4 beds, 3 full baths • 2,071 sqft • 7,000 sqft lot • $458.72/sqft • Built in 1970 Listing ID: OC25118216
Main Crossroads are Jeronimo & Ridge Route
Next OH:Public:SatMay31,12:00PM-1:00PM
Luxury Live Auction! Bidding to start from $950,000! STOP SCROLLING-THIS IS THE OPPORTUNITY YOU’VE BEEN WAITING TO COME ON THE MARKET!! Welcome to one of the most unique homes in Lake Forest’s desirable Woods community This beautiful single-story home offers modern living with the added value of a detached ADU complete with its own private entrance, separate address, and in-unit laundry Built in 2021, the ADU is perfect as a rental unit, guest suite, or additional living space The main house features three spacious bedrooms and two beautifully remodeled bathrooms Vaulted ceilings and large windows fill the home with natural light, creating an open and airy atmosphere The kitchen has been tastefully upgraded and opens to a comfortable family room, perfect for relaxing or entertaining Just off the living space, the backyard offers a quiet escape with plenty of room for outdoor dining, play, or gardening The backyard is a blank slate to create your dream entertaining space The primary suite includes high ceilings, a walk-in closet, and a stylish en-suite bathroom with a walk-in shower Both additional bedrooms are generously sized and offer plenty of closet space Living in The Woods comes with access to the Lake Forest Beach & Tennis Club, where you can enjoy swimming pools, tennis courts, a fitness center, volleyball, basketball, BBQ areas, and a man-made lake with a beach lagoon This peaceful community is surrounded by treelined streets and walking trails, yet conveniently located near shopping, dining, parks, and top-rated schools With no Mello Roos and a low tax rate, this home offers comfort, versatility, and value in a one-of-a-kind setting Act quickly as opportunities like this don’t come around often!
Facts & Features
• Listed On 05/28/2025
• Original List Price of $950,000
• Levels: One
• 2 Garage spaces/Attached Garage
• 6 Total parking spaces
• Assessments: None
• $202 (Estimated)
• SellerConsiderConcessionYN: Yes
Interior
• Rooms: All Bedrooms Down, Den, Entry, Family Room, Kitchen, Living Room, Main Floor Bedroom, Main Floor Primary Bedroom, Primary Bathroom, Primary Bedroom, Primary Suite
• Eating Area: Breakfast Counter / Bar, Dining Room
Exterior
• Lot Features: 0-1 Unit/Acre, Back Yard, Cul-De-Sac, Sloped Down, Front Yard, Treed Lot, Up Slope from Street
• Appliances: Dishwasher, Disposal, Gas & Electric Range, Gas Range, Microwave, Water Heater, Water Purifier
• Sewer: Public Sewer
• LS - Lake Forest South area
• Orange County
• Parcel # 61411255
PROPERTY EXPLORER
Valuation Report
Property Location
22572 Charwood Cir Lake Forest, CA 92630
Value Estimate $1,331,233
Effective Date 5/30/2025
Client File ID
22572 Charwood Cir, Lake Forest, CA 92630.
22572 Charwood Cir Lake Forest, CA 92630 County: Orange County
Comparable Value
$1,331,233
$643/ft²
This value is not generated or endorsed by HouseCanary, and it does not represent a broker price opinion (BPO) or a formal appraisal HouseCanary Rental Value
0 13
History
Subject's Comparability to Market
22572 Charwood Cir Lake Forest, CA 92630 County: Orange County
Selected Sold & Active Comparables (2 of 3)
22572 Charwood Cir Lake Forest, CA 92630 County: Orange County
Selected Sold & Active Comparables (3 of 3)
Charwood Cir Lake Forest, CA 92630 County: Orange County
22572 Charwood Cir Lake Forest, CA 92630 County: Orange County
Glossary
Comparable Value
HouseCanary Rental Value
Active
Comparable Properties
Current Value
Days on Market
Forecast Standard Deviation (FSD)
HouseCanary Suggested Comps
MSA 1-Year Risk of Decline
Months of Supply
22572 Charwood Cir, Lake Forest, CA 92630.
PROPERTY EXPLORER
The Comparable Value is an average value of all selected comparables (based on the sale or most recent list price) plus the user ' s price adjustments for each comparable A time-based adjustment to match the report effective using the home price index is applied to the Comparable Value when HPI Adjustment is selected An attributebased adjustment to match the subject property is applied to the Comparable Value when HC Adjustment is selected
Source: HouseCanary analysis
We value this property’s monthly rent at $5,162 The rental price will likely fall between $4,473 and $5,851 This is HouseCanary’s estimated monthly rental value for this home It is not a formal appraisal This estimate is based on our market knowledge, and it should be used as a starting point to determine a home’s rent.
Source: HouseCanary analysis
Active listings within a 1 year timeframe near the subject property
Source: Local MLS
All nearby properties of the same property and sales type that have been ranked according to their similarity to the subject property's locational and physical characteristics.
Source: Public Record, HouseCanary analysis
Current Value of the similar property represents HouseCanary’s most recent value estimate of the respective property HouseCanary’s valuation model adjusts for price changes through time with a proprietary block level home price appreciation index
Source: Public Record, HouseCanary Automated Valuation Model
The current days on market is the average number of days since listing for all current listings on the market for the given geography The calculation represents a 13-week rolling average to minimize rapid swings in the data
Source: Local MLS, HouseCanary analysis
A statistical measure of model uncertainty in the value estimate generated by the AVM Lower values of FSD imply less uncertainty in the value estimate FSD is measured in percentage terms relative to the value estimate to allow for comparison of model uncertainty across multiple properties, regardless of the actual dollar value of those individual estimates FSD below 0 15 implies high model confidence, FSD between 0 15-0 3 implies average model confidence, and FSD above 0 3 implies low model confidence
Source: House Canary analysis
HouseCanary’s suggested comparables based on similarity and property type, within the same state and a 6month timeframe
Source: HouseCanary analysis
The one year risk of decline is a proprietary HouseCanary metric that measures the probability that this market’s median home prices will be lower 12 months from now than the current market median price. This one-year chance of loss is derived through HouseCanary’s multivariate time series models using a combination of fundamental and technical indicators
Source: Local MLS, HouseCanary analysis
The months of supply is a metric to reflect the pace at which listing inventory is turning over in the local market The calculation reflects the total listings on the market divided by the 3-month rolling average of sales volume. Generally, less than 5 months of supply is considered inflationary due to the constrained nature of listings available for sale A value greater than 7 months of supply is typically considered oversupplied and deflationary
Source: Local MLS, HouseCanary analysis
22572 Charwood Cir Lake Forest, CA 92630 County: Orange County
Glossary Continued
22572 Charwood Cir, Lake Forest, CA 92630.
PROPERTY EXPLORER
Non-Disclosure State In non-disclosure states (or counties) both the transaction sales price and date may be unavailable This is because these states are not required or cannot legally disclose such information to the public As a result, HouseCanary relies on other sources (like MLS) to complement the data when possible The following twelve states are considered non-disclosure: Alaska, Idaho, Kansas, Louisiana, Mississippi, Missouri (certain counties), Montana, New Mexico, North Dakota, Texas, Utah and Wyoming
Source: Public Record, MLS
Occupancy Type
Property Type
Similarity
Subject’s Comparability to Market
Data Sources
Owner occupancy indicates whether the owner of the home is the primary resident
Source: Public Record
Property Type indicates the classification of the building based upon public record information. HouseCanary has normalized property type information into five groupings: Single Family Detached, Condominium, Townhouse, Manufactured/Mobile Home and Multifamily Note that buildings that do not fall into these categories, i e apartment houses, highrise apartments, etc will not be mapped into one of these categories
Source: Public Record
HouseCanary proprietary score calculated via multivariate analysis using a combination of geographic information and key property characteristics such as bedrooms, square footage, lot size, etc The measure defines similarity of comparable properties relative to the subject property
Source: Public Records, MLS, HouseCanary analysis
All nearby properties and associated attributes This chart allows for comparison of the subject property attributes with nearby properties.
Source: Public Record, HouseCanary analysis
HouseCanary accesses up-to-date data from county recorders and local Multiple Listing Service (MLS) Recency of certain data is reflected by the effective date on the report We use this data combined with HouseCanary proprietary analytics to bring you the most comprehensive, simple and accurate Property Explorer for every property
Disclaimer
This Property Explorer is provided solely for general business information purposes No advisory, fiduciary or other relationship is created by any acceptance or use of this Property Explorer The inclusion of this Property Explorer with any other materials does not constitute an endorsement by HouseCanary of any third party or any third party’s products or services The projected market, valuation and financial information, conclusions and other information contained in this Property Explorer are based upon tested methodologies for accuracy However, such information and conclusions are not definitive forecasts, appraisals or opinions of valuations All such information and conclusions are stated in terms of probability of likelihood based on market factors and information submitted to HouseCanary, and such information and conclusions are not guaranteed by HouseCanary and should not be construed as a certified appraisal or valuation, or investment advice, or relied upon for critical decision making HouseCanary uses or has used public and/or confidential data and assumptions provided to HouseCanary by third parties, and HouseCanary has not independently verified the data and assumptions used in these analyses or data sets Attributes for properties may be inaccurate because county assessor and MLS data does not always include recent additions and/or modifications to property structure Changes in the underlying data or operating assumptions, or any loss of access to any one or more sources will clearly impact the analyses, information and conclusions set forth in this Property Explorer Report
PROPERTY EXPLORER
Valuation Report
Property Location
22572 Charwood Cir Lake Forest, CA 92630
Value Estimate $1,061,583
Effective Date 5/30/2025
Client File ID
22572 Charwood Cir, Lake Forest, CA 92630.
22572 Charwood Cir Lake Forest, CA 92630 County: Orange County
HouseCanary Suggested Sold & Active Comparables (2 of 3)
22572 Charwood Cir Lake Forest, CA 92630 County: Orange County
HouseCanary Suggested Sold & Active Comparables (3 of 3)
Charwood Cir Lake Forest, CA 92630 County: Orange County
22572 Charwood Cir Lake Forest, CA 92630 County: Orange County
Glossary
HouseCanary Value
HouseCanary Rental Value
Active
Comparable Properties
Current Value
Days on Market
Forecast Standard Deviation (FSD)
HouseCanary Suggested Comps
MSA 1-Year Risk of Decline
Months of Supply
22572 Charwood Cir, Lake Forest, CA 92630.
PROPERTY EXPLORER
We value this property at $1,061,583 The sales price will likely fall between $920,859 and $1,202,307 This is HouseCanary’s estimated market value for this home It is not a formal appraisal This estimate is based on our market knowledge, and it should be used as a starting point to determine a home’s value
Source: HouseCanary analysis
We value this property’s monthly rent at $5,162 The rental price will likely fall between $4,473 and $5,851 This is HouseCanary’s estimated monthly rental value for this home It is not a formal appraisal This estimate is based on our market knowledge, and it should be used as a starting point to determine a home’s rent
Source: HouseCanary analysis
Active listings within a 1 year timeframe near the subject property.
Source: Local MLS
All nearby properties of the same property and sales type that have been ranked according to their similarity to the subject property's locational and physical characteristics
Source: Public Record HouseCanary analysis
Current Value of the similar property represents HouseCanary’s most recent value estimate of the respective property HouseCanary’s valuation model adjusts for price changes through time with a proprietary block level home price appreciation index
Source: Public Record, HouseCanary Automated Valuation Model
The current days on market is the average number of days since listing for all current listings on the market for the given geography. The calculation represents a 13-week rolling average to minimize rapid swings in the data.
Source: Local MLS, HouseCanary analysis
A statistical measure of model uncertainty in the value estimate generated by the AVM Lower values of FSD imply less uncertainty in the value estimate FSD is measured in percentage terms relative to the value estimate to allow for comparison of model uncertainty across multiple properties, regardless of the actual dollar value of those individual estimates FSD below 0 15 implies high model confidence, FSD between 0 15-0 3 implies average model confidence, and FSD above 0 3 implies low model confidence
Source: House Canary analysis
HouseCanary’s suggested comparables based on similarity and property type, within the same state and a 6month timeframe
Source: HouseCanary analysis
The one year risk of decline is a proprietary HouseCanary metric that measures the probability that this market’s median home prices will be lower 12 months from now than the current market median price This one-year chance of loss is derived through HouseCanary’s multivariate time series models using a combination of fundamental and technical indicators.
Source: Local MLS, HouseCanary analysis
The months of supply is a metric to reflect the pace at which listing inventory is turning over in the local market The calculation reflects the total listings on the market divided by the 3-month rolling average of sales volume Generally, less than 5 months of supply is considered inflationary due to the constrained nature of listings available for sale. A value greater than 7 months of supply is typically considered oversupplied and deflationary.
Source: Local MLS, HouseCanary analysis
22572 Charwood Cir Lake Forest, CA 92630 County: Orange County
Glossary Continued
22572 Charwood Cir, Lake Forest, CA 92630.
PROPERTY EXPLORER
Non-Disclosure State In non-disclosure states (or counties) both the transaction sales price and date may be unavailable This is because these states are not required or cannot legally disclose such information to the public As a result, HouseCanary relies on other sources (like MLS) to complement the data when possible The following twelve states are considered non-disclosure: Alaska, Idaho, Kansas, Louisiana, Mississippi, Missouri (certain counties), Montana, New Mexico, North Dakota, Texas, Utah and Wyoming
Source: Public Record, MLS
Occupancy Type
Property Type
Similarity
Subject’s Comparability to Market
Data Sources
Owner occupancy indicates whether the owner of the home is the primary resident
Source: Public Record
Property Type indicates the classification of the building based upon public record information. HouseCanary has normalized property type information into five groupings: Single Family Detached, Condominium, Townhouse, Manufactured/Mobile Home and Multifamily Note that buildings that do not fall into these categories, i e apartment houses, highrise apartments, etc will not be mapped into one of these categories
Source: Public Record
HouseCanary proprietary score calculated via multivariate analysis using a combination of geographic information and key property characteristics such as bedrooms, square footage, lot size, etc The measure defines similarity of comparable properties relative to the subject property
Source: Public Records, MLS, HouseCanary analysis
All nearby properties and associated attributes This chart allows for comparison of the subject property attributes with nearby properties.
Source: Public Record, HouseCanary analysis
HouseCanary accesses up-to-date data from county recorders and local Multiple Listing Service (MLS) Recency of certain data is reflected by the effective date on the report We use this data combined with HouseCanary proprietary analytics to bring you the most comprehensive, simple and accurate Property Explorer for every property
Disclaimer
This Property Explorer is provided solely for general business information purposes No advisory, fiduciary or other relationship is created by any acceptance or use of this Property Explorer The inclusion of this Property Explorer with any other materials does not constitute an endorsement by HouseCanary of any third party or any third party’s products or services The projected market, valuation and financial information, conclusions and other information contained in this Property Explorer are based upon tested methodologies for accuracy However, such information and conclusions are not definitive forecasts, appraisals or opinions of valuations All such information and conclusions are stated in terms of probability of likelihood based on market factors and information submitted to HouseCanary, and such information and conclusions are not guaranteed by HouseCanary and should not be construed as a certified appraisal or valuation, or investment advice, or relied upon for critical decision making HouseCanary uses or has used public and/or confidential data and assumptions provided to HouseCanary by third parties, and HouseCanary has not independently verified the data and assumptions used in these analyses or data sets Attributes for properties may be inaccurate because county assessor and MLS data does not always include recent additions and/or modifications to property structure Changes in the underlying data or operating assumptions, or any loss of access to any one or more sources will clearly impact the analyses, information and conclusions set forth in this Property Explorer Report
HOME INSPECTION REPORT
Inspection Date: 5/22/2025
Report Number: 2025052201WM
Real Estate Agent: Justin Green
Home Inspector: William Morrison
Date: 5/22/2025
Property:
22572 Charwood Circle Lake Forest CA 92630
Time: 10:00 AM
Customer: Tammie Allen
Comment Key or Definitions
Real Estate Professional: Justin Green Harcourts Prime Properties
The following definitions of comment descriptions represent this inspection report. All comments by the inspector should be considered before purchasing this home. Any recommendations by the inspector to repair or replace suggests a second opinion or further inspection by a qualified contractor. All costs associated with further inspection fees and repair or replacement of item, component or unit should be considered before you purchase the property.
Please note that each office is independently owned and operated. If you have any questions or concerns regarding the report, please contact the office that scheduled the inspection.
Inspected (IN) = The item, component, or unit was visually observed. If no other comments were made, then it appeared to be functioning as intended, allowing for normal wear and tear.
Limited Inspection (LI) = Observation of the item, component, or unit was limited by personal items, obstructions, or conditions listed during the course of the inspection.
Not Inspected (NI) = The item, component, or unit was not inspected, and no representations were made as to whether or not it was functioning as intended. The reason for not inspecting may be stated.
Not Present (NP) = The item, component, or unit was not present in the home or building.
Recommend (RC) = The item, component, or unit was not functioning as intended or needs further inspection by a qualified specialist. Items, components, or units that can be repaired to satisfactory condition may not need replacement.
Structure Type: Single Family Dwelling Levels: 1 Story Structure
Lot Type: Sloped
Estimated Age of Home: Approximately 51 to 60 years of age Weather Conditions: Clear Temperature: Approximately 70 to 80 degrees
Rain in last 3 days: No
Occupant Status: Vacant
Present: Seller
General Summary
Morrison Plus Property Inspections
504 E. Route 66, Unit 102
Customer Tammie Allen
Address
22572 Charwood Circle Lake Forest CA 92630
The following items or discoveries indicate that these systems or components do not function as intended or adversely affects the habitability of the dwelling; or appear to warrant further investigation by a specialist, or requires subsequent observation. This summary shall not contain recommendations for routine upkeep of a system or component to keep it in proper functioning condition or recommendations to upgrade or enhance the function, efficiency, or safety of the home. This Summary is not the entire report. The complete report may include additional information of concern to the customer. It is recommended that the customer read the complete report.
1. Roof Coverings
1.0 ROOF COVERINGS
Recommendation
(2) The roof coverings do not overlap the edge of the sheathing/fascias. Recommend further review by a qualified roofer.
(3) While inspecting the roof, degranulation, deteriorated ridge-cap and loose roofing material were observed in areas. Recommend further review by a qualified roofer.
1.2 ROOF FLASHING
Recommendation
(1) Flashing is incorrectly installed at rear. Recommend further review by a qualified roofer
(3) Exposed nails observed. Recommend correcting.
2(A) . Attic Space / Main
2.1.A CONDITION OF FRAMING & SHEATHING
Recommendation
Deflection observed at rafters. Recommend further review by a qualified contractor.
2.2.A WATER STAINS & EVIDENCE OF LEAKING
Recommendation
Water staining observed at the sheathing. Recommend further review by a qualified roofer
2.3.A INSULATION
Recommendation
The insulation is installed with paper side exposed. Recommend correcting.
3. Exteriors and Grounds
3.0 WALKWAYS AND DRIVEWAYS
Recommendation
Steps are not uniform in height at rear walkway(s). Recommend correcting.
3.2 TRIM, EAVES & FASCIA
Recommendation
Deterioration observed at the front and rear of the home. Recommend further evaluation by a qualified termite specialist.
3.3 GRADING/DRAINAGE & PLANTERS
Recommendation
Inadequate grade drainage observed at right side, rear and left side. Regarding, filling low lying areas or adding alternative means of drainage is recommended to assure all water drains away from the foundation and exterior walls.
3.4 EXTERIOR DOORS
Recommendation
(1) Door is keyed from the interior side at rear of home. Recommend correcting.
(2) Deterioration observed at rear door/door frame. Recommend repair.
3.5 EXTERIOR WINDOWS & FRAMES
Inspected
(2) Deterioration observed at primary bedroom window. Recommend further evaluation by a licensed branch 3 pest inspector.
3.6 FENCING, WALLS & GATES
Recommendation
(1) Deterioration observed at the left side and rear wood fencing. Recommend further review by a qualified termite specialist.
4. Garage
4.0 ROOF FRAMING & SHEATHING
Recommendation
Water staining observed at the sheathing. Recommend further review by a qualified roofer.
Morrison Plus Property Inspections Allen
4.1 WALLS, CEILINGS & VENTILATION
Recommendation
(1) Hole(s)/gaps observed at the firewall. Recommend repair
(2) Staining/moisture damage observed. Recommend further review by a qualified professional.
4.2
FLOOR/SLAB
Recommendation
Displacement/cracks observed. Recommend repair
4.3
FIRE & SERVICE DOORS
Recommendation
(1) The service door is deteriorated. Recommend repair/replacement.
(2) The fire door does not self-close, latch shut with a tight seal. Recommend correcting.
4.5
GARAGE DOOR OPERATORS
Recommendation
(4) The door opener is incorrectly installed using an extension cord. Recommend installing an outlet within the vicinity of the unit.
5. Electrical System
5.2 MAIN DISCONNECT & OVERLOAD PROTECTION (Breakers/Fuses)
Recommendation
(3) Double wiring observed at breaker(s) in the main panel. Wiring should be separated into independent breakers. Recommend correcting.
(4) Circuits are not correctly labeled. Recommend labeling.
5.3
BRANCH WIRING & GROUNDING
Recommendation
(1) Unprotected wiring observed at garage. Recommend correcting.
(3) Single strand aluminum branch circuit conductor present. Recommend further review by a qualified electrician.
5.4
OUTLETS & GFCI (Interior/Exterior)
Recommendation
(2) Outlet(s) are installed below the countertops at the kitchen. As of 2023 standards outlets are prohibited from being installed below countertops due to safety risks. Recommend terminating and relocating above the counter for optimal safety.
(3) Loose outlet(s) observed at hall bathroom. Recommend correcting.
(4) Inoperable outlet(s) observed at left side (exterior). Recommend correcting.
5.6
SMOKE & CARBON MONOXIDE DETECTORS
Recommendation
(2) Smoke detector is not installed at the front/right bedroom and hallway. Recommend installing.
