Roshgold News Dec 2024

Page 1


DECEMBER 2024 | ISSUE 4

19 Recap: Padel for Purpose.

Ed’sEntre

As the curtain draws down on 2024, we reminisce and reflect on magical milestones that culminated in Roshgold celebrating forty years of investing, community building and empowerment at this year's annual meeting

It has been a commendable journey Forty years of accountability, consistently presenting Annual Reports and paying out returns to shareholders We thank our founding fathers for inculcating and adopting values entrenched in Roshgold's DNA.

The journey into the unknown future has begun, and despite a fun annual meet, many worthwhile discussions and debates took cognizance of the challenges facing Roshgold and its unique community. The short discussion on our journey "Back to the Future", Chairman Ebrahim Sujee's futuristic presentation and Ahmed Lambat's reflection on the solidity of the group's financial foundation and moat helped us take off into the next era The keynote speaker cemented this with the necessary booster of discussing and motivating technology as the platform for leveraging our future growth

It is impossible to acquaint ourselves with every member of our growing Roshgoldold shareholder base. It was, again, a great experience meeting and making acquaintances with a new generation of shareholders. It is always a pleasure to welcome shareholders from Durban, Middelburg, Richards Bay or Cape Town. We commend these shareholders for making the memorable trip and being present at this commemorative get-together. We have posted many photographs of the people at the meeting.

The youth is our future, and the response from the older generation was good to invest in the youngsters in their families A group of township ladies formed an investment club and, putting monies away, were drawn as winners in the 40th Anniversary Krugerrand competition What a joy to read their story in this issue It is as easy as signing a debit order or investing monies received as gifts for birthdays or other occasions. We are laying the foundation for their financial literacy and development. Just look at the Roshgold Kidz Club articles in this issue. We owe it to the future!

We thank shareholders, staff, management, our directors and other stakeholders for making the 40th anniversary a resounding success.

Enjoy the read, have a well-deserved holiday break, and we are looking forward to seeing you in 2025!

ROSHGOLD GROUP 2024

R20,00

R155,91

We invite you to explore our 2024 Annual Report here, for a comprehensive look at our financial performance We remain committed to stakeholder protection and strategic growth. The full report provides in-depth analysis and insight into the factors shaping our investment journey.

ROSHGOLD UNVEILSA BOLDNEW

LOGO: EmbracingtheFuturewithConfidence

As Roshgold celebrates its 40th Anniversary Milestone, we unveil a new era in our ongoing journey a bold, reimagined logo that captures the essence of who we are and where we are headed

This isn’t just a design change; it’s a declaration The striking gold embodies prosperity, stability, resilience and the values that have anchored us for four decades. The clean, modern lines speak to our vision of innovation and adaptability, ensuring we remain ahead in a rapidly evolving world

Our new brand is more than a symbolic gesture or statement; it is a promise. It reflects our commitment to empowering and delivering for shareholders, championing community development and growth while embracing a future filled with possibilities.

It honours our legacy while driving us forward, reminding us that the same spirit that built Roshgold will lay the foundation for an era of even greater success.

As we step boldly into this future, we invite you to embark on this journey with us into the future Together, we continue to transform dreams into financial independence, partnerships into prosperity and milestones into legacies

Here’s to the next 40 years of shared success with a renewed identity that’s as ambitious and dynamic as the Roshgold community itself!

WHY ROSHGOLD’S AGM IS MORE THAN JUST A BUSINESS MEETING

On Sunday, 24th November 2024, Roshgold marked a significant milestone our 40th Annual General Meeting (AGM) While an AGM is traditionally defined as a formal gathering to present a company’s financial performance and strategic outlook, Roshgold’s annual meets, elevate the experience, blending professionalism with a touch of warmth and community spirit. An inspirational get together!

Make no mistake this is an AGM in every sense. We take pride in sharing business updates, financial insights and strategic insights from talented keynote speakers. Add a spicy dose of fun and food helps entertain many different stakeholders

However, at Roshgold, we believe that an AGM should not only serve as a reporting exercise but also as a platform to inspire, connect and build trust with our shareholders.

