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How to protect your

MOST VALUABLE ASSET Quick Guide and Featured Open Homes

Landlord/Homeowner Turns Out to Be a Scammer

Which paint colors create a relaxing space?

Looking for a home? View comprehensive listings of local open houses taking place this weekend from all across the area.

If you rent a home from someone who doesn’t actually own the home, what are your responsibilities and options?

A fresh coat of paint can work miracles in a room. If you want to give your home a calming feel, these are your colors.

February 22-23, 2020

Loveland Reporter-Herald – AtHomeColorado.com

AT HOME

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atHome COLORADO HOME AND REAL ESTATE

REAL ESTATE MATTERS

Landlord/homeowner turns out to be a scammer

ATHOMECOLORADO.COM CONTRIBUTING WRITERS Diana Crandall Katie Laughridge Rick Jacquemard Ilyce Glink Samuel J. Tamkin Steve Brown ADDITIONAL CONTENT Tribune News Service ADVERTISING CONSULTANTS Thais Hafer, Toni McNeill EDITOR/FEATURES COORDINATOR Misty Kaiser

What happens when the landlord disappears? (Shutterstock)

By Ilyce Glink and Samuel J. Tamkin, Tribune Content Agency

Q At Home is an Advertising Feature published by the Loveland Reporter-Herald. ©2017 Prairie Mountain Media.

SEND US YOUR NEWS. At Home welcomes news from the local community on real estate/home tips, events, hirings, advancements, awards, community involvement and other information of interest to the Boulder County and Northern Colorado areas.

Submitted items should be non-promotional in tone.

Visit AtHomeColorado.com/ Submit-Your-News.

ADVERTISING INFORMATION: To advertise in At Home or to promote your open house contact Thais Hafer at 303.473.1456, Toni McNeil at 303.684.5329 or visit AtHomeColorado.com/Advertise To submit an open house listing, visit AtHomeColorado.com/ SubmitOpenHouseLoveland.com.

FACEBOOK.COM/ ATHOMECOLORADO

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: I rented a house from a person who turned out not to be the owner of the home. I contacted the authorities and the scammer disappeared. We were told by the police to try to find the true owner of the home. We even hired a private investigator but had no luck.

Now the home is being sold at auction due to delinquent taxes owed. Is there any way I can gain title to the home without being able to locate the owner? I can then pay the delinquent back takes before the auction.

A

: So, here’s a question for you: Now that you know that the person that claimed to be your landlord is a fraud, who are you paying rent to?

During the last Great Recession, some owners that had rented their homes to tenants abandoned their properties to allow the lender to foreclose on the homes. The tenants were left in limbo. They paid no rent and eventually were evicted when the homes were taken over by the lender.

You’re in a somewhat similar situation. The owner of the home has gone missing and hasn’t been found. Without an owner paying property taxes, the home may eventually get sold in the

tax sale. However, you have the opportunity to bid at the tax sale and buy the home. You may not gain anything by paying the taxes.

You are not the owner and don’t get an ownership interest in the home if you do pay the taxes.

You may be thinking that you can simply live in the home, pay the taxes and the home will eventually become yours. Well, that may be true. In some states, if you claim the home as your own, pay the taxes and treat the home as yours, you may be able to file a lawsuit in court after 21 years to get title to the home transferred into your name.

In some jurisdictions that time period may be shorter, even though the circumstances are similar. While you wait out the clock, you need to understand that the rightful owner of the home could always come and claim ownership of the home and kick you out. (After repaying the back taxes plus interest to you.)

When you go to the tax sale, you can bid the amount owed on the tax bill or try to outbid any other prospective buyer. Once you win the bid at the tax sale, you’d have to wait a year or two (or whatever is the prescribed period of time set by state law) for the redemption period to run out.

Once the redemption period has passed, you can petition the court to issue the deed to the home to you. You would then record that

Loveland Reporter-Herald – AtHomeColorado.com

deed and the property would become yours.

We’ve somewhat oversimplified the process for purposes of your question. You’d need to research further whether the home has other liens or problems on title and whether simply being the winning bidder at the tax sale and then paying future tax payments could ultimately get you ownership of the home.

Try to investigate the status of the title to the home. You might be able to get more information at the recorder of deeds or another office that handles the filing of property records. You then will have to understand how much is owed in unpaid taxes and see what the property is worth. If the unpaid taxes are $50,000 and the home is worth less than that, it might not be worth putting much more money into the home. On the other hand, if $3,000 is owed in taxes and the home is worth $100,000, you might very well want to be the highest bidder on the tax sale.

Keep in mind that other tax buyers may be thinking what you’re thinking: that you only need to bid the $3,000 in back taxes (or whatever the number actually is) to get the property; but if other tax buyers suspect that the owner is missing and they, too, can get ownership of the home, the bidding may go up and may be much more than what is owed in taxes.

