Queen Anne Real Estate - May 2017

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MAY 10, 2017

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offer competitive In my last article I wrote about how $550,000. You can use the Escalation to prepare yourself to enter this comAddendum to escalate your offer by petitive market…interviewing agents, $5,000 (or any amount you wish) over getting a pre-approval letter (or loan the next offer, up to $550,000. Let’s commitment letter), and setting realissay the next best offer comes in at tic parameters for your home search. $535k. That would mean you will be This article will piggy-back on that by purchasing the home for $540k. going further into making your offer for a home more competitive.

Pre-inspection: Stewart So now you’ve found a great home In a competing offer situation, most Karstens and plan on making an offer. You Buyers will do a pre-inspection of the know it will be a multiple offer scehome so they know of any possible isWINDERMERE nario (the new normal) and you want sues before making an offer. That way REAL ESTATE to be sure your offer stands out. To they can make an offer with the home do that, you may need to waive a few ‘as-is’ (a Seller will greatly prefer this). contingencies and/or add some addiThis is a must in a competing market. tional forms. Below are a few suggestions that you may want to discuss with your real estate Financing Addendum: agent to increase your chance of getting your One of the main protections a Buyer has is offer accepted: the Financing Addendum; if for some reason you are not able to obtain a loan while proEscalation Addendum: ceeding to closing, you may get your Earnest This Addendum states, “If Seller receives Money refunded back to you and terminate a Competing Offer for the Property prior to the contract. As competition heats-up, I am accepting this offer, with a Net Price equal seeing more Buyers waiving their Financing Adto or greater than the Net Price of this ofdendum, even though they are still obtaining fer, then the Net Price of this offer shall be a loan. If you decide to waive this Addendum, increased to $______ more than the Net Price make sure you have a conversation with your of the Competing Offer. In no event, howmortgage lender about the risks involved. ever, shall the new purchase price of this offer exceed $_______. As an example, you offer ➧ COMPETITIVE, Page R4 $500,000 on a home but are willing to go up to

VOL. 98, NO. 19

Are you thinking of selling?

We offer a complimentary staging consultation to help you... make your home look amazing for photos & open houses and get the best price possible.

Are you looking to buy a home?

We are dedicated to helping you find and buy the perfect house.

Let us guide you through the homebuying process, every step of the way.

Judy Delen 206.850.0186 Broker | Professional Home Stager judy@bluepacificre.com www.BluePacificRE.com Blue Pacific RE, Inc.

Instilling garage logic in your kids (BPT) - It’s a long-standing tradition performed at the workbench of American garages - passing garage logic to the next generation.

From hammering that first nail to changing a car’s oil, the garage is a living laboratory where parents teach their kids life lessons, self-reliance and problem-solving skills. It can even be an incubator where the seeds of a future profession grow.

Today, instilling that larger vision requires a break from

the small screen. Too often, smartphones and video games dominate the attention of kids, replacing time once craved from their parents. In 2016, National Public Radio reported preteens spend more than four hours per day in front of their screens, and teens spend seven, not including the time spent using these devices for or in school.

Replacing the tablet with a tool in kids’ hands requires parents to be creative and focused.

Here are some easy ways to start and, in the process, create a sense of accomplishment and ownership kids won’t forget when it is their time to pay it forward.

• Give a garage tool tour • Contract the kids for your next project • Keep it clean and safe • Have fun

BOEHM DESIGN ASSOCIATES

Before Buying a Home, Learn the Lingo!

(StatePoint) Buying a home for the first time?

You may discover that one of the biggest obstacles is learning the lingo. Homebuying can be overwhelming and perhaps a bit intimidating if you aren’t familiar with the terminology.

To help aspiring homeowners gain confidence in the homebuying process, the experts at Freddie Mac are sharing a guide with some top terms you’ll hear.

• Pre-approval letter. A letter from your lender telling you how much home you can afford and the maximum amount you are qualified to borrow. Having a pre-approval letter while shopping can help you move faster, and with greater confidence in competitive markets.

• Appraisal. After you make an offer on a ➧ LINGO, Page R5

3215 Magnolia Boulevard West Located on the beautiful Magnolia Boulevard, this Pacific Northwest Contemporary residence sits with sweeping views of Puget Sound and the Olympics.

Boasting 3,750 SF and 4 bedrooms — all en-suites — plus den and 4 1/2 bathrooms, this open floor plan offers three levels of luxury. Completion slated for Summer 2017.

Price available upon request.

www.BoehmDesign.com • 907-351-7786 For pre-sale details, please contact: Alex Jernstrom: alex@boehmdesign.com

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Queen Anne & Magnolia News: Home & Real Estate Section

WASHINGTON PARK VIEW 530 HILLSIDE DRIVE EAST

|

MLS# 1073499

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1733 39TH AVENUE

206.660.3055

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MLS# 1101399

LINDA WYMAN | S PA F F O R D R O B B I N S

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MLS# 1112150

206.407.6200 | 206.963.7770

ELLSWORTH STOREY GEM 1614 21ST AVENUE EAST

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MLS# 1113281

O F F E R E D AT $ 1 , 7 0 0 , 0 0 0

O F F E R E D AT $ 1 , 7 9 5 , 0 0 0 MARK POTVIN

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O F F E R E D AT $ 3 , 0 0 0 , 0 0 0

RENOVATED MONTLAKE TUDOR 2 5 3 1 L A K E W A S H I N G T O N B LV D E A S T

Rhubarb is in season!

