from Madison Police Arson Investigation at Wisconsin Family Action Office May 9, 2022. Madison Police Chief Shon Barnes speaks on the Madison Police Arson Investigation of the firebombing of the Wisconsin Family Action Office.
By Spencer Pauley The Center Square
By Laura Marie Rivera Contributing Writer
Seattle Mayor Bruce Harrell is appointing Madison, Wis. Police Chief Shon Barnes to be the next Seattle police chief within the same week Barnes is handles a deadly school shooting in Wisconsin.
Barnes has served as the chief of police for Madison since 2021. According to Harrell’s office, Barnes is a nationally recognized leader in reducing crime, improving community-police relations, and driving a culture change within the department.
The announcement comes within the same week of a tragic event in the City of Madison.
Earlier this week a shooting that led to three dead, including the juvenile shooter who was a student, occurred at Abundant Life Christian School in Madison, Wis.
“Under tragic circumstances, the nation received its introduction to Chief Shon Barnes,” Harrell said in a statement. “We all saw firsthand what our team has known since we began this recruitment process –that Chief Barnes possesses the impressive leadership capabilities, compassionate approach, and dedication to effective police work needed to continue moving our police department forward.”
Despite recent events, Madison has seen improvements in public safety under Barnes. So far in 2024, the city has seen a 67% decrease in homicides, a 40% decrease in auto thefts, a 36% decrease in burglaries, and a 19% decrease in reports of shots fired.
Seattle has seen a decrease in crime since 2022, when violent crime statistics were at an all-time high. However, rates of violent crime through November 2024 surpassed 2020 levels.
The number of homicides in Seattle this year has also remained consistently high with other post COVID-19 pandemic years.
Barnes also brings proven experience in implementing an inclusive workforce with the Madison Police Department’s initiative that has resulted in 28% of officers being women.
In May, former Seattle Police Chief Adrian Diaz
Nate Gowdy is a photographer whose work explores the intersection of social movements, cultural identity, and political spectacle. For the past 15 years, he has called Seattle home, earning recognition for his compelling visual storytelling rooted in these themes. While his career took off in the Pacific Northwest, he has recently gained international acclaim for his documentary fine art photography examining American politics. His latest exhibition at Spectrum Fine Art in Madrona, however, narrows its focus to a single pivotal day: January 6, 2021.
Gowdy grew up in Elkhart, Indiana, and earned a journalism degree from Indiana University. He began his career as a copy editor at a small-town newspaper but soon found himself seeking a new, more exciting adventure. When his childhood best friend invited him to move to Seattle in 2009 to be his roommate on Capitol Hill, Gowdy jumped at the chance. Though he had never visited the city, he was already familiar with The Stranger and KEXP, which convinced him that Seattle must be "the hub of cool.”
Gowdy’s path into photography began after a brief stint as a preschool caregiver, when his parents gave him his first DSLR for Christmas 2010. A month later, George Bakan, publisher of Seattle Gay News, hired him as the staff photographer, where an editor gave him advice that shaped his career: “Don’t be a fly on the wall — immerse yourself and engage people.” From then on, Gowdy’s life was drag shows, nightlife, and as Seattle Pride’s official photographer, too, a parade of Pride personalities eager to step in front of his lens.
This iconic image from January 6th captures “the fault line where democracy meets fascism,” Gowdy said. Having spent the day on the ground with protesters and agitators, and even being sprayed with tear gas, Gowdy uses his signature black and white style to intensify the drama of these moments. This image appears in his book INSURRECTION available at www.nategowdy.com and Elliott Bay Book Company.
In his first year, he photographed over 200 events, mastering his craft on the fly and developing a bold,
intimate, celebratory style — just as the marriage equality fight in Washington state reached its peak. By 2012, his schedule ramped up to 360 events, capturing a community rallying for change.
“The end of 2012 and all of 2013 saw me photographing friends realizing their dreams of equality — so many weddings!” he says.
