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Open Home Listings, Builder Spotlight, Homes for Sale, Rentals and More!

atHome Colorado Home & Real Estate |

5 ways to make your home


Quick Guide and Featured Open Homes

How Much Does It Cost To Hire A Cleaning Service?

Consider Making These Decor Resolutions In 2020

Looking for a home? View comprehensive listings of local open houses taking place this weekend from all across the area.

The holidays are over and its time to clean up. If you’ve been considering hiring a little help, take a look at what it typically costs and what to expect.

The beginning of the new year is a great time to refresh your space. Fortunately, it doesn’t have to be costly or time consuming.

January 11-12, 2020

Loveland Reporter-Herald –




ATHOMECOLORADO.COM CONTRIBUTING WRITERS Barbara Ballinger Gary M. Singer Rick Jacquemard Cathy Hobbs Ilyce Glink Samuel J. Tamkin ADDITIONAL CONTENT Tribune News Service ADVERTISING CONSULTANTS Thais Hafer, Toni McNeill EDITOR/FEATURES COORDINATOR Misty Kaiser

At Home is an Advertising Feature published by the Loveland Reporter-Herald. ©2017 Prairie Mountain Media.

SEND US YOUR NEWS. At Home welcomes news from the local community on real estate/home tips, events, hirings, advancements, awards, community involvement and other information of interest to the Boulder County and Northern Colorado areas. Submitted items should be non-promotional in tone. Visit Submit-Your-News. ADVERTISING INFORMATION: To advertise in At Home or to promote your open house contact Thais Hafer at 303.473.1456, Toni McNeil at 303.684.5329 or visit To submit an open house listing, visit





How much does it cost to hire a cleaning service? By Angie’s List Angie’s List (TNS) There’s nothing quite like coming home to a clean house — especially when there’s little time to do the job yourself. The good news is hiring a professional housecleaner may be more a lot more affordable than you think. And the time and stress it saves can make it worth every penny! Here’s a look at what you can expect to pay for house cleaning services and what’s typically included in the cost. How much do cleaning services charge? Professional house cleaners set cleaning prices in a variety of ways. They might charge by the hour, the square footage of your home, the number of rooms to clean or the number of cleaners sent out for the job. An hourly rate is the most common and ranges from $25 to $90, depending on the frequency of service, your pro’s experience level and the type of services you need. When it comes to frequency, a “first clean” or “one-time clean” often costs more than regular services. That’s because cleaners need to determine how long they’ll spend in a home and see whether any rooms need extra work — for example a family bathroom or large play area. Cleaners will also typically spend extra time on a first visit prepping your home for more regular cleanings. On the other hand, the more times a house cleaner comes in a month, the lower the price is likely to be per visit. This is often a matter of $5 to $10 per clean. Some cleaners will also offer a discount if you pay for multiple visits up front or sign a long-term contract. What’s included in a cleaning? While there’s no true “standard” set of cleaning services, most house cleaners will include basic tasks like vacuuming, dusting, general kitchen and bathroom cleaning, and tidying up. Once they’ve

Dusting, floors, and general kitchen and bathroom cleaning are typically included in a professional’s standard rate. (Dreamstime/TNS)

run through their own standard list, they’ll tackle specific client requests. For example, you might request that they clean blinds, tough soap scum, ovens, carpets, windows, walls, refrigerators and other elements. These services might cost more, or the cleaner might simply calculate the hours into your total. Keep in mind that each house cleaner or company will offer different services and may not offer extras like carpet or upholstery cleaning. Then, there’s deep cleaning services. These services can help you get your home in shape for visitors or just give you a clean slate to start fresh. Most people get deep cleanings once or twice a year. They cost an average of $100 to $300 per visit, depending on the size of your home. Other similar services include move-out and move-in cleanings, which typically range up to and over $400. Additional considerations Your home is unique to you,

Loveland Reporter-Herald –

and that means your mess is equally unique. If you have pets and children, for instance, the hours and depth of your cleaning will be much different from those for a one-person, no-pet household. Also, keep in mind that some professional house cleaners bring products and tools with them, while others prefer the client to provide supplies. Take these factors and your unique needs into account as you ask for quotes and interview pros for your house cleaning services. Hiring a cleaning service can offer many benefits; which service is best for you will depend on your preference and comfort level. ——— Angie’s List is a trusted provider of local consumer reviews and an online marketplace of services from toprated providers. Visit AngiesList. com. January 11-12, 2020

Featured Property

Open House Sunday 1-3pm

Featured Property

234 Bishop St, Fort Collins $365,000 • MLS# 892094 2 Beds • 1 Bath • Total Sq. Ft. 864

1697 Oxford Dr, Loveland $395,000 5 Beds • 4 Baths • Total Sq. Ft. 2756

Adorable bungalow with detached garage close to Old Town, CSU and City Park but in a quiet little neighborhood. Updated in 2009. Has original hardwood floors and mature landscaping.

5 beds, 4 baths, theatre room, second kitchen all for $395,000! Updated, clean and fresh with new light fixtures, on demand water heater and a pop corn maker!! Come check it out before it’s gone!!!

87 Jasper Lake Rd, Loveland $1,990,000 • MLS# 900713 5 Beds • 5 Baths • 6 Car Garage Full custom home w/high end finishes. Private gate, lake & island w/800 feet of Big Thompson River front & 1 share of water on 53 acres. RV/Boat parking, asphalt drive + an attached luxury 6 car garage w/over 2,200 sq. ft.

Brian Trainor 970-402-6200

Kendall Phares 970-886-3402

Michael Salza 202-701-9254

John Simmons 970-481-1250

Jesse Laner 970-672-7212

Open House Saturday & Sunday 12-3pm

Featured Property

Open House Saturday & Sunday 12-3pm

1776 Sunshine Ave, Longmont $459,000 • MLS# 899944 4 Beds • 3 Baths • 2 Car Garage Amazing property with main floor master, office, laundry & gourmet kitchen. 2 additional beds, loft and full bath up. Fireplace, Central AC, hardwood floors and so much more.