DENNY BLAINE

O F F E R E D AT $ 4 , 3 3 0 , 0 0 0 ANNE WILLOUGHBY NELSON

May 10, 2017 | www.QueenAnneNews.com

P R E S H A S PA R L I N G | 2 0 6 . 7 9 9 . 1 5 7 2 R I L E Y S PA R L I N G - B E C K L E Y | 2 0 6 . 7 9 9 . 2 8 5 1

206.890.4615

Rhubarb is one of the least calorie vegetables. Nonetheless, it holds some vital nutrients such as dietary fiber, polyphenolic antioxidants, minerals, and vitamins. Further, it contains no saturated fats or cholesterol. The stalks are good at several B-complex vitamins such as folates, riboflavin, niacin, vitamin B-6, thiamine, and pantothenic acid. Red color stems carry more vitamin-A than the green varieties. Further, the stalks also contain small amounts of polyphonic flavonoid compounds like ß-carotene, zeaxanthin, and lutein. These compounds convert into vitamin-A inside the human body and deliver same protective effects of vitamin-A. Vitamin-A is a powerful natural antioxidant which is required by the body for maintaining the integrity of skin and mucosa. It is also an essential vitamin for healthy eyesight. Research studies suggest that natural foods rich in vitamin-A may help protect from lung and oral cavity cancers.

As in other greens like kale, spinach, etc., rhubarb stalks also provide proper amounts of vitamin-K. Vitamin-K has a potential role in bone health by promoting osteoblastic (bone formation and strengthening) activity. Adequate vitamin-K levels in the diet help limiting neuronal damage in the brain; thus, has an established role in the treatment of Alzheimer’s disease.

The Queen Anne Farmer’s Market which opens in June, every Thursday 3pm - 730pm might have vendors who carry it or look for it at your local grocery store in the produce section, then try out this delicious recipe.

Gluten-Free Rhubarb Bars THE FAIRMONT CAPITOL HILL 941 11TH AVENUE EAST #3

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MLS# 1115687

URBAN DEVELOPMENT SITE 1416 EAST THOMAS STREET

O F F E R E D AT $ 1 , 5 2 4 , 0 0 0

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MLS# 1114579

O F F E R E D AT $ 1 , 3 0 0 , 0 0 0

S PA F F O R D R O B B I N S | 2 0 6 . 9 6 3 . 7 7 7 0 ERIC PREMO | 206.915.9490

A N N TA B A S I N K E

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206.849.5434

CRUST:

160 g white rice flour 170 g butter 65 g confectioners’ sugar 35 g potato starch 35 g tapioca starch

TOPPING:

365 g finely chopped rhubarb 450 g white sugar 3 eggs, well-beaten 55 g white rice flour 6 g salt

DIRECTIONS:

LOPEZ ISLAND WATERFRONT 941 SPERRY ROAD

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MLS# 1098075

CAPITOL HILL ICON 1310 EAST UNION STREET #202

O F F E R E D AT $ 9 9 5 , 0 0 0 ANNE WILLOUGHBY NELSON

|

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MLS# 1106527

O F F E R E D AT $ 9 2 5 , 0 0 0

206.660.3055

206.322.8940 W W W. G B K . C O M

GINA HASSON | 206.407.7572 ERIC PREMO | 206.915.9490

Preheat oven to 350 degrees F (1750 C).

Mix 1 cup rice flour, butter, confectioners’ sugar, potato starch, and tapioca starch together in a bowl until crumbly and evenly combined; press into a 9x13-inch baking dish.

Bake in the preheated oven until crust is bubbling, about 18 minutes.

Mix rhubarb, white sugar, eggs, 1/3 cup rice flour, and salt together in a bowl; spoon over crust.

Bake in the oven until topping is bubbling, about 35 minutes.

Queen Anne & Magnolia News: Home & Real Estate Section

www.QueenAnneNews.com | May 10, 2017

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Hot for Summer: Create a Perfect Outdoor Escape in Your Backyard (StatePoint) If there’s anything better than heating up the grill and chilling drinks with close friends late into a summer evening, it’s decorating the space in which it all takes place. As with all things summer, refreshing your outdoor space calls for a simple, relaxed approach. Here are a few ideas for making a quick splash.

As fun as it is to design for new things, subtraction is often where the real opportunity

in backyard settings, it’s a permanent feature, such as a particular view, landscape design or fire pit. When this isn’t an option, or if the area serves a specific purpose such as dining, furniture can be used to create the same conversational effect.

is hiding.

Color and Pattern

Less is More, Sometimes As fun as it is to design for new things, subtraction is often where the real opportunity is hiding. Make a tired space feel new again by donating, repurposing or storing items that simply don’t serve a purpose or add anything visually.

Rethinking Arrangements There’s more to design than placing chairs around a table or fire pit. Striking the right balance takes some intentionality and thought. Incorporating strong elements of symmetry and repetition can do as much toward establishing a relaxing, inviting tone as an eclectic playlist or perfectly plated appetizers.

Identifying the focal point is a key early step. Often

Most permanent fixtures and large outdoor furniture pieces trend traditional. Adding flourishes with vibrant contrasting seat cushions and boldly patterned throw pillows is a quick way to express personality.

To customize your space, check out the Improvements line of outdoor furniture cushions and pillows, which offers an array of lively styles, patterns and color combinations. Their step-by-step outdoor cushion measuring guide makes finding the right-sized cushion easy, and quick and simple video instructions take the guesswork out of the process, ensuring the proper fit. For more information, visit improvementscatalog.com.

Lighten Up One of the easiest ways to dramatically enhance an outdoor setting is often overlooked -- lighting.

