type*

401(k): 131 / 4,000

403(b): 2 / 200

Cash Balance: 3 / 50

Total Assets Administered

$159,000,000

Custodian(s) Used

American Funds, John Hancock, Matrix

Fee Structure

Per Participant Fee, Asset-based, Base Fee

Service(s) Provided

• Compliance Support

• Preparation of Loan Paperwork

• Processing of Loan Application

• Non-discrimination Testing

• Plan Design Consulting

• Actuarial Calculations & Support

• Form 5500 Preparation

• Plan Committee Meetings

• Employee Education

• Enrollment Meeting Support

• Call Center

• Fiduciary Services

Cleveland, OH • qualified-pension.com

Qualified Pension Consultants, Inc.

Key Contact(s)

Anthony Chiera

303.605.2835 • anthony@qualified-pension.com

Bill Boyer

216.525.5229 • bill@qualified-pension.com

Firm Profile

Established: 1978

Qualified Pension Consultants, Inc. is a Third Party Administration (TPA) firm that provides support to companies that maintain a wide variety of retirement plan arrangements. From 401(k) plans and Roth deferrals, to Defined Contribution and Defined Benefit plans and combination arrangements, QPC delivers an unmatched level of expertise in plan design, annual administration, support services, and filings.

State(s) Where We Have A Physical Presence OH

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Plans/Participants Served By Type*

401(k): 300 / 10,000

Cash Balance: 40 / 1,500

Defined Benefit (Traditional): 20 / 750

Total Assets Administered

$665,735,924

Custodian(s) Used

ADP, AIG, American Funds, American Trust, Ascensus, AXA, Betterment, Charles Schwab, Empower, Fidelity, John Hancock, Lincoln, Nationwide, Principal, Prudential, OneAmerica, Securian, Transamerica, T. Rowe Price, VOYA

Fee Structure

Per Participant Fee, Base Fee

Service(s) Provided

• Compliance Support

• Preparation of Loan Paperwork

• Processing of Loan Application

• Non-discrimination Testing

• Plan Design Consulting

• Actuarial Calculations & Support

• Form 5500 Preparation

• Plan Committee Meetings

Shore Tompkins Actuarial Resources

Key Contact(s)

Kathy Tompkins

312.762.5945 • kathy.tompkins@shoretompkins.com

Neil Shore

312.762.5944 • neil.shore@shoretompkins.com

Firm Profile

Established: 2004

Shore Tompkins is a TPA firm that collaborates with advisors to deliver best-inclass retirement plan solutions and exceptional service to our mutual clients. Our team consists of highly-skilled industry experts who are passionate about addressing client needs. With our extensive industry knowledge, we assist plan sponsors in achieving their retirement plan goals, while also giving them peace of mind. Looking for a firm that answers the phone and provides solutions? That’s us!

State(s) Where We Have A Physical Presence IL

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million

Plans Served By Type*

401(k): 350

403(b): 25

Cash Balance: 150

Defined Benefit (Traditional): 25

Custodian(s) Used Any

Fee Structure

Per Participant Fee, Base Fee

Service(s) Provided

• Compliance Support

• Preparation of Loan Paperwork

• Processing of Loan Application

• Non-discrimination Testing

• Plan Design Consulting

• Actuarial Calculations & Support

• Form 5500 Preparation

• Enrollment Meeting Support

Smith + Howard, PC

Key Contact(s)

Claudia Perez, CPA - Director Assurance Services Group

404.879.3260 • cperez@smith-howard.com

Jennifer Styers, Client Relations Lead Assurance Services Group

708.882.0557 • jennifer.styers@smith-howard.com

Firm Profile

Established: 1971

Founded in 1971, Smith + Howard is a nationally recognized accounting and advisory firm. Our Employee Benefit Plan Audit practice serves plans of all sizes, including 401(k), 403(b), pension, health and welfare, MEP, PEP, and ESOPs. In addition to benefit plan audits, we provide assurance, tax, and consulting services across various industries, helping organizations stay compliant and meet their objectives. Our dedicated Employee Benefit Plan team combines accuracy, technical expertise, and a client-focused approach, making Smith + Howard a trusted partner for businesses and nonprofits seeking exceptional audit and advisory services.

State(s) Where We Have A Physical Presence AL, GA, NC, SC, TN, TX, VA

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: (> $250 Million)

Plans/Participants Served By Type*

401(k): 395 / 319,928

403(b): 59 / 7,429

Defined Benefit (Traditional): 21 / 14,834

Money Purchase: 8 / 9,493

Total Assets Administered

$15,646,525,040

Custodian(s) Used

ADP, American Funds, Ascensus, Capital Group, Charles Schwab, Cuna, Empower, Fidelity, Human Interest, John Hancock, Morgan Stanley, Paychex, Principal, Prudential, SaveDay, Standard, T. RowePrice, TIAA, Transamerica, Truist, US Bank, Voya

Fee Structure

Base Fee

Service(s) Provided

• Compliance Support

• Non-discrimination Testing

• Plan Design Consulting

• Actuarial Calculations & Support

• Form 5500 Preparation

• Plan Committee Meetings

• Fiduciary Services

Spectrum Pension Consultants, Inc.

Key Contact(s)

Yannis Koumantaros

253.592.6687 • yannis@spectrumpension.com

Brian Lamb

818.515.7414 • brian@spectrumpension.com

Wendy Fuller, CRPS

503.867.2796 • wfuller@spectrumpension.com

Firm Profile

Established: 1978

Spectrum Pension Consultants delivers products, services, and solutions which support 401k and other employer-sponsored retirement plans. Our capabilities focus on retirement plan administration, consulting, documentation, and recordkeeping. Headquartered 30 miles south of Seattle in Tacoma, Washington, Spectrum Pension Consultants has worked for thousands of employer organizations since its founding in 1978. Today, our diverse client roster covers every industry vertical, and spans nearly every state in the country.

State(s) Where We Have A Physical Presence AZ, CA, CO, UT, HI, WA

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million,

Plans/Participants Served By Type*

401(k): 596 / 80,541

403(b): 2 / 21

Cash Balance: 53 / 238

Defined Benefit (Traditional): 36 / 56

Money Purchase: 7 / 69

Other: 15 / 136

Total Assets Administered

$591,818,007

Custodian(s) Used

Fee Structure

Per Participant Fee, Base Fee

Service(s) Provided

• Compliance Support

• Preparation of Loan Paperwork

• Processing of Loan Application

• Non-discrimination Testing

• Plan Design Consulting

• Actuarial Calculations & Support

• Form 5500 Preparation

• Plan Committee Meetings

• Employee Education

• Enrollment Meeting Support

• Call Center

• Fiduciary Services

The Finway Group

Key Contact(s)

Steve Finnegan

515.226.0974 • steve@finwaygroup.com

Keith Lowery

515.226.0974 • keith@finwaygroup.com

Dustin Morrow

515.226.0974 • dustin@finwaygroup.com

Firm Profile

Established: 1997

Finway Group was established in 1997. The home office is based in W. Des Moines, Iowa. Are core business is TPA services and we also specialize in ERISA 3(16) Plan Administration services. As of June 2022, we establish our first PEP and have rapidly become one of the nation’s leading PEP providers.

State(s) Where We Have A Physical Presence IA

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million

Plans/Participants Served By Type*

401(k): 1,000 / 65,000

403(b): 50 / 3,000

Total Assets Administered

$4,000,000,000

Fee Structure

Per Participant Fee, Asset-based, Base Fee

Service(s) Provided

• Compliance Support

• Preparation of Loan Paperwork

• Processing of Loan Application

• Non-discrimination Testing

• Plan Design Consulting

• Form 5500 Preparation

• Plan Committee Meetings

• Call Center

• Fiduciary Services

TriStar Pension Consulting

Key Contact(s)

Shannon Edwards

405.848.4015 • shannon@tristarpension.com

Allyson Rentsch

405.848.4015 • allyson@tristarpension.com

Henna Patel

405.848.4015 • henna@tristarpension.com

Firm Profile

Established: 1999

TriStar Pension Consulting specializes in building well-managed, effective retirement plans. We know that no two businesses are the same. Therefore, TriStar designs and administers each of their clients’ retirement plans to match the needs of the business owners and their employees. We are a nonproducing, woman-owned and operated Compliance Consulting firm based in but not limited to serving Oklahoma. We partner with advisors to grow their practices and serve all of their clients more completely. Our expertise in the retirement plan industry, coupled with our focus on service, benefits advisors and clients alike!

State(s) Where We Have A Physical Presence

Primary Market(s) Served

Micro: <$1 million, Small: $1-$10 million

Plans/Participants Served By Type*

401(k): 374 / 38,490

403(b): 2 / 37

457: 1 / 29

Cash Balance: 8 / 29

Total Assets Administered

$932,454,474

Custodian(s) Used

American Funds, Ascensus, Empower, Fidelity, John Hancock, July Business, Nationwide, Principal, Transamerica, Vanguard, Vestwell

Fee Structure

Per Participant Fee, Base Fee

Service(s) Provided

• Compliance Support

• Preparation of Loan Paperwork

• Processing of Loan Application

• Non-discrimination Testing

• Plan Design Consulting

• Form 5500 Preparation

W. Des Moines, IA • finwaygroup.com

FinTech

Something we wrote in the past still holds true — when will fintech (a mashup of finance and technology) become FinAI or maybe “automated” intelligence? Even for the notoriously slow-adopting financial services space, it’s all happening at breakneck speed.

The efficiency, speed, accuracy, participant experience, anytime/anywhere access, on-demand information, data and trends, and everything else they provide means they are the future — albeit with the advisor’s human touch still an integral part of the client relationship.

Rather than a John Henry-like duel to the death of man vs. machine, the technology complements, rather than competes with, the financial professional, enhancing both the levels and types of services they can provide.

And Cerulli recently reported that the retirement industry is beginning to examine its relationship with artificial intelligence (AI) and how it can integrate new functionality in the coming years.

Cerulli found that some forms of AI are already integrated into at least one area of defined contribution (DC) plan management and have the potential to ease back-office operations.

According to Cerulli’s survey of defined contribution investment-only (DCIO) asset managers, 16% anticipate that AI’s impact on legal document summaries will be ‘significantly positive,’ with 23% expecting it to be ‘moderately positive’ and another 23% expecting it to be ‘slightly positive.’

“Focusing on more day-to-day functionality enhancements, asset managers and recordkeepers have much to gain from implementing AI tools into their back-office operations,” Adam Barnett, Cerulli Senior Analyst, said. “In the same realm as legal document summaries, beneficiary designations would greatly benefit from AI enhancement. Until recently, beneficiary forms were exclusively paper-based, meaning recordkeepers have decades worth of designations, many of which may have been superseded by newer submissions, marriages, divorces, etc.,” he adds.

At the same time, AI has yet to make inroads into other areas of DC plan management. According to Cerulli, 73% of target-date managers say AI will not be incorporated into asset allocation selection, glidepath personalization (at the participant or plan level), or glidepath design. Meanwhile, 67% say AI algorithms will not be used in risk management. DCIO asset managers confirm the findings of Cerulli’s target-date survey, with 59% of respondents indicating that AI will have no material impact on managing target-date products in the next year.

Looking forward, questions remain about AI’s efficacy and how it might fit into the retirement industry. The DC business is “hampered by inertia,” with technology and tools that are often outdated and inflexible—one reason many providers are turning to third parties to manage their tech stacks.

“Establishing partnerships with such firms will be essential for recordkeepers looking to differentiate their financial wellness and engagement capabilities in the next five to 10 years. Partnering with third-party AI providers will enable recordkeepers to focus less on their technology and more on being retirement experts,” Barnett concluded. “Cerulli believes that AI could play an increased role in the retirement industry. Efforts undertaken now to explore efficiencies will ensure a smooth transition to AI-powered retirement tools of the future.”

— John Sullivan

San Diego, CA • 401k-marketing.com

401(k) Marketing

Key Contact(s)

Rebecca Hourihan AIF, PPC

619.230.5464 • rebecca@401k-marketing.com

Missy Schoedel missy@401k-marketing.com

Sasha Aguirre sasha@401k-marketing.com

Firm Profile

In Business Since: 2014

At 401(k) Marketing, we specialize in branding and marketing for the retirement plan industry. We partner with 401(k) advisors, third-party administrators (TPAs), and service providers to help them stand out, strengthen client relationships, and grow their businesses.

Product / Service Category

• Advice/Guidance

• Financial Wellness

• Consulting/Plan Design

• Participant Communications

• Savings/Budgeting

• Advisor Dashboard

• Other

Product / Service Description

401(k) Marketing delivers ready-to-use, compliance-approved marketing content and tools designed exclusively for retirement plan professionals. From 401(k) advisors to third-party administrators (TPAs), our platform includes newsletters, presentations, email campaigns, videos, and educational resources. These materials help firms engage plan sponsors, educate participants, and stand out in a competitive market.

Agency Services

In addition to our membership-based content, we act as a strategic marketing partner, offering custom branding, digital campaigns, sales enablement materials, and fractional CMO support. Our agency services help retirementfocused firms refine their message, expand their reach, and achieve sustainable growth with confidence.

BidMoni, Inc.

Key Contact(s)

Joel Schiffman

303.912.6512

• joel.schiffman@bidmoni.com

Stephen Daigle

601.520.3438 • stephen.daigle@bidmoni.com

Firm Profile

In Business Since: 2018

BidMoni is an innovative end-to-end sales platform and marketplace specifically designed for 401(k) vendor selection and monitoring. The platform offers real-time intelligence, data aggregation, and digitization of client processes, making it a comprehensive solution for financial advisors and small businesses.

Product / Service Category

• Consulting/Plan Design

• Software

• Advisor dashboard

Product / Service Description

Services we provide – BidMoni’s flagship product, Fiduciary Shield, offers the following services:

• Simplified Plan Selection – Advisors can receive multiple documented quotes from Recordkeepers and TPAs, compare them side-by-side, and share information securely with plan sponsors.

• Predictive Plan Design – The platform offers tools to instantly analyze various plan designs to maximize tax benefits, illustrate available Secure 2.0 tax credits, and make real-time modifications through a cloud-based system.

• Instant RFP Proposals – Advisors and plan sponsors can view and compare Recordkeeper and/or TPA proposals within a customizable dashboard, allowing for efficient plan adjustments and communication.

• Streamlined Digital Onboarding – Integration with DocuSign streamlines the onboarding process by permitting plan sponsors to digitally sign documents, drastically reducing errors and time spent on paperwork through custom API auto-filled fields and conditional logic.

• Real-Time Tracking – The platform provides comprehensive compliance oversight, audit trail checklists, and sales reporting, ensuring all paperwork is organized and nothing is lost throughout the sales process.

• White-Label Capability – BidMoni can be customized and branded for individual firms, enhancing the user experience and maintaining brand consistency.

• Prospecting and Market Insights – Advisors can prospect existing and startup plans within a 10-mile radius, identify decision-makers on LinkedIn, and find opportunities based on deficiencies in tax planning.

Bodach Partners

Key Contact(s)

Sean Kelly

Philadelphia, PA • bodachpartners.com

215.431.8618 • sean.kelly@bodachpartners.com

Amy Huber

303.883.7649 • amy.huber@bodachpartners.com

Melissa DiPierro

484.318.0945 • melissa.dipierro@bodachpartners.com

Firm Profile

In Business Since: 2023

Bodach Partners is a boutique consulting firm dedicated to the retirement plan space. We partner with fintech companies developing new technologies or product offerings—often in response to SECURE 2.0 or other emerging industry needs. With five partners, each bringing over 25 years of experience, we provide deep expertise and extensive relationships across recordkeepers, TPAs, brokerdealers, RIAs, and other service providers. Our role is to bridge the gap between innovation and distribution, helping clients launch, scale, and expand within the retirement industry. Engagements are tailored, from targeted introductions to full support across the go-to-market and sales process.

Product / Service Category

• Advice/Guidance

• Administrative Services

• Financial Wellness

• Consulting/Plan Design

• Participant Communications

• Tracking/Identifying Lost Participants

• Savings/Budgeting

• Software

• Advisor Dashboard

• Banking/Finance

Product / Service Description

Bodach Partners is a boutique consulting firm specializing in the retirement plan industry. With offices in Philadelphia, Denver, Minneapolis, and Detroit, we partner with fintech firms that are developing innovative technologies or product offerings designed to address emerging needs in the marketplace, often in response to legislation such as SECURE 2.0. Our services are designed to help clients bring solutions to market or expand their existing presence within the retirement ecosystem. With five partners, each with more than 25 years of experience, we provide both strategic guidance and hands-on execution tailored to each engagement.

Core Services include:

• Go-to-Market Strategy: Assessing market opportunities, refining positioning, and developing tailored launch strategies.

• Business Development & Distribution: Leveraging our deep relationships with recordkeepers, TPAs, broker-dealers, RIAs, aggregators, and other service providers to accelerate adoption.

• Sales Enablement: Supporting the sales process from introductions and presentations to closing and implementation.

• Advisory & Consulting: Providing ongoing insights, guidance, and industry expertise to align products with evolving regulatory, operational, and client needs.

By bridging the gap between innovation and distribution, Bodach Partners enables fintech firms to scale with confidence. Whether our clients need selective introductions, comprehensive sales support, or strategic advisory, we adapt to their needs—delivering value that accelerates growth and drives meaningful impact across the retirement industry.

*as of 6.30.25

BPAS

Key Contact(s)

Brian Douglas

603.785.5677 • bdouglas@bpas.com

IRA Services

866.401.5272 • ira@bpas.com

Firm Profile

In Business Since: 1973

BPAS is a national provider of retirement plans, benefit plans, fund administration, IRAs, and institutional trust services. We make it our mission to simplify the complicated by delivering benefit-plan services that solve client challenges with the convenience of one company, one call. We support $110 billion in trust assets, $1.3 trillion in fund administration, and more than 910,000 participants in partnership with advisors, trustees, and financial professionals across the nation. BPAS specializes in IRAs, workplace retirement plans, auto enrollment plans, multiple employer plans/trusts, plans with employer securities, PR Section 1081 plans, VEBA/115 Trust, HSAs, cash balance plans, Collective Investment Trust and Fund Administration.

Product / Service Category

• Asset Allocation

• Advice/Guidance

• Administrative Services

• Trustee/Custody

• Financial Wellness

• Consulting/Plan Design

• Participant Communications

• Tracking/identifying Lost Participants

• Savings/Budgeting

• Advisor Dashboard

• Other

Product / Service Description

BPAS AutoRollovers is a proven, hassle-free solution that helps plan sponsors efficiently manage mandatory distributions for terminated participants. Since 2005, BPAS has offered an automated IRA program that is Safe Harbor compliant and works across all recordkeeping platforms. With no setup fees, no minimums, no trading fees, and a competitive default investment yielding attractive returns, AutoRollovers delivers both operational simplicity and fiduciary peace of mind. BPAS sets itself apart in the IRA services market by balancing administrative fees with participants’ investment returns, aiming to preserve participants’ retirement outcomes. This approach contrasts with some competitors, who offset lower administrative fees with significantly reduced investment yields. Most notably, we’ve successfully located over 83% of lost IRA account holders—helping participants recover their retirement savings and reinforcing our value to plan fiduciaries. For sponsors seeking a scalable, compliant, and cost-effective rollover solution, BPAS AutoRollovers is the clear choice.

New York, NY • Broadridge.com

Broadridge Financial Solutions, Inc.

Key Contact(s)

John Markos

508.745.1274 • john.markos@broadridge.com

Todd Vollmer

303.929.7631 • todd.vollmer@broadridge.com

Jim Young

301.922.1039 • jyoung@broadridge.com

Firm Profile

In Business Since: 1962

Broadridge Retirement and Workplace Solutions transforms the way you operate, innovate, and grow with end-to-end technology and a data platform for retirement and wealth management. We streamline operations, reduce risk, and safeguard assets while providing actionable insights that help advisors strengthen client relationships and drive growth. By helping firms solve challenges across the retirement plan lifecycle and supporting retirementwealth convergence, our independent solutions empower you to deliver a fiduciary standard of care, enhance participant engagement, and improve client outcomes. We serve 30,000+ advisors, 12,000 AIF® designees, and 500+ financial providers of all sizes.

Product / Service Category

• Administrative Services

• Trustee/Custody

• Participant Communications

• Tracking/Identifying Lost Participants

• Software

• Advisor Dashboard

• Other

Product / Service Description

Trust & Custody Services

Aggregate, reconcile, and process transactional data on an automated platform, supporting the unique needs of complex clients when you extend beyond traditional plans to include NQDC, 403(b), MEP and PEP Plans.

Trade Processing & Settlement

Trade mutual funds, fractional ETFs, CITs, equities and implement model portfolios with daily reconciliation and real-time visibility on one robust platform.

Collective Investment Trusts

Set your firm apart with CIT optimization and customized, advisor-managed retirement-plan strategies that add flexibility, competitive pricing, and expanded opportunities for investment managers.

Marketing & Customer Engagement

Deliver personalized, timely, and relevant omni-channel communications to plan sponsors and participants on a flexible, data-driven platform.

Fiduciary Training & Certification

Raise your professional standing by mastering the prudent practices that ensure sound investment decisions aligned with the client’s best interest. Establish your expertise with AIF®, AIFA®, and PPC® designations.

Investment & Account Evaluation Tools

Grow and protect investor assets with a fiduciary standard of care. Implement an efficient, prudent investment process — customizable at every level and with flexible due diligence controls to win and retain more clients.

Data and Analytics

Achieve unparalleled visibility into your held-away retirement plan business. Use real-time data to inform decisions, benchmark fees, and rank versus peers with customizable and off-the-shelf investment scoring options.

Key Contact(s)

Pete McNellis

520.548.7403 • petemcnellis@dailyvest.com

Kevin Adams

248.979.8980 • kevinadams@dailyvest.com

Firm Profile

In Business Since: 2001 dailyVest is a fintech company specializing in retirement plan analytics and reporting solutions. We partner with recordkeepers and service providers to deliver actionable insights for advisors, consultants, and plan sponsors. Our SaaS tools— ranging from plan health dashboards and benchmarking to curated reports and participant-level analytics—help improve retirement outcomes, strengthen plan health, and uncover wealth management opportunities. With enterprise-grade security and seamless integrations, dailyVest empowers clients to make datadriven decisions at scale.

Product / Service Category

• Software

Product / Service Description

Plan Dashboard

View plan-level performance across investments, demographics, activity, and more. Compare current data, trends, and benchmarks to quickly evaluate overall plan health. For DC, MEP, PEP, DB, and Equity Compensation plans.

Plan Analytics

The Plan Analytics Ad-Hoc Reporting Tool explores every angle of plan data with customizable filters and reporting. Drill into participant-level insights, save favorite views, and export tailored reports with ease.

Plan Health Score & Participant Outreach

Track a plan’s overall health with a single score built from key metrics. Set goals, model improvements, and generate participant outreach lists to drive measurable results.

Personal Investment Performance

Empower participants with a personalized view of their retirement plan. Interactive charts, personal rate of return, and balances help them track progress and build financial confidence.

Book of Business

The Book of Business (“BoB”) module gives advisors a consolidated view across their retirement plan practice. BoB aggregates plan- and participant-level metrics into a single dashboard, helping advisors spot underperforming plans, uncover growth opportunities, and identify participants who may need wealthmanagement guidance. It also generates outreach lists for targeted nudge campaigns—turning fragmented data into actionable insights to strengthen relationships and grow the practice.

Direct 401k, LLC

Key Contact(s)

Drew Edmonds

404.512.9302 • drew@tscma.com

Chip Morton

205.369.3550 • chip@tscma.com

Sarah Kupperbush

678.381.5165 • sarah@tscma.com

Firm Profile

In Business Since: 2014

Direct 401k was founded in 2015 to provide an efficient marketplace and monitoring solution focused on the under-served smaller end of the market. The founders realized that small employers lacked the knowledge and understanding for acquiring and operating a retirement plan.

They also realized that small plans require the same fiduciary standards as larger plans; however, small employers often work with generalist advisors that lack the understanding to maintain fiduciary servicing standards.

Direct 401k subsequently developed Cyrano, a turnkey software-based CRM platform for home offices to guide and monitor their advisors to provide a fiduciary standard of care.

Product / Service Category

• Advice/Guidance

• Software

• Advisor Dashboard

Product / Service Description

Direct 401k’s Cyrano platform is a turnkey software technology that allows BD/RIA home office oversight of their entire block of retirement plan business. Cyrano’s robust CRM oversees each step of a plan’s lifecycle to include marketing support, sales, onboarding and ongoing fiduciary monitoring.

Cyrano integrates with the BD/RIAs existing tools and services to insure and monitor their use as part of an overall fiduciary oversight program. Custom plan sponsor portals facilitate and track required deliverables, while advisor portals are integrated to provide advisors the ability to service their plans under fiduciary guidelines efficiently.

Cyrano begins with a scalable marketing platform that gives advisors the ability to prospect, track lead generation and progress, and ultimately onboard new plans. Cyrano’s marketing team coordinates with the enterprise to maintain compliant white-labeled content. All correspondence is monitored and stored for compliance tracking.

Once a plan is onboard, Cyrano’s CRM provides a single sign-on experience for advisors to access their enterprise tools to maintain their plans. Advisor access to the tools via the CRM allows a hierarchy structure for home office compliance officials to monitor use and note any deficiencies of due process. This provides guidance to the advisor and mitigates risk for the enterprise.

Cyrano offers an enterprise branded, simple, seamless and secure home office solution to ensure fiduciary standards of care are met.

Fiduciary Consulting Group, Inc.

Key Contact(s)

Steff Chalk

615.551.3006 • Steff@ifiduciary.com

John Hoots

615.551.3003 • John@ifiduciary.com

Larry E. Crocker

615.848.0015 • LEC@ifiduciary.com

Firm Profile

In Business Since: 2003

Fiduciary Consulting Group (FCG) is an industry-leading Independent Fiduciary that provides compliance consulting services or outsourced fiduciary management to plan sponsors and institutional clients. FCG is one of the longest-serving fiduciary firms and provides concierge service sand support to plan sponsors and advisers.

