FMS-1-15-2015

The Farmside THURSDAY, JANUARY 15, 2015 | 50¢ | SERVING HUNTLEY, MARENGO & UNION | SHAWURL.COM/HUNTLEY

CURING CABIN FEVER McHenry County Conservation District offers winter recreation PAGE 3

Kyle Grillot - kgrillot@shawmedia.com

Zach Trotz, 12, of Marengo insulates a hole in a dead log Jan. 3 during the McHenry County Park District’s Winter Explorations Program at the Marengo Ridge Conservation Area. The exercise is designed to teach participants how small animals stay warm during the winter months.

ILLINOIS MAY EXPORT GOODS TO CUBA

Vol. 53 No. 52 | MC | FMS

PAGE 4

The Farmside • shawurl.com/huntley • Thursday, January 15, 2015 • MC

| NEWS

2 The Farmside

Huntley’s economic future looms large for board

Serving the communities of Huntley, Marengo and Union.

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Newsroom fax: 815-459-5640 7717 S. Route 31, Crystal Lake, IL 60014 Missed delivery & customer service: 815-459-8118 Administration Kate Weber, publisher 815-459-4400, kweber@shawmedia.com Dan McCaleb, group editor 815-459-4122, dmccaleb@shawmedia.com To place an ad: Display: 815-459-4040 Classified: 815-455-4800 Legal notice: 630-427-6275 Linda Siebolds lsiebolds@shawmedia.com General information The Farmside is published every Thursday by Shaw Media.

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“Serving our communities to make them better places to live.”

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Kyle Sobczak and his wife, Tiffany, watch their daughter, Addison, 6, play in the snow Jan. 5 in front of their Woodstock home. The Sobczaks bought their home in October after previously owning a town home.

Millennial homeowners are minority in county

By ALLISON GOODRICH agoodrich@shawmedia.com WOODSTOCK – When Tiffany Sobczak of Woodstock bought her first home at age 24, she said a lot of her friends around the same age asked why.

Sobczak is part of a minority – one that accounts for the 18- to 34-year-olds, otherwise known as millennials, in McHenry County who can call themselves homeowners.

More recently, with a husband and two kids, the now32-year-old just moved last month into her second home.

“My dad is a homebuilder in the area, so we were always around new construction, and having my own home was really important to me, I think, before my friends were at that stage,” Sobczak said.

Unlike many of her friends, she said there was no question at that age about where she wanted to live and work – just a couple of the reasons cited by area real estate agents as to why young adult homeowners are harder to come by.

Of those 25 to 34 in McHenry County, about 9,480 were homeowners as of 2010, said Casey

Voris, a certified commercial investment member with Berkshire Hathaway Starck at the Crystal Lake office. Voris said the figure, the most recent available, came from a business analyst site provided by the Certified Commercial Investment Member Institute.

Nationally, homeownership for those younger than age 35 has been on the decline over the past 10 years, according to Census data on the national association website. Young adult homeownership gradually has

See HOMEOWNERS, page 5

MCC looks for tutors to help adult students SHAW MEDIA CRYSTAL LAKE – Free information sessions coming up at McHenry County College will cover how to become a tutor for reading, math and English as a second language.

The Adult Education Department is in need of volunteers, ages 18 and older, to tutor adult students in these subjects.

The information sessions will be from 6:30 to 8:30 p.m.

Feb. 4 in Room A342 and from 9 to 11 a.m. Feb. 7 in Room A372. The college is at 8900

Route 14 in Crystal Lake.

A literacy volunteer tutor does not have to speak a second language or have any teaching experience to tutor in the adult education literacy program. Volunteer tutors will receive free basic training that provides the information and skills needed to work with literacy students.

Training classes are either on Wednesday evenings or Saturday mornings starting in February. All teaching materials are supplied to volunteers. The tutoring

scheduling is flexible to meet people’s busy schedules, including those who are retired or working full time.

Additional information sessions are offered at 6:30 p.m.

March 4 and at 9 a.m. March 7.

For information or to register for an orientation or training session, call Marie Day at 815-455-8542.

This project was made possible in part by a grant awarded by the Illinois State Library, a division of the Office of Secretary of State, using state funds designated for literacy.

HUNTLEY – As Huntley sees heightened investment from developers, the new and familiar faces vying for Village Board seats all have the village’s economic future in mind.

But each of the five candidate’s ideas for economic development differ, as they jockey for position and votes leading into the April municipal election.

Overall, five candidates, including two incumbents, two newcomers and a former trustee, are campaigning for three trustee spots on the board.

The newcomers A dark-horse candidate relatively unknown in the community, resident Darci Chandler, 41, who works as an engineer for Honeywell, said she sees greater opportunity for sustainable job growth in Huntley.

Chandler moved to Huntley from Texas in 2004 but has limited involvement with the village’s community groups. She said she was an active member with the Church of Jesus Christ of Latter Day Saints in Elgin, which includes numerous Huntley residents.

Village officials deserve credit for major job-producing projects like Centegra Health System’s new hospital and the maker of Weber Grills’ facilities expansion, she said. But she often sees the current board tackle restaurants and shop projects that bring unstable jobs.

“Like other places in Illinois, we have a lot of unemployed people. I want to help bring corporate businesses into Huntley,” Chandler said. “We brought Centegra and Weber Grills, and we are bringing in a lot of shops and restaurants, which is nice. But it doesn’t bring in sustainable jobs.”

