Our Team from left to right and front to back: Greg Peel (Executive Chair - Trustee, Responsible Manager), Naomi Roberts (Corporate Director, Responsible Manager, Compliance Manager), Mark Roberts (Executive Chairman & Managing Director), Nataly Weil (Corporate Graphic Design), Jacqui Hearn (Executive Associate), Aisha Bilic (Marketing Assistant), Belinda Stewart (Corporate Systems), Sarah de Rozario (Chief Financial Officer) Tom Ellen (Credit Analyst), Andrew Hanson (Project Director - QSR), Bronte Ceresa (Finance Bookkeeper), Joshua Hindle (Property Finance Analyst), Daniel Miskiewicz (Investment Fund Manager), Matthew Crofts (Investment Review Committee Member).
Forget the BanksGet Your Project Moving
At PrivateInvest, we are a Private Investment House and Fund Manager delivering tailored, risk-adjusted access to high-quality real estate credit and equity opportunities.
What sets us apart is our commitment to exclusivity ā not only in the capital we manage but also in the bespoke solutions we provide. For us, āexclusiveā reflects both our disciplined investment approach and our focus on delivering finance solutions tailored to the specific needs of property development projects.
We understand Developers. You value lenders who do exactly what they promise ā term sheets that are honoured, direct access to the decision-makers writing the cheques, fast and honest credit feedback, and clear, transparent conditions without shifting goalposts or ācommittee drift.ā In private credit, you know that certainty of execution is often just as important as a competitive rate.
The PrivateInvest Developer Advantage lies in our ability to address complex financing challenges. We assist with restructuring intricate positions, navigating legacy issues, and identifying opportunities that may not fit traditional lending frameworks. Our approach prioritises transparent documentation, practical conditions, and solutions that support the borrower.
A small team ā but BIG enough to make every decision that matters. Our team is deliberately curated: a former ASX-listed Managing Director of an entity largest in its sector in Australia, a property/corporate lawyer, an ex-bank CEO, the former MD of a national valuation firm, an ASX-experienced funds manager, a globally seasoned CFO, and a project director with deep construction expertise. The team is supported by strong corporate systems, a state-of-the-art loan management platform, a financial analyst with banking and ratings-agency experience, and a highly capable capital-raising and marketing team.
What sets PrivateInvest apart is simple: direct access to real decision-makers and a team you can actually talk to. Our commercial mindset ensures we get deals over the line.
We Specialise in Finance Exclusively in the Property Sector
At PrivateInvest, our exclusive focus on property allows us to deliver bespoke finance solutions, underpinned by deep industry knowledge and practical property experience.
Our team combines specialist expertise with a commitment to ensuring an efficient financial close. We work with you to structure finance solutions tailored for your client. With extensive experience in property development, we understand the industry from the ground up. From site acquisition and planning approvals to delivery, exit strategies, and capital structuring. This practical perspective ensures we assess every opportunity through a developerās lens, not just as financiers.
We take a hands-on, commercially minded approach, focusing on structuring solutions that align with the objectives of borrowers, and partners.
We understand the foundation of any strong lending relationship with you starts with getting paid - quickly, reliably, and without hurdles.
No surprises ā paid on settlement, clear fee agreements and absolute confidence there will be no re-trading, repricing, or clawbacks. Layered on top of this is the need for certainty of execution and genuine speed. We get that speed builds trust, trust builds momentum, and momentum creates repeat business with you.
You can also rely on us, as lenders, to solve problems, not create them. We provide and structure bespoke solutions, navigate non-vanilla scenarios, and deliver outcomes that matter more than the headline rate including lower equity requirements, capitalised interest, flexible covenants and the ability to refinance sticky or legacy deals. Developers do not chose us purely on rate, they choose us because we can help them get the deal across the line.
This is a people business. We prioritise protecting the borrower through transparent documentation, realistic conditions, and no predatory traps. By acting commercially and fairly, we aim to be a Developerās trusted long-term partner.
National Footprint + Diversification of Property Asset Classes
Like the wedge-tailed eagle, our reach extends far and wide. With a broad national footprint, we operate across key metropolitan and regional markets throughout Australia, providing both investors and borrowers access to a diversified platform of property-based investment and finance opportunities.
Our portfolio spans multiple asset classes, including land, residential, commercial, quick service retail (QSR), industrial, and hospitality, offering exposure across varied market cycles and geographic regions.