A real estate attorney may be able to give you more insight into the process. Good luck and tell us how things turn out.

(Ilyce Glink is the author of “100 Questions Every First-Time Home Buyer Should Ask” (4th Edition). She is also the CEO of Best Money Moves, an app that employers provide to employees to measure and dial down financial stress. Samuel J. Tamkin is a Chicago-based real estate attorney.

Contact Ilyce and Sam through her website, ThinkGlink.com.)(c) 2020 ILYCE R. GLINK AND SAMUEL J. TAMKIN. DISTRIBUTED BY TRIBUNE CONTENT AGENCY, LLC. February 22-23, 2020

How to protect your

COVERPROFILE

MOST VALUABLE ASSET (BPT) - If you’re like many Americans, your home may be your most valuable asset. That’s why it’s so important to protect it with homeowners insurance.

Plus, it’s probably a requirement of your mortgage. Setting up your coverage the right way starts with understanding the major parts of a homeowners policy.

Consider the following information and tips from the USAA Home Learning Center: Dwelling protection This protection covers the cost of repairing or rebuilding your home if it’s damaged or destroyed.

When you select the amount, keep in mind the cost to rebuild your home is different from its market value.

It’s important to get the dwelling coverage right and to monitor it over time to make sure it keeps up with construction costs to rebuild. Under most homeowners policies, if you file a claim and have underinsured your home, your payout may be reduced.

Some insurers will help you estimate the rebuilding cost. They take into account the features, materials and finishes that make your home unique.

Personal property protection This protection covers your furniture, clothing and pretty much everything else inside your home. Most policies set the amount of personal property protection as a percentage of the dwelling coverage.

It may not be enough, though.

Homeowners plans set limits on certain high-value items. If you own expensive jewelry, art, guns, stamps, furs, cameras, computers, silver or collectibles, you’ll want to consider buying valuable personal property insurance. This is sometimes called a “personal February 22-23, 2020

articles floater.”

When you set up your homeowners policy, you may have to make an important choice about how to reimburse losses.

There are two approaches: Replacement cost.

This coverage is the amount needed to replace the property with a comparable, new item.

Actual cash value.

This coverage considers depreciation in the value of your property. If your 10-year-old couch is destroyed, you’d receive what it was worth at the time of loss, not the money you’d need to buy a new one.

To make your recovery from a loss as smooth as possible, replacement cost coverage is recommended.

Liability coverage This is one of the most important and least appreciated forms of protection offered through homeowners coverage.

It protects you if you’re found to be at fault for someone’s injury or property damage. It even covers you for non-automobile incidents away from your home.

Generally, it also covers your legal costs associated with such claims against you.

As a rule, your liability coverage should at least be equal to the total value of your assets for both your homeowners and auto insurance. If your assets are higher than the maximum coverage allowed under the policy, consider purchasing umbrella insurance to cover the difference. This is important to protect the savings and other assets you’ve worked hard to acquire.

Deductibles As with other types of insurance, a deductible is the part of a loss that you’re responsible for covering out of your own pocket. The higher your deductible, the lower your monthly premium.

Choosing a higher deductible can save you money with a lower monthly premium but increases the risk you take. Consider the amount of cash you typically have on hand in your emergency fund or checking and savings accounts.

Make sure you can cover the deductible amount comfortably.

What may not be covered Your policy’s basic coverage won’t cover some special risks.

Floods While a standard policy covers most weather-related events, floods aren’t one of them. Flood

Loveland Reporter-Herald – AtHomeColorado.com

insurance is inexpensive and the federal government offers it through insurers. While it’s mandatory when you have a mortgage and live in a flood zone, you should give it strong consideration no matter where you live. Whether it’s a flash flood or a few inches of excess water, flooding can cause massive damage to your dwelling and its contents.

Earthquakes You can add coverage for earth movements to your policy with an extra premium. If you live in an area prone to earthquakes, consider reinforcing your home protection with this coverage.

Home businesses Homeowners plans provide limited coverage for business equipment. If you run your business from home or have expensive office equipment, you may need to consider additional coverage. Your homeowners policy may not cover injuries to someone if they’re related to your business.

For additional information on protecting your home, visit USAA. com/Homeowners.

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ASK ANGIE’S LIST:

HOME IMPROVEMENT

Which paint colors create a relaxing space?

Hot bathroom trends for 2020

Pricing Guide.

Shades of white White and gray expand spaces, pushing the walls and ceilings out to make a room feel larger than it is.

Love neutrals? Make thoughtful tweaks to plain grays or white, opting for a mix of whites, greens and yellow tones, like those found in PPG’s Oatmeal or Benjamin Moore’s Revere Shades of blue, green and violet can set you and your loved ones at ease in Pewter. In addition your home. (Dreamstime/TNS) to opening things up, the colors bring a Soft purples peaceful and timeless

By Diana Crandall, Angie’s Bold purple is said energy to your living room, List to stimulate creativity bedroom and hallways.