A 30-year Huntley resident, Tim Hoeft owns a small excavating firm in the village and serves the village’s Plan Commission. His father, Terry Hoeft, also served 10 years as a Huntley trustee and unsuccessfully

See FUTURE, page 5

NEWS |

3 Attendance vote makes board meeting interesting

Kyle Grillot - kgrillot@shawmedia.com

Raging Buffalo Snowboard Ski Park owner Keith Duck (left) assists riders Jan. 2 to begin descending the hill in Algonquin.

County offers various outdoor winter activities

By CHELSEA McDOUGALL cmcdougall@shawmedia.com It’s human nature to retreat indoors when temperatures take a dip – or a nosedive, as is the case lately – but local outdoor recreation enthusiasts say you don’t have to.

“We tend to get stuck inside for the winter, but we don’t really need to,” said Kim Compton, an educator coordinator with the McHenry County Conservation District. “As long as we bundle up and put on boots, we can still go out get good exercise, get fresh air, get out of our indoor stuffy environments.”

McHenry County and the region offers a number of activities for people looking to buck cabin fever this winter.

Hiking MCCD keeps 11 parks open

through the winter, and trails offer visitors a peaceful setting.

“Snow or no, it doesn’t matter – there are a lot of things uncovered in winter, and frankly, there are some things you can’t see any other times of the year,” MCCD spokeswoman Lora Petrak said.

That includes the short-eared owls that are making their annual resurgence. It’s breeding season right now, so the nocturnal birds make an appearance just before dusk.

But as Compton points out, winter provides opportunities to catch some views that could be missed in the summer sun.

“One of things we really like about winter is the views you get,” Compton said. “With the leaves down, not only do you have a better chance to see ... into the forest, but close up

looking into trees or bushes you can see summer nests from birds, woodpecker holes, beetle tunnels on the bark. Having that leaf-free view you get a lot more exploration.”

Also, try snowshoes or cross-country skis for an added adventure and cardio workout, said Rick Pasturczak, owner of Alpine Accessories in Crystal Lake.

“Anybody that wants to get outdoors and enjoy the cool or cold fresh air – these are great activities,” he said.

In Pasturczak’s opinion, Moraine Hills State Park in McHenry is the best local place to enjoy those activities.

Downhill skiing There are a few downhill ski and

See ACTIVITES, page 4

WOODSTOCK – In a rarity, the McHenry County Board voted against allowing a member to attend a meeting by telephone Jan. 6.

A motion to allow board member John Hammerand to call in from Florida, where he winters because of bronchitis problems caused by cold weather, failed on a 10-10 tie vote with three other members absent. Board members who dissented said the absence did not qualify under County Board rules for remote attendance.

The vote was unusual for several reasons besides the fact that the County Board rarely denies such a request.

Hammerand, R-Wonder Lake, typically does not try to attend meetings remotely while he is away – he has not attempted to call in to a January meeting since at least 2012, according to past minutes. Furthermore, Jan. 6’s agenda was remarkably light, including only three items requiring a vote and a presentation on county government’s current strategic plan.

“Last year, I suffered from pneumonia. This year, I had a doctor’s note that described the condition, and that’s why I’m here,” Hammerand said by speaker phone before the vote.

He could not be reached after the meeting for comment.

County Board members can attend meetings remotely, and are able to cast votes and make motions as if they were physically present, if a simple majority of members allow it.

Under County Board rules, the requesting member must give 48 hours’ notice if the absence is expected, and can only attend by phone if the absence is because of illness, family emergency or because they have an employment conflict or are away on official county government business.

“Seeing as we have no documentation of this medical condition, I would have to vote

See ATTENDANCE, page 5

MC • Thursday, January 15, 2015 • shawurl.com/huntley • The Farmside

By KEVIN P. CRAVER kcraver@shawmedia.com

4

• ACTIVITIES

The Farmside • shawurl.com/huntley • Thursday, January 15, 2015 • MC

| NEWS

Continued from page 3

In 2011, State Rep. Jack Franks made two trips to Cuba, including a humanitarian trip with his family. Among the places he stopped was a market where food that is grown locally is sold.

Franks has been a proponent of increasing trade with the island nation.

Photo provided

Cuba: A new market?

Normalizing relations could lead to more Illinois goods sold to island nation

By JOSEPH BUSTOS jbustos@shawmedia.com For years, Illinois farmers have dreamed of making it easier to sell corn and soybeans to Cuba. But with trade restrictions in place on the communist country, selling goods has been difficult.

Easing of those rules potentially could happen after President Barack Obama’s announcement of normalizing relations with Cuba.

The president also announced reforms that would make it easier for Americans to travel to Cuba, allow Americans to use credit and debit cards on the island, allowed for higher remittance amounts, and for U.S. financial institutions to be able to open accounts in Cuban banks.

Obama also authorized increased telecommunications connections between the two countries.

There is a U.S. trade embargo on Cuba, which requires an act of Congress to be lifted.

The Illinois Farm Bureau has been pushing for the U.S. to allow for easier trade with Cuba and was pleased with Obama’s announcement.