Good lighting boosts safety and security. After all, summer is the season for tripping over pavers in the dark. And a thoughtful approach can be transformative -- from illuminating paths through the backyard to setting a relaxing tone for a patio. Many solutions, such as higher-voltage lighting systems, call for a contractor’s expertise. Even some lower-voltage systems will require some additional equipment for proper energy control.

To keep it simple, solar is the way to go. Just make sure the photovoltaic cell is positioned to collect maximum sunlight during the day so it’s ready to shine through the night. For example, the new Provence solar post and path lights from Improvements are a good way to accent landscaping while keeping pathways safe.

Ultimately, there is no one-size-fits-all template for the perfect backyard summer sanctuary. But with a creative mindset and a clear vision, you can transform your backyard into a unique casual space.

Home sellers: 6 last-minute cleaning tasks to do before every showing (BPT) - Real estate experts agree: dirt and clutter are the anti-staging elements that can send buyers running for the door before they ever think of making an offer. Prior to staging your home, invest some time in deep cleaning it, paying attention to everything from the front walk to the garbage disposal to the air inside your home.

Once you’ve created a clean foundation, follow through with these quick cleaning tasks before showings:

1. Sweep in front of the house.

A pot of flowers on the front step is great, but they won’t look that welcoming if dirt and debris are visible too. Thoroughly sweep front walks, stairs and entryways, and don’t forget to clear cobwebs above the door. Put away any children’s toys or gardening tools that may be in the front yard. Hide trash and recycling containers out of sight.

2. Freshen the aromas inside.

Pet and cooking smells are major turnoffs for home buyers, but even if your house has neither, freshening the indoor scent can have a positive effect on a buyer’s mood. However, you don’t want to saturate your home in overpowering, chemical-based scents, either.

To deodorize more naturally, try cleaning with essential oils. Mix 2 teaspoons of Aura Cacia Main Squeeze Essential Oil Blend, 1 3/4 cups of water, 1/2 teaspoon of Borax and 1/4 teaspoon of unscented liquid soap in a 16-ounce bottle. Before a showing, use the mixture to wipe down kitchen counters, leaving behind clean countertops and a fresh, energizing citrus scent.

3. Speed clean the kitchen.

Now that your counters are clutter-free, sparkling and smelling good, just a few more tasks will get your kitchen ready to show. Wipe away any fingerprints on appliances, and put away ➧ SELLERS, Page R8

“

Stewart exceeded my expectations. He helped arrange for painters and carpet layers to get access to the property and then evaluated the work performed. He worked with the HOA, buyer’s agent and escrow company to guarantee that there were no surprises or issues. We closed on time on a sale that was more than 10% over asking and all parties are well pleased. I have no hesitation in recommending Stewart Karstens to anyone looking to buy or sell Puget Sound real estate.

-Doug Gilmore

”

Exceptional Service with your Goals in Mind

STEWART KARSTENS 206-601-3421 www.stewartkarstens.com

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Queen Anne & Magnolia News: Home & Real Estate Section

Make sure your offer stands out ➧ COMPETITIVE, from Page R1

Appraisal Less than Sales Price Clause: With homes quickly escalating in price, the chance that the bank appraisal of the home may come in below what you are paying for the home increases.

With the Appraisal Less than Sales Price Clause, the Buyer has options to renegotiate with the Seller. Obviously, the Seller does not want this to happen. Most Buyers will waive this clause to help strengthen their offer. However, there are risks to waiving this clause; if the appraisal is lower than the purchase price then you, as the Buyer, will have to make-up the difference by adding more to your down payment. Example: You purchase for $500,000 and the home appraises for $485,000. You will need to put an additional $15,000 down on the home, on top of the original down payment. It’s best to have a discussion with your agent on the risks associated with

waiving this clause.

Offer Letter: Adding a one-page letter talking about why you love their home, a little about yourself/family, and maybe a nice photo of you with your wife, kids, and cute labradoodle can sometimes make all the difference.

Believe me, I’ve seen it happen. It may matter to a Seller more that the right Buyer purchases his/her home rather than accepting the highest priced offer.

Emotions can play a large role in a Seller’s final decision.

Of course there are additional contingencies that can be waived as well to make your offer stand-out even more, but the items mentioned above are a great start to winning your dream home in this competitive Seattle real estate market. Remember it’s not always about price, managing the contingencies in a contract and giving your offer a personal touch can go a long way. Go get’em!

Serving Seattle for 35 Years!

Computer Aided Kitchen and Bath Design Available

May 10, 2017 | www.QueenAnneNews.com

April Condos Sales in Queen Anne Address 919 2nd Ave W. #604 124 Warren Ave N #110 323 Queen Anne Ave N #203 2034 14th Ave W. #202 124 Warren Ave N #204 1601 Taylor Ave N #304 2219 W. 14th Ave W #203 323 Queen Anne Ave N #510 1601 Taylor Ave N #504 500 Elliott Ave W. #308 530 W. Olympic Place #203 701 3rd Ave W. #729 701 3rd Ave W. #709 1730 Taylor Ave N #109 201 Galer St. #514 626 4th Ave W. #401 566 Prospect St. #402 1250 Taylor Ave N. #302 2253 Gilman Dr. W #506 323 Queen Anne Ave N. #316 1911 13th Ave W. #B1 521 5th Ave W #905 1534 10th Ave W #1534 507 How St. #C

Bed 1 1 0 1 1 1 1 1 1 1 1 1 2 2 1 2 1 2 2 2 2 1 2 2

Bath 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 2 1 1.75 1.75 2 1.5 1 2 2.25

Sq Ft 585 545 407 583 540 613 630 510 613 624 616 683 794 1013 701 698 544 1235 1156 916 1582 888 1354 1960

