Sc 01 17 issuu

PETER PRESCOTT, CPA MASTERS IN TAXATION

Page 12

NIGUEL, LAGUNA HILLS, MISSION VIEJO AND ALISO VIEJO

Grant Prescott, Peter Prescott, Margie Prescott, Kyle Hatch and Peter Dana Prescott

ADVERTISER TESTIMONIALS

“We have been advertising in South County Magazine since its very first edition in January 2011. Our involvement has been a true partnership over these many years in that the publication team continually strives to create added-value opportunities - at no additional cost - for our business to generate ROI - from the editorials to the monthly mixers. I would highly recommend South County Magazine for any local business looking for exposure in South Orange County.”

- Ron Pashaian, Monaco Jewelers, San Juan Capistrano

“Working with Jody Robinson is a pure delight! She is a pro, plus she is patient, kind and efficient. I have been an advertiser in South County Magazine for several years now. This is our main source of advertising. The results have been positive and consistent. Every month we have new customers visiting our store saying they have seen our ads in South County! Jody is a pleasure to work with and always has our best interests at heart.”

- Susie Smith, Backstreet Home Decor, San Clemente

“As local business owners and professionals, we are so lucky to have South County Magazine to reach our target customer through advertising and share our business ‘stories” and philoso-phies through the editorial opportunities. Working with South County Magazine couldn’t be easier. I was helped every step of the way - from the photography, writing and design - AND ALL AT NO EXTRA COST. Since participating, my business has tripled - a significant return on my advertising investment. Advertising with South County Magazine is simple, straight-forward and most importantly ... it works!”

- Victoria Vannini, Howard Jones Salon, Dana Point

“I know that my business wouldn’t be as successful as it is today if I hadn’t started advertising in South County Magazine when it first started five years ago. I have established relationships with hundreds of clients over the years, and then those clients also refer friends and family to me as well. It was one of the best business decisions that I ever made.”

- Stephanie Frisch, Insurance 101

“One of the best marketing decisions I ever made was to advertise in Jody’s magazines. It generated clients directly and raised public awareness of the company in our market area. I highly recommend any of Jody’s publications that reach your target audience. Above and beyond that is the fact that Jody is truly interested in helping people prosper. She is always on the lookout for additional opportunities to serve her advertisers and readers. One can never have too many thoughtful, intelligent people helping you promote your business.”

- David Allen, HelpURemodel

“We love the South County Magazine and its associated publications. It has been a wonderful community to be part of and a phenomenal way for us to reach the community about important issues. We’re grateful for all the support Jody and her team have provided us over the years!”

- Omeed Askari, OC Pharmacy

Editor Jody Robinson jody@southcountymag.com

Assistant Editor Janessa Rasmussen

Sales & Marketing

Marlo Andersen

Anthony Arcurio

Nicole Martin

Kim Roberson

Distribution Managers

Rolando Ruiz • David Starr

Advertising Inquiries (714) 469-3495

Contributing Writers

Beverly Blake • Cara Fraser

Stephanie Frisch • Nicole Howard

Ann Laurence • Randy Rose

Betsy Sanz • Tom Scott

Cover Photography

Lana Farfan, Caught in the Moment Photography

Contributing Photography

Diana Schmitt, Accent Portraits by Diana

“Working with Jody and South County Magazine has been a fantastic experience from beginning to end. And there really is no end, considering they offer a wide variety of services for the local business who wants some great attention. The magazine is high quality. As a reader first, I always trusted South County Magazine to provide high quality content about the businesses in my area and the real people who own and operate them. South County Magazine highlights the efforts of local businesses with style and local business is the heartbeat of our communities. I was so impressed with the writing. Jody captured the essence of our company and the story behind it which is so important in our industry. Two thumbs up for South County Magazine - a simply great publication.”

South

- Lindsey M. Fisher, CEO at A Mission for Michael

COVER FEATURE: Peter Prescott, CPAMasters in Taxation

Reel Time Sight & Sound 14

Ricardo and Rosa Beas, Ricardo’s Place 16

ZOOMARS Petting Zoo 18

Monaco Jewelers 20

David Velasquez & the Art of Doodling 22

Tuttle’s Carpet One of Laguna Niguel 24

Stephanie Frisch, Insurance 101 26

7 Reasons Why Informed Investors Choose Fiduciaries 28

Water in the Garden Koi Pond Service 30

Align Pilates 32

Family-Friendly Fun: Island Style 48

Dining & Entertainment Guide 52

It’s hard to believe that this issue marks our 6th Anniversary! We are so blessed to have been so warmly embraced by the community in the years since we introduced the first edition of South County Magazine in January of 2011.

In this issue, we are proud to showcase many of our longtime advertising partners and each of their unique local businesses - these individuals took a chance on our fledgling publication and have participated continuously over the years. It is because of their support and a welcoming readership that we have been able to steadily increase in page count and in the number of distribution

locations (in addition to the residential delivery that makes up the majority of our circulation each month).

Because our mission is to serve as a true community resource, we welcome your comments, suggestions and feedback with the goal of continually expanding upon the scope of our editorial features, topics covered by experts in their respective fields and showcasing the good works of the many non-profit organizations in the communities we serve.

Enjoy!

Jody Robinson

A CPA who helps you plan a SECURE FUTURE

Certified Public Accountant Peter D. Prescott is single-minded: “I strive to make each client as tax efficient as possible. Using a client’s entire finances as a framework, we establish major goals and then combine tax savings techniques and professional financial planning to enhance the growth of their money!”

Peter’s background is impressive: A business degree from U.C. Berkeley, a Professional Financial Planning designation from U.C.L.A., a Masters in Taxation from Golden Gate University, Big 8 accounting experience at Price Waterhouse and the Personal Financial Specialist Designation (PFS) from the American Institute of Certified Public Accountants.

Overwhelming technical expertise belie the fact that Peter is a people person. His clients appreciate his professional knowledge of course, but they love him for his down to earth sensibility, wit and humor. As a man who has participated in public speaking venues, stand-up comedy and a few game shows, Peter loves life and is not only dedicated to his profession, but also maintaining a balance of work and play. His most important priority is his own family. His wife Margie is a homemaker and formerly a special education teacher in San Clemente. Having three sons, Peter understands that early planning to meet family goals is critical.

Peter has been helping Southern Californians with their income tax returns, tax planning, and comprehensive financial planning needs for over 30 years. Peter is adamant when he says, “As long as the IRS keeps up with its annual “tax simplification” strategies, you will want to use a professional who understands the constantly changing tax and financial environment.”

Peter stresses that “the start of the year is the perfect time for tax planning. It enables us to achieve a good sense of direction and work together with my undivided attention. This is true for any individual, small business, or corporation seeking to become more tax efficient and a better financial consumer.”

Knowledge of the tax laws is of little value unless they can be applied wisely to fully meet your needs. That is why Peter follows a comprehensive approach combining effective tax savings, advanced financial planning strategies, estate planning and professional investment methodologies.

Why allow yourself to become anxious and stressed out about your taxes, retirement, college, or business planning? The best time to begin the process is now.

There are still many actions that can be taken to save you money this year and be better positioned for the future.

With Peter’s help you will benefit not only from his experience, but you’ll be able to relax a little more too! Call today to schedule a tax planning or tax return preparation meeting to take advantage of Peter’s New Client Offer.

Reel Time Sight & Sound:

Breaking free from the big box for your perfect home theater system

By Betsy Sanz

When you started planning for your ultimate home theater set-up and sound system, did you plot your perfect flat screen location and find that the outlets were placed at exactly the right distance, with the perfect electrical scenario for everything you wanted to do?

Could you find the right media cabinetry for your particular space – cabinetry that wouldn’t catch on fire from the heat of the equipment, or that would simply look good in the room? Did you understand half of what the televisions, receivers and other devices could do, and did you have anyone to hold your hand to make sure you weren’t overspending for what you wanted? Yeah, neither did I.

Big box retailers, the professed champions of value, are happy to sell you any home theater and sound equipment you think you might like, and send you off to figure it out at home. That’s what they do. And that’s all they do.

If you want the home theater system that you envision, you need Skip Myers of ReelTime Sight & Sound, the guy you can lean on to take you from start to finish for the home theater or sound system of your dreams.

“Usually there is a part of the job that you find you just can’t do by yourself,” says Skip, who has overseen the design and installation of thousands of home theater and sound systems over the course of forty years in the business. “You get your brand new television home, you’re so excited, then you realize you need to move an outlet or none of the cabinets you can find will fit your space. We’re here to make sure you get the equipment that will

give you what you want and the system that will work with that equipment, without leaving you to fend for yourself.”

The technicians and designers that Skip assigns to clients are all ReelTime Sight & Sound employees, knowledgeable in all home theater and sound technologies. First, they work closely with you to determine what you’re looking for. Then they custom design every aspect of the project, from wiring to custom-built cabinets, frames, or built-in wall designs. Finally, licensed, in-house contractors install your entertainment system with care and precision.

Connect with Skip Myers and ReelTime Sight & Sound by calling (949) 240-0555, stop by the showroom at 26381 Via De Anza in San Juan Capistrano or visit www.reeltimesightandsound.com

• Melt the Fat

• Tighten Loose Skin

• Non-Surgical

• No Downtime

Q: What is truSculpt®?

A: truSculpt® is the latest nonsurgical, no downtime procedure that’s clinically proven to target problem areas on the body - like cellulitethat are stubborn to routine diet and exercise.

Q: How does truSculpt® work?

A: truSculpt® is an energy-based procedure that delivers controlled, yet comfortable doses of therapeutic heat to the target zone, firming and smoothing problem areas over time.

Q: Who is the right candidate for truSculpt®?

A: truSculpt® is the ideal alternative for both women and men who live a healthy lifestyle, but have problem areas that neither a NoCarb, No-sugar diet nor any amount of crunches or 5K runs can resolve.

Q: Is the treatment painful?

A: While pain thresholds vary from patient to patient, most truSculpt® patients find the procedure comfortable and therapeutic.

Q: How many treatments are required?

