14901 24 10

IN THIS ISSUE: 5 Ways to Save Energy When It’s Cold Outside

Volume 24, Issue 10

NORTH KING AND SNOHOMISH COUNTIES, WA

Get more photos and details from your phone.

Text P168464 to 85377 TO ADVERTISE, CONTACT: Sharman Burnam 360-333-9566 NKSads@aol.com

RealEstateBook.com

Request FREE MAGAZINES online, or call 800-841-3401

14901.24.10 cover.indd 1

CONTACT: Natalee Thurston 877-254-3003 Windermere RE / JS

COVER HOME: FORMER MODEL HOME

Prime location on premium greenbelt lot.

Property details on page 6.

12/30/2015 4:44:20 PM

fÇÉ{ÉÅ|á{ 14901.24.10 WRESnoh 12/30/2015 5:13 PM Page 1

Windermere

R E A L E S TAT E

Windermere Real Estate / Snohomish, Inc.

COUNTRY OASIS ON 6+ ACRES

WATERFRONT CABIN ON FLOWING LAKE

SNOHOMISH - Remodeled, cute & cozy! Slab granite counters, vaulted ceilings, wood wrapped windows, hand scraped hardwood floors, pendant lighting. 2 car garage. $374,950 360-568-1537

SNOHOMISH - Outstanding views! Steps from the lake.

Great room w/ warm wood fireplace, open kit w/ granite counters. Matching storage shed, fire pit. About 50’ frontage. $299,950 360-568-1537

SNOHOMISH - Custom 4 BD, 2.5 BA, 2335 SF on nearly 5 ac. Wrap-around 1000 SF trex deck & outdoor entertaining space w/ creek. Shop w/ 4 covered parking. $629,950 360-568-1537

SNOHOMISH Bright & Cheery, 3 BD, 1.75 BA w/open kitchen & living. Lg master with views & walk in closet. Mudroom w/ laundry. Newer windows, doors, trim & much more. $263,000 360-568-1537

PRIVATE & BEAUTIFUL

FOBES HILL CLASSIC

SNOHOMISH - 2150 SF, 4 BD, 1.75 on 7+ acres. Expansive views of the Snohomish River Valley. Detached garage, detached shop, outbuildings & cross fenced pastures. $489,000 360-568-1537

GRAND HOME ON SECLUDED 5 ACRES

$10K PRICE DROP!

GRACIOUS LIVING

ALMOST 7 ACRES OF PRIVACY

SNOHOMISH - 6 BD, 6.5 BA, 4498 SF w/ views of Cascades & Mt. Rainier. Remodeled to the studs! Chef’s kitchen. Main floor master. Unfinished 1400 SF bsmt. 2500+ SF barn. $975,000 360-568-1537

Office: (360) 568-1537

wre.sno@windermere.com

Windermere Real Estate / Snohomish, Inc

SNOHOMISH 5 view acres, 30x60 shop w/ 1000 SF loft, det garage. Open gathering concept home w/ cherry floors. Master on main. Bonus rm, music rm, craft rm! $734,950 360-568-1537

731 2nd St, Snohomish, WA 98290

MONROE 3 BD, 3 BA home just minutes from Downtown. Huge shop w/ 220 amp wired, plenty of space for a workshop. 2 large outbuildings. Private wooded area. $399,000 360-568-1537

14901.24.10 EdmondsRE 12/30/2015 4:46 PM Page 1

425-921-2200 www.edmondsrealty.net Edmonds Realty, for the Entire Puget Sound Area $3

10

,00

Dennis Howard Owner

Lucille Noël Owner

0

$9

SOUTH EVERETT - MOVE IN READY! Well maintained 3 BD, 2.5 BA w/ great kitchen with lots of cabinet space. Open floor plan to living room, dining room, and kitchen that provides lots of natural light. Sde-yard deck for entertaining.

Just listed! $5

75

,00

0

50

,00

0

MUKILTEO - STRIKING SOUND & MOUNTAIN VIEWS 4 BD, 2 BA w/ new 50 year roof. Master bath w/ 5 piece MB. Newer furnace/water heater. Grand staircase. 3,618 SF of elegance!

Huge 2nd rec rm. MLS:844567 Text P818977 to 85377 $4

95

,00

0

SOLD BELLEVUE - BRING YOUR VISION! Home with excellent bones. Upgraded roof, exterior and interior paint. Kitchen has been upgraded. New laminate flooring. Oversized lot with pear, plum and apple trees. MLS:863866 Text P851068 to 85377 ,9 $1

70

,00

0

$2

EVERETT - COMMERCIAL 210’ Evergreen Way frontage Zoned B2. Located in highest density mixed use zone of Evergreen Revitalization Plan. Two buildings. Multiple development possibilities. MLS:847337 Text P473060 to 85377

FOR RENT Commercial & Residential

Edmonds Realty is fully equipped to meet all your needs, from helping you find a rental at the right price to managing your investment property.

To see a list of properties available, visit

FO RR

EN T

EVERETT - COMMERCIAL DUPLEX 70 feet of Evergreen Way retail / commercial street frontage. Complete remodel!

