Fair 082613 by Westfair Business Journal

FAIRFIELD COUNTY

BUSINESS JOURNAL yOur Only sOurCe fOr regiOnal Business news | westfaironline.com

august 26, 2013 | VOl. 49, no. 34

TOP-DRAWER HOMES LOSE THEIR LUSTER

FCBJ this week CLASS IN SESSION A mixed bag of results in standardized testing … 10

By JenniFer Bissell

SANDY’S BILL The superstorm gave its best; insurers countered … 15

jbissell@westfairinc.com

oderately priced homes in Fairfield County are seeing huge spikes in terms of prices and number of homes sold, according to a new report. While the average price of a home sold in New Fairfield increased 66 percent in July compared to last year, the average price of a home sold in Old Greenwich, one of the wealthiest neighborhoods in the state, decreased by nearly 40 percent, according to data released by real estate company William Raveis. “The higher-end pricing is not seeing a comeback as well as the moderately priced homes,” said William Raveis, principal of the largest family-owned real estate company in the Northeast. “Average prices are starting to increase

THE LAW AND THE TWEET Lawyers weigh in on social media’s little-contemplated legal arena … 17 THOROUGHLY TASTEFUL FCBuzz discovers why you can take the person from the town, but not the town from the person … 18

MEDIA PARTNER

» Homes, page 6

Vinnie Fusco, general manager of the Stamford Media Center, and Tracie Wilson, senior vice president of programming and development, NBCUniversal, in Stamford.

RENT!

star power

sPrinGer anD others fUeL tv BooM By JenniFer Bissell jbissell@westfairinc.com

Jerry sPrinGer aGrees his show is an absurdity. But that doesn’t mean it’s not good for Stamford. “It’s nothing but a circus,” Springer said in between show tapings at the Stamford Media Center. “But you’ve got to see it. I think that’s the magic of the show.” And from the state’s perspective, which issues tax credits for the talk show, he’s right. The state wants to keep Springer and

NBCUniversal’s three other talk shows running at the Stamford Media Center. In 2012 NBC spent $57 million in Connecticut through the Stamford Media Center, making it eligible for $17 million in tax credits. Both parties consider it a good deal. The shows mean additional spending in the state that wouldn’t happen otherwise. But they also create a more vibrant community and industry, according to the state Office of Film, Television & Digital Media. Since the state established the film and digital media

aPartMents soar; staMforD JoBs fUeL Gen Y MarKet By Bill Fallon bfallon@westfairinc.com

Norwalk has caught a case of Brooklynitis, embracing rentals to attract young professionals. The so-called Gen Y’ers who are driving today’s rental market increasingly eschew the American dream of homeownership in favor of renting; and when they do buy they are six years older than a generation ago.

» Star, page 6

WHAT A DUMP

» Rent!, page 3

NEWS NOON @

The NEXT big thing By Bill Fallon bfallon@westfairinc.com

he integration and automation industry is a behemoth of software potential at $5 billion, an attentiongetting number that nonetheless had limited value to LogicBroker Inc. and its CEO Payman Zamani. LogicBroker, with 18 employees, produces software in Shelton for automated procurement that includes broad needs like shipping, logistics, supply and resupply. Its target market is in the $5 million to $100 million annual revenue range. If the company lacked a single resource it was in large-scale market analysis that deconstructed the $5 billion market into more usable parts. Enter a 10-month-old state-sponsored business facilitator, CTNEXT, and a “meet and greet” it hosted earlier this year at which Zamani met Gary Breitbart, director of growth company advisory services for the Business Council of Fairfield County. As CTNEXT’s marketing director Kim Demers said, “Peyman Zamani met a few advisers and he could have worked with any of them. But Gary had a specific e-commerce history and Peyman said to me, ‘Gary just got it.’” The next stop was UConn Stamford, where the School of Business is a leading resource — both human and material — for CTNEXT. Breitbart would not personally digest the big data required by LogicBroker, but he knew the UConn Business School could handle the task. Zamani was recently at UConn Stamford with Jud Saviskas, executive director of the Stamford campus School of Business; Brian Brady, instructor in residence and director of the Stamford Learning Accelerator; and others to hear the final presentation

From left, LogicBroker principal Peyman Zamani, UConn instructor and Stamford Learning From left, Amey Nirpase, Nai-Ling Hsiu, Fei Xia, and Yan Li, UConn graduate business students. Accelerator director Brian Brady; UConn Stamford Business School Executive Director Jud Saviskas; and George Huedorfer, LogicBroker’s director of sales.

by the foursome that cracked the marketing code for LogicBroker by dismantling integration and automation needs on the multibillion-dollar macro level and bringing them home. The four are UConn Stamford School of Business graduate-level students Fei Xia, Yan Li, Amey Nirpase and Nai-Ling Hsiu. Their data are already at work, even as they completed their multimonth project Aug. 16. “Their research has been absolutely beneficial,” said LogicBroker’s director of sales George Huedorfer. “Market research like this lets us clearly identify market potential. We can go after customer groups and we can put the data behind it, which is important.” Said Saviskas, “This is a great example of the School of Business putting groups of students on company-sponsored projects that have good results and that can be executed by the company.” “We work with CTNEXT to identify growth companies,” said Brady. “Kim (Demers) saw an excellent opportunity to work with MBA student teams — as in this case — to solve problems and they are

making valuable contributions toward tackling business issues.” Those issues, said Saviskas, run the gamut “from finance to foreign exchange to seaweed nutrient extraction.” CTNEXT has so far helped 400 companies, linking advisers and growth companies. In Hartford this month, CTNEXT sponsored a mentor match. “Almost like speed dating and a lot like a job interview,” said Demers. Of CTNEXT’s facilitating mission, she said, “There’s a ‘click’ part to what we do. Do the parties hit it off? Is there a rapport? There’s an art and a science to what we do. “Companies that opt to work with CTNEXT work with an adviser,” she said. “The adviser, in turn, expedites services, for example, with fundraising, with growth or with helping to solve a complex business problem like with Payman’s company.” Zamani said the distilled market data from the four students had shed light on industries that included consumer electronics, furnishings and pet supplies — highly distribution- and procurementthemed industries of the sort LogicBroker

counts among its clients. LogicBorker’s point man on the project was its COO Karim Hadchiti, who was absent for the meeting. It was Hadchiti, Zamani said, who was “day to day in the trenches” working with the students. In turn, said Brady, “Karim Hadchiti gave the students experience with a senior executive, an entrepreneur and a venture capitalist, including opportunities that would not happen in a typical classroom.” LogicBroker this month also closed Series A financing in the amount of $1.6 million through Connecticut Innovations, the state’s quasi-public authority responsible for growing Connecticut businesses through innovative financing and strategic assistance. The financing came through the Eli Whitney Fund as part of the Series A funding round that included existing and new investors. The money will be used to further fast-track the company’s already impressive growth. Connecticut Innovations reports it has helped bring $4 billion in financing to companies in the state, creating more than 26,000 jobs.

1950s apartments make way for mixed-income modernity By Bill Fallon bfallon@westfairinc.com

Charter Oak Communities broke ground Aug. 14 at the former Vidal Court site in Stamford. Greenfield is the third phase of the Vidal Court revitalization, which features replacement of a 216-unit rental apartment complex developed in 1955. Of Greenfield’s 45 mixed-income housing units, 27 will be rented to low-

or moderate-income households and be designated as replacement housing for Vidal Court. The remaining 18 units will be designated for market-rate households. From left at the groundbreaking are Laure C. Aubuchon, director, Stamford Office of Economic Development; Dara K. Kovel, vice president for multifamily housing, Connecticut Housing Finance Authority; Vincent J. Tufo, executive director and CEO,

2 Week of August 26, 2013 • Fairfield County Business Journal

Charter Oak Communities; Courtney A. Nelthropp, chairman, Charter Oak Communities; Kathleen A. Silard, executive vice president and CEO, Stamford Hospital; Evonne Klein, commissioner, Connecticut Department of Housing; Joseph Schiffer, AIA principal, Newman Architects P.C.; Jennifer Gottlieb Elazhari, program center coordinator, Office of Public Housing, U.S. Department of Housing and Urban Development.

Rent! — » From page 1

The shift happened in Brooklyn as a reaction to booming Manhattan and it is happening in Norwalk in reaction to booming Stamford. Tidal forces crimping young home buyers include a high student debt load — about $550 billion nationally — and a first-hand look at what happened to their parents’ nest-egg homes during the recession. For Joanne Carroll, the past president of the Homebuilders and Remodelers Association of Fairfield County and the current publisher of the glossy trade magazine for the Homebuilders and Remodelers Association of Connecticut, the writing is on the drywall: the move is to multifamily rental construction. “Construction lending is virtually nonexistent except in the multifamily sector,” Carroll said. “There is little money available for single-family and spec building; those projects are using private angels or the hedge funds are putting money into real estate — even for a single project that’s an elaborate property — or they’re self-financing. Sometimes a postage stamp of land is $1 million, so the house has to be $2 million to $3 million.” Carroll, who noted, “Everything I do is industry-based,” reported building permits were up 37 percent statewide in 2012 and up 10 percent this year to date. But permits for five units or more — multifamily/rental — boomed, accounting for half of all permits in 2012 and 36 percent of the permits so far this year. “And these rental units are concentrated in cities like Norwalk,” she said, “which has 60 permits so far this year, up from 40 at this time last year, an indication that much needed apartment homes and buildings will be coming on the market in the near future.” She added: “The Connecticut Labor Department released employment and unemployment data for July today” — Aug. 16 — “showing that the state gained a robust 11,500 jobs on a monthly basis in July. That will mean more Gen Y renters in Connecticut, since that is the market that benefits most from job growth and young people are benefitting most from the improved job market. They’re the ones getting the jobs.” She said simply, “Norwalk is on fire and Gen Y is driving it.” Carroll cited statistics that revealed 88 percent of Gen Y prefers action-filled urban life to the suburbs. They are also $550 billion in debt, she said, more so than any generation before them, and they will not buy a home until they are

on average 34 years old, six years older than in 1980. “These are the prime customers for rentals. Gen Y is driving the rental market. Less than one-quarter of U.S. households are married with 2.5 kids. The single-person household is the fastest-growing segment of the market.” As such, she said, places like Stamford and Norwalk will benefit. “Norwalk is interesting,” Carroll said. “Stamford is too expensive for the Gen Y worker just starting out with one of the corporations in Stamford. They look in Stamford and find it’s expensive … and Norwalk has benefitted. I compare Norwalk with Brooklyn in the respect that Norwalk is now getting gentrified and is exploding with growth.” At Waypointe in Norwalk, the builder is Norwalk-based Pointe Builders. The $250 million Waypointe project envisions a total 774 apartments and 90,000 square feet of commercial space. Phase No. 1 features 444 apartments and some 60,000 square feet of street-level retail and restaurant space. Work on the first phase should wind down in 2015. Carroll said the fact it offers amenities like restaurants within its commercial footprint — the “mixed use” tagline — will appeal to empty-nesters, as well as to Gen Y. “They’re another huge demographic fueling the rental market,” she said. Other Norwalk rental properties include Avalon East Norwalk, 8 Norden Place, which has begun leasing its 240 apartments that run from studio to three bedrooms. At Summerview Square on West Main and Summer streets in north Norwalk, the final construction phase of 32 rental townhouse-style apartments has begun. Carroll said two of the units of which she had knowledge had rented to young executives with G.E. and Xerox who are living three friends to an apartment. Also in Norwalk, The Spinnaker development at 20 N. Water St. is under construction toward an eventual 107 apartments, 17,500 square feet of commercial space and a 3,200-square-foot restaurant space. According to web-based real estate listings, the $1,250-$1,499 rental unit is the most popular in Norwalk, with 2,017 units bearing those rents. About half that number — 1,099 — topped the $2,000 mark. In Stamford, where a raft of tony apartments await tenants, apartments at locations like 101 Park Place, The Lockworks at Yale and Towne, Park Square West and Infinity Harbor Pointe, rents typically begin at or just below $2,000 and head north from there. The Lofts at Yale and Towne begin at $1,660.

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BUSINESS JOURNAL • • • • •

Treading cautiously in a teraﬂop world

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n Aug 16, Connecticut’s U.S. Sen. Richard Blumenthal, a Democrat, said the National Security Agency (NSA) had abused its legal authority. Several times at least and, perhaps, many more times inadvertently, NSA software gobbled up unintended personal data. He called for reform and for greater oversight of the NSA, citing “illegal over-reaching.” The law is a Carter-administration holdover that has been significantly strengthened since, notably after the 9/11 attacks and again in 2008. In July, Blumenthal introduced the FISA Court Reform Act of 2013 and the FISA Judge Selection Reform Act of 2013, two bills that would help the Foreign Intelligence Surveillance Act courts better hold NSA account-

able. The FISA process has been called by critics of the surveillance a “rubber stamp” to gather any and all information.

“recent revelations of nsa abuses reaffirm the need for reform to assure effective oversight — including a special advocate who can push the fisa court to hold nsa accountable, and uncover illegal over-reaching. — U.S. Sen. Richard Blumenthal

Supporters of current policy have history on their side: no major attacks since 9/11 and many thwarted.

Blumenthal is seeking more accountability and offered the following statement. “Recent revelations of NSA abuses reaffirm the need for reform to assure effective oversight — including a special advocate who can push the FISA Court to hold NSA accountable, and uncover illegal over-reaching. Changes in selection of the Court judges can make it a more effective watchdog. The audit reveals a disregard or disrespect for Constitutional privacy rights that undermines public trust and credibility so essential for intelligence activities that protect our national security. Even as reforms progress, the Justice Department should investigate and pursue possible violations of law as appropriate.” So says the senior senator from Connecticut.

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SPEAKING OF … LABOR “i’m a great believer in luck, and i find the harder i work, the more i have of it.” — Thomas Jefferson

“all labor that uplifts humanity has dignity and importance and should be undertaken with painstaking excellence.”

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4 Week of August 26, 2013 • FairField County Business Journal

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of August 26, 2013

The sweet smell of success Greenwich notches victories in trenches of trash By Bill fallon bfallon@westfairinc.com

n Nov. 3, 1997, Greenwich blasted its twin smokestacks at the Holly Hill waste disposal facility creating a stark line of demarcation between the old way of dealing with trash and today’s sort ’em and sell ’em ethos. The 14-acre site, according to anecdotes from multigenerational carters, had been accepting trash since the 1890s. Trash in those days was largely organic and certainly on a one-way trip to oblivion. The waste that arrives today could be said to be merely visiting on its way to other fates: either recycled to live again or — modern oblivion — burned in waste-to-energy plants in Bridgeport and Peekskill, N.Y. The town switched to so-called “single stream” recycling in 2011, modeling its program on an existing Stamford program. “In two years, we’ve seen a dramatic increase in the amount of material people recycle,” said John J. McKee, superintendant of the town’s Waste Disposal

Star — » » From page 1

tax credit in 2006, the program has leveraged more than $1 billion in economic spending. It’s also spurred NBC to expand its footprint in Connecticut, moving websites and NBC Sports into the state. “The days that we’re here, there’s a vibrancy,” Springer said. “This is becoming an entertainment center, which is a significant business.” Since the Jerry Springer, Maury Povich and Steve Wilkos shows relocated to Stamford in 2009 from Chicago and New York, more than 350,000 audience members have traveled to the set, most of whom are college students from surrounding states. A fourth show starring Trisha Goddard is new. The economic impact in downtown Stamford, which has made several efforts to attract more young adults, is estimated at $3 million to date. “In just the five years I’ve been around, this has become a younger community,” Springer added. “And that’s a plus for everyone.” Mentioning NBC’s expansion into Connecticut, Vinnie Fusco, general manager of the Stamford Media Center,

Division of its Department of Public Works. “Our goal is to reduce, reuse and recycle; nothing is kept on site. Reduction by any means is the goal — if it has to come here, let’s recycle it.” Single stream (unseparated) recyclable material brings Greenwich $17.50 per ton. In 2012, that added up to $230,000 in black ink. The estimate for this year is $234,000. That translates to some 13,900 tons per year recycled. And because so much is recycled, the town was able to cancel the contract that formerly hauled pre-single stream garbage for $800,000. McKee cited the total cost-avoidance to taxpayers across just two years at $1.27 million. It will still cost taxpayers $6.24 million to run the facility this year. It costs $87.60 per ton to cart away the garbage that has no value — the likes of food- and chemical-contaminated products, stuffed toys, old basketballs and unuseable textiles. The average citizen who throws out a plastic binder can do his or her wallet a small favor by breaking it down into its component parts: plastic cover, card-

also said there was a notable difference in the quality of applicants the center has gotten since it first moved. At first it was difficult to attract talent, he said, which is becoming less true as the city increases its profile as an emerging media center. “A lot of the Connecticut graduates want to go to New York,” Fusco said. “But there are opportunities here now between us, People’s Court and NBC Sports. They can have a career here in Connecticut.” The set of shows may have been the guinea pig for NBCUniversal to try out Connecticut, but the move has paid off. Since moving to Stamford, the center has seen double digit rating increases for each of its shows. Ratings for Maury, Jerry Springer and Steve Wilkos have improved 10 percent, 17 percent and 40 percent respectively. Tracie Wilson, senior vice president of programming and development at NBCUniversal, said the ratings increased simply by uprooting the shows into Connecticut. “We injected a new energy not only into the production of the show but the hosts,” Wilson said. “We’re one big happy family here, and I mean that, but the hosts are competing with each other now.”

6 Week of August 26, 2013 • Fairfield County Business Journal

board liner and metal rings. The binder, therefore, costs the taxpayer money whole, but has value if separated. Mixed metals bring the town $70.50 per ton and they contributed $6,250 to Greenwich coffers last year. Construction and demolition debris is an entrenched waste problem, chock full of concrete, glass, metal, polyvinyl chloride and insulation. The town now pays $78.18 per ton to get rid of it. But that debris can experience serious weight loss if the dirt, gravel and stone are removed. The town has begun screening such debris; the separated dirt and rock cost Greenwich $48 ton to dispose of. McKee said the $1.27 million in costavoidance savings is abetted by the diversion of 75 percent of the waste stream toward recycling (and 25 percent toward the incinerators). Before single-stream recycling began and the town urged a shift from blue buckets to 35-gallon recycling containers, those numbers were reversed: 25 percent recycled and 75 percent fated to the garbage equivalent of one-and-done. McKee presents a study in positive

Homes — » » From page 1

for moderately priced homes, but the high end isn’t doing as well.” Compared with the national real estate recovery, Connecticut is still lagging, especially when it comes to the average price of single-family homes sold. In July the state saw just a 2.8 percent increase, according to Raveis data. However, the market has stabilized, Raveis said. It’s just a fight between individual communities. Broken down further, it’s a fight where the ultra-rich actually seem to be losing, for now. Fewer than one-third of the towns in Fairfield County saw a price decrease in July. But the towns that did had the highest prices to begin with. In Greenwich, where the average cost of a single-family home was $2.5 million in July, prices were still 9 percent lower than last year. In Rowayton, a wealthy Norwalk neighborhood, prices dipped 18 percent to $1.2 million. Overall the county saw a 3.1 percent decrease in the average sales price of a single-family home. Unit sales however increased 35 percent.

municipal attitude, fielding questions on the phone and explaining — one suspects for the umpteenth time — the ins and outs of the facility. “This is accepted. That is not. You must be a town resident ...” His emails feature a quote from Shakespeare’s “Henry V.” Six employees ride herd on as many as 1,100 drop-offs per day, including Assistant Superintendent Patrick B. Collins, waste separators Dexter Gittens and Billy Lawlor, and machine operator John Boraski, who navigated a diesel front-end loader around another Holly Hill effort: blacktop that was formerly road surface, peeled up, ground up and stacked in a mid-site mountain for future paving projects. Anthony Rhaney runs the scales. Ten years ago, the town shipped 50,000 tons of trash to be burned or buried. Before single stream began two years ago, that number was 43,821 tons. Now it is 35,752 tons. “The more we can divert from the high costs of municipal solid waste disposal, the better off we are,” McKee said.

In contrast, great strides were made in smaller communities like New Fairfield, Danbury, Ridgefield, Trumbull and Fairfield where each town saw price increases above 8 percent. In those communities, there’s been a lot of underpriced inventory that’s finally burned off, Raveis said. Meaning homes are now being priced more aggressively, since fewer are on the market. For instance, the average price of a home sold in Danbury increased 19 percent last month to $315,000, year to year. The number of homes sold in Danbury also increased 27 percent compared with July 2012. By the end of 2014, Raveis said he predicts housing prices will have fully recovered the 25 percent drop from the housing crash. “It’ll take us nearly seven years to make it back,” Raveis said. “But it will level out after that, unless Fairfield County can generate more demand in terms of the supply of people.” Without more people employed in the state, Raveis said he doesn’t think prices will increase beyond a full recovery. Without more corporations moving into the state to fill the high-end homes, the average price likely won’t increase beyond the stabilized level.