2830 Center Ridge, Berthoud $1,100,000 • MLS# 898453 5 Beds • 5 Baths • 3 Car Garage • 3.2 Acres 6,123 Sq. Ft. of luxury w/private courtyard, enclosed balcony & expansive trex deck. Stone, stucco, iron, hardwood floors, vaulted ceilings, gourmet kitchen w/ss Appliances & granite slab, master suite w/retreat, 5 pc bth & walk-in closet.

3194 Fairmount Dr 11D, Wellington $280,000 • MLS# 900698 3 Beds • 3 Baths • 1 Car Garage

Michael Potter 970-290-6436

Stephanie Blackwell 970-628-3000

John Simmons 970-481-1250

Jesse Laner 970-672-7212

Low maintenance living at it’s finest. This townhome features a yard, basement and attached garage. Kitchen with SS appliances and a master with private ¾ bath. Home is like new and was built in 2017 Stephen Foster 970-443-8053

Open House Saturday 12-3pm & Sunday 1-4pm

Open House Saturday & Sunday 12-3pm

Open House Saturday 12-3pm

3622 Copper Spring Dr, Fort Collins $730,000 • MLS# 900240 6 Beds • 5 Baths • 3 Car Garage One of the most desirable subdivisions in Fort Collins this home has plenty of room for everyone. Near hospitals, shopping, dining & schools. Swimming pool community w/parks & trails. Amazing home!

5510 Fairmount Dr, Windsor $614,999 • MLS# 899855 4 Beds • 4 Baths • 3 Car Garage Desirable Highland Ridge featuring a main floor master suite, gourmet kitchen with gas range and dbl ovens, huge trex deck to relax or entertain + an oversized finished garage.

9963 Horsetail Way, Loveland $925,000 • MLS# 900513 4 Beds • 3 Baths • 3 Car Garage • 2.11 Acres

Lucas Ray 970-815-6618

Laurie Myers 970-290-4724

Lyndsay Whitlock 970-443-8053

Desirable Buckhorn Ranch is a gated community which is minutes to Fort Collins. Enjoy an active lifestyle while living in a compact and luxurious home featuring incredible Rocky Mountain Views. John Simmons 970-481-1250

Featured Property

Open House Saturday 11am-2pm

39958 Hilltop Circle, Severance $924,000 • MLS# 900149 5 Beds • 5 Baths • 3 Car Garage

55742 County Road 37, Nunn $350,000 • MLS# 896214

7720 Rita Lane, Fort Collins $919,500 • MLS# 901299 3 Beds • 2 Baths • Total Sq. Ft. 2,184

Luxury home with spectacular 360-degree views. Private in-law quarters, walk-out basement, gourmet kitchen, main floor master suite with retreat, spacious laundry/mud room, gym and so much more.

164 acres of beautiful rolling terrain & peaceful solitude in Colorado. Minutes to I-25, Wyoming, Fort Collins, DIA & Denver. Build your dream house and bring your cattle, horses or 4-H animals. NO HOA & NO Metro tax.

This charming 1937 farmhouse on 36.7 acres with million-dollar views. 3 Outbuildings and horses are allowed. NO HOA Can easily grow hay or Hemp on the property Which includes 15 shared of REU water!

Open House Saturday & Sunday 12-3pm

Deanna Nilsen 970-556-2890 January 11-12, 2020

Todd Jeskulski 970-391-1197

John Simmons 970-481-1250

Janeé Walker 970-215-3876

970.225.5152 • C3 Real Estate Solution, LLC. Loveland Reporter-Herald –




5 ways to make your home


Deep colors, like this emerald, chunky throws and woolly textures make a room feel cozy. (Shutterstock)

Sheepskin is soft and furry to the touch and warm. (Dreamstime/TNS)

By Barbara Ballinger Chicago Tribune (TNS)

warmer. Remember, every season offers its own rewards.

Winter doesn’t mean bonechilling temperatures everywhere, but it can mean gray skies, more rain and certainly shorter days due to darkness descending early. Yet, there are many ways to counteract those blah-bah-humbug feelings and add a warm, cozy feeling and sense of conviviality indoors — what the Danes and Norwegians call hygge. Doing so might be as simple as surrounding ourselves with a room painted a dark, rich color, or incorporating plush furniture to curl up on. The best news is that most of our ideas aren’t terribly expensive and can be switched again when days grow longer and

1. Add warm fragrances Move past the season’s overbearing pine, cranberry and pumpkin spice candles. There are plenty of other, more sophisticated fragrances that evoke a feeling of warmth. Take Byredo’s The Burning Rose candle. It has a deep smell of rose combined with a smoky woody character. Diptyque’s Choisya candle offers another warm scent that conjures honey, tobacco leaves and a handful of spices.



2. Paint an entire room a deep, warm, saturated hue Deep colors instantly envelop and transport us to a

warm destination, and many manufacturers suggest we go darker and richer in our paint and color choices. Pair these colors for contrast with a white, off-white or cream in the trim and ceiling, or use the dark color throughout the room on all surfaces for what may be one of next year’s big design trends. Paint manufacturer Dunn Edwards has debuted its new Dark & Stormy paint hue, a deep, intense blue that immediately evokes the coziness of bundling up for cold winter days and evenings. 3. Nestle into a furry cocoon Natural textures are showing up not just in traditional blankets and throws but also in the upholstery that goes on couches and chairs. One increasingly popular suggestion is sheepskin, which is soft and furry to the touch and warm. Just the right fix we need to upholster favorite seating. RH has reimagined a classic midcentury French design, with the Yeti chair. Crafted of solid oak and upholstered in ultra-soft, New Zealand sheepskin, the chair has a low, raked back and arms that curve gently into tapered legs. Pure 1940s Paris.

Loveland Reporter-Herald –

4. The more throws and blankets the better Rather than turning up the heat — and wasting energy — why not wrap yourself in a thick throw or blanket, so you can sit and converse comfortably, read a favorite book or sink into “The Crown” or “The Marvelous Mrs. Maisel.” Ethan Allen offers a host of choices that will perk up any setting. They measure 70 by 50 inches. 5. Layer area rugs. Most people like hardwood floors these days, but they can be cold on bare feet. A shaggy or furry area rug proves the right antidote and not just feels warm but looks warm, too, especially when it’s set atop an existing area or wall-to-wall rug. Look for textured rugs that offer a tactile feel, and you’ve got a win-win all around. Toms Price’s handknotted wool rug is a North Moroccan design from the Berber tribes that reside in the city of Taza. Other favorites are Room & Board’s wool Soraya rug with its geometric graphics and colorful tufted poms, and West Elm’s earthy hand-tufted wool Charm Rug. January 11-12, 2020


How to maximize AI usage at home identify someone approaching your home.

