ELEVATE Magazine - RASM - April 2025 Issue

The Most Wildly Successful New Waterfront Community

Wild Blue at Waterside has captivated homeowners with its Lakewood Ranch location, incomparable residences and resort-style amenities. This award-winning community by Stock Development features single-family homes by some of the area’s most notable builders and incredible lifestyle amenities, including the 13-acre Midway Sports

8396 Sea Glass Court, Lakewood Ranch, FL 34240 l 941.313.3852

From University Parkway turn south onto Lorraine Road and follow the signs to Wild Blue at Waterside

Complex, opening this spring. Construction on the 30,000-square-foot social clubhouse begins this summer, with indoor and outdoor dining, two pools, a movie theater, fitness center and 9-hole premier putting course. Now’s the time to discover Sarasota’s most desirable nature-centric luxury community. WildBluelwr.com Residences from $1.5

Fair Housing Month: Strengthening Our Commitment to Equal Access and Ethical Real Estate Practices

April is National Fair Housing Month, a time to commemorate the passage of the Fair Housing Act of 1968 and reaffirm our commitment to equal access to housing for all. When the Fair Housing Act was enacted in 1968, it became pivotal to breaking down housing barriers by addressing discriminatory practices and promoting inclusive communities. Fair Housing Month serves as an annual reminder of the legislation passed by President Lyndon Johnson a week after the civil rights leader Martin Luther King, Jr., was assassinated. The Fair Housing Act prohibits housing discrimination based on race, color, national origin, religion, sex (including gender identity and sexual orientation), disability and familial status. This year marks the 57th year the civil rights law was signed.

Don’t Stray On Closing Day

As closing day arises, there are a series of procedures that are set out in the FAR/BAR Contracts. Understanding these procedures and following them correctly are crucial for a successful closing.

Professional Development is Crucial for New Agents

B ecoming a real estate agent is an exciting achievement - passing the exam and earning your license opens the door to endless possibilities. But the true journey begins after that first step.

International Buyers in the U.S.

T he U.S. real estate market remains a prime destination for foreign buyers, with international investors contributing billions to property transactions each year.

RASM South - 2320 Cattlemen Road

Sarasota, FL 34232

RASM North - 2901 Manatee Ave W Bradenton, FL 34205

Phone: 941-952-3400

FAX: 941-952-3401

www.MyRASM.com

STAFF CONTRIBUTORS:

Vice President of Operations & IT:

Jesse Sunday

Vice President of Advocacy & Member Programs: Maxwell Brandow

Communications Director :

Brandon Gay

Member Services Director : Jessica Montague

Professional Development Manager: Denise Ricciotti

Marketing and Communications Coordinator:

Amanda Freed

Magazine Editor: Beth Sunday

2025 ASSOCIATION OFFICERS:

President:

Debi Reynolds, SaraBay Real Estate, Inc.

President-Elect:

David Crawford, Catalist Realty LLC

Vice President:

Anita Lambert, Sotheby’s International Realty

Treasurer:

Julia Montei, Coldwell Banker Realty

Immediate Past President:

Tony Barrett, Barrett Realty, Inc.

Chief Executive Officer: Jeff Arakelian

MISSION STATEMENT:

Empower and engage our Realtor® Community by delivering essential services, resources, education, and experiences that elevate member success and professionalism, while advocating for Realtor® initiatives and private property rights.

VISION STATEMENT:

We are an innovative and relevant association that elevates the standards of professional excellence, and are critical to our members’ success, while providing value to our community.

SUBSCRIPTIONS:

The annual dues of every member of the REALTOR ® Association of Sarasota and Manatee, Inc., includes a one-year digital subscription to ELEVATE Magazine. Editorial ideas and manuscripts are welcomed.

MAGAZINE DISCLAIMER:

Byline articles and columns express the opinions of the writers and do not necessarily reflect the policies or sentiments of the REALTOR® Association of Sarasota and Manatee, Inc., and its affiliates (together, the Association). All submitted copy is subject to editing. Copyright © 2025 REALTOR® Association of Sarasota and Manatee, Inc. All rights reserved. Reproduction in whole or in part without written permission is prohibited. Advertisements in the publication do not constitute an offer for sale in states where prohibited or restricted by law. Additionally, the Association makes no guarantee and takes no responsibility for the accuracy of any third-party advertisements in this publication. All liability with respect to actions taken or not taken based on the contents of this publication are hereby expressly disclaimed. The Association has provided the content of this publication “as is” and without warranty of any kind, express or implied, and as such, is not responsible or liable for the accuracy, content, completeness, legality, or reliability of the information.

ADVERTISING:

For information on advertising and article submissions, contact Beth Sunday, Magazine Editor, at 941-952-3417 or email Beth@MyRASM.com

April Sparks Progress: Fair Housing, Broker Connections & FIRE

By: Debi Reynolds, 2025 RASM President

April is a month of growth, reflection, and action - and this year, RASM is turning up the momentum! From honoring Fair Housing Month to launching new ways to connect with brokers, and capping it off with an exciting educational event, April is packed with purpose and possibility.

FAIR HOUSING MONTH: A TIME TO REFLECT AND RECOMMIT

Each year, April marks Fair Housing Month, reminding us of our critical role in protecting one of the most basic rights in our society: the right to fair and equal housing.

The Fair Housing Act of 1968 laid the foundation, but it’s up to us as Realtors® to uphold its values every single day. That means providing equitable service to all clients, creating inclusive business practices, and advocating for accessible homeownership in every community we serve. Let this be the month you take a moment to recommit - to review your Fair Housing training, educate your clients, and continue to lead with integrity and heart.

RASM ON THE ROAD: ROUNDTABLES NEAR YOU

Kicking off the second week of April, we’re proud to launch RASM on the ROAD - our newest initiative to build bridges between brokers and association leadership through intimate roundtable discussions held near your offices.

We know your time is valuable, so we’re bringing the conversation closer to you. These small-group sessions will offer brokers the chance to sit down with RASM leadership, share feedback, discuss industry challenges, and collaborate on ideas that elevate us all.

This isn’t just about updates - it’s about listening, learning, and strengthening the connection between RASM and the professionals we proudly serve.

FIRE CONFERENCE – APRIL 24 | MARRIOTT PALMETTO RESORT & SPA

Ready to reignite your business and be inspired? Don’t miss the FIRE Conference on Wednesday, April 24 at the brand-new Marriott in Palmetto!

FIRE stands for Foundations & Innovations in Real Estate, and it’s your opportunity to gain fresh insights, sharpen your skills, and connect with industry leaders who are shaping the future of real estate. This full-day conference will deliver a powerful mix of foundational tools and cutting-edge ideas to help you thrive in today’s market.

Whether you’re focused on production, leadership, or long-term growth, FIRE is designed to meet you where you are - and fuel where you’re going. Register now to secure your spot. You don’t want to miss this!

This April, let’s keep building - stronger businesses, more inclusive communities, and deeper connections. Together, we can celebrate Fair Housing, connect at the local level with RASM on the ROAD, and elevate our professional potential at FIRE.

Here’s to a month of meaningful momentum. We’ll see you on the road, at the roundtable, and fired up in Palmetto! •

Fair Housing Month: Strengthening Our Commitment to Equal Access and Ethical Real Estate Practices

April is National Fair Housing Month, commemorating the passage of the Fair Housing Act of 1968, which was pivotal in breaking down discriminatory housing barriers and promoting inclusivity. Signed into law by President Lyndon Johnson just a week after Dr. Martin Luther King Jr.’s assassination, the act remains a cornerstone of civil rights protections in housing. The Fair Housing Act prohibits discrimination based on race, color, national origin, religion, sex, disability, and familial status. This annual recognition highlights the significance of the Fair Housing Act and reinforces real estate professionals’ commitment to equitable housing practices. Realtors® play a crucial role in upholding fair housing laws, ensuring professional and fair service for all aspiring homeowners. As stewards of property rights, we recognize that fair housing strengthens our profession and the real estate industry by fostering a diverse, inclusive, and open market. Both NAR and RASM remain steadfast in advancing fair housing through policy advocacy, innovative programs, legal guidance, education, and honoring the Realtor® Code of Ethics.

CODE OF ETHICS

Beyond legal requirements, Realtors® adhere to a strict professional standard set by NAR’s Code of Ethics, which reinforces fair housing principles. NAR’s Code of Ethics, adopted in 1913, was one of the first codifications of ethical duties adopted by any business group. The Code ensures that consumers are served by requiring Realtors® to cooperate with each other in furthering clients’ best interests. The Code is updated regularly to reflect changes in laws and industry practices. Article 10 explicitly prohibits discrimination in real estate practices based on race, color, religion, sex, disability, familial status, national origin, sexual orientation, or gender identity.

FAIR HOUSING AND CODE OF ETHICS TRAINING REQUIREMENTS

Fair Housing training is essential for Realtors® to uphold ethical standards, comply with legal requirements, and foster inclusive communities. Ongoing education in fair housing principles not only strengthens professionalism within the industry but

also reinforces a commitment to diversity, equity, and fairness in real estate transactions.

Starting January 1, 2025, Realtors® must complete Fair Housing / Anti-Bias Training upon joining NAR and every three years thereafter. The training, which must be at least two hours, aligns with the Code of Ethics training timeline and ensures real estate professionals uphold fair housing principles. This requirement can be fulfilled through NAR’s online courses or approved state and local association training programs.

Realtors® are also required to complete ethics training of not less than 2 hours, 30 minutes of instructional time. The training must meet specific learning objectives and criteria established by NAR.