A: Two (2) to four (4) treatment sessions spaced four to six weeks apart is recommended to achieve optimal results.

Q: Can I return to daily activities following the treatment?

A: Yes. truSculpt® is a no downtime procedure giving you the freedom to return to your daily activities immediately post treatment.

Ricardo’s

FAMILY ROOTS AND A COMMITMENT TO COMMUNITY

defines this iconic San Juan Capistrano restaurant Place

“Ricardo and Rosa Beas represent the best of the best,” says Richard Ybarra, CREER Executive Director. “They are passionate and inspiring as individuals, as a team, as business and social entrepreneurs and they are community building innovators who give at home, at the office and in the streets. They are truly “champions of Capistrano” whose consistency and contributions large and small always add up to success and giving. I am honored to call them friends and colleagues.”

For my part, I had the pleasure of meeting Ricardo and Rosa for the first time when I was in the process of launching South County Magazine in January 2011 and felt an instant connection to this dynamic couple. I had initially approached them about participating in the magazine from an advertising standpoint and spoke to them about editorial opportunities to showcase their business. As I would come to discover is their way, Ricardo and Rosa immediately redirected the attention from themselves to share with me details of many worthy local non-profit organizations they felt would better benefit from exposure in a community magazine.

FAMILY ROOTS

For both Ricardo and Rosa, the seeds of success – both personally and professionally – were planted at an early age by their mothers. Ricardo credits his mother, Alicia Beas, with serving as the inspiration for the growth and success of several Southern California-based family-run restaurants built on the foundation of her strong work ethic and business acumen.

By Jody Robinson

Early in my writing career, I had the opportunity to interview many successful entrepreneurs for an OCbased regional business/lifestyle publication. While the scope of the featured businesses was diverse, the owner/operators all shared an unerring passion for their profession and a common belief that “if you love what you do, the money will follow.”

As the owners of Ricardo’s Place Mexican Restaurant in San Juan Capistrano, there’s no doubt that Ricardo and Rosa Beas practice what they preach with regard to their devotion family (including their extended “family” of employees, many of whom have been with Ricardo and Rosa since the restaurant opened in April of 2003), friends and dedication and commitment to the betterment of the community. Steadfast supporters of numerous charitable organizations, Ricardo and Rosa devote their time to giving back, particularly to the local youth in our community. They are both on the Board of Directors for ATLAS, a youth soccer program, and the Capistrano Community Mariachi Program. Rosa is a board member of the Friends of the San Juan Capistrano Library and the Boys & Girls Clubs of Capistrano Valley. Ricardo lends his time to serve on the board of the San Juan Capistrano Chamber of Commerce and the Latino Business Council and the couple take pride in their volunteer efforts in the San Juan Capistrano and Monarch Beach Rotary clubs.

The authentic Mexican cuisine on the menu are fashioned after and inspired by Ricardo’s grandmother’s own family recipes. On one of her last trips to the region from her native Mexico, his grandmother attended the grand opening of Ricardo’s Place.

Rosa’s mother, Rosa Ruiz-Rivera, influenced Rosa’s varied philanthropic interests throughout her childhood and continues to inspire her daughter to spearhead efforts to raise awareness and funds to support many local charitable organizations.

“My mother always gave of herself, her time and talents to benefit others,” says Rosa. “Ricardo and I share the belief that what you give, you will receive many times over in life.”

“Ricardo’s Place is a wonderful success story and a reminder that in an age of spreadsheets and Search Engine Optimization, a great product and friendly service are still the most effective tools for business success,” says Mark Bodenhamer, Executive Director, San Juan Capistrano Chamber of Commerce. “San Juan Capistrano wouldn’t be the same without Ricardo’s Place and the great people behind it.”

To connect with Ricardo and Rosa, call (714) 493-4941 or visit Ricardo’s Place at 32082 Camino Capistrano in San Juan Capistrano or visit www.ricardosplace.net. Ricardo’s Place is open five days a week (closed Mondays and Wednesdays) for lunch or dinner and offers takeout and catering for gatherings of all sizes - from small family functions to large corporate events.

Photography by Judith Andersen Photography

By Jody Robinson

It’s no wonder Carolyn Franks is always smiling … as the owner and operator of ZOOMARS Petting Zoo, her days are defined by pony rides, hundreds of fluffy bunny rabbits and guinea pigs, creatures big and small and unforgettable children’s excursions punctuated by squeals of delight.

Located in the heart of San Juan Capistrano’s charming historic district, ZOOMARS Petting Zoo opened in the early 1980s as a “backyard barnyard” called the Jones Family Mini Farm. Its buildings date back to the 1800s and the property is listed on the National Register of Historic Places.

In the 12 years since she originally envisioned the innocent, affordable family entertainment opportunities that would come to define this local landmark, Carolyn has continually grown its offerings - both in both in animal attractions and unique activities.

Today, ZOOMARS is home to many different kinds of animals, including goats, sheep, llamas, ponies, horses, alpaca and hundreds of bunnies and guinea pigs to feed, cuddle and love. Although activities currently include pony rides, train rides and gemstone mining, Carolyn has recently introduced new musical merchandise (a CD of children’s songs created especially for ZOOMARS by a local singer/songwriting parent of kiddos who have long enjoyed the zoo) and has other equally fun ideas in the works (think jewelry design using the semi-precious stones your little ones have “mined”).

Petting Zoo ZOOMARS

inexpensive adventure and the perfect outing for families with young children offers

Carolyn has been harboring a not-sosecret wish to bring a special guinea pig “mascot” to life on the pages of a children’s book. While she had a very “specific idea” of Gillie the Guinea Pig’s “story” and what he would look like, the artists and illustrators she enlisted over the years weren’t quite able to truly capture the character’s personality and “sparkle.” That is, until she met Michele Dodds , a local artist - and fan of ZOOMARS - who created a “spot on” rendition of Carolyn’s vision.

From the minute you arrive at the ticket counter, you are greeted with smiles and happiness that is found throughout the zoo. If you need a quick lesson to hold a guinea

pig, an extra pair of hands to set up a party, or a fun-loving miner to help your little guy strike gold, there is sure to be a caring zookeeper at every turn.

“The things I hear every day from people who have been coming to this petting zoo for years are just inspiring beyond words,” says Carolyn. “Especially when I hear things like, ‘I used to take my kids here and now I take my grandkids here.’ Wow, that’s so amazing to me. Sometimes when I’m feeling overwhelmed or had a challenging day, I just GOOGLE ZOOMARS and watch the stream of endless pictures, blogs and videos from moms and dads who have posted their child’s first pony ride or a story about the wonderful time everyone had at their 4-year- old’s birthday party. Then I sit back in my swivel chair and say, Yep, this what I do. How blessed am I that I can create these milestone memories for people? That feeling makes it all worth it.”

Gillie the Guinea Pig

Owner Carolyn Franks

The Power of Two

Stratford and Carden are creating an outstanding educational experience.

January 26, 2017

6:00 – 7:30 p.m.

Mission Viejo 24741 Chrisanta Dr. Mission Viejo, CA 92691 (949) 458-1776

Stratford School and Carden Academy are coming together to provide a unique school environment where children thrive! Enroll your child in a school that inspires children to become tomorrow’s creative problem-solvers, innovators, and leaders. Experience for yourself the Stratford/Carden power of two today! REGISTER

SOUTH COUNTY’S

LEADING

Independent Jeweler

By Jody Robinson

Anyone who has shopped for an engagement ring will tell you that it’s a little nerve-wracking to put your romantic fate in the hands of any old department store or the shop at the mall. The same holds true for finding the perfect piece to mark life’s most memorable of milestones – wedding anniversaries, graduation, birthdays (and Valentine’s Day is right around the corner).

For the most precious purchases of rare stones and metals, it’s best to be able to trust family – in this case, the family of Monaco Jewelers in San Juan Capistrano, widely regarded as one of South County’s leading independent jewelry dealers.

For our part, my husband and I also much prefer to patronize local, family owned and operated businesses rather than spending our money at the homogeneous chain department stores. This holds true for purchases big and small – everything ranging from clothing for our family to home appliances. So when we are in the market for a little bit of bling, we like to go where it feels more like we’re visiting friends than entering a high-pressure sales environment.

At Monaco Jewelers, there is the added bonus of having “friends” here who happen to have nearly four decades of experience in the Orange County jewelry industry. Owners Jason and Meray Gulvartian and the Monaco Jewelers “family,” (which includes Aram “Ron” Pashaian and son Jason Gulvartian, Jr.) offers new and antique jewelry for every budget from custom bridal sets and GIA/EGL-certified diamonds to necklaces, bracelets and earrings, as well as pre-owned and new fine watches from Cartier, Rolex, Breitling and more. For those pieces that are most important to you, Monaco also offers expert on-site repair services.

Thirty-six years in this business and having serviced over 30,000 satisfied customers certainly speaks to Gulvartians’ success in the industry.

Since expanding from his original location in Lake Forest into the South OC market with his current 2,400-squarefoot showroom in San Juan Capistrano (located in the bustling center that is also home to Costco), Gulvartian has built his business by maintaining high standards for quality and customer service.

“Our goal is to ensure that our customers are happy with their overall experience,” says Gulvartian. “We have a large inventory for excellent selection, and if you can’t

Photography by Lana Farfan, Caught in the Moment Photography

find what you are looking for, we will make it for you, exactly the way you picture the piece in your mind. We strive for maximum satisfaction for each individual – if our customer is not happy, we are not happy.”

CASH FOR GOLD

Gold values have reached record highs in recent years. We’ve all seen those ads on television calling for us to send in our old, broken or unused gold and platinum for a cash return. Monaco Jewelers has been offering their “Cash for Gold” service for years, except that they have strict standards in place to be sure that the jewelry they handle is being ethically bought, sold or recycled. It’s become increasingly clear that many of these TV companies offer people over 70% less than the value of their gold. In an era of big-box retail, warehouse shopping and distant online vendors, the mail-in cash-for-gold rip-off is a sparkling example of how getting away from our local business roots really comes back to bite us on the ring finger.