Mfg, fab, medical, dental, coffee, restaurant, retail, spa, so many uses! MLS:868642 Text P312594 to 85377 95

,00

0

ARLINGTON - CHARMING PERIOD HOME Modernized 4 BD, 2 BA, 2560 SF w/ classic hardwood floors, highly functional built-ins, beautiful dining room, bonus rm, huge rec rm, bar, MORE! MLS:858451 Text P850787 to 85377

Services offered • Day to day operations & maintenance • Collections & Accounts Payable • Reporting & statement preparation • Yearly budgets & More

Call 425-921-2200 to discuss how Edmonds Realty can make owning investment properties trouble free.

www.EdmondsRealty.net/commercialresidential-rentals.html

14901.24.10 WendySmith 12/30/2015 5:32 PM Page 1

HUD

Save

Thousands!

Homes!!

Equal Housing Opportunity

0 ,0 0 For More Info Text P218897 to 85377

D

SPACIOUS log sided MH on 2.6 acres. Light & bright 3 BD, 2 BA, large kitchen with skylights and a island. Nice size living room & covered front deck. Ad #331

LI

HUD Home

$2

JU ST

39

,0 0

0

For More Info Text P196097 to 85377

For More Info Text P305563 to 85377

PLENTY OF ROOM! 2300+ SF on 1.28 acres! 3 BD + office.

Lg living room and great room with a entertainment size deck. Huge 3 car shop + det 2 car garage. Ad #339

0 57 $1

ARLINGTON Nice 2 BD, 2 BA MH on .40 acres. Large living room & designer colors. Fairly level lot w/ large storage shed & room for garden & RV parking.

HAT ISLAND Warm & inviting cabin on south side of private island.

Vaulted knotty pine ceiling, white cabinetry in kitchen, , metal roof & wraparound deck. Ad #325

0

For More Info Text P235139 to 85377

,9 5

0

89

,0 0

$2

79 $2 For More Info Text P247866 to 85377

ABSOLUTELY ADORABLE Arlington 3 BD, 1.5 BA. Large living room w/ fireplace, sun rm/dining w/ built in hutch.

Wood floors throughout. Detached 2 car garage. Ad #290

Wendy Smith

Page 4

HUD Home

Call for more information!

,0 0

0 ,9 5 29 $5 For More Info Text P235135 to 85377

CUSTOM BUILT 4 BD, 2 BA. 2101 SF new construction Rambler nestled on a Very Private 4+ Acres bordering the 5th Hole on the Kayak Point Golf Course. Ad #320

HUD Home

37

AFFORDABLE! 3 BD, 2 BA MH on a full fenced .61 acre lot.

Large shop/ garage. Living room w/ wood burning stove.

Rv parking.

Community beach rights.

Ad #R312

ST E

HUD Home

$1

$1

20

,0 0

0

FREE HUD Home list call 360-454-0629 or visit www.Hudhomestore.com

For More Info Text P218912 to 85377

COMPLETELY REMODELED 5 BD, 2.75 BA, 2151 SF w/ gleaming hardwood & slate floors. Kitchen w/ granite counters & pine cabinets. Downstairs poss MIL. Ad #339

(360) 454-0629 4salebywendy@gmail.com

14901.24.10 Karen Himalaya_9300.QXT 12/30/2015 4:41 PM Page 1

Up to 5% Down Payment Assistance Great loan programs available in 2016

Call 425-238-2023 for more information.

Karen Eckerson

(425) 238-2023

keckerson@windermere.com

www.karen.withwre.com

Windermere Real Estate / JS

$2

85

0 ,0

0

N PE

D IN

G

LIGHT & BRIGHT RAMBLER IN NEWER COMMUNITY 3 BD, 2 BA w/ living & family rooms, vaulted ceilings. Roomy eat-in kitchen w/ SS gas Range & convection Oven, skylight & pantry. Low maintenance full landscaping with patio & fencing, raised garden beds. Gate to 3+ acre community Park.

More Photos & Information! Text P312385 to 85377. $3

00 9,

0

$3

DIAMOND POINT Building lot on private cul de sac. Just a short drive to Sequim. Airstrip access & Community beach w/ small boat launch.

Text P743100 to 85377

25

0 ,0

0

PE

ND

IN G

PARK-LIKE SETTING MIL potential w/ 3 BD, 2 BA on main w/ master ensuite.

Chef’s kitchen. Bsmt w/2 BD, 1 BA, lg family rm & full kitchen. RV Space.

Text P823292 to 85377

$2

35

0 ,0

D! SOL

0

UPDATED RAMBLER near all amenities & Jennings Park. No carpet, all original refinished hardwood. Eat-in kitchen w/ new floor, wall oven & cook top.

Text P312298 to 85377

Our Focus Is Residential Property Management

We specialize in managing residential properties in Snohomish and Skagit Counties

Let us help you get the most out of your investment For more information, Call 425-870-9282. www.HimalayaPropertyManagement.com

“OUR FOCUS IS ON YOUR INVESTMENT”

Now Accepting New Properties Stacey Salyer

Designated Broker

Stacey@HimalayaHomes.com

Melanie Maddy Property Manager

Melanie@HimalayaHomes.com

Page 5

14901.24.10 masthead_Masthead_Full 12/30/2015 4:56 PM Page 1

ON THE COVER

PRIME LOCATION IN LAKE STEVENS

FORMER MODEL HOME w/ 3 bedrooms, 2.5 baths w/ a great floor plan. Home lives larger than the actual square footage. Premium greenbelt lot w/ privacy, deck off the dining area and a yard. Quiet neighborhood with a prime location to I-5, Hwy 9, numerous shopping locations, lakes and minutes to the Centennial Trail. All fresh interior paint & hardwood floors on the entire main level. Great master with walk-in closet and so much more.