“By participating in a Fair Housing courses at RASM, I feel more confident in starting a conversation with fellow Realtors® on Fair Housing issues,” said Julia Montei, Realtor® with Coldwell Banker Realty and 2025 RASM Diversity Committee Chair. “RASM provides a safe place to ask the hard questions and share dialogue on sensitive issues, such as Fair Housing and discrimination. Staying on top of the issues is not only the right thing to do, but it also builds trust with my clients, keeps my business strong, and I am required to do it. RASM makes it easy and convenient to keep in compliance.”

The following classes satisfy the NAR fair housing requirements. All Realtors® are required to complete two hours of fairhousing training every three years. The deadline for completion is December 31, 2027.

FAIRHAVEN 2.0: A VIRTUAL TRAINING SIMULATION

Fairhaven 2.0 offers a 360° view of fair housing, and a convenient way for Realtors® to fulfill NAR’s fair housing training requirement. The update to NAR’s popular Fairhaven simulation, Fairhaven 2.0, offers new eye-opening historical context, realistic scenarios,

thought-provoking stories, award-winning videos, increased interactivity, and takeaways Realtors® can apply to your business. It is an interactive, self-paced online simulation where real estate professionals confront fair housing challenges in realistic scenarios. The course covers: steering and its consequences, disability accommodations and legal protections, overcoming implicit bias to ensure equal service, and more.

Fairhaven 2.0 also meets NAR’s new fair housing training requirement, effective January 1, 2025. This training ensures compliance with federal, state, and local fair housing laws and the REALTOR® Code of Ethics. For more information, visit https://www.nar. realtor/fair-housing/fairhaven

AT HOME WITH DIVERSITY® CERTIFICATION

Another great educational opportunity for Realtors® is the At Home With Diversity® (AHWD) certification course. This course teaches Realtors® how to work effectively with diverse populations so they can build business success in today’s multicultural real estate market. The AHWD certification will also help Realtors® to:

ƒ Understand attributes of diversity in local markets and their impact on the real estate industry.

ƒ Understand basic competencies to earn the confidence of potential buyers and sellers, regardless of race, ethnicity, religion, gender, handicaps, familial status, or national origin.

ƒ Build a business plan that minimizes risk and successfully services all types of clients.

FAIR HOUSING: BE THE CHANGE

The Fair Housing: Be the Change class held at RASM equips real estate professionals with the knowledge and information necessary to navigate today’s diverse real estate environment while ensuring they practice in accordance with fair housing laws. By the end of the class, students will be able to define and understand the concept of Fair Housing, as well as describe the history of Fair Housing laws and their significance. They will gain an understanding of Florida State and county-level Fair Housing protections and explain the Seven Protected Classes, along with their characteristics.

The class also covers the concepts of steering and redlining, helping students recognize the dangers of making assumptions based on stereotypes. Additionally, students will learn to define and recognize explicit and implicit bias, explain its effects on Fair Housing, and understand ways to prevent it. The course will also cover exemptions to Fair Housing laws, the importance of adhering to Reasonable Accommodations, and provide guidance on resources available to offer Fair Housing information to clients.

“At RASM, we are committed to providing ongoing education that empowers our Realtors® to serve diverse communities with confidence and professionalism,” said Denise Ricciotti, RASM Professional Development Manager. “Both the At Home with Diversity® certification and the Fair Housing: Be the Change courses are great examples of how we equip our members with the knowledge and skills to thrive in today’s multicultural real estate market while upholding the highest standards of fair housing.”

UPCOMING RASM FAIR HOUSING CLASSES:

ƒ Fair Housing: Be the Change. April 9: 1:30 p.m. - 3:30 p.m. RASM North

ƒ At Home With Diversity® (AHWD). May 22: 8:30 a.m. - 4:30 p.m. RASM North

Both courses, along with Fairhaven 2.0, satisfy NAR’s Fair Housing training requirement. For more available classes at RASM, visit www.myrasm.com/ events

LEGAL AND FINANCIAL RISKS

Violating the FHA can result in fines, lawsuits, license suspension, and reputational damage, making compliance essential for all real estate professionals. Examples of FHA violations include:

ƒ Refusing to Rent or Sell: Denying housing based on protected characteristics.

ƒ Discriminatory Advertising: Publishing ads that express preference or exclusion.

ƒ Unequal Terms & Conditions: Applying different lease terms or fees based on identity.

ƒ Steering: Directing clients toward or away from certain neighborhoods.

ƒ Redlining: Denying financial services based on the racial composition of an area.

ƒ Failure to Accommodate: Not making reasonable adjustments for individuals with disabilities.

FAILURE TO COMPLY WITH REGULATIONS CAN RESULT IN:

ƒ Lawsuits and HUD Investigations – A complaint filed with the U.S. Department of Housing and Urban Development (HUD) can result in investigations, legal battles, and financial settlements.

ƒ Heavy Fines and Damages – Realtors® found guilty of discrimination can face fines exceeding tens or even hundreds of thousands of dollars, along with compensatory damages to victims.

ƒ License Suspension or RevocationReputational Damage - Loss of Trust – Engaging in discriminatory practices can lead to negative publicity, damaging a Realtor’s® reputation.

“The issue of fair housing is still vitally important because real estate is ever-changing,” added Montei. “We must also evolve, stay knowledgeable, serve our clients equally and fairly, and realize that unintentional discrimination is still discrimination. The aftermath of a violation would damage relationships, be financially crippling and be further detrimental to your business.”

Fair Housing is not just a law; it’s a responsibility. As real estate professionals, we must lead the way in ensuring equal housing access, strengthening communities, and upholding ethical standards. Through continuous learning and proactive advocacy, Realtors® can make a lasting impact. As the industry continues to evolve, Realtors® must remain proactive in learning, advocating, and ensuring that everyone has equal access to housing opportunities. Through ongoing training, resources, and advocacy efforts provided by NAR and RASM, Realtors® are equipped to lead the way in fair housing compliance and promote lasting change. Let’s continue to honor the spirit of Fair Housing Month by embracing inclusivity, protecting property rights, and upholding the highest standards of professionalism. •

Resourses:

https://www.nar.realtor/about-nar/governing-documents/code-of-ethics/2025code-of-ethics-standards-of-practice https://www.nar.realtor/about-nar/governing-documents/code-of-ethics/codeof-ethics-training

False Consideration in a Deed

By: National Association of REALTORS® Interpretations of the Code of Ethics Agreement Case 2-11: (Revised Case #9-17 May, 1988. Transferred to Article 2 November, 1994. Revised May, 2017.)

Commissioner B, a member of a state conservation commission, filed a complaint with an association of REALTORS® charging that Realtor® A had been a party to the naming of a false consideration in a deed.

In his response, Realtor® A denied the charge and protested that all of his actions had been clearly necessary in his client’s interest and justifiable in view of the unusual circumstances.

At the hearing, Commissioner B, the complainant, produced a copy of a deed to 300 acres of undeveloped land with the consideration stated to be $10,000 an acre; an affidavit from Seller C, who had deeded the land to the XYZ Development Company, affirming that the price actually paid for the land by the company was $6,000 an acre; and a letter from the president of the XYZ Development Company stating that the deed was prepared in consultation with, and upon advice of, Realtor® A, upon whom the company depended in its land acquisition and home selling activities.

Realtor® A explained that he had assisted XYZ Development Company over a period of several years in working out a long-range building program, and that in keeping with this plan the company would need 300 acres of undeveloped land in that area before the end of the year. At the time he began negotiations, a news story emanating from the state conservation commission announced that it would acquire extensive tracts of undeveloped land. The story had indicated that this acquisition would take place in five counties, including the county where the property under discussion was located. The story had also indicated that the commission would be limited in its acquisitions to land that would be purchased for not more than $8,000 an acre.

Realtor® A had advised his clients that suitable land for their proposed development could probably be purchased for $5,000 an acre. He recommended, however, that he be authorized to offer $6,000 per acre. This authority was given and Realtor® A negotiated purchase from Seller C of the 300 acre tract on behalf of the Development Company for $6,000 an acre.

Realtor® A expressed concern that the state conservation commission might undertake to acquire the property from the company, since the price at which it was bought was below the commission per

acre limit. An officer suggested asking Seller C to deed the property for “ONE DOLLAR AND OTHER CONSIDERATIONS” and then placing revenue stamps indicative of a $10,000 per acre price on the deed.

Realtor® A pointed out that it was unlikely that a $10,000 per acre value could be supported by revenue stamps alone. He suggested that Seller C be asked to agree to a deed that would state the consideration to have been at a rate of $10,000 per acre.

Commissioner B testified that he had reviewed recorded deeds in recent sales, had visited the property in question, and had called on the sellers because of the high price at which it apparently had been sold. He had commented on the very favorable price to Seller C, who had inadvertently let it slip that the price shown on the deed was not the price paid. He later confirmed this in an affidavit that was presented at the hearing. The Hearing Panel found Realtor® A in violation of Article 2 of the Code of Ethics by becoming a party to the naming of a false consideration. •

Published with the consent of the NATIONAL ASSOCIATION OF REALTORS®. Copyright NATIONAL ASSOCIATION OF REALTORS®-All Rights Reserved.

Colonial Mortgage: A Local, Family-Owned Legacy in Home Financing

By: Ed & Tracy Tonitis, Owner/Mortgage Broker NMLS # 2349439, Colonial Mortgage Corp.

Since 1998, Ed and Tracy

Tonitis, owners and brokers of Colonial Mortgage, have been dedicated to helping individuals and families achieve their dreams of homeownership.

As a local, family-owned mortgage brokerage located in Bradenton, FL, they are passionate about offering personalized service, expert guidance, and innovative financing solutions that are tailored to each borrower’s unique needs. They proudly provide financing options across the state of Florida, helping clients from coast to coast secure the right loan to fit their circumstances.

