may 27 - june 2 | 2015
regional extra >>> 25,000 readers every week
north east
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circulating in wangaratta, myrtleford, bright, mt beauty, beechworth, yackandandah, rutherglen, chiltern and districts
Learning to the letter By KYLIE WILSON
ANIMAL ALPHABET:
Sue Carolane with some of her alpacas, part of the inspiration for her self-penned alphabet book. PHOTO: Wendy Stephens
GARDENING WITH
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RSPCA
FILM
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WITH
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‘I know WAW go the extra mile for their customers.’
WINE TALK WITH
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ALPACAS and education might sound like an odd combination, but they have proved to be an excellent mix for North East speech pathologist and author Sue Carolane. She has spent her career working with school children throughout the region to help them overcome speech difficulties. And over the years, the property she shares with husband David has also been home to a quirky, individual herd of fluffy alpacas. A friend suggested she combine her work with educating the world about alpacas, and her book, Aa is for Alpacas, was born last year. “People think alpacas are cute, and they don’t know much about them, so it was a good idea,” Sue said, pleased with how the book has been received in Australia, and internationally. She said many alphabet books can be confusing for children, particularly if they have speech or learning difficulties, because the alphabet letter often does not have the same sound as the word example being used – for example, “g” being matched with something that begins with a soft g, not a hard g, such as “g is for giraffe”. Sue remains as passionate as ever around helping children improve their learning skills and gain confidence through overcoming speech issues. continued page |
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may 27 - june 2 | 2015
YOUR GARDEN
GARDEN HINTS
Personal treasures
The dirt on potting mixes
Name: Town:
Marg and Max McNamara Wahgunyah
MEMORIES: Marg McNamara in her garden at Wahgunyah.
What’s in your garden: Our garden is our little bit of paradise full of life long memories. We have many garden rooms with a cactus, palms, fruit trees and others. Max has made replicas of the first two farmhouses that we lived in and many other miniature buildings relating to something in our life. There are other replicas of buildings that Max has made from discarded historic memorabilia and bits and pieces collected over the years, such
as Mrs Jones pub at Glenrowan where Ned Kelly held his last stand, the Ettamogah pub and even the Silverton pub near Broken Hill. The buildings are lit at night. What do you enjoy about gardening: Our garden gives us peace and love where we can share all our treasures with family and friends. I enjoy watching the changes in my garden and the peace it brings. Favourite plant/spot in your garden: My favourite spot is the
PHOTO: Wendy Stephens.
pool garden where Max made a memory tree for our grandchildren with the names of our close family. The replica of the Howlong bridge symbolises Max’s memories of fishing off it as a child. The Australian flags are for his father killed in action. Water saving/conservation tip: We mulch our gardens. Your tips to keep gardens in top shape: We keep our garden in tip top shape by pottering around it each day.
PLANTS growing in pots and containers always do best in a quality potting mix rather than ordinary garden soil. Potting mixes are designed specifically for container grown plants; they support growing roots, deliver food and moisture and provide the proper drainage required for potted plants. Garden soil tends to compact over time in a pot, reducing the amount of air and water available to the plants roots. It can shrink and dry out, setting hard like concrete, preventing root penetration or become waterlogged and gluggy when watered, literally drowning the plant. Potting mixes contain no soil and are made from composted organic material. Good quality potting mixes are made from composted pine bark with sand, peat, added trace elements and nutrients and are sterilised to eliminate any fungus, pathogens or weed seeds. There are two Australian standards for potting mixes indicated on the bag with a set of ticks. Regular potting mixes are cheaper and have black ticks; these are suitable for short term container plants like annuals. Premium potting mixes have red ticks, as these also contain a slow release fertiliser and a wetting agent, suitable for longer term plants. There are a variety of speciality potting mixes available. Those designed for terracotta pots are
WITH DEBBI GIBSON, HORTICULTURALIST
full of organic matter to retain a lot of moisture. Orchid potting mix contains coarse bark to give it excellent drainage. African Violet mix is fine, low in nitrogen and high in potassium and calcium to encourage continuous flowering. It has a low salt content to prevent leaf tip burn. Bulb potting mix has extra drainage to prevent bulbs rotting. Camellia and azalea potting mix is formulated with a low pH while native potting mix contains lower levels of phosphorus and higher levels of iron to prevent yellowing leaves and phosphorus toxicity. Cacti and succulent potting mix is formulated as a free draining mix to prevent waterlogging and root rot. Bonsai mix contains sandy loam and a granular wetting agent to provide nutrient and moisture retention in small containers. Choosing the right mix for your plants provides them with the best conditions for healthy growth. Happy gardening.