The farm bureau estimates agri-

cultural exports, such as corn and soybeans, from Illinois to Cuba could increase by $6.6 million, a 15 percent increase from Illinois exports to Cuba in 2009.

“It felt good the administration listened to us ... and is taking long overdue steps to move this relationship forward,” said Adam Nielsen, the director of national legislation and policy development for the Illinois Farm Bureau.

U.S. exports to Cuba have to be shipped under cash-in-advance terms or be financed by a non-U.S./ non-Cuban institution.

The restrictions were put in place under the George W. Bush administration, which also tightened restrictions on travel and remittances.

Because of travel and trade restrictions with Cuba, the farm bureau estimates $1.25 billion nationally is lost each year in agricultural exports.

“They have the ability to purchase agricultural products, but it makes it difficult for them to have cash in advance,” Nielsen said. “We created such complex trading rules, it’s easier for them to purchase rice from Vietnam, wheat from France, and corn and soybeans from Bra-

zil. This is a market that is 90 miles away. It’s so close, but yet so far.”

The farm bureau said most businesses that ship offer credit, which allows them to be more competitive.

Nielsen added increasing the ability to sell goods to Cuba isn’t just about making money.

“Our members don’t like to be told who you can trade with or travel to,” Nielsen said.

Illinois stands to gain $10.9 million in additional business activity if the Cuban market was opened up, the farm bureau said.

State Rep. Jack Franks, D-Marengo, visited Cuba twice in 2011, one trip in hopes of increasing trade in the country, and one as a humanitarian mission with his family.

He said he was happy with Obama’s move to normalize relations with Cuba.

“It’s about time,” Franks said.

“It’s the right thing to do.”

He said further opening of trade with the country ultimately will help improve conditions within Cuba, which has a poor human rights record.

“The argument that we shouldn’t trade with a communist country falls flat when our largest trading partner is China,” Franks said. “The best way to open up a closed country is to trade with them.”

See MARKET, page 5

snowboard hills within a short drive from McHenry County.

The closest is Raging Buffalo in Carpentersville, a park that caters mostly to snowboarders.

There’s also Wilmot Mountain just over the Wisconsin border, and Alpine Valley Resort within about an hour of McHenry County.

“We have within a morning’s drive larger areas that have longer runs,” Pasturczak said. “Places like Chestnut over in Galena, Devil’s Head, north of Madison, Granite Peak in Wausau, [Wis.].”

Snowmobiling There are about 200 miles of snowmobile trails that crisscross McHenry County, and now that there’s been some much-anticipated snow, they’re bound to be busy.

The trails opened in December but require snow of at least 4 inches if the ground is frozen and 6 inches if it’s not.

The McHenry County Snowmobile Association and MCCD recently received a grant to help maintain those trails over the next three years.

The association’s system runs from Harvard in the west to Fox Lake and Wauconda in the east. Most of the trails are in northeast McHenry County, in Ringwood, Wonder Lake, Johnsburg, Richmond and Spring Grove.

Ice fishing Perhaps no one is happier for these recent cold fronts than local anglers.

In discussing ice fishing in his columns, Shaw Media outdoor columnist Steve Sarley stressed the most important element for novices and pros alike: safety.

“The first rule of ice fishing is that, above all, never, ever go ice fishing alone,” Sarley wrote in a recent column.

And although the recent frigid temps may have froze area lakes and rivers, Sarley warns that it’s best to make sure.

“For me personally, I wouldn’t even consider attempting to hit the ice without a minimum of 4 inches,” he said. “Actually, I prefer 5 to 6 inches to allay any feelings of anxiety I have.”

Continued from page 2

After serving as village trustee for eight years, Pam Fender unsuccessfully ran for Grafton Township supervisor in 2013, losing to Jim Kearns in the general election.

Two years removed from local politics, the Huntley resident known for her community volunteerism wants another term on the board and a chance to redeem her reputation, she said, was damaged by the Grafton race.

“I understand the system. I know the rules and regulations.

I know the job,” Fender said.

“I’ve done it for eight years, and I’ve done it without scandal.”

If elected, she would work with officials on securing affordable rental housing options for the village’s large elderly population.

Often times, the seniors who live inside Sun City encounter

The second longest board member – next to Village President Chuck Sass – wants a fourth consecutive term.

Trustee Harry Leopold wants to tackle two goals he set when he first ran in 2003.

When a special taxing district that covers commercial areas near Interstate 90 expires later this year, Leopold wants to help the village jumpstart development in an area critical to Huntley’s future, he said.

He also wants to continue to apply pressure on the groups who control wetland areas west of Sun City, where he has lived since retiring and mov-

ing to Huntley. The groups have not done enough to preserve the areas, he said.

“My record speaks for itself,” Leopold said. “I’m a team player. I’ve worked well with the rest of the board, and I own my decisions – whatever they are.”

Initially elected in 2007, Niko Kanakaris said his business experience and longtime residency are why voters should reelect him to a third term.

Kanakaris, who has lived in Huntley for almost 30 years, owns restaurants in Woodstock and Marengo. His business background has helped the board launch major construction projects, including the full interstate interchange and Route 47 expansion, he said.

With the village’s downtown overhaul set to intensify in 2015, he wants another term to build on Huntley’s economic future.

Franks found there were impediments in place that made it hard for Illinois goods to make it to Cuba.

“I want our goods being sold,” Franks said. “Agriculture is the driving force in Illinois.”