Photograph by Bob Rozycki

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A rider at Old Salem Farm on a recent morning.

Gold Cup jumps to attention By GeorGette GouVeia

ichael Morrissey, president of Stadium Jumping — which is presenting the American Gold Cup at Old Salem Farm in northern Westchester County in September — calls the event a “win, win, win” situation — for the sport, for the fans and for the region. A number of sponsors from Connecticut, including tony car dealerships, a hotel and horse farms, have signed on. This is the 43rd annual incarnation of the event, Sept. 11-15. “It means a lot to us,” says Alan Bietsch, facility manager at the 120-acre Old Salem Farm, which will be hosting the event for the second time. “It’s one of the oldest jumping shows in the U.S. To have a show of that stature come to our area. It’s big score for us.” And for surrounding businesses like the Crowne Plaza Danbury, the official hotel of the American Gold Cup, and three major boarding facilities — Trelawny Farm in Bedford, N.Y., Double H Farm in Ridgefield and Windsor Show Stables in East Windsor. “You’re bringing horses from outside Westchester to a premium facility,” Morrissey says. “You’re renting cars and housing, dining and doing activities. People are coming from out of town and bringing new money in — riders, owners, trainers and family.”

About 6,000 people are expected to see some 450 riders and more than 700 horses compete in array of jumper classes — amateur and professional; children and adults. New this year, the Zone 2 ASPCA Maclay Regional Championships will take place on Sept. 14. The American Society for the Prevention of Cruelty to Animals is one of the Gold Cup’s two charity partners, the other being JustWorld International, which is dedicated to improving the lives of children in developing countries. The event highlight is the $200,000 Grand Prix, which the Fédération Equestre Internationale (FEI) has designated a toptier World Cup qualifier, making it key for those hoping to compete in the 2014 World Cup Finals in Lyon, France. The Grand Prix, 2-5 p.m., Sept. 15, will be presented by Suncast on NBC Sports at 4:30 p.m. Sept. 22. In the past, Morrissey says, the Cup has struggled financially. “It didn’t get corporate sponsorship,” he says. “Having it on NBC has helped grow sponsorship.” Hours are 8 a.m.-5 p.m. Sept. 11-15, with the Zone 2 ASPCA Maclay Regional Championships at 3 p.m. Sept. 14 and the gates opening at 11 a.m. on Sept. 15 for the $200,000 American Gold Cup Grand Prix. Admission is free Sept. 11-13. On Sept. 14 and 15, admission is $15; $10 for children ages 4-12 and senior citizens age 65 and over. Children age 3 and under are admitted free. Old Salem Farm is at 190 June Road in North Salem.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of August 26, 2013

Sexist pay, even at the top? Biggest gap between male and female CEO wages Rank

CEO

Company

Difference between Average wage and average 2012 CEO wage CEO wage in industry Wage ($M) in industry Location

Gretchen McClain

Xylem

-61.30%

$6.20

$16.02

White Plains

Capital Goods

Mary Agnes Wilderotter

Frontier Communications

-45

5.92

10.77

Stamford

Telecommunication Services

Virginia Rometty

IBM

1.4

16.18

15.97

Armonk

Software & Services

Ursula Burns

Xerox

18.3

13.07

11.05

Norwalk

Technology, Hardware & Equipment

Indra Nooyi

PepsiCo

22.7

14.21

11.58

Purchase

Food, Beverage & Tobacco

Industry

Data from Bloomberg news.

BY JENNIFER BISSELL jbissell@westfairinc.com

ive of the top 15 largest wage gaps between male and female CEOs can be found in Westchester and Fairfield counties. Even at the top, women are still paid on average about $5 million or 18 percent, less a year than men, according to a recent Bloomberg analysis of Fortune 500 company salaries. In White Plains, Xylem CEO Gretchen McClain was paid 61.3 percent less than the average CEO of a Fortune 500 capital goods company. And in Stamford, Frontier Communications CEO Mary Agnes Wilderotter was paid 45 percent less than the average telecommunications CEO. To Teresa Younger, executive direc-

tor of the Permanent Commission on the Status of Women, the results aren’t surprising. Since January the commission has been studying the factors that contribute to the gender wage gap in Connecticut, as requested by Gov. Dannel P. Malloy. “This just reinforces the fact the even at the highest level, where women have made big strides, they’re still being paid less than men,” Younger said. “There’s a wage disparity at every level of every profession. There’s some explained rationale and yet there’s still an unexplained gap.” Women make up about 47 percent of the workforce, yet since the Equal Pay Act was signed in 1963, the wage gap has closed by less than a penny a year, according to PCSW. In 2011, women working fulltime in Connecticut earned 78 percent of what

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Marcia Rudy of Westfair Communications directly at (914) 694-3600 x3021.

8 Week of August 26, 2013 • Fairfield County Business Journal

their male counterparts made, amounting to a gap of about $13,229 on average. “The reality is that economic security and equity in society is predicated on ample opportunity to be compensated for the work that you do,” Younger said. “Women are living longer lives and less compensation means less money in social security, pension funds and less stability.” Younger said the commission had not yet pinpointed the key factors attributed to the wage gap but said it was largely due to transparency issues, systemic sexism and biases towards “pink collar jobs,” such as child care and teaching, which are typically lower paying jobs. In October, PCSW is expected to make recommendations to the governor on how to address the pay gap. Currently the com-

mission is evaluating ways to make government more transparent and include gender wage initiatives in its business recruitment strategies. It’s also looking into making self audits that measure pay gaps more widely available for companies. Younger said once the commission makes its recommendations she still expects much more research will be needed. The legislature may also find it necessary to draft new laws, she said. “Even when women break down barriers in finance and insurance, there are still disparities,” Younger said. “There are a lot of issues that need to been addressed, such as workplace policies that penalize both women and men that want to have families.” “This is not an issue that’s going away any time soon,” she said.

ceo insiGhts

By BraD sCheller

Delegator, teacher, mentor

usiness Journal contributor Brad Scheller recently sat with Leslie McIntyre, founder and president of The McIntyre Group, for a conversation about leadership lessons from managing her HR business over the past 27 years. A privately held company with headquarters in Norwalk, The McIntyre Group is a recipient of “One of the Best Places to Work” awards and “One of the Top 5 Women-Owned Businesses in CT” awards. Brad: how did you get your start in the staf�ing business? “I saw an ad in the paper because that was the way we found jobs back then. It looked like a great job so I applied. I didn’t even know it was a staffing firm — I didn’t know what a staffing firm was at that time. I had no idea there was such a service. I didn’t research the company. I made some mistakes. Went in, met with the owner. She took a shine to me.” obviously it was a good �it for you. “Yes, it’s become my passion. I just loved it and devoured her knowledge. I was up 24/7 soaking in all the industry had to offer. If the owner called me at

midnight with an idea, I would get into my car and go over to her house. I just loved the business immediately.”

we do what is right for the people. It’s powerful work that we do. We change lives every day.”

how did you come to start your own company? “I knew an ex-HR executive for an aluminum company in Greenwich and he asked me if I would consider opening an office for him. And at 22 years old I said, ‘No I won’t open for you, but I will partner with you.’ So I had $500 and that was my contribution to opening McIntyre and he invested a million and took a leap of faith. He stayed for ten years and got a wonderful return on his money and then he wanted to really retire and go down to North Carolina and play golf.”

how did you make that happen? “Immediately was we upped our game as far as hiring really talented staffing managers. I was always of the belief, and I still am, that you should hire the smartest people possible — perhaps brighter than yourself — and we have done that. We have a certain degree of integrity and very strong values about how the staffing business should be conducted.”

What was important to you in creating your own staf�ing �irm? “I really wanted to make sure that when we built McIntyre we followed through on our promises. There were so many staffing firms that really weren’t following through properly with candidates. We work tirelessly to represent our candidates well and even when it isn’t necessarily the most economical choice

tell me about a ‘good as it gets’ moment for your company. “A couple of years ago we met a candidate who was in a very bad situation. He was the provider for his family, four children, three in college, big house, a lot of debt which is very typical for Fairfield County. He was about two months away from losing his house. And let me tell you, we moved the moon to get this man a job. And we got him a job. He’s with that company still and he is grateful and will probably stay with that company for the rest of his career. A lot of touching lives.

That’s the best part of the whole thing.” how has your role evolved over the years? “When you run a big company, you have to learn how to delegate and teach. If you ask me what I am, I’m now a mentor and a teacher. That’s who I’ve become.” What’s the toughest part about being the top leader? “Putting a happy face on every single day of the year — because it’s expected and I set the tempo for the office every single day.” Which has been more important to your success - good strate�y or consistent execution? “I have so many people that have so many ideas, but to me an idea is only as good as the execution of it.” is there a particular leader you admire? “I love Jack Welsh. When I first opened McIntyre I read every one of Jack Welsh’s books. ‘Straight from the Gut’ is my favorite. I have that book highlighted and dog eared everywhere — it’s a tattered mess.”

Our NEWS @ NOON is free, Sign up now at westfaironline.com FAIRFIELD COUNTY BUSINESS JOURNAL • Week of August 26, 2013

By JenniFer Bissell jbissell@westfairinc.com

hile not entirely unexpected, mixed results marked the latest release of Connecticut school test scores. While 10th grade students generally improved scores in math, science and reading, younger students across all grades and disciplines did worse overall. Amid statewide education reforms, state officials say the scores are disappointing.

School test scores slump And in Fairfield County, where many employers have expressed frustration over a lack of talented job applicants, low scores are unacceptable, said Joseph J. McGee, vice president of public policy at the Business Council of Fairfield County. “In today’s economy the workforce has to be educated,” McGee said. “That’s why these test score performances are so critical. The modern economy demands an education.” Noting the national shift from a laborbased economy to a knowledge-based

10 Week of August 26, 2013 • FairField County Business Journal

one, McGee expressed the need for more college graduates to both fill positions and compete in the global economy. Whereas someone without a high school degree may have done well financially doing manual labor years ago, that’s no longer a reality, McGee said. Almost every job, including those in manufacturing, requires an education, if not a college degree. A quarter of the 30 lowest-performing districts did show improvements across all test grades and content areas, and

the four worst performing schools admitted into the Commissioner’s Network each saw sooner-than-expected improvements. Still, most students in grades three through eight did worse, which wasn’t necessarily unexpected. The two tests administered are no longer in sync with the state’s new common core curriculum, as Stefan Pryor, commissioner of the Department of Education, has said. The new curriculum doesn’t cover as many subjects as have been historically tested for, as common core standards focus more in-depth on fewer topics. As the state continues to shift its curriculum, scores are expected to decrease. However new tests will be administered during the 2014-2015 school year. McGee said the state must do what it can to improve scores and keep students interested in learning. While wealthier, suburban schools like Greenwich preformed better on average, the schools located in more urban, high-poverty areas such as Bridgeport lagged behind. “The economic race of who wins and loses will be tied to education,” McGee said. “To be a success you have to be continually learning. That starts in grade school.” The achievement gap, while shrunk in some areas, did grow overall. In five out of eight opportunities the achievement gap grew between white students and those learning English, or of Hispanic or African-American descent. “When you have a large percentage of the urban population locked into lowincome status, as what’s happened in our society, that’s not acceptable,” McGee said. “Those students are being set up for failure, by no fault of their own … They’re just as bright as any white child and that’s what business is saying. We need more educated workers.”

asK anDi

By anDi Gray

Running a business is stressful, we’ve hit the ceiling

My company keeps bumping in into a ceiling and we’re struck. we’ve been at the same size for a few years. i’ve cut just about every expense i can and profits still drop a little each year. how do i get things in gear before they get worse?

THOUGHTS OF THE DAY: It’s all about protecting that valuable asset that provides for every business owner’s lifestyle. For most business owners, the business takes top priority, after their families. All businesses go through stalls and the challenges of what to do next seem insurmountable as the owner runs out things to try next. Business owners’ egos and assets tend to be very directly tied to the future health of the business. When a business heads into troubled waters, the owner isn’t just dealing with a set of business problems and the price of failure can be devastating: Loss of retirement, debts that have to be repaid, lack of steady income, a sense of failure, concerns about letting

employees down, disappointing the people who have helped the business going, loss of standing in the business community and a personal sense of failure. Owners work hard to get their businesses off the ground, facing big risks and the odds of failure are incredible odds of failure. If they survive the early stages, the challenges of what to do next may seem overwhelming. But, the truth is that only 20 percent of businesses survive after the first five years as owners overcome significant obstacles to get the business off the ground. Oddly, each 10-year cycle that the business enters, only one-third survive, which means that the odds of success don’t change. There is no significant advantage derived from longevity. But at some point the owner maxes out what they know how to do, how to help the business push forward. That’s when things get can get really dicey. Building a long-haul business that can provide for everyone as the economy and world march forward is essential to the company’s long-term future. At a stall point, it’s important to look outside the company for solutions. Adding new ideas and new practices in areas includ-

COMING this FALL

ing sales, marketing and finance can be keys to a bright future. Unfortunately many business owners waste time and resources thinking they should be able to figure things out. They’re self-reliant, “I can do this myself, I should be able to figure this out” attitude got them this far. They don’t understand why that’s not enough going forward. The question is what to try next. It’s about more than just getting the business back in gear. It’s about building a business that can thrive through multiple up and down cycles without depending upon the owner. It’s about more than hiring one key employee who seems to be missing from the team, although that may be a useful step to take. It’s about building a team that can learn, grow and solve problems together. It’s about having a common set of goals, in writing, that everyone agrees to work toward. It’s about meeting regularly to share information, work on issues, debate the best solutions and agree on the next course of action. Something like 90 percent of businesses don’t have a written set of goals that everyone has agreed to work toward.

There’s no budget or forecast to guide financial decision making. It’s about building and implementing the tools of a next stage business, in writing, so that everyone can follow along. That includes a sales plan, a marketing plan, a bank plan, job cross training, job descriptions and a clear organization chart detailing who goes to whom, for what. It’s about measuring and managing progress through written reports that include key measures, profit ratios and critical success factors. It’s about spreading management across a team of competent executives who represent the interests of finance, sales, marketing, operations and human resources. It’s about learning to treat the business as a business, rather than the owner’s personal piggy bank. Andi Gray is president of Strate�y Leaders Inc., strate�yleaders.com, a business consulting firm that specializes in helping entrepreneurial firms grow. She can be reached by phone at (877) 238-3535. Do you have a question for Andi? Please send it via email to AskAndi@strate�yleaders. Visit AskAndi.com for an entire library of Ask Andi articles.

GET NOTICED FEATURE YOUR PROPERTIES HERE

WOMEN WHO MADE THE GREATEST IMPACT IN 2013

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You can be part of this celebration by nominating women from Westchester and Fairfield counties who have had an impact on business or their communities.

FOR MORE INFORMATION OR TO MAKE A NOMINATION, CONTACT HOLLY DEBARTOLO AT (914) 358-0743. Another spectacular Business Journals and Wag magazine-sponsored event.

Email Hdebartolo@westfairinc.com or go to westfaironline.com FAIRFIELD COUNTY BUSINESS JOURNAL • Week of August 26, 2013 11

NEWS IN BRIEF

$20M IN BONDS FOR NONPROFITS

The state has opened a new source of funding for a broad swath of nonprofits. Gov. Dannel P. malloy recently announced the launch of a new bond pool of up to $20 million specifically designated for nonprofit communitybased organizations that provide health and human services through contracts or agreements with state agencies. The program is designed to help nonprofits that do business with the state invest in new efficiencies so they can enhance the delivery of services. “Connecticut’s nonprofit organizations serve every resident of Connecticut and play a substantial role in maintaining our safety net,” said Malloy, who proposed the program earlier this year. Under legislation adopted during the

recently adjourned legislative session, the State Bond Commission is authorized to issue up to $20 million in bonding to support eligible projects, which are dependent upon the review and approval of the Office of Policy and Management. Applications for the first round of funding must be received by Oct. 4. Guidelines and application instructions will be made available on the OPM and Department of Administrative Services websites, according to the governor’s office.

CI FUNDS BRIDGEPORT OIL STARTUP

Connecticut Innovations announced another $800,000 round of funding for startups Tuesday, including a $150,000 investment into a Bridgeport oil company. CI is the state’s quasi-public financing entity aimed to help companies start and

grow in the state. Based in Bridgeport, American Oil Solutions is among the five technology startups to receive a CI pre-seed investment this round to ramp up product development. The clean technology company has developed a new, pollution-free way of turning used tires into lucrative products such as gas, oil, scrap steel and carbon char. The company plans to reuse the gas for its own energy needs and sell the remaining products to commodity dealers.

STATE BONDS PROVE POPULAR

Investors showed an eagerness to support Connecticut projects and obligations via a troika of bond sales designed to keep the state’s books richer in black ink. The bonds will fund UConn expansion and

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general obligations, providing backing for what the state treasurer termed “attractive financing costs.” State Treasurer Denise l. nappier recently announced the results of three successful state bond sales this summer. The first sale of $223.9 million of bonds for the UConn 2000 infrastructure program resulted in a combined overall interest cost of 3.39 percent and consisted of two components: 3.55 percent on 20-year new money bonds and 2.67 percent on shorter maturity refunding bonds. The bonds were sold July 16 and closed July 31. The second sale, held July 24, was a competitive auction of $200 million in 20-year new money general obligation bonds. A bidding team comprised of Barclay’s Capital Inc. and Siebert Branford Shank & Co. offered the lowest overall interest cost on the bonds at 3.57 percent. The third sale, held August 13 and 14, was for $500 million in general obligation bonds, which consisted of $115 million of variable rate bonds; $285 million of tax-exempt fixed-rate bonds; and $100 million of fixed-rate taxable bonds. The overall interest cost on the tax-exempt bonds was 3.49 percent on the 20-year financing. The overall interest cost on the 10-year taxable bonds was 3.19 percent.

en P at

Connecticut added 11,500 jobs in July, making it the most substantial improvement since the jobs recovery began in February 2010. The number of non-farm jobs grew 0.7 percent in July to a total of 1,661,900 positions, seasonally adjusted. So far private companies have recovered 17,900 jobs this year and about 58 percent of all the 121,200 jobs lost during the recession. “We are seeing substantial improvement over last year,” said andy Condon, Office of Research director at the Labor Department, in a statement. “If this level of growth continues, we should see improvements in the state’s unemployment rate in the near future.” Yet while job gains reflected the fifth consecutive month of growth, the unemployment rate did tick up to 8.1 percent, from 8 percent in June with more people seeking employment. Year over year, however, the rate has improved by 0.5 percent. Job gains in July reflect the fifth consecutive month of job growth, with seven of the 10 major industries gaining positions. Growth was actually led by new jobs in the government sector, followed by gains in professional and business services. The biggest losses came from construction and manufacturing. Hartford and Fairfield County added the most jobs. — Bill Fallon and Jennifer Bissell

2013

FAMILY-OWNED

BUSINESS AWARDS SALUTING THE HARDWORKING FAMILY ENTREPRENEURS WHO HAVE BUILT SUCCESSFUL BUSINESSES IN FAIRFIELD COUNTY. Now’s your chance to nominate that special family-owned business you’ve watched grow and give back to the community. A distinguished panel of judges will choose three winners: one from a business with 1 to 50 employees, another from a company with 51 to 100 employees and the third from a business with more than 101 employees. AWARDS CELEBRATION

NOMINATIONS

FAIRFIELD COUNTY

Nominations are open from now through Sept. 9. To nominate, please visit westfaironline.com for instructions and nomination forms or call Holly DeBartolo at (914) 358-0743.