Throughout his career, Gowdy has prioritized
mentoring new and emerging photographers, particularly students, BIPOC artists, and those aspiring to build careers in the field. He has guided interns, taught homeschooled youth, and regularly guest lectures at universities. “I enjoy mentoring and paying it forward. I’ll always make time for a coffee to talk shop,” he says. Gowdy’s skill behind the lens and knack for connection led to opportunities in Seattle working alongside President Obama and Vice President Biden during their visits. In the summer of 2015, he was drawn to the spectacle of the 2016 presidential campaign, following Hillary, Bernie, and Trump, and culminating in TIME magazine’s cover featuring his iconic shot of Bernie Sanders.
“I thought the story I was capturing would end with the swearing-in of America’s first female President.” With a front-row seat to the biggest story in the world, he had not yet imagined being hassled by the Right, the
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By Tim Clouser
The Center Square
Senate Democrats are asking their peers to help “spread that tax policy love around” as they hope to close a $16 billion shortfall with new taxes in a leaked email on Friday.
Sen. Noel Frame, D-Seattle, sent the message just days after Gov. Jay Inslee announced a budget shortfall of upwards of $16 billion over the next four years. While he proposed billions in tax increases of his own last Tuesday, Frame’s email included several others on Friday.
Inslee’s solution included a new wealth tax, which he estimates could generate over $10 billion over four years and a temporary 20% surcharge for businesses marking over $1 million annually until increasing all business and occupation, or B&O, tax rates by 10% in 2027.
Frame’s email included seven other “revenue options,” or taxes, to keep the Legislature afloat at the expense of the taxpayer. The message also included slides from Democrats on what to avoid when talking about taxes to avoid upsetting their constituency.
“Let’s spread that tax policy love around,” Frame emailed her peers in the Senate. “We’d like to have companions to the ideas coming out of the House, so there are a few to go around.”
Her message included a 2025 Revenue Options document with two pages; one reads “Taxing Large Corporations,” with the following titled “Other Taxes.” The first of three on “large corporations” would remove the cap on employer payroll taxes for those making $8 million or more annually; however, an alternate version would apply to all businesses, even small mom-and-pop shops.
The main version, applying businesses earning over $8 million annually, would impact around 4,000 to raise $7.8 billion over the next four years. According to the document, the alternate version, applying to all businesses, would impact 30,000 while
generating roughly $8.7 billion through 2029.
The next tax to large corporations includes an additional 1% B&O surcharge on taxable income over $500 million. According to the document, it would impact around 140 businesses while generating upwards of $6.3 billion over the next four years.
The last tax to large corporations would replace a $9 million annual advanced computing surcharge cap with a workforce education surcharge on all income without limit. According to the document, it could generate more than $600 million over the next four years.
“Do Say: Focus on the proposed solutions and how it will make people’s lives better,” according to a slide in Frame’s email. “Don’t Say: Don’t focus on the budget hole.”
The other measures included in Frame’s email would raise the annual cap on property tax increases from 1% to 3%, raise taxes on the sale of real estate valued over $3 million from 3% to 4%, impose B&O taxes on storage units and an 11% tax on ammunition, firearms and parts.
According to the document in Frame’s email, the tax on ammo, firearms and related parts would impact 3,000 “taxpayers.” Still, according to a 2020 study, 42% of residents reported having at least one firearm in their home, with at least 165,000 licensed statewide the following year.
Altogether, the four “Other Taxes” listed in Frame’s email add up to $940 million over the next four years.When combined with the three for large corporations, all seven could generate over $15 billion in taxes over the next four years, on top of Inslee’s proposals.
“Our taxes have went up almost 50% in the last decade; Washington has a spending problem, not a revenue problem,” Rep. Travis Couture, the House Republican budget lead, said in a video posted to X on Sunday. “We should cut reckless spending sprees from the majority party and … have Washington government live within its means.”