(BPT) - As the prevalence of artificial intelligence (AI) in the home grows, so does the amount of helpful features. While the abundance of smart home technology (powered by AI) can seem overwhelming, the more you know, the better these functions can impact your life positively. Through an understanding of these innovations, you can expand the usage of AI in your home and take advantage of its benefits. This vision of life made better through AI was highlighted at the recent 2019 AI Summit | New York at which key speaker Dr. Nandhu Nandhakumar, Senior Vice President of Advanced Technology at the LG Technology Center of America in Silicon Valley, discussed the company’s AI innovations on improving the quality of life as well as the need for a clear direction of AI in the home in the future. LG’s vision is manifested in LG ThinQ®, LG’s brand for products and services incorporating advanced AI technologies. It aims to deliver easy, personalized, proactive and efficient solutions, bringing new intelligence to connected living. Here are some benefits of AI you may be overlooking: Be more secure Some of the newest home security systems, including video doorbells, use aspects of AI to help protect your home and family more effectively. Security systems using AI can analyze input like video surveillance to determine when something is an actual threat, since false alarms are frequent problems with many security systems, or they can activate facial recognition software to help January 11-12, 2020

Save water Places like your bathrooms and lawn can use smart technology to evaluate water usage and avoid waste. Smart sprinklers can be controlled remotely and monitor the weather to avoid overwatering. The latest smart water systems can detect leaks and turn off the water supply to prevent flooding inside your home. Save energy Perhaps one of the greatest benefits of AI today is in energy savings, which can also helpful for the environment. For example, LG ThinQ®, LG Electronics’ brand that incorporates advanced AI technologies, brings new intelligence to connected living through its smart, AI-powered appliances and electronics. On its popular line of dual inverter room air conditioners, you can control the unit from anywhere via smartphone application. You can even put your home’s HVAC system on “vacation mode” to lower costs while you are away. This convenient and energysaving connectivity works for a variety of the brand’s smart home appliances, including laundry machines and refrigerators. Save money LG ThinQ® also analyzes habits and preferences when using connected machines and devices. For example, it can adjust the cooling power of your refrigerator just before the most active time of use each day (such as after school/ work and while dinner is being prepared). This leads to a more efficient home. It can also let you look inside your refrigerator to see what you need to shop for or how soon your milk expires. Using this kind of smart technology will lead to less spoiled food, saving money on grocery.

Save time Through LG’s Proactive Customer Care, a service that uses AI to deliver the most advanced customer service related to product maintenance, consumers are alerted to potential issues before they happen. It can also expedite repairs and offer useful maintenance tips, saving users time and money. For added time saving convenience, enabled smart TVs can bring a higher intelligence and convenience to your living room. With the installed Google Assistant and Alexa, you can enjoy personalized entertainment and even online shopping. They are also ready to control your entire connected home from changing the light settings or adjusting the temperature. The AI platform for LG TVs is constantly evolving through its deep learning engine, and this helps them learn how to properly respond to users based on voice command data. The ultimate goal of LG’s AI platform isn’t just to create a smart device that responds to requests, but to analyze user behavior to offer

personalized recommendations and optimal settings for unique tastes and specific environments. Through meaningful innovations, AI intends to make daily routines simpler and more enjoyable. By better understanding users—recognizing patterns and preferences— it can anticipate needs and take action on their behalf. The more consumers use it, the better it works for them. Such features need to be clearly communicated to users to aid in their understanding of the technology. When used well, AI enables consumers to live fully and seamlessly connected to a wide range of products, all working together to make life easier. “We, as an industry, need to do a better job of educating consumers on the advantages of AI as it can be overwhelming. To do this, a clear direction in which AI needs to be headed is a must,” emphasized Dr. Nandhu. To learn how AI can improve your daily life, visit lg-thinq.

C3 Real Estate Solutions Agent Spotlight Real Estate is my passion and I take the sale of your home very seriously. I have been a committed real estate professional for over thirteen years making my clients goals the highest priority. I graduated with a Bachelor Degree in Finance at Benedictine University in 2003 and continue to learn all the latest trends and technology to give my clients an Chris Phillips edge. My wife Amy and I are raising 970-689-5513 our two children (Evan and Aiden) plus our Great Dane (Hank) in the Alford Meadow neighborhood in NW Loveland and enjoy all that Loveland and Fort Collins has to offer. Our favorite activities coincide with an active Colorado lifestyle including hiking, cycling and spending summer days boating on Horsetooth Reservoir or Boyd Lake. Let’s talk about your real estate goals and dreams! 970.225.5152 • C3 Real Estate Solution, LLC.

Loveland Reporter-Herald –




LIST YOUR OPEN HOUSE Erie 37 Starlight Circle $519,900 Sunday 1:00 PM-3:00 PM David Trow Compass (303) 880-7255 1196 Hickory Way $1,349,000 Saturday 1:00 PM-3:00 PM Jill Muller WK Real Estate (303) 941-6927

Firestone 11096 Cherryvale Street $449,500 Saturday 12:00 AM-2:00 PM Amy Darcy LoKation Real Estate (303) 725-3756

Fort Collins 3622 Copper Spring Dr $730,000 Saturday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250 3622 Copper Spring Dr $730,000 Sunday 1:00 PM-4:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250 7720 Rita Lane $919,500 Saturday 11:00 AM-2:00 PM Tamara Yaromy C3 Real Estate Solutions (970) 667-5899

Longmont 2324 Atwood Street $375,000 Saturday 11:00 AM-1:00 PM Janet Borchert WK Real Estate (720) 564-6034




VISIT OPENHOMES.ATHOMECOLORADO.COM OR CALL 303.473.1456, 303.684.5329 1812 Rice Street $385,000 Saturday 11:00 AM-1:00 PM Pat Kahler LoKation Real Estate - Longmont (303) 589-5752 65 Quail Rd $391,500 Sunday 12:00 PM-3:00 PM Dennis Culver WK Real Estate (303) 618-3366

