At Home Colorado - Northern Colorado Edition 02.18.17

REAL ESTATE

Open Home Listings, Builder Spotlight, Homes for Sale, Rentals and More!

atHome Colorado Home & Real Estate | AtHomeColorado.com

Get ready for

SEED STARTING

Quick Guide and Featured Open Homes

How Can You Update Your Dull Basement?

Ways to Save Money When Buying a Home

Looking for a home? View comprehensive listings of local open homes taking place this weekend from all across the area.

Is your dark, dull basement giving you the blues? Here’s a few tips to help bring it to light.

A home is likely the biggest investment you’ll ever make. Make sure you get your money’s worth by keeping these things in mind.

February 18-19, 2017

Reporter-Herald – AtHomeColorado.com

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Interior Design

The one thing a designer would never do in a small space

By Sacha Strebe,Domaine (TNS) With limited space, creating a striking neutral design with a clean, streamlined aesthetic isn’t easy, but we love the thrill of a challenge at MyDomaine HQ. And besides, we honestly believe that a small space is way more fun to decorate than a large one is. Why? Well, it’s just like Nate Berkus said at a recent event we attended: “You can spend more on the products you love because you don’t need as much.”

Adore marble? Thanks to your tiny kitchen, you only need four or five feet of it to create the countertop of your dreams. Have your eye on a fancy wallpaper? You can slather your entire vanity in it from floor to ceiling because you only need half the amount you would in a typical bathroom.

One brand that has perfected the art of fusing fashion with function is Pottery Barn. Its new small-space collection features stylish, multipurpose furniture and decor that serve a practical need without sacrificing style or high-quality artisanal design. As the average U.S. house size shrinks small-space living is on the rise, but that doesn’t mean our homes have to skimp on style. We took five with Monica Bhargava, Pottery Barn’s EVP of design and product development to find out the dos and don’ts of designing size-challenged spaces, the trends we should adopt and the one thing we should never do.

Small can be chic, too. (Dreamstime)

MAP IT OUT Before you lament over how little space you have to decorate with, flip your perspective and see it as an exciting challenge instead. While Bhargava agrees that “small spaces require creativity,” it should never compromise your personal taste or style, but planning is key. “It is important to map out your living space and take into consideration the different uses of the rooms and the moments that can be created,”

atHome Colorado Home and Real Estate

she advised. “Just because you have a small space doesn’t mean that the design has to be one note. Go for a dramatic moment, pop of color or counter design. Play with configurations and make sure to maximize utility without sacrificing comfort.”

Pro tip: Invest in multifunctional pieces and mobile designs that can be easily moved around if needed.

Your small space should be designed for entertaining, working and living, with character and charm.

APPLY THE FOUR LETTER WORD RULE Now that you’ve unleashed your creativity and the design juices are flowing, there’s one thing you need to consider first. “Don’t forget the four letter word: E-D-I-T,” said Bhargava. “Prioritize what you need and what you don’t. Choose multifunctional furniture that fits your specific lifestyle, and donate or recycle the items that create clutter in your space.”

Contributing Writers: Jessica Damiano, Laura Pearson, Gabrielle Savoie, John Ewoldt, Carol O’Meara, Caitlin McCabe, Cathy Hobbs, Debbie Arrington, Suzanne Plewes Additional Content: McClatchy-Tribune Media Services Editor/Features Coordinator: Misty Kaiser

ATHOMECOLORADO.COM Visit AtHomeColorado.com for the latest real estate news, home tips, new home listings, area open houses, rentals, featured agents and more.

FACEBOOK.COM/ATHOMECOLORADO ‘Like’ our page on Facebook and stay up to date on the latest real estate news and home improvement ideas.

SEND US YOUR STORY IDEAS:

At Home welcomes news on hirings, advancements, awards, classes and other information of interest to the local real estate and home community.

Submit information to athome@reporterherald.com.

ADVERTISING INFORMATION: For advertising information, contact Thais Hafer at 303.473.1456 or Toni McNeill at 303.684.5329.

To submit an open home listing, visit athomecolorado.com/submitopenhouseloveland

At Home is an advertising feature published by the Daily Camera, Longmont Times-Call and Loveland Reporter-Herald. ©2014 Prairie Mountain Publishing.

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Reporter-Herald – AtHomeColorado.com

February 18-19, 2017

Pro tip: Keep pieces that tell your story and helps define your individuality.

NEVER COMPROMISE STYLE You only have to peek inside the home of stylish New Yorkers to know that tiny can be chic, too.

“Never feel as though you need to sacrifice style and quality due to the size of your space,” stressed Bhargava. “There is a clever solution for every size home. Express your style through pieces that are adjustable or customizable. These individual pieces allow you to plan the perfect configuration for your space.”

Pro tip: Consider each piece carefully to curate a room that fuses fashion with function and speaks volumes about who you are.

STAY ON NEUTRAL GROUND To ensure a cohesive, unified space that feels light and airy, Bhargava says stick to a neutral palette. She loves anything from classic white to dramatic charcoal or even chocolate.

“Choosing a neutral color for paint and larger furniture pieces allows you to bring in soulful accents such as patterned pillows or wall accents

that catch the eye,” she said.

Pro tip: Bring home a few sample paint pots in all the neutrals you love from light to moody and test them on the walls first.

MAKE SURE IT HAS THESE THREE IMPORTANT QUALITIES Even when you don’t plan on overfilling a space, new things enter the home daily, and if they don’t have a place, they can end up as clutter (something small spaces don’t have room for). Always consider every piece and ensure every room has these three important qualities.

“No matter the square footage, it should be functional, comfortable, and a reflection of your own personal style so you are designing a space that you are truly happy to call home,” she said. “Also, every room needs texture, and small spaces are no exception. Texture adds warmth to your space, so add textured pieces to your room to make it feel more inviting.”

Pro tip: Remember quality over quantity, and invest in the right pieces that add practical elements with style.

INTRODUCE MULTIPURPOSE PRODUCTS

as a bedside table.

If you want to make the most of your small space, invest in furniture that has more than one function.

“Choose pieces with unexpected storage compartments and spacesaving extensions,” she said. “Also, don’t neglect wall space. With mounted storage and modular shelves, you can make the most of every inch.”

Pro tip: Add shelves that also have hooks so you can hang up pieces that might turn into clutter on the ground.

IMPLEMENT SMALL-SPACE TRENDS

INVEST IN CHIC STORAGE Since most small spaces don’t come with built-in storage (bonus if yours does), make sure you invest in stylish storage to separate everyday items and things you don’t use every day before they turn into clutter. “Rolling carts are amazing, as they can be used in any room of the home, from the kitchen to your workspace,” she said. “I also like to use compact versions of traditionally large pieces, such as dressers.”

Pro tip: With the right positioning, a small dresser can also double

Since most trends are in one day and out the next, it can be tricky knowing which ones are worth the investment. That’s not the case with small-space trends, which are focused on design function over fashion to maximize your space and really open it up — so they never go out of style. “As many small spaces lack ample storage, we see the importance of vertical storage and more integration of smart furniture,” said Bhargava. “Creating your own private moments within your small space will also be a big trend.