With more than 40 years of combined industry knowledge, Ed and Tracy’s experience truly sets them apart. They excel at “thinking outside the box” to find solutions for even the most challenging loan scenarios, ensuring more homebuyers reach the closing table. Their ability to structure creative financing options and navigate complex cases has made them trusted partners for both Realtors® and clients alike. As mortgage brokers, they collaborate with an extensive network of lenders, offering a broad array of loan options that allow them to match borrowers with the best-fit programs based on their individual financial situations.

Their comprehensive loan offerings ensure they can assist a diverse clientele. Whether helping first-time homebuyers, real estate

investors, or individuals with non-traditional income, Ed and Tracy are committed to providing the most effective loan solutions available.

To further meet the needs of their diverse clientele, Colonial Mortgage is proud to have Spanish-speaking loan originators on their team, ensuring Spanish-speaking borrowers receive the same level of personalized service and expert guidance throughout the mortgage process.

At Colonial Mortgage, they focus on more than just closing loans - they prioritize building lasting relationships. Their strong partnerships with local Realtors®, lenders, and industry professionals have helped countless homebuyers navigate the complexities of financing with confidence. Their commitment to the real estate community is reflected in their active involvement, including their role as mortgage sponsors of the Global Business Committee with RASM, as well as their membership in the Women’s Council of Realtors® and the Realtor® Association of Sarasota and Manatee (RASM).

Beyond their business, Ed and Tracy are committed to supporting and educating their real estate partners. They regularly sponsor events, provide resources, and offer expert insights to help professionals better serve their clients. Their dedication to service, integrity, and innovation continues to position Colonial Mortgage as a trusted resource for both Realtors® and homebuyers.

For Realtors® seeking a reliable, knowledgeable mortgage partner, Ed and Tracy welcome the opportunity to collaborate and help clients turn their homeownership dreams into reality.

Contact Colonial Mortgage today and experience the difference of working with a team that truly cares!

Tracy@ColonialMortgageCorp.com, 617-974-2732. Ed@ColonialMortgageCorp.com 941-809-6571. NMLS# 280335 | 2349439 | 280523 •

Spring into Giving: Support the RASM REALTORS ® Charitable Foundation

By: Kendra Johnston, Realtor ® & Property Manager, Relax Property Management

As spring brings new beginnings and fresh opportunities, it’s the perfect time to give back to our community. The RASM REALTORS® Charitable Foundation (RRCF) is dedicated to supporting real estaterelated charities, housing needs, educational scholarships, and members in crisis. Just as spring nurtures growth, your contributions help cultivate a stronger, more vibrant community. Here are several ways you can “spring into giving” and support the foundation this season!

SPRING INTO GIVING!

1 | Plant Seeds of Change with a One-Time Donation: A single donation can make a lasting difference. Whether you contribute $10 or $1,000, your support helps the RRCF fund essential programs. Just like April showers bring May flowers, your donation today can lead to brighter tomorrows!

2 | Grow Your Legacy with the Buy-A-Brick Program: Want to leave a lasting mark? The Buy-A-Brick program allows you to personalize a brick at RASM’s South and North locations These bricks symbolize strong foundations - both in real estate and community support. Last year, this initiative blossomed into $8,535 in funding for the foundation!

3 | Become a Champion of Giving with the RRCF Donor Program: Spring is a time for renewal, and what better way to renew your commitment to giving than by joining the RRCF Donor Program? With various giving levels, you can choose the one that best fits your philanthropic goals.

4 | Celebrate the Season with Fundraising Events: Spring is filled with energy, and so are the exciting RRCF fundraising events! Whether you participated in CREA’s Sporting Clays, or the upcoming pre-summer events, your involvement supports the foundation’s mission.

5 | Cultivate Community Support with Corporate Sponsorships: For businesses looking to “branch out” in their community involvement, corporate sponsorships provide a meaningful way to give back while gaining valuable exposure. These partnerships help strengthen the foundation’s impact while showcasing your business’s commitment to philanthropy. New tiers coming soon, do not miss out on your opportunity to secure a spot for 2026!

6 | Volunteer - A Gift That Keeps on Growing: If financial giving isn’t an option right now, consider donating your time and talents! RRCF committees focus on fundraising, grants, and scholarships, offering plenty of ways to get involved. Volunteering is like planting a seed - you may not see immediate results, but over time, your efforts will yield incredible rewards!

SPRING FORWARD WITH GENEROSITY

As flowers bloom and days grow longer, let’s embrace the season of renewal by supporting the RASM REALTORS® Charitable Foundation. Whether through donations, sponsorships, or volunteerism, every contribution nurtures a stronger, more connected community.

Are you ready to spring into action? Visit myrasm.com/donate to get started today! •

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Don’t Stray On Closing Day

By: Garret T. Barnes, Esq., Barnes Walker Goethe, Perron, Shea & Robinson, PLLC, Attorneys at Law

As closing day arises, there are a series of procedures that are set out in the FAR/ BAR Contracts. The Closing Date is defined as the date ALL funds are COLLECTED and received by the Closing Agent, and all documents that are required by each party have been delivered to the Closing Agent by the date set forth in the contract as the Closing Date.

It also states that the time of the closing shall be established by the Closing Agent once all the above requirements are completed. If the Buyer cannot get the collected funds to the Closing Agent at the time of closing, then the Buyer is in Default, and the closing cannot happen.

SELLER’S RESPONSIBILITIES BEFORE CLOSING

On the day of or the day prior to closing, the Buyer is also entitled to do a walk-through inspection to determine that the Seller has maintained the Property in the same condition it existed on the Effective Date of the Contract. The Seller must provide utilities and access to the Property. The Contract states that the Seller shall remove all personal items and trash from the Property and deliver the keys, garage door openers, access codes, and access devices, as applicable, to the Buyer at closing. The Seller has a duty to maintain the Property in the same condition that exists from the Effective Date, normal wear and tear accepted.

The location of the closing shall be the attorney or Closing Agent designated by the party paying for the owner’s title insurance and will take place in the county where the Property is located at such office unless agreed upon otherwise by the parties.

OWNERSHIP TRANSFER AND ESCROW PROCESS AT CLOSING

The Property always belongs to the Seller until the actual time of closing, which was defined in the first paragraph. The Closing Agent holds the money and

the documents in escrow until all of the requirements of the Contract are completed, and then the closing happens, money is transferred, and ownership of the Property is transferred to the Buyer.

AVOIDING CLOSING DAY ISSUES

Closing day issues can be very difficult and contentious, and knowledge of the above can hopefully avoid said problems. •

This article is meant for educational purposes only. It is not intended to serve as legal advice and should not be used as a substitute for consultation with an attorney.

Understanding Non-QM Loan Products: A Lender’s Perspective for Realtors ®

By: Cindy Jaramillo, Branch Production Sales Manager, Oasis Finance Group, RASM Platinum Sponsor

As the real estate market evolves, so does the range of financing options available to borrowers. One category that has gained traction in recent years is Non-Qualified Mortgage (Non-QM) loans. For Realtors®, understanding these products can be essential in helping clients secure financing tailored to their unique financial situations. This article explores some of the different types of Non-QM loan products available and their benefits from a lender’s perspective.

WHAT ARE NON-QM LOANS?

Non-QM loans are mortgage products that do not conform to the qualified mortgage (QM) guidelines established by the Consumer Financial Protection Bureau (CFPB). While QM loans are designed to protect borrowers by enforcing strict underwriting standards, Non-QM loans offer flexibility for borrowers who may not meet these traditional criteria. This flexibility opens the door for a broader range of borrowers, including self-employed individuals, investors, and those with unique financial situations.

TYPES OF NON-QM LOAN PRODUCTS

1 | 1099 Loans: 1099 loans are specifically designed for self-employed individuals who receive income reported on a 1099 form instead of traditional pay stubs or W-2s. These loans allow borrowers to use their 1099 income for qualification, making it easier for self-employed borrowers to demonstrate their earnings. We do not ask to see any tax returns for this product, income is solely calculated from the 1099’s. This is an ideal loan product for many buyers, including Realtors®. It provides a pathway for clients who otherwise might struggle to qualify under conventional guidelines.

2 | Bank Statement Loans: Bank statement loans are designed for self-employed borrowers who may not have traditional pay stubs or W-2 forms to verify income. Instead, lenders review bank statements - often for the past 12 to 24 months - to assess monthly deposits. This method can provide a clearer picture of a borrower’s financial health and income potential, making it an attractive option for many self-employed individuals.

3 | Asset-Based Loans: Asset-based loans allow borrowers to qualify for a mortgage based on their liquid assets rather than their income. This can include savings accounts, stocks, or other investments. Lenders evaluate the borrower’s assets to determine how much they can borrow. This type of loan is particularly appealing to affluent individuals or retirees who may have substantial assets but limited income.

4 | Investor Loans (DSCR): DSCR loans (Debt Service Coverage Ratio) are specifically designed for buyers looking to invest. These loans often have more lenient requirements regarding credit scores and there is no debt-to-income ratio, we do not look at any income from the borrower. The loan is based of the property and the rental income. Buyers should own a primary property first before looking into this program. This allows investors to leverage their portfolios effectively. As the rental market continues to grow, these loans can provide investors with the necessary capital to expand their holdings.

5 | Foreign National Loans: Foreign national loans cater to non-U.S. citizens who wish to invest in American real estate. These loans require less documentation, do not require a Social Security number or income verification, making them accessible to international buyers. It is essentially a DSCR loan for Foreigners, down payment is 25%-30% minimum and require 3-6 months reserves depending on several factors. Realtors® working with foreign investors should be aware of these options, as they can open new opportunities in the market.