Roshgold shareholders are not merely shareholders; they are family Each AGM is an opportunity to celebrate the shared vision that has propelled us forward for 40 years. It is about honouring the past while looking boldly toward the future As Mr Haroun Pochee, Roshgolds CEO and founding member, eloquently put it:

"Why do so many people come out (and attend), especially on a Sunday morning?"

His answer: “These are dynamic people that are and looking to be involved in the (Roshgold) community so that we can all grow together. Now that is one aspect of Roshgold that we cannot forget going into the future ”

This sense of shared purpose and community defines our common interests. We don’t just present numbers; we bring them to life, showing how every investment impacts our journey.

At the same time, we recognize that business doesn’t thrive in isolation. A memorable AGM fosters unity, encourages collaboration and sets the tone for the year ahead. Whether through inspirational speakers, meaningful connections or reflections on the Roshgold story, we strive to make each AGM an experience that energizes and motivates

As we look ahead to the future, the Roshgold AGM remains grounded in its purpose: to serve our shareholders with transparency, to strengthen our collective goals and to ensure that our legacy is one of innovation and impact.

To paraphrase Helen Keller: “Alone we can do so little; together we can do so much.” The Roshgold AGM is a testament to what we can achieve when business excellence and community spirit come together

AMESSAGEFROMOUR CHAIRMAN

In an address nostalgic with reflection, gratitude and forward-looking optimism, Ebrahim Sujee, Chairman of Roshgold, addressed a packed venue of shareholders and guests His wonderful story captured the essence of Roshgold’s remarkable journey, its steadfast commitment to its shareholders, and its bold aspirations for the future.

“Roshgoldwasnotjustbuiltto exist;itwasbuilttoendureand excel,”

Mr Sujee said, reflecting on the organization’s origins Over four decades, Roshgold has grown into a bastion of financial strength, prudence and Shariahcompliant integrity. From humble beginnings, it has navigated seismic economic shifts and global challenges, emerging resilient and steadfast.

Paying homage to the founders and past leaders, Mr Sujee emphasized, “We stand on the shoulders of giants Their wisdom and sacrifices are the foundation of Roshgold’s success today ” He also commended the efforts of past and present board members, management and staff who have remained dedicated to serving the interests of shareholders.

Mr Sujee shared key principles that have guided Roshgold’s success: prudent investment decisions, rigorous cash flow management, and unwavering integrity.

“Yourvalueisalwaysdetermined byyourintegrityandhumility,”

he reminded, urging future leaders to maintain these core values while embracing innovation

He acknowledged the ever-changing landscape of business, emphasizing that adaptability and technological advancement are essential

"Artificial intelligence and digitization are no longer optional they are the keys to efficiency and competitiveness," he stated, reinforcing Roshgold's commitment to embracing the future while remaining true to its roots

Mr Sujee expressed optimism for the years ahead, highlighting exciting ventures such as an investment in an offshore venture capital fund and continued expansion in Shariah-compliant property portfolios. He emphasized the group’s focus on creating long-term value for its shareholders, ensuring sustainability, a growing revenue stream and growth across generations

“Roshgoldisheretocreatealegacythatextendsfarbeyondtoday,”

he declared, inviting shareholders to deepen their involvement and encourage the next generation to invest.

THE ADDRESS CONCLUDED WITH A HEARTFELT CALL TO ACTION:

“Wearenotjustagroup;weareacommunity,afamily.Let’scontinue thisjourneytogether stronger,wiserandmoreunited.”

As Roshgold celebrates 40 years of excellence, it also opens its doors to those seeking a secure and purpose-driven investment. With a proven track record, annual returns, innovative vision and commitment to its shareholders, Roshgold remains a beacon of trust and opportunity

He invited those present; “Join us in shaping the next chapter of this remarkable journey ”

INSIGHTS FROM KEYNOTE

@40TH AGM

On a bright Sunday morning, Zunaid Bulbulia, a distinguished business leader and technology strategist, took the center stage to deliver a keynote address that resonated deeply with the Roshgold community With his characteristic humor and humility, Zunaid sports a mountain of experience, with over thirty years in telecommunications. He held key roles, including CEO of MTN South Africa.

