The VOICE - of the Building Industry Association of Okaloosa and Walton Counties

THE

VOICE

OF THE CONSTRUCTION INDUSTRY SINCE 1962 Q1/2 2021

nnual 10th A Memorial y Josey Mike orting Clat Sp amen rn u To

10th Annual Mike Josey Memorial Sporting Clay Tournament PROGRAM SPONSOR CLUB

2

The Voice | Q1/2 2021

CONTENTS Q1/2 2021

THE VOICE

is a quarterly publication of

FEATURES

5 EVP Letter 5

4 2021 BIA PRESIDENT, RICK GOFF

BIA STAFF: Alan Baggett, Executive Vice President abaggett@biaow.org Jennifer Fleming Director of Marketing & Communications jgf@biaow.org

41 Years Celebrating

12 Applause! 2020 Emerald Coast Dream Home

®

A Full Service Media Sales, Creative, Graphics, Printing and Publishing Company.

13 NAHB-Housing Update

ce

of Excellen

15 Associate Member Directory

5 IMPORTANT DATES!

ADVERTISERS

7 C.M. Taylor Contracting, Inc.

7 Coastal Brick & Stone 19 Emerald Coast Association of Realtors 9 Habitat for Humanity Okaloosa Restore

nual l 10th AnMemoria y Josey Mike orting Clat Sp amen Tourn

20 Okaloosa Gas 12 REW Materials

Published by:

Emerald Coast Marketing & Publishing LLC

8 News Makers 9 Mike Josey Memorial Sporting Clay

1

HOM

Save the Date

6 2021 Board of Directors

ParadeEoSf 202

1980 Lewis Turner Blvd.

Fort Walton Beach, FL 32547 Phone - 850.863.5107 Fax - 850.864.2037 www.biaow.org

4 President Message

2 Veterans Lending Group

9-11 MEMORIAL SPORTING CLAY TOURNAMENT

shout

OUT!

The BIA would like to give a Shout Out to the following companies for their support last quarter!

4507 Furling Lane, Suite 106 Destin, FL 32541 850.650.1014 CS@EmeraldCoastPubs.com ECMarketingandPublishing.com www.biaow.org

3

2021 BIA PRESIDENT RICK GOFF, KGII DEVELOPMENT “Homes of Distinction” “I’m Back!!!”

Seems strange to be writing the Presidents article again, last time I wrote this article was when I was your BIA President in 2000. For those of you who don’t know me, I am Rick Goff, president of KGII Development “Homes of Distinction” based out of Crestview. I am married to my wife Susan, have two daughters Karen and Kristina, and are blessed with four wonderful grandchildren. I started my journey with the Building Industry Association in 1993, just after I earned my contractor’s license. I have been a member of the BIA for over 25 years, having served as a state director, governmental affairs member, and Political Action Committee member for the Florida Home Builders Association, as well as my last 5 ½ years on the Florida Building Commission. Basically. I’m an Oldie, but a Goodie!!!

Let’s Build the American Dream...

Together!

Now a little bit about the BIA. The Building Industry Association of Okaloosa – Walton Counties was chartered in 1962 and represents interest of the building and remodeling industry in Okaloosa and Walton Counties. The BIA is comprised of many hardworking, local corporate members representing the construction industry. We empower our members through networking, information, political action, and various services while promoting an environment that supports the construction industry and the concepts of home ownership for all desiring to be a part of the American Dream.

In these unprecedented times, as we continue our recovery from the aftermath of last year’s hurricane season and the effects of the COVID-19 pandemic, we have all come to realize the importance of family, friends, neighbors and loved ones. My goal this year is to bring value to our BIA family. I want you as a member of the BIA to spread the benefits of membership and continue to help the association grow. In addition, renew your membership when asked annually and finally get involved. The BIA is a membership driven association and we need and want your support. I’m sure there is a committee or task force for you to be a part of.

Throughout the year we hold many great events, like the upcoming Mike Josey Memorial Scholarship Sporting Clay tournament on March 20th, which supports our student scholarship programs. We currently have over a thousand students in Okaloosa County attending various forms of learning the construction trades.

In addition to this, all of our members are receiving some great benefits through the Florida Association of Home Builders as well as the National Association of Home Builders! If you are not a current member, we invite you to join us! If you were a member at one time and would like to renew your membership, now is the time! Call Alan or Jennifer at 850-863-5107 or send us an email for more information.

Join today and be a part of a great group of people building our community! Let’s Build the American Dream...Together!

I look forward to you being an active part of the BIA family and as important, it is a distinct honor and a privilege for me to serve you for another year in our history book.

