www.elpasobuilders.com
VOL 2019 ISSUE 9
BuildersOutlook PUBLISHED BY THE EL PASO ASSOCIATION OF BUILDERS: NATIONAL, STATE AND LOCAL HOME BUILDING INDUSTRY NEWS
Future of Housing Majority of americans cite growing housing affordability problem as a crisis
NAHB.ORG
Four out of five American households believe the nation is suffering a housing affordability crisis and at least 75 percent report this is a problem at the state and local level as well, according to a new nationwide survey conducted by Morning Consult on behalf of the National Association of Home Builders (NAHB) “Housing affordability is near a 10year low and this poll confirms the challenges hard-working families face to keep housing within reach as rising costs continue to outpace wage growth,” said Greg Ugalde, NAHB chairman and a home builder and developer from Torrington, Conn. “Policymakers must roll back inefficient zoning rules, costly impact fees and outmoded land development regulations that are driving up housing costs, contributing to the mounting lack of affordable housing and hurting middle- and low-income households.” More than 19,800 adults were
surveyed in August to assess the public’s attitude on whether a lack of affordable housing is a problem in their neighborhoods, cities, states and nationwide. The poll cuts across partisan, regional, demographic and socio-economic lines. Among its key findings: • 80 percent of all respondents believe that a lack of affordable housing is a problem in the U.S. • 78 percent believe this is an issue in their state. • 75 percent cite housing affordability as a concern in their city and 76 percent say it is an issue in their county. A similar poll conducted in late November reveals that the housing affordability situation is worsening. Nationwide, 73 percent of respondents reported at the end of last year that a lack of affordable housing is a problem, 68 percent said this is an issue in their state and 54 percent cited housing
affordability as a concern in their neighborhood. Asked about potential solutions to the housing affordability problem, respondents in the August poll expressed modest-to-strong support for several policy prescriptions put forth by various candidates for federal elected office. For example, 64 percent said they would support a proposal to expand government programs to increase the supply of affordable rental housing. This was followed closely by 62 percent who said they would support a proposal to provide grants to families in areas historically affected by housing discrimination to assist with a down payment on a home. And 57 percent said they would support a proposal to increase taxes on the richest Americans to pay for construction and rehabilitation of more rental housing that is affordable to lower-income households. More than half of the respondents— 52 percent—said they would support a
proposal to reduce regulations, such as restrictive zoning and permitting procedures, that increase the costs of constructing new homes. The poll is also consistent with the latest findings from NAHB’s Housing Trends Report for the second quarter of 2019, which finds that 80 percent of buyers say they can afford to purchase fewer than half of the homes available in their local markets. When asked which of the two major political parties is more likely to take action to reduce the cost of housing in the United States, respondents gave the edge to the Democratic Party (36 percent) over the Republican Party (21 percent). Another 24 percent said neither party, and 18 percent said they didn’t know or weren’t sure. This national survey of 19,801 adults was conducted Aug. 9-24, 2019 by the polling firm Morning Consult. It has a margin of error of ± 1 percent.
PRSRT STD U.S. POSTAGE PAID EL PASO TX PERMIT NO. 429
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The El Paso Association of Builders thanks the 2019 Parade of Homes Builders, Sponsors, Volunteers and Agents. Your commitment to our industry is a vital part of our association. Congratulations on a job well done!
Developer: Hanson Development Builders: BIC Homes Deal 2 Deal Custom Homes Diamond Homes ICON Custom Home Builder JER Custom Homes Pacifica Homes Palo Verde Homes Rosewood Design & Build Winton Homes
Presenting Sponsor:
Military Sponsor:
Education Employee Sponsor:
Medical Employee Sponsor: First Responders Sponsor:
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President’sMessage
The Concepts of Important vs. Urgent and EPAB
Sergio Cuartas President El Paso Association of Builders
In the book The Seven Habits of Highly Effective People, Stephen Covey explains the difference between what's important and what is urgent. If you do not focus on doing what is important, most of your time will be spent taking care of urgent matters. For example, paying your bills on time is important. However, if you do not pay your bills on time and they become past due, paying them right away becomes not only important but urgent. Effective customer service, planning, training, studying your numbers and your market are all important but not urgent tasks. If your customers become dissatisfied with your service or product and they start posting on social media about their dissatisfaction, it becomes a critically important and urgent matter to resolve. The idea is that the more time you spend doing what is
important, the less time you will have to focus to urgent matters or putting out fires. In our EPAB, we are working on both what is urgent and what is important. Our secretary, Sal Masoud, and the Government Relations Committee have met with the city of Socorro to explain to them that there are 700+ homes and apartment units expected to be built in their city during the next 12 months. Their building permits and inspections department must be prepared to handle all that work plus the commercial development that comes with it in an efficient manner as a service to the community and to 6000+ constituents who are employed by our industry. That is definitely an urgent and important matter that needs to be addressed and resolved. The Government Relations Committee is also working on strengthening our working relationship with other municipalities and government institutions. That is a decisively important matter. Our vice president Edgar Garcia with Bella Vista Custom Homes is addressing the issue of finding a new method of collecting EPAB builder membership fees. This is necessary
because new legislation prohibits municipalities from setting building permit permits fees on valuation and the EPAB is no longer provided that information; therefore, a new method needs to be found, and that is an urgent and important matter. Thanks to all the builders who have participated in the discussion and provided information to EPAB. At the same time, other committees continue to do important work, helping the community and increasing awareness on behalf our association members. Others work raising funds for our association through different events and activities and providing information and education to our members. Thank you to all the committee chairs and to all builder and associate members for their support of our efforts. Ray, our EO, and Margaret continue to do important and urgent work managing the day-to-day affairs of our association such as dealing with city officials, TAB and NAHB, while publishing our newsletter, planning events, collecting our dues and managing the relationships with members, the city, among other tasks. Lastly, our Long-Range Planning Committee has been meeting to
revise our mission (what we do), our vision (goals) for 2023, and the basic values (what we stand for) of our local association to clarify our philosophy, which strengthens the cohesion between our members and provides direction for our association. We will also be doing a SWOT analysis (strengths, weaknesses, opportunities, and threats) as part of our strategic planning process which will provide guidance on the following questions: 1. How do we capitalize on our strengths to take advantage of our opportunities? 2. How do we overcome our weaknesses which prevent us from taking advantage of opportunities? 3. How can our strengths reduce the probability of threats? 4. What can we do about our weaknesses to make the threats less likely? Thank you to all our leaders who are participating in these absolutely important tasks. As always, please do businesses with a member, help a member, recruit a new member, participate in our events and advertise in our publications. Thank you very much for everything you do for our association.
