Anders Capital Group - Brokerage Solutions

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B R O KE R AGE S O LU T I O N S

IB U YE R S O LU T IO NS

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FOR YOUR BROKERAGE

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ABOUT A ND ER S CAPITA L G R OUP

We specialize in the acquisition, development, and management of residential properties throughout the U.S. Our executive management team has more than 60+ years of collective experience within the real estate markets, including affordable housing, private mortgage finance, public policy, and strategic investments. This experience and market knowledge allow us the ability to source the right opportunities that bring value to our clients.

WHY WE’ R E D IF F ER ENT We are pro-REALTORŽ We do not charge the seller a commission We will pay closing costs

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We buy almost anything!

Other iBuyer platforms do not allow: - Older homes

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- Homes on land greater than an acre

- Homeswith non-permitted additions - Homes with clouded title

- Homes that require extensive rehab

- Homes outside of pre-approved areas

Together, with our other divisions, we can provide a steady referral of business to our trusted partners/investor network. Lets get started today.

For more information about Anders Offers, or to apply to become a preferred broker, please contact:

KEVI N EA R N ES T | 407 .25 2.18 1 4 | KE A R N E S T@ A N D E R S C A P GR O U P.COM

I B U YE R S O LU T I O N S

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Significant changes have occurred in the Real Estate Industry over the last two decades. Rapid shifts in technology, consumer behavior and societal expectations continue to evolve, making real estate transactions faster, easier and in many cases - without the assistance and expertise of a local real estate agent. At Anders, we believe there is a better solution. Anders Offers was developed to keep the brokerage and agent involved in the instant cash offer, as well as deliver closed sales to all parties involved.

FOR YOUR BROKERAGE

H OW I T WO R K S

Our instant offer platform provides homeowners in your market with the option for a quick-close cash offer ADVA N TAG E S TO T H E S E L L E R No need to make repairs to the home Options to cater to the urgency of the client Seller is not required to pay commission Client recieves guidance by local experts in their city Truly turn-key process to sell their home

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ADVA N TAG E S TO T H E B R O KE R

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Access to institutional cash to be able to offer a TRUE immediate offer platform Keeps the REALTORÂŽ involved in the home-selling process

Provides more options for the homeowner, resulting in more listings from motivated sellers Keeps the agent-client model at the forefront of your service offerings Another tool to help recruit top talent in your area

For more information about Anders Offers, or to apply to become a preferred broker, please contact:

KEVI N EA R N ES T | 407 .25 2.18 1 4 | KE A R N E S T@ A N D E R S C A P GR O UP.COM

L I N E O F CR E D I T

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SUPPORTING YOUR FUNDING NEEDS

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An Anders Line of Credit is a commitment from Anders to fund your residential projects up to a predetermined limit. This credit facility is utilized by adding properties to the line via individual loans on each property. The terms below pertain to 1-4 residential properties. We offer multiple options for your line and we provide flexibility based on the volume you anticipate over the coming years. Your points and interest rate will be determined by the amount of volume you are doing and the amount of down payment you plan on investing. We can put a customized plan together that is just right for you.

AN D ER S L I NE OF C R ED I T T E R M S AMOUNT of LINE

CREDIT FACILITY FEE one year two year

ONE-TIME LEGAL FEE

$1,000,000

1.00%

1.00%

$1,999

$2,000,000

1.00%

1.50%

$1,495

$5,000,000

0.75%

1.25%

waived

$10,000,000

0.50%

1.00%

waived

Cross-collateralized loans are also available upon approval. This line can be used for “fix and flip” and “fix and hold” residential projects. We offer New Construction and Multi-Family loans that can be added to your Line of Credit with Anders. call for a quote if you have those needs.

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LINE of CREDIT

1st million

POINTS 2nd million

subsequent

LTV and INTEREST RATES* 90% of total 85% of total 80% of total

FEES processing attorney draw inspections

None

3%

3%

3%

N/A

11.99%

12.99%

$1,295

$1,295 $350

1 yr LOC

2%

1%

.50%

11.99%

10.99%

9.99%

$895

$999

$295

2 yr LOC

1%

.50%

.50%

11.99%

10.99%

9.99%

$795

$999

$295

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* These points are based off of annual amount drawn on the Line of Credit. They reset each year regardless of LOC Term. * LTVs are calculated by adding Purchase Price plus Rehab

This is not an offer or commitment. Rates, terms and conditions may be changed without notice. These rates are based on qualification of project and borrower. Rates and terms may be adjusted if borrower or project does not meet underwriting guidelines. *Up to 100% of ground up construction cost. **Limit of the loan to after-repair value in addition to loan amount released at closing to as-is cost. * Rate will adjust if extension is needed.

For more information about Anders Offers, or to apply to become a preferred broker, please contact:

KEVI N EA R N ES T | 407 .25 2.18 1 4 | KE A R N E S T@ A N D E R S C A P GR O U P.COM

LOAN O PTI O N S WE O F FER

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Anders Lending is a division of Anders Capital Group - a company comprised of individuals with a solid background in Real Estate Investing, Lending, Capital Markets, Asset Management, Banking, and Construction. The founders of our company have helped orchestrate the renovations and sales of over 2,000 homes over the past two decades. Also, we have built and managed rental portfolios of 1,000+ properties. As a result, we have a strong understanding of what your business needs to succeed.

As investors, we’ve used several lenders along the way and learned the challenges this unique space holds. We have also worked with hundreds of investors - both in the U.S. and worldwide.

The principles of Anders have raised and deployed hundreds of millions of dollars in the real estate arena. Leveraging the experience as both lenders and operators, Anders Lending is a natural extension of the executive management team of Anders Capital Group and a nationwide provider of short-term real estate loans, also known as private or hard money loans.

There are many variables that go into making a decision to lend, but our underwriting lethod is unique in that we take a subjective, common sense approach to assessing each project - which is typically a combination of the borrower’s experience and the project itself. At the end of the day, our goal is to work closely with our clients to loan them the money they need for their project to be successful.

1-4 Residential fix and flip 1-4 Residential fix and hold - 2-step process - Purchase and rehab funded first - Property is rented out - Permanent financing offered New construction of all types of residential 5-50 unit Multi-Family Bridge 50-100+ Multi-Family Bridge Senior-preferred equity available for sponsors/operators - Minimum 500 units owned - B and C value-add assets - 1 million minimum investment per preferred equity deal - Can be combined with our bridge product Small commercial on a case-by-case basis

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For larger and more experienced investors, Anders Capital Group can help source additional assets for your investment needs. We are looking for companies in all 50 states to help us move assets and utilize our leverage facility. The ideal candidate has completed 30 flips or more and has proven resources to handle volume in their markert. (Contractor and Broker license is a plus.) To your right, you will find a list of the various types of loans we offer. For more information or to discuss a particular project need, please contact me anytime.

A ND ERS C A PG ROU P.CO M

CO N TACT

Kevin Earnest

Sr. Vice President Business Development

P: 407.252.6282 E: KEarnest@AndersCapGroup.com W: www. AndersCapGroup.com Office: 174 W. Comstock Suite 113 Winter Park, FL 32708