Washington’s operating budget could reach $87B by 2027-2029 biennium
By TJ Martinell The Center Square
In October it was revealed that the state operating budget faced a potential $5 billion shortfall for the 2025-2027 biennium. While that figure has changed slightly, the shortfall amount for the four-year outlook has altered drastically in recent weeks, though the number depends on who you ask and when you ask them.
Initially, the state Office of Financial Management estimated the budget shortfall between 2025-2029 could be between $10-12 billion. However, an official from Governor Jay Inslee’s Office remarked at a meeting last week that the estimate was now around $14 billion.
Though Inslee’s office and the official later said it was an error, Inslee himself later went on to say at a press conference for his 20252027 operating budget that the shortfall could be even higher, to the tune of $16 billion.
If that were to be accurate, along with the latest revenue forecast by the state Economic and Revenue Forecast Council, the state would have to increase its operating budget spending in the 2027-2029 biennium to $87 billion, a 10% increase from Inslee’s proposed operating budget for the upcoming biennium, and a $13 billion and 17% increase from the current biennial budget spending.
According to the Washington Research Council, the latest update on the 20252027 budget shortfall puts the figure at $4.8 billion. If Inslee’s $16 billion figure were accurate, it would leave the remaining $11.2 billion in the 2027-2029 biennium.
ERFC’s latest revenue forecast estimates that the total revenue for the Near General Fund-State accounts, where money for the operating budget originates, at $75.8 billion.
Those revenue forecasts are based in part on
estimated annual tax money the state will receive and are used to determine whether or not the state operating budget balances over the four year period, as required by state law. That same law, enacted in 2012, allows the state to assume a 4.5% annual revenue growth in the second biennium of a fouryear outlook, though it has yet to do so.
WRC, a Washingtonbased think tank, puts the four-year shortfall much lower than Inslee's $16 billion, at either $7.8 billion or $11.1 billion; the difference is based on whether or not new collective bargaining agreements are approved. The CBAs alone, if approved, will increase the 2025-2027 shortfall to $6.3 billion.
That $1.3 billion is among other new spending the state is taking on and which is responsible for the budget shortfall despite record revenue levels.
During ERFC’s last revenue forecast meeting, OFM Director Pat Sullivan attributed the budget shortfall to “a combination of things. There's a significant maintenance level increase [and] a number of investments that we've made over the years. We funded a number especially housing a number of programs with federal COVID money you know when those programs work there's a there's pressure to use general fund money to replace the COVID dollars.”
Other new major
spending increases for the 2025-2027 budget include:
$526 million in reduced revenue forecasted for the biennium.
$461 million to pay for programs or services previously covered by federal funds
$1 billion for Fair Start for Kids, which was signed into law in 2021 but has been gradually implemented.
In an October report, the WRC argued that “the Legislature is facing a substantial 2025–27 budget shortfall of its own making. This situation was entirely foreseeable. The Legislature has known that revenues would come in more slowly beginning in 2023–25. Nevertheless, the state increased spending by 15.8% at a time when revenues were expected to increase by just 3.5%.”
However, if Inslee’s $16 billion figure is accurate it’s not certain what new spending will be responsible for it. In an email to The Center Square, WRC Senior Research Analyst Emily Makings wrote, “I have no idea where the $16 billion figure came from, but it must include policy increases that the governor didn't even include in his proposal.”
Note: The Center Square reached out to OFM inquiring about Inslee’s $16 billion shortfall figure and what might be causing it. The state agency is in the process of providing examples, and the story will be updated with its response.
Submitted
Seattle Center Festál returns for its 28th year in 2025, offering celebrations of Seattle's cultural richness with the addition of A Day in Punjab to its lineup.
Produced by Seattle Center, in partnership with community-based organizations, the series features 25 free, family-friendly events, each showcasing traditions and contemporary expressions of the region’s diverse cultural communities.
Each Festál event features a mix of traditional and modern music, dance, art, crafts, food, and interactive experiences.
