Business MK September 24

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Inside your edition this month

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Photography: Steve Brill

Directors: The time was right to sell

Luxury car specialist agrees investment deal

Celebrities, sports stars and the wealthy with a desire for a vehicle that stands out from the crowd turn to an expert in bespoke modifications to the world’s leading luxury car brands.

Urban Automotive Group, based at Tongwell in Milton Keynes, is renowned worldwide for its expertise in adding the individual touches to already eyecatching cars, including Lamborghini, Land Rover, Mercedes and Rolls Royce.

Now the company has reached agreement after a year of negotiations

on investment from AM Group Holdings, its European distributor, to accelerate the company’s growth plans. Urban Automotive was advised in the deal by lawyers at the Milton Keynes office of law firm Freeths. Corporate director James Cowell said:

“I look forward to seeing the combined business develop this incredibly successful business model and wellknown brand to new heights.”

Urban Automotive has an approved used vehicle showroom at Old Stratford.

It has been in the same family for more than 75 years. Now Frosts Garden Centre in Woburn Sands has new owners.

The Frost family, led by directors James and Jeremy Frost, have completed the sale of the business to The Blue Diamond Group. The new owner already runs 44 garden centres across the UK and in the Channel Islands.

The Blue Diamond Group’s chief executive Alan Roper said: “Frosts Garden Centre is a thriving and respected family business with a unique brand and excellent reputation within the local community. Blue Diamond is proud to be the new owner of this aspirational garden centre. We intend to protect its heritage and core values whilst driving the business forward into the future and are delighted to welcome Frosts into the Blue Diamond portfolio.”

Frosts was founded in 1946 as a nursery by Harvey Frost and his wife Vera. Their son Brian opened the nursery to the public and in 1972 partnered with the Godber family to develop Willington Garden Centre near Bedford. Discussions are ongoing on its future.

Current managing director James and his brother Jeremy said in a statement: “When our grandfather started this business in 1946, he could not possibly have foreseen how Frosts would develop - it has been our family’s passion now for over 75 years.

“We are not getting any younger and there is no one in the Frost family to take over the reins. Therefore, when we received an approach from The Blue Diamond Group to buy Frosts, we concluded that the time was right - not only for us but also for the business.”

‘We can make a positive impact on our local economy’

Businessman Simon Cox has been appointed as head of policy for Milton Keynes Chamber of Commerce. He takes up his new role this month, succeeding Sean Rose.

Simon will combine his policy role at the Milton Keynes and Northamptonshire Chambers with his work as co-founder of Northamptonshire membership group NNBN. “Together we can make a positive impact on our local economy and community,” he said.

In his Chamber role, Simon will lead the Chambers’ policy initiatives, working with local businesses, government officials, and other stakeholders to ensure that the voice of the local business community is heard and represented. His expertise in business advocacy and

policy development will be instrumental in shaping policies that promote economic growth, support local enterprises, and enhance the overall business environment in the region, said the Chambers’ chief executive Louise Wall.

“Simon’s extensive experience and understanding of the local business landscape will be invaluable as we continue to advocate for policies that benefit our members and the wider community,” she added.

Simon said: “I am honoured to take on the role. I look forward to working with the Chamber’s members and partners to develop and implement policies that drive economic growth and support the success of businesses throughout the local business community.”

James (left) and Jeremy Frost

US investors seal Helix acquisition

Private equity investor MiddleGround Capital has concluded a deal for a majority ownership stake in Milton Keynes-based designer and manufacturer of high-performance electric powertrains Helix.

The technology invented and developed by Helix is already at work in top-level motorsport, vertical take-off and landing aircraft, sports cars, motorbikes and boats.

The new ownership by USA-based Middleground will enable Helix to invest in product development, increase production at its technical centre headquarters at Shenley Wood and expand into new markets including the USA and Canada.

“For 15 years Helix has been a pioneer in the realisation of powerful, compact, efficient electric drive systems enabling our clients to achieve outstanding, often record-breaking products,” said its director and chief executive Darren Cairns.

“We have established a proven track record,and our Scalable Core Technology has become one of the most trusted sources for high-performance electric propulsion products in the eMotorsport

and hypercar markets. With the support of MiddleGround’s operational expertise and guidance, I am confident that we will have the necessary tools to continue to ramp up growth efforts and reach a wider range of clients at a greater scale.”

MiddleGround Capital has extensive experience in the high-performance motorsport sector through its portfolio investments, including the UK-based Xtrac, a leading global supplier of professional motorsport and specialised high-performance automotive transmission systems.

It has also invested in New Eagle, which provides proprietary hardware and software solutions for the development of control systems for applications including autonomous and electric vehicles as well as Race Winning Brands, a manufacturer and marketer of racing and highperformance engine components.

“The company is well positioned to scale its product offerings and expand its addressable market.”

Helix’s chief executive Darren Cairns (right) with Robert Jonkers, MiddleGround Capital’s managing director and head of EU operations

The investment in Helix represents the fourth transaction completed by MiddleGround’s European team since the establishment of its Amsterdam office in January 2023.

MiddleGround’s founding partner John Stewart said: “Our investment in Helix represents a continuation of our strategy of partnering with leading companies aligned with our Mobility Thesis, particularly given their pioneering, high-performance motor and inverter technology. The company is well positioned to scale its product offerings and expand its addressable market, capitalising on the shift towards electric vehicles.

“We are very excited to lend our deep operational experience to their talented team and to assist them in reaching their next stage of growth.”

Helix has a reputation as one of the most trusted sources for highperformance electric propulsion solutions. MiddleGround aims to add value and unlock future revenue growth by further enhancing Helix’s commercial strategy, expanding its production capacity to meet increasing demand, implementing procurement best practices, investing in new product development and expanding into new markets and product segments in the USA.

Milton Keynes-based law firm EMW advised Helix on the deal.

“We are thrilled to expand our coverage of hypercar and motorsport sectors and to build our presence in marine and aerospace with this strategic investment,” said Alex Van Der Have, MiddleGround managing director, investments.

“Helix is a leader in developing advanced powertrain solutions and our teams have a natural alignment on how best to approach this fast-paced and growing industry sector.”

Powering up the EV battery industry

Production is under way of highperformance resources at a factory in Milton Keynes that are set to accelerate the development of the UK’s electric vehicle battery manufacturing industry.

Lithium Iron Phosphate and Lithium Manganese Iron Phosphate cathode active materials are being produced at the Kiln Farm factory of Integrals Power. The pioneering new plant has gone into full production of up to 20 tonnes a year – the equivalent of 250 electric cars. The material is being assessed by cell suppliers, battery and vehicle manufacturers around the world.

Integrals Power founder and chief executive Behnam Hormozi, said: “Start of production in our new pilot plant is a key milestone because it enables us to produce our high-performance LFP

and LMFP cathode active materials at volume. We believe this is one of the first facilities of its kind in the UK and is exactly the kind of state-of-the-art resource the UK battery industry needs in order to support the sustainable future growth of electromobility.”

Developed in-house, Integrals Power has created a modular production facility which can be readily scaled to higher volumes in the future to meet growing customer demand and to enable a range of different chemistries to be made. The process takes place over seven stages, and from raw materials to packaged samples ready for customers takes up to 48 hours.

Integrals Power sources its raw materials from European and North American suppliers which it says ensures a purer, higher performance LFP and

LMFP cathode materials compared to the Chinese-manufactured cathode materials which currently account for around 90% of production worldwide.

Establishing manufacturing in the UK is also a boost for the domestic battery industry by reducing its carbon footprint, enhancing supply chain security and transparency and mitigating geopolitical issues such as import tariffs on EVs and their components.

Behnam said: “The flexibility and scalability we have designed into the pilot plant from day one enables us to manufacture different grades of Lithium Iron Phosphate nanomaterials to suit different applications - from long-range electric vehicles through to off-grid energy storage - and to increase capacity to meet demand from customers in the UK and from around the world.”

Distribution firms link up to meet Europe delivery demand

Vehicle transport experts G Transport has entered into a joint working partnership with global shipping and transport specialist Bespoke Handling.

The two are among the UK’s leading names in the automotive logistics industry. G Transport has been trading from its base in Leighton Buzzard for the past 30 years and has agreed to join forces with Sussex-based Bespoke Handling to offer clients a wider range of delivery options in the UK and Europe.

“It was clear from our early days of working together that we both shared the same core values,” said G Transport

director Graham Taylor. Bespoke Handling is known for its expertise in air and sea freight, vehicle

storage and customs documentation and management.

Director Gary Ayles said: “We have worked with Graham and the team at G Transport for many years and our two companies have established ourselves as experts in automotive transport, often talking to the same clients.

“We have regularly relied on their team and worked with them and, as a company, they share the same values as us.

“I believe that our combined strengths and services will be significantly enhanced as a result of this partnership.”

Behnam Hormozi

Pumps firm buys £5.5m warehouse

Car parts manufacturer Automotive Pumps Holdings has completed the purchase of the MK:55 warehouse in Mount Farm for an undisclosed sum.

The 55,000 sq ft unit (pictured below) was on the market with Watling Real Estate at £5.5 million for previous owner

“Opportunities to acquire freehold idustrial space as good as this are few and far between.”

international gift retailer Sass & Belle. The company in turn had acquired the unit in 2022.

The property, which sits on a 2.5-acre site, has a secure gated yard, loading via two ground-floor level loading doors to the main warehouse and two to the high bay section, with two-storey offices and parking for around 33 cars.

Commercial property consultancy Kirkby Diamond, which had sold the property two years ago, was instructed by Automotive Pumps to carry out the purchase. Executive partner and head of industrial and logistics Eamon Kennedy said: “It says a lot about Kirkby Diamond and our industrial team that, having sold the property back in 2022, we were then approached by another client with a view to acquiring MK:55 on their behalf. That is something that we are rightly proud of.”

Automotive Pumps is moving to the unit from its two current premises in Dane Road, Bletchley. Kirkby Diamond is to put those properties on the market shortly, Eamon added.

Paul Quy, Kirkby Diamond’s industrial agency partner and head of agency, said: “Opportunities to acquire freehold industrial space as good as this are few and far between so we were delighted to be able to secure MK:55 on behalf of our client.”

Provider snaps up land for care home

A 60-bed care home is to be developed in Milton Keynes after notfor-profit care provider Greensleeves Care completed the acquisition of 1.2 acres of land at Newport Pagnell.

The company had agreed a conditional contract to purchase the site, off the Tickford roundabout in London Road, subject to planning. Permission for the plan has now been granted and work is to begin on the construction of 60 new rooms, day space and communal areas for the residents of Tickford Abbey.

Three industrial units at a business park in Bedfordshire have been acquired in a deal worth more than £1 million.

An unnamed investor has completed the purchase of the premises (pictured above) on Pulloxhill Business Park near Flitwick, paying on or near to the quoted sale price.

The previous owner had already sold three other units on the site, said Diccon Brearley, senior surveyor at commercial

property consultancy Kirkby Diamond which acted for the vendor.

He added: “This deal brings their involvement in the business park to a successful conclusion.

“It was very satisfying to complete this deal. Freehold industrial units become available only very rarely and so we were able to secure a single investor for these properties in what is a popular location for business.”

Commercial property consultancy Kirkby Diamond acted for the landowner in negotiations during the deal, which was for an undisclosed sum. Andrew Wright, senior partner and head of land, planning and development, said: “It means Newport Pagnell will get a fantastic new care home for elderly people which will be delivered by one of the best operators in the sector.”

When wellbeing hears the call of the wild

Wild Wellbeing Days, Wild Work Days, nature walks and evening bat walks are among the new health and wellbeing initiatives introduced by Wyboston Lakes Resort to enable delegates to ‘Experience More’ at the Bedfordshire venue.

The resort’s Begwary Brook Nature Reserve has been managed by the Wildlife Trust for Bedfordshire, Cambridgeshire and Northamptonshire for more than 20 years and is providing expert guides to help those taking part to make the most of the experience on the nature reserve.

Wild Work Days are tailor-made and include practical conservation experience and boosting wellbeing while developing team building and communication skills. The Nature Walk is a 45-minute stroll around the reserve while the Wild Wellbeing Day is a series of activities to boost mental and physical health. Wildlife Trust experts are also sharing their knowledge and insights in talks on wildlife and conservation.

“Recognising that personal well-being is paramount, we wanted to create the opportunity for event organisers to integrate healthy experiences into

Support group extends opening hours

to deliver comfort to the community

A bereavement support group run by a regional funeral director is extending its work to one Saturday morning a month at its office in Luton.

Neville Funerals runs more than 100 sessions a year at its branches in Bedfordshire, Hertfordshire and Woburn Sands near Milton Keynes. The Saturday sessions are to help those who have returned to work after a bereavement.

Luton branch manager James Witham said: “Support for those who are grieving can often be overlooked today. It is vital that we can expand our support to the weekends to offer our community that extra care they might need on days when they are more likely to have free time.”

The Talking Elephants groups were established in 2015 and offer free local face-to-face bereavement support and the opportunity to engage with others going through a similar experience. The new Saturday sessions begin this month.

Neville Funerals director Vicky Trumper said: “It is very rewarding to work with so many local venues and partners who have opened their doors and facilitated these sessions. Hopefully, this new timing will help bring the people of Luton and beyond the comfort and support other local communities have received.”

Neville Funerals offers a range of support, including free access to grief counsellors via its GriefChat web portal

event planning that can ultimately boost productivity,” said Wyboston Lakes’ chief commercial officer Richard Smith.

Outdoor activities and natural surroundings are now essential components of event programmes, he added. They provide an opportunity for delegates to take in some fresh air and enjoy some gentle exercise.

“These new corporate packages are not only good for a company’s ESG. They also offer event organisers the opportunity to turn their business conference or meeting into a truly memorable experience for their delegates.”

and a child bereavement book for children who have suffered the loss of a parent. Talking Elephants was shortlisted at this year’s AGFD Good Funeral Award for its services to bereavement support.

Said James: “Over the years, we have had some really positive feedback from communities with these groups already in place. Now is the perfect time to expand to a new time and help reach new people,”

Wyboston Lakes includes the Begwary Brook Nature reserve

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Education & Training

At The Bedford College Group, we want you to be our partners.

We are starting a new programme called the Employer Partnership Scheme and we believe it will be really beneficial for everyone involved. Companies can participate as much or as little as they want. We already work with about 1,000 employers at any one time, many of them through our highly successful apprenticeship schemes, but there is so much potential to do more together.

I speak to employers all the time who are wary of college training because they think we will not teach potential employees the things they need to know. That is why we want you to come to talk to us about the curriculum and help to shape precisely what it is that we teach so that we are filling that talent pipeline with individuals who are absolutely workready for your business.

Even a short conversation can be incredibly valuable for us to understand what you are looking for.

With that in mind, we are planning to set up a series of sector-specific advisory boards where businesses in construction or logistics or engineering can brainstorm course content. We work with some big companies but we want to collaborate with smaller businesses too.

Whether you employ 500 people or you are a one-man band, we need your input.

We do not just want your help shaping the curriculum. We want you to give our courses your stamp of approval. If we are running a health and social care course, it will be reassuring for potential students and their parents if it is endorsed by the NHS, for example.

If it is motor vehicle, again, young people will be much more likely to sign up if it is recognised by a big car company. Applicants need to know that what they are going to study will be relevant and up to date and how better to signal that than by having known brands give their approval.

We want to put your organisation’s name to classrooms. After all, if a student has spent two or three years learning in a strikingly branded classroom, they are likely to aspire and apply to those brands for work when they have finished with us.

We want your logos on our walls and we want our students in your offices, workshops and factories. Site visits are a great way to enthuse students and to open their eyes to the opportunities available within an industry.

Sectors like logistics, for example, are often quite unknown to students, who may not think there is much to them

Why partnerships are the answer to skills shortages

beyond picking and packing. When they can see for themselves the complexity of modern logistics hubs with the exciting automation and robotics involved, they are far more likely to be inspired to take up a career in the sector.

We’re on the lookout for people from industry who are willing to come to give talks to students, explaining what they do or to set real-world projects to try to come up with solutions for the problems companies face every day.

We are always in need of people who can offer student placements and work experience.

At The Bedford College Group, we are training more than 18,000 students at any one time. Some will go to university when they leave us but the majority are looking to start their careers.

That is a real talent pipeline. By working with us, you will get the chance to see that pipeline at first hand and maybe even spot the potential employees you know you are going to need.

You may think you do not have the time for any of this but how much time do you

spend on recruitment when you have a vacancy? How often do you find that new recruit has gaps in their knowledge which take even more time to fill and at what cost?

As a college, we pride ourselves on being really approachable and accessible. We do not want to just sell you a one-off training package; we want to build a long-term relationship. We will invite you to join one of our networking groups so you can talk to people working in your sector, share tips and best practice.

When I talk about partnerships, I mean partnerships. That is to say, it is a two-way street and we both have so much to gain from working with each other.

