The VOICE - The Home Show Issue

THE

VOICE

OF THE CONSTRUCTION INDUSTRY SINCE 1962 January 2019

INSIDE:

PROGRAM SPONSOR CLUB

CONTENTS JANUARY 2019

THE VOICE

FEATURES

is a quarterly publication of DOUG LILES, 2019 BIA PRESIDENT

1980 Lewis Turner Blvd.

Fort Walton Beach, FL 32547 Phone - 850.863.5107 Fax - 850.864.2037 www.biaow.org

Alan Baggett, Executive Vice President abaggett@biaow.org

SPECIAL SECTION 11-18 EMERALD COAST CONVENTION CENTER OKALOOSA ISLAND

Emerald Coast Marketing & Publishing A Full Service Media Sales, Creative, Graphics, Printing and Publishing Company.

4507 Furling Lane, Suite 106 Destin, FL 32541 Phone - 850.650.1014 CS@EmeraldCoastPubs.com www.ECMarketingandPublishing.com

Home Show Showcase

FEBRUARY 23 | 9 - 5 FEBRUARY 24 | 11 - 4

HOME SHOW SHOWCASE

ADVERTISERS

Jennifer Fleming Director of Marketing & Communications jgf@biaow.org Published by:

Meet the President Save the Date Alan Baggett, Executive Vice President 2019 Board Members News Makers Recognition Associate Directory

2017 19

BIA STAFF:

4 4 5 5-6 8 9 20

2018 BIA AWARD WINNERS

RECOGNITION

23 10 15 17 2 19 24 18 7,12 19 10

Beach Community Bank & Mortgage C.M. Taylor Contracting, Inc

Eglin Federal Credit Union

Emerald Coast Association of Realtors

Gulf Power Habitat for Humanity Restore Okaloosa Gas Randy Wise Homes, Inc. ResortQuest REW Materials Sequel Electrical Supply

shout OUT!

The BIA would like to give a Shout Out to the following companies for their support last quarter!

Lending Group A subsidiary of University Bank

www.biaow.org

3

MEET THE 2019 BIA PRESIDENT DOUG LILES, SOUTHERN HYBRID HOMES How long have you been in the area?

I’ve been a frequent visitor of the area since I was a baby, and have lived here for over 20 years.

What is your educational background?

I have a Bachelor of Science degree from the University of Tennessee and a Master of Combined Sciences with a specialty in Microbiology from the University of Mississippi Medical Center.

“80% of success in life is showing up. Showing up for BIA’s various events, after hours, and education seminars is important and will benefit both the BIA and your business.”

What was your first job?

When I was 14 years old, I worked for a Veterinarian and assisted in the care of animals.

Tell us about your family life.

I have five beautiful children, ages 12-39, and 4 grandchildren with a 5th on the way!

What do you like to do in your spare time?

I’m a big fan of being outdoors as much as possible. I enjoy golf, tennis, marksmanship, and spending time with family.

How has BIA membership benefited you and your business?

Being part of a group of folks with common interests and establishing meaningful connections and friendships, has brought many valuable resources to my business. Because of the abundance of contacts I’ve acquired from being a part of the BIA, the ability to get help and questions answered efficiently if an issue arises has been the biggest benefit.

What do you see as the biggest challenge that the BIA of Okaloosa-Walton Counties faces?

Apathy. 80% of success in life is showing up. Showing up for BIA’s various events, after hours, and education seminars is important and will benefit both the BIA and your business.

What is the state of the building industry in our local area?

I think it’s the best I’ve ever seen it. However, I encourage local businesses to take into mind the financial crisis of 2008, and continue to pay down debt and save for the future.

What are your goals for 2019 as the President of the BIA? My primary goal is to get more South Walton Builders involved with the BIA. One of the ways I will do that is putting together a monthly BIA Breakfast occurring on the 3rd Wednesday of every month at 9:00 AM in South Walton.

JANUARY

Calendar of Events

16 Walton County Builder Breakfast Southern Hybrid Homes Office 9:00am - 10:00am Sponsor: Ameris Bank

17 Tops’l at Center Court -8:30am –9:30am

Edsel Charles – The Current New Home Status and The Next Recession RSVP to: Burlene.Hinton@ResortQuest.com Sponsored by ResortQuest Real Estate

24 BIA Board Retreat

F E B RUA RY 19-21 International Builders Show Las Vages, NV

Save the date

20 Walton County Builder

Breakfast Southern Hybrid Homes Office 9:00am-10:00am Sponsor: Bank of England

23-24 40th Annual Home Show

Emerald Coast Convention Center

28

BIA Board and Committee Meeting Day Lunch Sponsor Needed

THE BIA IT’S GOING TO BE A GREAT YEAR!!

I can’t tell you how excited I am about what we have planned for this year.

First, let me wish each of you a peaceful and prosperous new year filled with many blessings.

The New Year always brings with it a fresh, crisp feeling, and I’m not talking about that cold northern breeze nipping at your nose and ears.

