14901 26 8

North King and Snohomish Counties, WA HOME & LIFESTYLE GUIDE Volume 26, Issue 8

Eaglemont Golf Course SPECTACULAR SETTING ON THE 12TH FAIRWAY Text R503497 to 52187

RealEstateBook.com To Advertise, Call Sharman @ 360-333-9566

14901.26.8 cover.indd 1

ELVA HUNTER 360-202-3086 Skagit Tradition Realty Cover home on page 6.

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fÇÉ{ÉÅ|á{ 14901.26.8 WRESnoh 11/3/2017 3:05 PM Page 1

Windermere

R E A L E S TAT E Windermere Real Estate / Snohomish, Inc.

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SNOHOMISH - Custom 4BD 2.75BA 4153sf. Epicurean kitchen. Filament lighting & hardwood floors. Master suite w/ spa-like bath. Surround sound & wet bar. Covered patio. $1,124,000 360-568-1537

DOWNTOWN SNOHOMISH - Minutes to the Farmers Market, shops, eateries, library, Centennial Trail and Aquatic Center! Spacious master suite. 4th BD/bonus room. $398,000 360-568-1537

SNOHOMISH - Structural masterpiece 4BD 3+BA 4492sf w/ 100’ frontage on Storm Lake. Massive fir beams, Italian Carrara marble, vintage hardware. Includes dock. $1,195,000 360-568-1537

SNOHOMISH - Impeccably maintained 3BD 2.5BA 2550sf + bonus rm. Hardwood floors, open living/dining. Kitchen open to family rm w/ stone wrapped fireplace. Manicured 1/2 ac. $575,000 360-568-1537

FOBES HILL - Beautiful log home on 2.38 acres w/ 2078sf rambler. Fireplace w/rock surround. Main level BD/office & BA w/ heated floors.36x36 shop w/ 1000sf up. $599,000 360-568-1537

ARLINGTON - Golf course & mountain views! 5BD 2.75BA 3428sf daylight rambler. Remodeled kitchen with gorgeous new granite. Master on main floor. Potential for MIL apt down. $549,950 360-568-1537

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Windermere Real Estate / Snohomish, Inc

731 2nd St, Snohomish, WA 98290

14901.26.8 EdmondsRE 11/3/2017 2:52 PM Page 1

425-921-2200 www.edmondsrealty.net Edmonds Realty, for the Entire Puget Sound Area $8

59

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Dennis Howard Owner

Lucille Noël Owner

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SNOHOMISH - COUNTRY ESTATE on a FULL ACRE! 5 BD, 5 BA 3594sf w/office on main. Private MIL Suite, Formal living room w/FP, skylights. Huge chef’s kitchen w/double oven & granite. Fenced yard. MLS:1152504 Text R448767 to 52187 $4

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FOR RENT Commercial & Residential

Edmonds Realty is fully equipped to meet all your needs, from helping you find a rental at the right price to managing your investment property.

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To see a list of properties available, visit

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EDMONDS - 6 BEDROOMS! Open room concept, updated kitchen, all new appliances. Master on main level. Private MIL includes 2nd kitchen w/dining. New roof, exterior paint & more!

RV parking. MLS:1164149 Text R489605 to 52187 $2

EDMONDS - COMMERCIAL Popular, busy restaurant with full bar. Near Edmonds Ferry Terminal and ferry line in downtown Edmonds. Seating for 78 inside, 45 outside. 23 parking stalls. $100k in renovations! MLS:1209961 Text R581766 to 52187

,95

SEATTLE - HEART OF BALLARD 3BD 2BA condo w/ Cascades view from lanai. Lovely backyard common area and low HOA dues. Bus line 2 blocks, downtown in 15 minutes. Two off-street parking. MLS:1200714 Text R572264 to 52187 $6

LYNNWOOD - SOPHISTICATED TOWNHOME 3BD 2.5BA w/ gorgeous kitchen, open main floor, & living rm w/ gas fplc.

Close to trails, parks & restaurants. Easy access to I-5/405 and many amenities! MLS:1196080 Text R560535 to 52187 $2

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BREMERTON - MOVE IN READY! Spacious 3 BD 2 BA, updated w/ new floors, paint, landscaping. Excellent location!

Walk to downtown, ferries, Olympic College, shops, etc. Fully fenced w/ shed. MLS:1197758 Text R549127 to 52187

Services offered • Day to day operations & maintenance • Collections & Accounts Payable • Reporting & statement preparation • Yearly budgets & More

Call 425-921-2200 to discuss how Edmonds Realty can make owning investment properties trouble free.

www.EdmondsRealty.net/commercialresidential-rentals.html

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FREE HUD Home List Please call 360-454-0629 for a list of HUD homes today! or visit www.Hudhomestore.com

For More Info Text R529145 to 52187

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For More Info Text R529352 to 52187

EVERETT 3BD 2.5BA 2743sf w/expansive windows, fireplace & french doors to private patio. Kitchen w/granite.

Main floor master. Loft/ family room, wet bar. R564

$6

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DUVALL 7.75 acres! 2 separate parcels, Great for an investor. Cute home w/ fresh paint & new carpets.