2408 Summerlin Court

4796 Mariana Hills Circle

From the $1,200,000

New Homes From The $600’s to $700’s

Saturday & Sunday 12:00 PM-4:00 PM

Saturday & Sunday 9:00 AM-5:00 PM

Brian Terry

Matt Walkowicz

Bosch Real Estate Group

LC Home

(303) 845-0949

(970) 217-4787


796 Mariana Hills Circle

106 N Pamela St

Matt Walkowicz

Saturday & Sunday 9:00 AM-5:00 PM

LC Home

Bill Orton

(970) 217-4787

LC Home

1776 Sunshine Ave $459,000 Saturday & Sunday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250

5801 Grandville Avenue (Sales Center) Starting at $599,900 Saturday & Sunday 11:00 AM-5:00 PM, Roz Pinon Markel Homes (720) 583-2170 3704 Braeburn Place $1,055,000 Saturday 12:00 PM-3:00 PM Matt Jensen WK Real Estate (303) 819-6494

Tuesday 9:00 AM-5:00 PM

New Homes from the $300’s to $400’s

3477 Larkspur Drive $435,000 Saturday & Sunday 12:00 PM-2:00 PM Susan Eastman Live West Realty (303) 589-6845

716 Widgeon Drive $499,000 Saturday 2:00 PM-4:00 PM Mary Ellen Wood RE/MAX Elevate () -

New Homes From The $600’s to $700’s

(303) 587-4085

9963 Horsetail Way $925,000

106 N Pamela St

Saturday 12:00 PM-3:00 PM

New Homes from the $300’s to $400’s

John Simmons

Tuesday 9:00 AM-5:00 PM

C3 Real Estate Solutions

Bill Orton

(970) 481-1250

LC Home (303) 587-4085

Severance 39958 Hilltop Circle

1697 Oxford Dr



Saturday & Sunday 12:00 PM-3:00 PM

Sunday 1:00 PM-3:00 PM

John Simmons

Michael Salza C3 Real Estate Solutions (202) 701-9254 734 Milner Court $534,500 Saturday 10:00 AM-1:00 PM Cory Roberts Premier Lifestyle Realty (970) 215-9913

C3 Real Estate Solutions (970) 481-1250

Wellington 3194 Fairmount Dr 11D $280,000 Saturday & Sunday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250

Windsor 734 Milner Court

5510 Fairmount Dr



Sunday 1:00 PM-3:00 PM

Saturday & Sunday 12:00 PM-3:00 PM

Cory Roberts

John Simmons

Premier Lifestyle Realty

C3 Real Estate Solutions

(970) 215-9913

(970) 481-1250

Loveland Reporter-Herald –

January 11-12, 2020


Consider making these decor resolutions in 2020 By Cathy Hobbs Tribune News Service (TNS) Many people have resolutions for themselves, so why not for the home? As a new decade and year settles in, now is a good time to implement some resolutions. 1. Out with the old, in with the new. Now is the perfect time to toss items you no longer need or use. 2. Finish outstanding projects. While many people set goals and lists for tasks, often many remain unfinished. 3. Start a home decor fund, whether it’s just a few dollars a week or a bit more. Use this as a way to save for home decor items you may want to splurge on later. 4. Host a swap. These have become the modern versions of a garage sale, in which friends or neighbors empty their homes of unwanted items and swap decor, furniture and accessories. You never know what may turn up! 5. Create a relaxation zone. Having at least one area of your

Bins and baskets help create order and organization. (Design Recipes/TNS)

home dedicated to calm and quiet help create a more balanced environment. 6. Purge! Editing and reevaluate on an ongoing basis. 7. Take inventory. Have you ever purchased something only to realize you already own it? Having a method to take inventory of your belongings will help reduce

waste. 8. Organize. Organization is the key to a tidier home. 9. Rotate your home decor. Now is an ideal time to refresh and renew. 10. Shop your house. Go into attics and closets and see what you may have hidden away that could be of use.

A comfy chair with a soft pillow and throw blanket creates a peaceful corner. (Design Recipes/TNS)

Cathy Hobbs, based in New York City, is an Emmy Award-winning television host and a nationally known interior design and home staging expert with offices in New York City, Boston and Washington, D.C. Contact her at info@ or visit her website at .

OPEN HOUSES FEATURED ATHOMECOLORADO.COM/OPEN-HOUSES O P E N S U N D AY 1 P M - 3 P M 1533 Monroe Ave., Loveland $289,000 Wonderful home across the street from school! This is a cute 4 bedroom 2 bathroom with hardwood floors, detached oversized one car garage, fenced backyard, and close to shopping and I-25. This is a great little home ready for you! 2 bedrooms in the basement are non-conforming. Don’t miss this! Chuck Bowles 970-396-0963



300 N. Sundance Cir #A-101

734 Milner Ave, Loveland $534,500

$250,000 2-story So facing townhome. New carpet & newer windows throughout. Bamboo wd floors on main, granite in front of FP, travertine bar in kitchen and 2 car garage. HOA covers trash, snow k removal, lawn care, water/sewer, hazard ins & exterior maintenance. MLS#900141 Kelli Couch 970-310-8804

LIST YOUR OPEN HOUSE January 11-12, 2020

Call Cory Roberts for more Details (970) 215-9913

Welcome home in this BRAND NEW spacious 3 bdrm, 2 ½ bath ranch w/walkout basement. Upgrades throughout, breakfast bar, pantry, main level laundry opens to master bdrm closet. Desirable lg dining opens to great room. Anderson clad windows, Tankless H20, 8ft garage doors. Backs to open space. Trex Deck. Quality built by Weinland Homes.