OCTOBER 10 | 5:30 P.M. ARTHUR MURRAY GRANDE BALLROOM OF GREENWICH 6 LEWIS STREET, GREENWICH WESTCHESTER COUNTY

NOVEMBER 7 | 5:30 P.M. MAPLETON AT GOOD COUNSEL 52 N. BROADWAY, WHITE PLAINS

A CALL FOR NOMINATIONS Presented by the Business Journals and the Connecticut Business & Industry Association (CBIA) , creator of the 2013 Family Business Survey…

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of August 26, 2013 13

THE LIST CFO’s CFOs

FAIRFIELD COUNTY NEXT LIST: NOV. 2 NONPROFITS

Listed alphabetically Name, address, phone number Area code: 203 (unless otherwise noted) Website

Ability Beyond Disability 4 Berkshire Blvd., Bethel 06801 826-3017 • abilitybeyonddisability.org

Acquarion Water Co. 835 Main St., Bridgeport 06604 336-7650 • acquarionwater.com

ATMI Inc. 7 Commerce Drive, Danbury 06810 794-1100 • atmi.com

Cenveo Inc. 1 Canterbury Green, 201 Broad St., Stamford 06901 595-3000 • cadmus.com

Crane Co. 100 First Stamford Place, Stamford 06902 363-7300 • craneco.com

EMCOR Group Inc. 301 Merritt 7, Norwalk 06851 849-7800 • emcorgroup.com

Ethan Allen Interiors Inc. Ethan Allen Drive, Danbury 06811 743-8000 • ethanallen.com

First County Bank 100 Prospect St., Stamford 06901 462-4260 • firstcountybank.com

Frontier Communications Corp. 3 High Ridge Park, Stamford 06905 614-5600 • czn.net

General Electric Co. 3135 Easton Turnpike, Fairfield 06828 373-2211 • ge.com

Greenwich Hospital 5 Perryridge Road, Greenwich 06830 863-3008 • greenwichhospital.org Greenwich Hospitality Corp. 500 Steamboat Road, Greenwich 06830 413-3527 • thedelamar.com

CFO Title Year appointed

Lori Pasqualini CFO 2013

Donald J. Morrissey CFO 2003 Timothy C. Carlson Executive vice president, treasurer and CFO

2007

Name, address, phone number Area code: 203 (unless otherwise noted) Website

Hexcel Corp. 281 Tresser Blvd.., 2 Stamford Plaza Stamford 06901 969-0666 • hexcel.com Interactive Brokers Group L.L.C. 1 Pickwick Plaza, Greenwich 06830 618-5806 • interactivebrokers.com

Penske Automotive Group 435 Commerce Drive, Fairfield 06825 366-9346 • penskeautomotive.com

CFO Title Year appointed

Wayne C. Pensky Senior vice president and CFO 2007

Paul Brody CFO 1985

David K. Jones Executive vice president and CFO 2011

Mark S Hiltwein Executive vice president and CFO 2009

Pitney Bowes Inc.

Richard A. Maue CFO and vice president of finance 2006

Praxair Inc. 39 Old Ridgebury Road, Danbury 06810 837-2000 • praxair.com

James S. Sawyer Executive vice president and CFO 2002

Mark A. Pompa Executive vice president and CFO 2006

Priceline.com Inc. 800 Connecticut Ave., Norwalk 06854 299-8000 • priceline.com

Daniel J. Finnegan Chief accounting officer and CFO 2009

Silgan Holdings Inc.

Robert B. Lewis Executive vice president and CFO 2004

David R. Callen Principal financial officer 2007

Ron Holbert CFO 1978

1 Elmcroft Road, Stamford 06926 356-5000 • pb.com

4 Landmark Square, Stamford 06901 975-7110 • silgan.com

Sturm, Ruger and Co. 1 Lacey Place, Southport 06490 259-7843 • ruger.com

John M. Jureller Executive vice president and CFO 2013

Terex Corp.

Shane Fitzsimons CFO, global growth and operations 2011

United Rentals Inc.

Eugene Colucci CFO 1989

W.R. Berkley Corp.

Saeed Nasiri CFO 2003

Questions or comments, call (914) 694-3600, ext. 3005.

14 Week of August 26, 2013 • Fairfield County Business Journal

200 Nyala Farm Road, Westport 06880 222-7170 • terex.com

4 Greenwich Office Park, Greenwich 06830 622-3131 • ur.com

475 Steamboat Road, Greenwich 06830 629-3000 • wrberkley.com

Xerox Corp. 45 Glover Ave., Norwalk 06856 (800) 334-6200 • xerox.com

Michael Monahan Executive vice president and CFO 2008

Thomas A. Dineen Vice president, treasurer and CFO 2003

Phillip C. Widman Senior vice president and CFO 2002

William Plummer Executive vice president and CFO 2008

Eugene G. Ballard Senior vice president and CFO 1999

Michael Festa Corporate vice president and CFO 2012

SPECIAL REPORT

INSURANCE

Shivered timbers sanDY’s $283M waLLoP anD the insUrance coUnterPUnch By Bill Fallon bfallon@westfairinc.com

ic Wellington has worked in insurance since the 1970s and at Greenwich Independent Insurance, the 122-year-old, nine-person shop on Greenwich Avenue where he is principal, since 1981. He has in that time witnessed a few sturdy storms, including Sandy in October and the Halloween blow of 2011 when heavy snow and trees still in leaf combined in destructive tandem. “I wouldn’t call Sandy the biggest, but it was one of our bigger storms,” Wellington said. “We’ve had a few that were as catastrophic as far as number of claims, but I think Sandy had a few more severe claims. “The closest I can recall was the nor’easter of 1992 with the primary damage in Riverside, Old Greenwich and Westport; Sandy was similar to that.” Wellington said of Sandy and its 13-foot-above-mean-high-tide surge, “We had every kind of damage: fire loss, water loss, tree damage.” Still, he noted 10 months on, “We have not seen a dramatic increase in people seeking flood insurance.” Despite encouragement to consider all the costs of rebuilding — from architect’s plans to final landscaping — Wellington said federally backed flood insurance tops out at $250,000. Add-ons via private providers can be expensive. “After Sandy, we saw serious rehabs and we saw complete rehabs,” he said. “We found the cost of construction surprises people. They may be shocked to find the cost of rebuilding can be more than the house is worth.” And for those who get their first contractor estimate, “It’s a scare when they discover their coverage will not cover the cost of rebuilding.” Distraught homeowners filled the news, but, said Wellington, “Business properties suffered damage, too, and they will face those same rebuilding costs.” Businesses were impacted beyond infrastructure, as well. Via data from the federal Bureau of Labor Statistics, the

The main concession stand at Greenwich Point Park in Old Greenwich was battered by Sandy and will not reopen this year. Photo by Bill Fallon

UConn-based Connecticut Center for Economic Analysis determined recently that 7,103 is the number of private sector job-years that can be expected to be lost because of Sandy from November 2012 to December 2014, of which some 3,550 job-years will be shed by small businesses. (A job-year is the number of hours that a full-time employee can work in a year. The commonly accepted standard is 2,080 hours.) The impacts will trim personal incomes from small businesses by $190 million, the UConn study said, and disposable incomes by $150 million. And tax revenues might decline by $39 million over the next two years. The study was conducted by Peter Gunther, senior research fellow; Bill Waite, manager of research projects; and Professor Fred Carstensen, director of the Connecticut Center for Economic Analysis. Among Sandy’s victims were outdated flood-zone maps. The new federal flood maps have impacted Greenwich Independent Insurance, which represents, “a lot of companies and offers a full line of insurance,” according to Wellington, including for floods. For some properties, the maps

have raised the cost of coverage — “dramatically in some cases” — but in some instances rates were unaffected. “We’re faced with what happened,” Wellington said. “The costs reflect that. Insurance underwriters say higher costs are to come.” In an assessment of Sandy-related expenses, The Federal Emergency Management Agency (FEMA) the Connecticut Division of Emergency Management and Homeland Security said as of May 6 more than $283 million in federal disaster assistance, loans and insurance claims were paid. Assistance was ongoing, but by then 96 percent of flood insurance claims had been settled. Fairfield was among four counties and two Native American nations — the Mashantucket Pequot and Mohegan — declared disasters and thus eligible for federal assistance. That assistance included $7.04 million in public assistance grants toward roads, bridges, utilities and other public infrastructure, as well as emergency protective measures taken during and immediately after the storm. FEMA by charter picks up 75 percent of the cost and the remainder is paid for by the state and local governments. The report said 12,452 Connecticut

residents registered with FEMA for federal disaster assistance. More than $13.7 million in Individual Assistance grants were approved in tandem with nearly 6,500 on-site property inspections. Businesses were among four broad classes deemed eligible to apply for a piece of $48.2 million in low-interest disaster loans approved by the U.S. Small Business Administration (along with homeowners, renters and private nonprofits). Additionally, 5,902 flood insurance claims totaling $220,124,212 were paid by May, constituting more than 96 percent of total National Flood Insurance Program claims in the state. Wellington and staff were fielding calls even as the storm raged, he said. In insurance, fairness and promptness are watchwords and he said he discovered a qualitative difference between insurance providers. Without naming names, he said, “In major events, you learn a lot about how a specific company responds. There is a difference and it absolutely affects who we choose and recommend to our customers. We want our customers treated fairly and promptly. Some companies were better than others, sometimes dramatically so.”

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of August 26, 2013 15

Health care penalties delayed but on the way

By NORMAN G. GRILL Jr., CPA

he “play or pay” provision of the Patient Protection and Affordable Care Act could levy substantial financial penalties on affected companies that don’t offer full-time employees affordable coverage of at least minimum value. This provision was initially scheduled to take effect Jan. 1, 2014. But the IRS delayed the provision’s effective date until Jan. 1, 2015. (Employers may volun-

tarily comply with the original deadline.) This “transition relief” doesn’t change any other aspect of the health care act, though more IRS guidance is expected.

Loaded terms The health care act’s play-or-pay penalties are predicated on several terms. An “affected companies” is: One that, in the preceding calendar year, employed 50 or more full-time employees, or a combination of full- and part-

time employees that’s equivalent to at least 50 full-timers. Standard full-time employees are those who worked 30 or more hours a week. To determine your total number of full-time equivalent employees (FTEs), you’ll need to add up your part-timers’ hours of service for a given calendar month, divide the result by 120 and add that number to your fulltime employee count. “Affordable coverage” is: An insurance plan that includes a premium not

exceeding 9.5 percent of a participant’s annual household income. The “affordability test” applies to the least expensive coverage option available to employees that provides “minimum value.” (Some employers may meet the test under one of three safe harbors; ask your financial or benefits advisor for details.) A plan of “minimum value” is: One that covers at least 60 percentof the total allowed costs of benefits provided. More specifically, the minimum value percentage is the ratio of the share of total costs paid by the plan to the total costs of covered services.

Additional FTE points

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16 Week of August 26, 2013 • Fairfield County Business Journal

Because the “large employer” distinction is the gateway to whether your business may incur penalties, let’s look at a few more points regarding the FTE calculation. Do you employ hourly part-time staff members? If so, you’ll have to factor them into your calculation based on hours worked and hours compensated (or due to be compensated) for time off attributable to vacation and sick time, disability leaves and other applicable circumstances. For salaried part-time employees, you have three ways to ascertain their hours for FTE purposes: • Use the hourly staff method described above. • Apply a days-worked equivalency method by which you credit each employee with an eight-hour workday, or • Take a weeks-worked equivalency approach by which you credit employees with 40-hour workweeks. The right choice may depend on which method provides the most efficient means to calculate and document your FTEs. Another tricky issue that some businesses have to contend with is how to determine their FTEs when they share a common owner with or are otherwise related to other companies. Generally, in these cases, if the combined total of all of the businesses meets the 50 FTE threshold, each separate entity will be subject to the large-employer requirements—even those that don’t individually employ 50 or more FTEs. On the bright side, if your business is defined as a large employer under these circumstances, it won’t be penalized because another employer in the group doesn’t offer affordable coverage of at least minimum value. » » Health care, page 17

Ignore social media at your own risk By Cara Ceraso and Aimee Wood

here’s no question that the advent of social media has changed the way we communicate. However, the use of social media raises a number of legal issues and potential liabilities of which every organization should be aware. Regardless of whether an organization or provider chooses to employ social media, chances are that it is already the subject of on-line chatter. In fact, software providers monitor social media for just that reason — to determine and report to an organization how it is being discussed in ongoing social media dialogues. The legal issues and risks attendant to third party use of social media, while not necessarily controllable by an organization, can no longer be ignored. For example, whether an employer or health care organization makes a conscious decision to use social media, its employees are probably already using it. This use raises issues of patient confidentiality, disclosure of confidential and proprietary business information, copyright or trademark infringement, e-discovery risks, risks associated with endorse-

Health care — » » From page 16

Costly consequences Speaking of penalties, whether you’ll incur one first depends on if you: 1) don’t provide health insurance, or 2) provide coverage that isn’t affordable or of at least minimum value. In either circumstance, you’ll suffer a penalty if just one of your full-time employees receives a premium tax credit when buying insurance from the newly established, government-run Health Insurance Marketplace. The health care act mandated the creation of the Marketplace so that individuals who aren’t covered by an employer’s health care plan — or are covered by one that

ments, and defamation issues. What is posted about an organization through social media can also undermine morale and impact the company reputation. While an internal policy may prohibit disclosure of patient information or proprietary business information, a developing strand of labor law holds that a policy

tion’s policy with respect to employees is also key. Some businesses, such as health care providers, face additional concerns. For instance, it is easy to (inadvertently) disclose individually identifiable information through social media. For example, a hospital employee may have posts on his

It is vital for companies to have a social media policy that complies with applicable law and the company should designate a point person responsible for the use of social media. cannot prohibit employees from expressing their views toward their employer or for critical or even “insubordinate” posts. This notion of protecting employees who engage in “concerted activity” for their mutual aid or protection has ensnared employers both big and small. Thus, it is vital for companies to have a social media policy that complies with applicable law and the company should designate a point person responsible for the use of social media. Monitoring and ensuring compliance with the organiza-

doesn’t meet the affordability or minimum value standards — can buy insurance. Small businesses can also use the Marketplace to buy a health care plan if they can’t afford to do so on the private market.

Critical decision This has been a general discussion of a complex subject and is not intended as advice. Always consult qualified professionals before making tax and major business decisions. Norm Grill, CPA, (N.Grill@GRILL1. com) is managing partner of Grill & Partners L.L.C., (www.GRILL1.com) certified public accountants and advisers to closely held companies and high-net-worth individuals, with offices in Fairfield and Darien, (203) 254-3880.

Been promoted? Submit your announcement to us! Email afrey@westfairinc.com.

or her Facebook page that include a reference to a patient, or pictures from work in which a patient is in the background. It is important to remember that any reference to protected information requires a HIPAA-compliant signed authorization. Other social media issues specific to health care include malpractice, the unlicensed practice of medicine and/or the creation of physician-patient relationships. Blogs and chats could be deemed to be creating a physician-patient relationship; and/or could raise issues of unli-

censed practice of medicine. Same time use of social media can be a powerful tool, but it raises issues of potential malpractice should something go wrong. To safeguard against copyright and trademark infringements, any organization using social media should take care not to create an impression that it owns, endorses or is affiliated with anything that it does not. An organization should not use another’s copyrighted material without permission by the owner, but pictures, text and videos are easily copied to social media sites. If content is used without the permission of the owner, a trademark or copyright violation may occur. There are also risks associated with defamation for statements made on an organization’s social media sponsored page or platform, and rules that should be followed for any endorsements appearing on social media. Cara Ceraso, Cceraso@pullcom.com; and Aimee Wood, Awood@pullcom.com, are members of the Social Media, Privacy and Internet Law practice at Pullman & Comley L.L.C.

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FAIRFIELD COUNTY BUSINESS JOURNAL • Week of August 26, 2013 17

Hey, where ya from? Ryan Odinak, executive director, Cultural Alliance of Fairfield County, wondered about our hometowns. Here are her thoughts: “one of the first things that people ask when they meet for the first time is “where are you from?” Knowing someone’s hometown helps us “place them” in a sense. we believe hometowns tell us something about a person. so what about our hometowns in fairfield county? we all know that each of the towns of fairfield county has its own unique feel. “a big part of this, of course, has to do with a city or town’s size and natural setting, but it also has to do with what the town values and cultivates. “if we are considering making a place ‘our hometown’ we ask things like, ‘Does it have good schools? are the citizens engaged in running the town? are there great parks and open spaces? and also, are there great places for people to come together and experience the arts and culture?’ every day i look out my office window, in norwalk, at the Lockwood-Mathews Mansion. since moving our offices here, we’ve heard stories about how years ago the town came together to preserve the mansion and the park. isn’t that the kind of town you would want to live in? so next time someone asks you, “where are you from?” answer: “Bridgeport — the zoo, the Barnum Museum, the Bijou. Greenwich — the Bruce Museum, the Greenwich historical society, the Bendheim Gallery. stamford — the Palace theater, stamford symphony, franklin street works. norwalk — stepping stones children’s Museum, center for contemporary Printmaking. new canaan — silvermine art center. stratford — the stratford festival. fairfield — the fairfield theatre company, the Quick center for the arts, the fairfield Museum. Darien — the Darien arts center. westport — westport arts center, Levitt Pavilion, westport Playhouse.” and so many more. these are the places where we share good times with our friends and families and make memories Bridgeport’s hometown hero, Tom of what it means to be from our own hometowns. Thumb.

The mission of the Cultural Alliance of Fairfield County is to support cultural organizations, artists and creative businesses by providing promotion, services and advocacy. For more information, visit CulturalAllianceFC.org or email infoCulturalAllianceFC.org or call 256-2329. For events lists, visit FCBuzz.org.

FCBUZZ

Arts & Culture of Fairfield County

SMOKIN’ BLUES AND FAMILY FUN IN WESTPORT the westport Blues, views & BBQ festival combines the best of what is essential in a family event — great music, delicious food and old-fashioned fun. Blues music will resonate downtown aug. 31 and sept. 1, featuring some of the best performers in the business, including royal southern Brotherhood, cactus, sister sparrow and the Dirty Birds, christine ohlman, Debbie Davies and crispin cioe, and Popa chubby. a Kansas city Barbeque society competition will crown the king or queen of the backyard smokers with proceeds beneﬁtting the westport woman’s club’s food closet. Kids are also invited to show oﬀ their skills in the “Kid’s Q.” there will also be activities, a food market and a food court. the fun takes place rain or shine at the Levitt Pavilion for the Performing arts on Jesup Green, 11 a.m.-10 p.m. aug. 31 and 11 a.m.-9 p.m. sept. 1. the festival is presented by the westport Downtown Merchants association. tickets at the door are $25 per day for the general public; $15 per day for students ages

13-20 and senior citizens; and free for children 12 and under. for online discounts, competition entry forms and more, visit bluesviewsBBQ.com.

SILVERMINE CELEBRATES A LIFE IN ANNUAL SHOW this year marks the 23rd year for the annual school of student Gallery. rothenberg, who died this summer, was art faculty exhibition, which opens at the silvermine a creative and inﬂuential educator who touched the lives arts center’s sara victoria hall in new of generations of students. she taught canaan aug. 22 and runs through sept. at a variety of institutions, including 15. each year, the silvermine school the new York city public schools, of art showcases current works by the school of visual arts, housatonic the distinguished artist/teachers. the community college, sacred heart exhibition represents every style and University, fairﬁeld University and medium, including painting, drawing, silvermine arts center, where she was printmaking, photography, mixed an instructor for more than 20 years. media, sculpture, ceramics, jewelry and the galleries are open noon-5 silversmithing. p.m. wednesdays-saturdays and 1-5 in addition, there will be a special p.m. sundays. for more information exhibit of works in memory of faculty “A Very Small Circle,” oil and collage on about the exhibit, call the school member and guild artist Barbara of art at 966-6668, ext. 2, or visit paper, by the late Westport artist Barbara Rothenberg. rothenberg in the anne connell silvermineart.org.

Visit FCBuzz.org for more information on events and how to get listed. 18 Week of August 26, 2013 • FairField County Business Journal

Presented by: Cultural Alliance of Fairfield County

FAIRFIELD COUNTY

BUSINESS JOURNAL BuilDinG Permits

coMMerciAL 1700 Park Avenue L.L.C., Bridgeport. Construct a new superstructure, 620 Pequonnock St., Bridgeport. Estimated cost: $25,000. Filed Aug. 6. 1700 Park Avenue L.L.C., Bridgeport. Fit-out an existing commercial building at 570 Pequonnock St., Bridgeport. Estimated cost: $150,000. Filed Aug. 6. 195 Danbury Road Associates, Wilton. Perform renovations at an existing commercial building, 195 Danbury Road, Wilton. Estimated cost: $350,000. Filed Aug. 5. 453 Shippan Avenue L.L.C., Stamford. Perform interior renovations at an existing commercial building, 453 Shippan Ave., Stamford. Estimated cost: $10,000. Filed Aug. 8. 855 Main Street L.L.C., Bridgeport. Perform interior renovations at an existing commercial building, 855 Main St., Bridgeport. Estimated cost: $50,000. Filed Aug. 7.

Asset, Faith, Bridgeport. Replace windows at an existing commercial building, 169 Yaremich Drive, Bridgeport. Estimated cost: $35,000. Filed Aug. 9.

Gardell, Maria, Weston, New tenant, Dunkin Donuts, 470 Main Ave., Fairfield. Estimated cost: $100,000. Filed Aug. 6.

Bridgeport International Academy, Bridgeport. Perform interior renovations at an existing commercial building, 285 Lafayette St., Bridgeport. Estimated cost: $32,000. Filed Aug. 9.

Jagetic, Jack, Fairfield, contractor for charcoal Associates L.L.C. Fit-out an existing commercial building at The Lobster Post, 222 Post Road, Fairfield. Estimated cost: $30,000. Filed Aug. 9.