Sincerely,

Rick Goff Rick Goff 2021 BIA President

Welcome new BIA Members

ROCKY BAYOU COUNTRY CLUB, Associate Member Sandy North, (850) 678-3270

30A LUXURY VACATIONS, Associate Member Chris Gifford, (850) 745-2951

RELEVANT ENERGY SOLUTIONS, LLC, Associate Member Gene Cebulski, (850) 999-4929

EMERALD BAY PLUMBING, Associate Member Amy Walsh, (850) 837-1979

THE HONEY DO SERVICE, INC., Builder Member David Kuenzel, (850) 226-8551

OKALOOSA TECHNICAL COLLEGE, Associate Member Jon Williams, (850) 833-3500

IVANCO, INC., Associate Member Ivan Linn, (850) 862-9001

CLAIMOLOGY, Associate Member Matthew Vanderford, (850) 684-4794

SEAGROVE GLASS, Associate Member Alex Richards, (850) 231-5450

DUNLAP & SHIPMAN, P.A., Associate Member Ashley Rogers, (850) 231-3315

TELFORD REYNOLDS ELECTRIC, INC, Builder Member Kala Whitman, (850) 769-5800

THE BIA ALAN BAGGETT, EXECUTIVE VICE PRESIDENT Let’s be honest, 2021 hasn’t started out like we had hoped. As we started back to work after the holidays, we quickly realized that COVID-19 had not gone away. Because of this, our industry started to see the increasing effect of what the pandemic has and is doing to our way of living.

Building material costs continue to rise, OSB plywood alone cost five times more than this same time last year. Windows, doors, appliances are taking from six to eight weeks all the way to twenty-four weeks to arrive. Inaccurate appraisals remain a major obstacle to the housing recovery, flawed appraisals are harming new home values and impeding sales in many markets because they do not accurately reflect the value of the home.

So let’s discuss some of the challenges and what options you may have.

Did you know that as a member of the BIA you have access to a wealth of information and benefits to help? You are a member of the Florida Home Builders Association and the National Home Builders Association located in Washington DC. If you are a builder or remodeler make sure you have signed up and are using the builder rebate program, FHBA Member Rebate Program (hbarebates.com).

The Builder Rebate Program is a FREE member benefit to builder and remodeler members of the BIA. There are currently over 50 of the country’s leading Manufacturer Brands participating in the Member Rebate Program offering the same rebates as the “Top-5 Builders” receive regardless of your volume. We have members that receive quarterly rebate checks that save their bottom line, hundreds and in some cases thousands of dollars annually.

As a member you have access to more than twenty model contracts, construction contracts, escalation clauses, lien law, draw schedules and many more. Each of the model contracts is available in a word document making it easy for you to customize, like adding your logo and verbiage.

BTW – access to the model contracts is FREE. The 7th edition of the Florida Building Code was implemented on January 1, 2021. We are pleased to share that we are bringing to our members FIVE identical online continuing education seminars focused on the new Florida Building Code. These seminars are FREE to members and include seven continuing education credits.

Gain full access to critical updates in the 7th Edition (2020) of the Florida Building Code. Including how the updates originated and the real-world application of changes in – Building, Residential, and Existing Building – all in a single, easy-to-use resource.

Significant Changes to the 7th Edition (2020) Florida Building Code: Building Residential” provides a comprehensive analysis and delivers key insights into the implications of the updates. Each change analysis features the affected code sections and identifies the change as newly added text, a modification/clarification of the existing language, or deleted text. Accompanying each change is a photograph and detailed illustration/example to enhance reader understanding. The book’s attention to detail, organization, and thorough (yet concise) coverage all make it an ideal tool for transitioning from the 6th Edition (2017) to the 7th Edition (2020). This book is offered to you by the Florida Home Builders Association at the low price of $55 (+Shipping & Handling).

Your BIA has access to hundreds of industry professionals and resources.

Contact us with your needs, it is our pleasure to help our members.

All the best,

Alan Baggett

Alan Baggett

Calendar of Events

MARCH

MARCH 20TH 10th Annual Mike Josey Memorial Sporting Clay Tournament Southern Tactical Range – Holt

JULY

JULY 5TH BIA Office Closed for Independence Day JULY 15-16 SEBC

Save the Dates

MARCH 23RD FHBA CEU Class

APRIL

APRIL 22ND FHBA CEU Class

MAY

MAY 18TH FHBA CEU Class MAY 31ST BIA Office Closed for Memorial Day

JUNE

JUNE 10TH FHBA CEU Class

JUNE

2021 PARADE OF HOMES June 4-6 and 11-13

AUGUST

ParadeEoSf 1 202

HOM g 41 Years Celebratin

®

of Excellenc

e

42ND ANNUAL HOME SHOW August 7th & 8th Destin-Fort Walton Beach Convention Center www.biaow.org

5

MEET THE BOARD

2020 BOARD OF DIRECTORS

EXECUTIVE COMMITTEE

President Rick Goff KGII Development

Immediate Past President Jeremy Stewart Jeremy Stewart Construction

Treasurer Terry Hymel Bluewater Central Vacuum Systems

Second Vice President Tammy McGaughy Warren Averett, LLC

Presidential Appointment at Large Eric S Black Okaloosa Gas District

Presidential Appointment at Large Christine Swails Gulf Power

First Vice President Jason Carducci JP Carducci, Inc.