Skylights, pellet stove, & loft up! R577

For More Info Text R591200 to 52187

For More Info Text R538833 to 52187

GRANITE FALLS 3BD 2BA rambler on 5.75 acres! Lg kitchen w/granite counters. Hardwoods throughout most rooms. 44x44 RV shop + 36x24 shop. Possible MIL. R576

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CAMANO ISLAND 3BD 3BA 3840sf daylight rambler w/ breathtaking views! Updated kitchen w/ white cabinets & granite. Lower level media rm, rec rm, family rm. R588

For More Info Text R529410 to 52187

MARYSVILLE Easy access to freeways, bus lines, schools and shopping. Cute & functional 3BD home on .17 acre lot. Oak hardwood floors. 12x18 workshop. R570

Wendy Smith

Page 4

For More Info Text R585359 to 52187

REDMOND 3BD + huge bonus rm. Huge vaulted ceilings in living room. 13,000+ sq ft lot on greenbelt. Sought after neighborhood near Microsoft & Marymore Park. R585

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REDUCED - ARLINGTON 3BD 2BA w/ mountain views.

Formal living room, spacious kitchen w/island & pantry.

Trex deck w/ hot tub. Den & sun room. New flooring. R524

For More Info Text R532266 to 52187

CONCRETE Charming cabin on the on Skagit River.

Perfect get way for a vacation home. You will love the tranquil sounds of nature & Spectacular views! R575

(360) 454-0629 4salebywendy@gmail.com

14901.26.8 Karen_9300.QXT 11/3/2017 2:48 PM Page 1

www.karen.withwre.com (425) 238-2023

Karen Eckerson

Windermere Real Estate / JS

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NORTH EVERETT Exceptional home!

Bonus unfinished attic & basement not included in square footage mean plenty of space for your vision. Kitchen nook w/ breathtaking mountain/water view that extends across living room & office.

Remodeled bath & unique finishes. Near Everett Marina, naval base, & downtown.

Tammy Ebert (425) 339-7212 www.tammyebert.withwre.com Text R521573 to 52187

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On The Cover SPECTACULAR SETTING ON 12TH FAIRWAY

Elva Hunter (360) 202-3086

elvahunterrealtor@hotmail.com

BEAUTIFUL EAGLEMONT GOLF COURSE COMMUNITY Pride & workmanship in this immaculate 4BD 4BA 3358sf home.

Tile & hardwood floors, white shutters & blinds throughout. Kitchen w/ granite counters, 5 burner gas stove, casual dining. Great room w/ soaring book shelf & gas fireplace, wet bar w/ fridge & sink.

Spacious formal living & dining, den/office. Master w/Jacuzzi tub, walk-in shower, closet w/ built-ins. Spectacular setting on 12th Fairway, covered entertaining patio & 3 car garage. $695,000 For more photos & information, Text R503497 to 52187

LOCAL PRINT * DIRECT MAIL

For Advertising information in THE REAL ESTATE BOOK North King & Snohomish Counties featuring....

Arlington = Stanwood = Camano Island = Tulalip Marysville = Lake Stevens = Granite Falls Snohomish = Monroe = Sultan = Everett Mill Creek = Mukilteo = Lynnwood = Bothell Woodinville = Redmond = Kirkland Bellevue = Edmonds = Shoreline

Scan the QR Code to shop homes from your mobile phone!

Sharman Burnam (360) 333-9566 NKSads@aol.com

ONLINE Visit www.TheRealEstateBook.com to search properties.

Page 6

ONLINE * SOCIAL * MOBILE

If this one is not "The One", then let MELODY find you Another - call TODAY!

Su mmer All-Y ear Long!

Pacific NW Retreat - Westerly Sound Views & Private Beach Snohomish County, Tulare Beach, under 30 Minutes to Everett

$747,000 - Text R561349 to 52187

Melody Y eoman

SPECIALIZING in Lifestyle Properties WATERFRONT - LAKE - RIVER

425.350.7414

melodysellshouses@gmail.com Page 7

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WASHINGTON HUD HOME BUYING SEMINAR TIPS & SECRETS

Great for 1st Time Home Buyers or Investors. Limited Seating.

Call to schedule an appointment: 425-239-1184

How to buy a HUD-owned home

GRANITE FALLS - Text R560552 to 52187 HUD HOME 3BD 2.5BA home on private lot in gated community.

Modern kitchen w/granite counters. Tranquil setting.

Shed insulated w/power. RV parking, central A/C, wired for generator. Sold as is.

DEAL OF THE MONTH FHA 566-161922.

GRANITE FALLS - Text R530565 to 52187 HUD HOME MH in of Candy Cane Park.

Amenities: playground, clubhouse & pool! Kitchen provides ample storage. Vaulted ceilings in main living area add to its bright & airy feel.

Master w/ full bath. Sold As Is. FHA Case #561-909347.

*What is a HUD Home? *Where can you find HUD homes for sale? *How much do you qualify for and what will your monthly payments be? *How to make an offer on a HUD home, and More.

For More Information or to Register

Call 425-239-1184

DARRINGTON - Text R577442 to 52187 MOUNTAIN VIEWS Rambler w/ flowing living area. Wood stove in the living room. Kitchen has plenty of counter space. Charming front porch. Huge fenced back yard has room for entertaining & a deck to relax on. Roomy garage.

Do You Know

the Current Market Value of your home?

HUD HOMES Terrific Values - Save Thousands

If you are interested in selling, Please call for a Complimentary Value Update of your home.

360-474-5128

Text any Text Code to 52187 for Instant Viewing on your Phone

Keller Williams NW RE, LLC

CKRealEstateTeam.com

HOW TO BUY A HOME IN A TIGHT MARKET W

e all know the equation: low inventory means higher prices. Also known as a tight market, this setting can be stressful for buyers, who are trying to snap up their dream home yet keep running into competition. Attempting to purchase a house in this type of market can make the already complex process of buying a home even more overwhelming.

The following five tips can help buyers successfully get through the buying process in a tight inventory market:

yard, those cannot be addressed later and must be taken into account during the house hunting process.