Monaco also offer help to people in need for quick cash by lending money on jewelry for a temporary period of time, with no questions asked about credit or the hassle of a lengthy loan application.

“Sometimes it’s hard to communicate to prospective customers the value of working with people you can trust, especially when it comes to decisions about precious gems and metals,” says Ron. “When you work with Monaco, you can rest easy knowing that we are going to be around and we’re going to stand by our work.”

Monaco Jewelers is bonded and licensed to sell, buy and pawn jewelry and is an A+ member of the Better Business Bureau.

with Jason and the Monaco Jewelers’ family by stopping by 33955 Doheny Park Road in San Juan Capistrano, calling (949) 489-3510 or visit www.monacojewelers.com

SSketching a Future

DAVID VELASQUEZ and THE ART OF DOODLING

By Jody Robinson

ince shopfronts became shopfronts, there has been a need for signs: the need for signs begetting the craft of sign painting. Hand-lettering arose in America in the 1800’s as a means of distinguishing between products and companies when capitalism began to boom. Until the advent of vinyl lettering in the 80’s, hand-lettering and sign painting was thought of as a viable career path, instead of the niche hobby it has become in today’s market.

David Velasquez was painting panels on trucks and handlettering company logos on the truck doors in the 80’s, finding that his artistic talent was in much higher demand in the transportation market. Boats, hot rods, jet skis, and even planes. Pinstriping led to logo design, logo design to portraits, and soon enough David was sketching historical points of interest and lovely, yet long-forgotten buildings.

Born in the late 50’s in Ventura County, California, David grew up in El Rio. A small, unincorporated town once

known as New Jerusalem, El Rio was founded in 1875 by the local postmaster, who also ran the General Store. David’s life took a similar trajectory, branching along two courses - marrying his high school sweetheart, and going to work in construction, now, well over twenty years.

An uncle first realized that David showed natural talent for drawing, and helped coach him from simply copying comic strips to drawing original art in 3D. For years however, David believed that he wasn’t good enough, and that his hobby was exactly that: just a hobby. When Six Flags Magic Mountain invited him to submit selections from his portfolio to a contest they were having, he balked: “I felt I was very unqualified - I had no intention of accepting the invitation.” 10 pieces were to be chosen by the team at Magic Mountain, to use on items for the gift shop. “I remember being very intimidated, but the sales rep strong-armed me, and they ended up picking all seven of the pieces I submitted. I was blown away.”

Giving him the confidence boost he needed, the contest blossomed into screen printing- and eventually a commission with the National Park Service. David “drew the historic buildings at Yosemite, the Grand Canyon, and Bryce Canyon National Parks. I also did pen and ink work, and the parks, and eventually Six Flags Magic Mountain all used my drawings for gift items sold at their gift shops.” Impressive, for a man who has no formal art education.

“Love all, trust a few, and do no wrong to anyone. With God’s help, you’ll live a great life’. I believe that, especially in relation to my art: it has been a great source of stress relief and inspiration over the years. Particularly when I come home from running my construction business.”

Most of David’s work is in single tones - black and white, just doodles. Those doodles are now being turned into a coffee table book.

“For years, I would just sketch: or doodle, and thought those pages were being tossed out when my wife was cleaning the house. Turns out, she saved them, and I was asked to include them in my new book.” Pencil sketches, graphics, and other artwork will go into David’s newest work- mediums which are still in high demand elsewhere.

“I am currently working on a logo for a radio station, family portraits, pen and inks of a motorcycle and hot rod, and pencil portraits of the ‘Kings of Cool’: Paul Newman, Steve McQueen, John Wayne, Marlon Brando, Al Pacino, and Robert DeNiro,” he says. David has work on display at the Ventura County Art Museum, and

the San Buenaventura Mission store. “I thank the good Lord for my family and friends who inspire me to do the right thing in life, and I want to keep doing what I love.” And his advice to young or aspiring artists out there? “Hone your skills, practice. Do what you love, be it drawing, painting, sculpture, music, even teaching. Art can be found in so many things.”

To view more of David’s art, visit his FB page (David Velasquez) or Instagram (velasquezgraphics). To connect with David directly, call (805) 432-6082.

Tuttle’s Carpet One

By Jody Robinson

Many local businesses boast great customer testimonials of recent transactions, but few can credit true “relationships” with clients dating back 60+ years.

Kevin and MaryGail Hentzen, owners of the Laguna Niguel-based Tuttle’s Carpet One Floor and Home, have had clients bring in their old invoices from carpet installations in the 1960s.

Today, Kevin and his wife Mary Gail bring more than 30 years of expertise to every job. Design consultant Nancy specializes in window coverings and with years of experience in their own right, staff design consultants Delis and Frank round out the Tuttle’s Carpet One team.

“Much of our business is from customers that I’ve known for years. It is more of a relationship with the client,” says Kevin. “People enjoy the personal experience that you won’t find in a big box store. It is very rewarding to beautify people’s homes. It’s a great feeling when the client calls to say how much they love their new floor.”

Tuttle’s Carpet One specializes in all types of carpet, hardwood flooring, tile, stone, area rugs, vinyl and window coverings. They carry top brands such as Karastan, Masland, Lees,

Armstrong, and Hunter Douglas and offer the largest wool carpet selection in Orange County.

Because expert installation is so important, Kevin and Mary Gail only work with highly trained professionals who can install complex jobs and handle high-quality materials.

The company’s growth in more recent history can be traced to Kevin’s decision to move the operation to a more visible location Laguna Niguel in 1994. In addition to enjoying increased foot traffic, Kevin joined Carpet One two years later, which lent itself to capturing even more market share – for a variety of reasons. Carpet One is a co-operative that has over 1,000 stores worldwide. Although all are independently owned and operated, because they are a co-op, Carpet One can negotiate the best prices and warranties as a large

group. For example, Carpet One offers “the Beautiful Guaranty” which allows the customer up to 120 days from installation to have the carpet replaced for ANY reason (even if they decide they don’t like the color). The carpet and the labor are covered. No questions asked.

Another offer that only Carpet One offers is the “Healthy Living Installation.” This is a process that cleans the sub-floor with a HEPI-VAC and the installers then spray the subfloor with Healthinex anti bacterial spray. Then they use a special carpet cushion that minimizes symptoms from mold, mildew, allergens and pollens.

The bottom line is that Tuttle’s Carpet One Floor and Home offers the great advantage of the buying power as a group while still retaining the independence and specialty of a small store.

Kevin and Mary Gail Hentzen

Insurance 101: Insurance is Complicated, Understanding It Shouldn’t Be

By Jody Robinson

Photography by Diana Schmitt, Accent Portraits by Diana

They say those who can’t do, teach. But they also say that while we teach, we learn. In fact, Seneca said that. The Roman philosopher Seneca. (Not Seneca Crane from the recent Hunger Games films.)

So which is true? Stephanie Frisch hails from a family of teachers. And she would have to agree with Seneca. “I’m always learning. I want to know everything there is to know.” In the world of insurance, the demand is high for those who are dedicated to teaching the consumer, rather than taking them simply as a commission.

What do you really know about your insurance policies? Has anyone ever sat down and explained insurance to you in a way you really understood? Medicare. Prescription drug coverage. Covered California individual family plans. The chances are about as slim as Katniss escaping the Hunger Games alive. As the owner of Insurance 101, Stephanie is taking an industry norm and turning it on its head.

“I come from an all-teacher family. I learned a long time ago how to properly and thoroughly inform my clients. And I believe that a personalized, caring approach is what it takes to garner trust with folks who at a base level, have no idea what the terms are, or what the provisions of the plans mean.” Specializing in senior needs - such as Medicare plans and prescription drug plans for South County residents, Stephanie is faced with unique situations daily. “As the demand grows for this type of ser- vice, I find that my successes lie in earning the trust of my clients. The actual business is just one factor. Caring for the whole person is the key.”

Her old-school approach is unrivaled. Rarely does a broker

find the time to spend one-on one with a client, let alone achieving any sort of true human interaction in the world of text messaging, multi-password online applications, and automated 800-number customer service recordings.

“I keep contact information and notes from past conversations with all of my clients. When someone calls me, I see their name pop up on my phone and I greet them personally. I love helping people, and bringing a personal touch to the impersonal world of insurance is key. You can’t rush when you do what I do.” Having the knowledge and savvy to navigate the insurance world is one thing. Having the patience to wade through the headlines and get to the heart of the issues speaks to a deep desire to do right by her clients. “It’s my responsibility,” she notes.

Sifting through the sludge of government issues, printed articles, and healthcare propaganda is enough to drive any American toward feeling as if the premium they are really paying is in lifeblood, not dollars.

“What I provide is ‘value added’ to what customers pay in their insurance premium,” says Stephanie. “I don’t per- sonally charge for my consulting service. I’ve been told that my method of explaining insurance makes it easier to understand than any other way my clients have been told before. And I’m really trying to help them, not sell them. I want to know everything about the products I offer to people and what is going on out there. 65 looks and acts a lot younger than it used to. They want the information that will help them be proactive about their lifestyle, and I help them find that.”

Be it working, traveling, parenting, surfing, running marathons, practicing yoga, or training for the next Hunger Games - you should be informed. If you’d like to understand your options and benefits better, Stephanie’s the one to call.

If you’re interested in learning more about what Stephanie can do for you, contact her at (949) 351-2443. If you need help with the next stage in your life or have any questions about insurance, you can count on her to point you in the right direction.

7 REASONS WHY INFORMED INVESTORS CHOOSE FIDUCIARIES

By Martin J. Lombrano, AIF®, LPL Financial Advisor

Even the most ethical advisors are faced with the dilemma of balancing recommendations that meet your needs, while also being paid appropriately. If your advisor works for another company, he or she may not have the option of recommending the most appropriate product for your situation. Instead, advisors may only be able to offer the products of the company they work for.

COMMUNICATION

YOUR FIDUCIARY KEEPS YOU INFORMED.

Keeping you informed, as well as disclosing all important information associated with recommendations, helps minimize unwanted surprises, and helps to create the foundation for a healthy collaborative relationship.