Whether that be a reading nook or an intimate dining area, think of subtle divisions that will create a sense of escape and relaxation.”

Pro tip: Create vignettes on top of multipurpose side tables to add extra style, personality, and flair.

——— Get the latest on home decor trends, design ideas, shopping guides and food news, and take a look inside your favorite celebrity homes on DomaineHome.com.

Featured Property

Bellvue Featured Property

Open House Saturday & Sunday 12-3pm

148 Ponderosa Ct, Red Feather Lakes 80545 $280,000 • MLS# 806609 3 Beds • 3 Baths • Total Sq. Ft. 1,919

3054 Suri Trail, Bellvue 80512 $1,850,000 • MLS# 810592 5 Beds • 4 Baths • Total Sq. Ft. 6,075

6914 Lyeena Ct. Fort Collins 80525 $340,000 • MLS# 810997 3 Beds • 3 Baths • Total Sq. Ft. 2,073

Turn Key estate with everything included. This end unit town-home offers 2000 sq. ft. of luxury. Granite slab counter-tops, SS appliances, great room w/ fireplace, vaulted ceilings, 2 master suites & so much more.

John Simmons Jesse Laner 970-481-1250 970-672-7212 jsimmons@c3-re.com jlaner@c3-re.com

This Ranch home features a walk-out basement, main floor office, fitness or craft room, formal dining, gourmet kitchen, guest or in-law retreat & thousands in upgrades. 1077 sq. ft. attached garage and a detached 2177 sq. ft. garage w/ office.

John Simmons Jesse Laner 970-481-1250 970-672-7212 jsimmons@c3-re.com jlaner@c3-re.com

2 story home with a finished basement. NEW Roof, AC, water heater, furnace, carpet and paint. Beautiful landscaping front and back. Fenced yard, water feature, deck, vaulted ceilings, hardwood floors, fireplace and more.

Lindsay Chacon 970-631-3458 lchacon@c3-re.com

New Listing

Open House Saturday & Sunday 10-4pm

40 Acres!

Mountain Home on 4.6 acres!

Just Listed-Open House Saturday 12-3pm

2309 Dotsero Avenue, Loveland 80538 $285,000 3 Beds • 2 Baths • Total Sq. Ft. 1,396

1597 Pelican Lakes Pt, Windsor 80550 $369,500 • MLS# 811408 2 Beds • 2 Baths • Total Sq. Ft. 1,740

Lone Wolf Rd, Loveland 80537 $165,000 • MLS# 809293

161 Lone Wolf Road, Loveland 80537 $469,900 • MLS# 805229 3 Beds • 2 Baths • Total Sq. Ft. 2,736

1368 Shelby Dr., Berthoud 80513 $819,900 • MLS# 810423 4 Beds • 4 Baths • Total Sq. Ft. 5,681

This house on 4.6 wooded acres has 3 beds, 2 baths, home office plus bonus space in the finished basement.

Only 30 minutes to Downtown Loveland and just down the road from Pinewood Reservoir!

John Feeney 970-231-4172 jfeeney@c3-re.com • www.RealEstateInLoveland.com

Stunning custom home on 2 acres just minutes from the heart of Berthoud. Home boasts main flr master, gourmet kitchen, fin bsmt, plus 900 sq. ft. bonus rm above oversized 3-car garage.

Mary Poll Richard Payne Jr. 970-412-7833 970-691-5222 mpoll@c3-re.com richardpaynejr@c3-re.com

This charming home is nestled in Cherry Hills just West of Lake Loveland. 2 living spaces, fun updates and a large fenced yard are just a few reasons to come take a look at this home before it’s gone!

NO HOA

Amanda Hicks 970-581-0384 ahicks@c3-re.com

Must see Water Valley Condo: new paint, crown molding, hardwood floors, granite counters. Stainless steel appliances, gas fireplace. Master w/ lake views, walk-in closet & 5-piece bath.

Cary Irvin • 281-744-3451 • cirvin@c3-re.com Matt Shoup • 970-217-6060 • mshoup@c3-re.com Brittany Sall • 970-685-8587 • sall8587@gmail.com Susan Propp • 970-691-0754 • spropp@c3-re.com

www.MyColoHome.com February 18-19, 2017

40 acres of Loveland foothills land! Feeling of remoteness within commuting distance from Loveland. Great views and beautiful sunsets! By appointment only. Gated Access.

Call for your personal tour!

John Feeney 970-231-4172 jfeeney@c3-re.com • www.RealEstateInLoveland.com

4 Acre Lot!

41885 Sage Hill Rd, Fort Collins 80524 $185,000 • MLS# 810121 Bring your own builder or use one of ours. Gorgeous 4 acre lot with spectacular Rocky Mountain Views and only minutes to Fort Collins and Windsor. Gas, Water and Electric are to the property line. 2 horses are allowed.

John Simmons 970-481-1250 jsimmons@c3-re.com

Open House Saturday & Sunday 12-3pm

1902 Los Cabos Dr., Windsor 80550 $500,000 • MLS# 811022 4 Beds • 3 Baths • Total Sq. Ft. 4,108 2 story home in Water Valley South. Only 2 months since home was completed. Granite Slab, Stainless Steel, Wood Floors, Fireplace, AC and all the bells and whistles.

Jesse Laner 970-672-7212 jlaner@c3-re.com

John Cheever Michelle Glanville 970-420-5093 970-691-7355 jcheever@c3-re.com mglanville@c3-re.com

970.225.5152 • C3 Real Estate Solution, LLC. Reporter-Herald – AtHomeColorado.com

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Real Estate

Can you deduct capital improvements made to inherited property?

By Ilyce Glink and Samuel J. Tamkin, Tribune Content Agency

Q

: My brother and I inherited my mother’s house after her passing. We were lucky to sell the house very quickly in a very poor market in Youngstown, Ohio. We have each received the 1099-S forms for our portions of the sale.

I was under the impression that we could deduct upgrades made to the house -- we have pretty good records -- but do not know how to go about doing that. Any assistance you could provide would really be helpful. Thank you in advance.

A

: We’re sorry for your loss.

From your question, we assume that you made upgrades to the home you inherited prior to sale, and we assume that it increased the price you received when you sold the

home.

Let’s give you a sense of how the IRS views this situation: When your mom died, you inherited the home.

If you had sold the home around the same time, you wouldn’t have to pay any federal income taxes on the sale of the home. The IRS would treat you as having received (think “purchased”) the home at the same value as the price that you sold the home.

However, let’s say you discovered that if you made certain upgrades before listing the property for sale it would positively affect the sales price. In this case, the value of the home at the time of your mom’s death would be less than value of the home at the time of sale. However, if you sell the home shortly after her death, even with the improvements, you might not have to pay any federal income taxes on the sale.

We’re going to put some imaginary numbers against this so you

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can see how it might work. If you inherited the home at a value of $200,000, put in $30,000 and then sold the home for $250,000, under ordinary circumstances your basis in the home would be $230,000 (the $200,000 plus the $30,000 in expenses for the upgrades). You would have a profit of $20,000 on the sale.