BE READY TO MAKE A DECISION QUICKLY. In a seller’s market, homes rarely stay on the market long, so when a house that is in their budget and checks off all of their needs come along, buyers should not hesitate. Buyers should be ready to submit an offer quickly, or they may risk missing out on the home altogether.

DETERMINE & STICK TO A BUDGET. Before beginning the house hunting process, prospective homebuyers should receive loan preapproval from one or more lenders to verify how much they can borrow. Then, after taking into account additional costs of ownership such as taxes, utilities and insurance, buyers should determine a final budget they can comfortably afford. When listings are scarce, bidding wars can drive up prices, so buyers must be prepared to walk away if the asking price surpasses their budget.

BID COMPETITIVELY AND LIMIT CONTINGENCIES. It is tempting to submit a low offer as a starting bid, but in a seller’s market buyers need to put forward their highest offer from the very beginning or they are likely to lose out on the home. It is also important to remember that in multiple bidding situations it is not always the highest offer that is most attractive to the seller but the one with the fewest contingencies. Removing restrictions related to the sale of a current home and being flexible with things like the move-in date can make a bid stand out to a seller.

IDENTIFY DESIRED NEIGHBORHOODS AND HOME WANTS VERSUS NEEDS. When housing inventory is tight, buyers may need to compromise on what they believe they want from a home. Certain wants, such as stainless steel appliances or hardwood floors, can be added later.

However, if a buyer wants to be in a specific school district or have a decent sized back-

WORK WITH A REALTOR®. All real estate is local, so it is important to work with an agent who is a Realtor®, a member of the National Association of Realtors®, and who is familiar with the areas and neighborhoods the homebuyers are considering. They can give buyers the competitive advantage needed in a tight market.

The Basics of Buying Investment Properties

By Kenneth D. Rosen Editor’s Note: This was originally published on RISMedia’s blog, Housecall.

See what else is cookin’ now at blog.rismedia.com.

E

veryone wants a magic and immediate path to wealth. The bad news? The path doesn’t exist. Wealth is attainable through more conventional means. If you come to understand the real estate industry and if you deepen your own firsthand experience as you buy and sell investment properties, you’ll be on the road to success.

Along the road, there are six core principles that will make or break each real estate investment deal. They are the most important concepts you will learn. I call them the Big Six. With each successive deal I negotiated, I grew to recognize the common elements. The Big Six are part of a sequenced step-by-step formula that enables you to identify and purchase the right income property at the right price.

The elements of the Big Six Formula that will guide you into the basics of buying income properties are the following:

1. Location

Location is the single most important component of any real estate deal. It is crucial in determining your investment success. Look for properties that are situated in an “A” location. Such locations include the socioeconomic levels of the people who live or work in a particular neighborhood, its proximity to shopping centers, public transportation, crime levels, the nearness of prestigious universities and medical facilities, traffic congestion, zoning restrictions, the quality of schools, fire and police protection, and even the reputation of the local government and its officials.

2. Building Quality & Design Efficiency

Design efficiency interfaces with building quality. When you find an investment property you’d like to buy, you will need to scrutinize both elements. Look for properties that far exceed minimum construction requirements and that have useful and innovative design elements. This will not only make the property attractive to tenants but will add value to the property in the future. Design features on apartment complexes that stand the test of time include walk-in closets, large kitchens with windows, and his-andher bathrooms. In an office building, a common area factor of 15 percent is desirable as well as a ratio of four parking spaces for every 1,000 square feet of rentable space.

3. Tenant Profile

Tenants can represent either an asset or a liability in an in-

vestment. When you invest, your mission is to make sure your tenant profile is the former and not the latter. Just as you want a well-constructed and well-designed property, you’ll want stable tenants who are a good match for your property and have appropriate lease agreements.

Find out how much rent is generated and whether it is at market rate or under market.

You want to focus on finding an income property that offers the opportunity to increase rental income and, by doing so, multiply the value of the property so that you can resell it at a substantial profit.

get started, you’ll need to get a number of finance-related items in order. The first thing you should do before applying for a mortgage loan is to review your credit reports and your credit scores. Also, learn the terms, understand the components of a mortgage and how they interact, and be open to the full range of financing options available.

Banks and other financial institutions make money from mortgages. They are willing to negotiate. Be creative—you may be surprised at the terms you’re able to obtain from a bank or insurance companies, especially in today’s low interest rate environment.

4. Upside

6. Price

This fourth element refers to the cash flow growth possibilities offered by a particular property along with the likelihood that the property will increase in value. A property may cost $1,500,000 to construct, but if it brings in only the income of a $900,000 property, then it is worth only $900,000. The key to increasing value lies in buying a solid Class B property in an “A” location where the rents are under the market, the leases are short term, and there are no options to renew the leases.

5. Financing

In the musical Cabaret, there is a song with the lyrics, “Money makes the world go around.” It could just as easily be used to describe real estate’s role in the economic landscape. The free flow of money and access to credit is what adds vibrancy to property investment. Before you

The successful evaluation of a property’s price has more to do with how much information you can gather about a seller and the property than it does about the price tag on the real estate deal. You must look at the value of the property, which is not the same thing as its price. The crucial concern is not just how much the property costs, but what kind of income it can generate for you. A property may be architecturally perfect and engineeringly sound, but if you’re locked into long-term, under-market lease rates, the value will be eroded.

If you master these principles, wealth will be within reach.

However, it’s not enough to just understand and utilize the Big Six. You must execute them in order. That’s because they all fit together snugly to form your customized real estate formula.