A PERSONAL CONNECTION TO ROSHNEE

Zunaid began his speech by sharing heartfelt memories of his ties to Roshnee, a community that shaped his childhood. With fond anecdotes, he recalled how the threat of being sent to reform school transformed into the idea of being sent to Roshnee a testament to the area’s endearing place in his family’s narrative Zunaid extended his gratitude for the collective efforts that have enriched his upbringing and Roshnee’s legacy.

THE POWER OF TECHNOLOGY

Drawing from decades of experience in the tech industry, Zunaid explored how mobile technology has revolutionized the world since MTN's inception in 1994 He marveled at the evolution of cell phones, whose modern capabilities outstrip those of the computers used during the moon landing. With mobile device advances in memory, photography and processing power, cell phones have become essential gateways to the internet and commerce.

He emphasized the need for businesses to embrace digitization, as the internet is now the primary marketplace for many types of business interaction For those lagging behind, Zunaid offered reassurance: adopting technology later often means benefiting from reduced costs and fewer bugs However, he cautioned against rushing into investments without a clear understanding of their purpose, reminding business owners that technology cannot fix foundational issues.

STAYING SECURE IN A DIGITAL WORLD

As businesses increasingly move online, cybercrime has grown more sophisticated. Zunaid urged companies to strengthen their cybersecurity measures, recognizing that safeguarding digital assets is paramount in today’s landscape

HARNESSING THE POWER OF AI

Zunaid demystified artificial intelligence, explaining that it has been around for years even in early mobile networks. Today, AI has the power to transform businesses by automating mundane tasks, enabling leaders to focus on high-value activities From optimizing pricing strategies to enhancing operational efficiency, AI is a tool that businesses must leverage thoughtfully to thrive in the competitive market.

INSPIRING THE NEXT GENERATION

Looking to the future, Zunaid stressed the importance of preparing youth for careers aligned with technological trends He encouraged the community to embrace educational opportunities in digital business, ensuring the next generation is equipped with the skills needed to excel in a tech-driven economy

A CALL TO ACTION

Zunaid concluded with a powerful message: technology and AI are not just tools but opportunities to elevate businesses, scale operations, and reach broader markets He urged business owners to ask the right questions about technology investments and strategies, ensuring every step forward aligns with their goals.

Zunaid extended an open invitation to collaborate and consult His approachable demeanor and wealth of knowledge underscored the importance of dialogue and shared growth within the Roshgold community

Zunaid’s keynote left the audience inspired and empowered, reaffirming Roshgold’s commitment to fostering innovation and leadership as it embarks on its next chapter.

STRIKING GOLD WITH ROSHGOLD

Winner#1

WINNERS OF OUR KRUGER COIN COMPETION

VhasekaneLadiesClubWins

KrugerCoinatRoshgold’s 40thAnniversary

Attending Roshgold's 40th anniversary was an unforgettable experience for the Vhasekane Ladies Club. The biggest highlight for them was winning the coveted Kruger Coin prize.

The moment they were announced as the winners was surreal Overwhelmed with joy and surprise, the news took a few moments to sink in “It felt like a dream, an incredible feeling, and we felt so grateful and honored to have been the winners,

says Sarah Maziya a co-founder of the club. Their friends and family were equally ecstatic, celebrating the win with screams of excitement and heartfelt congratulations “Itfeltlikeadream,anincrediblefeeling,andwe feltsogratefulandhonoredtohavebeenthe winners,”

ROSHGOLD SHAREHOLDER SECURES A GOLDEN FORTUNE Winner#2

Muhammed Asfahani Sather was announced as the Roshgold winner of a one-ounce Kruger coin Muhammed, who grew up in Roshnee and now resides in Bramley Johannesburg with his family. He operates his own company specializing in Data Analytics and Audit Support

His reaction to winning was one of disbelief and excitement, as at the time of the live announcement, he was not present at the Roshgold AGM When his uncle Mr Kassim, and Riaz Asmal called to inform him of his win, he thought it was a prank. A quick call to Roshgold confirmed the thrilling news, leaving Muhammed and his family overjoyed "I honestly thought they were pranking me!" he recalls "I called up Roshgold expecting them to say they had no idea who I was, but instead they congratulated me."