Carpentry Unlimited, Stamford, contractor for Mark Sandles. Perform interior renovations at an existing commercial building, 417 Shippan Ave., Stamford. Estimated cost: $100,000. Filed Aug. 8.

Johnny’s Carpentry, Bridgeport, contractor for Iglesia Renacer Inc. Perform external renovations at an existing commercial building, 1640 Boston Ave., Bridgeport. Estimated cost: $4,500. Filed Aug. 7.

Chemical Abuse Service Agency Inc., Bridgeport. Replace windows at an existing commercial building, 140 Noble Ave., Bridgeport. Estimated cost: $13,000. Filed Aug. 8.

KBE Building Corp., Farmington, contractor for University of Bridgeport. Perform interior additions and renovations at an existing commercial building, 230 Park Ave., Bridgeport. Estimated cost: $2.1 million. Filed Aug. 1.

Chiaramonte, Maria and Antonio Chiaramonte, Norwalk. Replacement tenant at an existing space, Blue Dini Restaurant, 56 N. Main St., Fairfield. Estimated cost: $1,000. Filed Aug. 8. Cleary, John, Norwalk, contractor for CH L.L.C. Perform interior renovations and additions at an existing two-family residence, 28 Center Ave., Fairfield. Estimated cost: $15,000. Filed Aug. 7.

A.P. Construction, Stamford, contractor for 95/7 Enterprises L.L.C. Fit-out an existing mixed-use building, 63 West Ave., Fairfield. Estimated cost: $2.5 million. Filed Aug. 9.

DJ’s Roofing, contractor for John Kucej. Reroof an existing single-family residence, 3800 Main St., Stratford. Estimated cost: $8,900. Filed Aug. 5.

Alago, Luis, Bridgeport, contractor for Ildefonso Silva. Reroof an existing commercial building, 1217 Madison Ave., Bridgeport. Estimated cost: $10,000. Filed Aug. 1.

ECP Main Avenue L.L.C., Southport. Perform interior repairs at an existing commercial building, Advanced Specialty Care, 488 Main Ave., Fairfield. Estimated cost: $475,000. Filed Aug. 8.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Gannett Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: (914)694-3600 Fax: (914)694-3680

Edwards Associates L.L.C., Bridgeport. Perform interior renovations at an existing commercial building, 926-46 E. Main St., Bridgeport. Estimated cost: $50,000. Filed Aug. 7. Elliott, Douglas, Danbury, contractor for the state of Connecticut. Perform renovations at an existing commercial building, 627 Danbury Road, Wilton. Estimated cost: $20,000. Filed Aug. 5. European Workmanship, Stamford, contractor for Dade Corp. Perform interior alterations at an existing commercial building, 274 Greenwich Ave., Unit 27, Greenwich. Estimated cost: $8,000. Filed Aug. 7.

KBE Building Corp., Farmington, contractor for the city of Bridgeport. Construct a new commercial building, Shellfish, 210 Stratford Ave., Bridgeport. Estimated cost: $487,034. Filed Aug. 3. LVA Stefanidis L.L.C., Norwalk, New tenant, Variety Store, 174 Main St., Fairfield. Estimated cost: $1,000. Filed Aug. 8. Malkin Construction Corp., Stamford, contractor for Riverside Office 285 and 355 L.L.C. Perform interior alterations at an existing commercial building, Sterling Investments, 285 Riverside Ave., Westport. Estimated cost: $155,000. Filed Aug. 9. McClintock Partners, Norwalk. Replacement tenant at an existing space, California Closets, 565 Westport Ave., Fairfield. Estimated cost: $1,000. Filed Aug. 6. Merritt Construction L.L.C., Bridgeport, contractor for McGivney Center. Perform interior renovations at an existing commercial building, 338 Stillman St., Bridgeport. Estimated cost: $19,000. Filed Aug. 9. Morel, Frank, contractor for Felix Morel. Fit-out an existing commercial building at 602 Harral Ave., Bridgeport. Estimated cost: $10,000. Filed Aug. 7. Notre Dame Conv. Home, Norwalk. Perform interior renovations at an existing commercial building, 76 W. Rocks Road, Fairfield. Estimated cost: $3,000. Filed Aug. 6.

R & M Custom Contractors, contractor for RC Bigelow Inc. Prepare concrete pad for future generator installation at Bigelow Tea, 201 Black Rock Turnpike, Fairfield. Estimated cost: $12,000. Filed Aug. 9.

AP Savino, Greenwich, contractor for Gail and Jason Lazo. Repair storm damage to a single-family residence, 144 Wire Mill Road, Stamford. Estimated cost: $150,000. Filed Aug. 7.

Borghesi Building, Torrington, contractor for Jessica Materna. Repair fire damage at an existing single-family residence, 2660 North Ave., Bridgeport. Estimated cost: $26,400. Filed Aug. 1.

Reach West, contractor for Sikorsky Aircraft. Perform interior renovations at an existing commercial building, 6900 Main St., Stratford. Estimated cost: $1.6 million. Filed Aug. 5.

Artizon Construction L.L.C., Stamford, contractor for Joseph Marinelli. Perform interior renovations and additions at an existing single-family residence for a home office, 351 Sound Beach Ave., Old Greenwich. Estimated cost: $18,000. Filed Aug. 6.

Braydan Construction L.L.C., Stamford, contractor for Charline Dale. Perform interior renovations at an existing single-family residence, 20 Church St., Unit B63, Greenwich. Estimated cost: $40,000. Filed Aug. 6.

State Street and Bridgeport NE Development L.L.C., Bridgeport. Perform interior renovations at an existing commercial building, Family Dollar, 1175 State St., Bridgeport. Estimated cost: $467,000. Filed Aug. 7.

Aulet, Maxixmillian, Shelton. Reroof an existing single-family residence, 88 Hillside Ave., Shelton. Estimated cost: $5,706. Filed Aug. 8.

Steiger Realty, Bridgeport. Reroof an existing commercial building, 630 to 666 Brooklawn Ave., Bridgeport. Estimated cost: $35,000. Filed Aug. 8.

Baliwick Roofing and Siding Inc., contractor for Fiona and Eric Andren. Strip and reroof an existing single-family residence, 33 Hill Farm Road, Fairfield. Estimated cost: $16,000. Filed Aug. 9.

Tom McInerny Building and Remodeling L.L.C., Ridgefield, contractor for Raffaele Gallo. Perform interior alterations and reroof an existing commercial building, 1 Grove St., Ridgefield. Estimated cost: $635,000. Filed Aug. 1.

Barbosa, Jose, contractor for Yuko Utebi and Kenneth Moy. Perform interior renovations at an existing single-family residence, 5 Janson Court, Westport. Estimated cost: $14,000. Filed Aug. 7.

Top Notch L.L.C., Bridgeport. Perform interior renovations at an existing commercial building, 1023 Main St., Bridgeport. Estimated cost: $1,000. Filed Aug. 2.

Baybrook Remodelers Inc., West Haven, contractor for the University of Bridgeport. Perform interior renovations at an existing single-family residence, 460 Waldemere Ave., Bridgeport. Estimated cost: $47,000. Filed Aug. 9.

Water Street Associates, Norwalk. Perform interior renovations at an existing commercial building, Vanilla Box, 132 Water St., Fairfield. Estimated cost: $425,000. Filed Aug. 1.

Behan, Margaret, Stratford. Replace windows at an existing single-family residence, 32 Columbus Ave., Stratford. Estimated cost: $2,000. Filed Aug. 2.

West Avenue Associates L.L.C., Norwalk. Perform interior repairs at an existing commercial building, Architects Pagliaro, Bartels & Sajda, 1 Pine St., Fairfield. Estimated cost: $15,000. Filed Aug. 2. Westport Post Road L.L.C, Westport. Perform interior alterations at an existing commercial building, She La La, 295 Post Road East, Westport. Estimated cost: $40,000. Filed Aug. 9.

resideNtiAL All Pro Cleaning and Restoration Inc., Elmsford, N.Y., contractor for Megan Byrne. Reroof an existing single-family residence, 337 Sound Beach Ave., Old Greenwich. Estimated cost: $18,700. Filed Aug. 6.

Bennett, John, Wilton, contractor for Anne and John Waldron. Perform additions to a single-family residence, 45 Butler Lane, New Canaan. Estimated cost: $400,000. Filed Aug. 8. Bishop Development, Weston. Perform interior renovations at an existing single-family residence, 865 River Road, Third floor, Shelton. Estimated cost: $10,000. Filed Aug. 6. Blair, Kathleen and John Blair, Shelton. Reroof an existing single-family residence, 31 Plaskon Drive, Shelton. Estimated cost: $7,000. Filed Aug. 1. BLT Management L.L.C., Stamford, contractor for One Yale Towne. Construct a new apartment building, 160 Towne St., Stamford. Estimated cost: $9 million. Filed Aug. 9.

Bridgeport Renovations L.L.C., Redding. Construct a new deck at an existing single-family residence, 1770 to 1772 Park Ave., Bridgeport. Estimated cost: $6,000. Filed Aug. 6. Burr Roofing & Siding, Stratford. Reroof an existing single-family residence, 21 Linden Heights, Fairfield. Estimated cost: $15,000. Filed Aug. 8. Campbell, Scott, Riverside. Perform additions to a single-family residence, 23 Mary Lane, Riverside. Estimated cost: $300,000. Filed Aug. 8. Carol, William, contractor for In-Vest II, APTAR. Perform interior alterations at a single-family residence, 125 Access Road, Stratford. Estimated cost: $50,000. Filed Aug. 5. Christian R. Construction, Bridgeport, contractor for SPAZ Property L.L.C. Reroof an existing single-family residence, 1279 to 1281 Noble Ave., Bridgeport. Estimated cost: $8,500. Filed Aug. 6. CKH Industries, contractor for Theresa Rodriguez. Perform interior renovations at an existing single-family residence, 300 Dahl Ave., Stratford. Estimated cost: $13,000. Filed Aug. 2. Clark, Tom, Norwalk. Perform additions and alterations at an existing single-family residence, 23 Park Lane, Fairfield. Estimated cost: $200,000. Filed Aug. 5. Clarke, Jacqueline and Richard Clarke, Westport. Reroof an existing single-family residence, 63 Turkey Hill Road South, Westport. Estimated cost: $40,000. Filed Aug. 9. Cleary, John, Norwalk, contractor for Theodore Sutton. Convert a finished space into an accessory building at an existing single-family residence, 34 Ingleside Ave., Fairfield. Estimated cost: $6,000. Filed Aug. 7.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. go to westfaironline.com/buy/records-section/ for more information and to view a sample.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of August 26, 2013 19

NEWSMAKERS plus awards and events ACCOUNTING FOR GOOD BEHAVIOR New Canaan-based accounting and consulting fi rm REYNOLDS & ROWELLA L.L.P. recently donated a “Day of Caring” by 38 staff members and partners to improve the grounds of Tarrywile Park, a 722-acre estate in the city of Danbury. Since its 1985founding, Reynolds & Rowella’s mission has been, in part, to make a difference for people living in local communities. The fi rm’s efforts on behalf of Tarrywile Park represented nearly 300 volunteer hours. The work this year included foliage trimming along 2.5 miles of Tarrywile hiking trails and laying three truckloads of new gravel along pathways in the Children’s Garden. Employees and partners also weeded and cleaned up around the gazebo. The fi rm donated a park bench of recycled material to be placed in the gazebo.

SIX LAWYERS ARE TOPS — BAR NONE Attorneys across Fairﬁeld County were honored for their legal expertise and success Aug. 15 by being named to the 20th edition of “THE BEST LAWYERS IN AMERICA.” In all, 6 Fairﬁeld attorneys were selected: MICHAEL A. MEYERS of Meyers Breiner & Kent; ELAINE S. AMENDOLA of Amendola & Amendola; SCOTT WILSON WILLIAMS of Williams Moran; RICHARD G. KENT of Meyers Breiner & Kent; AMY E. TODISCO of Braunstein and Todisco; and Louise T. Truax of Lax & Truax. Lawyers nominated as “Best Lawyers” are divided by geographic region and practice areas. They are evaluated by their peers on the basis of professional expertise and undergo an authentication review to make sure they are in current practice and in good standing. Those named a “Lawyer of the Year” received the highest scores in their practice area and region this year. “Best Lawyers” evaluated more than 131,000 lawyers globally and collected more than six million voting results for the awards.

NEWS NOON @

BUSINESS DEVELOPMENT DIRECTOR FOR STARK TRACEY A. DI BRINO has joined STARK OFFICE SUITES as director of business development. With the recent announcement of its Greenwich location opening in fall 2013, the company will soon operate seven locations that feature full-time offices, virtual office services, a broad menu of technology options, high-end amenities and a staff known for providing unmatched service.

Di Brino will help the Stark brand grow its business throughout the metropolitan region. “Tracey is a perfect fit for the Stark culture with her industry experience, dedicated work ethic and strong reputation for customer service,” said Adam J. Stark, president of Stark Office Suites. “Tracey is joining at a pivotal moment in the growth and expansion of the Stark brand in the Fairfield County market.”

NEW MED SCHOOL, NEW HOSPITAL AGREEMENT

COMMERCIAL FOCUS; VETERAN BANKER

The FRANK H. NETTER MD SCHOOL OF MEDICINE AT QUINNIPIAC UNIVERSITY has signed a five-year clinical affiliation with Waterbury Hospital. The state’s new $100 million medical school’s inaugural class of 60 students started classes Aug. 19. “Waterbury Hospital has a long tradition of training residents and medical students,” said Dr. BRUCE KOEPPEN, founding dean of the medical school and vice president for health affairs at Quinnipiac. “We are pleased that they will now be teaching our students.” Medical school students at Quinnipiac will have the opportunity to complete clinical rotations with required supervision at Waterbury Hospital beginning in the summer of 2015 and physicians working with the students will be appointed clinical professors at the School of Medicine.

CITI COMMERCIAL BANK announced the promotion of JONATHAN DEMARCO to Business Banking director for New York’s Hudson Valley Region/Westchester and Connecticut. His responsibilities include managing a portfolio of commercial banking customers and providing banking solutions to small- and mid-sized companies. Based in Stamford, DeMarco will lead a team of eight relationship managers who serve clients throughout the region. “Jonathan’s impressive track record makes him a natural choice for this position,” said William Howle, head of Citi’s U.S. Commercial Bank. “Our focus on relationship banking is fundamental to our culture, and Jonathan has consistently demonstrated his ability to connect with clients by understanding their business challenges and providing the right solutions.” DeMarco joined Citibank in 2003 as a senior vice president and relationship manager for Citi Commercial Bank.

20 Week of August 26, 2013 • FairField County Business Journal

HOW’S BUSINESS? U.S. Sen. RICHARD BLUMENTHAL speaks with PAUL LOWE of GREENWICH ADMISSIONS ADVISORS at the GREENWICH CHAMBER OF COMMERCE’s annual picnic held at Byram Park Aug. 14. The picnic is designed to showcase western Greenwich and is sponsored by the chamber’s volunteer Ambassador Group.

NEW CFO AT REYNOLDS & ROWELLA REYNOLDS & ROWELLA L.L.P., an audit, accounting and consulting firm with offices in Ridgefield and New Canaan, announced the appointment of John D. Priola as the firm’s CFO. Priola joined Reynolds & Rowella July 15. Priola began his career in the construction and real estate industries at several New York accounting firms, rising to the level of principal, where he was responsible for all aspects of client management and service, from both the audit and tax perspective. In 2001, Priola joined Northwestern Mutual Network/The Blumberg Group as CFO. In 2009, in transitioning from Northwestern Mutual/The Blumberg Group to Mass Mutual/True North Financial Solutions, he developed and implemented an administrative and operations plan to make a seamless transition to the Mass Mutual systems. He recruited two “Blue Chip” producers to Mass Mutual that ultimately led to five more productive agents joining the agency. Priola is treasurer of the Richter Park Authority in Danbury, and has been a volunteer board member of Danbury Youth Baseball.

NEW COUNTYWIDE LIAISON FOR NURSING Stamford resident DAWN PELAZZA, a registered nurse, has joined VISITING NURSE & HOSPICE OF FAIRFIELD COUNTY as a community liaison nurse. In this role, Pelazza conducts patient assessment visits at all area facilities throughout Fairfield County, builds relationships with community and healthcare centers and serves as the primary nurse for consultation, assessment and coordination of care for all hospice patients receiving inpatient care. She recently received her certification from the National Council of Certified Dementia Practitioners. Pelazza holds multiple nursing and health sciences degrees and certifications, including as a CPR instructor.

Dates SEPT

tuesday

DEALMAKING IS ON THE MENU RALPH MICHEL, senior vice president at Westport-based HK GROUP, recently closed deals to sell John Dough’s Pizza, Tim’s Philly Steaks and Backstreet Restaurant. Michel has had 20 transactions in the past 12 months and he was recently named senior vice president. The John Dough’s deal featured the 3,300-square-foot restaurant and bar at 77 N. Main St. in South Norwalk. The buyer, Sweet Lucy Lynn’s, will make renovations before opening for business. The Tim’s Philly Steaks deal featured the 1,400-square-foot, free-standing building on US-1 at 336 Westport Ave. in Norwalk.

AUG

29 thursday

KENNEDY CENTER REVS UP DONATIONS The KENNEDY CENTER, headquartered in Trumbull, has partnered with CARS 4 CAUSES to process vehicle donations. Car donations will help raise money for The Kennedy Center. The program accepts cars, trucks, vans, SUVs, boats, trailers, gadgets, RVs, snowmobiles, jet skis, motorcycles, motorhomes, heavy equipment and personal consumer electronics. Cars 4 Causes will tow your car at no cost; send a receipt for your taxes; and make your donation to The Kennedy Center from the proceeds of the sale. Call (888) 392-8278 to donate.

SCORE FAIRFIELD COUNTY holds a free “Score Select” workshop, “Running a Marketing Agency a Case History Panel,” 6 - 8 p.m., with check-in starting 5:30 p.m. at Norwalk City Hall, 125 East Ave. This will be an interactive session where three partners will share stories, experiences and lessons learned while running a “Non Mad Man” marketing agency, 341 Studios in Fairﬁeld County. Speakers are 341 Studios’ Felicia Rubenstein; Gretchen Bruno; and Michele Graham. Register directly at scorenorwalk.org or call 831-0065.

Eight-time Grammy nominee and saxophonist DAVE KOZ and guests MINDI ABAIR, GERALD ALBRIGHT and RICHARD ELLIOT will bring their Summer Horns Tour 2013 to THE RIDGEFIELD PLAYHOUSE, 8 p.m. The evening of jazz, wine, cheese and art includes a lobby reception with artist George Stewart at 7:15 p.m. For tickets ($80), call or visit the box office at The Ridgefield Playhouse, 438-5795, or order online at ridgefieldplayhouse.org. On Friday, Aug. 30, 8 p.m., folk-rocker Brett Dennen makes his Ridgefield Playhouse debut in support of his fifth studio record, “Smoke And Mirrors,” due out in October on Atlantic Records. Special guest is singer/songwriter Dan Mills. For tickets ($35), call or visit the box office at The Ridgefield Playhouse, 438-5795, or order online at ridgefieldplayhouse.org.

Information for these features has been submitted by the subjects or their delegates.

Get all the executive promotions and moves, awards and snapshots we publish in the Business Journals delivered to your inbox on Monday mornings. Subscribe at WESTFAIRONLINE.COM/HOME/BREAKING-NEWS/ FAIRFIELD COUNTY BUSINESS JOURNAL • Week of August 26, 2013 21

on the record CLJ Industries Inc., New Windsor, N.Y. Perform interior renovations at an existing single-family residence, 16 Tower Drive, Fairfield. Estimated cost: $17,000. Filed Aug. 8.

DiGiorgi Roofing, Cheshire, contractor for James Callaham. Strip and reroof an existing single-family residence, 225 Winnepoge Drive, Fairfield. Estimated cost: $20,496. Filed Aug. 9.

Convertito, Selina, Bridgeport. Perform interior additions at a singlefamily residence, 74 Raleigh Road, Bridgeport. Estimated cost: $12,000. Filed Aug. 9.

Doherty & Deleo, Darien, contractor for David Weigler. Perform interior renovations at an existing single-family residence, 62 Eden Road, Stamford. Estimated cost: $18,000. Filed Aug. 8.

Corvo, Susan, Fairfield. Perform interior renovations at an existing singlefamily residence, 201 Blue Bell Lane, Fairfield. Estimated cost: $1,000. Filed Aug. 9.

Ewort, Jacqueline, Bridgeport. Reroof an existing single-family residence, 189 Glendale Ave., Bridgeport. Estimated cost: $2,800. Filed Aug. 9.