How to Decorate Your Home for Fall Fall is one of the best seasons for decorating your home in a tasteful way that’s both festive and functional. Some of the most popular fall decorating themes include pumpkins, gourds, fall foliage, and pinecones to name a few. It’s time to say goodbye to summer and welcome the changing of seasons by adding a few cozy touches around your house with these tips.

1

Refresh Your Front Door: Maximize your curb appeal by adding piles of pumpkins and gourds to create a cheery look. Get creative by painting your house numbers onto one of the larger pumpkins, or throw in some potted croton and mums to your décor to complete the look. For a finishing touch, place a fall-themed wreath on the door.

2

Warm Things Up: With cooler temperatures creeping in, give your open spaces a snug feel by swapping out your lightweight pillows and linens. Instead of cotton and linen, opt for velvet or burlap materials in darker colors. Add a few throw blankets into the mix, and you’ll be ready to welcome guests for nights spent by the fire.

3

Add Fall Flowers: Just because summer is over doesn’t mean that flowers have to go along with it. If you’re looking to brighten up your home, there’s no easier way than to do so with flowers. Sunflowers and alstromeria are both great choices because they both last for about a week. Remove all leaves below the water line and change your water every few days in order to keep your blooms fresh.

4

Add a Rocking Chair: Pair a rocking chair with a plaid blanket outside on the porch for the ultimate fall look.

All that you’ll be missing after that is a cup of pumpkin flavored coffee.

5

Bring Outside In: Fall leaves are ideal for sprinkling on the mantle or for pressing onto wax paper during an afternoon of crafts. Use backyard leaves to create streamers for fall-themed parties, or frame them for artwork around the house. The options are endless!

6

Turn on the Fire: Fireplaces take the center stage when it comes to the fall season. If you have a wood fireplace, now is the time to make sure that you have enough firewood for the rest of the season.

If you’re using gas, don’t forget to turn it off when you leave to go somewhere. Nonetheless, a roaring fire paired with a comfy sofa and views of the changing leaves creates the perfect fall setup.

14901.26.8 HaugFolk_0100 11/3/2017 2:55 PM Page 1

Brenda Haug 866-768-7910 Designated Broker/Owner

425-290-2125 (cell)

Land • Residential • HUD • Foreclosures

brenda.haug@hotmail.com www.brendasbestbuys.net

Making your dreams affordable 31 years of experience Text R577436 to 52187 2 $3

00 5,

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$4

ARLINGTON 3BD 2BA stick-built Rambler on HUGE lot w/RV parking & shop w/ office in back! ADA accessible.

Garden area, patio wired for hot tub.

Text R297450 to 52187

1 $4

95 9,

Text R541848 to 52187

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EVERETT Two darling Lake View homes on one lot! Both w/ view decks.

Nice yards. Current tenants would like to continue renting. Great investment!

Text R513073 to 52187

5 $3

GRANITE FALLS 3598sf 4 BD 3BA, formal living rm, HUGE Formal dining rm w/coffered ceilings.Big kitchen w/walk in pantry. Lg office on main floor.

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STANWOOD 3BD 2.25BA w/partial Sound, Bay & Mt views. Very open floor plan w/ family rm off kitchen. Large deck.Outbuilding w/ finished interior.

Lilyan Folk 425.319.7197 lilyanfolk@comcast.net

Text R530566 to 52187 $4

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ARLINGTON Beautiful 5.3 acres w/ small bar3BD 2BA w/ vaulte ceilings, pellet stove. 4 car garage & shop outbuilding. 2 big decks! Assumable loan.

Text R507100 to 52187

$2

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ARLINGTON Private 4.95 acres with PUD water, 4BD Gravity septic AsBuilt approved & power on site. Old garage/shop is usable. Room for shop.

Trust •

Se rv i c e •

E xperience •

$450,000

QUALITY & CARE THROUGHOUT! 1st time ever on market. Boasting grand size living room w/see through firpelace, wrap around deck, huge kitchen w/ new stove top & hood. Mahogany & oak throughout. Lower level 4thBD, 3/4BA, rec rm. Huge shop. RV parking.

To see more photos, Text R504269 to 52187

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KIM WOODMANSEE

CERTIFIED NEW HOME SALES PROFESSIONAL

360-421-5469

kimwoodmansee@johnlscott.com

R E A L E S T A T E JOHN L SCOTT/SKAGIT

W N ed O M ne W od sd OP el ay EN to 1 Su -4 nd ay

LOOKING FOR NEW CONSTRUCTION IN MOUNT VERNON?

!

FAST G N I ELL

76 New Homes from the $300’s

S

1400-2834 SF Ramblers & 2-Stories 2-3 Car Garages

DIRECTIONS: I-5 Exit 227, E on College Way, L on Martin to SummerSun Estates

www.SUMMERSUNESTATES.com

EY LL

ESTIMATED COMPLETION NOVEMBER

SE DR O-

SE DR O-

W OO

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BYK CONSTRUCTION INC * 2 NEW HOMES IN GATEWAY HEIGHTS

Photo of Similar Home

3 BD + Den, 2.5 BA, 1841 sf

Photo of Similar Home

3 BD + Den, 2.5 BA, 2196 sf

Vaulted den on main level. Entry, dining room, and kitchen with engineered hardwood. Great room w/ gas fireplace. Kitchen w/gas stove and large island w/slab granite. Mini splits that heat and cool! Painted millwork. Patio. Landscaped. MLS:1180616 $325,000

Two story entry. Fireplace in great room. Kitchen w/ ss gas range, micro hood, dw and slab granite counters.