(3) Carbon monoxide detector is not installed at the living room and at ADU. Recommend installing.
6. Plumbing System
6.1 WATER DISTRIBUTION PIPING
Recommendation
Leaking observed at the left side distribution piping. Recommend further review by a qualified
Morrison Plus Property Inspections Allen
6.3 MAIN GAS SHUT-OFF & FUEL PIPING
Recommendation
(1) Obsolete metal gas valve observed at laundry area. Recommend correcting.
(2) Hot and cold water are reversed at primary bathroom shower. Recommend correcting.
(3) Corrosion observed at primary bathroom, hall bathroom, and ADU bathroom sink shut off valves and at the ADU bathroom toilet shut-off valve. Recommend repair
(4) Leaking drain line observed at the kitchen sink. Recommend repair.
(5) Incorrect slope observed at the kitchen sink drain line. Recommend correcting.
6.6 SINKS, SHOWERS, TUBS, TOILETS & BIDETS
Recommendation
(1) Caulking/grout at hall bathroom tub is deteriorated. Recommend repair.
(2) Toilet valve runs at the primary bathroom. Recommend repair.
7(A) . Water Heaters /Main
7.1.A FUEL PIPING & SHUT OFF VALVE
Recommendation
(1) Sediment trap is not plumbed on the gas line. Recommend correcting.
(2) Obsolete metal gas valve observed. Recommend updating.
7.2.A WATER PIPING & SHUT OFF VALVE
Recommendation
(1) A gate type valve is installed. Recommend upgrading to a ball valve type.
(2) Corrosion observed at supply piping. Recommend maintenance.
7.4.A SEISMIC STRAPS
Recommendation
Loose straps observed. Recommend correcting.
7.5.A PLATFORM/COMPARTMENT/CLOSET
Recommendation
Water damage/staining observed at water heater platform. Recommend further review by a qualified professional.
7.6.A DRIP PAN/DRAIN LINE
Recommendation
Drip pan with drain line is not installed. Recommend installing.
7(B) . Water Heaters /ADU
7.0.B FUEL PIPING & SHUT OFF VALVE
Recommendation
(1) Sediment trap is not plumbed on the gas line. Recommend correcting.
(2) Flexible gas connector is not installed. Recommend installing.
7.3.B WATER HEATER COMMENTS
Recommendation
(2) Thankless water heater is not bolted to the wall cladding. Recommend correcting.
8(A) . Heating and Air Conditioning Systems /Main
8.0.A EXHAUST VENT PIPE
Recommendation
Transite vent pipe material installed with an updated, fan induced furnace. Recommend replacement.
8.1.A HEATING CONDITION
Recommendation
(1) Sediment trap is not plumbed on the gas line. Recommend correcting.
(2) Unit was tested using normal operating controls and provided heat at the service registers. Changing the air filters, servicing and regular maintenance of the components is necessary to prolong the service life of the system.
8.3.A PLATFORM/COMPARTMENT/CLOSET
Recommendation
Staining/moisture damage observed. Recommend further review by a qualified professional.
9. Fireplaces and Chimneys
9.1 CAP, FLUE & SPARK ARRESTOR
Recommendation
(1) Spark arrestor is incorrectly installed. Recommend correcting.
(2) Cracked cap observed. Recommend repair
9.3 FIREBOX, HEARTH & DOORS
Recommendation
(1) Mortar is missing in areas at living room. Recommend repair
(2) Glass doors and a protective screen surround are not installed at living room. Recommend installing.
(3) Soot and creosote buildup observed at living room. Recommend cleaning and further review by a qualified fireplace specialist.
9.4 DAMPERS
Recommendation
(1) Locking device is not installed at damper. Recommend installing.
(2) Flue damper is stuck. Recommend correcting.
10(A) . Kitchen Appliances /Main
10.1.ASTOVE/OVEN
Recommendation
Anti-tip bracket is not installed. Recommend installing.
Morrison Plus Property Inspections
10.0.BSTOVE/OVEN
Recommendation
Anti-tip bracket is not installed. Recommend installing.
10.2.BDISPOSAL
Recommendation
Disposal is excessively noisy. Recommend correcting.
11. Interior Rooms
11.1 WALLS & CEILINGS
Recommendation
(2) Moisture damage observed at primary bathroom wall, moisture staining observed at the hall bathroom ceiling, and moisture damage observed at the front/left bedroom ceiling. Hidden damage may not be observable. Recommend further review by a qualified professional.
11.4 CABINETS & COUNTERTOPS
Recommendation
(2) Deteriorated grout/sealant observed at the primary bathroom countertop. Recommend repair
(3) Gaps observed at drain line under the hall bathroom sink. Recommend correcting.
(4) Moisture damage and dark staining observed at main house and ADU kitchen cabinetry. Hidden damage may not be observable. Recommend further review by a qualified professional.
Home inspectors are not required to report on the following: Life expectancy of any component or system; The causes of the need for a repair; The methods, materials, and costs of corrections; The suitability of the property for any specialized use; Compliance or non-compliance with codes, ordinances, statutes, regulatory requirements or restrictions; The market value of the property or its marketability; The advisability or inadvisability of purchase of the property; Any component or system that was not observed; The presence or absence of pests such as wood damaging organisms, rodents, or insects; or Cosmetic items, underground items, or items not permanently installed. Home inspectors are not required to: Offer warranties or guarantees of any kind; Calculate the strength, adequacy, or efficiency of any system or component; Enter any area or perform any procedure that may damage the property or its components or be dangerous to the home inspector or other persons; Operate any system or component that is shut down or otherwise inoperable; Operate any system or component that does not respond to normal operating controls; Disturb insulation, move personal items, panels, furniture, equipment, plant life, soil, snow, ice, or debris that obstructs access or visibility; Determine the presence or absence of any suspected adverse environmental condition or hazardous substance, including but not limited to mold, toxins, carcinogens, noise, contaminants in the building or in soil, water, and air; Determine the effectiveness of any system installed to control or remove suspected hazardous substances; Predict future condition, including but not limited to failure of components; Since this report is provided for the specific benefit of the customer(s), secondary readers of this information should hire a qualified inspector to perform an inspection to meet their specific needs and to obtain current information concerning this property
Morrison Plus Property Inspections
1. Roof Coverings
(Refer to Part 2, Section 3 of the CREIA Standards of Practice) Items to be inspected: 1. Covering 2. Drainage 3. Flashings 4. Penetrations 5. Skylights. The inspector is not required to: 1. Walk on the roof surface if in the opinion of the inspector there is risk of damage or a hazard to the inspector 2. Warrant or certify that roof systems, coverings or components are free from leakage
Styles&Materials
Viewed Roof Covering From: Fully Walked
Number of Layers: 2 or More
Roof-Types: Sloped - Gable Sloped - Hip
Vent Penetrations: Plumbing Vent(s) Heating Vent(s) Air Vent(s)
Gutters & Downspouts: Metal Items
1.0 ROOF COVERINGS
Comments: Recommendation
Roof Covering: Asphalt Composition ShingleArchitectural Type
Flashings: Metal
(1) We do our very best to inspect all readily accessible areas of the roof system. Be advised we inspect the roof for deterioration, installation methods and materials. Often times observable indication of leaking at the time of inspection are not present and therefore specifically determining if the roof leaks is beyond the scope.
(2) The roof coverings do not overlap the edge of the sheathing/fascias. Recommend further review by a qualified roofer.
(3) While inspecting the roof, degranulation, deteriorated ridge-cap and loose roofing material were observed in areas. Recommend further review by a qualified roofer.
1.1 ROOF VENTS & PENETRATIONS
Comments: Inspected
1.0 Item 1(Picture)
1.0 Item 2(Picture)
1.0 Item 3(Picture)
Deteriorated sealant observed at a number of roof penetrations. Suggest re-sealing.
1.2 ROOF FLASHING
Comments: Recommendation
(1) Flashing is incorrectly installed at rear. Recommend further review by a qualified roofer
1.1 Item 1(Picture)
1.1 Item 2(Picture)
1.2 Item 1(Picture) 1.2 Item 2(Picture)
1.2 Item 3(Picture)
Morrison Plus Property Inspections
(2) Vegetation/debris observed in valley flashing. Suggest cleaning to enhance drainage.
(3) Exposed nails observed. Recommend correcting.
1.3 GUTTERS AND DOWNSPOUTS
Comments: Inspected
Vegetation/debris observed in gutters. Suggest cleaning to enhance drainage.
1.4 ROOF COMMENTS
Comments: Inspected
The roof of the property was inspected and reported on with the above information. While the inspector makes every effort to find all areas of concern, some areas can go unnoticed. Roof coverings and skylights can appear to be leak proof during the inspection and current weather conditions. Our inspection makes an attempt to find a leak but in most cases we are UNABLE to determine if active leaking is present, even during or immediately after precipitation. Please be aware that the inspector has your best interest in mind. Any repair items mentioned in this report should be considered before purchase. It is recommended that qualified contractors be used in your further evaluation or repair issues as it relates to the comments in this inspection report. If a limited evaluation of the roof system was made at the time of inspection, (due to roof coverings, height, slope, etc.) the client is advised to consult a qualified roofer to verify the overall condition.
1.2 Item 5(Picture)
1.2 Item 6(Picture)
Morrison Plus Property Inspections
2(A) . Attic Space / Main
(Refer to Part 2, Section 4 of the CREIA Standards of Practice) Items to be inspected: 1. Framing 2. Ventilation 3. Insulation. The inspector is not required to: 1. Inspect mechanical attic ventilation systems or components 2. Determine the composition or energy rating of insulation materials.
Styles&Materials
Method used to observe attic: Restrictive Clearances - Partially Accessed
Insulation: Batts - Fiberglass Loose Fill - Cellulose
Sheathing: Plywood Spaced
2.0.A ACCESS
Comments: Inspected
Access Location: Hallway
Vapor Retarder: Felt Paper Observed
Roof & Ceiling Structure: Rafters (2x6)
Air Ventilation Type: Gable
Items
2.1.A CONDITION OF FRAMING & SHEATHING
Comments: Recommendation Limited review of the attic space due to restrictive clearances. Suggest verifying overall condition.
Deflection observed at rafters. Recommend further review by a qualified contractor
2.2.A WATER STAINS & EVIDENCE OF LEAKING
Comments: Recommendation
Water staining observed at the sheathing. Recommend further review by a qualified roofer.
2.3.A INSULATION
Comments: Recommendation
The insulation is installed with paper side exposed. Recommend correcting.
2.4.A ROOF VENTILATION (Gables, eaves, fans)
Comments: Inspected
2.5.A ATTIC COMMENTS
2.1.A Item 1(Picture)
2.1.A Item 2(Picture)
2.2.A Item 1(Picture)
2.3.A Item 1(Picture)
Morrison Plus Property Inspections
Comments: Limited Inspection
The attic space(s) of the property was inspected and reported on with the above information. While the inspector makes every effort to find all areas of concern, some areas can go unnoticed. Restrictive clearances, insulation or stored personal items can limited the inspection of various components in the attic space. Please be aware that the inspector has your best interests in mind. Any repair items mentioned in this report should be considered before purchase. It is recommended that qualified contractors be used in your further evaluation or repair issues as it relates to the components in this inspection report. If a limited evaluation of the attic space(s) was made at the time of inspection, the client is advised to consult a qualified professional to verify the overall condition.
2(B) . Attic Space / ADU
(Refer to Part 2, Section 4 of the CREIA Standards of Practice) Items to be inspected: 1. Framing 2. Ventilation 3. Insulation. The inspector is not required to: 1. Inspect mechanical attic ventilation systems or components 2. Determine the composition or energy rating of insulation materials.
Method used to observe attic:
Restrictive Clearances - Partially Accessed
Insulation: Batts - Fiberglass
Sheathing:
Radiant Barrier - O.S.B.
2.0.B ACCESS
Styles&Materials
Access Location: Living Room
Vapor Retarder: Not Observable
Comments: Limited Inspection
Roof & Ceiling Structure: Rafters (2x6)
Air Ventilation Type: Gable
Limited review of the attic space due to restrictive clearances. Suggest verifying overall condition.
2.1.B CONDITION OF FRAMING & SHEATHING
Comments: Inspected
2.2.B WATER STAINS & EVIDENCE OF LEAKING
Comments: Inspected
2.3.B INSULATION
Comments: Inspected
2.4.B ROOF VENTILATION (Gables, eaves, fans)
Comments: Inspected
2.5.B ATTIC COMMENTS
Comments: Limited Inspection
The attic space(s) of the property was inspected and reported on with the above information. While the inspector makes every effort to find all areas of concern, some areas can go unnoticed. Restrictive clearances, insulation or stored personal items can limited the inspection of various components in the attic space. Please be aware that the inspector has your best interests in mind. Any repair items mentioned in this report should be considered before purchase. It is recommended that qualified contractors be used in your further evaluation or repair issues as it relates to the components in this inspection report. If a limited evaluation of the attic space(s) was made at the time of inspection, the client is advised to consult a qualified professional to verify the overall condition.
3. Exteriors and Grounds
(Refer to Part 4 Section 2 of the CREIA Standards of Practice) Items to be inspected: 1. Surface grade directly adjacent to the buildings 2. Doors and windows 3. Attached decks, porches, patios, balconies, stairways and their enclosures, handrails and guardrails 4. Wall cladding and trim 5. Portions of walkways and driveways that are adjacent to the buildings. The inspector is not required to: 1. Inspect door or window screens, shutters, awnings, or security bars 2. Inspect fences or gates or operate automated door or gate openers or their safety devices 3. Use a ladder to inspect systems or components
Exterior Window(s) Type & Material: Sliding Single Hung
Driveway Material: Concrete
Exterior Wall Structure: Not Visible
Fencing/Wall Material: Block Wall Wood
Planters: Concrete
3.0 WALKWAYS AND DRIVEWAYS
Comments: Recommendation
Steps are not uniform in height at rear walkway(s). Recommend correcting.
3.0 Item 1(Picture)
3.1 WALL CLADDINGS
Comments: Limited Inspection
(1) Limited review due vegetation or personal items.
(2) Evidence of repairs observed. Unable to determine the cause and or effectiveness of these repairs.
(3) Cracks observed at the wall cladding in a number of areas. Suggest repair.
(4) Discoloration/stains observed at rear of the home. Suggest correcting.
3.2 TRIM, EAVES & FASCIA
Comments: Recommendation
Deterioration observed at the front and rear of the home. Recommend further evaluation by a qualified termite specialist.
3.1 Item 1(Picture)
3.1 Item 2(Picture)
3.2 Item 1(Picture)
3.2 Item 2(Picture)
Morrison Plus Property Inspections
3.2
3.3 GRADING/DRAINAGE & PLANTERS
Comments: Recommendation
Inadequate grade drainage observed at right side, rear and left side. Regarding, filling low lying areas or adding alternative means of drainage is recommended to assure all water drains away from the foundation and exterior walls.
3.3
3.4 EXTERIOR DOORS
Comments: Recommendation
(1) Door is keyed from the interior side at rear of home. Recommend correcting.
Item 3(Picture)
Item 1(Picture) Grading
3.4 Item 1(Picture)
(2) Deterioration observed at rear door/door frame. Recommend repair
3.5 EXTERIOR WINDOWS & FRAMES
Comments: Inspected
(1) Limited review due to personal items and window treatments.
(2) Deterioration observed at primary bedroom window. Recommend further evaluation by a licensed branch 3 pest inspector
3.6 FENCING, WALLS & GATES
Comments: Recommendation
(1) Deterioration observed at the left side and rear wood fencing. Recommend further review by a qualified termite specialist.
3.4 Item 2(Picture)
3.4 Item 3(Picture)
3.5 Item 1(Picture)
3.6 Item 1(Picture)
3.6 Item 2(Picture)
Morrison Plus Property Inspections
(2) Leaning fencing observed at rear. Suggest correcting.
3.7 EXTERIOR COMMENTS
Comments: Limited Inspection
Regardless of the age of the building we advise inquiring about any permits and inspection records with final signatures for the building and for any changes, remodels or additions that may have been made to the building.
The exterior of the property was inspected and reported on with the above information. While the inspector makes every effort to find all areas of concern, some areas can go unnoticed. Stored personal items, vegetation or restricted access can limited the inspection of various components of the exterior. Please be aware that the inspector has your best interests in mind. Any repair items mentioned in this report should be considered before purchase. It is recommended that qualified contractors be used in your further evaluation or repair issues as it relates to the components in this inspection report. If a limited evaluation of the exterior was made at the time of inspection, the client is advised to consult a qualified professional to verify the overall condition.
3.6 Item 3(Picture)
3.6 Item 4(Picture)
Morrison Plus Property Inspections
4. Garage
(Refer to Part 2, Section 9 of the CREIA Standards of Practice) Items to be inspected: 1. Vehicle doors, door openers, garage interior and occupant doors. The inspector is not required to: 1. Test vehicle door safety devices
Garage Type: Attached
Garage Door Type: Two car - automatic
Safety Features:
Safety Reversing Device Operational
Photo-Electric Sensors Operational
Styles&Materials
Interior: Limited Review due to personal items/Vehicle(s)
Garage Door Material: Metal - Roll-Up Panel
4.0 ROOF FRAMING & SHEATHING
Comments: Recommendation
Interior Walls: Partially Finished
Auto-opener Manufacturer: Chamberlain
Water staining observed at the sheathing. Recommend further review by a qualified roofer.
4.1 WALLS, CEILINGS & VENTILATION
Comments: Recommendation
4.0 Item 1(Picture)
(1) Hole(s)/gaps observed at the firewall. Recommend repair
(2) Staining/moisture damage observed. Recommend further review by a qualified professional.
4.1 Item 1(Picture)
4.1 Item 2(Picture)
4.1 Item 3(Picture)
4.1 Item 4(Picture)
4.1 Item 5(Picture) 4.1 Item 6(Picture)
4.2 FLOOR/SLAB
Comments: Recommendation
Displacement/cracks observed. Recommend repair
4.3 FIRE & SERVICE DOORS
Comments: Recommendation
(1) The service door is deteriorated. Recommend repair/replacement.
(2) The fire door does not self-close, latch shut with a tight seal. Recommend correcting.
4.4 GARAGE DOOR
Comments: Inspected
4.5 GARAGE DOOR OPERATORS
Comments: Recommendation
4.2 Item 1(Picture)
4.3 Item 1(Picture)
Morrison Plus Property Inspections Allen
(1) As of July 1, 2019 all garage door openers are required to have a battery back up that is designed to operate when activated due to an electrical outage. Replacement of the garage doors connected to an automatic opener requires updating to a battery backup type. Verification of compliance is beyond the scope of this inspection. Client is advised to verify compliance and update if needed.
(2) Safety reversing device installed and responded to test.
(3) Photo-electric safety sensors are installed and responded to test.
(4) The door opener is incorrectly installed using an extension cord. Recommend installing an outlet within the vicinity of the unit.
4.6 GARAGE COMMENTS
Comments: Limited Inspection
Limited review due to personal items.
The garage(s) of the property was inspected and reported on with the above information. While the inspector makes every effort to find all areas of concern, some areas can go unnoticed. Stored personal items, vehicles, pets or locked access can limit the evaluation of the garage. Please be aware that the inspector has your best interest in mind. Any repair items mentioned in this report should be considered before purchase. It is recommended that qualified contractors be used in your further evaluation or repair issues as it relates to the comments in this inspection report. If a limited evaluation of any area of the garage was made at the time of inspection, the client is advised to consult a qualified professional to verify the overall condition.
4.5 Item 1(Picture)
5. Electrical System
(Refer to Part 2, Section 6 of the CREIA Standards of Practice) Items to be inspected: 1. Service equipment 2. Electrical panels 3. Circuit wiring 4. Switches, receptacles, outlets and lighting fixtures. The inspector is not required to: 1. Operate circuit breakers or circuit interrupters 2. Remove cover plates 3. Inspect de-icing systems or components 4. Inspect private or emergency electrical supply systems or components.
Electrical Service Entrance: Below Ground
Main Disconnect Location: Left side
Sub Panel Manufacturer: General Electric
Styles&Materials
Main Service Voltage: 120/240 Volts
Main Panel Manufacturer: General Electric
Overload Protection Type: Circuit breakers
Branch Circuit Wiring Material (15 and 20 amp):
Surge Protection: Not Installed (2019 or Older)
Main Disconnect Amperage: 100 AMP
Sub Panel Location: Guest House
Branch Circuit Wiring Type: Non-Metallic Sheathed
Single Strand
Braided Cloth Sheathed
Grounding Location(s): Unable to determine
Copper Aluminum
Smoke & Carbon Monoxide Detectors:
Partially Installed
5.0 MAIN SERVICE ENTRANCE, WIRING & CONNECTIONS
Comments: Limited Inspection
5.1 MAIN PANEL & SUB PANEL(S) Comments: Inspected
5.2 MAIN DISCONNECT & OVERLOAD PROTECTION (Breakers/Fuses)
5.3
Comments: Recommendation
(1) A whole house surge protection device is not installed at the main panel. Suggest installing as a safety enhancement.
(2) Combination arc fault circuit interrupter protection(CAFCI) is not installed on all branch circuits. Suggest installing as a safety enhancement.
(3) Double wiring observed at breaker(s) in the main panel. Wiring should be separated into independent breakers. Recommend correcting.
(4) Circuits are not correctly labeled. Recommend labeling.
BRANCH WIRING & GROUNDING
Comments: Recommendation
5.2 Item 1(Picture)
5.2 Item 2(Picture)
5.4
(1) Unprotected wiring observed at garage. Recommend correcting.
(2) Braided cloth wiring observed. Due to the age of this type of wiring, the client is advised to verify overall condition of the wiring with a qualified electrician.
(3) Single strand aluminum branch circuit conductor present. Recommend further review by a qualified electrician.
(4) Unable to determine if adequate grounding is provided - limited review. Suggest verifying condition with a qualified electrician.
OUTLETS & GFCI
(Interior/Exterior)
Comments: Recommendation
5.3 Item 1(Picture)
5.3 Item 2(Picture)
Morrison Plus Property Inspections
(1) Limited review due to personal items blocking access.