Seattle Center Festál schedule:
■ Têt in Seattle – Vietnamese Lunar New Year, Saturday-Sunday, Jan. 25-26
■ Irish Festival Seattle, Saturday-Sunday, March 15-16
■ Seattle’s French Fest: A Celebration of French-Speaking Cultures, Sunday, March 23
■ Seattle Cherry Blossom & Japanese Cultural Festival, Friday-Sunday, April 11-13
■ Asian American Native Hawaiian Pacific Islander Heritage Month Celebration, Saturday, May 3 Spirit of Africa, Saturday, May 10
■ A Glimpse of China – Seattle Chinese Culture & Arts Festival, Saturday, May 17
■ Northwest Folklife Festival,
Friday-Monday, May 23-26
■ Pagdiriwang Philippine Festival, Saturday-Sunday, May 31-June 1
■ Indigenous People Festival, Saturday, June 7
■ Seattle Iranian Festival, Saturday, June 28
■ Polish Festival Seattle, Saturday, July 12
■ Seattle Arab Festival, Saturday-Sunday, July 19-20
■ A Day in Punjab, Saturday, Aug. 2
■ Tibet Fest, Saturday-Sunday, Aug. 9-10
■ BrasilFest, Sunday, Aug. 17
■ Festival Sundiata presents Black Arts Fest, Saturday-Sunday, Aug. 23-24
■ Live Aloha Hawaiian Cultural Festival,
Sunday, Sept. 7
■ Sea Mar Fiestas Patrias, Saturday-Sunday, Sept. 13-14
■ The Italian Festival, Saturday-Sunday, Sept. 27-28
■ CroatiaFest, Sunday, Oct. 5
■ Turkfest, Saturday-Sunday, Oct. 11-12
■ Diwali: Lights of India, Saturday, Oct. 18
■ Día de Muertos Festival Seattle, SaturdaySunday, Nov. 1-2
■ Seattle Hmong New Year, Saturday, Nov. 8
For information, festival details, and updates, visit https://seattlecenter.com/events/ featured-events/festal.
Dear Savvy
Senior, Is there a rule of thumb on how long someone should keep their old financial paperwork? I have file cabinets full of old receipts, bank and brokerage statements, tax returns and more that I would like to toss.
Recently Retired
Dear Recently, It’s a great question. As we get older and our financial life gets more complicated, it’s difficult to know how long to keep old financial records and paperwork and when it’s safe to get rid of them. Some things you’ll need to hold on to for your whole life and others for just a month or so. Here’s a checklist I’ve created that can help you determine what to save and what you can throw away.
KEEP ONE MONTH
ATM receipts and bankdeposit slips, as soon as you match them up with your monthly statement.
Credit card receipts after you get your statement, unless you might return the item or need proof of purchase for a warranty.
Credit card statements that do not have a tax-related expense on them.
Utility bills when the following month’s bill arrives showing that your prior payment was received. If you wish to track utility usage over time, you may want to keep them for a year, or if you deduct a home office on your taxes keep them for seven years.
To avoid identity theft, be sure you shred anything you throw away that contains your personal or financial information.
KEEP ONE YEAR Paycheck stubs until you get your W-2 in January to check its accuracy.
Bank statements (savings and checking account) to confirm your 1099s. Brokerage, 401(k), IRA and other investment statements until you get your annual summary (keep longer for tax purposes if they show a gain or loss).
Receipts for health care bills in case you qualify for a medical deduction.
KEEP SEVEN YEARS
Supporting documents for your taxes, including W-2s, 1099s, and receipts or canceled checks that substantiate deductions. The IRS usually has up to three years after you file to audit you but may look back up to six years if it suspects you substantially underreported income or committed fraud.
KEEP INDEFINITELY
Tax returns with proof of filing and payment. You should keep these for at least seven years, but many people keep them forever because they provide a record of your financial history.
IRS forms that you filed when making nondeductible contributions to a traditional IRA or a Roth conversion.
