AND THE AND THE
WINNER
WINNER
IS...YOU!
IS...YOU!
Since its inception, the Ohio Bankers League Annual Meeting has provided a place for industry leaders to gather learn, network and share among peers and with valued service providers. In 2023, we expanded this tried-and-true program into The Main Event. Please join us as we roll out the red carpet for each of you – our valued members – at this second annual event!
The program will feature learning tracks across an expanded 10 areas of the bank, including Executives, Finance, Legal, Retail, Human Resources, Lending and Marketing – as well as NEW tracks for Technology & Innovation, Wealth & Trust, and Risk & Compliance.
And for the first time, we will present the 2024 OBL Industry Awards! Whether you or your bank or bankers are recognized among the recipients – we must remember that we are all winners. The Ohio banking industry remains strong because of the efforts of each of you and your dedicated teams, each and every day of the year
Join us as we celebrate 2024 – elect officers for 2025 – and shine the light on trends and topics of most interest to you. This grand event will help each of us in our efforts to remain at the top of our games in today’s competitive and changing financial services industry.
See you soon!
Michael J. Adelman President & CEO, Ohio Bankers League
WHO SHOULD ATTEND?
The Main Event is designed for c-suite leaders across all areas of the institution –including executives, lending, human resources, retail, marketing, finance, compliance and risk management, trust and wealth management, technology and legal.
OBL BankServices
Banc Consulting Partners
Profit Resources, Inc.
PWCampbell
Federal
BHG Financial
Forvis Mazars
Infotex
Wesney Construction COCC, Inc.
TRACK TRACK
Graduate School of Banking- Madison
United
Dinsmore & Shohl LLP
Plante Moran
WEDNESDAY, NOV. 13
2:30 – 4:30 p.m.: CEO Roundtables
Join in peer conversations with CEOs from like-sized institutions. Topics based on banker feedback and led by OBL executives.
2:30 – 4:30 p.m.: Lessons in Leadership
Debbie Peterson, Career Growth Strategist, Getting to Clarity, LLC- Learn how to navigate the complexities of your career, your team and your departments with a clear and focused framework to guide you.
5:00 – 6:30 p.m.: Welcome Reception
This premier reception is the place to be as we kick off the networking events at the 2024 OBL Main Event!
8:00 – 10:00 p.m.: Preview Party & MORE
Enjoy a casual gathering at this late-night event. The reception, held in the OBL BankServices Expo, will feature cornhole, games and more! Watch for cornhole tournament sign-up details.
THURSDAY, NOV. 14
8:00 – 9:00 a.m.: Breakfast & OBL BankServices Expo
Visit with more than 50 OBL service providers, play an Expo game and win valuable prizes!
9:00 – 10:15 a.m.: Welcome & General Session
Under Pressure: Banking Leadership Lessons from Below the Surface, Sam Maule, Head of Business Development, Moov.io, and Former U.S. Navy Submariner
10:15 – 11:00 a.m.: OBL BankServices Expo
11:00 – 11:45 a.m.: Learning Tracks: Take 1 Watch for complete learning track details.
1:15 – 1:45 p.m: OBL BankServices Expo
1:45 – 2:30 p.m.: Learning Tracks: Take 2 Watch for complete learning track details.
2:45 – 3:30 p.m.: Learning Tracks: Take 3 Watch for complete learning track details.
3:45 – 4:30 p.m.: Learning Tracks: Take 4 Watch for complete learning track details.
DINNER on Your Own
9 :00 – 11:00 p.m.: OBL BankPac Silent Auction & After Party Unwind from the day’s events at this late-night reception featuring desserts, music and more Plus, attendees have the opportunity to contribute to the Ohio BankPac while giving it your best shot to win! Prizes awarded to the highlight bidder while everyone wins by participating
FRIDAY, NOV. 15
8:00 – 9:15 a.m.: Breakfast & Prizes in the OBL BankServices Expo
9:30 – 10:15 a.m.: OBL Annual Business Meeting
10:15 – 11:30 a.m.: Closing Keynote Connecting What Matters: Employee and Customer Experiences That Win, Jeannie Walters, CCXP, CSP, Founder & Chief Experience Investigator, Experience Investigators
11:30 a.m.: Program Concludes
LEGALTrack Takes1–4
Pleasenotethe60-minuteLegalTracksessions varyslightly,howevertheyallowforLegalTrack attendeestofullyparticipateintheGeneral Sessionandmeals
11:45 a.m. – 1:15 p.m.: Lunch & Industry Awards
Celebrate 2024 as we have lunch and present OBL Industry Awards
Take1–10:15a.m.–11:15a.m.