Crooks, Jarett, Stratford. Perform interior alterations at a single-family residence, 765A Nyack Lane, Stratford. Estimated cost: $10,000. Filed Aug. 2. CT Deck Design Inc., contractor for Allison Tauman. Construct a new deck at an existing single-family residence, 25 Osborne Lane, Fairfield. Estimated cost: $7,270. Filed Aug. 8. CT Deck Design Inc., Stamford, contractor for Suzanne and Robert Maslan. Construct a new deck at an existing single-family residence, 28 Douglas Drive, Fairfield. Estimated cost: $17,500. Filed Aug. 6. CT Re Services, contractor for Susan Bento. Reroof an existing single-family residence, 101 Oxford St., Bridgeport. Estimated cost: $6,000. Filed Aug. 6. D Pro Construction L.L.C., Redding, contractor for Alice Morrison, Raise a single-family residence above the base flood elevation, 1 Pond St., Fairfield. Estimated cost: $150,000. Filed Aug. 6. Daigle-Dawson Residence, Norwalk. Perform interior renovations at an existing single-family residence, 2 Blackberry Lane, Fairfield. Estimated cost: $45,000. Filed Aug. 5. Davis, John, Bridgeport. Perform external renovations at an existing singlefamily residence, 605 Soundview Ave., Bridgeport. Estimated cost: $2,800. Filed Aug. 9. Design Builders & Remodeling Inc., Ridgefield, contractor for Felicia and David Jamieson. Perform interior renovations at an existing single-family residence, 155 Taunton Hill Road, Ridgefield. Estimated cost: $56,000. Filed Aug. 7. DiGiorgi Roofing, Cheshire, contractor for Joan B. Kuhlmann. Replace windows at an existing single-family residence, 64 Deer Run, Fairfield. Estimated cost: $5,889. Filed Aug. 7. DiGiorgi Roofing, Cheshire, contractor for Nancy and Arnold Peterson. Strip and reroof an existing single-family residence, 92 Smith St., Fairfield. Estimated cost: $14,500. Filed Aug. 7.

Fenn, Mark, Morris, contractor for Mary Kate and Jason Gobleck. Perform interior alterations at a single-family residence, 11 Cottage St., Ridgefield. Estimated cost: $800. Filed Aug. 1. Finishing Touch Construction L.L.C., contractor for Mirna Goldberger. Perform alterations to an existing singlefamily residence, 14 Church Street South, Westport. Estimated cost: $5,000. Filed Aug. 2. Fortman, Jeffrey, Stamford. Perform interior renovations at an existing single-family residence, 230 Little Hill Drive, Stamford. Estimated cost: $75,000. Filed Aug. 9. Four Seasons Roofing, contractor for Sian Bowe. Reroof an existing singlefamily residence, 108 Freeman Ave., Stratford. Estimated cost: $13,800. Filed Aug. 7. Frank, Brady, Shelton. Reroof an existing single-family residence, 65 Wigwam Drive, Shelton. Estimated cost: $4,200. Filed Aug. 8. Frank, Carroll, Shelton. Perform interior renovations at an existing singlefamily residence, 499 Elk Run, Shelton. Estimated cost: $14,500. Filed Aug. 2. Frattarolli, Anthony, Norwalk. Perform interior renovations at an existing single-family residence, 25 Ferris Ave., Fairfield. Estimated cost: $12,000. Filed Aug. 8. G & H Builders L.L.C., contractor for Christine Ostrowski. Perform external additions at an existing single-family residence, 100 Glenarden Drive, Fairfield. Estimated cost: $142,000. Filed Aug. 8. Garcia, Hiram, Bridgeport. Perform interior renovations at an existing singlefamily residence, 180 to 182 Kent Ave., Bridgeport. Estimated cost: $5,000. Filed Aug. 6. Gateway Development Group Inc. Greenwich, contractor for Steamboat Road Property. Construct a sea wall replacement at a single-family residence, Steamboat Road, Greenwich. Estimated cost: $112,500. Filed Aug. 8.

Gaydos, John, Stratford. Replace windows at an existing single-family residence, 75 Michaels Ave., Stratford. Estimated cost: $385. Filed Aug. 6. Gilbert, Parsia, Bridgeport. Repair fire damage at an existing single-family residence, 1865 Park Ave., Bridgeport. Estimated cost: $5,000. Filed Aug. 1. Godlewski, Stanislaw, Shelton. Perform interior renovations at an existing single-family residence, 74 William St., Shelton. Estimated cost: $5,000. Filed Aug. 2. Grasso, Ralph, contractor for Bayview Development. Perform interior renovations at an existing single-family residence, 304 Circle Drive, Stratford. Estimated cost: $40,000. Filed Aug. 5. Greenwich Housing Authority, Greenwich, contractor for Greenwich Close Apartments L.L.C. Replace windows at an existing residential community, 10 Brookside Drive, Greenwich. Estimated cost: $385,000. Filed Aug. 8. Guarneri, Carlin, Bridgeport. Reroof an existing single-family residence, 791 Brewster St., Bridgeport. Estimated cost: $8,000. Filed Aug. 9. Hammond Ledge L.L.C., Norwich, contractor for Sean Reilley. Perform interior renovations at an existing single-family residence, 25 Richmond Hill Road, Fairfield. Estimated cost: $120,000. Filed Aug. 1. Handy Gentleman L.L.C., Cos Cob, contractor for Barbara Earl. Perform interior additions at a single-family residence, 7 River Lane, Cos Cob. Estimated cost: $30,000. Filed Aug. 7. Hatfield, Nancy, Bridgeport. Perform interior renovations at an existing single-family residence, 54 Bywater Lane, Bridgeport. Estimated cost: $28,500. Filed Aug. 9. Hemingway Construction, Stamford, contractor for Andrew Whittingham. Perform interior renovations at an existing single-family residence, 77 Long Close Road, Stamford. Estimated cost: $500,000. Filed Aug. 9. Heritage Building Group, contractor for Edward Moeller. Repair tree damage to a single-family residence, 20 Sue Terrace, Westport. Estimated cost: $10,000. Filed Aug. 5. Hutchinson Construction Co., Brookfield, contractor for Cynthia Moser. Perform additions and alterations at an existing single-family residence, 28 Pelham Lane, Wilton. Estimated cost: $136,000. Filed Aug. 5. Ivan, Stephen, Norwalk, contractor for Gladys Tobler. Perform interior renovations, and construct a new deck at an existing single-family residence, 1185 Smith Ridge Road, New Canaan. Estimated cost: $15,000. Filed Aug. 9.

22 Week of August 26, 2013 â&#x20AC;˘ Fairfield County Business Journal

J J Salzman L.L.C., Westport. Construct a retaining wall at an existing singlefamily residence, 31 Owenoke Park, Westport. Estimated cost: $63,000. Filed Aug. 6.

Matyszkowicz, Krzysztof, Darien, contractor for Christopher Nolan. Perform additions and renovations at an existing single-family residence, 52 Putnam Road, New Canaan. Estimated cost: $132,000. Filed Aug. 9.

J Tallman Builders L.L.C., contractor for Lucie McKinney. Lay a foundation for a new single-family residence, 749 Fairfield Beach Road, Fairfield. Estimated cost: $200,000. Filed Aug. 8.

MCP 6 Armstrong L.L.C. Wilton. Fitout an existing commercial building at 6 Armstrong Road, First floor, Shelton. Estimated cost: $380,000. Filed Aug. 2.

J&N Enterprises Inc., Monroe. Construct a new single-family residence, 120 Richard Blvd., Shelton. Estimated cost: $135,280. Filed Aug. 6.

Mitropolskiy, Alex, Bridgeport. Repair storm damage to a single-family residence, 66 Burnham St., Bridgeport. Estimated cost: $10,000. Filed Aug. 7.

KL & R Construction L.L.C., contractor for 777 Commerce Drive L.L.C. Fitout an existing commercial building at Southern Home Care, 777 Commerce Drive, Fairfield. Estimated cost: $72,440. Filed Aug. 7.

Moore Energy L.L.C., Southhampton, Pa., contractor for Sharon and Alex Putney. Install solar panels at an existing single-family residence, 22 Saxon Court, Stamford. Estimated cost: $38,285. Filed Aug. 9.

Knight, Angelique, Bridgeport. Perform external renovations at an existing single-family residence, 148 to 154 Burroughs St., Bridgeport. Estimated cost: $3,500. Filed Aug. 1.

Nascimento, Eliane, Bridgeport. Perform interior renovations at an existing single-family residence, 816 North Ave., Bridgeport. Estimated cost: $10,000. Filed Aug. 1.

Knowlton Strobro L.L.C., Bridgeport. Perform interior renovations at an existing single-family residence, 72 Knowlton St., Bridgeport. Estimated cost: $1,000. Filed Aug. 6.

Navarro, Javier, Riverside. Perform interior renovations at an existing single-family residence, 52 Leonard Ave., Riverside. Estimated cost: $25,000. Filed Aug. 7.

Kokosa, Thomas, contractor for Josephine and John Luscombe. Construct a new deck at an existing single-family residence, 56 Long Lots Road, Westport. Estimated cost: $25,000. Filed Aug. 5.

Nieves, Rodolfo, Bridgeport. Perform interior renovations at an existing single-family residence, 1206 Kossuth St., Bridgeport. Estimated cost: $17,000. Filed Aug. 6.

Lam, Xen, Bridgeport. Perform external renovations at an existing singlefamily residence, 1150 Central Ave., Bridgeport. Estimated cost: $20,000. Filed Aug. 9.

Nordic Custom Builders of Connecticut, Cos Cob, contractor for Lauren Baker Pinkus. Perform additions and renovations at an existing single-family residence, 70 Summer Road, Greenwich. Estimated cost: $75,000. Filed Aug. 8.

Laufer, Matt, Shelton. Construct a new single-family residence, 184 Nells Rock Road, Shelton. Estimated cost: $90,240. Filed Aug. 7. Levinson, Daniel, Westport. Install solar panels at an existing single-family residence, 42 Owenoke Park, Westport. Estimated cost: $18,000. Filed Aug. 6. Lombardo, Michael, Westport. Reroof an existing single-family residence, 83 Richmondville Ave., Westport. Estimated cost: $15,000. Filed Aug. 6. M.J. Black Designs, contractor for Megan and Mark Edwards. Construct a two-story addition to an existing singlefamily residence, 20 Timber Lane, Westport. Estimated cost: $400,000. Filed Aug. 6. Marino, Joseph, Shelton. Reroof an existing single-family residence, 3 Peters Lane, Shelton. Estimated cost: $19,422. Filed Aug. 6.

Perez, Ivonne, Seymour, contractor for Ivonne Perez. Perform interior renovations at an existing single-family residence, 145 Gurdon St., Bridgeport. Estimated cost: $2,700. Filed Aug. 6. Pieka Construction Inc., contractor for AMP Investments L.L.C. Construct a new single-family residence, 6 Marine Ave., Westport. Estimated cost: $450,000. Filed Aug. 5. Pineau, Kelly and Robert Pineau, Shelton. Replace windows at an existing single-family residence, 23 Winchester Drive, Shelton. Estimated cost: $15,000. Filed Aug. 2. Pittore, Linda and Mario Pittore, Shelton. Perform external additions at an existing single-family residence, 28 Stone House Road, Shelton. Estimated cost: $15,120. Filed Aug. 7. Power Home Remodeling Group, Chester, Pa., contractor for Dagmar Metzgar. Replace windows at an existing single-family residence, 34 Woodlawn Ave., Fairfield. Estimated cost: $13,800. Filed Aug. 6. Power Home Remodeling Group, Chester, Pa. Reroof an existing singlefamily residence, 32 Frances Ave., Fairfield. Estimated cost: $16,658. Filed Aug. 6. Power Home Remodeling Group, Chester, Pa., contractor for Shan Hui Xian. Strip and reroof an existing singlefamily residence, 135 Judd St., Fairfield. Estimated cost: $16,687. Filed Aug. 9. Purisic, Semiv, Bridgeport. Perform interior renovations at an existing single-family residence, 200 to 202 Harral Ave., Bridgeport. Estimated cost: $2,000. Filed Aug. 9.

Oâ&#x20AC;&#x2122;Shea, Jill, Westport. Replace windows at an existing single-family residence, 6 Anchor Lane, Westport. Estimated cost: $27,000. Filed Aug. 8.

Ramarez, Javier, Norwalk. Perform interior renovations at an existing single-family residence, 16 Chester St., Fairfield. Estimated cost: $8,000. Filed Aug. 2.

Ortiz, Ruben, Bridgeport. Perform interior renovations at an existing single-family residence, 234 Lyon Terrace, Bridgeport. Estimated cost: $3,200. Filed Aug. 6.

Residential Roofing L.L.C., contractor for Sunrise Hill Condo Association. Reroof an existing residential community, Sunrise Hill Road, Fairfield. Estimated cost: $45,000. Filed Aug. 2.

Patterson, Rich, contractor for Daybreak Contractors. Construct a new single-family residence, 1745 Cutspring Road, Stratford. Estimated cost: $120,000. Filed Aug. 5.

Reyes, Dora, Bridgeport. Perform external renovations at an existing single-family residence, 336 Dover St., Bridgeport. Estimated cost: $2,800. Filed Aug. 8.

Pekar, Gene, Shelton. Reroof an existing single-family residence, 31 Judson St., Shelton. Estimated cost: $9,500. Filed Aug. 8.

Saginario, Kim and John Saginario, Norwalk. Perform interior renovations at an existing single-family residence, 13 Frances Ave., Fairfield. Estimated cost: $30,000. Filed Aug. 7.

Pelagio Construction, Stamford, contractor for Gorm Anderson. Construct a new deck at an existing single-family residence, 44 Mohawk Trail, Stamford. Estimated cost: $33,000. Filed Aug. 9.

Santini Services L.L.C., Ridgefield, contractor for Sara Liberty and Michael Luft. Construct a two-story addition to an existing single-family residence, 75 West Lane, Ridgefield. Estimated cost: $266,400. Filed Aug. 5.

on the record Scarpeti, Edward, Stratford. Construct a new deck at an existing single-family residence, 138 Adams St., Stratford. Estimated cost: $5,500. Filed Aug. 5. Schmerzler, Donna and David Schmerzler, Fairfield. Perform external additions at an existing single-family residence, 3330 Sturges Highway, Fairfield. Estimated cost: $50,000. Filed Aug. 8. Shore and Country Partners L.L.C., contractor for Lucille and John Parkinson. Perform interior renovations at an existing single-family residence, 972 S. Pine Creek, Fairfield. Estimated cost: $24,500. Filed Aug. 7.

The Barnyard Enterprises Inc., Ellington, contractor for Nicholas Cognetta. Construct an accessory building at a single-family residence, 131 Nursery Road, New Canaan. Estimated cost: $90,000. Filed Aug. 9. U.S. Trademix, Stratford. Perform interior renovations at an existing single-family residence, 419 Henry Ave., Stratford. Estimated cost: $18,400. Filed Aug. 6. Valley Roofing, contractor for Stonybrook Co-ops. Reroof an existing single-family residence, 71 to 73 Cupheag Crescent, Stratford. Estimated cost: $4,500. Filed Aug. 9.

Snellman Construction Inc., contractor for Jaarc L.L.C. Construct a new single-family residence, 28 Turkey Hill Road South, Westport. Estimated cost: $1 million. Filed Aug. 5.

Valley Roofing, contractor for Stonybrook Co-ops. Reroof an existing single-family residence, 52 to 54 Singer Court, Stratford. Estimated cost: $6,000. Filed Aug. 9.

Solar City, Rocky Hill, contractor for Brian Ruby. Install solar panels at an existing single-family residence, 78 Orchard St., Stratford. Estimated cost: $3,864. Filed Aug. 6.

Valley Roofing, contractor for Stonybrook Co-ops. Reroof an existing single-family residence, 35 to 37 Marsh Way, Stratford. Estimated cost: $7,000. Filed Aug. 9.

Solar City, Rocky Hill, contractor for Albert Dzurka. Install solar panels at an existing single-family residence, 211 Riverview Circle, Fairfield. Estimated cost: $9,147. Filed Aug. 8.

Vazz Realty, Bridgeport. Perform interior renovations at an existing singlefamily residence, 1512 North Ave., Bridgeport. Estimated cost: $16,500. Filed Aug. 7.

St., Vincent’s Hospital, Bridgeport. Perform interior renovations at an existing single-family residence, 109 to 111 Aldine St., Bridgeport. Estimated cost: $1,500. Filed Aug. 9.

Vidal, Randy, Stratford. Perform interior renovations at an existing singlefamily residence, 368 Prospect Drive, Stratford. Estimated cost: $47,000. Filed Aug. 7.

Staecker, Jennifer and Peter Staecker, Shelton. Perform interior renovations at an existing single-family residence, 75 Willoughby Road, Shelton. Estimated cost: $24,520. Filed Aug. 9.

Vollmer, Jeffrey, Wilton. Perform additions and alterations at an existing single-family residence, 40 Signal Hill Road, Wilton. Estimated cost: $160,000. Filed Aug. 5.

Starlight Construction Inc., Bridgeport, contractor for Mia Weinberg. Construct a new retaining wall at a single-family residence, 63 Richmond Drive, Old Greenwich. Estimated cost: $45,000. Filed Aug. 8.

Wysocki, Steven, Stratford. Perform interior renovations at an existing singlefamily residence, 72 Sycamore Circle, Stratford. Estimated cost: $40,000. Filed Aug. 2.

Sunlight Solar, contractor for Mary Alice Leone. Install Solar Panels at an existing single-family residence, 65 Arrowwood Place, Stratford. Estimated cost: $210,000. Filed Aug. 2. Tallman Building Co., Southport, contractor for Green Fields Property. Construct a new retaining wall at a singlefamily residence, 110 Field Point Circle, Greenwich. Estimated cost: $200,000. Filed Aug. 6.

Yardis, Michael, Riverside. Perform interior renovations at an existing single-family residence, 76 Florence Road, Riverside. Estimated cost: $50,000. Filed Aug. 7. Zakhar, Theodore, contractor for Victoria Fingelly Bodine. Strip and reroof an existing single-family residence, 251 Main St., Fairfield. Estimated cost: $59,000. Filed Aug. 9.

COURT CASES

Bridgeport District Court Car Wholesalers L.L.C. Watertown. Filed by Bargain News L.L.C., Trumbull. Plaintiff’s attorney: Steven A. Sugarmann, New Haven. Action: The plaintiff has brought this breach-of-contract suit against the defendant for failing to pay $2,483 for advertising services rendered for the defendant. Filed Aug. 7. Case no. 6037225. Dappreio Construction & Development L.L.C. Shelton. Filed by Kelley Brothers Hardware Corp. Trumbull. Plaintiff’s attorney: Stephen F. Donahue, Fairfield. Action: The plaintiff has brought this breach-of-contract suit against the defendant for failing to pay $728,164 for materials sold and delivered to the defendant. Filed Aug. 6. Case no. 6037155. Mortgage Electronic Registration Systems Inc. Filed by Melinda O’Brien. Plaintiff’s attorney: Dov Braunstein, Watertown. Action: The plaintiff has brought this breach-of-contract suit against the defendant for failing to release the plaintiff’s mortgage in a timely manner. Filed Aug. 6. Case no. 6037152. Nutexco Company Inc., Bridgeport. Filed by First Fabrics Inc. Santo Domingo, Dominican Repulbic. Plaintiff’s attorney: James R. Winkel, Milford. Action: The plaintiff seeks to enforce a New Jersey judgment that was entered against the defendant Aug. 12, 2012 for the amount of $975,935.72. Filed Aug. 7. Case no. 6037190. O’Halloran Advertising Inc., Westport. Filed by Dailey Hyland Inc. Trumbull. Plaintiff’s attorney: John L. Cesaroni, Bridgeport. Action: The plaintiff has brought this breach-of-contract suit against the defendant for failing to pay $38,316.25 for consulting services performed by the plaintiff. Filed Aug. 6. Case no. 6037143. One Emerald Realty L.L.C., Norwalk. Filed by Primary Financial Services L.L.C. Plaintiff’s attorney: Jesalyn Cole, Hartford. Action: The plaintiff has brought this breach-of-contract suit against the defendant as the original debt of $51,425.40 was assigned the defendant. Filed Aug. 6. Case no. 6037166.

SUPERIOR COURT

QUIT CLAIM

Bayer Healthcare Pharmaceuticals Inc., Wayne, N.J. Filed by Skiyea Nieves, Hartford. Plaintiff’s attorney: Neil Lewis Moskow, Fairfield. Action: The plaintiff has brought this product liability suit against the defendant for fraudulently representing the product Mirena. Filed Aug. 8. Case no. 13cv01135.

McTague-Stock, Nancy and Robert Stock, Wilton. Seller: People’s United Bank, Bridgeport. Property: 103 Sharp Hill Road, Wilton. Amount: $1.3 million. Filed Aug. 8.