Gina Bubbins

Special link-up for skincare pioneer

Natural skincare products specialist Naturally Tiwa Skincare has gone into partnership with Willen Hospice.

The company’s products are now being sold in the hospice’s retail outlets across the area and online.

The partnership was launched at an exclusive evening event at Harrods Beauty’s store in centre:mk. Naturally Tiwa’s products include shea butterbased body foods for all skin types, including those to help with common skin conditions such as eczema, psoriasis or dermatitis. There is also a facial cleanser, facial serum and body wash.

Naturally Tiwa Skincare, based in Milton Keynes, was founded by entrepreneur Shalom Lloyd. Her son Joshua, born in 2014, suffered from severe eczema and, seeking an alternative to smothering his sensitive new skin with chemical emollients and steroids, Shalom looked to her African heritage for inspiration,

recalling recipes containing all-natural ingredients which have been used in Africa for generations.

She started to experiment in her kitchen, using high-quality shea butter as a main base, stumbled across the right formulation and within three days of application,Joshua’s skin had cleared.

Sourcing the right high-quality and premium natural ingredients is key to the business and the search for quality ingredients led her to the Kingdom of Essan in Niger State, Nigeria from where Naturally Tiwa’s high-grade shea butter ingredient - a seed fat from the shea tree – is sourced

“This collaboration is what we mean when we say that we do not do ‘ordinary’,” said Hannah White, Naturally Tiwa Skincare’s head of operations and marketing. “Being in partnership with Willen Hospice in our home town of Milton Keynes is super special.

Official ice cream sponsor and host of the event’s charity Race night… subsidence specialist Mainmark UK is heading for the I Love Claims Summer Networking Event in London this month.

Mainmark UK - which has sponsored several I Love Claims events in the past - is a subsidiary of the Australian Mainmark group of companies and has its headquarters in Milton Keynes.

Mainmark’s residential lead Freya Chapman will be attending the event, along with most of the senior team, to talk about tree-related subsidence

“We know we have great products that work, a fantastic story and we are built on incredibly strong values. So, being stocked in Willen Hospice stores is a natural fit given our alignment on putting purpose and impact before all else. This wonderful milestone is a win for us as a business, a win for Willen Hospice as a charity, a win for our community, a win for our customers and a win for our rural African women at our factories in JE Oils and the Kingdom of Essan.”

Leila Blaize-Smith, Willen Hospice commercial retail manager, added: “As one of the most poorly funded hospices in the country, we need to raise 85% of the cost of providing our care for local people with a life-limiting illness. It is fantastic to be working with Naturally Tiwa Skincare to bring these beautiful products to our customers and increase our income so that we continue supporting our local community.”

claims and the importance of treating trees rather than cutting them down.

“Tree-related subsidence is a hot topic and a collaborative methodology is required to establish harmony between the built and natural environments,” said Freya, one of just a few female experts in Europe and recognised as among the UK’s leading experts on subsidence repairs. “Mainmark’s role as a key sponsor for this I Love Claims event is to promote this collaboration” I Love Claims takes place at Fulham Beach Club.

Shalom Lloyd at the launch of Naturally Tiwa Skincare’s partnership with Willen Hospice
Freya Chapman

‘Strong partnership’ backs growth

Local authorities across the South East Midlands have united to champion economic growth by supporting businesses, improving skills, and enhancing career opportunities.

The newly established South Midlands Authorities group will also oversee the work formerly overseen by the Central Area Growth Board, the Growth Hub and the Careers Hub. South Midlands Authorities has begun the recruitment process for a Business Board to support the economic work across the local authority areas and ensure a strong business voice for the area.

SMA represents the region, covering Bedford Borough, Central Bedfordshire, Luton, Milton Keynes City, North Northamptonshire and West Northamptonshire Councils. The new partnership aims to deliver a more joined-up approach so the whole region benefits from economic growth, with stronger opportunities available to unlock funding and attract investment.

The group is working on new collaborative branding and a simplified web platform, delivering access business advice, skills knowledge and careers support.

Cllr Pete Marland, co-chair of the South Midlands Authorities and leader of Milton Keynes City Council, said: “We need strong partnerships like these to drive economic growth and boost job prospects in our city and across the region. Along with our neighbours, we are proud to be leading the way and delivering for our businesses. However, we cannot be complacent and this partnership shows our collective motivation to boost the region’s economic prospects, improve skills and support young people into work.”

Business support is available to

businesses across Bedford, Central Bedfordshire, Luton, Milton Keynes and Northamptonshire including:

n The South Midlands Growth Hub, which provides free business support and advice, access to grant funding and an extensive resource library to every business across the area.

It has awarded £1.9 million to businesses over the past year.

n The South Midlands Careers Hub, which works with employers, schools and colleges to provide career guidance to young people and help prepare them for the workplace.

Ruth Roan, manager of the South Midlands Growth Hub, said: “This development showcases the important role the South Midlands Growth Hub has in supporting businesses to overcome their challenges, realise their potential and generate growth. The launch of the South Midlands Authority enables us to continue acting on the strong relationships we already have with each local authority.”

SMA is a natural progression of the collaboration the South Midlands Careers and Growth Hubs have developed over the past 12 months, she added. “We

The South Midlands Authorities area

are excited to continue to act as the intelligence resource for businesses.”

The region is considered as a national leader in driving business growth and delivering job opportunities. The South Midlands is home to more than 77,000 businesses which are already supported by the local authorities’ economic development teams.

Cllr Marland said: “The South Midlands Growth Hub, and the South Midlands Careers Hub have worked tirelessly to support businesses and schools while actively collaborating with business partners. With the Careers Hub and the Growth Hub united under the South Midlands Authorities, it will enable this work to continue.”

Join the decision-making table

Business leaders from across the region are being invited to join a new board that advise local authorities on the economic growth and development of the South Midlands.

Created as part of the South Midlands Authorities - the new partnership of the six local authorities covering the region - the Business Board will play an important role in giving businesses a voice in shaping future economic strategy and ensuring that priorities align with the needs and opportunities of businesses across the area.

The South Midlands Authorities is seeking up to 15 representatives from growth key sectors including construction, logistics and healthcare, rural representatives and SME representatives.

Cllr Pete Marland, co-chair of the South Midlands Authorities, said: “Businesses of all sizes play a critical role in driving economic growth and delivering jobs for local people. It is important that we have representatives from various sectors at the decision-making table so we

can work together to create thriving local economies, improve skills and support young people into work. It is a fantastic opportunity for business representatives to get involved.”

Cllr Jim Weir, Business Board lead and Deputy Mayor of Bedford Borough Council, added: “The Business Board is the culmination of the hard work that has gone into ensuring the South Midlands Authorities has greater business representation. It will provide an important opportunity for business leaders across the six local authority areas to influence decision-making at an executive level, challenge conventional thinking and become the voice for their peers.”

The Board will enable all councils to receive direct feedback from business representatives across the region, ensuring that economic growth plans are reflecting their needs.

n Find out more about the South Midlands Business Board and the available roles at semlepgrowthhub. com/business-board-recruitment/

Cllr Pete Marland

Sustainability milestone only inspires to do better

The distribution centre that is home to Daimler Truck and XPO Logistics in Milton Keynes has earned carbon neutral status.

Carbon Neutral Britain awarded the certificate to the site (pictured above) in June. Initiatives to control emissions at the 140,000 sq ft centre include:

n Building to BREEAM Excellent rating;

n Supplying green energy to add to onsite renewable energy generation;

n Controlling all material flows on site;

n Reusing resources wherever possible;

n Achieving high rates of packaging materials segregation and recycling;

n Harvesting rainwater;

n Enhancing biodiversity with bee hives on site, land left to rewild and natural attenuation ponds;

n Sustainable travel plans to minimise road travel and encourage walking and cycling;

n Installing lighting systems using the latest LED and zoning control.

“We take carbon emissions seriously

A Whistl stop tour of warehouse

Showcasing exactly what goes on inside the vast interior of a warehouse is the mission of UK Warehousing Association chief executive Clare Bottle as she travels Around the Warehouses in 80 Visits across the UK during 2024 The Year of Warehousing.

She called into postal delivery company Whistl’s warehouse in Bedford as part of her tour to see for herself how the 234,000 sq ft site on G Park handles more than half of the volume of mail in the UK.

Clare (inset) also learned how Whistl’s systems, processes and equipment handle such huge volumes on behalf of blue-chip brands such as Tesco and Sky.

The Whistl group, including its Bedford operation, received a

gold award from sustainability platform Eco Vadis earlier this year.

“It was such an interesting visit for me to appreciate the sheer scope of the Whistl operation, how it all fits together with the transport activities and network of carriers all delivered with sustainability in mind,” Clare said. “I was also impressed by the commitment to bringing on the next generation through its apprenticeship programme.”

The visit to Whistl was number 59 out of 80 visits planned throughout 2024. The Year of Warehousing campaign. It aims to highlight the work of the warehousing sector and its significant contribution to the nation’s economy.

and working with XPO Logistics means we have a partner that is completely aligned with our business culture,” said Daimler Truck’s director - customer service and parts Richard Skidmore. “We will continue to work on further reducing our emissions where we can.”

Dan Myers, XPO Logistics’ managing director - UK & Ireland, added: “This demonstrates what can be achieved when two businesses with shared values come together to tackle a problem.”

Suzuki GB extends Dons sponsorship

Automotive giant Suzuki GB has extended its title sponsorship of MK Dons FC to the club’s women and academy.

The company - whose UK headquarters are at Snelshall in Milton Keynes - will have its logo across all MK Dons shirts for all fixtures this season.

Suzuki GB director Dale Wyatt said: “We have been working with MK Dons for ten years now. I wanted to reflect our community and the world as a whole, we wanted to close the loop and be a through-the-line sponsor.”

The Dons women’s teams are overseen by the club sports and education trust MK Dons SET.

Its chief executive Maralyn Smith said: “It now feels like we are fully embedded within everything that happens with Suzuki and MK Dons.

“We are very much trying to build a new team, making sure they have a really strong emphasis around MK Dons, understanding the links with the charity and also the roles and responsibility to support what we are trying to achieve as a whole club.”

The sponsorship extension was one of the final deals of chairman Pete Winkelman’s time at the helm of the club before its and Stadium MK Group’s sale last month to a Kuwaiti consortium.

n Read more in Business of Sport: Pages 41-45.

his

Managing the supply chain cybersecurity risk

Supply chain cybersecurity risk refers to the risk that a business could be negatively impacted by a cyber attack on one of its suppliers - for example, were a successful hack on a supplier’s network to lead to sensitive information being stolen or systems accessed.

With the 2024 Cyber Security Breaches Survey revealing that a whopping 50% of businesses (including 74% of large business and 70% of medium-sized firms) experienced a breach or cyber attack in the previous months, it is now more important than ever that businesses protect themselves and consider all areas of potential risk. This is leading a growing number of organisations to not only think about their own internal IT systems and cybersecurity measures but also to review the cyber risk presented by their suppliers.

How many businesses are taking action?

Just over one in ten businesses (13%) say they review the risks posed by their immediate suppliers. For medium businesses this figure rises to 27%, and for large businesses 55% - the latter being an increase on the 44% of large businesses doing so in 2022. So, for SMEs working with larger businesses, it is not only going to be crucial to have robust cybersecurity measures in place for their own safety but to protect their commercial relationships and growth too.

While larger businesses may be taking the lead on this issue, it also poses a risk for small and growing businesses. Indeed, it’s thought that 59% of SMEs have experienced a cyberattack that originated from one of their third parties.

Here is a step-by-step guide to managing the risk.

1. Understand your supply chain and its risks

Map out your supply chain and identify your key suppliers, vendors and partners, their roles and responsibilities, the products, services, or data that they provide or access and the potential cyber threats that they face or pose. Also assess the impact and likelihood of these threats on your business objectives and priorities.

2. Establish minimum security standards and requirements

Define the acceptable levels of security performance and compliance that you expect your suppliers, vendors and partners and the consequences of failing to meet them. Communicate these standards and requirements clearly and consistently to your supply chain partners and include them in any contracts and agreements.

3. Monitor and audit your supply chain security

Carry out regular checks to verify that your suppliers, vendors,

Here at Dragon IS, we work with small and medium sized businesses, helping them with a broad range of issues relating to their IT infrastructure and cybersecurity. For an informal chat about your IT needs, please email info@dragon-is.com or call us on 0330 363 005.

and partners are adhering to your security standards and requirements and are implementing effective security controls and practices. Consider methods to detect and respond to any security incidents or breaches that may occur in your supply chain and report and escalate them as appropriate.

4. Collaborate and share information with your supply chain

Foster a culture of trust and transparency among your supply chain partners and encourage them to share relevant and timely information about their security status, issues and best practices.

Take part in industry- or sector-specific forums or initiatives that aim to improve supply chain security and resilience, such as the Cybersecurity Supply Chain Risk Management project by the National Institute of Standards and Technology.

5. Continuously review and improve your supply chain security Regularly evaluate and update your supply chain security strategy, policies and procedures and incorporate feedback and lessons learned from your partners and stakeholders. Also, keep abreast of the latest trends and developments in supply chain security and adopt new technologies or solutions that will help enhance your supply chain security and resilience.

Prepare your organisation’s IT environment for AI

Work with Dragon Information Systems to bring generative AI to your Microsoft 365 productivity suite.

Accelerate productivity across the company while keeping data safe and sound.

Enable your AI transformation by embedding Microsoft Copilot for Microsoft 365 into the productivity apps your employees use daily. By combining the power of Large Language Models (LLMs) with your data stored in Microsoft Graph and Microsoft 365 apps, employees can use natural language to turn their words into the most powerful productivity tool on the planet.

Dragon Information Systems works with organisations to ready their environments for AI adoption. Assess your company’s AI readiness and configure data privacy and governance policies in your Microsoft 365 tenant to optimise your security posture as you undergo this journey.

Get your organisation AI-ready today with Copilot for Microsoft 365 services from Dragon Information Systems.

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Lionel Naidoo

A thoroughly modern solution to an historic cost challenge

Solar panels… a very 21st-century solution to the crippling energy bills being faced by one of Bedfordshire’s most historic organisations.

Work has just been completed on a project to offset carbon and reduce the significant financial cost of the energy required to run The Shuttleworth Collection’s workshops, shop, restaurant, visitor centre and historic aircraft collection.

Trustees of the Richard Ormonde Shuttleworth Remembrance Trustfounded in 1944, four years after the Shuttleworth Collection’s founder Richard Ormonde Shuttleworth was killed when his Fairey Battle aircraft crashed - initiated the 21st-century solution to bring down its energy bills.

It appointed Bedford-based land and property professionals Robinson & Hall to handle the planning, practicalities and contract administration of the solar PV panels’ installation on the roofs of the collection’s buildings at Old Warden near Biggleswade.

The Shuttleworth Collection buildings are a mixture of portal frame and truss-roofed hangars dating from the 1920s-1930s to 1998. The hangars are close to a conservation area but sit outside the designated area.

Robinson & Hall commissioned engineers to assess the loadings on the buildings and to confirm that they

were capable of bearing the additional imposed loads.

The two hangars planned to receive the panels could do so without reinforcement, the engineers said.

The panels themselves qualified as permitted development subject to prior approval on the basis that they were roof-mounted and no higher than 20cm.

“We

were delighted to obtain planning consent for the solar panels, which will significantly reduce the charity’s costs and go a long way to reducing the operation’s carbon.”

The site is close to the Collection’s airfield with views of the hangars from the public highway. To satisfy Central Bedfordshire Council that there would be no safety hazard for the airfield nor road users, a glint and glare assessment concluded no such hazard existed.

Robinson & Hall prepared and submitted a prior approval planning application, which has been approved by councillors.

“We were delighted to obtain planning consent for the solar panels, which will significantly reduce the charity’s costs and go a long way to reducing the operation’s carbon,” said David Sawford, Robinson & Hall’s head of planning, building and project consultancy.

The solar panels required electrical upgrades to the Collection’s infrastructure including its fuse capacity to be able to export the electricity produced at times of little usage. Robinson & Hall also managed the tender process, contract administration and project supervision for the electrical upgrades and installation of the PV system.

The electrical upgrades were carried out in May with one planned out of hours power shutdown to enable connections and fuses to be upgraded. The solar PV systems were installed in May and June.

One month into the production of power via the panels, the 263kwp system has offset power usage to the tune of £28,400 based on the current commercial price and has reduced the site’s carbon dioxide emissions by 6,530kg.

Robinson & Hall estimates a simple return on investment of 43% based on the current fixed commercial contract electrical rate.

BID’s tap machines back homeless support

MyMiltonKeynes Business Improvement District is spearheading a new initiative to combat homelessness in the city.

The BID and Milton Keynes Community Foundation have set up the new Homeless Support Fund, supported by an initial donation from MyMiltonKeynes of £12,500 and matched by the Community Foundation.