Whether you are seeking site acquisition funding, construction first mortgage finance, or structured equity investment, our experience across the property spectrum allows us to provide tailored solutions suited to each projectās unique profile and location.
At PrivateInvest, direct relationships and proprietary property research models are not just important, they are fundamental to how we structure and evaluate every opportunity.
Delivering Financial Outcomes
Fast, Clear & Certain
We work closely with Developers to provide borrowers with tailored finance solutions across a wide range of sectors. Through PrivateInvestās national lending platform, you gain access to a diversified portfolio of registered first-mortgage security and the ability to structure loans between $3 million and $25 million, with a core focus on $7 million to $12 million.
We also partner with aligned lenders to syndicate larger facilities, with the capability to write cheques up to and exceeding $100 million, helping you meet your clientās needs quickly and efficiently.
We finance across a wide range of sectors, including:
Why PrivateInvest Wins Deals
For Developers
PrivateInvest strives to be the fastest, and a reliable partner in the midmarket, which is far more valuable than being the cheapest.
ā Fast senior-level decision making ā work directly with the people that write the cheques.
ā No faceless credit committees ā we answer the phones, solve problems, and actively manage the loan.
ā Transparent and timely credit signoffs ā with efficient legal processes. Where all required supporting information has been provided we have been able to settle transactions in as little as 3-5 days with an average turnaround time of 3 weeks.
ā Consistency of capital delivery ā no re-trading, no late pullbacks.
ā Active project oversight ā monitoring milestones and hands-on involvement.
ā Internal construction and project expertise ā allowing early identification of buildability risks.
ā Proven experience across difficult projects ā we āroll up our sleevesā when things go wrong, preserving value rather than writing it off.
ā Hands-on management ā decades of real property knowledge, credit discipline, and a complete end-to-end credit ecosystem.
ā Stable long-term capital ā from HNW, UHNW, and family office investors, not yieldseeking short-term funds.
ā Developer-focused execution ā we understand pipelines, risk profiles, and the need to manage multiple projects simultaneously.
At its core, PrivateInvest wins deals because we behave like a true partner, not a passive lender. We bring capital, discipline, experience, and commercial judgement to every transaction, and we stay in the trenches with you until the project is delivered. Developers choose PrivateInvest because they want certainty, consistency, and a team that solves problems rather than creates them. This is the PrivateInvest Advantage.
Private Credit Isnāt About
Cost ā Itās About Outcomes
In comparison to a traditional bank, private credit lenders typically charge a higher cost of debt but offer greater flexibility through higher LVRs, capitalised interest, and fewer pre-sales. This can reduce project equity requirements and enables developers to capture future capital growth, otherwise capped by pre-committed sales contracts.
These advantages are highlighted in the hypothetical case study below which shows a higher return on equity under a private credit structure despite an increased cost of debt. Private credit isnāt expensive ā itās effective.
Return On Equity - Private Credit Vs Bank
Borrower Equity Injection
Disclaimer: The figures presented in the tables above are for illustrative purposes only and do not represent actual or guaranteed returns. Actual project outcomes, costs, and returns may vary based on market conditions, project specifics, lender terms, and other factors.
The Real Cost MythPrivate Credit vs Banks
Development Assumptions
Lending Assumptions
Indicative Rate Card
Takeout/refinance clearly evidenced
ICR covenant 1.10(x).
Class Commercial, Industrial, Residential and Hospitality.
Loan Value Ratio (āLVRā)
Net to Lender to Establishment Fees
General cap at 65% LVR and up to 70% if Loan Covenants are very strong.
Cost
or Serviced or Combination of Both.
Minimum 1.50% net to house - balance is pay aways or sometimes up to 2.0% net to house.
aways
Interest 6.0% above standard interest shared 50% with Investors / Managers to compensate for the additional work required in managing these loans. 6.0% Investors additional
Brokerage Referral Fees
Case by Case as negotiated between Borrower and Developer. Case Developer.
Construction
Standard lending analysis.
Case by Case basis and must demonstrate market sales evidence.
Site Finance
Takeout/refinance clearly evidenced.
Case by Case basis and must demonstrate market sales evidence.
Commercial, Industrial, Residential and Hospitality. Commercial, Industrial, Residential and Hospitality.
Preferred range: $3,000,000-$25,000,000.
General cap at 65% LVR and Total Development Cost and Net Realisable assessed case by case basis.
to 3%+ Line Fee (subject to line fee amount on fully drawn facility amount) and 8.5%+ Interest Rate (in the form of interest on drawn funds).