Take2–1:30p.m.–2:30p.m.
Take3–2:40–3:40p.m. Take4–3:50–4:50p.m.
*CLEswillbeavailableforthosethatpre-register
Opening Keynote
Under Pressure:
The Dive into Banking Excellence
Sam Maule, Head of Business Development, Moov.io, and Former U.S. Navy Submariner
The pressures facing the banking industry are substantial and growing exponentially in the digital age. Submerged beneath the waves, a submarine crew faces extreme conditions and must operate with absolute precision. In this captivating session, former U.S. Navy submariner and banking industry veteran Sam Maule will draw upon his expertise in high-stakes decision-making to provide banking leaders with a unique perspective on managing risk, embracing innovation, and cultivating a resilient organizational culture.
Explore strategies for seamlessly integrating legacy systems with emerging technologies, maintaining regulatory compliance while fostering agility, and empowering your team to thrive in the face of mounting pressures.
Sam Maule is an active mentor, thought leader and south-after speaker focusing on the human element of digital and banking innovation Sam is a former submariner, ex-Googler, banker, start-up executive and entrepreneur He has more than 25 years of experience working in the payment, mobile and banking space across North America and Europe for both global banking and technology companies. He will use case examples and audience interaction as he helps attendees thrive under the pressure of today’s financial services environment.
Closing Keynote
Connecting What Matters: Employee and Customer Experiences That Win
Jeannie
Walters, CCXP, CSP, Founder & Chief Experience
Investigator, Experience Investigators
Delivering exceptional customer experiences hinges on having engaged, empowered employees. Jeannie Walters, CCXP reveals how organizations can create a culture of customer-centricity by aligning employee and customer experiences.
Too often, vague directives like "be customer-focused" fail to resonate with employees or drive meaningful change Walters will share three universal truths that demystify customer experience (CX) and provide a clear blueprint for action at all levels of the organization
Attendees will learn how to define CX in tangible, actionable terms that improve both customer loyalty and employee engagement Program-goers will also gain insights into the data that matters for delivering seamless, personalized journeys Everyone will discover ways to build internal coalitions hat break down silos and facilitate a cohesive, customercentric approach across teams and touchpoints
Whether a C-suite leader, marketer or a leader from another area of the organization, this keynote will equip attendees with practical tools to elevate experiences for customers and employees alike. Don't miss this opportunity to become a positive change agent championing meaningful customer and employee connections.
Jeannie is an award-winning customer experience expert, international keynote speaker and Founder of Experience Investigators Trailblazing the movement from “Reactive Customer Service” to “Proactive Customer Experience,” Jeannie is considered the leading authority for improving both employee and customer relationships A Certified Customer Experience Professional and charter member of the Customer Experience Professionals Association, Jeannie’s worked with numerous Fortune 500 companies including Orangetheory Fitness, SAP, Comcast and JPMorgan Chase
WEDNESDAY, NOV. 13
CEO Roundtables – 2:30 – 4:30 p.m.
CEOs from OBL member banks are invited to join peer conversations The groups will be broken down by asset size and will feature discussions led by OBL management team members Topics will be determined in advance of the sessions. Questions? Contact Taylor Daniel at tdaniel@ohiobankersleague.com.
Welcome Reception – 5:00 – 6:30 p.m.
This premier reception is the place to be as we kick off the networking events at the 2024 OBL Main Event!
Preview Party & MORE – 8:00 – 10 p.m.
Enjoy a casual gathering at this late-night event. The reception, held in the OBL BankServices Expo, will feature cornhole, games and more! Watch for cornhole tournament sign-up details
THURSDAY, NOVEMBER 14
OBL BankPac Silent Auction & Late-Night Reception – 9 – 11 p.m.
Unwind from the day’s events at this late-night reception featuring desserts, music and more. Plus, attendees have the opportunity to contribute to the Ohio BankPac while giving it your best shot to win! Prizes awarded to the highlight bidder while everyone wins by participating.
LEARNING TRACKS
THURSDAY, NOVEMBER 14
These four rounds of sessions feature hot topics across various industry areas. Attendees may participate in one track throughout the event or pick and choose across lines of business. Take 1 11:00-11:45 a.m. Take 2 1:45-2:30 p.m.