Secretary David Armacost Holiday Builders

Immediate Past Second Vice President Carmela Bell Vacasa Real Estate

Presidential Appointment at Large Betty Sims CHELCO

State Life Director Felix Beukenkamp Beukenkamp Building Group

BOARD OF DIRECTORS

Alan Davis Centennial Bank

Brian Walsh Key Lime Construction, LLC

Cory Boles Sherwin - Williams Company

Doug Liles Southern Hybrid Homes

Ferrin Campbell Ferrin Campbell Construction, LLC

Marion Ruckel Skalicky Ruckel Properties, Inc.

Michelle Boerstler Hancock Whitney Bank

Mike Chesser Chesser and Barr, P.A.

www.biaow.org

7

NEWS MAKERS

GIVES THANKS

January 19 - Okaloosa Board of County Commissioners awarded Habitat for Humanity Okaloosa a $25,000 Non-Profit Community CARES Grant. Through Federal CARES Act funding, Okaloosa County has offered a variety of grants and other programs to help our communities cope with the affects of COVID-19.

CHANGING LIVES

January 5 - Fort Walton Beach Elks Lodge 1795 presented a $7,000 Grant to Habitat for Humanity Okaloosa. The donation was made through the Elk’s National Foundation Grant Program.

Pictured left to right: Tim Bryant (Chairman, Habitat for Humanity Okaloosa), Nathan Boyles (Okaloosa County Commissioner), Alan Baggett (Secretary/Treasurer, Habitat for Humanity Okaloosa), Nitsi Bennett (President/CEO, Habitat for Humanity Okaloosa, Jacob Foreman (BOD, Habitat for Humanity Okaloosa).

January 8 - United Way Emerald Coast presented a $7,100, Phase 5, COVID-19 Relief Fund Grant to Habitat for Humanity Okaloosa. This is the second United Way Emerald Coast COVID-19 Relief Fund Grant awarded Habitat, the Phase 4 Grant was awarded in 2020.

From right to left): Michael WrightReynolds (ER, Elks Lodge), Alan Baggett (Secretary/Treasurer, Habitat for Humanity Okaloosa), Nitsi Bennett (President/CEO, Habitat for Humanity Okaloosa), Jamie Clemons (Secretary, Elks Lodge), Tom McLaughlin (Lecturing Knight, Elks Lodge and Chairman Elect, Habitat for Humanity Okaloosa County).

IMPACTING OKALOOSA COUNTY

Pictured left to right: Dakota Schwartz- Dir.of Dev. United Way, Nitsi Bennett- Pres./CEO Habitat Okaloosa, Brittnee Orr- Dir. of Community Impact/Engagmt. United Way, om McLaughlin- Chair Elect Habitat Okaloosa, Emil Pagliari- Past Chair Habitat Okaloosa, Bernard Johnson- Board of Dir. United Way/Reg. Mgr.Gulf Power, Kelly Jasen- Pres./CEO United Way, Debbie Bodenstine- Board of Dir. Habitat Okaloosa.

CRESTVIEW PARCEL DONATION Habitat for Humanity Okaloosa received a land donation from a former Crestview citizen. The parcel that can be divided into three lots, was a donation made in honor the Donor’s wife. He felt his wife would have wanted to donate this land, to Habitat for Humanity, to help Crestview families live in safe and affordable homes.

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The Voice | Q1/2 2021

October 25, 2020 - Habitat for Humanity Okaloosa County ReStore was one of four $112,000 Grant recipients from Impact100 of Northwest Florida, Inc. Nitsi Bennet, President/CEO, Habitat for Humanity Okaloosa said, “This Grant is a dream come true and will enable us to buy two new trucks to better serve our two Habitat ReStore locations in Fort Walton Beach and Crestview.“ Nitsi continued, “The new larger vehicles will allow us to service a wider area, pick-up more inventory, and speed donation delivery to our retail stores.”

The goal of Impact100 of Northwest Florida, Inc. is to financially support nonprofit organizations in Okaloosa and Walton Counties by empowering women as philanthropists and leaders, by bridging the geographic areas of our region, and by leveraging the talents of diverse women to be a positive force for good in our communities.

MIKE JOSEY MEMORIAL

SPORTING CLAY TOURNAMENT Saturday, March 20, 2021 8AM Registration & 9AM Shot Gun Start

THANK YOU to the companies that have already committed to supporting the Tournament!