Its purpose is to support projects that address the needs of the homeless, in particular those in the city centre. These include access to housing, education programmes, skills development, addiction rehabilitation and promoting independent, sustainable living.

The BID’s marketing director Charlotte Pearson (inset) said: “This partnership aims to provide not only immediate relief but also sustainable and crucial long-term support through housing, education and skills development initiatives.”

MyMiltonKeynes also installs Tap

to Donate points throughout the city.

Contributions will go to MK Community Foundation, supporting the overall Homeless Support Fund.

Tap to Donate points can be found throughout the city centre, including at Milton Keynes Central train station, centre:mk and Xscape.

“By implementing Tap to Donate points, we are making it easier for the community to get involved and support these critical efforts,” said Charlotte. “Together, we can create a brighter future for those in need.”

Community groups and charities based in Milton Keynes and working on projects to combat homelessness may be eligible for a grant from the Community Foundation to support their efforts. To find out more and to apply, email info@ mkcommunityfoundation.co.uk.

MKCF’s philanthropy manager Jake Geelan said: “The Homeless Support Fund will provide grant funding to charities and groups supporting homeless individuals in the city for many years to come.”

A sure-fire way to protect your business

Inclusion. It should be woven into every aspect of your business, driving all of your strategic decisions. But what, in reality, does it mean for business owners?

It is about creating a culture of belonging, where every person working in the business feels safe and is able to express themselves without fear, judgement or the need to conform.

It is linked to but is not the same as diversity, equality and belonging, said HR specialist Rachel Collar. But inclusion, done properly, can be a game changer, attracting and retaining the best employees, inspiring creativity and innovation and strengthening the employer’s brand.

“Inclusion is essential for your culture and employment engagement,” Rachel

“When inclusion becomes performative and words do not translate into real actions, employees will see right through it.”

added. “Building an inclusive culture is a sure-fire way to protect your business. You will prevent bullying, harassment and discrimination and build stronger, more cohesive teams.

“There is one crucial point for business owners to remember, though. When inclusion becomes performative - and words do not translate into real actionsemployees will see right through it.”

The key to successful inclusion is to manage it. Surveys help employers to understand and remain in tune with their staff’s thinking. .

“It holds us truly accountable, ensures we are walking the talk and allows us to amplify our efforts,” Rachel said. “In a truly inclusive workplace, every individual knows both they and their contribution matter.”

n Rachel Collar is founder and owner of HR consultancy Haus of HR, an independent HR consultancy based in Towcester and offering a full range of HR support and leadership coaching.

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Rachel Collar

Action Express is a well-established group of companies serving the Milton Keynes and Bedford area since 1988. They have built a strong reputation in the logistics and delivery industry. As shareholder members of both the APC Overnight and Pallet-Track networks, they have access to an extensive network of over 200 depots nationwide. This network enables Action Express to provide a comprehensive range of delivery services, making them a reliable, one-stop-shop solution for all your delivery needs.

Overnight Parcels Fast and reliable parcel delivery services across the UK, ensuring your parcels reach their destination by the next working day.

Overnight Pallets Secure and efficient overnight pallet delivery, ideal for moving larger consignments.

Express Sameday Delivery When time is of the essence, your urgent items are delivered on the same day.

Haulage Expertise in transporting goods efficiently.

International Delivery Reliable international delivery services, connecting your business to the global market.

We are the champions of parcel delivery

We are proud to announce that The APC has been awarded the title of the Best Parcel Delivery Network at the UK Enterprise Awards 2024 by SME News.

As the UK’s largest independent parcel delivery network, owned and operated by over 100 independent local delivery and collection specialists, this award is a testament to our commitment to supporting SMEs across the UK.

For over 30 years, The APC has been built on a foundation of strong, like-minded people across the network, united by a shared vision of championing and creating opportunities for SMEs.

This dedication has empowered our customers, providing them with an unparalleled delivery network that fosters growth and success.

Jonathan Smith, CEO of The APC, said: “30 years ago, we built our network with a clear mission: to champion and create opportunities for SMEs. Today, we remain deeply committed to providing exceptional service and a robust national network that drives the growth and success of our SME customers across the UK.”

He added: “This award highlights the dedication and relentless hard work across our network in keeping this mission alive. It recognises the trust our customers place in us and reflects the exceptional service provided by The APC.

“I am incredibly proud of all that we have accomplished together.”

Thank you to SME News for this recognition and to our valued customers for their continued support.

“Most leading UK parcel networks have reached a similar level in terms of technology and services and it has become increasingly challenging to stand out solely through innovation in these areas.

“This development has provided an excellent opportunity for Action Express to differentiate ourselves in another critical area - local customer service.

“By offering personalised and responsive customer support that our competitors do not, we have gained a significant advantage when tendering for new business.

“This is exciting for Action Express, as it positions us uniquely in a competitive market.”

Parking… A word from the Wise

Parking should be easy, flexible and affordable for motorists, car park operators and landowners. Managing director Stuart Cole (pictured above) explains why Wise Parking leads the way in making parking a positive experience.

Difficult technology… broken machines… unclear signage… some of the most common complaints that can make the simple act of finding and paying for a parking space such a stressful experience.

But, says one parking operator, it does not have to be this way.

“I believe that if you can give people every possible opportunity to do things correctly they will tend to do things as well as they can,” said Stuart Cole. “If the act of parking does not have an impact on you, that is because it is being done well.”

Stuart is managing director of Wise Parking, one of around 200 specialist parking companies in the UK but one committed to creating a positive parking experience. Wise Parking uses the latest

technology combined with a peoplecentric approach to deliver results for the landowner who employs the company and for the motorist who just wants somewhere to park quickly, simply and safely.

“When parking is well managed, people do it without thinking,” said Stuart. “But there is a lot of work that goes on behind the scenes to make it happen. Technology helps to make it better and easier without customers realising.”

Stuart’s background is in IT. He was working for a major employer in the sector when he and his team were assigned a contract to build a software system for a client in the parking sector. Impressed with his work, the company offered him a job which he accepted before leaving to set up Wise Parking in 2021.

“We do everything, all the technology behind it and we install and monitor cameras,” he said. “We run the back office, we handle payments, we bring the solutions that create the best experience for people.

“It makes it easier for them to do the right thing and therefore avoid a parking ticket. Most people obey the parking rules and most people will do their best to park well. We need to understand that.”

Other companies in the sector work

on a revenue-generating model that focuses on parking charges and penalties for infringements. But, Stuart said, as this is designed to take advantage of the customer, rather than support them, it can create negative feelings about the location used for parking and the venues they support.

Wise Parking’s team of ten employees working at its head office in Daventry’s Icon innovation Centre sift through potential parking infringements at the 50-plus sites managed on behalf of its clients before issuing the dreaded parking charge notice. The reason: people make mistakes and they often do not mean to, said Stuart.

“It is to our benefit to catch the error before the parking ticket goes out to the person. It is more efficient for us and reduces the stress that people feel when an unnecessary parking ticket arrives through their door.”

The modern, technology-focused approach to parking management operated by Wise Parking delivers the company’s clients the best payment rates and compliance for their tariffs, helping to ensure that the landowner benefits from a seamless parking experience for clients and users, a better return on investment and happier visitors.

Now Wise Parking is looking to develop its services to the business community in Northamptonshire and the wider South Midlands region. Wise Parking has become a platinum partner of Northamptonshire and Milton Keynes Chambers of Commerce and is the sponsor of the Sustainability category at the Northamptonshire Chamber’s Northamptonshire Business Awards this year.

“It struck me that we are spending a lot of time running up and down the country putting parking solutions in place when there is a lot of business in this area that we do not even consider,” said Stuart. “Within an hour of here there is a huge amount of opportunity where we can do things far better than is being done currently.”

Wise Parking joined the Chamber because their members are the ones Stuart feels he needs to be talking to. Sponsoring the Sustainability Award is an added way to raise the company’s profile locally.

“We are trying to have a positive impact as a business in an industry that is generally seen in a less positive light and we want to change that perception.”

Wise Parking sits on the technology committee of the parking industry’s trade association the International Parking Community. It is testament to the progress and growth the company has made in the past three years since its foundation. It installs a range of

parking solutions including its bespoke permit systems, Automatic Number Plate Recognition - including systems operated via renewables - traditional and solar Pay & Display machines and CCTV parking enforcement. Wise Parking also installs parking signage and provides man-on-the-ground manned car park management.

Clients include Silverstone Circuits Limited, for whom Wise Parking used its IT bias to integrate with the Silverstone ticket purchasing system proving a huge increase in performance, and effectiveness for the parking operations. This also included temporary ANPR cameras to manage the tens of thousands of vehicles converging on the

Wise Parking

Northamptonshire circuit for this year’s F1 British Grand Prix and MotoGP. They are looking forward to supporting other major motorsport events. “That was quite a coup,” said Stuart.

“We want to push the event parking aspect of our business. It is a special skillset with a reliance on technology, so ideal for what we can offer.

“At the end of the day, we would like to talk to any landowners, serviced offices, anybody that has people who visit them. We want people to come back to the same car park and we are here to help landowners to help people to come back.

“We help landowners to get the revenues they want by running the car park properly and get a better return as a result.”

Wise Parking’s investment in ensuring it operates the latest technology is considerable. The company upgrades and updates its core software continually and ensures scalability by using the best features of AWS. It is essential in order to keep pace with progress and to stay ahead of competitors, said Stuart.

“Getting all this right will mean your visitors are in the right place mentally to really enjoy your facilities and the experience you have to offer.”

“If we do not, we could start to let people down and we cannot have our system falling behind. We would always rather pay more and get the systems right rather than try to save a few pounds and end up letting people down.”

The next steps in the growth plans of Wise Parking is to work with local businesses with parking management requirements as well as local authorities, sports stadia, retail parks and other sites where well-run parking is essential. “We want to be making a difference,” Stuart added.

The longer-term plan is to take the Wise Parking model overseas, particularly to North America. “It is not the same over there,” said Stuart. “We are a lot further forward than they are in the way we operate and there is a great opportunity for them to reap the benefit of what we do and how we have learned to do it.

“I am determined that we are going to make it happen.”

But Wise Parking’s commitment to its UK customers remains. “Our focus is on using information and constant feedback to deliver parking services and management to make parking management easy, flexible, and affordable for landowners.

“Getting all this right will mean your visitors are in the right place mentally to really enjoy your facilities and the experience you have to offer.”

Wise Parking’s project manager Jasmine Cole (left) and sales manager Jaydean Neal-Edlington

The Federation of Small Businesses is leading the campaign, calling for increased support for the UK’s high streets. It has produced a set of recommendations to local and national government after a comprehensive survey of FSB members.

Pop-ups, temporary use initiatives and mobile-phone based loyalty programmes are among a package of measures intended to help transform the UK’s high streets.

A major new report from the Federation of Small Businesses has delivered a series of recommendations to councils aimed at helping the UK’s small businesses to grow and thrive.

The Future of the High Street report tackles the ongoing issues of business rates, parking and transport and calls for local authorities to create a specialised fund to support pop-ups, markets and temporary use initiatives for first-time businesses to encourage new ventures and help them set up on the high street.

A total of 39% of high street small businesses across the UK say the availability of affordable commercial space is important for the future of an area. Ensuring temporary spaces are available will not only help fill vacant sites but also provide opportunities for small firms eager to launch on the high street, said the FSB.

The research highlights the need for well-maintained and accessible modern public toilets and family-friendly services such as creche facilities, encouraging visitors to stay longer, upping footfall and supporting the local economy.

Putting our high streets high on the agenda

hospitality and entertainment venues, banks and post offices since the start of the pandemic.

The FSB is calling for a band of on-site high street chiefs responsible for the growth and wellbeing of high streets across the country, creating promotion plans and monitoring vacant units within their area. They would work with local businesses, landlords, BID managers and community groups to help encourage growth in the area, as well as lead a ‘vacancy taskforce’ monitoring commercial properties.

Jennifer Thomas (inset), the FSB’s development manager for the East Midlands, said: “It is important that small firms across the East Midlands are provided with the right environment, infrastructure and flexibility to be successful and in turn help grow their local economy.

“Local authorities can play a pivotal role in improving the experience of a high street, encouraging more people to visit, shop and invest there, and we look forward to working closely with them.

“Our high streets have been through many changes and will continue to evolve and that is why it is so important that the small businesses at their heart are well equipped for the future.”

The survey found local businesses in the East Midlands saw a range of closures on their local high street, including retail,

Business rates remain a huge burden on high street small businesses, with the current Small Business Rate Relief a key part of their survival. The research

found 36% of high street small businesses in the East Midlands say they would not survive without Small Business Rates Relief. The FSB wants the SBRR threshold increased from £12,000 of rateable value to £25,000 to ease the pressure on smaller organisations.

The report calls for a high street hop scheme providing free bus fares on key routes during peak shopping days to help increase footfall and support local businesses. 43% of high street small businesses in the East Midlands say parking facilities are managed poorly on their local high street. They want to see free parking on at least two Saturdays plus two additional days a month in order to encourage increased footfall and to make high streets more accessible.

A challenge to government on key issues

There is work ahead for the new government to deliver on the promised small business plan and boost to economic growth.

The FSB’s Manifesto featured over 150 specific proposals to create the conditions for growth, a vision for town centres and a plan to remove barriers holding back entrepreneurship. Many of these measures do not involve additional spending.

We called on the new government to commit to a Small Business Act, to clamp down on late payment, improve service from bodies like HM Revenue & Customs, protect against cybercrime, unfair energy tariffs and business owners losing

their home if their business fails. However, the King’s Speech failed to focus on growth in the economy. The government’s 105-page briefing did not mention “small businesses” once nor delivery of the promised small business plan nor action on late and poor payment from big business. Small employers are also concerned about the increased costs and risks surrounding the proposed employment rights package. We look to the Chancellor for positive action.

MPs should already understand the key role which SMEs have in the UK’s economy - your voice counts as a constituent so let them hear it.

Build the right insurance package for your business

As commercial insurance brokers, we often are forced to challenge the thought processes of business owners and provide them with advice that develops their understanding of the overall risks facing their business.

Building the right insurance package to protect a business comes down to understanding the business activities today and in the future, the aspirations of the business and the owners and ensuring we build a package that compliments this.

Let’s address some of the most common queries we receive.

What happens with my no claims bonus once I take a fleet policy?

Your no claims bonus is surrendered to the fleet policy so cannot be used elsewhere. We continue to use your no claims bonus for the first three years of being fleet-rated, after which point it no longer holds any relevance.

If you were to move back to private car insurance, some insurers will accept your no claims bonus along with a confirmed claims experience to support your claims history.

I don’t need employers liability. Everyone is self-employed. It is common within the trades industry for everyone to effectively be self-employed. However, this does not mean you do not need employers liability cover.

It is important to understand whether someone is a labouronly subcontractor or a bona fide subcontractor. The key is in the name: labour-only. While we will keep it fairly simple for now, all labouronly subcontractors are viewed as employees and therefore you need to have employers liability insurance.

I don’t need cyber insurance. We are too small for anyone to notice us. Every business has a cyber risk. Criminals cast a wide net, using malware, ransomware and social engineering to attack and take

Danny Flowers,

answers some of the questions more commonly asked about protecting a business.

advantage of weaknesses.

The reality of a cyber attack is that it could lead to reputational and financial damage, operational disruption, intellectial property theft and have legal and regulatory implications.

Cyber cover can start from as little as £50. With 63% of SMEs not covered adequately for cyber, it is something that we at Motum believe every business should be considering.

I own a limited company so no one can come after me as a director. I can just shut the business down. Do you ever get home, sit down for dinner and spend time contemplating every decision you made that day in your role as a director or officer? With the law constantly changing and a director’s liability unlimited, it is a stressful position.

Legal challenges can come purely based on the decisions you

have made, even if the claims are completely unfounded. Defending your position is expensive irrespective of the business size or the gravity of the decision.

Professional indemnity will only cover the business and not the directors. What if someone claims against you directly? Cyber Insurance will cover the business but, as a director, did you put adequate systems and controls in place to prevent or reduce the impact of a cyber attack?

If you close the business and it is deemed that you have not acted in the interest of the creditors, again, you could be liable. Management liability cover will protect your personal assets while providing you with the backing to defend a legal case.

I’ve insured my house for the amount I paid. That’s right, isn’t it?

80% of properties in the UK are underinsured, according to information supplied by Aviva. How does this happen?

The building sum insured of your property – ie, the amount you insure it for – is not only about the cost of building your home but also of clearing debris and of getting the site build ready again. You also have to consider inflation, cost of labour, cost of materials and so on. As a solution, plenty of brokers can identify and inform you of underinsurance based on a large pool of data. A RICS valuation will also provide you with adequate information.

Failure to insure a property correctly often means that you will not be paid out at all until you prove you have the funds available to top up the underinsurance in order to complete the rebuild. Is it really worth the risk?

n If you have a question that you would like us to answer, please email me at d.flowers@motum-services. com quoting #askthebroker in the subject line.

