E-mail Your Ads: thevalleytrader@yahoo.com
Web Site Address: www.thevalleytrader.com
I love The Valley Trader!!! I have been able to sell so many things through this little paper!! People call me from all over. Last week I received a call from Hawaii about one of my ads. LT Autos/Trucks - 07 2003 Dodge Ram 1500 Truck, 4 Door, 4x4, 248K, 12/25 Inspection, 4.7 Motor,
auto., runs good, $3,900.00. 570204-4516. 5/12
Help Wanted - 28
Experienced Sales Person to handle our Montour & Columbia Co. area. Very good commission structure. Send resume to The Valley Trader, Sales Position, PO Box 392, Lewisburg, PA 17837
Sales Rep Wanted: Expanding sales force in Ly-
coming & Clinton Cos. Sales experience necessary. Must have car & valid Driver’s License. Territory & account list provided. Send resume to: The Valley Trader, Sales Dept., PO Box 392, Lewisburg, PA 17837 or email to: thevalleytrader@yahoo.com
Help Wanted: Part time Graphic Designer position. 24-35 hrs. over 2
wks, but mostly on week 2. Must be able to work in a high speed environment. Be literally your own boss, but work easily with others. This may lead to a full-time position in the future. Send resume & portfolio to: The Valley Trader, PO Box 392, Lewisburg, Pa 17837 or email: the valleytrader@yahoo.com
Household Furniture - 30
GE Washer & Dryer Pair, 6 yrs.
old, $300. 570847-6442. 5/5 Hunting - 34 Crossbow Wickedridge 370 with hard case & bolts plus more. Asking $400.00. 570286-0620. 4/21 Miscellaneous - 35 Heavy Metal Clothes Line Post ‘99, New Schedule 40 Pipe, 5 Lines, End Caps, guaranteed not to bend with big load of clothes. $115.00 per set of 2. Please call 570-494-1444 6/2
(StatePoint) With flowers blooming and birds chirping, you may be in a spring-cleaning mindset. As you spruce up your home, you can also channel that energy into getting your finances in tip-top shape!
According to CERTIFIED FINANCIAL PLANNING® professionals, here’s how to clear away the cobwebs in your budget:
Sort expenditures: If you’ve ever sorted your clothes and other items into piles during a spring clean, this budgeting principle will be familiar to you: Review your expenses and categorize them into needs, wants and expenditures you’re ready to part with. Whether you do this on paper or electronically, use a color-coded system to visualize where your money is going.
Review your streaming services: Electronic subscription bloat is common, as is paying for forgotten subscriptions after free trials end. For example, you may be subscribed to several of the most common entertainment streaming services, such as Netflix, Max and Hulu. Do you really need all of them? Whether it’s an online newsletter or a music streaming service, cancel unused subscriptions.
Avoid bank fees: Review your bank statements. Are you getting dinged with fees? Consider switching to a bank that doesn’t charge an account maintenance fee. You can also set up notifications to avoid having your account get hit with an overdraft.
If you do get charged, contact your bank to explain your situation — you may be able to have some fees waived.
Switch insurance carriers: Periodically review your insurance rates, and shop the market to see if better rates are available for home, automotive and other forms of insurance.
card payments (and other bills) to ensure you aren’t paying late fees.
Pay yourself first: Earmark a portion of your budget to savings and investments each month. This will leave you with more money for your important goals and less for frivolous spending.
To work with a CFP® professional who can help you roll up your sleeves and get to work on cleaning up your finances, visit letsmakeaplan.org.
This spring, go beyond dusting the baseboards and mopping the floors. Refresh your finances for a fresh start to the season.
Reduce debt: If your debt is costing you a pretty penny, it’s time to act. A CFP® professional or credit counselor can help you craft a plan for consolidating debt into lowerrate credit card accounts, refinancing your mortgage and reducing your overall debt burden. You should also automate credit
Walking into a grocery store can feel overwhelming – especially for those trying to buy healthier food. There are so many choices, eye-catching marketing and health claims, and confusing ingredients, making it hard to know what’s healthy and what isn’t. Grocery store aisles can actually be a place to fight preventable dietrelated disease and illness – as long as nutrition information is readily available and easy to understand. Other countries successfully use simple and clear
(StatePoint) Global Volunteer Month, celebrated in April, is a time to honor volunteers while encouraging volunteering in communities around the world.