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Executive’sMessage
Ray Adauto Executive Vice President El Paso Association of Builders
There are so many things going on at the EPAB right now that it is hard to write a column on just one thing. Obviously, the big event is the Parade of Homes, so I’ll start there. I have come to admire the work that needs to be done to host a Parade home, from the get-go to the finish. It’s not easy and its not meant to be. Let me be blunt, a Parade of Homes is not just another open house event. It is historically the event that showcases the best of the best in local home building. It is traditionally a very select few who are invited to participate and even then, it might just be eight to ten builders out of the membership who commit to the event. It is also held on one subdivision, one that can accommodate eight to ten individual homes of substance and
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Autumn at the Association quality. With the tight availability of lots this Parade thing requires long range planning and guts. Not every developer is anxious to host a Parade, some don’t have lots available or in an instance or two they do not have any desire to host. That’s ok, but it also means that it is hard for the association to stage a Parade each year. We were fortunate this year that Hanson Asset Management had some lots at Valley Creek Unit 3 and we’re grateful for the opportunity. We originally had thirteen builders say yes, then as the commitment was realized or business took them somewhere else, we got down to nine. Ten houses were built, unfortunately not all met deadlines, but in the end all the homes will be ready and sold. On preview day we had three with contracts so we know that the homes are saleable and desired and within the next few months the homes will be occupied and humming. Congratulations to all our builders, our developer and the suppliers and subs. Your homes are masterpieces. It’s been six weeks or so since the act of violence came to El Paso by way of an insane troubled and vicious attacker who was “hunting Mexicans” or anyone of darker
pigment. The tragedy was a catalyst for the community and for many of our friends around the country. I want to expressly single out our fraternal sister association, The East Texas Builders Association. I received a beautiful card of support and a community gift inside it. The expression of support, prayers, thoughts, and heart felt friendship is so welcomed and frankly breath taking. All our TAB Federation reached out to us at the meetings held at Grapevine, but this card and its remarks inside are forever being kept by our association. Our hearts sunk when another evil touched Midland Odessa and we are praying for you all as well. We must keep laser focused on the demons that did the shooting, and to pray that this senseless violence stops. I don’t have an answer for that since we don’t know what’s on somebody’s mind. We can only hope that if someone suspects something that it reported to the proper authorities BEFORE the actions are taken. And we pray that there is justice done for those who sadly have been impacted.
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NationalOutlook New Home Sales Post Solid Gains in August
West. Sales are down 16.5 percent in the Northeast and 10.5 percent in the Midwest.
Sales of newly built, single-family homes increased 7.1 percent to a seasonally adjusted annual rate of 713,000 units in August off a revised upward reading in July, according to newly released data by the U.S. Department of Housing and Urban Development and the U.S. Census Bureau. On a year-to-date basis, new home sales for 2019 are 6.4 percent higher than the same period in 2018. “With job growth continuing and lower interest rates in place, builders report rising confidence levels, and this is reflected in today’s solid sales report,” said Greg Ugalde, chairman of the National Association of Home Builders (NAHB) and a home builder and developer from Torrington, Conn. “We have seen a general rebound in the housing market since spring, as sales, starts and permits have all registered gains,” said Danushka NanayakkaraSkillington, NAHB’s AVP for Forecasting and Analysis. “However, affordability remains a factor because buyers can’t benefit from lower interest rates if they don’t have the money for a downpayment.” A new home sale occurs when a sales contract is signed or a deposit is accepted. The home can be in any stage of construction: not yet started, under construction or completed. In addition to adjusting for seasonal effects, the August reading of 713,000 units is the number of homes that would sell if this pace continued for the next 12 months.
Construction Slowing in Manufacturing Areas
The inventory of new homes for sale was 326,000 in August, representing a 5.5 months' supply. The median sales price was $328,400. The median price of a new home sale a year earlier was $321,400. Regionally, and on a year to date basis, new home sales are 11.7 percent higher in the South and 7.8 percent higher in the
In a possible sign of economic softening in the industrial heartland, home construction in the nation’s major manufacturing areas registered declines on a year-over-year basis in the second quarter of 2019, according to the National Association of Home Builders (NAHB) Home Building Geography Index (HBGI). When the manufacturing sector was exhibiting stronger growth in 2017, the rate of home construction in counties with relatively high shares of local manufacturing employment outpaced the rest of the nation. “The HBGI data show that the manufacturing sector of the economy has been gradually losing steam since 2017 and there has been a corresponding drop in new home construction in counties where manufacturing employment is most concentrated,” said NAHB Chief Economist Robert Dietz. “This correlation indicates that as housing goes, so goes the economy.” The second quarterly release of the HBGI focuses on the housing markets in the top manufacturing counties, which represent 10 percent of the nation’s singlefamily production output and 6-7 percent of multifamily construction. Home building in these areas posted a decline in the first half of 2019, and second quarter data reveal that single- and multifamily construction decreased by 3.8 percent and 4.1 percent, respectively, on a year-over-year basis. The HBGI is a quarterly measurement of building conditions across the country and uses county-level information about singleand multifamily permits to gauge housing construction growth in various urban and rural regions.
X S XA TE ASSOCIATION OF
BUILDERS
2019-2021
TA B C O N T R A C T S TE XAS ASSOCIATI T ON OF BUILDERS IS HERE TO HEL LP PROTECT YOU! The 2019-2021 Texas Residential a Construction Contracts reflect the most recent legislative changes affecting the homebuilding industr y in Texas. Overall, more than 50 enhancements have been made to the various contracts and ag greements, including arbitration procedures, latent defect claim issues, code compliance matters and attorney ’s fees. Here are a few eye-catching upd dates that will be included in the 2019-2021 contracts package. New Flood Notice Requiremeents. New Homeowner Maintenance Form. New Job Rules Addendum to the Independent Contractor Form. Updated Express Home Warranty that reflects current building practices and updated standards. The 201 7-2019 subscription e x pired August 31 , 2019.