Danny Flowers

Out-of-date definitions of masculinity are responsible for shocking rise in violence against women, says a male mental health campaigner.

Part of my therapy has been learning what being a man really is

Businesses must step up and play their part in tackling the rising tide of violence against women, says a mental health campaigner.

Ashley Riley blames a “warped” definition of masculinity as a main reason for the number of attacks on women and girls. Analysis by the National Police Chiefs’ Council shows that an estimated two million women a year are victims of violence.

Crimes including stalking, harassment, sexual assault and domestic violence affect one in 12 women in England and Wales, with the number of recorded offences growing by 37% in the past five years and the perpetrators getting younger.

“You only have to go online right now and type in ‘Masculinity’ to see the warped, outdated and over-physical and over-sexualised definition.” said Ashley. “It is not enough for individuals, organisations and businesses to recognise there are growing problems with misogyny and aggressive behaviours towards women but do nothing about it.”

Educating and training men about real masculinity is not only essential for male mental health but it would also make a real difference to violence against women and attitudes of misogyny, he added.

Ashley is delivering a workshop to

businesses across the UK called Modern Masculinity in the Workplace that addresses what real masculinity is and how that has to play an essential role in men’s behaviours. It looks at male mental health, what is ‘poor’ mental health, what middle-aged male mental health is and what is masculinity.

It goes on to look at how men can know ‘themselves’, know when to help others and when other men need help.

Ashley has shared on his online platform Blue Soul Shoes his experience of suffering a mental health crisis last year.

At the start of last year he was an outgoing, comfortable, loud, businessowning, confident man. Then he started suffering from a low mood and had a brief panic attack. Within a month it turned into life-stopping anxiety and deep, dark depression.

Find out more about Ashley’s mental health journey and on the Modern Masculinity in the Workplace workshop and Blue Soul Shoes

“Real masculinity is about accepting emotions are variable, knowing that it is OK to not to always be on your game...”

“As part of my treatment I have undertaken therapy and part of that has been learning what real masculinity is,” Ashley said. “Too often the world defines ‘masculinity’ as being emotionless, physically strong, sexually strong, wealthy and unconquerable.

“If you are working in business, masculinity is working all the hours available, keeping on top of emails at the weekend, eating on the move, socialising with fatty food and alcohol while putting others, including your family, second. Real masculinity is about accepting emotions are variable, knowing that it is OK to not to always be on your game, recognising that happiness is not about money, that ‘turning up’ for yourself is really important and asking for help is OK.”

Figures show that 77% of men have suffered with common mental health symptoms like anxiety, stress or depression.

“We also know that 40% of men have never spoken to anyone about their mental health.

“What this means in reality is that too often men are self-medicating. This means they use alcohol, tobacco or drugs to ‘feel better’. That can too often lead to dysfunctional behaviour which includes violence against women.”

It is not enough for businesses to have the basics in place to support men’s mental health when things go wrong, he added. That is why addressing this issue through education and challenge can make a real, lasting difference.

Have your say on theme for anniversary pillar

Developed in partnership by The Parks Trust and the Cenotaph Trust, with support from Milton Keynes Council, the Milton Keynes Rose was created as a central civic space to host events significance and occasions of remembrance.

Created by internationally renowned artist Gordon Young in 2013, the Milton Keynes Rose is an open-air circle with

markings based on the mathematical beauty of a flower. A total 106 granite pillars of varying height were mounted in positions to create the art piece.

68 pillars have been engraved with dedications, one with a bronze plaque marking the visit of HRH The Duke of Cambridge during Milton Keynes’ 50th anniversary in 2017, leaving 38 for future inscriptions.

Ideas for the theme of a new pillar to mark the tenth anniversary of The Milton Keynes Rose are being sought from city residents.

The monument’s Pillar Panel meets every two years to consider suggestions from the community as the landmark looks to grow and expand the events, themes and issues commemorated.

It is ready to look at nominations for the tenth pillar, due to be engraved next year. Subsequent new pillars will not be added until 2030, said a spokesman for The Parks Trust which looks after the MK Rose.

“This tenth Pillar dedication is part of a year-long celebration marking ten years since the opening of the Milton Keynes Rose,” the spokesman added. “Memories and memorabilia are also being sought to form an archive.”

A film telling the story of the Milton Keynes Rose, and a pop-up exhibition will take place at MK Gallery during Heritage Open Days on September 13.

To submit an idea for the tenth anniversary pillar - a date significant in the lives of people or organisations associated with Milton Keynes past or present - with reasons for your nomination, email miltonkeynesrose@ gmail.com. Or nominate a pillar at miltonkeynesrose.org.uk online before September 16.

Ife Thomas Motivational Speaker, Author and Coach

November 19

7pm-10pm

Be part of Milton Keynes' first-ever event of its kind and secure your spot at Thrive in 2025, where inspiration meets empowerment.

TICKETS NOW ON SALE!

‘Proud to be part of this extraordinary charity’

The new chair of trustees at Willen Hospice is Rachel Medill, founder and chief executive of the Milton Keynesbased charity Ride High.

She succeeds Paul Davis, who has stepped down at the end of his eightyear term in post.

Rachel founded Ride High, which uses horses to improve the lives of disadvantaged and disengaged children, in 2008. The charity now works with around 120 vulnerable young people at its Loughton Manor stables.

Speaking of her appoint as trustees chair, Rachel said: “I am so proud to have become part of this extraordinary charity and group of people.

“Everyone is touched at some time by the pain of the death of someone we love.

“Her input will be invaluable in the coming years as we fight for fairer funding for the hospice.”

At Willen the staff and volunteers give patients and the people who love them dignity and care at a time when they need it most. They do that every single day and in my own community.”

Kate Broadhurst, the hospice’s chief executive, paid tribute to outgoing chair Paul Davis (inset)

“The hard work he has put into his role has helped steer the hospice through many challenges and changes in the last eight years.

“We are thrilled to have Rachel as part of our trustee team, bringing with her not only years of business experience but a solid local charity background as a founder and chief executive herself.

“I know her input will be invaluable over the coming years as we fight for fairer funding for the hospice to continue providing free specialist care and support for people in our community affected by life-limiting illness.”

Programme volunteers delivering ‘lifeline’ work for patients

Weekly sessions run by a charity helping brain injury patients improve their life are being backed by lawyers in Milton Keynes.

Brain injuries can significantly impact day-to-day tasks, leisure activities, work or education and cause changes in behaviour and personality. Headway has created a group support programme focusing a variety of topics each week, such as Simple Living and Home Management, Mental Health Awareness, Planning and Problem Solving and Healthy Hub.

The sessions are led by Headway staff and supported by volunteers including paralegals from the city centre-based law firm Ariana Kirton-Mogort and

Samantha Pegg.

Ariana said: “Headway is an incredible service that provides invaluable resources for its users. Assisting at these sessions ensures we gain a deeper understanding of how head injuries impact individuals and how best to support our clients.”

The sessions aim to improve cognitive skills, language and numeracy abilities, planning skills, budgeting and fatigue management.

Geoffrey Leaver partner Navdip Gill (inset) is an accredited Headway solicitor. “Headway provides an invaluable service to anyone who has sustained a head injury and I am

tremendously proud of the commitment demonstrated by Samantha and Ariana.”

Headway MK’s service manager Keri Whelan said: “The support, advice and communication we receive from the Geoffrey Leaver team are nothing short of fantastic.

“We are always kept up to date with any adjustments to the volunteer rota and each volunteer does everything possible to support our clients, whether it is with reading and writing or giving advice.

“The clients always look forward to having Geoffrey Leaver’s team in the sessions. It has been a lifeline for us.”

Samantha and Ariana (front, second and third from left) are pictured at the Headway MK office

Shades of grey determine the solution to house building demand

So, the election is out of the way and we can now dispense with the various election manifestos that were intended to influence our voting intentions. However, we now need to look solely at Labour and its manifesto as one hopes theirs was issued with good intent, after much thought and in the knowledge that the party was likely to become the next government.

The headline solution for housing was the delivery of 1.5 million new homes over the next Parliament.

Due to the low number of new builds over the last couple of years, the current housing stock is insufficient to meet demand. Therefore there is no need for the government to create any further demand because that demand is already there.

What it needs to do is facilitate supply.

Unlike education and health, it does not provide housing and relies on third parties to deliver, which is the number one flaw when it comes to promising delivery.

Labour has talked about rescoping green belt land into areas that are now deemed to be “grey”. Like all parties, Labour are insisting that brownfield sites will have preference but this has always been the case. Redefining what is “grey” is potentially a game changer and should open up more scope for development - hopefully, on land bordering on existing infrastructure, making planning and build times that much quicker.

There is an opportunity to look at major cities in the UK and find “grey” land that abuts the current city boundaries. To

Redefining the ‘grey belt’ can be a game-changer for the new government’s housing plans, argues MHA construction and real estate partner Brendan Sharkey.

achieve any meaningful success, you need to find sites for 1,000-plus units.

Labour will need to redefine what it means by “grey” as soon as possible and without any ambiguity. If there is ambiguity, potential areas for development will become bogged down in political and legal wrangling that will delay delivery and, more than likely, turn off potential housebuilders who have limited resources to tie up in planning and shareholder to satisfy.

Labour has advocated restoring housing targets and ensuring planning authorities have up-to-date Local Plans.

Absolutely all good intentions but how will they enforce and when?

Local authorities may be hindered by insufficient resources - Labour plans to hire 300 new planning officers but that will not be an instant remedy - as well as current infrastructure limitations. The preparation of a local plan could take 12 to 18 months based on past performance. So, enforcement is a real issue in the life of a government with a five-year term.

Due to timelines being a constant bugbear to planning, there needs to be a radical change in how we go about delivering housing and infrastructure. There needs to be a plan for the country spanning five to ten years which is updated every two to three years, created by a statutory body very similar to the Bank of England.

This would be non-political but its membership would consist of all the relevant specialists to determine where, when and how our infrastructure would evolve.

They would consider housing needs and all support services, determine the best locations and effectively override local authorities, if need be, with compulsory purchase orders. However, one would hope there would be constructive dialogue considering local issues.

Milton Keynes took ten years to develop. All major infrastructure works take years to put together… HS2, Crossrail, even merely widening the M25. So we need a long-term sustainable solution.

Let’s call the statutory body the Commission for Infrastructure, working with Homes England, the National Grid, local Mayors and so on. It is a body that has a clear mandate.

Surely a focused and transparent plan would give confidence to housebuilders to build and consumers to buy. Would not employers look to support such initiatives with their investment in workplaces knowing they have a local workforce to recruit from?

In reality, the target of 1.5 million new homes is currently just wishful thinking, if not misleading. The infrastructure to deliver is not there as there are insufficient planners and construction workers. However, if Labour were to create an all-powerful Commission for Infrastructure with authority and a clear framework , they could leave a major legacy to the British public. One thinks of Aneurin Bevan and the formation of the National Health Service.

Photo: David Wilson South Midlands
Brendan Sharkey

THE POWER of Three

The Power of 3 runs through the core of OCM as we have three professional disciplines brought together allowing us to deliver such a powerful client focused proposition.

As an Independent Chartered Financial Planning Firm, a Discretionary Asset Manager and Tax planning specialist, we utilise the power of 3, to ensure we deliver a seamless and first class, cost and time efficient service to clients. This is because at OCM we truly believe Our Clients Matter.

CHARTERED Financial Planners

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Welcome to new head of tax

Business advisory and accountancy firm Shaw Gibbs has appointed Naomi Stewart (inset) as the group’s head of tax.

She joined the firm as part of its merger with accountancy practice Martin and Company.

Her 25-year career has included 14 years with Azets and a stint in corporate tax advisory for one of the big four practices.

She is a specialist in tax structuring, succession and M&A planning, R&D tax relief and share schemes, with a particular interest in the property and construction sector.

Shaw Gibbs chief executive Peter O’Connell said: “Appointing experts from our regional offices into leadership roles is very much part of our plan.

“Naomi has played a key role in the success of the tax practice at Martin and Company and we are confident that she will bring her expertise, leadership and vision to the whole group.”

communication system iNTALK, created and developed in Milton Keynes, brings a fully supported switch-off proof comms solution to Milton Keynes and the surrounding areas.

With iNTALK you can manage your entire communication infrastructure in a flexible package. Contact us to unlock the benefits of our cloud-based telephony solution.

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n For all your business IT, comms and print requirements, contact iNREACH on 0330 053 8180 or visit inreachgroup.co.uk

Networking creating a healthy buzz

Networking group Business Buzz has welcomed a new ambassador to its Towcester branch. Simon Evans – ‘the private health guy’ - joins branch host Ian Taylor, managing director of business consultancy Tinderbox, and ambassador Holly May, from the Partnership Mortgage Group.

Towcester Buzz meets on the fourth Thursday of each month at Towcester

Mill Brewery and has welcomed more than 200 businesses since it launched in September last year.

Ian said: “We are particularly pleased with the number of new businesses we attract each month. Buzz events are a no-fuss, mix and mingle format - no lengthy speeches or elevator pitches, so that people can build their networks to support their business.”

Ian Taylor (right) welcomes Simon Evans

GDPR: Beware falling foul of the ICO

The Information Commissioner’s Office, which monitors implementation of data protection regulations, has been clamping down on organisations flouting the rules.

Kim Sayer, associate at Neves Solicitors, looks at the measures companies should have in place to remain off the ICO’s radar.

“Good understanding of the principles of data protection and a thorough audit of your practices can avoid your name coming

across the ICO’s desk.”

Put practices in place to stay within the rules

Here at Neves, we understand that making sure data is properly collected, used, stored and protected can seem like a constant uphill battle. The evolving world of online business complicates the task further with the ability of clients to opt in or opt out and, where they need to, consent so that a service can be provided, needing to be clear and obvious.

However, good understanding of the principles of data protection and a thorough audit of your practices can avoid your name coming across the ICO’s desk.

As well as advising on the seven principles of protection of personal data and how they apply to you, we have expertise in drafting a whole range of terms and conditions, including privacy and cookie policies, data processing and sharing arrangements.

We can assist your organisation in

undertaking an audit of your current practice to ensure compliance and review your terms of business or contracts to ensure that they are fully up to date and interact cohesively with other mandated policies and marketing strategies.

If you use suppliers, consultants or other contractors where personal data is shared, a review of their GDPR policies and processes is also work with which we can assist, since any breach by them could also leave you open to action.

n If you have any concerns about whether you are compliant or think that you could do with a general health check to ensure that you meet the strict requirements of the GDPR and the ICO, contact kim.sayer@nevesllp. co.uk so that we can discuss the best strategy to help you avoid complaints, penalties and fines.

The Information Commissioner’s Office, the body responsible for monitoring compliance with data protection legislation, has been in the news a lot recently, investigating complaints against businesses and handing out reprimands and hefty fines including to Hello Fresh, the Central YMCA and marketing firms Outsource Strategies Ltd and Dr Telemarketing.

While the General Data Protection Regulations - GDPR - came into force in 2018, many enterprises ranging from large companies to sole traders or charities have not yet fully implemented all the requirements when holding or using an individual’s personal data.

Every enterprise must have a data protection officer and regularly audit its use and protection of data. When data is passed between organisations, a careful review of the compliance of the party to which you are passing it should be undertaken.

The aim of the new regulations is to give more agency and protection to individuals and the reporting of any breaches (or suspected breaches) is easier than ever.

Any person can make a complaint to the ICO and enforcement is strict. GDPR mandates rigorous standards - going much further than its predecessor the Data Protection Act – and aims to build the trust of individuals whose data is held and used increasingly in the ever evolving digital and online business world.

A report against a business may result in investigation and an audit of the data processing systems and protections. This costs business both time and money and, with all action published on their website, could leave your name coming up in quite unfavourable search results.

If you process or hold any personal data as defined by the regulations, you are also obliged to register with the ICO. Failure to do so can result in an automatic penalty of up to £4,000.

In 2024 alone, 11 such fines have been issued where it has come to light that businesses have not properly registered and paid the annual fee, ranging between £40 for small organisations with a turnover of less than £632,000 to £2,900 for large organisations.

‘We

have the perfect balance now... the Goldilocks effect’

It is sometimes said that you either have a creative mind or a head for business but you cannot have both. Design company Chiba Creative dares to disagree and its flair is making for business success.

Director Luke McDonnell, who runs the business with fellow director Dan Gibling, spoke with Sammy Jones.

“C

hiba Creative acts as an umbrella for our departments – illustration, branding, film, animation, interior design, street art and murals and project mapping,” explained brand founder and artistic director Luke.

“The street art married with projection mapping has certainly sparked an awful lot of interest this past year with the rise of AI and interactive animation. I have found myself deeply entrenched in the world of advertising and creative direction for global ad campaigns. However it really is the variety which keeps me excited. Every

day is different from the last and I never know what the future holds.

