Mark Roberts
Group Managing Director
At PrivateInvest, we operate as a private investment house focused on achieving tailored, risk-adjusted outcomes through exclusive access to high-quality real estate credit and equity opportunities.
Delivering Financial OutcomesFast, Clear & Certain
What sets us apart is our commitment to exclusivity - not only in the capital we manage but also in the bespoke solutions we provide. For us, “exclusive” reflects both our disciplined approach to investment and our deliberately limited investor base, designed to preserve the quality of our offering.
We work directly with a select group of wholesale investors, including high-net-worth individuals, ultra-high-networth individuals, and family offices.
As a broker or developer, you can access PrivateInvest’s national lending platform and diversified portfolio of registered first mortgage loans. We finance across sectors including:
In addition to our credit activities, PrivateInvest s co-invests in property developments and has originated structured property finance transactions exceeding $100 million in total value.
We Specialise Exclusively in the Property Sector
At PrivateInvest, Our Focus is Singular - Property.
This exclusive property focus allows us to deliver bespoke finance solutions, underpinned by deep industry knowledge and practical property experience.
Our team brings specialist expertise and commitment to facilitate efficient financial close. Whether you are a developer, or a broker seeking access to capital, we help structure strategic finance.
With a strong pedigree in property development, we understand the industry from the ground up - from site acquisition and planning approvals through to delivery, exit strategies, and capital structuring. This practical foundation ensures we assess every deal through a developer’s lens, not just a financier’s.
We take a hands-on and commercially minded approach, committed to delivering strong outcomes for our developers, borrowers, and partners.
National Footprint + Diversification of Property Asset Classes
Flexible capital solutions through multi-sector investment expertise.
Like the wedge-tailed eagle, our reach extends far and wide. With a broad national footprint, we operate across key metropolitan and regional markets throughout Australia, providing both investors and borrowers access to a diversified platform of property-based investment and finance opportunities.
Our portfolio spans multiple asset classes, including land, residential, commercial, industrial, and hospitality, offering exposure across varied market cycles and geographic regions. This strategic diversification reduces concentration risk, enhances flexibility in capital deployment, and supports a more resilient, risk-adjusted approach to investing.
Whether you are seeking site acquisition funding, construction first mortgage finance, or structured equity investment, our experience across the property spectrum allows us to provide tailored solutions suited to each project’s unique profile and location.
At PrivateInvest, direct relationships and proprietary property research models are not just important, they are fundamental to how we structure and evaluate every opportunity.
Our Finance Focus
Retirement and Over 55’s Lifestyle Villages
Strata Industrial Units
Business Enterprise Industrial Parks
Financing with Us
For Developers and Commercial Brokers.
At PrivateInvest, we understand that timely, reliable finance is critical for property projects. Our dedicated PrivateInvest Credit team operates with a boutique, relationship-driven approach, combining practical property experience with compliance-focused processes and frameworks.
We work directly with developers and commercial brokers to assess opportunities efficiently and transparently, structuring finance solutions that align with each project’s unique profile and timelines. Whether you’re seeking site acquisition funding, construction finance, or a structured investment solution, our team applies a rigorous, risk-aware approach to determine an appropriate financing structure.
Securing suitable terms requires careful assessment of the project’s risk profile and underlying fundamentals. Providing detailed and transparent information during due diligence allows us to evaluate opportunities effectively and structure finance in line with project requirements. Interest rates, terms, and outcomes are assessed on a case-by-case basis in accordance with the project’s risk and market conditions.
Many of our engagements come from repeat relationships with developers and trusted brokers. Partnering with PrivateInvest provides access to a finance partner focused on clarity, transparency, and structured, risk-aware solutions. We work collaboratively with sponsors to facilitate finance efficiently while adhering to all regulatory obligations.
We’re not bankers who try to understand development.
We’re property developers who became financiers.
Key Considerations
BIG Enough to Deliver Confidence. SMALL Enough to Move Fast.
1. Location for Finance
a. Higher preference to CBD locations.
b. For regional and rural loans (outside of major regional centres), we require a clear finance rationale (e.g., demographic study, pre-sales) to support the credit assessment.
2. Liquidity/Capital Commitment from the Sponsor
a. Preference is given to finance where the Sponsor has invested cash equity in the project and is not solely reliant on valuation uplift. Equity releases may be considered in certain circumstances.
b. An overview of the status of other projects and finance facilities is required for due diligence purposes.
3. Capability of The Sponsor
a. Experience completing similar projects.
b. Necessary approvals and governance in place.
c. Strength of balance sheet and financial position.
d. Capital plan for project exit strategy.
4. Capability of Third Parties
a. Financials and capability statements of builders, tenants, and other key parties, when applicable.
b. Strength and experience of the consultant team and advisers.
c. Use of valuation firms acceptable to PrivateInvest.
5. Finance Facility Agreements
a. Legal documentation prepared by firms with banking and finance expertise.
b. Documentation should address risk mitigants where appropriate (e.g. conditions precedent and subsequent, step-in deeds with builders, intercreditor deeds, corporate and personal guarantees).