A shareholder since 2021, Muhammed transferred to Roshgold to maintain his connection after the closure of Roshmed “This win will be my first big experience with Roshgold. However, with Roshmed, they were always kind and helpful and always covered and supported us with hospital admin and related challenges The Roshmed team really took the stress away over the years when our kids were born.”

Muhammed expressed his gratitude to Roshgold's teams for their continued efforts and support, wishing for ongoing strength and guidance for the community. And with a touch of humor, he wonders where to hide his new Kruger coin

Wefeatureashortinterviewcoveringthis excitingwin:

CanyoupleasetellusabitabouttheVhasekaneLadiesClub?

Vhasekane ladies Club was formed in 2019, and the group was founded by 12 members which are all ladies We, members of Vhasekane Ladies Club, are convinced that unity is the key to future development

Our aims and objectives are to promote financial development in order to achieve financial breakthrough through mobilization of savings and Investments and we are aware that the aforementioned cannot be attained without deliberate unification of the members We started investing with Roshgold in 2021, so it has been 3 years now

We were completely overwhelmed with joy and surprise when we found out we won the prize, it took few moments for the news to sink in. it felt like a dream, it was incredible feeling, and we felt so grateful and honoured to have been the winners It was a special moment that we will always treasure We give thanks to God the Almighty as it was through his mercy that we won

Howdidyourfriendsandfamilyreacttothenewsofyourwin?

We could not wait to get home to share the good news with our families and friends,they were absolutely overjoyed when they heard the news, they were screaming with excitement and wished us well. And this has been an inspiration to them. It’s the first time we have ever won something like this

WhatmotivatedthegrouptobecomeshareholderswithRoshgoldinitially?

We were looking to invest in a company with strong growth potential and a solid track record of execution We approached few Financial Institutions and one of the Co-founders of the Organization told us about Roshgold Investments and during our Annual General Meeting we looked at the pamphlets she brought and the magazines Looking at what the company offers to investors and the number of years the company has been in existence with a good track record of paying good returns, we also browsed through latest Financial Statements at that time and we were impressed at the figures and we took a decision that we are investing in Roshgold In conclusion I can say we chose Roshgold Investments because of it's a fast strong growth potential, innovative technology, and experienced management team. We believe the company is well-positioned to the development of communities including group like us who are new in the sector and to deliver strong returns for investors

Howhasyourexperienceasshareholdersbeenovertheyears?

Over the past 3 years, our experience as shareholder has been largely positive. We've received consistent dividend payments. Overall, we are pleased with our investment and look forward to seeing the company's continued growth and success

For us winning a Krugerrand represents a valuable addition to our investment portfolio As a gold coin, it has an inherent value and can be hedge against inflation and market volatility.

CanyoushareanypersonalstoriesorexperiencesthathighlighttheimpactRoshgold hashadonyourlifeorcommunity?

The fact that Roshgold opened their doors for us to invest has really impacted our lives as a group, today our group has won for the first time a valuable gold coin and we will forever be grateful for this opportunity This has will leave a permanent mark in us

Whatadvicewouldyougivetoneworpotentialshareholdersconsideringinvestingin Roshgold?

Investing in Roshgold is a financial security for the future and the generations after us. By investing in Roshgold you will have peace of mind knowing that your investments it’s in good hands

Anyfinalwords/comments?

We are truly honoured and humbled to receive this prize This is a big thing for our Investment Club We appreciate the opportunity given and we are thrilled to have emerged as the winner

Once again, thank you very much Roshgold Investments You are the best!

Roshgol Tivi

HAVING FUN CELEBRATING KNOWLEDGE AT THE AGM

There was a buzz as the meeting veered to a lighter note, with the introduction of a Roshgold Trivia Quiz It was a fun, engaging activity that had attendees buzzing in anticipation with excitement. Hosted by Roshgold’s very own, dynamic duo Mohammed Dadoo and Shaakira Rahiman, the trivia game blended entertainment and education, quizzing participants on a journey through Roshgold’s inspiring history, impactful projects and notable milestones.