Catch Debbi Gibson’s ‘In Your Garden’ program on 1566 3NE every Saturday morning from 8 to 9am. Call in your enquiries on 5722 2999.
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may 27 - june 2 | 2015
FEATURE STORY
from page |
VETS CORNER
1
Caring for your chooks
EDUCATIONAL: A page from Aa is for Alpacas.
“Part of the problem with literacy is that some children aren’t read to anymore,” she said. “And there’s not enough conversation in the home.” Sue believes excessive screen use can also be a hindrance, as listening skills are hampered, there can be vision problems, and a lack of movement reduces learning. “We need movement to learn,” she said. “My best ideas come out of nowhere when I’m out walking. “These factors hit us in the face time and time again.” While Sue has decreased the
numbers of alpacas at her farm, she still adores spending time with her fleecy friends, including her favourite, white alpaca April, who she describes as having a “sweet, kind face”. She is also fond of younger alpaca Manuel, who she bottle fed when he was a cria (baby alpaca) and has been devoted ever since. “They’re very lovable, although sometimes you have to be careful around them,” Sue said. “They’re so different in their personalities.” More information on Aa is for Alpacas can be found at the book’s self titled Facebook page.
CHOOKS in the backyard make great pets and they are very useful at providing fresh eggs, here are some tips to keep them healthy. Chooks will just about eat anything, but it is important to feed a balanced pellets or grain mix as the main part of their diet. In addition to this all those food scraps you would normally throw away can be fed to the chickens, just remember that coffee, avocado and chocolate can be toxic so avoid these. During the day it is fine to let chickens scratch around in the back yard but remember wherever you live predators such as foxes, birds of prey and dogs can attack chickens so they need to have a secure shed or pen for their safety. The pen should contain perches, nesting boxes and plenty of clean fresh water. There are many breeds of chickens available, some types are very large and some are small (bantams), there are laying breeds such as Isa Browns and also meat breeds which are heavier birds that are suitable to eat, meat breeds do not lay as many eggs and have a more seasonal laying pattern than the egg laying breeds. It is important to remember that when you live in town, it is usually fine to have hens but roosters can be very noisy and upset the neighbours when they crow first thing in the morning and sometimes the local council has restrictions on where roosters can be kept and also how many birds you can have in a built up area. Roosters can also be quite aggressive so care
should be taken when keeping them. Chickens are quite prone to parasites such as worms, mites, lice and ticks. Your local vet can provide advice on treating these problems but remember if you are consuming the eggs or eating the birds then withholding periods must be observed. Chickens can be prone to lots of other illnesses that can be transmitted by wild birds so if you notice any abnormalities ring your local vet. Dr Annette Kelleher BVsc, Ovens & Kiewa Veterinary Hospital
PETS CORNER THIS week’s pet of the week at the Wangaratta RSPCA is Daisy, a desexed female Staffordshire cross terrier, who is brindle and white in colour and aged one year old. To see more animals up for adoption at the Wangaratta RSPCA, visit the shelter in Connell Street or phone (03) 57222874.
WHAT’S ON AT
BROWN BROTHERS Weekend fit for a King – Queen’s Birthday Long Weekend June 5th – 7th, 2015 Head to Brown Brothers and eat a meal ‘Fit for a King’ as we celebrate the King Valley and all it has to offer. Our chefs are busy creating some wonderful new dishes to help showcase the finest local produce available as we move from Autumn into the coldest months of the year. Spiced wild rabbit pies, saddle of lamb stuffed with chestnuts and sage, slow cooked beef cheek and Milawa quail with ricotta gnocchi are just some of the dishes that will be on the menu. There will also be some new winter dishes on offer, designed specifically for the weekend. Dinner from 6.30pm on Friday 5th & Saturday 6th Lunch from 12noon on Saturday 6th & Sunday 7th
Epicurean members $95 per person | Non-members $105pp Bookings are essential on 03 5720 5540
For details and how to book visit brownbrothers.com.au/events E/21D11193-V7/2115
may 27 - june 2 | 2015
FISHING FOCUS
CATCH OF THE WEEK STILL OUT THERE: Murray cod, such as this little fella caught a while back, are still turning up in small numbers along the Murray River, but in the upland rivers and creeks the cod fishing is very slow.