VISIT ATHOMECOLORADO.COM/SUBMIT-OPEN-HOUSE OR CALL 303.473.1456, 303.684.5329 Loveland Reporter-Herald –




Stepson finds himself in a sticky situation upon inheriting stepmom’s home By Ilyce Glink and Samuel J. Tamkin, Tribune Content Agency Q: My husband’s stepmother added him to the title to her home prior to her death. She added him as a joint tenant with rights of survivorship. We understand the property transferred automatically to him at her death. We have a big issue, however. We didn’t know she had a mortgage on the home and the mortgage exceeds the value of the property. The value of the home is basically just land value due to the dilapidated state of the home. Is there anything we can do with the mortgage company to pay what the property is actually valued at or is this a walk away situation? A: Before we discuss how you should or could approach the lender, we’d like to see you investigate the value of the property a little bit further. While you may be correct that the value for the property is basically the value of the land, we think you should double-check that. You can do a bit of sleuthing online to see what lots sell for in your area and you can talk to real estate brokers


Do I still have to pay a bill if it’s more than I agreed? By Gary M. Singer Sun Sentinel (TNS) Q: We hired a local company to help us with a project on our property. After the work was done, we received a bill for more than what was agreed. The bill also included work that was not performed. Do we need to pay it? — Karl A: Whenever you hire someone to perform work on your home, you 8


or agents and get their input on the value of the property. Sam has seen similar situations where his clients’ estimation of the value of a piece of property has been way off, sometimes for the better and sometimes for the worse. Once you have a better understanding of the property’s value, you can decide on what to do and how to approach the lender. If you do discover that the value of the property exceeds the mortgage, you might prefer to sell the property, pay off the loan and any closing costs and fees at the closing, and benefit from any residual cash from the sale. If you do confirm that the property’s value is lower than the amount owing on the mortgage, you can approach the lender and offer to give them the property in lieu of foreclosure. You should know a couple of other things. If your husband’s stepmother added your husband to the title without his knowledge, your husband might have the ability to claim that he is not the owner of the property as he never accepted ownership of the home.

If he didn’t accept it, he might be able to claim that he isn’t the owner. In either case, if the lender does not receive payments on the mortgage, the lender will foreclose on the property. Once the lender forecloses, the property will be the lender’s problem and it should be out of your husband’s hands. In some situations, you might be able to sell the property to a buyer and hope that buyer pays enough to cover the loan and closing costs. If the buyer is unable to offer enough, you might get the lender to approve the sale anyway as a short sale, where the proceeds of the sale are insufficient to pay off the debt and the lender allows the sale anyway. We doubt that your husband has any responsibility for the repayment of the debt, as the lender’s security is with the property. This means that if the property is lost in foreclosure, your husband’s credit should not be hurt. Unfortunately, if the credit reporting bureaus tie the property to your husband’s name, it could be an issue even if the debt is not in your husband’s

name. Why? Because the property itself could show up on your husband’s credit history and show a default or foreclosure. That default or foreclosure should only affect his stepmother, but his name on the title could still cause him a headache. To avoid this headache, we suggest that your husband talk to an attorney to find out whether he has any responsibility regarding the property under the laws of the state in which the property is located. If he finds out that he does, then he should figure out how to navigate the process to minimize any issues or find out what he can do to avoid these issues altogether. Good luck.

should have a written contract. The agreement should detail the work, its cost and when it will be complete. This will help avoid problems later by making sure everyone’s expectations are clear. I hope that you did this for your project. If so, double-check your contract to see if it matches the bill and make sure that the mistake is not on your part. Whether you have a written agreement or not, your first step is to pick up the phone and have a direct but polite conversation with the company. I have seen many cases where the problem began with a simple misunderstanding or billing error and turned into a nightmare because neither party bothered to try to communicate with the other. More than one contractor client has told me that he would have taken care of the issue at his cost if

his customer had not immediately accused him of being a crook. Polite, but firm, conversations can solve many problems. If this does not solve the dispute, you should pay the parts of the invoice that you agree with, and send a letter describing which charges you are disputing. In my experience, most people will pay nothing when they get a bill with a small mistake. This causes a minor issue that is quickly resolved to spiral into a much larger problem. I know of one case where a homeowner lost her house to foreclosure because she refused to pay her association anything until they cleared up a $10 error. By the time the late charges and litigation costs were added to the balance, she simply could not afford to save her condo. When disputing the charges that you do not agree with,

make sure to document all of your communication. If you still cannot work things out and your contractor decides to sue you, being able to show your paper trail will help your lawyer defend your case.

Loveland Reporter-Herald –

(Ilyce Glink is the author of “100 Questions Every First-Time Home Buyer Should Ask” (4th Edition). She is also the CEO of Best Money Moves, an app that employers provide to employees to measure and dial down financial stress. Samuel J. Tamkin is a Chicago-based real estate attorney. Contact Ilyce and Sam through her website, 2020 Ilyce R. Glink And Samuel J. Tamkin. Distributed By Tribune Content Agency, Llc.

Gary M. Singer is a Florida attorney and board-certified as an expert in real estate law by the Florida Bar. He practices real estate, business litigation and contract law from his office in Sunrise, Fla. He is the chairman of the Real Estate Section of the Broward County Bar Association and is a cohost of the weekly radio show Legal News and Review. He frequently consults on general real estate matters and trends in Florida with various companies across the nation. Send him questions online at askpro or follow him on Twitter @ GarySingerLaw. January 11-12, 2020


Pre-Drywall Inspection Are you having a brand-new house built? If so, a pre-drywall inspection is a smart BY RICK move. When JACQUEMARD you decide to Flatirons Home have a house Inspections built there are multiple stages in the building process, some that seem to take an eternity and some that fly by. One of the most important stages in new construction for the home buyer is just before the installation of the drywall. At this point in construction the house is about to turn from a “not too hard to change things situation” to an “it’s going to cost you to change things

situation.” Hiring and inspector for a pre-drywall inspection can help keep things in the not too hard to change category. Predrywall inspections generally cost significantly less than full home inspections and some realtors will cover the cost of this service. Some of the items and inspector might look at during a pre-drywall inspection include but are not limited to: Is the framing square, is the framing plumb, are drywall shims in place where necessary, are there strap ties in place where required, plumbing and electrical lines should have nail protection plates, are hurricane clips installed, HVAC joints should be taped, is insulation installed correctly. Depending on the type of construction and the location of the property there may be several others.

