Anne &Magnolia
Local food bank faces dilemma
Organization in lower Queen Anne has both shortage and surplus of food items
By Jessica Keller QA&Mag News editor
Food banks organizers across the country have reported food shortages and fewer volunteers in the wake of the coronavirus pandemic in America, but the Queen Anne Food Bank at Sacred Heart of Jesus Parish is facing different challenges.
Food bank directors Stephen Kreins and Father Rich Luberti are serving more people seeking lunches every morning or picking up bags of food from the food bank Thursday afternoons. That is the only constant at the food bank, however. Everything else changes from day to day, from the number of volunteers to the amount of food available, Kreins said.
Monday morning, Kreins was surprised to see two members of the Washington National Guard making up sandwiches to put in the graband-go lunch bags that would be picked up later in the morning. They were welcomed alongside the two other volunteers, although Kreins said
Queen & gn
he didn’t know they would be there.
“It’s kind of feast or famine with the volunteers,” Kreins said. “The food is the same way.”
When Gov. Jay Inslee issued his proclamation limiting the restaurants and shops serving food to curb-side delivery and takeout in response to
the threat of COVID-19 cases overwhelming the city, the food bank found itself with a surplus of food donations, mostly produce or other products with a short shelf life, from restaurants that were closing for the duration or had extra food they did not need. This came in addition to the regular food shipments the
food bank already receives.
“Two weeks ago, we were just overwhelmed,” he said.
While the donations from restaurants are tapering off, Kreins said the food bank still has extra food it cannot use, usually produce or pre-made meals, so he has been loading
QAFB, Page 8
State officials place new emphasis on remote learning
By Jessica Keller QA&Mag News editor
When Gov. Jay Inslee announced in March schools would close until the end of April, remote learning was only encouraged if school districts could guarantee equity of services for students.
After Inslee announced in-school instruction would not resume for the remainder of the school year last week, online education is more of a certainty moving forward.
Inslee and Superintendent of Public Instruction Chris Reykdal are pushing for school districts and educators to find the best ways to teach students through distance and remote learning. That includes
districts determining which students do not have access to technology in their homes or online connectivity so they can begin overcoming those barriers.
Inslee said remote learning will never replace in-person education, “but this unprecedented health emergency demands that we take this step, both for the sake of our children and for our community.”
Inslee also said state officials are working with telecommunication companies to get as many students internet access as possible, as well as devices, so school districts can implement online education plans for students.
Echoing Inslee’s statements, Reykdal said Washington residents need to make online connectivity for all families a pri-
ority. He said it is essential students get access to technology and internet connectivity because, while this pandemic may happen only once in 100 years, there will be future emergencies.
“From the seeds of crisis come the strong, strong roots and blossom of innovation, and that’s the moment we find ourselves in today,” Reykdal said.
He also did not guarantee school would start back up this fall. He said just one case of COVID-19 would lead to school closures and further disruption.
“A rush back to school puts significant risk in learning continuity that, at this time, would not be better than the model that we are developing and advancing at a distance,” he said.
Photo by Jessica Keller
Washington National Guard 1st Lt. Qixuan Huang, left, and Private 1st Class Juwon Lee prepare sandwiches for the to-go lunches prepared for anyone in need Monday morning at the Queen Anne Food Bank at Sacred Heart of Jesus Parish in Lower Queen Anne.
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Viruses are strange things. They’re not alive like you or me. But they behave somewhat that way —spreading, growing, appearing in new forms. How can this be?
There’s a lot scientists don’t know yet about the new coronavirus. But they do know a lot about how viruses work and make people sick.
To learn more, I talked to Sylvia Omulo, a scientist specializing in infectious diseases at Washington State University.
Your body is made of tiny building blocks called cells. Different cells do different types of work. They all follow instructions written in your body: your genes. Viruses also have genes, but they don’t have cells like you or me. Instead, they rely on other creatures’ cells to come “alive.”