LEGALTRACK
Pleasenotethe60-minuteLegalTracksessionsvaryslightlyfromthelearningtrackschedule,howevertheyallow forLegalTrackattendeestofullyparticipateintheGeneralSessionandmeals.
Take 3 – 2:40 – 3:40 p.m. Take 4 – 3:50 – 4:50 p.m. Take 1 – 10:15 a.m. – 11:15 a.m. Take 2 – 1:30 p.m. – 2:30 p.m.
*CLEswillbeavailableforthosewhopre-register
LEARNING TRACKS
COMPLIANCE & RISK MANAGEMENT
TAKE ONE Are We in a Check Fraud Crisis?
Chuck Diulus, Vice President, ThreatAdvice
According to many industry experts, check fraud has grown two to three times since the start of the pandemic – with an estimated $45 billion in attempts with $7 billion in losses. What can be done? Attend this session to learn about fraud detection solutions that will enable financial institutions to mitigate and reduce hidden costs of check fraud by detecting duplicate checks before posting, reducing the amount of chargebacks and returns, reimbursement claims, and the number of lost customers – both business and personal – while protecting the financial institution’s reputation and bottom line
TAKE TWO The How’s & Why’s of Interest Rate Hedging
Mike Bilello, Director, Chatham Financial Derivatives are custom made financial instruments with distinct risk profiles. When created and added to the organic risks in borrowing and lending, derivatives are an economic and efficient risk management tool. Banking leaders will learn a new way to manage the volatility in today’s interest rate markets, what other financial institutions are doing to manage interest rate risk, and ways to save money on borrowing costs and generate more non-interest income while lending
TAKE THREE The Future of Cybersecurity: Trends to Know & Monitor
Rick Olivier, EVP/Director Strategic Growth and Innovation, SBS CyberSecurity
The world of technology is very different today than it was just five years ago. From the technologies used (cloud computing) to the threats that are faced (Ransomware, Business Email Compromise) to the way data is protected (MFA, Zero Trust), the cybersecurity landscape continues to evolve rapidly. This session will discuss the continued evolution and trends in cybersecurity that are likely to occur in the next few years, including cloud computing adoption, continued reliance on vendors, machine learning and AI, advanced cybersecurity controls, future/evolving threats and customer adoption of technologies
TAKE FOUR How to Protect Yourself & the Organization Should the Worst Occur
Katie Gazley, Financial Institution Specialist, GAD Insurance
Recent bank failures have shed light on Directors and Officers policies. What happens if your bank does not have adequate coverage of limits? What happens in the event insurers claw back certain coverage provisions, such as regulatory protection? This session will aim to help those in attendance recognize coverage deficiencies, purchase adequate limits in the most cost-effective manner, and what to do in the event insurers either claw back or fail to offer certain coverages
EXECUTIVE
TAKE ONE Demographic Disruption: Banking in an Aging America
Joe Sullivan, CEO, Market Insights, Inc.
America faces a demographic crisis that will disrupt society, the economy and the banking industry. With Millennials entering their 40’s, declining birth rates and rising death rates, older adults will outnumber children by 2034 Most industries, especially financial institutions, are unprepared for the challenges and opportunities of an aging and shrinking population. This session urges bankers to rethink their strategies for long-term success amid these demographic shifts. Participants will learn how changes in demographics will affect financial services, consumer spending, service delivery, market viability and workforce adaptation
TAKE TWO What the Heck Happened to M&A?
Charlie Crowley and Chris Chapman, Managing Directors, Janney Montgomery Scott
An extraordinary interest rate cycle, historically weak bank stock valuations and a burgeoning wave of regulatory intrusion conspired to put an unprecedented two-year chill on bank M&A activity nationwide, affecting every bank – whether you participate in M&A or not Has a mid-year swing in valuations changed the game or will it prove to be another head fake? Session-goers will gain an understanding of the math behind M&A considerations and will learn about strategies to make the most of the current environment, whether goals include buying, selling or remaining independent Join the discussion about the future of M&A – what to expect, and, perhaps more important, what NOT to expect.