Purchase online at Te x a s B uilder s .org . Pr ot e c t y o u r se l f a nd y o u r b u si ne ss b y purcha sing the new contra cts p a ckage today.
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ElPasoOutlook
MemberProfile My private sector experience was mostly in manufacturing. I also have a passion for architecture, design, and problem solving. So, where better to be than in construction. What have you found out was your best asset for being a builder? Definitely our integrity. We do what we say we will do.
Edgar Montiel, Palo Verde Homes BACKGROUND: I am a Mechanical Engineer with an MBA, both degrees from UTEP. I am married to Carissa, who helps me run our business, and we have three amazing children. I used to work for Delphi, General Motors, and IBM before starting my own business. We have been building homes for over 13 years now. PALO VERDE NAME: While living in Tucson I fell in love with the Palo Verde tree. It has this beautiful bright green trunk and yellow flowers blossom from it in the summer. It lives over 100 years and we plan to be building for at least that long. We love the desert so much that we name most of our floor plans after desert plants. HOBBIES: Spending time with my family, UTEP Basketball and Football, playing the guitar, coaching basketball, and cars. How did you decide to become a builder? I love putting things together from the ground up.
Is there anyone who you can point out as the mentor or supporter for your decision? My wife, Carissa, has been my biggest supporter. It is not easy to run your own business, those of you that own them can relate. She has been there through it all and has been my rock. We couldn’t do what we do without our amazing PVH Team and the Harris Real Estate Group. What style of home do you personally like? Our most popular style of home is the Spanish style though we also build Contemporary, Craftsman, Tuscan, and Modern Farmhouse style homes as well. It would be awesome to someday build a container home. Would you recommend being a member of the EPAB I would recommend being a member of the El Paso Association of Builders. It has allowed me to foster great relationships with other home builders, developers, and associates. The NAHB, TAB, and the EPAB are always advocating for builders and this would not be possible without our membership.
BECOME AN EPAB MEMBER TODAY: • INDUSTRY ADVOCACY • MEMBER DISCOUNTS • NETWORKING • HEALTH PLANS • RETIREMENT PLANS • BUSINESS DEVELOPMENT
Call 778-5387 today!
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FinancialOutlook What Will Cause the Next Recession? Elliot Eisenberg Economic & Policy Blog
The Great Recession of 2008 is firmly in the rearview mirror, we are now enjoying the longest recovery in US history, the unemployment rate is near a 50-year low, wage growth is pretty good, inflation is virtually non-existent, and the stock market is just a few percentage points off its all-time high. Yet, talk of recession is increasingly common. And it’s not surprising, given the weakening global economy, the decline in exports, the soft energy and transportation sectors, the ailing agricultural markets, and of course, the overarching US-Sino trade/currency/tech war. That said, while the next recession may well not arrive till 2021, it is not entirely clear what will cause it. In general, recessions are caused by one of three things. Often, central banks raise interest rates too much in an effort
to slow the economy to reduce late cycle inflationary pressures. In the process, they either raise rates too much or keep them too high for too long, driving the economy into a recession. A second reason we have recessions is due to unforeseen shocks to the economy. It might be a war or a sudden rise in energy or food prices which reduces household spending power and can cause widespread obsolescence of capital equipment because the higher price of energy makes the equipment uneconomical. A third cause, and one that has recently been the culprit is financial excesses (think bubbles) that result from overexuberance on the part of markets that lead to mispricing of assets and finally a financial crisis. The 1973 recession was caused by a quadrupling of oil prices by OPEC. Overnight, oil went from $3/bbl to $12/bbl. Moreover, the supply of oil was severely restricted, which led to gasoline rationing and long lines at gas stations. This caused consumer spending to plummet and factories to close, crushing the economy. The recessions of 1979 and 1982 were deliberately engineered by the Fed and its then chairman, Paul
Volker. The only way to squeeze inflation, which was north of 13% at the time, out of the economy was to induce a recession. In 2001, it was the tech bubble, and in 2008 the recession was caused by the housing bubble. But the 1990 recession was different; it had no singular cause. On one hand, it was a result of a commercial real estate bust partly caused by the S&L crisis, which in turn led to a severe drop in construction activity. But there was also a major rise in energy prices, due to Iraq’s invasion of Kuwait, which hurt consumer confidence and spending. In addition, there was the post-Cold War drawdown in defense spending which led to a rise in unemployment. While none of these events in isolation would have precipitated a recession, collectively they did. Fortunately, it was short and shallow, but the recovery was slow and jobless. As for what’s to come, I suspect the next recession will be caused by a confluence of factors. The trade war is already hurting GDP growth. Add to that a global slowdown, a decline in energy prices, a weakening transportation sector, feeble manufacturing activity, Brexit and other European problems,
largely impotent monetary policy as rates are already very low, and if all this leads to one or two negative monthly job reports which, in turn, leads to weakening consumer confidence and spending, you probably have the beginnings of a recession. Regrettably, getting out of the next recession may take longer than usual because fiscal policy is already a spent force as we are already running historically very large deficits. And that means a much-reduced willingness on the part of Congress to cut taxes and boost spending. The good news, the coming recession is not likely to be very deep as there are no obvious bubbles that must be punctured. And lastly, with a bit of luck, this recovery can keep on going for another few years; it is entirely possible. Elliot Eisenberg, Ph.D. is President of GraphsandLaughs, LLC and can be reached at Elliot@graphsandlaughs.net. His daily 70-word economics and policy blog can be seen at www.econ70.com.