CONFIDENCE

INDEPENDENCE

WHEN GIVING ADVICE, YOUR FIDUCIARY WORKS SOLELY FOR YOU.

Working as your fiduciary, your advisor is obligated not to engage in any self-dealing or other conflicts of interest. In fulfilling his or her obligations and duties to you, your fiduciary should perform required due diligence prior to making recommendations. Thus, acting in a proactive manner on your behalf.

EDUCATION

YOUR FIDUCIARY FOLLOWS A DUTY OF CARE.

Your fiduciary works for you, educating you on the different aspects of your financial plan and ensuring your understanding of how all the pieces fit together to create a sound plan. Your fiduciary promotes additional confidence in your financial future.

By keeping you informed of new recommendations, the impact of those recommendations, as well as disclosing all important information associated with those recommendations, a fiduciary helps remove unwanted surprises.

COMPETENCE

FIDUCIARIES ARE HELD TO HIGH STANDARDS WHEN MAKING RECOMMENDATIONS FOR PRODUCTS AND SERVICES.

In addition, prudent fiduciaries will often leverage subject matter experts by tapping an entire industry of knowledge, not just the offerings of one company. This seeks to ensure you receive advice and recommendations.

1 2 3 4

INTEGRITY

YOUR FIDUCIARY SHOULD PLACE YOUR NEEDS AND OBJECTIVES AT THE FOREFRONT OF ALL PLANNING DECISIONS.

The financial services industry is plagued with highcommission products, company incentives and production contests. Your fiduciary is obligated to provide honest advice, based solely on your situation, and not to be swayed by outside pressures.

5 6

COMPETENT FIDUCIARIES CAN IMPART GREATER CONFIDENCE!

However, imparting confidence is not enough to establish the fiduciary role. Only when that confidence is accepted by the client, is the fiduciary relationship established, causing dependence by the client and influence by the advisor.

Knowing that you have a fiduciary working for you should help provide confidence.

7

TRUST

YOUR FIDUCIARY’S DUTY TO YOU IS A HIGHLY SCRUTINIZED RELATIONSHIP IN THIS INDUSTRY.

Trust, once earned, is one of the highest honor any advisor can receive from a client. One of an advisor’s biggest challenges is telling his or her client what they need to hear... especially when the client does not want to hear it. Your fiduciary is committed to a code of ethics and has an obligation to give you straight answers, providing a strong foundation upon which to build trust.

Martin J. Lombrano, AIF®, is a LPL Financial Advisor and PERSONAL FINANCIAL PLANNERTM (PFP) with over 20 years of experience in the financial planning field. Martin has served as the owner and president of his own financial planning firm in Irvine. In 2007, he joined LPL Financial. Martin has extensive experience in insurance, charitable giving, asset management, retirement planning, as well as growth and preservation of retirement assets. He believes listening, trust, persistency and service are the foundation of lasting relationships and success. He can be reached by calling (714) 342-0431 or email martinj.lombrano@lpl.com. CA Insurance License # 0828215.

Water in the Garden Quality Care and Stellar Customer Service Characterize this Full-Service Koi Pond Maintenance Company

by Jody Robinson

When we moved into our home three years ago, the property came with a very pretty pond stocked with colorful koi and goldfish.

But for someone who can barely keep a potted plant alive, the prospect of being responsible for the livelihood and longevity of these beautiful fish was daunting – I don’t have a clue about the right ratio of additives in the water or the importance of algae or how to combat fish disease.

A koi pond is clearly much more than a backyard water garden feature. It is a living, breathing eco-system which requires the expertise of a pond professional.

Thankfully, we also inherited the services of Glenn Cecil, owner of the South County-based Water in the Garden.

He had maintained this particular pond for the previous homeowner for several years and it was clear from our first meeting that he was committed to quality care and customer service.

Serving Orange County since 1999, Glenn specializes in “total koi pond and water garden maintenance,” repair, construction, pond and filtration design and consultation.

Aside from feeding the fish, Glenn literally takes care of everything during his weekly visits, including removing excess debris and dead plant matter, inspecting the pond equipment for proper function and making adjustments as needed and inspecting the fish for signs of distress or disease. He also tests the water quality, back-flushes the filters and adds bacteria or other agents as needed and offers 24-hour emergency service. In short, he keeps our pond looking beautiful and our fish healthy and happy.

Glenn specializes in “total koi pond and water garden maintenance,” repair, construction, pond and filtration design and consultation.

To connect with Glenn directly, call (949) 872-3833 or visit www.waterinthegarden.net

A Healthy Successful New Year

By the Align Pilates Team

“Always bear in mind that your own resolution to succeed is more important than any other.” - Abraham Lincoln

Many people at the beginning of the year have great intentions of getting in shape. But sadly, by mid February so many of them fall way. At Align we want that to change, we want you to succeed. We want to help you achieve your goals and and instill a long lasting love for movement, that will serve you the rest of your life.

Below you will find five reasons why you need Pilates and yoga in your life. These reasons go beyond losing weight to look good in your jeans. These are real reasons why you need to be moving everyday. Plus, a few tips to help you stay true to your intentions.

1. You will be smarter: Not only is your brain getting more energy and oxygen when doing mindful movement, but many studies show that it boost your memory and helps you learn better.

2. You will have better posture: Deviations in one’s posture is a cause for a large number of health issues today. Both Pilates and yoga directly address posture for the better and the result can create less pain in the body.

3. More confident: Exercise can also help you feel more accomplished and give you the power to overcome obstacles. When the workout gets tough, just like life, you know you can get through it.

4. Relieve Stress: It has been proven that mindful movement helps minimize stress and brings the mind into a state of clam.

5. Live longer/better: It's no secret that healthy living will keep you alive longer, but you might be surprised at how much longer. One study found that exercise improves life expectancy as much as quitting smoking. And with proper strength, aging will be easy.

To keep yourself honest and committed, don’t overestimate your ability. Take small steps to your goals and add more as you go. Understand that it takes at least 90 days to see true change within the body. Nothing happens overnight. Plus, no one is perfect! Setbacks will happen and it’s okay because at Align Pilates and Yoga will always be here for you. Cheers to a healthier 2017!

If you want to get in shape, better your life, or just need help with finding the best Pilates experience, connect with Nicole or Cara by calling (949) 481-3577, stop by the studio at 26850 Ortega Hwy., Suite K in San Juan Capistrano or visit www.alignpilatescenter.com

Heads to Segerstrom Center for the Arts

January 19 – 21, 2017

Segerstrom Center for the Arts presents Jerry Herman: The Broadway Legacy Concert January 19 – 21, 2017 in Samueli Theater. For three nights, six talented singers will take to the stage performing many of Jerry Herman’s beloved musical numbers from Mame, Mack and Mabel, Hello, Dolly! and La Cage Aux Folles. The performers include Karen Morrow, Debbie Gravitte, Scott Coulter, John Boswell, Jason Graae and Ron Raines. In addition, each evening will feature two new local students who will share the stage during these performances as part of The ASCAP Foundation Jerry Herman Broadway Legacy Prize, with the goal of introducing classic musicals to a new generation of theater lovers and performers. This concert is produced by the ASCAP Foundation and SpotOn Entertainment.

“I have been so blessed to be able to spend my creative life in the theatre and to give musical voice to such wonderful characters as Dolly Levi (Hello, Dolly!); Georges and Albin (La Cage Aux Folles); and Mame Dennis (Mame). I always wrote for specific characters and specific situations. To know that my songs could also have a life outside of their respective shows was always a welcoming surprise to me. When The ASCAP Foundation approached me about presenting a new program consisting of nationwide concerts featuring my songs with symphony orchestras and a series of master classes targeting university/college students in writing and performing for the musical theatre I was thrilled. And I couldn’t have asked for a more sterling cast to sing my songs…I am delighted to have them representing my musical legacy and bringing my songs to you this evening. Clearly, for me, the Best of Times is Now.” – Jerry Herman

Single tickets are $79 and now available online at SCFTA. org, by calling (714) 556-2787 and at the Box Office at 600 Town Center Drive in Costa Mesa.

Jerrry Herman: The Broadway Legacy Concert - Karen Morrow

South County’s

By Jody Robinson

Lmake for the decorative items and accessories that would make our new house a “home.”

Friends and family have all complimented me on my “design style,” but I have to give credit where credit is due. Susie would be too humble to call herself an “artist,” so I’ll do it for her. Her vision of color, texture, line, shape, natural proportion and balance resulted in the beautiful floral arrangements and wall hangings that adorn our home, along with just the right accent and “statement pieces” to visually tie everything together.

Most Unique Gift and Decor

Backstreet Home Decor Boutique

ooks can definitely be deceiving. From the road, the main location - located on El Camino Real - appears to be a small storefront, its windows displaying beautiful decorative items, jewelry, handbags and accessories. Step inside, however, and if you’re anything like me, you’ll discover that you could literally spend hours looking at all of owner Susan Smith’s wonderful offerings, which range in style from Old World to contemporary.

Each piece is reflective of Susan’s keen eye for color, quality, texture, design detail and style - a fact not lost on the scores of professional designers who regularly shop here to decorate their client’s homes.

Beverly Stadler, past president of the Orange County Chapter of the American Society of Interior Designers, who has been buying Susie’s designs for her clients for nearly 30 years says “Susie is fabulous to work with. She has endless creativity and style. And her accessories and decor are fabulous ... and at incredible prices too! I recommend Back- street to everyone - designers and clients.”

Homeowners who have taken advantage of Susan’s in-home consultation rave that she was able to suggest just

the right furniture, decor, florals and color palette to create the look they were dreaming of - a fact that I can personally - and happily - attest to.

When our family moved from San Clem- ente to San Juan Capistrano three years ago, Susie’s showroom the first and only stop I needed to

While everything in her store speaks of high quality, her prices are surprisingly afford- able. Because of longstanding relationships with vendors from the top decor lines across the county, Susan is able to acquire furniture and accessories at substantial discounts - which she in turn passes along to her cus- tomers.