BENEFITS OF NON-QM LOANS

Non-QM loans offer several advantages for both borrowers and Realtors®:

ƒ Expanded Borrower Base: Non-QM loans attract a broader range of clients, including those who may struggle to qualify for traditional loans.

ƒ Flexibility: These loans are designed to accommodate unique financial situations, making it easier for Realtors® to assist clients with diverse needs.

ƒ Increased Sales Opportunities: By understanding Non-QM products, Realtors® can tap into markets that may have been previously overlooked, such as selfemployed buyers or investors.

ƒ Customized Solutions: Non-QM loans can be tailored to fit specific borrower needs, allowing for creative financing solutions that meet individual circumstances. In conclusion, as a Realtor®, understanding the various Non-QM loan products available can significantly enhance your ability to assist clients in securing financing. By familiarizing yourself with these unique loan options, you can better serve a diverse clientele, from self-employed professionals to foreign investors. Partnering with a lender who specialize in Non-QM loans can also provide your clients with the tailored solutions they need to navigate the competitive real estate market successfully. Embracing the flexibility offered by Non-QM loans can ultimately lead to increased sales opportunities and satisfied clients. Oasis Finance Group specializes in Non-QM loans, we do not broker them out, they are all done in-house where we have complete control over the file. Please do not hesitate to contact me if you would like more information on any of these products. •

RASM Members Travel to Capitol to Fight for the Industry

By: Max Brandow, RASM Vice President of Advocacy and Member Programs

Th is past month, over 25 RASM members made the trip to the State Capitol in Tallahassee for the annual Great American REALTOR® Days event (GARD). This trip provides our members with the valuable opportunity to engage directly with Florida lawmakers and advocate for key Realtor® priorities during the legislative session. Below are some of the issues we discussed with our elected officials:

PRESERVING STATE PARKS AND NATURAL RESOURCES

This year, one of the major points of discussion was the preservation and protection of Florida’s state parks and their natural resources. As many of our members are deeply invested in the environmental beauty that Florida has to offer, we discussed the need for lawmakers to oppose any development in our state parks that could harm their natural habitats.

PROTECTING HOMEOWNERSHIP PROGRAMS

Another priority for our members was securing additional funding for successful homeownership programs, particularly the My Safe Florida Home and

Hometown Heroes Housing programs. These programs have been incredibly effective in helping Floridians purchase their first homes and harden their properties against storms. In fact, since launching, the My Safe Florida Home program has already delivered over $576 million in grants, benefiting thousands of Floridians.

SUPPORTING THE ELIMINATION OF THE BUSINESS RENT TAX

Another key issue that we brought to the Capitol was the potential elimination of the Business Rent Tax. While Florida has made progress by reducing the rate to 2%, it is still the only state in the nation to tax commercial leases. This tax burdens small business owners, particularly those who rent their space.

CONDOMINIUM AND HOA REFORM

A hot topic this session, RASM members addressed the ongoing need for reforms in the condominium and homeowners association (HOA) sectors. We heard from many members about the difficulties and delays caused by the cumbersome process of obtaining important documents when working with condos and HOAs. As part of our ongoing push for legislative change, we advocated streamlining these processes, making transactions smoother for Realtors® and their clients.

COMMITMENT TO WATER QUALITY INITIATIVES

RASM members urged lawmakers to continue their efforts to protect Florida’s water quality. From our springs and waterways to our coastal communities, Florida’s natural water resources are the lifeblood of our state. Members pushed for continued funding for water quality projects like the Everglades restoration and other related initiatives, as well as efforts to combat rising sea levels and the impact of blue-green algae.

Along with advocating for the industry at GARD, our President Debi Reynolds and RPAC Chair and RASM Vice President Anita Lambert delivered an insightful presentation to members about how RPAC supports Realtor®-friendly candidates and helps elect leaders who champion our interests. Following the presentation, every RASM member in attendance pledged their support as RPAC Major Investors for 2025! •

February 2025 Real Estate Market Report: Trends in Sarasota and Manatee Counties

By: Brandon Gay, RASM Communications Director

The REALTOR® Association of Sarasota and Manatee (RASM) has released its February 2025 real estate market report, providing an in-depth analysis of key trends across both counties.

Based on data from Florida REALTORS®, the housing market in Sarasota and Manatee counties showed a shift toward a more balanced, or even buyer-friendly, environment in February 2025. Across all property types, sales activity slowed compared to the previous year, while inventory levels grew, creating more options for buyers. Home prices showed signs of softening, with declines in median and average sale prices across most segments. Cash sales remained a significant portion of transactions but trended downward, reflecting changing market dynamics. Additionally, homes are staying on the market longer, signaling a shift in buyer demand and seller expectations.

KEY TRENDS IN SARASOTA/MANATEE FEBRUARY 2025:

ƒ Falling Median Sale Prices: Property prices have seen slight declines, with Sarasota County townhouses/condos seeing the largest drop.

ƒ Increased Inventory & Supply: Inventory and months of supply have grown, indicating a shift toward a buyer’s market.

ƒ Longer Time to Contract & Sale: The median time to contract and sale has increased across all segments except for Manatee County single family homes, reflecting slower market movement.

SINGLE-FAMILY HOMES

In Sarasota County, there were 589 single-family home sales in February 2025, reflecting a 2.1 percent increase from February 2024. The median sale price declined slightly by 1.5 percent year-over-year to $499,990, with nearly 43.8 percent of these transactions paid in cash. Despite the increase in closed sales, inventory levels rose, with a 28.6 percent year-over-year increase to 4,292 active listings, bringing the months’ supply to 6.8 months. The median time to contract and median time to sale also increased to 46 days and 86 days, respectively.

In Manatee County, there were 500 single-family home sales, marking a 8.6 percent decrease year-over-year. The median sale price dropped 4.8 percent to $475,995.

Manatee County ended February with 3,097 active listings, representing a 4.9-month supply of inventory. The median time to contract decreased by 19.3 percent to 46 days, while the median time to sale decreased 6.9 percent to 95 days.

“After years of a strong seller’s market, the increase in inventory and more stable pricing indicate that the market is shifting toward a more level playing field for buyers and sellers alike,” said Debi Reynolds, 2025 RASM President and Managing Broker at SaraBay Real Estate.

TOWNHOMES AND CONDOS

The townhouse and condo market in Sarasota County saw a 12.2 percent decrease in closed sales year-over-year, with 237 transactions in February 2025. The median sale price fell 12.3 percent to $342,000, with 71.7 percent of sales being cash purchases.

Inventory grew significantly, with 2,618 active listings and a 9.1-month supply, continuing a further shift into a buyer’s market. The median time to contract increased by 4.8 percent to 44 days, while the median time to sale rose 3.7 percent to 85 days.

In Manatee County, townhouse and condo sales increased 28.1 percent year-over-year to 251 transactions, with 48.2 percent of sales being cash purchases. The median sale price dropped 8.4 percent to $319,990.

Manatee County ended the month with 1828 active listings, equating to an 8.3-month supply of inventory, further strengthening buyers’ leverage. The median time to contract stayed relatively consistent year-over-year to 51 days, while the median time to sale decreased 5.4 percent to 88 days.

“With more condos and townhomes available and prices trending downward, buyers have a unique opportunity in today’s market,” added Reynolds. “That said, there are many unknowns, from condo association fees to insurance requirements, making it critical to work with a Realtor® who can help navigate the complexities.”

SUMMARY

Overall, February’s market data suggests a cooling phase for the real estate sector in Sarasota and Manatee counties. While demand remains steady, increasing inventory and longer time-to-contract trends indicate a shift away from the highly competitive conditions of recent years. Buyers may find more negotiating power, while sellers will need to adjust pricing strategies to attract interest. In this evolving market, working with a Realtor® is more important than ever. A Realtor® brings expert knowledge, market insights, and negotiation skills to help buyers secure the best deals and ensure sellers position their properties competitively. As the market continues to shift, having a trusted real estate professional by your side will be essential for making smart, informed decisions.

Monthly reports are provided by Florida REALTORS® with data compiled from Stellar MLS. For comprehensive statistics dating back to 2015, visit www.MyRASM.com/ statistics •

Monthly Market Summary - February 2025

Single-Family Homes

Sarasota County

Monthly Market Summary - February 2025

Single-Family Homes

Manatee County

Monthly Market Summary - February 2025

Townhouses and Condos

Sarasota County

Monthly Market Summary - February 2025

Townhouses and Condos

Manatee County

Why Professional Development is Crucial for New Real Estate Agents

By: Jim Ahearn, Realtor®, NextHome Excellence

Becoming a real estate agent is an exciting achievementpassing the exam and earning your license opens the door to endless possibilities. But the true journey begins after that first step. How do you transform your initial success into a thriving, long-term career?

This is where professional development becomes your greatest asset.

EDUCATION: WHERE TO START

ƒ What should you learn? Dive into real estate fundamentals like contracts, negotiation tactics, and understanding market trends.

ƒ Is there a path? Absolutely. Start with broad basics, then specialize in areas that interest you— whether that’s luxury homes, first-time buyers, or investment properties.

SPECIALIZATION: FIND YOUR NICHE

ƒ Real estate offers many specialties: property management, new builds, relocations, commercial properties - the list goes on. Discover what excites you and focus on becoming an expert in that area.

STAYING CURRENT: RULES AND REGULATIONS

ƒ Real estate isn’t static. Laws change, market dynamics shift, and client expectations evolve. Staying educated on regulations keeps you compliant and confident.