SIGNATURE HOMES A Division of Signature Builders, Inc. CBC059415

This event provides BIA scholarships to local students.

For sponsorship details contact Jennifer at 850.863.5107 or jgf@biaow.org

www.biaow.org

9

Quality You Can Trust Service You Can Depend On!

At REW Materials, we have people with the technical expertise to help contractors, architects, and owners stay on top of new methods in construction. Unique to the industry, REW has a team of representatives and leading edge technology to help our customers develop the best possible solutions for today’s complex applications.

REW Materials uses all of the latest innovations to meet your residential job site needs.

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The Voice | QTR 1/2 2021

Drywall | Metal Studs | Acoustical Insulation | Roofing | Stucco

Bill Batting

850-678-0010 office 850-259-7756 cell bbatting@rewmaterials.com www.rewmaterials.com REW Materials 8040 N. Palafox Street Pensacola, FL 32534

BUILDING + LUMBER

this will be good news for the overall economy and strengthen housing demand but also place upward pressure on interest rates, which will price additional households out of the 2021 market.

As for the biggest short-term challenge facing builders, Dietz said “it is undoubtedly lumber prices. Pricing is now near the peak of midSeptember and easily adding at least $16,000 to the cost of building a typical new single-family home.”

www.nahb.org Housing an Economic Bright Spot but Regulatory, Affordability Challenges Persist WASHINGTON-As the country continues to rebound from the impact of the COVID-19 pandemic, housing has been a bright spot in the economic recovery. And while the home building industry is poised for another solid year in 2021, regulatory and supply-side challenges could harm housing affordability, slowing momentum and limiting growth, according to economists speaking at an online press conference in conjunction with IBSx, the 2021 virtual International Builders’ Show.

A Milestone for Single-Family Starts Single-family starts posted a 2020 total of just under 1 million, 11 percent over the 2019 level. The NAHB forecast is for ongoing gains for single-family construction in 2021, though at a slower growth rate than in 2020. Production is expected to rise an additional 5 percent to 1.03 million this year - marking the first year that total annual single-family production has exceeded 1 million since the Great Recession.

The multifamily construction market will experience weakness as rent growth slows and vacancy rates rise. However, the development market should stabilize by 2022. Multifamily starts are expected to fall 11 percent in 2020 to 349,000 units and post a 5 percent gain this year to 365,000 units.

“Housing affordability will continue to be a top concern this year,” said NAHB Chief Economist Robert Dietz. “On the demand side of the housing market, limited inventories of single-family homes generated strong price gains in 2020. While supply-side pressures, such as resurgent lumber prices, a shortage of buildable lots, inconsistent access to building materials and a regional skilled labor deficit foreshadow higher costs and longer build times this year. A changing regulatory landscape threatens to further erode housing affordability and make the tight inventory environment worse.”

Housing is one of the few sectors experiencing year-over-year job gains, as the industry has hired more workers in the wake of the pandemic, but it still has not been enough to meet the increasing demand for housing.

Historically low interest rates are one factor driving this demand, but a geographic shift in where people are choosing to live is also affecting the housing industry, as lower-density areas become more popular.

Remodeling will remain strong as people continue to upgrade existing homes for more purposes, such as home offices, home gyms and in-law units. Residential remodeling is expected to register a 4 percent gain this year over 2020.

As the nation ramps up deployment of COVID-19 vaccines this year,

Looking at the supply and demand factors affecting housing,

Supply and Demand

www.biaow.org

13

David Berson, senior vice president and chief economist at Nationwide Mutual Insurance Company, said that millennials are key to household growth and housing demand.

From Oct. 2019 to Sept. 2020, the South posted the largest number of new home sales in the nation, led by Dallas, Houston, Atlanta, Phoenix and Austin, Texas.

“The demographics look good, particularly for the 25-to-40 age group,” said Berson.

“Dallas-Fort Worth had more new home closings in the last year than the entire state of California for single-family homes,” said Nothaft.

The problem is a dearth of new and existing homes for sale. “The number of existing homes for sale has never been lower,” said Berson.

“Why? The pandemic.”

Growing home equity also bodes well for the remodeling sector, as Nothaft said that remodeling expenditures are expected to rise 3.7 percent this year to $352 billion.

The existing inventory currently stands at a record-low 1.9-months’ supply. Historically, six months of supply is associated with a balanced market.

A Shift to Single-Family Rental All the economists agreed that tenants are shifting their preference from multifamily rental to single-family rental.

For new homes, inventory is currently at a low 4.3-months’ supply, with 302,000 new single-family homes for sale, 18.9 percent lower than December 2019.

“Single-family rents are up 3.5 percent over the last year, while rents on multifamily rental apartments are down 3 percent,” said Nothaft.