Generally Fully Capitalised with one bullet payment end.
Minimum 1.50% net to house - balance is pay aways or sometimes up to 2.0% net to house.
6.0% above standard interest shared 50% with Investors / Managers to compensate for the additional work required in managing these loans.
Preferred range: $3,000,000-$25,000,000.
General cap at 65% LVR and up to 70% if Loan Covenants are very strong.
10.75%+
Prepaid ā Serviced or Fully Capitalised.
Minimum 1.50% net to house - balance is pay aways or sometimes up to 2.0% net to house.
6.0% above standard interest shared 50% with Investors / Managers to compensate for the additional work required in managing these loans.
Case by Case as negotiated between Borrower and Developer. Case by Case as negotiated between Borrower and Developer.
Minimum 1.0% of Facility Limit up 2.0% Facility.
Minimum 1.0% of Facility Limit up 2.0% Facility.
6-24 Months ā general loan tenure 13 months. 6-24 Months ā general loan tenure 13 months.
Capital cities and most major regional towns.
Capital cities, selected major regional towns and growth corridors.
PrivateInvest is uniting technology-driven innovation with traditional investment discipline to redefine how private capital is managed. While many fund managers still rely on Excelbased processes, PrivateInvest has advanced beyond that, evolving its management systems into a fully integrated, intelligent platform.
This transformation benefits investors, developers, brokers, and family offices, who will be able to āwhite labelā their own funds under our framework. PrivateInvest provides the full infrastructure, including loan origination, due diligence, fund administration, and a live investor reporting portal, all supported by our management expertise.
Our fintech private investment house leverages advanced data, analytics, and digital platforms to enhance decision-making, streamline due diligence, and deliver real-time transparency and efficiency. Operating at the intersection of finance, technology, and property, PrivateInvest offers investors access to curated, high-quality real estate opportunities designed to preserve capital while pursuing risk-adjusted returns.
Our journey to this point included an 18-month global search for the right technology partner. We have now engaged a specialist offshore fintech development group with an exceptional track record, including an eight-year partnership with Mastercard and major engagements with leading banks across the Middle East and India. Their client base spans Europe, the USA, Asia, and Australia, ensuring PrivateInvestās platform is supported by global-standard fintech engineering and innovation.
Sydney Office: Level 9, 60 Castlereagh Street, Sydney, NSW 2000
Disclaimer
This brochure/presentation, dated 12 December 2025, has been prepared by PrivateInvest Capital Securities Limited ABN 48 611 892 249 (āPrivateInvestā) for general information purposes only, to facilitate discussions with Developers regarding potential partnership opportunities and deal introductions. It is provided on an āas isā basis and does not constitute financial, legal, taxation, or professional advice, nor an offer, invitation, or recommendation to enter into any transaction or agreement.
Recipients should not act or rely on any material contained herein without obtaining their own independent professional advice. While the information provided is believed to be reliable, PrivateInvest and its related entities make no representation or warranty as to its accuracy, completeness, or timeliness and accept no responsibility for any loss arising from its use. Any partnership or deal opportunity discussed is subject to further due diligence, negotiation, and formal documentation.
This brochure/presentation is strictly confidential and is intended solely for the use of the recipient. Redistribution or reproduction without the prior written consent of PrivateInvest is prohibited. By accepting this brochure/presentation, recipients agree to keep its contents confidential and to be bound by the limitations outlined herein.
This document may contain forecasts or forward-looking statements prepared by PrivateInvest, reflecting its best estimates based on present circumstances. These statements involve subjective judgements and assumptions regarding future events, which may or may not be correct. PrivateInvest does not guarantee the achievement of these forecasts or forward-looking statements.
To the maximum extent permitted by law, neither PrivateInvest nor any of its associates, related parties, directors, officers, employees, or advisors accept any liability whatsoever for any direct or indirect loss or damage arising from the use of this brochure/presentation or its contents.
This brochure/presentation is strictly for wholesale or sophisticated clients as defined under the Corporations Act 2001. It is not intended for retail investors, and PrivateInvest does not provide financial services to retail clients.
PrivateInvest is licensed under Australian Financial Services Licence No. 491287.
Mark Roberts Executive Chairman & Managing Director
+61 419 745 544
mark.roberts@privateinvest.com.au
Naomi Roberts Corporate Director Responsible Manager / Compliance Manager
