Cousino, Moyer Retirement Group prospers Downriver

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(L to R) Charles (Chuck) Moyer, Financial Advisor, APMA®, and Todd A. Cousino, Financial Advisor, APMA®

Ameriprise

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Cousino Moyer Retirement Group prospers Downriver Wo r d s COLI N LI NN EW E B E R

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curities seemed destined to make us a good team, and sure enough, we’ve really complemented each other’s skill set.”

An early start

‘T

he best way to predict your future is to create it,” Abraham Lincoln once said. The leaders of Brownstown Township based Cousino Moyer Retirement Group, Todd Cousino and Chuck Moyer have been helping clients across Downriver create better financial futures since they started their careers Todd 27 years ago, Chuck 38 years ago.

Under their direction, Cousino Moyer Retirement Group, a financial advisory practice of Ameriprise Financial Services, LLC, has earned acclaim for the personal financial advice it offers. Among accolades, it won the Ameriprise Client Experience Award in 2021 and clinched Ameriprise Circle of Success honors from 2018 through 2021.

“We have the full support of a company ranked 253 on the list of Fortune 500 companies, yet we operate our practice as a boutique Downriver financial planning company’, focusing on individual client needs and making our clients’ and their families our top priority,” said Cousino, who began working as a financial advisor in 1995 and became managing director for Cousino Moyer Retirement Group in July 2017.

Moyer agreed with Cousino and noted that their unique and divergent skill sets have also played instrumental roles in the group’s successes.

“I joined Todd in 2020,” said Moyer, a financial advisor, and an accredited portfolio management advisor. “His skills in financial planning and my longstanding experiences working with equities, options, municipal bonds, and alternative se-

“When I was 15, I listened to a meeting my parents had with their financial advisor and realized that I wanted to work in the financial industry,” said Cousino, who graduated magna cum laude from Northwood University in Midland, Michigan, with a bachelor’s degree in business administration and now holds the Accredited Portfolio Management Advisor designation.

“We operate our practice as a boutique Downriver financial planning company”

Moyer said. “We meet quarterly with them because we strive to continue to better understand our clients as individuals and recognize their needs. We utilize their input to ensure that we better serve them and our existing clients in the future.”

A plan for every stage It’s never too early to begin planning for retirement, but as that day approaches, advice from friends, family, and internet searches can overwhelm and confuse.

From pensions and social security to investments and taxes, the experts at the Cousino Moyer Retirement Group can help navigate the intricacies of any individual’s unique position so they can feel confident in their tailor made plan.

To ensure a comfortable and even thriving post-work life, periodically revisit your plan with an advisor to ensure the best is made of recent changes in investing practices or tax codes. You’re meant to enjoy your retirement, and the Cousino Moyer Retirement Group is ready to help you exceed your expectations. n

“It taught me that unless financial planning is your full-time career, you are likely missing out on opportunities for yourself and your family. This meeting made me understand that I could be in a position to help people feel truly confident about their financial futures.”

Future goals Over the years, Cousino Moyer Retirement Group has expanded and now consists of three financial advisors, Cousino, Moyer, and Kimberlyn Schattler. It also includes two registered client service associates, Nick Hawk and Terri Rowe. Despite its achievements and growth, the group refuses to become complacent and constantly seeks to improve its services and clients’ experiences.

“We have formed a client advisory board, which is a group of clients who serve a one-year term before another group is selected to serve a one-year term,”

To contact the Cousino Moyer Retirement Group, call 877-2-RETIRE or email Cousino at todd.cousino@ampf.com or Moyer at chuck.moyer@ampf.com You can also visit their website at ameripriseadvisors.com/team/cousino-moyerretirement-group to watch their educational videos to learn how they can help.

The Ameriprise Client Experience Award is earned by a practice based on three measurable statistics that reflect the value of goal-based advice to our clients: client experience rating; percentage of clients over a certain asset level in advice relationships; and, once the practice has exceeded a minimum amount of net flows, the percentage of net flows derived from assets under management. Ameriprise Financial, Inc. does not offer tax or legal advice. Consult with a tax advisor or attorney. FORTUNE Magazine, June 2021. Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser. Ameriprise Financial Services, LLC. Member FINRA and SIPC. Not FDIC or NCUA Insured | No Financial Institution Guarantee | May Lose Value © 2022 Ameriprise Financial, Inc. All rights reserved.

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