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REAL ESTATE

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HIGH-END HOME IMPROVEMENTS that are worth the splurge (and when it’s best to scrimp)

Quick Guide and Featured Open Homes Looking for a home? View comprehensive listings of local open homes taking place this weekend from all across the area.

January 19-20, 2019

Dry lawns need water Snowfall is usually not enough moisture to properly maintain your lawn and plants through the winter. To keep it healthy—just add water.

Loveland Reporter-Herald – AtHomeColorado.com

Home seller resolutions for 2019 If you plan on selling your home in 2019 resolve to get a few things straight before you make the move.

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REAL ESTATE

atHome Home seller resolutions for 2019 COLORADO HOME AND REAL ESTATE

ATHOMECOLORADO.COM CONTRIBUTING WRITERS Dan DiClerico CAROL O’MEARA

1. Find where you want to live before you selling your home.

This is contrary to the advice we usually give; but if your market is still hot, at least knowing where you’d go (or rent for an interim move) will reduce stress.

Ed Del Grande Suzanne Plewes Ilyce Glink Samuel J. Tamkin

ADDITIONAL CONTENT Tribune News Service Brandpoint Content ADVERTISING CONSULTANTS Thais Hafer, Toni McNeill EDITOR/FEATURES COORDINATOR Misty Kaiser

At Home is an Advertising Feature published by the Loveland Reporter-Herald. ©2017 Prairie Mountain Media.

SEND US YOUR NEWS. At Home welcomes news from the local community on real estate/home tips, events, hirings, advancements, awards, community involvement and other information of interest to the Boulder County and Northern Colorado areas.

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Visit AtHomeColorado.com/ Submit-Your-News.

ADVERTISING INFORMATION: To advertise in At Home or to promote your open house contact Thais Hafer at 303.473.1456, Toni McNeil at 303.684.5329 or visit AtHomeColorado.com/Advertise To submit an open house listing, visit AtHomeColorado.com/ SubmitOpenHouseLoveland.com.

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been slowing in places like New York and San Francisco (After all, how many people can afford a $10+ million home?), and even in super-hot markets like Denver and Dallas, there are plenty of buyers and still not enough homes for sale.

Would-be sellers should resolve to:

Winter snow is usually not enough moisture to maintain your lawn. (Shutterstock)

By Ilyce Glink and Samuel J. Tamkin, Tribune Content Agency As 2019 gets going, it’s worth looking back at another year in which home sellers did well, but often at the expense of home buyers.

In much of the country, home prices rose precipitously in 2018.

Home sellers saw greater home price appreciation. According to the Zillow Home Value Index, median prices rose 7.7 percent in 2018 (Zillow expects median prices to rise another 6.4 percent in 2019), and the median home value is $222,800.

While not every market rose that much in value (notably Chicago and Las Vegas), the majority of metropolitan areas in the U.S. has seen significant price appreciation over the past few years.

What generally happened in 2018 was a repeat of what happened in 2017: Millions of homeowners decided to stay in their homes rather than trading up to a larger home or downsizing into a home that’s more affordable.

The question is: Why are so many Americans staying put? The answer has to be a combination or rising mortgage rates, lack of inventory, longer working life, and perhaps even fear of the unknown.

Let’s break that down a bit.

Ten years ago, at the start of the Great Recession, mortgage interest rates began falling further. In

fact, millions of Americans began refinancing their mortgages, opting for super-low interest rates with shorter loan terms. (We took advantage, as well, and opted for a 3 percent 15-year mortgage, and made the same monthly payment, and will have the loan paid off very soon.)

When we look around, it’s clear that millions of Americans are living in homes with mortgages that are less expensive than getting a new loan today would be, and their homes are maybe nicer than anything they could buy for less (so much for trading down); but in any case it’s expensive to move.

And, why move? If you’re in a home that’s relatively cheap to live in, and still meets your needs, and it would be more expensive to move elsewhere, and you’re still working, you’ve eliminated most of the reasons that people sell.

And, if you add in the fact that your now more expensive home might appreciate another 6.4 percent in 2019 (again, a Zillow Home Value Index projection), you might think you’re leaving money on the table if you list your home for sale today.

What are some reasons that people are moving? To be near their children and grandchildren.

To take a new job. To retire. And, yes, to trade up to a larger, nicer home they can now afford.

So, if you are thinking about selling in 2019, expect it to go faster than you imagine. While the high-end housing market has

Loveland Reporter-Herald – AtHomeColorado.com

2. Clean up your junk before inviting listing brokers to see your home.

First impressions are important.

Be sure to watch some videos on staging your home for sale so you understand what buyers are expecting to see -- and then make your home look that way. (Even if you’re selling in “as is” condition, it pays off to stage your home.)

3. Be sure the broker or agent you hire matches your temperament.

Hiring an agent is like a shortterm marriage. Be sure you find someone who really “gets” you and listens to you.

4. Understand your home selling timeline.

If you want to sell quickly, set a very competitive price. Don’t worry about underpricing your home; while less common than in 2018, buyers will jump at the chance to buy a competitively priced home and you may wind up with more cash in your pocket at the end of the day, with a faster timeline than if you priced your home higher.

(Ilyce Glink is the author of “100 Questions Every First-Time Home Buyer Should Ask” (4th Edition). She is also the CEO of Best Money Moves, an app that employers provide to employees to measure and dial down financial stress. Samuel J. Tamkin is a Chicago-based real estate attorney. Contact Ilyce and Sam through her website, ThinkGlink. com.)(c) 2019 ILYCE R. GLINK AND SAMUEL J. TAMKIN. DISTRIBUTED BY TRIBUNE CONTENT AGENCY, LLC. January 19-20, 2019

LAWN AND GARDEN

Dry lawns need water

Winter snow is usually not enough moisture to maintain your lawn. (Shutterstock)

Despite light snows, the grim truth is that the Colorado State landscape is University Extension thirsty. Though our mountains are snowcapped, lower elevations are dry, and landscapes are getting parched.