“The film aspect was always something I had flirted with, having directed and produced lots of my own work with talented local camera ops and editors.

“When Dan decided to move back home from London to settle with his family he approached me with a business plan to create Chiba Film and bring his years of industry and commercial experience to MK. The business took off faster and much bigger than we ever expected.”

“I certainly feel we are a force to be reckoned with when it comes to creative thinking.”

Already established as a globally renowned artist, Luke’s union with Dan – who has spent more than 15 years involved in high-end film and television productions – was the perfect fit.

“I have a predominantly art and design background,” Luke said, “Dan has been an assistant director in London for many years and is exceptionally gifted when it comes to communication and organisation, which has been a real asset.”

Chiba is constantly in demand, with

titans of various industry’s banging on their door to utilise their talents.

“We recently spent four months drawing and animating a music video for Smoke on the Water by the rock band Deep Purple. It was their first official music video for the track – 52 years after it was originally released. That was a huge honour and a passion project, for sure.

“Dan and I both come from musical backgrounds. We grew up around Milton Keynes playing music, recording and touring so our love for this industry sometimes lands us directing music videos and documentaries.

“Historically, we have focused on product based commercials but the film arm of the business has also seen us working a lot in the medical sector recently.”

Names who have called on the skill of the Chiba team include Netflix, Skyshowtime, BBC, Ford, Samsung and Dulux.

What do you do that other companies don’t? What’s the hook?

“I’ll be honest, I’m not overly familiar with other companies that do what we do,” Luke said. And he is serious, “All I know is our clients keep coming back and that the business has grown exponentially, which I have taken as a sign that we are

doing something right.

“I certainly feel we are a force to be reckoned with when it comes to creative tthinking - we always push to go one step further and our clients are usually ecstatic with the results.”

We have mentioned some of the large clients you work with but you have not turned your back on smaller businesses, and apply your skills to a lot of local brands. Why is that important to you?

“We work locally with small brands for the feel good factor,” he acknowledged, “I get a real kick from seeing someone’s company grow. The love, labour and often hardship it takes to get a business off the ground can be testing.

“When you finally see the fruits of their labour, it makes me very proud to have helped them create their foundation. After all, branding is often so understated and can help make or break a business.

“A good example of this would be the branding I created for homemade mom-and-pop gin company Wolverton Gin. I’ve loved watching them go from strength to strength. You can now find their gin in countless establishments.”

Dealing with the business side of Chiba is not where Luke likes to spend too much time but he knows it is unavoidable.

“The creative side is second nature,” he said. “But my steepest learning curve since starting the business? That is simply running a business. I have never taken pleasure in the accounting side of things and have learned an awful lot the hard way when it comes to client management.

“Managing expectations and having thorough communication throughout a campaign is integral for both parties. It is certainly not the “fun” part of the business for me but one cannot live without the other.”

Chiba’s work takes the team all over the world, but ‘home’ is an office on the High Street in Stony Stratford. It is perhaps not the most obvious location...

“Dan and I have five children between us. We’re both family oriented and live in the same area. Stony is an old town with masses of charm. The High Street acts as the perfect base. We are only an hour from London, where all the major prop houses, studios and hire companies are situated,so it has its perks.

“The initial challenge was bringing the London model of filmmaking out to Milton Keynes, and in having to create our own infrastructure and crew base here.

“Certain cities, like London, are set up for filmmaking, with numerous agencies to help you find the crew, the location, the equipment and the like,” Luke

explained, “But in MK the landscape is fairly new and we have often had to get creative with where we source personnel, locations and props.

“The biggest challenge so far has been how to step up from local films to the global level of working with major labels and advertising companies and how to structure the company to accommodate both this level of production together with the more intimate local films.

“For that reason we recently restructured Chiba Film to include a sister company, Chiba Video, which can cater more towards competitive budgets and direct-to-client videos, over the wider creative campaigns that we tackle, which often have a lot more people to please and a hell of a lot more meetings.”

Most companies have to be creative

to promote and sell themselves but that is precisely the world you work in, which must surely be a bonus?

“We are very fortunate as our work is intrinsically visual and it serves social platforms perfectly,” Luke said. “We do not need to go out on the hard sell or cold calling. One project leads to the next.

“I am currently prepping for a project with Richard Hammond on his new TV series painting one of his classic cars,and working on a true crime documentary series with a production based in Los Angeles, which will air on Sky later this year.

“I am also preparing for a giant mural and projection mapping experience for Diesel’s new Perfume D-Red in Aldgate, London. Over eight stories high, this will be the biggest painting I have ever done. They are both very exciting briefs and, again, I love the variety.”

Chiba’s growing success means they now have a talented group of collaborators they can call on – and where possible they feed back into the local economy by using people from the area.

“If people are based locally it is convenient. Sometimes if schedules do not align we have to dip back into London, but as a rule we remain loyal to the area,” Luke said.

“Some of the most heartwarming moments are on a set seeing a mix of friends, family and co-workers all bringing their specialist fields to the table to create something together.

“For example, Dan’s wife Polly is an award-winning hair stylist which is very useful on set, and my wife is a talented art director, with a keen eye for props and set design.”

Always with one eye on the future, as mentioned earlier, they now incorporate Artificial Intelligence in their work – it is about augmentation and supplementation, not cutting corners.

“AI is never used to replace human creativity with Chiba,” Luke said. “But, with careful navigation, it can certainly help and speed up elements. Our recent animations have AI assets that would have taken us weeks of frame by frame drawing.”

When he started this journey, Luke had a clear vision. How does reality compare to the dream?

“I always had dreams of running a huge company and just taking executive decisions on projects but that has changed and I think we have the perfect balance now. We have definitely achieved the Goldilocks effect.

“I am very grateful for where we are and always excited about whatever challenge is around the corner...”

Chiba’s creatives: Luke McDonnell (above) and Dan Gibling (top)
Wolverton Gin: ‘I have loved watching them go from strength to strength,” said Luke

Should you transfer your pension overseas?

Tony Byrne, of Wealth & Tax Management, has already begun the process with his personal pension.

Chancellor of the Exchequer Rachel Reeves has announced that Labour’s first budget will be on October 30. As Labour has pledged not to increase Income Tax, National Insurance or VAT for working people and has previously announced that Corporation Tax will not be increased, that still gives them a variety of options to tax us more heavily. So Capital Gain Tax, Inheritance Tax and pensions are all likely to be taxed more.

Before the election, Labour stated that they would reintroduce the Lifetime Allowance if elected when the Conservatives announced that the Lifetime Allowance was to be abolished. Subsequently, Labour dropped it from their election manifesto.

However, I strongly suspect Labour will raid pensions again because there is an alleged £22 billion taxation shortfall.

Pensions are a soft target and previously Labour have hit pensions twice

during the last Blair/Brown governments. IHT and CGT are unlikely to raise anywhere near as much taxation as pensions. I have already started the process of transferring my SIPP (Self-Invested Personal Pension) into an overseas pension called a QROPS (Qualifying Recognised Overseas Pension Scheme). The pension scheme is based in Gibraltar. The reason for doing this was because Gibraltar does not have a Lifetime Allowance and, being a tax haven, it has a friendly, welcoming attitude

RISK WARNING The information contained within this article is for guidance only and does not constitute advice which should be sought before taking any action or inaction. All information is based on our current understanding of taxation, legislation, regulations and case law in the current tax year. Any levels and bases of relief from taxation are subject to change. Tax treatment is based on individual circumstances and may be subject to change in the future.

For advice on transferring your pension overseas, take advantage of a one-hour Discovery Meeting either at our offices or via a video conference call at our expense worth £270 to each of the first three readers who contact us before 30 September 2024. You know it makes sense. We offer a great cup of coffee too.

Ring us on 01908 523740 or for free on 0800 980 4516 or email wealth@ wealthandtax.co.uk and quote SEPTEMBER 2024 OFFER to book your free discovery meeting.

to entrepreneurs and high net worth individuals. They would be foolish to impose high taxes on pensions as it would create a financial drain on the country. Needless to say, you need to take expert pensions advice because it is complicated and because every individual’s situation is different. You will also need tax advice from a specialist in this area of taxation. We can help you with all of this.

www.wealthandtax.co.uk

Tony Byrne

Tipping point: New service rules pose a challenge to hospitality

It is vital that employers are aware of the scope of the new rules, how they will apply to various ways of tipping and the tax implications. Businesses in the hospitality industry should therefore consult with staff about how tips will be allocated and ensure they have clear policies in place.

It is common in the UK hospitality industry for customers to reward good service by leaving money on the table for the staff member that served them, adding a voluntary gratuity to their credit card payment or paying a mandatory or suggested percentage as part of the bill.

These days, the majority of tips are paid on cards with the expectation that they will be given to the person who served the customer. It was previously common practice for employers to retain part of the tip to cover administration costs but this will now be unlawful.

A statutory Code of Practice on Fair and Transparent Distribution of Tips has been published that will, helpfully, be effective from October 1 this year.

This Code of Practice applies to all workers, including agency worker and those on zero hours contracts and sets out the following principles:

n It applies irrespective of the method of paying the tip.

n It applies to all tips either received by the employer or over which the employer

A long-awaited rule change is now in force and protects the tips paid to hospitality workers and will mean that employers cannot retain any proportion of those tips. The Employment (Allocation of Tips) Act came into force on July 1, 2024. Stephen Poleykett, partner a chartered accountants and business advisers MHA, assesses the implications.

exercises control. Payments made directly to a worker by cash or via an app are outside the code’s scope.

n All tips and service charges must be passed on to the relevant worker(s). The employer cannot retain any part of them for administration.

n Where the tips are for a number of workers, the employer can use factors such as type of role, hours of work during the period in which the tip was paid, seniority, performance and the intention of the customer to determine how they are distributed. The employer should gain broad agreement from workers regarding their system of distributing tips.

n The Code states that the factors must not be discriminatory. However, length of service is included as a suggested factor and this clearly could be indirectly discriminatory on the grounds of age.

n The employer must have a written tipping policy in place which explains how tips are accepted and distributed. That policy must be accessible by workers but is not required to be displayed for customers.

n Tips must be distributed no later than the end of the month following that in which they were paid. Employers are permitted to use a “tronc” system either via a worker or a third party.

If the latter is used, this must be within a clear framework and the employer must take action if it becomes aware of any unfair or improper action.

n Employers must keep records of all tips received and the amounts allocated to each worker for a period of three years. Workers can make a written request to see the report provided that they worked for the employer during the relevant three-year period.

n Employers must have a process in place to resolve any issues arising from the allocation of tips and must treat queries or complaints from agency workers in the same way as those from directly engaged workers. Unresolved

> To page 36

Tipping: Put clear policies in place

> From page 35.

issues can be referred to the Employment Tribunal.

Businesses should consult with their workers regarding the allocation of tips and put a clear policy in place to ensure that all staff and management are aware of the ramifications of the new Code.

Employers cannot use tips, gratuities, service charges and cover charges to make their workers’ pay up to the National Living Wage / National Minimum Wage. All workers must receive at least these legal minimum hourly rates in their base pay and any tips they receive must be on top of this.

All tips received are still considered taxable income and therefore subject to income tax. Whether an employer is required to operate PAYE in respect of tips depends largely on the method by which they are distributed.

If a customer pays a tip to an employee directly or leaves it on the table and the employee collects it with no involvement of the employer, there will be no need to operate PAYE on the tip itself. It is, however, the employee’s responsibility to advise HM Revenue & Customs of the tips received each year and HMRC will adjust the employee’s tax code to collect the tax payable.

If tips are distributed by the employer, the employer will be responsible for the operation of PAYE on the value of the tips.

Tips are often pooled and distributed by a designated member of staff in a scheme known as a Tronc. The designated member of staff - the troncmaster - has sole responsibility for the allocation of tips among the staff. The troncmaster is responsible for deducting tax - but not National Insurance Contributions - and for paying it to HMRC. Any reporting of National Insurance will be the responsibility of the employer.

The employer is responsible for advising HMRC of the tronc’s existence. Failure to do so could result in the employer facing liability for any tax, NI, interest and penalties. Employers are also responsible for notifying the appointment or replacement of a troncmaster to HMRC. Sometimes employees arrange the distribution of tips among themselves –for example, colleagues decide to pool tips to ensure kitchen staff receive a share. If there is no formal arrangement and no employer involvement in the distribution of the tips, there will be no need for the employer to operate PAYE. However, the employees concerned will be required to declare the receipt of such tips to HMRC, who will alter their tax codes to collect the tax that is payable.

Laura Bateman, partner at chartered accountants Elsby & Co, explains why preparing for the future is important now.

Make succession planning a priority for any business

Established Northamptonshire accountancy firm Elsby & Co is helping its clients to be ahead of the game when it comes to planning for the future.

Research published earlier this year revealed only 9% of UK businesses have succession planning fully integrated into their strategies, leaving many companies exposed to the risk of sudden leadership changes when owners decide to leave or retire.

Rushden-based Elsby & Co aids companies with succession and exit planning by helping them in areas such as business valuations and sales, inheritance tax planning, identifying their future needs and managing and developing key employees.

Partner Leona Bateman said: “Selling a business or handing it over to the next generation tends to have complex

“The important factor is the wording on the menu, which creates the contract between the customer and the

restaurant.”

National Insurance will only be payable in respect of tips where an employer is involved in their collection or distribution. In particular, no NI will be payable if tips are given directly to an employee or left on a table by the customer and are collected by the employee or if tips are distributed by a troncmaster with no involvement from the employer. Where tips are handled by a

and unusual issues that can take time to implement.

“The ultimate goal of exit and succession planning is to ensure a smooth and profitable transition for the business owner, whether they are retiring or moving on to other ventures.

“Effective exit and succession planning is crucial to helping companies maintain the continuity of their operations, retain institutional knowledge and reduce the risks linked to leadership gaps.

“It is also an important aspect of talent management and can significantly contribute to organisations’ long-term success.”

Elsby’s team ensures business owners have considered all sale options, including employee ownership, where a company’s staff hold shares or a stake in the ownership

troncmaster and the employer is involved in allocating the tips among staff, the troncmaster will be responsible for the tax that is due while the employer will be responsible for NI.

Tips are not subject to VAT nor are certain service charges. The position depends on whether the customer has a genuine option whether to pay the service charge. This applies even where the service charge appears on the bill. The important factor is the wording on the menu, which creates the contract between the customer and the restaurant. If it is clear that a service charge will be added, VAT is due.

However, where the service charge is described as discretionary or optional, no VAT is due as the customer has a genuine option to pay or not pay the service charge. This is the case even if it is added to the bill without asking the customer.

The distribution of service charges to staff has no effect on the VAT position. Where VAT is due, it should be deducted before payments are made to staff. However, these rule changes represent a complicated and potentially high-risk challenge for employers in the hospitality industry.

n To find out more, contact a MHA tax specialist. mha.co.uk

Stephen Poleykett

“Effective exit and succession planning is crucial to helping companies maintain the continuity of their operations.”

Laura Bateman

of a business, and management buy-outs, where a firm’s existing management team buys a majority or all of the ownership stake from the current owners.

Elsby has experience of business sales in many different markets and discretely supports clients through the whole process. It helps business owners to maximise their company’s value in the event of a sale or implement a smooth handover that all family members and shareholders feel comfortable with.

Once an agreement is found, Elsby can manage the process through due diligence to completion and then into the transition.

Leona added: “Elsby & Co has been supporting clients for more than 30 years and over the decades it has grown into an organisation which offers so much more than traditional accountancy services alone.

“Elsby and its complementary businesses can support clients with everything they need – from the start of their journey to the end and beyond.”

Budgets v forecasts v targets: Understand the difference

... and use all three to steer a safe course through the tricky waters of financial management, writes financial consultant Adrian Goodman.

For UK-based SMEs, understanding the financial landscape of your business is critical to sustainable growth. Three key tools - budgets, forecasts and targets - are essential in guiding decisionmaking and ensuring financial stability. Though sometimes used interchangeably, these terms serve distinct purposes and contribute differently to your business’s financial health.

Budgets: The Financial Blueprint

A budget sets out planned revenues, expenses and, ultimately, profits based on past performance, known deviations and an understanding of the resources available. It is a comprehensive plan for a specific period - usually a year - that should account for both fixed and variable costs, ensuring that you have a realistic view of what your business will look like financially.

A budget establishes a framework for financial discipline. It allows you to allocate resources efficiently, identify potential shortfalls early and set clear financial boundaries. When adhered to, a budget ensures that funding and resources have been properly allocated, prevent overspending and ensure economic viability.

However, a budget is a static document. It does not account for unexpected changes or opportunities that may arise during the year and, once approved and issued, should only be amended in exceptional circumstances.