TAKE THREE Turning Lemons to Lemonade: Three Contingency Planning Concepts for Management
Dan Hadaway, Founder, Infotex
It’s not the mistakes we make, but how we respond to them that exudes our concern for our customers. Many may not fully recognize the crucial role management plays in Contingency Planning - Disaster Recovery, Business Continuity, Pandemic Planning and Incident Response. In situations where the untested may crumble, management maintains processes that can either safeguard or jeopardize an organization. This presentation will address planning and response basics for each of the emergency categories, management’s role in the incident response process, and the purpose and the importance of testing
TAKE FOUR Winning Combination: Strategy, Culture & Process Improvement
Mikelle Brady, Partner, Profit Resources, Inc.
Does your strategic plan contain a component of continuous process improvement, or does it make the list only if there is a significant catalyst for change? Does your bank’s culture support ideas from employees on how to improve processes throughout the company, whether it is how to serve the clients or operational tasks? This session will look at how critical it is to have process improvement as part of the ongoing strategy and culture of your institution – which will improve operational efficiencies and system utilization, increase employee engagement and deliver a better client experience.
LEARNING TRACKS
FINANCE
TAKE ONE Earnings, Liquidity & IRR Management in the Current Interest Rate Environment
Tom Hauck, Managing Director, Forvis Mazars
During 2022 and 2023, the Federal Reserve completed the largest and fastest rate increase in more than 40 years. The Fed is now in the early stages of reversing course and beginning to lower rates. What should banks expect as we head into 2025? This session is designed to help plan for the year ahead and will cover expectations for the Fed, interest rates, earnings, liquidity and IRR.
TAKE TWO Basis Points Up for Grabs
Joe Kennerson, Managing Director, Darling Consulting
The market has spoken, and the Fed has signaled a pivot. Peak deposit competition is likely behind us Now the question is, what lies ahead on the other side? Deposit costs are expected to lag on the way down just as they do on the way up. What will be your plan? Explore the deposit playbook as DCG shares a Deposits360° forecast to help assess near-term strategies on weaning off CDs, managing the inevitable mix change, and searching for the optimal funding strategy A Fed Easing playbook will also be shared to ensure a proactive game plan, as basis points are most certainly up for grabs
TAKE THREE Growing Forward: Actionable Strategies to Drive Results
Sean Payant, Senior EVP & Chief Strategy Officer, Haberfeld
As the race for core customer relationships, low-cost funding sources, fee income and talent intensifies, it is imperative to have your financial institution positioned for growth to not just survive -- but thrive This session will share an overview of key industry trends, as attendees explore specific and actionable strategies to grow core customers, lower cost of funds, increase fee income, develop your team and improve overall financial performance. Plus, walk away with a framework that delivers results as you go!
TAKE FOUR Managing the Balance Sheet through an Uncertain Fed
Brett Lofton, Portfolio Manager, FHN Financial Fed policy is uncertain. This session will focus on managing the balance sheet position with a deeper dive into funding challenges and how to position the balance sheet using the investment portfolio and wholesale funding to optimize balance sheet positioning Attendees will learn current funding trends, as content also covers the importance of analyzing, optimizing and mitigating interest rate risk exposures
HUMAN RESOURCES
TAKE ONE Top 10 Employment Law Developments for Community Bankers in 2024
Nelson Cary, Partner, Vorys, Sater, Seymour and Pease, LLP
Join HR Forum facilitator Nelson Cary as he provides a fastpaced session reviewing the most significant developments in employment law for 2024 Attendees will also get a jump on 2025 planning by learning about key court decisions, regulatory actions and legislative initiatives.
TAKE TWO Bridging Generational Divides: Navigating Gen Z in the Workplace
Charlie Tudor, Managing Director, Financial Services, Angott Search Group
Attracting and retaining talent – especially the next generation of leaders – poses significant challenges for organizations. Engage in an open dialogue to explore creative strategies for retaining employees across all levels, including emerging millennial and Gen Z leaders. Real-life examples and actionable solutions to these challenges will be shared, as attendees also gain insights into the key demographics and motivational factors driving workforce generations in this postpandemic environment; as well as discover strategies to attract candidates to your organization and bridge generational divides effectively.
TAKE THREE The Value of Emotionally Intelligent Leaders
Kylee Durbin, Lead Consultant, Forvis Mazars
Technically sound individuals often struggle when they are promoted into a leadership role This is often because soft skills and the ability to demonstrate emotional intelligence (EQ) are undervalued. Yet identifying individuals who have both sets of skills, or those who may lack some of the technical skill, but demonstrate emotional intelligence, can be critical to an organization’s success This is because emotionally intelligent leaders can better develop and maintain relationships, cope with challenging situations, and offer solutions when emotions are high or present This session will define Emotional Intelligence; support the value of EQ in leaders – and help your executive team identify EQ in current or future leaders.