Year Built 1960 1930 1999 1979 1930 1960 1978 1999 1960 2000 1949 1953 1953 1969 1908 1996 1989 1978 1980 1999 1980 1963 1976 1981

Days on Mkt 7 6 8 6 6 6 9 6 7 10 5 6 6 9 9 7 9 15 29 6 9 6 64 128

Asking Price $240,000 $299,900 $289,950 $250,000 $289,999 $299,950 $350,000 $369,900 $309,900 $359,000 $335,000 $349,950 $385,000 $432,950 $439,000 $445,000 $369,900 $498,000 $499,757 $545,000 $649,000 $575,000 $680,000 $899,500

Sold Price $250,000 $310,000 $316,000 $326,700 $327,550 $355,000 $368,000 $369,900 $370,000 $380,000 $383,000 $390,000 $415,000 $423,000 $430,000 $445,000 $450,000 $498,000 $500,000 $585,000 $650,000 $654,000 $685,000 $875,000

Sold Price/ Asking Price 104.17% 103.37% 108.98% 130.68% 112.95% 118.35% 105.14% 100.00% 119.39% 105.85% 114.33% 111.44% 107.79% 97.70% 97.95% 100.00% 121.65% 100.00% 100.05% 107.34% 100.15% 113.74% 100.74% 97.28%

April Condos Sales in Magnolia Address

Bed

Bath

Sq Ft

Year Built

Days on Mkt

3710 27th Place W. #308 3711 26th Place W. #305 3710 27th Place W. #204 4266 27th Ave W. 3406 W. Government Way #6 3843 25th Ave W. #6C 3228 21st Ave W. #300

1 1 1 1 2 2 2

1 1 1 1 2 2.25 2

658 766 684 529 949 1660 1113

1968 1968 1968 1960 1991 1987 1987

7 19 241 6 7 6 5

Asking Price

$210,000 $219,950 $249,950 $239,000 $359,000 $430,000 $475,000

Sold Price

$210,000 $225,000 $240,000 $286,500 $416,000 $505,000 $547,500

Sold Price/ Asking Price

100.00% 102.30% 96.02% 119.87% 115.88% 117.44% 115.26%

May Residential Sales in Magnolia Address 3825 Gilman Ave W. 3854 30th Ave W. 3827 Gilman Ave W. 3040 A21st Ave W. 3633 35th Ave W. 4308 36th Ave W. 3715 W. Bertona St. 3815 Gilman Ave W. 3813 Gilman Ave W. 3201 Whalley Place W. 2103 31st Ave W. 3033 30th Ave W. #A 4232 33rd Ave W. 3626 24th Ave W. 3008 Tilden St. 2362 W. Howe St. 3826 33rd Ave W. 4023 33rd Ave W. 2911 W. Mansell St. 3643 39th Ave W. 1710 29th Ave W. 3040 24th Ave W. 2248 Clise Place W. 3414 42nd Ave W. 2856 35th Ave W. 2524 Magnolia Blvd W. 3427 36th Ave W. 3423 36th Ave W. 3610 W. Commodore Way 2621 W. Boston St. 2515 42nd Ave W. 2860 44th Ave W. 2559 26th Ave W. 2856 44th Ave W. 5436 39th Ave W.

Bed 3 4 3 3 3 2 3 3 3 4 4 3 4 3 3 3 3 5 3 4 3 4 3 4 3 3 5 5 5 5 5 4 5 4 4

Bath 1.75 1.75 1.75 2.25 1.75 1.75 1 1.75 1.75 2 2.25 2.5 3 1.75 2.25 1.75 1.75 2.75 2 2.75 2 2.5 2.75 2.75 2.5 2.5 3.25 3.5 2.75 3.25 2.75 3.5 4 3.25 2.25

Sq Ft 1445 1640 1322 1495 1860 1490 2260 1664 1820 2460 2588 1631 3090 2540 2460 2280 2057 3000 1830 2940 2710 3140 2436 2700 2070 1710 2960 3040 3290 3680 4180 3790 3990 4540 310

Year Built 2017 1942 2017 2009 1908 2008 1942 2017 2017 1927 1955 2005 1925 1955 1955 1936 1910 1910 1912 1940 1936 1977 2009 1950 1942 1938 1952 1952 1968 2016 1957 2004 2017 2012 1957

Days on Mkt 0 10 11 18 12 8 7 26 1 48 9 6 6 6 8 22 5 9 8 78 6 6 30 7 6 21 5 4 10 22 10 68 0 42 7

Asking Price $649,950 $599,950 $644,950 $699,000 $695,000 $684,950 $699,000 $754,950 $769,950 $824,950 $789,988 $698,000 $825,000 $750,000 $827,000 $925,000 $895,950 $879,000 $819,000 $1,055,000 $895,000 $998,888 $1,199,600 $999,000 $949,500 $999,000 $1,339,000 $1,390,000 $1,488,000 $1,850,000 $1,875,000 $2,000,000 $2,198,000 $2,595,000 $2,100,000

Sold Price $649,950 $650,000 $660,000 $680,000 $680,000 $730,000 $740,000 $755,000 $769,950 $775,000 $803,773 $814,000 $815,000 $825,000 $836,000 $875,000 $958,000 $958,500 $968,500 $995,000 $1,000,000 $1,100,000 $1,130,000 $1,153,414 $1,155,000 $1,265,000 $1,405,000 $1,425,000 $1,500,000 $1,810,000 $1,900,000 $2,025,000 $2,198,000 $2,500,000 $2,550,000