GOT A PHOTO FOR CATCH OF THE WEEK? Send in your fishing photos along with your name, contact number, size and type of fish and where you caught it to... kwilson@ nemedia.com.au Phone: 03 5723 0135
Tough going in most rivers BY ROB ALEXANDER, WANGARATTA
WITH the onset of cold and wet weather comes the most challenging time of the year for any fishing journalist in inland Victoria. Things have really quietened down around the region as many anglers hang up their fishing rods and replace them with deer hunting rifles, snow ski’s or football boots. The die-hard anglers still hit the water, armed with enthusiasm and passion about what they do. The hardest of hard core Murray cod anglers are still targeting the big green underwater log hogs, but with often little result.
I have had very few reports from the local rivers in recent weeks. However, there have been a few reports from the Murray River, including Lake Mulwala, which have been quite encouraging. Murray cod have been turning up in small numbers along the Murray River both upstream and downstream of Lake Mulwala, and also in Lake Mulwala. I was speaking to a bloke at Stantons Bend on the Murray River last week as I helped him carry his kayak to his car. He landed one Murray cod around 70cms in length, caught on a Bassman mumbler. The river is very low at the moment as the irrigation season has ended and this bloke had to drag his kayak over a
considerable amount of sand and mud just to get it in the water. Speaking of low, Lake Mulwala is being drawn down, and is to be around 3.5 metres below its normal level by June 1, and stay there until mid-July, to allow for works on Yarrawonga weir. I was over there on the weekend. I did not drive around the entire lake, but what I did see is that the Bundalong, Majors Creek, Stevensons Court and Hogans Road boatramps are all well out of the water and unusable. Goulburn-Murray Water has said the boat ramp at Yarrawonga Yacht Club is the only one open. In the past, low water in Lake Mulwala has led to some fantastic winter Murray cod fishing - let’s hope this draw down is no exception.
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may 27 - june 2 | 2015
ENTERTAINMENT
ACTIVE LIFESTYLE MOVIE
San Andreas [M] A SUDDEN and destructive magnitude nine earthquake leaves California in peril as it tears through the state, leaving a horrible path of destruction in its wake. Ray (Dwayne Johnson), a rescue-chopper pilot, tries to make his way to his estranged daughter (Alexandra Daddario) with his ex-wife (Carla Gugino) before it’s too late.
DVD
1. AMERICAN SNIPER (MA15+) Drama. Stars: Bradley Cooper, Sienna Miller.
2. THE GAMBLER
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3. LAST KNIGHTS
(MA15+) Action. Stars: Clive Owen, Morgan Freeman.
4. SONG ONE
(M) Drama. Stars: Anne Hathaway, Johnny Flynn.
5. ASK ME ANYTHING
(MA15+) Drama. Stars: Britt Robertson, Christian Slater. Courtesy of Network Video Wangaratta
CD
Forever by Alesso FOREVER showcases Alesso’s wide range as an artist with tracks ranging from cinematic pieces to some of this year’s biggest pop anthems, and includes collaborations with Calvin Harris, OneRepublic, Ryan Tedder and more.
BOOK
The Serpentine Road by Paul Mendelson IN Cape Town in 2015, the heiress of an Apartheid-era industrialist is found murdered, her body posed to suggest a racial hate crime. But, as Colonel Vaughn De Vries investigates, possible motives abound including her relationship with the son of one of the heroes of The Struggle. Published by Murdoch Books
Top safety tips for your home this winter AS the temperature drops, most of us want nothing more than to dive back under the covers. So Master Electricians Australia (MEA) is urging Australians to take extra precautions now by checking all electrical appliances, such as electric blankets. MEA Victoria state manager Simon Tengende said as the weather changes, it’s essential that all home owners take a few precautionary steps before tragedy strikes. “Be on alert for electrical appliances that have sat unused throughout the summer months - make sure all equipment is clean and free of dust and build-up before turning them on, and check electrical plugs to make sure they are secure,” Mr Tengende said. Data from all Australian Fire Services show that during the cooler months, there is an increased risk of house fires due to higher use of electrical appliances. Sadly, this in turn results in an increased mortality rate from house fires. “We don’t want to see any homes going up in flames due to electrical faults or inadequate safety measures.