U.S. Rep. Peter Roskam, R-Hinsdale, spoke out against the normalizing of relations with Cuba.

He said the U.S. should wait until Cuba releases its political prisoners, restores a free

press and allows for unions.

“This is the Castro regime that is very deeply connected with international arms smuggling,” Roskam said, referring to the 2013 incident where a North Korean ship was caught with Cuban weapons.

Roskam said part of the success with bringing down the Soviet Union was clarity.

President Ronald Reagan calling the Soviet Union an evil empire gave hope to prisoners

within the Soviet Union.

Roskam said the U.S. needs to be faithful to Cuban prisoners.

“Lifting the embargo and embracing the Castros ... is not the recipe for success,” he said.

Roskam said issues of political prisoners, allowing for a free press and security concerns are more pressing.

“All those things suggest there are things that are bigger than a market and more important than a market,” Roskam said.

no,” member Ken Koehler, R-Crystal Lake, said.

Board Chairman Joe Gottemoller, among those who voted no, said neither he nor County Administrator Peter Austin received advance notice from Hammerand that he wanted to attend by phone.

But board member Diane Evertsen, who moved to allow Hammerand to participate, questioned the no vote and insinuated that it is Hammerand’s reputation for bucking the system that prompted it.

“I would assume that we can count on the members of this board to be honorable enough not to be sitting in the midst of Disney World with their families and telling us they’re sick,” Evertsen, R-Harvard, said.

Evertsen asked the board’s Management Services Committee to review the rules governing remote attendance so as to avoid “a perception that those who curry favor get more favorable treatment than someone who does not.” The committee, which reviews board rules after every November election, is set to begin doing so this month.

the president of the McHenry County Heartland Realtor Organization. “Between student loans, taxes and insecurities about the next step, the next job, I think those are probably the biggest hurdles.”

November 2014 data from the national association show debt left over from college is the most common expense delaying first-time buyers from saving up for a home. Fifty-seven percent of those people indicated student loans were slowing the saving process, while the second most common was credit card debt at 45 percent.

Remax Unlimited Northwest Realtor Kay Wirth agreed, saying millennials definitely are not her most common client.

“I’ve worked with some millennials, but not many,” she said. “They’re just not in positions to purchase homes right now.”

Meyers added insecurities also could be built up based on events millennials might have

seen growing up during the recession, and for her, the trend is a frustrating one.

“With interest rates as low as they are – some you can get below 4 percent – you’re missing the boat by not buying now,” Meyers said. “But I think what’s happened is having gone through what we went through, there are millennials out there whose parents might have lost their homes, and that’s not an easy thing to shrug off.

“But the short answer is, they’re not flooding our front door, and it’s crazy because they should be lined up.”

Meyers demonstrated the purchasing system for the Northwest Herald as if working with a client buying a single-family home in Woodstock.

Looking at a house offered at $110,000 with 5 percent down and 4 percent interest over 30 years, Meyers said the monthly payment, factoring in property taxes, for a four-bedroom home would be about $954.

The fair market rent rate

in McHenry County for a residence with two bedrooms costs more than $1,000 a month, according to 2015 projections from the Department of Housing and Urban Development.

Still, spokesman for the National Association of Realtors Adam DeSanctis said renting may be more popular for a number of reasons. In addition to saving for a down payment, he said the obstacles include location and bad timing.

“A lot of [millennials] graduated college and entered the workforce at a low-wage, lowgrowth job market time,” DeSanctis said. “Some didn’t necessarily enter into a job they went to school for. Some just got part-time jobs.”

He pointed out young adults also are waiting longer before marriage, and 65 percent of recent home buyers were married couples. Pew Research Center data show 26 percent of people 18 to 32 are married in the millennial generation, compared to the 36 percent of mar-

ried Gen Xers at the same age.

Plus, a majority of millennials – 62 percent, according to Nielson research – prefer to migrate to metropolitan areas where DeSanctis said housing is more expensive.

In the eyes of some millennials who chose to stay outside big city limits, some such as Sobczak or 24-year-old Brandon Teresi, home buying might be, in part, about knowing what you want.

Teresi also of Woodstock graduated from McHenry County College without loans and recently bought a home with his girlfriend. He said the decision came easier as they both knew what they wanted to do and where they wanted to live.

“You’ve got to know what you want, so maybe that’s one reason a lot of people my age aren’t buying,” Teresi said.

“We know where we’re going to be in five years, whereas if someone is still job hopping or something, that changes things.”

ran for McHenry County Board in the mid-2000s.

With a family history tied to Huntley politics, Hoeft developed a passion for community service through his dad, he said. But he isn’t strictly running for the board to follow his father.

Hoeft said his business background and community involvement would help fellow board members and officials attract quality development.

“I bring a business and construction background with over 15 years of experience, which I believe will be beneficial to the village with present and future projects coming to our community,” Hoeft said.

• MARKET Continued from page 4 “Economic sanctions don’t work, not in the long run, they just don’t do it,” he added.

One of Franks’ trips to Cuba was to learn how to increase trade with the country.

After Gov. George Ryan’s visit to the country in 1999, exports from Illinois to Cuba did go up, but later went down.