FCG serves as the Plan Administrator (ERISA §3(16)) and the Named Fiduciary (ERISA §402) for single and multiple-employer plans and also serves as an independent Pooled Plan Provider (PPP) for pooled employer plans. Our team of professionals support advisers and service providers by providing an Independent Fiduciary solution to enhance their business model and protect their clients.

Product / Service Category

• Other

Product / Service Description

Fiduciary Consulting Group (FCG) is an Independent Fiduciary firm, not a service provider (TPA, RK, etc.). FCG will accept the role and serve as the 3(16) Named Plan Administrator and the 402 Named Fiduciary for single and multiple-employer plans. FCG will also serve as an independent Pooled Plan Provider (PPP) for pooled employer plans. Our “conflict free” full scope, hightouch service model allows a plan sponsor, and participating employers in a MEP or PEP, to transfer their responsibility for plan management, along with their administrative, operational, and regulatory compliance responsibilities, to our firm. Our plan adviser partners are relieved of much of their service responsibilities and free to focus on client relationships and business development.

We welcome the opportunity to discuss the details of our services and technology solutions for plan sponsors, plan advisers, and service providers looking for an edge in today’s ever-changing marketplace.

Types of Clients and Plans Served:

• Multiple Employer Plans (MEP)

• Pooled Employer Plans (PEP)

• Group of Plans (GoP)

• Single Employer Plans (401k, 403b, 457, etc.)

• Defined Benefit Plans

• Cash Balance Plans

• Endowments & Foundations

• Plan Consultants & Advisers

• Third-party Administrators and Recordkeepers

For more information about our firm and services, please email us at info@ifiduciary.com or visit www.ifiduciary.com. We look forward to speaking with you.

Miramat Beach, FL • direct401k.com

Fiduciary Decisions

Key Contact(s)

Dave Sauter

203.725.7120 • dave.sauter@fiduciarydecisions.com

Mike Narkoff

267.406.0276 • mike.narkoff@fiduciarydecisions.com

Craig Rosenthal

203.249.1574 • craig.rosenthal@fiduciarydecisions.com

Firm Profile

In Business Since: 2007

Fiduciary Decisions (FDI), the DC markets largest independent benchmarking solution, provides data, reports and insights for all service providers enabling them to demonstrate their value to their clients.

FDI clients include most of the major recordkeeping and advisor firms, all of which share in FDI’s belief that fees in a vacuum are meaningless. Our services range from benchmarking to decision optimization to plan design and more. Bottom line - we will do the right thing to ensure that our clients and their clients can achieve the outcomes they are pursuing.

Product / Service Category

• Software

• Other

Product / Service Description

Fiduciary Decisions, powered by its proprietary database of 375,000+ plans across all market segments, is the industry leader for independent, comprehensive and actionable value and fee benchmarking services for the defined contribution space. FDI’s solution set is designed to enable service providers to help their plan sponsor clients meet their required fiduciary obligations.

• Prospecting solutions including FDI’s Plan Profile, a holistic on-demand fact-based solution that is integrated with a 5500 search

• A suite of benchmarking reports which all follow FDI’s patented methodology including Fee Summary, Fee Monitor, and Value and Fee Benchmark reports.

• FEEPOINT®, FDI’s proprietary algorithm which demonstrates value and ensures that higher touch service models are assessed fairly against other high touch models, is included in the report continuum.

• Managed Account Benchmarking which balances the incremental cost of managed account solutions with the improved participant outcomes potentially created by the managed account

• Retirement Outcomes Evaluator - an interactive Plan Design tool that uses a 5-step method to improve Participant outcomes by making changes to 12 plan design variables that are shown to improve Saving, Investing and Spending behavior.

• Research - the industry’s best information and insights delivered with expert interpretation. Our capabilities span from pricing and compensation to investment, design and success metrics derived from the industry’s largest and most accurate plan dataset. Custom research is also available.

• Rollover Decision Support System – FDI’s rollover compliance solution, RDSS, enables firms to properly assess the features of benefits of remaining in a plan vs. staying in a plan.

GROUPIRA, INC.

Key Contact(s)

Yannis Koumantaros

253.592.6687 • yannis@groupira.com

Jaime Unkel

201.981.2155 • jaime@groupira.com

Sierra M. Shefferly

725.296.9326 • sierra@groupira.com

Firm Profile

In Business Since: 2011

As a Financial Technology (fintech) Company, our Members benefit from our conflict-free approach to service, access to quality advice, and leading technology, all of which facilitate a simple and cost effective way to invest better for whatever comes next in life.

Product / Service Category

• Asset Allocation

• Advice/Guidance

• Administrative Services

• Trustee/Custody

• Financial Wellness

• Consulting/Plan Design

• Participant Communications

• Tracking/Identifying Lost Participants

• Savings/Budgeting

• Software

• Advisor Dashboard

• Banking/Finance

• Other

Product / Service Description

We incorporated in Washington State under the name GROUPIRA, Inc. on September 8, 2011. GROUPIRA, Inc. is completely independent and is financed exclusively by employee shareholders. We have not accepted any external capital, so we are free of conflicts of interest, and are not influenced by venture capitalists or external private equity investors. As a Financial Technology (fintech) Company, our Members benefit from our conflict-free approach to service, access to quality advice, and leading technology, all of which facilitate a simple and cost effective way to invest better for whatever comes next in life.

Inspira Financial Trust, LLC

Key Contact(s)

Pete Welsh

312.404.1909 • pete.welsh@inspirafinancial.com

Jenny Sheahan

630.382.5212 • jennifer.sheahan@inspirafinancial.com

Mike Kelly

630.368.5634 • michael.kelly@inspirafinancial.com

Firm Profile

In Business Since: 2000

Inspira Financial brings together health and wealth with comprehensive, integrated financial wellness solutions for businesses of all sizes and the people they serve. As the largest independent provider of automatic rollover IRA services, we help clean up retirement plans and empower individuals to engage with and grow their retirement savings. From automatic rollovers to plan termination services and search services, we relentlessly pursue better outcomes for all.

Product / Service Category

• Administrative Services

• Trustee/Custody

• Financial Wellness

• Participant Communications

• Tracking/Identifying Lost Participants

• Other

Product / Service Description

In addition to providing retirement plan services, Inspira Financial offers solutions that strengthen and simplify the health and wealth journey. Our other solutions include health savings accounts, flexible savings accounts, commuter benefits, emergency savings, alternative investments, 1031 exchanges, and more.

Recordkeepers trust Inspira because of our tenure, knowledge, and technology. Plan sponsors trust Inspira because our automatic rollover IRAs reduce the costs and administrative hurdles for missing participants or terminating retirement plans — and we do more than anyone in the industry to reconnect people with their retirement savings.

IRALOGIX

Key Contact(s)

Pete Littlejohn

330.328.9627 • plittlejohn@iralogix.com

Chad Pichoske

330.328.8603 • cpichoske@iralogix.com

Firm Profile

In Business Since: 2015

IRALOGIX is modernizing the $18 trillion IRA market with fully digital, customizable retirement solutions that work for everyone – from the smallest accounts to the largest institutions. Our cloud-based technology allows financial organizations to offer efficient, paperless IRAs under their own brand, without operational complexity or high costs. Designed to integrate seamlessly with your business, IRALOGIX supports both in-house teams and leading third-party providers. The result: a scalable, flexible platform that helps institutions grow, serve more clients, and stay competitive in an evolving retirement landscape. Learn more at www.iralogix.com

Product / Service Category

• Software

• Other

New York, NY • issmarketintelligence.com

ISS Market Intelligence

Key Contact(s)

Viraaj Kumar

858.832.2006 • viraaj.kumar@issmarketintelligence.com

Firm Profile

For decades, ISS Market Intelligence (ISS MI) has been a trusted provider of retirement plan, advisor, and investment product data and insights. Retirement plan advisors, asset managers, insurance companies, and other financial services firms turn to ISS MI to navigate complex distribution landscapes and competitive product dynamics.

With global scale and localized expertise, ISS MI helps clients make intelligencebased distribution, product development, and recruiting decisions. Our clients rely on our connected data, analytics, research, media, and go-to-market solutions to drive business growth.

Product / Service Category

• Asset Allocation

• Administrative Services

• Consulting/Plan Design

• Software

• Advisor Dashboard

Product / Service Description

MarketPro Retirement powered by BrightScope offers unmatched visibility into Defined Contribution (DC) plans—featuring proprietary datasets that empower retirement advisors to act with precision across more than 850,000 plans. Identify your best opportunities with trended plan intelligence that reveals advisors, investments, sales attribution, service providers, and plan scoring. Use predictive analytics to prioritize prospects based on plan health, growth potential, participation rates, costs, and menu strength.

MarketPro Retirement is part of ISS MI’s suite of global distribution and product intelligence solutions, designed to help drive measurable results across key markets, services, and product lines. Other solutions include:

MarketPro Annuity: Exclusive sales intelligence and distribution effectiveness research with insights into annuity-focused advisors and distribution partners.

MarketPro powered by Discovery Data: Comprehensive targeting and segmentation powered by unmatched firm and advisor contact data and profiles, including RIAs, broker-dealers, dually registered reps, and insurance agents.

MarketPulse powered by Simfund: Deep intelligence on investment products and vehicles to help assess competitive positioning, monitor market trends, and understand product dynamics to more effectively align offerings with investor needs and market demand.

MarketSage: Strategic foresight through research and surveys that guide planning and execution.

ISS MI Media: Award-winning publications (planadviser: www.planadviser.com, PLANSPONSOR: www.plansponsor.com, Chief Investment Officer: www.ai-cio. com) and industry events that connect partners with their target audiences.

Learn more about ISS Market Intelligence at https://www.issmarketintelligence. com/ or jump straight to MarketPro Retirement powered by BrightScope: https://www.issmarketintelligence.com/solutions/marketpro/marketproretirement-powered-by-brightscope/

July Business Services, LLC

Key Contact(s)

Blake Willis

254.296.4015 • bwillis@julyservices.com

Michelle LeCates

254.730.7382 • mlecates@julyservices.com

Brian Smith

888.333.5859 • brian.smith@julyservices.com

Firm Profile

In Business Since: 1994

JULY is a fintech-driven 401(k) services firm transforming retirement planning with innovative technology. For over 30 years, we’ve combined deep expertise with proprietary software to deliver thoughtful solutions for advisors, employers, and plan sponsors. Our in-house development team creates powerful tools that streamline recordkeeping, administration, plan design consulting, and compliance. We specialize in modern retirement solutions including PEP, cash balance and defined benefit plans, payroll integration, and business processes outsourcing. By uniting high-touch service with cutting-edge fintech, JULY simplifies complexity, reduces costs, and delivers scalable retirement plan solutions tailored for today’s dynamic marketplace.

Product / Service Category

• Advice/Guidance

• Administrative Services

• Financial Wellness

• Consulting/Plan Design

• Participant Communications

• Tracking/Identifying Lost Participants

• Advisor Dashboard

Product / Service Description

JULY is a fintech-driven retirement services provider dedicated to making retirement planning smarter, simpler, and more accessible. Our proprietary technology and high-touch service model combine to deliver an end-to-end experience for advisors, employers, and participants.

At the core of our offering is plan administration, where our automated platforms streamline recordkeeping, compliance, and reporting, reducing complexity and cost for plan sponsors. Through plan design and consulting, we help employers structure retirement plans that align with organizational goals, improve participation, and optimize outcomes.

We empower financial advisors with an intuitive advisor dashboard that delivers real-time insights, plan metrics, and participant engagement data, enabling them to manage relationships more effectively. For employees, myFuture Retirement and other digital tools make retirement saving simpler and more approachable.

To maximize engagement, JULY offers participant communications, from enrollment materials and proprietary enrollment software to ongoing education, ensuring employees understand and take advantage of their benefits.

At JULY, we merge proprietary fintech with deep retirement knowledge to deliver scalable, data-driven plan services. From streamlined administration to advisor dashboards and participant engagement tools, we transform complexity into clarity—enriching lives by shaping the future of retirement.

LeafHouse

Key Contact(s)

Kassandra Hendrix

512.879.1505 • khendrix@leafhouse.com

James Olson

512.879.1505 • jolson@leafhouse.com

Firm Profile

In Business Since: 2009

LeafHouse® is a premier retirement investment solutions provider, delivering fiduciary services, enterprise-level technology, co-manufactured investment vehicles, managed accounts, and IRA and HSA programs. The firm empowers advisors, asset managers, recordkeepers, trust companies, plan sponsors, and participants to maximize retirement outcomes through automation, transparency, and cost efficiency.

LeafHouse® offers a robust suite of advisory services and advanced technology solutions tailored to plan sponsors, advisors, and asset managers throughout the retirement ecosystem. These offerings are crafted to strengthen fiduciary oversight, streamline investment management, and facilitate data-driven decisionmaking on a scalable level.

Product / Service Category

• Asset Allocation

• Advice/Guidance

• Savings/Budgeting

• Software

• Advisor Dashboard

Product / Service Description

A technology company dedicated to developing investment solutions for the retirement plan industry. LeafHouse® integrates investment acumen, proprietary technology, and industry knowledge that leverages revenue verticals to create innovative solutions across the Retirement Plan Market Network.

InvestGrade IQ is a cloud-native platform built on a scalable global data infrastructure, designed to support user networks with targeted applications that serve specific market segments and integrate seamlessly with strategic technology partners.

MethodPlan

Key Contact(s)

John Chandler

703.969.3039 • jchandler@methodplan.com

Firm Profile

In Business Since: 2024 MethodPlan: A Retirement Plan Advisory CRM.

Product / Service Category

• Software

Product / Service Description

MethodPlan is a pre-built, downloadable retirement plan advisory app for Salesforce. It provides the foundational structure for any advisory business with the ability to customize and extend based on your business needs.

Micruity, Inc.

Key Contact(s)

Kim Rosenberg

914.382.9475 • krosenberg@micruity.com

Elizabeth Heffernan

847.274.0818 • eheffernan@micruity.com

Matthew Streeter

514.584.9844 • mstreeter@micruity.com

Firm Profile

In Business Since: 2017

Micruity was founded in 2017 with a clear mission to address the growing retirement savings gap and pensionize retirement savings plans.

Micruity’s exclusive focus is on retirement income and providing the technology to support product manufacturers that offer retirement income solutions.

Micruity’s open-architecture platform is designed to be the flexible backbone for the retirement income ecosystem, providing flexibility to support a broad range of retirement income solutions and various implementation scenarios.

Micruity’s industry experience is a key differentiator, with seasoned veterans from across the industry shaping both our technology and our partnership model.

Product / Service Category

• Software

Product / Service Description

Micruity is built to be scalable and flexible, greatly reducing the administrative burden of adding and managing multiple income solutions, and helping accelerate time to market with product providers. Our technology facilitates frictionless data sharing between life insurers, asset managers, recordkeepers, managed accounts and other third parties, through a single point of service.

Micruity can scale efficiently and adapt to the unique requirements of each implementation scenario through Micruity’s design of the Product Stack, a flexible, micro-services-based platform for the retirement income ecosystem. By breaking down functionality into modular components, the technology seamlessly and securely integrates with the existing infrastructure, eliminating the need for costly overhauls. The Product Stack is made up of five components: Data Sharing Engine, Tracking and Storage Engine, Calculation Engine, Rules and Messaging Engine and User Interface, Each component of the Product Stack stands alone and is interchangeable, creating flexibility to change components at any time without costly, complex integration and operational challenges The agility enables Micruity to support a wide range of solutions, across all stages of retirement, including accumulation, starting income and living in retirement.

Nestimate

Key Contact(s)

Kelby Meyers

402.540.1232 • kelby@mynestimate.com

Josh Anderson

josh.anderson@mynestimate.com

Michael Garberich michael.garberich@mynestimate.com

Firm Profile

In Business Since: 2022

Nestimate is a software analytics platform that enables fiduciaries to implement retirement income solutions at scale. In addition to a robust product database of available solutions, Nestimate guides advisors through a plan-centric prudent due diligence process, providing documentation, SECURE Act Safe Harbor guidance, and ongoing monitoring. This creates unprecedented confidence in evaluating income solutions. In addition, Nestimate has developed the first objective and plan-centric Target Date Fund analytics platform. “TDF IQ” aims to help fiduciaries evaluate whether the target date suite is properly aligned with the plan’s workforce demographics and behaviors. Uniquely, the TDF platform helps assess next-generation TDFs which include a retirement income solution. The company solves a broad array of income and QDIA needs faced by advisors, consultants, home offices, sponsors, recordkeepers, and insurers.

Product / Service Category

• Advice/Guidance

• Consulting/Plan Design

• Software

• Advisor Dashboard

Product / Service Description

Grow your business with innovative technologies and services enabling retirement income. Keep abreast of all retirement income solutions, educational resources, and best practices.

• Enable confidence to objectively assess plan suitability of a retirement income solution and communicate effectively to plan sponsors.

• Prudently align QDIA and TDF selection and monitoring with a plan’s specific demographic profile.

• Evaluate, track, and monitor the rapidly evolving landscape of income products.

• Mitigate risk by expertly navigating due diligence processes of TDFs and retirement income solutions through a clean, scalable approach.

• Win and retain business with award-winning, innovative technology, and best practices. Maximize your growth by differentiating your practice and answering your clients most fundamental question: “Will my retirement plan be a reliable plan for retirement?”

Learn more about how Nestimate supports your business and stay-tuned for updates by visiting: http://mynestimate.com

Sacramento, CA • micruity.com

PCS Retirement, LLC

Key Contact(s)

Matt Drummond

267.780.3344 • matthew.drummond@pcsretirement.com

Jordan Migneault

215.435.1602 • jordan@pcsretirement.com

Julianne Donatelli

732.674.2513 • julianne.donatelli@pcsretirement.com

Firm Profile

In Business Since: 1981

Product / Service Category

• Asset Allocation

• Administrative Services

• Trustee/Custody

• Financial Wellness

• Consulting/Plan Design

• Participant Communications

• Tracking/Identifying Lost Participants

• Software

• Advisor Dashboard

• Other

Product / Service Description

The Advisor Lab by PCS Retirement is a comprehensive, advisor-centric platform designed to accelerate retirement plan growth through advanced tools and strategic insights. It features Market Insights and PlanFinder, which use geolocation technology to help advisors identify and analyze new retirement plan opportunities with unlimited, customized searches. The Plan Efficiency Analysis tool benchmarks plan performance against industry peers, uncovering growth potential.

PenChecks Trust

Key Contact(s)

Scott Okrasinski

800.541.3938 • sokrasinski@penchecks.com

Firm Profile

In Business Since: 1994

PenChecks Trust® is a state-chartered, non-depository trust company and one of the largest independent providers of outsourced benefit distribution services and Automatic Rollover IRAs in the U.S, as well as providers of the NextLevel IRA, a Traditional IRA product. With 30 years in business, PenChecks Trust is an expert and industry-leading provider of unique and comprehensive solutions for a myriad of plan and distribution issues.

Product / Service Category

• Administrative Services

• Trustee/Custody

• Participant Communications

• Tracking/Identifying Lost Participants

• Software

• Advisor Dashboard

Product / Service Description

Services include automated and branded solutions for benefit payments, benefit election processing, missing participant searches, Automatic Rollover and Missing Participant IRAs, Advisor Managed voluntary IRA platform, uncashed / stale-dated check resolution and Abandoned Plan / QTA Services. Customers include financial institutions, recordkeepers, third-party administrators, plan sponsors, advisors, participants, and account holders.

Penelope

Key Contact(s)

Jean Smart

415.412.8747 • jean@penelope.co

Frank Anguiano

862.881.2557 • frank@penelope.co

Erin Esparza

503.913.0712 • erin@penelope.co

Firm Profile

In Business Since: 2021

Penelope is a retirement technology firm that has built a fully digital embedded recordkeeping platform to help TPAs, advisors, and benefits administrators scale their 401(k) offerings efficiently while reducing cost and complexity. Founded in 2021 by Jean Smart, a financial services industry veteran, our professional team brings decades of hands-on experience in retirement services, plan administration, wealth management, recordkeeping platform implementation, and systems development. Penelope is committed to a conflict-free model; we provide highlycustomizable user experiences in your brand and do not sell directly to employers.

Product / Service Category

• Software

Product / Service Description

Penelope provides a modern, digital-first recordkeeping platform that is fully operationalized for SECURE 2.0, making it easy for TPAs, consultants, and advisors to serve the rapidly growing SMB market, which is projected to increase by 40% by 2029. Our adaptable API-first platform enables seamless integration with your proprietary software, including health offerings and advisory tools, as well as with third party payroll, custody and benefits providers. Embedded AI and workflow automation facilitate faster onboarding, compliance, plan design and operations, significantly reducing time-to-market, increasing processing accuracy and eliminating the challenges of the fragmented and manual processes associated with legacy platforms. Our modern dashboards ensure an intuitive user experience that spans from the participant to the sponsor to the plan administrator. Because the platform was built to be cloudnative SaaS from the start, we can scale quickly and securely, and launch new features to our clients seamlessly, providing a transformative solution that allows retirement TPAs and recordkeepers to reduce their operating costs while providing clients better servicing and more customization.

Pension Resource Institute

Key Contact(s)

Jason C.

Annie Messer

Karen DiStasio Main Office

913.236.9841 • info@pension-resources.com

Firm Profile

In Business Since: 2010

Pension Resource Institute (PRI) empowers broker-dealers, RIAs, and banks with ERISA expertise that fuels business growth. Integrating ERISA, tax, and securities law, we help firms streamline operations, manage risk, and stay ahead of regulatory change. Our member services combine practical resources, compliance and growth consulting, and adaptive practice management tools tailored to each firm’s needs. With proactive rule monitoring and unlimited consulting support, firms can effectively and efficiently manage retirement plans, IRAs, and rollovers. PRI turns ERISA complexity into a strategic advantage—helping firms expand client relationships, earn new business, and achieve sustainable growth.

Product / Service Category

• Advice/Guidance

• Consulting/Plan Design

• Software

• Other

Product / Service Description

At PRI, we recognize financial institutions serve retirement clients from different starting points; some are deeply established, while others are just beginning to explore opportunities. Our role is to meet each firm where they are and provide the guidance, resources, and expertise needed to chart a clear and measurable path forward.

Our flagship program, RetirementAdvantage, is a comprehensive framework designed to help firms compete and comply in the retirement marketplace, including rollovers. Built on three integrated pillars, it provides:

• ERISA Expertise: Practical resources, model forms, and proactive rule monitoring that simplify complex requirements and keep firms ahead of regulatory change.

• Growth Strategy: Hands-on consulting and strategic guidance that balance fiduciary obligations with business objectives to drive sustainable growth.

• Advisor Enablement: Training, practice management tools, and clientfacing resources that prepare advisors to capture opportunities across plan formation and rollovers.

For firms that primarily focus on wealth management, PRI offers RolloverAdvantage as a carve-out of RetirementAdvantage. This turnkey solution provides wealth managers with a streamlined approach to evaluating rollover recommendations, meeting best-interest obligations, and transforming rollover conversations into a reliable growth engine—without requiring a commitment to the full breadth of RetirementAdvantage.

As regulations shift, our resources adapt. The dedicated PRI team is always available to provide timely, accurate information for critical decision-making without incurring extra cost. See how our expertise and tools give you the confidence to expand, compete, and win new clients. Contact us at info@pension-resources.com for more information or to schedule a demo.

New York, NY • penelope.co

Roberts

Questis

Key Contact(s)

Lynn Raynault

206.859.9478 • lynn.raynault@questis.co

Andy Kramer

917.673-9047 • andy.kramer@questis.co

Carrie Frasure

919.539.8859 • carrie.frasure@questis.co

Firm Profile

In Business Since: 2015

Transforming Financial Wellness

At Questis, we’re transforming workplace financial wellness through technology, coaching, and data-driven insights. Since 2015, we’ve helped over 100,000 employees reduce financial stress and build lasting financial confidence.

Financial Wellness for All

We believe financial confidence shouldn’t be limited by income, industry, or job title. Through personalized support and accessible technology, we’re building a future where every employee has the tools and guidance to achieve their financial goals.

Product / Service Category

• Advice/Guidance

• Financial Wellness

• Savings/Budgeting

• Banking/Finance

Product / Service Description

Our platform combines one-on-one coaching, smart financial tools, and actionable insights to help your client’s employees build lasting financial confidence. Once integrated, employees gain immediate access to unlimited coaching sessions and our full suite of financial planning resources.

Navigating the complexities of personal finance can be overwhelming. Questis connects employees or plan participants with expert coaches who offer actionable advice, real-world solutions, and encouragement every step of the way.

The Questis app offers employees a centralized and easy way to manage their money, create budgets that work, and track spending.

For your clients, Questis equips management with anonymous insights into the financial well-being of their workforce, enabling HR teams to better understand the needs of their people.

Partnering with Questis allows you to expand your services, increase revenue, and deliver proven financial wellness solutions to your clients. Strengthen your client relationships by providing a benefit that addresses clients’ biggest challenge and opportunity: cash flow and spending. Questis is a comprehensive solution for optimizing engagement and effectiveness, and scaling your business.

Retirement Clearinghouse

Key Contact(s)

Neal Ringquist

704.248.5895 • nringquist@rch1.com

Tom Hawkins

704.248.5861 • thawkins@rch1.com

General Sales

866.827.9608 • sales@rch1.com

Firm Profile

In Business Since: 2001

Charlotte, NC-based Retirement Clearinghouse (RCH) is a financial technology services organization that works with plan sponsors and service providers to move participants’ retirement savings forward as they change jobs. RCH is an innovator, pioneering solutions that are proven to deliver unprecedented benefits to America’s defined contribution system, including auto portability. RCH, along with six top ten DC owner-member recordkeepers, created an industry-led utility to accelerate adoption of auto portability – the automatic transfer of small balance retirement accounts as workers shift employers. Auto portability helps America’s under-served and under-saved workers, especially minorities, women & low-income workers, improve their retirement outcomes.