(Obviously, you would have other expenses on the sale, but to keep it simple, we’ve just assumed these simple numbers.)

You asked about deducting expenses for upgrades. You don’t get to deduct these upgrades. Capital improvements to real estate aren’t deducted at any time. You either get to depreciate capital improvements on investment properties or you get to use those capital improvements to increase the basis (cost) you have in the property.

When you inherit a home, there is a period of time given to the family to handle the affairs and dispose of property. So, the IRS may actually consider the sale’s price of the home -- in our example, the entire $250,000 -- as the value of the home at the time it was inherited. In this case, you wouldn’t have any tax to pay when you sell the home as the sales price would be considered the

value of the home at the time your mom died.

What happens if you lose money on the sale? Depending on how the rest of the estate or your personal tax situation plays out, you may be entitled to take some or all of the loss to decrease your federal income taxes. You could be limited to $3,000 but, again, depending on your tax situation it could be more or less given other capital gains or losses that you may have on your federal income taxes.

Some of the home sale rules can get quite complicated and a bit too involved for a column. We suggest you discuss the issue further with your tax advisor, accountant or enrolled agent.

(Ilyce Glink is the creator of an 18-part webinar+ebook series called “The Intentional Investor: How to be wildly successful in real estate,” as well as the author of many books on real estate. She also hosts the “Real Estate Minute,” on her YouTube channel. Samuel J. Tamkin is a Chicago-based real estate attorney.

Contact Ilyce and Sam through her website, ThinkGlink.com.)

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See what my past clients have to say about me at:

www.mariamclain.mycolohome.com 4

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February 18-19, 2017

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COVERPROFILE

Get ready for If you have a dog that CAROL O’MEARA greets CSU Extension you with enthusiasm when you come home, dancing about your feet and letting you know you’re the best thing that’s happened to them all day, you’ll understand what my spouse is going through at our house right now.

Instead of the dog, however, it’s me he has to navigate around, as I rush him in my eagerness to see what’s come in the mail.

He knows I’m happy to see him too, but this time of year is when my seeds arrive, and he has a bit of fun teasing me with the packages before I knock him down and grab the packages with a hiss of “my precioussss.” At least he knows I’ll be happily occupied for the next hour, cooing over each and every paper packet.

February is the time to start some seeds, so clear off shelves, wash out trays, and get your lights set up. To get started, choose an area that will 6

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SEED STARTING

hold the seed trays for 6 weeks or longer in a space that remains 68 to 70-degrees, out of drafts and traffic.

Different methods are available, such as open flats, plastic trays with small, 1-inch square cells, peat pots, or peat moss in mesh netting (Jiffy Pellets). Almost anything can be used, even egg cartons. Those made of Styrofoam need drainage holes poked into the bottom of each cell; the pressed paper ones don’t but they break down quickly.

Purchase trays that suit your style, or clean and sterilize those you already have by dipping them in a solution of 10 percent bleach in water. Be sure to rinse the trays two or three times before using, since bleach is lethal to plants.

When it comes to the soil, don’t scrimp: use clean, high quality soilless mixes; you get what you pay for with seed starting soil. Consistency and uniformity means good distribution of moisture and air for roots.

The ideal media for starting seeds is a lightweight, soilless mix of peat, vermiculite, or perlite and compost.

Using a sterile mix avoids disease problems like damping off, caused by a fungus that attacks tender stems at the soil line.

The important thing is good drainage, so set the tray on another tray that’s filled with pebbles. Line the lower tray with Saran Wrap to keep it from leaking onto the floor.

A bigger danger to seedlings is drying out; monitor your seed trays closely.

Use plant labels to keep track of varieties and avoid confusion. As plants grow and are moved into larger pots, transfer labels, too, so you’ll know which seedling is which.

To help germination, use a humidity tent, a plastic covering that holds moisture in. Bread bags are ideal tenting because they breathe, while shrink wrap is a no-no because it doesn’t; milk jugs with the bottom cut off make good covers.

As seedlings sprout, crack open the container to let air circulate inside and immediately place the trays under lights so plants don’t stretch and become leggy. Seedlings should

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be stocky; if yours start reaching, lower the light to be closer to the plants.

Seedlings need plenty of sunshine, but if you don’t have a sunny southern window to put them in, you’ll need lights. Start seedlings under a fluorescent shop light with one cool white and one warm white bulb.

Lights should hang directly over seed trays on cords or chains for easy raising or lowering. Hold lights 3 to 4 inches above the plants at all times, and give them 14 to 16 hours of light daily.

Colorado State University Extension, together with Boulder County Parks and Open Space, provides unbiased, research-based information about consumer and family issues, horticulture, natural resources, agriculture and 4-H youth development. For more information contact Extension at the Boulder County Fairgrounds, 9595 Nelson Rd., Box B, Longmont, 303.678.6238, or visit ext.colostate.edu/boulder.

February 18-19, 2017

Home Fix

Options for attic insulation

By C. Dwight Barnett, Tribune News Service (TNS)

Q

: Working in my attic on a project, I checked my insulation, and found it to be R30 unfaced … and there is no vapor barrier paper or plastic.

Everything I have read indicates that attic insulation should be faced to prevent moisture moving from the house into the attic. To correct the problem, I thought of two options.

One option is to buy faced roll insulation, pull the old insulation aside, install the faced insulation (faced side down) and then put the old insulation back on top of the new insulation (with total depth for R38). A second option is to buy plastic membrane (6 mil), pull the old insulation aside, install the plastic between the studs, and then put the old insulation back on top of the plastic. And then I’d add new unfaced insulation for an R38 depth.

I have not noticed any mold in the insulation or on the underside of the roof. I’d appreciate your input for the best option to use.

A

: Moist (warm air) generated in the home can travel through the ceilings and walls to the colder outside areas. Moisture travels from warm air to colder air and from a higher humidity or moisture content to a lower content. In cold climates, having a vapor retarder on the attic side of the ceiling may help to control the moisture flow. I say may help because it is almost impossible to stop all air/moisture flow to the attic.

When the warm moist air reaches the cold attic space, it can form ice crystals on the underside of the roof sheathing. When the attic begins to February 18-19, 2017

warm, the ice crystals turn into a liquid, which can cause decay and/or mold to develop. Since the moisture/ air flow can travel through ceilings, you need to make sure the attic is well ventilated.

In mild to warmer climates there is no need for a ceiling vapor retarder. The moisture that reaches the attic continues to rise through the attic escaping through the roof’s venting system. If you have not discovered moisture problems in the attic and you live in a moderate to warm climate, you can simply apply another layer of unfaced insulation over the existing insulation.

Layer the new insulation perpendicular to the existing layers to slow airflow through the insulation. Another option may be to have blownin insulation installed over the batt insulation. Consult with your local home store, building inspector or qualified insulator if you are unsure whether or not you need a ceiling vapor retarder.

If you do live in a colder climate, I would not attempt to install a vapor barrier such as plastic on the ceiling in the attic. A vapor barrier blocks all moisture transfer whereas a vapor retarder allows a minimal amount of moisture transfer. There are different classes of vapor retarders, and the colder the climate, the more vapor-impermeable vapor retarder you may need.