It’s like a new beginning, a new era, or a fresh start to what could become the best year ever for the BIA. I am excited about the year ahead and I am looking forward to working with our new 2019 BIA President Doug Liles (Southern Hybrid Homes). Doug brings 30+ years of experience as a general contractor and is both energetic and positive about the opportunities for the BIA and I know he will provide the leadership necessary to lead our association this year.

final plans were not completed for the event). The registration form can be found at www.biaow.org, seating is limited, so make your reservations today.

Let’s begin the New Year by congratulating the 2018 Builder of the Year Andy Wilson (Wilson Enterprises) and Associate of the Year Kenny Kilpatrick (Okaloosa Gas) on their selection for these accolades. Andy was our 2018 BIA President and the builder of the 2018 Emerald Coast Dream Home. Both Andy and Kenny are deserving of these awards due to their commitment to the BIA and the industry, and I appreciate all they do through their involvement with the association.

On a final note, make the BIA one of your new year’s resolutions, one that you keep! This is a great time to get involved in the BIA to make the most of your membership.

Committees are gearing up for the year ahead, and you can get in on the ground floor of all the goings-on at the BIA. Together we can grow this organization to new heights in terms of service and participation and have fun in the process.

Take a few minutes to call Jennifer Fleming or myself to discuss how you and your business can make the most of your INVESTMENT with the BIA.

Your BIA has great things in store for you in 2019 starting with our first general membership meeting the 2019 Economic & Housing Forecast Breakfast. This year’s breakfast is a partnership with our friends at the Emerald Coast Association of Realtors and will feature one of the best lineups of speakers we have ever had. (At the time of the writing of this article

As a member of the BIA (and those of you that are not members currently) the celebration of the New Year is an occasion for opportunity and involvement. I liken the BIA to the Chamber of Commerce of Construction and as a member we provide you with a vast number of resources in your membership toolbox. As a member, you receive the benefits and resources of three associations; The BIA, the Florida Home Builders Association (FHBA) and the National Association of Home Builders (NAHB). For those who don’t get the picture, just imagine what the construction industry and your business, would be like if the BIA didn’t exist. You would have no “VOICE” on local, state and national laws and regulations that could add thousands of dollars to your operating cost.

All the Best,

Alan Baggett Alan Baggett, Executive Vice President

2019 BIA BOARD OF DIRECTORS EXECUTIVE COMMITTEE : President Doug Liles Southern Hybrid Homes

Secretary Carmela Bell Resort Quest Real Estate

Presidential Appointment at Large Betty Sims Chelco

Immediate Past President Andy Wilson Wilson Enterprises of NW Florida, Inc.

Treasurer Scott Carpenter Better Built of NWFL

Presidential Appointment at Large Jenni Brunson Okaloosa Gas District

First Vice President Jeremy Stewart Jeremy Stewart Construction

Immediate 2nd Vice Pres.

Michelle Boerstler Hancock Bank

Presidential Appointment at Large Christine Swails Gulf Power

Second Vice President Jonny Miller Ronco Generators

2019 BOARD OF DIRECTORS

Front Row Left to Right: Scott Wagner, Carmela Bell, Michelle Boerstler, Betty Sims, Christine Swails, Doug Liles, Jerremy Whitehead, Noel Morales, Joe Nacchia, and Rick Goff Middle Row Left to Right: Carpenter, Jenni Brunson, and Kevin Reeves Back Row Left to Right: Andy Wilson, Brian Walsh, Jeremy Stewart, Jason Carducci, and Felix Beukenkamp Not in Picture: Bobby Fisher, Chris Taylor, John Dowd, Marion Ruckel-Scalicky, and Randy Wise

BOARD OF DIRECTORS Felix Beukenkamp Beukenkamp Building Group

Kevin Reeves The Legacy Cabinet Company

Jason Carducci JP Carducci, Inc.

Marion Ruckel Skalicky Ruckel Properties, Inc

John Dowd, Jr. Dowd Law Firm

Chris Taylor CM Taylor Contracting

Bobby Fisher Robert Fisher Signature Homes Rick Goff KGII Development Terry Hymel Bluewater Central Vacuum Systems Noel Morales Sherwin Williams Joe Nacchia Homes & Land of the Emerald Coast

Scott Wagner Interior Exterior Building Supply Brian Walsh Coastal Brick and Stone Jerremy Whitehead Southern Paradise Homes Randy Wise Randy Wise Homes

NEWS MAKERS THANKSGIVING FEAST AT HARBOR DOCKS

A NEW HOME FOR THE HOLIDAYS LOGO HAPPENINGS Welcome Home for the Holidays toHABITAT the Holman Family; Shawna and her girls moved into their new Habitat Home A New Home for the Holidays in October, just in time to get all settled for Christmas. They have been cooking and peacefully listening to Christmas music, and patiently waiting for Santa this year without worrying about the troubles they were facing last year.