“You can never be too vigilant in order to protect your loved ones from harm’s way,” he said. To help identify electrical risks, MEA has developed a simple checklist that all residents can follow. “The first step is to make sure your appliances actually meet Australian standards. “As we’ve seen so many times in the past, cheap imported products that don’t comply can be deadly. “This doesn’t mean you have to break the bank to keep yourself warm, but it is important to take Australian safety standards seriously. MEA is also warning to check all appliances for damage. “Anything that you suspect may be past its prime, including electric blankets and heaters, should be thrown away and replaced,” he said. “And as we’ve seen time and time before, safety switches can save lives – so ensure you have safety switches on all circuits, which may prevent wiring from causing a fire.” Download the Winter Fire Safety Checklist from the MEA website today at www. masterelectricians.com.au/winterchecklist.
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may 27 - june 2 | 2015
WINE TALK
IN MY KITCHEN
Chrismont Wines
La Zona Prosecco Around $22
WITH ANITA McPHERSON sparkling is an ideal way to get a party started, with its clean, straw colour, vigorous stream of bubbles and fresh, fruity nose of creamy lemon. The delicate, fruity flavour with hints of pear and melon, along with zesty acidity, make the Prosecco ideal for sipping and talking, but also to carry through to the table and enjoy with appetisers including shellfish, salmon and oozing creamy cheeses. Pulling out a second bottle from my own bag, you could almost be forgiven for thinking some of that style might finally have rubbed off. Available at the cellar door along the Upper King River Road in Cheshunt or visit www.chrismont.com.au
WITH BRONWYN INGLETON
Crab cakes with dill mayonnaise
THIS DAY IN HISTORY
New Eldorado Church, 1871 ELDORADO’S Congregational Church was officially opened by the Rev A Gosman of St Kilda, on May 28, 1871. The Congregational Church in the North East had an interesting group of men as ministers, not the least of these was the Rev William Lee Rees, one of the best cricketers in the area and went on to become first a barrister, then prime minister of New Zealand.
These crab cakes are speedy to make and packed full of flavour, they make a healthy lunch, dinner or if made smaller use as cocktail food. I love a little avocado salad served with them. Method Combine potato, onion, mustard, lemon zest and juice, crackers, crabmeat, egg and 2 tablespoons of parsley, then season well. Form into 8 small patties and set aide in the fridge to chill for at least 15 minutes to firm up. Meanwhile to make the dill mayonnaise, combine mayonnaise, dill and remaining parsley in a small bowl. Season to taste, chill until needed. Heat 2 cm of oil in a large pan over medium-high heat. Fry crab cakes for 1 to 2 minutes each side until
crisp and golden. Serve with the dill mayonnaise and a salad.
hed > 750g potatoes, cooked, mas led coo and d > 3 spring onions, finely choppe tard mus > 1 teaspoon Dijon > 1 tablespoon lemon zest > 1 tablespoon lemon juice > 12 Jatz , crushed ned > 500g cooked crabmeat, drai ten bea tly > 1 egg, ligh plus > ¼ cup finely chopped parsley, leaves to serve > Dill mayonnaise > 1cup whole-egg mayonnaise dill > 1tablespoon finely chopped > Sunflower oil, to shallow- fry
INGREDIENTS
ON a recent visit to Melbourne I was thrilled to spend some time with an old friend I hadn’t seen for a few years, and she hadn’t changed a bit. Maddy is one of those rare people blessed with an innate sense of style, who always looks immaculate in an effortless kind of way, and who moves with all the grace of a prima ballerina. Even when we were teenagers, while everyone else went through phases of baggy jeans, big hair and bomber jackets, Maddy rose head and shoulders above the trends, wearing matching lingerie under her school uniform and an air of cool sophistication. So it’s no surprise that on our visit, the food was sensational, the restaurant tips were hot and we were greeted on arrival with a chilled glass of La Zona Prosecco. Made by local winemaker Warren Proft, this King Valley
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may 27 - june 2 | 2015
NorthEast JOBS
Circulating in Wangaratta, Myrtleford, Bright, Mt Beauty, Beechworth, Yackandandah, Rutherglen, Chiltern and districts