Forecasts: Adapting to Change

A profit forecast, unlike a budget, is a dynamic tool that evolves as your business grows and market conditions change. While a budget is set at the beginning of a financial period, a forecast is updated regularly - often monthly or quarterly - to reflect actual performance and new information.

Forecasts consider current sales trends, economic conditions and other

variables that could impact the eventual performance of your business.

The primary function of a forecast is to provide a realistic estimate of your future financial position. It enables you to adjust your expectations in response to realworld developments, making it a critical tool for proactive financial management. It is not the same as a budget but will often be viewed alongside an original budget to apply context to visible trends.

Targets: Driving Performance

Financial targets are the specific goals your business aims to achieve within a given timeframe.

Unlike budgets and forecasts, which are rooted in reality and best estimates, targets are aspirational. They set the bar for performance, challenging your team to reach new heights. Targets can be related to revenue, cost reduction, profit, market share or any other key performance indicator that aligns with your strategic objectives.

Setting realistic yet ambitious targets is crucial. They should be challenging enough to motivate your team but setting them out of reach can damage morale. Targets also play a crucial role in performance management, helping you to measure success and hold your team accountable. When targets are met, they validate your strategic approach; when they are not, they provide valuable lessons that can inform future planning.

Financial control is not just about having a solid budget or an accurate forecast. It is about integrating these tools effectively. A budget provides the financial foundation; forecasts offer the flexibility to adapt; targets drive your business towards its goals.

By understanding and leveraging the unique strengths of each, business owners can navigate the complexities of financial management with confidence, ensuring long-term success and sustainable, profitable growth.

n For further information, visit elsbyandco.co.uk or contact 01933 312950.

Adrian

is

ppxconsulting.co.uk

adrian.goodman@ppxconsulting.co.uk 01536 856 740

Technology

The use of technology is central to Europe’s bid to tackle the lingering danger of asbestos in buildings. Compliance specialist Adam Fox assesses whether the UK should follow suit.

As the European Commission takes decisive steps to protect its citizens from the dangers of asbestos, the UK faces a pressing question: should it follow suit and adopt stricter asbestos exposure limits?

The argument for reducing permissible exposure levels is compelling, especially given the grave health risks associated with asbestos, which remains the UK’s biggest industrial killer.

Despite the inherent challenges, particularly in the realms of technology and financial cost, the potential to save lives should steer our course.

Recent initiatives by the European Commission underscore an urgent reality: asbestos is a lethal carcinogen responsible for a significant number of preventable deaths across Europe. The Commission’s bold steps aim to protect workers and the environment by proposing to lower the occupational exposure limit to asbestos tenfold, based on the latest scientific advancements and technological developments in safety monitoring.

In the UK, where similar industrial and building contexts exist, adopting these stringent limits could dramatically decrease health risks for thousands of workers each year.

Traditionally, the UK has utilised Phase Contrast Microscopy for asbestos monitoring. While effective within its limits, PCM fails to detect the finest, and often most harmful, asbestos fibres. These microscopic fibres can linger in the air long after initial disturbance and pose severe health risks upon inhalation.

Although not entirely new, advancements in technology present Electron Microscopy as a superior alternative. EM offers a more precise analysis, capable of identifying these smaller fibres that PCM misses. This technology could revolutionise safety standards by providing a clearer, more accurate picture of airborne asbestos levels in environments from old buildings to construction sites.

It would also bolster the current standards worked to by Licensed Asbestos Removal Contractors, potentially meaning they would have to spend longer and adopt new methods of fine cleaning an asbestos removal area prior to handing it back to the client, making it safer to be reoccupied.

Transitioning to Electron Microscopy highlights two significant challenges:

n Cost.

n Portability.

The potential to save lives should guide our thinking

“Embracing advanced technology, despite its higher initial costs and complexity, is a critical step towards safeguarding

public health.”

EM technology involves sophisticated, expensive equipment that represents a substantial investment for any business. Moreover, EM is not as portable as PCM, complicating its deployment in various field conditions.

Further complicating this transition is the upskilling of the existing workforce via training and qualification as well as the time required to conduct EM analysis. These factors will inevitably lead to longer project timelines and higher overall costs for the end client.

However, when considering the technology’s ability to prevent asbestosrelated diseases, its value becomes apparent. We must ask ourselves: can we afford to delay adopting a technology that would help save lives?

The financial implications of adopting advanced technological solutions must be weighed against the potential

healthcare savings over time. Asbestosrelated diseases are not only deadly but also cause significant long-term healthcare costs and personal suffering. Investing in better detection technology could reduce these burdens dramatically.

The government and industries must explore ways to balance these costs. Possible measures could include financial support for businesses transitioning to better technology, such as grants, subsidies, or tax incentives. Such initiatives could alleviate the immediate financial burden and encourage widespread adoption of safer practices.

It is essential for the UK government and industrial sectors to take proactive steps towards safer asbestos management. This includes setting realistic timelines for businesses to adapt to new regulations, offering training for technicians in the use of EM and fostering a regulatory environment that supports health and safety without stifling economic growth.

The government could play a pivotal role by providing clear guidelines and support for companies transitioning to new technologies. Industry leaders, for their part, should prioritise investing in technologies that ensure the safety and wellbeing of their employees - their most valuable asset.

As the UK considers its stance on asbestos regulation, the lessons from the European Union offer a valuable blueprint for action. Embracing advanced technology in asbestos detection and analysis, despite its higher initial costs and complexity, is a critical step towards safeguarding public health. The potential to significantly reduce the incidence of asbestos-related illnesses should guide our decisions, transcending the constraints of current methodologies.

In an era where technological advancements continuously reshape our industries, adopting stricter asbestos control measures is not only a regulatory or economic issue but also a moral imperative. The UK has the opportunity to lead by example, demonstrating that public health is the ultimate priority in its policy decisions.

It is time for change, a time to commit to an asbestos-free future where the safety of our workers and the general public is guaranteed.

Adam Fox is a director of Consulo Compliance consulocompliance.co.uk adam@consulocompliance.co.uk

Adam Fox

Upgrading your business CCTV: There are factors to consider...

Having a CCTV system in place is a nobrainer as a business owner - it helps you to maintain security and prevent crime. But is your CCTV fit for purpose?

Thanks to technological advances, CCTV systems for businesses have developed in leaps and bounds in comparison to traditional set-ups. Its cutting-edge camera technology and state-of-the-art software has replaced analogue as the system of choice.

Keeping up to date with the latest technology makes sure your business is as secure as possible. Here are five things to consider to make sure your investment is worthwhile.

Camera Type and Quality

When selecting the best camera for your upgrade, the first step is to work out the purpose of each camera and the best locations for them. Do you need to cover a large field of view or a smaller focused area? Do you require Covert or Overt CCTV? Will cameras be indoor, outdoors or both?

The four main types of camera are: Fisheye cameras Great for wide angle and blind spots.

Dome cameras Cover large areas thanks to a 360° rotation, often used for covert viewing and vandal-proof.

Bullet cameras For outside monitoring due to their long range.

Turret/eyeball cameras Extremely durable and capable of both long-range and close-up monitoring.

When it comes to camera quality, bigger is better. The higher your camera resolution, the clearer your images will be and the better chance you have of identifying perpetrators if a crime is committed.

Think about additional camera features, such as low light imagery or night vision, which help to ensure CCTV imagery

captured is clear and usable.

High resolution and specialist cameras can come at a cost. 4K is a great option when looking for CCTV cameras - images will be clear and detailed. If your existing system is analogue, consider a HD analogue upgrade - a cost-effective option to improve your old system, keeping existing cabling and therefore reducing installation costs.

Storage Options

Enhancing camera quality to produce higher-resolution images will mean that you will use more storage space. Storage requirements depend on the number of cameras you have within your system, the resolution of images and for how long you retain footage.

Storage can either be local or cloudbased, depending on your requirements. While cloud-based storage has benefits such as flexibility and ease of access, it is likely to have a monthly cost implication. Keep in mind that there are strict

CCTV Rules for Businesses including storage requirements. The Information Commissioner’s Office advises that businesses store CCTV footage securely to maintain its “confidentiality, integrity and availability”, using encryption when possible. When looking at storage options, make sure that they comply with your obligations.

Connectivity and Network

Wired or wireless? Hardwired systems are undoubtedly more reliable but can be restrictive when deciding camera location. Adding additional cameras will involve increased installation costs. Wireless is more flexible when placing your cameras but can be less reliable at times.

Higher resolution cameras will produce more data to process so you may need to review your network infrastructure.

Access

Ask yourself how quickly can you access your CCTV recordings? If the answer is more than one minute for real-time footage or 20 minutes for a specific piece of stored footage, you need to look at a new system.

Modern IP CCTV systems benefit from features such as mobile apps, alerts and smart search. You can access footage quickly and easily, finding exactly what you need when you need it. And you can check out any alerts from home, accessing everything you need to make sure there are no intruders on site.

Integration

Many modern CCTV softwares will integrate with existing systems such as like access and alarm systems, leading to a more comprehensive, effective monitoring operation.

Before purchasing CCTV, check its compatibility with your existing systems. Taking this holistic approach to your security system will pay off in the long run. Keeping up to date with new technology in the CCTV market is essential to ensure the security of your business. Upgrades such as highresolution cameras can be pricey but a strategic review of your existing setup and careful consideration of your business needs will ensure that your investment pays off.

Pilot show puts F1 in the spotlight

Take a trip behind the scenes of Formula 1 Grand Prix motor racing in a new documentary show.

Indian actress and motorsport fan Manisha Ram Kelkar and race engineer, author, film producer and educator Rex Keen are the presenters of a new pilot series Manisha’s F1 Trackside Adventures, taking the viewers behind the scenes at F1 tracks and introducing the people involved in the sport who are seldom seen on race days, the places to stay, activities and the best trackside and VIP experiences around the world.

The programme is the brainchild of Milton Keynes-based production company The Video News Factory. ”We are incredibly excited about this partnership

and the opportunity to bring Manisha’s and Rex’s insights into the F1 world,” said TVNF managing director John Allard.

“It is a must-watch for long-time F1 fans and a new generation of viewers eager to see what goes on behind the scenes.”

TVNF is filming the pilot episode backed by the Kickstarter website, where creators share their work plans with potential investors. The company hosted an event last month for investors, the media and crowdfunders to meet the creative brains behind the project.

“TVNF is committed to delivering highquality, engaging content,” said John “and this new series aligns perfectly with our vision of showcasing the best F1 experiences.”

A Kuwaiti-based consortium has taken over ownership of MK Dons FC and the Stadium MK Group.

The deal leaves the club and stadium debt-free and has been ratified by the EFL. The consortium is headed by Fahad Al Ghanim, an entrepreneurial businessman who has worked across sectors, including banking, investment, automotive and real estate. His family owns Kuwait SC, one of the most successful football clubs in the Middle East.

Mr Al Ghanim attended a match at Stadium MK a year ago and has been in discussions with former Dons and Stadium MK group chairman Pete Winkelman since.

The new owner plans to improve the

A Don deal: Consortium completes acquisition

club through investment in it and in Milton Keynes. A statement on the MK Dons website said: “The consortium has the opportunity to reignite a significant sporting dream for Milton Keynes, offering great hope and optimism for what the club can achieve in the future.”

Pete Winkelman steps down as

chairman after 20 years at the club. He began the move to bring the club to Milton Keynes in 2001, with the first match played at the National Hockey Stadium two years later.

The club won the League Two title and EFL Trophy in 2008 and was promoted to the Championship in 2015. Most of its football has been played at League One level.

In a statement, Mr Winkelman said: “What has become clear to me in recent years is that while I am so proud of Stadium MK and the sustainable business we have created, it can only support the development of the football club to a certain level without separate and significant investment.

> To page

John Allard

Business of Sport

President steps down after a marathon innings

Northamptonshire County Cricket Club’s chairman Gavin Warren will become the club’s president in October when Gary Hoffman takes over the chair.

Lord Naseby has filled the role for 15 years since succeeding the 9th Earl Spencer in 2009, making him Northamptonshire’s longest-serving president since Lord Lilford who oversaw the club’s affairs between 1903 and 1921. He is retiring at the age of 87 after helping to steer the county through a period of profound change both at Wantage Road and in the English game.

As Michael Morris, he represented Northampton South as Member of Parliament between February 1974 and May 1997, and filled the office of Deputy Speaker (with the official title of Chairman of Ways and Means) from 1992 until leaving the Commons, after which he became Baron Naseby of Sandy in the County of Bedfordshire with a seat in the House of Lords.

A keen supporter of both NCCC and the Northampton Saints rugby team, his stated ambition as president was to “keep the [cricket] club relevant”. When,

in September 2016, an EGM was called to consider a proposal for the cricket club to become a limited company, thus ending nearly 140 years of collective ownership through its members, Lord Naseby publicly backed the move, which was approved by a large majority.

His ever-optimistic and enthusiastic comments became a regular feature of stakeholders’ meetings but much of his most valuable work on the club’s behalf has been done behind the scenes, out of the public eye, the club said.

Speaking ahead of his retirement, Lord Naseby said: “What a privilege for a President to be asked to attend board meetings to help our beloved cricket club.

“I remember all too clearly the financial and morale challenges Gavin faced when he took over as chairman. Today thanks to Gavin’s hard work and relentless enthusiasm, our club is financially solvent as well as playing exciting cricket.”

Gavin said: “Lord Naseby’s support for NCCC and me as chairman has been phenomenal. We have become great friends and I am pleased that he accepted the role as patron.”

Sponsor hails a ‘club like no other’

Ryebridge Construction has extended its partnership with Championship club Luton Town FC for a seventh consecutive season.

The Luton-based civil engineering company’s logo will be displayed on the back of the Hatters’ away and third shirts for the new season.

Hatters commercial director Chris Bell said: “A long association with Ryebridge has resulted in many memorable moments. Ryebridge is a business with a deep connection to the local community sharing the same values as the us. It is important to us to partner with businesses that have a positive impact locally.”

Ryebridge director Daniel Coyle said: “This club is like no other and is so important to our community. To support it, in what will be our seventh year, fills us all with a sense of immense pride.”

The Hatters have also welcomed KDW Financial Planning as a new club partner for the 2024-25 season.

The St Albans-based company joined the club as a business partner last year and have now become an official partner in the personal wealth management sector.

Star Platforms has also renewed its sponsorship of the Hatters for a seventh season. Managing director Richard Miller said: “Star Platforms and Luton Town have both come a long way since we signed the original deal back when the Hatters were in League Two.

“After five years as front of shirt sponsor (away kit) from 2018/19, and remaining a sponsorship partner during the Premier League journey, we are delighted to be back on the shirts as the home kit sleeve sponsor.”

‘Time to step aside and put custodianship into new hands’

> From page 41

“Over the last year, I have been able to spend time with Fahad and he has convinced me that he brings the passion, determination and ambition to see the club participate at the highest level and has the resources to help it do so.

“It is, therefore, time for me to step aside and put the custodianship of the club and the wider business into new hands.”

Mr Al Ghanim said: “My ambition is to build on the fantastic foundations already here in Milton Keynes and to take MK Dons to the next level, both on the pitch and off it.”

His priority is to continue the work of the club in the short term while he and his

team assess the business. “Our first focus will be on strengthening the first team squad to give the club the best chance of promotion this season.

“I fully believe the team are in a great place. I am not looking to disrupt the fantastic work done over the summer - if anything, I want to add to it.”

Mr Al Ghanim paid tribute to Mr Winkelman’s work over the past two decades. “Pete and his team have achieved much in Milton Keynes and I am extremely grateful for the trust they have placed in me to continue their work.

“I am excited to discuss further how we can shape our plans for the club, city and community.”

Farming, beef and Blues... ‘a perfect fit’

National insurance company NFU Mutual is to be a platinum sponsor of Bedford Blues for the upcoming Championship rugby season.

The organisation came on board as a gold partner at Goldington Road a year ago and has now expanded its relationship with the club. Included in the package will be sponsorship of the annual Farmers Day at Goldington Road, additional hospitality throughout the season and advertisements across all club marketing.

Blues commercial manager Louis Mann said: “It is always humbling when businesses such as NFU Mutual see the benefit of supporting Bedford Blues in their first season of partnership and decide to expand that portfolio immediately into a new year.

“They are not the only business to follow that journey with us ahead of 2024/25 and we are incredibly grateful for their support. I am excited to see how this relationship grows stronger in the coming season.”

n Meat supplier Dovecote Park has extended its partnership with the Blues to remain one of the club’s main sponsors this season.

The company, based in Yorkshire but whose chair David Gunner is also chair of the Blues, is a long-time supporter and has the main hospitality venue at Goldington Road carrying its name.

David is a former Blues player, sponsor and director.

The club’s chief operating officer Gareth Alred said: “This new agreement further shows their generosity and support for the club. We are very fortunate to have David as our chairman. Dovecote Park, the very finest British beef and Bedford Blues, the very finest British rugby (in our opinion), seems a perfect fit.”