EventsOutlook Parade of Homes Preview Party The 2019 Parade of Homes Preview Party, sponsored by Franklin Building Materials, was held on September 20. The night was beautiful, the guests anxious to visit, and the homes ready to show off. Of the ten homes in the Parade of Homes nine homes were ready and available to be shown. “I think that this show is one of the better ones we’ve had in a while,� said Marty Johnson, a guest from east El Paso. The night is always a great way to meet the builders and mix with friends many haven’t seen since last year. Delton Deal, committee chair for the event, was proud of what the builders had done. “We have had a lot of work being done to be ready for the Parade, and tonight it is all worth it,� Deal told the Outlook. J J Vasquez from Pacifica Homes agreed. “We worked hard in some extreme heat and mosquitos to get done for the opening. We really pushed our subs,� he said. The truth was in the comments from the visitors, including David Osborn President of WestStar. “I keep saying that El Paso has great builders, and tonight the proof is right here,� he told us. The Parade of Homes continues through Sunday October 6.
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El Paso Association of Builders
915-208-9313 800-853-3996
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EPABMembers&Services Builder-DeveloperMembers BUILDER & DEVELOPERS Bain Construction Scott Bain 915-852-8620 Althon Investments, LLC Jose Luis Martin (915) 532-3100 Bella Vista Custom Homes, Inc. Edgar Garcia 915-433-4854 BIC Homes Antonio Cervantes 915-855-8236 Blue Sage Homes, LLC Jaime Gonzalez 915-787-9175 Carefree Homes Richard Aguilar 915-590-8511 Casas De Leon, LLC Nick Bombach 915-584-5050 Cisco Homes LLC Francisco Arroyos III 915-633-8002 Classic American Home Priscilla Hernandez 915-593-7707 Crown Heritage Homes Lydia Mlouhi 915-252-8193 CS Custom Homes Steve Gonzalez 915-346-1107 Cullers & Caldwell Builders John Cullers 915-584-5600
Cullers Homes Jason R. Cullers 915-584-5600 D B Innovations LLC Dan Berry (915) 283-7558 Dawco Home Builders Walter O. Lujan 915-587-5267 Deal 2 Deal Custom Homes Delton Deal 915-217-9233 Del Rio Engineering, Inc. Sal Masoud 915-833-2400 Diamond Homes, LLC Valerie Baquera 915-449-9044 E. Valencia Land Development LLC Eddie Valencia 915-855-0622 Eclat Homes & Designs Veronica Guerra (915) 630-6729 Edward's Homes, Inc. Eduardo Fernandez 915-849-8819 EPT Bella Custom Dream Homes Leti & Javier Navarrete 915-779-4553 EPT Land Communities David Bogas 915-838-8100 Everest Homes Edmundo Dena, Jr. 915-855-8633 Fortune Custom Homes Javier Andrade 915-856-7795
AssociateMembers 3RD PARTY INSPECTIONS Vision Consultants, Inc. Kelly Sorenson 915-227-2100 ALARM SYSTEMS ADT Security Veronica Vazquez 915‐258‐3870 APPLIANCE DISTRIBUTORS Builders Source Appliance Gallery Sandra Lucero 915-775-1000 Morrison Supply Sam Shallenberger 915-778-3086 APPLIANCES GE Appliances Christine R. Villanueva 806-252-3683 Whirlpool Gwen Walker 505-220-3915 ASPHALT PAVING Alpha Asphalt Gabriel Chavez 915-252-6244 ASSOCIATION El Paso Mortgage Bankers Association Brenda Aguirre 915 204-3867 Greater El Paso Assoc. of Realtors Jason Sanchez 915-779-3521 Greater El Paso Chamber of Commerce David Michael Jerome 915-534-0522 ATTORNEYS Firth, Johnston, Bunn & Kerr Jay Kerr; Victor Firth 915-532-7500
AUTO HOMEOWNER INSURANCE TAB endorsed State Auto (Association Insurance Solutions) Russ Sartain, Danner Bethel 512-203-2910
Gaddy Construction Charles Gaddy 915-581-3966 Guel Construction Rudy Guel 915-595-0979 Hakes Brothers LLC Chris Hakes 575-373-1120 Hanson Asset Management, LP Russell Hanson 915-842-0111 Homes by Design Leslie Driggers Hoard 915-525-4765 Hunt Communities, LLC Kathy Parry 915-298-0490 ICON Custom Builder, LLC. Carlos Garcia 915-859-3713 Industrial Realty Group Incorporated Brent D. Harris 915-877-4300 JER Custom Homes, LLC Jorge E. Rodriguez 915-929-8420 Lloyd Hamilton Contruction Lloyd Hamilton, III 915-588-8558 Loyalty Homes Gustavo Loy 915-471-1894 M A Builders & Design, LLC Mustafa Ali 915-587-9566 Maravilla Homes Victor Robles 915-328-8599
Metro Homes, Inc. Judith Arrunada, Fernando Torres 915-538-2497 Pacifica Homes, Inc Juan Jose Vasquez 915-857-1855 Padilla Homes Misael Navarrete (915) 833-3839 Palo Verde Homes Edgar Montiel 915-584-9090 Pointe Homes Carlos Villalobos 915-790-1515 Porter Homes Albert Porter 915-833-3597 R.C. Baeza & Associates Robert C. Baeza 915-857-1818 R.E. Welch Contractor Gordon Welch 915-778-9977 Rassette Homes, Inc. Donald Rassette 915-585-3330 Rio USA Fredduy Klayel 915-526-2885 Rosewood Design and Build Brianna Barnes (915) 730-4747 Santana Custom Homes Fernando Santana 915-694-4256
Southwest Land Development Services Doug Schwartz 915-592-0290 Spanish Oaks Custom Homes Juan R. Saenz 432-238-3090 The Heritage Group David Bingham 915-598-6606 Trejo Construction Co Juan Trejo 915-637-5193 Tropicana Building Corp. Bobby Bowling IV 915-821-3550 Tropicana Development Greg Bowling 915-757-1802 Tropicana Homes Randy Bowling 915-821-3550 Tropicana Properties Demetrio Jimenez 915-755-9113 Uptown Homes Residential, Inc. Francisco Baquera 915-240-4996 Will Harvey Development Will S. Harvey 915-584-8242 Winton/Flair/Accent Homes Herschel Stringfield 915-584-8629 Zia Homes of El Paso, LLC Preston Brown 915-490-9525
Appears Alphabetically by Service or Product
BANKS/BANKING SERVICES Bank of Texas Ray Owen 915-313-6720 City Bank Texas Bob Kotarski 915-833-0267 Citizens Loan Center Jim Easley 915-275-0715 First National 1870 Ernesto Avila 915-881-6702 Vantage Bank Josie Cantu 915-594-3404 Western Heritage Bank Kathy Carrillo 915-782-2400 WestStar Bank David Osborn 915-747-1640 BATHROOM RENOVATIONS Rebath of El Paso/Las Cruces Lisa Walling 915-633-8101 BRICK Acme Brick Company Brent Smith 915-859-9171
BUILDING MATERIALS BMC Select David Quintana 915-218-5816 Boise Cascade Mike Flores 915-525-6037 DWS Building Supply Sabrina Voorhies 915-351-7300 E.F. Building Materials, Inc Efren Fraire 915-593-1301 El Paso Building Materials Ken Wade 915-549-1170 Franklin Building Materials Cristina Sheldon 915-855-3859 Simpson Strong-Tie Company, Inc.
