Sophisticated Living Nashville Nov/Dec 2021

Page 74

SAFE TRAVELS

Medjet offers peace of mind when away from home Written by Dave Mahanes / Photos courtesy of Medjet Have you ever considered what would happen if you fell ill or were injured while traveling? Do you ever worry about being stuck in a sub-par facility far from home? While many people purchase travel insurance to cover a medical emergency abroad, most people do not realize that the medical evacuation coverage of most travel insurance (or fancy credit card benefits) is only to the nearest hospital capable of treating you. The insurance provider gets to determine what is “adequate”, not you, and that facility is typically where you stay until you’ve recovered to the “fullest extent possible.” Getting moved home by air ambulance, just because you prefer to be treated in a hospital at home, is not covered, and can cost anywhere between $30,000 to $180,000. Even before COVID was a concern, over 10 million travelers were hospitalized abroad annually, and millions more while traveling domestically. Recently, I learned about Medjet—a protection program for travelers that addresses this issue and provides incredible peace of mind while you’re away from home. 72 slmag.net

As a Medjet member, if you are hospitalized 150 miles or more from home, Medjet will arrange, and pay all costs associated with medical transfer to the hospital of your choice within your home country. Unlike insurance, Medjet has no “medical necessity” or “adequate facility” clauses, no monetary caps, deductibles, or claim forms, no out-of-pocket expenses. In addition, there are no medical questions for travelers under the age of 75, so preexisting conditions are covered. So is Covid. Medjet has access to hundreds of air ambulances and highly trained medical professionals that are on-call 24/7, year-round. Medjet provides coverage for both personal and business travel, and both international and domestic travel. It can be just as scary to be in an unfamiliar hospital a few states away as it is to be stuck in one halfway around the world. Travel medical emergency referrals, monitoring, telephone foreign language interpretation, and message relay to loved ones are all included in these packages. And God forbid, if necessary, transport of mortal remains is also included in their package.


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Sophisticated Living Nashville Nov/Dec 2021 by Sophisticated Living Magazine - Issuu