If you are detecting moisture problems with your existing home, you may have insufficient attic ventilation or you may consider adding a vapor retarder as discussed. I would first have the attic’s ventilation evaluated by a qualified contractor.

If you do add the vapor retarder, I suggest removing the existing insulation, applying a layer of Kraft faced insulation with the paper facing the inside of the home and then reinstalling the old insulation perpendicular to the new insulation.

——— C. Dwight Barnett is a certified master inspector with the American Society of Home Inspectors. Write to him with home improvement questions at C. Dwight Barnett, Evansville Courier & Press, P.O. Box 268, Evansville, Ind. 47702 or e-mail him at d.Barnett@insightbb.com.

Reporter-Herald – AtHomeColorado.com

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OpenHomes Quick Guide

Visit AtHomeColorado.com for a complete listing and map of open homes in the area.

City

Open Open House House Street Date Time

Price

Agent

Company

Phone

Berthoud

Saturday

12pm-3pm

1368 Shelby Dr

$819,900

Mary Poll

C3 Real Estate Solutions

970-412-7833

Fort Collins

Saturday & Sunday

12pm-3pm

6914 Lyeena Ct.

$340,000

John Simmons

C3 Real Estate Solutions

970-481-1250

Johnstown

Saturday

12pm-2pm

1513 Mallard Dr

$349,000

Kristi Collins

The Group Inc

970-389-4660

Johnstown

Saturday & Sunday

1pm-3pm

184 Bittern Dr

$410,000

Beth Buman

The Group Inc

720-313-1162

Loveland

Saturday

1pm-3pm

103 S Cleveland Ave

$295,000

Lucas Hobbs

The Group Inc

970-412-0390

Loveland

Sunday

11:30am-1pm

1737 Cattail Dr

$300,000

Brent Duggar

The Group Inc

970-286-8122

Loveland

Thursday Saturday

9am-5pm

452 Routt Dr

$402,264

Kathy Beck / Brandi Garifi

The Group Inc

970-213-8475 / 720-291-0899

Loveland

Sunday

11am-5pm

452 Routt Dr

$402,264

Kathy Beck / Brandi Garifi

The Group Inc

970-213-8475 / 720-291-0899

Loveland

Sunday

12pm-2pm

1804 Muddy Creek Cir

$425,000

Ellen Lake

The Group Inc

970-420-4309

Loveland

Daily

12pm-4pm

3408 Saguaro Dr

$525,000

Venna Hillman

Shorewood Real Estate

970-590-1832

Loveland

Saturday & Sunday

11am-1pm

4288 Lyric Falls Dr.

$569,550

Ana Maria Botero

Walter Realty

303-304-6487

Loveland

Saturday & Sunday

10am-5pm

1712 Topaz Dr

$360's-$430's

Brittany Munoz

LC Home @ Tulip Creek

(970) 227-1334

Windsor

Saturday & Sunday

10am-4pm

1597 Pelican Lakes Pt

$369,500

Matt Shoup

C3 Real Estate Solutions

970-217-6060

Windsor

Saturday & Sunday

12pm-3pm

1902 Los Cabos Dr

$500,000

John Simmons

C3 Real Estate Solutions

970-481-1250

For information on listing your open home, call Thais Hafer 303.473.1456 or Toni McNeill 303.684.5329 8

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Reporter-Herald – AtHomeColorado.com

February 18-19, 2017

Real Estate

Ways to Save Money when Buying a Home and over the life of the loan.

selecting a loan without points.

Shop for Insurance Compare Lender Fees All lenders are not created equal.

Although many lenders will offer similar programs, there are certain fees that will vary from one company to another. For example, there are fees for underwriting and credit checks.

You may request an estimate of these fees and compare lenders.

Avoid Points

Buying a home is one of the largest investments that you will make in your

By Suzanne Plewes lifetime.

CRS, ABR, CDPE, GRI Naturally, it comes Broker Associate at with quite a RE/MAX Alliance few up-front expenses. If you’re looking to save some money on your upcoming home

purchase, here are a few tips.

Increase Your Credit Score If you’re in the early stages of buying a home, take the time to improve your credit score. You can do this by making on-time payments, paying down balances, etc. Your credit score can directly affect your home loan interest rate. A higher credit score can save you quite a bit of money on your mortgage payments, both monthly

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Points are prepaid interest to obtain a lower interest rate for your loan. For example, you may pay 1 point (or 1% of your loan amount) at closing in order to reduce your interest rate by 0.5%. In most cases, points do not save you any money until several years later. If you end up refinancing or selling your home before that, then you will not have saved any money at all. In fact, you will have overpaid. Unless you are sure that you will keep your loan for an extended period of time, it may be best to save that up-front money by

Homeowners insurance is another item that you can shop around for.

Consider bundling your homeowners and auto insurance for added annual savings. This can make a big difference. For example, insurance company A may offer the lowest homeowners insurance, but insurance company B may offer the lowest overall savings with a bundled policy.

Given that the real estate market is always trending upwards overall, homeownership is a great investment.

As you budget for the up-front and monthly expenses, there will be many opportunities to save some money.

Above are just a few that you should keep in mind.

Suzanne Plewes is a Broker Associate at RE/MAX Alliance in Loveland.

For real estate questions write to 750 W. Eisenhower Blvd., Loveland, CO 80537, call 970.290.0373 or e-mail suzanneplewes@remax.net.

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For a complete listing and map of open homes in the area visit AtHomeColorado.com February 18-19, 2017

Reporter-Herald – AtHomeColorado.com

AT HOME

9

Design Recipes

Shades of pink

By Cathy Hobbs, Tribune News Service (TNS) Pink is one of those colors that you can dress up or down, and use all year long. Despite what many people may think, pink is more than just a feminine color. From the runways to home decor, pink remains one of the most popular accent colors.

A pink coffee table book paired with brown pottery creates a soothing tabletop vignette.

(Handout/TNS)

THE FOUNDATION OF PINK Pink comes in all different shades and tones. Many darker pinks have undertones of blue, which is why some of the deeper tones come to life when paired with blue. On the other hand, some softer tones have more cream or white as their foundation color and work better with lighter shades, or can be used as contrast colors when paired with colors such as black or brown.

TIPS FOR USING PINK When looking for ways to incor-

porate pink into your decor, first decide if you wish to use it as a foundation color for your primary pieces, as a dominant color in your space or as an accent color. One of the best ways to use pink or any accent color is through the use of a popular designer color technique called color mapping, in which color is repeated throughout a space.

When using pink in your decor

C3 Real Estate Solutions Agent Spotlight

Being a Realtor® has been and continues to be, the most gratifying and satisfying part of my life, other than raising my two beautiful girls! Being a Realtor® allows me to help people and helping is where my heart is. That in particular, is the most rewarding part of my Janeé Walker job. The satisfaction comes from 970-215-3876 the teamwork involved in every jwalker@c3-re.com transaction. A client, who has a positive, seamless experience, is my goal. I am a Colorado Native and have been licensed since 2005. I have worked with the most incredible people in the industry and they have all made me a better Realtor. I am so lucky to be a part of this Real Estate life! With all of the constant changes in life and the market, you may want or need some help… So call me. Let’s see if I can be of some help to you.

here are more top tips: 1. Don’t be afraid to pair pastel pink or lighter shades with white.