“A virus is a particle of genetic material that causes an infection by invading a cell,” Omulo explained. “It’s extremely small, smaller than a cell.”
You can think of a virus particle like a letter with bad news, tucked inside an envelope. Layers of protein (the envelope) cover a bundle of genes (the letter), protecting it until it’s ready to be opened
and read. Virus particles spread through the air or on surfaces. They cause infections if they get inside someone’s body. The envelope opens if the virus enters a creature’s cell, called the “host.” The virus uses its genetic instructions to take over the cell.
The virus disrupts the cell’s usual work, Omulo said, using its resources to make copies of itself. Those virus copies invade other cells, repeating the process. The host becomes sick as a result.
Usually, the virus copies itself exactly. But because viruses have genes, they also
evolve over time. This means they’re changing, even as they’re making copies of themselves. That’s part of how new virus forms emerge.
Viruses have been around for millions of years, much longer than humans. Some only affect plants or bacteria. Some affect only some animals.
Other viruses spread from animals to humans. Omulo explained this is one way “new” viruses appear.
A virus might affect humans, but not the animals carrying it. If it gets the opportunity to jump to humans, it can make
them sick. But remember: A virus isn’t alive on its own. It needs an opportunity to enter a cell. It’s your job to ruin that opportunity. When you wash your hands with soap, you rub off the virus’s “envelope.” The bad news can’t go anywhere. When you keep distance from others, you close your “mailbox.” Virus particles can’t enter your cells or anyone else’s. Without a host, a virus can’t do anything. That’s why it’s so important not to give the virus that chance.
Stay safe, and stay curious, Dr. Universe
TO YOUR HEALTH
Managing emotions during quarantine
Dear friends, Seattle is entering its second month under Gov. Jay Inslee’s shelter-in-place order. Few of us have experienced a global crisis of this scope, and many of us find ourselves managing unprecedented levels of anxiety, fear and stress.
Hailey Magee I Thought it was Just Me
There is no “right” way to feel during a global crisis. Mental health professionals agree that the fear caused by a global catastrophe is enough to inspire collective trauma. Atop that trauma sits the cold isolation of social distancing, looming threats to financial stability and, for many, the relentless stress of managing work, children’s education and daily life. Especially during this tenuous and unpredictable time, I find myself attempting to regain a sense of control by
trying to “fix” my tough emotions.
Feeling anxious? I better increase my daily meditations.
Feeling tired? I better start my day with some cardio.
Feeling guilty?
Some affirmations should do the trick!
Instead of allowing myself to experience my feelings fully, I move immediately into fix-it mode. Can you relate?
This is one of the pitfalls of self-help culture. We’re promised that if we drink the right smoothies, do the right yoga or journal every day, we can “get rid of” our anxiety, our resentments and our fear. Selfhelp culture depicts uncomfortable emotions as problems that we can eradicate if we try harder or buy more stuff. Of course, we never fully succeed because uncomfortable emotions are as human as the air
we breathe, and so we carry on, convinced we’re not doing “enough” to improve ourselves. It is a toxic cycle of selfabuse. While there’s power in taking action to self-soothe, there is no magic pill to “solve” our many worries during this time. Uncomfortable emotions are a normal, natural and inevitable part of human life — all the more so during a global crisis.
In her book “Stroke of Insight,” neuroscientist Jill Bolte-Taylor explains that the physiological lifespan of an emotion in the body and brain is 90 seconds. Emotions linger beyond 90 seconds when we stay stuck in mental loops such as “I shouldn’t be feeling this way,” or “This shouldn’t have happened.”
Bolte-Taylor’s research makes a simple yet powerful point: The most expedient way to let go of unpleasant emotions is to feel them, physically and emotionally, and then let
We have time to form new habits
So there I was, fresh batch of yogurt made, plastic-free groceries put away, reusable bags ready for the next grocery run. I was feeling pretty smug about my increasingly plastic-free life.