Product / Service Category

• Administrative Services

• Trustee/Custody

• Participant Communications

• Tracking/Identifying Lost Participants

• Other

Product / Service Description

Auto Portability: or participants subject to their plan’s automatic rollover provisions, auto portability automatically transfers a safe harbor IRA or plan balance to a participant’s new, active plan as they change jobs. In 2023, auto portability commenced operations via the Portability Services Network, LLC, an industry-led utility. Visit PSN1.com for more information.

RCH Automatic Rollover Service: The most fiduciary-friendly automatic rollover service in the market and the only automatic rollover service proven to reduce cash outs, to offer safe harbor IRA account holders with a beneficial monthly fee structure, and with a proven track record of consolidating former participants’ retirement savings.

RCH Managed Portability Service: Delivers state-of-the-art, facilitated roll-in services for new/active participants. Increases retirement readiness, while improving a broad range of plan metrics.

RCH’s Address Location Service: Helps plan sponsors and their providers locate missing participants, fulfilling the plan’s fiduciary responsibilities while minimizing administrative burdens. The service offers multiple search levels which vary search intensity as required.

RCH Uncashed Distribution Check Service: Solves the uncashed check problem through an automatic rollover to an RCH Safe Harbor IRA, established in the name of the participant or beneficiary. Participants with uncashed distributions receive an enhanced standard of care for an uncashed check program.

RCH Terminating Plan Service: A comprehensive, one-stop, fully integrated solution for terminating plans, including participant notifications, missing participant search services, Call Center services and Safe Harbor IRA.

Tenafly, NJ • questis.co

RPAG

Key Contact(s)

Jim Weber

857.322.7603 • jim.weber@greatgray.com

Jesse Taylor

949.305.3859 • jesse.taylor@rpag.com

Firm Profile

In Business Since: 2004

RPAG has grown into the industry’s leading platform for retirement plan advisors and institutions. Today, our network supports over 120,000 plans representing more than 10 million participants nationwide. Advisors choose RPAG to simplify fiduciary oversight, win larger and more sophisticated clients, and deliver measurable results for plan sponsors and participants. RPAG continues to set the standard for innovation, expertise, and advisor community in the retirement space.

Product / Service Category

• Advice/Guidance

• Administrative Services

• Financial Wellness

• Consulting/Plan Design

• Software

• Advisor Dashboard

• Other

Product / Service Description

The RPAG Platform is designed to help advisors and institutions compete effectively, operate efficiently, and scale with confidence. Our all-in-one solution combines proprietary fiduciary tools, automated reporting, investment analytics, and exclusive fund (CIT) access with dedicated practice management support and a national advisor community. By uniting technology, service, and peer collaboration, RPAG equips advisors with everything they need to scale their business and deliver stronger retirement outcomes.

Key benefits include:

• Scale your business with a comprehensive platform built for efficiency and growth.

• Demonstrate fiduciary excellence using integrated compliance and documentation tools.

• Differentiate your practice with exclusive technology, custom CITs, and proprietary analytics.

• Save time through automation in reporting, data aggregation, and RFP management.

• Win and retain more clients with advanced investment analysis, marketing support, and fiduciary documentation.

• Gain confidence and support from a dedicated team of experts and a thriving advisor community.

Savi Solutions PBC

Key Contact(s)

Roger Eldridge

608.733.2684

• reldridge@teamsavi.com

John Hansen

651.247.2510

• jhansen@teamsavi.com

Firm Profile

Savi is a public benefit company dedicated to transforming how people manage student loans and education benefits. Through its AI-powered platform and expert guidance, Savi helps individuals reduce debt, access forgiveness programs, and save for the future. Our platform has identified over $5 billion in savings opportunities and supported employees across more than 10,000 employers and organizations. Through personalized counseling and innovative solutions, Savi empowers borrowers to take control of their student debt and achieve long-term financial wellness.

Product / Service Category

• Advice/Guidance

• Administrative Services

• Financial wellness

• Software

Product / Service Description

Our comprehensive services include employer contribution toward student loans, retirement match under SECURE 2.0 to help employees save while paying off debt, tuition assistance for continued education, and repayment guidance to navigate complex student loan repayment plans and Public Service Loan Forgiveness. This marriage of technology and people resources helps employees more easily navigate the complexities of student loan repayment. The goal is to save student loan borrowers time, money, and headaches, while also benefiting the employer. When employees are unburdened by student loan debt and confusion, they are more productive at work, feel supported, and have a strong reason to remain at a company that cares about them. Together, our comprehensive solutions help tackle the burden of student loan debt.

Aliso Viejo, CA • rpag.com

Watkinsville, GA • stadionmoney.com

Stadion Money Management

Key Contact(s)

Duane Bernt

706.583.5220 • duane.bernt@stadionmoney.com

Dan Fay

978.884.3964 • dan.fay@stadionmoney.com

Kerr McGowan

706.583.5235 • kerr.mcgowan@stadionmoney.com

Firm Profile

In Business Since: 1993

Stadion is an investment management firm that provides custom solutions to retirement plan advisors, plan sponsors and participants. We provide turnkey managed account services, target date solutions, and the opportunity to build custom managed accounts. Our technology platform provides the capability of offering multiple variations of a managed account offering to meet the needs of advisors, plan sponsors and participants to and through retirement.

Stadion is a subsidiary of Smart, a global retirement technology provider that partners with financial institutions and financial advisors to deliver retirement savings and income solutions that are digital, customized, and cost-efficient.

Product / Service Category

• Asset Allocation

• Advice/Guidance

• Software

Product / Service Description

StoryLine managed account is a professionally managed investment service designed to improve participant outcomes through personalization. Stadion uses multiple data points from the recordkeeper to create personalized participant allocations. Participants can further customize through engagement. Allocations are constructed using the plan’s investment lineup or with Collective Investment Trusts (CITs). The StoryLine participant experience includes postretirement income modeling.

StoryLine Dynamic is a QDIA solution that combines a target date fund for younger workers with the StoryLine managed account service.

Advisor Managed Account Service gives advisors the ability to play a role in the construction and delivery of managed accounts leveraging Stadion technology. Advisors may select the underlying investments, determine the core asset allocations and/or determine the participant-level allocation methodology.

Stadion Technology powers managed account solutions by leveraging our technology framework. Whether it’s utilizing the interfaces we have in place with recordkeepers or building new connections, Stadion can be a partner to a firm looking to roll out a managed account solution.

Stadion Money Management, LLC (Stadion) is an investment adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. More information about Stadion’s investment advisory services can be found in its Form ADV Part 2.

Stadion is a wholly owned subsidiary of Smart USA Co.

The investment strategy or strategies discussed may not be suitable for all investors. Investors must make their own decisions based on their specific investment objectives and financial circumstances. Past performance not indicative of future results. SMM-2509-38

*as of 6.30.25

The Wealth Pool

Key Contact(s)

Ed Lamark

312.404.5577 • ed@thewealthpool.com

Firm Profile

In Business Since: 2021

Chicago, IL • thewealthpool.com

The Wealth Pool (est. 2021) is a FinTech platform that transforms household finance into actionable insights for advisors and participants alike. By aggregating payroll, accounts, liabilities, and spending, TWP delivers a full financial inventory and generates FICO-like household scores. Advisors gain a Salesforce-synced view of rollover triggers, wealth opportunities, and ideal prospects, while participants gain clarity, confidence, and control over their money. With DIY planning tools, goal tracking, and anonymized peer benchmarks, TWP bridges Retirement and Wealth—empowering advisors to scale and monetize engagement while guiding participants toward stronger financial futures.

Product / Service Category

• Financial Wellness

• Savings/Budgeting

• Software

• Advisor Dashboard

• Other

Product / Service Description

The Wealth Pool (TWP) empowers both participants and advisors through a shared financial planning platform designed to bridge the gap between Retirement and Wealth.

Participants use TWP to:

• Build a complete household inventory of assets, liabilities, income, and expenses

• Set and track goals, life events, and “what-if” scenarios through easy DIY planning tools

• Compare their finances anonymously to peers via TWP’s unique “pool” benchmarks

• Receive real-time insights and automated feedback to improve day-to-day financial decisions

• Gain clarity, confidence, and control over their financial lives

Advisors leverage TWP to:

• Offload time-consuming data gathering and discovery to participants

• Identify ideal prospects using FICO-like household scores and anonymized peer data

• Pinpoint rollover-ready households and high-potential wealth opportunities via custom triggers

• Deliver planning-centric advice at scale and power Salesforce with rich participant intelligence

• Promote their brand and services through co-branded invitations and customized experiences

TWP transforms fragmented participant data into structured, actionable insights—bridging the retirement plan with an advisor’s wealth pipeline. By shifting financial planning upstream and making it social, self-directed, and datadriven, TWP helps advisors grow their book while helping participants get their financial house in order—and keep it there.

Venrollment, LLC

Key Contact(s)

Justin Taratin

267.251.6271 • jtarantin@venrollment.com

Firm Profile

In Business Since: 2020

Venrollment, LLC is a specialized employee communication technology firm founded by retirement plan industry veterans who recognized the critical need for better workplace education solutions. Built on decades of combined experience in plan administration and fiduciary management, the company has established itself as a trusted partner to forward-thinking advisors and plan sponsors nationwide. Venrollment’s unique combination of deep industry expertise and innovative technology focus positions the firm as the go-to resource for organizations seeking to transform their employee communication strategy.

Product / Service Category

• Participant Communications

Product / Service Description

Experience the power of effortless benefits education with Venrollment. Our platform simplifies retirement and healthcare communication for advisors and benefits consultants, offering a white-labeled web-based portal featuring video as a key tool. Say goodbye to logistical challenges as Venrollment streamlines your connection with employees.

With Venrollment, you’ll effortlessly keep employees informed and engaged in their benefits, whether it be their retirement plan, healthcare benefits, or both! It’s not just a solution; it’s your secret weapon for seamless, impactful communication. Join us, and experience the future of benefits education with Venrollment!

Vestwell

Key Contact(s)

Richard Tatum

615.480.3244

• richard.tatum@vestwell.com

Christian Romano

401.829.8126

• christian.romano@vestwell.com

Eli Landow

203.631.8126 • eli.landow@vestwell.com

Firm Profile

In Business Since: 2016

Vestwell provides a comprehensive suite of workplace savings solutions, including retirement plans, student loan repayment benefits, and specialized accounts for education, emergencies, and disability savings.

Product / Service Category

• Asset Allocation

• Administrative Services

• Trustee/Custody

• Financial Wellness

• Consulting/Plan Design

• Participant Communications

• Tracking/Identifying Lost Participants

• Savings/Budgeting

• Software

• Advisor Dashboard

Product / Service Description

Vestwell’s award-winning proprietary technology combines the full spectrum of savings solutions with an intuitive user experience. Our comprehensive services and innovative technology have positioned us as a trusted partner for some of the largest financial institutions in the industry. As a holistic workplace benefits and savings platform designed for advisors, Vestwell keeps your brand, investment philosophy, and client servicing model front and center. From startups to large plans, deliver workplace and savings benefits that address clients’ long-term and short-term financial wellness goals on one holistic platform.

Wayne, PA • venrollment.com

Viserly

Key Contact(s)

Shane Hanson shane@viserly.com

Firm Profile

In Business Since: 2024

Viserly is a participant engagement platform that empowers retirement plan advisors to automate communications using real-time payroll and recordkeeper data. By syncing directly with payroll systems and reading participant reports, Viserly triggers personalized messages based on behavior, such as contribution changes, salary updates, or eligibility status. Advisors can segment participants by income, balance, or plan activity, enabling targeted outreach across their entire book. Viserly replaces manual campaigns and generic emails with datadriven journeys that scale human-like service. The result is higher engagement, better outcomes, and more efficient plan management without increasing advisor workload. Viserly makes engagement automatic, intelligent, and impactful.

Product / Service Category

• Advice/Guidance

• Financial Wellness

• Participant Communications

• Software

• Advisor Dashboard

• Other

Product / Service Description

Viserly is redefining participant engagement by turning payroll and recordkeeper data into automated, personalized journeys at scale.

Viserly connects directly to payroll systems and reads participant-level reports from recordkeepers to activate behavior-based campaigns with no manual effort. It identifies contribution patterns, salary changes, eligibility status, employment updates, and more to trigger targeted communication flows in real time.

Advisors can segment their entire book of business using live participant data. Send custom messages to high earners, participants with balances over a defined threshold, those eligible but not participating, or anyone meeting specific criteria. Viserly empowers advisors to reach the right people with the right message at the right time.

Unlike static email blasts or newsletter templates, Viserly builds dynamic participant journeys driven by real triggers. Whether an employee gets a raise, reduces their deferral, becomes eligible, or prepares to retire, Viserly responds instantly with compliant, personalized engagement.

Advisors stay focused on strategy and client relationships. Viserly handles the execution, automatically. It scales human-like service across hundreds or thousands of participants without losing relevance or impact.

Viserly transforms how advisors deliver value by automating intelligent engagement from the data they already have.

Boise, ID • viserly.com

Tools & Technology

It’s essentially a toss-up as to whether many of the following companies belong to FinTech or Tools & Technology, but we left it to them to decide how they want to best represent themselves.

As we often note, the sophistication of some of what’s offered—by large, entrenched players and smaller, nimble newbies—had us wondering what the difference really was, but without question, the innovation in the tools and technology to help advisors grow their business and—more importantly—better serve their clients are beyond anything previously seen, in keeping with the march of progress overall.

Of course, many are tools rather than technology, including marketing firms, databases, consulting services, fiduciary oversight providers, legal resources, benchmarking platforms, and more.

Simply put, we’ve come a long way from online retirement calculators. Now, it’s enhanced advice and guidance capabilities, which help with asset allocation, expanding the reach and quality of participant communication and internal marketing, as well as fee monitoring and all-important benchmarking.

The tools and techniques detailed in the following pages give advisors a way to improve, expand, and enhance their practices.

— John Sullivan

401(k) Annuity Hub

Key Contact(s)

Tamiko Toland

800.871.5517 • tamiko@401kAnnuityHub.com

Firm Profile

In Business Since: 2025

The 401(k) Annuity Hub is a transparent market intelligence subscription service for lifetime income solutions. The Hub offers retirement plan fiduciaries a simple and repeatable process to filter and identify retirement income solutions using annuities that fit a plan’s needs. The site includes robust education resources and was built by an award-winning educator and thought leader in the retirement industry.

Product / Service Category

Consulting/Plan Design, Other

Product / Service Description

The 401(k) Annuity Hub is the industry’s first stop to learn about lifetime income solutions available in today’s plans. We recognize the need for a simple, transparent, and repeatable process from an independent third-party that supports plan fiduciaries. The landscape may look confusing, but it doesn’t need to be if you start with a process and end with product selection.

At the core of the Hub is a database of the universe of retirement income solutions that use annuities that are currently marketed for 401(k) plans. We offer:

1. A selection wizard to guide the users through a series of simple questions to identify the solutions that meet their needs; and

2. The complete listing with search and filter capabilities.

The tool offers a side-by-side comparison of selected products and PDF documentation. Each product includes a concise proprietary summary. Verified providers, identified by a blue checkmark, can also create their own summaries and share more information about their companies and the products.

The site offers educational resources for plan sponsors and advisors on the landscape in general and annuities in particular. This is a resource for plan sponsors and advisors getting started as well as those looking for information from a reliable and transparent independent source.

Bodach Partners

Key Contact(s)

Sean Kelly

215.431.8618 • sean.kelly@bodachpartners.com

Amy Huber

303.883.7649 • amy.huber@bodachpartners.com

Melissa DiPierro 484.318.0945 • melissa.dipierro@bodachpartners.com

Firm Profile

In Business Since: 2023

Product / Service Category

Advice/Guidance, Administrative Services, Consulting/Plan Design, Participant Communications, Lost Participants, Software, Other

Product / Service Description

Our services are designed to help clients bring solutions to market or expand their existing presence within the retirement ecosystem. With five partners, each with more than 25 years of experience, we provide both strategic guidance and hands-on execution tailored to each engagement.

Core Services include:

• Go-to-Market Strategy: Assessing market opportunities, refining positioning, and developing tailored launch strategies.

• Business Development & Distribution: Leveraging our deep relationships with recordkeepers, TPAs, broker-dealers, RIAs, aggregators, and other service providers to accelerate adoption.

• Sales Enablement: Supporting the sales process from introductions and presentations to closing and implementation.

• Advisory & Consulting: Providing ongoing insights, guidance, and industry expertise to align products with evolving regulatory, operational, and client needs.

New York, NY • Broadridge.com

Broadridge Financial Solutions, Inc.

Key Contact(s)

John Markos

508.745.1274 • john.markos@broadridge.com

Todd Vollmer

303.929.7631 • todd.vollmer@broadridge.com

Jim Young

301.922.1039 • jyoung@broadridge.com

Firm Profile

In Business Since: 1962

Broadridge Retirement and Workplace Solutions helps you transform the way you operate, innovate, and grow with a comprehensive, end-to-end technology and data platform for retirement and wealth management. We streamline trust and custodial operations, reduce risk, and safeguard assets while providing actionable insights that help advisors strengthen client relationships and drive growth. By helping firms solve challenges across the retirement plan lifecycle and supporting retirement-wealth convergence, our independent solutions empower you to deliver a fiduciary standard of care, enhance participant engagement, and improve client outcomes. We serve 30,000+ advisors, 12,000 AIF® designees, and 500+ financial providers of all sizes.

Product / Service Category

Administrative Services, Trustee/Custody, Participant Communications, Lost Participants, Software, Advisor Dashboard, Other

Product / Service Description

Trust & Custody Services

Trade Processing & Settlement

Trade mutual funds, fractional ETFs, CITs, equities and implement model portfolios with daily reconciliation and real-time visibility on one robust platform.

Collective Investment Trusts

Set your firm apart with CIT optimization and customized, advisor-managed retirement-plan strategies that add flexibility, competitive pricing, and expanded opportunities for investment managers.

Marketing & Customer Engagement

Deliver personalized, timely, and relevant omni-channel communications to plan sponsors and participants on a flexible, data-driven platform.

Fiduciary Training & Certification

Investment & Account Evaluation Tools

Data and Analytics

Congruent Solutions

Key Contact(s)

Scott Erb

608.636.3397 • scott.erb@cspl.com

Richard Grotto

484.252.3344 • richard.grotto@cspl.com

Sriganesh Raman

802.341.8822 • sriganesh.r@cspl.com

Firm Profile

In Business Since: 2000

Congruent Solutions is a trusted specialist in product- and technology-driven services for the retirement industry since 2004. Today, our CORE SaaS platform, Retirement Edge and outsourced plan administration services, empowers leading Fortune 500 plan providers, carriers, and third-party administrators to solve business challenges and prepare for the future.

We’re disrupting the legacy-driven retirement space with cutting-edge fintech, AI-powered solutions, tech-enabled services, and automation that deliver agility, accuracy, and scale, helping the industry stay ready for tomorrow.

Product / Service Category Administrative Services

Product / Service Description

1. CORE Platform (SaaS)

The CORE Platform is a cloud-native, microservices-based recordkeeping solution designed for agility, automation, and compliance. Its modular architecture streamlines every aspect of retirement plan administration, including:

• Census, Eligibility & Vesting – Automates eligibility rules and vesting calculations.

• Payroll & Contributions – Integrates with payroll/HRIS systems and validates contributions.

• Loans & Distributions – Enables self-service with automated tax calculations and e-signatures.

• Transfers & Trades – Automates rebalancing, investment restrictions, and late-day trade processing.

• Transaction Maintenance – Maintains complete transaction history with approval and document tracking.

• Communications & Reporting – Delivers alerts, reminders, customizable reports, and multi-format exports.

• Fees – Configures flexible fee structures based on balances or thresholds.

• CORE Mapper – AI-powered tool for seamless data migration and system integrations.

2. Retirement Edge

A next-generation technology solution that enables guaranteed income options within Defined Contribution Plans, supporting the full lifecycle from enrollment and education to transactions, settlement, and reporting.

3. Outsourced Plan Administration Services

With nearly two decades of experience, Congruent provides complete plan administration and recordkeeping services, including transaction processing, compliance testing, valuations and reporting, to leading recordkeepers, Plan Providers and Third Party Administrators. Our ISO- and SOC-certified operations ensure scalability, accuracy, and security.

Tools & Technology

dailyVest

Key Contact(s)

Pete McNellis

520.548.7403 • petemcnellis@dailyvest.com

Kevin Adams

248.979.8980 • kevinadams@dailyvest.com

Firm Profile

In Business Since: 2001

dailyVest is a fintech company specializing in retirement plan analytics and reporting solutions. We partner with recordkeepers and service providers to deliver actionable insights for advisors, consultants, and plan sponsors. Our SaaS tools—ranging from plan health dashboards and benchmarking to curated reports and participant-level analytics—help improve retirement outcomes, strengthen plan health, and uncover wealth management opportunities. With enterprise-grade security and seamless integrations, dailyVest empowers clients to make data-driven decisions at scale.

Product / Service Category

Software

Product / Service Description

Plan Dashboard

Plan Analytics

Plan Health Score & Participant Outreach

Track a plan’s overall health with a single score built from key metrics. Set goals, model improvements, and generate participant outreach lists to drive measurable results.

Personal Investment Performance

Empower participants with a personalized view of their retirement plan. Interactive charts, personal rate of return, and balances help them track progress and build financial confidence.

Book of Business

ERISApedia

Key Contact(s)

Bridget Foley

319.774.1314 • bfoley@pensionpro.com

Firm Profile

In Business Since: 2014

ERISApedia is the premier provider of business development and marketing tools for financial advisors and CPAs. Sourced from Form 5500 filings and enriched with operational benchmarking and validated emails, the Plan Data Intelligence product is a vital tool for providing unique industry insights. As the foremost provider of compliance resources, ERISApedia.com also delivers online compliance solutions and a renowned free webcast series for retirement plan administrators, sponsors, and legal professionals. Our platform boasts a powerful search function paired with an intuitive design, ensuring our clients have the edge in securing new opportunities.

Product / Service Category Software

Product / Service Description

ERISApedia’s Plan Data Intelligence (PDI) product is the premier 5500 data mining tool that redefines the landscape of plan prospecting and analysis for financial advisors. Our rich datasets include several hundred 5500 data points and dozens of metadata elements that allow unique search capabilities. In addition, PDI offers:

Verified Emails. PDI provides verified emails for over 200,000 plan contacts. If an email can’t be verified, PDI will suggest an email based on a proprietary web search of emails for the plan sponsor.

Search by Recordkeeper/TPA. With our unique insights into 5500 data and other data sources, we have confirmed the identity of the Recordkeeper (bundled plans) or TPA (unbundled plans). As a result, PDI offers the exclusive capability of searching by RK/TPA.

PlanAdminIQ. See our separate listing in this category for a description of how PlanAdminIQ offers a deep dive into the plan administration industry based on our identification of RK/TPAs.

Operational Benchmarking. PDI provides unparalleled operational benchmarking, allowing users to swiftly and efficiently compare any plan against a chosen peer group or standard peer group. The Key Performance Indicators (KPIs) are graded by easily understood percentile rankings.

AI-Generated Emails. With the integration of cutting-edge Generative AI technology, PDI can draft highly customized emails based on the specific benchmarking KPIs you select. This ensures that every communication is unique, relevant, precise, and effective.

Fiduciary Consulting Group, Inc.

Key Contact(s)

Steff Chalk

615.848.0015 • Steff@ifiduciary.com

John Hoots

615.551.3003 • John@ifiduciary.com

Larry E. Crocker

615.848.0015 • LEC@ifiduciary.com

Firm Profile

In Business Since: 2003

Product / Service Category

Other

Product / Service Description

Fiduciary Consulting Group (FCG) is an Independent Fiduciary firm, not a service provider (TPA, RK, etc.). FCG will accept the role and serve as the 3(16) Named Plan Administrator and the 402 Named Fiduciary for single and multiple-employer plans. FCG will also serve as an “independent” Pooled Plan Provider (PPP) for pooled employer plans. Our “conflict free” full scope, hightouch service model allows a plan sponsor, and participating employers in a MEP or PEP, to transfer their responsibility for plan management, along with their administrative, operational, and regulatory compliance responsibilities, to our firm. Our plan adviser partners are relieved of much of their service responsibilities and free to focus on client relationships and business development.

Types of Clients Served

• Multiple Employer Plans (MEP)

• Pooled Employer Plans (PEP)

• Single Employer Plans (401k, 403b, 457, etc.)

• Defined Benefit Plans

• Cash Balance Plans

• Endowments & Foundations

• Plan Consultants & Advisers

• Third-party Administrators and Recordkeepers

For more information about our firm and services, please email us at info@ifiduciary.com or visit www.ifiduciary.com. We look forward to speaking with you.

Fiduciary Decisions

Key Contact(s)

Dave Sauter

203.725.7120

Mike Narkoff

• dave.sauter@fiduciarydecisions.com

267.406.0276 • mike.narkoff@fiduciarydecisions.com

Craig Rosenthal

203.249.1574 • craig.rosenthal@fiduciarydecisions.com

Firm Profile

In Business Since: 2007

Product / Service Category Software, Other

Product / Service Description

• Prospecting solutions including FDI’s Plan Profile, a holistic on-demand fact-based solution that is integrated with a 5500 search

• A suite of benchmarking reports which all follow FDI’s patented methodology including Fee Summary, Fee Monitor, and Value and Fee Benchmark reports.

• Managed Account Benchmarking which balances the incremental cost of managed account solutions with the improved participant outcomes potentially created by the managed account.

• Rollover Decision Support System - FDI’s rollover compliance solution, RDSS, enables firms to properly assess the features of benefits of remaining in a plan vs. staying in a plan.

Tools & Technology

FIS Reliance Trust

Key Contact(s)

Rudi Bayer

414.551.6113 • rudi.bayer@fisglobal.com

Chris Speer

617.694.3681 • christopher.speer@fisglobal.com

Firm Profile

In Business Since: 1972

FIS Reliance Trust has been at the forefront of the CIT marketplace for decades, backed by the global strength, technology, and financial expertise of FIS. We exist to help asset managers and retirement plan sponsors unlock growth by combining unmatched fiduciary capabilities with the industry’s most advanced operational infrastructure.