I love the club: Saints new CEO relishes role

Julia

Chief operating officer Julia Chapman is to succeed Mark Darbon as chief executive of Northampton Saints when he departs for Scotland and a similar post at the R&A’s St Andrew’s headquarters in November.

Julia has worked at Franklins Gardens since 2016 when she joined as finance director. She became finance and operations director in 2018 and chief operating officer two years ago.

“This feels like a natural progression for me,” Julia said. “It is a huge honour to be part of this historic club’s story. I love the club.”

Julia oversaw the Saints’ work on the salary cap for its employees and has been central to the development of the new High Performance Centre and the hotel project at the stadium. She also has led the Saints’ sustainability work. The club signed up to the UN’s Sports for Climate Action Framework in 2022 and aims to be at net zero emissions by 2040.

She beat several other high-calibre candidates to the post, said Saints chairman John White. “For the board,

Julia was always the stand-out choice. She has more than two decades worth of experience working across multiple businesses and, given her background as chief operating officer, she also has an unparalleled knowledge of all the challenges we have faced in recent years.

“Having been at Saints since 2016, Julia also has a clear understanding of the club: our culture, our structure, our history and our role within the community here in Northampton.”

The new chief executive said: “We have seen a period of success, on and off the pitch, over the last few years but there are still so many opportunities for us to develop and a lot to play for as a business.

“There are still challenges ahead too, both for Saints specifically and within the wider landscape of rugby, but we have a really strong strategy in place and having an in-depth understanding of the club’s finances gives me a head start within my new role as we look to build a sustainable future by returning to profitability as soon as possible.”

Cobblers club aims to boost bond with business

More than 100 people representing some 65 businesses were at Sixfields for the launch of Northampton Town FC’s new Cobblers Business Club ahead of the new season kick-off.

They heard from senior Cobblers officials about their plans for the Business Club, which aims to host four events a year at venues around the county including Silverstone and the Hilton Hotel Northampton as well the club’s home ground at Sixfields.

The Cobblers Business Club, commercial director James Corrigan told guests at the launch, will create

opportunities for businesses and entrepreneurs to network, connect and share insights.

“One of my priorities was to create a platform through the football club for our partners, sponsors and businesses in and around Northamptonshire.” James added. “The launch event was a great success and we hope many businesses will join us in the Business Club as we look to further develop networking opportunities.”

n Long-time Cobblers sponsor Jackson Grundy is to sponsor the West Stand at Sixfields. The estate agency company has partnered with the club for more than

15 years. The stand will be renamed The Jackson Grundy Stand.

“This sponsorship reflects our longstanding relationship with the club and our commitment to supporting our local community,” said Jackson Grundy managing director David Jackson. “We look forward to many more seasons of shared success and collaboration with the Cobblers.”

James Corrigan added: “It is great to see them further supporting the club and we are looking forward to seeing integration within the community and further developing our close relationship.”

Chapman

The speed... the intensity... the cool jerseys... Solicitor

Chris Buck reveals why he is a massive fan of ice hockey in general and Milton Keynes Lightning in particular.

Has ice hockey always been your sport of choice to follow?

I have always liked ice hockey since childhood. However, I like to watch most sports, including football and rugby.

What sports did you play at school and what sports do you play now?

I played football and rugby and was also a sprinter – 100 and 200 metres. In my 20s and early 30s I was a keen longer distance runner, running numerous halfmarathons and the London Marathon in 2012 (the Olympic course). A busy family life limits my current sporting endeavours to a weekly swim and the gym.

Did you (or do you still?) have sporting ambitions?

I realised my limitations early and focused on my legal career. I knew I wanted to be a solicitor at secondary school so that was the focus of my attention.

How and when did ice hockey become your sport?

I became interested first by watching the Disney Mighty Ducks movies. I was lucky enough to visit America a couple of times as a child and watching games on the television there further fuelled my interest. I grew up in the West Country and used to watch Swindon Wildcats. However, after moving to the area in 2005 to start my training contract with Franklins Solicitors and then settling here - I have remained with Franklins since qualifying in 2007 - I have adopted Milton Keynes Lightning as my team of choice.

What’s the attraction?

The speed. The intensity. The cool jerseys. The music played in between the game action. How approachable the players are (unlike football and, increasingly, rugby). You meet them after games and they are all very friendly and engaging. Everything.

Why MK Lightning?

Location. History. How well it is run. What the club does in the community. The family and inclusive atmosphere at the rink. Everything.

Tell us about the ice hockey experience. A game comprises three 20-minute periods with a 15-minute break in between each period. Taking account of the clock stopping for breaks in play, a game generally lasts for two hours.

Chris and his son James with MK Lightning forward Toms Rutkis. the player sponsored by Chris’s employer Franklins Solicitors
Toms Rutkis in action for MK Lightning at Planet Ice

First it was Ducks, then Wildcats... until the Lightning struck

There are six players on the ice for each team at a time. However, players can be penalised and sent to the penalty box –generally for two minutes.

When this happens and the other team is a player up, it is called a powerplay. If that team scores during the powerplay, the penalised player returns even if there is time left on the powerplay.

Oh, and beware of flying pucks...

“I went to Madison Square Garden once to watch the New York Rangers. Personally, I think the atmosphere in Milton Keynes is better.”

How serious a fan are you?

Pretty serious, I would say. I try to get to most home games, which are generally at Planet Ice on Saturday evenings.

I have a lightning bolt tattoo too. That said, I have 75 other tattoos and so getting an ice hockey-themed one was not too much of a stretch decision-wise.

Do you go to away games?

I have a young family so weekends are busy and this tends to curtail away games. I went to Madison Square Garden once to watch the New York Rangers. Personally, I think the atmosphere in Milton Keynes is better.

What does your family think of your love for the Lightning?

My wife has moved from indifference to acceptance and she is now fully on board. My two children love it too, especially my son James. We practise his maths by me giving him a sum and he has to work out the answer and then give me the name of the player who wears that number on the back of his jersey.

What’s the best game you’ve seen?

Last year was Franklins’ first foray into sponsorship when we chose to sponsor Toms Rutkis, an exciting attacking forward. Our name appeared on his jersey and was read out whenever he was introduced on the ice or did something notable, such as scoring or an assist.

The team won the Cup last season in March. The second leg of the Cup Final

was at home and Toms scored a hat trick. We had 25-plus of us there from Franklins. It was epic and my best game experience. Rod Stewart even showed up - his son Liam was playing for Milton Keynes Lightning at the time.

Over the years, who has been MK Lightning’s greatest player?

I am biased. I cannot see beyond Toms Rutkis. That said, I am also a big fan of Tim Wallace, the current player-coach. He played in the NHL - the top league in America - with stints at Pittsburgh Penguins, New York Islanders, Tampa Bay Lightning and Carolina Hurricanes.

What’s your hope/prediction for MK Lightning this season?

The team had a brilliant season last year but faded come the play-offs in April and missed the big finals weekend in Coventry. I am hoping they remedy this in the 2024/2025 season which starts in mid-September.

I’m not into ice hockey but I love my sport. Convince me to come to Planet Ice to watch a game with you.

It is a really entertaining and fast-paced sport. It is a great atmosphere too – the rink can hold around 2,500 spectators for home games and attendance is very strong. Plus there are lots of food and drink outlets.

The club markets home games as the best Saturday night out in Milton Keynes and I fully agree.

How did you persuade Franklins to become a sponsor of MK Lightning?

This year Franklins has upgraded our sponsorship and are sponsoring the team as well as Toms.

The additional benefits include an advertisement board at the rink and our logo on the back of the jerseys of all players as well as all replica jerseys sold to fans. Another benefit to sponsoring the team is that we have two season tickets for home games. We are using these to allow our employees, business connections and clients to attend games.

Given the brand awareness, employee engagement and business development opportunities these benefits bring, when considered against the sponsorship cost it was a fairly easy pitch to the owners.

Chris Buck is an associate partner at Franklins Solicitors. franklins-sols.co.uk

...Chris and James are joined by wife Heidi and daughter D’arcy rinkside at Planet Ice with Toms
Chris has the MK Lightning bolt tattooed on his wrist

Business Soundbites

A snapshot of what business people have been telling us.

“Its arrival and integration into the workplace has been fast, leaving some employers ‘in the dark’ about how their staff are using it, and many struggling to put the correct measures in place to govern it.”

Andrew White, CEO of Sapio Research, on the findings of a study into employer and consumer attitudes across Europe to Artificial Intelligence.

“This partnership shows our collective motivation to boost the region’s economic prospects.”

Cllr Pete Marland, co-chair of the South Midlands Authorities. The partnership of six councils is collaborating to support businesses.

“We’ll be changing our business model to meet the needs of decarbonisation.”

Suzuki GB director Dale Wyatt at the firm’s head office in Milton Keynes on its plans for the future.

“A win for our community, a win for our customers and a win for our rural African women at our factories in JE Oils and the Kingdom of Essan.”

Naturally Tiwa Skincare’s head of operations and marketing on the organisatiuon’s retail partnership with Willen Hospice.

“Reaching the next generation of workers directly is so important.”

Jordan Burns, group sales director at recruitment and training agency

Simon Acres Group, reflects on meeting 50 students at the Duston School in Northampton to talk careers and apprenticeships.

“Northamptonshire enabled me to fulfil my childhood dream, to become a professional cricket player.”

Batsman Emilio Gay, who is leaving Northamptonshire at the end of the current county cricket season.

“We are not getting any younger and there is no one in the Frost family to take over the reins.”

Directors James and Jeremy Frost explain the sale of Frosts Garden Centre in Woburn Sands, founded 78 years ago by their grandfather, to The Blue Diamond Group.

Returnship hopefuls reaching for the sky

Airline’s recruitment campaign is targeting the ‘unretiring’ over-50s

The over-50s, those looking for a career change and people looking to ’unretire’ are the targets of a new recruitment campaign for cabin crew by low-cost airline easyJet.

The airline, whose UK HQ is at London Luton Airport, has unveiled its Returnships initiative after the results of research it commissioned show that almost three in four of those surveyed said that their time of life was perfect to start a new career.

easyJet has seen the number of its cabin crew aged 50 or older more than double since it first launched the campaign in 2022. The number of over60s has quadrupled in the same period, the airline said.

Now a new campaign has launched ahead of easyJet’s annual recruitment campaign which began this month. The airline is keen to encourage more of this “experienced and skilled demographic” to apply for the hundreds of cabin crew roles available for 2025 in easyJet’s bases across the UK, to bring their valuable experience to the profession, a spokesman said.

easyJet’s survey of around 2,000 UK residents aged over 50 found that twothirds of respondents were considering returning to work, with just under half interested in a new career.

They are eager to take on a new

challenge (82%) and to have new experiences (77%). Two-thirds agreed the change would be to pursue a dream job. More than a third said they enjoyed working and keeping busy, while a similar number wanted to find a role about which they were passionate.

Michael Brown, director of cabin services, said: “Since launching our campaign to encourage more over50s and career changers to become cabin crew, we have been delighted by the fantastic response, with many more joining us, and we want to see that continue. Being cabin crew can be a job for anyone with the skills, no matter their age, which is why it is important that through our initiatives like our Returnship campaign, we tackle misconceptions about the job and broaden horizons for even more talented people looking for a new opportunity who can bring their wealth of life experience to the industry.”

Three-quarters of the survey agreed that in their 50s was the perfect time for a career change. Their wealth of transferrable skills and experiences are an asset in for many careers. 40% said they had more freedom, for example because children have left home.

More mature cabin crew bring problem-solving experience, good interpersonal and communication skills and training know-how but believe they would be at a disadvantage against younger candidates, the survey found.

However, the airline is keen to hear from those who previously feared a cabin crew career was out of their reach.

Superheroes leading the fight for sight

Many of us find a visit to the dentist a daunting prospect. For children, the same feeling can apply when going for an eye test. Now one eye specialist is looking to ease those fears, with a new book designed to highlight the importance of looking after your vision.

Sunny’s Trip To The Optometrists, published by Tompkins Knight & Son Optometrists in Northampton, tells the story of a little boy who meets a real-life team of eye health superheroes during his appointment - The Eye Wizard, Dry Eye Doc and The BV (Binocular Vision) Girl.

Together they take on the world in their never-ending “Fight for Sight”.

The book is the brainchild of Tompkins Knight & Son director Brian Tompkins. “Getting your eyes examined regularly is vital for long-term eye health but for some children it can seem daunting,” he said. “We wanted to create something that gets them relaxed and actually looking forward to their visit.

“The book is a fun way of introducing children to the team they will meet when they come to see us while explaining all the tests we will be carrying out and how we can help them to keep seeing better for longer.”

Early diagnosis and intervention is key to slowing the progression of shortsightedness in children, with regular eye examinations by an eye care professional recommended. The condition, known as myopia, threatens to affect half of the

world’s population by 2050.

“Current research indicates that both genetics - if one of your parents has myopia, you are three times more likely to develop it - and environmental factors determine whether a child will be myopic,” said TK&S optometrist Dr Patel. “They also play a role in the progression of myopia.

“However, while we cannot change their genetics, it is useful to know that environment plays a significant role in myopia and therefore everyone can use some simple strategies to help protect their vision both now and into the future.”

An increase in time outdoors of about two hours per day, which helps children use their full range of vision, significantly reduces the risk of developing myopia. Near-vision work without a break can increase the likelihood of developing the condition and TK&S advises parents to encourage children to take regular breaks.

For every 20 minutes spent on near tasks, take a break for 20 seconds gazing into the distance (20 feet or six metres away), Dr Patel advises.

Sunny’s Trip To The Optometrists has been illustrated by Rebecca Ireland, herself an optometrist. “We are extremely grateful to Rebecca for bringing the story to life,” said Brian. “The book looks and feels amazing.”

The book is available to parents to read with their children ahead of booking in for an appointment.

The riders revving to save the rhinos

Property man Paul Campbell and his friend Gary Dipple are pictured before they set off for South Africa on a motorbike ride raising money to help the fight against rhino poaching.

They were among a group of 14 riders who travelled across the country last month visiting sanctuaries and parks to raise awareness of and money for urgently needed security measures to protect the rare species from poachers.

The Ride for Rhinos 2024 event aims to raise £10,000 to support two conservation projects: one in Eswatini and the other in Kruger National Park, South Africa, in partnership with the SANParks Honorary Rangers.

“All profits will contribute to the final fundraising total,” said Paul, who is a director at Campbells estate agency in Daventry. “All the riders in the tour are self-funded, so every penny donated here will go directly to these two vital conservation projects.”

These projects will play a crucial role in protecting endangered species and enhancing conservation efforts. The Eswatini Project will provide solar energy for electric security fencing to protect an area that is home to the rhino population in Eswatini. The Kruger National Park Project, in partnership with SANParks and the SANParks Honorary Rangers, is to maintain a key enclosure in the park.

The funds will also support efforts to reintroduce rare antelope species and to rehabilitate and care for both black and white rhinos. The initiative will significantly contribute to these species’ conservation and the park’s overall biodiversity, said Paul.

Gary, who lives in Crick and works in logistics for retailer TK Maxx, added: “Together, we can make a lasting impact on the future of these endangered species.”

Ride for Rhinos has raised more than £35,000 since 2017.

Brian Tompkins reads Sunny’s Trip To The Optometrists with a young patient
Paul Campbell (right) and Gary Dipple

Networking

A group for networkers looking for referrals, introductions, opportunities and sales. NORTHANTS AND SURROUNDING AREAS

Every Tuesday at noon. NATIONAL NETWORKING

Every Wednesday at noon. Contact Gary Thorpe for all events. Email: gary.thorpe@debt-doctors.co.uk. Tel: 07963 766052 or 01536 333425.

AYLESBURY

2nd Tuesday 12 noon-2pm: Online. MILTON KEYNES

2nd Thursday 12 noon-2pm: Online. BUCKINGHAM

3rd Tuesday 12 noon-2pm: Online. CAPPUCCINO CONNECTIONS

4th Thursday 10am-11.30am: Online. Contact: Anna Atkins-Carter, regional director North Bucks / West Chilterns. Email: anna.atkinscarter@theathenanetwork.com Tel: 07540 097776 or visit theathenanetwork. com.

BEDFORD

2nd Wednesday 12 noon-2pm: Online. SOUTH BEDFORDSHIRE

4th Tuesday 12 noon-2pm: Online. WOBURN

3rd Thursday 12 noon-2pm: Online. Contact: Kate Cherry, regional director Bedfordshire & St Albans. Email: kate.cherry@theathenanetwork.com Tel: 07909 675333 or visit theathenanetwork.com

THE SUNDOWN SOCIAL

September 4 5pm-7pm: Basepoint, Butterfield Business Park, Luton Hosted by Talk UK Telecom. Informal networking. Free event.