BY CAROL O’MEARA

Winter watering is one of the best ways to keep trees, shrubs, lawns and perennials healthy throughout the year. Without it, soils dry and tender feeder roots, which are responsible for taking up water and nutrients, shrivel and die.

In spring, plants use stored reserves to grow, pouring their strength into healthy leaves, stems, trunks or flowers. But damaged root systems leave them vulnerable when heat sets in, and these plants struggle with scorch, twig dieback, poor leaf size, or disease and insect attacks.

Water once or twice per month through March if we don’t have much snow or rain; in general landscapes need an inch of water per month in winter. Measure snowfall with a ruler, then write down each storm’s accumulation. Add it up every four weeks. Less than 12 inches total means it’s time to water.

Drag out hoses when temperatures are above 40 and there’s no snow cover. Water slowly so it sinks into the frozen ground. I use a timer to shut off the water, and set a timer in the house to remind me to move the hose or disconnect it from the house before evening.

If you divide winter watering over several days, pay attention to plants closest to south or west facing

walls or fences first; the reflected heat intensifies their plight. Windy places with water wicking from the ground should be second on your list, which in Colorado, means everything east of the divide.

Water around the dripline of trees and shrubs – the area that falls under the outer tips of the branches, soaking the ground two to three feet on either side of the dripline. Give your trees 10 gallons of water per diameter inch of trunk every month.

Shrubs are trickier: new shrubs—those planted less than one year ago—need five gallons twice monthly. Once they’ve been in the ground for over a year, reduce water to five gallons once per month for small, three-foot tall shrubs and 18 gallons once per month for those over six feet tall.

Lawns, too, need a drink.

Established lawns will benefit from watering, but the critical ones that need moisture are the new ones. If it was sodded in after early September, it’d be good to water it.

If you’ve had lawn mite problems in the past, it’s time to water. Dry January and February months are when mite populations start to rise.

Though mites haven’t yet started to damage the lawn, their potential to do so increases with their numbers,

which can be held at bay by moisture.

To water a lawn in winter, warm days with temperatures above 45 degrees is a must. Then drag out your hose with a sprinkler, or set the water to a slow trickle. The good news right now is that the soil isn’t frozen so we won’t have water ponding on the lawn. Standing water is the worst thing for lawns, especially if it is forming a layer of ice on it; that harms the turf.

Water fall-planted perennials and perennials located in windy or southwest exposures. But the key to perennials is ensuring they have a thick, four- to six-inch covering of mulch to prevent freezing and thawing of the ground. For more information, see the Fall and Winter Watering fact sheet at ext.colostate. edu/pubs/garden/07211.html.

Colorado State University Extension, together with Boulder County Parks and Open Space, provides unbiased, research-based information about consumer and family issues, horticulture, natural resources, agriculture and 4-H youth development. For more information contact Colorado State University Extension at the Boulder County Fairgrounds, 9595 Nelson Rd., Box B, Longmont, 303.678.6238, e-mail comeara@bouldercounty.org or visit ext. colostate.edu/boulder.

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January 19-20, 2019

Loveland Reporter-Herald – AtHomeColorado.com

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Loveland Reporter-Herald – AtHomeColorado.com

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January 19-20, 2019

REAL ESTATE

Planning to buy a home soon? Here’s how the government shutdown could affect you

By Rene Rodriguez Miami Herald (TNS) If you’re on the verge of closing on a new home or condo — or just starting the often arduous journey of becoming a first-time home owner — don’t let the government shutdown get you down.

Real estate industry experts say that the U.S. federal government shutdown, which began Dec. 22, has not yet had any impact on the buying and selling of homes in South Florida.

“People are surprisingly less concerned with the government shutdown than you might expect, because everyone knows the government has to fix it,” said Nancy K. Corey, regional vice president of Coldwell Banker Residential Real Estate. “The only thing that gets impacted when this happens is consumer confidence. But the housing market is driven primarily by needs and wants, and those always override other things that might make you hesitate.”

According to the most recent monthly report by the Miami Association of Realtors, sales of single-family homes in the $250,000-$600,000 price range surged 12.9 percent in November 2018 over the same period last year. Sales of existing condos in the $150,000-$300,000 range also grew 19.5 percent year over year.

Cash transactions comprised 37 percent of all closed sales in November — nearly double the national figure of 21 percent.

December figures are not yet available. But the forecast remains sunny, because the shutdown has impacted only the administrative side of the real estate industry thus far.

The majority of qualified buyers relying on Federal Housing Administration (FHA) or Veteran Affairs (VA) assistance — which guarantees loans for people who cannot afford a 20 percent down payment or have low credit scores — will be able to proceed with their home January 19-20, 2019

Here’s what to know if you’re closing on a house during the government shutdown. (Dreamstime)

purchases, although the closings could take a little longer.

Freddie Mac and Fannie Mae operations also remain unaffected by the shutdown, because neither is funded by the government.

Wesley Ulloa, a broker with the Coral Gables-based Luxe Properties, said her brokerage firm hasn’t yet seen any impact.

But that’s because most of its pending sales were already in the closing process when the shutdown took place.

“We’ve actually seen an increase in the number of contracts being signed,” she said.

“But there could be problems down the road.”