With the inventory of total homes for sale at record lows, solid demand coupled with lack of inventory is producing strong price gains that could approach 10 percent this year.

“There are a lot of people who prefer to live in a single-family home rather than an apartment,” said Berson. “With the pandemic, that only accentuates that demand.”

Two Regions Stand Out

“My expectation is that the single-family built-for-rent construction market share, which is currently around 4.5 percent, will likely grow to 5-6 percent over the next two to three years,” said Dietz.

Delving beneath the national numbers, the South and West are regions that will lead new-home growth in the year ahead, according to Frank Nothaft, senior vice president and chief economist at CoreLogic. “Homes being built are following population flows,” he said, noting that metros with affordable homes, high employment and outdoor amenities have had the highest growth in new-home sales over the last year.

New-home demand is greatest in Texas and Florida, which accounted for more than half the nation’s population growth last year. Arizona and North Carolina also posted large population gains.

www.nahb.org

ASSOCIATE MEMBERS ACCOUNTING / BOOKKEEPING Saltmarsh, Cleaveland & Gund, CPAs (850) 243-6713 Ext. 212 Warren Averett, LLC (850) 244-5121 ADVERTISING Accent Signs (850) 729-7446 Community Broadcasters (850) 654-1000 Get the Coast (850) 240-2969 Homes & Land of the Emerald Coast (850) 650-1014 Emerald Coast Marketing & Publishing (850) 650-1014 Lamar Advertising (850) 862-4343 The Petermann Agency (850) 243-5315 AIR CONDITIONING / HEATING Four Seasons Air Conditioning (850) 243-2655

AUTOMOTIVE Step One Automotive Group (850) 244-7611 BANKING / FINANCE Bancorp South (850) 269-4307

Navarre Lumber & Supply, Inc. (850) 939-2550 Rew Materials (850) 471-6291 South Bay Lumber and Hardware (850) 267-2509

Beach Community Mortgage (850) 315-4100

Surplus Warehouse (850) 314-0076

CCB Community Bank (850) 543-1728

CABINETS - SALES / INSTALLATIONS A-Team Marble, LLC (850) 279-3058

Centennial Bank (850) 269-6358 Community Bank of Mississippi (850) 812-3507 Eglin Federal Credit Union (850) 862-0111 First Florida Bank (850) 865-0488 Hancock Bank (850) 684-5073 MidSouth Bank (850) 586-7757

Kitchen and Bath Center (850) 275-3100 Kitchen Design Innovations, Inc. (404) 229-8187 Linn's Prestige Kitchens (850) 862-6822 Pinnacle Cabinets & Closets, LLC (850) 477-5402 The Legacy Cabinet Company (850) 729-5901 CAR SALES Step One Automotive Group (850) 244-7611

Gordon Air Conditioning & Associates (850) 682-5214

Mortgage One of the South (850) 796-2100

Kool Breeze of N.W. Florida, Inc. (850) 939-3325

Okaloosa County Teachers FCU (850) 902-7007

AIR QUALITY Bluewater Central Vacuum Systems (850) 420-6416

CARPETING / FLOORING Bob Taylor's Carpet One (850) 682-1090

Synovus (850) 244-2801

Destin Flooring America (850) 650-8511

D'pure (800) 693-4102 Four Seasons Air Conditioning (850) 243-2655 Gordon Air Conditioning & Associates (850) 682-5214 APPLIANCES - Sales / Repairs Ferguson Enterprises (850) 269-1993

Trustmark National Bank (850) 622-2918 United Fidelity Bank (850) 244-5151 Waterstone Mortgage Corporation (850) 362-6901 BATH REMODEL Kitchen and Bath Center (850) 275-3100

Linn's Prestige Kitchens (850) 862-6822

BLOWER DOOR TESTING Energy Code Services, Inc (850) 830-8634

ARCHITECT / HOME DESIGN / BLUEPRINTS Archni (850) 294-9936

BRICKS - MASONRY / Contractors / Suppliers Coastal Brick and Stone, LLC (850) 729-2742

Larry B. More, Architect (850) 598-4226

North Bay Brick (850) 664-2253

Tammy Massey Architect & Interior Designer (850) 294-9404

BUILDING MATERIALS AZEK Building Products (850) 375-1798

ATTORNEYS Chesser & Barr, P.A. (850) 651-9944

Renovation Flooring (850) 460-7295 CATERING LesGo Personal Chef Services (850) 862-7379 CIVIC ORGANIZATIONS Better Business Bureau of Northwest Florida (850) 429-0002 CareerSource Okaloosa Walton (850) 651-2315 Crestview Area Chamber of Commerce (850) 682-3212 Destin Chamber of Commerce (850) 837-6241 Florida Dept. of Business & Professional Regulation (850) 217-8986 Greater FWB Chamber of Commerce (850) 244-8191 Habitat For Humanity of Walton County, Inc. (850) 880-6108