CONNECT OVER COFFEE

September 11 9.30am-11.15am: St John’s Hospice, Moggerhanger Informal networking, Free event for Chamber members; non-members £25 + VAT. LUNCH & LEARN with THSP

September 24 12 noon-2pm: THSP, Bedford Business Centre, Mile Road Workshop focusing on forthcoming changes to workplace laws protecting workers from sexual harassment. Free event, Chamber members only.

CHAMPIONING WOMEN THROUGH COLLABORATION

September 26 10.30am-2.30pm Shortmead House, Shortmead Lane, Biggleswade

Joint event with The Athena Network and Women in Business Network, Networking + lunch with speakers.

Chamber members £35; non-members £45. Book on to Chamber of Commerce events via events.chamber-business.com.

IGNITE

Tuesday 6.45am:

The Turnpike, Harpole, Northampton ACHIEVERS

Wednesday 9.30am: Brewpoint, Cut Throat Lane, Bedford. PIONEER

Wednesday 9.30am-11am: Online. APOLLO

Wednesday 10am:

Abbey Hill Golf Centre, Two Mile Ash, Milton Keynes. FUSION

Thursday 6.45am:

Abbey Hill Golf Centre, Two Mile Ash, Milton Keynes. BLAZE

Thursday 6.45am:

Mount Pleasant Golf Club, Lower Stondon nr Henlow. PAVILION

Thursday 6.45am-8.30am:

The Old Northamptonians RFC, Sir Humphrey Cripps Pavilion, Billing Road, Northampton. PROSPERITY

Thursday 6.45am-8.30am: The Kettering Golf Club, Headlands, Kettering. STERLING

Thursday 11.45am-1.30pm:

The Old Northamptonians RFC, Sir Humphrey Cripps Pavilion, Billing Road, Northampton. ENCORE

Friday 6.45am: Holiday Inn London Luton. LIGHTHOUSE

Friday 6.45am-8.30am: Old Northamptonians Association, Billing Road, Northampton. Contact: Duncan Webster. Email: duncan@bnibreakfast.co.uk or call 07977 422220. More information: bni.co.uk

September 3, 17 6.45am-8.45am:

The Beefeater, Buckingham Breakfast meeting + speaker. Visitors: £10.

More details: bucks-fizz.biz or contact David Babister 07796 136688.

Regional sponsor:

Business MK and Business Times

Relaxed, informal, conversational B2B networking.

All Business Buzz events run 10am-noon. Price: £10 + VAT.

BEDFORD

1st Wednesday: George & Dragon, Mill Street. BIGGLESWADE

4th Tuesday: Miss Vietnam, Market Square. BRACKLEY

1st Thursday: Paisley Pear, Northampton Road. DAVENTRY

3rd Friday: Arc Cinema, Mulberry Place. DUNSTABLE

4th Friday: Sugar Lounge at The Old Sugar Loaf, High Street North.

LUTON

2nd Tuesday: The Garden Cafe, Stockwood Discovery Centre, London Road.

MILTON KEYNES

3rd Friday: Pop World MK, Lower 12th Street, Central Milton Keynes.

NORTHAMPTON

3rd Wednesday: Barratts Snooker Club & Bar, Kingsthorpe Road.

TOWCESTER

4th Thursday: Towcester Mill Brewery, Chantry Lane. WELLINGBOROUGH

2nd Tuesday: Castello Lounge, Market Street

All meetings payable in advance on the Business Buzz Booking App app.business-buzz.org/app or at the event.

Business networking and referral group. Price: £6.

MILTON KEYNES

4th Thursday, 7.30am-9.30am: Windmill Hill Golf Centre, Bletchley. Meeting fee: £16 (first meeting free).

NORTHAMPTON BREAKFAST

3rd Wednesday, 7.30-9.30am: The Turnpike, Harpole.

NORTHAMPTON EVENING

4th Tuesday, 6.30-8.30pm: Cheyne Walk Club, Northampton.

WELLINGBOROUGH

2nd Thursday, 7.30-9.30am: The Hind Hotel.

VIRTUAL MEETINGS

Meeting fee: £6 (first meeting free).

WEDNESDAY BREAKFAST

4th Wednesday, 7.30am-9am.

THURSDAY BREAKFAST

3rd Thursday, 7.30am-9am.

FRIDAY BREAKFAST

2nd Friday, 7.30am-9am. THE ACCOUNTABILITY CIRCLE

Monday 10am-11am: Online Time management and productivity. Price: £6 per session or £12 per month. More information: buscomm.co.uk.

September 13, 27 7am: Windmill Hill Golf Centre, Bletchley Networking breakfast with speaker. Price: £15 non-members. Email: businessgrowthclub.co.uk or Mark Orr 07903 655169.

BEDFORD

September 12 9.30am-11.30am Brewpoint, Cut Throat Lane, Bedford Host: Aruno Rao.

Brunchtime networking. Price: £26.

MILTON KEYNES

September 4 9.30am-11.30am

The Anchor, The Square, Aspley Guise Host: Heide Swift. Brunchtime networking. Price: £26. NORTHAMPTON

September 9 9.30am-11.30am

The Chester House Estate, Irchester Host: Kirsty Parris.

Brunchtime networking. Price: £26.

TOWCESTER

September 18 9.30am-11.30am

The Navigation Inn, Thrupp Wharf Marina, Cosgrove

Host: Kirsty Parris.

Brunchtime networking. Price: £26. Email: busynetworking.net/meetings.

Networking with lunch. Price: £28.

AMPTHILL

September 12 11.45am-2pm

The Knife & Cleaver, Houghton Conquest Host: Chandra Gardner.

BEDFORD

September 26 11.45am-2pm

The Woodland Manor Hotel, Green Lane, Clapham Host: Aruno Rao.

BUCKINGHAM

September 16 11.45am-2pm

The Grand Junction, High Street Host: Heide Swift.

KETTERING

September 24 11.45am-2pm

The Kettering Golf Club, Headlands Host: Aruno Rao.

MILTON KEYNES

September 5 11.45am-2pm

The George Inn, Watling Street, Little Brickhill Host: Aruno Rao.

MILTON KEYNES NORTH

September 9 11.45am-2pm

The Cherry Tree, Olney Host: Aruno Rao.

NORTHAMPTON

September 17 11.45am-2pm

The White Hart, Main Road, Hackleton Host: Aruno Rao.

TOWCESTER

September 25 11.45am-2pm

The Navigation Inn, Thrupp Wharf Marina, Cosgrove

Host: Aruno Rao.

Email: busywomen.net or call 07957 284851.

NETWORKING BREAKFAST

3rd Friday, 7am-9am Astral Park, Leighton Buzzard Breakfast networking with speaker. Price: £13. Email: info@buzzardnetworking.co.uk or visit buzzardnetworking.co.uk

September 4, 7.30am-9am: YMCA, North Sixth Street, Central Milton Keynes

The longest-established breakfast networking club in Milton Keynes. Speaker: Mark Ormerod, chief executive of LEAP; Fran Perry, vice chair of the Bus Shelter MK.

Book at citybreakfastclub.co.uk

VIRTUAL

September 3, 24 10.30am-12 noon

Online

BREAKFAST, NETWALK & BRUNCH

September 5 7.15am-8.45am; 9.05am9.50am; 10am-11.30am

Willen Hospice Café , Willen Lake GOLD MEMBERSHIP BUSINESS WORKSHOP

September 10 9am-12 noon

Slug & Lettuce, Central Milton Keynes IN PARTNERSHIP EVENT WITH LEIGHTON BUZZARD BUSINESSES

September 12 5pm-6.30pm

Leighton Town Football Club MK MEET-UP EVENT

September 17 4.30pm-7pm

Popworld, Central Milton Keynes IN PARTNERSHIP EVENT WITH OLNEY BUSINESSES

September 25 5pm-6.30pm

Olney Rugby Club IN PARTNERSHIP EVENT WITH BUCKINGHAM BUSINESSES

September 26 5pm-6.30pm

Buckingham Enterprise & Innovation Hub, University of Buckingham

All events free to attend as a non-member on one occasion. Book at the event booking diary web page at collaboratemk.co.uk. Contact: Tim Lee tim@collaboratemk.co.uk or 07786 527845.

Alternate Wednesdays 7.30am-9.30am: The Hind Hotel, Wellingborough Networking group run by its members for its members. Contact: cornerstone-northants.org or email network@cornerstone-northants.org.

September 19 12.30pm-2.30pm Maaya Restaurant, The Hub, Central Milton Keynes Sponsor: Pinders. Networking lunch. Price: £35.11. Book at thecurryclubs.co.uk/event/ milton-keynes-curry-club-24/.

Wednesdays 6.45am-8.30am: The Hopping Hare, Hopping Hill Gardens, Northampton Breakfast networking + members’ presentation opportunities. Price: £10 visitors. Contact: enigmanetworking.co.uk. email chair@ enigmanetworking.co.uk or call 07889 967779.

Networking

MILTON KEYNES VIRTUAL NETWORKING

September 13 10am-11am: Online Networking + an update on the benefits of FSB membership. Free event for FSB members and non-members. To book on to FSB events, visit fsb.org.uk

COFFEE & CONNECT

September 12 10am-12 noon: Frosts Garden Centre, Woburn Sands Informal networking. Price: £12.50. Book at askgoto.com/event/coffee-connect-mk-20/

LBBC

LEIGHTON BUZZARD BUSINESS CLUB

Wednesdays 7am-8.30am: The Dukes, Leighton Road, Heath and Reach Breakfast networking with speaker + member presentations. Visitors: £10. Contact: leightonbuzzardbiz.co.uk. Email: LBBC chairman Steve Baker at steve@sbfinancial.co.uk or call 01296 641868.

#LOVEBIZ NETWORKING DERNGATE COMMUNITY

September 4 9.30am-11am: Newmedica Northampton, Anglia Way, Moulton Park, Northampton Networking community for women in business in Northamptonshire and beyond. Price: £19.95. Contact: Julie Cameron at juliecameron@lovebiznetworking.co.uk or lovebiznetworking.co.uk.

LUTON COFFEE CLUB

1st Tuesday 8am-10am Mano Coffee, George Street Informal networking. Free event. To find out more, email organiser Stephen Wood at s.w@srwood.co.uk or call 01582 401221.

CHAMBER PORTAL WORKSHOP

September 6 11am-11.30am: Online

Learn how to upload news, blogs, events, tips and job vacancies to the Chamber website. Free event. Chamber non-members welcome.. SPEED NETWORKING & BUFFET LUNCH

September 10 11.30am-1.30pm: Holiday Inn Milton Keynes Central Informal networking. Price: £20 + VAT Chamber members; non-members £tbc. NEXT GENERATION SOCIAL

September 24 5.30pm-7pm Northampton Town FC, Sixfields Networking + a tour of the Cobblers’ Sixfields stadium. Price: £10 + VAT Chamber members; non-members £tbc.

To book on to Chamber events, visit chambermk.co.uk/events.

Networking

MEET OF MK

September 26 5pm-7pm:

The Italian Sur Lago, Furzton Lake

Sponsored by Facilities Management Solutions. Networking with speakers. Contact: mkfm.com/events/mkfms-meet-of-mk/

NETWALK

September 25 9.15am-10.45am

Grounds Café, Salcey Forest

An informal walk, followed by coffee and a catch-up. Dogs are welcome. Organised by Franklins Solicitors. Free event. To book, visit: events.bookitbee.com/franklins-solicitors-llp/

Alternate Thursdays 7.15am-9am:

Beefeater, Priory Marina, Barkers Lane, Bedford

Breakfast networking with speaker. Contact: nibeds.co.uk

NNBN is a business membership organisation for all of Northamptonshire which aims to help businesses in the county to recover, build and grow for a brighter future.

ETHICAL SELLING WORKSHOP

September 4 9.30am-11an: Holiday Inn Express, Kettering Workshop led by ActionCoach Oakham & Kettering on how to sell effectively and ethically. Free event.

MARKETING IDEAS FOR YOUR BUSINESS OR BRAND

September 9 4pm-6pm: Online Free event to NNBN members and nonmembers.

BUILDING BUSINESS VALUE WITH AI: ACHIEVE MORE WITHOUT HIRING

September 10 11.30am-1.30pm: Holiday Inn Northampton, Bedford Road

Speakers: Alastair McLeod, of Business Doctors; Eric Bye, managing director of Erictron AI Price: £15.

EVENING BUSINESS NETWORKING

September 12 7pm-8.30pm: Kettering Park Hotel, Kettering Parkway Informal networking. Free event for NNBN members; visitors £10.

NORTHAMPTONSHIRE BUSINESS EXHIBITION

September 19 10am-3.30pm: cinch at Franklins Gardens, Northampton See under Northamptonshire Chamber of Commerce.

Includes 1pm-2pm Business Networking hosted by NNBN. Free event.

THE BUSINESS GROWTH & TEAM DEVELOPMENT ROADMAP

September 25 11.30am-1.30pm: Holiday Inn Northampton, Bedford Road

Hosted by Business Doctors and DFA Law Free event.

For more information and to book, visit: nnbn.co.uk/events/

CHAMBER PORTAL WORKSHOP

September 6 11am-11.30am:

September 27 2pm-2.30pm: Online

Learn how to upload news, blogs, events, tips and job vacancies to the Chamber website. Free event. Chamber non-members welcome.

NORTHAMPTONSHIRE BUSINESS EXHIBITION

September 19 10am-3pm: Cinch by Franklins Gardens, Northampton Includes COFFEE & CONNECT 8.30am-10am Informal networking. Free event. BUSINESS EXHIBITION 10am-3.30pm Exhibition stands available.

Price: from £300 + VAT Chamber members; non-members £500 + VAT.

WEST NORTHANTS GROWTH PLANS

& BUSINESS SUPPORT 11am-12 noon

Presentation by Cllr Daniel Lister, cabinet member for local economy, culture and leisure on West Northamptonshire Council, on key investment in West Northamptonshire, funding and other business support available for business and the Women’s Rugby World Cup.

SPEED NETWORKING 1pm-2pm

Hosted by NNBN. Free event, all welcome. Free admission for visitors.

NEXT GENERATION SOCIAL

September 24 5.30pm-7pm

Northampton Town FC, Sixfields

Networking + a tour of the Cobblers’ Sixfields stadium. Price: £10 + VAT Chamber members; non-members £tbc.

To book on to Chamber events, visit: northants-chamber.co.uk.

Fridays 6.45am-8.45am: The Cock Hotel, Stony Stratford

Networking breakfast, with more than 40 members from a wide range of businesses. Businesses referrals, business support and training. Contact: tfinetworking.co.uk.

12 noon-2pm, networking lunch.

BEDFORD & AMPTHILL

1st Tuesday: The Swan Hotel, The Embankment, Bedford / Online.

LEIGHTON BUZZARD

3rd Wednesday: The Dukes, Heath & Reach / Online.

LUTON

2nd Monday: South Beds Golf Club/ Online.

SANDY & BIGGLESWADE

1st Wednesday: Stratton House Hotel, Biggleswade.

Contact: Louise Yexley on 07989 020647, email: louise.yexley@wibn.co.uk or visit www.wibn.co.uk.

MILTON KEYNES

1st Tuesday: The Brasserie at Milton Keynes College, Sherwood Drive, Bletchley. Contact: Edith Samambwa on 07802 581838, email: edith.samambwa@wibn.co.uk or visit www.wibn.co.uk.

NETWORKING LUNCH & AGM

September 27 12 noon: Aiimi, Central Milton Keynes

For more details and to book, visit womeninenterprise.co.uk.

BUSINESS ROOM

The Business Room is a one business per area group for business owners, those in employed positions, MLMs and franchised businesses.

BEDFORD

3rd Thursday 9.30am-11.30am: The Kingfisher.

KETTERING

2nd Tuesday 12 noon-2pm: Kettering Park Hotel & Spa.

NORTHAMPTON

2nd Thursday 12 noon-2pm: Sun Inn, High Street, Hardingstone.

OLNEY

2nd Wednesday 9.30am-11.30am: The Cherry Tree Restaurant & Bar.

SOUTH NORTHANTS

3rd Tuesday 12 noon-2pm: The Fox & Hounds, Whittlebury.

WELLINGBOROUGH

3rd Wednesday 12 noon-2pm: The Stanwick Hotel, Stanwick. THE CONNECTIONS CLUB - NORTHANTS

For business owners, influencers and decisionmakers.

NORTHAMPTON

1st Tuesday 11.45am-2pm: Delapre Abbey, Northampton. Contact: Barbara Hodgson 07504 946585 / 01933 652884, email: barbara@yourbusinessmatters.co or visit yourbusinessmatters.co.

FINANCIAL MANAGEMENT FOR SMALL BUSINESSES

September 12 4pm-6pm

Dipna Anand’s Kitchen & Bar, Unity Place, Grafton Gate, Central Milton Keynes

Hosted by Pulse Group Media in association with Santander.

Networking with drinks and nibbles and a presentation from Santander.

Price: £25. Book at yourbusinessexpo.co.uk/ networking/

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