Come and experience this great home! $268,000 For more information, Text P168464 to 85377

Natalee Thurston (877) 254-3003

Natalee@WashingtonHomeSold.com www.WashingtonHomeSold.com

Real Estate solutions for Real people.

Own a house you don't want?

Need to move soon?

We buy houses & property.

Windermere Real Estate/JS

LOCAL PRINT * DIRECT MAIL

For Advertising information in THE REAL ESTATE BOOK North King & Snohomish Counties featuring....

Arlington = Stanwood = Camano Island = Tulalip Marysville = Lake Stevens = Granite Falls Snohomish = Monroe = Sultan = Everett Mill Creek = Mukilteo = Lynnwood = Bothell Woodinville = Redmond = Kirkland Bellevue = Edmonds = Shoreline

Scan the QR Code to shop homes from your mobile phone!

SnoCo Investments CALL NOW (360) 348-7420 info@snocoinvestments.com

Mary Dessein Manager www.SnoCoInvestments.com

Page 6

Sharman Burnam (360) 333-9566 NKSads@aol.com

ONLINE Visit www.TheRealEstateBook.com to search properties.

ONLINE * SOCIAL * MOBILE

Natalee Thurston N T

14901.24.10 ThurstonSOLDS 12/30/2015 5:07 PM Page 1

(877) 254-3003

Windermere Real Estate/JS

www.WashingtonHomeSold.com Natalee@WashingtonHomeSold.com

NATALEE KNOWS HOW TO SELL HOMES, CALL HER TODAY TO LIST YOURS

2015

$305,000 SOLD Carnation

$305,000 SOLD Marysville

$248,200 SOLD Lake Stevens

$463,750 SOLD Monroe

$320,000 SOLD Snohomish

$320,000 SOLD Lake Stevens $259,000 SOLD Lake Stevens

$310,000 SOLD Bothell

$295,000 SOLD Snohomish

$370,000 SOLD Bothell

$609,000 SOLD Snohomish

$165,000 SOLD Sedro Woolley

$497,950 SOLD Arlington

$150,000 SOLD Mount Vernon

$474,900 SOLD Lake Stevens

$305,000 SOLD Bonney Lake

$402,500 SOLD Lynnwood

$455,000 SOLD Redmond

$470,000 SOLD Snohomish

$395,000 SOLD Monroe

$560,000 SOLD Seattle

$560,000 SOLD Snohomish

$269,950 SOLD Everett

$229,900 SOLD Everett

$390,000 SOLD Marysville

$268,000 SOLD Burlington

$227,000 SOLD Granite Falls

$279,000 SOLD Lake Stevens

$320,000 SOLD Edmonds

$285,000 SOLD Lake Stevens $353,501 SOLD Lake Stevens

Windermere Real Estate/JS • 801 State Ave. • Marysville, WA 98270 • Office: (360) 653-2509

Page 7

14901.24.10 EagleMort_AmyTrim 12/30/2015 4:45 PM Page 1

Amy Trim

Mortgage Banker NMLS #183983

(425) 501-9436

AmyTrim@eaglehm.com www.eaglehomemortgage.com/amytrim

Page 8

Neighborhood Details to Consider When Buying a Home When it comes to investing in real estate, it’s not only the house that should be considered, but also the location, neighborhood, and everything in its proximity. Buying your first home can seem overwhelming, but it doesn’t have to be.

Before finalizing the exact home to buy, here are some helpful tips to determine if that home’s neighborhood is the right one for you and your family.

Every neighborhood has rules.

Depending on your lifestyle now, your next home may be in a neighborhood with laws that you’re completely not accustomed to. According to a recent article by real estate expert Bill Gassett, there may be restrictions on where you can park (some neighborhoods do not allow parking on the street) as well as which outdoor renovations that are allowed or prohibited on the land you own. These rules are referred to as “restrictive covenants” and can put a damper on your daily life in the new house. Learn them before you move in.

Do you have easy access to your favorite hobbies?

Another huge factor that comes into play is your new home’s proximity to favorite activities or hobbies. Many people tend to overlook what they’ll do in their downtime because they’re busy looking for a place that’s close to work or school. Don’t you want to live in a home that’s convenient for both business and pleasure? Having fun is just as important!

Know the HOA or Property Manager.

Before a decision is made, gain an understanding of the type of neighborhood you’re getting yourself into. Is it owned by a Homeowner’s Association or property manager? What are their rules? What about reviews? According to Forbes Magazine, you may be able to find reliable ratings online if it’s managed by a large company. Do your research, talk to neighbors, and read up on local news stories to determine if it’s the right neighborhood for you.

The noise factor.

If interested in a home whose neighborhood is right near a busy road, keep in mind how noisy it’ll be.

There are a number of things that can cause noise around your home, such as nearby event centers, stadiums, pedestrian traffic, and crowded streets.

Some people are okay with a little noise if that means they’re closer to the hustle and bustle of the city. If that’s not you, then you should probably rethink the location of your home and neighborhood.

Changes in property taxes & insurance rates It’s important to know that taxes and insurance can vary according to the area or county. Learn how your area handles taxes before you move in.

Otherwise, it will come as an unpleasant surprise when you discover that you actually owe much more than expected. Living in this new area may also have an impact on your car insurance rates.