TAKE FOUR Winning Strategies for Optimizing Talent - Leveraging the Middle of Your Organization
Kyle Hershberger, President, and Tom Hershberger, CEO, Cross Financial
Leadership development and succession planning place a high priority on any company ’ s ability to leverage the talent in the middle of their organization chart Cultural change, improvements in communications, even overall staff morale, can be influenced favorably by developing the core competencies of your middle managers Developing managers that employees will remember for a lifetime helps sustain company culture and deliver the best customer experiences. Discover implementable strategies at this valuable session .
LEARNING TRACKS
LENDING
TAKE ONE 10 Tough Questions to Answer to Prepare for 2025
Kent Kirby, Director/Advisory Sales, Abrigo
There is a great deal of uncertainty that permeates the banking worldview these days, whether it be funding, rate risk, debt crowding, political uncertainty and so forth Rather than getting lost in the weeds lurching from “crisis” to “crisis”, now is a great time to step back, assess where you are and take steps to shore up your institution. To that end, this session will cover 10 questions you should answer as you prepare for 2025.
TAKE TWO Loan Portfolio Management in Today’s Evolving Landscape
Dustin Morris, Credit Risk Services Manager, CliftonLarsonAllen
This session will discuss current economic trends impacting community bank loan portfolios, identify growing concerns in the industry, revisit key loan portfolio management strategies in light of current data, and address best practices for loan management in the evolving environment.
TAKE THREE People Are Your Competitive Advantage
Kate Miller, Director/Senior Learning Partner, and Ben Fedrick, Director, Moody’s Lending is often the entry point for onboarding a new client. However, it is just the beginning Today’s bank clients are increasingly sophisticated, with diverse needs, high expectations – and plenty of choices Those organizations that foster a culture of full-service client management, and deliver on it, quickly establish themselves as industry leaders who are making a noticeable difference and standing out in a crowded marketplace. In a world that is becoming increasingly complex, navigating these changes will be paramount for both your people and the customers they serve This session will address what it takes to equip your colleagues to face these challenges and continue to provide the competitive advantage that sets your institution apart
TAKE FOUR Cannabis Banking
Tony Repanich, CEO, Shield Compliance
With adult-use cannabis sales projected to become a $2 9 billion market in Ohio by 2030 (New Frontier Data) and competition already ramping up, now is the time for bankers to deepen their knowledge of this emerging opportunity so they can attract the best operators, build a strong book of deposits and unlock higher yield earning assets Hear an overview of the cannabis lending opportunity and how it can fit into a bank’s growth strategy.
MARKETING
TAKE ONE Top Trends & Challenges for 2025
Amber Farley, EVP, Brand Development, FMS
The future of marketing is full of possibilities, but it’s hard to know what to consider and what will be effective due to how rapidly the marketing landscape is changing. As the year wraps up and 2025 planning continues, bank marketers attending this session will get a jump on current marketing trends, technologies and consumer behavior. Topics discussed will include the top trends spanning brand marketing, storytelling abilities, influencers, social media, digital marketing, and more so that you can budget and plan accordingly and be equipped and ready for the year ahead
TAKE TWO Advancing Marketing with AI Technology
Tory Bird, Sr. Manager, Marketing & Strategic Products, COCC
In the era of digital transformation, marketers are challenged to integrate advanced technology while preserving the personal connection with customers This session explores strategic approaches that merge AI-driven tools such as OpenAI, MidJourney, VEED and others that offer opportunities to streamline marketing efforts and drive impactful results. Whether it's crafting compelling stories, ad copy, optimizing website content or generating social media posts, AI-driven content creation streamlines the marketing process and frees up valuable resources for strategic initiatives. Attendees will learn strategies for balancing automation with human touch when it comes to prompt engineering; and discover what tools to look for that can help streamline marketing practices such as imagery, text creation, video and audio.