INGS

Thanksgiving Day, November 22, at Harbor Docks was a success; over 2500 meals were served and over $23,000 in donations were received. Charles Morgan, owner of Harbor Docks Destin has been donating the food and the use of his restaurant for 24 years. All donations benefit Okaloosa Habitat and Destin Harvest. The American Lunch Food Truck, owned by Chatham Morgan, provided 526 TO-GO meals during the event.

Welcome Home for the Holidays to the Holman Family; Shawna and her girls moved into their new Habitat Home in October, just in time to get all settled for Christmas. They have been cooking and peacefully listening to Christmas music, and patiently waiting for Santa this year without worrying about the troubles they were facing last year.

American Lunch serves free lunches around the community throughout the year; local restaurants donate a portion of their revenue to support this ongoing initiative to feed those in need a delicious, healthy lunch.

EMERALD COAST DREAM HOME HOLIDAY OPEN HOUSE

mily; Shawna and her girls moved into their new tled for Christmas. They have been cooking and ntly waiting for Santa this year without worrying about

RECOGNITION 2018 ASSOCIATE AND BUILDER OF THE YEAR On December 6th, the BIA announced the winners of the 2018 Associate and Builder of the Year.

Our Associate of the Year is Kenny Kilpatrick with Okaloosa Gas. Kenny has been instrumental in assisting the BIA with our Charity Nail Drivers’ Golf Tournament and our Mike Josey Memorial Sporting Clay Tournament. Kenny is always there to lend a hand when we need it in assisting to make our events a huge success!

Our Builder of the Year is Andy Wilson with Wilson Enterprises of NW Florida, Inc. Andy was our 2018 President and the builder of the 2018 Emerald Coast Dream Home.

Andy was also influential in the creation of our online video series, BUILD with the BIA that averages around 10,000 views per week!

BIA EDUCATION COMMITTEE

The BIA is forming an Education Committee that will meet to discuss the education needs of our members as well as discuss the formation of local Future Builders of America chapters. Randy Wise, with Randy Wise Homes is the chairman of this new committee and is committed to assisting our industry in its educational needs. If you’re interested in joining our committee, please contact Alan Baggett at abaggett@biaow.org or call him at 850-863-5107.

A NEW LIFE FOR A LOCAL HERO

Congratulations to Kenny and Andy and thank you both for your continued support of the BIA!

A new home on Sunset Cove in Bluewater Bay, designed to specifically accommodate wounded warrior, Army Green Beret Staff Sergeant Bobby Dove, was presented to Sgt. Dove, his wife and family by the Gary Sinise Foundation’s R.I.S.E. Program on December 5th.

Sgt. Bobby Dove, who served with the Army’s 7th Special Forces Group at Eglin Air Force Base until his retirement in 2014, lost most of his right leg and right arm to an IED explosion in Afghanistan six years ago. Sgt. Dove will now have a home to not only meet his needs but improve his and his family’s quality of life.

Numerous people and businesses involved in the building of the Dove home, including local Home Depot manager Jaime San Miguel and project contractor Jennifer Jones of Compass Builders of Florida, welcomed the Doves to their new home.

THANK YOU A huge Thank You to ERA American Real Estate, Gloria Frazier and Team, for sponsoring our BUILD with the BIA video series and helping us launch this wonderful project! With an average of almost 10,000 views per video, we’re all working to educate the community one video at a time! Thank you, Thank you, Thank you!

The Gary Sinise foundation builds eight to ten homes for veterans each year with the help of national sponsors and local contractors. The Dove’s new home is one of 70 homes already provided to veterans through the R.I.S.E. program.

Chris M. Taylor - President & Builder 85 Garnet Place Destin, FL 32541

850.830.3305

Chris@CMTaylorContracting.com

CMTaylorContracting.com A Part of the Construction Industry Since 1988 www.nahb.org

CBC1253010 - Licensed & Insured

10

The Voice | January 2019

FEBRUARY 23 | 9 - 5 FEBRUARY 24 | 11 - 4

2017 19

EMERALD COAST CONVENTION CENTER OKALOOSA ISLAND

AN EVENT

FOR THE WHOLE FAMILY Be sure to stop by the Okaloosa $aves table to vote for your favorite piggy bank. Youth bank entry winners will be announced on February 23rd and will receive cash awards.

The 40th annual BIA Home Show will be held at the Emerald Coast Convention Center on the Okaloosa Island on Saturday February 23rd from 9:00am-5:00pm and Sunday February 24th from 11:00am-4:00pm.

The Home Show features indoor exhibit booths filled with information on products and services for those who plan to build new homes or wish to remodel or even just “spruce up” their current homes. Last year’s Home Show had over 2,000 attendees over the two-day event!

Spend the whole day at our show with your family! Informational seminars and tons of booths to view are just some of the things you can do at the 2019 Home Show.

Our popular informational seminars include seminars on lawn care, remodeling ideas, crime prevention, and more. Our informational seminars are a great way to learn about products and services offered by our local builders and associates.