SETTING THE STANDARD: BETTER TOGETHER

ƒ Professional development: it doesn’t just benefit you. It sets a tone of excellence across the industry. When agents know their stuff, they can work together more effectively - and customers notice.

WHY IT MATTERS

Skilling up isn’t just about you becoming a better agent (although you will). It’s about delivering top-tier service to your clients and creating a reputation that opens doors - literally and figuratively.

Real estate success isn’t just earned at closings; it’s built in the hours you spend developing your expertise.

BUILD YOUR FUTURE WITH RASM

Success in real estate is built on knowledge, experience, and continuous growth. RASM, your local association, is here to support you every step of the way with a wide variety of training opportunities designed to help new agents thrive. Join us for Emergence, a two-day new agent workshop on June 3 and 4, or dive into essential skills with the BOOST Series, happening every Wednesday in May and October

For more information on these and other careerbuilding programs, visit myrasm.com/calendar •

Market Insights: What International Buyers Want in the U.S.

By: Debbie McHardy, Realtor®, Coldwell Banker Realty

The U.S. real estate market remains a prime destination for foreign buyers, with international investors contributing billions to property transactions each year. According to the latest National Association of REALTORS® (NAR) data, foreign investment in U.S. real estate totaled over $50 billion in 2023, with Florida, California, Texas, and Arizona being the top markets of interest. While economic conditions and currency fluctuations influence purchasing patterns, the appeal of stable property values, strong legal protections, and high rental demand continues to drive international interest. Buyers from China, Canada, Mexico, India, and Brazil have been among the most active, seeking both personal and investment-driven opportunities in the U.S.

GLOBAL INVESTMENT TRENDS

When it comes to property preferences, luxury homes, vacation rentals, and investment properties top the list. High-net-worth buyers from Asia and Europe often target premium properties in major metro areas like New York, Los Angeles, and Miami, where real estate offers both prestige and long-term value. Investors from Latin America and Canada, on the other hand, are drawn to vacation rentals and shortterm rental properties in popular destinations such as Florida and Arizona, where tourism drives rental income potential. Additionally, many international buyers are also eyeing multi-family units and commercial properties, recognizing the U.S. as a stable and profitable market for passive income opportunities.

NAVIGATING THE INTERNATIONAL MARKET

To successfully attract and serve international buyers, real estate professionals must understand their unique needs and potential challenges. Visa considerations, particularly EB-5 investor visas and E-2 treaty investor visas, often play a role in foreign investment decisions. Financing can also be a hurdle, as many international buyers face higher down

payment requirements and stricter lending criteria from U.S. banks. To navigate these challenges, real estate professionals should build strong relationships with lenders experienced in foreign buyer transactions. Marketing strategies tailored to global clients are key to capturing international interest, and Realtors® should leverage international websites, such as:

ƒ https://dashboard.properstar.com/home which syndicates listings for multiple global real estate sites, including France, Switzerland, and Canada.

ƒ https://www.rightmove.co.uk/overseas-property.html The UK’s largest real estate portal

ƒ https://www.zoopla.co.uk/overseas/ A major UK real estate website with a strong overseas section.

LEVERAGING GLOBAL NETWORKING FOR REAL ESTATE SUCCESS

Attending global real estate conferences and networking events can also establish valuable connections with foreign investors and real estate professionals abroad. By staying informed on international market trends and adapting to the needs of foreign buyers, U.S. real estate agents can tap into a lucrative and growing segment of the market. •

Celebrating Fair Housing Month: A Commitment to Equal Opportunity in Real Estate

By: Nathan Butrum, Realtor®, NextHome Excellence

Every April, the real estate industry and communities across the nation recognize Fair Housing Month, a time dedicated to promoting equal housing opportunities for all. This monthlong observance serves as a reminder of the progress made in eliminating housing discrimination while reinforcing the ongoing commitment of real estate professionals to uphold fair housing principles.

Fair Housing Month commemorates the passage of the Fair Housing Act, which was signed into law on April 11, 1968. This landmark legislation was enacted in the wake of Dr. Martin Luther King Jr.’s assassination and was a crucial step in the civil rights movement. The Fair Housing Act prohibits discrimination in housing based on race, color, religion, sex, disability, familial status, and national origin. Over the years, amendments have strengthened the law, ensuring broader protections and fostering more inclusive communities.

For real estate professionals, Fair Housing Month is an opportunity to reaffirm their commitment to ethical business practices and equal opportunity for all clients. As trusted advisors in the homebuying and renting process, Realtors® play a vital role in ensuring that every individual and family has access to housing without bias or prejudice.

Realtors® are bound by the National Association of REALTORS® (NAR) Code of Ethics, which aligns with the Fair Housing Act. This means Realtors® must:

ƒ Treat all clients and customers with fairness and respect, regardless of their background.

ƒ Stay informed about fair housing laws and regulations to ensure compliance in their daily transactions.

ƒ Educate buyers and sellers on their rights and responsibilities related to fair housing.

ƒ Take proactive steps to eliminate discrimination in the housing market and promote diversity and inclusion.

While significant strides have been made since the enactment of the Fair Housing Act, challenges still exist in achieving true housing equality. Issues such as redlining, lending discrimination, and biased appraisal practices continue to impact communities across the country. As such, Realtors® and industry leaders must remain vigilant in advocating for fair housing policies and fostering an inclusive real estate market.

IMPORTANCE OF EDUCATION

Educational initiatives, outreach programs, and continuous training can help real estate professionals recognize and address implicit biases, ensuring that they serve all clients equitably. Additionally, supporting local and national fair housing organizations can contribute to broader efforts aimed at closing the homeownership gap and expanding housing opportunities for marginalized communities.

Fair Housing Month is more than just a time of reflection - it’s a call to action for realtors and industry professionals to champion fair and equitable housing practices. By embracing diversity, advocating for stronger policies, and upholding ethical standards, real estate professionals can continue to build communities where everyone has the opportunity to thrive.

As we celebrate Fair Housing Month, let’s renew our commitment to fostering inclusive neighborhoods and ensuring that fair housing remains a fundamental right for all. •

Glenn Lakes & The Estates At Glenn Lakes: A Neighborhood History

By: Leah Secondo, Glenn Lakes and The Estates at Glenn Lakes, Resident Realtor®, Michael Saunders & Company

Located in West Bradenton, Glenn Lakes began to take shape in 1995. Spread across 271 acres - including eight ponds and picturesque lakes - the community features 371 homes with a choice of more than a dozen different one-and two-story floor plans that were originally offered by the neighborhood’s builder, Centex Homes.

Contemporary in design, the homes of Glenn Lakes range in size from 1,362 to 2,875 square feet, offer sturdy concrete block construction, and enjoy all the hallmarks of Florida living - including open floor plans, high ceilings, first-rate amenities and superb outdoor living areas.

Glenn Lakes is a deed restriction community to attempt to ensure its gracious lifestyle will endure for generations. Homes are positioned on spacious lots within a setting of lakes, nature preserves and all of the outdoor amenities that add up to the ideal Florida lifestyle. With natural beauty rolled out in every direction, residents enjoy walking, running and biking through the neighborhood’s winding streets and tree-lined sidewalks, while no doubt pausing to view wildlife and appreciate what life in paradise is all about.

For the exclusive enjoyment of its residents and guests, Glenn Lakes offers a community park - complete with lakeside tennis/pickleball court. The park - located at 47th

Street West where it intersects with 44th Street West - is maintained by the community’s homeowner’s association, which also oversees upkeep on all of its common areasincluding ponds, lakes, and entryways.

Centex launched the sixth and final phase, The Estates at Glenn Lakes in 2000. An enclave of 65 maintenancefree, single-family homes. The lot sizes are larger, as are the homes that occupy them, ranging in square footage from 1,671 to 2,910 of living area. The community has two ponds and a community gathering sitting grounds. Residents pay a monthly fee for weekly upkeep of their the exterior irrigation, lawn, trees and shrubbery.

A select number of homes in Glenn Lakes and The Estates at Glenn Lakes enjoy views of the Manatee County Public Golf Course.

The renowned IMG Academy, with its world-class training facilities and programs is less than a mile away. Also minutes away are an abundance of boating and fishing opportunities, as well as the magnificent beaches of Anna Maria Island.

Glenn lakes is convenient to all of the cultural, culinary and retain amenities of downtown Bradenton and Sarasota, as well as to the more urban pleasures of nearby Tampa and St. Petersburg.

Homes in the neighborhood have recently sold from $425,000 to $685,000 with buyers coming from points around the world.

Glenn Lakes and The Estates at Glenn Lakes are deed restricted neighborhoods, where community standards are in place to help maintain the highest and best value of homes within the development. •

RASM Team Member Update

RASM happily recognizes the workplace anniversaries of our professional staff. L eah DeCesare (da-chez-a-ray), RASM Events Director, celebrated her second anniversary with RASM at the end of March. In this role, she works on annual events, including the Installation, the Women’s Leadership Summit, the Foundations and Innovations in Real Estate (FIRE) Conference and Expo, and the CREA Golf and Sporting Clays Tournaments.

Leah is a graduate of Syracuse University and earned her Master of Fine Arts from Salve Regina University in Newport. Most recently, she worked as the Assistant Director of Conferences and Special

Events at Bryant University, where she also taught writing. Leah is a published author, and her debut novel, FORKS, KNIVES AND SPOONS, has won nine awards.

Having moved to Bradenton with her husband two and a half years ago, Leah has settled into the community by volunteering for The Twig, finding a tennis group, and engaging with the local Alumnae Association of Kappa Kappa Gamma, and she’s finally found not one, but two book clubs. •

Set Yourself Apart with the GRI Designation

By: Denise Ricciotti, RASM Professional Development Manager

In Florida, earning a real estate license requires just 63 hours of education. While this is enough to enter the industry, true professionals know that ongoing education is key to success. That’s where the Graduate, REALTOR® Institute (GRI) designation comes in.