6. Repayment Exit Strategy
a. Site Finance: Capacity of the Sponsor to move the project into construction and the ability to achieve presales or secure a suitable tenant for commercial/industrial assets.
b. Construction Finance: Level of pre-sales is preferred, but not mandatory if there is a clear marketing and sales plan demonstrating potential market acceptance. For commercial/industrial assets, a suitable tenant should have the financial capability and experience to support operational requirements.
Why Partner With Us
At PrivateInvest, we focus on Australia’s mid-market property sector ($3M–$25M), often overlooked. We can provide finance solutions subject to credit assessment and approvals, and our team works closely with brokers and developers to identify opportunities that may be underserved by traditional lenders.
Partnering with us means you are part of a trusted network, supported by a team with hands-on experience across development, construction, valuation, banking, and funds management. This practical expertise allows us to understand your challenges and work with you to explore potential financing options.
Direct Access: Engage with experienced decision-makers, not faceless credit committees.
National Reach: Coverage across key metropolitan and regional markets throughout Australia.
Tailored Finance Solutions: Structuring options to align with project requirements, including equity, drawdowns, and other financing needs (subject to credit assessment).
Strategic Insight: Advice and guidance from experts with hands-on experience across property development, construction, and finance.
Commercial Perspective: Leveraging market and project insights to support informed financing decisions.
Every interaction is collaborative and focused on exploring financing solutions for projects in sectors that may be underserved by traditional lenders.
Indicative Rate Card
Key Requirements
Property Investment
Takeout/refinance clearly evidenced Minimum ICR covenant 1.10(x).
Pre-sales Debt Cover N/A
Asset Class
Loan Size
Loan Value Ratio (“LVR”)
Interest Rate Type
Net to Lender to Establishment Fees
Default Interest
Commercial, Industrial, Residential and Hospitality.
Preferred range: $3,000,000-$25,000,000.
General cap at 65% LVR and up to 70% if Loan Covenants are very strong.
Prepaid or Serviced or Combination of Both.
Minimum 1.50% net to house - balance is pay aways or sometimes up to 2.0% net to house.
6.0% above standard interest shared 50% with Investors / Managers to compensate for the additional work required in managing these loans.
Brokerage Referral Fees Case by Case as Borrowers sometimes pay additional brokerage.
Rollover Fees
Term
Locations
Minimum 1.0% of Facility Limit up 2.0% Facility.
6-24 Months – general loan tenure 13 months.
Capital cities and most major regional towns.
Construction Site Finance
Standard lending analysis.
Case by Case basis and must demonstrate market sales evidence.
Commercial, Industrial, Residential and Hospitality.
Preferred range: $3,000,000-$25,000,000.
General cap at 65% LVR and Total Development Cost and Net Realisable assessed case by case basis.
1% to 3%+ Line Fee (subject to line fee amount on fully drawn facility amount) and 8.5%+ Interest Rate (in the form of interest on drawn funds).
Generally Fully Capitalised with one bullet payment at end.
Minimum 1.50% net to house - balance is pay aways or sometimes up to 2.0% net to house.
6.0% above standard interest shared 50% with Investors / Managers to compensate for the additional work required in managing these loans.
Case by Case as Borrowers sometimes pay additional brokerage.
Minimum 1.0% of Facility Limit up 2.0% Facility.
6-24 Months – general loan tenure 13 months.
Capital cities and most major regional towns.
Takeout/refinance clearly evidenced.
Case by Case basis and must demonstrate market sales evidence.
Commercial, Industrial, Residential and Hospitality.
Preferred range: $3,000,000-$25,000,000.
General cap at 65% LVR and up to 70% if Loan Covenants are very strong.
10.75%+
Prepaid – Serviced or Fully Capitalised .
Minimum 1.50% net to house - balance is pay aways or sometimes up to 2.0% net to house.
6.0% above standard interest shared 50% with Investors / Managers to compensate for the additional work required in managing these loans.
Case by Case as Borrowers sometimes pay additional brokerage.
Minimum 1.0% of Facility Limit up 2.0% Facility.
6-24 Months – general loan tenure 13 months.
Capital cities, selected major regional towns and growth corridors.
The Intelligent Financial Ecosystem
Technology Drives Precision, Relationships Define Success.
PrivateInvest combines human expertise with technology to support professional property finance. Our Loan Management System streamlines processes from deal assessment to funding, while AI provides data-driven insights to assist decision-making.
Redesigned for enhanced functionality, scalability, and deeper AI integration, our systems aim to support efficient execution and informed judgment throughout each transaction. Smart automation. Data-driven insight. Structured property finance support from start to finish.
Capability
Benefit to
Brokers
Speed Automated term-sheets & drawdown approvals
Transparency Real-time dashboards & communication
Accuracy Predictive risk modelling & data integrity
Benefit
to Developers
Support timely settlement and progress-claim processes (subject to credit assessment).