For example, Ulloa said that if a lender needs to get a Form 4506 from the Internal Revenue Service — a transcript often required by banks that verifies the borrower’s tax returns and annual income — the process could be delayed, since the IRS is only operating with 12.5 percent of its total workforce, or about 10,000 employees.

Ulloa said her firm is already incorporating a longer grace period in contracts, giving buyers more than the traditional 30 days to obtain financing approval,

in anticipation of a prolonged shutdown.

But Craig Garcia, president of Capital Partners Mortgage, the mortgage affiliate for The Keyes Company, said lenders can find ways around traditional paperwork during the shutdown “It’s not totally necessary to have (a form 4506), to prove income,” he said. “You can use canceled checks or bank statements to show what you paid to the IRS or what kind of tax return you received. I spoke with a colleague at one of the big banks who told me they haven’t even issued an internal memo saying that anything is going to change.”

Crisis averted One potentially catastrophic consequence of the shutdown has already been averted. On Dec. 28, the Federal Emergency Management Agency (FEMA) reversed its decision to halt the issuing and renewal of federal flood insurance plans, which could have disrupted up to 40,000 new home sales each month, according to the National Assocation of Realtors (NAR).

The Department of Homeland

Loveland Reporter-Herald – AtHomeColorado.com

Security, one of the government entities affected by the shutdown, oversees FEMA. The National Flood Insurance Program is now renewed through May 31, 2019.

“We thank the Administration and Congress for stepping up so quickly to ensure the smooth continuation of flood insurance at a time when market disruption would be extremely hardfelt,” said Shannon McGahn, NAR senior vice president of government affairs, in a statement.

The shutdown could still have a negative effect on governmentsubsidized real estate programs, such as Rural Development loans by the U.S. Department of Agriculture, which offer zerodown payment mortgages to improve the economy and quality of life of rural areas.

Noah Breakstone, managing partner at the Fort Lauderdalebased real estate investment and development firm BTI Partners, also worries that a prolonged shutdown could have a severe impact on affordable and Section 8 housing overseen by the Department of Housing and Urban Development (HUD).

“The sector that could be affected the most by the shutdown are the people who don’t have the tolerance or financial means to weather it,” he said.

For now, though, the industry remains sanguine. Ron Shuffield, president and CEO of EWM Realty International, said that his firm had a “busy” December in sales and that their titles operations division reports no problems with any of their pending sales.

But Shuffield said that could all change if the shutdown stretches into February.

“If the government is still shut down by then, we’re going to be dealing with a lot of questions we’ve never had to deal with before.”

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COVERPROFILE

HIGH-END HOME IMPROVEMENTS that are worth the splurge (and when it’s best to scrimp) Longing for natural wood floors? Turns out, they’re worth the splurge. (Dreamstime)

By Dan DiClerico HomeAdvisor (TNS) The only thing harder than setting a realistic remodeling budget is sticking to it. The secret?

Knowing when to splurge and when to save. Here are top picks for each category from the pros at HomeAdvisor, including the architects and designers who draw up the plans, contractors who do the work, and repairmen who get called when things go wrong.

WHEN TO SPLURGE It’s not worth cutting corners on the following five items: LONG-LASTING PAINT Cheap contractor-grade paint goes on thin and is prone to fading, staining and other flaws that make for an eyesore. You don’t have to blow your budget on crazy-expensive designer paint costing $100 per gallon or more.

But it is worth investing in a highquality paint in the $30-$40 per gallon range over the $10-$20 per gallon economy stuff. Better paint will provide ample coverage — often in just one coat — and it will withstand scrubbing, fading, and mildew for many years.

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NATURAL WOOD FLOORS Installing wood floors costs $4,500 on average, according to HomeAdvisor’s True Cost Guide.

That’s three times as much as you’ll spend on bargain materials like vinyl or linoleum. But the warmth and beauty of wood floors is without comparison. Plus, they can be refinished several times, so they’re probably the last floor you’ll ever have to install. That’s a big reason why wood floors add significantly to a home’s value.

Ultimately, you’ll recoup the cost if you ever decide to sell.

CABINETS YOU CAN COUNT ON It always pays to spend more on things you interact with every day, and that includes kitchen cabinets. A drawer that sticks or a door that’s falling off its hinge after just a few months will fill you with all kinds of remodeler’s remorse. Custom cabinets can get very pricey, but nowadays you can find solid construction, including dovetail joinery and full-extension drawer guides, in reasonable semistock cabinets.

HARD-WEARING COUNTERTOPS Countertops take a ton of abuse and they’re often a focal point of the kitchen. It’s worth spending more on a material that combines beauty and durability. Natural stones like granite and marble are the traditional favorites. But in recent years, quartz has emerged as a popular countertop material because it looks great and wears incredibly well. And it doesn’t require the periodic sealing that many other natural stones need.

PROFESSIONAL DESIGN Don’t underestimate the value of good design help, especially on more involved projects like a kitchen or bath renovation. If you’re knocking down walls and putting in new mechanicals, you’ll need to hire an architect for a fee of about 10 to 20 percent of the overall project cost. If you just need help choosing fixtures and materials, a certified kitchen and bath designer will fit the bill for about half as much as an architect.

WHEN TO SAVE Balance your budget by cutting back on these items.

Loveland Reporter-Herald – AtHomeColorado.com

APPLIANCES A suite of high-end appliances — fridge, range, dishwasher — might run $20,000. That’s the price to pay for true built-ins.

But you can get similar looks and performance by choosing a cabinet-depth refrigerator, slide-in range and traditional dishwasher, all for as little as $5,000.

BATHROOM TILE Designer tile made of natural stone or glass is certainly striking, but a simple glossy white ceramic tile can deliver an elegant look for a fraction of the cost. Plus, it’s often much easier to maintain.