Angie’s List (TNS) and imagination, while calling to mind romance Type of paint Does seafoam green and royalty. Its lighter A paint job is more than really evoke feelings of notes, on the other hand, just a change of scenery. renewal? Can periwinkle can generate a restful The type of paint you blue actually lull you to environment. A pale take choose dampen or enhance sleep? Interior designers on the regal color, like the color you’ve chosen. have long thought that Farrow & Ball’s Calluna, High-quality paint has paint color can affect contributes to a mellow smaller pigments, which our emotions, and color ambiance. Set on making conceal previous coats psychology backs up the a statement? Consider a and appear more dynamic. hunch. Here’s a look at bright accent wall, like It also tends to be more the swatches that cultivate Pantone’s Violet Quartz, in durable and mold resistant a calm and relaxed your home office or entry environment throughout than a cheaper paint, which way. your home. lacks depth and requires Easy greens more coats. Nationally, Soothing blues Evoke feelings of the homeowners report paying From iceberg to deep great outdoors with cool between $20 and $100 per navy, almost any shade of shades of green in your gallon of paint, according blue can convey a sense kitchen. Even small or to the Angie’s List Pricing of tranquility in a room. cramped spaces can benefit Guide. A painting pro can Darker tones make for from the light and airy feel help you decide on the tasteful accents in a library, that a splash of mint or quality level necessary to den or drawing room. pistachio adds. Beware of bring a feeling of calm to Softer hues in a master tints that can overwhelm your home. bed or guest room make an area: Neon or lime falling asleep and waking green can invigorate or ——— up that much easier to do. excite in small doses, but Diana Crandall is a Homeowners typically pay can overwhelm when it’s reporter for Angie’s List, between $965 and $2,740 wall to wall. For a smaller a trusted provider of local for interior painting, update, consider repainting consumer reviews and according to the Angie’s your cabinets instead of the an online marketplace of List Pricing Guide. Room entire room. Cost typically services from top-rated size and paint quality can starts around $385 for this providers. Visit AngiesList. affect overall cost. type of work, homeowners report via the Angie’s List com.

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Loveland Reporter-Herald – AtHomeColorado.com

(BPT) - Adding or remodeling a bathroom is a popular home improvement project in 2020. Whether it’s a simple powder room, a useful three-quarter or a grand master bath, it’s worthwhile to research the top trends so you can create a space that is functional while also increasing your home’s overall value.

Sensational showers When it comes to bathing options, showers are the focus. For instance, four in five homeowners upgrade the shower during a master bathroom renovation (83%) and over half increase the shower size (54%), found the most recent U.S. Houzz Bathrooms Trends Study. Some homeowners are eliminating the tub altogether, adding multiple showerheads and steam features for maximum relaxation.

Unique locations A homeowner’s bathroom location desires are no longer limited to the property’s existing plumbing and drainage systems. Saniflo technologies use above-floor plumbing with features such as a macerating toilet and drain pumps that can be hidden in closets or behind walls. This means previously impossible spaces - such as in garages, pool houses and attics - can now be transformed into stunning bathrooms. The Saniaccess3 is a smart choice for full baths, and the Saniaccess2 is ideal for powder rooms.

Freestanding tubs For those homeowners who still enjoy a good soak, say goodbye to jetted tubs with apron surrounds. Freestanding tubs are the ultimate in luxurious bathing, providing a focal point that draws the eye in any bathroom while also creating an airy feeling in the space. If a homeowner wants to install a freestanding tub where no drainage currently exists, a Saniflo system is an affordable way to complete the project in less time. Learn more atsaniflo.com.

February 22-23, 2020

Color and style After avoiding white color palettes for some time, white on white is back in 2020, offering a clean look with sleek appeal.

Mixed materials are often used to add visual interest, such as

a tasteful blend of wood and metallics in the vanity or hardware choices. Contemporary styles with clean lines and open spaces are key characteristics of the modern bathroom. When a splash of color is called for, blues dominate the

cool tones and salmons often infuse warm hues.

environment that typically comes from a bathroom.

Vanities and tops Vanities vary in size and shape depending on space. Designs tend to be modern or transitional, with elements of interest such as sliding doors that mimic the barn-door trend. Floating vanities are favored, adding an upscale feel that opens the space. Vanity tops are made from a host of materials: as granite loses steam, quartz, marble and concrete are increasing in popularity. Finally, when space allows in a master bath, double sinks are a must.

Smart technologies Technological enhancements have entered virtually all aspects of life, and the bathroom is no exception. This is more than just streaming music to waterresistant speakers. In 2020, more homeowners desire digital shower controls allowing temperature adjustment and flow of the water through voice commands. For those with the funds, smart toilets open and close by sensor and are self cleaning. Another growing tech trend is chromatherapy - the use of color to enhance and inspire mood - with technologies used to illuminate tubs and shower spaces.

