Real Estate Weekly January 10, 2020

INSIDE

This Issue

Q&A

Ask Our Broker PAGE 4

Want A Home That Will Be Worth More? page 7

CLASSIFIEDS page 7

Jan 10 - 16, 2020

RE-Weekly.com

INSIDE

TABLE OF CONTENTS

visit re-weekly.com to easily search for local real estate listings!

easy to use tools & the most up-to-date information for finding local real estate

PAGE

7

Q&A

Ask Our Broker.......................................................................P4

Want A Home That Will Be Worth More?...............................................................P7 CLASSIFIEDS......................................................................P7

RE-Weekly.com To advertise in RE-Weekly or other Skagit Publishing publications, Call: 360.416.2180 or Email: ads@skagitads.com ©2020 by Skagit Publishing | All rights reserved.

All real estate advertised in Real Estate Weekly is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” We will not knowingly accept any advertising which is in violation of the law. All persons are hereby informed that

all dwellings advertised are available on an equal opportunity basis.

For further information call HUD Toll Free at 1-800-669-9777.

All Houses subject to prior changes without notice. Neither advertisers nor Skagit Publishing are responsible for any errors in the ad copy.

Skagit Publishing reserves the right to refuse any advertising, which we deem unsuitable for our

publication.

Unless otherwise noted, all photographs, artwork and ad designs printed are the sole property of Skagit Publishing and may not be duplicated or reprinted without express written permission.

Skagit Publishing is not responsible for typographical or production errors or the accuracy of information provided by advertisers.

BURLINGTON

320 S Burlington Blvd Burlington, WA 98233 (360) 755-9494

Territory NW

www.SkagitValleyRealEstate.com W NE

Sedro-Woolley

$87,000

Level & wooded 5 acre tract with some marketable timber. Wetland delineation complete, Septic design in for approval. History of good wells in the neighborhood. 15 minutes from Bellingham or Burlington. Convenience to nearby towns but still living rural. MLS #1479187

Call ron, 333-1045

mount Vernon

$250,000

G TIN LIS

Sedro-Woolley

$254,950

Beautiful sweeping views of the sound and the valley below from this 1 acre lot in Saratoga Passage Development! Enjoy time spent watching the valley activities unfold beneath you. Come and see for yourself the site of your new home. MLS #1457782

Cute & Clean 2 bedroom, one bath home on a small lot. Attached single car garage and room for storage too. Front and back porches. Gas heat, open floor plan, everything one would want in a tight package - be green and live here. Priced right. MLS #1552206

Call Charlie, 708-1415 or Jeannie, 708-9645

Call Wilma, 661-1631

cE PRI W NE

$329,000

roCkport

$439,500

Own a BRAND NEW HOME ON 20 ACREAGE! Get out of the hustle & bustle, enjoy the peace & serenity of the Cascades. This 3 bd, 2 ba + office, open layout w/tasteful finishes home also has a 24 x 36 garage/shop & an additional second unfinished 728 sq. ft. home with its own well & septic. MLS #1501526

Call mike, 540-1341

Call elizaBeth, 708-8800

Wilma Louia Designated Broker/Owner 661-1631

2

Charlie & Jeannie Boon 708-9645

Jim Stransky 708-1681

Lisa Boon Meyer 420-6608

Kirk Campbell 770-7470

Ron Van Pelt 333-1045

Elizabeth Detillion 708-8800

RE-Weekly.com

Ivana Wood 770-3550

Mike Welling 540-1341

Debbie Benjamin 708-8780

Kati Shannon 391-1203

Traci Erickson Property Manager 755-5555

January 10, 2020

1967807

Bellingham

Gorgeous home on large, bright corner lot. This home features tons of natural light, an open floor plan that is functional & beautiful. Features are vaulted ceilings, skylights, kitchen with numerous cabinets, a deep pantry. 3 BD’s, 1 3/4 Baths, large deck, 2 car garage w/ overhead loft. All of this comes with everything that Sudden Valley has to offer MLS #1531291

Cathy West Oak Harbor Escrow Manager/LPO 360.679.5055

Shelley Miner Burlington Escrow Manager/LPO 360.707.2312

Eldon Brown Skagit County Manager 360.707.2158

Christa Canell Freeland Escrow Manager/LPO 360.331.4838

Kari Pittenridge Anacortes Escrow Manager/LPO 360.299.0565

4707 S. 48th Place, Mount Vernon

Woodside Active Adult Community!