Our approach goes beyond traditional trustee services — we bring innovation, scale, and efficiency to every relationship. By leveraging the power of FIS, we enable our partners to launch and scale CITs with speed, precision, and confidence, while reducing complexity and risk.

Product / Service Category

Administrative Services, Trustee/Custody

Product / Service Description

With over $1.6T in assets, FIS Reliance Trust is one of the largest and most established CIT trustees in the industry, providing fiduciary oversight, trustee, and custody services for more than $60B in CIT assets. Our platform spans a broad range of asset classes and investment strategies, supporting leading managers across the institutional landscape.

With access to dozens of sub-advisors, trading agreements with 250+ recordkeepers and trading platforms, and the backing of FIS , Reliance Trust offers a level of scale, connectivity, and innovation that few can match.

Our solutions are designed to provide:

• Speed to market through streamlined onboarding and digital infrastructure.

• Risk reduction with deep fiduciary expertise and rigorous oversight.

• Cost efficiency through operational scale and technology automation.

• Growth potential by connecting asset managers to one of the industry’s largest distribution networks.

Freedom Fiduciaries

Key Contact(s)

Shane Hanson

208.900.4331 • shane@freedomfiduciaries.com

Firm Profile

In Business Since: 2022

Freedom Fiduciaries delivers end-to-end retirement plan solutions as a 3(38) fiduciary, empowering plan sponsors with risk transfer and operational ease. Our white-labeled experience operates behind the advisor’s brand, supported by a consultative service model and cutting-edge technology via Freedom 360. This platform provides real-time plan intelligence, fiduciary dashboards, and automated participant engagement, all under the advisor’s identity. Advisors and employers gain streamlined governance, enhanced participant outcomes, and scalable back-office support without losing control of the relationship. Freedom Fiduciaries functions as a seamless extension of your team, driving measurable impact across investments, compliance, and communication.

Product / Service Category

Administrative Services, Consulting/Plan Design, Participant Communications, Software, Other

Product / Service Description

Freedom Fiduciaries: Your White-Labeled 3(38) Retirement Plan Partner with a Service Model

Freedom Fiduciaries delivers a complete retirement plan ecosystem through a white-labeled 3(38) fiduciary solution. Designed to operate entirely behind your brand, our Bac(k) Office service model and proprietary Freedom 360 platform allow advisors to scale without adding headcount or taking on fiduciary risk.

We support every aspect of the retirement plan experience. Advisors gain access to a dedicated service team, custom dashboards, automated and whitelabeled quarterly reports, and trustee meeting support. Participants receive fully branded communications, education portals, and real-time engagement through Participant (k)onnect.

With Freedom 360, advisors get a fully managed CRM, plan document vault, and case management system. The platform surfaces participant-level data and filters for key actions, like terminated employees with large balances. Every tool is designed to streamline processes and deepen client relationships.

Our model was built to be seamless for the plan sponsor and invaluable to the advisor. We embed your logo and name into all portals, reports, and participant interactions. Clients see a unified experience with you as the primary point of contact, while our team does the work behind the scenes.

For advisors looking to deliver institutional-quality retirement plan support while protecting their brand and client relationships, Freedom Fiduciaries is the partner that makes it possible.

Las Vegas, NV • greatgray.com

Great Gray Trust Company

Key Contact(s)

Jim Weber (Chief Revenue Officer)

646.421.7251 • jim.weber@greatgray.com

Julie Wimer (Head of Product and Relationship Management)

908.392.7801 • julie.wimer@greatgray.com

Firm Profile

Great Gray’s CIT business has been in operation for nearly two decades, through its predecessors. At Great Gray we believe in – and are driven by –growth. Continually expanding and transforming retirement solutions with a mindset that reaches far beyond the status quo, starting with CITs. Bringing new efficiencies, new possibilities and new objectives to our clients. And to their clients.

Always listening, learning, innovating on top of a long-standing reputation for fiduciary strength and expertise. Creating what’s next–for CITs and beyond–from a critical foundation of discipline and trust.

Empowering our industry, clients, and ourselves to grow confidently.

Product / Service Category Administrative Services, Trustee/Custody

Product / Service Description

Great Gray is the leading independent CIT trustee with over $244.8 billion in fund assets (1). These assets are spread across funds that are overseen by 82 sub-advisors. Additionally, Great Gray maintains trading agreements with 37 trading platforms that provide access to 200+ recordkeepers (as of June 30, 2025).

Working with Great Gray gives you access to a strategic ally dedicated to your success. By aligning with a CIT trustee that prioritizes governance, agility, and innovation, you can give your clients the confidence they need in their retirement plans.

Great Gray is at the forefront of product innovation, most recently in developing the Panorix Target Date Series: a TDF that democratizes access to private markets within defined contribution plans, in collaboration with leading institutional managers.

Some might say it’s the future of retirement investing. We just call it staying ahead of trends, so you can too.

(1) More than 13% of total assets reported are held in fund of fund structures for which Great Gray is the trustee or administrator of funds at both levels.

GSM Marketing

Key Contact(s)

Alan Gross

904.735.5358 • alan.gross@gsm.marketing

Tom Makeever

904.945-9411 • tom.makeever@gsm.marketing

Deanna Fisher

904.565.2959 • deanna.fisher@gsm.marketing

Firm Profile

In Business Since: 2009

At GSM, the idea that “Engagement is Everything” informs how we help advisory firms, recordkeepers, fiduciaries, fintechs, and asset managers cut through complexity, build trust, and inspire customers and prospects to act. As an expert partner in marketing and growth strategy, we deliver creative solutions that move conversations forward and generate measurable business results.

Product / Service Category

Other

Product / Service Description

Engagement isn’t a tactic — it’s the difference between being ignored and inspiring action. In an industry where complexity and regulation can overwhelm, firms need marketing that listens, guides, and connects.

Our flagship solution, ResonanceWorks, transforms one-way presentations into adaptive, interactive video experiences. Instead of assuming what matters most to viewers, ResonanceWorks asks, listens, and personalizes. It’s designed to establish essential clarity, comfort, and trust that causes more people to confidently take a positive action — from participant enrollments to scheduling meetings with an advisor.

GSM provides a full suite of services, all designed to put engagement at the center:

• Creative & Content - storytelling and campaigns that resonate with target audiences.

• Strategy & Consulting - frameworks that align marketing with business goals and client needs.

• Media & Campaigns - delivering messages where they connect most effectively.

• Analytics & Optimization - measuring what truly engages and refining for results.

Across every engagement, we act as an extension of the client’s team, combining deep industry expertise with creative execution to achieve measurable results.

Income Lab

Key Contact(s)

Taylor Gorjiyan

303.847.2217 • taylor@incomelab.io

Johnny Poulsen

310.995.5767 • johnny@incomelab.io

Jason Carlson

224.324.7284 • jason@incomelab.io

Firm Profile

In Business Since: 2018

Income Lab provides financial advisors with innovative software for retirement planning, ongoing income management, and client engagement. The platform delivers personalized, data-driven insights that help advisors guide clients through evolving economic conditions, enabling them to optimize retirement strategies for long-term success and tax efficiency.

Widely recognized in the industry, Income Lab has earned back-to-back Best in Show honors (XYPN AdvisorTech Expo), top rankings in the T3|Inside Information Software Survey, and recognition as a “Stand Out” for satisfaction and value (Kitces.com AdvisorTech Report).

Income Lab’s mission is to help more people live their retirement with clarity and confidence.

Product / Service Category Software

Product / Service Description

Income Lab delivers interactive retirement planning tools that help clients retire with confidence. From Retirement GPS and Life Hub visuals to Stress Testing and Tax Lab, advisors can model distributions, Social Security, and annuities while applying risk-based guardrails to guide spending. Automated monitoring ensures plans stay on track, and engaging visuals make complex strategies easy to understand. By showing clients a dynamic, full financial picture, Income Lab empowers advisors to answer critical questions, optimize tax-smart decisions, and help clients reach their retirement goals with clarity and peace of mind.

Inspira Financial Trust, LLC

Key Contact(s)

Pete Welsh

312.404.1909

• pete.welsh@inspirafinancial.com

Jenny Sheahan

630.382.5212

• jennifer.sheahan@inspirafinancial.com

Mike Kelly

630.368.5634 • michael.kelly@inspirafinancial.com

Firm Profile

In Business Since: 2000

Product / Service Category

Administrative Services, Trustee/Custody, Participant Communications, Lost Participants, Other

Product / Service Description

In addition to providing retirement services, Inspira Financial offers solutions that strengthen and simplify the health and wealth journey. Our other solutions include health savings accounts, flexible savings accounts, commuter benefits, emergency savings, alternative investments, 1031 exchanges, and more.

Golden, CO • incomelab.io

New York, NY • issmarketintelligence.com

ISS Market Intelligence

Key Contact(s)

Viraaj Kumar

858.832.2006 • viraaj.kumar@issmarketintelligence.com

Firm Profile

Product / Service Category

Asset Allocation, Administrative Services, Consulting/Plan Design, Software

Product / Service Description

• MarketPro Annuity: Exclusive sales intelligence and distribution effectiveness research with insights into annuity-focused advisors and distribution partners.

• MarketPro powered by Discovery Data: Comprehensive targeting and segmentation powered by unmatched firm and advisor contact data and profiles, including RIAs, broker-dealers, dually registered reps, and insurance agents.

• MarketPulse powered by Simfund: Deep intelligence on investment products and vehicles to help assess competitive positioning, monitor market trends, and understand product dynamics to more effectively align offerings with investor needs and market demand.

• MarketSage: Strategic foresight through research and surveys that guide planning and execution.

• ISS MI Media: Award-winning publications (planadviser: www.planadviser.com, PLANSPONSOR: www.plansponsor.com, Chief Investment Officer: www.ai-cio.com) and industry events that connect partners with their target audiences.

Learn more about ISS Market Intelligence at https://www.issmarketintelligence.com/ or jump straight to MarketPro Retirement powered by BrightScope: https://www.issmarketintelligence.com/solutions/marketpro/marketpro-retirementpowered-by-brightscope/

Judy Diamond Associates

Key Contact(s)

Eric Ryles

202.370.4811

Jake Smith

202.370.4813

• eric.ryles@arc-network.com

• jacob.smith@arc-network.com

Firm Profile

In Business Since: 1986

Judy Diamond Associates has been synonymous with the Form 5500 since1986. JDA, now a part of Touchpoint Markets, is the industry-leader in turning raw 5500 data into actionable intelligence. Our Retirement Plan Prospector platform is used daily by thousands of brokers and advisors to help them identify, contact, and win new clients.

Judy Diamond provides the only suite of performance-based benchmarking tools in an easy-to-use online database. Our sole focus is ensuring that your sales and marketing efforts are effectively directed at the plan sponsors most likely to make a significant change in their plan this year.

Product / Service Category Software

Product / Service Description

Retirement Plan Prospector uses a unique combination of plan performance metrics to quantitatively score every Defined Contribution plan in the country. With over 800,000 total records, finding your next big client has never been easier. Our team has distilled 40 years of market experience down to the essentials, and has embraced the lessons taught to us by our most successful clients. Employers often consider changing their advisor based on issues with plan design, administration, or performance. We’ve built Retirement Plan Prospector to recognize these signs, and have developed a set of tools to help you take advantage of these precursors to change.

• Red Flags: 20 plan characteristics that indicate problems with the plan

• Plan Scorecard: Evaluate plan performance across 7 key metrics

• Performance-based Benchmarking: Show the plan sponsor how their plan stacks up against their closest competitors

• Pre-generated Talking Points: Plain English descriptions of how to discuss issues in a language that the plan sponsor can understand

• Dynamic Marketing Letters: A dozen professionally written marketing letters that auto-populate relevant data from the plan and the broader industry

• Graphic-Rich Report Builder: Leave behind a Judy Diamond plan report complete with your own company’s logo

With Judy Diamond’s Retirement Plan Prospector, you can boost your sales effectiveness for as little as $75/month. Start your free trial and book a demo with our team to learn more.

Tools & Technology

Markov Processes International (MPI)

Key Contact(s)

Dennis Baldi

908.608.1558 • dbaldi@markovprocesses.com

Jeff Schwartz

908.608.1558 • jschwartz@markovprocesses.com

Firm Profile

In Business Since: 1993

Markov Processes International (MPI) is a global leader in software and services for investment analytics, monitoring, and reporting that illuminate the forces driving fund behavior. MPI products allow investment professionals to enhance their due diligence, asset allocation, risk analysis, and content distribution, empowering them to be more efficient and scalable while differentiating themselves in a crowded marketplace.

Product / Service Category Asset Allocation, Software

Product / Service Description STYLUS WEB - Advisor Workflow Institutional Strength.

MPI knows the challenges advisors face. With streamlined workflows backed by the analytic strength of our institutional tools, advisors can protect and enhance their practices and increase competitiveness with flexible plan reporting, unmatched QDIA monitoring with TDF suitability reviews, and custom scorecards powered by MPI’s best-in-class analytics that alert advisors to key changes in funds.

• Custom fund scorecards with 100+ analytic options. Use defaults or specify thresholds, weights, and watchlist criteria.

• Target-date suitability analysis helps sponsors determine the TDF family that best fits the needs of their participants.

• On-the-fly analytics allows unparalleled flexibility such as ability to change a fund’s benchmark and peer group.

• Powerful, customizable reporting differentiates advisor practices through better analytics and unique content.

• Global fund view aggregates investment products across an advisor’s book of business, allowing efficient commentary and replacement of problematic funds.

TDF RADAR – TDF Selection & Monitoring

A target-date fund analytics and reporting platform delivering a powerful solution to help defined contribution advisors meet client suitability and fiduciary obligations, while helping asset managers better understand and demonstrate how their products compare to competition. Target-Date Radar provides retirement plan advisors with an established, repeatable, documentable process for assessing, selecting and monitoring TDFs.

• Manage the TDF advisory process in three steps: decision questionnaire, suitability overview and selection analysis, and client reporting.

• Fulfill fiduciary duty with analytical rigor and a defined process.

• Compare TDF families across a range of criteria.

• Better understand glide path shape, asset allocation and product construction.

Morningstar Retirement

Key Contact(s)

Matt Rafferty

312.696.6829

• matt.rafferty@morningstar.com

David Holmes

312.785.1961

• david.holmes@morningstar.com

Firm Profile

In Business Since: 1999

Morningstar Retirement offers research- and technology-driven products and services to individuals, workplace retirement plans, and other industry players. Associated advisory services are provided by Morningstar Investment Management LLC, a registered investment adviser and subsidiary of Morningstar, Inc. The mission of our parent company, Morningstar, Inc., is to empower investor success and our advocacy for the investor extends to the workplace retirement market as well. Our offerings are designed to help individuals reach their retirement goals and enable industry players to differentiate their services competitively and reach new markets. Together, we’re building a better retirement system and making retirement a reality.

Product / Service Category

Asset Allocation, Advice/Guidance, Consulting/Plan Design, Software, Other

Product / Service Description

Morningstar Retirement, through Morningstar Investment Management LLC – a registered investment adviser and subsidiary of Morningstar, Inc.— combines investment expertise with Morningstar Inc.’s data, research, and technology to design innovative services for the retirement market. We provide comprehensive retirement services and can collaborate with our clients to design new products from the ground up using our unique data integrations, distribution networks, investment expertise, and methodologies.

As of 6/30/2025, 33 million participants have access to our services. Our core products include managed accounts, fiduciary services, and target-date models – with approximately 90 plan providers, RIAs, and broker-dealers using our services. As an extension of our core offerings, we also have a suite of services for the retirement plan advisor and asset manager markets, including our Advisor Managed Accounts, Plan Advantage, and Personal Target-Date Fund Service offerings. Advisor Managed Accounts is designed to integrate with a range of recordkeepers—where RIAs can incorporate their asset allocation and fund-selection capabilities into our managed accounts program. Plan Advantage is an online platform designed to help financial professionals onboard new plans, obtain plan provider pricing, and offer investment lineups with our integrated 3(21) or 3(38) fiduciary service. Our Personal Target-Date Fund Service leverages Morningstar Retirement’s extensive network of recordkeepers, as well as its scalable technology platform, to help bring the power of personalization to asset managers by helping them build and power a more individualized targetdate fund allocation for retirement plan participants, based on a handful of data points.

Disclosures: https://www.morningstar.com/company/disclosures/retirement

myAccownt

Key Contact(s)

Keith Mayfield

206.660.2821 • keith@myaccownt.com

Firm Profile

In Business Since: 2024

Seattle, WA • myaccownt.com

Payroll Integrations Inc.

Key Contact(s)

Doug Sabella

doug@payrollintegrations.com

Jeff Kayajanian jeff@payrollintegrations.com

myAccownt is a participant-engagement platform built by 401(k) specialists to help advisors grow revenue, scale service, and deliver measurable results. Filling the gap between advisors, HR, and participants, it blends personalized salary-deferral visuals, a sponsor-branded resource hub, and customized plan messaging to boost deferrals and streamline servicing with consistent, compliant communication. Advisors gain efficiency and profitability, HR saves time with fewer questions, and participants make smarter contribution decisions that build stronger retirement income. myAccownt turns complex retirement plan communication into clarity, action, and measurable value—helping advisors stand out and deliver more to every client relationship.

Product / Service Category

Advice/Guidance, Participant Communications, Software

Product / Service Description

myAccownt is an instantly available personalized 401(k) engagement platform— no meeting prep, no downloads—ready for advisors to present one-on-one or in large group presentations the moment it’s needed. Built by 401(k) specialists, it delivers measurable results for participants, advisors, and HR teams alike. Deliver comprehension, not education.

Salary-Deferral Visualizer

Participants see, in real time, how even a 1% deferral change affects today’s paycheck and future retirement income. This clear, personal view drives significant increases in contribution rates and long-term retirement wealth with most able participants choosing 5% or higher deferral rates. Also significantly increases Roth comprehension and usage, positively impacting retirement income.

Plan-Branded Resource Hub

A custom, sponsor-branded microsite centralizes forms, plan details, and instructions. HR teams gain a single, always-current destination that ensures consistent communication—even through staff turnover—while freeing time from repetitive questions.

Targeted, Consistent Messaging

Customized plan messaging keep advisors, HR, and participants aligned. Key details like auto-features, employer contributions, vesting, rollin instructions are customized for each sponsor/recordkeeper.

Impact

• Participants: Confident, well-informed contribution choices lead to better participation and salary deferral rates.

• Advisors: Scalable servicing, higher plan assets, and stronger client relationships translate to measurable per plan revenue increases.

• HR Teams: Less administrative burden, fewer repeated questions, and continuity of messaging even with personnel changes. Easier HR servicing leads to higher advisor retention rates.

myAccownt turns complex plan communication into clarity and action— providing an always-ready solution that benefits every stakeholder and delivers measurable value from the first use.

Derek Winegard derek@payrollintegrations.com

Firm Profile

In Business Since: 2018

Payroll Integrations is a leading iPaaS platform founded in 2018 that automates the secure transfer of payroll and employee data to retirement plan and benefits providers. By partnering directly with the nation’s largest payroll companies, we deliver true API-based integrations that eliminate manual file exchanges, reduce errors, and accelerate implementation timelines. Our institutional partnerships and dedicated support ensure sponsors, TPAs, recordkeepers, and advisors benefit from seamless connectivity, compliance, and reliability across the retirement and benefits ecosystem.

Product / Service Category Software

Product / Service Description

Payroll Integrations provides direct, API-driven connectivity between payroll systems and retirement plan recordkeepers, benefits platforms, TPAs, and related service providers. Our platform eliminates the inefficiencies and risks of manual data handling by securely transmitting contributions, eligibility, demographic, and employment data directly from payroll into plan administration systems.

We partner exclusively under signed agreements with major payroll providers, including ADP, QuickBooks, Paychex, Paylocity, and isolved, to ensure highquality and accurate data, and scalable, fully supported integrations.

Payroll Integrations is trusted by the nation’s largest retirement providers and benefits platforms to deliver the most reliable payroll connectivity in the industry, helping sponsors and participants alike benefit from seamless, automated data flows.

PCS Retirement, LLC

Key Contact(s)

Matt Drummond

267.780.3344 • matthew.drummond@pcsretirement.com

Jordan Migneault

215.435.1602 • jordan@pcsretirement.com

Julianne Donatelli

732.674.2513 • julianne.donatelli@pcsretirement.com

Firm Profile

In Business Since: 1981

PCS Retirement is among the nation’s largest independent and conflictfree retirement solution providers in the industry. PCS Retirement offers Recordkeeping services to over 26,000 plans and 500,000 eligible participants representing $30+ billion in retirement assets. PCS allows mutual fund companies, investment managers and other financial institutions to offer leading white label and branded retirement solutions for the complete spectrum of retirement plans and accounts.

Product / Service Category

Asset Allocation, Administrative Services, Trustee/Custody, Consulting/Plan Design, Participant Communications, Lost Participants, Software, Other

Product / Service Description

Penelope

Key Contact(s)

Jean Smart

415.412.8747 • jean@penelope.co

Frank Anguiano

862.881.2557 • frank@penelope.co

Erin Esparza

503.913.0712 • erin@penelope.co

Firm Profile

In Business Since: 2021

Penelope is a retirement technology firm that has built a fully digital embedded recordkeeping platform to help TPAs, advisors, and benefits administrators scale their 401(k) offerings efficiently while reducing cost and complexity. Founded in 2021 by Jean Smart, a financial services industry veteran, our professional team brings decades of hands-on experience in retirement services, plan administration, wealth management, recordkeeping platform implementation, and systems development. Penelope is committed to a conflict-free model; we provide highly-customizable user experiences in your brand and do not sell directly to employers.

Product / Service Category Software

Product / Service Description

New York, NY • penelope.co

Columbus, OH • pension-resources.com

Pension Resource Institute

Key Contact(s)

Jason C. Roberts

Annie Messer

Karen DiStasio Main Office

913.236.9841 • info@pension-resources.com

Firm Profile

In Business Since: 2010

Product / Service Category

Advice/Guidance, Consulting/Plan Design, Software, Other

Product / Service Description

• ERISA Expertise: Practical resources, model forms, and proactive rule monitoring that simplify complex requirements and keep firms ahead of regulatory change.

• Growth Strategy: Hands-on consulting and strategic guidance that balance fiduciary obligations with business objectives to drive sustainable growth.

• Advisor Enablement: Training, practice management tools, and clientfacing resources that prepare advisors to capture opportunities across plan formation and rollovers.

As regulations shift, our resources adapt. The dedicated PRI team is always available to provide timely, accurate information for critical decision-making without incurring extra cost.

See how our expertise and tools give you the confidence to expand, compete, and win new clients. Reach out to us at info@pension-resources.com for more information or to schedule a demo.

PlanAdminIQ by ERISApedia

Key Contact(s)

Bridget Foley

319.774.1314 • bfoley@pensionpro.com

Firm Profile

In Business Since: 2014

Product / Service Category Software

Product / Service Description

PlanAdminIQ is a powerful new tool designed to provide deep insights into the pension plan Recordkeeping/Administration Industry. This tool is built on the confirmed identity of the Recordkeeper (unbundled plans) or TPA (unbundled plans). PlanAdminIQ is comprised of three modules that each provide unique perspectives into firms that provide recordkeeping (RK) and administrative (TPA) services to plan sponsors.

PlanAdminIQ Firm Dashboard provides a deep dive into an individual RK/TPA firm. This dashboard provides over 200 KPIs on seven views. Some of the toplevel KPIs include total assets under administration and total plans administered. The dashboard also evaluates key metrics such as participant demographics, compliance rates, risk management, and overall performance.

Firm Criteria Search allows users to search for RK/TPAs based on all of the searchable elements in the dashboard. For example, a user could search for all RK/TPAs with at least $100 million in assets under administration and Average Assets Per Plan of at least $100,000 per participant.

The Market Analytics page will provide lists of RK/TPAs ranked by various criteria such as assets under administration, total number of non-qualified plans, etc. The Market Analytics page will also allow comparisons of hand-picked RK/ TPA peer groups.

Overall, PlanAdminIQ provides C-suite executives with the data-driven intelligence needed to optimize their service offerings, ensure regulatory compliance, and make informed strategic decisions.

Tools & Technology

Radish Plan

Key Contact(s)

Kyle Bagley

405.850.9934 • kyle@radishplan.com

Justin Boeckman

405.315.3404 • justin@radishplan.com

Ted Benna

ted.benna@benna401k.com

Firm Profile

In Business Since: 2024

Oklahoma City, OK • radishplan.com

Retirement Plan Marketing

Key Contact(s)

Sasha Aguirre

619.230.5464

Alex Jackels

619.230.5464

Firm Profile

Radish, created by the “Father of the 401k”, empowers employees to earn more and achieve more—all while driving the business forward. As emergency savings is the must-have benefit of the future, The Radish Plan addresses the urgent needs of non-highly compensated employees. It is a 401(a) qualified retirement plan that is totally employer funded and the first IRS-approved performance incentive plan that eliminates employer payroll taxes and drives measurable results. It is the only incentive program on the market that allows employers to use tax deferred funds to help business retain talent, increase profitability, and provide financial security for employees.

Product / Service Category

Advice/Guidance, Consulting/Plan Design, Software, Other

Product / Service Description

• The Radish Plan is a qualified employer-funded retirement/incentive plan (based on a 401(a) prototype) that gives employers flexibility to allocate contributions based on performance or eligibility criteria — rather than relying on employee salary deferrals.

• Designed by Ted Benna (widely known as the “Father of the 401(k)”) in collaboration with the provider team.

• Targeted for middle- to lower-income employees (e.g., hourly workers, employees who may struggle to participate in a traditional 401(k)) and employers who want to drive recruitment, retention, and performance incentives.

• Contributions are employer funded; employee salary deferrals aren’t required.

• Because it’s employer contributions and not employee deferrals, the design allows for avoiding many of the compliance/discrimination headaches of a typical 401(k) for non-highly compensated employees (NHCEs).