Builders FirstSource (850) 835-1711

Niceville Valparaiso Chamber (850) 678-2323

Dunlap & Shipman, P.A. (850) 231-3315

Gatlin Lumber & Supply Co. (850) 243-9102

Okaloosa Habitat for Humanity (850) 315-0025 Ext. 5

AUDIO / VISUAL Audio Video Excellence, Inc. (850) 529-4743

Interior Exterior Building Supply (850) 517-1167

One Okaloosa EDC (850) 362-6467 www.biaow.org 15

ASSOCIATE MEMBERS Walton Area Chamber of Commerce (850) 267-0683 CLEANING - RESIDENTIAL / COMMERCIAL Accurate Painting of NWFL, Inc. (850) 279-6959 Angels Maid 4 U, LLC (931) 538-2942 CLOSETS / STORAGE SYSTEMS Paradise Closets and Storage, LLC (850) 217-4357 Pinnacle Cabinets & Closets, LLC (850) 477-5402 CONCRETE - CONTRACTORS / SUPPLIERS Advanced Concrete Supply, Inc. (850) 301-0306 Fort Walton Concrete, Inc. (850) 256-4112 CONVENTION CENTER Emerald Coast Convention Center (850) 609-3800 COUNTERTOPS Stone Exclusive, Inc. (850) 830-5800 The Granite Guy, LLC (850) 305-3842 DECKING Harris Fence Installation, Inc. (850) 537-6169 DEVELOPERS Ruckel Properties, Inc. (850) 678-2223 DOORS / MILLWORK / WINDOWS Builders Specialties Supply, Inc. (850) 433-3063 Gatlin Lumber & Supply Co. (850) 243-9102 Majors Home Improvement, Inc. (850) 983-2899 Smith Building Specialties (850) 785-4900

ELECTRICAL CONTRACTORS Casey Electric, Inc. (850) 682-3037 Richardson Enterprises (850) 678-2584

FLOORING Advanced Concrete Supply, Inc. (850) 301-0306

Ronco Generators (850) 837-7979

Architectural Elements & Renovations, Inc. (850) 622-0246

The Emerald Group of Florida, Incorporated (850) 837-8474

Bob Taylor's Carpet One (850) 682-1090

Wisco Pen Electric, LLC (850) 243-9617

Dalton Wholesale Floors of Gordon County, Inc. (770) 773-2681

ENERGY EFFICIENCY Relevant Energy Solutions, LLC (850) 999-4929

Destin Flooring America (850) 650-8511

ENERGY FORMS(COMMERCIAL/ RESIDENTIAL) Energy Code Services, Inc (850) 830-8634 ENGINEERS - CIVIL / CONSTRUCTION / CONSULTANTS Anderson Engineering (850) 714-8100 Westerra Development, Inc. (850) 682-6321 EPOXY FLOORING Accurate Painting of NWFL, Inc. (850) 279-6959 EVENT ROOM Rocky Bayou Country Club (850) 678-3270 FENCING - MATERIALS / INSTALLATIONS American Eagle Fence Co. (850) 502-8360 American Eagle Fence Co. (404) 455-2828 Harris Fence Installation, Inc. (850) 537-6169 FIBER CEMENT SIDING James Hardie Building Supply (850) 398-7307

Southeastern Sash & Door (850) 664-5252

FINANCIAL SERVICES Delta Hedge Financial, LLC (901) 870-7187

Southern Windows and Doors (850) 520-5885

Okaloosa County Teachers FCU (850) 902-7007

DRYWALL - Contractors / Suppliers Rew Materials (850) 471-6291 DUMPSTERS Johnny on the Spot Toilet Rentals, Inc. (850) 682-4877 EDUCATIONAL INSTITUTIONS Emerald Coast Technical College (850) 892-1241

Veterans Lending Group (850) 659-6424 LPL Financial (850) 398-8188 FIRE PROTECTION CONTRACTOR B & C Fire Safety, Inc. (850) 862-7812

Northwest Florida State College (850) 729-6051

FIREPLACES - SALES / INSTALLATIONS Doodlebuggers Service Network (850) 243-0154

Okaloosa Technical College (850) 833-3500

Hearth & Fireplace Creations (850) 729-1234

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The Voice | QTR 1/2 2021

North Bay Brick (850) 664-2253

Kitchen and Bath Center (850) 275-3100 Midbay Flooring and Blinds, LLC (850) 419-8612 Niceville Tile Company, LLC (850) 389-3036 Renovation Flooring (850) 460-7295 FURNITURE - INDOOR / OUTDOOR Lighting Etc. (850) 249-6834 GARAGE DOORS Coastal Insulation (850) 302-0000 Overhead Door Company of NW FL (850) 269-1066 GAS PIPE INSTALLER Okaloosa Gas District (850) 729-4700 GENERATORS Casey Electric, Inc. (850) 682-3037 Ronco Generators (850) 837-7979 Wisco Pen Electric, LLC (850) 243-9617 GLASS / MIRRORS Seagrove Glass (850) 231-5450 GOLF CAR/LSV/E-BIKE Ecco Motors (850) 837-2600 GOLF COURSE Rocky Bayou Country Club (850) 678-3270 GRANITE The Granite Guy, LLC (850) 305-3842 Kitchen and Bath Center (850) 275-3100 Stone Exclusive, Inc. (850) 830-5800