“We only LOOK expensive,” she says. “What sets us apart is that all of our florals are custom designed on the premises. We work with our clientele to create exactly what they want. We really try to come up with the unusual - unique items that you just won’t find in every single store.”

Susie would like to thank all of her friends and clients for their business for over 35 years. “Because of your loyal support, my adrenaline is still pumping, my energy is flowing and I still LOVE designing! Thank you so much!”

Connect with Susie by stopping by the showroom at 307 N. El Camino Real in San Clemente, by calling (949) 498-2210 or visit www.backstreethomedecor.com

Owner Susie Smith

Take Charge of Your Retirement

Martin J. Lombrano, AIF®, LPL Financial Advisor

RETIREMENT PLANNING FINANCIAL PLANNING

• Defined Contributions Plans

• Defined Benefits Plans

• Executive Compensation

• Annuities

• IRAs

• 529 Plans

• Asset Protection

• Long-Term Care

• Insurance

• Business Succession Plans

• Will and Trust Review

• Beneficiaries & Ownership Review

• Intergenerational Wealth

• Charitable Giving

• Estate Administration

Martin J. Lombrano, AIF®, is a LPL Financial Advisor and PERSONAL FINANCIAL PLANNER(tm) (PFP) with over 20 years of experience in the financial planning field. Martin has served as the owner and president of his own financial planning firm in Irvine. In 2007, he joined LPL Financial. Martin has extensive experience in insurance, charitable giving, asset management, retirement planning, as well as growth and preservation of retirement assets. Martin has been honored numerous times as a top advisor within the independent brokerage and advisory community. He believes listening, trust, persistency and service are the foundation of lasting relationships and success. CA Insurance Lic # 0828215.

Soka University (SUA), a private, four-year liberal arts college and graduate school located in Aliso Viejo, CA, has been consistently appearing in the top national rankings for Best Value Colleges and Most Diverse Colleges.

US News & World Report’s “Best Colleges 2017” ranked SUA in the Top 50 among National Liberal Arts Colleges and Top Ten in Best Value.

Soka University ‘s Rankings in Best National Liberal Arts Colleges – Tied for #41

#1 - Faculty Resources among National Liberal Arts Colleges

#1 - Foreign Student Factor among National Liberal Arts Colleges

#1 (tie) - Most Students Studying Abroad

#3 (tie) - Ethnic Diversity among National Liberal Arts Colleges

#8 - Best Value School among National Liberal Arts Colleges

Soka University Ranked High for Best Value, Diversity and Happy Freshmen

#18 - “Least Debt” (Student Debt Load) among National Liberal Arts Colleges

New this year was the ranking #18 - “Least Debt” (Student Debt Load) among National Liberal Arts Colleges.

USA Today and Collegefactual.com rank Soka University in the “Top 10 Colleges in California,” and MSN Money lists Soka University as one of a few top private colleges that offer full tuition scholarships to admitted students whose families make $60,000 or less annually. Collegechoice.net ranks SUA as #3 for Happiest Freshmen nationally (after Yale and the University of Chicago.)

“I’m very proud that Soka University is showing up in top national rankings for both best value and diversity, even though our liberal arts college is only 15 years old,” notes SUA president Daniel Habuki. “Our mission is to foster a steady stream of global citizens committed to living a contributive life…people who will give back

to their communities and make this world a better place. We encourage top students of all nationalities and beliefs to apply and our scholarship endowment helps make it possible for students of all economic backgrounds to attend. We are also one of the few undergraduate universities that gives scholarship opportunities to international students.”

Soka offers an 8:1 student/faculty ratio and study abroad for every undergraduate student. About 60% of Soka University’s students come from the US and 40% have come from more than 40 other countries. Admitted students whose annual family income is $60,000 or less may be eligible for Soka Opportunity Scholarships which cover full tuition. Additional scholarship opportunities are available for higher incomes. The university is open to top students of all nationalities and beliefs and was founded upon the Buddhist principles of peace, human rights and the sanctity of life. About 60% of SUA’s students come from the US and 40% have come from 40 other countries. www.soka.edu.

Pets of the Month

Freddie is a very special rabbit available for adoption. One of the rare bunnies who lives for pets, he will often run up to you hoping to get your attention. Don’t be surprised if he even hops over for a nice snuggle! He would be a perfect bunny for a first-time owner. Freddie has great litter box habits and is waiting for a family to love!

Seven month old Jessie is a happy little kitty who loves to meet new people. Very social and especially sweet, he gets along great with cats and humans alike. If you’re looking for a fun and well-rounded feline, Jessie may be your perfect match!

Boomer is a quiet soul who wants nothing more than to be by your side. While he is an avid snuggler, he also enjoys brisk walks and play time in the yard. Boomer has been great at making friends of all ages and would make a great family pet.

Hazel is an energetic dog who is always ready for more fun! A lover of outdoor activities, she would make a great hiking or running buddy. Hazel is an especially smart pup who would thrive in a home that could provide her with a lot of mental stimulation.

If you would like to know more about the animals listed here, please call the San Clemente/Dana Point Animal Shelter at (949)492-1617, or visit with them at 221 Avenida Fabricante, San Clemente.

Polo Cleaners

By Jody Robinson

Ihave to admit, I had often pointed to the staggering volume of laundry our family of four seems to generate each week as an excuse for why my poor husband’s shirts were rarely without wrinkles. But truth be told, even before the arrival of our children, doing a good job of pressing his shirts (or my own for that matter) was a skill that simply eluded me. Ironing involved little more than a quick pass to make the clothes a bit more presentable. But that was before I discovered the ease and convenience of having our better attire (and anything we’d prefer to wear without creases that weren’t meant to be there) professionally laundered. And for someone who doesn’t

own a sewing machine but often buys pants or skirts that need to be hemmed or dresses that could be taken in (or let out), having easy (and affordable) access to alterations is invaluable.

For these reasons and more, it’s great to have a “go to” local professional like Polo Cleaners. Located in the Marbella Plaza in San Juan Capistrano, Polo Cleaners has been around since 1992 so they obviously know what they’re doing when it comes to handling their clients’ everyday drycleaning, laundry, household and alterations needs with an emphasis on couture items and specialty items that require special care.

All dry cleaning and laundry services are not the same. A fact not lost on San Juan Capistrano residents, who have bestowed upon Polo Cleaners its annual Golden Horseshoe Award for “Best Dry Cleaner” for the past seven consecutive years.

“We inspect each garment, clean them with the best care and solution possible, re-inspect them and mend any minor repairs and buttons for free and finally package them with tissue, by gender and type of article to make it easy on the customer when they get home,” says Owner Riaz Chauthani.

Connect with Riaz and the Polo Cleaners team by stopping by 31105 Rancho Viejo Road in San Juan Capistrano (in the Marbella Plaza), call (949) 496-7354 or visit www.polocleaners.com

Photography by Melisa Chandler, Chandler Photography

Did You Know? HEARING WITH THE BRAIN

By Randy W. Rose

Your brain is responsible for processing everything you hear and it needs accurate sound from both ears. When you choose a hearing system, remember – two ears are better than one!

Did You Know?

Did You Know?

People collect and store patterns in their auditory memory throughout their lives? Sound can evoke instantaneous, automatic responses; just think of all the memories a favorite song from “way back when” can trigger!

Your brain distinguishes change in loudness, depth, and origin of sound. Spatial awareness is the ability to accurately locate where sound is coming from.

Did You Know?

Binaural listening means “bi” for two; and “aural” for ears. The human auditory system is incredibly complex. Inside the ear, tiny hair cells turn sound vibrations into electrical impulses. These signals are sent to the hearing nerve, which contains 25,000 – 30,000 nerve fibers.

Did You Know?

Rose Hearing Aid Centers can look inside your ears with a video otoscope to see if you have any ear wax.

We at Rose Hearing Aid Centers will also run a Hearing Evaluation to see if you need Hearing Aids (amplification for the proper fit of Hearing Aids).

Rose Hearing Aid Centers carries a wide range of Hearing Aids to fit your budget and lifestyle. We also carry many accessories and supplies. If you have any questions or to schedule an appointment, please call Rose Hearing Aid Centers at (949) 388-5703.

Frisch

Subject of the Month: New choices for under age 65

The price increases for 2017 insurance rates were disappointing to say the least. There are two new choices providing less expensive options as long as you are willing to be flexible on doctors. Blue Shield has an HMO option now offered via Covered California, or directly from the carrier. It utilizes the St. Joseph Hoag Health medical group. After years in surrounding counties and other states, Molina Healthcare HMO is now offered in Orange County and focuses in the Monarch Healthcare medical group. Molina is the lowest priced HMO in Orange County and is offered with or without premium assistance through Covered California.

Spotlight on: Wig-Wag Dog Grooming

It’s no surprise why Wig Wag Dog Grooming is considered a favorite of San Juan Capistrano dog owners. Owner Liana Brown makes absolutely sure that each dog is the only star of the show while its being groomed and she offers grooming techniques that nobody else does.

“We feature Japanese grooming styles, which is so much fun for us, the pet, and the owner!” says Liana. “Japanese grooming styles focuses on the cutefactor of the dog, so we can get pretty creative. It’s a great idea for senior dogs, and we recommend if they get a Japanese style they come in every 8 weeks as opposed to 4-6 weeks with regular grooming. It’s been fun to see people’s reactions to the adorable transformation.”

Wig Wag Dog Grooming also offers carding techniques for sporting breeds and terriers which leads to a polished, natural look for your pet.

"It might mean more time and concentration on our part, but it’s a service absolutely worth your time,” says Liana. "One of the most exciting and interesting aspects about carding is that it removes the dead undercoat, and the result is a beautiful shine. The fur doesn’t mat, whereas it can when it’s only been clipped. You know, there are so many super talented groomers who are well known for speedy service, but that’s not what we do. We will always offer the traditional styles of grooming, but for those pet owners who are looking for more, we’re happy to showcase our new talents! We think it’s imperative to stay on top of trends and looks for pets.”