Upstairs BDs w/Jack & Jill bathroom. Master bedroom w/sitting area & fireplace. Tank less water heater. 3 CAR GARAGE! MLS:1180660 $355,000

Text R507092 to 52187

Text R507099 to 52187

Page 10

KimWoodmansee.JohnLScott.com

10201.39.12 JLS_Summersun.indd 1

11/3/2017 3:07:02 PM

DEB DEL FIERRO 206.353.8922 Deb@copacrealestate.com

copacrealestate.com

4 bedrooms | 3.25 bathrooms | 3,557 sq ft | $1,425,000

Like stepping into the Scottish Highlands 5.74 acreestate surrounded by beautiful gardens.

Foyer & grand entry staircase, formal dining & living space. Gourmet kitchen, butler’s service, dual staircase, 2 master suites, lg bonus rm w/ projector. Artist’s Studio. 6 stall wet barn.

To see more photos, Text R486616 to 52187

WES GRAHAM

NMLS 71279 | Senior Loan Officer O: (425) 979-5729 M: (425) 268-0116 wesley.graham@CaliberHomeLoans.com

www.CaliberHomeLoans.com

10510 NE Northrup Way, Suite 150, Kirkland, WA 98033 Caliber Home Loans, Inc., 3701 Regent Boulevard, Irving, TX 75063 NMLS ID #15622 (www.nmlsconsumeraccess.org). 1-800-401-6587. Copyright © 2015. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Other restrictions and limitations apply. Washington Consumer Loan Company License No. CL-15622

Page Page11 6

14901.26.8 DebDF.indd 1

11/3/2017 2:51:56 PM

Welcome to

Pine Creek Phase 2 is starting pre-sales!

We’re building a place you can call home!

Pine Creek Estates is a new community of quality Northwest contemporary homes conveniently located 5 minutes from Interstate 5 in the City of Mount Vernon, Washington.

Built on large lots, our 1- & 2- story homes feature granite countertops, stainless steel appliances, natural gas fireplaces, covered patios and porches.

Phil Esau

For more information, Text R591227 to 52187

COPAC Real Estate

360.594.8600

phill@copacrealestate.com

3 CAR GARAGE OPTION AVAILABLE!

Deb Del Fiero COPAC Real Estate

206.353.8922

Deb@copacrealestate.com

Mount Vernon

MODEL HOME

Trumpter Dr

N

Martin Rd

4 Rambler plans 3 Two-story plans NW Contemporary Design 1762 sq ft - 2816 sq ft Gas Fireplaces Beautiful cabinetry and trim Granite Countertops Ramblers with no-step entry Base Prices From $375k

N 30th St

• • • • • • • • •

Centennial Elementary School

E College Way

..................

Mike Mulder

Listing Agent COPAC Real Estate 360.366.3357 mik@copacrealestate.com Seller is a Licesned Real Estate Broker

the right home loan, right here.

Susie DeVries

Mortgage loan officer, NMLS #487442 360-230-2246 – office | 360-333-0429 – cell All loans are subject to credit approval Member FDIC Equal Housing Lender

NMLS# 401867

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11/3/2017 3:01:52 PM

RICHARD B. PERDUE 425.344.6857

RichardSellsSeattle@gmail.com

www.RichardSellsSnoCo.com

www.RichardSellsSeattle.com Hablo Español Thinking about Selling and Saving $$$ - Call today!

Bothell GORGEOUS, UPDATED & WELL MAINTAINED Westhill 4BD 2.5BA 2090sf w/ open design, large bedrooms, beautiful updated kitchen and baths, hardwood floors, new furnace, new plumbing, new carpet and paint. $635,000 Text R516085 to 52187

Bothell BEAUTIFUL CONTEMPORARY Canyon Park 4BD 2.5BA 2262sf home in Northshore School District. Entry with hardwood flooring. Large Family room with gas log fireplace. New interior paint including doors. New garage door. $639,900 Text R597118 to 52187

Edmonds PRIVATELY OWNED BEACH Picnic Point 7.4 acres with 885’ of beach frontage & tidelands, west of RR tracks. Includes cabin w/ 180° view of Puget Sound, Whidbey, Olympic Peninsula, shipping lanes. Adjacent parcels may be avl. $1,000,000 Text R597116 to 52187

Bothell BEAUTIFULLY UPDATED 4BD 2BA on 7,405sf lot on a quiet street. New vinyl flooring & carpeting, kitchen with slider out to entertaining deck. Kitchen and baths all have new cabinets and granite counter-top. Northshore schools. $485,000 Text R516080 to 52187

Magnolia MIID-CENTURY VIEW HOME 4BD 2.5BA 3090sf home perched on a 9,167sf corner lot. Completely updated! Kitchen w/ granite counters, new hardwood floors, & new stainless appliances. New furnace, garage doors, & more! $1,499,000 Text R516063 to 52187

Monroe INCREDIBLY GRAND 4BD 2.75BA 2796sf home minutes from downtown Monroe, in a peaceful country setting. Wainscoting, luxurious built-in cabinetry, gourmet kitchen, cozy family room and a huge bonus room upstairs. $520,000 Text R516064 to 52187

I'm Richard Perdue, a premier real estate expert in the Puget Sound area. Whether you're looking to buy or sell in Seattle, Everett, Marysville, Arlington or anywhere in-between, I look forward to working with you. In this fast paced market you deserve an experienced Agent who has the knowledge & tools to navigate for your best interests. Contact me so I can keep you updated on the latest real estate news in our area. I'm looking forward to answering your questions and helping with any real estate needs you may have.