Advance tickets for the event can be purchased for $2.00 at any Eglin Federal Credit Union branch locations beginning in February. You can also buy your tickets at the door for $5.00. Children 12 and under are admitted free when accompanied by an adult. Those attendees with military IDs receive $1.00 off of your ticket price at the door. The monies earned by the tickets sold for the event, is used for the BIA’s community affairs projects as well as our scholarship funds.

This year, Okaloosa $aves will be at the BIA Home Show on Saturday February 23rd to display their Piggy Bank contest entries for public judging. In addition, Okaloosa $aves will be signing up Savers for prize drawings, and to receive copies of the America Saves newsletters and other offers from Okaloosa $aves throughout the year.

Okaloosa $aves is a coalition of volunteers in Okaloosa County under the national America Saves program in conjunction with the University of Florida/IFAS Extension, with a mission to encourage individuals to build wealth and reduce debt. Okaloosa $aves provides free financial information, educational programs, and many other events.

This year we have partnered with the Emerald Coast Association of Realtors (ECAR) for our Home Show to offer a larger variety of vendors and seminars for all of your home buying and remodeling needs.

You don’t have to be a member of the BIA to become a vendor in our event. Check out our website, www.biaow.org for the official rules and entry form.

or hing f Somet Room Every

Gulf Power

Overhead Door & Garage

ERA Real Estat

REAL ESTATE

At Home 700 Contractors

Blue 101 Haven

701

404

Home Depot

Alpha 406 Closets

ADT

Acorn 703 Homes

8.1 ft

Scentsy

Legacy Cabinets

Room Entrance Room Entrance

Room Entrance

Room Entrance

Majors Home Improv.

Eglin Federal Credit Union

Casey Electric

Oka. Co. 410 Master Gardeners

411

A-

Gordan Air

Alpha 210 Found

Defined Interiors

Decor Edge

Coldwell Banker

A-Team K&B

211 Prof.

Reg. A-

Dept. of

A-

SunFarm CTG CTG.Realjoy A-311 Improv.

Improv.

Real Estate Energy

OCMG

Advanced Mutual Promotions

JACKED WITH JERI

ELECTRIC INC.

A Decorative Edge

Kitchen & Bath Center

Okaloosa Gas

Doodlebuggers

405

Ronco Generator

Paradise Closets

Promotions

Advanced Mutual

Bluewater Seaside ERA Premium 102 103 CabinetsBay Real Est. Gener.

203

Advanced Concrete

403 Dept. of 303 Agric.

Jacked 402 w/Jeri

EcoView Windows

Waltz Cabine

313

413

Sequel 315 Electric

415

Compass Gatlin LumberSolar 114

Dept. of Bus.713 & Prof.

Regul.

Wisco Pen Electric

Kitchen Craft

314

414

GARDENERS

OKALOOSA COUNTY MASTER

Hometown Contractors

Gatlin Resort 112 Lumber Quest

Sherwin Ok. Co. 213Off 212 Sheriff Williams

312

Cox 412 Pools

DO NOT SELL DO NOT SELL DO NOT SELL DO NOT SELL Kitchen & Bath

Sears Home

1st Choice Home Improvements

316

416

EMERALD COAST DREAM HOME

Linene Woods Crestview $529,900 The Emerald Coast Dream Home boasts 3,000 square feet of living space.

The split layout with 4 bedrooms and 2 1/2 baths, plus a study, is sure to please most modern families. This Okaloosa Gas powered home features a total of eight gas appliances!

Character abounds inside with a brick fireplace, columns, exposed beams, shiplap highlight walls, and detailed trim work. Technology is definitely packed into this home as well with many smart features throughout the house. The three-car garage is 900 square feet and 29 feet deep to accommodate a large truck or SUV. For more information on this home, please call Coldwell Banker agents Lisa Fechner at 850-714-3090 or Tanya Rivera at 850-376-0108. The Emerald Coast Dream Home Preferred Lender is Leida Bilby with First Florida Bank. Leida can be reached at 850-865-0488. This home is available now!

Thanks again to all of our sponsors of the Emerald Coast Dream home and to ERA American Real Estate for sponsoring our BUILD video series.

Also, thanks to Get the Coast for the photos.

We couldn’t have done it without you all!