Ken Donham 505-991-4719 Lowes Home Improvement Johnny Rodriguez 915-755-9155 McCoy's Building Supplies Doug Danner 915-751-8261 L & P Building Supply Denise McConnell 575-527-8000 Foxworth Galbraith Lumber Dan Villarreal 915-779-7777 CABINET MANUFACTURING J. B. Laminates Gina Rodriguez 915-886-5510 CABINETS Cabinet Masters Mike Robles 915-256-5012
CIVIL ENGINEERS Moreno Cardenas Inc. Roberto Moreno 915-532-2091 CONCRETE Oropeza Concrete Angel Oropeza 915-873-7391 CONCRETE & LANDSCAPING MATERIAL GCC Sun City Materials, LLC Antonio “Tony “ Chavez 915-565-4681 Jobe Materials, LP Charlie Tellez 915-298-9900 Mini Concrete Materials Joe Soto 915-852-4468 MTI Ready Mix, Inc. Tony Mullen 915-859-5767
CONCRETE ACCESSORIES & MASONRY-LANDSCAPE Border Construction Specialties Ricardo Yvellez 915-566-1688 CONCRETE WORK-POST TENSION J & H Concrete & Post Tension Jorge Herrera ‘ 915-581-3103 CONSULTING, COACHING AND TRAINING Senpai Training and Development Leonardo Corral 915-303-0743 CONSULTING/ENGINEERING LOI Engineers Bernardino Olague 915-781-1532 915-871-1190 CORPORTATE RETIREMENT PLANS Bukaty Financial Companies Group Ruth Rivera 512-796-1205 CPA Beasley, Mitchell & Co., LLP Brad Beasley 575-528-6700 James L. Ellis, CPA, PC Jim Ellis 915-593-7070 915-598-8631 SBNG, P.C. Tyler Smith 915-544-6770 Randall Smith, CPA Randall Smith 915-225-5200 915-533-8266 CREDIT UNION First Light Federal Credit Union Lorenzo Revelez 915-225-0581 GECU- Greater El Paso Credit Union Danny Galindo 915-774-4733 TFCU Yolie Melendez-Estrada 915-843-8328
CUSTOM PADS, LANDSCAPING, CUSTOM AQUARIUM, BUBBLE WALLS The Dorian Group/Ocean Gallery USA Miguel Angel Mercado 915-778-5111 DISPOSAL HAULING Demcon Disposal Management, LLC Ryan Robles 915-577-9477 DOOR SHOP/ MILLWORK SUPPLIER Trim Team 915-856-0791 DOORS Franklin Door and Trim Jesse C. Brown 940-210-0450 DUMPSTER RENTAL/SPRAY FOAM INSULATION 915 Siteworks, LLC Miguel Chavez 915-859-3713 ELECTRICAL CONTRACTORS Haskins Electric Charles B. Haskins, Jr. 915-629-9196 IES Residential Joshua Garnica 915-356-5644 Saldivar Electric, Inc. Martin A. Saldivar 915-778-7085 ENERGY STAR RATER Senercon Javier Ruiz 915-892-0547. ENGINEERING CEA Engineering Group Jorge L. Azcarate 915-544-5232. Conde, Inc. Conrad Conde 915-592-0283. TRE & Associates Linda Troncoso 915-852-9093.
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EXTERIOR FOIL SHEATHING Powerfoam Insulation Arnie Pedersen 972-299-5556.
Joe Bernal Ins. & Financial Services, Inc. Joe M. Bernal 915-542-0900.