Money-Saving Tax Benefits for New & Long-Term Homeowners Buying and owning a home is not only an important step in life, it’s an area rich with benefits when it comes to filing an annual tax return. Jackson Hewitt Tax Service reminds tax filers not to forget or overlook the many tax credits and deductions that relate to home ownership.

“From the special tax credit for first-time home buyers, to the numerous tax incentives for making energy-efficient changes to a home, there are multiple reasons for taxpayers to speak with a tax preparer and ensure they take advantage of all home ownership-related credits and deductions for which they are eligible,” said Mark Steber, chief tax officer, Jackson Hewitt Tax Service Inc. Steber reminds homeowners to keep the following tax benefits top-of-mind as they gather their tax-related documents to have their tax return prepared: First Time Home Buyer Credit: The IRS allows first-time home buyers to withdraw up to $10,000 from their traditional IRA (and even Roth IRAs) penalty-free to help with the purchase of the home. You can also borrow half of your 401(k) balance up to $50,000 for the purchase of a home. But, the interest you pay on that 401(k) loan, unlike a mortgage loan, isn’t tax-deductible.

New Home Energy Credits: Taxpayers can receive a credit for making their homes more energy efficient by caulking doors and windows, adding new insulation to attics, buying an energy-efficient hot water heater or air conditioner and more. The credit amount is a total of 30% of the cost of qualifying improvements, up to $1,500.

Tax Deductions and Buying a Home: Most of the expenses incurred when buying a home are not deductible. Yet there are certain closing costs (such as brokers’ commissions, attorney’s fees, recording fees, abstract fees, surveys, title searches, owner’s title insurance policy and transfer taxes) that are added to the basis of your residence that are important to keep track of. When you sell, the basis is needed to calculate any gain or loss.

Real Estate Taxes: You may deduct real estate taxes in the year paid. They are generally reported on Form 1098 (Mortgage Interest Statement) or on your county real estate tax assessment statement. You should also deduct any prorated taxes collected from you at closing.

These amounts are usually included on Form 1098, but you can get the total paid at your local tax assessor’s office if they are not reported on your Form 1098.

Local Real Property Taxes and Assessments: Local taxes are deductible if they are charged uniformly against all property in the jurisdiction and if they are based on the assessed value of your home. Many states and counties also impose local benefit taxes for improvements to property, such as assessments for streets, sidewalks, and sewer lines. These taxes cannot be deducted but you can increase the cost basis of your property by the amount of the assessment.

Mortgage Interest: The amount of mortgage interest you paid on your principal residence (or second home) is deductible if you itemize deductions. This amount is generally shown on Form 1098 (Mortgage Interest Statement). You can also deduct the points paid to purchase your residence, even though some may have been paid by the seller. Mortgage insurance premium payments that are related to the purchase of your home are deductible annually.

In addition, Steber notes that taxpayers should keep records of the cost of improvements made that add value to the home, such as landscaping, patios, swimming pools, decks, room additions and roof replacements, as these items can be added to the cost basis.

Repairs such as fixing leaks, repairing roofs and painting are not deductible and are not basis additions. The cost of your own labor is not deductible.

For more information, visit www.jacksonhewitt.com.

Reprinted with permission from RISMedia. Š2015. All rights reserved.

Holiday SELLER THE

DILEMMA

TO DECORATE OR NOT TO DECORATE Many homeowners are hesitant when it comes to putting their home on the market to sell during winter months, especially around the holidays.

Fortunately, you don’t need to sacrifice your holiday spirit to attract buyers and sell your home. We have put together a list of top decorating and staging tips during this joyous time of year.

DE-CLUTTER & STAGE BEFORE YOU DECORATE

Be courteous to other religious views

Before adding holiday décor into the mix, prepare your home by cleaning and staging. This means getting rid of all your random clutter and tchotchkes throughout the house so you can make room for some sensible holiday style.

Be mindful that there are many different types of religions that celebrate during the holiday season. I recently read an article

by HGTV that highlighted Amy Powers, owner of Accent Home Staging & Interiors of Atlanta. According to Powers, “you want to keep neutrality throughout, so you can attract any type of buyer – no matter what your religion is, you’re not going to feel offended by a nutcracker.”

MATCH YOUR CURRENT STYLE & PALETTE Adding in decorations with colors that have nothing to do with the existing color scheme may do more harm than good. Instead, complement your living room’s soft blue palette with subtle white snowflakes or a silver wreath.

Don’t go overboard with lights Less is more when it comes to decorating with holiday lights while selling a home. Don’t be a Clark Griswold! Instead of covering your home with over-the-top light displays, settle for a simple string of lights that will complement the exterior features and architecture.

Tone down the tree.

You don’t need to sacrifice the holiday tree when selling your home during the winter months. You do, however, need to trim down the size. Consider using a smaller tree that fits the space without making the room feel crowded. Use silver or gold solid color ornaments and a simple strand of clear lights.

At the end of the day, you want buyers to be able to visualize their own belongings in your home, so remember to keep all your personal family ornaments and pictures packed away, de-clutter, clean everything, and use subtle holiday accents that will complement your home’s already existing style and color palette.

Elva_0100 12/30/2015 4:40 PM Page 1

MOUNT VERNON • EAGLEMONT GOLF COURSE For more photos & information, Text P104462 to 85377

ATTENTION TO DETAIL! Wonderful home with spectacular views of Eaglemont Golf Course!