This annual celebration is especially pertinent right now. According to a Pew Research report, only 54% of Americans feel a connection to others near them.
“Communities around the country are facing increased needs at a time when many people are feeling more isolated. Volunteering fills the gaps to strengthen community and the fabric of our society,” says Jennifer Sirangelo, president and CEO of Points of Light, the world’s largest organization dedicated to increasing volunteer service.
But as Sirangelo points out, volunteering doesn’t just build healthier and more equitable communities, it’s also good for the individuals who are lending their time and talents. “Engaging in volunteer activities has been identified as an effective way to build confidence, alleviate anxiety and depression, and provide a sense of purpose and connection,” she says.
Here are some ways you can take action this Global Volunteer Month and beyond:
Take the Pledge: Let your community know you are committed to volunteering and service by taking the Points of Light’s Global Volunteer Month Pledge. With nearly 50% of volunteer postings going unfilled, your participation can help meet critical community needs and ensure essential services are delivered. Already committed to a cause you care about? Take this opportunity to deepen your engagement. Commit to one extra volunteer project a month, or consider taking on a leadership position with an organization you work with.
Thank a Volunteer: Volunteers are the heartbeat of strengthening communities, and throughout the month, you can help recognize the vital role they play. Thank a volunteer or organization that is making an impact in your community starting on April 1 and throughout the month using the hashtag #ThankAVolunteer.
Spread the Word: Use social media to spread the word about the importance of volunteering using hashtags like #GlobalVolunteerMonth. To inspire others to take action, share your own volunteer story using #WhyIVolunteer.
Get Started: Not sure how to get started or where your efforts will make the biggest social impact? Visit Points of Light Engage, at engage.pointsoflight.org. This enormous database allows you to search for volunteer opportunities in your city or zip code based on your interests. Whether you’re volunteering on your own, with coworkers, or with family, you’ll be sure to find an opportunity that’s right for you.
“Volunteering is needed more than ever before. This April, we are urging everyone to join us in taking action. Lend your time, talent and passion to making a real difference in your own neighborhood and to creating a better world,” says Sirangelo.
(StatePoint) When choosing doors for your home, remember that careful selections can improve not only your home’s beauty and value, but also your quality of life. Here are a few door types to consider, along with their benefits:
Elevate with exterior French doors: French doors double the design impact, and elevate the front entryway and curb appeal of any home. Manufacturers like ProVia offer customizations on every element of French doors so you can make a truly unique statement. Start by choosing from various styles, materials and finishes. Then, consider the addition of sidelites, transoms and decorative or privacy glass. Given how many factors you have control over, it’s helpful to use a design tool to configure the door of your dreams. Visit provia.com/design-center to get started. Rest assured, no matter what your end results look like, there are a few factors you won’t have to worry about with ProVia doors: durability and energy efficiency. Virtually every possible combination of door style, glass, sidelite and transom is built to last a lifetime and is ENERGY STAR certified.
Protect with storm doors: Storm doors provide doors and homes with an extra layer
of protection from moisture, heat, wind, rain and other elements. Everyone has different requirements though. Fortunately, storm doors can be individually customized to meet your practical and aesthetic needs. Depending on where you live, factors like the thickness and construction of the storm door can make a big difference in its performance. You’ll also want to investigate your glass and screen options for added fresh air circulation in your home. While storm doors are often thought about more in terms of their functionality, it’s important to keep in mind that varying hardware options, styles and paint finishes allow you to seamlessly blend yours in with the aesthetic of your home.
Bring the outside in with sliding glass patio doors: Want to bathe your home interiors with light and the beauty of your natural surroundings? One of the most effective, low-maintenance ways to do just that is with vinyl sliding glass patio doors. Those from ProVia are tested against the most stringent industry
standards for air and water infiltration, wind load resistance, ease of operation and more. This means you’ll have lower heating and cooling costs and increased comfort all while offering your household full, unparalleled views of your outdoor spaces. Customization options, such as the materials and colors of the interior frame and the type of glass you choose, can help you tailor the look and functionality of your sliding glass doors.