Richard B. Perdue 425.344.6857 Page 13

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Online syndication with The Real Estate Book has global reach.

Listings are posted daily to our extensive portfolio of online partners. Luxury listings are also posted to international editions of The Wall Street Journal, including Asia, Europe, India, China and Latin America, Mansion Global editions in English, Spanish and Chinese, and PropGoLuxury.

L U X U R Y O N L I N E PA R T N E R S

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(425) 359-7747

JaniceKennedyRE@gmail.com

LYNNWOOD - $675,000

MARYSVILLE - $325,000

Janice K ennedy Buying or Selling?

Please call me with any real estate needs or questions.

LOGAN RIDGE 5BD 3.5BA 3122sf with amazing views, vaulted ceilings and open concept living with granite counter tops and stainless appliances.

Central AC, irrigation system. Lower level possible apartment/MIL. To see more photos, Text R595976 to 52187

NEWLY REMODELED 3BD 2BA Craftsman. Kitchen w/ new cabinets, new flooring, new stainless steel appliances. Dining room with french doors that open to deck & large fenced back yard. HUGE basement. New roof.

For more information, Text R595930 to 52187

Real Estate Broker - Washington

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Create Privacy, Divided Zones. Escape the hustle and bustle while making a space feel more intimate with the use of barriers like large plants or trees, a pergola, or privacy panels. Designing distinct spaces with divided zones helps create the feel of a secluded getaway and gives each area purpose.

Design for All the Senses. The best spaces are those that delight all the senses. In addition to designing a comfortable, beautiful space, consider adding outdoor speakers for music that sets the mood, or a water feature that eliminates street noise. Relax and enjoy the delicious smell of grilling or the experience of roasting marshmallows over an open flame. Consider adding fragrant bushes to fill the night with a sweet scent. Get creative.

Are you looking to get more out of your outdoor spaces? Dreaming of days spent lounging al fresco with friends and family? You’re far from alone.

“The research shows the most loved areas of the home combine relaxation, socialization and functionality,” says Stephen Schroeter, Napoleon Products senior vice president of Sales and Marketing. “Outdoor spaces provide a great opportunity to accommodate all three, yet they are still vastly underutilized by most homeowners.” He has some top tips for creating the dream outdoor oasis: Add an Outdoor Kitchen. Outdoor kitchens are growing in popularity, and for good reason. Not only do they meet a basic need, but they do so in a fun, engaging atmosphere. No one wants to be stuck inside preparing a meal when the party is out under the sun—or stars. The showpiece of every great outdoor kitchen is a quality, professional grill, either freestanding or built-in. Other culinary considerations include outdoor refrigerators or coolers to keep beverages cold and flowing freely, pizza ovens, and sinks for easy clean-up.

Establish a Gathering Place. One of the most important features of an outdoor space is an area for socialization. A central location with a variety of seating options creates a welcoming atmosphere.

Consider a built-in fireplace or a fire pit to provide a focal point and enable the space to be used later into the season.

Add Accents. Small touches can go a long way.

Homeowners can personalize a space with items that define their style and personality or focus on a fun theme. Don’t be afraid to add bold pops of color—an outdoor living area is a great place to explore a more adventurous design than you might consider inside the home.

HOME SAF ETY: BEST PL AC E S TO P U T S E CU R I TY CAMER AS

If

you’ve decided to put up security cameras for your home for the first time or are considering widening your safety net, knowing the proper way to place and angle your cameras is vital to keeping your home as safe as it can be. Not only can proper camera placement catch important details of possible crimes in your area, simply placing them properly can deter a crime from happening in the first place.

The most important factor in judging where to place a camera is simple: Your home is your home. You know what the layout is, you know where the most important rooms are, and you may be in the unfortunate position of knowing how someone entered your home without your permission in the past.

Before you begin placing any equipment, consider some basic questions about your home’s surveillance needs. Some questions to consider include:

• What parts of your home are you most concerned about?

• If someone has broken into your home before, even before you owned it, where did that occur?

• Are there any spots on my property that aren’t plainly visible to the street or my neighbors?

• Do you need to keep any local camera placement laws in mind?

Though you may come to a variety of conclusions and potential diagrams for your home security systems, consider the usual entry points for potential burglars when casing a home. Knowing the most common routes of entry can take a large portion of the workload off of you simply by observing recorded statistics. With over 80 percent of burglars

entering a home through the first floor, whether through door or window, it’s especially important to keep the entirety of your property’s entryways covered. At the same time, trying to cover low locales, such as your doors and windows, may leave cameras in easy reach of criminals, thus completely negating their usefulness.

If you find you have a lack of safe places to place a camera, consider looking into protective caging for your equipment to protect it from being knocked out of order while you aren’t looking. This is also a good time to contemplate what special tools you may need to complete your installation, so ensure you check your camera system to see its recommended outfitting requirements that might need special preparations.

While losing a camera can mean losing important evidence to help identify vandals or thieves, there are clever ways to keep yourself safe that might goad a criminal into making a misstep. Placing a dummy camera in obvious sight not only deters crime by showing you keep your home under tight watch; it also gives an easy target to a potential burglar that can distract them from hidden cameras that catch them in the act.

As an added bonus, dummy cameras are far cheaper to replace than expensive professional models.

Most importantly, you must consider the features of each camera when placing it.

Cameras cannot focus on multiple ranges and angles at once, so if you want to catch a trespasser’s face on video, mounting your camera up too high can miss their distinctive features, but a raised camera may have a better time picking up a car’s license plate when placed overlooking your driveway.