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Drywall | Metal Studs | Acoustical Insulation | Roofing | Stucco

Bill Batting

850-678-0010 office 850-259-7756 cell bbatting@rewmaterials.com www.rewmaterials.com REW Materials 8040 N. Palafox Street Pensacola, FL 32534 www.biaow.org

19

ASSOCIATE MEMBERS ACCOUNTING / BOOKKEEPING Saltmarsh, Cleaveland & Gund, CPAs (850) 243-6713

CCB Community Bank (850) 543-1728

Kitchen Design Innovations, Inc. (404) 229-8187

Fort Walton Concrete, Inc. (850) 256-4112

Warren Averett, LLC (850) 244-5121

Centennial Bank (850) 269-6358

Kitchen Design Innovations, Inc. (404) 229-8187

Ready Mix USA (850) 596-5829

Community Bank, Mississippi (850) 423-1536

Linn's Prestige Kitchens (850) 862-6822

Eglin Federal Credit Union (850) 862-0111

Pinnacle Cabinets & Closets, LLC (850) 477-5402

First City Bank (850) 244-5151

The Legacy Cabinet Company (850) 729-5901

First Florida Bank (850) 865-0488

Wes Norton Construction, LLC (850) 974-0940

ADVERTISING Accent Signs (850) 729-7446 Homes & Land of the Emerald Coast (850) 650-1014 Lamar Advertising (850) 862-4343 The Petermann Agency (850) 243-5315 WEAR-ABC Channel 3 Television (850) 699-8438 AIR CONDITIONING / HEATING Advanced A/C & Heating (850) 244-3757 Air Care Air Conditioning & Heating, Inc. (850) 682-1883 Four Seasons Air Conditioning (850) 243-2655 Gordon Air Conditioning & Associates (850) 682-5214 Jordan Air Enterprises, Inc. (850) 678-2313 Kool Breeze of N.W. Florida, Inc. (850) 939-3325 One Hour Air Conditioning & Heating (850) 678-0021

Hancock Bank (850) 684-5073 loanDepot (850) 865-5359 MidSouth Bank (850) 586-7757 Mortgage One of the South (850) 796-2100 Suntrust Mortgage (850) 714-5111 Synovus (850) 729-5560

Renovation Flooring (850) 460-7295

Trustmark National Bank (850) 622-2926 Waterstone Mortgage Corporation (850) 362-6901 BATH REMODEL Bath Fitter (850) 429-1777 Kitchen and Bath Center (850) 275-3100

Four Seasons Air Conditioning (850) 243-2655

BATHTUB REFINISHING & REPAIR Bath Fitter (850) 429-1777

APPLIANCES - Sales / Repairs Ferguson Enterprises (850) 269-1993 Linn's Prestige Kitchens (850) 862-6822 ARCHITECT / HOME DESIGN / BLUEPRINTS B. Design of Destin, Inc. (850) 650-8221 CartoBlue (850) 838-4675 ATTORNEYS Dowd Law Firm, P.A. (850) 650-2202 AUDIO/VISUAL Sound Decision, LLC (850) 376-6095 AUTOMOTIVE Step One Automotive Group (850) 244-7611 BANKING / FINANCE BB & T (850) 460-3080 Beach Community Mortgage (850) 315-4100

20

The Voice | JANUARY 2019

CARPENTRY Wes Norton Construction, LLC (850) 974-0940 CARPETING / FLOORING Destin Flooring America (850) 650-8511

AIR QUALITY Bluewater Central Vacuum Systems (850) 420-6416

Gordon Air Conditioning & Associates (850) 682-5214

CAR SALES Step One Automotive Group (850) 244-7611

BLUEPRINTS HD Drafting & Design (850) 939-3837 BRICKS - MASONRY / Contractors / Suppliers Coastal Brick and Stone, LLC (850) 729-2742 Keego Clay Products (850) 664-2253 BUILDING MATERIALS Builders FirstSource (850) 835-1711 Crestview Wholesale Bldg. Supply, Inc. (850) 682-5624 Gatlin Lumber & Supply Co. (850) 243-9102 Interior Exterior Building Supply (850) 517-1167 Navarre Lumber & Supply, Inc. (850) 939-2550 Rew Materials (850) 471-6291 CABINETS - SALES / INSTALLATIONS A-Team Kitchen and Bath Group (850) 279-3058 Kitchen and Bath Center (850) 275-3100

CATERING LesGo Personal Chef Services (850) 862-7379 CIVIC ORGANIZATIONS Better Business Bureau of Northwest Florida (850) 429-0002 CareerSource Okaloosa Walton (850) 651-2315 Crestview Area Chamber of Commerce (850) 682-3212 Destin Chamber of Commerce (850) 837-6241 Economic Development Council (850) 362-6467 Florida Dept. of Business & Professional Regulation (850) 217-8986

COUNTERTOPS Glass Recycled Surfaces (404) 859-9583 The Granite Guy, LLC (850) 305-3842 World Stone and Design, LLC (850) 235-0399 DECKING Harris Fence Installation, Inc. (850) 537-6169 DEVELOPERS Ruckel Properties, Inc. (850) 678-2223 DOORS / MILLWORK / WINDOWS Builders Specialties Supply, Inc. (850) 433-3063 Gatlin Lumber & Supply Co. (850) 243-9102 Majors Home Improvement, Inc. (850) 983-2899 New View Windows and Doors, Inc. (850) 231-1689 Smith Building Specialties (850) 785-4900 Southeastern Sash & Door (850) 664-5252 Southern Windows and Doors (850) 520-5885 DRYWALL - Contractors / Suppliers Rew Materials (850) 471-6291 DUMPSTERS Johnny on the Spot Toilet Rentals, Inc. (850) 682-4877