• The design also enables tax efficiencies: employer contributions may avoid FICA, unemployment, and workers’ compensation taxes when structured correctly.

• The platform is tech-enabled: integration with payroll/HR systems (e.g., through Finch Inc.) allows automated census, performance data, and tracking—making it easier to administer than many legacy plans.

• It can operate alongside a traditional 401(k) — giving employers a complementary benefit rather than a full replacement.

• sasha@401k-marketing.com

• alex@401k-marketing.com

In Business Since: 2016

We help retirement plan advisors grow with compliance-friendly, done-foryou marketing. Specializing in the retirement plan niche, we provide scalable solutions from foundational resources to fully outsourced campaigns that save time, build credibility, and engage plan sponsors and participants.

Our membership model blends strategy and execution, supported by a robust content library and professional design. Advisors choose us because we understand ERISA and deliver accurate, beautifully branded materials that position them as trusted plan experts.

Product / Service Category

Advice/Guidance, Administrative Services, Consulting/Plan Design, Participant Communications, Software

Product / Service Description

• Business development marketing for retirement plan advisors.

• High-impact marketing tools that elevate your brand, improve communication, and build credibility with today’s digital-savvy plan sponsors.

• A scalable, consistent process that saves time while helping you educate sponsors and participants, engage COIs, and attract the right decision-makers.

• Content Portal | 100+ ready-to-use, compliance-friendly resources

• Sales Enablement | Customizable decks, brochures, and collateral

• Done-for-You Strategy | Campaigns and execution support

• AI Sales Assistant | Smart, messaging for follow-up

• Weekly Pipeline Campaigns | Consistent business development

• Relationship Manager Support | Guidance and execution help

• Leverage Retirement Plan Marketing to grow faster and earn more 401(k) business.

Savi Solutions PBC

Key Contact(s)

Roger Eldridge

608.733.2684 • reldridge@teamsavi.com

John Hansen 651.247.2510 • jhansen@teamsavi.com

Firm Profile

Product / Service Category Software

Product / Service Description

Smith + Howard, PC

Key Contact(s)

Claudia Perez, CPA – Director, Assurance Services Group

404.879.3260 • cperez@smith-howard.com

Jennifer Styers – Client Relations Lead, Assurance Services Group 708.882.0557 • jennifer.styers@smith-howard.com

Firm Profile

In Business Since: 1971

Founded in 1971, Smith + Howard is a nationally recognized accounting and advisory firm. Our Employee Benefit Plan Audit practice serves plans of all sizes, including 401(k), 403(b), pension, health and welfare, MEP, PEP, and ESOPs. Our dedicated Employee Benefit Plan team combines accuracy, technical expertise, and a client-focused approach, making Smith + Howard a trusted partner for businesses and nonprofits seeking exceptional audit and advisory services. In addition to benefit plan audits, we provide assurance, tax, and consulting services across various industries, helping organizations stay compliant and meet their objectives.

Product / Service Category

Advice/Guidance, Consulting/Plan Design, Other

Product / Service Description

Smith + Howard is a leading accounting and advisory firm dedicated to helping businesses and individuals achieve lasting success. We combine deep expertise with a client-focused approach to deliver practical solutions that meet today’s needs and anticipate tomorrow’s opportunities.

Our Assurance Services provide financial statement audits, reviews, and compilations, including employee benefit plan audits. We offer reliable reporting, strengthen internal processes, and give stakeholders confidence in the accuracy and integrity of financial information.

Through our Tax Services, we guide businesses, individuals, and families in planning and compliance. Our team delivers proactive strategies to minimize tax exposure, identify opportunities, and provide clarity in navigating changing regulations.

Our Advisory Services are designed to support organizations at every stage of growth. From outsourced accounting and CFO services to risk management, technology consulting, and strategic planning, we equip clients with the tools and insights needed to improve performance and achieve long-term goals.

We also provide Specialized Services such as business valuation, litigation support, and transaction advisory. These services deliver objective insight, helping clients make informed decisions in complex situations.

At Smith + Howard, we see every client relationship as a partnership. We are committed to clear communication, exceptional service, and solutions that create measurable value. Our goal is to help clients move forward with confidence and position themselves for continued growth.

SS&C Technologies

Key Contact(s)

Brian Duval

312.925.0127

• brian.duval@sscinc.com

Larry McQuaid

617.543.0155 • lmcquaid@sscinc.com

Jon Wolff

716.572.1634 • jonathan.wolff@sscinc.com

Firm Profile

In Business Since: 1986

SS&C powers workplace savings, helping millions pursue a more secure financial future and better retirement outcomes. We help you adapt to the evolving retirement landscape, enhance the client experience, and accelerate growth for your business. Our flexible business model, technology-driven solutions, and customizable menu of services support your full range of products, channels, and customer needs and align with your long-term goals— no matter where your services reside on the retirement spectrum.

Our integrated, end-to-end solutions include:

• Account Administration and Servicing

• Financial Wellness, Education and Communications

• Rollover Solutions

• Retirement Income

• Advisor Solutions

• Retirement Intelligence

Product / Service Category

Other

Product / Service Description

SS&C’s RolloverCentral® simplifies rollovers with a paperless, real-time process. By connecting recordkeepers and IRA providers, most rollovers can be completed online in less than 20 minutes and the IRA funded in 3–5 business days, significantly reducing a participant’s time out of market.

• For recordkeepers: Automate rollover workflows to reduce inefficiencies, errors and fraud while cutting costs by eliminating paper and manual processing. Gain real-time oversight with transaction tracking, account reconciliation and revenue-sharing reports. The streamlined, secure process can help retain more assets and support distributions.

• For plan sponsors: Enhance participant satisfaction with fast, easy rollovers while reducing compliance risks through automation. Improve program management with oversight features that streamline operations, enhance reporting accuracy and provide real-time visibility.

• For participants: Complete IRA rollovers in 3–5 days with a fully digital, paperless process that minimizes errors and ensures accurate deposits. Explore distribution options, compare IRA providers and access educational resources— all through a simple, secure platform.

SS&C’s Automatic Rollover Program (ARP) is a systematic and comprehensive rollover program for easy management of terminated participant accounts for active plans and terminated plans. ARP simplifies the administration of mandatory rollovers at the plan level. The rollover servicing platform automates the exchange of participant data between plans, administrators, and selected IRA providers. ARP offers the choice of multiple IRA providers, electronic enrollment and paperless transaction processing, participant notification letters, participant search services, automatic IRA openings within 24 hours, plan sponsor enrollment, notification and contractual processes, and reconciled fund activity reports.

The Wealth Pool

Key Contact(s)

Ed Lamark

312.404.5577 • ed@thewealthpool.com

Firm Profile

In Business Since: 2021

Product / Service Category

Software, Other

Product / Service Description

The Wealth Pool (TWP) empowers both participants and advisors through a shared financial planning platform designed to bridge the gap between Retirement and Wealth.

Participants use TWP to:

• Build a complete household inventory of assets, liabilities, income, and expenses

• Set and track goals, life events, and “what-if” scenarios through easy DIY planning tools

• Compare their finances anonymously to peers via TWP’s unique “pool” benchmarks

• Receive real-time insights and automated feedback to improve day-to-day financial decisions

• Gain clarity, confidence, and control over their financial lives

Advisors leverage TWP to:

• Offload time-consuming data gathering and discovery to participants

• Identify ideal prospects using FICO-like household scores and anonymized peer data

• Pinpoint rollover-ready households and high-potential wealth opportunities via custom triggers

• Deliver planning-centric advice at scale and power Salesforce with rich participant intelligence

• Promote their brand and services through co-branded invitations and customized experiences

Thrive

Key Contact(s)

Bill Harmon

303.378.0973 • bill@silverlionsla.com

Beth Krasnow

216.337.0054 • beth@silverlionsla.com

Firm Profile

In Business Since: 2017

Thrive is a FinTech and Advisory firm that addresses key inhibitors to optimizing retirement savings. This includes student loan debt, inadequate college tuition savings, emergency savings, and HSAs.

Product / Service Category

Other

Product / Service Description

Thrive has a unique approach to addressing the key inhibitors to optimizing retirement saving. We can use an established budget such as the retirement plan match or profit sharing contribution and allow employees to select where that money goes. It can continue to go into the retirement plan, or it can match student loan payments, 529 savings, Emergency Savings, or HSA. This flexibility meets employees where they are in their financial journey, which helps attract and retain quality employees.

Thrive also has expertise in navigating the complex federal student loan relief programs and can help individuals find the best path toward relief. It starts with a free review of the current loan(s) and then the individual can choose to hire the expert to enroll in the appropriate programs or do it on their own.

TRAU & TPSU

Key Contact(s)

Fred Barstein

561.371.4902

• Fred@TRAUniversity.com

Diane Barstein

561.308.7133

• Diane@TRAUniversity.com

Jessona McDonald

Jessona@TPSUniversity.com

Firm Profile

In Business Since: 2009

In partnership with elite RPAs acting as lecturers, The Plan Sponsor University (“TPSU”) delivers fiduciary education and training for plan administrators in unique half day programs across the country offering CE. TRAU C(k)P Designation was created in collaboration with UCLA Anderson launched in 2010 for experienced financial services professionals - the iC(k)P is a collaboration with DCIIA. RPA Due Diligence helps Plan Sponsors conduct RPA RFPs. 401kTV delivers leading content to 50,000 plan sponsors. RPA Roundtables convenes senior leaders from major firms from TPA, Recordkeepers, Broker Dealers and Aggregators to discuss challenges and opportunities.

Product / Service Category

Other

Product / Service Description

Executive Education and Training:

• TRAU C(k)P Designation in collaboration with UCLA Anderson Executive Education

• TRAU iC(k)P Designation in collaboration with DCIIA

• TPSU C(k)PF Designation for Plan Administrators

• SPARK ARPC & ARPS in collaboration with SPARK Institute

Vestwell

Key Contact(s)

Richard Tatum, President, Workplace Savings

615.480.3244 • richard.tatum@vestwell.com

Christian Romano, SVP, Strategic Partnership Development

401.829.8126 • christian.romano@vestwell.com

Eli Landow, Managing Director, Head of Workplace Sales & Distribution

203.631.0679 • eli.landow@vestwell.com

Firm Profile

In Business Since: 2016

Product / Service Category

Asset Allocation, Administrative Services, Trustee/Custody, Consulting/Plan Design, Participant Communications, Lost Participants, Software

Product / Service Description

Weaver

Key Contact(s)

Kerri Franz

832.320.3226 • kerri.franz@weaver.com

Rance Buss

832.320.3410 • rance.buss@weaver.com

Aracely Rios

972.448.6925 • aracely.rios@weaver.com

Firm Profile

In Business Since: 1950

Employee benefit plan (EBP) audits have been a core part of Weaver’s audit and assurance services for over 50 years. We audit more than 600 plans each year for more than 500 plan sponsors. Our experience includes audits of defined contribution plans such as 401(k), 403(b) and profit sharing plans, traditional pension and cash balance defined benefit plans, employee stock ownership plans (ESOPs), and health and welfare plans.

Whether you manage a single employer plan, a multiemployer plan or a multiple employer plan, Weaver’s employee benefit plan auditors are equipped to support you. We audit plans for organizations with 100 participants up to those with over 50,000 employees across many states. Our process accommodates your schedule, reducing disruption to your team while maintaining audit quality.

Product / Service Category

Other

Product / Service Description

• Ranked among the top 25 employee benefit plan auditors in the U.S., we hold the number 18 position in total plan assets audited. Our employee benefit plan audit services help clients with annual DOL reporting requirements and fiduciary responsibilities.

• Weaver audits more than 600 employee benefit plans annually.

• Audits include qualified defined contribution plans such as 401(k), 403(b), profit sharing and ESOPs (including those that require a Form 11-K filing), as well as defined benefit plans and health and welfare benefit plans.

• We audit a range of plans for private, not-for-profit and public organizations and less than $1 million in plan assets to more than $20 billion.

• We have experience with audits with 100 participants all the way to publicly traded companies, governmental agencies and organized labor organizations with more than 500,000 employees.

• We focus on tailored solutions aligned with ERISA and DOL reporting deadlines with the knowledge to help plan administrators and sponsoring companies meet their fiduciary responsibilities.

New York, NY • vestwell.com

Wilshire Advisors, LLC

Key Contact(s)

Brian Thomas

312.762.5505 • bthomas@wilshire.com

Carolyn Pejsa

312.762.5508 • cpejsa@wilshire.com

Leah Emkin

310.260.6689 • lemkin@wilshire.com

Firm Profile

In Business Since: 1972

Wilshire is a leading global financial services firm and trusted partner to a diverse range of approximately 300 leading institutional investors and financial intermediaries. Our clients rely on us to improve investment outcomes for a better future. Wilshire advises on over $1.5 trillion in assets and manages $125 billion in assets as of June 30, 2025. Wilshire is headquartered in the United States with offices worldwide.

Product / Service Category

Asset Allocation, Advice/Guidance, Consulting/Plan Design, Other

Product / Service Description

Wilshire oversees defined contribution solutions representing $266 billion in assets (as of June 30, 2025), including a comprehensive suite of institutionalcaliber ERISA 3(21) and ERISA 3(38) plan fiduciary services, along with participant advice and managed account solutions. Today more than 85,000 plans utilize Wilshire’s plan fiduciary services, and more than 281,000 plan participants utilize our managed account solutions. Wilshire is dedicated to expanding retirement plan coverage by empowering employers, their advisors and service providers with independent investment solutions focused on driving better outcomes.

Santa Monica, CA • wilshire.com

Financial Wellness

Getting employees actually to engage with financial wellness offerings is always an issue, leading to nudges (digital and otherwise), gamification, and anything else that can grab and hold their attention in an increasingly distracted environment. So, how are we doing, as an industry?

A recent study from PNC Bank revealed broad, consistent trends when compared with previous years’ results, though the percentage of workers who reported being stressed about their finances ticked down slightly.

The survey findings showed that 68% of workers report being “somewhat” or “very” stressed about their financial situation — down slightly from 70% in 2024 and 71% in 2023. Notably, in 2025, 69% of employers surveyed believed their workers were facing financial stress, down significantly from 78% in 2024 and slightly from 71% in 2023.

Other notable findings include:

• Boomers are feeling better year-over-year. Among those surveyed, 48% of Baby Boomers said they were better off financially this year compared to last year. Across generations, 38% of Gen X participants, 31% of Millennial participants, and 18% of Gen Z participants reported feeling better about their financial situation in 2025 than in 2024.

• Most U.S. workers are comfortable managing debt. Of those surveyed, 72% of workers said they are at least “somewhat” confident in managing debt. Significantly, Gen Z and Gen X reported being less concerned about student loans than last year, and Boomers were less concerned about auto and finance loans in 2025 than in 2024. Millennials’ debt concerns are about the same as last year across all loan types.

• Confidence levels in meeting retirement goals vary across generations. Gen Z is the most confident, with 56% reporting they are “somewhat” or “very confident” that they will meet their retirement goals. Millennials (50%) and Boomers (50%) were equally confident, while Gen X (43%) were the least confident in their ability to meet retirement goals.

• Employers generally think their workers are prepared for retirement. A majority (78%) of U.S. employers believe their workers are prepared for retirement. Conversely, only 45% of workers believe they are prepared for retirement.

• U.S. workers are more likely to stay with an employer that offers more financial wellness benefits. A significant majority (81%) of U.S. workers surveyed said they are more likely to stay with an employer that offers financial wellness benefits, which is up from 78% in 2024. Additionally, 96% of U.S. employers believe they have at least some responsibility to offer financial wellness benefits, up from 94% last year.

— John Sullivan

Inspira Financial Trust, LLC

Oak Brook, IL inspirafinancial.com/business

Key Contact(s)

Pete Welsh

312.404.1909

pete.welsh@inspirafinancial.com

Jenny Sheahan

630.382.5212

jennifer.sheahan@inspirafinancial.com

Mike Kelly

630.368.5634

michael.kelly@inspirafinancial.com

Firm Profile

Primary Market(s) Served

Total Support Staff

Focus Areas Supported

• Focus on outcomes/retirement readiness

• Establishment of emergency savings reserves

• Financial literacy

Advisor Support Services

Other Differentiating Factors

0-50 Employees

50-100 Employees

100-500 Employees

500-1,000 Employees

1,000-5,000 Employees

> 5,000 Employees

Financial Wellness

BPAS

Key Contact(s)

Bradley Bonno

724.487.0443 • bbonno@bpas.com

Sales

866.401.5272 • trustsales@bpas.com

Firm Profile

BPAS is a national provider of retirement plans, benefit plans, fund administration, and institutional trust services. We make it our mission to simplify the complicated by delivering benefit-plan services that solve client challenges without the need to engage multiple providers. One company. One call. We support 6,100 retirement plans, $110 billion in trust assets, $1.3 trillion in fund administration, and more than 910,000 participants. BPAS specialty retirement plan administration practices include auto enrollment plans, multiple employer plans, plans with employer securities, PR 1081 plans, VEBA/115 Trust, HSAs, and cash balance plans.

Primary Market(s) Served

0-50 Employees, 50-100 Employees, 100-500 Employees, 500-1,000 Employees, 1,000-5,000 Employees, > 5,000 Employees

Employer-Clients / Participants Served * 6,100 / 910,000

Total Support Staff

Focus Areas Supported

• Focus on outcomes/retirement readiness

• Debt management/reduction

• Establishment of emergency savings reserves

• Budgeting

• Financial literacy

Other Services

Advisor Support Service(s)

BPAS provides advisors with customizable educational resources, including brandable content, plan-level reports, targeted communications, and turnkey participant materials. These tools enable advisors to deliver personalized client campaigns efficiently. BPAS can also design and deliver a customized education strategy tailored to your plan’s unique needs, if you prefer to outsource.

Other Differentiating Factors

BPAS University and the BPAS University Financial Wellness Center deliver a comprehensive education model supporting financial wellness and retirement readiness. Combined with our enhanced education package options, these resources provide participants with competitive, accessible tools while offering advisors a robust, customizable framework to increase engagement and improve retirement outcomes.

Empower

Key Contact(s)

Peter Kapinos

617.535.8986 • peter.kapinos@empower.com

Stephanie Bodhi

303.737.2248 • stephanie.bodhi@empower.com

Firm Profile

Empower is a leading provider of workplace and financial wellness solutions, helping more than 19 million individuals plan for their future with confidence. With a mission to empower financial freedom for all, we deliver personalized education, advice, and planning resources that support not only retirement savings, but the broader financial challenges people face throughout their lives. This approach has been proven to increase engagement, motivate positive action, and improve financial outcomes.

Primary Market(s) Served

0-50 Employees, 50-100 Employees, 100-500 Employees, 500-1,000 Employees, 1,000-5,000 Employees, > 5,000 Employees

Employer-Clients / Participants Served *

88,682 / 19,142,985

Total Support Staff 13,200

Focus Areas Supported

• Focus on outcomes/retirement readiness

• Debt management/reduction

• Establishment of emergency savings reserves

• Budgeting

• Financial literacy

Other Services

Empower helps people see their entire financial picture in one place, connecting workplace benefits with personal savings, advice, and planning tools. The award-winning Empower Personal Dashboard™ allows participants to link outside accounts,assets, debts, and other factors within a comprehensive financial portal. Integratedfeatures include real-time tracking of net worth, cash flow, budgeting, debtmanagement, emergency savings, and college planning. The experience helps people take control of their finances and take action toward their goals.

Advisor Support Service(s)

Advisors partnering with Empower have access to analytics, reporting, and digital engagement tools designed to strengthen relationships and expand opportunities. Our education programs and financial wellness resources are designed to complement advisor relationships by helping participants take action on advice. Advisors can also leverage Empower’s planning platform, communications engine, and workplace data insights to enhance engagement and measure progress across all segments of their client base.

Other Differentiating Factors

Empower’s experience connects advice, people, and technology through one unified financial wellness experience. Personalized dashboards, early-saver tools, and long-term financial planning capabilities make it easier for people to plan, save, and invest with confidence. Learning resources, such as Education by Empower webinars and The Currency™ newsletter, make financial learning engaging and accessible. Advisory and planning services complement the experience with one-on-one guidance tailored to every financial stage.

HUB International

Key Contact(s)

Joe DeNoyior

703.847.4321 • joe.denoyior@hubinternational.com

Greg Koleno

312.912.0169 • greg.koleno@hubinternational.com

James Owen

951.779.8654 • james.owen@hubinternational.com

Firm Profile

Chicago, IL • hubrpw.com

Headquartered in Chicago, HUB International advises businesses and individuals on how to reach their goals with tailored risk, insurance, employee benefits, retirement and wealth services. With 20,000 employees in 650 offices across North America, HUB is a leading insurance broker. Through HUB FinPath, our financial wellness platform, we help employers strengthen the financial health of their workforce. Participants gain access to trusted financial coaches, unbiased guidance, and interactive tools to achieve financial wellness. Visit www.hubrpw.com

Primary Market(s) Served

0-50 Employees, 50-100 Employees, 100-500 Employees, 500-1,000 Employees, 1,000-5,000 Employees, > 5,000 Employees

Employer-Clients / Participants Served * 10,000 / 2,400,000

Total Support Staff 827

Focus Areas Supported

• Focus on outcomes/retirement readiness

• Debt management/reduction

• Establishment of emergency savings reserves

• Budgeting

• Financial literacy

Other Services

HUB Retirement and Private Wealth was formed to offer comprehensive client services at the plan sponsor, employee and individual level. HUB offers retirement plan consulting on 401(k), 403(b), 457(b), 409(a) non-qualified deferred compensation, 162 bonus and defined benefit plans. In addition, HUB is a leading full-service global insurance broker.

Advisor Support Service(s)

Investment research, monitoring and reporting - 3(21) or 3(38) fiduciary services, development and monitoring of investment policy statement, quarterly investment reviews, plan design consulting, expense and vendor benchmarking and analysis, performance monitoring, plan committee meeting coordination, employee and plan success measures and retirement readiness reporting, fiduciary risk management and governance.

Other Differentiating Factors

We feature a HUB Dashboard made up of the following elements:

• Fiduciary Decisions: a value and fee benchmark tool

• PlanTools: an investment management tool

• Catapult: a vendor RFP tool

*as of 6.30.25

Key Contact(s)

Steve Jans

952.674.2146 • sjans@nfp.com

Jessica Espinoza

301.581.7337 • jessica.espinoza@nfp.com

Firm Profile

NFP, an Aon company, offers financial education solutions that provide an endto-end financial wellness platform to help your employees create confidence in their financial life. Our goal is to help reach a successful and financially secure retirement by becoming financially well.

Primary Market(s) Served

0-50 Employees, 50-100 Employees, 100-500 Employees, 500-1,000 Employees, 1,000-5,000 Employees, > 5,000 Employees

Focus Areas Supported

• Focus on outcomes/retirement readiness

• Debt management/reduction

• Establishment of emergency savings reserves

• Budgeting

• Financial literacy

Other Services

Financial Wellness Assessment | One-on-one meetings | Quarterly Newsletter | Quarterly Webinars | Group Workshops

Advisor Support Service(s)

Group workshops are customized and presented to employees along with one-on-one meetings to establish any action plans. The financial professionals assist employees to take action to better their financial well-being. Results are measured at the company level and shared with the employer.

Other Differentiating Factors

NFP Financial Education is a financial wellness program that is outsourced off the plate of the employer so they can focus on their daily duties to grow their business. All employee outreach, engagement, campaign development, implementation, management, and success metrics are monitored and reported to the employer quarterly.

Buffalo, NY • NottinghamAdvisors.com

Nottingham Advisors, Inc.

Key Contact(s)

Timothy Calkins, CFA

716.633.3800 • Timothy.Calkins@NottinghamAdvisors.com

Michael Skrzypczyk, CFA

716.633.3800 • Michael.Skrzypczyk@NottinghamAdvisors.com

Nicholas DiRienzo, CFA

716.633.3800 • Nicholas.DiRienzo@NottinghamAdvisors.com

Firm Profile

Founded in 1981, Nottingham Advisors is an SEC-registered investment advisor headquartered in Buffalo, New York. The firm maintains a national presence with clients in more than 30 states and offers various solutions to individual and institutional clients. They specialize in providing customized investment solutions for institutional clients including pension plans, endowments, foundations, and other organizations.

Primary Market(s) Served

0-50 Employees, 50-100 Employees, 100-500 Employees

Total Support Staff 12

Focus Areas Supported

• Due Diligence

• Line-up Management

• Discretionary or Non-Discretionary Advisory Services

• Asset Management for Cash Balance and Traditional Defined Benefit Plans

• Customized Liability Driven Investment Strategies

Other Services

SMAs | Custom Fixed Income | ALM/LDI

Advisor Support Service(s)

• SMAs

• Custom Fixed Income

• ALM/LDI

• OCIO

Other Differentiating Factors

At Nottingham Advisors, we have a team of experienced, highly-credentialed investment professionals who employ a robust investment management process. We pride ourselves on delivering a high level of client service while being able to articulate all elements of the portfolio decision-making process— from portfolio construction to research to implementation to trading— because all decision are made in-house by our team. We pride ourselves on delivering advice that is objective, conflict-free, and solely in the best interests of our clients. As a fiduciary, we put your institution’s interests first. Our team works closely with you to develop a tailored investment strategy that aligns with your goals, risk tolerance, and long-term vision.

Nottingham is willing to work directly with plan committees or support advisors behind the scenes who prefer to maintain the client relationship.

OneDigital

Key Contact(s)

Laura Rogers

913.338.5300

• laura.rogers@onedigital.com

Frank Zugaro

330.384.7261

• frank.zugaro@onedigital.com

Kyle Bingham

kyle.bingham@onedigital.com

Firm Profile

Through OneDigital’s comprehensive financial wellness program, we meet people wherever they are in their financial journey. Each retirement client receives personalized portal access, offering tailored education, expert guidance, and on-demand connections to trusted financial coaches or advisors. With powerful readiness and planning tools, we help address a full spectrum of financial needs and empower individuals to plan confidently for the future.