Later that evening, brushing my teeth after dinner, I squeezed toothpaste out of the plastic tube onto my plastic toothbrush and started brushing. And suddenly stopped. Looking in the mirror, mouth full of foam, I thought, “Seriously? This, too?” How many tubes of toothpaste have I tossed in the trash during my life? How many toothbrushes have I condemned to the landfill or the ocean?
First thing in the morning, I started researching toothpaste recipes online. It was easier than I thought it would be. I found one that I liked and that even worked for sensitive teeth. After experimenting for a few months and getting feedback from friends, I tweaked it to make it more palatable. The chemical-free ingredients (coconut oil, baking soda, bentonite clay, trace minerals and essential oil) can all be safely ingested — not that you would spread it on your toast in the morning — and each serves a purpose in cleaning and protecting your
teeth from decay. Options in certain grocery stores and online include brands in glass jars with similar ingredients. I’ve tried them all! But I prefer the homemade recipe taste and find it easier to keep a stock of the ingredients and make a new batch when I run out. The recipe is below if you are game. I bought a bamboo toothbrush and, after just a few months, I’ve eliminated plastic toothpaste tubes from my trash production! It takes two months to form a new habit, according to Phillippa Lally, a health psychology researcher at University College London. We are midway through week four of the stay-at-home order. We may have another three weeks to go. Maybe more depending on how Washington state fares. It’s a perfect time to start. Being at home has given us back time we normally spend commuting or shopping or doing activities outside the home. What are you doing with this time? Making masks? Binge-watching? Cleaning out closets? Becoming one with your couch? Whatever it is you are doing, is OK. Keep perspective. As my wise daughter said the other day, “This is not a productivity contest. It’s a pandemic.” It’s OK to take
them go — without fueling the fire with judgments or stories. Problem-solving tough emotions away may, counter intuitively, make them last much longer than intended. Relieve yourself of the impossible burden of trying to problem-solve your way into a pain-free existence. You don’t need to work harder. You don’t need to be “better.” Your only job is to feel the emotions as they rise, and release them as they go.
With care, Hailey P.S.: Do you feel like you’re the only one facing a particular challenge or struggle? Or perhaps you have a question you’d like to see answered in the column? E-mail me at hailey@haileymagee.com for the chance to have it included here.
cover under the duvet one day and write half your novel the next.
But it’s also a great time to form some new habits. Like making toothpaste! You’ll need the following ingredients, available online or at certain grocery stores (I go to PCC).
4 Tbsp Coconut Oil
3 Tbsp Natural Baking Soda
3 Tbsp Bentonite Clay (I prefer white purely for aesthetics)
1 Tsp Xylitol
5-10 Drops Concentrated Trace Minerals (remineralizer)
20 – 30 drops Essential Oils (peppermint is nice)
Water as needed
Mix all ingredients with a non-metal spoon in a nonmetal bowl (bentonite clay is volcanic ash with an electric charge). I use five to six drops of the trace minerals because it’s too salty otherwise. And I go crazy with the peppermint — 25 drops or more! If your coconut oil is solid or difficult to mix, warm it up for a few minutes on the stove or in the sun. Store in a non-metal container (preferably glass). Dip your toothbrush in and brush normally. Safe for children and adults. Keeps for several months at room temperature. Credit to: The Crunchy Moose, thecrunchymoose. com/.