Flooring Ceramic and porcelain tile is often the choice for the modern homeowner who can customize tile with any design they want.

Large tiles are less desired, with smaller mosaic options a common choice for personalization. For those who feel tile is too hard or cold, engineered vinyl is a leading choice. It can be made to mimic the look of wood surprisingly well, but can handle the moist

Every year brings with it trends in home design. For 2020, the bathroom is a standout space with customizable features that simplify and beautify life. If a bathroom addition or remodel is in your future, keep these ideas top of mind.

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1470 Pennsylvania St, Loveland JUST LISTED! Beautiful 5 Bed home is prestigious Kendall Brook Neighborhood. Corner lot faces open space w/ direct access to Loveland’s 22 miles of paved trail sytm circling the city! $446,900 | MLS #904369

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NEW CONSTRUCTION - HERON LAKES

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122 King Ave, Johnstown Beautiful 4-bdrm/4/bath home on ¼acre in Johnstown. Just down the street from wonderful Hays park. Panoramic farmland view to S. Home beautifully updated, spacious backyard, a one-ofa-kind property. $379,900 | MLS #903290

Listed by Roger Dittus

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OPEN Sun 1 - 3 Ranch home, 3 bedrooms 2 Baths Wood Floors and Vauled Ceiling Fenced back yard with Pergula Heated attached Garage

Relax after a long day and watch the sunset In your Custom-Built Home!

Learn More: www.LivingInHeronLakes.com

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In Memory Of Leo

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2145 Birdie Way, Milliken NEW LISTING! Stunning custom ranch home with walk-out basement on the golf course! 5 bd, 3 bath, 3 car garage, upgraded kitchen, custom cabinetry, huge theater room, and so much more! Come and see it today! $449,900 | MLS #904274

Listed by Ryan Smith

970-381-4164 ryan@ryansmithnoco.com

339 Lemonade Dr, Berthoud

Great new product by Aspen Homes in hottest new Berthoud neighborhood: Farmstead. Quaint ranch w/ bright open plan. Kitchen w/island, pantry & SS or slate apps. Master w/lg ba, walk-in spa shower & WIC. Highly efficient. $317,000 | MLS #903086

Call Dennis Schick

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1104 104th Ave, Greeley

Aspen Homes ranch w/full UF bsmt.

Master w/WIC. Beautiful eat-in kitchen. Std: A/C, Smart thermostat, tankless H20 heater, 9’ walls on main, front landscape. 95%eff furnace & extensive air sealing pkg. $3K Closing Cost Credit w/Pref Lender. Visit model at 10413 12th.

Year Round Living with Amazing Views Hickory wood flooring, Gas Fireplace Main Floor Master, Guest Suite in loft Set Up with RV Pack and hook ups

$332,000 | MLS #896093

Call Dennis Schick

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February 22-23, 2020

Loveland Reporter-Herald – AtHomeColorado.com

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DESIGN RECIPES

10 ways to add more pink into your home

Hot pink paired with accent colors such as lime green helps create a crisp, clean and fun room. (Handout/TNS)

By Cathy Hobbs Tribune News Service (TNS) Whether in fashion or home decor, pink is no longer considered uniquely feminine. In fact, especially when it comes to shades such as power pink, hot pink, even shades of blush and mauve, the color pink is being infused into everything from artwork and

textiles to furniture. Why pink?

In many cases, pink is neutral and versatile enough to not clash with other colors and can both complement and elevate other colors. Looking for ways to infuse pink into your home? Here are some top tips.

1. Start small. Not ready to take the plunge? Testing the waters

by infusing elements such as accessories and accents is a good place to start.

2. Consider an accent wall or softer allover shade of pink.

A bold pink accent wall could make a dynamic statement, while a softer shade will give a more neutral look.

3. Look for portable decor items such as toss pillows and area rugs. Items you can move from room to room and swap in and out are wonderful ways to incorporate the color.

4. Use artwork. Artwork remains one of the top ways to kick off a color story in a space.

5. Consider pairing lighter shades of pink with deep foundation colors such as charcoal gray, black and even brown.

6. Use shades of pink in bedrooms. Softer shades can create a sense of calm, while bolder shades can add interest.

7. Don’t be afraid to mix and blend different shades of pink into

the same space.

8. Bring pink elements into an otherwise neutral social space such as a living or dining room.

9. Consider pink upholstery pieces such as side chairs and ottomans.

10. Pair both silver and gold finishes and accents with elements of pink. Pink blends well with both in interior spaces.

——— Cathy Hobbs, based in New York City, is an Emmy Awardwinning television host and a nationally known interior design and home staging expert with offices in New York City, Boston and Washington, D.C. Contact her at info@cathyhobbs.com or visit her website at cathyhobbs. com .