Primary Market(s) Served

0-50 Employees, 50-100 Employees, 100-500 Employees, 500-1,000 Employees, 1,000-5,000 Employees, > 5,000 Employees

Employer-Clients / Participants Served * 7,000 / 1,750,000

Total Support Staff 116

Focus Areas Supported

• Focus on outcomes/retirement readiness

• Debt management/reduction

• Establishment of emergency savings reserves

• Budgeting

• Financial literacy

Other Services

We offer holistic financial wellness support—from mental health resources and executive planning to maximizing employer-sponsored benefits like HSAs. Our guidance goes beyond the retirement plan, and is designed to help employees make informed decisions and thrive both financially and personally.

Advisor Support Service(s)

OneDigital retirement plan participants have access to personalized 1:1 guidance from experienced financial advisors through our Financial Academy. This individual support is designed to build financial confidence, empower informed decision-making, and help participants navigate their financial journey with clarity and purpose.

Other Differentiating Factors

Every employee of the clients we serve receives personalized financial guidance at no additional cost.

We have an unique integration across employer and benefits businesses. This positioning allows us to deliver holistic, human-centered resources that meet individuals where they are regardless of financial sophistication, background, or needs.

Questis

Key Contact(s)

Andy Kramer

917.673.9047 • andy.kramer@questis.co

Carrie Frasure

919.539.8859 • carrie.frasure@questis.co

Firm Profile

Transforming Financial Wellness

Our platform combines one-on-one coaching, smart financial tools, and actionable insights to help your users build lasting financial confidence. Once integrated, employees or plan participants gain immediate access to unlimited coaching sessions and our full suite of financial planning resources.

Primary Market(s) Served

50-100 Employees, 100-500 Employees, 500-1,000 Employees, 1,000-5,000 Employees, > 5,000 Employees

Employer-Clients / Participants Served * 700 / 100,000

Focus Areas Supported

• Focus on outcomes/retirement readiness

• Debt management/reduction

• Establishment of emergency savings reserves

• Budgeting

• Financial literacy

Advisor Support Service(s)

Expand your services, increase revenue, and deliver proven financial wellness solutions to your clients. Strengthen your client relationships by providing a benefit that addresses clients’ biggest challenge and opportunity: cash flow and spending. Questis is a comprehensive solution for optimizing engagement and effectiveness, and scaling your business.

Other Differentiating Factors

Financial wellness for all - We believe financial confidence shouldn’t be limited by income, industry, or job title. Through personalized 1:1 support and accessible AI-powered technology, we’re building a future where every employee has the tools and guidance to achieve their financial goals.

Key Contact(s)

Chelsea Kiehler

402.343.3693 • ckiehler@retirementplanningcenter.com

Ava Stewart-Wein

402.343.3681 • awein@insuractive.com

Firm Profile

Financial Wellness for Everyone, knowledge and personalized guidance from first paycheck to last — and every life moment between. RPC is customizable to the needs of your group allowing you to only pay for what you need and want. With a 40-year history rooted in the Medicare education we expanded in 2022 to launch RPC because every retiree said the same thing, I wish someone would have told me sooner.

Primary Market(s) Served

0-50 Employees, 50-100 Employees, 100-500 Employees, 500-1,000 Employees, 1,000-5,000 Employees, > 5,000 Employees

Employer-Clients / Participants Served *

125 / 195,000

Total Support Staff

Focus Areas Supported

• Focus on outcomes/retirement readiness

• Debt management/reduction

• Establishment of emergency savings reserves

• Budgeting

• Financial literacy

Other Services

Financial Planning | Insurance Education | Investment Education | Executive Compensation Solutions | Retirement Transition Support-Medicare/ Social Security

Advisor Support Service(s)

Working with an Advisor is optional, employees can opt to simply engage with coaches for education. But if users want help on execution, they have access to a network of advisors who can support with individual insurance cases and portfolio management.

Other Differentiating Factors

Unlimited access to financial professionals at three levels: Coaches, Advisors, and Specialists. Flexibility, affordability, customization, support and customer service. Our program was designed to make implementation and utilization easy, the RPC program can also support other company wellness initiatives with complementary resources.

Tenafly, NJ • questis.co

Financial Wellness

Savi Solutions PBC

Key Contact(s)

Roger Eldridge

608.733.2684 • reldridge@teamsavi.com

John Hansen

651.247.2510 • jhansen@teamsavi.com

Firm Profile

Primary Market(s) Served 0-50 Employees, 50-100 Employees, 100-500 Employees, 500-1,000 Employees, 1,000-5,000 Employees, > 5,000 Employees

Employer-Clients / Participants Served * 650 / 500,000

Total Support Staff

Focus Areas Supported

• Debt management/reduction

• Financial wellness

Other Services

Advisor Support Service(s)

Personalized 1:1 counseling ensures employees receive expert support to optimize strategies and maximize savings.

Other Differentiating Factors

All-in-one platform, single fee, complete access. Savi’s all-in-one platform delivers everything employers need to help their employees manage student debt and education benefits. With a single, transparent fee, organizations unlock complete access to tools, guidance, and personalized support—making it simple, cost-effective, and impactful.

SmartPath

Key Contact(s)

Alok Deshpande

770.366.8163 • alok@smartpathfinancial.com

Stuart Lawder

770.363.8107 • stuart@smartpathfinancial.com

Christine Nero

203.736.7509 • christine@smartpathfinancial.com

Firm Profile

SmartPath is the leading provider of comprehensive financial education solutions in the country. Its robust offering includes daily educational classes, one-on-one coaching, and digital tools that empower individuals on the journey to financial freedom. Founded in 2010 and supporting over 700,000 users, SmartPath delivers its financial education solutions in partnership with financial institutions, fintech companies, and employers nationwide. For more information, visit www.joinsmartpath.com

Primary Market(s) Served

100-500 Employees, 500-1,000 Employees, 1,000-5,000 Employees, > 5,000 Employees

Employer-Clients / Participants Served * 45 / 1,000,000

Total Support Staff 5

Focus Areas Supported

• Focus on outcomes/retirement readiness

• Debt management/reduction

• Establishment of emergency savings reserves

• Budgeting

• Financial literacy

Other Services

SmartPath provides financial education solutions including live and on-demand classes, custom digital courses, benefits explainer videos, and financial coaching and advising.

Advisor Support Service(s)

Participants with access to SmartPath coaching and advising services gain access to a dedicated financial expert who offers guidance on a wide range of personal finance topics, including retirement readiness, debt management, budgeting, home ownership, and more!

Other Differentiating Factors

• The platform, classes, and coaching are available in English and Spanish.

• Personalized content recommendations based on user demographics.

• Custom benefits education can be embedded in onboarding and annual enrollment.

• SmartPath usage has been proven to increase retirement savings and reduce healthcare costs.

• No product sales/endorsements, ensuring objective and customer-aligned advice.

SS&C Technologies

Key Contact(s)

Brian Duval

312.925.0127 • brian.duval@sscinc.com

Jim Costello

671.521.8339 • jim.costello@sscinc.com

Alicia Hartjen

508.450.9868 • ahartjen@sscinc.com

Firm Profile

Winchester, CT • ssctech.com

The Wealth Pool

Key Contact(s)

Ed Lamark

312.404.5577

Firm Profile

SS&C powers workplace savings, helping millions pursue a more secure financial future and better retirement outcomes. We help you adapt to the evolving retirement landscape, enhance the client experience, and accelerate growth for your business. Our flexible business model, technology-driven solutions, and customizable menu of services support your full range of products, channels, and customer needs and align with your long-term goals—no matter where your services reside on the retirement spectrum.

Primary Market(s) Served

0-50 Employees, 50-100 Employees, 100-500 Employees, 500-1,000 Employees, 1,000-5,000 Employees, > 5,000 Employees

Employer-Clients / Participants Served * 55,000 / 1,000,000

Total Support Staff 25

Focus Areas Supported

• Focus on outcomes/retirement readiness

• Debt management/reduction

• Establishment of emergency savings reserves and 529 Plans

• Budgeting

• Financial literacy

Other Services

We offer a suite of services to help advisors effectively engage participants and improve participant outcomes, including Campaign Manager (a targeted, ongoing email program), custom plan microsites, and a variety of financial planning tools.

Advisor Support Service(s)

GuidancePlus and AdvicePlus equip individuals with personalized tools to understand and improve their retirement income strategy, optimize investment strategies, recommend asset allocations, support mutual fund selection, and capture participant choices. Through our partnership with Income Discovery, we offer a Paycheck module that lets your clients create an optimal drawdown strategy.

Other Differentiating Factors

We are the only financial services provider with over 3,000 educational assets in our library, with new content created monthly to support a life-stage-based education program. Highly configurable solutions, including Sage, a secure GenAI LLM that educates users and drives them to engage with an advisor.

Chicago, IL • thewealthpool.com

• ed@thewealthpool.com

The Wealth Pool (est. 2021) is a digital financial planning platform that organizes household “pools” of assets, liabilities, income, and spending. TWP empowers advisors to lead with planning, surface rollover and wealth opportunities, and convert participants into long-term clients. With payroll data integrations and a native Salesforce sync, TWP delivers FICO-like household scores and actionable insights that bridge Retirement and Wealth.

Primary Market(s) Served 0-50 Employees

Total Support Staff 5

Focus Areas Supported

• Focus on outcomes/retirement readiness

• Debt management/reduction

• Establishment of emergency savings reserves

• Budgeting

• Financial literacy

Other Services

TWP offers self-directed financial planning and household data insights that bridge Retirement and Wealth. Services include:

• Payroll and account aggregation

• FICO-like household scoring

• Native Salesforce integration

• Advisor co-branding and lead generation

Advisor Support Service(s)

TWP equips advisors to scale planning and prospecting. By shifting data entry and organization to participants, advisors can focus on deeper conversations. Tools include:

• Salesforce-driven prospect scoring

• Co-branded participant experiences

• Rollover and wealth opportunity identification Helping advisors bridge Retirement and Wealth with measurable growth.

Other Differentiating Factors

TWP turns financial planning into a social, data-driven experience. Participants organize their full financial lives, set goals, and benchmark against peers. Advisors gain anonymized insights, rollover triggers, and Salesforce-ready opportunities—bridging Retirement and Wealth while empowering households with confidence, clarity, and control.

Financial Wellness

Veery Capital

Key Contact(s)

Cortney Milner

302.660.3350 • cmilner@veerycapital.com

Sarah Shaw

302.660.3350 • sshaw@veerycapital.com

Bri DiFrancesco

302.660.3350 • bdifrancesco@verycapital.com

Firm Profile

Primary Market(s) Served

0-50 Employees, 50-100 Employees, 100-500 Employees, 500-1,000 Employees, 1,000-5,000 Employees, > 5,000 Employees

Employer-Clients / Participants Served * 8 / 3,211

Total Support Staff

Focus Areas Supported

• Focus on outcomes/retirement readiness

• Debt management/reduction

• Establishment of emergency savings reserves

• Budgeting

• Financial literacy

Other Services

Discuss Investment Allocation, Plan Benefits/Policies, Beneficiaries, Retirement Planning, Debt Management, Emergency Savings, Budgeting, Buy/Refinancing, Insurance, College Savings, Estate Docs, SS/Medicare, Outside Investment Accounts, Rollover of old 401k plan assets, and Current Contribution Amount to plan.

Advisor Support Service(s)

Other Differentiating Factors

Working within a team vs. an individual advisor.

World Investment Advisors

Key Contact(s)

Troy Hammond

888.201.5488 • troy.hammond@worldadvisors.com

Mike Woods

888.201.5488 • mike.woods@worldadvisors.com

Jennifer Tanck

888.201.5488 • jennifer.tanck@worldadvisors.com

Firm Profile

World Investment Advisors, formerly Pensionmark Financial Group, is a national network of over 630 advisors and staff across 100+ locations in the U.S. As of 12/31/2024, our advisors support $72 billion in assets across a variety of channels, including $56.2 billion in regulatory assets under management (AUM). Our SMARTMap Financial Wellness Program helps lay the groundwork for a solid financial foundation by building healthy habits with participants’ financial goals in mind. Learn more here: smartmap.worldadvisors.com

Primary Market(s) Served

0-50 Employees, 50-100 Employees, 100-500 Employees, 500-1,000 Employees, 1,000-5,000 Employees, > 5,000 Employees

Employer-Clients / Participants Served * 6,000 / N/A

Total Support Staff 66

Focus Areas Supported

• Focus on outcomes/retirement readiness

• Debt management/reduction

• Establishment of emergency savings reserves

• Budgeting

• Financial literacy

Other Services

Support services are coupled with self-service resources to meet employees where they are on their financial journeys. We offer virtual mini-courses, webinars, and calculators on a wide variety of personal finance topics, so employees can engage with us in their ideal learning style.

Advisor Support Service(s)

• Program implementation material & onboarding guidance

• Virtual & in-person education meetings

• Ongoing engagement reporting

Other Differentiating Factors

Employees are assigned their own personal Financial Advocate, and there is no limit to the number of financial guidance calls they can schedule. Additionally, our Financial Advocate team provides conflict-free advice, and is not incentivized to recommend any specific financial products to employees.

Your Money Line

Key Contact(s)

Candace Luebbehusen

317.699.9252 • candace.luebbehusen@yourmoneyline.com

Firm Profile

Your Money Line (YML) is a leading financial wellness benefit that helps employees manage money challenges, plan for the future, and achieve goals. Through an all-in-one mobile app, AI-powered tools, and unlimited access to certified, unbiased financial coaches, YML delivers personalized guidance at every stage of life. Founded in 2017 by financial expert and author Peter Dunn (Pete the Planner®), YML now supports hundreds of thousands of households in building financial confidence and retirement readiness.

Primary Market(s) Served

0-50 Employees, 50-100 Employees, 100-500 Employees, 500-1,000 Employees, 1,000-5,000 Employees, > 5,000 Employees

Employer-Clients / Participants Served *

310 / 296,151

Total Support Staff

Focus Areas Supported

• Focus on outcomes/retirement readiness

• Debt management/reduction

• Establishment of emergency savings reserves

• Budgeting

• Financial literacy

Advisor Support Service(s)

Your Money Line partners with plan advisors to improve retirement outcomes by helping employees build everyday financial confidence. Our AI-powered platform and certified, unbiased coaches deliver personalized guidance across all areas of money. YML deepens engagement, drives measurable results, and strengthens advisor-client relationships.

Other Differentiating Factors

Your Money Line sets itself apart with AI-powered personalization, turnkey HR engagement support, and empathetic 1:1 coaching from certified, unbiased experts. We help employees solve real-life money questions today, building trust and improving financial confidence for stronger retirement readiness tomorrow.

Nonqualified Deferred Compensation

The advantages (and differentiation) that nonqualified deferred compensation plans (NQDC) provide are increasing their popularity with advisors and employers alike.

Simply put, advisors who include nonqualified deferred compensation plans (NQDC) in their product offerings can significantly enhance C-suite relationships.

Employers looking to differentiate themselves and their benefit offerings — particularly in a tight labor market — continue to rely on NQDC plans to make their benefits packages more competitive.

NAPA sister organization, the Plan Sponsor Council of America’s most recent NQDC Plan Survey, shows an increased focus on education and retirement readiness, though these plans are still primarily used to differentiate the compensation package for top talent.

The findings also show that 78% of respondents provide NQDC-specific education, a notable increase from only half of plans five years ago.

While the majority (85.2%) stated that they offer a plan to ensure a competitive benefits package and nearly 60% offer a plan to retain eligible employees, nearly the same percentage offer a plan to help eligible employees accumulate retirement assets (58.8%) and nearly half offer a program to allow highly compensated employees (HCEs) to defer the same proportion of their income as other employees.

PSCA’s annual NQDC survey, developed by industry leaders from PSCA’s NQDC committee, monitors and analyzes trends and best practices in providing enhanced retirement benefits to key employees.

Data highlights include:

1. Plan eligibility: On average, 6.5% of total employees are eligible to participate in NQDC plans. Position/job title remains the most common eligibility criterion, followed by committee approval.

2. Participation: 61% of eligible employees participate in the NQDC plan, deferring an average of 12% of base pay and nearly 30% of bonus pay.

3. Employer match: 80% of employers make contributions to the NQDC plan — half of which make a “restoration match” designed to fill the gap from the match excluded from the 401(k) plan due to IRS limits.

4. Investment options: A third of organizations use the exact same investment options in the NQDC plan as in their qualified plan, while nearly 30% have a similar, but not exact, lineup. Organizations offer an average of 23 funds in the NQDC plans.

5. Distributions: Nearly 80% of plans allow distributions at separation of service, three-quarters allow them upon death, and half allow them only at a pre-designated time selected by the participant.

— Hattie Greenan

Sacramento,

benefitRFP, a Simplicity company

Key Contact(s)

David Cox

913.392.2299 • david.cox@benefitrfp.com

Bob Nienaber

bob.nienaber@benefitrfp.com

Firm Profile

benefitRFP, a Simplicity company, is one of the nation’s largest independent providers of nonqualified deferred compensation and executive benefit plan services. With over 40 years of experience, we design, implement, and administer custom executive benefit and employer-owned life insurance plans. Our independent, technology-driven platform securely delivers end-to-end solutions, including consulting, funding, recordkeeping, and compliance, to help organizations recruit, reward, and retain top talent, enhance retirement outcomes, and improve financial results while thriving amid change.

Primary Market(s) Served

Micro: < 10 eligible participants and < $250,000 in annual contributions

Small: 11 to 50 eligible participants and $250,001 to $500,000 in annual contributions

Mid: 51 to 100 eligible participants and $500,001 to $1,000,000 in annual contributions

Large: 101 to 500 eligible participants and $1,000,001 to $5,000,000 in annual contributions

Mega: 500 eligible participants and > $5,000,000 in annual contributions

Informal Funding Supported

Separate Account Life Insurance, General Account Life Insurance, Institutional Investments, Fixed Indexed Life, Letters of Credit, Annuities, Hybrid Financing, Alternative Investments, Exchange-traded Funds (ETFs), Company Stock, Mutual Funds, Unfunded

Key Differentiating Services

benefitRFP is a national leader in nonqualified deferred compensation and executive benefit solutions. We deliver end-to-end support, including plan design, funding strategies, administration, and participant education, using proprietary tools like benefitDIAGNOSTIC™, planBUILDER™, and the Heatmap. Our flexible, open-architecture platform, benefitADMIN™, serves all employer types, from large corporations to small businesses, offering NQDC, SERPs, 401(k) mirrors, and other COLI/BOLI strategies. Independent and consultative, we enhance executive retirement outcomes, streamline operations for HR and finance, and provide advisors with expert support, combining technology, hightouch service, and deep NQDC expertise to deliver efficient, cost-effective, and results-driven solutions.

Recordkeeping Platforms Used

Our benefitADMIN™ platform is robust and secure, allowing clients to implement plans using multiple funding methods and incorporating any options available under 409A. We have the flexibility to use other administrative platforms as needed.

Broadridge Financial Solutions, Inc.

Key Contact(s)

Michael Hlavin

847.562.0743 • michael.hlavin@broadridge.com

Michael Kleeman

720.620.1247 • michael.kleeman@broadridge.com

Broadridge

855.252.3822 • sales@broadridge.com

Firm Profile

Broadridge Retirement and Workplace Solutions helps you transform the way you operate, innovate, and grow. For non-qualified plans, you can rely on the vital trading, rabbi trust, custodial, and consultation services needed for these unique plan types. From plan inception through change in control transactions, you get flexible funding options, discretionary trustee services, paying agent services, and more. Leverage Broadridge Retirement and Workplace, an independent partner with 25+ years dedicated to non-qualified plan services.

Primary Market(s) Served

Micro: < 10 eligible participants and < $250,000 in annual contributions

Small: 11 to 50 eligible participants and $250,001 to $500,000 in annual contributions

Mid: 51 to 100 eligible participants and $500,001 to $1,000,000 in annual contributions

Large: 101 to 500 eligible participants and $1,000,001 to $5,000,000 in annual contributions

Mega: 500 eligible participants and > $5,000,000 in annual contributions

Informal Funding Supported

Separate Account Life Insurance, General Account Life Insurance, Institutional Investments, Annuities, Hybrid Financing, Alternative Investments, Exchangetraded Funds (ETFs), Company Stock, Mutual Funds, Unfunded

Key Differentiating Services

• Experienced directed trustee, discretionary trustee and/or custodian for revocable or irrevocable trusts from plan inception through change in control transactions

• Consolidated reporting services for assets held away at your preferred custodian

• COLI servicing and reporting with automated links to most major carriers for cash surrender values

• 1041 Informational Tax Letter preparation and filing

• Automated trading links with many TPA partners

• Paying agent services and participant tax reporting for both W2 and 1099NEC tax forms

• Mutual fund revenue sharing collection services

• Online web portal provides plan investment holdings, transactions history and activity details for benefit payments

• In-House Legal Staff

Recordkeeping Platforms Used

Broadridge is not a recordkeeper and does not require a proprietary platform. We work with recordkeepers and TPAs across multiple systems and can support non-qualified and other specialized retirement plans.

CapAcuity

Key Contact(s)

Bryant Kirk

407.576.0899 • bkirk@capacuity.com

David Baum

407.592.3777 • dbaum@capacuity.com

Tom Cook

407.576.0227 • tcook@capacuity.com

Firm Profile

CapAcuity provides consulting and asset management services to businesses that sponsor non-qualified executive benefit plans. CapAcuity’s services are designed to address marketplace trends impacting these plans, and to help improve financial results for the plan sponsor while enhancing retirement outcomes for plan participants.

Primary Market(s) Served

Mid: 51 to 100 eligible participants and $500,001 to $1,000,000 in annual contributions

Large: 101 to 500 eligible participants and $1,000,001 to $5,000,000 in annual contributions

Mega: 500 eligible participants and > $5,000,000 in annual contributions

Informal Funding Supported

Separate Account Life Insurance, General Account Life Insurance, Institutional Investments, Hybrid Financing, Alternative Investments, Exchange-traded Funds (ETFs), Company Stock, Mutual Funds, Unfunded

Key Differentiating Services

We provide institutional investment advisory services to corporate sponsors of non-qualified executive retirement plans, defined benefit plans and defined contribution plans. We are unbiased regarding funding strategies, and choose the “best fit” funding strategy based on each plan sponsor’s specific objectives. Our proprietary ALM system allows us to manage the alignment of assets and liabilities efficiently and accurately. Finally, we have built a robust, leading-edge information technology platform, which is overseen by our Chief Technology Officer and in-house technology development team.

Recordkeeping Platforms Used

Proprietary asset administration platform.

Empower

Key Contact(s)

Peter Kapinos

617.535.8986 • peter.kapinos@empower.com

Stephanie Bodhi

303.734.2248 • stephanie.bodhi@empower.com

Firm Profile

Empower is a leading provider of workplace savings and executive benefit solutions, helping organizations attract and retain top talent while supporting the financial well-being of their leaders. Empower’s nonqualified plan services combine flexible plan design with innovative technology to deliver a seamless experience for both plan sponsors and participants. Our modern platform and proactive service model simplify administration for plan sponsors and help executives see how their benefits fit into their broader financial plan.

Primary Market(s) Served

Micro: < 10 eligible participants and < $250,000 in annual contributions

Small: 11 to 50 eligible participants and $250,001 to $500,000 in annual contributions

Mid: 51 to 100 eligible participants and $500,001 to $1,000,000 in annual contributions

Large: 101 to 500 eligible participants and $1,000,001 to $5,000,000 in annual contributions

Mega: 500 eligible participants and > $5,000,000 in annual contributions

Plans/Participants Served By Type*

Other Defined Contribution (Account Balance Plan): 85,469 / 18,000,343

457(f) Plans: 577 / 63,060

Other: 626 / 80,097

Informal Funding Supported

Annuities, Hybrid Financing, Alternative Investments, Company Stock, Mutual Funds

Key Differentiating Services

Empower’s nonqualified administration platform offers real-time access to balances, deferral elections, and investment performance in one integrated view. Our offering includes comprehensive plan administration, automated compliance and reporting, and participant tools for personalized projections and financial planning. Dedicated relationship managers and specialized consulting teams provide ongoing strategic support to optimize plan design, enhance engagement, and align executive benefits with organizational goals.

Recordkeeping Platforms Used Empower recordkeeping platform.

Lake Mary, FL • capacuity.com

Newcleus

Key Contact(s)

Dan Barbaree

267.229.2301 • dbarbaree@newcleus.com

Chris Pezalla

267.760.6015 • cpezalla@newcleus.com

Firm Profile

Yardley, PA • newcleus.com

Newport, an Ascensus company

Key Contact(s)

Michael Dunn

336.369.2296

• michael.dunn@newportgroup.com

Mike Shannon

407.531.5677 • mike.shannon@newportgroup.com

Clay Kennedy

469.964.2212 • clay.kennedy@newportgroup.com

Newcleus is defining new potential for a wide array of businesses with highly innovative investment strategies that outperform what’s historically been available. We deliver proven expertise and excellence by specializing in retention and retirement, focusing on NQDC, and maintaining true independence by not being restricted to any product, carrier, or solution. In this way, we can generate greater income, savings, and talent loyalty for our 750+ clients.

Primary Market(s) Served

Micro: < 10 eligible participants and < $250,000 in annual contributions

Small: 11 to 50 eligible participants and $250,001 to $500,000 in annual contributions

Mid: 51 to 100 eligible participants and $500,001 to $1,000,000 in annual contributions

Large: 101 to 500 eligible participants and $1,000,001 to $5,000,000 in annual contributions

Plans/Participants Served By Type*

401(K) Mirror Plans: 8 / 100

Other Defined Contribution (Account Balance Plan): 115 / 450 Defined Benefit (Non-account Balance Plan): 245 / 1,400

457(f) Plans: 9 / 20

Phantom Stock/Stock Appreciation Rights Plan: 15 / 75 Other: 175 / 1,275

Key Differentiating Services

NQDC Defined Benefit + Contribution Plan Design and Implementation

Supplemental Executive and Director Retirement Plans: SERP – Salary Continuation Plans and LINQS+ Executive /Director Deferred Comp

• 401k Mirror Plans

• Excess / Make-up Plans

Incentive Retirement Plan

• Phantom Stock and Stock Appreciation Rights

Hedging Strategies and Design with Tax Optimization and Performance Focus

• COLI/BOLI/CUOLI/ICOLI (all employer-owned life insurance strategies)

• NQDC Annuity Strategies

• IDF Design + Customization

• Taxable Asset Management and Servicing

Recordkeeping Platforms Used

Newcleus’ in-house, proprietary MINTS platform was built to match client needs. Clients can manage plans and portfolios easily, while our intuitive design and open architecture enables seamless integration with third-party platforms.