When I first proposed the
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IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON FOR THE COUNTY OF SNOHOMISH In Re: The Estate of MICHAEL WHITCOMB, Deceased. NO. 20-4-00518-31PROBATE NOTICE TO CREDITORS (RCW 11.40.030) The Personal Representative named below has been appointed as Personal Representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11. 40.070 by serving on or mailing to the Personal Representative or the Personal Representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) Thirty (30) days after the Personal Representative served or mailed the notice to the creditor as provided under RCW 11.40.020 (1) (c); or (2) four months after the date of first publication of this notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets. DATE OF FIRST PUBLICATION April 15, 2020. Alexander Michael Whitcomb, Personal Representative PAUL S. MCCONNELL, WSBA #12738 Of Attorneys for Personal Representative Address for Mailing Service: Hansen, McConnell & McConnell, PLLC 1636 Third Street Marysville, Washington 98270 Published in the Queen Anne & Magnolia News April 15, 22 & 29, 2020
TS No WA05000207-19-1 TO No 191067065-WA-MSO NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Grantor: PETER T RIPPLINGER AND BERNICE E RIPPLINGER, HUSBAND AND WIFE Current Beneficiary of the Deed of Trust: Nationstar Mortgage LLC DBA Champion Mortgage Company Original Trustee of the Deed of Trust: NORTHWEST TRUSTEE SERVICES, INC Current Trustee of the Deed of Trust: MTC Financial Inc. dba Trustee Corps Current Mortgage Servicer of the Deed of Trust: NATIONSTAR MORTGAGE LLC Reference Number of the Deed of Trust: Instrument No. 20080213000864 Parcel Number: 522930-0014 I. NOTICE IS HEREBY GIVEN that on April 24, 2020, 10:00 AM, at 4th Ave entrance King County Administration Building, located one block east of the Courthouse, 500 4th Ave, Seattle, WA, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of King, State of Washington, to-wit: EAST 120 FEET OF THE SOUTH 200 FEET “AS MEASURED ALONG THE EAST LINE” OF TRACT “A”, MAY VALLEY DIVISION NO.1, ACCORDING TO PLAT RECORDED IN VOLUME 21 OF PLATS, PAGE 6, IN KING COUNTY, STATE OF WASHINGTON; “INCLUDING THE 40 FOOT STRIP OF LAND ABUTTING ON THE SOUTH MARGIN OF TRACT “A” INDICATED ON THE PLAT AS RAILROAD RIGHT OF WAY” APN: 522930-0014 More commonly known as 17214 SOUTHEAST RENTON ISSAQUAH ROAD, RENTON, WA 98059 which is subject to that certain Deed of Trust dated February 8, 2008, executed by PETER T RIPPLINGER AND BERNICE E RIPPLINGER, HUSBAND AND WIFE as Trustor(s), to secure obligations in favor of BANK OF AMERICA, N.A., A NATIONAL ASSOCIATION as original Beneficiary recorded February 13, 2008 as Instrument No. 20080213000864 and the beneficial interest was assigned to CHAMPION MORTGAGE COMPANY and recorded November 16, 2012 as Instrument Number 20121116000964 of official records in the Office of the Recorder of King County, Washington. II. No action commenced by Nationstar Mortgage LLC DBA Champion Mortgage Company, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/ Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT INSURANCE/TAX INFORMATION From March 29, 2017 To December 12, 2019 $4,251.15 PROMISSORY NOTE INFORMATION Note Dated: February 8, 2008 Note Amount $544,185.00 Interest Paid To: February 28, 2017 Next Due Date: March 29, 2017 Current Beneficiary: Nationstar Mortgage LLC DBA Champion Mortgage Company Contact Phone No: 800-306-9027 Address: 8950 Cypress Waters Blvd., Coppell, TX 75019
IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $250,912.93, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are
Legal Notices
provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on April 24, 2020. The defaults referred to in Paragraph III must be cured by April 13, 2020, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before April 13, 2020 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the April 13, 2020 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the current Beneficiary, Nationstar Mortgage LLC DBA Champion Mortgage Company or Trustee to the Borrower and Grantor at the following address(es): ADDRESS BERNICE E RIPPLINGER 17214 SOUTHEAST RENTON ISSAQUAH ROAD, RENTON, WA 98059 PETER T RIPPLINGER 17214 SOUTHEAST RENTON ISSAQUAH ROAD, RENTON, WA 98059 by both first class and certified mail on November 13, 2019, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted in a conspicuous place November 13, 2019 on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale. X. Notice to Occupants or Tenants. The purchaser at the Trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice to Borrower(s) who received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov
Dated: December 13, 2019 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps 500 Union Street, Suite 620 Seattle, WA 98101 Toll Free Number: (844) 367-8456 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee CorpsOrder Number 67694, Pub Dates: 03/04/2020, 03/11/2020, 03/18/2020, 03/25/2020, 04/15/2020 QUEEN ANNE & MAGNOLIA NEWS
TS No WA07000105-19-1 TO No 190865791-WA-MSI NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Grantor:
STEPHANIE SUTTON, SINGLE WOMAN Current Beneficiary of the Deed of Trust: AmeriHome Mortgage Company,
LLC Original Trustee of the Deed of Trust: FIRST AMERICAN TITLE INSURANCE COMPANY, A NEBRASKA CORPORATION Current Trustee of the Deed of Trust: MTC Financial Inc. dba Trustee Corps Current Mortgage Servicer of the Deed of Trust: Cenlar FSB Reference Number of the Deed of Trust: Instrument No. 20160928001953 Parcel Number: 375160-1216 I. NOTICE IS HEREBY
GIVEN that on May 15, 2020, 09:00 AM, Main Entrance, King County Administration Building, 500 4th Avenue, Seattle, WA 98104, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of King, State of Washington, to-wit: LOTS 16, 17, 18 AND 19, BLOCK 35, JOVITA HEIGHTS, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 20 OF PLATS, PAGE 12, RECORDS OF KING COUNTY, WASHINGTON; EXCEPT THE EAST 10 FEET OF SAID LOTS; SITUATE IN THE COUNTY OF KING, STATE OF WASHINGTON. APN: 375160-1216 More commonly known as 34847 54TH AVENUE SOUTH, AUBURN, WA 98001 which is subject to that certain Deed of Trust dated September 23, 2016, executed by STEPHANIE SUTTON, SINGLE WOMAN as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as designated nominee for MOUNTAIN WEST FINANCIAL INC, Beneficiary of the security instrument, its successors and assigns, recorded September 28, 2016 as Instrument No. 20160928001953 and the beneficial interest was assigned to AmeriHome Mortgage Company, LLC and recorded April 26, 2019 as Instrument Number 20190426000890 of official records in the Office of the Recorder of King County, Washington. II. No action commenced by AmeriHome Mortgage Company, LLC, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/ Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From January 1, 2019 To December 24, 2019 Number of Payments 6 $3,321.27 6 $3,079.04 Total $38,401.86 LATE CHARGE INFORMATION January 1, 2019 December 24, 2019 $425.20 PROMISSORY NOTE INFORMATION Note Dated: September 23, 2016 Note Amount $488,488.00 Interest Paid To: December 1, 2018 Next Due Date: January 1, 2019 Current Beneficiary: AmeriHome Mortgage Company, LLC Contact Phone No: 1-877-909-9416 Address: 425 Phillips Blvd, Ewing, NJ 08618 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $465,547.91, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on May 15, 2020. The defaults referred to in Paragraph III must be cured by May 4, 2020, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before May 4, 2020 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the May 4, 2020 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the current Beneficiary, AmeriHome Mortgage Company, LLC or Trustee to the Borrower and Grantor at the following address(es): ADDRESS STEPHANIE SUTTON 34847 54TH AVENUE SOUTH, AUBURN, WA 98001 UNKNOWN SPOUSE OF STEPHANIE SUTTON 34847 54TH AVENUE SOUTH, AUBURN, WA 98001 by both first class and certified mail on June 3, 2019, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted in a conspicuous place June 3, 2019 on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who
hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale. X. Notice to Occupants or Tenants. The purchaser at the Trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice to Borrower(s) who received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org