(2) Outlet(s) are installed below the countertops at the kitchen. As of 2023 standards outlets are prohibited from being installed below countertops due to safety risks. Recommend terminating and relocating above the counter for optimal safety.
(3) Loose outlet(s) observed at hall bathroom. Recommend correcting.
(4) Inoperable outlet(s) observed at left side (exterior). Recommend correcting.
5.5 LIGHT FIXTURES, CEILING FANS & DOOR BELL (Interior/Exterior)
Comments: Limited Inspection
A number of exterior lights are on timers/sensor equipment. These low voltage systems are beyond the scope of this inspection.
5.6 SMOKE & CARBON MONOXIDE DETECTORS
Comments: Recommendation
(1) Testing of smoke and carbon monoxide detectors is beyond the scope of this inspection. The client is advised to have all smoke and carbon monoxide detectors tested annually to ensure a safe living environment.
(2) Smoke detector is not installed at the front/right bedroom and hallway. Recommend
5.4 Item 1(Picture)
5.4 Item 2(Picture)
Morrison Plus Property
(3) Carbon monoxide detector is not installed at the living room and at ADU. Recommend installing.
The electrical system of the property was inspected and reported on with the above information. While the inspector makes every effort to find all areas of concern, some areas can go unnoticed. Restrictive clearances, interior/exterior finishes or stored personal items can limit the evaluation of the electrical system. Please be aware that the inspector has your best interest in mind. Any repair items mentioned in this report should be considered before purchase. It is recommended that qualified contractors be used in your further evaluation or repair issues as it relates to the comments in this inspection report. If a limited evaluation of any area of the electrical system was made at the time of inspection, the client is advised to consult a qualified electrician to verify the overall condition.
Morrison Plus Property Inspections Allen
6. Plumbing System
(Refer to Part 2, Section 5 of the CREIA Standards of Practice) Items to be inspected: 1. Water supply piping 2. Drain/waste/vent piping 3. Faucets and fixtures 4. Fuel gas piping 5. Water heaters 6. Functional flow and drainage The inspector is not required to: 1. Fill any fixture with water, inspect overflow drains or drain-stops, or evaluate backflow devices, waste ejectors, sump pumps, or drain line cleanouts 2. Inspect or evaluate water temperature balancing devices, temperature fluctuation, time to obtain hot water, water circulation, or solar heating systems or components 3. Inspect whirlpool baths, steam showers, or sauna systems or components 4. Inspect fuel tanks or determine if the fuel gas system is free of leaks 5. Inspect wells or water treatment systems
Styles&Materials
Main Water Shut-Off: Right side
Drain - Waste - Vent Piping: ABS
Main Gas Shut-Off Location: Left side
Washer/Dryer Connection Location: Garage
Fire Sprinkers: Not Installed
6.0 WATER SOURCE
Comments: Inspected
Pressure Regulator: Installed
Location of Main Line Cleanout(s): Front
Gas Distribution Piping: Galvanized Steel Piping Black Steel Piping
Dryer Connection Type: Natural Gas/220 Volt
Water Distribution Piping: Copper PVC
Waste System: Unable to determine waste system type - Waste system is underground
Seismic Shut Off Valve: Not installed
Bathroom Exhaust Types: Window(s) Fan(s)
Water pressure at the time of inspection was 70 static PSI. Water pressure is between the
appropriate range of 40 to 80 PSI.
6.1 WATER DISTRIBUTION PIPING
Comments: Recommendation
Leaking observed at the left side distribution piping. Recommend further review by a qualified plumber
6.2 DRAIN, WASTE, VENT PIPING (Readily visible)
Comments: Limited Inspection
6.3 MAIN GAS SHUT-OFF & FUEL PIPING
Comments: Recommendation
(1) Obsolete metal gas valve observed at laundry area. Recommend correcting.
6.0 Item 1(Picture)
6.1 Item 1(Picture)
6.3 Item 1(Picture)
(2) A visual observation of the readily accessible gas lines was performed. Testing for gas leaks is technically exhaustive and is therefore beyond the scope of this inspection. The client is advised to verify condition of the gas lines with the gas company and or a qualified plumber
(3) Seismic shut-off valve is not installed. We recommend installing as a safety enhancement. The client is advised to check with local city ordinances, as not every city requires a shut-off valve. Recommend installing.
6.4 WASHER & DRYER CONNECTIONS
Comments: Limited Inspection
(1) Washer connections present. Faucet and drain not tested. Suggest verifying condition.
(2) 220 volt outlet and gas service available. Testing is beyond the scope of this inspection. Suggest verifying condition.
6.5 FAUCETS, DRAINS & SHUT OFF VALVES
(Functional flow & drainage)
Comments: Recommendation
(1) Testing of sink/tub overflow drains is beyond the scope of the inspection - not tested.
(2) Hot and cold water are reversed at primary bathroom shower. Recommend correcting.
(3) Corrosion observed at primary bathroom, hall bathroom, and ADU bathroom sink shut off valves and at the ADU bathroom toilet shut-off valve. Recommend repair
6.5 Item 1(Picture)
6.5 Item 2(Picture)
(4) Leaking drain line observed at the kitchen sink. Recommend repair.
(5) Incorrect slope observed at the kitchen sink drain line. Recommend correcting.
6.6 SINKS, SHOWERS, TUBS, TOILETS & BIDETS
Comments: Recommendation
6.5 Item 3(Picture)
6.5 Item 4(Picture)
6.5 Item 5(Picture)
6.5 Item 6(Picture)
Morrison Plus Property Inspections Allen
(1) Caulking/grout at hall bathroom tub is deteriorated. Recommend repair
(2) Toilet valve runs at the primary bathroom. Recommend repair
6.7 VENTILATION (Bathroom & laundry room)
Comments: Inspected
6.8 YARD SPRINKLER SYSTEMS
Comments: Not Inspected
Sprinkler system is controlled by a timing device. Timing devices are beyond the scope of this inspection. Suggest verifying systems performance.
6.9 WATER CONDITIONING SYSTEM
Comments: Limited Inspection
Water conditioning system observed. This system was only checked for leaks. Suggest verifying the condition of this system with a service company.
The plumbing system of the property was inspected and reported on with the above information. While the inspector makes every effort to find all areas of concern, some areas can go unnoticed. Restrictive clearances, interior/exterior finishes, lot grade or stored personal items can limit the evaluation of the plumbing system. Please be aware that the inspector has your best interest in mind. Any repair items mentioned in this report should be considered before purchase. It is recommended that qualified contractors be used in your further evaluation or repair issues as it relates to the comments in this inspection report. If a limited evaluation of any area of the plumbing system was made at the time of inspection, the client is advised to consult a qualified plumber to verify the overall condition.
6.6 Item 1(Picture)
6.9 Item 1(Picture)
Morrison Plus Property Inspections Allen
7(A) . Water Heaters /Main
(Refer to Part 2, Section 5 of the CREIA Standards of Practice) Items to be inspected: 1. Water supply piping 2. Drain/waste/vent piping 3. Faucets and fixtures 4. Fuel gas piping 5. Water heaters 6. Functional flow and drainage. The inspector is not required to: 1. Fill any fixture with water, inspect overflow drains or drain-stops, or evaluate backflow devices, waste ejectors, sump pumps, or drain line cleanouts 2. Inspect or evaluate water temperature balancing devices, temperature fluctuation, time to obtain hot water, water circulation, or solar heating systems or components 3. Inspect whirlpool baths, steam showers, or sauna systems or components 4. Inspect fuel tanks or determine if the fuel gas system is free of leaks 5. Inspect wells or water treatment systems
Location: Garage
Capacity: 38 Gallons
Date Manufactured: 2016
Styles&Materials
Manufacturer: Rheem
Earthquake Straps: Correct
Combustion Air Supply: Adequate
Items
7.0.A EXHAUST VENT PIPE & COMBUSTION AIR
Comments: Inspected
Power Source: Natural gas (quick recovery)
Connections: Flexible Pipe
Transite (asbestos) pipe used for exhaust vent pipe. Suggest removal.
7.0.A Item 1(Picture)
7.1.A FUEL PIPING & SHUT OFF VALVE
Comments: Recommendation
(1) Sediment trap is not plumbed on the gas line. Recommend correcting.
7.1.A Item 1(Picture) Sed Traps
(2) Obsolete metal gas valve observed. Recommend updating.
7.2.A WATER PIPING & SHUT OFF VALVE
Comments: Recommendation
(1) A gate type valve is installed. Recommend upgrading to a ball valve type.
7.2.A Item 1(Picture)
(2) Corrosion observed at supply piping. Recommend maintenance.
7.2.A Item 2(Picture)
7.3.A TEMPERATURE/PRESSURE RELIEF VALVE & DISCHARGE LINE
Comments: Inspected
7.4.A SEISMIC STRAPS
Comments: Recommendation
7.1.A Item 2(Picture)
Loose straps observed. Recommend correcting.
7.5.A PLATFORM/COMPARTMENT/CLOSET
Comments: Recommendation
Water damage/staining observed at water heater platform. Recommend further review by a qualified professional.
7.6.A DRIP PAN/DRAIN LINE
Comments: Recommendation
Drip pan with drain line is not installed. Recommend installing.
7.7.A
WATER HEATER COMMENTS
Comments: Limited Inspection
Water heaters should have annual maintenance performed. The client is advised to have the water heater serviced by a qualified plumber
The water heating system of the property was inspected and reported on with the above information. While the inspector makes every effort to find all areas of concern, some areas can go unnoticed. Restrictive clearances, interior/exterior finishes, or stored personal items can limit the evaluation of the water heating system. Please be aware that the inspector has your best interest in mind. Any repair items mentioned in this report should be considered before purchase. It is recommended that qualified contractors be used in your further evaluation or repair issues as it relates to the comments in this inspection report. If a limited evaluation of any area of the water heating system was made at the time of inspection, the client is advised to consult a qualified plumber to verify the overall condition.
7.5.A Item 1(Picture)
Morrison Plus Property Inspections
7(B) . Water Heaters /ADU
(Refer to Part 2, Section 5 of the CREIA Standards of Practice) Items to be inspected: 1. Water supply piping 2. Drain/waste/vent piping 3. Faucets and fixtures 4. Fuel gas piping 5. Water heaters 6. Functional flow and drainage. The inspector is not required to: 1. Fill any fixture with water, inspect overflow drains or drain-stops, or evaluate backflow devices, waste ejectors, sump pumps, or drain line cleanouts 2. Inspect or evaluate water temperature balancing devices, temperature fluctuation, time to obtain hot water, water circulation, or solar heating systems or components 3. Inspect whirlpool baths, steam showers, or sauna systems or components 4. Inspect fuel tanks or determine if the fuel gas system is free of leaks 5. Inspect wells or water treatment systems
Styles&Materials
Location: Exterior (rear)
Capacity: Tankless
Manufacturer: Noritz
Connections: Rigid Pipe
Items
Power Source: Natural Gas (tankless)
Date Manufactured: 2021
7.0.B FUEL PIPING & SHUT OFF VALVE
Comments: Recommendation
(1) Sediment trap is not plumbed on the gas line. Recommend correcting.
7.0.B Item 1(Picture) Sed Traps
Morrison Plus Property Inspections
(2) Flexible gas connector is not installed. Recommend installing.
7.1.B WATER PIPING & SHUT OFF VALVE
Comments: Recommendation
Water lines are constructed of rigid material. Suggest installing flexible supply lines.
7.2.B TEMPERATURE/PRESSURE RELIEF VALVE & DISCHARGE LINE
Comments: Inspected
7.3.B WATER HEATER COMMENTS
Comments: Recommendation
(1) Water heaters should have annual maintenance performed. The client is advised to have the water heater serviced by a qualified plumber.
(2) Thankless water heater is not bolted to the wall cladding. Recommend correcting.
The water heating system of the property was inspected and reported on with the above information. While the inspector makes every effort to find all areas of concern, some areas can go unnoticed. Restrictive clearances, interior/exterior finishes, or stored personal items can limit the evaluation of the water heating system. Please be aware that the inspector has your best interest in mind. Any repair items mentioned in this report should be considered before purchase. It is recommended that qualified contractors be used in your further evaluation or repair issues as it relates to the comments in this inspection report. If a limited evaluation of any area of the water heating system was made at the time of inspection, the client is advised to consult a qualified plumber to verify the overall condition.
7.0.B Item 2(Picture)
7.3.B Item 1(Picture)
Morrison Plus Property Inspections
8(A) . Heating and Air Conditioning Systems /Main
(Refer to Part 2, Section 7 of the CREIA Standards of Practice) Items to be inspected: 1. Heating equipment 2. Central cooling equipment 3. Energy source and connections 4. Combustion air and exhaust vent systems 5. Condensate drainage 5. Conditioned air distribution systems. The inspector is not required to: 1. Inspect heat exchangers or electric heating elements 2. Inspect noncentral air conditioning units or evaporative coolers 3. Inspect radiant, solar, hydronic or geothermal systems or components 4. Determine volume, uniformity, temperature, airflow, balance or leakage of any air distribution system 5. Inspect electronic air filtering of humidity control systems or components
Air Conditioning Equipment Type: Split System/Forced Air - Electric Condenser
Heating Equipment Type: Forced air furnace - natural gas
Cooling Differential: Greater than 15 degrees Fahrenheit
Transite vent pipe material installed with an updated, fan induced furnace. Recommend replacement.
8.0.A Item 1(Picture)
8.1.A HEATING CONDITION
Comments: Recommendation
(1) Sediment trap is not plumbed on the gas line. Recommend correcting.
(2) Unit was tested using normal operating controls and provided heat at the service registers. Changing the air filters, servicing and regular maintenance of the components is necessary to prolong the service life of the system.
8.2.A COOLING CONDITION
Comments: Inspected
The air conditioning system was operated using normal operation controls (thermostat). The difference between the return air vent and the service registers was between the recommended range of 15 to 20 degrees Fahrenheit. Changing the air filters, servicing and regular maintenance of the components is necessary to prolong the service life of the system.
8.3.A PLATFORM/COMPARTMENT/CLOSET
Comments: Recommendation
Staining/moisture damage observed. Recommend further review by a qualified professional.
8.4.A THERMOSTATS & AUTOMATIC SAFETY SWITCHES
Comments: Limited Inspection
8.5.A DUCTING & PLENUMS
Comments: Limited Inspection
8.1.A Item 1(Picture) Sediment Trap
8.3.A Item 1(Picture)
(1) Unable to inspect all ductwork. Ducts may be concealed or installed in an inaccessible area. The client is advised to verify the overall condition of the ducting with a qualified HVAC contractor
(2) While asbestos and other chemical testing is beyond the scope of this inspection, my experience leads me to suspect the central air ducting may contain asbestos. Suggest verifying condition with a qualified HVAC contractor.
8.6.A AIR FILTER AND REGISTERS
Comments: Inspected
8.7.A HEATING & A/C COMMENTS
Comments: Limited Inspection
A "Home Energy Rating System" (HERS®) test checks for air leakage, improper insulation, and if the proper HVAC appliances are installed. In many states and jurisdictions, HERS® Testing is required when an HVAC system is installed, replaced, relocated, or when building an addition. The client is advised testing airflow, pressure, correct zoning and compatibility, insulation, and system component compatibility is beyond the scope of this inspection. Contact a certified RESNET® rater to see if there has been a test or if a test should be completed.
The HVAC system of the property was inspected and reported on with the above information. While the inspector makes every effort to find all areas of concern, some areas can go unnoticed. Restrictive clearances, interior/exterior finishes, or stored personal items can limit the evaluation of the HVAC system. Please be aware that the inspector has your best interest in mind. Any repair items mentioned in this report should be considered before purchase. It is recommended that qualified contractors be used in your further evaluation or repair issues as it relates to the comments in this inspection report. If a limited evaluation of any area of the plumbing system was made at the time of inspection, the client is advised to consult a qualified HVAC specialist to verify the overall condition.
8.5.A Item 1(Picture)
8(B) . Heating and Air Conditioning Systems /ADU
(Refer to Part 2, Section 7 of the CREIA Standards of Practice) Items to be inspected: 1. Heating equipment 2. Central cooling equipment 3. Energy source and connections 4. Combustion air and exhaust vent systems 5. Condensate drainage 5. Conditioned air distribution systems. The inspector is not required to: 1. Inspect heat exchangers or electric heating elements 2. Inspect noncentral air conditioning units or evaporative coolers 3. Inspect radiant, solar, hydronic or geothermal systems or components 4. Determine volume, uniformity, temperature, airflow, balance or leakage of any air distribution system 5. Inspect electronic air filtering of humidity control systems or components
Air Conditioning Equipment Type: Mini-Split System - Electric Condenser
Heating Equipment Type: Mini-Split System - Electric Heat Pump
Combustion Air Supply: Adequate
Cooling Differential:
Greater than 15 degrees Fahrenheit
8.0.B HEATING CONDITION
Comments: Recommendation
Styles&Materials
Air Conditioning Manufacturer: Unable to determine
Heating Manufacturer: Unable to determine
Thermastat Locations: Remote control
Heating Operation: Unit provided heat
Air Conditioning Location: Left Side
Heating Equipment Location: Left side
Primary Condensate Termination: Exterior
(1) Unit was tested using normal operating controls and provided heat at the service registers. Changing the air filters, servicing and regular maintenance of the components is necessary to prolong the service life of the system.
(2) A ductless mini-split heat pump is a sealed, compressor-cycle air conditioning system that can operate in reverse. Adequate air flow is important to the efficiency of this unit, therefore, the filter should be kept clean.
8.1.B COOLING CONDITION
Comments: Inspected
Morrison Plus Property Inspections Allen
(1) The air conditioning system was operated using normal operation controls (thermostat). The difference between the return air vent and the service registers was between the recommended range of 15 to 20 degrees Fahrenheit. Changing the air filters, servicing and regular maintenance of the components is necessary to prolong the service life of the system.
(2) A ductless mini-split is a sealed, compressor-cycle air conditioning system. Adequate air flow is important to the efficiency of this unit, therefore, the filter should be kept clean.
8.2.B CONDENSATE REMOVAL
Comments: Inspected
8.3.B PLATFORM/COMPARTMENT/CLOSET
Comments: Inspected
8.4.B THERMOSTATS & AUTOMATIC SAFETY SWITCHES
Comments: Limited Inspection
8.5.B AIR FILTER AND REGISTERS
Comments: Inspected
8.6.B HEATING & A/C COMMENTS
Comments: Limited Inspection
A "Home Energy Rating System" (HERS®) test checks for air leakage, improper insulation, and if the proper HVAC appliances are installed. In many states and jurisdictions, HERS® Testing is required when an HVAC system is installed, replaced, relocated, or when building an addition. The client is advised testing airflow, pressure, correct zoning and compatibility, insulation, and system component compatibility is beyond the scope of this inspection. Contact a certified RESNET® rater to see if there has been a test or if a test should be completed.
The HVAC system of the property was inspected and reported on with the above information. While the inspector makes every effort to find all areas of concern, some areas can go unnoticed. Restrictive clearances, interior/exterior finishes, or stored personal items can limit the evaluation of the HVAC system. Please be aware that the inspector has your best interest in mind. Any repair items mentioned in this report should be considered before purchase. It is recommended that qualified contractors be used in your further evaluation or repair issues as it relates to the comments in this inspection report. If a limited evaluation of any area of the plumbing system was made at the time of inspection, the client is advised to consult a qualified HVAC specialist to verify the overall condition.
9. Fireplaces and Chimneys
(Refer to Part 2, Section 8 of the CREIA Standards of Practice) Items to be inspected: 1. Chimney exterior 2. Spark arrestor 3. Firebox 4. Damper 5. Hearth extension. The inspector is not required to: 1. Inspect chimney interiors 2. Inspect fireplace inserts, seals or gaskets 3. Operate any fireplace or determine if a fireplace can be safely used
Chimneys (exterior):
Masonry Construction
Type of Fireplace: Conventional Gas Appliance
9.0 CHIMNEY STRUCTURE
Comments: Inspected
Styles&Materials
Viewed Chimney From: Roof
Fireplace Locations: Living Room
9.1 CAP, FLUE & SPARK ARRESTOR
Comments: Recommendation
Chimney Locations: Through Roof
(1) Spark arrestor is incorrectly installed. Recommend correcting.
9.1 Item 1(Picture) Spark Arrestor
9.1 Item 2(Picture)
(2) Cracked cap observed. Recommend repair
9.2 FLASHING
Comments: Inspected
9.3 FIREBOX, HEARTH & DOORS
Comments: Recommendation
(1) Mortar is missing in areas at living room. Recommend repair
9.1 Item 3(Picture)
9.3 Item 1(Picture)
(2) Glass doors and a protective screen surround are not installed at living room. Recommend installing.
(3) Soot and creosote buildup observed at living room. Recommend cleaning and further review by a qualified fireplace specialist.
9.4 DAMPERS
Comments: Recommendation
(1) Locking device is not installed at damper. Recommend installing.
(2) Flue damper is stuck. Recommend correcting.
9.5 GAS PIPING & LOG LIGHTER
Comments: Inspected
Testing is beyond the scope of this inspection. Suggest verifying condition.
The fireplace and chimney of the property was inspected and reported on with the above information. While the inspector makes every effort to find all areas of concern, some areas can go unnoticed. Roofing materials, height, or stored personal items can limit the evaluation of the fireplace and chimney. Please be aware that the inspector has your best interest in mind. Any repair items mentioned in this report should be considered before purchase. It is recommended that qualified contractors be used in your further evaluation or repair issues as it relates to the comments in this inspection report. If a limited evaluation of any area of the fireplace and chimney was made at the time of inspection, the client is advised to consult a qualified fireplace specialist to verify the overall condition.