Sold Price/ Asking Price 100.00% 108.34% 102.33% 97.28% 97.84% 106.58% 105.87% 100.01% 100.00% 93.95% 101.74% 116.62% 98.79% 110.00% 101.09% 94.59% 106.93% 109.04% 118.25% 94.31% 111.73% 110.12% 94.20% 115.46% 121.64% 126.63% 104.93% 102.52% 100.81% 97.84% 101.33% 101.25% 100.00% 96.34% 121.43%

April Residential Sales in Queen Anne

Ballard/Crown Hill Location: 8055 15th Ave NW

206-789-3205 www.morgansonline.com

Find us online: www.QueenAnneNews.com

Address 1009 W. Garfield St. 3620 13th Ave W. 1113 8th Ave W. 3022 13th Ave W. 719 W. Wheeler St. 2615 Warren Ave N. 513 Galer St. 3017 11th Ave W. 2906 3rd Ave N. 2224 3rd Ave W. 2222 3rd Ave W. 3301 9th Ave W. 1015 W. Crockett St. 2115 3rd Ave N. 305 Blaine St. 2705 Warren Ave N. 2518 4th Ave N. 1813 12th Ave W. 505 W. Olympic Place #B 2209 Nob Hill Ave N #B 1922 6th Ave W. 1810 6th Ave W. 2302 2nd Ave N. 1222 W. Bothwell St. 1024 5th Ave W. 219 Ward St. 317 Highland Dr. 319 Prospect

Bed 3 2 3 3 3 4 3 3 3 3 3 3 2 4 4 3 3 4 2 3 3 3 4 4 4 3 3 3

Bath 1.75 1 2.75 1.5 2.5 1.5 1 1.75 1.75 2 2 1.75 2.25 1.75 1.75 2 2.75 3.5 2.25 3.5 2.75 2.5 2 3.25 2.25 2.5 2 3

Sq Ft 1510 1870 1320 2070 2029 2190 1320 1970 1800 1550 1600 1850 1455 1960 2290 2200 2350 2136 2060 1905 2136 2010 2980 3200 2910 3240 2312 4270

Year Built 1909 1904 1900 1948 1910 1912 1908 1922 1918 1929 1929 1942 2017 1911 1912 1954 1927 2017 2007 2009 1907 1918 1925 2016 1923 1964 1913 1924

Days on Mkt 7 7 17 10 13 8 29 7 6 11 9 7 61 7 7 6 12 2 7 6 22 3 60 120 21 8 14 10

Asking Price $549,950 $599,950 $799,000 $769,000 $875,000 $800,000 $847,500 $725,000 $700,000 $882,550 $892,050 $780,000 $899,950 $849,500 $899,000 $925,000 $1,050,000 $1,089,000 $1,150,000 $999,000 $1,300,000 $975,000 $1,425,000 $1,489,980 $1,795,000 $1,795,000 $1,895,000 $2,950,000

Sold Price $601,125 $675,000 $742,500 $805,000 $825,000 $835,000 $847,500 $860,000 $871,000 $883,000 $892,050 $896,182 $899,950 $960,000 $990,000 $1,025,000 $1,035,000 $1,134,000 $1,150,000 $1,200,000 $1,225,000 $1,250,000 $1,379,000 $1,480,000 $1,785,000 $1,900,000 $2,310,000 $2,950,000

Sold Price/ Asking Price 109.31% 112.51% 92.93% 104.68% 94.29% 104.38% 100.00% 118.62% 124.43% 100.05% 100.00% 114.90% 100.00% 113.01% 110.12% 110.81% 98.57% 104.13% 100.00% 120.12% 94.23% 128.21% 96.77% 99.33% 99.44% 105.85% 121.90% 100.00%

Queen Anne & Magnolia News: Home & Real Estate Section

www.QueenAnneNews.com | May 10, 2017

Buying a Lawn Mower?

Here’s What You Need to Know (StatePoint) Curb appeal all begins with a beautiful lawn. When it comes to making a great impression, your effort is just one part of the equation. The quality of your equipment can play a major role, too.

Experts say that by choosing a mower based on the type and size of your yard, a beautiful lawn can be much easier to achieve, saving you time, so you can quickly get back to doing the things you love.

“Mower technology has changed a lot in the last few years, so if you are not sure what’s right for your lawn, take advantage of your local dealer’s expertise,” says Jamie Briggs, product manager at Exmark, a leading mower manufacturer. “They can be a valuable resource when it comes to purchasing the right mower.”

Briggs identifies several factors that can help you purchase a new mower with confidence.

Your Space How do you use your yard? If the space is populated by fixtures like lawn furniture, a play area for kids, a garden or bird feeders, maneuverability should be a top priority.

Models that allow you to mow close to lawn features, such as zero-turn riders, can minimize time spent trimming.

The size of your property should also be considered. If your lawn is a half-acre or less, a walk-behind mower typically makes the most sense. Those with larger properties should consider a zero-turn riding mower, which can reduce the time and effort required to maintain a beautiful lawn.

Cost How much can you afford to spend on your new mower?

Keep in mind that financing options may be available through local dealers, which can make a higher quality mower an option for you.

Powering Up Know your preferred fuel type. For reduced environmental impact, propane-

powered mowers are a good option, as they help reduce emissions by up to 25 percent when compared to gasoline.

Due to the widespread availability of gasoline, gas-powered mowers are also a good option.

A growing number of landscape professionals looking to increase fuel economy and optimize performance for their mowing conditions are choosing engines with electronic fuel injection (EFI). And since diesel fuel is often readily available on-site, farm and ranch owners are considering diesel-powered mowers.

Be Savvy Use free online resources to help you determine the right mower for your lawn, and find the best local dealer to work with. You can filter mower searches based on such criteria as fuel type, cutting deck size, price and payment options. Visit Exmark.com to start your search, and for more lawn care and maintenance tips, visit blog.exmark.com.