• HOMEOWNERS Continued from page 2 dropped from nearly 44 percent in 2004 to about 36 percent in 2014. Additionally, the share of first-time buyers, for which the median age is 31, was at its lowest in 2013 – 33 percent – since 1987.

Area real estate agents agree, most millennials aren’t exactly flocking to brokers despite an improving housing market and low interest rates but the perceived reasons vary.

“I think it’s because they’re not settled in yet,” Voris said.

“They don’t know where their next job is going to take them.”

In the Woodstock Berkshire Hathaway Starck office, real estate agent Casey Meyers said her own millennial daughter’s biggest barrier is the same one cited in research by the National Association of Realtors: student loan debt.

“Student loans are a killer,” said Meyer, who also is

financial troubles, either after a divorce or a spouse’s death, she said. The village doesn’t offer enough affordable rental options for seniors looking to downsize, she said.

The incumbents

• ATTENDANCE Continued from page 3

5

MC • Thursday, January 15, 2015 • shawurl.com/huntley • The Farmside

A comeback bid

NEWS |

• FUTURE

6

CLASSIFIED • MC • Thursday, January 15, 2015 • The Farmside / classiied@shawsuburban.com

“Winter Beauty” Photo by: Jan

877-264-CLAS

COMMUNITY

(2527)

CLASSIFIED

classified@shawsuburban.com NWHerald.com/classified Upload your photos at

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RYOBI 10” THICKNESS PLANER with stand $150.

815-338-7415 After 4pm

BED - Queen Bed, mattress, box spring, headboard, frame. Good condition. $75. 815-382-9960

RN / LPN

Village of Fox River Grove, IL. Must be at least 18 years of age and possess CDL driver's license or be eligible to obtain within 6 mo's of hire. Associates degree a plus. $34,858 to $47,160. Excellent benefit pkg. Pre-employment physical exam & drug test. App. deadline 1/21/15. Application available at: www.foxrivergrove.org Cover letters and resumes to Donna Brouder, village@foxrivergrove.org

WOODEN HUMMEL CALENDAR Wall rack with changeable Hummel Plates for each month and numbers for the days. $50 847-987-8632

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Call to advertise 877-264-CLAS (2527) Or place your ad online nwherald.com/placeanad

Publisher's Notice: All real estate advertising in this newspaper is subject to the Fair Housing Act which makes it illegal to advertise "any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status or national origin, or an intention, to make any such preference, limitation of discrimination." Familial status includes children under the age of 18 living with parents or legal custodians, pregnant women and people securing custody of children under 18.

This newspaper will not knowingly accept any advertising for real estate which is in violation of the law.

Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination call HUD tollfree at 1-800-669-9777. The tollfree telephone number for the hearing impaired is 1-800-927-9275.

IN THE CIRCUIT COURT FOR THE TWENTY- SECOND JUDICIAL CIRCUIT MC HENRY COUNTY, ILLINOIS BANK OF AMERICA, N.A. SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP Plaintiff, -v.MICHAEL F. CABALLERO, et al Defendants 10 CH 03698 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on December 19, 2011, an agent for The Judicial Sales Corporation, will at 1:00 PM on January 30, 2015, at the NLT Title L.L.C, 390 Congress Parkway, Suite D, Crystal Lake, IL, 60014, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 10387 Scott Drive, Huntley, IL 60142 Property Index No. 18-22-402-004.

The real estate is improved with a single family residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation.

No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours.

No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective

prope y. p bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 151701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, examine the court file or contact Plaintiff's attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-10-44852.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 Attorney File No. 14-10-44852 Attorney ARDC No. 00468002 Case Number: 10 CH 03698 TJSC#: 34-21898 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I639265 January 1, 8, 15, 2015 The Farmside

The Farmside / classiied@shawsuburban.com • Thursday, January 15, 2015 • MC • CLASSIFIED IN THE CIRCUIT COURT FOR THE TWENTY-SECOND JUDICIAL CIRCUIT MC HENRY COUNTY, ILLINOIS WELLS FARGO BANK, NA Plaintiff, -v.RANDALL J. STADING, et al Defendant 11 CH 00497 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on September 23, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on February 9, 2015, at the NLT Title L.L.C, 390 Congress Parkway, Suite D, Crystal Lake, IL, 60014, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 10805 N. WOODSTOCK STREET, HUNTLEY, IL 60142 Property Index No. 18-28-376-025, 18-28-376-089, Property Index No. (18-28-376-009 Underlying).

The real estate is improved with a single family residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation.

No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours.

No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE

(g-1).

THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 151701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, examine the court file or contact Plaintiff's attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-11-05712.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 Attorney File No. 14-11-05712 Attorney ARDC No. 00468002 Case Number: 11 CH 00497 TJSC#: 35-22 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I640639 January 15, 22, 29, 2015 The Farmside Pierce & Associates File Number # 1400218 IN THE CIRCUIT COURT OF THE 22ND JUDICIAL CIRCUIT MC HENRY COUNTY, WOODSTOCK, ILLINOIS DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR HSI ASSET SECURITIZATION CORPORATION TRUST 2006-HE1, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-HE1, Plaintiff, vs.