LIGHT FIXTURES Lighting is another category that can quickly get over the top with sculptural designs and luxury finishes. If you’re on a budget, pass on the glam and instead make sure the overall lighting plan incorporates ample layers of ambient, task and accent lighting.

Dan DiClerico is a reporter for HomeAdvisor, an online marketplace connecting homeowners with trusted service professionals to complete home projects. Visit HomeAdvisor.com January 19-20, 2019

QUICK GUIDE

OPEN HOUSE

OPENHOMES.ATHOMECOLORADO.COM Erie 488 Mazzini Street $624,500 Saturday 1:00 PM-3:00 PM Christina Bremner WK Real Estate (720) 201-7036 968 Rocky Ridge Cir $825,000 Sunday 1:00 PM-3:00 PM Susan Martin RE/MAX Alliance (720) 470-7939

Fort Collins

103 Beacon Hill Dr $499,000 Saturday 1:00 PM-3:00 PM Natasha Hubbard RE/MAX Alliance (303) 909-3810 400 E Elm St $720,000 Saturday 10:00 AM-12:00 PM Sean Gilliam RE/MAX Alliance (970) 313-6706

Longmont

4219 Goldeneye Dr $330,000 Saturday & Sunday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250

1372 Monarch Dr. $373,000 Saturday & Sunday 2:00 PM-4:30 PM Duane L Penny Coldwell Banker Longmont Residential (970) 290-2220

3001 Shore Rd $1,185,000 Saturday & Sunday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250

3525 Mountain View Ave $399,000 Saturday 1:00 PM-3:00 PM Roger Walker RE/MAX Alliance On Walnut (303) 818-5920

Gunbarrel 6033 Brandywine Court Call for list price Sunday 11:00 AM-2:00 PM The Bernardi Group The Bernardi Group at Coldwell Banker (303) 402-6000

Lafayette 1205 Stein St. $499,000 Saturday 1:00 PM-3:00 PM Julia Cantarovici 8z Real Estate (720) 203-7789 1205 Stein St. $499,000 Sunday 1:30 PM-4:30 PM Julia Cantarovici 8z Real Estate (720) 203-7789

LIST YOUR OPEN HOUSE January 19-20, 2019

2302 Judson Street $400,000 Saturday 1:00 PM-3:00 PM TR Swanwick WK Real Estate (303) 525-8803 1704 Short Pl $419,000 Saturday 1:00 PM-3:00 PM Suzy Williamson RE/MAX Alliance (720) 491-9885 1336 Monarch Dr $419,900 Saturday 11:00 AM-1:00 PM Charlene Hart RE/MAX Alliance - Fort Collins (970) 690-4413

4003 Da Vinci Drive $425,000 Sunday 1:00 PM-3:00 PM Christina Bremner WK Real Estate (720) 201-7036 28 Curtis Place $425,000 Sunday 12:00 PM-2:00 PM Dale Pearson RE/MAX of Boulder (303) 818-5640 1327 Lincoln Street $435,000 Saturday 11:00 AM-1:00 PM Mark Bossert Bossert Residential, LLC (303) 589-2677

1396 Snowberry Lane - Model Home $600K’s+ Friday - Monday 11:00 AM-5:00 PM Michele Steward Markel Homes (303) 604-9196 702 W. Willow Street $724,900 Sunday 12:00 PM-2:00 PM Eric Jacobson RE/MAX of Boulder (303) 441-5619 1091 Copper Hill Court $1,987,500 Saturday 11:00 AM-2:00 PM The Bernardi Group The Bernardi Group at Coldwell Banker (303) 402-6000

Loveland

2700 Beech Way $495,000 Saturday & Sunday 12:00 PM-3:00 PM John Simmons C3 Real Estate Solutions (970) 481-1250

3271 Tabernash Dr $465,000 Saturday & Sunday 11:00 AM-2:00 PM Sharon Cook NoCo Realty, Inc. (970) 679-9900

4620 Lucca Drive $529,900 Saturday 12:00 PM-2:00 PM Jeanne Ryan Berkshire Hathaway Rocky Mountain REALTORS (303) 859-3526

533 Deer Meadow Dr $551,535 Saturday & Sunday 1:00 PM-3:00 PM Dennis Schick RE/MAX Alliance - Fort Collins (970) 567-3942

4431 Maxwell Ave. $600,000 Saturday 1:00 PM-3:00 PM Matthew Jensen WK Real Estate (303) 819-6494

5004 Single Tree Dr $595,000 Saturday 11:00 AM-1:00 PM Jerry Beers The Group Inc (970) 397-2868

8020 N. 81st Street $1,600,000 Saturday 1:30 PM-3:30 PM Rob Justis WK Real Estate (303) 817-0906

4805 Mariana Hills Circle New Homes From The $600’s to $700’s Saturday & Sunday 11:00 AM-4:00 PM Rollin Goering LC Home (970) 402-6432

Louisville

Windsor

838 West Willow St $550,000 Saturday 1:00 PM-3:00 PM Terry Crook Equity Colorado-Front Range (303) 819-0886

198 Veronica Dr $468,500 Saturday & Sunday 12:00 PM-3:00 PM Jesse Laner C3 Real Estate Solutions (970) 672-7212

VISIT OPENHOMES.ATHOMECOLORADO.COM OR CALL 303.473.1456, 303.684.5329 Loveland Reporter-Herald – AtHomeColorado.com

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ASK A PLUMBER

REAL ESTATE

Clean up your kitchen faucet with an inline filter

5 ways to improve energy efficiency in your home

By Ed Del Grande Tribune News Service (TNS) Hi Ed: We just purchased a new refrigerator with a filtered automatic ice maker. Now I would like my kitchen sink water to be filtered. I don’t want to change or alter the kitchen faucet. Is it possible to add a filter to our existing faucet?