TAKE THREE The Best Data Management Philosophy Is ‘Use What You Have’
Kyle Hershberger, President, and Tom Hershberger, CEO, Cross Financial
Data is abundant in banking, but finding effective ways to use it has become a significant challenge. Leveraging available data resources often presents a challenge for bank managers Begin by using what you have This session presents practical ways to use data currently collected at four levels within the bank… company performance, transaction activity, account statistics, customer data and relationship information. Each level of data provides a broader view of challenges and opportunities for future success
TAKE FOUR Marketing Execution Today = Sustainable Results Tomorrow
Jenifer Snook, Senior Vice President, Haberfeld
There is a fast and slow approach to growing deposits and building profitable relationships that drive sustainable value. When you align targeted, ROI-focused marketing with effective branch execution, you will start to see results immediately And while the best time to begin acquiring more core relationships was last year – the next best time is right now! Explore the fast and slow approach to growing and increasing profitability through retail and business core relationship acquisition, as you gain an understanding of industry trends; learn best practices for building true alignment between marketing and execution; and gain proven strategies for expanding your base of core relationships
LEARNING TRACKS
RETAIL
TAKE ONE Delivering Standout Service in a High-Tech World
Christie Drexler, President, Drexler Consulting, LLC
For centuries, an in-person approach has been the primary banking service delivery model Now, most transactions and some complex banking needs can be handled remotely, often with no interpersonal connection required For banks to thrive in this ever-changing high-tech world, they must not only regularly upgrade and adapt their technology, but they must also upgrade and adapt their service delivery approach This session will help attendees find ways to consistently provide personal, relationship-centric, proactive customer service, which is critical to your bank’s success
TAKE TWO Creating a Robust Payments Strategy: Cornerstones of Growth & Sustainability
Caitlyn Mullins, Lead Advisor, NEACH Payments Group
In today's dynamic financial landscape, where digitalization is reshaping the industry at an unprecedented pace, institutions must navigate a complex ecosystem of payment solutions to stay competitive and relevant This session will uncover strategies to drive growth, foster innovation, and ensure longterm sustainability, as it evaluates the impact of payment strategy on revenue generation and profitability; provides an analysis of current trends and emerging technologies shaping the payments landscape; identifies strategic objectives aligned with business goals and dynamics, and much more, including how to balance regulatory compliance requirements and risk management considerations
TAKE THREE Optimizing Branch Networks with AI
Jason Drake, Chief Strategy & Analytics Officer, TerraStrat
Learn how harnessing AI can create a more efficient branch network. This session is perfect for those interested in understanding how analytics – correctly applied – can improve physical networks by incorporating customer behavior, demographics, competition, retail strength and quality, connectivity between branches, and future population growth predictions Attendees will learn the importance of branches in an increasingly digital world to drive customer acquisition, relationship deepening, and loyalty, and how analytics can help maximize these returns.
TAKE FOUR A Survival Guide for Retail Banking
Joe Sullivan, CEO, Market Insights, LLC
Retail banking was once straightforward: open a branch, collect deposits and make loans Today, rapid technological advancements like generative AI, embedded finance, regulatory complexity and digital competition have pressured financial institutions to adapt This "Survival Guide" session offers practical insights into the trends reshaping retail banking and provides strategies to realign with consumer expectations. Participants will learn to master the five drivers of consumer behavior, understand essential principles for thriving in the new banking climate, and develop an effective, customer-focused retail banking strategy to succeed in the evolving landscape
TECHNOLOGY & INNOVATION
TAKE ONE Digital Banking Showcase
Adam Thompson, Director of Sales, StrategyCorps
In the battle for banking relationships, fintechs and neobanks are vying for dominance – and they may be winning. In the last three years, digital banks have the largest growth rates of primary relationships. And now, more Millennials and Gen Z consumers name a digital bank as their primary institution. This session features live demonstrations of breakthrough apps that are reimagining the digital banking experience, changing consumer behaviors and fundamentally redefining what “PFI” now means Learn the secret to growth in retail banking, and how it hinges on understanding the emerging digital trends driving consumers ’ rapidly shifting attitudes towards the banking products they now prefer; how AI-powered chatbots like ‘Erica’ from BofA are evolving at a breakneck pace; what the intersection of retail and payments looks like from Amazon One; and much more.