Earning your GRI means committing to an additional 112 hours of in-depth education covering essential topics such as contracts, business planning, marketing strategies, and legal considerations. This comprehensive training goes beyond the basics, helping Realtors® develop advanced skills that set them apart in a competitive market.

For buyers and sellers, working with a GRIdesignated Realtor® provides peace of mind. It demonstrates a higher level of dedication, expertise, and professionalism. Realtors® who complete the GRI designation are better equipped to navigate complex transactions, provide valuable market insights, and protect their clients’ interests.

Investing in the GRI designation isn’t just about personal growth - it’s about building trust and credibility in the industry. If you’re serious about your real estate career, earning your GRI is a powerful step toward longterm success. Are you ready to elevate your business and show your clients that you are committed to excellence? Take the next step in your professional development and start your journey toward earning the GRI today.

EARN YOUR GRI DESIGNATION BY THE END OF SUMMER WITH RASM!

Now is the perfect time to earn your GRI designation with RASM’s in-person GRI schedule for 2025! (Classes do not have to be taken in order.)

APRIL 14 & 15 – GRI 201: IT’S ALL ABOUT YOU: Master personal branding, sales techniques, and marketing strategies to build a strong presence in the real estate market.

APRIL 30 & MAY 1 – GRI 202: TECHNOLOGY & INVESTMENTS: Explore real estate investment strategies and the latest technology tools to streamline your business and enhance client experiences.

JUNE 11 & 12 – GRI 301: IT’S MORE THAN JUST SALES: Learn about appraisals, property management, and various ownership structures to expand your expertise beyond traditional sales.

JUNE 25 & 26 – GRI 302: THINKING OUTSIDE THE BOX: Delve into international real estate, construction, broker management, and property rights to broaden your business opportunities.

JULY 23 & 24 – GRI 101: PROFESSIONALISM AND THE LAW: Gain a deeper understanding of legal issues, fair housing regulations, and professional standards to protect both your clients and your business.

AUGUST 6 & 7 – GRI 102: STARTING YOUR BUSINESS: Develop essential skills in contract management, goal setting, and business planning to create a strong foundation for success.

AUGUST 20 & 21 – GRI 103: MAXIMIZE YOUR PROFITABILITY: Enhance your expertise in finance, negotiation, and client counseling to increase your earnings and provide top-tier service.

Take advantage of this opportunity to earn your GRI designation by the end of summer and elevate your career! Register today at myrasm.com/calendar and invest in your future success

REALTORS® NEWLY DESIGNATED & CERTIFIED

Accredited Buyer’s Representative (ABR®)

ƒ John Michael AFerguson, HomeSmart

ƒ Gina Love, Better Homes & Gardens Real Estate C2EX

ƒ Rachel McCoy, Coldwell Banker Realty

ƒ Johnny Sokhon, Premier Sothebys Intl Realty Graduate, REALTOR® Institute (GRI)

ƒ Eric Barnes, Michael Saunders & Company

ƒ Amelia Torres Brylawski, Brytor Realty Resort & Second Home Property Specialist

ƒ Melanie Albaric, Michael Saunders & Company

ƒ Eric Barnes, Michael Saunders & Company

ƒ Amanda Bray, LPT Realty

ƒ Arlene Buckmaster, HouseMax Realty LLC

ƒ Alysa Casorla, Exit King Realty

ƒ Josie Cline, Michael Saunders & Company

ƒ Ivone De Oliveira, Preferred Shore LLC

ƒ Jeffrey Holbrook, Dalton Wade Inc.

ƒ Shana Kathleen Macri, Florida Attorney Realty Inc.

ƒ Christina McKee, Vue Realty, LLC

ƒ Lana Moriece, Michael Saunders & Company

ƒ Ricardo Ortiz, Real Broker, LLC

ƒ Cathleen Roberson, Keller Williams On The Water

ƒ Charles Bruce Rush, RE/MAX Alliance Group

ƒ Caldwell Allen Smith, RE/MAX Alliance Group

ƒ Solveiga Spalvins, LPT Realty LLC

ƒ Edward P. Taaffe, Wagner Realty

Short Sales and Foreclosure Resource (SFR®)

ƒ John Michael Ferguson, HomeSmart Sales Representative Specialist

ƒ Joseph M. Suarez, Compass Florida LLC •

APRIL & MAY 2025 CALENDAR OF EVENTS

WEDNESDAY, APRIL 2

4:30 p.m. Italian Cultural Night Bavaro’s Pastaria

FRIDAY, APRIL 4

8:30 a.m. CREA Marketplace Meeting tSouth

9:30 a.m. iCE: Preparing a Listing Contract iOnline

WEDNESDAY, APRIL 9

1:30 p.m. Fair Housing: Be the Change NNorth

FRIDAY, APRIL 11

8:30 a.m. CREA Marketplace Meeting tSouth

MONDAY, APRIL 14

8:00 a.m. GRI 201 (Day 1 of 2) NNorth

TUESDAY, APRIL 15

8:00 a.m. GRI 201 (Day 2 of 2) NNorth

FRIDAY, APRIL 18

8:30 a.m. CREA Marketplace Meeting tSouth

FRIDAY, APRIL 25

9:00 a.m. 2025 RASM FIRE Conference & Expo Marriott Palmetto Resort & Spa

MONDAY, APRIL 28

9:00 a.m. Commercial Core Law tSouth

1:30 p.m. Power Investing tSouth

WEDNESDAY, APRIL 30

8:30 a.m. GRI 202, (Day 1 of 2) tSouth

THURSDAY, MAY 1

8:30 a.m. GRI 202, (Day 2 of 2) tSouth 1:00 p.m. Clarifying Service Animals iOnline

FRIDAY, MAY 2

8:30 a.m. CREA Marketplace Meeting tSouth

WEDNESDAY, MAY 7

1:30 p.m. BOOST: Running Your Business as a Business NNorth

THURSDAY, MAY 8

9:00 a.m. Business Partner Membership Meeting NNorth

FRIDAY, MAY 9

8:30 a.m. CREA Marketplace Meeting tSouth

WEDNESDAY, MAY 14

1:30 p.m. BOOST: The Art of Comps NNorth

THURSDAY, MAY 15

9:00 a.m. Core Law tSouth 1:30 p.m. Code of Ethics tSouth

FRIDAY, MAY 16

8:30 a.m. CREA Marketplace Meeting tSouth

MONDAY, MAY 19

1:30 p.m. Intro to Contracts NNorth

WEDNESDAY, MAY 21

1:30 p.m. BOOST: Marketing Yourself & Open Houses NNorth

THURSDAY, MAY 22

8:30 a.m. At Home with Diversity NNorth

FRIDAY, MAY 23

8:30 a.m. CREA Marketplace Meeting tSouth

TUESDAY, MAY 27

4:00 p.m. RASM After Hours iTamiami Tap

WEDNESDAY, MAY 28

1:30 p.m. BOOST: Building Your CRM NNorth

FRIDAY, MAY 30

8:30 a.m. CREA Marketplace Meeting tSouth

Registration is requested. See event calendar at: myrasm.com/calendar

CALENDAR KEY:

South 2320 Cattlemen Road, Sarasota, FL 34232 North 2901 Manatee Ave W, Bradenton, FL 34205 Hybrid Class offered online or at specified location. Online Class is only offered through webinar. Other Class or event is offered off site.

UPCOMING CLASSES

UPCOMING CLASSES

Learn more at myrasm.com/calendar to register.

NEW MEMBER ORIENTATION

Wednesday, April 9 9:00 a.m. - 12:00 p.m. [ North ]

Monday, May 12 9:00 a.m. - 12:00 p.m. [ South ]

Monday, May 12 1:30 p.m. - 4:30 p.m. [ South ]

This New Member Orientation session is REQUIRED for new Realtor® members and serves as an introduction to RASM. This 3-hour class covers key membership benefits and useful resources! Members Free. Non- CE.

ICE: PREPARING A LISTING CONTRACT

Friday, April 4 9:30 a.m. - 1:30 p.m. [ Webinar ]

Listing contracts are most certainly an important part of Realtors® day to day activities. This course is perfect for outlining the various types of listing agreements and the duties of each, identifying the protected classes under the Fair Housing Act, and understanding details about fees. Members $15. 4 CE HRS.

FAIR HOUSING: BE THE CHANGE

Wednesday, April 9 1:30 p.m. - 3:30 p.m. [ North ]

This class provides real estate professionals working in today’s diverse real estate environment with the knowledge and information they need to understand the importance of fair housing laws and ensure they are responsibly practicing real estate in a nondiscriminatory fashion. Members $10, 2 CE HRS.

GRI 201

Mon., Apr. 14 - Tues., Apr. 15 8:00 a.m. - 5:30 p.m. [ North ]

With over a million real estate licensees in the U.S., effective personal promotion is a necessity. In GRI 201, you’ll learn to create a lasting promotion plan, master sales and marketing strategies, and refine listing presentations. The course also covers key tax considerations in real estate, helping you identify potential savings while emphasizing the importance of professional tax advice. Members $66. 15 Hours of Broker Post Licensing(PL) credit for broker licensees in their first license cycle, or 8 hours of Continuing Education(CE) Specialty credit.