Come see this 2017 3 bdrm, 2.5 bath home in nearly new condition on a corner lot. Just over 2000 sq. ft. this house features an open concept floor plan with master on main and 2 bedrooms and full bath up for guests. Granite counters & island, stainless steel appliances, hardwood flooring and a private patio/small yard are just some of the features. Community lodge is a short walk away! All exterior landscaping & irrigation done by association. MLS# 1504293

Visit any of our 5 locations in Oak Harbor, Burlington, Freeland, Stanwood and Anacortes

360.757.6013 800.869.7084

1898385

1976666

Brown McMillen

w w w. b r o w n m c m i l l e n . c o m • 235 W. Rio Vista Avenue, Burlington

open HouSe SaT. Jan 11TH From 12-3pm

open HouSe Sun. Jan 12TH From 11-2pm

E

E

IC

W NE

N

PR

4000 e diViSion STreeT, mounT Vernon

1000 CHeSTnuT loop, mounT Vernon

554 Timberland loop, mounT Vernon

Spacious 1,899 SF Rambler with 3 bdrms plus den, situated on a 150’ x 200’ lot that has the potential to be subdivided. The attached garage is 820 SF in & has a nice large workshop area, plus covered deck off rear of home. $449,500 #1542624

Montreaux 55+ community...3 bd, 2.5 ba, & 2,253 SF of living space. Master on main, kitchen open to dining/living rm w/cozy gas frpl. Covered patio & fenced backyard, bonus room upstairs, 2 car garage, fully landscaped, & sprinkler system.

Quiet, well maintained neighborhood. $465,000 #1549870

Twin Brooks...55+, Better than new. 2 bdrms plus office/den. Beautiful spacious kitchen, center island w/eating bar, all kitchen appliances stay, nice dining area adjoins the great rm with gas frpl. Large private patio area, & convenient to town, hospitals, freeway & shopping. $494,000 #1540564

Yvonne Brown Galen Kindred Holly Hilts Jeff Ingman

January 10, 2020

840-4375 770-7083 661-5538 202-2859

Shelah Inman Jodi Dynes Tim Reichert Ron Wortham

661-0145 333-7783 391-5587 661-1500

Mary Jo Reitsma Travis Lohman Tod LeHecka Jan Scally

RE-Weekly.com

770-6013 661-4533 333-1032 421-5160

Dale Owenby Dana Holmes Katie Hilsinger

913-8662 770-6716 391-3796

1975776

PR

Partner

open HouSe Sun. Jan 12TH From 11-2pm

IC

EW

JiM GLACkin 360-428-2828

Service you deserve with people you trust

Ltco.com

$405,000

WINDERMERE/SKAGIT VALLEY 1030 E. COLLEGE WAY MOUNT VERNON, WA (360) 424-4901 • www.windermereskagit.com

Katey Von Hagel Marketing Representative 360.707.1076

Holly Mathers Island County Title Manager 360.675.2246

LAND TITLE AND ESCROW W

Brandi Jensen Stanwood Escrow Manager/LPO 360.629.9737

FEATURED HOME, FROM COVER

3

Sandi riley y 770-8670

949 CHESTNUT LOOP, ‘’MONTREAUX’’ MT. VERNON

$518,900

8989 PRESSENTIN DRIVE, CONCRETE

$319,500

+) (55

OPEN HOUSE SAT. & SUN. 12:00-3:00 CALL SANDI RILEY 360-770-8670 *UPGRADED & IN “LIKE NEW’’ CONDITION 3 BEDROOM, 2 BATH BEAUTY *GAS HEAT, A/C FOR THOSE HOT SUMMER DAYS, GAS FIREPLACE & MORE! *HUGE FINISHED 3 CAR GARAGE, LOVELY 55+ COMMUNITY 2610 E. SECTION ST. ‘’LITTLE MTN. ESTATES’’ MT. VERNON

$126,000

(UN IT# 73 )

+) (55

CALL SANDI RILEY 360-770-8670 YOUR HOME FEATURED HERE! CALL FOR A CURRENT ‘’MARKET APPRAISAL’’ SANDI RILEY 360-770-8670 808 BURLINGAME ROAD, MT. VERNON

T JUS

$248,900

*’’TIMBERLAND’’ BUILT HOME W/POTENTIAL ‘’IN-LAW’’ APARTMENT DOWN *TOTAL OF 3 BEDROOMS, 3 BATHS + FAMILY ROOM *CREEK FRONTAGE, VIEW DECK & GAZEBO, ‘’MOTIVATED’’!