Greater FWB Chamber of Commerce (850) 244-8191

EDUCATIONAL INSTITUTIONS Emerald Coast Technical College (850) 892-1241

Habitat For Humanity of Walton County, Inc. (850) 880-6108

Northwest Florida State College (850) 729-6051

Niceville Valparaiso Chamber (850) 678-2323 Okaloosa Habitat for Humanity (850) 315-0025 Walton Area Chamber of Commerce (850) 267-0683 CLEANING - RESIDENTIAL / COMMERCIAL Accurate Painting of NWFL, Inc. (850) 279-6959 CLOSETS / STORAGE SYSTEMS Paradise Closets and Storage, LLC (850) 217-4357

ELECTRICAL CONTRACTORS Casey Electric, Inc. (850) 682-3037 Richardson Enterprises (850) 678-2584 Ronco Generators (850) 837-7979 Wisco Pen Electric, LLC (850) 243-9617 ELECTRICAL SUPPLY Sequel Electrical Supply, LLC. (850) 664-0121

Pinnacle Cabinets & Closets, LLC (850) 477-5402

EMPLOYEE BENEFITS Legacy Insurance (850) 682-2519

CONCRETE - CONTRACTORS / SUPPLIERS Advanced Concrete Supply, Inc. (850) 301-0306

ENERGY EFFICIENCY Relevant Energy Solutions (850) 999-4929

ASSOCIATE MEMBERS ENGINEERS - CIVIL / CONSTRUCTION / CONSULTANTS Anderson Engineering (850) 714-8100 Westerra Development, Inc. (850) 682-6321 FENCING - MATERIALS / INSTALLATIONS Harris Fence Installation, Inc. (850) 537-6169 Quality Lawnworks of NWF, Inc. (850) 460-6979 FIBER CEMENT SIDING James Hardie Building Supply (850) 398-7307

Wisco Pen Electric, LLC (850) 243-9617

KITCHEN & BATHS A-Team Kitchen and Bath Group (850) 279-3058

GRANITE Kitchen and Bath Center (850) 275-3100

At Home Contracting, Inc. (850) 650-4663

The Granite Guy, LLC (850) 305-3842

Kitchen Design Innovations, Inc. (404) 229-8187

World Stone and Design, LLC (850) 235-0399 HOME DESIGN HD Drafting & Design (850) 939-3837

Linn's Prestige Kitchens (850) 862-6822 WinSupply-Bath & Kitchen Idea Center (850) 863-8619

Westerra Development, Inc. (850) 682-6321

LAND CLEARING / EXCAVATION Baker's Construction Service, LLC (850) 333-9555

FILL DIRT / SAND Ready Mix USA (850) 596-5829

HOME STAGING Design & Dwell Homes, LLC (850) 533-1843

LANDSCAPE ARCHITECTURE GLE Outdoor Designers (850) 758-6152

FINANCIAL SERVICES Hurley Investments, LLC (901) 870-7187

HVAC Advanced A/C & Heating (850) 244-3757

Wyscape Landscape Contractors (850) 279-6384

The Petermann Agency (850) 243-5315 METAL ROOFING Destin Roofing, Inc. (850) 837-2645 Specialty Roofers, Inc. (850) 974-7663 NEWSPAPERS Northwest Florida Daily News (850) 315-4301 OFFICE EQUIPMENT / COPIERS / PRINTERS CPC Office Technologies (850) 243-2679 OUTDOOR KITCHENS Doodlebuggers Service Network (850) 243-0154 OUTDOOR PRODUCTS Hearth & Fireplace Creations (850) 729-1234

Air Care Air Conditioning & Heating, Inc. (850) 682-1883

LANDSCAPE DESIGNER GLE Outdoor Designers (850) 758-6152

INSPECTIONS (CONSTRUCTION) Professional Inspection Enterprises (850) 830-0127

LANDSCAPING - FERTILIZATION Advanced Lawn Control, Inc. (850) 864-5178

Keego Clay Products (850) 664-2253

INSULATION - FOAM / OTHER Coastal Insulation (850) 302-0000

LANDSCAPING & IRRIGATION Quality Lawnworks of NWF, Inc. (850) 460-6979

S&S Painting of Northwest Florida (850) 862-2000

FLOORING Advanced Concrete Supply, Inc. (850) 301-0306

Gulf Coast Insulation, LLC (850) 685-9709

Wyscape Landscape Contractors (850) 279-6384

PAINTING SUPPLIES Sherwin Williams (850) 420-2795

NWFL Insulation (850) 665-4256

LENDING / MORTGAGE / HOME FINANCING BB & T (850) 460-3080

PEST CONTROL Advanced Lawn Control, Inc. (850) 864-5178

INSURANCE / BONDING Acentria Insurance (850) 650-1950

Beach Community Mortgage (850) 315-4100

FIREPLACES - SALES / INSTALLATIONS Doodlebuggers Service Network (850) 243-0154 Hearth & Fireplace Creations (850) 729-1234