EXTERIOR PATIO PRODUCTS Modern Exteriors Hector Macias 915-857-5126
INSURANCE - RISK MANAGEMENT HUB International Luis Rosas 915-206-6023
FIREPLACES/INSTALLATION Jack White Building Specialties Claudia Lardizabal 915-855-8630 FLOORING Bordertown Carpets Brian M. Abraham 915-522-8993 FOAM INSULATION New Era Foam George Tollen 915-861-6683 FOUNDATION REPAIR & STABILIZATION G & G Enterprises Gen. Contractor Juan F. Garcia 915-726-8995 GRANITE/QUARTZ COUNTERTOPS Stone City Rocks Chris Baca 915-246-7614 HOME & AUTO INSURANCE State Auto/Association Insurance Solution Danner Bethel 512-203-2910 HOME FURNISHINGS Copenhagen Imports Flemming Carlsen 915-581-8897 915-584-7769 HOME WARRANTY 2-10 Home Buyers Warranty Leslie Schey 915-242-7699. 303-306-2222 Centricity Brent R. Morgan 800-749-0381X4790 Home of Texas Amanda Eason 210-540-7891 StrucSure Home Warranty Scott Whisenant 210-232-3947 HVAC A C Refrigeration, LLC Angel Cabrera 915-820-8503 Startech Heating and Air Conditioning Luis Procter 915-757-1982 Wolf Air Arturo Alcantar 915-694-8214 HVAC DUCTLESS MINI SPLIT Mitsubishi Electric Trane HVA 505-228-4264 HVAC EQUIPMENT Lennox Industries Brandon Walker 818-932-5063 Goodman Mfg. Jorge Guajardo 915-219-3896 HVAC SALES/INSTALLATION Belmont's Air Conditioning, Inc. Rafael Belmonte 915-778-7399
INSURANCE AND BONDING C. D. Lee/Britton Insurance & Bonding Anthony Landavazo/Lisa Daniels 915-595-3393 IRON WORK PRODUCTS Area Iron & Steel Works, Inc. Fred L. Edmonston Jr. 915-833-9494 LEGAL SERVICES/TITLE COMPANY David J. Ellis Fee Office for Sierra Title David J. Ellis 915-566-2666. 915-566-0111 LIGHTING City Lights Thomas Brown 915-533-6045. 915-533-6096 Designer's Mart Valerie Edmiston 915-778-9223 LIGHTING & BATH FIXTURES Ferguson Enterprises Inc. Albert Holguin 915-231-5836. 915-231-9357 LOW VOLTAGE WIRING Prewire of El Paso, Inc. Steven Drury 915-598-4937 LUMBER 84 Lumber Ernie Chavez 915-584-8447 MIRROR, SHOWER DOOR, STOREFRONT,AUTOMATIC DOORS & CURTAIN WALLS Performance Glass & Aluminum Hector Hernandez 915-592-5583 MOLDING & LUMBER Adams Moulding & Lumber Tom Swahlen 915-584-1440 MORTGAGE COMPANIES Cadence Lending Group Carolyn De Leon 915-779-1633 915-706-2649 New American Funding Tania Guzman Campaign 757-831-7322. Patriot Mortgage Randy Bowling 915-757-9500 Rocky Mountain Mortgage Company Justin Hahn 915-593-3111 Supreme Lending Lisa Wren 601-549-6768 Commerce Mortgage Stephen Sepulveda, Gilbert Pedregon 915-209-3189 NEWSPAPER El Paso Times Sal Hernandez, Justin Riley 915-546-6244. 915-546-6406
HVAC Supplies Hercules Industries John Chaney 915-778-9377
PAINT DISTRIBUTOR Dunn-Edwards Paints Nathan Gordon 915-855-7535 915-855-8168 Sherwin Williams Paint Cruz Lopez 915-532-6921.
I T & WEB DESIGN Cognent, Inc. Martin Paredes 407-809-4417.
PLUMBING Q Martins Plumbing Jose Martinez 915-240-5218.
INSULATION New Start Insulation Jose Carreon 915-256-2371
PLUMBING & IRRIGATION SUPPLIES-DISTRIBUTORS Baron Supply David Trammell 915-886-3697 Sun City Winnelson Dean Moore 915-532-1600 El Paso Winnelson Rene Goldfien 915-778-4640. W.W. Sales Eric Hoppes 505-463-8204
INSURANCE Bundle Bee Insurance Agency Victoria Dominguez 915-598-3500 Great American Insurance Group Julie Tomlinson 513-412-4921
PORTABLE RESTROOMS Sarabias Blue Sanitation Monica Brown 915-544-9022. 915-533-3108 Porta- Jons POST TENSION Post Tension Steel Dennis Moore 915-474-0180. 915-532-0119 PUBLICATIONS Homes of El Paso Riley Stephens 915-585-1000 Su Casa Magazine Edwin Rosario 915-355-7190 PUBLISHING SERVICES Snappy Publishing, LLC Ted Escobedo 915-820-2800 READY MIX MTI Ready Mix, Inc. Tony Mullen 915-859-5767 REAL ESTATE SERVICES Team Juan Uribe, LLC Juan Uribe 915-479-5151. Home Pros Real Estate Group Penny Moore. 915-585-8806 Legacy Real Estate Services Patrick Tuttle 915-231-9994. Century 21 The Edge Scott Kesner 915-772-0553 Harris Real Estate Group Lane Harris 915-443-8423 Bella Vista Realty Grisel Ortega 915-491-2056 RES. & COMM BUILDING PRODUCTS Massey Johnson Josie Ledesma 915-487-3359
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TILE & NATURAL STONE Floor & Decor Pedro (Peter) Ramirez 915-407-5599 Interceramic Tile & Stone Gallery David Holguin 915-593-7357
Texas Title Company Steve Raney 915-593-3400
TITLE & ESCROW COMPANIES Del Sol Title Co. Hector Phillips 915-838-8000 Lone Star Title Co. of El Paso Aaron Rich 915-545-2222 Prosperous Title Liz Olivar 915-288-2462 Sierra Title Company Angelique Roman, Marielsa Pulido 915-544-3322 Stewart Title of El Paso Cindy Bilbe 915-225-8200 WestStar Title Rachel Valles 915-849-5537
TRUSS El Paso Truss Luis Mendiola 915-751-0025 Franklin Building Materials, Cristina Sheldon, 915-855-3859
TOTAL OFFICE SOLUTION SOURCE Spectrum Technologies Miled Daou 915-781-2000. 915-781-2288
UTILITY Texas Gas Services Maria Ortiz 915-680-7288 VEHICLE DEALERSHIP Rudolph Chevrolet Mike Ruffin 915-544-4321 WASTE DISPOSAL El Paso Disposal Irma Parsons 915-772-7495
WATER SOFTENERS El Paso Water Softeners Rebecca Estrada 915-307-9183 WATER REMOVAL Jimmy Garza Emergency Water Removal Jimmy Garza 915-562-1123 WINDOW TREATMENTS Gotcha Covered Sophie Soudaiha Agraz 915-201-4264 Southwest Décor El Paso Corporation Chris Matthews 915-594-9240 WINDOWS Pella Windows Jason Bates 915-833-3066 Sun West Windows and Glass Ernie Hernandez 915-383-2201
T R E AT Y O U R S E L F Make the most of your next trip with a complimentary upgrade when you use coupon # UUGA037. Plus, receive up to 25% off base rates with AWD # G572900. Visit avis.com/nahb or call 1-800-331-1212.