ASSOCIATE MEMBERS The Granite Guy, LLC (850) 305-3842

A-Team Marble, LLC (850) 279-3058

GUTTERS and DOWNSPOUTS Emerald Coast Gutters, LLC (850) 687-9050

Kitchen and Bath Center (850) 275-3100

HANDYMAN Leynez Remodeling and Painting, LLC (850) 428-8158 HOME DESIGN Westerra Development, Inc. (850) 682-6321 HOME INSPECTION 1st Defense Home Inspections (850) 826-0717 INSPECTIONS (CONSTRUCTION) Professional Inspection Enterprises (850) 830-0127 INSULATION - FOAM / OTHER Coastal Insulation (850) 302-0000 Gulf Coast Insulation, LLC (850) 685-9709 Panhandle Insulation (850) 871-0894 INSURANCE / BONDING Acentria Insurance (850) 650-1950 Acentria Insurance (850) 497-6512 Acentria Insurance (850) 682-2725 Fisher-Brown Insurance (850) 837-6138 Niceville Insurance Agency (850) 729-2131 Norton Insurance of Florida (850) 244-1574 Our Gilbert Agency powered Globe Life Family Heritage (850) 564-6271 INSURANCE RESTORATION Claimology (850) 684-4794 INTERIOR DESIGN / DECORATING Defined Interiors, Inc. (850) 934-7776 Sugar Beach Interiors (850) 837-5157 INVESTMENTS LPL Financial Services (850) 398-8188 KITCHEN & BATHS At Home Contracting, Inc. (850) 650-4663

Kitchen Design Innovations, Inc. (404) 229-8187 Linn's Prestige Kitchens (850) 862-6822 LANDSCAPING - FERTILIZATION Advanced Lawn Control, Inc. (850) 864-5178 LENDING / MORTGAGE / HOME FINANCING Bancorp South (850) 269-4307 Beach Community Mortgage (850) 315-4100 Blue Sand Mortgage (850) 974-4094 CCB Community Bank (850) 543-1728 Centennial Bank (850) 269-6358 Community Bank of Mississippi (850) 812-3507 Eglin Federal Credit Union (850) 862-0111 Hancock Bank (850) 684-5073 Mortgage One of the South (850) 796-2100 Progress Bank (850) 837-1380 United Fidelity Bank (850) 244-5151 University Lending Group (850) 586-7070 Veterans Lending Group (850) 659-6424 Waterstone Mortgage Corporation (850) 362-6901 LIGHTING Innovative Environments (850) 499-3365 Lighting Etc. (850) 249-6834 LUMBER WHOLESALE South Bay Lumber and Hardware (850) 267-2509 MARKETING Get the Coast (850) 240-2969 The Petermann Agency (850) 243-5315

MEETING SPACE RENTAL Emerald Coast Convention Center (850) 609-3800 METAL ROOFING Destin Roofing, Inc. (850) 837-2645 Specialty Roofers, Inc. (850) 974-7663 MOLD RENOVATION Masterpro Restoration, LLC (850) 660-1473 OFFICE EQUIPMENT / COPIERS / PRINTERS CPC Office Technologies (850) 243-2679 OUTDOOR KITCHENS Doodlebuggers Service Network (850) 243-0154 OUTDOOR PRODUCTS Hearth & Fireplace Creations (850) 729-1234 PAINTING CONTRACTORS S&S Painting of Northwest Florida (850) 862-2000 Accurate Painting of NWFL, Inc. (850) 279-6959 Leynez Remodeling and Painting, LLC (850) 428-8158 PAINTING SUPPLIES Sherwin Williams (850) 420-2795 PEST CONTROL Advanced Lawn Control, Inc. (850) 864-5178 Florida Pest Control (850) 243-7166 HomeTeam Pest Defense (813) 886-0682 Mosquito Joe (850) 316-4030 Southland Pest Service, Inc (850) 862-1544 PLUMBING - CONTRACTORS / SUPPLIERS Emerald Bay Plumbing (850) 837-1979 Ferguson Enterprises (850) 269-1993 POOLS / HOT TUBS / SPAS Cox Pools (850) 235-7957 PORTABLE TOILETS Johnny on the Spot Toilet Rentals, Inc. (850) 682-4877 PROMOTIONAL / ADVERTISING The Trophy Center, Inc. (850) 862-8413 www.biaow.org 17