In the end, even poorly-placed cameras will offer better home security than not having any at all, but there’s no reason to leave proper home security to chance. Knowing how to place your first line of defense can keep you safe before and after any crime, and knowledge is always your best weapon.

The ABC’s of Flood Insurance

BY B A R B A R A P RO N I N

Many home buyers are surprised to learn that while most standard homeowner’s insurance policies may cover water damage caused by a burst pipe within the home, they may not cover damage caused by an overflowing river. Because only a few inches of flood water can cause tens of thousands of dollars in damage, some lenders may require the purchase of flood insurance before closing – even if the property in question is not in a high-risk area. Lender requirements in this regard are communicated in their instructions to escrow when loan documents are issued.

Who determines whether, or how much, flood insurance is required? What do agents and their clients need to know? The answers are as simple as ABC:

A

B

C

WHO MUST HAVE IT?

WHO SELLS IT AND HOW MUCH DOES IT COST?

WHAT DOES IT COVER?

With assistance from the U.S. Army Corps of Engineers and local flood control authorities, the Federal Emergency Management Agency (FEMA) maintains flood insurance rate maps for communities nationwide. The maps are divided into flood zones denoting high, moderate or low risk of flooding. It makes sense that mortgage lenders require flood insurance for coastal homes or homes in other high-risk areas. But historically, says the National Flood Insurance Program (NFIP), about one in every four flood claims comes from moderate or low-risk areas, where federal law does not require insurance. Hence, many lenders may require flood insurance in all flood zones, regardless of risk, especially for federally regulated or insured (such as FHA) loans.

The NFIP, managed by FEMA, offers flood insurance to homeowners in participating communities, and provides small discounts to communities that take steps to mitigate flood risk. The actual policies are sold not by FEMA, but by private insurance companies.

Since NFIP coverage tops out at $350,000 for one’s home and possessions (see C, below), ‘excess flood insurance’ may be purchased to cover claims above the NFIP limits.

In many regions, state flood insurance plans offer perks such as a 15-day waiting period before coverage kicks in, as opposed to 30-days with NFIP plans. The cost is determined by such factors as the level of flood risk and the estimated cost to rebuild. While flood insurance premiums are government-regulated, homeowners can retain some control over their cost by varying the deductible amount.

Flood insurance generally covers direct losses caused by flood waters, but actual coverages will vary based on the specific facts of the incident and the provisions and exclusions in the applicable insurance policy. The maximum insurance amount allowed by law is $250,000 for the structure. (While people tend to associate floods with total loss, the average flood claim is about $30,000, according to NFIP.) Contents coverage for furnishings of up to $100,000 is optional. However, neither building nor contents flood insurance will most likely cover the loss of certain personal property (such as currency) or living expenses such as temporary housing while the home is being repaired.

This is why you move to America’s #1 Cities and work with the #1 team!

North Homes Realty, Inc

MOUNT VERNON NW contemporary on .42 acre. In-ground pool & hot tub spa. Finished man-cave/bonus rm. Rec rm w/ wet bar. $479,500 Text R519716 to 52187

Connie Moulaison

Anita Kohl

Sandi Riley

360.770.1341 moulaison.connie@ gmail.com

360.961.7795 anitakohl@ Century21.com

360.770.8670 SandiRiley@ Century21.com

PARKWOOD 6 car garage! Custom 5BD 3.5BA Craftsman. Master suite down. Huge country kitchen. Lap pool/ hottub. Mt. Baker view! $644,500 Text R380334 to 52187

LYMAN Oversize .70 acre lot, end of street privacy. Estate sale manufactured home needs cosmetic updating.

Lg shop/garage. $188,900 Text R588112 to 52187

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LYMAN 5+acres w/ at least 2 possible building sites. Bacus Hill Water Assoc share available for hook-up! Close to town w/ views. $119,999 Text R401977 to 52187

MOUNT VERNON Westerly views!

Remodeled w/ quartz counters, eucalyptus hardwood flrs, recessed lighting, & more! 2nd kitchen down. $369,900 Text R566961 to 52187

ANACORTES Updated 5BD 3BA 3014sf Skyline home. Burrows Bay & Olympics view. New windows, paint, stainless steel appliances. $689,000 Text R527247 to 52187

CONCRETE Beautiful 1/2 acre lot in Cape Horn area, MHs ok. You can still get your piece of paradise with this nice lot. Has lots of potential. $45,000 Text R352926 to 52187

SEDRO-WOOLLEY 6.31 acres with well, 220 amp power, 4 bedroom Septic already installed. Building permit for Triple wide. No wetlands. $281,954 Text R560846 to 52187

BURLINGTON Two homes overlooking Gage’s Lake, w/ 1200'+ frontage. 2 large shops on property with lots of room for work and/or storage $1,100,000 Text R560924 to 52187

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14901.26.8 Natalee 11/3/2017 3:00 PM Page 1

Arlington - $310,000

Master Designed Townhome in a Golf Course Community 3BD 2.25BA w/ open main living plan. Backs to golf course. Upper floor Owner’s suite w/ vaulted ceilings, decorating ledges and more.

Upper foyer is open, giving a large feel. New interior, exterior paint and carpet. All appliances included.

To see more photos, Text R577437 to 52187

Arlington - $799,950

ESTATE ON 10 ACRES Indoor Arena, Community Barn, Private Stall 4BD 3BA 4054sf. Southern style w/ covered front and back porches.

Main level owner’s suite w/ fplc & views of the Cascades. Chef inspired kitchen. 3 car garage and lower garage for 6+ cars.