— Don, Kansas

A

: If you want to filter the water for your existing kitchen faucet, there is a setup called an inline faucet filter. Usually this type of filter can be set up inside the cabinet directly under the kitchen sink.

These special water filters are small wall-mounted cartridge filters that can easily be changed on a regular basis. Also, most filters of this type are connected only to the cold water feed line of the kitchen faucet.

Different filter options are available, including double cartridge systems, to make filling up your travel water bottle a pure joy.

Master Contractor/Plumber Ed Del Grande is known internationally as the author of the book “Ed Del Grande’s House Call,” the host of TV and Internet shows, and a LEED green associate. Visit eddelgrande.com or write eadelg@cs.com

A cozy living room rug can help warm interior spaces.

(Shutterstock)

As the winter cold sets in, your RE/MAX Alliance heating expenses are probably rising.

At this time of year, we all tend to think about energy efficiency and how to save money on home-related expenses. Here are a few ways that you can reduce your energy consumption costs.

SUZANNE PLEWES

1. Upgrade to Energy Efficient Appliances Appliances use the most energy in your home. If you are considering replacing systems or appliances, pay close attention to the energy rating. For major systems like heating and cooling or hot water, efficiency percentages are provided by the manufacturer. Obviously, the higher the efficiency, the

OPEN HOUSE SAT & SUN 11-2 3271 TABERNASH DR, LOVELAND $465,000 4 BD · 4 BA · 4393 SF

Beautiful 2-story in desirable Hunter’s Run, one block from pool, park and walking path! Classy entrance features vaulted ceilings, office with french doors and hardwood that extends throughout the eat-in kitchen. Granite counters, tons of cabinets, gas range, kitchen island and desk area.

Master en suite is spacious with walk-in closet, dual vanities and jetted tub. Large mud room with laundry and convenient built-ins. Basement 4th bedroom, bath, rec room and wet bar that even accommodates a kegerator! This home is move-in ready with all the bells and whistles.

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Mo Doering 970.673.2385 www.modoering.com

better on your wallet. Rebate programs may also be available for high efficiency units. For large household appliances, like those for the kitchen and laundry, look for Energy Star ratings listed on the appliance.

2. Add Insulating Window Treatments Windows are a common source of heat loss from your home, but replacing old leaky windows can be costly.

Fortunately, there are other options that can help.

First, plastic covering kits are available for windows and sliding doors. These simple kits seal off the opening, trapping in any cold air that seeps in.

They are almost invisible when installed properly and can be removed at the end of the season.

Another option is to install insulating shades or curtains.

Insulating shades are specially designed with air pockets or special materials to block cold air from entering the home through the windows. Similarly, insulating curtains are thick and heavy and meant to cover window surfaces, trapping in any cold air behind the curtain.

3. Install a Programmable Thermostat Your thermostat settings have

Loveland Reporter-Herald – AtHomeColorado.com

a direct impact on your heating bill. Electronic programmable thermostats are extremely popular as a way to improve the efficiency of heating your home. You can program your thermostat for different optimal temperatures for when you are home, asleep, or at work, reducing wasted energy by keeping it cooler when no one is home or everyone is sleeping. Wi-fi enabled “smart” thermostats add an extra level of convenience by allowing you to monitor and control the settings from your phone or tablet anywhere you go.

4. Seal Air Gaps A simple and quick way to prevent cold air from entering your home is to find and seal off any openings. This includes caulking gaps in windows and adding seals to doors. Supplies to address these issues are inexpensive and can pay off big in energy savings.

5. Use Furnishings that Help Warm Your Home The furnishings in your home can also help with energy efficiency. For instance, an area rug placed over hardwood flooring can help retain heat in a room. Cloth upholstery, instead of leather, is also helpful in making you feel warmer. For bedding, select materials (such as flannel) that retain heat and feel warm to the touch. When you add elements that feel warmer, you require less heat to keep your body warm. Even reducing your thermostat by a few degrees can reduce your home heating expenses.

Suzanne Plewes is a broker associate at RE/MAX Alliance.

Write to 750 W. Eisenhower Blvd., Loveland, CO 80537, call 970.290.0373 or e-mail suzanneplewes@remax.net.

January 19-20, 2019

REAL ESTATE TRANSACTIONS The following Loveland-area home sales were supplied by Colorado Weekly Homebuyers List Inc., 303-744-2020. Listed are the buyer, the property address, the seller and the amount.

Berthoud UÊ Timothy & Elaine Uhrik -- 560 Wagon Bend Road, Richfield Homes Llc, $384,400.

UÊ Linn Hall -- 308 Hubbell St., Elizabeth A Hall, $410,000.

UÊ Luke Chwiedor -- 1106 Wagon Bend Road, Lgi Homes Colo Llc, $416,600.

UÊ Jessica & Chad Weeks -- 2223 Tabor St., Saint Aubyn Homes Llc, $430,200.

UÊ Jesse Emery -- 2973 Night Sky Drive, Lgi Homes Colo Llc, $441,900.

UÊ Darlene Garcia -- 537 Wagon Bend Road, Richfield Homes Llc, $442,500.

UÊ Rowdy & Lauren Roth -- 7732 Lakota Ridge Lane, Phillip & Anita Salazar, $672,500.

Estes Park UÊ Pamela Wicklund -- 2760 Fall River Road # B3b4, David & Megan Purdy, $289,000.

