Simplify Your Retirement Accounts Hunt’s tips for when you are short on cash: Pantry Survival: Go to your pantry, cupboards and freezer to feed your family and use the savings to fund your holidays. Eat-In: No more fast food or restaurants until after the holidays are over. Rethink a Habit: For the short-term, eliminate coffee, vending machine snacks, manis and pedis, and workday lunches out. Get Free Shipping: Amazon has a Prime trial for 30 days you can sample. Get Your Cash Back: Check out Rakuten cashback, formerly Ebates; Before shopping online or in physical stores, you log in. Read the details when you sign up. Another key piece of advice: Determine your financial spending limit and don’t exceed it. “The key to not overspending this holiday season is to set a budget and stick to it. People get into trouble when they refuse to make choices and simply get whatever it is they want,” Hunt said. “A budget can force fiscal discipline on holiday shopping.” Above all else, remember to enjoy the season.
Resources:
Thrivent Financial, Fort Wayne, 260.459.5466
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Keeping tabs on multiple 401(k)s isn’t always easy. But when you consolidate them into one IRA, you can avoid overlooking plan statements or changes. Plus, consolidation may help you steer clear of unnecessary fees. Let’s explore what’s best for you. Kathy Crager, Financial Associate Vision Financial Group 3711 Rupp Drive, Ste. 108, Fort Wayne, IN 46815 260-450-5466 kathy.crager@thrivent.com connect.thrivent.com/kathy-crager There may be benefits to leaving your account in your employer plan, if allowed. Securities and investment advisory services are offered through Thrivent Investment Management Inc., 625 Fourth Ave. S., Minneapolis, MN 55415, a FINRA and SIPC member and a wholly owned subsidiary of Thrivent. Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc. They are also licensed insurance agents/producers of Thrivent. For additional important information, visit Thrivent.com/disclosures. 28394 R8-20
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December 2020 | Home Living 9