To see more photos, Text R512444 to 52187

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Jenifer Murrweiss

EL IT E

Broker & Realtor Master Certified Negitation Expert Certified Short Sale Negotiator Seniors Real Estate Specialist

425-422-7243

www.snohomishcountyhomesinc.com

• Firefighters • Law Enforcement • Military (Active, Reserve & Veterans) • Healthcare Professionals • EMS • Teachers

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SILVER LAKE 2BD + den, 2BA home on large 0.34 acre corner lot. Large kitchen, skylights, gas heat & A/C. Open floor plan w/ all newer laminate flooring. Bring your hot tub- wiring already in!

New roof, large heated garage w/ add shop area, RV parking.

Text R596011 to 52187

0 95 9,

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EVERETT Amazing 4-level home w/ Puget Sound views! Enjoy morning coffee on your own master suite deck looking to the Sound or in the evening watch the sunset.

Two master suites, 2 addl large bedrms up & den (5th BD) on lower level. Mukilteo schools.

Text R547466 to 52187

50

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212-3533 313-6088 victor@allstate.com

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Page 22

WOODINVILLE Amazing and rare opportunity to own a Burnstead resale in the Crossings at Cottage Creek. Nestled in a park like neighborhood you will feel right at home from the moment you walk in. 3 large BDs, 2.5BA & den on main & huge media room.

Just Listed - call for details

LYNNWOOD Priced to sell! Come take a look at this perfect starter condo in a park like setting. Storage off patio and assigned parking place. Close to Alderwood Mall & I-5. Great location & light rail coming to Lynnwood makes this a perfect investment!

Text R510535 to 52187

Auto * Boat * RV * Motorcycle Home * Rental * Business Flood * Umbrellas

14901.26.87 WilliamsRE_0100 11/3/2017 3:06 PM Page 1

WILLIAMS REAL ESTATE BROKERS Call for more information

(877) 265-9697

www.williamsbrokers.com

GREAT POTENTIAL! Cute Lake Stevens home on huge fenced lot. Perfect for adventurous first time buyer wanting to do rehab loan or investor/ flipper! Excellent location too. Large deck in back and great outbuilding for storage. Beautiful Chestnut tree in front yard- Bring this charming home back to life and make it yours!

Text R574096 to 52187

CHARMING MID-CENTURY HOME 3BD 2.75BA 2280sf w/ daylight basement. Lake views! Updated kitchen includes quartz counters, breakfast bar, gas cooking, large utility room with pantry storage, 2 bedrooms, full bath.

Large entertainment deck off main kitchen. Daylight basement with exterior entrance, 2nd kitchen w/ appliances, bedroom w/ WIC, 3/4 bath, add’l finished room. Large upper bonus room over garage w/ deck, views of Lake! Garage w/ 220 work space, add’l 3 rooms (office, storage?) and 3/4 bath. R887 To see more photos, Text R538825 to 52187 SNOHOMISH ACREAGE 5.11 Acres on Dubuque Creek with approved 4 bedroom building and proposed well site. 4 car shop built on slab. Nicely treed property with some open space. No access over creek. May be another possibility for access from top of property. Buyer to verify all information to their own satisfaction.

Text R529405 to 52187

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14901.26.8 Torset 11/3/2017 3:02 PM Page 1

Michelle Torset

Visit our Real Estate Resource Centers at Alderwood Mall & Everett Mall

Listing Specialist

Marketing-Production

425-233-5188 888-643-4112

www.TheTorsetTeam.com

The perfect time to LIST your home FOR SALE! BUYERS are looking so don't miss your best OPPORTUNITY. EDMONDS

EVERETT

ONE OF A KIND 4BD 2.75BA 3340sf priced below total investment! 50yr roof, island kitchen, SS appliances, large family rm. Imported hardwoods & high-end carpet. Lower level den + bonus rm. $725,000 Text R470844 to 52187

INVESTOR ALERT Opportunity to have R-5 Multi-family, clinic or office. Good mix of Business and Residence. Alley access and on street parking. Central location to Hospitals, I-5 North & South. $329,000 Text R491917 to 52187

USELESS BAY 3BD 1.75BA 2052sf Beach Home w/ 50 ft on Deer Lagoon, sandy beaches & unimpeded views! Views of Olympics & colorful sunsets and wildlife. EZ access to Ferry, quick trip to Mukilteo. $775,000 Text R461103 to 52187

LUXURY HOME 5BD 4.75BA 6400sf on 1+ acre. True pride of ownership full of high end upgrades & designer touches.

Impressive finished basement. Minutes to I-5 & all amenities.

MSVL & Lakewood SD. $896,000 Text R427451 to 52187

REMODELED FARM HOUSE 1325’ river frontage. Spacious Master suite w-heated floors. Large home office, 48x36 shop w-220. 48x56 barn w-loft. Farm or just enjoy the good ol'Country Living! $723,800 Text R401790 to 52187

PRICELESS SUNSETS VIEWS of Saratoga Passage, Olympics & Whidbey Is. 3BD 3.5BA 3534sf w/ 2 enormous rec rooms. Low maint yard. Beach rights & community waterfront.

1 yr Home Warranty. $569,950 Text R375213 to 52187

CLINTON

ARLINGTON

MARYSVILLE

CAMANO ISLAND

Ready to Buy? Contact our Team of Buyer’s Specialists

LaDon Torset

Buyer’s Specialist

206-786-8021

Ben Cole

Buyer’s Specialist

360-540-4834

Rick Vannoy

Buyer’s Specialist

425-344-2971

Ally Lysen

Buyer’s Specialist

425-407-8005

Clint Simon

Buyer’s Specialist

425-446-1238