Destin Flooring America (850) 650-8511 Kitchen and Bath Center (850) 275-3100 Niceville Tile Company, LLC (850) 389-3036 Renovation Flooring (850) 460-7295 FRAMING CONTRACTORS Emerald Coast Structures, Inc. (850) 687-1297 FURNITURE - Indoor / Outdoor Lighting Etc. (850) 249-6834 GARAGE DOORS Coastal Insulation (850) 302-0000 Overhead Door Company of NW FL (850) 269-1066 GAS PIPE INSTALLER Faith Mechanical, Inc. (850) 689-4770

iFoam (850) 226-4184

Fisher-Brown Insurance (850) 982-7300 Insurance Claims 911 (850) 684-4794 Legacy Insurance (850) 682-2519 Niceville Insurance Agency (850) 729-2131 Norton Insurance of Florida (850) 244-1574 The Campbell Agency Work Comp Specialists (850) 234-3197 INTERIOR DESIGN / DECORATING Sugar Beach Interiors (850) 837-5157

Okaloosa Gas District (850) 729-4724

INVESTMENTS Hurley Investments, LLC (901) 870-7187

GENERATORS Bluewater Bay Generators of NW FL, Inc. (850) 499-8296

LPL Financial Services (850) 398-8188

Casey Electric, Inc. (850) 682-3037

IRRIGATION / FERTIGATION GPL Landscaping (850) 424-6701

Ronco Generators (850) 837-7979

Centennial Bank (850) 269-6358 Community Bank Mississippi (850) 423-1536 Eglin Federal Credit Union (850) 862-0111 First City Bank (850) 244-5151 Hancock Bank (850) 684-5073 Mortgage One of the South (850) 796-2100 Suntrust Mortgage (850) 714-5111 University Lending Group (850) 586-7070

PAINTING CONTRACTORS Accurate Painting of NWFL, Inc. (850) 279-6959 Cool Cote (864) 641-5196

Arrow Exterminators, Inc. (850) 862-3631 Southland Pest Service, Inc (850) 862-1544 PLUMBING - CONTRACTORS / SUPPLIERS Faith Mechanical, Inc. (850) 689-4770 Ferguson Enterprises (850) 269-1993 Royce Plumbing (850) 699-1511 POOLS / HOT TUBS / SPAS Blue Haven Pools on the Gulf, LLC (850) 932-2600 Cox Pools (850) 235-7957

Waterstone Mortgage Corporation (850) 362-6901

PORTABLE TOILETS Johnny on the Spot Toilet Rentals, Inc. (850) 682-4877

LIGHTING Lighting Etc. (850) 249-6834

PROMOTIONAL / ADVERTISING Homes & Land of the Emerald Coast (850) 650-1014

LUMBER WHOLESALE Klumb Forest Products (850) 341-9039 MARKETING CartoBlue (850) 838-4675

The Trophy Center, Inc. (850) 862-8413 PUBLIC ADJUSTERS Insurance Claims 911 (850) 684-4794

ASSOCIATE MEMBERS PUBLISHING Homes & Land of the Emerald Coast (850) 650-1014 REAL ESTATE SERVICES / HOUSING DATA 30a Local Properties (469) 734-7183 Coldwell Banker Residential RE (850) 902-0151 Emerald Coast Association of Realtors (850) 243-6145 Engel & Volkers Destin (850) 502-8997 ERA American Real Estate (850) 865-1207 ERA American Real Estate (850) 651-2454 First National Land Title (850) 862-2143

John G. Gordon Roofing, LLC (850) 830-4961 Specialty Roofers, Inc. (850) 974-7663

Southland Utility Services (850) 333-9405

Hometown Contractors, Inc. (850) 995-9947

VACUUM SYSTEMS (Central) Bluewater Central Vacuum Systems (850) 420-6416

SECURITY - LOCKS/SAFES/ SYSTEMS Sound Decision, LLC (850) 376-6095

VINYL SIDING Hallmark Distributors, Inc. (850) 863-3280

SHELVING Paradise Closets and Storage, LLC (850) 217-4357

Keller Williams Realty Emerald Coast (850) 225-3381 Lea Goes Coastal (850) 699-0517

James Hardie Building Supply (850) 398-7307

PowerHouse Real Estate Group (850) 259-3886

SIGNS Accent Signs (850) 729-7446

Ruckel Properties, Inc. (850) 678-2223 REFRIGERATION Jordan Air Enterprises, Inc. (850) 678-2313 REMODELING / IMPROVEMENTS 1st Choice Home Improvements (850) 476-8887 A-Team Kitchen and Bath Group (850) 279-3058 At Home Contracting, Inc. (850) 650-4663 Cox Pools (850) 235-7957 Kitchen and Bath Center (850) 275-3100 Linn's Prestige Kitchens (850) 862-6822 The Legacy Cabinet Company (850) 729-5901 RENEWABLE ENERGY SOLUTIONS Jordan Air Enterprises, Inc. (850) 678-2313 RETAIL Crestview Wholesale Bldg. Supply, Inc. (850) 682-5624 WinSupply - Bath & Kitchen Idea Center (850) 863-8619 ROOFING - CONTRACTORS / SUPPLIERS Destin Roofing, Inc. (850) 837-2645