For more design tips, visit provia.com.
For a true return on your home improvement project, consider how a door replacement can elevate your home’s style while protecting it from the elements.
nutrition labels on the front of food packaging to draw attention to foods that are high in sugar, saturated fat or salt – three nutrients most people eat too much of. These labels are helping consumers make healthier choices.
After years of consumer engagement and research, the Food and Drug Administration (FDA) has proposed easyto-read labels on the front of most packaged foods here in the United States. The proposed label would appear on foods intended for people aged 4 years and older and focus on three nutrients to limit: saturated fat, sodium (salt) and added sugars. Each would be rated as high, medium or low, and include the percentage of the recommended
daily amount. The label would be placed on the front of the package in bold, easy-to-see text so shoppers could quickly understand what is in their food and compare products. Even though similar labels have worked well in other countries, some food companies oppose implementing them here in the United States. While these labels certainly could impact the sales of less healthy foods, advocates say that these companies should recognize that their customers want to make healthier choices and purchase healthier products. Clearer labels will help them do just that.
“Eating healthy should be less complicated and consumers
should be able to walk down grocery store aisles and be able to easily compare how nutritious different foods are,” says Nancy Brown, CEO of the American Heart Association. “This will give everyone more control over their food choices and health.”
Right now, the FDA is asking people to share their thoughts on this new proposed label. Between now and May 16, 2025, you can visit yourethecure.org/ label for more information from the American Heart Association and to provide feedback to the FDA.
ACROSS
1. T. Rockwell’s “How to Eat Fried ____”
6. Pro football org. 9. Tea servings
13. Relating to axis 14. Gershwin or Levin 15. Break of day 16. Repeat, in music
17. Red Cross bed 18. Arm bones
19. *Mother ____, personification of physical world
21. *Mother ____, fictional dog owner
23. Opposite of hence 24. Sleeveless garment
25. Money source
28. Golfer’s destination
30. Pass, as time
35. “Metamorphoses” poet
37. *The Beatles: “Mother ____ comes to me”
39. “The Goldbergs” sibling 40. Unacceptable, to a baby
41. Alpine singing
43. Resembling wings
44. Fill with optimism
46. Fill to satisfaction
47. Orion’s ____
48. Like funereal atmosphere
50. Lice eggs
52. Morse code dash
53. Remainder of a cigarette
55. Before skip and a jump
57. *Mother of ____, a.k.a. Daenerys Targaryen
61. *Mother ____, Missionaries of Charity founder
64. Pass鍶5. Stir or fuss
67. Add together
69. Anomie, alt. sp.
70. Decompose
71. Very angry
72. Puppy sounds
73. “____ no evil, hear no evil”
74. Tennis-affected joint
DOWN
1. Took place
2. Yoked team
3. Capital of Latvia
4. Kind of ray
5. Cast-off skin
6. French Riviera city
7. “To” follower
8. Wood turning device
9. Tulip starter
10. Leo’s Karenina
11. ____ gum, food additive
12. Put metal to the pedal, p.t.
15. Difficult to detect
20. With ample space
22. Employ
24. Green and lush, as in trees
25. *Mother ____, investigative journalism nonprofit
26. Convex molding
27. Twofold
29. Cambodia’s neighbor
31. A in UAE
32. Heaped
33. Famous Teatro alla ____
34. *Mother ____, personification of planet
36. Shower with affection
38. Abominable snowman
42. River in Hades
45. Personify
49. *Mother Superior is the head one at the convent
51. Foray
54. Former Russian leaders
56. *Mother of ____, a.k.a. nacre
57. June 6, 1944
58. Raja’s wife
59. On the surface
60. Emeralds and rubies
61. Carrying bag
62. Hunk of something
63. Lowest female singing voice
66. Female forest ruminant
68. Archery bow wood