To place an ad, phone 5723 0101 or email classifieds@nemedia.com.au
Property boom builds trade industry jobs T he strength in the nation’s real estate market is proving good news for those in roles supporting the property industry, as new SEEK job figures show a heightened labour demand for roles in the Trades and Services sector. Strong property prices, and record low interest rates, are boosting the real estate market, in-turn driving a 13 per cent yearon-year growth in new job ads within the Trades and Services industry across Australia. Managing Director of Employment at SEEK, Michael Ilczynski, said the demand for labour was excellent news for those with trade skills as the number of opportunities for employment has seen significant growth, particularly in eastern states. “New job ads in the building industry, in particular for gardeners and
landscapers, plumbers, builders, carpenters and cabinet makers, are in highest demand compared with other trades like welders and boilermakers, butchers, fitters and turners and automotive workers.� Steve Shepherd, Employment Market Analyst and Group Director of Public Affairs at recruitment and HR specialist Randstad, agreed low interest rates and the residential real estate boom across the eastern states has fuelled growth in the trades sector. “This has been further strengthened by commercial construction as well as state and federal governments’ investment in infrastructure projects. This has seen projects move from the design phase in to the build phase, placing more demand across the board on the building trades sector from construction
Advertising Salesperson A great opportunity exists to join a country lifestyle publication in North-East Victoria, where you will have responsibility for advertising sales in the Indigo and Alpine shire regions. Demonstrated success in media sales definitely helps as will a commitment to building business and being part of the wonderful North-East community. This can be a part or full-time position. For a confidential discussion, please call Glen Rohan on 0407 200 031 or email rlmedia@typefactory.com.au
through to finishing roles. “Demand is high across the board from bricklayers, plumbers, framers and electricians to plasterers, painters and landscape gardeners. And we do not expect demand to decrease in the short to mid-term, the further reduction of interest rates in May is likely to stimulate more investment in property,� Mr Shepherd said. The smaller states lead the pack with growth in jobs in the Trades and Services industry up 68 per cent year-on-year in Tasmania; followed by Australian Capital Territory with 34 per cent growth, Victoria up 32 per cent, New South Wales up 28 per cent, and Queensland up four per cent. Jobs across the industry dipped in Northern Territory by 9 per cent, South Australia down eight per cent, and Western Australia down 13 per cent.
Jobs at Indigo KĆ‰ÄžĆŒÄ‚Ć&#x; ŽŜĂů &Ĺ?ŜĂŜÄ?Äž Kĸ Ä?ÄžĆŒ Permanent Full Time $69,601 – $76,017 pa ÍžZÄžÍ˛Ä‚ÄšÇ€ÄžĆŒĆ&#x; Ć?ĞĚͿ
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RETAIL MANAGER
Join A Business That Is Growing! This is a role perfectly suited to someone who not only feels they have the ability to grow, but who is also prepared to work hard to achieve it! Your focus will be to lead your team, and drive results. Drawing on your wealth of retail and leadership experience you will confidently manage all business operations from people management, financial reporting and administration to marketing and customer service. There will be firm financial targets to reach and your track record of achieving of them is just one of the many feathers in your retail cap. Your job profile will include: ‡ 0DQDJLQJ DQG PRWLYDWLQJ D WHDP WR LQFUHDVH sales and ensure efficiency; ‡ 0DQDJLQJ VWRFN OHYHOV DQG PDNLQJ NH\ decisions about stock control; ‡ $QDO\]LQJ VDOHV ILJXUHV DQG IRUHFDVWLQJ IXWXUH VDOHV YROXPH WR PD[LPL]H SURILWV HQVXULQJ standards for quality, customer service and health and safety are met; ‡ 5HVROYLQJ KHDOWK DQG VDIHW\ OHJDO DQG VHFXULW\ issues; ‡ 5HVSRQGLQJ WR FXVWRPHU FRPSODLQWV DQG comments; Minimum qualifications required: Diploma Level (experience in retail is preferable but not essential) Location: 0\UWOHIRUG Please email your Resume to: myrtleford@nuvpetroleum.com or call 0411 418 549 to discuss.