Bayview Loan Services L.L.C., Coral Gables, Fla. Filed by Edna Prather, Guilford. Plaintiff’s attorney: Mario L. DeMarco, Port Chester, N.Y. Action: The plaintiff has brought this property damage suit against the defendant for fire damages sustained to the property. Aug. 8. Case no. 13cv01141. Johnson & Johnson Inc., et al., New Brunswick, N.J. Filed by Susan and Henry Wasik. Plaintiff’s attorney: James V. Sabatini, Newington. Action: The plaintiff has brought this productliability suit against the defendant for the design, manufacture and sale of the pelvic mesh product. Filed Aug. 14. Case no. 13cv01169.

DEEDS

COMMERCIAL 22 Welwyn Road L.L.C., Wolcott. Seller: Margaret Mary and Thomas W. McQuillan, Riverside. Property: 22 Welsyn Road, Riverside. Amount: $2.3 million. Filed Aug. 2. 43 Park Street Associates L.L.C., Bridgeport. Seller: Deutsche Bank National Trust Co, New York City. Property: 1408 E. Main St., Bridgeport. Amount: $141,100. Filed Aug. 5. B&M Flips L.L.C., Stamford. Seller: Orchard K & G Associates L.L.C. Stamford. Property: 4 Sherman St., Stamford. Amount: $160,000. Filed Aug. 6. Hung Group L.L.C., New Hyde Park, N.Y. Seller: Debra Watkins, Stamford. Property: 16 Revere Drive, Apt. 2, Stamford. Amount: $120,000. Filed Aug. 7. MSS L.L.C., Norwalk. Seller: Jeannine L. Soper and Rita F. and Sherman M. Siegel, Rowayton. Property: 184 Main St., Norwalk. Amount: $1.3 million. Filed Aug. 7. River Lane L.L.C., Redding. Seller: Mark S. Graham, Fairfield. Property: 5 River Lane, Westport. Amount: $1.4 million. Filed Aug. 8. Zazu L.L.C., Greenwich. Seller: 12 Meadowcroft Lane L.L.C. Armonk, N.Y. Property: 12 Meadowcroft Lane, Greenwich. Amount: $9.8 million. Filed Aug. 7.

Murrin, Pamela J., Norwalk. Seller: Thomas P. Castiglione, Rowayton. Property: 9 Dancing Bear Road, Norwalk. Amount: $25,000. Filed Aug. 2. Orchard K & G Associates, Stamford. Seller: FCB REM L.L.C. Stamford. Property: 4 Sherman St., Stamford. Amount: $154,000. Filed Aug. 6. Papajohn, Dolores M. and Nicholas M. Papajohn, Greenwich. Seller: Daniel Morton, Miromar Lakes, Fla. Property: 1 Putnam Hill, Apt. 3E, Greenwich. Amount: $445,000. Filed Aug. 5.

RESIDENTIAL Advanced Funding L.L.C., Greenwich. Seller: Jimmie Jones, Stamford. Property: 112 Virgil St., Stamford. Amount: $280,000. Filed Aug. 8. Aguilar, Leonarda and Marco J. Arteta, White Plains, N.Y. Seller: Virginia Aguilar, Bridgeport. Property: 491 to 493 Fairview Ave., Bridgeport. Amount: $150,000. Filed Aug. 7. Aitoro, Elizabeth A. and Vincent J. Aitoro Sr., Norwalk. Seller: Lynn and Michael J. Tempesta, Norwalk. Property: 119 Gregory Blvd., Unit 40, Norwalk. Amount: $761,000. Filed Aug. 8. Ajayi, Claudia and Olumide Ajayi, Stamford. Seller: Alexander Schaller, Stamford. Property: 3 Brantwood Lane, Stamford. Amount: $520,000. Filed Aug. 6. Algarate, Maria and Wilber Algarate, Norwalk. Seller: Deutsche Bank National Trust Co. Irvine, Calif. Property: 18 Donna Drive, Unit 18, Norwalk. Amount: $190,000. Filed Aug. 6. Anton, Kristin and Brian Anton, Cos Cob. Seller: Susan N. Lewis, Mount Pleasant, S.C. Property: 20 Limerick Place, Cos Cob. Amount: $1.6 million. Filed Aug. 5. Audo, Kenneth G., Patterson, N.Y. Seller: Hearth Home Builders L.L.C., New Fairfield. Property: 2B Elwell Road, New Fairfield. Amount: $260,000. Filed Aug. 8. Bakes, Martha, Stamford. Seller: Vaso and John N. Bakes, Stamford. Property: 118 Frederick St., Stamford. Amount: $350,000. Filed Aug. 7.

Bally, Kate and Daniel A. Bally, Stamford. Seller: Susan Kraft Paley and Howard L. Paley, Stamford. Property: 87 Larkspur Road, Stamford. Amount: $750,000. Filed Aug. 5. Bato, Catherine, Coral Springs, Fla. Seller: Jeffrey Hahn, Greenwich. Property: 39 Halock Drive, Greenwich. Amount: $1.2 million. Filed Aug. 8. Beinfield, Bruce, Norwalk. Seller: R. Philip Silver, Portland, Ore. Property: 2 Nearwater Road, Rowayton. Amount: $717,000. Filed Aug. 1. Bennett, John L. and Fred L. Smith IV, Norwalk. Seller: Marie and Salvatore Latella, Norwalk. Property: 198 1/2 W. Norwalk Road, Norwalk. Amount: $565,000. Filed Aug. 6. Bermudez, Yuliana and David S. Lopez, Trumbull. Seller: Dawn M. and Jonathan O. Dixon, Trumbull. Property: 159 White Plains Road, Trumbull. Amount: $216,000. Filed Aug. 6. Bernotas, Tanya S. and Erik A. Bernotas, Larchmont, N.Y. Seller: Natalie Acevedo and Eric S. Marx, Darien. Property: 14 Chasmars Pond Road, Darien. Amount: $1.8 million. Filed Aug. 5. Betts, Martin B. III, Stratford. Seller: Christine D. and Justin M. Hawthorne, Stratford. Property: 450 Woodstock Ave., Stratford. Amount: $292,000. Filed Aug. 7. Bittman, Maureen A. and Charles Bittman, Riverside. Seller: Stephanie and John Packard, Riverside. Property: 6 Loading Dock Road, Riverside. Amount: $2.4 million. Filed Aug. 8. Bleu Nest Acres L.L.C., Norwalk. Seller: Higgs Realty Investment L.L.C. Redding. Property: 216 Umpawaug Road, Redding. Amount: $630,000. Filed Aug. 7. Boehm, Robert, Trumbull. Seller: Jennifer and Nicholas B. Calnen, Norwalk. Property: 6 Rowayton Woods Drive, Norwalk. Amount: $342,500. Filed Aug. 8. BP Properties L.L.C., Stamford. Seller: Federal National Mortgage Association, Washington, D.C. Property: 1839 Central Ave., Bridgeport. Amount: $14,000. Filed Aug. 6. Bridgeport Construction and Management L.L.C., Norwalk. Seller: Mary Degirolamo and Anamae Packo, Bridgeport. Property: 1130 to 1132 Park Ave., Bridgeport. Amount: $80,000. Filed Aug. 5.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of August 26, 2013 23

on the record Brown-Wilusz, Leah H., Fairfield. Seller: Richard Rizzardi Jr., Round Rock, Texas. Property: 65 Ellsworth St., Unit 312, Bridgeport. Amount: $140,000. Filed Aug. 5.

Cimbak, Trishia, Greenwich. Seller: Suzanne M. Dommerich and Mark A. Ranta, Greenwich. Property: 351 Pemberwick Road, Unit 813, Greenwich. Amount: $339,000. Filed Aug. 8.

Denkus, Alexandra N. and Matthew P. Promis, Stamford. Seller: Meagan and Brian Berkowitz, Norwalk. Property: 25 Glenrock Road, Unit 25, Norwalk. Amount: $322,000. Filed Aug. 8.

Burciago, Roxana, Greenwich. Seller: 26 Cady L.L.C. Stamford. Property: 140 Woodbine Road, Stamford. Amount: $1.6 million. Filed Aug. 7.

Cleland, Barbara A., Norwalk. Seller: Judith P. Quehl, Norwalk. Property: 14 Elaine St., Norwalk. Amount: $247,000. Filed Aug. 6.

Buress, Allison D. and William Jeffrey Burress, Bridgeport. Seller: Richard S. Toth, Lubbock, Texas. Property: 626 Courtland Ave., Bridgeport. Amount: $300,000. Filed Aug. 5.

Cohen, Adam E., Bethel. Seller: Darryl L. Potter, Greenwich. Property: 300 Broad St., Unit 903, Stamford. Amount: $230,000. Filed Aug. 7.

DeOliveira Silva, Rovigati, Maria Conceicao and Luiz Fernando DeOliveira Silva, Norwalk. Seller: Erika J. and Sean Garvey, Fairfield. Property: 102 Ledgebrook Drive, Unit 12-2, Norwalk. Amount: $350,000. Filed Aug. 7.

Buschmann, Jamie and Mark Buschmann, New York City. Seller: Shari and Anthony Antonucci, Stamford. Property: 359 Dan’s Highway, New Canaan. Amount: $3.9 million. Filed Aug. 8. Calabro, Lisa J. and Pasquale Calabro, Westport. Seller: Frances and James Rucker, Boston, Mass. Property: 32 Arlen Road, Weston. Amount: $1.03 million. Filed Aug. 6. Calabro, Lisa J. and Pasquale Calabro, Westport. Seller: Frances and James Rucker, Boston, Mass. Property: 32 Arlen Road, Westport. Amount: $1.03 million. Filed Aug. 8. Canevari, Anne Marie, New Canaan. Seller: Jayne H. and Fa Chou E. Chen, Beaver Creek, Ohio. Property: 19 Norman Ave., Norwalk. Amount: $500,000. Filed Aug. 5. Carpenter, Wesley, Easton. Seller: Elizabeth and Luis Carrena, Easton. Property: 49 Gatehouse Road, Trumbull. Amount: $560,000. Filed Aug. 6. Carreiro, Patricia M. and Michael V. Gigante, Wallingford. Seller: General Real Estate Holdings L.L.C. Danbury. Property: 37 Riverside Ave., Unit A, Stamford. Amount: $237,500. Filed Aug. 8. Catanzaro, William, Stamford. Seller: Kathleen and Lawrence Wilkinson, Stamford. Property: 45 W. Bank Lane, Stamford. Amount: $711,750. Filed Aug. 6. Catlin, Anne A. and Eric D. Catlin, Middlebury. Seller: Dana and Tracy C. Trado, Newtown. Property: 27 Hall Lane, Newtown. Amount: $375,000. Filed Aug. 6. Chen, Jing Chun and John Lu, New Canaan. Seller: Laurie N. and Glenn A. Morrison, Norwalk. Property: 499 Spring Water Lane, New Canaan. Amount: $1.05 million. Filed Aug. 5. Chiu, Wenchen, Stamford. Seller: Eastside Development Associates L.L.C. Norwalk. Property: 850 E. Main St., Unit 328, Stamford. Amount: $474,600. Filed Aug. 7.

Cota Walsh, Denise and Thomas Joseph Walsh III, Stamford. Seller: 33 Broad Street Associates, Stamford. Property: 1 Broad St., Unit PH28B, Stamford. Amount: $782,750. Filed Aug. 6. Curulla, Elisabeth K. and Nathan A. Curulla, West Haven. Seller: Beverly A. Tackman, Redding. Property: 106 Topstone Road, Redding. Amount: $594,750. Filed Aug. 6. Daigle, Descera, Fairfield. Seller: Kathryn L. and James Burshtein, Fairfield. Property: 75 Samp Mortar Drive, Fairfield. Amount: $310,000. Filed Aug. 8. Dale, Charline V., Darien. Seller: Christopher N. Monsiff, New York City and John A. Monsif, New York City. Property: 20 Church St., Unit B63, Greenwich. Amount: $515,000. Filed Aug. 7. Dannenbaum, Deborah and Richard Dannenbaum, Weston. Seller: Igor Jureczko, Fairfield. Property: 1939 Bronson Road, Fairfield. Amount: $795,000. Filed Aug. 8. DaSilva, Joseph Jr., Danbury. Seller: Mary Delores and Samuel T. Mlynar, Pound Ridge, N.Y. Property: 7 Hospital Ave., Danbury. Amount: $325,000. Filed Aug. 8. De Angelis, Jeanne, New Canaan. Seller: Hennika Bernadine and Dennis Burger, New Canaan. Property: 258 New Norwalk Road, Unit 5, New Canaan. Amount: $585,000. Filed Aug. 6. De Souza, Lucimary T. and Geraldo P. De Souza, Brookfield. Seller: Edna N. Morrill, Sherman. Property: 30 Anderson Road East, Sherman. Amount: $35,000. Filed Aug. 6. De Vries, Melissa and Derek De Vries, Riverside. Seller: Bradley R. Small, Riverside. Property: 15 Pell Place, Riverside. Amount: $1.7 million. Filed Aug. 6. Deligtisch, Vivienne and Alexander Deligtisch, New Canaan. Seller: Kaeser Construction Co. Weston. Property: 133 Wahackme Road, New Canaan. Amount: $1.6 million. Filed Aug. 6. Delitta, Steven J., Mamaroneck, N.Y. Seller: 350 Polk Street L.L.C. Milford. Property: 350 Polk St., Bridgeport. Amount: $150,000. Filed Aug. 7.

DiGennaro, Ann-Marie, New York City. Seller: Elizabeth D. Johnson, Stratford. Property: 696 Birdseye St., Stratford. Amount: $95,000. Filed Aug. 8. Dixon, Dawn M. and Jonathan O. Dixon, Monroe. Seller: Karen A. and Peter J. Gintolli Jr. Monroe. Property: 15 Olda Zoar Road, Monroe. Amount: $425,000. Filed Aug. 6. Dolinska, Iwona and Marcin Dolinski, New York City. Seller: June Launiere, Weston. Property: 191 Georgetown Road, Weston. Amount: $505,000. Filed Aug. 6. Donnelly, Virginia and Eugene Donnelly, Easton. Seller: Mary A. Seery and Margaret S. Studley, Stratford. Property: 206B Acorn Lane, Stratford. Amount: $190,000. Filed Aug. 8. Dorjo, Marcus Welbe A., Greenwich. Seller: Michael F. Moavero, Stamford. Property: 58 Catoonah Lane, Stamford. Amount: $215,000. Filed Aug. 8. Dunn, Alina and David Dunn Jr., Shelton. Seller: Catherine B. and Robert J. Araujo, Shelton. Property: 140 Walnut Tree Hill Road, Shelton. Amount: $335,000. Filed Aug. 8. Dynan, Ann S. and Wiliam P. Dynan, Cos Cob. Seller: Virginia S. Liddel, Old Greenwich. Property: 500 River Road, Unit 1, Cos Cob. Amount: $743,500. Filed Aug. 6. Easen, Kelly Ann and James Benjamin Easen, Riverside. Seller: Amy Blake, Westfield, N.J. Property: 11 Owenoke Way, Riverside. Amount: $3.3 million. Filed Aug. 7. Edwards, Chantel, Bridgeport. Seller: Constance J. and Tabitha L. Smith, Bridgeport. Property: 480 Salem St., Bridgeport. Amount: $175,000. Filed Aug. 5. Felice, Robert, New York City. Seller: Cheryl S. and Paul S. Norton, Stamford. Property: 94 Southfield Ave., Unit 1602, Stamford. Amount: $553,750. Filed Aug. 7. Fensore, Danielle, Fairfield. Seller: Virginia J. Petro-Roy, Lansdale, Pa., and Alexander J. Demski, Bethany. Property: 340 Windsor Ave., Stratford. Amount: $248,000. Filed Aug. 7.

24 Week of August 26, 2013 • Fairfield County Business Journal

Flannery, Tracy and William Flannery, New Canaan. Seller: Laurel L Devitt and Frederick D. Krupp, New Canaan. Property: 133 Lantern Ridge Road, New Canaan. Amount: $1.1 million. Filed Aug. 5. Flynn, Kathleen M., Redding. Seller: Joanne F. and Patricia Decuca, Westport. Property: 62 Strathmore Lane, Unit 62, Norwalk. Amount: $355,000. Filed Aug. 5. Fontana, Richard J. Jr., Norwalk. Seller: Ann M. Zeller and Andrew S. Greenfield, Norwalk. Property: Parcel X, Map 13536, Norwalk. Amount: $30,000. Filed Aug. 2. Friedman, Katherine and Kyle Friedman, Brookfield. Seller: Carolyn M. and Daniel S. Greene, Bethel. Property: 9 Hawleyville Road, Bethel. Amount: $376,000. Filed Aug. 7. Galotto, Julia C. and Curtis Krause, Hoboken, N.J. Seller: Robyn S. Helmer, Riverside. Property: 12 Wesskum Wood Road, Riverside. Amount: $2.1 million. Filed Aug. 1. Garfield, Robinne and Raphael Garfield, Norwalk. Seller: David Cohen Revocable Trust, Westport. Property: 5 Greystone Farm Lane, Westport. Amount: $2.3 million. Filed Aug. 8. Gattuso, Maria and John Gattuso, Danbury. Seller: Bayview Loan Servicing L.L.C., Coral Gables, Fla. Property: 22 Locust Ave., Danbury. Amount: $202,500. Filed Aug. 8.

Haueisen, Kate E. and Tov Haueisen, Darien. Seller: Therese B. and Brian B. Hennessy, Stamford. Property: 49 Greenleaf Ave., Darien. Amount: $1.3 million. Filed Aug. 5. Hawthorne Weaver Investors Inc., Greenwich. Seller: Clark-Hawthorne L.L.C. Greenwich. Property: 64 Hawthorne St., Greenwich. Amount: $1 million. Filed Aug. 1.

Janedis, Maria, Manhassett, N.Y. Seller: Martha Grimm, Stamford; Elizabeth M. Porter, Reston, Va.; and William R. Porter, Denver, Colo. Property: 151 Westover Road, Stamford. Amount: $895,000. Filed Aug. 8.

Heris, Michele and Jean Louis Troch, Newtown. Seller: Luisa Ospina Sanchez, Danbury. Property: 6 Peace St., Unit 6C, Danbury. Amount: $142,500. Filed Aug. 6.

Janke, Mary E. and Michael A. Janke, Greenville, Dela. Seller: Ann M. Zeller and Andrew S. Greenfield, Norwalk. Property: 3 Skytop Drive, Norwalk. Amount: $2.2 million. Filed Aug. 2.

Hernandez, Iveanette, Bridgeport. Seller: Hector Rodriguez, Bridgeport. Property: 117 Weber Ave., Bridgeport. Amount: $110,000. Filed Aug. 5.

Jiang, Shan, Stamford. Seller: John D. Schatvet, Stamford. Property: 89 Harbor Drive, Unit 208, Stamford. Amount: $373,000. Filed Aug. 6.

Hernandez, Sandra and Raul Rodriguez Jr., Bridgeport. Seller: Antonio Wilson Dos Santos and Rafael Dos Santos, Bridgeport. Property: 503 Westfield Ave., Bridgeport. Amount: $187,500. Filed Aug. 6.

Jung, Ae Sun and Chang Ku Jung, Bridgeport. Seller: Joseph Blake, Shelton. Property: 27 Court C. Shelton. Amount: $309,000. Filed Aug. 8.

Holleran, Shirley A. and James J. Clark Jr., Bridgeport. Seller: Carol Buswell, Trumbull. Property: 64 Cornhill St., Bridgeport. Amount: $292,000. Filed Aug. 6. Hordes, Claudia R. and Gibson W. Hordes, Ridgefield. Seller: Nadeem Wali, Stamford. Property: 263 Bridge St., Unit 263, Stamford. Amount: $310,000. Filed Aug. 8.

Gaur, Saurabh, Middletown. Seller: Tracy L. and Dorothy O’Mahony and Michael S. O’Mahony III, Danbury. Property: 32 S. King St., Danbury. Amount: $330,800. Filed Aug. 7.

Houppe-Kuhn, Carole C. and Cyrille F. Kuhn, Ridgefield. Seller: Lori Goldberg and William Alderman, Ridgefield. Property: 20 Silver Brook Road, Ridgefield. Amount: $1.08 million. Filed Aug. 7.

Gjelevic, Janine and Anton Gjelevic, Stamford. Seller: Diane K. Sheerin, Stamford. Property: 45 Amherst Place, Stamford. Amount: $490,000. Filed Aug. 6.

Hruska, Christine H. and Derek N. Hruska, Danbury. Seller: Lizabeth Hoeler-Martin, Ridgefield. Property: 26 Harding Drive, Ridgefield. Amount: $415,000. Filed Aug. 7.

Gloersen, Christopher Michael, Stratford. Seller: Daniel M. Miller, Stamford. Property: 1305 Cutspring Road, Stratford. Amount: $280,000. Filed Aug. 7.

Huang, Jopi, Old Greenwich. Seller: Sonja and Andre Blom, New York City. Property: 22 Shadybrook Lane, Old Greenwich. Amount: $1.6 million. Filed Aug. 7.