9.3 Item 2(Picture)
Morrison Plus Property Inspections Allen
10(A) . Kitchen Appliances /Main
(Refer to Part 2, Section 9 of the CREIA Standards of Practice) Items to be inspected: Permanently installed cook-tops, mechanical range vents, ovens, dishwashers, and food waste disposals. The inspector is not required to: 1. Operate or evaluate the condition of any non-fixed appliances or added appliances (refrigerators, trash compactors, water purification systems etc.)
Exhaust Hood Brand: Counter-saver microwave
Stove/Oven Brand(s): General Electric
10.0.A DISHWASHER
Comments: Inspected
10.1.A STOVE/OVEN
Comments: Recommendation
Styles&Materials
Dishwasher Brand: Whirlpool
Microwave Brand: General Electric
Items
Anti-tip bracket is not installed. Recommend installing.
10.2.A EXHAUST FAN/HOOD
Comments: Inspected
Disposal Brand: In-Sink Erator
The vent is incorrectly sealed at the fittings using duct tape. Suggest correcting.
10.3.A DISPOSAL
Comments: Inspected
10.4.A MICROWAVE
Comments: Inspected
10.5.A WATER FILTER
Comments: Limited Inspection
Water filtration system observed under the sink. System was checked only for leaks and not inspected for proper operation.
10.6.A APPLIANCE COMMENTS
Comments: Limited Inspection
A visual observation and basic function testing of the appliances was performed and run in normal modes only. The client is advised to verify condition of all modes and functions.
The kitchen appliances were inspected and reported on with the above information. While the inspector makes every effort to find all areas of concern, some areas can go unnoticed. Interior finishes, or stored personal items can limit the evaluation of the kitchen area. Please be aware that the inspector has your best interest in mind. Any repair items mentioned in this report should be considered before purchase. It is recommended that qualified contractors be used in your further evaluation or repair issues as it relates to the comments in this inspection report. If a limited evaluation of any area of the kitchen was made at the time of inspection, the client is advised to consult a qualified professional to verify the overall condition.
10.2.A Item 1(Picture)
10(B) . Kitchen Appliances / ADU
(Refer to Part 2, Section 9 of the CREIA Standards of Practice) Items to be inspected: Permanently installed cook-tops, mechanical range vents, ovens, dishwashers, and food waste disposals. The inspector is not required to: 1. Operate or evaluate the condition of any non-fixed appliances or added appliances (refrigerators, trash compactors, water purification systems etc.)
Styles&Materials
Exhaust Hood Brand: Nutone
10.0.B STOVE/OVEN
Comments: Recommendation
Disposal Brand: In-Sink Erator
Items
Anti-tip bracket is not installed. Recommend installing.
10.1.B EXHAUST FAN/HOOD
Comments: Inspected
Stove/Oven Brand(s): Hotpoint
Morrison Plus Property Inspections
Vent exhaust is circulating into the kitchen. Suggest venting to the exterior or verifying that charcoal filter screens are installed.
10.1.B Item 1(Picture)
10.2.B DISPOSAL
Comments: Recommendation
Disposal is excessively noisy. Recommend correcting.
10.3.B
APPLIANCE COMMENTS
Comments: Limited Inspection
A visual observation and basic function testing of the appliances was performed and run in normal modes only. The client is advised to verify condition of all modes and functions.
The kitchen appliances were inspected and reported on with the above information. While the inspector makes every effort to find all areas of concern, some areas can go unnoticed. Interior finishes, or stored personal items can limit the evaluation of the kitchen area. Please be aware that the inspector has your best interest in mind. Any repair items mentioned in this report should be considered before purchase. It is recommended that qualified contractors be used in your further evaluation or repair issues as it relates to the comments in this inspection report. If a limited evaluation of any area of the kitchen was made at the time of inspection, the client is advised to consult a qualified professional to verify the overall condition.
11. Interior Rooms
(Refer to Part 2, Section 9 of the CREIA Standards of Practice) Items to be inspected: 1. Walls, ceilings, floors 2. Doors and windows 3. Stairways, handrails and guardrails 4. Permanently installed cabinets 5. Absence of smoke or carbon monoxide alarms. The inspector is not required to: 1. Inspect door, window or floor coverings 2. Determine whether a building is secure from unauthorized entry 3. Operate, test or determine the type of smoke or carbon monoxide alarms
Styles&Materials
11.0 FLOORS
Comments: Inspected
11.1 WALLS & CEILINGS
Comments: Recommendation
(1) Cracks observed in a number of areas throughout the home. Suggest repairs.
(2) Moisture damage observed at primary bathroom wall, moisture staining observed at the hall bathroom ceiling, and moisture damage observed at the front/left bedroom ceiling. Hidden damage may not be observable. Recommend further review by a qualified professional.
11.1 Item 1(Picture)
11.1 Item 2(Picture)
11.1 Item 3(Picture)
11.2 INTERIOR DOORS
Comments: Inspected
The door at ADU bathroom does not latch shut and sticks/rubs frame when opening and closing. Suggest repair
11.3 INTERIOR CLOSETS
Comments: Limited Inspection
Limited review due to personal items.
11.4 CABINETS & COUNTERTOPS
Comments: Recommendation
(1) Limited review due to personal items.
(2) Deteriorated grout/sealant observed at the primary bathroom countertop. Recommend repair
11.4
11.1 Item 4(Picture)
Item 1(Picture)
(3) Gaps observed at drain line under the hall bathroom sink. Recommend correcting.
(4) Moisture damage and dark staining observed at main house and ADU kitchen cabinetry
Hidden damage may not be observable. Recommend further review by a qualified professional.
The interior of the property was inspected and reported on with the above information. While the inspector makes every effort to find all areas of concern, some areas can go unnoticed. Interior finishes, or stored personal items can limit the evaluation of the interior areas. Please be aware that the inspector has your best interest in mind. Any repair items mentioned in this report should be considered before purchase. It is recommended that qualified contractors be used in your further evaluation or repair issues as it relates to the comments in this inspection report. If a limited evaluation of any area of the interior was made at the time of inspection, the client is advised to consult a qualified professional to verify the overall condition. The identification of toxic materials, asbestos, formaldehyde, lead, "Chinese" drywall, mold or other environmental hazards or conditions is beyond the scope of a home inspection and can only be made in a laboratory. If concerned, a qualified industrial hygienist should be consulted. Many products used in construction may contain materials that can be toxic/hazardous. Formaldehyde, lead and asbestos are the most well-known, but other chemicals can be found in varying amounts. While the use of some of these materials has decreased since the late 1970s; they may still be found, particularly in products imported from overseas. Further evaluation by sampling of suspect material for undesirable or toxic substances by a qualified testing laboratory would be prudent. I suggest reading the publication: "Buyers Guide to Earthquake Safety & Environmental Hazards" available at: http://www.propertyid.com/govbooklets/govenviro.pdf
11.4 Item 2(Picture)
11.4 Item 3(Picture)
11.4 Item 4(Picture)
12. Foundations, Underfloor Areas, & Basement(s)
(Refer to Part 2, Section 1 of the CREIA Standards of Practice) Items to be inspected: 1. Foundation system 2. Floor framing system 3. Under-floor ventilation 4. Foundation anchoring and cripple wall bracing 5. Wood separation from soil 6. Insulation. The inspector is not required to: 1. Determine size, spacing, location or adequacy of foundation bolting/bracing components or reinforcing systems. 2. Determine the composition or energy rating of insulation materials
Exposed Foundation:
Concrete Slab
12.0 EXPOSED FOUNDATION
Comments: Not Inspected
Styles&Materials
Items
Concrete slab on grade construction. Houses built with a slab construction may have heating ducts, plumbing, gas, and electrical lines in the slab. We are unable to observe these conditions visually and they are excluded from the scope of this inspection. Interior floor coverings and exterior vegetation limit our view of the slab and the slab edge.
The foundation(s) and under floor areas of the property were inspected and reported on with the above information. While the inspector makes every effort to find all areas of concern, some areas can go unnoticed. Restrictive clearances, floor finishes, plumbing, excessive moisture or stored personal items can limit the evaluation of the foundation(s). Please be aware that the inspector has your best interest in mind. Any repair items mentioned in this report should be considered before purchase. It is recommended that qualified contractors be used in your further evaluation or repair issues as it relates to the comments in this inspection report. If a limited evaluation of the foundation was made at the time of inspection, the client is advised to consult a qualified professional to verify the overall condition.
13. Repair Estimates
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Morrison Plus Property Inspections
504 E. Route 66, Unit 102
Glendora, CA 91740 (626)629-9801
Inspected By: William Morrison
Inspection Date: 5/22/2025
Report ID: 2025052201WM
Customer Info: Inspection Property:
Tammie Allen
22572 CHARWOOD CIR Avenida Fabricante Lake Forest CA 92630
Customer's Real Estate Professional: Justin Green Harcourts Prime Properties 22572 Charwood Circle Lake Forest CA
Payment Method: Payment Status: Note:
Report Attachments
ATTENTION: This inspection report is incomplete without reading the information included herein at these links/attachments. Note If you received a printed version of this page and did not receive a copy of the report through the internet please contact your inspector for a printed copy of the attachments.
Cover Letter
Building
WOOD DESTROYING PESTS AND ORGANISMS INSPECTION REPORT
22572 CHARWOOD CIR LAKE FOREST 92630-3101 05/16/2025
Ordered by:
Harcourts
22572 CHARWOOD CIR LAKE FOREST, CA 92630-3101
Ste 102
Glendora, CA 91740
Tel 833-428-4639 Fax Registration #: PR 9009
Property Owner and Party of Interest:
Harcourts
22572 CHARWOOD CIR LAKE FOREST, CA 92630-3101 COMPLETE REPORT
General Description:
Report sent to:
A LICENSED PEST CONTROL OPERATOR IS AN EXPERT IN HIS/HER FIELD. QUESTIONS RELATIVE TO THIS REPORT SHOULD BE REFERRED TO HIM/HER.
Report #: 4699
Inspection Tag Posted: 1 STORY, SINGLE FAMILY HOME, COMPOSITION ROOF, STUCCO SIDING, DOUBLE DETACHED GARAGE, SLAB FOUNDATION, OCCUPIED
Garage
Other Tags Posted: Accurate 2025
An inspection has been made of the structure(s) shown on the diagram in accordance with the Structural Pest Control Act. Detached porches, detached steps, detached decks and any other structures not on the diagram were not inspected.
Subterranean Termites Drywood Termites Fungus/Dryrot Other Findings Further Inspection If any of the above boxes are checked, it indicates that there were visible problems in accessible areas. Read the report for details on checked items.
Chambers
Inspected By:
WOOD DESTROYING PESTS AND ORGANISMS INSPECTION REPORT
General Comments
STATEMENT OF REGISTERED PEST CONTROL COMPANY: Neither the inspector nor the company for which he/she is acting have had, presently have, or contemplate having any interest in this property. It is further stated that neither the inspector nor the company for which he/she is acting is associated in any way with any party to this transaction.
If termite or dryrot damage extends into inaccessible or hidden areas, a supplemental report will be issued and a new estimate to complete the repairs will be provided.
A discount is reflected in the price on this report.
When replacement material is used, an exact match cannot be guaranteed. All replacement material will be of current industry sizing. Fumigation is warranted for a period of two (2) years.
1. SUBSTRUCTURE AREA: Slab
2. SHOWER: Tested - No leaks or stains
3. FOUNDATIONS: Slab
4. PORCHES: Slab
5. VENTILATION: Slab
6. ABUTMENTS: Appears sealed
7. ATTIC SPACES: Insulated - 60% accessible
8. GARAGES: Attached garage, 70% accessible due to storage and/or construction
9. PATIOS AND/OR DECKS: None
10. INTERIOR: No Findings
11. EXTERIOR: Finding(s) present see item 11 below
WOOD DESTROYING PESTS AND ORGANISMS INSPECTION REPORT
92630-3101 05/16/2025
This is a separated report which is defined as Section I/Section II conditions evident on the date of the inspection. Section I contains items where there is visible evidence of active infestation, infection or conditions that have resulted in or from infestation of infection. Section II items are conditions deemed likely to lead to infestation or infection but where no visible evidence of such was found. Further inspection items are defined as recommendations to inspect area(s) which during the original inspection did not allow the inspector access to complete the inspection and cannot be defined as Section I or Section II.
Description of Findings
SECTION: I ATTIC SPACES
Finding: 7A
Evidence of drywood termites noted in area(s) marked on diagram.
Recommendation: Cover house and garage and fumigate for the elimination of drywood termites. Cover or remove accessible termite pellets. ELECTRICITY IS REQUIRED TO BE TURNED ON FOR THE ENTIRE DURATION OF THE FUMIGATION PROCESS.
Note: When a property is fumigated, the roof surfaces and perimeter areas of the building must be walked on by our crews in order to put the tarps in place, and damage may occur to certain types of roofs. Bugnex, Inc will not be responsible should tile damage/breakage occur.
Prior to fumigation, all trees, bushes, plants and vegetation must be trimmed to a minimum of 12 inches from the perimeter of the structure being fumigated.
ELECTRICITY IS REQUIRED TO BE TURNED ON FOR THE ENTIRE DURATION OF THE FUMIGATION.
Bugnex, Inc will schedule the gas shutoff with your utility provider for fumigation. It is the responsibility of the owner/occupant to schedule the restoration of gas service. Please ensure that all side gates leading to the gas meter are unlocked and accessible by the Gas Company's technician.
Fumigation is warranted for a period of three (3) years.
Price: $2,400.00
GARAGES
Finding: 8A
Evidence of drywood termites noted in area(s) marked on diagram.
Recommendation: Cover house and garage and fumigate for the elimination of drywood termites. Cover or remove accessible termite pellets. ELECTRICITY IS REQUIRED TO BE TURNED ON FOR THE ENTIRE DURATION OF THE FUMIGATION PROCESS.
Price: See recommendation 7A for price.
Finding: 8C Fungus damaged wood noted at areas marked on diagram.
Recommendation: Replace fungus damaged wood at COMBO PEDESTRIAN DOOR. Primer and finish painting is not included in this estimate.
Price: $950.00
EXTERIOR
Finding: 11A
Evidence of drywood termites noted in area(s) marked on diagram.
Recommendation: Cover house and garage and fumigate for the elimination of drywood termites. Cover or remove accessible termite pellets. ELECTRICITY IS REQUIRED TO BE TURNED ON FOR THE ENTIRE DURATION OF THE FUMIGATION PROCESS.
Price: See recommendation 7A for price.
Finding: 11B Termite damaged wood noted at area(s) marked on diagram.
WOOD DESTROYING PESTS AND ORGANISMS INSPECTION REPORT
Recommendation: Repair termite damage at RAFTERS AND SHIPLAP.
Price: $1,960.00
Finding: 11C
Termite damaged wood noted at area(s) marked on diagram.
Recommendation: Replace termite damage at 1X8X16 SHIPLAP. Bugnex, Inc will paint replaced wood (with one (1) coat of paint ONLY). There is no paint match warranty.
Price: $490.00
Finding: 11D
Termite damaged wood noted at area(s) marked on diagram.
Recommendation: Replace termite damage at 1X8X3 SHIPLAP. Bugnex, Inc will paint replaced wood (with one (1) coat of paint ONLY). There is no paint match warranty.
Price: $280.00
Finding: 11E
Termite damaged wood noted at area(s) marked on diagram.
Recommendation: Replace termite damage at 2X12X10 FASCIA. Bugnex, Inc will paint replaced wood (with one (1) coat of paint ONLY). There is no paint match warranty.
Price: $460.00
Finding: 11F Termite damaged wood noted at area(s) marked on diagram.
Recommendation: Replace termite damage at 2X4 OUTLOOKER. Bugnex, Inc will paint replaced wood (with one (1) coat of paint ONLY). There is no paint match warranty.
Price: $210.00
Finding: 11G
Termite damaged wood noted at area(s) marked on diagram.
Recommendation: Replace termite damage at 2X12X10 GABLE. Bugnex, Inc will paint replaced wood (with one (1) coat of paint ONLY). There is no paint match warranty.
Price: $340.00
Finding: 11H
Termite damaged wood noted at area(s) marked on diagram.
Recommendation: Repair termite damage at RAFTERS/SHIPLAP.
Price: See recommendation 11B for price.
Finding: 11I
Fungus damaged wood noted at areas marked on diagram.
Recommendation: Replace fungus damaged wood at 30X80 SINGLE LITE FRENCH DOOR. Primer and finish painting is not included in this estimate.
Price: $1,800.00
SECTION: II
GARAGES
Finding: 8B Stains noted at area(s) marked on diagram. Bugnex, Inc recommends further inspection of the area(s).
Recommendation: Owner to have area(s) at SHEATHING inspected by a qualified tradesman and repaired or replaced as may be deemed necessary.
Price: No bid. Work is to be completed by others.
WOOD DESTROYING PESTS AND ORGANISMS INSPECTION REPORT
Disclaimer
NOTICE: REPORTS ON THIS STRUCTURE PREPARED BY VARIOUS COMPANIES SHOULD LIST THE SAME FINDINGS (i.e. TERMITE INFESTATIONS, TERMITE DAMAGE, FUNGUS DAMAGE, etc.). HOWEVER, RECOMMENDATIONS TO CORRECT THESE FINDINGS MAY VARY FROM COMPANY TO COMPANY. YOU HAVE A RIGHT TO SEEK A SECOND OPINION FROM ANOTHER COMPANY.
NOTICE: THE CHARGE FOR SERVICE THAT THIS COMPANY SUBCONTRACTS TO ANOTHER REGISTERED COMPANY MAY INCLUDE THE COMPANY'S CHARGES FOR ARRANGING AND ADMINISTERING SUCH SERVICES THAT ARE IN ADDITION TO THE DIRECT COSTS ASSOCIATED WITH PAYING THE SUBCONTRACTOR. YOU MAY ACCEPT BUGNEX, INC BID OR YOU MAY CONTRACT DIRECTLY WITH ANOTHER REGISTERED COMPANY LICENSED TO PERFORM THE WORK. IF YOU CHOOSE TO CONTRACT DIRECTLY WITH ANOTHER REGISTERED COMPANY, BUGNEX, INC WILL NOT BE RESPONSIBLE FOR ANY ACT OR OMISSION IN THE PERFORMANCE OF WORK THAT YOU DIRECTLY CONTRACT WITH ANOTHER COMPANY AND/OR PERSON TO PERFORM.
Pesticides are the products Bugnex, Inc. uses to control the target pests listed in your agreement. Pesticides make a better life for all by helping control disease carriers and wood destroying insects, thus protecting our health and property. When properly used, pesticides pose no problems to humans or the environment. Your Technician is a State certified applicator whose knowledge is constantly being upgraded through regularly scheduled training sessions. If you have any questions, please call us at our toll free number: (833) 4-Bugnex or email office@bugnex.com
This is a "Wood Destroying Pests and Organisms Report" required by most mortgage lenders for escrow. This is not a "Pest Control Report" which includes such common non-wood destroying pests such as rats, mice, ants, cockroaches, silverfish, fleas, etc.
IMPORTANT - PLEASE READ CAREFULLY
Under no circumstance should this wood destroying pest and organisms inspection report be construed as a guarantee and/or warranty of the structure(s). Inspection reports are intended to disclose infestations, infections and/or conducive conditions which are noted on the date of inspection in the visible and accessible areas only, as required by the Structural Pest Control Act. Any infestation, infection, and/or conducive condition which is found after the date of inspection by any other person(s) will require an additional inspection report with findings, recommendations, and estimates.
A. Certain areas are recognized by the industry as inaccessible and/or for other reasons not inspected. These include but are not limited to: inaccessible and/or insulated attics or portions thereof, attics with less than 18" clear crawl space; the interior of hollow walls; spaces between a floor or porch deck and the ceiling below; areas where there is no access without defacing or tearing out lumber, masonry or finished work; areas behind stoves, refrigerators or beneath floor coverings, furnishings; areas where encumbrances and storage, conditions or locks make inspection impractical; and areas or timbers around eaves that would require the use of an extension ladder. Unless otherwise specified in this report, Bugnex, Inc. does not inspect fences, sheds, dog houses, detached patios, detached wood decks, wood retaining walls or wood walkways.
B. Floor coverings may conceal cracks in the slab that will allow infestation to enter. Infestations in the walls may be concealed by plaster so that a diligent inspection may not disclose the true condition. These areas are not practical to inspect because of health hazards, damage to the structure, or inconvenience. They were not inspected unless described in this report. Bugnex, Inc. recommend further inspection if there is any question about the above noted areas. Ref: Structural Pest Control Act, Article 6, Section 8516(b) paragraph 1990(i). Amended effective March 1, 1974. Inspection is limited to disclosure of wood destroying pests or organisms as set forth in the Structural Pest Control Act, Article 6, Section 8516(b), Paragraph 1990-1991.
C. This inspection pertains only to the specific address or addresses indicated above and does not include any attached or adjacent unit(s).
D. Local treatment is not intended to be an entire structure treatment method. If infestations of wood-destroying pests extend or exist beyond the area(s) of local treatment, they may not be exterminated.
E. This company is not responsible for work completed by others, recommended or not, including work performed by Owner. Contractor bills should be submitted to Escrow as certification of work completed by others.
WOOD DESTROYING PESTS AND ORGANISMS INSPECTION REPORT
F. The exterior surface of the roof was not inspected. If you want the water tightness of the roof determined, you should contact a roofing contractor who is licensed by the Contractor's State License Board.
G. This proposal does not include Painting or Decorating in the process of work performed. Items recommended will be replaced as close as possible to original but are not guaranteed to match.
H. Second story stall showers are inspected but not water tested unless there is evidence of leaks in ceilings below. Ref: Structural Pest Control Rules and Regulations, Sec. 8516G. Sunken or below grade showers or tubs are not water tested due to their construction.
I. During the course of/or after opening walls or any previously concealed areas, should any further damage or infestation be found, a supplemental report will be issued. Any work completed in these areas would be at Owner's direction and additional expense.
J. During the process of treatment or replacement it may be necessary to drill holes through ceramic tiles or other floor coverings; these holes will then be sealed with concrete. Bugnex, Inc. will assume no responsibility for cracks, chipping or other damage to floor coverings. Bugnex, Inc. will not re-lay carpeting.