The New Year Brings New(ish) Deadlines

By Stephanie Frisch

Many think that once December 7th is behind us (The Annual Enrollment period for Medicare) and December 15th (The cut-off for January 1st coverage to start for the Open Enrollment season in the Health Insurance Marketplace and Covered California), that opportunities for change are behind them.

As a broker with a schedule that for the last 3 months can be likened only to tax time for a CPA, I wish I could say that was the case, but it isn’t. Here are some other deadlines that you should know about.

COVERED CALIFORNIA AND THE HEALTH INSURANCE MARKETPLACE: You have until January 15th to enroll in a plan or make changes to your coverage effective for February 1st.

You have until January 31st to enroll in a plan or make changes to your coverage effective for March 1st

MEDICARE “WANNA BE” BENEFICIARIES: If you missed your initial enrollment period to activate the Part B portion of your Medicare when you turned 65 and you DO NOT have access to group health insurance from your employer or your spouse’s employer (COBRA Does NOT count, get off of that COBRA if you’re on it or otherwise face life long penalties) then you can take advantage of the Medicare General enrollment period from January 1st – March 31st. You would apply at your local social security office. Coverage wouldn’t start until July 1st however. You would still need to add a Medicare supplement and RX plan or enroll in a Medicare Advantage plan. That’s where I come in to help.

MEDICARE ADVANTAGE DISENROLLMENT PERIOD: If you’re in a Medicare Advantage Plan, you can leave your plan and switch to Original Medicare. Your Original Medicare coverage will begin the first day of the following month. If you switch to Original Medicare during this period, you’ll have until February 14 to also join a Medicare Prescription Drug Plan to add drug coverage. Your prescription drug coverage will begin the first day of the month after the plan gets your enrollment form.

Stephanie Frisch is the owner of Insurance 101 and is an independent insurance broker dedicated to helping others make “educated decisions” about their insurance choices when it comes to Medicare, The Health Insurance Marketplace-Covered California and Life Insurance. For answers to your questions, or an in-home, no-fee consultation, call (949) 351-2443.

We make the wig look like it’s growing out of your scalp, not sitting on it!

When you experience hair loss due to medical reasons, it can be devastating. A wig can make all the difference in helping you look good and feel better about hair loss.

No matter what the causecancer, chemotherapy, alopecia, female pattern baldness or thinning hair ... Our goal is to help you look and feel your best!

Spotlight On: Doheny Clothing Exchange

Certain things in life I am very grateful for. These things include chocolate, wine, soul music and places like the Doheny Clothing Exchange in Capistrano Beach. If you’ve been to a place like this, then I know you’re already giving me a mental “Hallelujah.” But if you haven’t, you are so missing out!

Picture this: racks and racks of men and women’s name brand or designer clothing and accessories, all gently used or sometimes new, at way, way less than the original price. And the beauty of it is I can bring in my own gently used clothing, and trade in for something trendier and better fitting. The owners, mother and daughter team Pamela and Caia take the time to truly inspect each item, so there’s never any mystery stains, rips or smells.

Because they get new merchandise every day, their store stays fresh and new. Personally, I love the fact that I can buy jeans here and I don’t have to spend the next few weeks trying to break them in. Plus, I can pick out a funky outfit and know it’s not something everyone is wearing. That fact alone makes this place fabulous. This place is awesome for guys, too. And the fact that they have a variety of sizes and styles for one stop shopping rocks.

Now, I’m sorry to have tortured you into reading this when you could be on the road, driving there to shop. So, to reward you, I’ll let you in on a little secret. Pamela and Caia will give you 20% off your entire purchase through

the month of September if you mention this article. Don’t forget to follow them on Facebook, they are awesome about updating with pictures, sales and must-have items. Have fun!

Connect with Pamela and Caia by stopping by The Doheny Clothing Exchange at 34276 Doheny Park Road in Capistrano Beach or call (949) 240-4800. Follow Doheny Exchange on Instragram and Facebook.

beach without worrying about your toenails?

Based on 30 years’ experience, LANCE™ (Laser Assisted Nail Care Excellence) provides a fast, low cost, comprehensive approach to solving toenail issues.

• See significant toenail improvement in a month.

• Bring back your old nails in as little as 90 days.

“After three months my feet and nails feel better and look great.” S.N., Tustin

“The results are unbelievable in such a short time (4 months) - From totally covered to really clear nails!” B.G., Anaheim

Fun Island-Style Family-Friendly

By Jody Robinson

Each year in Hawaii as the winter temperatures drop to a lovely 81 degrees, the groundswell charges the shores of Oahu with monstrous waves, sometimes reaching 60 feet tall. For many, the spectacle is overwhelming - the only chance most of us have to see the terrifying immensity of nature up close. For others, it brings the chance to enter into the annals of history by riding down the face of one of those monsters on a three inch thick piece of fiberglassed extruded polystyrene (for those of you who don’t surf, glassed EPS equals one intense wave-riding surfboard).

Some picture Oahu, and think only of Waikiki Beach and Waimea Bay. Some imagine the bustling metropolis of the Honolulu - all traffic and big business; island style, of course. A quick TripAdvisor search produces pages of information on museums, snorkeling excursions, beaches to stroll: helicopter and hot air balloon tours, aquariums, nightclubs and for the courageous, even a submarine adventure. Undeniably, any way you look at it, the waves and sunshine combine into one big beautiful postcard, airmailed straight from the tropics. But 45 minutes away from Waikiki, through the heart of the island via Interstate 2, past the Dole Plantation and Aloha Stadium, lies an entirely different picture postcard. The black and white kind - with a December 1941 stamp.

BENEATH THE WAVES: UNCOVERING HISTORY ON THE SHORE OF OAHU

Since 2016 marks the 75th anniversary of the attack on Pearl Harbor, I thought we’d begin our family’s exploration of Oahu with quiet reflection and a reminder of where World War II began in America. Part of the Pacific National Monument, spanning 9 distinct sites in California, Hawaii, and Alaska, the USS Arizona, USS Bowfin, USS Missouri and the Pacific Aviation Museum draw over 1.8 million guests to their doors each year. Operated by the National Park Service, the Monument has grown steadily - now covering a total of 17 acres. From start to finish, guests can immerse themselves in relics of American history: from the people and politics that brought the war to American shores, to the mighty battleship Missouri, where the Japanese finally surrendered.

USS Arizona

The most popular visitor destination in Oahu, the USS Arizona memorial sees millions of guests from all over the world. Built atop the remains of the sunken battleship USS Arizona, the memorial looks over the final resting place for a great many of the 1,177 crewmen killed when their ship was bombed by the Japanese Naval Forces. Daily tours include a 23 minute film, and an unforgettable boat ride to the memorial itself.

Launched one year to the day after the events of December 7, 1941, the submarine USS Bowfin, dubbed the “Pearl Harbor Avenger,” completed nine successful patrols before peacefully arriving home at its berth in Pearl Harbor. Like her namesake, the Bowfin was a scrapper with a voracious appetite. Sinking 44 enemy ships during the course of the war, the Submarine Museum boasts a 10,000 square foot interior featuring over 4,000 submarine-related artifacts. Not to be overlooked, the Pacific Aviation Museum

offers a stroll through two hangars among authentic World War II-era planes, including a Japanese Zero, a Stearman N2S-3, and a flight simulator which leads visitors through an exhilarating dogfight in the skies over Guadalcanal.

If you haven’t purchased your tickets ahead of time, don’t worry: over 1,300 free walk-up tickets are available for the tours on a first come, first served basis. The National Park Services advises guests to set aside plenty of time - allowing you to immerse yourself in the visitor experience, and feel your way back to one of the most influential moments in American history. For more info, visit www.pearlharborhistoricsites.org

POLISHED ELEGANCE

AND A PRIMO LOCATION: OUTRIGGER

REEF WAIKIKI BEACH RESORT

Location, location, location. The Outrigger Reef Waikiki Beach Resort (www.outriggerreef-onthebeach.com) proved to be the perfect place for our family to call home base. Located right on the beach in the heart of Waikiki, every destination on our traveler’s checklist - with the exception of the Polynesian Cultural Center, which was

Outrigger Reef Waikiki Beach Resort

definitely worth the drive - was within easy driving distance (including Diamond Head, Sea Life Park and the Pearl Harbor Historic Sites).

At the entrance of this full-service resort, the spirit of the sea is embodied in a gleaming koa canoe and masterworks of Polynesian voyaging art create a theme that carries through the entire property and immediately encourages visitors to reset to “island time.” Our spacious guest room was wonderfully appointed and showcased a private balcony with breathtaking views of the panoramic Pacific Ocean and iconic Diamond Head Crater. The hotel offers an unrivaled array of indoor and outdoor amenity - from the sparkling pool and daily Hawaiian cultural activities, in-lobby shops and a trio of dining destinations. But arguably the property’s best feature is the fact that guests can walk out of the elevator and onto the sand. Hotel guests can rent chaise lounges and umbrellas, boogie boards and other water toys or just spread out a towel under a tall palm and while away the afternoon watching the kids frolic in the surf. Looking for a more active vacay? Go canoe surfing with certified instructors, arrange a sunset catamaran or Oahu circle island excursion at the Outrigger Activities Center. Prefer a more relaxing stay? Rejuvenate with a soothing lava-rock massage at the resort’s LaaKea Spa Hawaii.

com) located off the beaten (tourist traveled) path. Started by a pair of local fisherman and a young French born/ chef owner Nico Chaize, the popular eatery started out as a pioneering, tiny plate lunch place serving auction fresh fish and local island favorites. Today, the family-friendly restaurant has grown to more than four times its original size and serves up breakfast, lunch and dinner and live entertainment indoors or outside on a gorgeous covered lanai. Nico’s specializes in fresh line-caught fish caught by Hawaii’s local fleet, handpicked daily by Nico and their expert fish buyers. The resulting menu showcases an array of delicious dishes designed to

For an additional fee, guests can upgrade to a Voyager 47 Club room or suite which allows access to a private lounge and large outdoor deck with locally inspired breakfast bites, early evening light pupu (appetizers), cocktails and Kona Brewing Company’s craft beers. There are weekly featured artisan tastings and signature cocktails from local liquor purveyors.