Many consider this palette to be fresh and modern.

2. Lighter shades of pink can serve as great contrast colors when paired with darker colors such as black or brown.

3. Don’t be afraid to mix different shades of pink in the same space.

4. Consider using pink in unex-

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10

pected ways like accent pieces such as coffee table books and artwork.

5. Don’t rule out hot pink! Hot pink remains one of the hottest accent colors in home decor.

——— Cathy Hobbs, based in New York City, is an Emmy Award-winning television host and a nationally known interior design and home staging expert with offices in New York City, Boston and Washington, D.C. Contact her at info@cathyhobbs.com or visit her website at www.cathyhobbs.com .

Hot pink packs a powerful color punch in this bedroom. (Handout/TNS)

Reporter-Herald – AtHomeColorado.com

The Nanci Garnand Team Chris Weich (970) 744-1175

Dave Gornall (970) 590-8891

Nanci Garnand (970) 227-1327 February 18-19, 2017

Ask Angie’s List

How can you update your dull basement? beige.

Use your neutral-colored walls to feature brightly colored artwork that’s spotlighted with accent lighting. Select furniture pieces that pop — maybe a turquoise couch or hot pink bar stools. Add a complementary colored rug or plush throw pillows for a cohesive look.

Look for a finish, perhaps in a bookshelf or coffee table, that’s luminous and reflects light (without being too glittery … unless that’s your thing, then go for it!).

By Staci Giordullo, Angie’s List (TNS) In some homes, basements are light and airy with adequate windows and space to help you forget you’re in a subterranean room.

Others might need some help. If your basement feels musty and dank, check out these ideas on how to breathe some new life into the space.

IT’S ALL ABOUT LIGHTING Make sure windows are sparkling clean and unobstructed from the exterior to let natural light in, and approach basement lighting as you would any room — just remember you’ll likely need more.

Recessed and under-cabinet lights work well in areas where you might have food and drinks, such as a wet bar or kitchenette. A pendant light or chandelier above a table is ideal for spotlighting the immediate area.

Around the TV, use dimmable lighting. Have a cozy reading nook? Put a lamp nearby. Consider a strand of bare-bulb lights or holiday twinkle lights for extra sparkle.

CREATE OPEN SPACE Open-concept is all the rage when it comes to primary living, dining and cooking areas. Extend the same idea to the basement to provide a sense of spaciousness.

Start with the stairs. Remove a wall (if structurally possible) to open up at least one side of the staircase and offer a view into the room. Get creative with the beams and support systems to maintain an airy feel. If

LET FLOORS AND CEILING FLOURISH

The right use of light, furniture, flooring and color can transform your basement.

(Photo courtesy of Dover Home Remodelers) you need to hide pipes, beams or wires, build a half wall or box to conceal the less-slightly components.

PURPOSEFUL DECOR Use decor to achieve a warm, yet open and airy feeling. Strategically placed mirrors make the space seem larger, and bounce around the beams from your new lighting scheme, shining light into previously dark corners.

Dress basement windows with normal treatments, which helps the room feel finished. If your basement is cooler, use a ventless fireplace for warmth. These units are typically

freestanding, and don’t require a chimney or flue.

Eliminate any remaining “dungeon-like” vibes by bringing in some live plants. Some plants do well in low-light scenarios, and nothing says “fresh” like a touch of flora.

Moldings, such as baseboards and chair rails, can also play a big part in defining a space. Select trim that’s appropriately sized to make the room seem bigger.

EMBRACE COLOR Lighter paint colors will make the room appear larger, and there’s no need to make everything in the room

You want to reflect light and brighten the space. To accomplish that, choose a polished hardwood, tile or shined concrete that’s sophisticated and somewhat reflective.

Carpet is the typical go-to for a chilly basement, but if your wallet allows and you want to rip out old flooring, consider radiant heat under the new floor.

Paint or stain can go a long way with both the floor and ceiling. Paint bare, exposed rafters for a dramatic effect. Or use a stencil to create a unique pattern and give floors some flair.

——— Staci Giordullo is a reporter for Angie’s List, a trusted provider of local consumer reviews and an online marketplace of services from top-rated providers. Visit AngiesList. com.

Home Tips

Shower indoor plants with affection

By Debbie Arrington, The Sacramento Bee (TNS) It’s time to show your indoor garden some TLC. Give your houseplants a nice, warm shower.

Place dusty plants in the tub or shower and rinse them gently with tepid water, using the shower head or a hand-held sprayer. Let pots drain before returning plants to their usual spots. Keep them out of drafts.

They’ll look better and — without all that dust clogging their leaves — they’ll grow better, too.

Place dusty plants in the tub and rinse them gently. (Shutterstock) February 18-19, 2017

Reporter-Herald – AtHomeColorado.com

AT HOME

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Real Estate

When single homeowners pair up, what happens to their real estate?

By Megan Bungeroth, Chicago Tribune (TNS) It’s a classic story: Two people meet, fall in love, decide to move in together. If the lovebirds are moving from one rented pad to another, it’s a simple enough plan to wait until a lease is over and search for a shared abode. But if, like many young professionals, both halves of the couple already own property, the path to domestic bliss becomes a bit more complex.

When Robin Phelps Hanson, a broker with @properties, was dating the man she would later marry, she helped him purchase his condo — and took the experience as a very bad sign for the future of their relationship.

“I actually remember thinking, ‘OK. Maybe this isn’t going anywhere,’” she said with a laugh. At the time, her boyfriend, Rich Hanson, a freelance operations manager, sought a small place to come home to between frequent work trips, so she helped him buy a one-bedroom condo in an amenity-packed building near Chicago’s lakefront. When the couple got engaged a few years later, in 2008, he moved into her condo, and they decided to rent out his place.

“We would have liked to have sold them both and purchased right away, but I also really liked my condo,” Phelps Hanson said. “It was very comfortable and large enough where he could move in. There were lots of couples in the building, so it was kind of natural. It wasn’t an

easy decision, because his (mortgage) was a lot lower price.”

But their decision paid off when, a few years later, married with a new baby, the couple got a knock on their door from a neighbor whose parents were hoping to buy in the building. Phelps Hanson and her husband — anxious for more space — jumped at the opportunity to sell. They have since been renting an apartment while they look for their perfect home, taking schools into account for their 4-year-old daughter, Remy.

All the while, they’ve kept Rich Hanson’s condo, which gives them a mortgage interest tax write-off every year.

“We have a great tenant in there who has renewed the last 2 1/2 years,” Phelps Hanson said. “My dream would be to keep it and to keep it vacant for family, because it really does feel like a hotel.”

She’s living out a situation she sees frequently with her clients.

“Many choose to focus on their career for longer, before they get married and start a family,” she said. “Part of that is — a lot of times — purchasing a home as a single person.”