K. Bugnex, Inc. assumes no responsibility for damage to any Plumbing, Gas or Electrical lines that may occur during the process of pressure treatment of concrete slab areas, replacement of concrete or structural timbers, or any resulting damage from damage to these lines.
L. When a fumigation is recommended Bugnex, Inc will assume no responsibility for damage to TREES, SHRUBBERY, PLANTS, TV ANTENNAS or ROOFS. A FUMIGATION NOTICE will be left with, or mailed to the Owner of this property, or his designated Agent which states, among other things, that ALL FOOD AND MEDICINES must be removed from premises and/or placed in approved sealed bags PRIOR to fumigation. If items are not bagged prior to our arrival, a fee of $25 per bag will be charged. Bugnex, Inc. does not provide on-site security and does not assume any responsibility in case of vandalism, breaking or entering. The possibility of burglary exists as it does any time you leave your home; therefore, Bugnex, Inc. recommends that you take any steps that you feel necessary to prevent any damage to your property.
M. Your termite report and clearance will cover any EXISTING infestation or infection which is outlined in this report. If Owner of property desires coverage of any new infestation it would be advisable to obtain a Control Service Agreement which would cover any new infestation for the coming year.
N. I agree to pay reasonable attorney's fees if suit is required by this company to enforce any terms of this contract, together with the costs of such action, whether or not suit proceeds to judgment.
O. The total amount of this contract is due and payable upon completion of work unless otherwise specified. A finance charge computed at a monthly rate of 1.5% of the unpaid balance (APR of 18%) or a minimum of $30, whichever is greater, will be added to all accounts past due.
P. If this report is used for escrow purposes then it is agreed that this inspection Report and Completion, if any, is part of the ESCROW TRANSACTION. If this work is to be billed to an escrow company, you will be responsible for payment within 30 days if escrow should be unusually prolonged or is canceled. If escrow closes without payment being made for all costs incurred by this company the signed responsible party will need to pay BUGNEX, INC directly. In the event you cancel or postpone any work within 48 hours of the scheduled start time you will be assessed a minimum of a $200 cancellation fee or 15% of the total job amount whichever is greater.
Q. Should any party in interest desire further information pertaining to the condition of the PLUMBING or ROOF, Bugnex, Inc. recommends the employment of a licensed contractor, as this is not within the scope of our license and we do not issue certifications in these areas.
R. This Wood Destroying Pests and Organisms Report DOES NOT INCLUDE MOLD or any mold like condition. No reference will be made to mold or mold like conditions. Mold is not a Wood Destroying Organism and is outside the scope of this report as defined by The Structural Pest Control Act. If you wish your property to be inspected for mold or mold like
WOOD DESTROYING PESTS AND ORGANISMS INSPECTION REPORT
22572 CHARWOOD CIR
FOREST 92630-3101 05/16/2025 conditions, please contact the appropriate mold professional.
S. PRE 1978 BUILDINGS: Bugnex, Inc. has been informed by _______that the structure(s) inspected, the subject(s) of this report was/were constructed in ______. If this is incorrect please notify us immediately. It is very important that we have accurate information on the date of construction to properly evaluate the needed repair procedures. The estimate and prices quoted are given with the assumption that lead paint is not present. If lead paint is discovered, the estimate and prices quoted will be revised.
This company may charge a minimum fee of $85 per inspection performed. The inspection fee may be waived upon the discretion of Bugnex, Inc. or, if any of the recommended work is done by this company.
This company will reinspect repairs done by others within four months of the original inspection. A charge, if any, can be no greater than the original inspection fee for each inspection. The re-inspection must be done within ten working days of request. The re-inspection is a visual inspection, if inspection of concealed areas is desired, inspection of work in progress will be necessary. Any guarantees must be received from parties performing repairs.
State Law Requires That We Provide You With The Following Information: PESTICIDE NOTICE (SECTION 8538)
CAUTION: PESTICIDES ARE TOXIC CHEMICALS. Structural Pest Control Operators are licensed and regulated by the Structural Pest Control Board, and apply pesticides which are registered and approved for use by the California Department of Pesticide Regulation and the United States Environmental Protection Agency. Registration is granted when the State finds that based on existing scientific evidence there are no appreciable risks if proper use conditions are followed or that the risks are outweighed by the benefits. The degree of risk depends upon the degree of exposure, so exposure should be minimized. If within 24 hours following an application you experience symptoms similar to common seasonal illness, comparable to the flu, contact Bugnex, Inc. (833) 4-BUGNEX, your physician, and/or your Poison Control Center. For the Poison Control Center, contact the following: (1-800-876-4766). FURTHER INFORMATION: Contact any of the following: Your pest control operator is Bugnex, Inc. (714) 397-1067; for Regulatory Information call the Structural Pest Control Board (916-561-8708), or write 2005 Evergreen Street, Suite 1500, Sacramento, CA 95815-3831. For answers to your health questions, call the County Health Department-Los Angeles (323) 881-4046, Orange (714) 834-3155, Riverside (951) 358-5000, San Bernardino (909) 884-4056, San Diego (858) 694-2888, Ventura (805) 654-2813 and for application information, contact the County Agriculture Commissioner-Los Angeles (626) 575-5471, Orange (714) 447-7100, Riverside (951) 955-3000, San Bernardino (909) 387-2105, San Diego (858) 694-2739, Ventura (805) 681-5600. PESTICIDES THAT MAY BE USED: Vikane, Chloropicrin, Termidor, Other_______. Bugnex, Inc. will not apply any compound not authorized for use in California.
Under the California Mechanics Lien Law any structural pest control company which contracts to do work for you, any contractor, laborer, supplier or other person who helps to improve your property, but is not paid for his or her work or supplies, has a right to enforce a claim against your property. This means that after a court hearing your property could be sold by a court officer and the proceeds of the sale used to satisfy the indebtedness. This can happen even if you have paid your structural pest control company in full if the subcontractor, laborers or suppliers remain unpaid.
To preserve their right to file a claim or lien against your property, certain claimants such as material suppliers or subcontractors are required to provide you with a document entitled "Preliminary Notice". Prime contractors and laborers for wages do not have to provide this notice. A Preliminary Notice is not a lien against your property. It's purpose is to notify you of persons who may have a right to file a lien against your property if they are not paid.
WORK AUTHORIZATION: Signature hereby acknowledges that this obligation took place in the city of Glendora, in the State of California.
WOOD DESTROYING PESTS AND ORGANISMS INSPECTION REPORT
Building No. Street City
22572 CHARWOOD CIR
LAKE FOREST
Zip Date of Inspection Number of Pages
92630-3101 05/16/2025
NOTICE: REPORTS ON THIS STRUCTURE PREPARED BY VARIOUS COMPANIES SHOULD LIST THE SAME FINDINGS (i.e. TERMITE INFESTATIONS, TERMITE DAMAGE, FUNGUS DAMAGE, etc.). HOWEVER, RECOMMENDATIONS TO CORRECT THESE FINDINGS MAY VARY FROM COMPANY TO COMPANY. YOU HAVE A RIGHT TO SEEK A SECOND OPINION FROM ANOTHER COMPANY. NOTICE: THE CHARGE FOR SERVICE THAT THIS COMPANY SUBCONTRACTS TO ANOTHER REGISTERED COMPANY MAY INCLUDE THE COMPANY'S CHARGES FOR ARRANGING AND ADMINISTERING SUCH SERVICES THAT ARE IN ADDITION TO THE DIRECT COSTS ASSOCIATED WITH PAYING THE SUBCONTRACTOR. YOU MAY ACCEPT BUGNEX, INC'S BID OR YOU MAY CONTRACT DIRECTLY WITH ANOTHER REGISTERED COMPANY LICENSED TO PERFORM THE WORK. IF YOU CHOOSE TO CONTRACT DIRECTLY WITH ANOTHER REGISTERED COMPANY, BUGNEX, INC WILL NOT BE RESPONSIBLE FOR ANY ACT OR OMISSION IN THE PERFORMANCE OF WORK THAT YOU DIRECTLY CONTRACT WITH ANOTHER TO PERFORM.
Pesticides are the products Bugnex, Inc uses to control the target pests listed in your agreement. Pesticides make a better life for all by helping control disease carriers and wood destroying insects, thus protecting our health and property. When properly used, pesticides pose no problems to humans or the environment. Your Technician is a State certified applicator whose knowledge is constantly being upgraded through regularly scheduled training sessions. If you have any questions, please call us at: 833-428-4639 or write to: Bugnex, Inc, 504 East Route 66 Ste 102, Glendora, CA 91740.
STATE LAW REQUIRES THAT YOU BE GIVEN THE FOLLOWING INFORMATION: PESTICIDE NOTICE (SECTION 8538)
CAUTION: PESTICIDES ARE TOXIC CHEMICALS. Structural Pest Control Companies are registered and regulated by the Structural Pest Control Board, and apply pesticides which are registered and approved for use by the California Department of Pesticide Regulation and the United States Environmental Protection Agency. Registration is granted when the state finds that, based on existing scientific evidence, there are no appreciable risks if proper use conditions are followed or that the risks are outweighed by the benefits. The degree of risk depends upon the degree of exposure, so exposure should be minimized. If within 24 hours following an application you experience symptoms similar to common seasonal illness, comparable to the flu, eye, skin, or lung irritation, or difficulty with blood clotting, contact Bugnex, Inc, your physician, and/or your Poison Control Center. For the Poison Control Center, contact the following: (1-800-876-4766).
FOR FURTHER INFORMATION: Contact any of the following: Your pest control company is Bugnex, Inc; for Regulatory Information call the Structural Pest Control Board (916-561-8700), or write 2005 Evergreen Street, Suite 1500, Sacramento, CA, 95815-3831. For answers to your health questions, call the County Health Department (see list below) and for application information, contact the County Agriculture Commissioner (see list below):
If within 24 hours following application you experience symptoms similar to common seasonal illness comparable to the flu, contact your physician or poison control center (800) 222-1222 and your pest control company immediately.
Under the California Mechanics Lien Law any structural pest control company which contracts to do work for you, any contractor, laborer, supplier or other person who helps to improve your property, but is not paid for his or her work or supplies, has a right to enforce a claim against your property. This means that after a court hearing your property could be sold by a court officer and the proceeds of the sale used to satisfy the indebtedness. This can happen even if you have paid your structural pest control company in full if the subcontractor, laborers or suppliers remain unpaid.
To preserve their right to file a claim or lien against your property, certain claimants such as subcontractors or material suppliers are required to provide you with a document entitled "Preliminary Notice". Prime contractors and laborers for wages do not have to provide this notice. A Preliminary Notice is not a lien against your property. It's purpose is to notify you of persons who may have a right to file a lien against your property if they are not paid.
Bugnex, Inc, License Number PR 9009
CALIFORNIA ASSOCIATION OF REALTORS ®
REAL ESTATE TRANSFER DISCLOSURE STATEMENT (CALIFORNIA CIVIL CODE §1102, ET SEQ.) (C.A.R. Form TDS, Revised 6/24)
□ This property is a duplex, triplex or fourplex. A TDS is required for all units. This TDS is for ALL units (or □ only unit(s) _____).
THIS DISCLOSURE STATEMENT CONCERNS THE REAL PROPERTY SITUATED IN THE CITY OF , COUNTY OF , STATE OF CALIFORNIA, DESCRIBED AS .
THIS STATEMENT IS A DISCLOSURE OF THE CONDITION OF THE ABOVE DESCRIBED PROPERTY IN COMPLIANCE WITH § 1102 OF THE CIVIL CODE AS OF (DATE) . IT IS NOT A WARRANTY OF ANY KIND BY THE SELLER(S) OR ANY AGENT(S) REPRESENTING ANY PRINCIPAL(S) IN THIS TRANSACTION, AND IS NOT A SUBSTITUTE FOR ANY INSPECTIONS OR WARRANTIES THE PRINCIPAL(S) MAY WISH TO OBTAIN.
I. COORDINATION WITH OTHER DISCLOSURE FORMS
This Real Estate Transfer Disclosure Statement is made pursuant to § 1102 of the Civil Code. Other statutes require disclosures, depending upon the details of the particular real estate transaction (for example: special study zone and purchase-money liens on residential property).
Substituted Disclosures: The following disclosures and other disclosures required by law, including the Natural Hazard Disclosure Report/Statement that may include airport annoyances, earthquake, fire, flood, or special assessment information, have or will be made in connection with this real estate transfer, and are intended to satisfy the disclosure obligations on this form, where the subject matter is the same:
□ Inspection reports completed pursuant to the contract of sale or receipt for deposit.
□ Additional inspection reports or disclosures: _________________________________________________________
□ No substituted disclosures for this transfer.
II. SELLER’S INFORMATION
The Seller discloses the following information with the knowledge that even though this is not a warranty, prospective Buyers may rely on this information in deciding whether and on what terms to purchase the subject property. Seller hereby authorizes any agent(s) representing any principal(s) in this transaction to provide a copy of this statement to any person or entity in connection with any actual or anticipated sale of the property.
THE FOLLOWING ARE REPRESENTATIONS MADE BY THE SELLER(S) AND ARE NOT THE REPRESENTATIONS OF THE AGENT(S), IF ANY. THIS INFORMATION IS A DISCLOSURE AND IS NOT INTENDED TO BE PART OF ANY CONTRACT BETWEEN THE BUYER AND SELLER.
Seller □ is □ is not occupying the property.
A. The subject property has the items checked below: *
□ Range
□ Oven
□ Microwave
□ Dishwasher
□ Trash Compactor
□ Garbage Disposal
□ Washer/Dryer Hookups
□ Rain Gutters
□ Burglar Alarms
□ Carbon Monoxide Device(s)
□ Smoke Detector(s)
□ Fire Alarm
□ TV Antenna
□ Satellite Dish
□ Intercom
□ Central Heating
□ Central Air Conditioning
□ Evaporator Cooler(s)
□ Wall/Window Air Conditioning
□ Sprinklers
□ Public Sewer System
□ Septic Tank □ Sump Pump □ Water Softener □ Patio/Decking □ Built-in Barbecue □ Gazebo
□ Security Gate(s) □ Garage: □ Attached □ Not Attached
Carport □ Automatic Garage Door Opener(s) □ Number Remote Controls ____ □ Sauna □ Hot Tub/Spa: □ Locking Safety Cover □ Pool:
Child Resistant Barrier
Pool/Spa Heater:
Water Supply:
City □ Well
Gas □ Solar □ Electric □ Water Heater:
Private Utility or Other______________________
Gas Supply:
Utility □ Bottled (Tank)
Window Screens
Window Security Bars
Quick Release Mechanism on Bedroom Windows
Water-Conserving Plumbing Fixtures
Exhaust Fan(s) in _________________ 220 Volt Wiring in ______________________ Fireplace(s) in __________________________
B. Are you (Seller) aware of any significant defects/malfunctions in any of the following? □ Yes/□ No. If yes, check appropriate space(s) below.
□ Interior Walls □ Ceilings □ Floors □ Exterior Walls □ Insulation □ Roof(s) □ Windows □ Doors □ Foundation □ Slab(s) □ Driveways □ Sidewalks □ Walls/Fences □ Electrical Systems □ Plumbing/Sewers/Septics □ Other Structural Components (Describe:
If any of the above is checked, explain. (Attach additional sheets if necessary.): _________________________________________
Walls/Fences: fence around property is over 20 years old and all wood so not in the best condition.
*Installation of a listed appliance, device, or amenity is not a precondition of sale or transfer of the dwelling. The carbon monoxide device, garage door opener, or child-resistant pool barrier may not be in compliance with the safety standards relating to, respectively, carbon monoxide device standards of Chapter 8 (commencing with § 13260) of Part 2 of Division 12 of, automatic reversing device standards of Chapter 12.5 (commencing with § 19890) of Part 3 of Division 13 of, or the pool safety standards of Article 2.5 (commencing with § 115920) of Chapter 5 of Part 10 of Division 104 of, the Health and Safety Code. Window security bars may not have quick-release mechanisms in compliance with the 1995 edition of the California Building Standards Code. § 1101.4 of the Civil Code requires all single-family residences built on or before January 1, 1994, to be equipped with water-conserving plumbing fixtures after January 1, 2017. Additionally, on and after January 1, 2014, a single-family residence built on or before January 1, 1994, that is altered or improved is required to be equipped with water-conserving plumbing fixtures as a condition of final approval. Fixtures in this dwelling may not comply with § 1101.4 of the Civil Code.
C. Are you (Seller) aware of any of the following:
1. Substances, materials, or products which may be an environmental hazard such as, but not limited to, asbestos, formaldehyde, radon gas, lead-based paint, mold, fuel or chemical storage tanks, and contaminated soil or water on the subject property
2. Features of the property shared in common with adjoining landowners, such as walls, fences, and driveways, whose use or responsibility for maintenance may have an effect on the subject property ........................................
3. Any encroachments, easements or similar matters that may affect your interest in the subject property
4. Room additions, structural modifications, or other alterations or repairs made without necessary permits
5. Room additions, structural modifications, or other alterations or repairs not in compliance with building codes
(Note to C4 and C5: If transferor acquired the property within 18 months of accepting an offer to sell it, transferor shall make additional disclosures regarding the room additions, structural modifications, or other alterations or repairs on a Seller Property Questionnaire (C.A.R. Form SPQ).)
6. Fill (compacted or otherwise) on the property or any portion thereof
7. Any settling from any cause, or slippage, sliding, or other soil problems
8. Flooding, drainage or grading problems ...................................................................................................................
9. Major damage to the property or any of the structures from fire, earthquake, floods, or landslides
10. Any zoning violations, nonconforming uses, violations of “setback” requirements
11. Neighborhood noise problems or other nuisances
12. CC&R’s or other deed restrictions or obligations
13. Homeowners’ Association which has any authority over the subject property ..........................................................
14. Any “common area” (facilities such as pools, tennis courts, walkways, or other areas co-owned in undivided interest with others)
15. Any notices of abatement or citations against the property .......................................................................................
16. Any lawsuits by or against the Seller threatening to or affecting this real property, claims for damages by the Seller pursuant to § 910 or 914 threatening to or affecting this real property, claims for breach of warranty pursuant to § 900 threatening to or affecting this real property, or claims for breach of an enhanced protection agreement pursuant to § 903 threatening to or affecting this real property, including any lawsuits or claims for damages pursuant to § 910 or 914 alleging a defect or deficiency in this real property or “common areas” (facilities such as pools, tennis courts, walkways, or other areas co-owned in undivided interest with others)
If the answer to any of these is yes, explain. (Attach additional sheets if necessary.):
8: when it rains, water gets in the garage from the back door that leads to the yard.
C. 12: HOA requirements C. 13: Lake Forest Tennis & Beach Club
14: Lake Forest Tennis & Beach Club
D. 1. The Seller certifies that the property, as of the close of escrow, will be in compliance with § 13113.8 of the Health and Safety Code by having operable smoke detector(s) which are approved, listed, and installed in accordance with the State Fire Marshal’s regulations and applicable local standards.
2. The Seller certifies that the property, as of the close of escrow, will be in compliance with § 19211 of the Health and Safety Code by having the water heater tank(s) braced, anchored, or strapped in place in accordance with applicable law.
Seller certifies that the information herein is true and correct to the best of the Seller’s knowledge as of the date signed by the Seller.
C. 2: fence around yard is shared with neighbors
C.
C.
Ladell Gerald Allen, III Tammie Marie Allen
III. AGENT’S INSPECTION DISCLOSURE
(To be completed only if the Seller is represented by an agent in this transaction.)
THE UNDERSIGNED, BASED ON THE ABOVE INQUIRY OF THE SELLER(S) AS TO THE CONDITION OF THE PROPERTY AND BASED ON A REASONABLY COMPETENT AND DILIGENT VISUAL INSPECTION OF THE ACCESSIBLE AREAS OF THE PROPERTY IN CONJUNCTION WITH THAT INQUIRY, STATES THE FOLLOWING:
□ See attached Agent Visual Inspection Disclosure (AVID Form)
□ Agent notes no items for disclosure.
□ Agent notes the following items: ______________________________________________________________________________
Agent (Broker Representing Seller) ____________________________________________________________________ (Please Print) By _____________________________________________________________________________________ Date
(Associate Licensee or Broker Signature)
IV. AGENT’S INSPECTION DISCLOSURE
(To be completed only if the agent who has obtained the offer is other than the agent above.)
THE UNDERSIGNED, BASED ON A REASONABLY COMPETENT AND DILIGENT VISUAL INSPECTION OF THE ACCESSIBLE AREAS OF THE PROPERTY, STATES THE FOLLOWING:
□ See attached Agent Visual Inspection Disclosure (AVID Form)
□ Agent notes no items for disclosure.
□ Agent notes the following items: ______________________________________________________________________________
Agent (Broker Obtaining the Offer) ____________________________________________________________________ (Please Print) By _____________________________________________________________________________________ Date
(Associate Licensee or Broker Signature)
V. BUYER(S) AND SELLER(S) MAY WISH TO OBTAIN PROFESSIONAL ADVICE AND/OR INSPECTIONS OF THE PROPERTY AND TO PROVIDE FOR APPROPRIATE PROVISIONS IN A CONTRACT BETWEEN BUYER AND SELLER(S) WITH RESPECT TO ANY ADVICE/INSPECTIONS/DEFECTS.
I/WE ACKNOWLEDGE RECEIPT OF A COPY OF THIS STATEMENT.