ASSOCIATE MEMBERS PROPERTY MANAGEMENT 30A Luxury Vacations (850) 745-2951 Salt Water Vacations, LLC (850) 654-4747 PUBLISHING Homes & Land of the Emerald Coast (850) 650-1014 RADIO Community Broadcasters (850) 654-1000 REAL ESTATE SERVICES / HOUSING DATA Back Stage Realty (850) 729-0399

Kitchen and Bath Center (850) 275-3100 Linn's Prestige Kitchens (850) 862-6822 The Legacy Cabinet Company (850) 729-5901 RESTORATION Masterpro Restoration, LLC (850) 660-1473 RETAIL Condo Complements (850) 862-2424 NAB Life Health (214) 949-0055

SYNTHETIC GRASS ForeverLawn Emerald Coast (850) 480-7443 TILE - Sales/Installation Niceville Tile Company, LLC (850) 389-3036 TITLE SERVICES Brightline Title (850) 404-0930 TREE SERVICE Diven Tree Services (850) 217-4165 TRUSSES - FLOORING/STEEL/WALLS Builders FirstSource (850) 835-1711 TUB to SHOWER CONVERSIONS Kitchen and Bath Center (850) 275-3100

Beach Sunsets, Inc. (850) 865-9070

Surplus Warehouse (850) 314-0076

Berkshire Hathaway Beach Properties of Florida (850) 534-3006 Coldwell Banker Residential RE (850) 902-0151

ROOFING - CONTRACTORS / SUPPLIERS CQ Roofing Company (850) 683-4169

Corcoran Reverie (850) 231-2850

Destin Roofing, Inc. (850) 837-2645

Southland Utility Services (850) 333-9405

Emerald Coast Association of Realtors (850) 243-6145

John G. Gordon Roofing, LLC (850) 830-4961

Engel & Volkers Destin (850) 259-1625

Specialty Roofers, Inc. (850) 974-7663

UTILITIES CHELCO (850) 892-2111

ERA American Real Estate (850) 651-2454

SCREENS / FLORIDA ROOMS Hometown Contractors, Inc. (850) 995-9947

ERA American Real Estate (850) 865-1207 PowerHouse Real Estate Group (850) 259-3886

At Home Contracting, Inc. (850) 650-4663

The Bobby J Team (850) 660-1830

SECURITY - LOCKS/SAFES/SYSTEMS Ivanco, Inc. (850) 862-9001

The Property Group 850 (850) 368-8124

Audio Video Excellence, Inc. (850) 529-4743

The Proerty Group 850 (850) 598-0036

SHELVING Paradise Closets and Storage, LLC (850) 217-4357

Vacasa Real Estate (850) 837-3700 Ruckel Properties, Inc. (850) 678-2223 REMODELING / IMPROVEMENTS 1st Choice Home Improvements (850) 476-8887 A-Team Marble, LLC (850) 279-3058 Architectural Elements & Renovations, Inc. (850) 622-0246 At Home Contracting, Inc. (850) 650-4663 Cox Pools (850) 235-7957 Emerald Coast Home Restoration, LLC (850) 737-1587 18

The Voice | QTR 1/2 2021

SIDING - CONTRACTORS/SUPPLIERS Hallmark Distributors, Inc. (850) 863-3280 James Hardie Building Supply (850) 398-7307 SIGNS The Trophy Center, Inc. (850) 862-8413 Accent Signs (850) 729-7446 SOLAR AND WIND ENERGY Compass Solar Energy (850) 439-0035 STORM PROTECTION PRODUCTS Hometown Contractors, Inc. (850) 995-9947

UNDERGROUND UTILITIES & EXCAVATION Gulf Power Company (850) 244-4771

Gulf Power Company (850) 244-4771 Okaloosa Gas District (850) 729-4700 Southland Utility Services (850) 333-9405 VACUUM SYSTEMS (Central) Bluewater Central Vacuum Systems (850) 420-6416 VINYL SIDING Hallmark Distributors, Inc. (850) 863-3280 WARRANTIES - Home / Call Back Management Centricity (866) 440-7271 WATERPROOFING John G. Gordon Roofing, LLC (850) 830-4961 WINDOW TINTING/REPLACEMENT/ TREATMENTS Concept Blinds & Design (850) 797-6819 Local Yokel Painting & Shutters (850) 714-7502 Overhead Door Company of NW FL (850) 269-1066 Southern Windows and Doors (850) 520-5885 WORKER'S COMP SPECIALIST Vensure Employer Services (850) 213-2203 www.biaow.org

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