Professional Services

Scott

Chartered Accountants

ARE YOU READY FOR A NEW YEAR?

The 2018 year has seen a number of changes to tax legislation. Some of these include:

• Single Touch Payroll was introduced for small businesses with 20 employees or more from 1 July 2018, with other businesses to adopt from 1 July 2019.

• Unused concessional contributions by an individual may be utilised if the individual’s balance is below $500,000 and the full $25,000 cap wasn’t used. • The $1.6m transfer balance cap reporting commenced for superannuation funds with member balances above $1.6m and in pension mode.

PLAN TO PLAN

Happy Holidays and a Merry Christmas from all of us at Scott Chartered Accountants

LOCATED UPSTAIRS: Village Shopping Centre, Suite 8, 43-45 Burns Bay Road. P: 9418 6669 EMAIL office@scottca.com.au

MORTGAGE CHOICES

It’s hard to believe the year is coming to an end with Christmas just around the corner. 2018 has been another busy year for the team at Mortgage Choice Lane Cove. Speculation within the property industry continues as to what is likely to happen with property prices and whether interest rates are likely to stay at record lows. Sadly, we don’t have a crystal ball and hence can’t predict what 2019 will have in store. However as always, we look forward to helping more clients to achieve their dreams of property ownership. We’d like to thank all of our clients for their continued support and wish you all a very happy and safe Christmas and prosperous New Year.

Stephanie, Jeff, Tony, Emily and Emma

For more information please call 9420 3052, visit 15/43-45 Burns Bay Road, Lane Cove or email stephanie.cook@mortgagechoice.com.au

Mortgage Choice Limited ACN 009 161 979. Australian Credit Licence 382869.

MERRY CHRISTMAS & SEASON'S GREETINGS

FROM TEAM FERGUSON

To all the residents of the local community, we wish you a happy holiday season and a prosperous New Year. We look forward to helping you ready your real estate goals with a six star standard and caring approach in 2019. A special thank you to all the people who have passed on their thoughts and best wishes to Beth during this difficult time.

KARL FERGUSON

0405 171 504 I karlferguson@mcgrath.com.au

MICHAEL FERGUSON

0414 274 682 I michaelf@mcgrath.com.au