According to the 2015 American Community Survey, based on U.S. Census information, over a third of all homebuyers in Chicago in 2015 were single, 55 percent were married and the other 11 percent were unmarried couples. A study conducted by the online real estate database Zillow placed the 2016 median age of homebuyers across the country at 36.

Kim Wirtz, a suburban real estate agent with Century 21, said she often advises couples in their 30s and 40s who want to combine homes.

“What I’m finding more in the Chicago area is you’ll have two maybe 30-something-year-old corporate executives who found love, but they own their own condos downtown and more than likely they’re a little too small to move in together,” Wirtz said. “What I usually find with that situation is one of them will sell and one of them will rent.”

She’s also worked with clients who both want to sell — one pair of clients lived in the same subdivision and met while walking in the neighborhood. They took the conservative approach, Wirtz said, and sold one property at a time, moving in together temporarily in her house while his sold, then selling hers before they bought jointly.

Wirtz recommends that type of slower, but less risky, approach for couples who can wait. She also recommends that couples find out what type of loans they qualify for before getting too excited about options.

“The first step is talking to a lender,” Wirtz said. Next, she noted, a couple should have their homes appraised to pin down their worth and figure out how soon they can sell. Timing could be everything, she explained; if a couple jumps into purchasing a new home together before their individual homes sell, they could be on the hook for paying three mortgages instead of one.

For those itching to rent, Jeremy Wacksman, chief marketing officer at Zillow, also urges couples to rely

on the math. Even before starting talks with a realty agent, a duo can equip themselves with vital information by crunching the numbers.

“The first thing that you want to do is figure out the actual monthly expenses at each given property,” Wacksman said. “Most people understand what their mortgage is, but their (monthly payment) also includes real estate taxes, insurance, your HOA dues.”

Once the actual cost of maintaining each property is determined, the next step is figuring out a reasonable rental rate for each, to determine if it makes sense to hold onto either property and rent it out. There are online tools and calculators that can help with this process. But even if a tenant would more than cover a home’s mortgage and costs, Wacksman cautions that people should also think critically about whether they want to take on landlord duties.

“Your phone’s going to ring if things go wrong,” he said, adding that landlords also have to allocate a maintenance budget. Being a landlord, even part-time, isn’t for everyone. But with home values rising, more couples may see that as an attractive option. Wacksman suggests researching common landlord issues and local laws before jumping in.

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Your Hometown Agent

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Reporter-Herald – AtHomeColorado.com

February 18-19, 2017

REAL ESTATE TRANSACTIONS The following data is supplied by Colorado Weekly Homebuyers List Inc., 303-744-2020. Listed are the buyer, the property address, the seller and the amount.

Berthoud • Richard Kraemer — 110 Keep Circle, Lawrence W. Budler, $207,000.

• Kevin and Krista Chiaravalle — 546 Redwood Circle, Donald and Mary McMillan, $376,000.

Estes Park • Paul and Susanne Pulvere — 1516 Fish Hatchery Road, Unit 18, Jefferey and Polly Sindelar, $183,500.

• Brett Everhart — 1118 Morgan St., Unit A, Joseph and Penny Clark, $365,000.

• David and Donna Pierce — 333 Prospect Mountain Court, Jeffrey and Dale Maugans, $408,000.

• Kurt Ratsch — 2222 Colo. 66, Unit 8, Blackstone and Franc Dilworth, $420,000.

• Edna Wise — 350 Curry Drive,

Jisele and Steven Mitchell, $704,000.

• Michael and Joan Foster — 3225 Eiger Trail, Thomas George Marcia Ellen, $968,300.

Fort Collins • Matthew and Laura Medeiros — 5270 Inspiration Drive, Bee Land Inc., $169,000.

• Rachel Boehs — 2709 Harvard St., No. D3, Gary Lisa Thompson Family Trust, $182,800.

• Thomas Hart — 5225 White Willow Drive, Apt. O210, Randall J. Feuerstein, $195,000.

• Richard and Sally Berne — 3200 Azalea Drive, Apt. S4, David and Gail McNeill, $205,000.

• Justin Ernst — 700 Morsman Drive, Richard and Victoria Ernst, $222,000.

• Rachel and Joseph Dunn — 801 E. Drake Road, Apt. K60, Kevin K. Pruitt, $235,000.

• Michael Paul — 721 Waterglen Drive, Unit I133, Charles Pete Collins, $235,000.

• Wendell and Saundra Unruh — 2450 Windrow Drive, Unit E101, David and Rebecca Agee, $249,500.

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• Spencer and Jordan Shute — 2921 Kansas Drive, Unit C, Colt Holdings LLC, $265,000.

• Tess Downer — 2719 Alan St., Katharine and Deborah Harris, $265,000.

• Vincent and Josephine Marone — 1621 Lakeridge Court, Christian and Jennif Tomlinson, $275,000.

• John and Austin Yoder — 2403 Dalton Drive, Kevin C. Meade, $280,000.

• Nanci Garnand — 3024 Regatta Lane, Apt. 1, Barbara A. Babcock, $290,000.

• Lishan Tao — 1306 Sitka St., Kurt Bauman, $296,100.

• Earl and Yvette Colm — 2845 Willow Tree Lane, No. 7E, Christin H. Goodman, $300,000.

• Stephanie and Michael Crookston — 2724 Michener Drive, Alan and Margaret Mertens, $300,000.

• Mark and Karen Miller — 300 W. Swallow Road, Luise Kirby Revocable Trust, $303,000.

• Victor Rodriguez — 3513 Kingston Circle, Joe and Ludy Avalos, $310,000.

• Wesley and Joanna Tongue — 3109 Guinivere Court, David and

Kerri Conrad, $312,000.

• Robert and Jamie Panos — 3337 Hickok Drive, Robert and Erin Patchett, $315,000.

• Michael Henderson — 204 Jewel Court, William and Jane Wernsman, $330,000.

• Michael and Tina Deringer — 404 Duke Lane, S. Pedersens Properties LLC, $332,500.

• Justin Whitesell — 3001 Alamo Ave., Marilyn J. Whitesell, $335,000.

• Michael and Tina Deringer — 3536 Kingston Circle, R. and Charis Kee, $339,000.

• Elizabeth Garcia — 5169 Grand Cypress Court, Masahiro and Takae Watanabe, $342,500.

• Bernard and Constance Shafer — 1236 Silk Oak Court, Diane K. Warren, $345,000.

• Rene and Evelyn Silva — 551 Peyton Drive, Nicholas Dean Lance, $345,000.

• Carolynn Grosh — 724 Bramblebush St., Cody and Michelle Geisendorfer, $345,000.

• Daniel Travers — 621 Skyline Drive, Tanner Jordan Barnes, $348,000.

C3 Real Estate Solutions Agent Spotlight

William (Bill) Myers is a native of Colorado and fell in love with real estate while growing up in Denver. 40-years as a licensed professional, he has experienced nearly every aspect of the industry. “I genuinely love & care for people. I take personal William (Bill) Myers interest in assisting a new family 970-599-0011 find a home, an investor find a bmyers@c3-re.com good buy, & supporting folk that are in transition due to retirement, health, divorce, finances or children that are moving out or back in. I’ve seen it all and experienced most of it”. Bill has a passion for nature & love of the earth. He seizes every moment possible to spend time hiking, fishing, or bicycling with wife, Natalie.