Don’t be afraid of offending the builder, any reputable builder will have no problem in fact most welcome it. This is a great opportunity to have a trained set of eyes check for problems, miscues and mistakes before they get covered up and it’s too late. Homes are built by many different contractors, plumbers, electricians, drywall installers, framers and painters, any one of them could have had an off day. You should make sure you don’t end up paying for it later. Many people ask, “Why should we hire an inspector if the county/city inspector has already inspected the house?” The answer is, the county/city inspector is there to insure the house meets code, your home inspector works for you and looks at everything, not just code issues.


Dilbeck, $227,000. UÊ Daniel and Kristn Theisen -- 415 S Howes St. Apt N906, Joan H Evans, $235,000. UÊ Darlene and Michael Nothnagel -- 2450 Windrow Drive Unit D304, Kimberly J Wilson, $248,500. UÊ James Swanson -- 421 Lilac Lane, Vernon and Eileen Lebsack, $298,000. UÊ Tonya and Peter Peter -- 1917 Mcallister Court, James and Linda Dollerschell, $322,500. UÊ Shawna Lee -- 2454 Amherst St., Jeremy Cloer, $325,000. UÊ Katherine and Lanner Fayad -- 3503 Big Ben Drive Unit A, Hartford Homes West , $332,000. UÊ Chelsea and Logan Maier -- 813 Martinez St., David A Swartz, $336,500. UÊ Sandra Hoffman -- 6808 Enterprise Drive, Lokal Registry Ridge Towns , $355,000. UÊ Monte and Kris Sjobakken -- 409 Mason Court Unit 224, Duane and Janet Sawyer, $355,000. UÊ Linda Vomaske -- 304 Zeppelin Way, Calatlantic Group Inc, $360,000. UÊ Robert Dettlaff -- 2239 Forecastle Drive, David and Kelsey Swinney, $362,000. UÊ Chris and Lisa Colon -- 2303 Clipper Way, Jonathan C Tudryn, $370,000. UÊ Kimberly and Morgan Davis -2900 Berkeley Circle, 2900 Berkeley Circle LLC, $375,000. UÊ Emily and Roy Chase -- 222 Tigercat Way, Calatlantic Group Inc, $380,000. UÊ Chris and Brooke Reittinger --

3401 Laredo Lane, Jess Brandon Parker, $380,000. Mark and Jennifer Grossnickle -- 6146 Pheasant Crest Drive, Lisa and Timothy Brough, $400,000. Timothy and Barbara Gauthier -- 2118 Ryeland Lane, Mark and Stephanie Saunders, $405,000. Anthony and Linda Norby -- 322 N Sunset St., Kirk and Debra Wilson, $427,000. Travis and Chelsea Todd -- 1517 E Pitkin St., Adam and Helen Grafchik, $469,900. Vishnu and Mamatha Seella -3745 Cosmos Lane, Christian and Jane Serafin, $470,000. Lou Cunningham -- 700 Duke Square, Samuel P Reich, $480,000. Santanu and Nibedita Dey -- 3921 Observatory Drive, Mirza Beg, $515,000. Jill Gannon -- 767 Sandpiper Pt, Jeffery L Mcbee, $520,000. Mohammad Piri -- 1018 Ogden Court, Robert A Diehl, $552,400. Craig and Lisa Russell -- 2720 Pasquinel Drive, James C Hibbard, $580,000. Jennifer Fisher -- 848 Noriker Drive, Jennifer and Glenn Haggard, $600,000. Scott and Jill Trimmer -- 4309 Picadilly Drive, Benjamin and Son Hollingsworth, $715,000. James and Sharon Hines -- 1414 Glen Eagle Court, Kelley and Bret Guetz, $745,000. Thomas Friehe -- 4909 Corsica Drive, Stephen and Veronica Ray, $775,000.

The following Loveland-area home sales were supplied by Colorado Weekly Homebuyers List Inc., 303-744-2020. Listed are the buyer, the property address, the seller and the amount.

Berthoud UÊ Erin Rager -- 521 Grand Market Ave., Richfield Homes LLC, $340,000. UÊ Jeffrey Thielbar -- 591 Grand Market Ave., Richfield Homes LLC, $390,100. UÊ Donald and Brenda Gibbs -- 1355 Tipton St., Aspen View Homes LLC, $463,400. UÊ Jeri and Karl Zimmermann -- 1520 Hollyberry St., Shawn and Ste Fitzgerald, $518,000. UÊ Mark and Judy Dorsett -- 3315 Tranquility Way, Louis Reggio, $690,000.

Estes Park UÊ Melina and Bertram Furey -- 1375 Cedar Lane, Steven A Deats, $644,400. UÊ David and Brooke Obrien -- 453 Little Beaver Drive, Nancy Blackburn, $795,000.

Fort Collins UÊ James and Sharon Hines -- 1414 Glen Eagle Court, Kelley and Bret Guetz, $110,000. UÊ Kellen Brumley -- 3531 Windmill Drive Apt L5, Robert and Mildred January 11-12, 2020



Loveland Reporter-Herald –

After receiving your pre-drywall inspection report it is a good idea to have your real estate agent arrange a walk-through with the builder or site superintendent so that all parties can agree on how to proceed. This is also the time to see if you can add items you may have missed during design meetings. For example, adding an electrical outlet in the floor of a living room for a reading light. Take pictures or video during your walk-through so you know what is behind the walls should you decide to change or add something in the years to come. For more information on home inspections contact Rick Jacquemard, at 720.280.3544, e-mail or visit