Retirement and brokerage account annual statements as long as you hold those investments.
Defined-benefit pension plan documents.
By Spencer Pauley The Center Square
The Seattle City Council’s first action of the new year will be finding a replacement for the District 2 position.
Earlier this month, Tammy Morales announced that she’s resigning from her seat on the council next month. She cited mental health as a reason for her decision. In her letter, she stated that her role as council member has caused her mental and physical well-being to deteriorate.
District 2 represents the neighborhoods of Rainier Beach, Beacon Hill, Columbia City and the Chinatown/International District.
The application period starts on Jan. 2 and closes on Jan. 9 for anyone interested in applying.
Whoever is appointed to represent District 2 will only serve until the 2025 general election results are finalized.
This is the second year in a row that the Seattle City Council has had to appoint a council member. In January, Tanya Woo was appointed to replace Teresa Mosqueda’s seat on the city council after she resigned in order to take a seat on the King
Savings bonds until redeemed.
Loan documents until the loan is paid off.
Vehicle titles and registration information as long as you own the car, boat, truck, or other vehicle.
Insurance policies as long as you have them.
Warranties or receipts for big-ticket purchases for as long as you own the item, to support warranty and insurance claims.
KEEP FOREVER
Personal and family records like birth certificates, marriage license, divorce papers, Social Security cards, military discharge papers and estate-planning documents including a power of attorney, will, trust and advanced directive. Keep these in a fireproof safe or safe-deposit box.
REDUCE YOUR PAPER
To reduce your paper clutter, consider digitizing your documents by scanning them and converting them into PDF files so you can store them on your computer and back them up onto a cloud like Microsoft OneDrive, Apple iCloud or iDrive.
You can also reduce your future paper load by switching to electronic statements and records whenever possible.
Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.
County Council.
Applicants are required by state law and city charter to be a U.S. citizen, qualified elector of Washington, read and write in English, and be an active registered voter of the City of Seattle for at least 120 days prior to the date they apply.
Any additional qualifications may be determined by the council.
“We look forward to hearing from and considering the leaders from District 2 who are willing to put themselves forward during this critical time for Seattle,” Seattle City Council President Sara Nelson said in a statement. “This is especially true as we turn to the comprehensive plan and continue our work to enhance public safety and increase accountability.”
The council will have 20 days to fill the vacant position, as set by the city charter. That 20-day period begins Jan. 7, 2025. That is the day after Morales’ official resignation from the council.
A candidate will be appointed once they receive at least five votes in favor. In the event the city council fails to fill the vacant position by the end of the 20-day period on Jan. 27, the council must meet and vote every business day until the vacancy is filled.
From page 1
Left, and the police — or that photojournalism would one day feel safer without credentials.
Over the past eight years, he’s photographed more than 50 official Trump events and another 30 pro-Trump demonstrations across 27 states. Denied press credentials since the start of Trump’s re-election campaign in March 2023, he's adapted by wearing what he calls “MAGA camo”—patriotic red, white, and blue attire. “Hey, it’s my flag, too!” he says. He describes waiting in line to see Trump as “punishing,” enduring hours without access to food, water, or facilities. That persistence ultimately led him to Washington, D.C., for the infamous events of January 6, 2021.
From page 1
resigned from his position amid lawsuits.
Diaz was fired by Seattle Mayor Bruce Harrell on Tuesday following an investigation into Diaz’s actions while head of the department.
Interim Chief Sue Rahr and former Chief Kathleen O’Toole began recruiting
“At first, I was trying to help bridge the gap between Democrats and Republicans,” Gowdy says, “by humanizing everyday Americans participating in the democratic process.” However, he found that, regardless of his intentions, people viewed his work through their own lens. His photographs of January 6th capture the day with startling intimacy, as he was embedded within the mob during their attack on the U.S. Capitol.