Enjoying the outdoors & good wine they love their large family, charitable giving and church.

970.225.5152 • C3 Real Estate Solution, LLC.

www.MyColoHome.com

Reporter-Herald – AtHomeColorado.com

AT HOME

13

• Jeffrey Bowers — 4312 Beaver Creek Drive, Paul D. Lemelle, $371,000.

• Peter and Dorothy Strening — 1300 Iva Court, Eugene J. Doering, $380,000.

• Jodi and Joe Grimm — 901 Sandy Cove Lane, Janet Pollack, $385,000.

• Scott and F. German — 2807 Crystal Court, Richard and Kristine Smith, $390,000.

• Jared and Angela Lindsey — 1433 Snook Court, Dennis and Kristy Theis, $410,000.

• Annika Ahmed — 3709 Starlite Drive, Gary Fiffe, $413,500.

• Catherine Albert — 950 Laporte Ave., Jason and Joy Connor, $427,000.

• Sean and Rebecca Oloughlin — 521 Victoria Drive, Dorothy M. Gonzales, $440,000.

• Joshua and Rebecca Saunders — 8234 S. Louden Crossing Court, Frederick and Rebecca Mergner, $508,000.

• Richard and Frances Aubuchon — 1063 Bella Vira Drive, Bella Vira Town Homes Inc., $572,700.

• Christopher and Erin Kempe — 2415 Palomino Drive, Melody Homes Inc., $720,000.

• Brendan Podell — 3942 Eagle Lk S., Mary M. Mcmillan, $950,000.

Greeley • Tyler Wallace — 6017 W. 13th St. Road, W. and Synthia Ankeney, $55,100.

• Aurora Gonzalez — 930 B. St., Carlos Gonzalez, $115,000.

• Enrique Villagran — 3143 20th Ave., Kristin M. Hanson, $140,000.

• Deborah Keeler — 5151 29th St., Unit 2309, Kori Ann Fox, $145,000.

• Andrew and April Lewis — 1007 34th Ave., Perry R. Unfred, $162,500.

• Taryn Malila — 2436 15th Ave. Court, Cody Roth, $175,000.

• Elena and Reynaldo Serrano — 2641 11th Ave., Paul L. Pearman, $185,000.

• Paul Ruiz — 1623 34th Ave., Terry M. Allen Revocable Trust, $189,500.

• Steven Poss — 863 E. 20th St. Road, Jerry and Margie Nigh, $193,000.

• Eric Youngman — 1506 31st Ave., Phyllis M. Youngman, $195,000.

• Koleen Schriever — 102 43rd Ave. Court, Cynthia Clifford, $205,000.

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• Michael Brunelle — 920 E. 25th St. Road, Rocky Mount Invest Group LLC, $210,000.

• Atanasio Arellano — 3407 Fifth St. Road, Larry A. Kimble, $211,400.

• Anthony Seier — 2546 17th Ave. Court, Robert and Kristy Confer, $215,500.

• Cuiyun Niu — 6915 W. Third St., Unit 223, Highpointe Inc., $218,800.

• Sean Stanford — 2425 W. 24th St. Road, Steve Clark, $220,000.

• Cheryl Silletto — 6608 W. Third St., No. 3779, Andrew and Sandy Winter, $249,500.

• Henry and Deborah Thuener — 400 37th Ave. Court, Michael and Tamara Gross, $250,000.

• Phillip and Jacqueline Wedel — 3826 W. Eighth St., John and Donna Downey, $255,000.

• Anthony Hathaway — 4833 W. Sixth St. Road, David and Jodi Jahrling, $260,000.

• Justin Kutz — 1461 44th Ave., Sue A. Murphy, $273,500.

• Stefan and Victoria Arntsen — 101 N. 49th Ave. Place, Timothy and Leah Fjestad, $280,000.

• Shirley Casady — 3101 55th Ave., Michael and Andrea Davidson, $280,000.

• Stephanie Patrick — 2117 74th Ave., Janice and Larry Confer, $280,000.

• Daniel and Kammy Ries — 2203 Mountair Lane, Mario A. Hernandez, $284,900.

• Stacy Post — 3021 43rd Ave., 2013 DDI Invest LLC, $285,000.

• Anrew and Rachel Garcia — 7718 23rd St. Road, Eugene and Elizabeth Dingler, $295,000.

• Diana Warren — 3018 67th Ave. Place, J2KN LLC, $311,000.

• Patrick and Deborah Milinazzo — 1609 68th Ave., Brian and Sherry Weitzel, $320,000.

• Darlene Blazek — 4620 W. 17th St., Geraldine D. Weber, $339,900.

• Michael and Andrea Davidson — 1845 17th Ave., Richard and Shan Craven, $349,900.

• Thomas and Stephanie Greeley — 7924 W. 12th St., Aspen View Homes LLC, $369,100.

Johnstown • Jerry and Carolyn Guernsey — 119 King Ave., Darryl and Nicole Abrahamson, $240,500.

• Jerry Garcia — 4319 Onyx Place, Michael and Wendy Mastalski, $300,600.

• William and April Farneth — 3855

Arrowwood Lane, Timothy and R. Schreifels, $305,000.

• Dustin Absher — 217 Alabaster Way, Mindy and Brad Kirklin, $315,000.

• John Brackett — 429 Expedition Lane, Marcus and Randa McElroy, $315,000.

• Velia Regaladokucharyson — 3744 Martin Lane, Kenyon C. Campbell, $323,000.

• Summer and Jason Hurd — 5106 Eaglewood Lane, Oakwood Homes LLC, $336,800.

• Lori and Ronald Hennis — 4854 Saddlewood Circle, Barry and Sandra Robertson, $350,000.

• Michael Deimler — 3564 Maplewood Lane, E. Ione Henderson, $380,000.

• Paul and Tammy Langfield — 4106 Watercress Drive, Oak Valley Homes LLC, $717,300.

Loveland • William and William Davis — 9853 Running Brook Lane, Bluegreen Investments LLC, $160,000.

• Lanny Reed — 1809 W. 10th St., Marvin N. Almquist, $235,000.

• Justin and Lois Mueller — 1502 Oak Creek Drive, Tyler and Jackie Nicholas, $239,500.

• James and Bessie McGirr — 3418 N. Colorado Ave., Eric and Marny Gustafson, $244,900.

• Leslie and Christopher Finn — 1701 Daphne Drive, Whitney C. Day, $250,000.

• Shawn Jensen — 2832 Chickaree Place SW, Jeffrey A. Fogel, $265,000.

• Barbara Babcock — 1273 Inca Dove Circle, Harold and Clarice Hansen, $274,000.

• Michael Dowd — 2024 Cheyenne Ave., Linda M. Hansen, $275,000.

• Amanda Lakey — 370 Lavastone Ave., Samantha and Samuel Carlson, $285,000.

• John and Barbara Kessler — 1611 Pinyon Court, Ramon and Jeanette Weaver, $286,000.