Seller __________________________________________________________________________________ Date
Agent (Broker Representing Seller) ____________________________________________________________________ (Please Print) By
(Associate Licensee or Broker Signature)
Agent (Broker Obtaining the Offer) ____________________________________________________________________ (Please Print)
By _____________________________________________________________________________________ Date _______________
(Associate Licensee or Broker Signature)
§ 1102.3 OF THE CIVIL CODE PROVIDES A BUYER WITH THE RIGHT TO RESCIND A PURCHASE CONTRACT FOR AT LEAST THREE DAYS AFTER THE DELIVERY OF THIS DISCLOSURE IF DELIVERY OCCURS AFTER THE SIGNING OF AN OFFER TO PURCHASE. IF YOU WISH TO RESCIND THE CONTRACT, YOU MUST ACT WITHIN THE PRESCRIBED
Harcourts
Justin Green
Ladell Gerald Allen, III
Tammie Marie Allen
Harcourts
Justin Green
CALIFORNIA
SELLER PROPERTY QUESTIONNAIRE
This form is not a substitute for the Real Estate Transfer Disclosure Statement (TDS). It is used by the Seller to provide additional information when a TDS is completed. If Seller is exempt from completing a TDS, Seller should complete an Exempt Seller Disclosure (C.A.R. Form ESD) or may use this form instead:
NOTE TO SELLER: YOU ARE STRONGLY ADVISED TO CAREFULLY REVIEW THE DISCLOSURE INFORMATION ADVISORY (C.A.R. Form DIA) BEFORE YOU COMPLETE THIS SELLER PROPERTY QUESTIONNAIRE. ALL SELLERS OF CALIFORNIA REAL PROPERTY ARE REQUIRED TO PROVIDE VARIOUS DISCLOSURES, EITHER BY CONTRACT, OR BY STATUTE OR CASE LAW. MANY DISCLOSURES MUST BE MADE WITHIN CERTAIN TIME LIMITS. TIMELY AND THOROUGH DISCLOSURES HELP TO REDUCE DISPUTES AND FACILITATE A SMOOTH SALES TRANSACTION.
Seller makes the following disclosures with regard to the real property or manufactured home described as ______________________ ____________________________________________________________, Assessor’s Parcel No. ___________________________, situated in __________________________________________________, County of ______________________ California (“Property”).
□ This property is a duplex, triplex or fourplex. A SPQ is required for all units. This SPQ is for ALL units (or □ only unit(s)_____).
1. Disclosure Limitation: The following are representations made by the Seller and are not the representations of the Agent(s), if any. This disclosure statement is not a warranty of any kind by the Seller or any agents(s) and is not a substitute for any inspections or warranties the principal(s) may wish to obtain. This disclosure is not intended to be part of the contract between Buyer and Seller. Unless otherwise specified in writing, Broker and any real estate licensee or other person working with or through Broker has not verified information provided by Seller. A real estate broker is qualified to advise on real estate transactions. If Seller or Buyer desires legal advice, they should consult an attorney.
2. Note to Seller, PURPOSE: To tell the Buyer about known material or significant items affecting the value or desirability of the Property and help to eliminate misunderstandings about the condition of the Property.
• Answer based on actual knowledge and recollection at this time.
• Something that you do not consider material or significant may be perceived differently by a Buyer.
• Think about what you would want to know if you were buying the Property today.
• Read the questions carefully and take your time.
• If you do not understand how to answer a question, or what to disclose or how to make a disclosure in response to a question, whether on this form or a TDS, you should consult a real estate attorney in California of your choosing. A broker cannot answer the questions for you or advise you on the legal sufficiency of any answers or disclosures you provide.
3. Note to Buyer, PURPOSE: To give you more information about known material or significant items affecting the value or desirability of the Property and help to eliminate misunderstandings about the condition of the Property.
• Something that may be material or significant to you may not be perceived the same way by the Seller.
• If something is important to you, be sure to put your concerns and questions in writing (C.A.R. form BMI).
• Sellers can only disclose what they actually know. Seller may not know about all material or significant items.
• Seller’s disclosures are not a substitute for your own investigations, personal judgments or common sense.
4. SELLER AWARENESS: For each statement below, answer the question “Are you (Seller) aware of...” by checking either “Yes” or “No.” A “Yes” answer is appropriate no matter how long ago the item being asked about happened or was documented unless otherwise specified. Explain any “Yes” answers in the space provided or attach additional comments and check paragraph 19.
5. DOCUMENTS:
ARE YOU (SELLER) AWARE OF... Reports, inspections, disclosures, warranties, maintenance recommendations, estimates, studies, surveys or other documents (whether prepared in the past or present, including any previous transaction, and whether or not Seller acted upon the item), pertaining to (i) the condition or repair of the Property or any improvement on this Property in the past, now or proposed; or (ii) easements, encroachments or boundary disputes affecting the Property whether oral or in writing and whether or not provided to the Seller
Note: If yes, provide any such documents in your possession to Buyer.
Explanation:
6. STATUTORILY OR CONTRACTUALLY REQUIRED OR RELATED:
A. Within the last 3 years, the death of an occupant of the Property upon the Property
(Note to seller: The manner of death may be a material fact to the Buyer, and should be disclosed, except for a death by HIV/AIDS.)
B. An Order from a government health official identifying the Property as being contaminated by methamphetamine. (If yes, attach a copy of the Order.) ...........................................................................................................................
D. Whether the Property is located in or adjacent to an “industrial use” zone
(In general, a zone or district allowing manufacturing, commercial or airport uses.)
C. The release of an illegal controlled substance on or beneath the Property ...............................................................
E. Whether the Property is affected by a nuisance created by an “industrial use” zone ................................................
F. Whether the Property is located within 1 mile of a former federal or state ordnance location (In general, an area once used for military training purposes that may contain potentially explosive munitions.) .....................................
G. Whether the Property is a condominium or located in a planned unit development or other common interest subdivision .................................................................................................................................................................
H. Insurance claims affecting the Property within the past 5 years ................................................................................
I. Matters affecting title of the Property .........................................................................................................................
J. Plumbing fixtures on the Property that are non-compliant plumbing fixtures as defined by Civil Code §
K. Any inspection reports on any exterior balconies, stairways or other “Elevated Elements” on buildings with 3 or more units on the Property prepared within the last 6 years, or 9 years for condominiums .......................................
(See C.A.R. Form WBSA for more information)
L. Material facts or defects affecting the Property not otherwise disclosed to Buyer .....................................................
Explanation, or □ (if checked) see attached; _____________________________________________________________________
7.
REPAIRS AND
ALTERATIONS:
ARE YOU (SELLER) AWARE OF...
A. Any alterations, modifications, replacements, improvements, remodeling or material repairs on the Property (including those resulting from Home Warranty claims) ............................................................................................
B. Any alterations, modifications, replacements, improvements, remodeling,or material repairs to the Property done for the purpose of energy or water efficiency improvement or renewable energy? ...................................................
C. Ongoing or recurring maintenance on the Property (for example, drain or sewer clean-out, tree or pest control service)
D. Any part of the Property being painted within the past 12 months .............................................................................
E. Whether the Property was built before 1978 (if No, leave (1) and (2) blank) .............................................................
(1) If yes, whether any renovations (i.e., sanding, cutting, demolition) of lead-based paint surfaces started or completed (if, No, leave (2) blank).................................................................................................
(2) If yes to (1), whether such renovations done in compliance with the Environmental Protection Agency LeadBased Paint Renovation Rule .......................................................................................................
F. Whether you purchased the property within 18 months of accepting an offer to sell it...............................................
(1) If yes, have any room additions, structural modifications, or other alterations or repairs (collectively “Improvements”) been performed by a contractor while you have owned the Property................ □ Yes □ No
Note 1: If yes to F(1), Seller shall provide in the Explanation below: (i) a list of such Improvements and (ii) the name and contact information for each contractor who performed services of $1,000 or more.
Note 2: If yes to F(1), Seller shall provide in the Explanation below (i) a list of those Improvements for which seller has obtained permits and Seller shall attach copies of those permits to this SPQ and (ii) for those Improvements for which Seller does not have a permit, Seller shall include a statement identifying those Improvements and that Seller was not provided permits by the third party making the Improvement and the contact information for such third parties from whom the buyer may obtain those permits.
Explanation, or □ (if checked) see attached:
8. STRUCTURAL, SYSTEMS AND APPLIANCES: ARE YOU (SELLER) AWARE OF...
A. Defects in any of the following (including past defects that have been repaired): heating, air conditioning, electrical, plumbing (including the presence of polybutylene pipes), water, sewer, waste disposal or septic system, sump pumps, well, roof, gutters, chimney, fireplace foundation, crawl space, attic, soil, grading, drainage, retaining walls, interior or exterior doors, windows, walls, ceilings, floors or appliances
B. The existence of a solar power system (if yes, Seller to provide C.A.R. Form SOLAR).............................................
C. The leasing of any of the following on or serving the Property: solar power system, water softener system, water purifier system, alarm system, or propane tank(s) .................................................................................................
D. An alternative septic system on or serving the Property ............................................................................................
E. Whether any structure on the Property other than the main improvement is used as a dwelling...............................
(1) If Yes to E, whether there are separate utilities and meters for the dwelling..................................
(2) If Yes to E, whether the dwelling received a permit or other government approval as an Accessory Dwelling Unit (ADU).....................................................................................................................................
Explanation:
9. DISASTER RELIEF, INSURANCE OR CIVIL SETTLEMENT: ARE YOU (SELLER) AWARE OF...
A. Financial relief or assistance, insurance or settlement, sought or received, from any federal, state, local or private agency, insurer or private party, by past or present owners of the Property, due to any actual or alleged damage to the Property arising from a flood, earthquake, fire, other disaster, or occurrence or defect, whether or not any money received was actually used to make repairs ..................................................................................................
If yes, was federal flood disaster assistance conditioned upon obtaining and maintain flood insurance on the Property
(NOTE: If the assistance was conditioned upon maintaining flood insurance, Buyer is informed that federal law, 42 USC 5154a requires Buyer to maintain such insurance on the Property and if it is not, and the Property is damaged by a flood disaster, Buyer may be required to reimburse the federal government for the disaster relief provided.)
B. Receiving domestic water storage tank assistance pursuant to § 13194 of the Water Code or whether the real property ever received such assistance and the real property currently still has the domestic storage tank............... □ Yes □ No If yes, the following disclosure is made: (1) This property has a domestic water storage tank provided by a county, community water system, local public agency, or nonprofit organization, pursuant to § 13194 of the Water Code. (2) The domestic water storage tank was made available to households that had a private water well that had gone dry, or had been destroyed due to drought, wildfire, other natural disasters, or was otherwise nonfunctioning. (3) The domestic water storage tank provided pursuant to § 13194 of the Water Code might not convey with the real property. (4) Due to the water well issues that led to this property obtaining assistance pursuant to § 13194 of the Water Code, the buyer is advised to have an inspection of the water well and to have a professional evaluate the availability of water to the property to ensure it suits the purposes for which the buyer is purchasing the property.
Explanation:
10. WATER-RELATED AND MOLD ISSUES: ARE YOU (SELLER) AWARE OF...
A. Water intrusion, whether past or present, into any part of any physical structure on the Property; leaks from or in any appliance, pipe, slab or roof; standing water, drainage, flooding, underground water, moisture, water-related soil settling or slippage, on or affecting the
B. Any problem with or infestation of mold, mildew, fungus or spores, past or present, on or affecting the
C. Rivers, streams, flood channels, underground springs, high watertable, floods, or tides, on or affecting the Property or neighborhood
Explanation:
11. PETS, ANIMALS AND PESTS:
YOU (SELLER) AWARE OF...
A. Past or present pets on or in the Property ...............................................................................................................
B. Past or present problems with livestock, wildlife, insects or pests on or in the Property .........................................
C. Past or present odors, urine, feces, discoloration, stains, spots or damage in the Property, due to any of the above
D Past or present treatment or eradication of pests or odors, or repair of damage due to any of the above
If so, when and by whom
Explanation:
12. BOUNDARIES, ACCESS AND PROPERTY USE BY OTHERS:
(SELLER) AWARE OF...
A. Surveys, easements, encroachments or boundary disputes .....................................................................................
B. Use or access to the Property, or any part of it, by anyone other than you, with or without permission, for any purpose, including but not limited to, using or maintaining roads, driveways or other forms of ingress or egress or other travel or drainage ..............................................................................................................................................
C. Use of any neighboring property by you ....................................................................................................................
Explanation:
13. LANDSCAPING, POOL AND SPA: ARE YOU (SELLER) AWARE
A. Diseases or infestations affecting trees, plants or vegetation on or near the Property ..............................................
B. Operational sprinklers on the Property ......................................................................................................................
(1) If yes, are they □ automatic or □ manually operated.
(2) If yes, are there any areas with trees, plants or vegetation not covered by the sprinkler system..
C. A pool heater on the Property ....................................................................................................................................
If yes, is it operational? ........................................................................................................................
D. A spa heater on the Property .....................................................................................................................................
If yes, is it operational? ........................................................................................................................
E. Past or present defects, leaks, cracks, repairs or other problems with the sprinklers, pool, spa, waterfall, pond, stream, drainage or other water-related decor including any ancillary equipment, including pumps, filters, heaters and cleaning systems, even if repaired .....................................................................................................................
Explanation:
14. CONDOMINIUMS, COMMON INTEREST DEVELOPMENTS AND OTHER SUBDIVISIONS: (IF APPLICABLE)
A. Property being a condominium or located in a planned unit development or other common interest subdivision
B. Any Homeowners’ Association (HOA) which has any authority over the subject property ........................................
C. Any “common area” (facilities such as pools, fitness centers, walkways, conference rooms, or other areas co-owned in undivided interest with others) ...............................................................................................................................
D. CC&R’s or other deed restrictions or obligations .......................................................................................................
E. Any pending or proposed dues increases, special assessments, rules changes, insurance availability issues, or litigation by or against or fines or violations issued by a Homeowner Association or Architectural Committee affecting the Property ...............................................................................................................................................................
F. CC&R’s or other deed restrictions or obligations or any HOA Committee that has authority over improvements made on or to the Property ..................................................................................................................................................
(1) If Yes to F, any improvements made on or to the Property inconsistent with any declaration of restrictions or HOA Committee requirement
(2) If Yes to F, any improvements made on or to the Property without the required approval of an HOA Committee ......................................................................................................................................................
A. Other than the Seller signing this form, any other person or entity with an ownership interest ..................................
B. Leases, options or claims affecting or relating to title or use of the Property
C. Past, present, pending or threatened lawsuits, settlements, mediations, arbitrations, tax liens, mechanics’ liens, notice of default, bankruptcy or other court filings, or government hearings affecting or relating to the Property, Homeowner Association or neighborhood .................................................................................................................
D. Features of the property shared in common with adjoining landowners, such as walls, fences and driveways, whose use or responsibility for maintenance may have an effect on the subject property
E. Any encroachments, easements, boundary disputes, or similar matters that may affect your interest in the subject property, whether in writing or not ..................................................................................................................
F. Any private transfer fees, triggered by a sale of the Property, in favor of private parties, charitable organizations, interest based groups or any other person or entity ...................................................................................................
G. Any PACE lien (such as HERO or SCEIP) or other lien on your Property securing a loan to pay for an alteration, modification, replacement, improvement, remodel or material repair of the Property
H. The cost of any alteration, modification, replacement, improvement,
10. A: door from yard to garage leaks when it rains
A: We have a dog
B (2): I really don't know what the sprinklers cover because we don't use them.
15. D: fence around yard is shared with neighbors
16. NEIGHBORS/NEIGHBORHOOD:
ARE YOU (SELLER) AWARE OF...
A. Neighborhood noise, nuisance or other problems from sources such as, but not limited to, the following: Neighbors, traffic, parking congestion, airplanes, trains, light rail, subway, trucks, freeways, buses, schools, parks, refuse storage or landfill processing, agricultural operations, business, odor, recreational facilities, restaurants, entertainment complexes or facilities, parades, sporting events, fairs, neighborhood parties, litter, construction, air conditioning equipment, air compressors, generators, pool equipment or appliances, underground gas pipelines, cell phone towers, high voltage transmission lines, or wildlife .................................
B. Any past or present disputes or issues with a neighbor which might impact the use, development and enjoyment of the Property
Explanation:
17. GOVERNMENTAL: ARE YOU (SELLER) AWARE OF...
A. Ongoing or contemplated eminent domain, condemnation, annexation or change in zoning or general plan that applies to or could affect the Property ........................................................................................................................
B. Existence or pendency of any rent control, occupancy restrictions, improvement restrictions or retrofit requirements that apply to or could affect the Property ....................................................................................................................
C. Existing or contemplated building or use moratoria that apply to or could affect the Property .................................
D. Current or proposed bonds, assessments, or fees that do not appear on the Property tax bill that apply to or could affect the Property ......................................................................................................................................................
E. Proposed construction, reconfiguration, or closure of nearby Government facilities or amenities such as schools, parks, roadways and traffic signals ............................................................................................................................
F. Existing or proposed Government requirements affecting the Property (i) that tall grass, brush or other vegetation be cleared; (ii) that restrict tree (or other landscaping) planting, removal or cutting or (iii) that flammable materials be removed. ...............................................................................................................................................................
G. Any protected habitat for plants, trees, animals or insects that apply to or could affect the Property. .......................
H. Whether the Property is historically designated or falls within an existing or proposed Historic District .....................
I. Any water surcharges or penalties being imposed by a public or private water supplier, agency or utility; or restrictions or prohibitions on wells or other ground water supplies .............................................................................................
J. Any differences between the name of the city in the postal/mailing address and the city which has jurisdiction over the property
Explanation:
17. G: The neighbor hood is the woods of Lake Forest and you have to get permission to remove them
18.
OTHER: ARE YOU (SELLER) AWARE
A. Any occupant of the Property smoking or vaping any substance on or in the Property, whether past or present .....
B. Any use of the Property for, or any alterations, modifications, improvements, remodeling or material change to the Property due to, cannabis cultivation or growth .........................................................................................................
C. Whether the Property was originally constructed as a Manufactured or Mobile home
D. Whether the property is tenant occupied ....................................................................................................................
E. Whether the Property was previously tenant occupied even if vacant now
If yes, disclose if you know the method or manner of how the tenancy ended.
Explanation:
19. MATERIAL FACTS:
A. Any past or present known material facts or other significant items affecting the value or desirability of the Property not otherwise disclosed to Buyer ...............................................................................................................................
B. □ (IF CHECKED) ADDITIONAL COMMENTS: The attached addendum contains an explanation or additional comments in response to specific questions answered “yes” above. Refer to line and question number in explanation.
Explanation:
Seller represents that Seller has provided the answers and, if any, explanations and comments on this form and any attached addenda and that such information is true and correct to the best of Seller’s knowledge as of the date signed by Seller. Seller acknowledges (i) Seller’s obligation to disclose information requested by this form is independent from any duty of disclosure that a real estate licensee may have in this transaction; and (ii) nothing that any such real estate licensee does or says to Seller relieves Seller from his/her own duty of disclosure.
By signing below, Buyer acknowledges
Questionnaire form.
5/27/2025 5/28/2025
IF YOU DESIRE LEGAL OR TAX ADVICE, CONSULT AN APPROPRIATE PROFESSIONAL. This form is made available to real estate professionals through an agreement with or purchase from the California Association of REALTORS®. Published and Distributed by: REAL ESTATE BUSINESS SERVICES, LLC. a subsidiary of the California Association of REALTORS®
18. A: vape
Ladell Gerald Allen, III Tammie Marie Allen
(C.A.R. Form TOA, Revised 6/23)
22572 Charwood Circle, Lake Forest, CA 92630
This addendum is given in connection with the property known as _________________________________________________________________________________________________(“Property”), in which ________________________________________________________________________________ is referred to as (“Buyer”) and ___________________________________________________________________________________ is referred to as (“Seller”).
[SPQ] Seller Property Questionnaire
1) 7. Repairs and Alterations – Explanation:
7. A: ADU added in 2021, guest bathroom remodeled in 2018
7. B: new HVAC 2019
7. C: We have a contract with Hawx pest control. Mostly for mosquitos in the summer but they come once a month all year round
7. D: kitchen cabinets, bedrooms, living room
2) 8. Structural, Systems, and Appliances – Explanation:
8. A: Property Item Defects
Doors: door from yard to garage leaks when it rains
8. E (2): One bedroom ADU with walk in shower, washer dryer hookup
The foregoing terms and conditions are hereby incorporated in and made a part of the paragraph(s) referred to in the document to which this TOA is attached. The undersigned acknowledge receipt of a copy of this TOA.
Property Address: 22572 Charwood Circle Lake Forest, CA 92630
Welcome to the new titleLOOK®!
Title Officer: John F Allen
Escrow Officer: Trish Castner
titleLOOK upgrades the traditional title report experience from a static report with large zip files of supporting documents to a real-time interactive title report. With titleLOOK, you'll enjoy:
• an easy-to-use summary page of your report findings
• color-coded requirements and exceptions so you can focus on what is important
• hyperlinks directly into the documents referenced on your report
• a transparent and convenient title report experience
When you click on the above button/link to access your titleLOOK report, you will be taken to inHere, our platform designed to transform the experience of buying or selling real estate from the moment a transaction is started all the way through closing. inHere provides a safe and convenient method of delivering documents and information about your real estate transaction.
PRELIMINARY REPORT
Order No.: 58602502268-JFA
Property: 22572 Charwood Circle Lake Forest, CA 92630
In response to the application for a policy of title insurance referenced herein, Chicago Title Company hereby reports that it is prepared to issue, or cause to be issued, as of the date hereof, a policy or policies of title insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of a defect, lien or encumbrance not shown or referred to as an exception herein or not excluded from coverage pursuant to the printed Schedules, Exclusions from Coverage, and Conditions of said policy forms.
With respect to any contemplated owner's policy, the printed Exceptions and Exclusions from the coverage and Limitations on Covered Risks of said policy or policies are set forth in Attachment One. The policy to be issued may contain an arbitration clause. When the Amount of Insurance is less than that set forth in the arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. Limitations on Covered Risks applicable to the CLTA/ALTA Homeowner's Policy of Title Insurance, which establish a Deductible Amount and a Maximum Dollar Limit of Liability for certain coverages are also set forth in Attachment One. Copies of the policy forms should be read. They are available from the office which issued this report.
Please read the exceptions shown or referred to herein and the exceptions and exclusions set forth in Attachment One of this report carefully. The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the title insurance policy and should be carefully considered.