Gowdy’s latest exhibit, WITNESS: Nate Gowdy’s Lens on January 6th, 2021, at Spectrum Fine Art in Madrona, opens January 9, 2025, and runs through February 15. The show includes 21 documentary fine art prints from his award-winning photojournalism book, INSURRECTION. An artist reception will be held on Thursday, Jan. 16, from 6 to 9 p.m. More information at www.spectrumfineart.com
candidates to permanently fill the position since mid-2024.
“[Barnes] has achieved a national reputation for his focus on research and innovation while remaining centered on the core values of community policing,” Rahr said. “His skills and knowledge are just what SPD needs to take it to the next level.” Barnes will be introduced in Seattle sometime in January 2025.
by Lynda Balslev
re you Brussels sprouts-averse?
This recipe may help. It takes the divisive earthy crucifer and greets it head-on with equally potent ingredients: kimchi, gochujang and yes, fish sauce.
Now, depending on how you feel about these fermented ingredients, you might consider this an abomination. However, I encourage you to shift your view and liken it to a double (or triple or quadruple) negative, where the sum of the "negatives" produces a positive. And if you happen to be a fan of these ingredients, then you can simply call this recipe a grand slam.
Kimchi is a traditional Korean condiment made from salted fermented vegetables. It often includes cabbage and seasonings including sugar, ginger, garlic and chiles. It’s also rich in nutrients and guthealthy probiotics. Gochujang is a funky, spicy-sweet Korean mash of fermented soybeans, chiles and glutinous rice. And while fish sauce may sound frightening, a restrained splash is universally revered for the salty, umami depth of flavor it adds to a dish.
When these ingredients converge on Brussels sprouts, they respectively keep each other in check. Their assertiveness is muted, collectively taming any outrageous funkiness, without canceling each other out. You might say it’s an arrangement of mutual cooperation. I call it a cruciferous detente.
KIMCHI BRUSSELS SPROUTS
Active time: 5 to 10 minutes
Total time: 25 to 30 minutes
Yield: Serves 4
SAUCE:
■ 1 tablespoon gochujang
■ 1/2 tablespoon unseasoned rice wine
vinegar
■ 1/2 teaspoon runny honey
■ 1/2 teaspoon finely grated peeled fresh ginger
■ 1/2 teaspoon fish sauce
■ 1 1/4 to 1 1/2 pounds Brussels sprouts, ends trimmed, halved if large
■ 2 teaspoons olive oil
■ Kosher salt
■ 1/2 cup drained kimchi (mild), finely chopped
Place a large cast-iron skillet in the oven and heat to 400 degrees.
Whisk the sauce ingredients in a bowl. Place the Brussels sprouts in a large bowl. Add the oil and lightly season with salt. Toss to coat.
Remove the skillet from the oven and spread the Brussels sprouts evenly in the skillet. Return to the oven and roast until the sprouts are tender and charred in spots, 15 to 20 minutes, depending on their size, shaking the pan once or twice.
Remove the skillet from the oven. Immediately add the sauce to the skillet and stir to coat the Brussels sprouts, about 10 seconds. Transfer to a bowl and stir in the kimchi. (By avoiding the heat of the skillet, the healthy bacteria in the kimchi will be preserved.) Serve warm.
Lynda Balslev is an award-winning writer, cookbook author, and recipe developer based in northern California. Visit TasteFood at TasteFoodblog.com.