JUDITH ANN RANCAP A/K/A JUDITH ANN S. RANCAP; THE TOWNES OF WING POINTE CONDOMINIUM ASSOCIATION; DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR HIS ASSET SECURITIZATION CORPORATION TRUST 2006HE1; Defendants, 14 CH 186 NOTICE OF SALE PURSUANT TO JUDGMENT OF FORECLOSURE UNDER ILLINOIS MORTGAGE FORECLOSURE LAW PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause on November 6, 2014, Intercounty Judicial Sales Corporation will on Thursday, February 12, 2015, at the hour of 10:30 a.m. in the offices of Botto Gilbert Gehris Lancaster, 970 McHenry Avenue, Crystal Lake, Illinois 60014, sell to the highest bidder for cash, the following described property:

prop y: P.I.N. 18-34-305-036.

Commonly known as 10924 CAPE COD LANE, HUNTLEY, IL 60142.

The improvement on the property consists of a condominium residence. The purchaser of the unit other than a mortgagee shall pay the assessments and the legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 of the Condominium Property Act. Sale terms: 25% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale which will entitle the purchaser to a Deed to the premises after confirmation of the sale.

For Information: Visit our website at http://service.attypierce.com. Between 3 p.m. and 5 p.m. only. Pierce & Associates, Plaintiff's Attorneys, 1 North Dearborn Street, Chicago, Illinois 60602. Tel.No. (312) 476-5500. Refer to File Number 1400218.

INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 I640481 January 15, 22, 29, 2015 The Farmside IN THE CIRCUIT COURT FOR THE TWENTY- SECOND JUDICIAL CIRCUIT MC HENRY COUNTY, ILLINOIS U.S. BANK TRUST NATIONAL ASSOCIATION AS TRUSTEE FOR CV MORTGAGE LOAN TRUST 2013-1 Plaintiff, -v.CARRIE STONE, et al Defendants 14 CH 00759 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on October 9, 2014, an agent for The Judicial Sales Corporation, will at 1:00 PM on February 24, 2015, at the NLT Title L.L.C, 390 Congress Parkway, Suite D, Crystal Lake, IL, 60014, sell at public auction to the highest bidder, as set forth below, the following described real estate: Commonly known as 10734 POTOMAC DRIVE, HUNTLEY, IL 60142 Property Index No. 18-27-326-029.

The real estate is improved with a condo/townhouse.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation.

No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours.

No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special

ge sp assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, examine the court file or contact Plaintiff's attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-14-03393.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 Attorney File No. 14-14-03393 Attorney ARDC No. 00468002 Case Number: 14 CH 00759 TJSC#: 34-18403 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I641188 January 15, 22, 29, 2015 The Farmside

McHenryCountySports.com is McHenry County Sports

IN THE CIRCUIT COURT FOR THE TWENTY- SECOND JUDICIAL CIRCUIT MC HENRY COUNTY, ILLINOIS BANK OF AMERICA, N.A. SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP Plaintiff, -v.MICHAEL F. CABALLERO, et al Defendants 10 CH 03698 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on December 19, 2011, an agent for The Judicial Sales Corporation, will at 1:00 PM on January 30, 2015, at the NLT Title L.L.C, 390 Congress Parkway, Suite D, Crystal Lake, IL, 60014, sell at public auction to the highest bidder, as set forth below, the following described real estate: LOT 281 IN SOUTHWIND UNIT 7, BEING A SUBDIVISION OF PART OF THE SOUTHEAST 1/4 OF SECTION 22, TOWNSHIP 43 NORTH, RANGE 7 EAST OF THE THIRD PRINCIPAL MERIDIAN ACCORDING TO THE PLAT THEREOF RECORDED FEBRUARY 26, 1999 AS DOCUMENT 1999R0015378 IN MCHENRY

COUNTY, ILLINOIS. Commonly known as 10387 Scott Drive, Huntley, IL 60142 Property Index No. 18-22-402-004.

The real estate is improved with a single family residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation.

No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours.

No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to deed th al af

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CLASSIFIED • MC • Thursday, January 15, 2015 • The Farmside / classiied@shawsuburban.com ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, examine the court file or contact Plaintiff's attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-14-03393.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 Attorney File No. 14-14-03393 Attorney ARDC No. 00468002 Case Number: 14 CH 00759 TJSC#: 34-18403 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I641188 January 15, 22, 29, 2015 The Farmside McHenryCountySports.com is McHenry County Sports

Don't worry about rain!

With our

Great Garage Sale Guarantee you'll have great weather for your sale, or we'll run your ad again for FREE*.

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IN THE CIRCUIT COURT FOR THE TWENTY- SECOND JUDICIAL CIRCUIT MC HENRY COUNTY, ILLINOIS U.S. BANK TRUST NATIONAL ASSOCIATION AS TRUSTEE FOR CV MORTGAGE LOAN TRUST 2013-1 Plaintiff, -v.CARRIE STONE, et al Defendants 14 CH 00759 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on October 9, 2014, an agent for The Judicial Sales Corporation, will at 1:00 PM on February 24, 2015, at the NLT Title L.L.C, 390 Congress Parkway, Suite D, Crystal Lake, IL, 60014, sell at public auction to the highest bidder, as set forth below, the following described real estate: LOT 26 IN GEORGIAN PLACEPHASE 3, BEING A SUBDIVISION OF PART OF SECTION 27, TOWNSHIP 43 NORTH, RANGE 7, EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED AUGUST 11, 2003 AS DOCUMENT 2003R0108498, IN MCHENRY COUNTY, ILLINOIS. Commonly known as 10734 POTOMAC DRIVE,

HUNTLEY, IL 60142 Property Index No. 18-27-326-029.