Custom home with 4 bdrm & bonus. French doors w/ slate entry, hardwood & carpet, living w/ gas firepl, formal dining. Fabulous gourmet kitchen, solid granite island, beautiful cabinets, opens to lg great room w/ firepl & boxbeam ceiling. French door opens to Lg deck that spans the entire house, overlooking the golf course. Elec sun shades & central air.

Eaglemont Community w/ spectacular clubhouse & restaurant. $649,000

Elva Hunter (360) 202-3086 elvahunterrealtor@hotmail.com To search the entire NWMLS on your Mobile Phone TEXT: Eaglemont to 85377

3780 E. College Way Mount Vernon, WA 98273

Page 13

TREB_USA_Filler_TextCode_Full:TREB_USA_Filler_TF37_Full

7/6/12

10:51 AM

MOBILE FEATURES IN OUR PRINT ADS

Text Codes*

found for listings in this magazine allow mobile phone users to instantly view a mobile site for more photos and details about the listing.

Send text codes to

“85377” for more information.

**Standard text messaging fees apply.

Learn about our marketing strategy for your home @

RealEstateBookMediaKit.com

Real Estate’s Most Trusted Multimedia Brand

Scan code to shop homes now.

Page 1

14901.24.10 Haug Folk_0100 12/30/2015 4:50 PM Page 1

Brenda Haug 866-768-7910 Designated Broker/Owner

425-290-2125 (cell)

Land • Residential • HUD • Foreclosures

brenda.haug@hotmail.com www.brendasbestbuys.net

Making your dreams affordable 28 years of experience Text P194075 to 85377 4 $2

00 2,

0

$5

GLENEAGLE TOWNHOME 3 BD, 2.5 BA w/ open floor plan. Private yard w/view of golf course. Large Master BD w/ vaulted ceiling. Backs to 14th tee.

Text P785377 to 85377

$

9 32

0 ,5

Text P517505 to 85377

0

49

Text P853592 to 85377 50 5,

0

99

0 ,9

0

MARYSVILLE 3 BD, 2.5 BA very open floor plan. Large living & dining, kitchen w/ tile counters. New carpets, fresh paint. Fannie Mae HomePath Property.

Text P187440 to 85377

7 $2

FANTASTIC 5 BD w/2 Masters. Kitchen w/granite slab. Hardwood floors, new carpet & paint. Patio & fully fenced back yard. Fannie Mae HomePath Property.

95 9,

0

GRANITE FALLS 2067 SF, 4 BD, 3 BA. Formal living/dining, big kitchen, lg rec room. Huge deck, fenced area for animals, lots of parking, fruit trees.

Trust •

Se rv i c e •

Lilyan Folk

E xperience •

425.319.7197 lilyanfolk@comcast.net

FANTASTIC! 5 BD w/ 2 Masters! Large living rm w/ gas fireplace, Big kitchen w/ granite slab counter tops, beautiful cabinets w/ Island & stainless steel appli$335,500 ances. Hardwood floors, new carpet & paint. Dining rm w/ slider to patio & fully fenced back yard. One BD on main & 4 up. 2 car garage & gas heat.

Fannie Mae HomePath Property.

Text P864690 to 85377

Text P157214 to 85377 $2

COUNTRY ESTATE 3200 SF on 2+ acres. Welcoming wraparound porch.

Bonus rm. In-ground heated swimming pool! 4 car attached garage, RV pkg.

3 $3

BEAUTIFUL 4 BD, 2.5 BAw/ formal living & dining w/hardwood floors. Big kitchen w/solid slab granite counter tops. Fannie Mae Home Path Property.

,9

50

$89,950

55+ PARK Large living & formal dining, large kitchen w/ eating area. Large rec room. Covered entertainment sized deck. Fully landscaped yard & two large storage buildings. Two car carport and much more!

Text P166457 to 85377

Page 15

14901.24.10 MikeKillmer_1202 12/30/2015 4:56 PM Page 1

Great

HUD Homes

$$ Save Thousands $$

To see more info, text the T Code to 85377 LYNNWOOD

LYNNWOOD

Text P234977 to 85377

Text P680364 to 85377

MARTHA’S LANDING 1 BD, 1 BA, Over 711 SF, Completely Remodeled, New Carpet, Fireplace Ad#866321 SNOHOMISH

Text T329994 to 85377

CLEARVIEW 3 BD, 2 BA, OVER 1792 sq ft, 1.37 Acres, New Woodstove, Den/4th BR Ad#854013 MARYSVILLE

.95 ACRES 3 BD, 1 BA, 1442 SF, Large Rambler, Some Updates, 4-Car Garage/Shop Ad#767949

SNOHOMISH

Text P833862 to 85377

HISTORIC SNOHOMISH 3 BD, 2.5 BA, 1777 SF, Main Floor Hardwoods, Gourmet Kitchen Ad#848062 MARYSVILLE

GRANT MONEY BUYER CLASS

FREE Grant Money Towards Down Payment 425-876-4663

Text P833861 to 85377

NORTH MARYSVILLE 3 BD, 2 BA, Huge Fenced Backyard w/ 3 Decks, Family Rm, Master Suite Ad#852323 EVERETT

Call Today

and Ask for Your

FREE

Text P272434 to 85377

NORTH MARYSVILLE 4 BD, 3.25 BA, Over 3500 SF, 2 Fireplaces, In-Ground Pool, 1/3 Acre Ad#877683

HUD Photo List!