It is important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects, and encumbrances affecting title to the land.
This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the issuance of a policy of title insurance, a binder or commitment should be requested.
Chicago Title Insurance Company
Countersigned By:
Authorized Officer or Agent
Ryan Walker
By:
Michael J. Nolan, President Attest:
Marjorie Nemzura, Secretary
ISSUING OFFICE: 5 Corporate Park, #100, Irvine, CA 92606
FOR SETTLEMENT INQUIRIES, CONTACT: Portico Escrow
3 Monarch Bay Plaza, Suite 104 Dana Point, CA 92629 FAX
PRELIMINARY REPORT
Title Officer: John F Allen
Email: ChicagoAllen@ctt.com
Phone No.: (949)263-6961
Fax No.: (949)263-0872
Title No.: 58602502268-JFA CTC CA License 2993-4
PROPERTY ADDRESS(ES): 22572 Charwood Circle, Lake Forest, CA
EFFECTIVE DATE: May 12, 2025 at 07:30 AM
The form of policy or policies of title insurance contemplated by this report is:
ALTA Homeowner's Policy of Title Insurance 2021
ALTA Loan Policy 2021 Extended
Escrow Officer: Trish Castner
Email: trish@porticoescrow.com
Phone No.: (949)599-1766
Fax No.:
Escrow No.:
1. The estate or interest in the Land hereinafter described or referred to covered by this Report is: A FEE
2. Title to said estate or interest at the date hereof is vested in:
Ladell Gerald Allen, III and Tammie Marie Allen, husband and wife as community property with right of survivorship
3. The Land referred to in this Report is described as follows: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF
EXHIBIT "A"
Legal Description
For APN/Parcel ID(s): 614-112-55
THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE CITY OF LAKE FOREST, COUNTY OF ORANGE, STATE OF CALIFORNIA AND IS DESCRIBED AS FOLLOWS:
LOT 97 TOGETHER WITH AN UNDIVIDED 1/104TH INTEREST IN LOTS 105, 107, 108, 109, A, B, C, D, E AND F OF TRACT NO. 6353, IN THE CITY OF LAKE FOREST, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 262, PAGE(S) 10 THROUGH 13 INCLUSIVE OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF ORANGE COUNTY, CALIFORNIA.
CLTA Preliminary Report Form ((02/03/2023)) Printed: 05 21 25 @ 08:38 AM
1. Property taxes, which are a lien not yet due and payable, including any assessments collected with taxes to be levied for the fiscal year 2025-2026.
2. Property taxes, including any personal property taxes and any assessments collected with taxes, are paid. For proration purposes the amounts were:
Tax Identification No.: 614-112-55
Fiscal Year: 2024-2025
1st Installment: $4,409.52
2nd Installment: $4,409.52
Exemption: $0.00 Code Area: 30-015
3. Any liens or other assessments, bonds, or special district liens including without limitation, Community Facility Districts, that arise by reason of any local, City, Municipal or County Project or Special District.
4. The lien of supplemental or escaped assessments of property taxes, if any, made pursuant to the provisions of Chapter 3.5 (commencing with Section 75) or Part 2, Chapter 3, Articles 3 and 4, respectively, of the Revenue and Taxation Code of the State of California as a result of the transfer of title to the vestee named in Schedule A or as a result of changes in ownership or new construction occurring prior to Date of Policy.
5. Water rights, claims or title to water, whether or not disclosed by the public records.
6. Covenants, conditions and restrictions but omitting any covenants or restrictions, if any, including but not limited to those based upon age, race, color, religion, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, familial status, source of income, disability, veteran or military status, genetic information, medical condition, citizenship, primary language, and immigration status, as set forth in applicable state or federal laws, except to the extent that said covenant or restriction is permitted by applicable law, as set forth in the document
Recording No: Book 8691, Page 230, of Official Records
Said covenants, conditions and restrictions provide that a violation thereof shall not defeat the lien of any mortgage or trust deed made in good faith and for value.
Modification(s) of said covenants, conditions and restrictions
Recording No.: Book 9216, Page 479, of Official Records
Modification(s) of said covenants, conditions and restrictions
Recording No.: Book 9216, Page 483, of Official Records
Modification(s) of said covenants, conditions and restrictions
Recording No.: Book 10248, Page 123, of Official Records
EXCEPTIONS (continued)
Modification(s) of said covenants, conditions and restrictions
Recording No.: Book 11331, Page 615, of Official Records
7. The ownership of said Land does not include rights of access to or from the street, highway, or freeway abutting said Land, such rights having been relinquished by said map/plat
Affects: Jeronimo Road and Ridge Route Drive
8. The matters set forth in the document shown below which, among other things, contains or provides for: certain easements; liens and the subordination thereof; provisions relating to partition; restrictions on severability of component parts; and covenants, conditions and restrictions but omitting any covenants or restrictions, if any, including, but not limited to those based upon age, race, color, religion, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, familial status, source of income, disability, veteran or military status, genetic information, medical condition, citizenship, primary language, and immigration status, as set forth in applicable state or federal laws, except to the extent that said covenant or restriction is permitted by applicable law
Recording No.: Book 9096, Page 830, of Official Records
Said covenants, conditions and restrictions provide that a violation thereof shall not defeat the lien of any mortgage or trust deed made in good faith and for value.
Said instrument also provides for the levy of assessments, the lien of which is stated to be subordinate to the lien of a first mortgage or first deed of trust made in good faith or for value.
9. Non-exclusive easements over and through the common area for ingress, egress, public utility, enjoyment, support and repair of the common area and each unit, as provided in the above mentioned declaration and as disclosed by various deeds of record.
Affects: Common Area
10. All easements, recitals, offers and dedications as shown on the official map
Tract of: 6353
11. Notice of assessment pursuant to the declaration shown herein.
Association: Lake Forest Community Association
Recording No.: Book 13445, Page 90, of Official Records
12. An instrument entitled Deed Restriction and Covenant
Recording Date: February 26, 2021
Recording No.: 2021-139022, of Official Records
Reference is hereby made to said document for full particulars.
EXCEPTIONS
13. A deed of trust to secure an indebtedness in the amount shown below,
Amount: $709,986.00
Dated: April 22, 2021
Trustor/Grantor: Ladell Gerald Allen, III and Tammie Marie Allen, husband and wife as community property with right of survivorship
Trustee: Marinosci Law Group
Beneficiary: Mortgage Electronic Registration Systems, Inc. (MERS), solely as nominee for HomeBridge Financial Services, Inc. DBA Real Estate Mortgage Network
Loan No.: 2101030859
Recording Date: April 28, 2021
Recording No.: 2021000284841, of Official Records
NOTE: This loan appears to be registered with Mortgage Electronic Registration Systems, Inc., (MERS). The name, address and telephone number for loan servicing should be obtained from the MERS website: www.mers-servicerid.org or by calling, 1-888-679-MERS (1-888-679-6377), and referring to the Mortgage Identification Number (MIN) 100288221010308594.
14. A deed of trust to secure an indebtedness in the amount shown below,
Amount: $290,000.00
Dated: August 2, 2024
Trustor/Grantor: Tammie Marie Allen and Ladell Gerald Allen, III, married to each other Trustee: U.S. Bank Trust Company, National Association
Beneficiary: U.S. Bank National Association
Loan No: Not Shown
Recording Date: August 8, 2024
Recording No.: 2024000203843, of Official Records
The Deed of Trust set forth above is purported to be a "Credit Line" Deed of Trust. Under California Civil Code §2943.1 it is a requirement that the Trustor/Grantor of said Deed of Trust either immediately provide the beneficiary with the "Borrower's instruction to Suspend and Close Equity Line of Credit" or provide a satisfactory subordination of this Deed of Trust to the proposed Deed of Trust to be recorded at closing.
If the above credit line is being paid off, this Company will require that Escrow obtain written confirmation from the current Beneficiary that the account has been frozen prior to recording. Failure to do so will result in this Company holding funds at the close of Escrow until such confirmation is obtained from the Beneficiary.
15. Any rights of the parties, if other than the vestees, in possession of the Parking Space shown in the legal description herein.
EXCEPTIONS (continued)
16. In order to complete this report, the Company requires a Statement of Information to be completed by the following party(s),
Party(s): All Parties
The Company reserves the right to add additional items or make further requirements after review of the requested Statement of Information.
NOTE: The Statement of Information is necessary to complete the search and examination of title under this order. Any title search includes matters that are indexed by name only, and having a completed Statement of Information assists the Company in the elimination of certain matters which appear to involve the parties but in fact affect another party with the same or similar name. Be assured that the Statement of Information is essential and will be kept strictly confidential to this file.
END OF EXCEPTIONS
NOTES
Note 1. Notice: Please be aware that due to the conflict between federal and state laws concerning the cultivation, distribution, manufacture or sale of marijuana, the Company is not able to close or insure any transaction involving Land that is associated with these activities.
Note 2. Note: There are NO conveyances affecting said Land recorded within 24 months of the date of this report.
Note 3. Pursuant to Government Code Section 27388.1, as amended and effective as of 1-1-2018, a Documentary Transfer Tax (DTT) Affidavit may be required to be completed and submitted with each document when DTT is being paid or when an exemption is being claimed from paying the tax. If a governmental agency is a party to the document, the form will not be required. DTT Affidavits may be available at a Tax Assessor-County Clerk-Recorder.
Note 4. NOTE: When this title order closes and if the Company is handling the loan proceeds through a sub-escrow, all title charges and expenses normally billed will be deducted from those loan proceeds. Title charges and expenses would include Title Premiums, any Tax or Bond advances, Documentary Transfer Tax, Recording Fees, etc.
Note 5. Note: None of the items shown in this report will cause the Company to decline to attach ALTA Endorsement Form 9 to an Extended Coverage Loan Policy, when issued.
Note 6. Note: The Company is not aware of any matters which would cause it to decline to attach CLTA Endorsement Form 116 indicating that there is located on said Land a Single Family Residence, known as 22572 Charwood Circle, In the City of Lake Forest, County of Orange, State of California, to an Extended Coverage Loan Policy.
Note 7. NOTE: The policy of title insurance will include an arbitration provision. The Company or the insured may demand arbitration. Arbitrable matters may include, but are not limited to, any controversy or claim between the Company and the insured arising out of or relating to this policy, any service of the Company in connection with its issuance or the breach of a policy provision or other obligation. Please ask your escrow or title officer for a sample copy of the policy to be issued if you wish to review the arbitration provisions and any other provisions pertaining to your Title Insurance coverage.
Note 8. If a county recorder, title insurance company, escrow company, real estate agent or association provides a copy of the declaration, governing document or deed to any person, California law requires that the document provided shall include a statement regarding any unlawful restrictions. Said statement is to be in at least 14-point bold faced typed and may be stamped on the first page of any document provided or included as a cover page attached to the requested document. Should a party to this transaction request a copy of any document reported herein that fits this category, the statement is to be included in the manner described.
Note 9. Any documents being executed in conjunction with this transaction must be signed in the presence of an authorized Company employee, an authorized employee of an agent, an authorized employee of the insured lender, or by using Bancserv or other approved third-party service. If the above requirements cannot be met, please call the company at the number provided in this report.
NOTES
(continued)
Note 10. A Preliminary Change of Ownership form is required upon a change in ownership of the Land. Section 480 of the Revenue and Taxation Code of the State of California requires that a grantee of real property complete a Preliminary Change of Ownership statement, which is to be filed at the time that a grant deed is recorded. In the event that the statement is not completed and presented at the time of the recording of the deed, the County Recorder will assess the grantee an additional charge to record the deed. In addition to the additional charge at the time of recording, the County Assessor may assess additional fees and penalties for failure to file the Ownership Statement within the required time.
END OF NOTES
WIRE FRAUD ALERT
This Notice is not intended to provide legal or professional advice. If you have any questions, please consult with a lawyer.
All parties to a real estate transaction are targets for wire fraud and many have lost hundreds of thousands of dollars because they simply relied on the wire instructions received via email, without further verification. If funds are to be wired in conjunction with this real estate transaction, we strongly recommend verbal verification of wire instructions through a known, trusted phone number prior to sending funds.
In addition, the following non-exclusive self-protection strategies are recommended to minimize exposure to possible wire fraud.
NEVER RELY on emails purporting to change wire instructions. Parties to a transaction rarely change wire instructions in the course of a transaction.
ALWAYS VERIFY wire instructions, specifically the ABA routing number and account number, by calling the party who sent the instructions to you. DO NOT use the phone number provided in the email containing the instructions, use phone numbers you have called before or can otherwise verify. Obtain the number of relevant parties to the transaction as soon as an escrow account is opened. DO NOT send an email to verify as the email address may be incorrect or the email may be intercepted by the fraudster.
USE COMPLEX EMAIL PASSWORDS that employ a combination of mixed case, numbers, and symbols. Make your passwords greater than eight (8) characters. Also, change your password often and do NOT reuse the same password for other online accounts.
USE MULTI-FACTOR AUTHENTICATION for email accounts. Your email provider or IT staff may have specific instructions on how to implement this feature.
For more information on wire-fraud scams or to report an incident, please refer to the following links:
Federal Bureau of Investigation: Internet Crime Complaint Center: http://www.fbi.gov http://www.ic3.gov
FIDELITY NATIONAL FINANCIAL CALIFORNIA PRIVACY NOTICE
Fidelity National Financial, Inc. and its majority-owned subsidiary companies (collectively, "FNF," "our," or "we") respect and are committed to protecting your privacy. This California Privacy Notice explains how we collect, use, and disclose Personal Information, when and to whom we disclose such information, and the rights you, as a California resident ("Consumer"), have regarding your Personal Information ("California Privacy Rights"). "Personal Information" means information that identifies, relates to, describes, and is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household. If FNF has collected, used, or disclosed your Personal Information in relation to a job application or employment, independent contractor, officer, owner, or director relationship with FNF, FNF's practices are discussed in our Notice at Collection for Prospective Employees, available at Prospective California Employees
Some subsidiaries maintain separate California Privacy Notices or privacy statements. If a subsidiary has a separate California Privacy Notice, it will be available on the subsidiary's website, and this California Privacy Notice does not apply.
Collection of categories of Personal Information:
In the preceding twelve (12) months FNF has collected, and will continue to collect, the following categories of Personal Information from you:
Identifiers such as name, address, telephone number, IP address, email address, account name, social security number, driver's license number, state identification card, passport number, financial information, date of birth, or other similar identifiers;
Characteristics of protected classifications under California or Federal law;
Commercial information, including records of personal property, products or services purchased, or other purchasing or consuming histories;
Internet or other electronic network activity information including, but not limited to browsing history on FNF websites and information regarding a Consumer's interaction with an FNF website;
Geolocation data;
Unique biometric data used to authenticate a specific individual such as a fingerprint, retina, or iris image;
Professional or employment information;
Education Information.
This Personal Information is collected from the following sources:
Information we receive from you on applications or other forms;
Information about your transactions with FNF, our affiliates, or others;
Information we receive from consumer reporting agencies and/or governmental entities, either directly from these entities, or from internet service providers, data analytics providers, and social networks;
Information from the use of our websites and mobile applications;
Information we receive directly from you related to doing business with us.
This Personal Information is collected for the following business purposes:
To provide products and services to you or in connection with a transaction involving you;
To perform a contract between FNF and the Consumer;
To improve our products and services;
To comply with legal obligations;
To detect and protect against fraudulent or illegal activity;
To communicate with you about FNF or our affiliates;
To maintain an account with FNF or our affiliates;
To maintain the security of our systems, tools, accounts, and applications;
To verify and authenticate identities and credentials;
To provide, support, personalize, and develop our websites, products, and services;
To directly market our products to consumers;
As described to you when collecting your Personal Information or as otherwise set forth in the California Consumer Privacy Act.
Disclosures of Personal Information for a business purpose:
In the preceding twelve (12) months FNF has disclosed, and will continue to disclose, the categories of Personal Information listed above for a business purpose. We may disclose Personal Information for a business purpose to the following categories of third parties:
FNF affiliates and subsidiaries;
Non-affiliated third parties, with your prior consent;
Businesses in connection with the sale or other disposition of all or part of the FNF business and/or assets;
Service Providers and non-affiliated third parties such as data analytics providers;
Law enforcement or authorities in connection with an investigation, or in response to a subpoena or court order.
Sale of Personal Information:
In the preceding twelve (12) months, FNF has not sold or shared Personal Information. FNF does not sell or share Personal Information.
Retention Periods:
Due to the breadth and variety of data collected by FNF, it is not possible for us to provide you with a comprehensive list of timeframes during which we retain each category of Personal Information. FNF retains categories of information as reasonably necessary to satisfy the purpose for which we collect the information. This time period varies depending on the purpose for which we collected the information, the nature and frequency of our interactions and relationship with you, whether we have a legal basis to continue retaining the information, industry practices, the value and sensitivity of the information, and state and federal recordkeeping requirements.
Personal Information of minors:
FNF does not knowingly collect the Personal Information of minors. FNF does not sell or share the information of consumers under sixteen (16) years of age.
Sensitive Personal Information:
FNF does not use or disclose sensitive Personal Information for any purposes other than those specified in the California Consumer Privacy Act.
Right to know:
Consumers have a right to know about Personal Information collected, used, disclosed, shared, or sold, including the categories of such Personal Information, as well as the purpose for such collection, use, disclosure, sharing, or selling, categories of third parties to whom Personal Information is disclosed, shared or sold, and the specific pieces of Personal Information collected about the consumer. Consumers have the right to request FNF disclose what Personal Information it collected, used, and disclosed in the past twelve (12) months.
Right to request deletion:
Consumers have a right to request the deletion of their Personal Information, subject to certain exceptions. Right to Correct:
Consumers have the right to correct inaccurate Personal Information.
Right to non-discrimination:
Consumers have a right not to be discriminated against because of exercising their consumer privacy rights. We will not discriminate against Consumers for exercising any of their California Privacy Rights.
Privacy Requests:
To exercise any of your California Privacy Rights, or if acting as an authorized agent on behalf of another individual, please visit California Privacy Request (FNF.com/California-privacy), call us Toll Free at 888-413-1748, or write to the address at the end of this notice.
Upon making a California Privacy Request, FNF will verify the consumer's identity by requiring an account, loan, escrow number, or other identifying information from the consumer.
The above-rights are subject to any applicable rights and obligations including both Federal and California exemptions rendering FNF, or Personal Information collected by FNF, exempt from certain CCPA requirements.
A Consumer may use an Authorized Agent to submit any CCPA request. Authorized agents’ requests will be processed like any other CCPA request, but FNF will also require the Consumer provide the agent written permission to make the request and verify his or her identity with FNF.
FNF website services for mortgage loans:
Certain FNF companies provide services to mortgage loan servicers, including hosting websites that collect customer information on behalf of mortgage loan servicers (the "Service Websites"). The Service Websites may contain links to both this Privacy Notice and the mortgage loan servicer or lender's privacy notice. The sections of this Privacy Notice describing the categories, sources, and uses of your Personal Information do not apply to the Service Websites. The mortgage loan servicer or lender's privacy notice governs use, disclosure, and access to your Information. FNF does not share Information collected through the Service Websites, except (1) as required or authorized by contract with the mortgage loan servicer or lender, or (2) as required by law or in the good-faith belief that such disclosure is necessary to comply with a legal process or applicable law, to enforce this Privacy Notice, or to protect the rights, property, or safety of FNF or the public.
California Privacy Notice - Effective Date:
This California Privacy Notice was last updated on January 1, 2025. Contact for more information:
For questions or concerns about FNF's California Privacy Notice and privacy practices, or to exercise any of your California Privacy Rights, please visit California Privacy (FNF.com/California-privacy), call Toll Free 888-413-1748, or contact us by mail at the below address.
Fidelity National Financial, Inc. 601 Riverside Avenue Jacksonville, Florida 32204
Attn: Chief Privacy Officer
ATTACHMENT ONE
CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY - 1990 (11-09-18)
EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of:
1. (a) Any law, ordinance or governmental regulation (including but not limited to building or zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating (i) the occupancy, use, or enjoyment of the land; (ii) the character, dimensions or location of any improvement now or hereafter erected on the land; (iii) a separation in ownership or a change in the dimensions or area of the land or any parcel of which the land is or was a part; or (iv) environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien, or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy.
(b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy.
2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge.
3. Defects, liens, encumbrances, adverse claims or other matters:
(a) whether or not recorded in the public records at Date of Policy, but created, suffered, assumed or agreed to by the insured claimant;
(b) not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy;
(c) resulting in no loss or damage to the insured claimant;
(d) attaching or created subsequent to Date of Policy; or
(e) resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the insured mortgage or for the estate or interest insured by this policy.
4. Unenforceability of the lien of the insured mortgage because of the inability or failure of the insured at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness, to comply with the applicable doing business laws of the state in which the land is situated.
5. Invalidity or unenforceability of the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced by the insured mortgage and is based upon usury or any consumer credit protection or truth in lending law.
6. Any claim, which arises out of the transaction vesting in the insured the estate or interest insured by this policy or the transaction creating the interest of the insured lender, by reason of the operation of federal bankruptcy, state insolvency or similar creditors' rights laws.
EXCEPTIONS FROM COVERAGE - SCHEDULE B, PART I
This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of:
1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records.
Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records.
2. Any facts, rights, interests, or claims which are not shown by the public records but which could be ascertained by an inspection of the land or which may be asserted by persons in possession thereof.
3. Easements, liens or encumbrances, or claims thereof, not shown by the public records.
4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the public records.
5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records.
6. Any lien or right to a lien for services, labor or material unless such lien is shown by the public records at Date of Policy.