The real estate is improved with a condo/townhouse.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation.

No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours.

No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN

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Pierce & Associates File Number # 1400218 IN THE CIRCUIT COURT OF THE 22ND JUDICIAL CIRCUIT MC HENRY COUNTY, WOODSTOCK, ILLINOIS DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR HSI ASSET SECURITIZATION CORPORATION TRUST 2006-HE1, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-HE1, Plaintiff, vs.

JUDITH ANN RANCAP A/K/A JUDITH ANN S. RANCAP; THE TOWNES OF WING POINTE CONDOMINIUM ASSOCIATION; DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR HIS ASSET SECURITIZATION CORPORATION TRUST 2006HE1; Defendants, 14 CH 186 NOTICE OF SALE PURSUANT TO JUDGMENT OF FORECLOSURE UNDER ILLINOIS MORTGAGE FORECLOSURE LAW PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause on November 6, 2014, Intercounty Judicial Sales Corporation will on Thursday, February 12, 2015, at the hour of 10:30 a.m. in the offices of Botto Gilbert Gehris Lancaster, 970 McHenry Avenue, Crystal Lake, Illinois 60014, sell to the highest bidder for cash, the following described property: UNIT 22-4 IN THE TOWNES OF WING POINTE CONDOMINIUM, AS DELINEATED ON THE SURVEY OF CERTAIN LOTS OR PARTS OF LOTS IN THE

TOWNES OF WING POINTE, BEING A SUBDIVISION OF OUTLOT F IN WING POINTE PHASE 1, RECORDED JANUARY 12, 1999 DOCUMENT NUMBER AS 1999R2749 AND PART OF SECTION 34, TOWNSHIP 43 NORTH, RANGE 7 EAST OF THE THIRD PRINCIPAL MERIDIAN, WHICH SURVEY IS ATTACHED AS EXHIBIT C TO THE DECLARATION OF CONDOMINIUM OWNERSHIP RECORDED DECEMBER 15, 2000 AS DOCUMENT 2000R68554 IN MCHENRY COUNTY, ILLINOIS, TOGETHER WITH ITS UNDIVIDED PERCENTAGE INTEREST IN THE COMMON ELEMENTS APPURTENANT TO SAID UNIT, AS SET FORTH IN SAID DECLARATION, AS AMENDED FROM TIME TO TIME..

P.I.N. 18-34-305-036.

Commonly known as 10924 CAPE COD LANE, HUNTLEY, IL 60142.

The improvement on the property consists of a condominium residence. The purchaser of the unit other than a mortgagee shall pay the assessments and the legal fees required by subdivisions (g)(1) and (g)(4) of Section 9 of the Condominium Property Act. Sale terms: 25% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale which will entitle the purchaser to a Deed to the premises after confirmation of the sale.

For Information: Visit our website at http://service.attypierce.com. Between 3 p.m. and 5 p.m. only. Pierce & Associates, Plaintiff's Attorneys, 1 North Dearborn Street, Chicago, Illinois 60602. Tel.No. (312) 476-5500. Refer to File Number 1400218.

INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 I640481 January 15, 22, 29, 2015 The Farmside

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"THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE" W14-2606 IN THE CIRCUIT COURT OF MCHENRY COUNTY, ILLINOIS COUNTY DEPARTMENT, CHANCERY DIVISION Bank of America, N.A.; Plaintiff, VS. Manuel Ibarra; Lorena Alvarez; Talamore Community Association; Coral-Grafton Drainage District; Unknown Heirs and Legatees of Manuel Ibarra, if any; Unknown Heirs and Legatees of Lorena Alvarez, if any; Unknown Owners and Non Record Claimants; Defendants.

14 CH 1215 NOTICE BY PUBLICATION The requisite affidavit for publication having been filed, notice is hereby given to you: -Coral-Grafton Drainage District that Plaintiff has commenced this case in the Circuit Court of McHenry County against you and other defendants, for foreclosure of a certain Mortgage lien recorded against the premises described as follows: LOT 36 IN TALAMORE-POD 4, A PLANNED UNIT DEVELOPMENT, BEING A SUBDIVISION OF PART OF THE SOUTHWEST QUARTER OF SECTION 16, PART OF THE SOUTHWEST QUARTER OF SECTION 17, PART OF THE NORTHEAST QUARTER OF SEC-

TION 20 AND PART OF THE NORTHWEST QUARTER OF SECTION 21, ALL IN TOWNSHIP 43 NORTH, RANGE 7, EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF, RECORDED MARCH 8, 2006 AS DOCUMENT NO. 2006R0016397, IN MCHENRY COUNTY, ILLINOIS. C/K/A: 12230 Sinnett Street, Huntley, IL 60142 PIN: 18-20-227-007 said Mortgage was given by Manuel Ibarra and Lorena Alvarez, Mortgagor(s), to Mortgage Electronic Registration Systems, Inc., acting solely as a nominee for Universal American Mortgage Company, LLC, Mortgagee, and recorded in the Office of the Recorder of Deeds of McHenry County, Illinois, as Document No. 2007R0001622.