From its founding in 1984 to its current status with assets at nearly R600 million, the trivia questions highlighted the incredible achievements of Roshgold over its fourty-year legacy. The quiz format ensured every participant had a chance to compete in real-time via a digital app, creating a lively and interactive atmosphere

AJOURNEYTHROUGH ROSHGOLD'SLEGACY

The quiz featured ten questions covering pivotal moments and key facts about Roshgold. Attendees flexed their knowledge on everything from the company’s origins to its innovative initiatives, such as the launch of a new logo and website this year. Each question, creatively framed and expertly delivered by the hosts, made the audience laugh, think and cheer as they raced to answer correctly

BIGPRIZES,BIGGERSMILES

Adding to the excitement, top performers on the leaderboard were rewarded with amazing prizes:

1st Prize: A Kenwood Airfryer, the perfect kitchen companion for a healthier lifestyle, sponsored by Expert Diamond Corner Winner - Salim Motala

2nd & 3rd Prizes: Smartwatches, generously sponsored by MTN Vereeniging, combining style and technology for everyday convenience Winners - Nasir Seedat & Muhammad Dadabhay

The enthusiasm in the room was palpable as winners were celebrated, but the true victory lay in the collective engagement and shared learning experience.

WHYTHISTRIVIAMATTERS?

The Roshgold Trivia Quiz wasn’t just a game it was a reflection of Roshgolds commitment to fostering a sense of community and pride among its stakeholders. By weaving entertainment into the AGM, Roshgold demonstrated that its story is not just about numbers and investments; it’s about people, values, and the collective spirit that drives its success.

As Shaakira summed it up perfectly:

“Remember, it’s not just about winning; it’s about learning and enjoying the process ”

With this quiz, Roshgold brought its history to life in a way that inspired everyone in the room to continue growing alongside the organization What’s next for Roshgold? If this year’s trivia is anything to go by, it’s bound to be extraordinary.

THROUGH THE LENS: ROSHGOLD AGM 2024

Experience the energy, inspiration and milestones of our 40th Annual General Meeting through this curated collection of photos and videos From the thought-provoking keynote address to the vibrant moments that brought us together, every highlight celebrates our journey and vision of the future.

Watch the full live stream replay here, relive the magic with the AGM recap video and immerse yourself in snapshots of this unforgettable celebration

WINNERS WINNERS W NERS WINNERS

WINNERS: WINNERS: Agm2024

Congratulations to our Roshgold Kidz Club Members who have won R500 in an AlBaraka Bank Account! 1. 2. 3. ZaynabPandor MuhammedKarani SabeehahLimbada

PrizessponsoredbyAlBarakaBank

NasirSeedat SalimMotala MuhammadDadabhay

Prizessponsoredby: ExpertDiamondCorner-KenwoodAirfryer&Oven MTNVereeeniging-2xSmartWatches Congratulationstoourwinners! 1. 2. 3. @noorul m @attiyyah @taskeen mia

Prizessponsoredby: AlBarakaBank-2xSerendipioCoolers RoshgoldInvestmentHoldings-Hamper SOCIALMEDIACOMPETITION

PADEL FOR A PURPOSE

ADAYOFFUN,UNITYANDIMPACT

Attending the "Padel for a Purpose" charity fund-raising tournament as part of the Roshgold Kidz Club Team was an experience I'll never forget Hosted by Padel Grail Roshnee Padel Inyata in support of fundraising efforts for the Roshnee Feeding Scheme, this event was a perfect blend of competition, community and compassion

The energy was palpable from the moment the Roshgold Team set-up Competitors included both seasoned players and enthusiastic newcomers, each player geared up for an exciting weekend of padel The friendly banter and competitive spirit on the courts was infectious, making every match a thrill to watch. Families and friends gathered around supporting their teams as the air was filled with excitement, anticipation and laughter and the tantalizing aroma of delicious food from various stalls wafted invitingly through the air

The Roshgold Kidz Club Tent was strategically pitched directly opposite the courts We offered and encouraged hands-on arts and crafts activities. The children enjoyed making padel-themed key rings This activity was done in conjunction with a local art company, Art Escape. The little ones also partook in our padel coloring-in sheets with much glee and delight It was a pleasure for the Roshgold Team to sit at the children's little tables and support the kiddos and work hand-in-hand with them to have fun, creating memorable moments and smiles all around

Our Kidz Club mascot, Zahab also made a special appearance spurring on the younger players and keeping the atmosphere fun and lively.