(877) 736-8036 Or go to

www.mygovphotolist.com

Text P196345 to 85377

SOUTH EVERETT 3 BD 2.25 BA, Fireplace, Family Room, Large Gourmet Kitchen, Huge Yard Ad#861262

HUD Homes Specialist

Michael Killmer

(877) 736-8036 Michael@MikeKillmer.com

14901.24.10 C21 12/30/2015 4:43 PM Page 1

Page 17

14901.24.10 PamLeamer 12/30/2015 5:05 PM Page 1

j|á{|Çz çÉâ t äxÜç {tÑÑç tÇw {xtÄà{ç ECDI4

ctÅ _xtÅxÜ

RE/MAX GATEWAY 914 15th St. Anacortes WA 98221

(360) 631-7518

leamerpam@gmail.com

$

29 1,

00 9,

100 FEET OF SIMILK BAY WATERFRONT Concrete bulkhead & boat ramp! Fabulous view of Mount Baker and beautiful bay. Grow your own oysters! Quality craftsmanship with too many luxurious amenities to list.

To see more photos, Text P813837 to 85377

0

1.93 acres & 3500 SF shop 3 $3

00 9,

0

LUXURY APPOINTMENTS & valley views! 3 BD, 3.5 BA, 2343 SF condo.

Hardwood floors, slab granite. Master bedrooms on main & lower level. Rec room + 2 BD & BA on lower level.

Text P813836 to 85377

Page 18

6 $3

00 9,

0

NEW CONSTRUCTION! 3 BD, 3.5 BA, 2417 SF w/ spacious kitchen & eating bar. Hardwood floors, slab granite, tile finishes. Gorgeous master suites on main & lower level. Two gas fireplaces.

Text P813835 to 85377

IL BU

D

ER H

E

LOTS FROM $84,500 TO $140,000 Nookachamp Hills, minutes from I-5, shopping, theatres and restaurants.

Water sports, walking trails & golf near.

Utilities incl. Skagit PUD water at lots.

Text P757338 to 85377

14901.24.10 FooteCK 12/30/2015 4:53 PM Page 1

WASHINGTON HUD HOME BUYING SEMINAR TIPS & SECRETS

Great for 1st Time Home Buyers or Investors. Limited Seating.

6120 Grove, Marysville Library February 1, 2016 6-8 PM

How to buy a HUD-owned home

LAKE STEVENS - Text P269517 to 85377 WONDERFUL! 4 BD, 3 BA at the end of a cul-de-sac w/ large fenced back yard. Sizeable deck off the kitchen. Fantastic garage w/ built in storage or can be removed to fit your cars. Master BD w/ private DEAL OF THE MONTH bath & great walk in closet.

STANWOOD - Text P232192 to 85377 MAJESTIC MT VIEW 3 BD, 1.75 BA w/ spacious kitchen. Master BD is the piece de resistance on the whole top floor w/ 180° view of Mountains & Sound.

Great deck! Detached garage w/ plenty of storage and great for projects.

*What is a HUD Home? *Where can you find HUD homes for sale? *How much do you qualify for and what will your monthly payments be? *How to make an offer on a HUD home, and More.

For More Information or to Register

Call 425-239-1184

TULALIP - Text P272423 to 85377 WOODED ACREAGE HUD home on serene 5 acres. Open living space flows nicely between kitchen and living room. French doors off kitchen lead out to spacious deck. Master bath has an elegant feel. FHA PENDING 566-091265. Sold As Is.

Do You Know

the Current Market Value of your home?

If you are interested in selling, Please call for a Complimentary Value Update of your home.

HUD HOMES Terrific Values - Save Thousands

425-239-1184

Text any “P Code” to 85377 for Instant Viewing on your Phone

Keller Williams NW RE, LLC

CKRealEstateTeam.com

Page 19

14901.24.10 Heritage 12/30/2015 4:51 PM Page 1

Page 20

Your Recipe of theMonth Whether you’re entertaining for guests or simply cooking treats for your family, here’s a delectable new recipe to try this season.

BRead pudding with whiskey sauce For the Pudding: Bread Pudding: 6 cups cubed, stale French or Italian Bread 1 apple peeled, cored and grated 1 cup sugar 1 tsp vanilla extract 1 cup golden raisins 3 large eggs 2 cups milk ½ tsp nutmeg ¼ tsp cinnamon butter pinch of salt

Whiskey Sauce: 1 ½ cups water ¼ tsp nutmeg 1 ½ Tbsp corn starch 2 Tbsp butter ½ cup firmly packed brown sugar ¼ cup good-quality whiskey or brandy

1. Preheat the oven to 375 degrees.

2. Combine bread, apple and raisins. Set aside.

3. Beat eggs until frothy; beat in sugar. Add milk, vanilla, nutmeg, cinnamon, and salt.

4. Pour over bread mixture. Set aside for 15 minutes for bread to soak up liquid.

5. Generously butter a 1 ½ quart casserole dish.

6. Pour bread mixture into dish; place on top of a larger jelly roll pan in the oven and pour boiling water into the outer pan to the depth of 1 inch.

7. Bake for 40-45 minutes or until toothpick inserted in center comes out almost clean.

8. Prepare and serve with Whiskey Sauce.

For the Whiskey Sauce: 1. Combine water, sugar, and nutmeg in a saucepan; bring to a boil.