The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov
The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov Dated: December 24, 2019 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps 500 Union Street, Suite 620 Seattle, WA 98101 Toll Free Number: (844) 367-8456 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee CorpsOrder Number 67988, Pub Dates: 04/15/2020, 05/06/2020, QUEEN ANNE & MAGNOLIA NEWS
TS No WA07000202-10-6 TO No 1172029 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Grantor: MATT P. GUILFOYLE AND SARA A. GUILFOYLE, HUSBAND AND WIFE Current Beneficiary of the Deed of Trust: FREEDOM MORTGAGE CORPORATION Original Trustee of the Deed of Trust: JOAN H. ANDERSON, EVP ON BEHALF OF FLAGSTAR BANK, FSB Current Trustee of the Deed of Trust: MTC Financial Inc. dba Trustee Corps Current Mortgage Servicer of the Deed of Trust: Freedom Mortgage Corporation Reference Number of the Deed of Trust: Instrument No. 20090521000968 Parcel Number: 052006-9036-04 I. NOTICE IS HEREBY GIVEN that on May 15, 2020, 09:00 AM, Main Entrance, King County Administration Building, 500 4th Avenue, Seattle, WA 98104, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of King, State of Washington, to-wit: THE NORTH 200 FEET OF THE EAST 1,089 FEET OF THE NORTHWEST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 5, TOWNSHIP 20 NORTH, RANGE 6 EAST, W.M., IN KING COUNTY, WASHINGTON. EXCEPT COUNTRY ROAD. APN: 052006-9036-04 More commonly known as 39219 200TH AVE SE, AUBURN, WA 98092-9750 which is subject to that certain Deed of Trust dated May 19, 2009, executed by MATT P. GUILFOYLE AND SARA A. GUILFOYLE, HUSBAND AND WIFE as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as designated nominee for AXIA FINANCIAL LLC, A WASHINGTON LLC, Beneficiary of the security instrument, its successors and assigns, recorded May 21, 2009 as Instrument No. 20090521000968 and the beneficial interest was assigned to FREEDOM MORTGAGE CORPORATION and recorded August 14, 2017 as Instrument Number 20170814001100 of official records in the Office of the Recorder of King County, Washington. II. No action commenced by FREEDOM MORTGAGE CORPORATION, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. III.
The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From June 1, 2019 To December 23, 2019 Number of Payments 2
$3,029.34 5 $2,864.00 Total $20,378.68 LATE CHARGE INFORMATION June 1, 2019 December 23, 2019 $1,546.14 $1,546.14 PROMISSORY NOTE INFORMATION Note Dated: May 19, 2009 Note Amount $412,392.00 Interest Paid To: May 1, 2019 Next Due Date: June 1, 2019 Current Beneficiary: FREEDOM MORTGAGE CORPORATION Contact Phone No: 855.690.5900 Address: 907 Pleasant Valley Ave #3, Mount Laurel, NJ 08054 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $335,924.23, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on May 15, 2020. The defaults referred to in Paragraph III must be cured by May 4, 2020, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before May 4, 2020 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the May 4, 2020 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the current Beneficiary, FREEDOM MORTGAGE CORPORATION or Trustee to the Borrower and Grantor at the following address(es): ADDRESS MATT P. GUILFOYLE 39219 200TH AVE SE, AUBURN, WA 98092-9750 SARA A. GUILFOYLE 39219 200TH AVE SE, AUBURN, WA 98092-9750 by both first class and certified mail on November 21, 2019, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted in a conspicuous place November 22, 2019 on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale. X. Notice to Occupants or Tenants. The purchaser at the Trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice to Borrower(s) who received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org
The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.home-
up the surplus and taking it to nearby public housing for distribution.
At the same time, Kreins said the food bank has a shortage of food needed for its sack lunch program.
“I had to reach out for help filling the lunch bags,” he said. Fortunately, community organizations, like the Boy Scouts, and area churches help out where they can. St. Anne’s, for example, agreed to provide sandwiches to the food bank on Mondays.