Save time and energy on

lawn maintenance for years to come by choosing the right mower for your yard’s specific features. A little research upfront can help you be confident in your purchase for years to come.

P

D EN

IN

Know your ABCs of the real estate market higher than your interest rate.

• Credit Score. A number ranging from 350 to 800 based on an analysis of your credit files. Your score plays a significant role when securing a mortgage, as it helps lenders determine the likelihood that you’ll repay future debts. The higher your score, the more options that may be available to you, including lower interest rates.

• Private Mortgage Insurance (PMI). If you make a down payment of less than 20 percent on your conventional loan, your lender will require PMI. PMI serves as an added insurance policy protecting the lender if you’re unable to pay your mortgage, and it can be cancelled from your payment once you reach 20 percent equity in your home.

➧ LINGO, from Page R1 home, your lender will order an appraisal to get a professional opinion on its value. This is a necessary step in getting financing secured, as it validates the worth to you and your lender.

• Closing costs. In addition to a home’s price, a buyer must pay “closing costs.” This is the cost to complete the real estate transaction. This includes points, taxes, title insurance, financing costs, items that must be prepaid or escrowed and other costs. Closing costs are generally two to five percent of your home purchase price.

• Escrow. The holding of money or documents by a neutral third party before closing, escrow can also refer to an account held by the lender or servicer into which a homeowner pays taxes and insurance.

• Mortgage rate. The interest rate you pay to borrow money for your house. The lower, the better.

• Fixed-rate mortgages. A mortgage with an interest rate that doesn’t change during the term of the loan, and is typically 15 or 30 years.

• APR. The annual percentage rate, commonly referred to as “APR,” is a broader measure of your cost for borrowing money and includes the interest rate, points, broker fees and other credit charges you’ll be required to pay.

Because these costs are rolled in, the APR is usually

Hear a term not included or confused by some of the processes? Check out Freddie Mac’s myhome.freddiemac. com for everything homebuying and be sure to follow the Freddie Mac’s Spring Homebuying Season Blog Series at freddiemac.com/blog.

“Homebuying speak can seem like an entirely new language, especially for first-time homebuyers. Before entering the market, it’s helpful to learn key phrases and terminology so you can be a confident, savvy shopper,” says Mike Dawson, Vice President of Single-Family at Freddie Mac.

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Not Your Typical Tudor $895,000 Representing my clients on the sale of their home was an honor and a joy. They did everything right! And it paid off in the end. I would love to help YOU make the most of your investment.

Portia Gray 206-818-7195 www.portiagray.com

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A Welcoming Home & Hearth $835,000

D EN

IN

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Discovery Park Condo $375,000

Inviting & comfortable, this Magnolia home offers traditional detailing w/ updates throughout. Enjoy a large remodeled kitchen. Retreat & relax on the private 2-story back deck - the upper deck offers expansive territorial views. Secure parking. Close to all that Magnolia offers!

I had such a great time representing my seller in this transaction. Condos are such a smart alternative to renting.

Let me know if I can guide you through the process of becoming a condo owner. You too, can take pride in home ownership!

Whitney & Virginia Mason 206-310-3985 www.SoldInSeattle.com

Portia Gray 206-818-7195 www.portiagray.com

LAKE UNION 206-283-5200 | 1200 Westlake Ave. N, Suite 406, Seattle, WA 98109 cbbain.com/lakeunion

Serving Seattle Neighborhoods & Beyond

MAGNOLIA 206-283-3604 | 3300 West McGraw St, Seattle, WA 98199 cbbain.com/magnolia

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Queen Anne & Magnolia News: Home & Real Estate Section

May 10, 2017 | www.QueenAnneNews.com

Make Your Summer Barbeques Sizzle (StatePoint) With family and friends gathering to celebrate all summer long, try a new and healthy twist on some backyard barbeque essentials.

Dishing on Sides Meats may be the star of the show, but no backyard barbeque is complete without side dishes.

From slaws and salads to fresh fruits and veggies, making your own side dishes from scratch allows for creativity and control of what goes onto your plate.

Switch up your coleslaw by shredding crisp, tart apples such as Granny Smith in your blender and toss with grated carrots, poppy seeds, white vinegar and raisins. For a tasty alternative to traditional potato salad, try blending boiled new potatoes with smoky bacon, Dijon mustard and mayonnaise.

The grill isn’t just for meat -- fruits and veggies take on an entirely new flavor profile when lightly grilled. Prepare a vegetable platter with an array of homemade dressings for dipping, or top with a parmesan balsamic

vinaigrette.

For a sweet treat without the guilt, grill fruits -- such as pineapple, peaches, plums and nectarines -- for a caramelized crust and add a scoop of ice cream to make a decadent dessert.

Spice it Up! While everyone loves a classic hot dog or a juicy hamburger, the preservatives and calories found in these seasonal staples,

and their condiment companions, don’t properly fuel you for an active summer gathering. Instead, consider healthier alternatives like grilled chicken or a lean cut of meat. These choices will be anything but boring when paired with fresh, homemade marinades, dry rubs or salsas.

Create dressings, spice blends and other toppers to season your favorite grilled goodies. New high-tech blenders, such as the Vitamix A2500 Ascent Series Blender, can makes this more convenient. Its 8-ounce SelfDetect containers are the right size for creating and storing small batches.

For an unexpected fruity flavor paired with your main course, try a light, tropical avocado salsa, which is delicious with grilled chicken.

For more of that classic barbeque flavor, use an apricotancho barbecue glaze on your seafood and baby back rib skewers.