ĹŻĹŻ ĂƉƉůĹ?Ä?Ä‚Ć&#x; ŽŜĆ? Ä?ĹŻĹ˝Ć?Äž ϰƉž &ĆŒĹ?ĚĂLJ ϹƚŚ :ƾŜĞ ĎŽĎŹĎĎą Interested? www.indigoshire.vic.gov.au/jobs
Finding the right job for you matters to us Check out the North East Jobs section inside the Regional Extra every Wednesday, or online anytime at
www.northeastjobs.com.au
4(% 2/,% /& 05",)3(%23 !DVERTISERS PLEASE NOTE
-UCH HARDSHIP AND DIFlCULTY IS CAUSED TO JOB SEEKERS BY MISLEADING ADVERTISING PLACED IN THE EMPLOYMENT COLUMNS /UR %MPLOYMENT COLUMN IS RESERVED FOR ADVERTISEMENTS WHICH CARRY A SPECIlC AND GENUINE OFFER OF EMPLOYMENT !DS FOR @"USINESS /PPORTUNITIES @#OMMISSION /NLY TRAINING COURSES AND EMPLOYMENT SERVICES SHOULD BE SUBMITTED UNDER THOSE HEADINGS 0LACING MISLEADING ADS IS AN OFFENCE AGAINST THE 4RADE 0RACTICES !CT AND STATE TERRITORY FAIR TRADING ACTS AND ALL ADVERTISEMENTS ARE SUBJECT TO THE PUBLISHER S APPROVAL &OR FURTHER ADVICE CONTACT
4HE !USTRALIAN #OMPETITION AND #ONSUMER #OMMISSION ON OR YOUR STATE CONSUMER AFFAIRS AGENCY
.ORTH%AST */"3 Important Notice
Discrimination in Advertising is Unlawful The Victorian Equal Opportunity Act 1995 makes it unlawful for an advertiser to show any intention to discriminate on the basis of sex, pregnancy, race, age, marital status, political or religious belief or activity, industrial activity, parental or career status, physical features, disability, lawful sexual activity/ sexual orientation, HIV/AIDS status or on the basis of being associated with a person with one of the above characteristics, unless covered by an exception or granted an exception under the Act. As we could be legally liable if we print an unlawful advertisement we will not accept advertisements that appear to break the law. For more information about discrimination in advertising, contact your legal advisor, the Equal Opportunities Commission on 1800 134 142.
LOG TRUCK DRIVER QUALIFIED IN B/D HAULAGE
Must be honest, hard-working and reliable. Above award hourly rates apply. Please phone Craig Allen on 0418 528 273 / (03) 5727 0395 or email admin@allenslogging.com
Alpine Eye Care Myrtleford Reception/Optical Dispenser/ Optometric Assistant A part time position is available at Alpine Eye Care Myrtleford for a person with experience in the Eye Care industry. The position requires general reception duties as well as assisting with frame selection, minor repairs and some auxiliary testing. Expressions of interest and/or applications to: PO Box 361 Myrtleford, 3737
The Centre is seeking to fill the following positions:
PROJECT COORDINATOR: THE CENTRE, REGIONAL SPORTS ASSEMBLY We are looking for an enthusiastic person who is passionate about developing sport and recreation in the North East. Operating through The Centre’s Community Projects Department; The Regional Sports Assembly supports individuals, clubs, associations and communities to access and enjoy sport and recreational activities. The role of the Project Coordinator is to facilitate increased participation in sport and recreation and support projects which promote inclusive opportunities for all members of our regional communities. Working as part of a dedicated, professional team, this position would suit someone with project management experience, health promotion understanding and a passion for working with people to achieve community outcomes. Graduates are strongly encouraged to apply. In your application please address the selection criteria and provide details of at least two referees.
TEACHERS / TRAINERS Do you have exceptional industry or subject skills, classroom or on the job teaching or training experience, and hold a current Certificate IV in Training and Assessment qualification? The Centre is seeking to appoint suitably qualified and experienced teachers/trainers to deliver accredited training across various learning areas.
Hospitality Trainer We are seeking a trainer for our Hospitality courses including, Responsible Service of Gaming, Responsible Serving of Alcohol and Hygiene and Food Safety. The mode of employment for this role will be as a contractor to The Centre.
Transition Education Teacher We are seeking a sessional teacher/trainer to deliver Certificate I in Transition Education. The position requires teaching qualifications and special education qualification and/or experience in working with learners who have disabilities. This position is to commence in Semester 2, 2015. Detailed information about these roles, position descriptions and information on how to apply can be obtained from http://www.thecentre.vic.edu. au/home/careers-the-centre/ or by contacting The Centre on (03) 5721 0200. Applications must be submitted by 5.00pm on Friday 12 June to CentreHumanResources@thecentre.vic.edu.au The Centre is an Equal Opportunity employer and pays Above Award wages
www.thecentre.vic.edu.au
may 27 - june 2 | 2015
YOUR HEALTH
BUSINESS AND FINANCE
Are you low in iron?