UÊ Dallas Armstrong -- 1861 Raven Ave. Unit C3, Susan & Robert Jusell, $375,000.

UÊ Deborah Lively -- 631 Park River Place, Lawrence & Kathlee Greenberg, $474,900.

Fort Collins UÊ Hans Mueller -- 925 Columbia Road Apt 112, Mary Cassidy, $195,000.

UÊ Ami Johnson -- 2912 W Olive St., Tyler J Osebold, $201,000.

UÊ Robert Swales -- 3002 W Elizabeth St. Unit 14H, Steven Dow, $215,000.

UÊ Michael & Joy Torgerson -- 1440 Edora Road Apt 14, Henson Two Llc, $232,000.

UÊ Joshua & Anna Moore -- 2712 Alan St., Jennifer J Gonzales, $269,000.

UÊ Ylani Cole -- 2614 Darren St., On Track Homes Llc, $288,000.

UÊ Katherine Ohara -- 2303 Owens Ave. Unit 104, Shannon R Green, $293,000.

UÊ Jason Blackledge -- 4009 Berwick Lane, Margaret E Buhler, $295,000.

UÊ Daniel Barrow -- 205 Rick Drive, John & Jacqueline Kline, $300,000.

UÊ David & Elmarie Vandermerwe -- 929 E Prospect Road Apt A, Rita Brunton, $304,000.

UÊ Joseph Cardew -- 8336 Peakview Drive, Rowdy & Lauren Roth, $309,900.

UÊ Craig & Heidi Giles -- 5127 Mill Stone Way, Allen G Fenlason, $310,000.

January 19-20, 2019

UÊ Theodore & Judith Nelson -- 4500 Seneca St. Unit 72, Joan Ishiwata, $325,000.

UÊ Gina Prantil -- 1825 Crestmore Place, Kristopher C Hite, $330,000.

UÊ Benjamin Alpers -- 1900 Derby Court, Violet M Lunt, $338,000.

UÊ Edward & Christianna Halteman -3106 Laredo Lane, Haar Properties Llc, $340,000.

UÊ Ryan Wood -- 913 Vanderbilt Court, Arb Llc, $349,000.

UÊ John & Paula Burciago -- 2506 Lynnhaven Lane, Christopher P Davis Jennifer , $350,000.

UÊ Gloria Wilson -- 364 Toronto St., Patsy L Jessen, $355,000.

UÊ Daren & Angela Caldwell -- 2420 Sheffield Circle W, Frank & Priscilla Barela, $357,000.

UÊ Kelly Barrett -- 2708 Bianco Drive, Leah A Hutson, $359,000.

UÊ John & Christina Riese -- 2469 Thoreau Drive, Christina & Benjamin Abbey, $359,900.

UÊ Amy Dolinger -- 2924 Berkeley Circle, Roderick Farrar, $370,000.

UÊ Laura & David Workman -- 3601 Wescott Court, Thomas & Petra Drouin, $374,000.

UÊ Cindy Randall -- 204 Maple St. Unit, Zachary & Dawn Rollins, $375,000.

UÊ Michael & Christin Deogracias -- 3837 Arctic Fox Drive, Beverly Upham, $390,000.

UÊ Charles Carlson -- 515 Locust St., Jason M Besser, $392,800.

UÊ Matthew & Kathryn Liberati -2157 Saison St., Hartford Constr Llc, $400,000.

UÊ Alyssa Porta -- 2956 Comet St., Hartford Constr Llc, $413,500.

UÊ Andrew & Brittni Mcalister -- 2031 Overlook Drive, Stephen & Elaine Nichols, $416,000.

UÊ John & April Byrd -- 2120 Saison St., Hartford Constr Llc, $418,000.

UÊ Kathy Patchell -- 6903 Enterprise Drive, Lokal Registry Ridge Towns , $418,800.

UÊ Howard Blumstein -- 1850 Indian Hills Circle, William & L Snodgrass, $425,000.

UÊ John Richards -- 3032 Crusader St., Calatlantic Group Inc, $427,400.

UÊ Margaret Buhler -- 3027 Conquest St., Hartford Constr Llc, $431,700.

UÊ Keith & Sherry Wehner -- 1163 Wabash St., Susan Harris, $450,000.

UÊ Bristow & Jami Hood -- 2101 Rollingwood Drive, Patrick & Marcia Fitzhorn, $460,000.

UÊ Adelle & Pierre Leblanc -- 3033 Conquest St., Hartford Constr Llc, $460,400.

UÊ Elaine Foe -- 4786 Mcmurry Ave. # 2B, Oakridge Crossing L, $475,000.

UÊ Kathryn & Jacob Goldstein -- 5022 Boca Del Rio Drive, Paul & Katie Santillanez, $494,900.

UÊ Eric Weiss -- 240 Urban Prairie St. Unit 1, Revive Properties Llc, $549,800.

C3 Real Estate Solutions Agent Spotlight

Heather Main 720-253-2027 hmain@c3-re.com

Every successful purchase or sale begins with defining what you need out of a home. My goal is to help navigate you through the process, educate you on your options, advocate for you and negotiate to ensure the transaction runs seamlessly. My technical expertise and market knowledge give you the advantage in our challenging Colorado market. And we’ll have a little fun along the way!

Here’s what my clients are saying: “Heather was fantastic in helping us purchase a new build as first-time buyers. She’s friendly and attentive to details. We didn’t think we’d need a Realtor when buying from the builder but are very glad we had Heather’s help.” - Edward & Maggie I look forward to the opportunity of working together!