The true magic of the day was in its purpose. Every paddle swing and every cheer from the sidelines contributed to an incredible cause: supporting the Roshnee Feeding Scheme. This amazing organization provides over 8,500 meals daily to those in need: along with food hampers, clothing and essential items This cause aims at restoring the dignity and hope to countless lives

The sense of community could be felt and was heartwarming. The event raised muchneeded funds for the Roshnee Feeding Scheme, ensuring that their vital work can continue The organisers’ and sponsors’ commitment to making this an annual event was inspiring, and I can't wait to see how it grows and impacts even more lives in the future.

As we look forward to future events, we encourage our readers to stay connected, join in and follow the journey on Padel for Purpose's website and social media channels.

Roshgold Kidz Club also looks forward to an exciting 2025 We will be popping up at various schools and events. If you would like us to visit your area or institution, pop us an email on info@roshgold.co.za.

We appeal to readers to consider making contributions to the Roshnee Feeding Scheme Contact Aaadilah, Shaakira or Mohammed at the Roshgold offices or email us.

Roshgold truly believes in and champions our youth Our youth are our future!

WRITTEN BY SHAAKIRA RAHIMAN PHOTOGRAPHY: YUNUS CHAMDA

ENTREPRENEURS IN ACTION

Welcome to this special Roshgold Kidz Club Feature where we highlight the entrepreneurial journeys of three young and inspiring boys: Aasim Ashraff, Muhammad Hafs Nana, and Amaan Ashraff. These young entrepreneurs have embarked on their first business ventures with enthusiasm, creativity and valuable lessons learned along the way Join us in exploring their entrepreneurial journeys.

Aasim Ashraff: The Pencil Prodigy

My name is Aasim Ashraff I'm 12 years old I started my business journey in grade four at my old school, and now I’m in grade five My first venture was selling NS clutch pencils I would buy packs of three for R20 and sell each pencil for R30. I was thrilled to sell almost every day Through this experience I learnt a lot, especially about dealing with different types of customers Some knew exactly what they wanted, while others took their time deciding, often causing delays. I learned the importance of patience and good communication, and I realized that not everyone thinks the same way. In the future, I aspire to start a business, though I’m still figuring out what type it will be

Muhammad Hafs Nana: The Sweet Mix Maestro

My name is Muhammad Hafs Nana I am 12 years old and I attend An Nawawi Academy My cousins and I recently set up a stall at the Dadaville Gardens Pre-Primary School's awards event at in Roshnee Inspired by our school's market day, where my cousin sold my mother’s tasty and zesty sweet mixes, we decided to start our own small business The event was a success, thanks to good weather and enthusiastic visitors. One of the biggest lessons I learned was the importance of patience, as customers will eventually come to your stall. Our parents were incredibly supportive, providing encouragement and financial assistance Our goal is to grow our venture into a well-known brand that delights sweet-tooth cravings everywhere. Our advice to fellow young entrepreneurs “always be prepared and never give up ”

Amaan Ashraff: The Budding Businessman

Slmz, my name is Amaan Ashraff and I'm 14 years old. I am in grade seven and my hobbies include grappling, soccer, cricket and business I recently attended the Deen Team Youth Money Workshop, where I learned a lot about business from the presenters This, along with my EMS market day, inspired me to start my own business. I had a great experience running a stall outside the Dadaville Gardens concert, and I look forward to doing it again A key lesson I’ve learnt is to always be kind and patient with customers Our business strengths include having solid business ideas and strong family support. However, we don’t have enough experience in running a stall business. Our goal is to gather new ideas and grow our business into a major brand Remember, things may not always go as planned, but never give up and always remember that Allah is with you.