UNLESS YOU file your appearance or otherwise file your answer in this case in the Office of the Circuit Clerk of McHenry County, McHenry County Courthouse, 2200 North Seminary Avenue, Woodstock IL 60098 on or before February 2, 2015, A JUDGMENT OF FORECLOSURE OR DECREE BY DEFAULT MAY BE ENTERED AGAINST YOU FOR THE RELIEF ASKED FOR IN THE PLAINTIFF'S COMPLAINT. Joseph S. Davidson (6301581) The Wirbicki Law Group LLC Attorney for Plaintiff 33 W. Monroe St., Suite 1140 Chicago, IL 60603 Phone: 312-360-9455 Fax: 312-572-7823 W14-2606 pleadings.il@wirbickilaw.com I638778 January 1, 8, 15, 2015 Woodridge Suburban Life

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IN THE CIRCUIT COURT FOR THE TWENTY-SECOND JUDICIAL CIRCUIT MC HENRY COUNTY, ILLINOIS WELLS FARGO BANK, NA, Plaintiff, -v.RANDALL J. STADING, et al, Defendant 11 CH 00497 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on September 23, 2013, an agent for The Judicial Sales Corporation, will at 1:00 PM on February 9, 2015, at the NLT Title L.L.C, 390 Congress Parkway, Suite D, Crystal Lake, IL, 60014, sell at public auction to the highest bidder, as set forth below, the following described real estate: PARCEL 1: LOT 21 (EXCEPT THEREFROM THE NORTH 12 FEET THEREOF), IN BLOCK 1 OF THE ORIGINAL PLAT OF HUNTLEY STATION, A SUBDIVISION OF PART OF THE SOUTHWEST 1/4 OF SECTION 28, TOWNSHIP 43 NORTH RANGE 7, EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED JUNE 18, 1853, IN BOOK 7 OF DEEDS, PAGE 43, IN MCHENRY COUNTY, ILLINOIS, PARCEL 2: THAT PART OF LOT 7 BLOCK 1, WELTZIEN'S 2ND ADDITION TO HUNTLEY LYING EAST OF STATE ROUTE NO. 47, IN THE SOUTHWEST 1/4 OF SECTION 28, TOWNSHIP 43 NORTH, RANGE 7 EAST OF THE THIRD PRINCIPAL MERIDIAN, IN MCHENRY COUNTY, ILLINOIS. EXCEPT THAT PART DESCRIBED AS FOLLOWS: BEGINNING AT THE INTERSECTION OF THE EASTERLY RIGHT OF WAY LINE, BEING 40.00 EASTERLY OF THE CENTERLINE, OF ROUTE 47 WITH THE SOUTH LINE OF LOT 7 IN BLOCK 1 OF WELTZIEN'S SECOND ADDITION TO HUNTLEY PER DOCUMENT NO. 13561; THENCE ON AN ASSUMED BEARING OF NORTH 08 DEGREES 57 MINUTES 18 SECONDS EAST, ALONG SAID RIGHT OF WAY LINE 35.18 FEET; THENCE NORTHEASTERLY, AN ARC DISTANCE OF 35.82 FEET, ALONG A CURVE TO THE LEFT HAVING A RADIUS OF 6659.09 FEET AND A CHORD BEARING OF NORTH 08 DEGREES 28 MINUTES 03 SECONDS EAST, 36.82 FEET TO THE NORTH LINE OF SAID LOT 7 THENCE SOUTH 89 DEGREES 43 MINUTES 39 SECONDS EAST, ALONG SAID NORTH LINE, 11.96 FEET THENCE SOUTHWESTERLY, AN ARC DISTANCE OF 70.79 FEET; ALONG A CURVE TO THE LEFT HAVING A RADIUS OF 9446.79 FEET AND A CHORD BEARING OF SOUTH 08 DEGREES 20 MINUTES 01 SECONDS WEST, 70.79 FEET TO THE AFORESAID SOUTH LINE OF LOT 7; THENCE NORTH 89 DEGREES 43 MINUTES 39 SECONDS WEST, ALONG SAID LINE, 13.48 FEET TO THE POINT OF BEGINNING. SAID PARCEL CONTAINING 0.021 ACRE, MORE OR LESS. Commonly known as 10805 N. WOODSTOCK, STREET, HUNTLEY, IL 60142 Property Index No. 18-28-376-025, 18-28-376-089, Property Index No. (18-28-376-009 Underlying).

The real estate is improved with a single family residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twenty-four (24) hours.

No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, examine the court file or contact Plaintiff's attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-11-05712.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 Attorney File No. 14-11-05712 Attorney ARDC No. 00468002 Case Number: 11 CH 00497 TJSC#: 35-22 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I640639 January 15, 22, 29, 2015 The Farmside

ope y 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 151701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver's license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, examine the court file or contact Plaintiff's attorney: CODILIS & ASSOCIATES, P.C., 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL 60527, (630) 794-9876 Please refer to file number 14-10-44852.

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE, IL 60527 (630) 794-5300 Attorney File No. 14-10-44852 Attorney ARDC No. 00468002 Case Number: 10 CH 03698 TJSC#: 34-21898 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

I639265 January 1, 8, 15, 2015 The Farmside

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9(g)(1) (g)(4) this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS

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fy information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If

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pu a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all

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