2. In a small bowl, mix whiskey or brandy with cornstarch; add to sugar mixture.

3. Cook, stirring constantly, until thickened.

4. Blend in butter until melted.

Serve and enjoy!

5 Ways to Save Energy When

it’s cold outside

As outdoor temperatures drop and home-heating costs are on the rise, it’s now more important than ever to make sure your home is properly prepped for winter. Here are some cold weather tips and easy DIY projects to help save money and energy this winter:

Attic First, check to see if there is any missing or damaged insulation that can be readily replaced. A lower-cost alternative to block unwanted airflow is to place sheets of foam polystyrene plastic on top of existing insulation. You can also keep the cold air in the attic and out of the living area by installing some plastic foam weather stripping around the attic door.

Fireplace Although a fireplace is meant to heat a room, it often allows cold air to enter a house. An inexpensive product known as a “chimney pillow” or “fireplace plug” can reduce airflow when the fireplace isn’t being used. After installation, the pillow’s inflation tube hangs down into the fireplace as a reminder to remove it before lighting a fire in your living room.

Windows & Doors Make sure your home is properly insulated by inspecting doors, windows, and apply caulk or weather-stripping where necessary to keep cold air out. You should also close drapes, blinds and garage doors to preserve heat and prevent cold air from sneaking inside. There is a wide variety of low-cost weather stripping you can purchase that helps trap air, providing a barrier between indoors and out.

Switches, Outlets & Ducts Less obvious places that can waste energy are electrical switches and outlets. You can easily prevent air from sneaking in and out by placing pre-cut, inexpensive plastic foam insulation sheets behind switch and outlet covers. Check your home’s unheated areas for leaks in heating ducts, including your basement, attic and garage. If you find leaks, they can be easily sealed with plastic caulks or polyurethane foam sealants. These low-cost products are designed to fill cracks and crevices while keeping away moisture and mildew.

Follow these energy and money saving tips for a cozy home this winter and all year round. Many homes have areas that are not properly sealed, letting warm air escape your home and allowing cold air to sneak in. Helping to seal these leaks in problem areas can provide a quick and easy return on time and money invested.

HOW-TO

Renovate Your Home Without Exceeding Your Neighborhood Value

Before you decide to invest in major renovations on your home, it’s important to understand that not all remodels will increase the value. It is certainly possible to over-remodel, and you don’t want it to exceed the value of your neighbors’ homes. Here are some ways to get the highest return on investment (ROI) possible when the time comes to sell your home.

Projects always worth your while There are specific renovation projects that can deliver the greatest effect on your ROI, regardless of the real estate market’s current state or the value of surrounding homes.

According to real estate expert Robert Stammers in a recent article in Investopedia, these can be projects such as an addition of a wood deck, kitchen and bathroom upgrades as well as window replacements.

Factor in location A common mistake that homeowner tend to make is renovating their homes to the point where it exceeds the value of surrounding homes. The fact of the matter is that people look in a specific neighborhood because of its proximity to nearby businesses or recreation and it’s in their price range. If improvements done to your home are much higher than homes around you, it’s unlikely that they’ll want to pay more for those improvements, even if they’re interested.

Make improvements that will add value over time Some home improvements, like upgrading the technological features of a home, will not have a lasting impact, and may even bring down the home value. These types of renovations are at a higher risk of becoming obsolete and outdated as years pass. Technology and styles change all the time, so focus on improvements that are less likely to be impacted by time and are worth your investment.

Renovations that will pay you back Regardless of whether a homeowner is planning to sell or not, the ultimate objective of taking on a renovation is to revel in the enjoyment you get from living in an updated home while gaining considerable profit from that investment. There are many tools out there that show the kind of profit you can expect from specific home remodels. A perfect example of this is Remodeling magazine’s “Cost vs. Value” annual report.

HERE ARE SOME OF THE FINDINGS FROM THE 2015 REMODELING COST VS. VALUE REPORT Projects that deliver the highest percentage of return on investment

Projects that deliver the lowest percentage of return on investment

Entry door replacement (steel): 101.8% Garage door replacement: 88.4% Siding replacement (fiber-cement): 84.3% Siding replacement (vinyl): 80.7% Deck addition (wood): 80.5%

Sunroom addition: 48.5% Home office remodel: 48.7% Master suite addition: 53.7% Garage addition: 54.7% Bathroom addition: 57.8%

14901.24.10 EagleMort_PamV 12/30/2015 4:46 PM Page 1

Page 25

14901.24.10 LG_Woodside 12/30/2015 5:38 PM Page 1

14901.24.10 LG_TwinBrooks 12/30/2015 4:52 PM Page 1

Page 27

14901.24.10 LeaderOne_Full Page - Basic 12/30/2015 5:39 PM Page 1

Ask me about Down Payment Assistance Programs and Tax Breaks for first time homebuyers 425-328-6798

Jenie Jones

NMLS ID 114563 Sr. Loan Originator 425.328.6798 jeniejones@leader1.com www.JenieJones.com

1802 Pacific Ave. Everett WA 98201 Page 28

425-328-6798

LeaderOne Financial Corporation 11020 King Street, Suite 390; Overland Park, KS 66210, NMLS ID #12007. You may view our license information on the Nationwide Mortgage Licensing System (NMLS) at www.nmlsconsumeraccess.org. LeaderOne Financial Corporation is licensed with the Washington Department of Financial Institutions, License No. CL-12007, Branch License No. CL-266464.