COMMERCIAL CORE LAW

Monday, April 28 9:00 a.m. - 12:00 p.m. [ South ]

This class fulfills the Core Law FREC State requirement. The Florida Legislature passes and amends real estate laws and rules each year. Many of these changes can be daunting and overwhelming. Commercial Core Law will assist Realtors®

by focusing on changes to state and federal real estate license law, highlighting both laws and rules. The course will give a brief overview of commercial transactions vs. residential; discuss commercial real estate agreements. Members $15. 3 CE HRS.

POWER INVESTING

Monday, April 28 1:30 p.m. - 3:30 p.m. [ South ]

In today’s market, this session is a must. Learn how to locate and evaluate investment properties. Understanding the concepts presented in this session will place you above your competition when preparing a listing presentation or if you are an investor, how not to overpay. Remember, the value of an investment is in direct proportion to its net operating income or cash on cash return! Members $10. 2 CE HRS

GRI 202

Wed., April 30 - Thurs., May 1 8:00 a.m. - 5:30 p.m. [ South ] Today’s real estate professional must learn about the latest technology available to serve customers because consumers are demanding more knowledge and services than ever from real estate licensees. In GRI 202, Technology Tools and Resources will provide you with the technology knowledge and services that will make you stand out from the competition. Members $66. 15 Hours of Broker Post Licensing(PL) credit for broker licensees in their first license cycle, or 8 hours of Continuing Education(CE) Specialty credit.membership for the remainder of 2025). Non CE.

ICE: CLARIFYING SERVICE ANIMALS

Thursday, May 1 1:00 p.m. - 4:00 p.m. [ Webinar ] Have you ever been in a situation where tenants are looking to rent a house with a no pet policy, or you have a buyer looking to purchase a condo in an association with a no pet policy, or maybe you had a short-term tenant bring their animal on vacation where no pets are allowed? If you haven’t yet, chances are you will! Members $10. 3 CE HRS.

BOOST: RUNNING YOUR BUSINESS AS A BUSINESS

Wednesday, May 7 1:30 p.m. - 4:30 p.m. [ North ] You’ve just earned your license and signed with a broker, now what do you do? Class 1 of this new agent program (BOOST) is designed to help you get your business started in order to make you successful right from the start. Learn tax strategies, how to decide to list your business as a sole proprietorship, time management skills, creating business plans, and much more. Members FREE. Non CE .

UPCOMING CLASSES

Learn more at myrasm.com/calendar to register.

BOOST: THE ART OF COMPS

Wednesday, May 14 1:30 p.m. - 4:30 p.m. [ North ]

Developing a Comparative Market Analysis for your seller or buyer can be tricky. In Class 2 of BOOST, creating a CMA or Comparative Market Analysis is one of the first skills a real estate agent should learn. Discover how to utilize the tools available to you so you can prepare an accurate price for your listings. Members FREE. Non CE

CORE LAW

Thursday, May 15 9:00 a.m. - 12:00 p.m. [ South ]

CORE LAW-Fulfills the 3 HR CE requirement for license renewal. This course covers updates to the law and reviews common legal issues. Understanding real estate law is part of every real estate licensee’s business. The more a licensee knows, the better he or she can work with customers and safeguard them from legal complications. Members $10. 3 CE HRS.

CODE OF ETHICS

Thursday, May 15 1:30 p.m. - 4:30 p.m. [ South ]

In recognition and appreciation of their obligations to clients, customers, the public, and each other, REALTORS® continuously strive to become and remain informed on issues affecting real estate and, as knowledgeable professionals, they willingly share the fruit of their experience and study with others. Members $10. 3 CE HRS

BOOST: MARKETING YOURSELF AND OPEN HOUSES

Wednesday, May 21 1:30 p.m. - 4:30 p.m. [ North ]

This class prepares you for hosting an effective open house, including farming techniques and social media advertising to get buyers in the door. Members FREE. Non CE.

AT HOME WITH DIVERSITY ® (AHWD)

Thursday, May 22 8:30 a.m. - 4:30 p.m. [ North ]

The At Home with Diversity® course is part of a comprehensive cultural diversity outreach program that will help real estate companies diversify their workplaces and improve the industry’s ability to serve culturally diverse consumers. NAR and HUD undertook a joint effort in 1998 to certify real estate professionals who are trained regarding cultural diversity and outreach and have made a commitment to a set of diversity principles. Members $46. 7 CE HRS.

BOOST: BUILDING YOUR CUSTOMER RELATIONSHIP MANAGEMENT

Wednesday, May 28

1:30 p.m. - 4:30 p.m. [ North ]

This class will introduce you to CRM platforms, providing you with information you need to decide which style is best for you, such as CRM only or lead generation tools and addons. Get an introduction to some of the Client Relationship Management platforms on the market and lead generation strategies. Members FREE. Non CE.

MLS REQUIRED CLASSES (ONLINE):

These MLS required classes will now be available exclusively online: MLS Basic, MLS Compliance 101, and MLS Adding & Editing Listings. These are self-paced online classes avaialable at learn.stellarmls.com

NEW MLS ELECTIVE COURSE OFFERINGS

We’re excited to introduce a new opportunity to make the most of your Stellar learning experience at RASM: “Open Door Q&A” – a dedicated time for personalized guidance and answers to all your questions after class!

HERE’S HOW IT WORKS:

After select classes, we’re opening up the floor for an informal and interactive Q&A session. Think of it as a modern twist on “office hours.”

ƒ Get personalized help with class concepts

ƒ Ask questions about tools and resources

ƒ Learn which Stellar classes and training programs can take your skills to the next level No registration required - just show up with your questions and curiosity! We can’t wait to see you there!

WEDNESDAY, APRIL 16

10:00 a.m. New Subscriber Series 1 & 2 NNorth 1:00 p.m. New Subscriber Series 3 & 4 NNorth 2-4:00 p.m. Open Door Q&A NNorth

WEDNESDAY, MAY 21

10:00 a.m. Realist: Public Records and Reports South 12-2:00 p.m. Open Door Q&A South

WEDNESDAY, JUNE 18

10:00 a.m. Realist: Public Records and Reports NNorth 12-2:00 p.m. Open Door Q&A NNorth

WEDNESDAY, JULY 16

9:30 a.m. Buyer Agent Series 1 & 2 South

11:00 a.m. Buyer Agent Series 3 & 4 South 12-2:00 p.m. Open Door Q&A South

WEDNESDAY, AUGUST 20

9:30 a.m. Buyer Agent Series 1 & 2 NNorth

11:00 a.m. Buyer Agent Series 3 & 4 NNorth 12-2:00 p.m. Open Door Q&A NNorth •

RASM MEMBERS NOW WITH

RASM Membership Update

By: Jessica Montague, Member Services Director

Earl Robert Larson, Berkshire Hathaway HomeService

Joe W. Almeida, Preferred Shore LLC

Brittany ReAnn Anderson, Real Broker, LLC

Annette D. Bentley, Coldwell Banker Realty

Timothy Ray Birkey, LoKation

Marcia Terezinha Ferreira de Moura Camacho, Top Florida Homes

Agnes Stella Cameron, Coldwell Banker Realty

Sue Hyatt Carroll, Berkshire Hathaway HomeService

Elena Tomeo Cassella, Lifestyle Properties of Florida

Jeffrey Edward Cave, Homes By Towne Realty Inc

Allison Margaret Cazaubon, EXP Realty LLC

Michele Lynn Conn, Fine Properties

Cynthia Marie Creswell, Dalton Wade Inc

George D. DeSear, Lifestyle Properties of Florida

Donna DiDiego, KW Suncoast

Deanalita Nazare Edelson, Compass Florida LLC

Kaia Emerald, Keller Williams On The Water S

Christopher Enfort, Compass Florida LLC

Yariela Del Carmen Espinosa, Keller Williams On The Water Sarasota

Zachary Ethier, Fine Properties

Zachary Paul Fernandes, EXP Realty LLC

Francis Joseph Fraumeni,Mapp Realty & Investment Co

Gabrielle C. Fuentes, EXP Realty LLC

Anita Gary, EXP Realty LLC

Amanda Faye Gilliland, Coldwell Banker Realty

Diana Goldner, RE/MAX Alliance Group

Jomara Gracia, LPT Realty

Mark Gray, Charles Rutenberg Realty Inc

Shana Lee Hamel, NextHome Excellence

Kimbler Harper, Shaune Marie - RedFin Corporation

Kelly Hassler, EXP Realty LLC

Lisa Jean Henning, Wagner Realty

James Irvin Hess, EXP Realty LLC

Leonard D. Hughes, Dalton Wade Inc

Faith Jackman, Real Broker, LLC

Haily Kolberg, LPT Realty

Erin L. Kowalke, Coldwell Banker Realty

Greta M. Kurpiewski, EXP Realty LLC

Anna K. Kwasnik, EXP Realty LLC

Mark Labbato, Fine Properties

Tryla Brown Larson, Berkshire Hathaway HomeService

Daniel Vincenzo Lustro, Preferred Shore LLC

Renee Martin, Palm Paradise Realty Group

Karen Lynn McElroy, Broker & Baker International Realty

Kathy A Medosch, Exit King Realty

Adriana Mourot Gutierrez, Exit King Realty

Jennifer Lynne Owens, Marcus & Company Realty

Konstantinos Panagiotopoulos, HomeSmart

Kimberly Papalas, Marcus & Company Realty

Tamara Barbara Pawlowska, EXP Realty LLC

Cecilia Phan, Sarasota Real Estate Services

Charity Riggs, Samson Companies, LLC

Dwight Roche, Preferred Shore LLC

Joyce L. Roche, Preferred Shore LLC

Sarah H -Rockey, Marcus & Company Realty

Flor Rosario, Realty One Group MVP

Marco Antonio Ruiz Lopez, EXP Realty LLC

Thomas Rutherford, Listings Center

Thomas Rydberg, EXP Realty LLC

Mike J Saoud, Coldwell Banker Realty

Bradley Serpico, Realty Hub

Matthew Paul Sevarino, LPT Realty

Zachary Sheehan, Weichert Realtors® Hallmark Pro

Daniel Shepard, Fine Properties

Jadyn Riley Siemer,Compass Florida LLC

Celestine Bidaure Soto, Real Broker, LLC

Claudia Cruz Sotolongo, Pinnacle Realty Advisors

Kaliya Taylor, Bayshore Realty Inc

Karen Ann Tobio, SaraBay Real Estate Inc

Giovanni Valentino, EXP Realty LLC

Zachary VanDeYacht, LPT Realty

Iwona Beata Wajszczak, EXP Realty LLC

Cezary Wasylak, EXP Realty LLC

Fondren Watts, Coldwell Banker Realty

Allison Werner, Michael Saunders & Company

Kailey Lynn Westberry, EXP Realty LLC

John Wilcher, RE/MAX Alliance Group

Pamela Williams, Premier Properties of SRQ LLC

Amy L. Worth, RE/MAX Alliance Group

Laura Ann Young, Xcellence Realty Inc.