• Esperanza Gonzalez — 2612 Lakecrest Place, Paul Rogert, $300,000.

• Jeanette Kolkmeier — 1441 Arikaree Drive, Lorena M. Kiser, $300,000.

• Justin Masiello — 4401 Grant Ave., Todd and Wendy Larson, $309,900.

• Benjamin Sinor — 744 Monroe Ave., Pinkerton Family Trust, $313,000.

• Lee Sonneville — 336 Spring Snow Drive, Eric and Melissa Amen,

Reporter-Herald – AtHomeColorado.com

$315,000.

• Seth Bradford — 153 Riley Court, Michael J. Dixon, $321,000.

• Glenn and Marjorie Fox — 4663 Dillon Ave., Charles and Louise Doherty, $335,000.

• Keith and Marianne Baugh — 2260 Steamboat Springs St., Greg and Terri Snyder, $341,000.

• Detief and Edith Eurich — 3019 Aries Drive, Century At Millennium LLC, $342,300.

• Joe Romero — 4394 Pika Drive, Donald and Judith Yealy, $350,000.

• Charlene Mulnix — 1765 Nucla Court, Bridgewater Homes LLC, $355,000.

• Travis and Brianna Stieff — 969 Antila Ave., Brady and Elizabeth Willardson, $382,500.

• Justin and Kristina Cummings — 3162 Sedgwick Circle, Herbert and Sheila Batson, $410,000.

• Tanya Miller — 1282 Crabapple Drive, Tammy J. Brown, $425,000.

• Karyl Christopher — 3608 Peruvian Torch Drive, Glen Homes LLC, $477,300.

• Derek and Ginelle Griess — 5404 N. County Road 11C, Kooienga Living Trust, $530,000.

Windsor • Carol and Douglas Miller — 6031 Last Pointe Drive, Hammersmith Structures LLC, $228,000.

• David Steffen — 255 Pinebrook Court, Journey Homes LLC, $275,000.

• John Ertel — 2163 Montauk Lane, Unit 4, Lighthouse Point Townhomes LLC, $302,900.

• Justin Noyes — 488 Havenbrook Drive, Juan Espinoza, $317,900.

• Jeffrey Fogel — 2167 Montauk Lane, Unit 6, Lighthouse Point Townhomes, $329,000.

• Mohamed Eljaouhari — 459 Boxwood Drive, Saint Aubyn Homes LLC, $366,700.

• Nathaniel and Diane Waters — 599 Vermilion Peak Drive, Saint Aubyn Homes LLC, $407,100.

• Mario and Heather Hernandez — 2258 Stonefish Drive, Melody Homes Inc., $420,000.

• Louis Isom — 35081 Cornerstone Way, Thomas and Patty Tousignant, $576,000.

• Nicholas Lance — 8513 Cherry Blossom Drive, Haven Builders Inc., $667,000.

February 18-19, 2017

Old Town Office

source do Real Estate Northern Colora

AN EXCLUSIVE SERVICE OF THE GROUP, INC. REAL ESTATE

Northern Colorado Real Estate Source • Information is organized by community and price.

• Distributed to subscribers of the Fort Collins Coloradoan and Loveland Reporter-Herald.

• Informative market data and community information in each issue.

• Available for pick-up at over 200 distribution points throughout Northern Colorado including hotels, grocery stores, restaurants, coffee shops, and Group offices.

• Online version of publication at www.thegroupinc.com containing links to detail pages for most listings.

Starting in the mid $500,000s

Josh Sturgis 970-556-5305

Coy Wylie 970-699-9075

SUNDAY 12-2

1804 Muddy Creek Cir., Loveland - Awesome Views of Longs & Meeker Peaks & Westerdoll Lake. Beautiful finishes throughout-granite, gorgeous hardwoods, SS appliances, ceiling fans, tiled bathrooms, gas stove & fireplace. Over-sized garage. Private community trails hook up to mile of City Trails. Wakeless lake rights to 2 stunning lakes.

SATURDAY 1-3

103 S. Cleveland Ave., Loveland - Updated turn of the century 2-story home within walking distance to downtown Loveland. Re-finished hardwood floors, newer furnace, A/C, hot water heater, windows, paint and carpet. Zoned BE, ample off street parking for small business. Plus enough room to build a shop/garage. $295,000 MLS# 810518 Luke Hobbs 970-412-0390

SUNDAY 1-3

226 McLeod Court, Loveland - Well cared for 4 bed/4 bath 2 story in beautiful Cottonwood Meadows subdivision close to the trail system! Main floor w/mostly hardwood & updated kitchen w/ oak cabinets & quartz countertops. Finished garden level basement includes large rec room. Wood deck, good size yard & fruit trees!

$425,000 MLS# 808684 Ellen Lake 970-420-4309

$355,000 Brian Bogaard 970-481-5376

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AIRIE SPRAWLING PRHOME CH N RA E ws w YL ST

SATURDAY & SUNDAY 1-3

184 Bittern Dr., Johnstown - HOME IS WHERE THE HEART IS! This 2-story home has 4 beds, an impressive loft and 3 baths, plenty of room for everyone. It is located in a quiet cul-de-sac in a family-friendly community. The gourmet kitchen had granite counter tops, lots of cabinets, an eat-in kitchen & SS appliances. $410,000 MLS# 810653 Beth Buman 720-313-1162

SATURDAY 12-2

1513 Mallard Dr., Johnstown - Well cared for 2 story, w/open floor plan offers 4 bedrooms, 4 baths & 3 car garage. Main level has living room, dining area w/newer carpet, eat-in kitchen, laundry & 1/2 bath. Upstairs enjoy wonderful loft area, 3 bedrooms, master w/own full bath & walk-in closet. Basement has bedroom, bath, theater/rec room & storage area. New High efficiency furnace, A/C unit, newer water heater & blinds. Backyard fenced for outdoor fun. If you need room for everyone to have their own space look no further. $349,000 MLS# 809516 Kristi Collins 970-389-4660

TUESDAY-SATURDAY 9-5 & SUNDAY 11-5

SUNDAY 11:30-1:00

452 Routt Drive, Loveland - You’ll love the unique design and floor plan of this 3-bedroom ranch home. This home features a professionally designed finish with beautiful counter tops in the kitchen along with hardwood floors and a cityscape look to the cabinets with crown molding. Visit the model at 325 Tahoe. $402,264 MLS#809799 Kathy Beck Brandi Garifi 970-213-8475 720-291-0899

1737 Cattail Dr., Loveland - Newly updated 3 BD, 3 BA 2-story located in Cattail Pond. New laminate floors along with cozy living room fireplace, vaulted ceilings, central air conditioning & lots of natural light. Large 8,168 sq. ft. lot.

Unfinished basement for future expansion. $300,000 MLS# 811384 Brent Duggar 970-286-8122

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2621 Bluestem Willow Drive, Loveland - Wonderland homes at the lakes at centerra. Multiple luxury ranch style and 2 story homes. See completed inventory homes, under construction spec homes and a variety of available lots including lakefront homesites.

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February 18-19, 2017