970.225.5152 • C3 Real Estate Solution, LLC.

www.MyColoHome.com

T& SA -3 EN N 1 P O SU

533 Deer Meadow Dr, Loveland

Aspen Homes ranch at Masters at Mariana Butte across from course. 0.35 acre premium lot. Flex space for office/ dining. Master has 5pc & lg walk-in closet. Oversize garage. Covered patio.

Std: granite, hardwd, SS apps, A/C, FP. 3-car garage. Highly energy eff homes-among best in biz!

1112 103rd Ave, Greeley

Fantastic 2-story home in Promontory.

Meticulously maintained! Lndry & loft up. Hardwd from entry thru family, dining & kitchen. Cozy family w/FP, open to kitchen & dining. Bright kitchen w/ island, granite, gas stove & pantry. Master w/5pc, barn door & walk-in closet. Covered patio. Windsor Schools.

1116 104th Ave, Greeley

Aspen Homes 2-story w/UF bsmt. Lg master w/walk-in closet & 5pc. Eat-in kitchen w/island, granite, undermount sink, 30” upper cabinets, walk-in pantry, SS/slate apps. Std: A/C, Smart Phone compatible thermostat, tankless H20 heater, 9’ walls on mn.

Save $$ w/highly eff home. 3 Car Garage!

$551,535 | MLS #847813

$399,000 | MLS #867195

$399,000 | MLS #867195

Call Dennis Schick

Call Dennis Schick

Call Dennis Schick

970-567-3942 dschick001@outlook.com

970-567-3942 dschick001@outlook.com

970-567-3942 dschick001@outlook.com

Thinking of buying?

Talk to our loan officer with Home Mortgage Alliance to apply today!

3708 Woodhaven Ln, Johnstown

Beautiful w/loft w/wet bar, family/ game rm, office space. Full UF bsmt.

New paint w/decorator colors, custom kitchen. Upgraded cabinets w/pull outs & soft close drawers.

Maint free yard w/patio w/pergola, roll down shades, mtn view, open space & trl. $439,000 | MLS #856379

Call Dennis Schick

970-567-3942 Co-Listed by Kari Olsen 970-215-6318

Tammy Kauffman Mortgage Loan Originator NMLS #664512 750 W. Eisenhower Blvd.

Loveland, CO 80538 970.613.4850 office 970.237.9215 mobile 855.714.4800 fax

tkauffman@homemortgagealliance.com www.tammykauffman.com Home Mortgage Alliance, LLC is a registered as a Colorado Mortgage Company and a sponsored originator authorized to broker FHA and VA loans. NMLS# 1137507. Home Mortgage Alliance, LLC is regulated by the Colorado Department of Real Estate, and offers many loan products. Contact a Home Mortgage Alliance, LLC Representative to learn more. This is not a commitment to lend.

Stearns Lending, Inc. is regulated by the Colorado Division of Real Estate. NMLS# 1854.

RE/MAX Alliance · Each office independently owned & operated · Five Northern Colorado locations to serve you.

4703 A Boardwalk Dr, Fort Collins | 226-3990 125 S. Howes St, Ste 120, Fort Collins | 482-1781 750 W Eisenhower, Loveland | 669-1234 1275 58th Ave, Ste A, Greeley | 330-5000

Loveland Reporter-Herald – AtHomeColorado.com

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Loveland Reporter-Herald – AtHomeColorado.com

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Real Estate place yoUr ad:

303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com Water Mineral

Real Estate Mobile Homes for Sale

FAIR HOUSING NOTICE All real estate advertising in this newspaper is subject to the Federal Fair Housing Law which makes it illegal to advertise a preference limitation or discrimination based on race, color, religion , sex, handicap, familial status, or national origin, or an intention to make any such preferences, limitation or discrimination.

This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination, call The Colorado Civil Rights Office at 1-800-262-4845/ HUD at 1-800-669-9777.

Berthoud: 2016 14x56 2BR 1BA $48,900.

Boulder: 1997 16x60 1BR 1BA $64,900.

Erie: Adult Park 55+ Lot Rent, $325/month 2BR 1BA $59,900.

Lafayette: 2000 24x48 3BR 2BA $89,900. roseaffordableliving.com 303-682-9141

Want to purchase minerals and other oil/gas interests.

Send details to: P.O. Box 13557, Denver, CO 80201

Rent to Own! Do You Qualify?

Foothills Apartments

Rentals

2BR Country Setting, South Loveland Area: Recently Remodeled.

W/D Hook Ups, Heat, Water & Trash Paid. $1200/month+deposit.

970-689-2690 .

DRIVE YOUR WHEELS! List your car, RV, boat or motorcycle and get ready to roll!

Call or Text

Devin Oâ&#x20AC;&#x2122;Branagan 2BR 1BA Units ERA Tradewind in Loveland Holiday Special 1/2 Off 1st Month Rent 303-775-0710 Washer/Dryer in Unit. $1045/month for Upper Level Units; $1145 for Downstairs Units. Water, Sewer, Trash included. No Pets.

1 Year Lease, Add Garage-1st Month Free .

970-669-7850

2BR 1BA Duplex in NE Loveland: 1-Car Garage $1200/month, utilities. paid. 970-214-3262

KRXVH

/LVW \RXU KRXVH DQG VWDUW SDFNLQJ

$75, 5 lines, 30 days

www.DevinSells.com

drive your

Very Nice Basement Apt West of Berthoud: Separate Entrance, 1BR 1BA, Laundry Room, Small Pet Okay, Non-Smoker Preferred. $850/month.

970-532-2343

ZKHHOV

/LVW \RXU FDU DQG JHW UHDG\ WR UROO

$10, 3 lines, 30 days

PLACE YOUR AD

Call 303-466-3636 970-635-3650 719-275-5300 888-355-0935

move your

Call 303-466-3636 or 970-635-3650.