UÊ Hipolito Mezaibarra -- 914 4Th St., Ladis Gomez, $137,000. UÊ David and Gail Curtis -- 5151 29Th St. Unit 1208, Sabrina and Christophe Corliss, $209,900. UÊ Stephen Loveless -- 1041 23Rd St. Road, Cherie and Bruce Carron, $213,000. UÊ Alex Luna -- 5151 29Th St. Unit 1707, Patti L Brug, $213,000. UÊ Tara Lafferty -- 950 52Nd Ave. Court Apt C4, Home Addenda LLC, $215,000. UÊ Steve Ouellette -- 502 14Th Ave., R D Homes LLC, $216,500. UÊ Christopher Cagle -- 829 E 20Th St. Drive, Jason and Audra Kidwell, $225,000. UÊ Crystal Garza -- 471 26Th Ave., Colo Home Pro LLC, $227,000. UÊ Shahzad and Shagufta Sarwar -2710 W 26Th St. Road, Tamara J Figal, $245,000. UÊ Mohamad Kassim -- 436 26Th Ave. Court, Cameron Loucks, $260,000. UÊ Jerry and Tre Tellez -- 206 49Th Ave., Hector and Luselva Neaves, $339,000. UÊ Shelley Lane -- 6814 18Th St., Jessica Caindavis, $341,000. UÊ Patricia Frelund -- 202 57Th Ave., Crafton Family Trust, $350,000. UÊ Andres and Emily Toro -- 1113 104Th Ave., Baessler Residential Colo LLC, $359,900. UÊ Levi Gain -- 6206 W 6Th St. Road, Jeffrey and Nicole Brown, $365,000. UÊ Reagan Best -- 105 N 51St Ave., Adam J Wallace, $371,500. UÊ Jeremy and Sara Jacobi -- 2151 75Th Ave., Heidi Cook, $376,000. UÊ Jeffrey and Nicole Brown -- 1842 AT HOME



18Th Ave., Susan Bonfiglio, $389,900. Julie Rojas -- 1543 40Th Ave. Court, Steven B Schweitzer, $391,000. Federico and Delaney Sasso -- 1327 86Th Ave., Aspen View Homes LLC, $411,200. Susan Bonfiglio -- 6031 W 26Th St., Jeff Susan Figgs Living , $450,000. Weston and Anicla Finch -- 2649 58Th Ave., Kirk D Grauberger, $525,000. Eduardo Leos -- 485 E 16Th St., Briggs Trucking Equipment Co, $787,000.

Johnstown UÊ Sonia Lara -- 444 Frontier Lane, Eric S Kelly, $330,000. UÊ Daniel and Kathy Adams -- 3303 Willow Lane, Dusty and Michaela Birge, $336,000. UÊ James and Karen Raum -- 312 Juniper St., Dreama J Keil, $355,000. UÊ Don and Sandra Hoffman -- 505 Pebble Beach Ave., John and Christine Olivas, $355,000. UÊ Brian Martin -- 340 Gemstone Lane, Joseph and Rebecca Coleman, $365,000. UÊ James and Constance Lee -- 19 N Idaho Ave., Barbara K Sloan, $375,000. UÊ Dreama Keil -- 4107 Greenwood Lane, Clayton Properties Group In, $425,000. UÊ Justin and Whitney Bass -- 51 White Wing Court, Karl and Lori Eckinger,

$468,900. UÊ Vanessa Thorpe -- 1124 N 5Th St., Ids Homes Inc, $606,000.

Loveland UÊ Nick Wimmershoff -- 4420 Page Place, Michael R Rademacher, $72,000. UÊ Wendy Sydow -- 1118 Cynthia Court, Maureen V Angle, $210,000. UÊ Jared and Stefanie Graybeal -- 2940 Kincaid Drive Apt 105, Brenda Mohr, $230,400. UÊ Valerie and Bryan Gwynn -- 1815 W 11Th St., Michael A Castaneda, $270,000. UÊ Anna Johnson -- 291 Acacia Drive, Robert A Castor, $277,000. UÊ Cary Alburn -- 308 W 50Th St., Janice L Soukup, $297,800. UÊ Adriana Tschampl -- 1371 Taft Court, Melodie Lynn Lawrence, $312,000. UÊ Charles Files -- 3233 Mcintosh Court, Michael S Mcferon, $320,000. UÊ Blake and Rebecca Mccarty -- 375 Slippery Elm Place, Jasmin Portillo, $323,000. UÊ Rafael Desousa -- 4760 Hahns Peak Drive Apt 304, Flats Centerra LLC, $331,700. UÊ Michael Marquez -- 700 S Tyler Ave., Louis E Dimmitt, $343,000. UÊ Brian and Carrie Dreith -- 1320 Hazel Court, Shirley M Goltz, $345,000. UÊ Patricia Griffin -- 4169 Plum Creek Drive, John B Matteson, $345,000.

UÊ Siobhan Gallagher -- 718 Cottonwood Drive, Aaron and Rebekah Vatter, $364,000. UÊ Zandra Lopez -- 3110 Booth Falls Drive, William Lyon Homes Inc, $392,400. UÊ Eugene Decker -- 4025 Don Fox Circle, Donald R Cook, $415,000. UÊ Ian Mccafferty -- 721 Callisto Drive, Matthew A Clarke, $429,000. UÊ Katherine Eckels -- 2946 Pawnee Creek Drive, Kb Home Colo Inc, $435,500. UÊ Kevin and Penny Hahn -- 2968 Bridal Veil Falls Court, Richmond Am Homes Colo Inc, $462,900. UÊ David and Sandra Beegle -- 5491 Glade Road, Courtney and Jason Audy, $599,000. UÊ Ron and Linda Mclean -- 2940 Kyle Circle, Katharina Calato, $689,000. UÊ Vince and Loretta Grine -- 4264 Monroe Ave., Glen and Joan Schlueter, $835,000. UÊ Robert and Hilary Dehn -- 4715 Mariana Ridge Court, Bob and Debra Dehn, $1,010,000.


Windsor UÊ Brandon and Cynthia Summer -856 Lakebrook Court, Barry and Alyssa Davis, $340,000. UÊ Molly Evert -- 346 Buffalo Drive, Rocky Mount Invest Group LLC, $350,000. UÊ Justin Camarena -- 931 Camberly Drive, Melody Homes Inc, $363,000. UÊ Rebecca and Richard Sugden -- 906


Camberly Drive, Melody Homes Inc, $375,900. Jeffrey and Tina Gentry -- 120 Whitney Court, Sean and Melissa Grogan, $390,000. Alice Stech -- 1879 Ruddlesway Drive, Richmond Am Homes Colo Inc, $391,700. Aaron and Caroline Walker -821 Main St., Denise A Cosner, $400,000. Debra Downs -- 1973 Rose Petal Drive, Melody Homes Inc, $405,000. Alexander Dawson -- 1778 Littlewick Drive, Saint Aubyn Homes LLC, $431,300. Kiley and Mitchell Maitland -1805 Holloway Drive, Bridgewater Homes LLC, $432,600. Paul Kuchler -- 847 Shirttail Peak Drive, Midian Home LLC, $455,000. Krystal Perkins -- 5755 Clarence Drive, William and Saman Gardiner, $470,000. Jason Beatty -- 5518 Flamboro Drive, Brody and Terri Price, $475,000. Kevin and Jackie Amos -- 1899 Castle Hill Drive, Saint Aubyn Homes LLC, $490,000. Kimberly and Kyle Wanick -- 4980 Romney Lock Drive, Aspen View Homes LLC, $499,400. Jennifer Stjames -- 7066 County Road 60, Vima Partners LLC, $1,050,000.