NEW DESIGNATED REALTORS®

Christopher Ballard, McWilliams/Ballard Inc.

Rebecca J. Beermann, Rebecca J Beermann, Certified Appraiser

Thomas E. Carden, Keys to the Coast Real Estate, LLC

Kurt Gardner, KDG Appraisal, Inc.

David Jaquith, Jaquith Group

Huicun Qiao, AAA Global Ventures PA

Kevin Lee Schumacher, EXP Realty LLC

Kara V. Sommerville, HomeSmart

Kyle Trenholm, Residential R.E. Appraisal LLC

Adam Hale Vellano, Compass Florida, LLC

Linda Votrubova, Envision Realty Partners LLC

Julie Willett, NextHome Beach to Bay

Angela Yungk Belcher, Arterra Luxe-Florida LLC

NEW REALTORS®

Zacharieah Rod Anabtawi, Reel Coastal Properties, LLC

Irina Antipov, White Sands Realty Group FL

Marcia Paola Benavides Bello, LPT Realty

Lawrence Benintend, Realty Mark Associates

Eric Thomas Bolen, EXP Realty LLC

Kylie Anne Bowman, Florida Life Team LLC

Rebecca Ann Bowman, Better Homes & Gardens

Real Estate

Liziane Ferreira De Alencastro Braga, EXP Realty LLC

William Chase Carpenter, KW Coastal Living II

Logan Clark, LPT Realty

Willie James Clemons, Keller Williams On The Water

Darlene Conley, KW Coastal Living II

Edward Cruz, EXP Realty LLC

Sandy Maryann Donovan, LoKation

Anthony Dunham, Sunset Realty

Julie Durocher, Berkshire Hathaway HomeServices Florida Realty

Brittany Fean, KW Coastal Living III

Lisandro Eduardo Gil Lopez, Pinnacle Realty Advisors

Ashlee Jo Gordon, Keller Williams On The Water Sarasota

Michelle Green, Marcus & Company Realty

Deborah J. Grossman, Exit King Realty

Jeffrey Louis Gusto, Sterling Intl R E Services LLC

Susan Bliss Harris, Keller Williams Island Life Real Estate

Crystal Monique Hazelett, Keller Williams On The Water Sarasota

Carolyn Hendler, Peter Pike Lic. R.E. Broker

Doneen Ann Hoffman, Preferred Shore LLC

Ariel I Howell, LPT Realty

Margaret Louise Hutter, Coldwell Banker Realty

Ryan Kahn, ICI Select Realty

Susanna E. Kruger, Keller Williams On The Water Sarasota

Julie Ann LePera, Keller Williams On The Water

Igor Lisovenko, Core Realty Associates, Inc.

Lisha Marie Middendorf, Premiere Plus Realty Company

Poliana Milagre, KW Suncoast

Alexandra Julianna Montoya, Real Broker, LLC

Catherine Renae Nicholson, Berkshire Hathaway HomeServices Florida Realty

Kimberly Kellner Nordgren, Fine Properties

Rachna Patel, Fine Properties

Judyanne M. Pfarner, Samson Companies, LLC

Diane Lynn Polen, Coldwell Banker Realty

Ashleigh Poplin, Premier Sothebys Intl Realty

Kelvin Isaac Ramirez Moreno, Keller Williams On The Water Sarasota

Gabriel Rivera, Keller Williams On The Water Sarasota

Brittany Rogers, North Manatee Realty I LLC

Michael Sue Scott, Bright Realty

Porsha Denise Sherman, EXP Realty LLC

Deidre Smith, The Keyes Company

Douglas Speirs, Coldwell Banker Realty

Taylor Macie Sullivan, Coldwell Banker Realty

Bret Svites, Harry Robbins Assoc Inc.

Phyllis Ann Tcherneshoff, EXP Realty LLC

Callie Terrell, Preferred Shore LLC

Hoai Minh Truong, Dalton Wade Inc.

Neraj Tuli, Coldwell Banker Realty

Yaneysi Villalobos, La Rosa Realty LLC

Carol E. Vojt, Harry Robbins Assoc Inc.

Chealsea Linnea Walczak, Preferred Shore LLC

Mylissa Williams, Align Right Realty SRQ Opulence

Julann Marie Wygal, Keller Williams On The Water Sarasota

Jesse Young, INNOVATE Real Estate, LLC

Gary Paul Zeiger, Preferred Shore LLC •

VOLUME.

NEW BUSINESS PARTNERS

AMERICAN PACIFIC MORTGAGE

37 N Orange Ave

Orlando, Florida 32801

Representative: Kimberly Nelson

Email: kimberly.nelson@apmortgage.com

At American Pacific Mortgage, we are committed to creating experiences that matter. Our clients and referral partners are top of mind with our entire team - we are very aware and appreciative that you have placed your trust in us for this very important transaction.

FAIRWAY FUNDING GROUP

8235 Natures Way

Lakewood Ranch, Florida 34202

Representative: Lori Devine

Email: lori@ffgloans.com

Fairway Funding Group, Inc. is Florida, South Carolina, and Tennessee’s premier Mortgage Lender. Whether you’re looking to purchase your primary, a second home, or an investment property, we offer borrowers the right mortgage for their home at a great price. As a mortgage lender our job is to originate and process real estate loans in a manner that provides the homeowner with the best interest rates and terms available in the market.

HOUSEAMP, INC

19689 7th Ave NE Ste 178

Poulsbo, Washington 34275

Representative: Edward Hamill

Email: ed@houseamp.com

HouseAmp Was Founded to Improve Lives We make it easier for homeowners to access funds for improvements to get a house ready to sell.

JUNGLE GEM HOME

5656 Pipers Waite Sarasota, Florida 34235

Representative: Gemma Hobbs

Email: gemma@junglegemhome.com

Coming home to a peaceful space can change your energy. There is an art to creating good vibrations. Good lighting and pleasant color combinations can improve our mood. Natural textures, plants and earth elements have proven to be stress reducers.

LINDEN CREEK HOME STAGING & INTERIOR DESIGN

365 Sarasota Center Blvd Suite B Sarasota, Florida 34240

Representative: Elaine Sheffrey

Email: elaine@linden-creek.com

As the franchise owner of Linden Creek Sarasota, FL, I bring years of staging and design experience to the table.Inspired by the breathtaking beach sunsets that fill my soul, I create designs that invite deep breaths while igniting energy and motivation.

MCPHERSON INSPECTIONS, LLC

5662 Equator Ct Nokomis, Florida 34275

Representative: Conner McPherson

Email: McPhersonInspections@gmail.com

You‘re not just buying a home inspection – you’re buying years of experience. A seasoned construction professional with over 2 decades in the industry, Conner is armed with a keen eye for detail and comprehensive understanding of both construction practices as well as home systems.

POFF MEDIA GROUP

7115 87th Lane East Palmetto, Florida 34221

Representative: Mindy Poff

Email: mindy@poffmedia.com

Light & Airy Real Estate Photography Services: Say Goodbye to Drab! We are proud to offer luxurious marketing and real estate photography services at an exceptional value in Southwest Florida. We cover the Tampa - St Pete area, down to Punta Gorda, and everything in-between.

PURE HOME 365

6993 Professional Parkway E Lakewood Ranch, Florida 34202

Representative: Windy Schrag

Email: windypurehome365@gmail.com

At Pure Home 365, we take pride in being a leader in advanced water filtration, with an unwavering commitment to delivering pure perfection. Our innovative MicronGuard Technology eliminates 99.99% of harmful contaminants, including PFAS, PFOA, PFOS, bacteria, viruses, chlorine, chloramine, pesticides, and arsenic.

REAL ESTATE PHOTOGRAPHERS OF SARASOTA

5265 University Pkwy Suite 101-145

University Park, Florida 34201

Representative: Caleb Amos

Email: Caleb@repsphoto.com

REPS is a culmination of Passion, Art, Function, and People. Our photographers focus on capturing the life found in your homes, having a passion for photography, our focus is to help you showcase all that the property has to offer and get it sold.

SUNRISE LANDSCAPE

5100 West Kennedy Blvd Tampa, Florida 33609

Representative: Shannon McNeely

Email: smcneely@sunriselandscape.com

When you’re a property owner or manager, you don’t want to spend your days worrying about the state of your landscaping. Sunrise Landscape acts as your complete commercial landscape partner, able to handle your maintenance, installation, irrigation, fertilization and pest control needs. •

2025 ANNUAL SPONSORS

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