2622 W 45th St 3BR 1.

5BA No Smoking, 2 car garage WD hook up $1400/mo + util $1350 dep 970-667-3353

For sale by owner only.

No refund for early cancellation.

JOBS. WHEELS. HOMES. STUFF.

FIND IT. SELL IT. FAST. January 19, 2019

Reporter-Herald

AT HOME

R11

Open House Saturday & Sunday 12-3pm

Open House Saturday & Sunday 12-3pm

Open House Saturday & Sunday 12-3pm

8402 N 81st St, Longmont $590,000 • MLS# 847671 Hops, Hemp or Hay, you decide! Entire property is a conservation easement zoned AG. This 25 acres is also a great location for horses w/allowable barn/arena/outbuildings w/max 10% structure coverage allowed. NO residtl structures allowed.

Jesse Laner John Simmons 970-672-7212 970-481-1250 jsimmons@c3-re.com jlaner@c3-re.com

3001 Shore Rd, Fort Collins $1,185,000 • MLS# 868752 5 Beds • 4 Baths • 4 Car Garage Lake front living with private setting. Enjoy Colorado Seasons on your deck or through the atrium windows. Ranch style home with 3 bonus bedrooms up + a finished walk-out basement.

4219 Goldeneye Dr, Fort Collins $330,000 •MLS# 869943 3 Beds • 1 Baths • 2 Car Garage This home offers a great location w/updates galore! Two living spaces including a family room w/wood fireplace, lg. yard, vaulted ceilings, newer roof, furnace, A/C, H2O heater, flooring, paint and more!

Christie Juhl 970-430-9501 crownjuhlrealtor@gmail.com

2700 Beech Way, Longmont $495,000 • MLS# 869831 3 Beds • 4 Baths • Total Sq. Ft. 3085 Pre-Inspected w/ home warranty. NO HOA! 2 car attached garage + RV boat parking. Kitchen w/island, pantry, ss appliances & gas range. Formal dining & living room w/ bay window, lower level family room w/ fireplace, finished bsmt.

Custom Home on 35 Acres!

138 Acres!

Home on 6 Acres!

Borders Open Space!

Open House Saturday & Sunday 12-3pm

1784 James Park Trl, Loveland $1,200,000 • MLS# 865212 3 Beds • 3 Baths • Total Sq. Ft. 3,317 Views abound from this nearly new custom mountain home located at 6,800 feet with 270 degrees view east and west!

Incudes over 2,000 sq. ft. of patio and a 2-story barn with additional finished space!

John Feeney 970-231-4172 jfeeney@c3-re.com

4151 Wilderland Way, Loveland $1,000,000 • MLS# 846402

4952 S County Rd 29, Loveland $495,000 • MLS# 868558 4 Beds • 3 Baths • Total Sq. Ft. 2496

15546 W CR 18E, Loveland $725,000 • MLS# 867462 4 Beds • 3 Baths • Total Sq. Ft. 3075

198 Veronica Dr, Windsor $468,500 • MLS# 869748 5 Beds • 3 Baths • Total Sq. Ft. 3133

138 Acres of Vacant Land bordering Devils Backbone Open Space!

Only 15 minutes to Downtown Loveland but feels like a world away!

Call for more details or to schedule a tour!

Take a look at the views from this raised ranch home on 6 acres in a convenient location just outside of Loveland and Berthoud! Large family room with wood burning fireplace on the main level.

Beautiful 18 acres bordering open space and Pinewood Reservoir! Additional 1260 sq. ft. shop along with a 4 stall 964 sq. ft. barn. Rolling hills, meadows and wonderful foothill views!

Former model home near downtown Windsor! Hardwood floors throughout, fireplace, 5 piece master bath, granite countertops, covered patio, fully fenced & landscaped yard. Lots of storage & huge finished basement!

Featured Property

Vacant Land

2127 Cape Hatteras Ct, Windsor $835,000 • MLS# 863824 4 Beds • 4 Baths • Total Sq. Ft. 4,157 One of a kind property in Water Valley South on 1.86 acres. Over $200,000 in landscaping. Lookout point w/ spectacular views of WV & Windsor. Gardens, fenced yard, dry creek, patios, private beach, sprinkler system, water feature & fire pits.

Jesse Laner John Simmons 970-672-7212 970-481-1250 jsimmons@c3-re.com jlaner@c3-re.com

John Feeney 970-231-4172 jfeeney@c3-re.com

Todd Jeskulski 970-391-1197 tjeskulski@C3-re.com

John Feeney 970-231-4172 jfeeney@c3-re.com

www.MyColoHome.com

John Feeney 970-231-4172 jfeeney@c3-re.com

Lucas Ray 970-815-6618 lray@c3-re.com

Brett Janzen 970-290-3096 bjanzen@c3-re.com

Amy Stahl 970-222-4845 astahl@c3-re.com

970.225.5152 • C3 Real Estate Solution, LLC.

there’s no place like atHome AtHomeColorado.com is home to the Front Range’s most current MLS listings – updated every hour, powered by ColoProperty.com and served up via an easy-to-use search tool. Explore available properties, stay up-to-date on the latest developments and real estate news, get directions to open houses and connect with listing agents instantly from the comfort of your computer and/or mobile device.

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FOR ADVERTISING & SPONSORSHIP OPPORTUNITIES, CONTACT

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Loveland Reporter-Herald – AtHomeColorado.com

atHome COLORADO HOME & REAL ESTATE

AtHomeColorado.com January 19-20, 2019