Greenberg, Jessica R. and Adam L. Batkin, Stamford. Seller: Christina and Robert Tancs, Stamford. Property: 23 Apple Tree Drive, Stamford. Amount: $635,000. Filed Aug. 6. Grize, Kristofer, New Milford. Seller: Jeannete A. Haug, Michael E. and Peter J. Scrobe, Sherman. Property: 1 Rose Lane, Sherman. Amount: $237,000. Filed Aug. 8. Harty, Holly J. Beni and Thomas Harty, Irvington, N.Y. Seller: Monica and Simon Williams, Greenwich. Property: 1 Sparrow Lane, Greenwich. Amount: $3.9 million. Filed Aug. 8.

Inamdar, Sonal and Dinesh Selvaraj, Stamford. Seller: Peter Kelly, Norwalk. Property: 1 Adamson Ave., Norwalk. Amount: $345,000. Filed Aug. 8.

Huie-Kahng, Eva and David Kahng, New York City. Seller: Nina and Alvin Estevez, Cos Cob. Property: 7 Loughlin Ave., Cos Cob. Amount: $1.2 million. Filed Aug. 5. Hurtado, Vanessa and Julian A. Hurtado, Norwalk. Seller: Judith Ann Miserendino, Norwalk; Thomas Joseph Miserendino, Redding; and Linda Louise Peters, Shelton. Property: 9 Cindy Lane, Norwalk. Amount: $431,000. Filed Aug. 5. Hutcoe, Jeffrey D., Darien. Seller: Miriam and Paul Mahon, Danbury. Property: 5 Wintergreen Hill Road, Danbury. Amount: $387,000. Filed Aug. 6.

Kahn, Nina E., Trumbull. Seller: Gail E. and Stephen B. Brickel, Mount Dora, Fla. Property: 16 Village Drive, Trumbull. Amount: $42,000. Filed Aug. 7. Kimberly Apartments L.L.C., Bridgeport. Seller: Rachel and Gregory Sullivan, Westport. Property: 140 Alice St., Bridgeport. Amount: $20,000. Filed Aug. 8. Kirby, Amanda S. and David F. Kirby, New York City. Seller: Carol B. Walsh, Westport. Property: 49 Clinton Ave., Westport. Amount: $906,000. Filed Aug. 8. Klein Stallmeyer, Lynn and Michael R. Stallmeyer, Greenwich. Seller: Elizabeth B. and Ander C. Wensberg, Darien. Property: 13 Sunset Road, Darien. Amount: $1.3 million. Filed Aug. 7. Kofes, Juliana and Thomas Meskill, Trumbull. Seller: Laura R. and James S. Bona, Newtown. Property: 55 New Lebbon Road, Newtown. Amount: $408,000. Filed Aug. 6. Kolodko, Anita and Patryk Kolodko, Norwalk. Seller: Federal National Mortgage Association, Washington, D.C. Property: 7 Elm St., Unit 2, Norwalk. Amount: $185,000. Filed Aug. 1. Konieczny, Amy and Kevin J. McGinnis, Fairfield. Seller: Christine Ann Ostrowski, Fairfield. Property: 7 Quaker Lane, Fairfield. Amount: $630,000. Filed Aug. 8. Kozma, Robert, Newport, R.I. Seller: Anne Marie Rath, Bridgeport. Property: 155 Brewster St., Unit 2J, Bridgeport. Amount: $145. Filed Aug. 6. La, Que, Stamford. Seller: Lisa R. and Jason M. Alter, Stamford. Property: 17 Cousins Road, Stamford. Amount: $625,000. Filed Aug. 7.

on the record Lai, Hoi Yin and Kin Kong Chan, Greenwich. Seller: Grace L. and Peter G. Abbott, Stamford. Property: 22 Stanwich Lane, Greenwich. Amount: $1.5 million. Filed Aug. 8.

Manson, Anandi and Richard Manson, Bridgeport. Seller: Serafin and Casilda Ortiz, Bridgeport. Property: 246 Woodside Ave., Bridgeport. Amount: $173,000. Filed Aug. 7.

Lai, Yin Chiu and Yee Man Mickey Mok, Greenwich. Seller: Victoria Belluscio, Greenwich. Property: 15 Bishop Drive North, Greenwich. Amount: $1.1 million. Filed Aug. 8.

Mantach, Rebecca and Justin Mantach, Fairfield. Seller: Carrie G. and Geoffrey M. Cochrane, Fairfield. Property: 190 Hillcrest Road, Fairfield. Amount: $828,000. Filed Aug. 8.

Lapaj, Adeliada and Besnik Lapaj, Bridgeport. Seller: Cheryl A. and Frederick A. Spittle Jr. Stratford. Property: 556 Connors Lane, Stratford. Amount: $215,000. Filed Aug. 7.

Manuguri, Srilakshmi and Muralidhara Rao Juluru, Milford. Seller: Claudia Arenas-Jorquera and Abel M. Jorquera, Stratford. Property: 58A Wedgewood Road, Stratford. Amount: $185,000. Filed Aug. 7.

Laudani, Madalene and Mark Koehler, New Canaan. Seller: Barbara M. Nieto and John P. Bishop, Huntington Beach, Calif. Property: 312 Elm St., Unit 27, New Canaan. Amount: $789,000. Filed Aug. 5.

Martinez, Yadira and Oscar Martinez, Stamford. Seller: Donald Richard Sabia, Milford and William Peter Sabia, Norwalk. Property: 9 Fara Drive, Stamford. Amount: $409,000. Filed Aug. 7.

Lazar, Valentina, Norwalk. Seller: Maria and Emanuel and Robert Williams, Bridgeport. Property: 487 W. Jackson Ave., Bridgeport. Amount: $165,000. Filed Aug. 5.

Massa, Jackeline, Astoria, N.Y. Seller: Maria G. Pinto and Julio Medina, Stamford. Property: 8 McGee Ave., Unit 1R, Stamford. Amount: $110,000. Filed Aug. 6.

Le Lievre, Mark, Greenwich. Seller: Colette and Frederick S. Alderson, Mount Pleasant, S.C. Property: 328 Lake Ave., Greenwich. Amount: $3 million. Filed Aug. 2.

McHugh, Michele and John McHugh, Watertown. Seller: Sheryl Brown and Michael K. Gertzer, Stamford. Property: 71 Merriman Road, Stamford. Amount: $610,000. Filed Aug. 6.

Levine, Alice J. and Lawrence M. Levine, Brookfield. Seller: Newbury Village L.L.C. Brookfield. Property: 49 Great Heron Lane, Brookfield. Amount: $499,900. Filed Aug. 8.

McQuillan, Margaret Mary and Thomas W. McQuillan, Riverside. Seller: Tara J. and Robert T. Fischetti, Greenwich. Property: 45 Cedar Cliff Road, Riverside. Amount: $2.8 million. Filed Aug. 1.

Lewis, Michael, Stamford. Seller: Leslie R. and David Chuchinsky, Stamford. Property: 112 Foxwood Road, Stamford. Amount: $1.5 million. Filed Aug. 8. Li, Jun, Bridgeport. Seller: Victoria L. Pereira, Stratford. Property: 63 Acorn Ave., Bridgeport. Amount: $68. Filed Aug. 6. Liberis, Clare E. Fairfield. Seller: Brennan Builders L.L.C. Fairfield. Property: 35 Brittin Ave., Bridgeport. Amount: $299,900. Filed Aug. 5. Luksic, Michelle and Frank Luksic, Old Greenwich. Seller: Megan and Henry Ormond, Greenwich. Property: 68 Park Avenue South, Old Greenwich. Amount: $2.7 million. Filed Aug. 5. Mahler, Leonora, Norwalk. Seller: Douglas Wolkon, Norwalk. Property: 42 S. Main St., Unit 306, Norwalk. Amount: $217,500. Filed Aug. 1. Major, Judith, Fairfield. Seller: Rita Infante, Fairfield. Property: 45 Second St., Fairfield. Amount: $259,000. Filed Aug. 8.

Meadows, Sharon and Randall Meadows, New Canaan. Seller: 124 Woodridge Circle L.L.C., Jericho, N.Y. Property: 124 Woodridge Circle, New Canaan. Amount: $4.2 million. Filed Aug. 8. Meyer, Jori J. and David L. Meyer, Darien. Seller: Sharon M. and James S. Petricelli, Darien. Property: 66 Bridle Trail Road, Darien. Amount: $3.3 million. Filed Aug. 8. Minieri, Angelo, Norwalk. Seller: Mark G. LeBlanc, Huntersville, N.C. Property: 193 Sunrise Hill Road, Unit 142, Norwalk. Amount: $285,000. Filed Aug. 6. Monds, Louise T. and Christopher Ragsdale, Stamford. Seller: Lillian McElveen, Norwalk. Property: 26 Lufberry Ave., Norwalk. Amount: $305,000. Filed Aug. 1. Morales Rivera, Milagros and Juan F. Gutierrez, Bridgeport. Seller: Blanca Flores and Gabriela Rodriguez, Bridgeport. Property: 835 Old Town Road, Bridgeport. Amount: $140,000. Filed Aug. 5.

Morales, Karina and Jose Luis Villanueva, Hoboken, N.J. Seller: Susan M. Slabicki, Darien. Property: 77 Maple St., Darien. Amount: $810,000. Filed Aug. 5.

Purohit, Vanishankar, Bethel. Seller: Anelise F. Kerr, Danbury. Property: 8 Rose Lane, Unit 36-7, Danbury. Amount: $100,000. Filed Aug. 7.

Moresco, Maria Jose and Francisco Tobias Marin, Riverside. Seller: Ellen Tolstad, Salt Lake City, Utah and Roy Piskadlo, Houston, Texas. Property: 24 Terrace Ave., Riverside. Amount: $2.3 million. Filed Aug. 2.

Raggi, Janice and John Raggi II, Stamford. Seller: Mary Ann Kennedy and Kenneth Jarrett, Stamford. Property: 53 Weed Hill Ave., Stamford. Amount: $360,000. Filed Aug. 5.

Morris, Erica L. and Andrew H. Goldstein, Wilton. Seller: Marie Pierre Graf and Jurg Graf, Wilton. Property: 27 Old Farm Road, Wilton. Amount: $1.5 million. Filed Aug. 7. Muthadie, Mira V. and Fayez S. Muthadie, Riverside. Seller: Dorothy J. Caroll and Thomas C. Shull, Riverside. Property: 28 Leeward Lane, Riverside. Amount: $3.4 million. Filed Aug. 2. Naudagopalan, Sumanthi and Arvind Chandramohan, Norwalk. Seller: Barbara A. and John O. McKay, Westport. Property: 3 Wilton Terrace, Westport. Amount: $560,000. Filed Aug. 8. Nijmeijer, Ismini Naos and Gerrrit Nijmeijer, Larchmont, N.Y. Seller: Gail M. and Scott M Armondino, Stamford. Property: 15 Brooklawn Ave., Stamford. Amount: $472,000. Filed Aug. 6. Noel, Kenol, Bridgeport. Seller: Titan Capital ID L.L.C., Bridgeport. Property: 46 Oakview Circle, Unit 6-204, Bridgeport. Amount: $20,000. Filed Aug. 8. O’Neil, Suzanne, Bethel. Seller: Peter E. Meyer, Biddeford Pool, Maine. Property: 75 Chestnut St., Bethel. Amount: $290,500. Filed Aug. 7. Parija, Elizabeth and Akhandal Parija, New Canaan. Seller: U.S. Bank N.A., Irvine, Calif. Property: 454 Carter St, New Canaan. Amount: $1.4 million. Filed Aug. 5. Partland, Geanna M, New York City. Seller: Diane Ferreira, Fall River, Mass. Property: 105 Richards Ave., Unit 23210, Norwalk. Amount: $278,500. Filed Aug. 5. Petersen, Rebecca A. and Matthew C. Petersen, Stamford. Seller: Wendy E. and Nicholas Barnes, Cheshire. Property: 39 Penzance Road, Stamford. Amount: 403500. Filed Aug. 5. Pietz, Pauline A. and Ludwig P. Pietz, Southlake, Texas. Seller: Elaine L. and David L. Harter, Danbury. Property: 124 Stadley Rough Road, Danbury. Amount: $348,000. Filed Aug. 6. PLCL Associates L.L.C., Monroe. Seller: Cecile A. Lancia, Monroe. Property: 19 Eagle Rock Circle, Monroe. Amount: $190,000. Filed Aug. 8.

Randall, Colleen C. and Mark S. Randall, Bridgeport. Seller: Adam Maiocco, Bridgeport. Property: 295 Seaside Ave., Bridgeport. Amount: $268,675. Filed Aug. 7. Rivera, Migdalia, Bridgeport. Seller: Rachael Vierling, Bridgeport. Property: 230 Summit St., Bridgeport. Amount: $98,000. Filed Aug. 5. Robb, Kelly and Timothy Robb, Stamford. Seller: Diana Palmer, Stamford. Property: 232 Red Fox Road, Stamford. Amount: $649,000. Filed Aug. 6. Romanelli, Lisa, Brookfield. Seller: Joseph L. Dolen, Bridgewater. Property: 22 Long Meadow Hill Road, Brookfield. Amount: $200,000. Filed Aug. 8. Ross, James A., Bridgeport. Seller: Edna F. and Donald W. Wilson, Bridgeport. Property: 350 Grovers Ave, Building 11, Unit E, Bridgeport. Amount: $275,000. Filed Aug. 5. Sachs, Dee Ann and Robert M. Sachs, Norwalk. Seller: Mary Anne Case, Norwalk. Property: 191 Perry Ave., Norwalk. Amount: $790,000. Filed Aug. 7. Saunders, Heather and Edward Saunders, Newtown. Seller: Kimberly and Christopher Silvaggi, Newtown. Property: 6 Mount Nebo Road, Newtown. Amount: $595,000. Filed Aug. 8. Scaturchio, Nicole and Marc Gilkes, Stamford. Seller: Sean C. Toth, Trumbull. Property: 33 Valley View Road, Trumbull. Amount: $336,000. Filed Aug. 7. Seibert, John Sinclair, Norwalk. Seller: Joseph Fraiman, San Francisco, Calif. Property: 33 N. Water St., Unit 510, Norwalk. Amount: $735,000. Filed Aug. 2. Shi, Li, Chester Springs, Pa. Seller: Katherine E. Larson, Cohasset, Mass. Property: 3 Oakwood Drive, Unit A21, Norwalk. Amount: $239,000. Filed Aug. 5. Shulman, Jennifer and Matthew Shulman, New Canaan. Seller: Heather Watchmaker, New Canaan. Property: 786 Cheesespring Road, New Canaan. Amount: $2.3 million. Filed Aug. 8.

Sicsico, Frank, Trumbull. Seller: Reo Properties II L.P., San Diego, Calif. Property: 25 Cartright St., Unit 3J, Bridgeport. Amount: $49,000. Filed Aug. 5.

Sullivan Apartments L.L.C., Southport. Seller: Rachel and Gregory Sullivan, Shelton. Property: 43 to 45 Wheeler Ave., Bridgeport. Amount: $1.04 million. Filed Aug. 8.

Simbaqueba, Jose J. Stamford. Seller: Stamford Waterside Development Corp., Stamford. Property: 1 Southfield Ave., Unit 205, Stamford. Amount: $79,000. Filed Aug. 7.

Tague, Cheryl and Peter Tague, Bronxville, N.Y. Seller: Shorthorn Corp., Vero Beach, Fla. Property: 558 Round Hill Road, Greenwich. Amount: $3.5 million. Filed Aug. 6.

Simmelkjaer, Kathryn L. and Robert T. Simmelkjaer II, New York City. Seller: Mark Finell, Westport. Property: 6 Side Hill Road, Westport. Amount: $1.5 million. Filed Aug. 8.

Tancs, Christa M. and Robert Tancs, Stamford. Seller: Nicholas D. Vanech, Stamford. Property: 4 Cypress Drive, Stamford. Amount: $750,000. Filed Aug. 8.

Singsen, Holly, Old Greenwich. Seller: Anthony J. Mazzola, Greenwich. Property: 59 Bedford Road, Greenwich. Amount: $2.6 million. Filed Aug. 6.

Tar, Nancy W. and Andrew W. Tar, Norwalk. Seller: Mary A. Ruggiero, Norwalk. Property: 4 Redwood Road, Norwalk. Amount: $455,000. Filed Aug. 8.

So, Sokpeab and Kevin M. Mooney, Brookfield. Seller: Elizabeth Peyton, Santa Rosa, Calif. Property: 17 Whisconier Village, Unit D4, Brookfield. Amount: $179,000. Filed Aug. 7.

Tate, Celeste L., Westport. Seller: Gail C. and Robert Storm, Norwalk. Property: 26 Buckingham Place, Norwalk. Amount: $465,000. Filed Aug. 1.

Sohlbreck, Laila, Easton. Seller: Penny and Vikram A. Gosain, Easton. Property: 51 Vista Drive, Easton. Amount: $528,000. Filed Aug. 6. Solosy, Meghann and William Solosy, New York City. Seller: Mary Ann and Michael B. O’Connor, Old Greenwich. Property: 30 Nichols Ave., Old Greenwich. Amount: $540,000. Filed Aug. 1. Sordoni Junerose C. and Raymond N. Sordoni, Norwalk. Seller: David B. Desjardins, Norwalk. Property: 136 East Ave., Unit PH2, Norwalk. Amount: $600,000. Filed Aug. 1. Spavnyk, Liliya and Bogdan Splavnyk, Stamford. Seller: James M. Baird, Stamford. Property: 40 Claremont St., Stamford. Amount: $360,000. Filed Aug. 5. Spencer, Karin E. and Jeffrey Knight Spencer, New Canaan. Seller: Noelle and Daniel A. O’Shea, New Canaan. Property: 95 Salem Road, New Canaan. Amount: $1.6 million. Filed Aug. 6. Staub, Rebecca A. and David C. Staub, New Fairfield. Seller: Jeanne Williamson Iapaluccio, Brookfield. Property: 92 Acre Lane, Ridgefield. Amount: $665,000. Filed Aug. 8. Steinhoff, Joyce P. and George A. Steinhoff, Stratford. Seller: Maple Oak Reserve L.L.C., Stratford. Property: 180 Maple Oak Drive, Stratford. Amount: $476,297. Filed Aug. 7. Stewart, Andrea S. and Jeffrey M. Stewart, Rye, N.Y. Seller: 11 Byram Dock L.L.C., Greenwich. Property: 11 Byram Dock St., Greenwich. Amount: $2.5 million. Filed Aug. 6.

Tavella, Kathleen A. and Richard Tavella, Norwalk. Seller: Ruth B. Acker, Norwalk. Property: 3 Carnbury Woods Road, Norwalk. Amount: $267,500. Filed Aug. 6. Thetford, Brandon M., Norwalk. Seller: Elvira and Harrison H. Barrett Jr., Stratford. Property: 5 Noroton Place, Norwalk. Amount: $309,000. Filed Aug. 5. Tisdale, Deborah and Jeffrey B. Tisdale, Bridgeport. Seller: Linda-Ann M. Licari, Bridgeport. Property: 215 Edgemoor Road, Unit G, Bridgeport. Amount: $56,000. Filed Aug. 7. Turvey, Teresa and Bradley Blesie, Westport. Seller: Jennifer Pendry, Westport. Property: 361 Greens Farms Road, Westport. Amount: $1.6 million. Filed Aug. 8. Veysey, Quinn Alexander and Graham Varty Veysey, Greenwich. Seller: Mary Ranier Stewart and Jeffrey L. Stewart, Greenwich. Property: 18 Heronvue Road, Greenwich. Amount: $930,000. Filed Aug. 1. Vrzivoli, Jennifer and Firdoz Vrzivoli, Stamford. Seller: Federal Home Loan Mortgage Corp., McLean, Va. Property: 56 Hickory Way, Stamford. Amount: $297,000. Filed Aug. 7. Wilhelm, Emogene C., Greenwich. Seller: Lauren Buckley, Norwalk. Property: 95 Ledgebrook Drive, Unit 12-9, Norwalk. Amount: $278,000. Filed Aug. 5. Wilhelm, Kristin, Danbury. Seller: Theresa S. and Daniel R. Miller, Danbury. Property: 1503 Eaton Court, Danbury. Amount: $265,000. Filed Aug. 8.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of August 26, 2013 25

on the record Wisniewski, Kristina and Richard Wisniewski, Stamford. Seller: Stacey L. and Steven J. Scolnik, Wilton. Property: 21 Cromwall Road, Norwalk. Amount: $425,000. Filed Aug. 1.

Mann, Leland and Frederick J. Mann, et al. Creditor: Wells Fargo Bank N.A., San Antonio, Texas. Property: 9 Park St., Unit 2F, Norwalk. Mortgage default. Filed Aug. 5.