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The Voice | JANUARY 2019

Okaloosa Gas District (850) 729-4724

SCREENS / FLORIDA ROOMS At Home Contracting, Inc. (850) 650-4663

SIDING - CONTRACTORS / SUPPLIERS Hallmark Distributors, Inc. (850) 863-3280

ResortQuest Real Estate (850) 837-3700

Gulf Power Company (850) 244-4733

The Trophy Center, Inc. (850) 862-8413 STORM PROTECTION PRODUCTS Hometown Contractors, Inc. (850) 995-9947 SYNTHETIC GRASS ForeverLawn Emerald Coast (850) 812-3388 TELEVISION STATION WEAR-ABC Channel 3 Television (850) 699-8438 TILE - Sales / Installation Niceville Tile Company, LLC (850) 389-3036 TREE SERVICE Diven Tree Services (850) 217-4165 TRUSSES - FLOORING / STEEL / WALLS Builders FirstSource (850) 835-1711 TUB to SHOWER CONVERSIONS Kitchen and Bath Center (850) 275-3100 UNDERGROUND UTILITIES & EXCAVATION Gulf Power Company (850) 244-4733 Southland Utility Services (850) 333-9405 UTILITIES CHELCO (850) 892-2111

WATERPROOFING John G. Gordon Roofing, LLC (850) 830-4961 WINDOW TINTING / REPLACEMENT / TREATMENTS New View Windows and Doors, Inc. (850) 231-1689 Overhead Door Company of NW FL (850) 269-1066 Southern Windows and Doors (850) 520-5885 WORKER'S COMP SPECIALIST The Campbell Agency Work Comp Specialists (850) 234-3197

WELCOME new MEMBERS Defined Interiors, Inc. Associate Member Molly Jackson-Riley, (850) 934-7776 Sponsor: Andy Wilson, Wilson Enterprises of NWFL, Inc.

Niceville Tile Company Associate Member Dorin Pop, (850) 389-3036 Sponsor: Andy Wilson, Wilson Enterprises of NWFL, Inc.

Elite Construction and Electrical, Inc. Builder Member Scott Helt, (850) 423-1125 Sponsor: Alan Paul, Alan Paul Construction

Southern Windows and Doors Associate Member Phillip Currid, (850) 520-5885 Sponsor: Andy Wilson, Wilson Enterprises of NWFL, Inc.

James Hardie Building Supply Associate Member Ashley Lyttle, (850) 398-7307 Sponsor: Scott Carpenter, BetterBuilt of NW Florida Liberty National - Sherri Young Agencies Associate Member Angela Tucker-McDaniel, (334) 347-4544 Sponsor: Andy Wilson, Wilson Enterprises of NWFL, Inc.

Sound Decision, LLC Associate Member Steven Simpson, (850) 376-6095 Sponsor: Bobby Fisher, Robert Fisher Signature Homes

5 EASY STEPS TO HOME OWNERSHIP

EVERYTHING LOCAL START TO FINISH! PRE-QUALIFICATION

Start with a complementary pre-qualification and see what price range of home you would qualify for.

LOCAL APPLICATION

Once you have settled on your choice of home, we’ll walk you through the application process.

LOCAL PROCESSING

Once your loan request is submitted, all processing activities are conducted locally.

LOCAL UNDERWRITING

When your loan is ready, it’s not packaged and sent out of State. Our staff of Local Underwriters will review your file.

LOCAL CLOSING

Once your file receives an approval, our local closing department works directly with your title company to prepare for your closing.

ONE TIME CLOSE! CONSTRUCTION-PERM VA & Conventional

Whether you are a First Time Homebuyer, wanting to step up and build a custom home, or need to refinance to remodel the home you are currently in, we can help you get there.

We can help make your dream a reality!

17 SE Eglin Parkway • Fort Walton Beach, FL 32548 850.244.9900 or 1.866.362.3224 33 West Garden Street • Pensacola, FL 32502 850.202.9900 or 1.877.962.3224 www.beachcommunitybank.com NMLS Lic No.#408594

11 Racetrack Road NE • Fort Walton Beach, FL 32547 850.315.4100 or 1.888.864.2946 7828 North Davis Highway • Pensacola, FL 32514 850.475.7840 www.beachcommunitymortgage.com NMLS Lic No. 907332

FINANCING: VA • Conventional • FHA • Rural Housing • Construction–Permanent • Portfolio • Lot and Renovation