ROOFING MAK Roofing & Construction Felix Vizarreta 915-691-0532 Imperial Construction Alexandro Garcia 915-222-3838 USA General Contractors Javier Olmos 915-633-3339 ROOFING PRODUCTS ABC Supply Co., Inc. Larry Eck 915-533-0645 Eagle Roofing Products Scott Aguilar 928-220-3899. SANITATION & FENCE United Site Services Ramon Armendariz 915-330-2318
Terms and Conditions: Offer valid for a one time, one car group upgrade on an intermediate (group C) through a full-size four-door (group E) car. Maximum upgrade to premium (group G), excluding intermediate SUV (group F). Offer valid on daily, weekend, weekly and monthly rates only. The upgraded car is subject to vehicle availability at the time of rental and may not be available on some rates at some times. All taxes, fees (including but not limited to Air Conditioning Excise Recovery Fee, Concession Recovery Fee, Vehicle License Recovery Fee, Energy Recovery Fee, Tire Management Fee, and Frequent Traveler Fee) and surcharges (including but not limited to Customer Facility Charge and Environmental Fee Recovery Charge) are extra. Optional products such as LDW and refueling are extra. Valid at participating Avis locations in the contiguous U.S., Puerto Rico, U.S. Virgin Islands and Canada. One coupon per rental. A 24-hour advance reservation is required. May not be used in conjunction with any other coupon, promotion or offer. Upgrade will be applied at vehicle pick-up time. Renter must meet Avis age, driver and credit requirements. Minimum age may vary by location. An additional daily surcharge may apply for renters under 25 years old. Fuel charges are extra. Rental valid through December 31, 2019. ©2018 Avis Rent A Car System, LLC
HAVE YOU CHECKED YOUR RESTROOMS LATELY?
SELF STORAGE Remcon Self Storage Will Harvey 915-833-2399. SIDING, WINDOWS, PATIO COVERS,CARPORTS Modern Exteriors Hector Macias 915-857-5126 SOLAR PANELS Border Solar Javier Ruiz 915-613-4168 Solar Smart Living Larry Perea 915-400-2995
With flu season quickly approaching, it’s time to have your restrooms checked by a professional
STORMWATER/SAFETY ESS Environmental and Safety Solutions Jose L. Garcia Ramirez 915-775-1171 915-775-1174 SURVEYING ENGINEERING Barragan & Associates Benito Barragan 915-591-5709 TESTING & ENGINEERING CQC Testing and Engineering,LLC Jaime Rojas 915-771-7766
CALL TODAY! 915-307-3463 or 833-437-6776 Trusted by the El Paso Association of Builders
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TrendOutlook Most first-time homebuyers feel overwhelmed and underprepared 47% said they think the homebuying system is "rigged" for first-time buyers Although homebuying is a sign of independence and a big step in many people's lives, a new report from Framework shows that homebuyers wish they were better educated about the process before embarking on their real estate journey. The study found that only 41% of first-time homebuyers felt they were well prepared for the homebuying process, while 55% said they felt they wished they had an independent advocate to coach them through the process of homebuying and homeownership. Speaking of preparation, the study found that 54% of recent first-time homebuyers and 62% of prospective first-time homebuyers said they wished they looked for a house sooner rather than later. Meanwhile, almost half of first-time homebuyers even said that they think that the homebuying process is “rigged” against the buyer. Northwestern Mutual’s 2019 Planning and Progress Study recently showed that 22% of Americans said
their main source of debt was their mortgage. Framework found that 57% of first-time homebuyers worry they can’t afford homeownership. Of recent first-time homebuyers, 64% said they came out of the process knowing more about the financial burden of homeownership than before they even began the process. Only three in 10 of recent first-time homebuyers said they took a homebuying or homeownership class before they bought their home. In July, a study from Freedom Debt Relief showed that of the 1,028 people surveyed, 29% said homeownership makes them feel anxious and stressed, while 26% said the cost of owning a home is a burden and they wished they were renting instead. In April, The National Association of Realtors and realtor.com said that first-time homebuyers can afford only 20% of housing stock in some of the nation’s housing markets. -Housingwire Julia Falcon
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NOW SUPPORTING EL PASO - OVER 13 YEARS OF EXPERIENCE.
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El Paso Disposal
772-7495
2019Issue9
BuildersOutlook
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MembershipOutlook Upcoming Events October 3 Associates Mixer 4:30‐6:00 EPAB Office
October 10 Board meeting 11:00 General meeting 12:00 El Paso Club
October 24 TAB Contracts Class EPAB Office
October 23 Fall Golf Tournament Butterfield Trail Golf Course
JOIN US! 10.23.2019
FALL GOLF TOURNEY The timing and the weather are perfect in early fall for one of our most popular and fun events of the year. Call 778-5387 for more info!
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What is Title Insurance and Do You Need It? Purchasing a home is a big and exciting commitment that can lead to many wonderful new memories for you and your family. As you go through the process, you will sign several different documents. It is important to read through the numerous documents that you will be signing carefully, including a closing statement (or “CD�), promissory note, mortgage instruments, deeds and various other documents. One of the documents that will be mentioned is title insurance, which is issued after closing. There are two types of title insurance: owner’s title insurance and lender’s title insurance. Here is what you need to know about both before you close on your home. Owner’s title insurance helps protect you from liens or defects in the title of the property. If a previous owner decides to challenge your ownership of the property, you will be protected. Owner’s title insurance is addressed in the terms of your contract to purchase your home and is typically paid for by the seller. It is not a requirement for you to close on the home, but it is highly recommended to have owner’s title insurance. “A title agency determines the existence of any title issues and sees that they are addressed before a transaction closes. For instance, the seller’s mortgage, unpaid taxes, unknown heirs or survey matters. Unknown issues can come to light later, so a policy is necessary in order to defend you in those cases. Most claims are associated with survey issues and tax matters,� says Janette Coon, president of Prosperus Title & Escrow LLC. Lender’s title insurance protects the lender from any claims made against the property. Lenders will usually require that the title insurance covers the full amount of the loan. The borrower is typically required to cover the costs of the lender’s title insurance. If the home were being foreclosed, this type of insurance would defend the lender’s lien position. Lender’s title insurance is usually included in the disclosed costs and fees prior to closing on your home. Title insurance is an upfront cost when purchasing a home. The cost will vary by state and is usually set by the price of your home. Title insurance is a large cost, but unlike other insurance, it is a one-time premium. If you do decide to buy owner’s title insurance, the title agency will research previous owners, including divorced spouses, heirs of the property, unpaid taxes, encroachments, easement and restriction documents, any pending legal cases, fraud, or other matters that may affect your title. When choosing title insurance, you have the option of choosing your own title agency. This decision is made as part of your contract to purchase your home. If you don’t know where to start, ask your realtor, attorney or lender for title companies that they may recommend. Obtaining title insurance will give you peace of mind in knowing that your property and home are covered.