The budget and your SMSF
IF you are dragging your body around, breathless with simple exercise, have brittle hair and nails, pale complexion and poor memory, you may have iron deficiency. A common blood iron test is the best way to decide if your body has enough iron. Many people find out they are iron deficient when they go to the blood bank to donate blood and are not allowed to because their iron levels are too low. Often the symptoms of fatigue or breathlessness, heavy menstrual bleeding or frequent infections will alert the practitioner to authorise a simple pathology test to check iron levels. Correcting iron levels can have a profound effect on how energetic a person feels both mentally and physically. When getting iron through your daily diet, the best sources are easily digestible red meat, shellfish such as mussels and oysters, dark leafy green vegetables and salads. This is usually enough for a healthy person to meet the body’s needs.
WHILE in this year’s Federal Budget the Prime Minister pledged there would be no adverse changes to superannuation in this term or in the future, that doesn’t mean other initiatives announced won’t affect your SMSF or how you run it. There are changes that will both directly and indirectly impact on you and your superannuation fund. The first is changes to the Assets Test which take effect from January 1, 2017 – the threshold for non-homeowners has been increased to $200,000 above the homeowner asset test thresholds; and the maximum levels of assets at which pensions cut out have also been lowered. The second is that the taper rate for this test has been increased from $1.50 to $3 for every $1000 worth of assets – so if your assets exceed your relevant threshold, then your pension will reduce by $3 for every $1000 you exceed the threshold. This is a reversal of the concession made by the Howard Government in September 2007. And so what is counted under the assets test? The answer is every asset you own (including the market value of your superannuation pension, collectables, personal use assets and motor vehicles) other than your family home is included in this test. The government estimates that the first change mentioned above will see about 326,000 Australians either have a reduced pension or lose it completely. But those who lose the pension will still be eligible for the Commonwealth Seniors Health Card. There is a strategy that may work in your favour where one partner in a couple is younger than the other and is worth considering if you might lose access to a part pension. This is known as superannuation splitting, as under the assets test, if your partner is not of pension age then their superannuation is not included in the assets test.
WITH NATUROPATHS: BELINDA McPHERSON, SOPHIE LORBACK AND MICHELE COSE
IRON SOURCE: Red meats, shell fish and green vegetables are the best way to get iron in your diet.
If the body has been less than well with illness, infection, heavy menstrual bleeding, dieting, increased stress demands, old age, poor digestion, vegetarians, children with numerous infections, heavy exercise demands or prolonged fatigue, the food sources of iron may not be enough to meet the need of the body. Over the counter iron supplements are a big trap for customers who are iron deficient. Products marketed as iron supplements often have only 5mg. of
iron which is well under the amount needed to correct a deficiency. At our clinic we use anywhere from 75 to 150mg iron depending on how deficient a patient may be. Always the iron levels are re-assessed within 3 to 6 months on a supplement. There are iron supplements that constipate (often the ferrous sulphate types) which we try to avoid. The amino acid protein bound iron is much gentler on the stomach and very well absorbed.
By KEN CLARKE, WANGARATTA CERTIFIED PRACTICING ACCOUNTANT
kenclarke11@bigpond.com So while you will be now be effectively assessed under the lower single assets test limit and Centrelink will consider your combined assets, they will exclude your partners superannuation balance. A couple with combined superannuation assets of $823,000, if the partner of pension age had, say, less than $547,000in super, and the other partner under pension age had the balance, the elder partner would still be eligible for a part pension. Surprisingly there have been no changes to the main income test. The proposed 2014 changes that would have seen deeming thresholds reduced to $30,000 for singles and $50,000 for couples (currently $48,000 and $79,600 respectively) have been withdrawn. Defined Benefit Pensions presently have an income test concession but this is changing. Effectively, the pension income counted will be reduced if it includes any tax free component. From January 1 next year, the maximum reduction will be set to 10 per cent of the income paid. A couple of changes I noted that could affect SMSF managers. Those with a terminal medical condition from July 1 this year, will be able to gain access to their superannuation if two doctors certify you have less than 24 months to live (currently 12 months) and that penalty unit fines will increase by $10 to $180 from July 31 this year. For example, a breach of five penalty units would now carry a fine of $900, instead of $850. Another plus is the increase in the Medicare Levy for low income earners. Questions? Then make that appointment with your planner and ensure that you make any changes necessary before it is too late.