4151 NORTHSHORE LANE, CONCRETE

CALL SANDI RILEY 360-770-8670

CALL SANDI RILEY 360-770-8670

*JUST LISTED, VERY NICE 2 BEDROOM, 2 BATH W/NEW FLOOR COVERINGS *GAS HEAT, A/C, INCLUDES ALL APPLIANCES *ENJOY CLUBHOUSE ACTIVITIES + GATED PRIVACY, 55+ LIVING AT IT’S BEST!

*LOCATION, LOCATION LOCATION! CLOSE TO ALL SERVICES BUT ‘’FEELS’’ LIKE COUNTRY! *’’SHY’’ 1 ACRE LOADED W/POTENTIAL, FIXER 2 BEDROOM, 1 BATH SOLD ‘’AS IS’’ *OPEN PLAN LIVING/DINING/KITCHEN W/WOOD LAMINATE FLOORS, MUST SEE!

*2 BEDROOM, 2 BATH FIXER MANUFACTURED HOME W/POSSIBILITIES PLUS++ *R.V. HOOKUPS, GREAT SUMMER/WEEKEND RETREAT W/ALL UTILITIES IN! *COMMUNITY RIVERFRONT PARK & BEACH ACCESS

3314 ROCKEFELLER AVE, EVERETT

23734 RUTH LANE ‘’CONWAY’’ MT. VERNON

$358,900

SOLD

Real Estate Stat

$68,900

!

TED LIS

CALL ANITA KOHL 360-961-7795

961 SUMMER MEADOWS COURT, SEDRO WOOLLEY

STAT

$448,900

SOLD

$448,900

36.6% The percentage of households renting their home.

SOLD

CALL SANDI RILEY 360-770-8670

CALL SANDI RILEY 360-770-8670

CALL SANDI RILEY 360-770-8670

*3 BEDROOM, 2 BATH RAMBLER , QUIET CUL-DE-SAC LOCATION *GAS HEAT, VAULTED CEILINGS, CLOSE TO SCHOOLS & SERVICES *DOUBLE GARAGE, LARGE DECK, GREAT LOCATION!

*UPDATED CUSTOM RAMBLER W/PARTIAL BASEMENT, GAS HEAT *3 BEDROOMS, 2 BATHS, NEARLY 1800 SQ. FT. *HUGE 2 CAR GARAGE, FENCED YARD, CLOSE TO SHOPPING & SERVICES

*DESIRABLE ‘’CONWAY’’ SCHOOL DISTRICT, SOUTH COUNTY FOR E-Z I-5 COMMUTE! *3 BEDROOM, 2 BATH RAMBLER W/LARGE FAMILY ROOM *PARK LIKE 1.27 ACRES, NICE SHOP, DEAD END ROAD PRIVACY

Source: Pew Research Center CTW Features

1982712

Missed payment aftermath QUESTION:

We’re late with a mortgage payment, something that has not happened even once before during our years of homeownership. The reason is complicated, but we hope the lender will be understanding. How badly will this event impact our credit?

ANSWER:

It’s not especially common, but late and missed mortgage payments happen. To make the best of an iffy situation, you have to deal with it quickly.

Let’s start with payments and due dates. Mortgage payments are typically scheduled on the same day each month, say the 1st. A mortgage agreement will typically say that payments are due on the 1st (or whenever), but there’s also a 15-day grace period.

After 15 days, you can face a late fee.

Because of grace periods, if your payment arrives on the 10th, there’s typically no harm and no foul. Even 4

if your payment was made on the 20th and you owe a late fee, your credit report is safe because only payments at least 30 days overdue are recorded as “late.” Important: Contact the lender if you know you’re going to be late. Explain the problem and what you’re doing about it. Ask if the late fee can be waived.

If the problem is a glitch, then you might want to consider how it can be paid off with as little hassle as possible. For instance, does it make sense to get the money from a retirement account? Will there be a penalty?

Can you get a private loan to ward off a one-time late or missing payment? For instance, you go to a bank or credit union and ask for an $1,800 advance to be paid back over a year. At 10 percent interest for unsecured financing, you will have monthly payments of $158.25. With a two-year term, the monthly expense for principal and interest will fall to $83.06.