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LIST YOUR OPEN HOUSE 6

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Call Dennis Schick 4703-A Boardwalk Dr., Fort Collins, CO 80525 | 970-226-3990 Each office independently owned & operated

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VISIT ATHOMECOLORADO.COM/SUBMIT-OPEN-HOUSE OR CALL 303.473.1456, 303.684.5329 Loveland Reporter-Herald – AtHomeColorado.com

February 22-23, 2020

QUICK GUIDE

OPEN HOUSE LIST YOUR OPEN HOUSE

VISIT OPENHOMES.ATHOMECOLORADO.COM OR CALL 303.473.1456, 303.684.5329

Erie

Johnstown

1722 Southard St $459,000 Saturday 12:00 PM-2:00 PM Roger Walker RE/MAX Alliance On Walnut (303) 818-5902

4850 Silverwood Dr $495,000 Saturday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250

1239 Northridge Dr $695,000 Sunday 1:00 PM-3:00 PM Andre Mazur RE/MAX Alliance (720) 298-0174

4850 Silverwood Dr $495,000 Sunday 1:00 PM-4:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250

3159 Stevens Cir N $775,000 Saturday 11:00 AM-1:00 PM Margie DeBakker RE/MAX Alliance (303) 915-0864

Lafayette 675 Amelia Lane (Sales Center) Starting at $434,900 Saturday & Sunday 11:00 AM-5:00 PM Marlita Lazo Markel Homes (303) 651-9565

5050 Maxwell Avenue $775,000 Saturday 1:00 PM-3:00 PM Ashley Kipfer WK Real Estate (303) 725-0216

106 N Pamela St New Homes from the $300’s to $400’s Tuesday 9:00 AM-5:00 PM Bill Orton LC Home (303) 587-4085

3704 Braeburn Pl $1,045,000 Saturday 11:00 AM-1:00 PM Matthew Jensen WK Real Estate (303) 819-6494

Severance

12749 Linda Vista Dr $1,099,000 Saturday 11:00 AM-3:00 PM Suzy Williamson RE/MAX Alliance (720) 491-9885

Longmont

12749 Linda Vista Dr $1,099,000 Sunday 2:00 PM-4:00 PM Suzy Williamson RE/MAX Alliance (720) 491-9885

Fort Collins

1802 Rice Street $382,500 Saturday 1:00 PM-3:00 PM Amy Darcy LoKation Real Estate (303) 725-3756

2404 Summerlin Drive From $1,200,000 Saturday & Sunday 12:00 PM-4:00 PM Brian Terry Bosch Real Estate Group (303) 845-0949

7720 Rita Ln, $850,000 Sunday 1:00 PM-3:00 PM Mandi Krueger C3 Real Estate Solutions (303) 981-5870

5801 Grandville Avenue (Sales Center) Starting at $599,900 Saturday & Sunday 11:00 AM-5:00 PM Roz Pinon Markel Homes (720) 583-2170

927 Tempted Ways Dr $1,249,000 Sunday 11:00 AM-1:00 PM Suzy Williamson RE/MAX Alliance (720) 491-9885

1196 Hickory Way $1,349,000 Sunday 1:00 PM-3:00 PM Michelle Bonefield WK Real Estate (303) 641-0273

39958 Hilltop Circle $910,000 Saturday & Sunday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250

Wellington 3430 Adams Ct $365,000 Saturday 1:00 PM-3:00 PM Kit Magley RE/MAX Alliance (303) 775-5177 3430 Adams Ct $365,000 Sunday 11:00 AM-2:00 PM Kit Magley RE/MAX Alliance (303) 775-5177

Westminster 11224 W 102nd Pl $375,000 Saturday 12:00 PM-2:00 PM Karolyn Merrill RE/MAX of Boulder (303) 817-2827

Loveland 7197 E State Highway 14 $925,000 Saturday & Sunday 12:00 PM-3:00 PM Dee Bundy C3 Real Estate Solutions (970) 460-4167 February 22-23, 2020

615 Robert Street $530,000 Sunday 1:30 PM-4:00 PM Karla Bielanski RE/MAX of Boulder (303) 931-5774

106 N Pamela St New Homes from the $300’s to $400’s Saturday & Sunday 9:00 AM-5:00 PM Bill Orton LC Home (303) 587-4085

Loveland Reporter-Herald – AtHomeColorado.com

9701 Eaton Street $725,000 Saturday & Sunday 11:00 AM-1:00 PM Jeanne Bellomy RE/MAX of Boulder (970) 773-6254 AT HOME

7

HOME TECHNOLOGY

Tesla surges amid high solar power expectations

A prototype home with a Tesla solar roof is seen in this image from Tesla.

(Tesla/TNS)

By Rex Crum The Mercury News (TNS) It looks like the sun is continuing to shine on Tesla.