DESIGN WITH NATURAL GAS IN MIND. Nothing is more attractive to homebuyers than the right mix of comfort and value. You can provide both when you build homes that have natural gas. Natural gas furnaces, water heaters and clothes dryers offer greater efďŹ ciency and lower operating costs than their electric counterparts, and natural gas kitchens sell themselves. Let us help you plan for natural gas right from the start. For more information: ElPasoNewBusiness@TXGas.com William Nieves: 915-496-6126 Jorge Sejera: 915-680-7216 Please continue to direct service line and meter set requests to the Texas Gas Service
Builder Services atslimgas-metroElPaso@onegas.com slimgasÂmetroElPaso@onegas.comoror 1Â866Â206Â9587. Hotline at 1-866-206-9587.
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HOME O F
T E X A S
800.445.8173 ext. 2149 sales@homeoftexas.com • www.homeoftexas.com
www.elpasobuilders.com
VOL 2019 ISSUE 9
BuildersOutlook
PUBLISHED BY THE EL PASO ASSOCIATION OF BUILDERS: NATIONAL, STATE AND LOCAL HOME BUILDING INDUSTRY NEWS
6046 Surety Dr. El Paso, TX 79905 915-778-5387 • www.elpasobuilders.com
■ EXECUTIVE OFFICERS PRESIDENT Sergio Cuartas VICE PRESIDENT Edgar Garcia SECRETARY Sal Masoud EXECUTIVE VICE PRESIDENT Ray Adauto PAST PRESIDENT Edmundo Dena ■ COMMITTEE CHAIRS: ASSOCIATES CHAIR Luis Rosas GOVERNMENT AFFAIRS Sal Masoud GOLF TOURNAMENTS Sam Shallenberger FINANCE COMMITTEE Kathy Carrillo/Treasurer COMMUNITY OUTREACH Angelique Roman LAND USE Sal Masoud EDUCATION Patrick Tuttle INDUSTRY PROMOTIONS Ted Escobedo ■ ADVISORY TO THE BOARD Jay Kerr, Firth, Johnston, Bunn & Kerr ■ BOARD OF DIRECTORS Builders: Jaime Gonzalez, Blue Sage Homes Lee Gillett, Classic American Homes Lydia Mlouhi, Crown Heritage Homes Dan Berry, D B Innovations,LLC Delton Deal, Deal-2-Deal Eder Gallardo, Edwards Homes Leti Navarrete, EPT Bella Custom Dream Homes Kathy Parry, Hunt Companies Samira Gonzalez, Icon Custom Home Builders Laura Loy, Loyalty Homes JJ Vasquez Pacifica Homes Trevor Turner, Rassette Homes Fernie Santana, Santana Homes Jacob Barde, Tropicana Homes Associates: Sandra Lucero, Builders Source John Chaney, Hercules Industries Luis Rosas, HUB International Jorge Herrera, J & H Post Concrete & Tension Joe Bernal, Joe Bernal Insurance Patrick Tuttle, Legacy Real Estate Service Aaron Rich, Lone Star Title
Johnny Rodriguez, Lowe's Randall Smith, Randall Smith, Cpa Justin Hahn, Rocky Mountain Mortgage Angelique Roman, Sierra Title Ted Escobedo, Snappy Publishing Patricia Martinez, Stewart Title Henry Tinajero, WestStar Bank ■ TAB STATE DIRECTORS Randy Bowling, Life Director Sam Shallenberger Edmundo Dena Gus Loy Don Rassette Luis Rosas ■ NATIONAL DIRECTORS Bobby Bowling, IV Demetrio Jimenez
Honorary Life Members Rudy Guel Brad Roe Wayne Grinnell Don Henderson Anna Gill Mark Dyer Sam Shallenberger Past Presidents Committed to Serve Don Rassette Edmundo Dena Edgar Montiel Frank Torres Frank Arroyos Greg Bowling Randy Bowling Bobby Bowling IV Doug Schwartz John Cullers Robert Baeza Mark Dyer Kelly Sorenson Rudy Guel Brad Roe Herschel Stringfield Bob Bowling III Carlos Villalobos
Insurance developed for builders. Developed for builders with the backing of the strongest insurance carriers serving the Texas building industry, our insurance program offers flexible coverage options and rates that are more competitive than ever. As an authorized member of Builder Agent Network©, we’re dedicated to providing builders and contractors with the best-in-class insurance programs, pricing, underwriting, resources and service. Product Portfolio Highlights t “A” rated carriers, several available t (- PêFSJOH Doverage for property damage that results from faulty, defective, or poor workmanship in your work. t (- -JNJUT PG VQ UP . . . Bvailable t Expanded policy form for commercial projects t Builder’s Risk master policies, monthly reporting, annual and one shots t Workers’ Comp - Two highly cost-effective programs t ExDFTT -JBCJMJUZ GPS $PNNFrcial (eneral Contractors t $PNNFrcial Umbrella El Paso, Permian Basin and Surrounding Area HUB International Insurance Services -VJT 3PTBT 915-206-6047 www.hubinternational.com
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EPAB Mission Statement: The El Paso Association of Builders is a federated professional organization representing the home building industry, committed to enhancing the quality of life in our community by providing affordable homes of excellence and value. The El Paso Association of Builders is a 501C(6) trade organization.
El Paso 1345 Geronimo Dr. (915) 778-3086 Monday - Friday, 7AM - 5PM www.morrisonsupply.com
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