Provide visibility on project status, construction, and compliance.
Help reduce delays and support informed credit decisions.
Trust Digital audit trail & governance oversight
Provide assurance of ethical and compliant lending practices.
Four Core AI Layers
Managed In-House: Provides oversight across credit assessment, legal support, construction monitoring, and investor reporting to support consistency and quality.
Outcome: Facilitates efficient project processes and clear, transparent communication (subject to credit assessment and due diligence).
Data Ingestion
Automatically reviews valuations, DA updates, and filings to support informed assessment.
Benefit: Quick access to project information to assist with efficient credit assessment (subject to due diligence and credit approval).
Decision Intelligence
Generates data-driven insights on credit trends and drawdown patterns.
Benefit: Helps developers and brokers plan and manage financing expectations (subject to due diligence and credit approval).
Cognitive Processing
Analyses contracts, emails, and approvals to streamline workflows.
Benefit: Reduces time spent on complex documents and supports accuracy in credit assessment (subject to due diligence and credit approval).
Interaction Layer
Chat-style interface delivering real-time insights.
Benefit: Provides timely visibility on approvals, funding, and project milestones (subject to due diligence and credit approval).
The Boutique Advantage
Criteria
Diversification
Risk Management
Capital Preservation
Flexibility
Deployment Pressure
Key Person Risk
Large-Scale Credit Funds Boutique Credit Funds
Broad, across regions/sectors
Institutional systems & teams
Stable in normal conditions
Lower – standardised processes
High – risk of underwriting drift
Lower – institutionalised teams
Targeted, often more concentrated
Principals often directly involved
Strong in distressed or bespoke situations
Higher – faster decisions, bespoke deals
Low – can be selective
Higher – concentrated leadership
This information is for wholesale or sophisticated investors only and does not constitute financial advice or an offer to invest.
PrivateInvest currently manages over $150 million in funds under management (FUM) and targets a FUM range up to $500 million.
We maintain a hands-on approach, focusing on capital preservation and disciplined investment management. While we aim to achieve strong outcomes, all investments are subject to due diligence, risk assessment, and market conditions, and past performance is not indicative of future results.
Meet The Team
Direct Relationships. Trusted People. Proven Results.
Greg Peel
Chairman
Mark Roberts
Managing Director
Naomi Roberts
Director
Sarah de Rozario
Daniel Miskiewicz
Fund Manager
Jacqui Hearn
Ellen
Joshua Hindle
Bronte Ceresa
Andrew Hanson
Director
Belinda Stewart
Nataly Weil
Aisha Bilic
Disclaimer
This brochure/presentation, dated 05 November 2025, has been prepared by PrivateInvest Capital Securities Limited ABN 48 611 892 249 (“PrivateInvest”) for general information purposes only, to facilitate discussions with brokers and developers regarding potential partnership opportunities and deal introductions. It is provided on an “as is” basis and does not constitute financial, legal, taxation, or professional advice, nor an offer, invitation, or recommendation to enter into any transaction or agreement.
Recipients should not act or rely on any material contained herein without obtaining their own independent professional advice. While the information provided is believed to be reliable, PrivateInvest and its related entities make no representation or warranty as to its accuracy, completeness, or timeliness and accept no responsibility for any loss arising from its use. Any partnership or deal opportunity discussed is subject to further due diligence, negotiation, and formal documentation.
This brochure/presentation is strictly confidential and is intended solely for the use of the recipient. Redistribution or reproduction without the prior written consent of PrivateInvest is prohibited. By accepting this brochure/presentation, recipients agree to keep its contents confidential and to be bound by the limitations outlined herein.
This document may contain forecasts or forward-looking statements prepared by PrivateInvest, reflecting its best estimates based on present circumstances. These statements involve subjective judgements and assumptions regarding future events, which may or may not be correct. PrivateInvest does not guarantee the achievement of these forecasts or forward-looking statements.
To the maximum extent permitted by law, neither PrivateInvest nor any of its associates, related parties, directors, officers, employees, or advisors accept any liability whatsoever for any direct or indirect loss or damage arising from the use of this brochure/presentation or its contents.
This brochure/presentation is strictly for wholesale or sophisticated clients as defined under the Corporations Act 2001. It is not intended for retail investors, and PrivateInvest does not provide financial services to retail clients.
PrivateInvest is licensed under Australian Financial Services Licence No. 491287.
Submit your Opportunity Share project details with us for initial assessment and discussion.
loans@privateinvest.com.au www.privateinvest.com.au
We provide insights to support informed decisions (subject to due diligence and credit approval).
Support for timely financing, subject to due diligence and credit approval.
Perth Office: Ground Floor, 561 Stirling Highway, Cottesloe, Western Australia, 6011 | Postal: PO Box 477, Cottesloe, Perth Western Australia 6911
Sydney Office: Level 9, 60 Castlereagh Street, Sydney, NSW 2000