On Wednesday, Tesla’s shares recorded their highest-even closing price after a Wall Street analyst said the company’s solar power

ASK THE EXPERT

Before During and After a Home Inspection You’ve made an offer on a home and it’s been accepted, so now what? Start by having

BY RICK the home JACQUEMARD inspected.

Flatirons Home This article Inspections may help you understand what a home inspection is and what to do before, during, and after a home inspection.

A home inspection is a limited, non-invasive examination of the condition of a home.

Typically, inspections are conducted by an inspector who has the training, knowledge 8

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products and batteries could grow at a rate like that of its electric cars.

Prior to the stock market opening, Piper Sandler analyst Alexander Potter raised his price target on Tesla’s stock to $928 a share from $729, and put

and certifications to perform such inspections. The inspector prepares and delivers to the client a report of their findings. The client then uses this information to make decisions about their pending purchase. The inspector will describe the condition of the home at the time of inspection but does not guarantee future condition, efficiency, or life expectancy of systems or components.

Before the home inspection, find the best inspector you can. Many buyers will take the recommendation of their realtor.

Referrals from family members or friends can also be helpful.

However, it’s always good to find a home inspector you trust, not just one your realtor trusts. Go online, research reviews, and pick the inspector who fits your needs best. If you find a home inspector who has been a contractor in their professional life, they should be even more familiar with how things work in a home.

You should be present during the inspection for a walk-through of the inspector’s findings. If your inspector will not let you attend a

the highest target price on the company’s shares among Wall Street analysts that cover Tesla.

Following Potter’s price-target hike, Investors sent Tesla’s shares up by almost 7%, to close at $917.42. Since the start of the year, Tesla’s shares have risen by almost 120%, due in part to the company setting a record for vehicle deliveries in 2019.

Potter said that while most of the attention Tesla gets is because of its cars, the company’s solar power business is a sleeping giant that shouldn’t be ignored.

“It’s easy to forget that Tesla sells batteries and solar power products,” Potter said. “But management says that the solar and storage business will one day rival the automotive segment, and if this is true, then investors will eventually need to pay attention.”

Potter noted that solar and battery products only accounted for 6% of Tesla’s sales in 2019.

But, with 5 million solar rooftops

walk-through, you should hire a different inspector. The inspection is not only a way to learn what may be problematic, but is a guide to your home’s systems and appliances. Your home inspector should be able to walk you through all the homes systems so you can learn how they operate and how to maintain them. Your inspector should also list any problems they see in the home and what will need to be repaired. You can then discuss with your realtor which things you want to ask the seller to repair or replace before agreeing to purchase the home.

Or, you may want to negotiate on the purchase price. You should also make sure to ask questions during the inspection. The inspector has been hired by you for you, and they should be able to tell you the state of the home without a bias. Good inspectors should be able to give you a rough estimate as to how long you have left on certain parts of your home.

This isn’t a guarantee, but it can help you plan for the long-term repairs.

After the inspection and the walk-through of the home with

Loveland Reporter-Herald – AtHomeColorado.com

being installed annually in the United States, Potter Tesla has a chance to earn a large piece of a market worth approximately $165 billion a year.

“We are convinced that Tesla’s automotive products offer a superior ownership experience,” Potter said. “If history is any indication, we’ll eventually be saying something similar about generating and storing our own solar power.”

Tesla Chief Executive Officer Elon Musk may have spurred enthusiasm for the company’s solar business when, over the weekend, he tweeted about job opportunities with Tesla’s solar operations.

“Tesla is ramping up Solar Roof installation across the USA!” Musk tweeted. “Training will be provided, so no prior experience needed. Apply at https://www. tesla.com/solarroofjobs.”

the inspector you will receive a copy of the report from the inspector. Be sure to use it. Always read through the entire report and compare notes with your realtor before doing anything. You will have several options. First, you can decide to walk away from the purchase. Most offer letters have an inspection contingency that states if you’re unhappy with the state the home is in you can leave the agreement. If you think the issues with the home aren’t enough to terminate the contract you can either ask for a reduction on price or ask for the seller to pay for the repairs. You should state your worst concerns first. A home warranty can help repair or replace worn out systems and appliances. If you get a home warranty, remember to use your home inspection alongside it.

Home warranties do not typically cover the problems mentioned in your home inspection unless they have been repaired.

For more information on home inspections contact Rick Jacquemard, at 720.280.3544, e-mail rick@flatironshi.com or visit flatironshi.com.

February 22-23, 2020

REAL ESTATE TRANSACTIONS The following Loveland-area home sales were supplied by Colorado Weekly Homebuyers List Inc., 303-744-2020.

Listed are the buyer, the property address, the seller and the amount.

Berthoud UÊ Chris Truong -- 123 S 8Th St., Creekside Devl LLC, $285,000.