Firm Profile

Newport, an Ascensus company, has been designing, implementing, and administering nonqualified deferred compensation (NQDC) plans for over 40 years. Founded in 1980, Ascensus is a leading enabler of tax-advantaged savings and the nation’s largest independent provider of retirement and education savings plan services.

Primary Market(s) Served

Micro: < 10 eligible participants and < $250,000 in annual contributions

Small: 11 to 50 eligible participants and $250,001 to $500,000 in annual contributions

Mid: 51 to 100 eligible participants and $500,001 to $1,000,000 in annual contributions

Large: 101 to 500 eligible participants and $1,000,001 to $5,000,000 in annual contributions

Mega: 500 eligible participants and > $5,000,000 in annual contributions

Plans/Participants Served By Type*

Other Defined Contribution (Account Balance Plan): 1,449 / 118,273

Defined Benefit (Non-account Balance Plan): 50 / 1,024

457(f) Plans: 52 / 1,277

Phantom Stock/Stock Appreciation Rights Plan: 186 / 17,538

Informal Funding Supported

Key Differentiating Services

Unique Depth and Breadth of NQDC Services

• Relationship Manager with a comprehensive NQDC support team

• Leading market share of 1,700+ NQDC plans

• 400+ NQDC professionals—accountants, attorneys, actuaries, and consultants

Market-Leading Technology

• Purpose-built, proprietary NQDC capabilities

• Customized NQDC-specific web tools

High-Touch Participant Education

• Customized communication strategy/campaign

• Comprehensive education tools

• Dedicated NQDC Participant Service Center

Newport is the industry leader in the NQDC market and has the staff available to assist advisors with sales support, plan design consulting, participant education and funding strategies.

Recordkeeping Platforms Used

Newport’s in-house, proprietary NQDC recordkeeping platform has been built using complete open architecture, allowing for easy systems integration and customization. Integrated within our platform is a daily valuation calculation engine.

NFP Executive Benefits

Key Contact(s)

Jeff Cheshier

512.202.6352 • jcheshier@nfp.com

Firm Profile

New York, NY • nfp.com

Nolan Financial

Key Contact(s)

Bryan Harp

301.907.9500 • HarpB@nolanfinancial.com

Michael Nolan

301.907.9500 • NolanM@nolanfinancial.com

NFP, an Aon company, offers executive benefit solutions that help retirement advisors elevate beyond “just the plan” into trusted consultants on their clients’ most pressing human capital challenges. We equip you to solve the problems traditional retirement plans can’t, from failed testing to retention strategies that align with business goals, to executive savings gaps — while keeping you in the lead with your client.

Primary Market(s) Served

Micro: < 10 eligible participants and < $250,000 in annual contributions

Small: 11 to 50 eligible participants and $250,001 to $500,000 in annual contributions

Mid: 51 to 100 eligible participants and $500,001 to $1,000,000 in annual contributions

Mega: 500 eligible participants and > $5,000,000 in annual contributions

Informal Funding Supported

Separate Account Life Insurance, General Account Life Insurance, Institutional Investments, Fixed Indexed Life, Hybrid Financing, Alternative Investments, Mutual Funds, Unfunded

Key Differentiating Services

Plan sponsors often engage NFP’s Executive Benefits Division through their retirement advisor for three main reasons:

• Flexible design: We build on an open architecture platform, independent of the 401(k) or other benefit plans.

• Stability and support: We serve as a long-term partner in sustaining the executive benefit plans your client’s design.

• Operational relief: We handle the administration so HR and Finance teams can stay focused on their core responsibilities.

Recordkeeping Platforms Used

Proprietary, in-house system: MyDeferral

Steven Varabkanich

301.907.9500 • VarabkanichS@nolanfinancial.com

Bill Myrthil

301.907.9500 • MyrthilB@nolanfinancial.com

Firm Profile

Nolan Financial is an independent and privately owned nonqualified plan administration specialist founded in 1989 and headquartered just outside our nation’s capital in Bethesda, Maryland with associates located in PA, NC, TX, NH and WA. We aren’t a subsidiary of an insurance, mutual fund or any other company. Our singularity of focus combined with our open architecture funding and administration approach enables us to offer the most competitive financing and investment options to our clients.

Primary Market(s) Served

Micro: < 10 eligible participants and < $250,000 in annual contributions

Small: 11 to 50 eligible participants and $250,001 to $500,000 in annual contributions

Mid: 51 to 100 eligible participants and $500,001 to $1,000,000 in annual contributions

Large: 101 to 500 eligible participants and $1,000,001 to $5,000,000 in annual contributions

Mega: 500 eligible participants and > $5,000,000 in annual contributions

Plans/Participants Served By Type*

401(K) Mirror Plans: 136 / 12,227

Other Defined Contribution (Account Balance Plan): 154 / 16,004

Defined Benefit (Non-account Balance Plan): 2 / 55

457(f) Plans: 59 / 5,007

Phantom Stock/Stock Appreciation Rights Plan: 21 / 952

Informal Funding Supported

Key Differentiating Services

• Industry experience: Average 16 years of industry experience with a 13year average tenure.

• Improved plan performance: On average, Nolan Financial increases enrollment by 20% within two years of takeover.

• Independence: We are not a subsidiary of an insurance or mutual fund company (like most of our competitors). We are not selling a particular financial product. We help clients identify the plan design and funding options that meet their goals and objectives.

Recordkeeping Platforms Used

Nolan Financial has its own proprietary region of the Infosys McCamish system.

Principal Financial Group

Des Moines, IA • principal.com

The Pangburn Group

Key Contact(s)

Kathleen Souhrada

515.986.0980 • souhrada.kathleen@principal.com

Nick May

515.313.7899 • may.nick@principal.com

Marcus Wilcke

515.878.6384 • wilcke.marcus@principal.com

Firm Profile

Principal Financial Group(R) is a global investment management leader offering businesses, individuals and institutional clients a wide range of financial products and services, including retirement, asset management and insurance. Based in Des Moines, Iowa, Principal is a recognized leader in the executive benefits industry, with offices across the United States. Since 1978, Principal has supported the design, administration and financing of nonqualified executive benefit solutions for businesses.

Primary Market(s) Served

Micro: < 10 eligible participants and < $250,000 in annual contributions

Small: 11 to 50 eligible participants and $250,001 to $500,000 in annual contributions

Mid: 51 to 100 eligible participants and $500,001 to $1,000,000 in annual contributions

Large: 101 to 500 eligible participants and $1,000,001 to $5,000,000 in annual contributions

Mega: 500 eligible participants and > $5,000,000 in annual contributions

Plans/Participants Served By Type*

Other Defined Contribution (Account Balance Plan): 2,719 / 66,580

Defined Benefit (Non-account Balance Plan): 135 / 1,546

457(f) Plans: 377 / 1,642

Other: 915 / 13,179

Informal Funding Supported

Separate Account Life Insurance, General Account Life Insurance, Institutional Investments, Hybrid Financing, Exchange-traded Funds (ETFs), Company Stock, Mutual Funds, Unfunded

Key Differentiating Services

Principal provides plan sponsors and their participants a comprehensive solution-innovative plan design, multiple financing options, onboarding and administrative services. Plan sponsors experience a service model with features, tools and coordinated support at a national and local level. Our experienced staff sets a high standard of service for both clients and their financial professionals, with the goal of building lasting relationships to meet their evolving needs. We deliver nonqualified plan solutions for all sizes and types of employers, from some of the largest for-profit companies in the country to small and mid-sized businesses as well as tax-exempt organizations.

Recordkeeping Platforms Used

Proprietary Recordkeeping Platform.

Key Contact(s)

Preston Fulco

800.634.3287

• pfulco@pangburngroup.com

Cliff Dixon

800.634.3287 • cdixon@pangburngroup.com

Trisha Morrison

800.634.3287 • tmorrison@pangburngroup.com

Firm Profile

The Pangburn Group offers comprehensive recordkeeping solutions exclusively for nonqualified benefit plans and employer owned life insurance. From plan consultation and implementation to accounting support and compliance, Pangburn’s customer experience and proprietary technology provide a unique offering. Pangburn services businesses, nonprofit organizations, and financial institutions of all sizes in all 50 states and maintains strong relationships with financial advisors, life insurers, trust companies, and other professional advisors, providing exceptional servicing on a fee-for-service basis.

Primary Market(s) Served

Micro: < 10 eligible participants and < $250,000 in annual contributions

Small: 11 to 50 eligible participants and $250,001 to $500,000 in annual contributions

Mid: 51 to 100 eligible participants and $500,001 to $1,000,000 in annual contributions

Large: 101 to 500 eligible participants and $1,000,001 to $5,000,000 in annual contributions

Key Differentiating Services

Exclusively focused on nonqualified plans, our deep expertise provides clients with faster response times and the highest quality service. This specialized concentration allows immediate access to market trends and regulatory knowledge when compliance needs arise. Because we are not a product company, our services are designed to complement financial advisors rather than compete with them. We are unbiased and have the plan sponsor’s best interest in mind. Our reasonable minimum fees and volume discounts ensure fees remain competitive in all segments of the market. Our proprietary and flexible technology, eveloped in-house, results in superior automation and internal efficiencies

Recordkeeping Platforms Used

We have a proprietary platform developed and maintained by our in-house team of programmers.

Voya Financial

Key Contact(s)

Hunter Penland

925.251.3467 • Hunter.Penland@voya.com

Christian Penland

925.251.3468 • Christian.Penland@voya.com

Jennifer Scully

917.373.0168 • Jennifer.Scully@voya.com

Michael Adriatico

513.884.7072 • Michael.Adriatico@voya.com

Shawn Besser

407.867.1860 • Shawn.Besser@voya.com

Firm Profile

Voya Financial, Inc. is a leading retirement, employee benefits and investment company that serves the needs of 15.7 million individual, workplace and institutional clients. As part of our workplace solutions, Voya offers an integrated and simplified qualified and nonqualified plan experience. For more than 50 years, Voya has provided clients with the highest level of quality and service in the design, implementation, and administration of employee and executive benefit plans.

Primary Market(s) Served

Micro: < 10 eligible participants and < $250,000 in annual contributions

Small: 11 to 50 eligible participants and $250,001 to $500,000 in annual contributions

Mid: 51 to 100 eligible participants and $500,001 to $1,000,000 in annual contributions

Large: 101 to 500 eligible participants and $1,000,001 to $5,000,000 in annual contributions

Mega: 500 eligible participants and > $5,000,000 in annual contributions

Informal Funding Supported

Key Differentiating Services

• Consultative plan design support to achieve an employer’s executive compensation goals

• Sophisticated funding structures, including mutual funds and corporateowned life insurance (COLI)

• Tailored services that include participant web tools, enrollment, education and communication resources

• Plan administration and trust services built around a recordkeeping system designed to support the most complex nonqualified plans

• Voya’s Business Ready NQ solution offers a streamlined and cost-effective way for smaller employers to implement NQ plans for their executives

• The Pomona Investment Fund is the first ever private equity investment that can be offered inside of an employer sponsored NQ plan.

Recordkeeping Platforms Used

Voya uses the Relius trading platform supplemented with proprietary capabilities that support a wide range of non-qualified plans. Voya also uses the FIS OMNI platform.

Windsor, CT • Voya.com

Health Savings Account Providers

Morningstar’s 2025 Health Savings Account Landscape report, released in October, delved into how new developments – such as the passing of the One Big Beautiful Bill Act and advancements in artificial intelligence – could have meaningful impacts on the HSA industry.

Additionally, fee competition remains a key factor in driving down costs for investors and expanding the range and quality of HSA offerings.

“In nearly a decade of research, we’ve seen the HSA industry mature considerably as more individuals take advantage of the powerful tax advantages and long-term savings potential these accounts offer,” Greg Carlson, Morningstar’s senior manager research analyst, said in a statement. “Progress is uneven, however, with some major providers still falling short in meeting investor needs. Our ratings shine a light on firms that prioritize transparency, usability, and true investor stewardship, helping people better manage the rising costs of healthcare.”

Key takeaways included:

• HSA assets grew to $146 billion in 2024, marking an 18% yearover-year increase. The attractive tax benefits of HSAs and the widespread adoption of high-deductible health plans (HDHPs) continue to drive growth.

• The enactment of the One Big Beautiful Bill Act in July 2025 will broaden the accessibility of HSAs and could expand the number of participants by three to four million. Rising contribution limits are also strengthening the appeal of HSAs.

• Fidelity maintains its position as industry leader, receiving a High assessment for its spending and investment account offerings. It has distinguished itself with transparent, low-cost pricing, no investment minimums, and the highest available interest rate among the providers evaluated.

• Just four providers – Fidelity, HealthEquity, HSA Bank, and Saturna – earned Above Average assessments or better across both spending and investment accounts, signaling opportunity for broader industry improvement in transparency and ease of use.

• Advancements in AI could support industry improvements, as several provider executives indicated increased investment in technology to help enhance users’ online experience and provide participants with more personalized data and recommendations.

• HSAs offer significant tax advantages – better than those of 401(k) s, IRAs, and 529 plans. Contributions are tax-deductible, and growth, dividends, and interest are tax-exempt. Withdrawals for qualified medical expenses are also tax-free.

Read on to learn about what some of the top companies have to offer in the HSAs they offer.

— John Sullivan

BPAS

Key Contact(s)

Britt Wegener 315.292.6947 • bwegener@bpas.com

Hannie Spitzack

503.319.3266 • hspitzack@bpas.com

Renee House

713.744.3828 • rhouse@bpas.com

Firm Profile

BPAS is a national provider of retirement plans, benefit plans, fund administration, and institutional trust services. We make it our mission to simplify the complicated by delivering benefit-plan services that solve client challenges without the need to engage multiple providers. One company. One call. We support 6,100 retirement plans, $110 billion in trust assets, $1.3 trillion in fund administration, and more than 910,000 participants. BPAS specialty retirement plan administration practices include auto enrollment plans, multiple employer plans, plans with employer securities, PR 1081 plans, VEBA/115 Trust, HSAs, and cash balance plans.

Assets Managed*

Total AUM: $24,488,589

Asset Allocation Fund: $24,488,589

Average Balance / Investment Balance

$4,399 / $4,399

Minimum Investment Threshold * None

Investment Options Available First-dollar investing. The HSA comes with BPAS’s standard fund lineup or true open architecture; participants may elect the same investment options as DC plans.

Advisor Support Service

Participant Education & Tools, Secure Online Portal, Co-branding, Advisor support, and toolbox.

Other Services

VEBA/115 Trusts, Health & Welfare (FSA/DCAP, HRA, Commuter, COBRA), Workplace Retirement Plans, Actuarial & Pension, Health Benefit Consulting, IRA, Fiduciary, Collective Investment Funds, Fund Administration, Institutional Trust and Advisor Coaching.

Empower

Key Contact(s)

Peter Kapinos

617.535.8986 • peter.kapinos@empower.com

Stephanie Bodhi

303.737.2248 • stephanie.bodhi@empower.com

Firm Profile

Empower is a leading provider of workplace savings and financial wellness solutions, helping organizations support the total financial well-being of their employees. Our Empower Consumer-Directed Health™ resources help people connect health and wealth decisions through flexible account options and intuitive digital tools. The Empower Health Savings Account™ (Empower HSA) supports spending, saving, and investing within an integrated experience, helping people manage healthcare expenses today while building taxadvantaged savings for the future.

Assets Managed*

Total AUM: $223,000,000,000

Minimum Investment Threshold * $1000

Investment Options Available

Empower Consumer-Directed Health™ (Empower CDH™) offers three investment account types. Participants may choose managed or self-directed accounts with a curated lineup of 14 ETFs, or a brokerage account providing access to more than 1,000 ETFs and S&P 500® stocks.

Advisor Support Service

Empower’s Consumer Directed Health tools align with broader financial wellness strategies, which can help advisors support their clients’ broader saving and investing goals. Empower’s education resources and participant engagement programs complement advisor relationships and help demonstrate the value of holistic benefits strategies.

Other Services

Empower’s Consumer Directed Health resources include flexible spending accounts, health reimbursement arrangements, and lifestyle spending accounts. Participants can link accounts, invest HSA assets, and access digital tools for budgeting, forecasting, and goal setting. Educational resources and one-on-one support help employees understand their healthcare options, manage expenses, optimize tax strategies, and make confident decisions about their health and financial future.

Oak Brook, IL • inspirafinancial.com

Inspira Financial Trust, LLC

Key Contact(s)

Jeff Thoms

704.421.2318

Jeff Starnes

• jeff.thoms@inspirafinancial.com

818.458.3918 • jeff.starnes@inspirafinancial.com

Firm Profile

Inspira Financial brings together health and wealth with comprehensive, integrated financial wellness solutions for businesses of all sizes and the people they serve—all under one roof, with billions of assets under custody, and powered by the industry’s most trusted experts, service, and technology. Learn more at inspirafinancial.com

Minimum Investment Threshold *

$1000

Investment Options Available

Curated menu of 30 mutual funds powered by BNY or brokerage account powered by HSBA.

Advisor Support Service

Our experts collaborate with you to provide adaptable solutions and tailored communications.

Other Services

In addition to HSAs, Inspira offers LSAs, FSAs (Healthcare, Limited purpose, Dependent care), COBRA and direct billing, HRAs, ESFs, commuter benefits, tuition and adoption reimbursement.

UMB Healthcare Services

Key Contact(s)

Brian M. Hutchin

816.860.1937 • Brian.Hutchin@umb.com

Ruste Pontenberg

260.247.3456 • Ruste.Pontenberg@umb.com

Mark Robich

513.256.3830 • Mark.Robich@umb.com

Firm Profile

UMB makes it easy to plan, save, and pay for healthcare, dependent, and commuter expenses.

As both the HSA custodian and plan administrator for benefits accounts, UMB provides the seamless administration and support you need to bring your benefit strategy to life. Attract and retain employees with financial wellness tools that help them plan, save, and pay for healthcare expenses. You need a partner that’s stable, flexible, efficient, and driven to delight. That’s UMB.

Assets Managed*

Total AUM: $4,780,000,000

Average Balance / Investment Balance

$3,300 / $12,000

Monthly Account Fee*

Minimum Investment Threshold *

$500-$1000

Investment Options Available

UMB HSA Saver® has been designed to provide a simplified approach to your HSA investments. Backed by UMB’s experience and insight, HSA Saver is a powerful tool that just made investing a whole lot easier. Using time-tested mutual fund selection methodologies, UMB has hand-picked quality funds for the accountholder’s personal IMB HSA Saver® portfolio.

Advisor Support Service

UMB provides a full suite of accountholder tools and resources, including communication toolkits.

Other Services

UMB’s HSAs offer a tax-free way to save and pay for healthcare expenses and Medicare premiums. Additional notional accounts - FSAs, HRAs, Commuter, and COBRA.

Voya Benefits Company, LLC,

Key Contact(s)

Josh Czuper

770.712.9500 • Joshua.Czuper@voya.com

Firm Profile

Voya’s Health Account Solutions include HSA, FSAs, Commuter Accounts, HRAs, Direct Billing and COBRA Administration. Saving for healthcare expenses is a significant challenge for individuals to achieve a secure financial future. These solutions, combined with Voya’s Wealth, Health, and Investment Management expertise, will help individuals optimize financial wellness. Voya retirement plan participants utilizing our HSA will see their HSA savings automatically integrated into our Voya retirement participant experience.

Assets Managed*

Total AUM: $484,000,000

Average Balance / Investment Balance

$2,040 / $15,800

Minimum Investment Threshold *

$1,000

Investment Options Available

Voya offers more than 25 investment options providing a diversified mix of active and passive investment options. Funds are managed in-house by Voya Investment Management. Voya provides competitive investment fees and allinclusive administration fees.

Advisor Support Service

Robust participant support and in-house Voya Investment Management expertise.

Other Services

Voya also offers FSAs, HRAs, Commuter Benefits, COBRA, and Direct Bill capabilities.

Become a NAPA Certified Plan Fiduciary Advisor

The designation for the leading 401(k) advisor

Don’t just claim to be a retirement plan expert: prove it!

Special rules apply to 401(k) fiduciaries and NAPA’s Certified Plan Fiduciary Advisor credential program gives you the tools to be a 401(k) specialist. Developed by some of the nation’s leading advisors and retirement plan experts, the CPFA® demonstrates your knowledge, expertise and commitment to working with retirement plans.

QUALIFIES FOR CFP CREDIT

Retirement Income

We conclude with retirement income providers and products only because it’s the newest category and has yet to experience widespread adoption from plan sponsors and participants.

For an industry that’s good with accumulation but could be better with decumulation, the SECURE Act provisions (1.0) boosted retirement income product visibility and utilization. The providers in the following pages are developing innovative solutions to address a very pressing need — a guaranteed source of income that lasts as long as the participants themselves.

AND, if you’re looking for more retirement income expertise, check out NAPA’s new certificate program designed for retirement advisors to evaluate, explain, and implement retirement income solutions for clients.

The Retirement Income for 401(k) Plans Certificate — (RI(k) — will “help advisors define the importance of retirement income solutions and how they are critical to holistic participant outcomes. Advisors will gain insight into effectively communicating these solutions to key stakeholders, selecting optimal plans based on differing factors, and choosing strategies for continuous learning as solutions evolve in the marketplace.”

The certificate program is a self-paced course broken into five interactive modules. Plan advisors will become familiar with retirement income solutions available, the risks they seek to solve, and how to implement them using a prudent process with plan sponsors and participants.

“401(k) plans are tremendously successful workplace savings programs, but they are not yet truly retirement plans,” Brian Graff, CEO of the American Retirement Association (ARA) and Executive Director of NAPA, said. “Retirement income solutions have the promise of addressing this gap, enabling participants to receive income in retirement from plan investments. The goal of Ri(k) is to give plan advisors the tools to help plan sponsors and participants effectively utilize these burgeoning retirement income solutions.”

— John Sullivan

Allianz Life Insurance Company of North America

Minneapolis, MN

allianzlife.com/dcplan

Key Contact(s)

Ben Thomason

561.309.8879

benjamin.thomason@allianzlife.com

Gordy Stead 267.408.0520

gordon.stead@allianzlife.com

Matt Stubblefield 508.331.3811

matthew.stubblefield@allianzlife.com

Firm Profile

For more than 125 years, Allianz Life Insurance Company of North America (Allianz) has been helping Americans prepare for their financial future. Now we’re putting that depth of retirement income experience to work in a solution for defined contribution plans. Designed to work for the reality of retirement today, Allianz Lifetime Income+® Annuity marks a new way to design in-plan annuities with a flexible product design, streamlined connections to plan partners, and increasing income potential.

Product Name

Allianz Lifetime Income+® Annuity

Primary Market(s) Targeted

Micro: <$1 million

Small: $1-$10 million

Mid: $10-$100 million

Large: $100-$250 million

Mega: >$250 million

Mega Mega: >$1 billion

Which recordkeeping platform(s) is the platform connected to/with?* Allianz Lifetime Income+® is currently available to the 65+ FIS Relias based recordkeepers. Allianz is also integrated with SS&C, allowing recordkeepers connected to the SS&C RICC platform to access this product. Through this connection, Allianz Lifetime Income+® is available as part of Empower’s suite of retirement income products.

How is it available in the plan?

• Managed account

• Participant election/opt in

• At retirement

How is the product structured?

Other

What risk(s) is the solution seeking to address?

• Longevity

• Sequence of returns

• Inflation

• Liquidity

• Market risk

• Mortality risk

• Something else

Is there a guarantee/insurer?

Yes

Guarantee Type

GLWB

QDIA-compliant (qualified default investment alternative)?

Yes

Is there flexibility as to when a participant can take income?

Yes

If a participant is separated from service for any reason can they take their contract/investment with them?

Yes

Will the income solution be used in conjunction with some sort of outsourced fiduciary?

Yes

Are there fees for the solution? Explicit, Implicit

Unlocking plan participant views on guaranteed lifetime income

New study from Allianz Center for the Future of Retirement tm uncovers attitudes, preferences, and growing demand for annuities in employer-sponsored plans

ARTICLE BY: Meghan Farrell Senior Manager, Defined Contribution Insights

Allianz Center for the Future of Retirement™

When it comes to bolstering wider acceptance of annuities as part of employer-sponsored plans, a key area to address is the nuanced needs of plan participants.

Our latest State of Lifetime Income Report delves into what plan participants desire and what motivates them regarding guaranteed lifetime income.

Retirement risk perceptions

In retirement planning, the perception of risks plays an important emotional role. Although annuity discussions often focus on longevity risk, our survey indicates that concerns such as inflation, market downturns, unexpected expenses (health-related and non-health-related), and changes to Social Security/Medicare ranked higher as threats to future retirement income.1

Annuities that address these key anxieties through a holistic risk management lens may be wellpositioned to support participants’ needs.

Product/feature preferences

Participants who would consider adding an annuity to their employer-sponsored plan valued full protection from market downturns and growth potential to help address inflation, with 50% and 47% respectively ranking it in their top two features.1 At the same time, at least 9 out of 10 respondents desired features such as flexibility in income payments, the ability to make full or partial withdrawals after income starts, and IRA portability.1 In short, plan participants are interested in products that offer a balance of protection and adaptability to evolving life circumstances.