EXCEPTIONS FROM COVERAGE - SCHEDULE B, PART II
(Variable exceptions such as taxes, easements, CC&R’s, etc., are inserted here)
ATTACHMENT ONE (CONTINUED)
CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE OWNER'S POLICY (02-04-22)
EXCLUSIONS FROM COVERAGE
The following matters are excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys’ fees, or expenses that arise by reason of:
1. a. any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) that restricts, regulates, prohibits, or relates to:
i. the occupancy, use, or enjoyment of the Land;
ii. the character, dimensions, or location of any improvement on the Land;
iii. the subdivision of land; or
iv. environmental remediation or protection.
b. any governmental forfeiture, police, regulatory, or national security power.
c. the effect of a violation or enforcement of any matter excluded under Exclusion 1.a. or 1.b.
Exclusion 1 does not modify or limit the coverage provided under Covered Risk 5 or 6.
2. Any power of eminent domain. Exclusion 2 does not modify or limit the coverage provided under Covered Risk 7.
3. Any defect, lien, encumbrance, adverse claim, or other matter:
a. created, suffered, assumed, or agreed to by the Insured Claimant;
b. not Known to the Company, not recorded in the Public Records at the Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy;
c. resulting in no loss or damage to the Insured Claimant;
d. attaching or created subsequent to the Date of Policy (Exclusion 3.d. does not modify or limit the coverage provided under Covered Risk 9 or 10); or
e. resulting in loss or damage that would not have been sustained if consideration sufficient to qualify the Insured named in Schedule A as a bona fide purchaser had been given for the Title at the Date of Policy.
4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors’ rights law, that the transaction vesting the Title as shown in Schedule A is a:
a. fraudulent conveyance or fraudulent transfer;
b. voidable transfer under the Uniform Voidable Transactions Act; or
c. preferential transfer:
i. to the extent the instrument of transfer vesting the Title as shown in Schedule A is not a transfer made as a contemporaneous exchange for new value; or
ii. for any other reason not stated in Covered Risk 9.b.
5. Any claim of a PACA-PSA Trust. Exclusion 5 does not modify or limit the coverage provided under Covered Risk 8.
6. Any lien on the Title for real estate taxes or assessments imposed or collected by a governmental authority that becomes due and payable after the Date of Policy.
Exclusion 6 does not modify or limit the coverage provided under Covered Risk 2.b.
7 Any discrepancy in the quantity of the area, square footage, or acreage of the Land or of any improvement to the Land.
EXCEPTIONS FROM COVERAGE
Some historical land records contain Discriminatory Covenants that are illegal and unenforceable by law. This policy treats any Discriminatory Covenant in a document referenced in Schedule B as if each Discriminatory Covenant is redacted, repudiated, removed, and not republished or recirculated. Only the remaining provisions of the document are excepted from coverage. This policy does not insure against loss or damage and the Company will not pay costs, attorneys’ fees, or expenses resulting from the terms and conditions of any lease or easement identified in Schedule A, and the following matters:
PART I
1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records.
2. Any facts, rights, interests, or claims that are not shown by the Public Records at Date of Policy but that could be (a) ascertained by an inspection of the Land, or (b) asserted by persons or parties in possession of the Land.
3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records at Date of Policy.
4. Any encroachment, encumbrance, violation, variation, easement, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records at Date of Policy.
5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records.
6. Any lien or right to a lien for services, labor, material or equipment unless such lien is shown by the Public Records at Date of Policy.
7. Any claim to (a) ownership of or rights to minerals and similar substances, including but not limited to ores, metals, coal, lignite, oil, gas, uranium, clay, rock, sand, and gravel located in, on, or under the Land or produced from the Land, whether such ownership or rights arise by lease, grant, exception, conveyance, reservation, or otherwise; and (b) any rights, privileges, immunities, rights of way, and easements associated therewith or appurtenant thereto, whether or not the interests or rights excepted in (a) or (b) appear in the Public Records or are shown in Schedule B.
PART II
(Variable exceptions such as taxes, easements, CC&R’s, etc., are inserted here)
ATTACHMENT ONE (CONTINUED)
CLTA/ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE (7-01-21)
EXCLUSIONS FROM COVERAGE
The following matters are excluded from the coverage of this policy and We will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of:
1.
a. any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) that restricts, regulates, prohibits, or relates to:
i. the occupancy, use, or enjoyment of the Land;
ii. the character, dimensions, or location of any improvement on the Land;
iii. the subdivision of land; or
iv. environmental remediation or protection.
b. any governmental forfeiture, police, or regulatory, or national security power.
c. the effect of a violation or enforcement of any matter excluded under Exclusion 1.a. or 1.b.
Exclusion 1 does not modify or limit the coverage provided under Covered Risk 8.a., 14, 15, 16, 18, 19, 20, 23, or 27.
2. Any power to take the Land by condemnation. Exclusion 2 does not modify or limit the coverage provided under Covered Risk 17.
3. Any defect, lien, encumbrance, adverse claim, or other matter:
a. created, suffered, assumed, or agreed to by You;
b. not Known to Us, not recorded in the Public Records at the Date of Policy, but Known to You and not disclosed in writing to Us by You prior to the date You became an Insured under this policy;
c. resulting in no loss or damage to You;
d. attaching or created subsequent to the Date of Policy (Exclusion 3.d. does not modify or limit the coverage provided under Covered Risk 5, 8.f., 25, 26, 27, 28, or 32); or
e. resulting in loss or damage that would not have been sustained if You paid consideration sufficient to qualify You as a bona fide purchaser of the Title at the Date of Policy.
4. Lack of a right:
a. to any land outside the area specifically described and referred to in Item 3 of Schedule A; and
b. in any street, road, avenue, alley, lane, right-of-way, body of water, or waterway that abut the Land.
Exclusion 4 does not modify or limit the coverage provided under Covered Risk 11 or 21.
5. The failure of Your existing structures, or any portion of Your existing structures, to have been constructed before, on, or after the Date of Policy in accordance with applicable building codes. Exclusion 5 does not modify or limit the coverage provided under Covered Risk 14 or 15.
6. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights law, that the transfer of the Title to You is a:
a. fraudulent conveyance or fraudulent transfer;
b. voidable transfer under the Uniform Voidable Transactions Act; or
c. preferential transfer:
i. to the extent the instrument of transfer vesting the Title as shown in Schedule A is not a transfer made as a contemporaneous exchange for new value; or
ii. for any other reason not stated in Covered Risk 30.
7. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence.
8. Negligence by a person or an entity exercising a right to extract or develop oil, gas, minerals, groundwater, or any other subsurface substance.
9. Any lien on Your Title for real estate taxes or assessments, imposed or collected by a governmental authority that becomes due and payable after the Date of Policy. Exclusion 9 does not modify or limit the coverage provided under Covered Risk 8.a or 27.
10. Any discrepancy in the quantity of the area, square footage, or acreage of the Land or of any improvement to the Land.
LIMITATIONS ON COVERED RISKS
Your insurance for the following Covered Risks is limited on the Owner’s Coverage Statement as follows:
• For Covered Risk 16, 18, 19 and 21 Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A.
The deductible amounts and maximum dollar limits shown on Schedule A are as follows:
Covered Risk 16: 1.00% of Policy Amount Shown in Schedule A or $2,500.00 (whichever is less) $ 10,000.00
Covered Risk 18: 1.00% of Policy Amount Shown in Schedule A or $5,000.00 (whichever is less) $ 25,000.00
Covered Risk 19: 1.00% of Policy Amount Shown in Schedule A or $5,000.00 (whichever is less) $ 25,000.00
Covered Risk 21: 1.00% of Policy Amount Shown in Schedule A or $2,500.00 (whichever is less) $ 5,000.00
ATTACHMENT ONE (CONTINUED)
CLTA/ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE (12-02-13)
EXCLUSIONS
In addition to the Exceptions in Schedule B, You are not insured against loss, costs, attorneys' fees, and expenses resulting from:
1. Governmental police power, and the existence or violation of those portions of any law or government regulation concerning:
a. building;
b. zoning;
c. land use;
d. improvements on the Land;
e. land division; and
f. environmental protection.
This Exclusion does not limit the coverage described in Covered Risk 8.a., 14, 15, 16, 18, 19, 20, 23 or 27.
2. The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes. This Exclusion does not limit the coverage described in Covered Risk 14 or 15.
3. The right to take the Land by condemning it. This Exclusion does not limit the coverage described in Covered Risk 17.
4. Risks:
a. that are created, allowed, or agreed to by You, whether or not they are recorded in the Public Records;
b. that are Known to You at the Policy Date, but not to Us, unless they are recorded in the Public Records at the Policy Date;
c. that result in no loss to You; or
d. that first occur after the Policy Date - this does not limit the coverage described in Covered Risk 7, 8.e., 25, 26, 27 or 28.
5. Failure to pay value for Your Title.
6. Lack of a right:
a. to any land outside the area specifically described and referred to in paragraph 3 of Schedule A; and
b. in streets, alleys, or waterways that touch the Land.
This Exclusion does not limit the coverage described in Covered Risk 11 or 21.
7. The transfer of the Title to You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy, state insolvency, or similar creditors’ rights laws.
8. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake or subsidence.
9. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances.
LIMITATIONS ON COVERED RISKS
Your insurance for the following Covered Risks is limited on the Owner’s Coverage Statement as follows:
• For Covered Risk 16, 18, 19 and 21, Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A.
The deductible amounts and maximum dollar limits shown on Schedule A are as follows: Your Deductible Amount Our Maximum Dollar
Covered Risk 16: 1.00% of Policy Amount Shown in Schedule A or $2,500.00 (whichever is less) $ 10,000.00
Covered Risk 18: 1.00% of Policy Amount Shown in Schedule A or $5,000.00 (whichever is less) $ 25,000.00
Covered Risk 19: 1.00% of Policy Amount Shown in Schedule A or $5,000.00 (whichever is less) $ 25,000.00
Covered Risk 21: 1.00% of Policy Amount Shown in Schedule A or $2,500.00 (whichever is less) $ 5,000.00
ATTACHMENT ONE (CONTINUED)
ALTA OWNER’S POLICY (07-01-2021)
EXCLUSIONS FROM COVERAGE
The following matters are excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of:
1.
a. any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) that restricts, regulates, prohibits, or relates to:
i. the occupancy, use, or enjoyment of the Land;
ii. the character, dimensions, or location of any improvement on the Land;
iii. the subdivision of land; or
iv. environmental remediation or protection.
b. any governmental forfeiture, police, regulatory, or national security power.
c. the effect of a violation or enforcement of any matter excluded under Exclusion 1.a. or 1.b.
Exclusion 1 does not modify or limit the coverage provided under Covered Risk 5 or 6.
2. Any power of eminent domain. Exclusion 2 does not modify or limit the coverage provided under Covered Risk 7.
3. Any defect, lien, encumbrance, adverse claim, or other matter:
a. created, suffered, assumed, or agreed to by the Insured Claimant;
b. not Known to the Company, not recorded in the Public Records at the Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy;
c. resulting in no loss or damage to the Insured Claimant;
d. attaching or created subsequent to the Date of Policy (Exclusion 3.d. does not modify or limit the coverage provided under Covered Risk 9 or 10); or
e. resulting in loss or damage that would not have been sustained if consideration sufficient to qualify the Insured named in Schedule A as a bona fide purchaser had been given for the Title at the Date of Policy.
4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights law, that the transaction vesting the Title as shown in Schedule A is a:
a. fraudulent conveyance or fraudulent transfer;
b. voidable transfer under the Uniform Voidable Transactions Act; or
c. preferential transfer:
i. to the extent the instrument of transfer vesting the Title as shown in Schedule A is not a transfer made as a contemporaneous exchange for new value; or
ii. for any other reason not stated in Covered Risk 9.b.
5. Any claim of a PACA-PSA Trust. Exclusion 5 does not modify or limit the coverage provided under Covered Risk 8.
6. Any lien on the Title for real estate taxes or assessments, imposed or collected by a governmental authority that becomes due and payable after the Date of Policy. Exclusion 6 does not modify or limit the coverage provided under Covered Risk 2.b.
7. Any discrepancy in the quantity of the area, square footage, or acreage of the Land or of any improvement to the Land.
EXCEPTIONS FROM COVERAGE
Some historical land records contain Discriminatory Covenants that are illegal and unenforceable by law. This policy treats any Discriminatory Covenant in a document referenced in Schedule B as if each Discriminatory Covenant is redacted, repudiated, removed, and not republished or recirculated. Only the remaining provisions of the document are excepted from coverage. This policy does not insure against loss or damage and the Company will not pay costs, attorneys' fees, or expenses resulting from the terms and conditions of any lease or easement identified in Schedule A, and the following matters:
NOTE: The 2021 ALTA Owner’s Policy may be issued to afford either Standard Coverage or Extended Coverage. In addition to variable exceptions such as taxes, easements, CC&R’s, etc., the Exceptions from Coverage in a Standard Coverage policy will also include the Western Regional Standard Coverage Exceptions listed as 1 through 7 below:
1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records.
2. Any facts, rights, interests, or claims that are not shown by the Public Records at Date of Policy but that could be (a) ascertained by an inspection of the Land or (b) asserted by persons or parties in possession of the Land.
3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records at Date of Policy.
4. Any encroachment, encumbrance, violation, variation, easement, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records at Date of Policy.
5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records.
6. Any lien or right to a lien for services, labor, material or equipment unless such lien is shown by the Public Records at Date of Policy.
7. Any claim to (a) ownership of or rights to minerals and similar substances, including but not limited to ores, metals, coal, lignite, oil, gas, uranium, clay, rock, sand, and gravel located in, on, or under the Land or produced from the Land, whether such ownership or rights arise by lease, grant, exception, conveyance, reservation, or otherwise; and (b) any rights, privileges, immunities, rights of way, and easements associated therewith or appurtenant thereto, whether or not the interests or rights excepted in (a) or (b) appear in the Public Records or are shown in Schedule B.
ATTACHMENT ONE (CONTINUED)
2006 ALTA OWNER’S POLICY (06-17-06)
EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of:
1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to
(i) the occupancy, use, or enjoyment of the Land;
(ii) the character, dimensions, or location of any improvement erected on the Land;
(iii) the subdivision of land; or
(iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5.
(b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6.
2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8.
3. Defects, liens, encumbrances, adverse claims, or other matters
(a) created, suffered, assumed, or agreed to by the Insured Claimant;
(b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy;
(c) resulting in no loss or damage to the Insured Claimant;
(d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 9 and 10); or
(e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Title.
4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors’ rights laws, that the transaction vesting the Title as shown in Schedule A, is
(a) a fraudulent conveyance or fraudulent transfer; or
(b) a preferential transfer for any reason not stated in Covered Risk 9 of this policy.
5. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A.
EXCEPTIONS FROM COVERAGE
This policy does not insure against loss or damage, and the Company will not pay costs, attorneys’ fees, or expenses that arise by reason of:
NOTE: The 2006 ALTA Owner’s Policy may be issued to afford either Standard Coverage or Extended Coverage. In addition to variable exceptions such as taxes, easements, CC&R’s, etc., the Exceptions from Coverage in a Standard Coverage policy will also include the Western Regional Standard Coverage Exceptions listed below as 1 through 7 below:
1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records.
2. Any facts, rights, interests, or claims that are not shown by the Public Records at Date of Policy but that could be (a) ascertained by an inspection of the Land, or (b) asserted by persons or parties in possession of the Land.
3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records at Date of Policy.
4. Any encroachment, encumbrance, violation, variation, easement, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records at Date of Policy.
5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records.
6. Any lien or right to a lien for services, labor, material or equipment unless such lien is shown by the Public Records at Date of Policy.]
7. Any claim to (a) ownership of or rights to minerals and similar substances, including but not limited to ores, metals, coal, lignite, oil, gas, uranium, clay, rock, sand, and gravel located in, on, or under the Land or produced from the Land, whether such ownership or rights arise by lease, grant, exception, conveyance, reservation, or otherwise; and (b) any rights, privileges, immunities, rights of way, and easements associated therewith or appurtenant thereto, whether or not the interests or rights excepted in (a) or (b) appear in the Public Records or are shown in Schedule B.
Pursuant to Section 2355.3 in Title 10 of the California Code of Regulations Fidelity National Financial, Inc. and its subsidiaries ("FNF") must deliver a notice of each discount available under our current rate filing along with the delivery of escrow instructions, a preliminary report or commitment. Please be aware that the provision of this notice does not constitute a waiver of the consumer's right to be charged the filed rate. As such, your transaction may not qualify for the below discounts.
You are encouraged to discuss the applicability of one or more of the below discounts with a Company representative. These discounts are generally described below; consult the rate manual for a full description of the terms, conditions and requirements for such discount. These discounts only apply to transactions involving services rendered by the FNF Family of Companies. This notice only applies to transactions involving property improved with a one-to-four family residential dwelling.
Not all discounts are offered by every FNF Company. The discount will only be applicable to the FNF Company as indicated by the named discount.
FNF Underwritten Title Companies Underwritten by FNF Underwriters
CTC - Chicago Title Company
CLTC - Commonwealth Land Title Company
FNTC - Fidelity National Title Company
FNTCCA - Fidelity National Title Company of California
TICOR - Ticor Title Company of California
LTC - Lawyer's Title Company
SLTC - ServiceLink Title Company
Available Discounts
CTIC - Chicago Title Insurance Company
CLTIC - Commonwealth Land Title Insurance Co.
FNTIC - Fidelity National Title Insurance Co.
NTINY - National Title Insurance of New York
CHURCHES OR CHARITABLE NON-PROFIT ORGANIZATIONS (CTIC, CLTIC, FNTIC, NTINY)
On properties used as a church or for charitable purposes within the scope of the normal activities of such entities, provided said charge is normally the church's obligation the charge for an owner's policy shall be fifty percent (50%) to seventy percent (70%) of the appropriate title insurance rate, depending on the type of coverage selected. The charge for a lender's policy shall be forty percent (40%) to fifty percent (50%) of the appropriate title insurance rate, depending on the type of coverage selected.
DISASTER AREA TRANSACTIONS (CTIC, CLTIC, FNTIC, NTINY)
This rate is available for individuals or entities that were victims of a national or state disaster. The rate can be used for a Lender's Policy (Standard or Extended), or an Owner's Policy (Standard or Homeowners coverage).
To qualify for this rate, the applicant must, prior to the closing of the applicable transaction, make a written request, including a statement meeting the following criteria:
A. The subject property is in a disaster area declared by the government of the United States or the State of California.
B. The subject property was substantially or totally destroyed in the declared disaster.
C. The subject property ownership has not changed since the time of the disaster.
The rate will be fifty percent (50%) of the applicable rate, and the transaction must be completed within sixty (60) months of the date of the declaration of the disaster.
Notice of Available Discounts (continued)
DISASTER AREA ESCROWS (CTC, CLTC, FNTC, TICOR, LTC)
This rate is available for individuals or entities that were victims of a national or state disaster. The rate can be used for a loan or a sale escrow transaction. To qualify for this rate, the applicant must, prior to the closing of the applicable transaction, make a written request, including a statement meeting the following criteria:
A. The subject property is in a disaster area declared by the government of the United States or the State of California.
B. The subject property was substantially or totally destroyed in the declared disaster.
C. The subject property ownership has not changed since the time of the disaster.
The rate will be fifty percent (50%) of the applicable rate, and the transaction must be completed within sixty (60) months of the date of the declaration of the disaster. Standard minimum charge applies based upon property type. No other discounts or special rates, or combination of discounts or special rates, shall be applicable. Applies to a single transaction per property.
This rate is applicable to the following Zones/Counties:
Zone 1.A: Orange County
Zone 1.B: Riverside and San Bernardino Counties
Zone 2: Los Angeles County
Zone 3: Ventura County
Zone 10: San Diego County
Zone 12: Imperial County
If used for a sale transaction, the application of this rate assumes the charge for the Residential Sale Escrow Services (RSES) fee will be split evenly between buyer and seller. As such and regardless of how the calculated applicable RSES will be split between the disaster victim and the other principal, the rate will be applied only to one half (1/2) of the calculated applicable RSES fee, regardless of whether the disaster victim is paying half (1/2) of the RSES fee (as is customary) or paying the entire fee. The rate under this provision will be fifty percent (50%) of disaster victims' one half (1/2) portion only and shall not apply to any portion paid by non-disaster victim. Additional services will be charged at the normal rates.
MILITARY DISCOUNT RATE (CTIC, CLTIC, FNTIC)
Upon the Company being advised in writing and prior to the closing of the transaction that an active duty, honorably separated, or retired member of the United States Military or Military Reserves or National Guard is acquiring or selling an owner occupied one-to-four family property, the selling owner or acquiring buyer, as applicable, will be entitled to a discount equal to fifteen percent (15%) of the otherwise applicable rates such party would be charged for title insurance policies. Minimum charge: Four Hundred Twenty-Five And No/100 Dollars ($425.00)
The Company may require proof of eligibility from the parties to the transaction verifying they are entitled to the discount as described. No other discounts or special rates, or combination of discounts or special rates, shall be applicable.
MILITARY RATE (SLTC)
A discount of twenty percent (20%) off the purchase transaction closing and settlement fee or a discount of One Hundred And No/100 Dollars ($100.00) off the refinance closing and settlement fee, will be applied when the loan is guaranteed by the United States Veterans Administration and the escrow fee is being paid by the consumer and is listed as paid by borrower on the Closing Disclosure and final Settlement Statement.
This map/plat is being furnished as an aid in locating the herein described Land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the Company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
This map/plat is being furnished as an aid in locating the herein described Land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the Company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
Scott Woodburn Real Broker
State License #: 01185194
Cell Phone: 949-433-7803
CUSTOMER FULL: Residential LISTING ID: OC25118216
State License #: 02022092
1420 Kettner Blvd #100-300
San Diego, 92101
Printed: 05/29/2025 7:00:14 PM
14 3 0.00
$1,460,000 $950,000 $1,243,333 $1,320,000
$1,825,000 $1,120,000 $1,382,009 $1,350,000
Criteria:
Property Type is 'Residential'
Latitude, Longitude is around 33.64, -117.70
Standard Status is 'Closed' 05/29/2025 to 05/29/2024
Standard Status is one of 'Coming Soon', 'Active', 'Act Under Contract', 'Pending'