Summertime Sipping The creativity shouldn’t end with your food. Spice up your drink menu by experimenting with craft cocktails.

Make your own simple syrups with fresh herbs, fruits, spices or veggie infusions, taking your cocktails to the next level.

Blending a combination of summer berries or tropical fruits creates an all-natural syrup for a refreshing cocktail mixer. Muddling or grilling fruits can enhance their flavors -- try blending grilled peaches, straining the mixture and adding it to a drink.

Unique drink options can extend beyond fresh fruits.

Vegetables can make for an unexpected option. While the sweetness of a beet shines when paired with the depth of a bourbon, fresh cucumber pairs great with a minty mojito.

Let your creative juices flow and wow your guests with the best backyard barbeque of the summer!

How PMI can make your dream of home sweet home a reality (BPT) - In the 2017 housing market, those who choose to pursue the dream of owning a home face several important decisions, such as how much to put toward a down payment.

Twenty percent down is typically recommended by most lenders.

While 20 percent is not a requirement, paying less can have a big impact on the amount you pay monthly. It is important for home buyers to know that when seeking a conventional loan with less than 20 percent down of the sales price or appraised value of the home, lenders will often require Private Mortgage Insurance (PMI).

This article takes a deeper look at PMI by answering the most common questions on the topic.

What is PMI? PMI is a type of mortgage insurance. Like most other types of mortgage insurance, it protects the lender in the event the borrower is unable to repay the remainder of the loan.

In many cases, PMI is required on conventional loans when the buyer has a down payment of less than 20 percent.

Some lenders may offer conventional loans that require a smaller down payment without PMI, but the tradeoff can typically be a higher interest rate.

How does PMI affect your loan?

PMI can affect your loan in several different ways depending on the loan type and the lender. In some cases, the PMI will be required in a lump sum at the time of closing.

This PMI payment type is called an upfront premium.

Other PMI plans call for monthly payments where the total value of the PMI is divided

and factored into your monthly mortgage payments. The PMI can generally be cancelled under certain conditions once 20 percent of the amount borrowed has been reduced from the principal balance, or amount borrowed.

Finally, the lender may also opt for a plan that requires both upfront and monthly PMI payments. In this case a portion of the PMI is paid at the time of closing, and then the remaining PMI is paid as part of the monthly mortgage payment.

Alternatives to PMI Some government-backed loans offer alternative options to buyers paying less than 20 percent down on a home loan. There are several of these loans and each has a different approach to handling down payments and mortgage insurance. By being educated on the different types of loans you will have an easier time finding which best suits your needs.

Learning more about PMI While PMI is an additional fee, it helps those with less than a 20 percent down payment realize their dreams of home ownership.

To learn more about financing options that can make your dreams of homeownership a reality, visit VMFhomeloan.com.

NMLS Disclosure

Vanderbilt Mortgage and Finance, Inc., 500 Alcoa Trail, Maryville, TN 37804, 865-380-3000, NMLS #1561, (http:// www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Loans made or arranged pursuant to a California Finance Lenders Law license, GA Residential Mortgage (Lic. #6911), Illinois Residential Mortgage Licensee, Licensed by the NH Banking Department, MT Lic. #1561, Licensed

by PA Dept. of Banking.

Queen Anne & Magnolia News: Home & Real Estate Section

www.QueenAnneNews.com | May 10, 2017

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3 super-simple ways to create a barefoot friendly backyard deck (BPT) - When the sun is out and the sky is blue, your deck should be one of the most popular areas in your yard.

But, if deck boards leave you with splinters or burned feet on hot summer days, there may be little incentive to spend time in your open-air getaway. The good news is this problem is easily preventable. With the right plan, you can build a barefoot-friendly backyard deck that will be the

hub of your outdoor living space for years to come. Start with these three super-simple steps. It’s a choice your feet and pets will appreciate.

1. Create a smooth surface underfoot Few building materials take more punishment than decking. Whether it spends hours under scorching sunlight, withstands wintertime bliz-

zards or gets soaked during water fights and pool parties, your decking is bound to take abuse from the elements.

Selecting deck boards that can withstand these harsh conditions is critical to ensuring a smooth surface underfoot.

Exposure to moisture and the sun’s UV rays can deteriorate wood decking, particularly if it’s not maintained regularly and correctly. While composite decking provides greater

durability, several brands have been known to rot, crack or warp as a result of moisture intrusion.

To keep your deck looking good no matter what the weather, consider composite decking made of small-size wood fibers that are fully encased in plastic. This protects against moisture intrusion all the way to the board’s core, and such boards will not rot or warp, preventing danger-

ous cracks and splinters from forming. To create an even smoother surface, install the composite deck boards with hidden fasteners. This technique eliminates popped nails, dimples from screws and other hazards to warm-weather fun.

2. Beat the heat Once you’ve narrowed your composite decking selection ➧ DECK, Page R8

LOCAL AGENTS with a Queen Anne + Magnolia Focus Charlotte Crockford Broker

206.954.6428

Ken Graff

charlotte@queenannerealestate.com 1823 Queen Anne Ave. N. Seattle, WA 98109

REALTOR ®, Broker and Certified Luxury Specialist 206-498-7818 kengraff@cbbain.com KenGraffHomes.com

We support schools and communities!

Chardon Dankers Jeanne Smart

T R AC Y A D A M S R E A L E S TAT E B R O K E R 206.409.6076 T R AC Y A D A M S @ C B B A I N . C O M WWW.MYDIGS.COM

Experience Counts ... Expect the Best!