UÊ Chris Truong -- 127 S 8Th St., Creekside Devl LLC, $285,000.

UÊ Chris Truong -- 115 S 8Th St., Creekside Devl LLC, $295,000.

UÊ Chris Truong -- 119 S 8Th St., Creekside Devl LLC, $295,000.

UÊ Richard Wilson -- 631 Grand Market Ave., Richfield Homes LLC, $318,500.

UÊ Kevin Lehtinen -- 2400 Nicholson St., Mary Ann Knott, $390,000.

UÊ Ismael Alvaradogarcia -- 1394 Vantage Parkway, Melody Homes Inc, $452,900.

Estes Park UÊ Kay Caldwell -- 880 Elk Ridge Court, J and Jennie Caldwell, $170,500.

UÊ Jay and Susan Werner -- 3000 Grey Fox Drive, Christophersons

LLC, $227,000.

UÊ William and Lori Neff -- 503 Fall River Lane Unit D, Jennifer and Elizabet Zelinger, $237,500.

UÊ Joshua Gross -- 755 Elm Road Unit 15, Thomas M Caldwell, $240,000.

Fort Collins UÊ Laurie and Sara Meyers -- 512 E Monroe Drive Unit C320, Thomas Jonathan Harbaugh, $192,000.

UÊ Wayne Jingst -- 3465 Lochwood Drive Unit E21, Nathan Janet Jingst Tru, $215,000.

UÊ Maria Neves -- 6708 Antigua Drive Unit 55, Kelly L Spencer, $287,000.

UÊ Tomos Aled -- 2709 Parklake Court, Maui No Ka Oi LLC, $290,000.

UÊ Natasha Shabalin -- 2051 Phia Way, Fort Collins Habitat For , $293,000.

UÊ Thomas Harbaugh -- 1024 Oxford Lane Unit 67, Michael and Sue Kontul, $309,000.

UÊ Teresa and Charles Edwin -- 4244 Gemstone Lane, William and Linda Burr, $315,000.

UÊ Daniel and Emily Kleist -- 408 Strasburg Drive Unit B14, Chantel M Akers, $332,000.

UÊ Leslie Paris -- 380 Pint St., John and Sharon Schoepflin, $340,000.

UÊ Raynold and Stephanie Hansen -2536 Romeldale Lane, Sarah Mary Gallup, $344,700.

UÊ Johnathon Huynh -- 738 Campfire Drive, Fawaz Mohareb Alenezi, $360,000.

UÊ Davis Glasscock -- 721 N Hillcrest Drive, Andrew and Deanna Isom, $369,000.

UÊ Doug and Maggie Edelfelt -- 925 Rocky Mountain Way, Sbla Invest LLC, $378,000.

UÊ Laurie Biela -- 1742 Barnwood Drive, Thomas and Patric Oliver, $380,000.

UÊ Konrad and Marissa Korth -- 2213 Ouray Court, William and Kathy Korth, $380,000.

UÊ Daniel Daneshka -- 527 Kim Drive, Eugene and Chantel Welch, $408,000.

UÊ Paul and Julie Higman -- 1706 Hull St., Soaring Hope Inc, $410,000.

UÊ Charles Delrueste -- 1212 Maple St., Coleman Morrisgoodrick, $420,000.

UÊ Christopher Minihan -- 2239 Fossil Creek Parkway, Trent and Carol Peckosh, $425,000.

UÊ Lynn Joffe -- 4113 Suncrest Drive,

Diana L Bonilla, $432,000.

UÊ Benjamin and Katy Ryan -- 205 Allen St., Jon and Elisha Rentfrow, $435,000.

UÊ Caroline Mitchell -- 1912 Overlook Drive, Denton and Kathy Mckinney, $440,000.

UÊ Jason and Kanok Baurick -- 1637 Windsor Court, Anthony and Kama Petrone, $485,000.

UÊ Rick and Barbara Mueller -- 1209 Aruba Drive, Dora E Barber, $530,000.

UÊ Adam Overton -- 1250 Sunflower Drive, Maria M Jenderek, $565,000.

UÊ Charles and Rebecca Wilcox -1309 Luke St., Recycled Properties LLC, $575,000.

UÊ Barbara and Eric Combs -- 1109 W County Road 56, Robert K Wankelman, $580,000.

UÊ Julia Shuff -- 800 W Magnolia St., Thomas M Fissenden, $589,100.

UÊ Nicolas and Paula Bishop -- 7530 Vardon Way, Jeffrey and Amy Hollingsworth, $595,000.

UÊ Eric and Jennifer Swann -- 5833 Northern Lights Drive, Becky Linn, $640,000.

UÊ Philip and Elizabeth Hooper -- 4703 Dusty Sage Drive Unit 3, Cyndi D Brown Living Trust,

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www.RealEstateInNorthernColorado.com Information deemed reliable, but not guaranteed. © 2017 C3 Real Estate Solution, LLC.