JANUARY 1, 2025
TS No WA08000065-24-1 TO No
240352404-WA-MSI NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Grantor: MARY S. SHORT AND LANCE E. SHORT, WIFE AND HUSBAND ,Current Beneficiary of the Deed of Trust: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWALT, Inc. Alternative Loan Trust 2005-65CB, Mortgage Pass-Through Certificates, Series 2005-65CB Original Trustee of the Deed of Trust: COMMONWEALTH LAND TITLE INSURANCE CO Current Trustee of the Deed of Trust: MTC Financial Inc. dba Trustee Corps Current Mortgage Servicer of the Deed of Trust: NewRez LLC FKA New Penn Financial, LLC DBA Shellpoint Mortgage Servicing Reference Number of the Deed of Trust: Instrument No. 20051013001719 Parcel Number: 289140-0080 I. NOTICE IS HEREBY GIVEN that on January 10, 2025, 10:00 AM, At the 4th Ave. entrance to the King County Administration Building, 500 4th Avenue, Seattle, WA 98104, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of King, State of Washington, towit: TRACT 8 OF THE PLAT OF GREEN RIVER GORGE HOMESITES, AS PER PLAT RECORDED IN VOLUME 62 OF PLATS, PAGE 36, RECORDS OF KING COUNTY AUDITOR; SITUATE IN THE COUNTY OF KING, STATE OF WASHINGTON. APN: 289140-0080 More commonly known as 25229 SOUTHEAST 356TH STREET, AUBURN, WA 98092 which is subject to that certain Deed of Trust dated October 5, 2005, executed by MARY S. SHORT AND LANCE E. SHORT, WIFE AND HUSBAND, as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for EAGLE HOME MORTGAGE, INC., Beneficiary of the security instrument, its successors and assigns, recorded October 13, 2005 as Instrument No. 20051013001719 and the beneficial interest was assigned to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB and recorded January 11, 2012 as Instrument Number 20120111000043 of official records in the Office of the Recorder of King County, Washington. II. No action commenced by The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWALT, Inc. Alternative Loan Trust 2005-65CB, Mortgage Pass-Through Certificates, Series 2005-65CB, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From February 1, 2024 To August 26, 2024 Number of Payments 7 $2,360.96 Total $16,526.72 LATE CHARGE INFORMATION February 1, 2024 August 26, 2024 $0.00 PROMISSORY NOTE INFORMATION Note Dated: October 5, 2005 Note Amount $229,660.00 Interest Paid To: January 1, 2024 Next Due Date: February 1, 2024 Current Beneficiary: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWALT, Inc. Alternative Loan Trust 2005-65CB, Mortgage Pass-Through Certificates, Series 200565CB Contact Phone No: 800-365-7107 Address: 75 Beattie Place, Suite 300, Greenville, SC 29601 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $163,441.61, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on January 10, 2025. The defaults referred to in Paragraph III must be cured by December 30, 2024, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before December 30, 2024 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the December 30, 2024 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the current Beneficiary, The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWALT, Inc. Alternative Loan Trust 2005-65CB, Mortgage Pass-Through Certificates,
356TH STREET, AUBURN, WA 98092
MARY S. SHORT 3650 PORTER ST., ENUMCLAW, WA 98022 by both first class and certified mail on July 24, 2024, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted in a conspicuous place July 24, 2024 on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale. X. Notice to Occupants or Tenants. The purchaser at the Trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice to Borrower(s) who received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. Mediation MUST be requested between the time you receive the Notice of Default and no later than 90 calendar days BEFORE the date of sale listed in the Notice of Trustee Sale. If an amended Notice of Trustee Sale is recorded providing a 45-day notice of the sale, mediation must be requested no later than 25 calendar days BEFORE the date of sale listed in the amended Notice of Trustee Sale. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov Dated: August 27, 2024 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps 606 W. Gowe Street Kent, WA 98032 Toll Free Number: (844) 3678456 TDD: 711 949.252.8300 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps Order Number 104941, Pub Dates: 12/11/2024, 01/01/2025, QUEEN ANNE & MAGNOLIA NEWS TS No WA09000064-24-1 TO No 240357708-WA-MSI NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Grantor: CANDACE ANNE MCNAUGHTON, AN UNMARRIED PERSON Current Beneficiary of the Deed of Trust: PennyMac Loan Services, LLC Original Trustee of the Deed of Trust: CHICAGO TITLE COMPANY OF WASHINGTON Current Trustee of the Deed of Trust: MTC Financial Inc. dba Trustee Corps Current Mortgage Servicer of the Deed of Trust: PennyMac Loan Services, LLC Reference Number of the Deed of Trust: Instrument No. 20210921001415 Parcel Number: 9237500060 | 923750006002 I. NOTICE IS HEREBY GIVEN that on January 31, 2025, 10:00 AM, at 4th Ave entrance King County Administration Building, located one block east of the Courthouse, 500 4th Ave, Seattle, WA, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of King, State of Washington, to-wit: UNIT A005, WELCH PLAZA CONDOMINIUM, ACCORDING TO THE DECLARATION THEREOF RECORDED MARCH 9, 2005, UNDER RECORDING NUMBER20050309001460, AND SURVEY MAP AND PLANS RECORDED IN VOLUME 203 OF CONDOMINIUMS, PAGE 68 THROUGH 77, INCLUSIVE; RECORDS OF KING COUNTY, WASHINGTON, AND ANY AMENDMENTS THERETO. SITUATE IN THE COUNTY OF KING, STATE OF WASHINGTON. APN: 9237500060 | 923750006002 More commonly known as 425 23RD AVE S UNIT A005, SEATTLE, WA 98144 which is subject to that certain Deed of Trust dated September 17, 2021, executed by CANDACE ANNE MCNAUGHTON, AN UNMARRIED PERSON as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as designated nominee for PENRITH HOME LOANS, LLC., Beneficiary of the security instrument, its
successors and assigns, recorded September 21, 2021 as Instrument No. 20210921001415 and the beneficial interest was assigned to PennyMac Loan Services, LLC and recorded July 29, 2024 as Instrument Number 20240729000249 of official records in the Office of the Recorder of King County, Washington. II. No action commenced by PennyMac Loan Services, LLC, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT
PAYMENT INFORMATION From February 1, 2024 To September 23, 2024 Number of Payments 8 Monthly Payment $1,688.59 Total $13,508.72 LATE CHARGE INFORMATION February 1, 2024 September 23, 2024 $366.95 $366.95 PROMISSORY NOTE INFORMATION Note Dated: September 17, 2021 Note Amount $337,249.00 Interest Paid To: January 1, 2024 Next Due Date: February 1, 2024 Current Beneficiary: PennyMac Loan Services, LLC Contact Phone No: 866-549-3583 Address: 3043 Townsgate Road #200, Westlake Village, CA 91361 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $321,742.59, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on January 31, 2025. The defaults referred to in Paragraph III must be cured by January 20, 2025, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before January 20, 2025 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the January 20, 2025 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the current Beneficiary, PennyMac Loan Services, LLC or Trustee to the Borrower and Grantor at the following address(es): ADDRESS CANDACE ANNE
MCNAUGHTON 425 23RD AVE S UNIT
A005, SEATTLE, WA 98144 CANDACE
ANNE MCNAUGHTON 425 23RD AVE S APT A005, SEATTLE, WA 98144 CANDACE
ANNE MCNAUGHTON 7031 NE 175TH
UNIT 35, KENMORE, WA 98028 by both first class and certified mail on August 8, 2024, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted in a conspicuous place August 7, 2024 on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale. X. Notice to Occupants or Tenants. The purchaser at the Trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice to Borrower(s) who received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. Mediation MUST be requested between the time you receive the Notice of Default and no later than 90 calendar days BEFORE the date of sale listed in the Notice of Trustee Sale. If an amended Notice of Trustee Sale is recorded providing a 45-day notice of the sale, mediation must be requested no later than 25 calendar days BEFORE the date of sale listed in the amended Notice of Trustee Sale. DO NOT DELAY.
(844) 367-8456 TDD: 711 949.252.8300 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps Order Number 106588, Pub Dates: 01/01/2025, 01/22/2025, QUEEN ANNE & MAGNOLIA NEWS
CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www. homeownership.wa.gov Dated: September 23, 2024 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Alan