Judging by the crowds that fill the tables in the early evening, it’s easy to see why the resort’s Kani Ka Pila Grille is renowned as a popular gathering place for casual fare inspired by the flavors of the islands, including ahi poké, fresh fish, steaks, sandwiches and salads, craft cocktails and entertainment. Recognized as Honolulu’s top restaurant venue for Hawaiian music, Kani Ka Pila (which means “to make music”) Grille showcases beloved local musicians who perform contemporary and traditional Hawaiian music, including Oahu’s legendary slack-key guitar.

Off property, we stumbled upon what might be one of Honolulu’s best-kept “local” secrets - Nico’s Pier 38 restaurant and fish market (www.nicospier38.

please even the most discriminating seafood aficionado, including Poisson Cru (Tahitian style fresh raw fish, cherry tomatoes and cucumber tossed in coconut milk and lime), the signature fried Ahi belly bites served with lomi tomato and sriracha aioli. The Furikake Pan Seared Ahi was prepared to flavorful cooked-to-order perfection coated with Japanese seaweed and sesame seeds.

POLYNESIAN CULTURAL CENTER

Why come all the way to Polynesia and then never truly experience it? Explore the rich heritage of the Pacific Islands by wandering through authentic villages from six Pacific cultures (Samoa, Tonga, Aotearoa, Fiji, Tahiti and Hawaii) as natives demonstrate their arts, music, history and games. With

Hawaiian slack-key guitar

Dolphin Encounter at Sea Life Park

regard to the latter, guests can learn how to toss a spear to hit a coconut perched atop a tall pole 20 feet away or hop aboard a native-style outrigger canoe like the Islanders used centuries ago and paddle around a tropical lagoon that meanders through 42 acres of lush tropical vegetation. See, feel and smell the wonders of Hawaii in a stunning, big-screen immersive cinematic experience and at the end of the day … enjoy an award-winning royal feast fit for a king at the Ali’i Luau - renowned as the island’s “most popular” and “most authentic” way to celebrate special occasions with ohana (family) and friends.

Held in a covered outdoor venue against a backdrop of waterfalls and lush gardens, the Ali’i Luau features a Royal Court procession, presentation of the imbue (pork baked in an underground oven), delicious traditional food (steamed tropical fish, shoyu glazed chicken, teriyaki marinated strip loin, lomilomi salmon and poké) and lively Hawaiian entertainment.

The showstopper here is Ha: Breath of Life - a spectacular evening show (think Broadway. Then add flaming knives). The touching storyline follows the symbolic Pacific Isle saga (of birth and death, love and family, triumph and tragedy) of Mana and his beloved Lani. Punctuated by Polynesian dance, music and blazing fire knives, Ha: Breath of Life features a cast of over 100 Polynesian natives, stunning special effects, animation and surround sound. Pardon the pun, but this show will literally take your breath away!

STAIRWAY TO HEAVEN

If you’re looking for a memorable way to work in a bit of exercise on your trip, try hiking the Diamond Head Crater. I have to say, there’s something rather empowering about walking up the inside slop of an extinct volcano. More than 3,500 feet in diameter with a 760-foot summit, Diamond Head is a lasting remnant of a volcanic explosion that occurred about a half a million years ago. Ancient Hawaiians called it Laeahi, which translates to “brow

of the tuna.” The name “Diamond Head” has more recent roots in the 1800s, when British sailors mistakenly believed that the glistening calcite crystals embedded in the lava rock were diamonds lodged in the lodged in the crater’s soil.

It takes 45 minutes to an hour to reach the summit, and half that time for the trip back down. The trail is a switchback with the mountain on one side and a railing on the other. After a lookout point that doubles as a rest stop, the trail takes a steep upward ascent through a series of stairs and tunnels carved into the mountain. The last set of stairs is a 99-step climb that my husband and kids clamored up with little effort while I took the slow and steady - and decidedly less “in shape” approach - that eventually ends at a World War II bunker. From there, you step out to one of the best panoramic views of the island. We lucked out with the weather during our four-day trip to the islands which meant that once we summited the crater, we were rewarded with a spectacular view of Oahu’s entire leeward side (the side to which the wind is blowing). Entry into the state park is $5 per vehicle or $1 per pedestrian.

SEA LIFE PARK

Situated just 15 minutes from Waikiki along a scenic stretch of coast called Makapuu Point, Sea Life Park (www.sealifeparkhawaii.com) is a family-friendly marine-attraction that focuses on educational and interactive programs. Small enough to enjoy on foot, but diverse enough to spend the better part of a day, the park is home to dolphins, seals, stingrays and (small) sharks and features a 300,000 gallon reef aquarium, a breeding sanctuary for the state’s endangered sea turtles, habitats for Hawaiian monk seals and penguins, touch pools, an aviary and seabird sanctuary. The kids loved exploring the various exhibits, but the real highlight of our visit here was the unforgettable interactive Dolphin Encounter, where they could get up close and personal with these magnificent sea creatures (there are also Seal, Stingray and Shark Encounters). Our 9-year-old son and 8-year-old daughter thrilled at the opportunity to stand in waist-deep water while the dolphins performed high energy behaviors, play, kiss and even “dance” with guests.

View from Diamond Head Crater

January Events Dining & Entertainment Guide

JAN. 1

Happy New Year!

JAN. 2

Happy Hour

Half off appetizers and wine at Brio Tuscany Grill . 24050 Camino Del Avion, Dana Point. 3:30-6:30pm.

JAN. 3

Taco Tuesday

Ricardo’s Place Mexican Restaurant. 32082 Camino Capistrano San Juan Capistrano. 11am-9pm (every Tuesday).

JAN. 4

San Juan Capistrano Farmers Market

Each Wednesday, residents and visitors can enjoy purchasing fresh flowers, produce, and specialty foods at the San Juan Capistrano Farmers’ Market. The market features up to 30 vendors and is held at Yorba Street and Camino Capistrano right in the heart of downtown San Juan Capistrano. 3-7pm

JAN. 6

Live Music

Live Music at Villa Roma Argentine & Italian Cusine. 25254 La Paz Laguna Hills.

JAN. 7

Dana Point Farmers Market

Each Saturday, California farmers bring fresh produce to sell at the Dana Point Farmers Market from 9:00am to 1:00pm. The Dana Point Farmers Market is located in La Plaza Park on Pacific Coast Highway near the Clock Tower. The first Saturday of each month features a Craft Fair that runs until 3:00pm.

JAN. 8

San Clemente Farmers Market

Each Sunday, San Clemente’s market extends along Avenida Del Mar between Ola Vista and Calle Seville. Organic growers feature fruits, vegetables and other offerings include fresh flowers, plant starts, honey, bread and some prepared foods. 9 a.m. – 1 p.m.

JAN. 11

Capo Beach Farmers Market

Visit the area’s weekly market where locallygrown, organic produce and regional artisans are featured. Noon-6 p.m. Capo Beach Church, 25975 Domingo Ave.

JAN. 15

Laguna Niguel/ Aliso Viejo Farmers Market

Local honey, lots of fruit, and a vast array of Asian and Western greens are among the draws. Many prepared foods, but no

crafts and/or other non-food items. 9am1pm. 27068 La Paz Road, Aliso Viejo.

JAN. 28

Pacific Symphony Welcomes the Chinese New Year with a Musical “Love Feast”

All are invited to the inaugural concert, “Chinese New Year: A Love Feast,” which offers a joyous mix of Eastern and Western music and dance, on Saturday, Jan. 28, 2017 at 8 p.m., in the Renée and Henry Segerstrom Concert Hall.

Casanova Ristorante and Cocktail Lounge

Serving up some of the best Italian dishes this side of Venice

If you’re in the mood for delicious, authentic Italian fare served in a romantic atmosphere where the owners and staff make guests feel as welcome as a member of the family, experience Casanova Ristorante.

Literally everything I’ve tried on the menu here has been nothing short of superb. The service is excellent – attentive and unobtrusive – the ambiance is warm and friendly and its popular cocktail lounge featuring an extensive, specially selected wine list (and full bar) has a loyal following among locals and visitors alike.

Start with the Burrata Cheese platter which combines melt-in-your-mouth burrata with thin slices of Prosciutto di Parma, sliced tomatoes, arugula, olive oil and pepper. Another popular pick is the antipasto misto made up of a selection of cured meats and complementary cheeses or the Cozze Vongole alla Siciliana which arrives as fresh mussels and clams sauteed in white wine and garlic and a spicy marinara sauce.

Popular entrees include the “Pink Lady Fettuccine” made with chicken and sundried tomatoes tossed in a creamy Alfredo sauce and the Rigatoni Mama Rosa which combines Italian sausage and mushrooms in a tomato sauce with a touch of cream.

A seafood aficionado? Options abound – ranging from the Linguini Vongole Veraci (long, flat pasta with baby Manila clams sautéed in a white wine sauce) and Farfalle al Salmone (bowtie pasta with smoked salmon tossed in a cream and tomato sauce with a touch of vodka) to the Linguini alla Pescatora (long, flat pasta with fresh fish of the day, shrimp, calamari, mussels and clams in a light tomato sauce.

Portions are generous, but if you’ve saved room for a little something sweet … try the crème brulee with its perfectly carmelized top or the homemade tiramisu, a traditional favorite.