The sandwiches are much appreciated because food bank volunteers have been distributing about 200 hundred lunches per day, which is up about 10 percent from about three weeks ago, Kreins said.
The food bank used to serve soup and sandwiches but had to suspend the soup portion because of social distancing measures. Patrons now pick up the bagged lunches set out for them. The meals typically include a sandwich and three or four sides — usually trail mix, fruit cups, individual servings of yogurt and granola bars — plus water. Staff put out pastries, bread and fruit that people can take as they want.
Kreins said before the
HOPKINS,
from Page 4
idea for this climate-focused column, I never dreamed that, just three columns in, we would be dropped into the middle of the surreal scenario that we find ourselves in. “How do I write about the climate, when this is taking over our lives,” I wondered as it sank its teeth into our lives and our psyches. But then, the skies all over the world started clearing with fewer emissions resulting from stayat-home orders and industry stoppages. Anyone who has disputed the fact that climate
pandemic, sandwiches were frequently tuna or egg salad, but without cans of tuna or eggs being delivered from suppliers, the food bank had to improvise.
“We’ve been buying a lot more cold cuts lately,” Luberti said.
Food bank bags are also pre-packaged and set out for people to pick up at the back of the facility. They include produce, a couple of dairy and meat items, canned fruits and vegetables, pasta, sauce, grains and pastries or other desserts. If they are available, patrons can take bread and fresh fruit.
As with the sack lunches, about three weeks ago, the number of people requesting food bank bags increased, Kreins said. Volunteers are now making about 80 to 100 bags of food weekly. That does not count the additional bags distributed to people who can’t leave their house because they are shut ins or recovering from COVID-19.
“We’ve been getting quiet a few calls for that,” Kreins said, adding he now delivers bags of food to people on Wednesdays, leaving the parcels in front of a residence while somebody waits inside.
Kreins said the people coming to get food and lunches are split between homeless people and residents who are out of work and just “can’t make it”
change is caused by humans can no longer credibly do so.
The coronavirus, with all it has taken from us, has given us an opportunity to wake up to what we must do. Let’s stay awake and demand that our leaders take heed.
It’s going to take more than postings on FaceBook and talking in our small circles of like-minded friends. It’s going to take all of us embracing discomfort when talking to those who disagree or have blinders on.
And accepting that, no matter how difficult, we have to adjust our habits and change our patterns.
Hope you are hanging in there, staying healthy and focusing on the eventual light
without the help.
“And they know they can get a good meal here,” Kreins said.
Even though the food bank has experienced a food surplus for one side of its operations and a shortage on the other, the food bank’s circumstances could change once again the longer the shutdowns last and if the economy gets worse.
“I think what’s been keeping us OK is people bringing in food,” Kreins said.
Right now, the food bank needs donations for its lunch program, including lunch meat, yogurt, fruit cups, granola bars and trail mix. Donations of socks are also always welcome. Kreins said would like to start handing out things like socks and hygiene supplies again soon.
Monetary donations are also always welcome and needed.
“We have to raise money to support this,” Kreins said, adding the food bank does not receive any monetary assistance except for what is raised or donated.
Sack lunches are availablefrom 8:30 a.m. to 11:30 a.m. Monday through Friday, and the food bank is open from 2 p.m. to 4 p.m. Thursdays at the Queen Anne Food Bank at Sacred Heart of Jesus Parish, 232 Warren Ave. N., Seattle. For more information, or to donate to the food bank, go to qafb.org.
at the end of this pandemic tunnel. We will beat this and come out on the other side, hopefully, intact. Maybe better than when we went into it.
Course Correction for the week: Try making your own toothpaste. It can be a fun activity with kids, too, and a teaching opportunity for them about the climate.
When we are free to go about our lives as we did before the pandemic, hopefully you will have established some new, climate-healing habits. Talk it up amongst your friends.
Get comfortable with discomfort and pushback.
Most of all be patient with yourself and your loved ones.