Find out what the real estate activity in your subdivision: Visit: ED










4648 Vinewood Way, Johnstown

3bd/3ba open concept ranch floor plan! Main floor master and office! 2nd upper master suite and huge loft! Xeriscape backyard a perfect alternative to a patio home! Nice mountain views! Don’t miss out! $410,000 | MLS #900505

605 N Franklin Ave, Loveland

True diamond in the rough! Loads of potential. Great curb appeal w/ inviting front porch. Fin bsmt. Bright living rm w/lg windows. Generous sized bds on main. Master w/WIC. Deep lot, lg fenced yard, 2 storage sheds. Ready for fast closing!

Listed by Kimberley Hattem 970-219-2362 Hosted by Irene Smith 970-218-6468

5212 Lonetree Dr, Loveland

Rare opportunity to own stunning 5ac horse property on water! Views from EVERY angle! Barn w/stalls, tack rm, space for equip, pastures & runs. Updated home w/fin bsmt. 200 ft of lakefront for private direct access for non-motorized boating, fishing & swimming.

$370,000 | MLS #900953

$954,900 | MLS #897414

Call Dennis Schick

Call Dennis Schick



Thinking of buying? Talk to our loan officer with Home Mortgage Alliance to apply today!

Fix & Flip!


2 Houses Available Ranch & 2-Story For more information about Fix and Flip Opportunity Call Nanci 970-227-1327 or Dave Gornall 970-590-8891

Choose Your Price Range! Townhomes $522,968 - $548,186 Single Family $554,990 - $614,990 Custom Single New Year, New Home, Family Why delay, start your Starting at $900K Dream Home now!


2702 Bluewater Rd in Heron Lakes

Homer is ready for the New year!



Richard & Marlene Schilling

Tammy Kauffman

Mortgage Loan Originator

Custom Built Ranch Host a SuperBowl Party in your New Home! TPC Membership Included

NMLS #664512 750 W. Eisenhower Blvd. Loveland, CO 80537 970.613.4850 office 970.237.9215 mobile 844.714.4800 fax | Home Mortgage Alliance, LLC is a registered as a Colorado Mortgage Company and a sponsored originator authorized to broker FHA and VA loans. NMLS# 1137507. Home Mortgage Alliance, LLC is regulated by the Colorado Department of Real Estate, and offers many loan products. Contact a Home Mortgage Alliance, LLC Representative to learn more. This is not a commitment to lend. Stearns Lending, Inc. is regulated by the Colorado Division of Real Estate. NMLS# 1854.

RE/MAX Alliance · Each office independently owned & operated · Five Northern Colorado locations to serve you.

4703 A Boardwalk Dr, Fort Collins | 226-3990 125 S. Howes St, Ste 120, Fort Collins | 482-1781 750 W Eisenhower, Loveland | 669-1234 1275 58th Ave, Ste A, Greeley | 330-5000



Loveland Reporter-Herald –

January 11-12, 2020

Real Estate place yoUr ad:

303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or

Real Estate Water Mineral Want to purchase minerals and other oil/gas interests. Send details to: P.O. Box 13557, Denver, CO 80201


2BR Apt in Loveland: Lg Garage w/ Opener, W/D, DW, No Smoking, No Pets. $1000 /mo, heat, water & trash Incl. 970-231-2566 or 970-237-9067. No Fri Evening or Sat Calls.

Attractive, Quiet 3BDR 2BA, N/S, No pets, over 55 yo., HWT paid $1,100 970-829-9133 or 970-481-7199

Foothills Apartments in Loveland: 2BR 1BA-$1050/month, water, sewer & trash included, Washer & Dryer in Unit.


No Pets. 1 Year Lease. 970-669-7850

DRIVE YOUR WHEELS! List your car, RV, boat or motorcycle and get ready to roll!

Call 303-466-3636 970-635-3650 719-275-5300 888-355-0935 January 11, 2020

303.466.3636 BOULDER/BROOMFIELD/LONGMONT 970.635.3650 LOVELAND Reporter-Herald




o ps

Mariana Butte Golf Course

ua Ave.

W Eisenhower Blvd.


R iver

S Wilson Ave.


Ros sum Dr.

 Walk to Mariana Butte Golf Course & Nature Trails, & Boedecker Lake  Minutes from Downtown  Next to Namaqua Elementary

N. Namaq


SalesOffice Office || Tues, Tue, Fri 10am - 6pm Sales Fri- Sat - Sun 10am - 6pm Bill BillOrton Orton| |(303) (303)587-4085 587-4085

Downtown Loveland

W 1st St.

Boedecker Lake

there’s no place like atHome is home to the Front Range’s most current MLS listings – updated every hour, powered by and served up via an easy-to-use search tool. Explore available properties, stay up-to-date on the latest developments and real estate news, get directions to open houses and connect with listing agents instantly from the comfort of your computer and/or mobile device. is the online resource for bringing people together to buy, sell and learn more about real estate, whether you’re interested in a green Victorian or living on a yellow brick road.


Thais Hafer 303.473.1456 Mary Romano 303.473.1450 Melissa Najera 303.473.1452



Loveland Reporter-Herald –

atHome COLORADO HOME & REAL ESTATE January 11-12, 2020

Profile for Prairie Mountain Media

At Home Colorado - Northern Colorado Edition  

Colorado Home and Real Estate. Published January 11, 2020 in the Loveland Reporter-Herald.

At Home Colorado - Northern Colorado Edition  

Colorado Home and Real Estate. Published January 11, 2020 in the Loveland Reporter-Herald.