Casanova Ristorante is located at 33585 Del Obispo St. in Dana Point (at the corner of Stonehill). For reservations, call 949.496.0992 or visit www.casanovaristorante.com

Celebrating 25 years of carcrushing, dirt-flying action, the infamous 2,000 horsepower engines are revving up again and ready to roar full throttle back into SoCal as Monster Jam®, the most adrenaline charged motorsports experience for families on the planet, returns to Anaheim in 2017 with more action and more trucks than ever before for fans, with a newly added fourth weekend event! The world’s best monster trucks are ready to battle it out in the ultimate event of speed, racing, stunts and demolition through Angel Stadium of Anaheim for another season of high-octane Saturday events between January 14 – February 25, 2017

2017 Anaheim Event Schedule Includes Jan. 14th, Jan. 28th, Feb 11th and Feb.25th **Eight New Trucks Making Their Anaheim Debut Appearances**

Discover Boats at Every Budget at the 2017 Los Angeles Boat Show®

January 19-22, 2017

Southern California’s largest boat sales event premieres at the Fairplex in Pomona, offering boating and outdoor enthusiasts an opportunity to see, board, and buy new boats, gear and marine accessories

The Los Angeles Boat Show takes place at Fairplex in Pomona (1101 W McKinley Ave, Entrance 17; Pomona, CA 91768). The Los Angeles Boat Show is the ultimate destination for boating and outdoor lifestyle enthu-

siasts, featuring custom performance boats, wakesports boats, deck boats, personal watercraft, pontoons, sport fishing boats, runabouts, cabin cruisers, dinghys/inflatables, kayaks, stand-up paddleboards and marine accessories.

2017 Los Angeles Boat Show highlights:

 Hundreds of boats for sale – New boats to fit a variety of budgets, lifestyles and levels of experience

 Kids’ Zone – Keep the kiddos busy with toy boat building, balloon artists, face painting and fun surprises!

 NFL Game Day Experience –BBQ showdown, craft beer tasting, live music, contests, giveaways, and interactive viewing areas complete with big-screens and grand sound systems.

Tickets are $15 for adults; youth 12 and younger accompanied by an adult, and active military free. Tickets can be purchased in advance at losangelesboatshow.com or day-ofevent at the box office.

Pacific Symphony Welcomes The Chinese New Year with a Musical “Love Feast” and Celebrates

The End of the Lunar New Year with the “2017 Lantern Festival”

Pacific Symphony, led by Music Director Carl St.Clair, is celebrating the 2017 Chinese New Year with the Southern California community by offering a number of unique and multi-faceted events. First, all are invited to the inaugural concert, “Chinese New Year: A Love Feast,” which offers a joyous mix of Eastern and Western music and dance, on Saturday, Jan. 28, 2017 at 8 p.m., in the Renée and Henry Segerstrom Concert Hall. Surrounding the concert is a VIP Chinese New Year Celebration reception and formal dinner in collaboration with LUILI crystal art. Then, the Symphony partners with the South Coast Chinese Cultural Center/Irvine Chinese School to present the “2017 Lantern Festival,” commemorating the end of the Lunar New Year. This free, family-friendly festival – with numerous activities and performances traditionally associated with the end of the Lunar New Year – takes place Saturday, Feb. 4, 2017 from 11 a.m. to 4 p.m. in the Renée and Henry Segerstrom Concert Hall.

DINING OUT:

Brio Tuscany Grill

By Ann Laurence

Ihave to admit - I’m pretty particular when it comes to deciding where to go for dinner on date night, out for a family meal or simply stepping out to enjoy a glass of fine wine and live entertainment after work. Lucky for me, I live in Dana Point and am only a stone’s throw from a popular eatery that dishes up all this and delicious Italian cuisine to boot: Brio Tuscany Grill.

This place isn’t the kind of establishment that has huge, bedazzled lights pointing to it with acrobatic sign holders out front. This restaurant respects itself in a quaint location at 24050 Camino Del Avion in Dana Point. If you didn’t know about it, you might miss it driving by. But after you read this, I guarantee you’ll make it a point to seek it out.

For starters, the Antipasto Italiano Platter arrives with an array of flavorful favorites - Prosciutto di Parma, artisan salame, fresh buffalo mozzarella, Tuscan olives, grilled artichoke hearts, roasted bell peppers and toasted ciabatta bread. Yum! A seafood aficionado? Try the Mare Platter which is made for sharing: Buttermilk

battered calamari fritti, seared Ahi tuna and blue shrimp scampi.

I love the wood-fired pizzas here. They don’t make deep-dish-American-football-sweatpants pizza. No. They serve handmade, thin, crispy, flaky crust pizza. I had “Make Your Own Pizza” with prosciutto and arugula, complete with a soft flurry of mozzarella. You know, the kind of pie you sip wine with, reflecting on the old country while a hot steam of freshness rises poetically around you. Or, as others put it: one heck of a tasty pizza.

For heartier appetites, I recommend the Filetto Toscano (USDA Premium choice filet mignon medallions pan roasted and served with a sweet red onion, shallots, Chianti reduction and melted fontina cheese, and favorites like the Rigatoni Casa Brio characterized by grilled chicken breast, caramelized onions, roasted garlic, baby spinach, cremini mushrooms, sweet baby peas and fresh basil topped with fresh buffalo mozzarella.

Brio Tuscany Grill has an incredible selection of fine wines (and a full premium bar), great nightly specials and the kind of attentive-yet-unobtrusive service that makes any meal that much more enjoyable. Visit briotuscanygrill. com for their menu and catering options or call (949) 443-1476 for reservations. You won’t be disappointed!

Great Opportunities

WHEN: Saturday • May 19, 2017

WHERE: Descanso Park in San Juan Capistrano

WHY: To promote a vibrant bike culture in San Juan Capistrano and alleviate vehicle congestion in town.

A PORTION OF THE PROCEEDS WILL GO TOWARD ADDING BIKING STATIONS AND DECORATIVE BIKE RACKS THROUGHOUT THE CITY.

Since its inception in 2002, the mission of Great Opportunities has been to provide under advantaged kids the opportunity to see their potential and understand that they can achieve anything if they believe in themselves. Great Opportunities is about opening the doors for children and exposing them to the possibilities; the decision is theirs, our job is to give them the tools they will need to achieve.

To participate or for more information, please visit

Owner Enzo Scognamiglio

MATILDA THE MUSICAL MAKES ITS ORANGE COUNTY PREMIERE

at Segerstrom Center for the Arts

January 17 – 29, 2017

TIME Magazine’s #1 Show of the Year, MATILDA THE MUSICAL, is coming to Orange County as part of Segerstrom Center for the Arts 2016-17 Broadway Series. Produced by the Royal Shakespeare Company and the Dodgers, this first national tour of MATILDA THE MUSICAL will be performed in Segerstrom Hall January 17 – 29, 2017.

Winner of 70 international awards, including four Tony Awards® and a record-breaking

seven Olivier Awards® including Best Musical, MATILDA THE MUSICAL is based on the beloved novel by best-selling author Roald Dahl (Charlie and the Chocolate Factory, Fantastic Mr. Fox). It is the story of an extraordinary girl who dreams of a better life. Armed with a vivid imagination and a sharp mind, Matilda dares to take a stand and change her destiny.

Tickets to MATILDA THE MUSICAL start at $29 and are now available online at SCFTA.org, by calling (714) 556-2787 and at the Box Office at 600 Town Center Drive in Costa Mesa.

Do you resolve?

Welcome to 2017! Did you make your New Year’s resolutions? It’s a 4,000-year tradition that dates to the Babylonians who started their new years at the Spring Equinox in a 12-day religious festival known as Akitu. The most common resolutions then were to pay up on debts and return things that were borrowed.

Later in ancient Rome, Julius Caesar changed the calendar and established January 1 as the beginning of the new year circa 46 B.C. January was named for Janus, a twofaced god who looked backwards into the previous year and ahead into the future. Sacrifices were made to the deity, loyalty was sworn to the emperor and promises were made for good conduct for the coming year.

For early Christians, the first day of the new year became the traditional occasion for thinking about one’s past mis-

By Beverly Blake and Tom Scott

takes and resolving to do and be better in the future. In 1740, the English clergyman John Wesley, founder of Methodism, created the Covenant Renewal Service, most commonly held on New Year’s Eve or New Year’s Day. They included readings from Scriptures, singing of hymns and served as a spiritual alternative to the raucous celebrations normally held to celebrate the coming of the new year.

While the root of the practice was originally political and religious, most of today’s resolutions are personal self-improvement goals. Although almost half of us will make New Year’s resolutions fewer than 10 percent will actually achieve them. That dismal record probably won’t stop people from making resolutions anytime soon—after all, it’s a 4,000-year tradition!

presents Worlds of Enchantment

at the Citizens Business Bank Arena in Ontario through January 8, 2017!

Rev up for non-stop family fun with four of your favorite Disney stories when Disney On Ice presents Worlds of Enchantment comes to the Southland. This actionpacked ice spectacular showcases beloved characters from Disney•Pixar’s Cars, Toy Story 3, Disney’s The Little Mermaid plus the enchanting Academy Award®winning Frozen. Produced by Feld Entertainment, Disney On Ice presents Worlds of Enchantment is performing through January 8, 2017 in Ontario at the Citizens Business Bank Arena.

Plus, get warmed up for the show right in your seats with exclusive dance moves taught by the mouse that started it all during Mickey’s Dance-Along PreShow Party, as the Disney On Ice skating athletes remind everyone that getting active can help you be your best! Then you’ll be ready to enter a dazzling world of Disney magic to see some of your family’s favorite Disney moments come to life in Disney On Ice presents Worlds of Enchantment, with dazzling skating, special effects and timeless characters certain to create a lifetime of memories.

Tickets available for purchase online at Ticketmaster.com, charge by phone at 800-745-3000 or in-person at the venue Box Office.

Thrill to high-speed stunts and highoctane fun, as Lightning McQueen, Mater and the crew of Disney•Pixar’s Cars race across the ice. Dive into adventure with Ariel from Disney’s The Little Mermaid, as she explores her undersea kingdom. The toys are back in town with heroic action when Buzz, Woody, Jessie and the Disney•Pixar Toy Story gang escape Sunnyside Daycare in a daring adventure to get back to Andy’s room. Plus, enter the wintery world of Arendelle with sisters Anna and Elsa and pals Olaf and Kristoff from Disney’s Frozen as they learn that true love comes from within.

HAPPY NEW YEAR!

THANK YOU TO OUR WONDERFUL CUSTOMERS FOR YOUR SUPPORT! FROM OUR HEARTS, WE WISH YOU A HAPPY, HEALTHY AND PROSPEROUS 2017!

HAPPY HOUR SPECIALS EVERYDAY FROM 3:30-6:00P.M.

Home Financing Solutions