Are such numbers comfortable in your situation?

RE-Weekly.com

Q&A

ASK OUR BROKER

By Peter G. Miller

Will you be able to make the next payment without additional borrowing? Are there friends or family who might be able to help?

Once 30 days have passed, the game changes.

Now a payment is not just late; it’s been missed. It will show up on credit reports. There will be a late payment fee, plus the missed payment, plus the new payment will be due.

A 60-day-late payment is likely to set off a bunch of calls and letters from mortgage servicers. They will want to know what’s going on and how the growing debt will be paid off. Treat these folks nicely — they can help you.

At the 90-day point, you will likely get a demand letter from the lender’s attorney. The options might include paying up, working out a repayment plan, or foreclosure. Now there can be late fees, missed payments, and legal charges to pay off. Your credit report will show payment issues.

Email peter@ctwfeatures.com. © CTW Features January 10, 2020

January 10, 2020

RE-Weekly.com

5

Here’s why you should consider moving near public transportation

T

aking the train or bus may sound like a drag – especially if you own a car.

But driving yourself to work and back can be an expensive and timeconsuming grind. That’s likely a big reason why many people choose to live near convenient public transportation options. Doing so may even raise the value of your residence if you’re a homeowner.

A recent study by the National Association of Realtors (NAR) found that neighborhoods situated within a half-mile of public transit services had higher real estate

Want A Home That Will Be Worth More? american dream real estate services, inc.

values than communities further away from rail and bus lines. After examining seven major metros between 2012 and 2016 – Los Angeles; Phoenix; Seattle; Boston; Hartford, Connecticut; Minneapolis-St. Paul; and Eugene, Oregon – the report showed that neighborhoods near public transportation in these cities had median sale prices 4 to 24 percent higher. Plus, the average yearly transportation cost savings earned by a typical household in these areas ranged between $2,500 and $4,400 — another surprise: One in four homes

NORTH PUGET SOUND ASSOCIATION of REALTORS® 525 E College Way, Suite J

Mount Vernon, WA 98273

(360) 416-4902

www.npsar.realtor

2 bedroom condo in Northridge MLS#1511968 • $198,000

Terrific condo in one of Mount Vernon’s best kept secrets! Northridge complex features a quiet single entrance community w/large yards, sidewalks & mature landscaping. 2 story corner unit features 2 bedrooms, 1.5 baths, large living room, dining room, private patio, 2nd flr deck, private garage, tons of storage, laminate floors, ceiling radiate heat, newly painted! Complex features clubhouse, indoor pool, sports court & gym. Reasonable dues include water, sewer, garbage cable & internet!

1975772

“Fulfilling Northwest Family Dreams” Anacortes Office

1202 Commercial Ave Anacortes, WA 360-588-1515 • adrhomes.net

Like American Dream Real Estate Mount Vernon

6

Mount Vernon Office

2788 E College Way Mount Vernon, WA 360-416-6500 • adrskagit.com

www.adrhomes.net

Mission Statement: The Nor th Puget Sound Association of Realtor s advocates for Realtor s and their clients, and promotes the protection of property rights.

RE-Weekly.com

January 10, 2020

within proximity to public transit doesn’t own an automobile.

“This study demonstrates that owners can accumulate higher equity gains in areas near public transit,” says Nadia Evangelou, senior economist and director of forecasting for Washington, D.C.-based NAR. “Residents of transit-oriented neighborhoods have greater access to jobs via transit, own fewer cars, and live in dense, walkable areas – resulting in lower transportation costs.”

For example, in Minneapolis-St. Paul, nearly 460,000 jobs are accessible via a 30-minute commute to residents in transit-oriented areas compared to 145,000 jobs for residents in nontransit communities.

Interestingly, the report also found that areas served solely by bus rapid transit experienced higher price gains than non-transit regions, suggesting that a neighborhood doesn’t necessarily have to have both bus and commuter/speedy rail service to accommodate residents and drive property values higher.

“Bus rapid transit itself is effective in spurring price increases,” Evangelou says.

Sean Holland, a senior broker with Luxury Living Chicago Realty in Chicago, says these findings reinforce what he’s been preaching all along: People prefer convenience and accessibility.