Advice and support models

73% of participants surveyed expressed interest in annuities as part of their employer-sponsored plan, but said they would need help deciding how much to contribute.1 54% said they would pay a fee for an advice service to manage annuity contributions based on their personal financial situation and goals.1

→ Scan the QR code or visit us at www.allianzlife.com/dcplanresearch

1 The State of Lifetime Income Participant Survey, conducted by the Allianz Center for the Future of Retirement in November 2024 with a nationally representative sample of 2,488 respondents aged 18+ who are currently contributing to an employer-sponsored retirement plan. The Allianz Center for the Future of Retirement produces insights and research as part of Allianz Life Insurance Company of North America (Allianz).

This content is for general informational purposes only. It is not intended to provide fiduciary, tax, or legal advice. Allianz, its affiliates, and their employees and representatives do not give legal or tax advice, or advice related to Social Security or Medicare. Allianz does not provide financial planning services. Guarantees are backed solely by the financial strength and claims paying ability of the issuing company. LIA-364 (5/2025) For institutional use only – not for use with the public.

Retirement Income

401GO

Key Contact(s)

Stan Smith

914.643.6899 • stan@401go.com

Karli Maughan

801.616.3672 • karli@401go.com

Firm Profile

401(k) Technology Optimized for Financial Advisors

Product(S) Name 401GO

Primary Market(s) Targeted Micro: <$1 million, Small: $1-$10 million, Mid: [$10-$100 million

Which recordkeeping platform(s) is the platform connected to/with?*

401GO is a proprietary record-keeping platform with a robust administration engine to run TPA, 3(16), and other required functions for retirement plans. This also gives financial advisors with the ability to provide a custom 3(38) option to their plans on a master level with universal reporting and management.

How is it available in the plan?

Managed account, Target-date Fund, Participant election/opt in, At retirement

How is the product structured? CIT, Mutual fund, Other

What risk(s) is the solution seeking to address? Longevity, Sequence of returns, Inflation, Liquidity, Market risk, Mortality risk, Something else

Is there a guarantee/insurer? No

QDIA-compliant (qualified default investment alternative)?

Yes

Is there flexibility as to when a participant can take income?

If a participant is separated from service for any reason can they take their contract/investment with them?

Will the income solution be used in conjunction with some sort of outsourced fiduciary?

Yes

Are there fees for the solution?

Explicit, Hybrid

ALEXIncome

Key Contact(s)

E. Graham Clark

332.999.7019 • graham@alex.fyi

Ramsey D. Smith

917.833.2638 • ramsey@alex.fyi

Firm Profile

ALEXIncome is an independent 401(k) guaranteed income product design firm that offers custom design advice to asset managers, carriers, plan sponsors, advisors and consultants. They create tailored TDFs for 401(k)s and other DC plans to deliver both growth potential with lower volatility during accumulation years and reliable, sustainable lifetime income in retirement.

Product(S) Name

ALEXIncome

Primary Market(s) Targeted

Mid: [$10-$100 million, Large: $100-$250 million, Mega: >$250 million, Mega Mega: >$1 billion

Which recordkeeping platform(s) is the platform connected to/with?* None

How is it available in the plan? Managed account, Target-date Fund

How is the product structured? CIT

What risk(s) is the solution seeking to address? Longevity, Sequence of Returns, Market risk, Mortality risk

Is there a guarantee/insurer?

Yes

Guarantee Type Something else

QDIA-compliant (qualified default investment alternative)? Yes

Is there flexibility as to when a participant can take income? Yes

If a participant is separated from service for any reason can they take their contract/investment with them?

Yes

Will the income solution be used in conjunction with some sort of outsourced fiduciary?

Yes

Are there fees for the solution? Implicit

Kansas City, MO • americancentury.com

American Century Investments

Key Contact(s)

Kevin Eknaian

646.658.7710 • kevin_eknaian@americancentury.com

John O’Connor

816.340.3863 • john_o’connor@americancentury.com

Glenn Dial

816.340.3131 • glenn_dial@americancentury.com

Firm Profile

American Century Investments is a leading global asset manager founded in 1958. Its 1,400 employees serve clients worldwide from offices in the US, Europe, Hong Kong, and Australia. Delivering investment results to clients enables American Century to distribute over 40% of its dividends to the Stowers Institute for Medical Research, a 500-person nonprofit. The Institute owns over 40% of the company and has received more than $2 billion since 2000 to advance breakthrough biomedical research.

Product(S) Name

Income America

Primary Market(s) Targeted

Micro: <$1 million, Small: $1-$10 million, Mid: [$10-$100 million, Large: $100-$250 million, Mega: >$250 million, Mega Mega: >$1 billion

Which recordkeeping platform(s) is the platform connected to/with?* Empower, Lincoln Financial, Nationwide, MissionSquare

How is it available in the plan?

Managed account, Target-date Fund, Participant election/opt in

How is the product structured?

CIT

What risk(s) is the solution seeking to address?

Longevity, Sequence of Returns, Inflation, Liquidity, Market risk, Mortality risk

Is there a guarantee/insurer?

Yes

Guarantee Type

GLWB

QDIA-compliant (qualified default investment alternative)?

Yes

Is there flexibility as to when a participant can take income?

Yes

If a participant is separated from service for any reason can they take their contract/investment with them?

Yes

Will the income solution be used in conjunction with some sort of outsourced fiduciary?

Yes

Are there fees for the solution?

Explicit

*as of 6.30.25

BlackRock

Key Contact(s)

Carrie Schroen

609.282.3038 • carrie.schroen@blackrock.com

Tina Sanchez

617.342.1682 • tina.sanchez@blackrock.com

Tyler Neenan

312.395.9353 • tyler.neenan@blackrock.com

Firm Profile

BlackRock’s dedicated Defined Contribution team is a partner to plan sponsors and advisors, with the experience and resources to help you build better investment menus and evaluate and enhance plans. Visit http://blackrock.com/advisors/dc to learn more about our DC investment strategies, thought leadership and value add programs

Product(S) Name LifePath Paycheck

Primary Market(s) Targeted Large: $100-$250 million, Mega: >$250 million, Mega Mega: >$1 billion

Which recordkeeping platform(s) is the platform connected to/with?* Voya, Fidelity, Bank of America

How is it available in the plan? Target-date Fund

How is the product structured? CIT

What risk(s) is the solution seeking to address?

Longevity, Sequence of Returns, Inflation, Liquidity, Market risk, Mortality risk

Is there a guarantee/insurer?

Yes

Guarantee Type SPIA

QDIA-compliant (qualified default investment alternative)? Yes

Is there flexibility as to when a participant can take income? Yes

If a participant is separated from service for any reason can they take their contract/investment with them?

Will the income solution be used in conjunction with some sort of outsourced fiduciary?

Are there fees for the solution? Explicit

Retirement Income

Key Contact(s)

Geoff Dietrich

610.279.9455 • Geoff.Dietrich@dietrichannuity.com

Firm Profile

Established in 1980, DIETRICH specializes solely in providing insured institutional solutions to plan sponsors interested in transferring risk from their retirement plans. Through the use of fully-insured group annuity contracts, DIETRICH engineers turnkey insured funding programs for traditional Defined Benefit (pension) plan terminations and pension risk transfers, Defined Contribution plans with guaranteed income options, non-qualified executive compensation plans, retiree medical obligations and OPEB plans.

Product(S) Name

Lifetime Retirement Income

Primary Market(s) Targeted

Micro: <$1 million, Small: $1-$10 million, Mid: [$10-$100 million, Large: $100-$250 million, Mega: >$250 million

Which recordkeeping platform(s) is the platform connected to/with?*

For over 20 years, DIETRICH online annuity calculator (DDQ) tool has provided plan sponsors, advisors and retiring participants with institutionally priced guaranteed income annuity quotes from top rated Dept of Labor 95-1 compliant insurance companies. Quotes are instant and direct from insurance company quote calc engines.

How is it available in the plan?

Participant election/opt in, At retirement

How is the product structured? Other

What risk(s) is the solution seeking to address?

Longevity, Market risk, Mortality risk, Something else

Is there a guarantee/insurer?

Yes

Guarantee Type

SPIA

QDIA-compliant (qualified default investment alternative)?

Is there flexibility as to when a participant can take income?

Yes

If a participant is separated from service for any reason can they take their contract/investment with them?

Yes

Will the income solution be used in conjunction with some sort of outsourced fiduciary?

Yes

Are there fees for the solution?

Hybrid

Empower

Key Contact(s)

Peter Kapinos

617.535.8986 • peter.kapinos@empower.com

Stephanie Bodhi

303.737.2248 • stephanie.bodhi@empower.com

Firm Profile

Empower is a leading provider of workplace savings and financial wellness solutions, helping millions of people pursue their financial goals with confidence. Our Empower Retirement Income Solution helps people turn savings into sustainable income for life, with an approach that brings together innovative investment options, personalized planning tools, and fiduciary advice from financial professionals. Through in-plan and out-of-plan solutions, we help people build a foundation for lasting financial well-being.

Product(S) Name Empower Retirement Income Solution

Primary Market(s) Targeted Micro: <$1 million, Small: $1-$10 million, Mid: [$10-$100 million, Large: $100-$250 million, Mega: >$250 million, Mega Mega: >$1 billion

Which recordkeeping platform(s) is the platform connected to/with?* The Empower recordkeeping platform.

How is it available in the plan? Managed account, Target-date Fund, Participant election/opt in

How is the product structured? CIT, Managed payout, Mutual fund

What risk(s) is the solution seeking to address? Longevity, Inflation, Liquidity, Market risk

Is there a guarantee/insurer?

Yes

Guarantee Type GLWB, QLAC

QDIA-compliant (qualified default investment alternative)?

Yes

Is there flexibility as to when a participant can take income?

Yes

If a participant is separated from service for any reason can they take their contract/investment with them?

Will the income solution be used in conjunction with some sort of outsourced fiduciary?

Yes

Are there fees for the solution? Explicit, Implicit

New York, NY • jpmorgan.com

J.P. Morgan Asset Management

Key Contact(s)

Amanda Moore

614.425.3432 • amanda.k.moore@jpmorgan.com

Steve Rubino

617.366.0488 • stephen.rubino@jpmchase.com

Firm Profile

Product(S) Name

SmartRetirement Lifetime Income

Primary Market(s) Targeted

Large: $100-$250 million, Mega: >$250 million, Mega Mega: >$1 billion

Which recordkeeping platform(s) is the platform connected to/with?* In advanced stages of active conversations with multiple major defined contribution record keepers.

How is it available in the plan?

Target-date Fund, Participant election/opt in, At retirement

How is the product structured?

CIT

What risk(s) is the solution seeking to address?

Longevity, Sequence of Returns, Inflation, Liquidity, Market risk, Mortality risk, Something else

Is there a guarantee/insurer?

Yes

Guarantee Type

GLWB

QDIA-compliant (qualified default investment alternative)?

Yes

Is there flexibility as to when a participant can take income?

Yes

If a participant is separated from service for any reason can they take their contract/investment with them?

Yes

Will the income solution be used in conjunction with some sort of outsourced fiduciary?

Are there fees for the solution?

Explicit

*as of 6.30.25

Key Contact(s)

Melissa Kivett

212.389.2200 • melissa.kivett@kkr.com

Matthew Olenak matthew.olenak@gafg.com

Firm Profile

Primary Market(s) Targeted

Micro: <$1 million, Small: $1-$10 million, Mid: [$10-$100 million, Large: $100-$250 million, Mega: >$250 million, Mega Mega: >$1 billion

Which recordkeeping platform(s) is the platform connected to/with?* N/A

How is it available in the plan? Managed account, Target-date Fund, At retirement

How is the product structured? CIT, Managed payout, Other

What risk(s) is the solution seeking to address? Longevity, Sequence of Returns, Inflation, Liquidity, Market risk, Mortality risk

Is there a guarantee/insurer?

Yes

Guarantee Type SPIA, GLWB, QLAC

QDIA-compliant (qualified default investment alternative)? Yes

Is there flexibility as to when a participant can take income?

Yes

If a participant is separated from service for any reason can they take their contract/investment with them?

Yes

Will the income solution be used in conjunction with some sort of outsourced fiduciary?

Yes

Are there fees for the solution? Explicit, Implicit, Hybrid

Retirement Income

Note Advisors, LLC

Key Contact(s)

Angela M Hall

716.412.0063 • angela@noteadvisor.com

Firm Profile

Buffalo,

Pacific Life

Key Contact(s)

Chris Stout

404.632.1634 • christ.stout@pacificlife.com

Chris McGlynn

860.639.9530 • chris.mcglynn@pacificlife.com

Here at Note Advisors, we believe that every plan should be shaped by the values you hold dear. Our experienced financial planning team provides holistic financial planning ensuring that your values and financial goals are always aligned to help you create a life well-lived. We serve as your unbiased sounding board, aiming to enhance your relationship with money and help you navigate life’s transitions.

Primary Market(s) Targeted Micro: <$1 million, Small: $1-$10 million, Mid: [$10-$100 million

Which recordkeeping platform(s) is the platform connected to/with?* Vanguard/ Ascensus; Fidelity; EPIC; Employee Fiduciary; Principal, Ameritas; Newport; Human Interest

How is it available in the plan?

Target-date Fund, Participant election/opt in

How is the product structured?

Mutual Fund, Other

What risk(s) is the solution seeking to address? Longevity, Sequence of Returns, Liquidity, Market risk

Is there a guarantee/insurer?

QDIA-compliant (qualified default investment alternative)?

Yes

Is there flexibility as to when a participant can take income?

Yes

If a participant is separated from service for any reason can they take their contract/investment with them?

Yes

Will the income solution be used in conjunction with some sort of outsourced fiduciary?

Yes

Are there fees for the solution?

Hybrid

Shane Dawe

203.676.4898 • shane.dawe@pacificlife.com

Firm Profile

For over 160 years, Pacific Life has been a trusted leader in retirement security. We are uniquely positioned to support the evolving needs of Defined Contribution plans through innovative Lifetime Income solutions. Our approach goes beyond traditional offerings, fostering collaboration with strategic partners, advisors, consultants, and plan sponsors to help strengthen retirement outcomes for participants.

Product(S) Name

Income Horizon

Primary Market(s) Targeted

Micro: <$1 million, Small: $1-$10 million, Mid: [$10-$100 million, Large: $100-$250 million, Mega: >$250 million, Mega Mega: >$1 billion

Which recordkeeping platform(s) is the platform connected to/with?*

Income Horizon is designed to ease recordkeeper integration to offer the solution to Plan Sponsors and their participants. Plan Sponsor demand is driving our focus on recordkeeper implementations (three currently underway). Please contact us for specific details. Our standard annuity payout options, including our Pacific Lifetime Income immediate annuity and our Qualifying Longevity Annuity Contract (QLAC) are available through advisors and consultants to their clients and can be made available on all recordkeeper platforms.

How is it available in the plan?

Managed account, Target-date Fund, Participant election/opt in

How is the product structured? CIT

What risk(s) is the solution seeking to address? Longevity, Sequence of Returns, Liquidity, Mortality risk

Is there a guarantee/insurer?

Yes

Guarantee Type SPIA, QLAC

QDIA-compliant (qualified default investment alternative)?

Yes

Is there flexibility as to when a participant can take income?

Yes

If a participant is separated from service for any reason can they take their contract/investment with them?

Yes

Will the income solution be used in conjunction with some sort of outsourced fiduciary?

Are there fees for the solution? Explicit, Implicit

PGIM

Key Contact(s)

Mike Miller

727.204.7825 • michael.d.miller@pgim.com

Tony Fiore

973.508.9383 • anthony.fiore@pgim.com

Clint Barker

973.787.4819 • clint.barker@pgim.com

Firm Profile

Newark, NJ • pgim.com/dc-solutions

Principal Financial Group®

Key Contact(s)

Scott Boyd

860.597.2336 • boyd.scott@principal.com

Jeffrey Snoots

704.620.8036 • snoots.jeffrey@principal.com

Casey Clark

630.874.6444 • clark.casey@principal.com

Firm Profile

PGIM is built on a 150-year legacy of strength, stability, and disciplined risk management through more than 30 market cycles. Managing more than $1.44 trillion in assets, PGIM provides a broad range of investment capabilities and solutions to help participants reach their retirement goals.

PGIM offers a suite of outcome-driven, personalized defined contribution solutions, including target date funds, retirement income strategies, and managed accounts, to deliver lasting financial security before and throughout retirement.

Product Name

PGIM RetireWell solutions

Primary Market(s) Targeted Micro: <$1 million, Small: $1-$10 million, Mid: [$10-$100 million, Large: $100-$250 million, Mega: >$250 million, Mega Mega: >$1 billion

Which recordkeeping platform(s) is the platform connected to/with?* PGIM’s integration with iJoin, provides availability through any of iJoin’s 50+ recordkeeping platforms.

How is it available in the plan?

Managed account, Target-date Fund, Participant election/opt in, At retirement, Other

How is the product structured? CIT, Mutual fund

What risk(s) is the solution seeking to address? Longevity, Sequence of returns, Inflation, Liquidity, Market risk

Is there a guarantee/insurer?

QDIA-compliant (qualified default investment alternative)?

Yes

Is there flexibility as to when a participant can take income?

Yes

If a participant is separated from service for any reason can they take their contract/investment with them?

Yes

Will the income solution be used in conjunction with some sort of outsourced fiduciary?

Yes

Are there fees for the solution?

Explicit

*as of 6.30.25

At Principal Financial Group®, we help plan sponsors maximize their retirement programs while working to improve participant outcomes. Our income strategies include:

• Traditional products and services for regular withdrawal planning

• Managed account services that provide retirement income advice

• Guaranteed income solutions available either at retirement as a qualified distribution option or during the accumulation phase through our in-plan target date series with an annuity investment inside

Product Name

Principal LifeTime Income Builder Index TD Series (coming 2026)

Primary Market(s) Targeted

Small: $1-$10 million, Mid: $10-$100 million, Large: $100-$250 million, Mega: >$250 million, Mega Mega: >$1 billion

Which recordkeeping platform(s) is the platform connected to/with?* Proprietary recordkeeping platform. Planned expansion to external platforms in 2026.

How is it available in the plan? Target-date fund, At retirement

How is the product structured? CIT

What risk(s) is the solution seeking to address? Longevity, Sequence of returns, Inflation, Liquidity, Market risk, Mortality risk

Is there a guarantee/insurer?

Yes

Guarantee Type GLWB, Something else

QDIA-compliant (qualified default investment alternative)?

Yes

Is there flexibility as to when a participant can take income?

Yes

If a participant is separated from service for any reason can they take their contract/investment with them?

Yes

Will the income solution be used in conjunction with some sort of outsourced fiduciary?

Are there fees for the solution? Explicit

Retirement Income

Securian Financial

Key Contact(s)

Kent Peterson

651.587.3394 • kent.peterson@securian.com

Chris LeClair

651.665.1157 • christopher.leclair@securian.com

Firm Profile

Securian Financial is the 6th largest insurance company measured by life insurance in force. With over 23 million clients across North America, we build secure tomorrows for those individuals and their families. Securian offers longevity and capital preservation solutions for defined contribution and defined benefit plans and has over $8 billion of AUM in those markets. Our products serve plans of all plan sizes.

Product Name

Single Premium Income Annuity

Primary Market(s) Targeted

Micro: <$1 million, Small: $1-$10 million, Mid: [$10-$100 million, Large: $100-$250 million, Mega: >$250 million, Mega Mega: >$1 billion

Which recordkeeping platform(s) is the platform connected to/with?*

Securian Financial and PRT product offerings with over 40 intermediaries

How is it available in the plan? At retirement

How is the product structured?

Other

What risk(s) is the solution seeking to address? Longevity

Is there a guarantee/insurer?

Yes

Guarantee Type SPIA

QDIA-compliant (qualified default investment alternative)?

Is there flexibility as to when a participant can take income?

Yes

If a participant is separated from service for any reason can they take their contract/investment with them?

Yes

Will the income solution be used in conjunction with some sort of outsourced fiduciary?

Are there fees for the solution? Implicit

DCIOs

AllianceBernstein 12

Allspring Global Investments 12

American Beacon Partners 13

American Century Investments 13 BlackRock 14

Brandywine Asset Management 14 Capital Group 15

Christian Brothers Investment Services 15 Cohen & Steers 16 Columbia Threadneedle Investments 16

Dimensional Fund Advisors 17

DoubleLine 17

Federated Hermes 18

Fidelity Investments 18

flexPATH Strategies, LLC 19

Franklin Templeton 8

Goldman Sachs Asset Management (GSAM) 19

GQG Partners 20

Invesco 20

Janus Henderson Investors 21

JP Morgan Asset Management 21

KKR 22

Lazard Asset Management 22 Manulife John Hancock Investments 23 MFS Investment Management 23 Morgan Stanley Investment Management 24 Natixis Investment Managers 24 Neuberger Berman 25

MassMutual 79

Mayflower Advisors 79

Meketa Capital 80

MMA Securities, LLC 80

Modern Wealth Management, LLC 81

Newfront Retirement Services, Inc. 81

NFP 82

Note Advisors, LLC 82

OneDigital 83

Osaic 83

Precept Advisory Group LLC, a Marsh & McLennan Agency LLC Company 84

Raymond James Financial 84

RBC Wealth Management 85

RBF 401(k) Advisory Services 85

Renasant Retirement Plan Solutions 86 Retirement Planology 86

RMR Wealth Builders, Inc. 87

SageView Advisory Group 87

Shepherd Financial 88

Smith Bruer 88

Southbridge Advisors, LLC 89

Stonebridge Financial Group 89

Stonemark Wealth Management 90

Strategic Retirement Partners 90

SWBC Retirement Plan Services 91

The Baldwin Group 91

Twelve Points Retirement Advisors 92

UBS Financial Services 92

Veery Capital 93

Venture Visionary Partners 93

Viking Cove Institute 94

Vision401k 94

Vita Planning Group 95

Wealth Enhancement Group 95

Wealthspire Retirement Advisory 96

Wilmington Trust Retirement Advisory 96

World Investments 97

TPAs

Ace Pension Solutions, LLC 100

Assurance Dimensions, LLC 100

BPAS 101

Cardinal Pension Group Inc. 101

CBIZ, Inc 102

Correll Co. 102

Creative Benefit Strategies, Inc. 103

Definiti 103

EGPS 104

Employee Fiduciary 104

Financial Technology, Inc. 105

FuturePlan by Ascensus 105

Heller Pension Associates, Inc. 106

Incentive Benefits, Inc. 106

Integrity Pension Services, LLC 107

Journey Retirement Plan Services 107

July Business Services, LLC 108

Leading Retirement Solutions 108

NPPG/NPPG FIduciary Services 109

OneDigital 109

PCS Retirement, LLC 110

Pentegra 110

Pinnacle Plan Design, LLC 111

ProTPA, LLC 111

Qualified Pension Consultants, Inc. 112

Shore Tompkins Actuarial Resources 112

Smith + Howard, PC 113

Spectrum Pension Consultants, Inc. 113

The Finway Group 114

TriStar Pension Consuliting 114

FinTech

401(k) Marketing 118

BidMoni, Inc. 118

Bodach Partners 119

BPAS 119

Broadridge Financial Solutions, Inc. 120 dailyVest 120

Direct 401k, LLC 121

Fiduciary Consulting Group, Inc. 121

Fiduciary Decisons 122

GROUPIRA, INC. 122

Inspira Financial Trust, LLC 123

IRALOGIX 123

ISS Market Intelligence 124

July Business Services, LLC 124

LeafHouse 125

MethodPlan 125

Micruity, Inc. 126

Nestimate 126

PCS Retirement, LLC 127

PenChecks Trust 127

Penelope 128

Pension Resource Institute 128

Questis 129

Retirement Clearinghouse 129

RPAG 130

Savi Solutions PBC 130

Stadion Money Management 131

The Wealth Pool 131

Venrollment, LLC 132

Vestwell 132

Viserly 133

Tools & Technology

401(k) Annuity Hub 136

Bodach Partners 136

Broadridge Financial Solutions, Inc. 137

Congruent Solutions 137 dailyVest 138

ERISApedia 138

Fiduciary Consulting Group, Inc. 139

Fiduciary Decisions 139

FIS Reliance Trust 140

Freedom Fiduciaries 140

Great Gray Trust Company 141

GSM Marketing 141

Index

Income Lab 142

Inspira Financial Trust, LLC 142

ISS Market Intelligence 143

Judy Diamond Associates 143

Markov Processes International, Inc. (MPI) 144

Morningstar Retirement 144

myAccownt 145

Payroll Integrations Inc. 145

PCS Retirement, LLC 146

Penelope 146

Pension Resource Institute 147

PlanAdminIQ by ERISApedia 147

Radish Plan 148

Retirement Plan Marketing 148

Savi Solutions PBC 149

Smith + Howard, PC 149

SS&C Technologies 150

The Wealth Pool 150

Thrive 151

TRAU & TPSU 151

Vestwell 152

Weaver 152

Wilshire Advisors, LLC 153

Financial Wellness

BPAS 158

Empower 158

HUB International 159

Inspira Financial Trust, LLC 156

NFP 159

Nottingham Advisors, Inc. 160

OneDigital 160

Questis 161

RPC 161

Savi Solutions PBC 162

SmartPath 162

SS&C Technologies 163

The Wealth Pool 163

Veery Capital 164

World Investment Advisors 164

Your Money Line 165

NQDC

benefitRFP, a Simplicity company 168

Broadridge Financial Solutions, Inc. 168

CapAcuity 169

Empower 169

Newcleus 170

Newport, an Ascensus company 170

NFP Executive Benefits 171

Nolan Financial 171

Principal Financial Group 172

The Pangburn Group 172

Voya Financial 173

HSA

BPAS 176

Empower 176

Inspira Financial Trust, LLC 177

UMB Healthcare Services 177

Voya Benefits Company, LLC, a member of the Voya® family of companies 178

Retirement Income

401GO 184

ALEXIncome 184

Allianz Life Insurance Company of North America 182

American Century Investments 185

BlackRock 185

DIETRICH 186

Empower 186

JPMorgan Asset Management 187

KKR 187

Note Advisors, LLC 188

Pacific Life 188

PGIM 189

Principal Financial Group® 189

Securian Financial 190