The stories of Aasim, Muhammad Hafs, and Amaan are a testament to the spirit of young entrepreneurship. They remind us that with determination, patience and a little help from families, our ideas can become reality Keep dreaming big, Roshgold Kidz Club members and maybe your dream story will be featured in a future issue!

RECOMMENDED READ

TheMightyWatermelon

The Mighty Watermelon, written by Safeera Kaka, is a delightful children's book that takes readers on an enchanting journey through Palestine The story follows the adventures of a tiny watermelon, blending themes of courage, prayer, and perseverance in a heartwarming tale

Young readers are introduced to the rich culture and history of Palestine in a way that is relatable to young minds. The stunning visuals by Jehan Ara Khonat add a vibrant touch to the tale, making each page a visual treat Through the tiny watermelon's journey, children learn the significance of staying strong in the face of adversity The power of prayer and hope is a strong theme throughout the book, drawing strength and valuable lessons from the Palestinian people and their trials. This makes it an excellent addition to any child's bookshelf, providing not only an excellent read just in time for the holidays but also meaningful lessons

The Mighty Watermelon is available for purchase at R250, with pickup points available countrywide To get your copy, visit Safeera's website at www safeera co za or follow @themightywatermelon on social media for more information.

ESCAPE THE CROWDS:

1

Port St Johns, Eastern Cape

Explore the breathtaking landscapes of the Wild Coast by hiking along the trails, visit the iconic Red Cliffs, or enjoy water activities like kayaking and fishing in the Umzimvubu River. You can also visit the famous “Hole in the Wall,” or experience the local Xhosa culture at the Isinuka Sulenkama Cultural Village Sounds like a peaceful holiday indeed!

2

Drakensberg, KwaZulu-Natal

South Africa’s Drakensberg region has loads to offer, from discovering the ancient San rock art at Kamberg Nature Reserve to hiking the many trails. Or, you can simply relax and enjoy the serene landscape.

Storms River, Western Cape

Situated in the Tsitsikamma National Park, this area is a nature-lover’s paradise Do an adventurous canopy tour, go ziplining through the lush forest or kayak along the Storms River Mouth Unwind and grab the binocs for some epic bird watching Extracted from travelstart.co.za, written by

4

Port Elizabeth

With moderate temperatures throughout the year, Port Elizabeth is a water sports destination of choice for many With a variety of thrilling activities including windsurfing, scuba diving and deep-sea or surf fishing It has also been hailed one of the best sailing locations in the world Behold the beauty of nature at the various hiking trails along the coast or in dense foliage or spend two hours galloping on horseback along the coastline

Upington, Northern Cape

Experience the Orange River’s calm beauty with a leisurely river cruise, or discover the Augrabies Falls National Park for nature walks and photo ops. Other fun outings include the Kalahari-Oranje Museum, and a trip to the Kgalagadi Transfrontier Park for game viewing.

5

REFRESHING DELIGHTS

DeliciousBeveragesto RefreshandRejuvenate

BLEND IT YOUR WAY

DeliciousBeveragesto RefreshandRejuvenate

SIP, ENJOY AND RELISH

DeliciousBeveragesto RefreshandRejuvenate

INVEST NOW & SAVE

FOR A RAINY DAY LATER!

INVEST REGULARLY FOR YOUR FAMILY’S FINANCIAL SECURITY!

For over forty years, Roshgold has championed, empowered and created nest eggs for our unique community. We build a solid investment portfolio with prudent investing, financial strength and annual returns through a trusted, Shariah-compliant investment platform. Built on principles of integrity, collective growth, and responsible wealth creation. Roshgold’s track record is envious and speaks for itself. A forty-year track record of Returns, Assets and Corporate Governance.

Secure yours and your family’s future, just as we built and secured the Roshgold Community one investment at a time. How better to build a lasting financial foundation for you and the next generation?

Call us and check your options! It is as easy and flexible to tailor to your needs. Roshgold offers options designed to grow alongside your goals.

Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.
Roshgold News Dec 2024 by roshgoldgroup - Issuu