“Homeowners have flexibility when they live near public transit. Many

times when you want to go out on a Friday or Saturday night for dinner or a movie, you don’t want the hassle of driving, and cabs can be expensive. Having a train nearby really helps with the budget,” says Holland.

Home price gains in these transit-oriented communities make sense, as well, because “these are typically areas in high demand, where more businesses, restaurants, and opportunities tend to abound,” notes Tarek El Moussa, host of HGTV’s “Flip or Flop” TV show.

William Walzer, partner at the Real Estate Practice Group at Davidoff Hutcher & Citron LLP, in New York City, can vouch for the home appreciation power that public transportation provides.

“Mass transit access can dramatically impact value. Since the first section of the Second Avenue Subway opened in Manhattan in 2017, property values in my neighborhood of Yorkville have steadily increased – faster than the rate for New York City as a whole,” says Walzer.

As you’d probably expect, neighborhoods with high-frequency public transportation are in higher demand, which means that homes nearby are likely more expensive. But they can also represent a smart investment, based on home price gain trends.

“Living near transit services makes the most sense for anyone who needs easily accessible

RE-Weekly.com

CLASSIFIEDS find what you need in classififed

Alpine Ridge Retirement Apartments in MV is accepting applications for 2 Bdrm apts. Income limits apply. 360-424-9622 for more info.

La Paloma Apartments, Subsidized Housing for Qualified Farm Labor families. Equal Opportunity Housing. The Housing Authority of Skagit County operates 40 Townhouse apartments in Mount Vernon. This advertisement has been placed in compliance with regulations of USDA Rural Housing Services.

Applications will be added to the waiting list.

The waiting list is currently one year long. The Housing Authority of Skagit County is an equal opportunity provider and employer. Call (360) 4281959 or visit the office at 1650 Port Drive, Burlington, WA for application.

Your name can be added to the waiting list at no charge.

public transportation, especially daily work commutes which can help alleviate limited parking, driving costs, and wear and tear on a vehicle,” notes El Moussa.

“People who may not be good candidates include 10 - January 29, 2019

January 10, 2020

Raspberry Ridge I and Raspberry Ridge II Apartments, Subsidized Housing for Qualified Farm Labor families. Equal Opportunity Housing. The Housing Authority of Skagit County operates 70 Townhouse apartments in Burlington WA. This advertisement has been placed in compliance with regulations of Washington State Housing Finance Commission Tax Credit Services. Applications will be added to the waiting list. The waiting list is currently two years long. The Housing Authority of Skagit County is an equal opportunity provider and employer.

Call (360) 428-1959 or visit the office at 1650 Port Drive, Burlington, WA for application. Your name can be added to the waiting list at no charge.

PUBLISHER'S NOTICE

All rental and real estate for sale advertising in this newspaper is subject to the Fair Housing Act which makes it illegal to advertise any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status or national origin, or an intention, to make any such preference, limitation or discrimination Familial status includes children under the age of 18 living with parents or legal custodians, pregnant women and people securing custody of children under 18. This newspaper will not knowingly accept any advertising for the rental or sale of real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertising in this newspaper are available on an equal opportunity basis.

To complain of discrimination call HUD at (206) 220-5170.

OPEN HOUSE Sunday, January 12, 12-3PM sell it with a classified ad!

to place an ad, call 424-4567

classifieds bring results!

1402 Virginia, Mount Vernon Country living in town.

Large with buy or sellcozy it withhome classified ads! room for everything. 4 Bdrm, plus bonus room, 2 car detached garage with work area. Fenced backyard. 0 down financing available $349,950.

Refreshments. buy or sell it with

classifieds can classififed ads!

MLS #1550313

Call Dianne Dalbey Hendrickson Realty de-junk your life...

360-855-HOME (4663) sell it with classifieds!

360855home@gmail.com

classifieds work for you! to place an ad call 424-4567 Read the classifieds everyday those who already have a car, prefer to drive themselves or carpool to destinations, as well as those who prefer quieter suburban areas.”

If convenient bus and rail service is important to you, Holland recom-

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mends buying a home within a half-mile of those services.

“If you go further out than that, it can be harder to access these services when the weather is bad,” adds Holland.

Conversely, avoid choos-

check the classifieds ing a location too close to the bus or train stop.

“You don’t want to open your front door and stare the classifieds! atcheck or hear noisy public transportation right from the comforts of your own home,” El Moussa cautions. to place an

ad call 424-4567 7

8

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January 10, 2020