February 22-23, 2020

Loveland Reporter-Herald – AtHomeColorado.com

AT HOME

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Character | Culture | Commitment

Featured Property

Featured Property

Featured Property

413 Horizon Cir, Greeley

87 Jasper Lake Rd, Loveland

55742 County Road 37, Nunn

$1,250,000 • MLS# 901766 6 Beds • 5 Baths • Total Sq. Ft. 1155 • 4 Car Garage

$1,990,000 • MLS# 900713 5 Beds • 5 Baths • 6 Car Garage

$350,000 • MLS# 896214

9298 Sq. Ft. Estate perched on 1.31 Acres & Located in Popular Poudre River Ranch. Luxury finishes inside & out.

Walk-out bsmt, wet bar, theatre, exec office, loft, formal dining & main floor master.

Full custom home w/high end finishes. Private gate, lake & island w/800 feet of Big Thompson River front & 1 share of water on 53 acres. RV/Boat parking, asphalt drive + an attached luxury 6 car garage w/over 2200 sq. ft.

164 acres of beautiful rolling terrain & peaceful solitude in Colorado. Minutes to I-25, Wyoming, Fort Collins, DIA & Denver.

Build your dream house and bring your cattle, horses or 4-H animals. NO HOA & NO Metro tax.

John Simmons 970-481-1250 jsimmons@c3-re.com

Jesse Laner 970-672-7212 jlaner@c3-re.com

John Simmons 970-481-1250 jsimmons@c3-re.com

Jesse Laner 970-672-7212 jlaner@c3-re.com

Todd Jeskulski 970-391-1197 tjeskulski@C3-re.com

John Simmons 970-481-1250 jsimmons@c3-re.com

Featured Property

Open House Saturday & Sunday 12-3pm

Open House Saturday 12-3pm & Sunday 1-4pm

7244 W CR 12, Loveland

7197 E State Highway 14, Fort Collins

4850 Silverwood Dr, Johnstown

$925,000 • MLS# 904050 4 Beds • 3 Baths • 10 Car Garage • 16 Stall Barn+ One of a kind Equestrian property w/20 fenced in acres.

Charming historic home w/16 stall barn, 5 loafing sheds w paddocks, 80’ hay barn, 190’ Sand Arena, 70’ Round Pen, Shop and excellent business visibility and access.

$495,000 • MLS# 903802 5 Beds • 5 Baths • 2 Car Garage Master planned community w/pool, parks, trails, Frisbee golf and more. Nearly 4300 finished sq. ft. with a bonus attic flex room and private access to finished basement. Great value per sq. ft.

$1,589,000 • MLS# 902792 5 Beds • 5 Baths • 15 Car Garage • 35.16 Acres Custom built in 2015 featuring a huge detached shop/garage and apartment. Enjoy daily sunrise and spectacular views along with wildlife and outdoor recreation.

Custom features throughout.

John Simmons 970-481-1250 jsimmons@c3-re.com

Steve Baumgaertner 970-988-8725 sbaumgaertner@c3-re.com

Dee Bundy 970-460-4167 Dee@DeeBundy.com

Stephen Foster 970-219-9458 sfoster@c3-re.com

Lucas Ray 970-815-6618 lray@c3-re.com

Open House Saturday & Sunday 12-3pm

Under Contract

Open House Sunday 1-3pm

39958 Hilltop Circle, Severance

760 N Franklin Ave, Loveland

7720 Rita Ln, Fort Collins

$910,000 • MLS# 902756 5 Beds • 5 Baths • 3 Car Garage Luxury home with spectacular 360-degree views.

Private in-law quarters, walk-out basement, gourmet kitchen, main floor master suite with retreat, spacious laundry/mud room, gym and so much more.

$450,000 • MLS# 904264 4 Beds • 2 Baths • Total Sq. Ft. 2080 Beautiful remodeled gem in Old Town. Brand new kitchen with granite countertops, adjacent patio for summer bbqs.

New bathrooms with custom tile. Wood floors on main.

RV parking and a huge detached garage.

$850,000 • MLS# 901299 3 Beds • 2 Baths Total Sq. Ft. 2184 This charming 1937 farmhouse on 36.7 acres with million-dollar views. 3 Outbuildings and horses are allowed. NO HOA Can easily grow hay or Hemp on the property Which includes 15 shared of REU water!

Todd Jeskulski 970-391-1197 tjeskulski@C3-re.com

Gunnar Greenlee 303-854-7043 ggreenlee@c3-re.com

www.MyColoHome.com 12

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Brian Trainor 970-402-6200 970Team@gmail.com

Mandi Krueger 303-981-5870 mkrueger@c3-re.com

970.225.5152 • C3 Real Estate Solution, LLC. Loveland Reporter-Herald – AtHomeColorado.com

February 22-23, 2020