Audrey Manzanares

Whitney & Virginia

Mason

REALTOR® ABR, SRES

Broker, Realtor CRS, ABR, GRI

Cell (206) 779-7325 Office (206) 283-8080 audrey@windermere.com audreymanazanares.com 206.310.3985

206.240.4616

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www.SoldInSeattle.com

KRISTINE E. HENDRICKS

JULIA ESPAROLINI

MANAGING BROKER ACCREDITED LUXURY HOME SPECIALIST

■ Certified Senior

Sellers and Buyers Agent

WINDERMERE REAL ESTATE/ WALL STREET, INC. DIRECT

(206) 755-5757

khendri@windermere.com

Wall Street, Inc.

206.852.6107 hring@windermere.com holleyring.com

Broker, Accredited Buyers Representative, Certified Negotiation Expert Luxury Marketing Specialist What’s important to you is important to me- buying or selling a home, I am your advocate.

Windermere Queen Anne 214 W McGraw Street, Seattle WA 98199

Real Estate Specialist ■ Certified Real Estate

Advanced Sales ■ Certified Green Real Estate

cell: 206.356.7606 juliae@windermere.com ModernLivingNW.com

Kevin Bohnert MANAGING BROKER RESIDENTIAL/CONDOMINIUMS SPECIALIST

GARY McMANN R E A L E S TAT E B R O K E R 206.919.4300 GARYMcMANN@HOTMAIL.COM WWW.MYDIGS.COM

Exceptional Service with your Goals in Mind STEWART KARSTENS 206-601-3421 www.stewartkarstens.com

Cell Office Fax

(206) 856-6396 (206) 283-8080 (206) 283-5650

kbohnert@windermere.com www.kevinbohnert.com www.facebook.com/kevinbohnert

Local Agents runs every week!

Call Kibby to get your name out there!

206-461-1293

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Queen Anne & Magnolia News: Home & Real Estate Section

May 10, 2017 | www.QueenAnneNews.com

Barefoot and happy on your deck ➧ DECK, from Page R7 to brands that can withstand the toughest Mother Nature can throw their way, look for ways to beat the heat. When the sun is blazing, the plastic in composite decking can retain heat and become uncomfortable to walk on with bare feet.

One great way to avoid the hot-foot hustle dance without compromising on your deck’s surface appearance is to use composite decking with innovative cooling technology. “Homeowners know even the most stunning composite deck will disappoint if it’s too warm to walk on during the peak days of summer,” said Randy Gottlieb, A.E.R.T. presi-

dent. “Recently introduced products like ChoiceDek Premium composite decking with CoolDeck technology help solve this problem. By combining a durable core with a cap that is specifically engineered to optimize heat reflection and minimize heat absorption, the boards make for a more comfortable deck on sunny days.”

If you live in an area where the sun’s rays are hot yeararound, you may also want to consider using shade structures to help provide relief from direct sunlight and reduce the temperature on deck. Pergolas, lattices and breezy overhead fabrics can block the sun beautifully and add to your deck’s style.

3. Prevent slips on deck If you’re installing decking near a pool or hot tub, live in close proximity to the water or experience frequent rain, it’s also important to protect against slips. Composite deck boards with a textured, wood-embossed surface have a higher coefficient of friction and better slip resistance than PVC and composite decking products with a non-embossed surface. The added traction will help friends and family stay steady on their feet as they enjoy your outdoor living area, and help ensure the party never has to pause for injuries.

Take care of the dirt and clutter

Essential Oil Blend with a cup of baking soda and sprinkle on carpets. After 10 minutes, vacuum away the powder and leave a light, refreshing floral scent behind.

all pots, pans, dishes and glassware in their proper place. Store pet bowls out of sight, give the floor a quick sweep and dry the interior of the sink with a paper towel.

the mirror for spots and wipe and dry the sink. If the bathtub or shower door show signs of recent use, dry them off. Store used soap, shampoo, scrubbies, loofahs, wash cloths and towels out of sight.

4. Put your best foot forward in the bath.

Nothing says “show home” like fresh vacuum tracks in the carpet! Just before you leave the house for a showing, give carpets a quick pass with the vacuum. Before you do your other last-minute cleaning tasks, mix 1 teaspoon of Aura Cacia Petal Power

➧ SELLERS, from Page 3

It’s tough but critical to keep the most-used room in the house looking its best. You probably used your bathroom to get ready this morning, so wipe down surfaces to ensure no hair or debris lingers. Check

5. Clean carpets.

SOLD

2860 44th Avenue West Sold for $2,025,000

6. Take out the trash.

Go through every room with a trash can and make sure it’s empty. It may not seem rational, but many buyers will equate trash in a waste basket with an untidy home. It’s especially important to empty trash that may stink, such as in the kitchen. Remove trash, store it in a sealed receptacle outside the house, and give potentially stinky trash cans a refreshing shot of sweet basil and lavender aroma with a DIY garbage pail pod.

PENDING

3521 West Howe Street Offered for $1,375,000

WHAT LISA’S CLIENTS ARE SAYING

Experienced. Innovative. Trusted.

Global Luxury Property Director 206-919-6605 lisaturnure@cbbain.com | LisaTurnure.com QueenAnneMagnoliaRealEstate.com

Lisa was the best choice to help us sell our home. She is highly skilled in all aspects of the home sale transaction.

She listened carefully to our needs and created an excellent sales, marketing, technology, and pricing strategy. She kept us informed through each step of the process through the sale and closing. No detail was unimportant. Even though she might have had other clients she was helping, we always felt like we were her first priority. We have moved several times around the country and we can honestly say Lisa is the best real estate agent we have engaged.

- J & J Carrasco, Magnolia client