14901.24.10 JenniferMH 12/30/2015 5:33 PM Page 1

Jennifer McGuire Henshaw MLS, CRS Member, ABR, ASP, CDPE, SCCAR. RE/MAX Hall of Fame

No r thwe st

(206) 250-3726

Cell: JenniferMcGuire@remax.net www.JenniferMcGuire.com

Choose Experience, Knowledge and a Broker you Trust!

Have a safe and happy holiday season from my family to yours.

D SO L

D SO L

D SO L

D SO L

RENTON

D SO L

$515,000

KIRKLAND

$334,950

BOTHELL

$306,000

BOTHELL

D SO L

$422,000

SNOHOMISH

$499,950

BOTHELL

$538,000

SEATTLE

$379,950

LYNNWOOD

$285,000

EVERETT

$264,950

EVERETT

D SO L

$323,000

EVERETT

$399,950

EVERETT

D SO L

$434,000

MUKILTEO

$556,000

MILL CREEK

$599,950

ARLINGTON

$252,000

CAMANO ISL

$295,000

BOTHELL

$896,516

MONROE

$780,000

REDMOND

$948,000

RENTON

$589,990

D SO L

D SO L

D SO L

D SO L

D SO L

D SO L

D SO L

D SO L

D SO L

D SO L

D SO L

D SO L

Visit my website www.JenniferMcGuire.com and SEARCH all properties for sale, or read my satisfied Client testimonials.

Victor Kloch (clock) Direct: (425)

212-3533 313-6088 victor@allstate.com

Fax: (866)

Auto * Boat * RV * Motorcycle Home * Rental * Business Flood * Umbrellas

Page 29

14901.24.10 ReddenPeterson 12/30/2015 5:06 PM Page 1

14901.24.10 WilliamsRE_0100 12/30/2015 5:14 PM Page 1

WILLIAMS REAL ESTATE BROKERS Call for more information

(877) 265-9697

www.williamsbrokers.com E

R VE

ET

E IT N RA G

E EV

K LA

E

AR M

R

S LL FA

ET

E ST

YS

T

T

VE

VI

N

LL

S

E

D SO L D SO L D SO L D SO L D SO L

Here are a few of the homes we SOLD in 2015!

Thank you to all our friends and clients for a successful year.

Wishing everyone a wonderful and healthy 2016.

K LA

E

ST

EV

EN

S

D SO L

Give us a call to make your home ownership dreams come true.

K LA

E

ST

E EV

AR M

AR

R

YS

LI

N

EV

ET

VI

G

EN

S

D SO L

T

LL

E EV

E

N TO

D SO L D SO L D SO L

SN

ET

T

IS M O H O

AR M

S

R

YS

N TA

VI

H

LL

E

D O O W

D SO L D SO L D SO L D SO L

Page 31

14901.24.10 Torset Snohomish 12/30/2015 5:09 PM Page 1

Full time help line, Mon-Thurs 9-5 425-789-6270

Michelle Torset

Marketing-Production & Listing Specialist

WESTERN REALTY

360-333-3959 888-643-4112

www.TheTorsetTeam.com

The perfect time to LIST your home FOR SALE! BUYERS are looking so don't miss your best OPPORTUNITY.

Listing your Home?

Let’s take Listing your Real Estate to the Next Level!

Michelle will treat your home as more than just a listingWe provide a full Marketing Production (listing), personalized for your home.

• 3D Tour providing floor plan & personal tour of your home • Exceptional Internet Marketing Production Be sure to visit our • Professional photos WHAT’S MY HOME • Personalized attention to detail WORTH page designed to establish your true • Individual property website current market value.

• Open House • 170 Unique Tasks created for quality service • International-National and Locally advertised

Award Winning Seattle’s Best for 2 Years Running: Client Satisfaction LOOKING TO BUY A HOME? You want an agent that has the time & expertise in finding properties that fit your budget and your wish list.

aSearch tools at LaDon Torset

Buyer’s Specialist

206-786-8021

www.TheTorsetTeam.com Easily search for: aBANK OWNED LISTINGS; aFREE Access to the NWMLS with updated information 24/7; aAvailable to tour homes on your schedule!

SE SEATTLE

INVESTMENT OPPORTUNITY!

MULTI-FAMILY • Split duplex with separate meters on 60x60 corner lot.

• Zoned LR2 w/ 3600 SF living space allowed.

Brand new sewer connection. Natural gas connected.

• 3 bedrooms and 2 full bathrooms each side.

Excellent location!

• One block from the light rail.

• 5-minute walk to Seward Park.

Text P105877 to 85377

Ben Cole

Buyer’s Specialist

360-540-4834

MARYSVILLE

Rick Vannoy

Buyer’s Specialist

425-344-2971

BUILD HERE Two fantastic parcels ready for your construction.

Duplex approved for up to 4 bedrooms each side.

End of dead end Beach Ave. Water, sewer, and electric available.

Cleared & level land w/ great access to I-5.

Text T11786260 to 85377

Call for more info on our next Home Buyer Happy Hour Event!

Learn about the 6 down payment assistance ($0 down) programs we have!

Dan Keller Mortgage Advisor MLO # 115349

Direct: (425) 350-7136 As seen on FOX Business www.TheDanKellerGroup.com

Washington - NMLS#6606. © New American Funding.

New American and New American Funding are registered trademarks of Broker Solutions, DBA New American Funding. All Rights Reserved. 05/2015 800.450.2010