Discover Germany | Business | Investment of the Month
TEXT: MARILENA STRACKE I PHOTOS: FINTEGO
The pioneer in digital investment management fintego offers standardised ETF-based investment management using the latest technology: the robo advisor. But if you think that you will only be looked after by robots, think again. fintego applies the ideal mix of humans and machines and provides a simple, transparent and affordable investment concept. fintego is a pioneer in the robo-advisor market and has been successful for many years. Since its launch in 2014, the focus has been on a comprehensible and transparent investment strategy. The concept works: happy clients and an impressive track record stand testimony.
targeted questions determine which investment type is suitable. Experience, investment goals, risk tolerance and the financial situation are key factors.
The interplay between humans and machines can add real value, for example, regarding portfolio management. Using clearly defined algorithms, the investment decisions of a digital portfolio manager are never influenced by emotions. Aside from that, and not only for customer service, fintego also counts on human expertise. For example, the experts regularly doublecheck the selection of the used ETF’s to ensure the best products are in the portfolio.
“Based on that information, it is determined which fintego ETF-portfolio should be considered,” explains Rudolf Geyer, managing director of ebase, the bank behind the digital investment management provider fintego. “Generally, five different investment strategies are part of the fintego Managed Account: ‘I’d like it defensive’, ‘I’d like it conservative’, ‘I’d like to spread it’, ‘I want more’ and ‘I want everything’. The composition of each portfolio is checked daily and, if necessary, adjusted according to the strategy. A convenient way to have your assets managed.”
For new clients, the first step is quite simple. They start the process online, where
The fintego app and the online baking portal allow customers to check the devel-
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opment of their investments at any time. Online deposits and payments are also possible. fintego also attaches great importance to offering attractive solutions for investors with small entry capital. Thanks to the low required volume for one-time payments as well as savings rates, fintego makes straightforward access to securities for the broad public possible. Making the investment strategy comprehensible and transparent for each client is at the core of fintego’s approach. Various awards demonstrate that this is the right way. In 2016, 2017 and 2018, fintego scored ‘very good’ in the category robo advisor on BankinCheck.de and in 2017 aand 2018 it was a test winner of the robo advisor test by Extra magazine. Save time and have your investment managed comfortably and reliably – it is easy, clever and flexible.