Seaside Village Homes Inc., Bridgeport. Appointed committee: Matthew D, Newman, Bridgeport. Property: 23 Burnham St., Unit 62, Bridgeport. Amount: $20,000. Filed Aug. 5.

Emory, Trudy, New Fairfield. $292.71, in favor of Danbury Hospital, Bethel, by Robert E. Johnson, East Hartford. Property: 74 Route 39, New Fairfield. Filed Aug. 8.

Wong, Grace and Norbert Sluzewski, Stamford. Seller: Tracy Arango, Greenwich. Property: 231 Seaton Road, Unit 26B1, Stamford. Amount: $138,000. Filed Aug. 6.

Mencarelli, Robert C. Creditor: Wells Fargo Bank N.A. Des Moines, Iowa. Property: 5 Prospect Drive, Stratford. Mortgage default. Filed Aug. 8.

Side Street Realty L.L.C., Plantsville. Appointed committee: Francis J. Collins. Property: 46 Birch Hill Road, Newtown. Amount: $85,000, Docket no. DBD 12cv6009028S. Filed Aug. 7.

Evans, Elvira, Stamford. $1,072.39, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by Joseph M. Tobin, New Haven. Property: 36 Jordan Lane, Stamford. Filed Aug. 6.

JUDGMENTS

Evans, James E. Sr., Wilton. $60,441.28, in favor of Wells Fargo Bank N.A., Summit N.J., by Annabelle T. MachadoCosta, Greenwich. Property: 24 Silver Spring Road, Wilton. Filed Aug. 8.

Zanni, Valerie J. and Dale A. Wymes, Norwalk. Seller: Kerry E. O’Neill and James D. Macdonald, Norwalk. Property: 8 Silvermine Ave., Unit 2B, Norwalk. Amount: $255,000. Filed Aug. 1.

FORECLOSURES

Miller, Elissa and Todd Miller, et al. Creditor: Flagstar Bank, Troy, Mich. Property: 419 Huntington Road, Stratford. Mortgage default. Filed Aug. 6. Morales, Xiomara and Zeidy M. and Victor H. Salas Jr. Creditor: GMAC Mortgage L.L.C., Tempe, Ariz. Property: 455 to 457 Clark St., Bridgeport. Mortgage default. Filed Aug. 5.

Atanasoff, Wilma and Peter P. Atanasoff Sr. et al. Creditor: HSBC Bank USA N.A., Mount Laurel, N.J. Property: 18 Vale Road, Brookfield. Mortgage default. Filed Aug. 8.

Nahar, Sabikun, et al. Creditor: Provident Funding Association L.P., Santa Rosa, Calif. Property: 516 Fairfield Ave., Stamford. Mortgage default. Filed Aug. 6.

Cameron, Cheryl and Peter Cameron, et al. Creditor: Citimortgage Inc., O’Fallon, Mo. Property: 109 Howe Ave., Shelton. Mortgage default. Filed Aug. 7.

Shanholtzer, Carl, et al. Creditor: Suntrust Mortgage Inc., Richmond, Va. Property: 130 Wyoming St., Stratford. Mortgage default. Filed Aug. 6.

Cobb, Catherine A. and Jessie W. Cobb, et al. Creditor: HSBC Bank USA N.A., Buffalo, N.Y. Property: 1290 Reservoir Ave., Bridgeport. Mortgage default. Filed Aug. 7.

Shimko, George, administrator of the estate of Paul M. Sirade, et al. Creditor: HSBC Bank USA N.A., Mount Laurel, N.J. Property: 27 Northill St., Unit 6P, Stamford. Mortgage default. Filed Aug. 5.

Cobb, Myrtle V. and Lonnie E. Cobb, et al. Creditor: US Bank N.A., Houston, Texas. Property: 1657 Chopsey Hill Road, Bridgeport. Mortgage default. Filed Aug. 7.

Sinatra, Michelle D. and Christopher J. Sinatra, et al. Creditor: Peoples United Bank, Bridgeport. Property: Lot 36, Map 4562, Stamford. Mortgage default. Filed Aug. 5.

Delaney, Catherine and Joseph Delaney. Creditor: Suntrust Mortgage Inc., Richmond, Va. Property: 35 Cherokee Trail, Shelton. Mortgage default. Filed Aug. 7.

Thomas, Desiree M. and Gregory B. Thomas. Creditor: Citimortgage Inc., O’Fallon, Mo. Property: 70 Nelson Terrace, Bridgeport. Mortgage default. Filed Aug. 5.

Fox, Melissa and David Fox, et al. Creditor: Wells Fargo Bank N.A., Frederick, Md. Property: 27 Northill St., Unit 3F, Stamford. Mortgage default. Filed Aug. 5.

Vasquez-Agvent, Rosa. Creditor: Citimortgage Inc., O’Fallon, Mo. Property: 567 Queen St., Bridgeport. Mortgage default. Filed Aug. 5. Wells, Mona Lee. Creditor: WPCA for the city of Bridgeport. Property: 272 Remington St., Bridgeport. Mortgage default. Filed Aug. 8.

Golubev, Kirill, et al. Creditor: JPMorgan Chase Bank N.A., Jacksonville, Fla. Property: 664 Main St., Unit B201, Norwalk. Mortgage default. Filed Aug. 6. Greene, Isabella and William Greene, et al. Creditor: WPCA for the city of Bridgeport. Property: 158 Alba Ave., Bridgeport. Water lien. Filed Aug. 8. Greenwich Ridgeview Development L.L.C. Creditor: Customers Bank, Phoenixville, Pa. Property: 9 Ridgeview Ave., Greenwich. Mortgage default. Filed Aug. 5. Kovacs, James W. Jr. Creditor: Citimortgage, Inc., O’Fallon, Mo. Property: 53 Lake Ave., Danbury. Mortgage default. Filed Aug. 8.

Yuhas, Mary Jane (estate), et al. Creditor: Citimortgage Inc., O’Fallon, Mo. Property: 3380 Madison Ave., Unit 21B, Bridgeport. Mortgage default. Filed Aug. 7.

FORECLOSURES BY SALE Nikaj, Enton, Stamford. Appointed committee: Jonathan J. Kelson, Stamford. Property: 218 Seaton Road, Unit 24C2, Stamford. Amount: $99,500, Docket no. FST11cv6011792. Filed Aug. 8.

Apazidis, Nikolaos, Norwalk. $3,682.92, in favor of Capital One N.A., Richmond, Va., by Russell L. London, Newington. Property: 73 Saddle Road, Norwalk. Filed Aug. 2. Arce, Monica A., Norwalk. $11,535.56, in favor of Citibank N.A., Sioux Falls, S.D., by Robert E. Johnson, East Hartford. Property: 6 Carlisle St., Norwalk. Filed Aug. 5. Arocho, Regino, Bridgeport. $2,537.66, in favor of Yale New Haven Hospital Inc, New Haven, by Nair & Levin P.C. Bloomfield. Property: 149 Shelton St., Unit 151, Bridgeport. Filed Aug. 6. Barnes, Tamyka and Dawion R. Barnes, Bridgeport. $3,933.37, in favor of Sikorsky Financial Credit Union Inc. Stratford, by Joseph M. Tobin, New Haven. Property: 217 Lewis St., Bridgeport. Filed Aug. 6. Burroughs, Ronald, Bridgeport. $3,262.37, in favor of Cach L.L.C., Denver, Colo., by Joseph M. Tobin, New Haven. Property: 9 Riverview Ave., Bridgeport. Filed Aug. 6. Canada, Gerald, Bridgeport. $2,598.87, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by Joseph M. Tobin, New Haven. Property: 101 Robert St., Bridgeport. Filed Aug. 6. Carreno, Gabriel, Norwalk. $822.02, in favor of Capital One N.A., Richmond, Va., by Russell L. London, Newington. Property: 10 Heather Lane, Norwalk. Filed Aug. 2. Coger, Jessie, Cheshire. $1,921.57, in favor of U.S. Equities Corp., South Salem, N.Y., by Linda Strumpf, New Canaan. Property: 1935 Barnum Ave., Stratford. Filed Aug. 8. D’Adamo, Concetta, Stamford. $4,366.51, in favor of Asset Acceptance L.L.C., Warren, Mich., by Joseph M. Tobin, New Haven. Property: 4 Austin Ave., Stamford. Filed Aug. 6. Ely, Stacey, Bridgeport. $2,873.07, in favor of Bridgeport Hospital, New Haven, by Nair & Levin P.C., Bloomfield. Property: 62 Herkimer St., Bridgeport. Filed Aug. 6.

26 Week of August 26, 2013 • Fairfield County Business Journal

Marmanides, Gary, Norwalk. $1,173, in favor of Roger H. Kaye, by Gregory N. Bachand, Bridgeport. Property: 23 Allview Ave., Norwalk. Filed Aug. 2. Martinez, Ivette, Shelton. $349.73, in favor of Danbury Hospital, Bethel, by Robert E. Johnson, East Hartford. Property: 28 Edgewood Ave., Shelton. Filed Aug. 7. McAllister, Angela D., Bridgeport. $1,297.75, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by Joseph M. Tobin, New Haven. Property: 55 Palm St., Unit 57, Bridgeport. Filed Aug. 6.

Farris, Christoph L., Norwalk. $16,476.07, in favor of Capital One N.A., Richmond, Va., by Russell L. London, Newington. Property: 22 Glendenning St., Norwalk. Filed Aug. 2.

Mosny, Karen A., Bridgeport. $4,902.94, in favor of Credit Acceptance Corp., South Field, Mich., by Nair & Levin P.C., Bloomfield. Property: 325 Lafayette St., Unit 4204, Bridgeport. Filed Aug. 6.

Flemmings, Mary, Bridgeport. $7,429.22, in favor of Midland Funding L.L.C., San Diego, Calif., by Robert E. Johnson, East Hartford. Property: 41 Dover St., Bridgeport. Filed Aug. 5.

Myers, Dorothy, Bridgeport. $4,615.48, in favor of Cach L.L.C., Denver, Colo., by Joseph M. Tobin, New Haven. Property: 25 Herkimer St., Bridgeport. Filed Aug. 6.

Fong, Henry Lee Jr., Greenwich. $4,559.85, in favor of Capital One N.A., Glen Allen, Va., by Robert E. Johnson, East Hartford. Property: 16 William St., Greenwich. Filed Aug. 2.

Nattia, Maura and Michael P. Nattia, Danbury. $9,327, in favor of Connecticut Basement Systems Inc., Seymour, by Andrea A. Dunn, Waterbury. Property: 82E Pembroke Road, Danbury. Filed Aug. 7.

Fusco, Alphonse, Norwalk. $15,585.31, in favor of Midland Funding L.L.C., San Diego, Calif., by Robert E. Johnson, East Hartford. Property: 12 Robins Square East, Norwalk. Filed Aug. 5. Gerloff, Mary, Norwalk. $7,311.81, in favor of Midland Funding L.L.C., San Diego, Calif., by Robert E. Johnson, East Hartford. Property: 11 Collumbine Lane, Norwalk. Filed Aug. 2.

Gianatasio, Annette, Shelton. $4,664.04, in favor of Citibank N.A., Sioux Falls, S.D., by Robert E. Johnson, East Hartford. Property: 50 Walnut Ave., Shelton. Filed Aug. 7. Gonzalez, Carmen, Bridgeport. $1,737.70, in favor of Portfolio Recovery Associates L.L.C., Norfolk, Va., by Joseph M. Tobin, New Haven. Property: 61 Trowel St., Bridgeport. Filed Aug. 6. Joyner, Janella, Stamford. $64,370.31, in favor of Stamford Federal Credit Union, Stamford, by James Trudell, West Hartford. Property: 1 Southfield Ave., Unit 205, Stamford. Filed Aug. 7. Kelly, Lois A., Greenwich. $1,356.30, in favor of Capital One N.A., Richmond, Va., by Russell L. London, Newington. Property: 69 Byram Terrace Drive, Greenwich. Filed Aug. 2. Lal, Niru Sharma and Goverdhan Lal, Norwalk. $38,208.88, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by Joseph M. Tobin, New Haven. Property: 8 Donna Drive, Norwalk. Filed Aug. 6.

Nelson, Jean A., Norwalk. $2,982.66, in favor of Equable Ascent Financial L.L.C., Northbrook, Ill., by Julie B. Solomon, Albany, N.Y. Property: 1 Tilton St., Norwalk. Filed Aug. 1. Pena, Yohanny and Juan Pena, Bridgeport. $5,680.40, City National Bank, Solana Beach, Calif., by Houston Putnam Lowry, Meriden. Property: 693 to 695 Connecticut Ave., Bridgeport. Filed Aug. 7. Peterson, Cheryl, New Fairfield. $450, in favor of Danbury Hospital, Bethel, by Robert E. Johnson, East Hartford. Property: 23 Candle Hill Road, New Fairfield. Filed Aug. 8. Prutting, Thomas M., Bridgeport. $2,446.18, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by Joseph M. Tobin, New Haven. Property: 56 Jane St., Bridgeport. Filed Aug. 6. Redd, Silas R., Norwalk. $1,211.29, in favor of Capital One N.A., Richmond, Va., by Russell L. London, Newington. Property: 61 Wilton Ave., Norwalk. Filed Aug. 2. Sanchez, Gloria, Danbury. $9,440.39, in favor of Danbury Hospital, Danbury, by Robert L. Peat, Danbury. Property: 13E Pearl St., Danbury. Filed Aug. 8. Sarker, Biswajit, Norwalk. $18,756.35, in favor of Midland Funding L.L.C., San Diego, Calif., by Robert E. Johnson, East Hartford. Property: 17 Spring Hill Ave., Norwalk. Filed Aug. 2.

Serrano, Michelle B., Bridgeport. $1,638.92, in favor of Unifund Corp., Cincinnati, Ohio, by Joseph M. Tobin, New Haven. Property: 235 Bretton St., Bridgeport. Filed Aug. 6. Serricchio, Robert F., Stamford. $6,176.42, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by Joseph M. Tobin, New Haven. Property: 518 Hope St., Stamford. Filed Aug. 6. Sigg, Laura, New Canaan. $1,408.35, in favor of Midland Funding L.L.C., San Diego, Calif., by Robert E. Johnson, East Hartford. Property: 84 Douglas Road, New Canaan. Filed Aug. 6. Somma, Angela C. Norwalk. $742.82, in favor of Asset Acceptance L.L.C., Warren, Mich., by Joseph M. Tobin, New Haven. Property: 17 Chelene Road, Norwalk. Filed Aug. 1. Stavola, Lee, Bethel. $300, in favor of Danbury Hospital, Danbury, by Robert E. Johnson, East Hartford. Property: 15 Hudson St., Bethel. Filed Aug. 8. Telesco, Peter A. Stamford. $959.89, in favor of Cavalry SPV I L.L.C., Valhalla, N.Y., by Joseph M. Tobin, New Haven. Property: 3 Richards Ave., Stamford. Filed Aug. 6. LEASES Fitness International L.L.C. Irvine, Calif., by William B. Horner. Landlord: KR Stratford L.L.C. Stratford. Term: 15 years, commencing July 17, 2013. Filed Aug. 8.

LIENS

FEDERAL TAX LIENSFILED Arons, Lisa and Michael Arons, 33 Dancy Drive, Stamford. $7,389.86, tax debt on income earned. Filed Aug. 8. Barreira, Norman P., 36 Bay Edge Court, Fairfield. $41,234.65, tax debt on income earned. Filed Aug. 6. Beck, Tami and Richard W. Beck, 58 Division St., Danbury. $12,372.80, tax debt on income earned. Filed Aug. 6. Benjamin, Meaghan M. and Michael Benjamin, 28 Rock Spring Road, Stamford. $95,030.67, tax debt on income earned. Filed Aug. 8. Benjamin, Michael, 28 Rock Spring Road, Stamford. $6,011.44, tax debt on income earned. Filed Aug. 8. Best, Alfrieda J., 51 Whittier St., Bridgeport. $16,453, tax debt on income earned. Filed Aug. 7. Bodek, Elizabeth B. and Haim Y. Bodek, 11 Sea Beach Drive, Stamford. $40,012.81, tax debt on income earned. Filed Aug. 8.

Business ConneCtions Issues & PolIcIes

events

State Greenhouse Gas Regulations Raise Business Costs

he Department of Energy and Environmental Protection (DEEP) has proposed regulations that will make electric energy generation more expensive in Connecticut and raise businesses energy costs by at least 1% per year for the next 10 years. The regulations are part of a nine-state agreement under the Regional Greenhouse Gas Initiative (RGGI, commonly known as “Reggie”). RGGI requires all of the participating states—including Connecticut—to revise their regulations as proposed, in this case in a manner that will result in higher electricity costs. Under the current RGGI program, electric generators must purchase allowances—essentially tokens that allow them to generate electricity—at a rate of one allowance for each ton of carbon dioxide emitted in the electricity generation process. These costs are then passed on to Connecticut ratepayers—residential and business customers alike. The proposed regulations will make the allowances more expensive—possibly much more expensive. Some analysts predict that DEEP’s estimate of a 1% increase in energy costs per year for businesses is low. With Connecticut continuing to hover near the top of the list of most expensive energy states in the country, many are concerned that the new regulations will further hinder the challenge of making Connecticut more competitive for energy costs. In a recent national survey, 85% of businesses said that energy costs were an essential factor in their ability to be competitive. Supporters argue that the proposed regulations will provide significant additional funding for the state’s energy efficiency programs. That’s true, and those programs have

The Connecticut Economy helped many businesses across Connecticut save money on their energy bills. But not enough is known about the actual costs and benefits to businesses of the efficiency programs— key data that must be better quantified and more transparently available to the public. Connecticut also should take action to mitigate the cost impacts of RGGI—for example by limiting participation in the allowance auctions to the electric generators who require them for RGGI compliance. Currently, speculators can participate in the auctions, which unnecessarily drives up the cost of allowances. It’s also critically important for the state to stop raiding the funds, as it has done on occasion, to fill state budget deficits. If there has to be a RGGI program, it should be a national program so that Connecticut and other Northeast states are not unfairly burdened with an energy tax that that most other states don’t have.  Read more at gov.cbia.com

Presented by CBIA, the Hartford Area Business Economists, and the Barney School of Business at the University of Hartford Sponsored by BlumShapiro, Chase, Morgan Stanley Wealth Management, The Schaeneman Group

 What do you need to know to take advantage of the changing economy?  When will we see a sustained recovery?  What industries are adding jobs?  What are the state’s long-term fiscal challenges, and why are they important? Featured Speakers  David Martin Darst, Managing Director and Chief Investment Strategist, Morgan Stanley  Hon. David M. Walker, Founder/CEO, Comeback America Initiative; former Comptroller General of the U.S.  Anthony Chan, Managing Director and Chief Economist, J.P. Morgan Chase Private Client Featuring information-packed sessions—including results of the 2013 CBIA/BlumShapiro Survey of Connecticut Businesses—this morning event kicks off with a full breakfast buffet and networking opportunities with area business leaders.

HealtHcare 2014

Notifying Employees About the State Insurance Marketplace

he Affordable Care Act requires employers to notify employees about the new government-run health insurance marketplaces by October 1, 2013. The Department of Labor (DOL) has provided a three-page model notice that employers may use. Simply providing your employees the first page of the model notice will satisfy the employer obligation. Employers also should be aware that there are specific requirements for the delivery of notices to

current and new employees. You can learn about these requirements and read the technical release at the CBIA Healthcare Resource Center. (Refer to section III.D. “Timing and Delivery of Notice” in the technical release.) If you choose to provide the three-page notice to your employees, you can access it at the CBIA Healthcare Resource Center.  Learn more at cbia.com/healthcare2014

Date Friday, Sept. 6, 2013 Time 7:30–11:45 am Place The Sheraton 100 Capital Blvd., Rocky Hill Cost CBIA/HABE members, $75 Nonmembers, $95 Tables of 10, $700

Scan to RegiSteR

➤ Register at cbia.com/events

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of August 26, 2013 27

IF WARREN BUFFETT SAID ‘BUY,’ WOULD YOU? Here’s what the Oracle of Omaha had to say in his annual letter to shareholders after Berkshire Hathaway bought 28 newspapers in 15 months:

“THE WORLD HAS CHANGED ... NEWSPAPERS CONTINUE TO REIGN SUPREME, HOWEVER, IN THE DELIVERY OF LOCAL NEWS.” “THERE IS NO SUBSTITUTE FOR A LOCAL NEWSPAPER THAT IS DOING ITS JOB” “PAPERS DELIVERING COMPREHENSIVE AND RELIABLE INFORMATION TO TIGHTLY BOUND COMMUNITIES AND HAVING A SENSIBLE INTERNET STRATEGY WILL REMAIN VIABLE FOR A LONG TIME.” That’s what the Business Journals are all about.