TAKE TWO Common Physical Security Bypasses from an Attacker Perspective
David Anderson, Principal, Digital – Cybersecurity, CLA Beware! This presentation will cover attacks intended to bypass vulnerable physical security systems and hardware including locks, doors, and RFID systems and some mitigations for these vulnerabilities. Attendees will better understand attacks on locks including picking, bypasses, and decoding; understand attacks on doors including latch slipping, crash bar attacks, and thumb turn attacks; as well as understand RFID attacks such as cloning, bruteforcing, and side-channel attacks
TAKE THREE Facing the Future: Decision Drivers for Financial Institutions
Chris Wilk, Core Sales Team Lead, COCC Community financial institutions are at a pivotal juncture, where industry trends demand agile decision-making and readiness to embrace change. These trends are not just reshaping the landscape but are also setting the pace for future operations and strategies In particular, the rise of fintech companies and neobanks introduces a new level of competition, driving banks to innovate and offer services that differentiate them in the market. This session addresses the necessary strategic approach, focusing on leveraging technology and constantly evaluating customer needs and expectations Attendees will discover how to embrace these changes not only to ensure relevance but also to position their institutions as leaders in a rapidly evolving industry
TAKE FOUR Core Processing Strategy & Best Practices for the Year Ahead
Jeff Ostheimer, Director, Fintech Advisory Services, SRM In an environment of changing technology, changing expectations, and the influence of AI, having a core processing system in place that fits your institution’s future is critical. This session focuses on what’s at risk, building the foundations of a winning core processing system strategy, and taking a structured approach to core vendor evaluation and selection. Attendees will better understand the current vendor market, gain familiarity with new market entrants, learn high-level best practices via market data and case studies, and learn more about the implications of open architecture and the integration of fintech partnerships.
LEARNING TRACKS
WEALTH & TRUST LEGAL
This track will also feature four takes, including:
The Future of the Estate Tax: Planning for Sunset
Nicole Boettler, Manager, and John Dreshaj, Relationship Manager, Plante Moran
The estate tax provisions of the Tax Cuts and Jobs Act enacted in 2017 were favorable for wealthy families, doubling the amount that could pass to heirs free of federal estate tax. But there was a catch – the provision sunsets on December 31, 2025, at which point the exemption from estate tax will revert to the pre-TCJA amounts However, taxpayers who gift assets prior to the sunset date will preserve the benefits of the higher exemption amount. This presents a limited window of enormous opportunity for wealthy families to transfer wealth to the next generation, and beyond, free of federal estate tax This session will discuss the estate tax laws (past, current and future) in more detail, as well as present strategies for taking advantage of the increased exemption amounts before the opportunity expires.
Check back soon for more details on the three additional sessions.
*PRE-REGISTRATION IS REQUIRED. CLE’S WILL BE AVAILABLE
Take 1 – 10:15 a.m. – 11:15 a.m.
Take 2 – 1:30 p.m. – 2:30 p.m.
Take 3 – 2:40 – 3:40 p.m. Take 4 – 3:50 – 4:50 p.m.
TAKE ONE Developments in Employment Law: Updates for Financial Institutions
Michael Dailey and Christian Gonzalez, Partners, Dinsmore & Shohl LLP
Hear about recent developments in the areas of non-compete agreements, executive compensation, and drug and alcohol testing, as well as trends in EEOC and other workplace claims Additionally, the session will address the ongoing consideration regarding overtime exemption under the Fair Labor Standards Act (FLSA) due to recent updates to the salary threshold which impacts many workers throughout the banking industry.
TAKE TWO Consumer Finance & Regulatory Update: The Impact of Recent Supreme Court Decisions on Banking
Elizabeth Anstaett, Partner, Dreher Tomkies LLP
Obtain a detailed update of how recent Supreme Court decisions, including the overturning of Chevron, impact the banking industry Presenters will also cover a slew of regulatory proposals and their impact on consumer finance.
TAKE THREE Artificial Intelligence and the Legal Landscape Impacting Banks
Jeff Knight, Of Counsel, and Greg Lestini, Partner, Bricker Graydon LLP
This session will review the current regulatory environment (or lack thereof) for use of AI and will discuss how state and local lawmakers could formulate legislation and regulations impacting lenders and depository institutions.
TAKE FOUR Ohio Legislative, Regulatory & Policy Update: Latest Developments in the Buckeye State
Don Boyd, Vice President of State Government Relations and General Counsel, Ohio Bankers League
Throughout every two-year Ohio General Assembly, more than a thousand bills are introduced, and many have an impact on banks operating throughout the state. In this session experts will provide their legal expertise on quick hitter topics ranging from recent changes to electronic auto titling, the Treasurer’s Ohio Homebuyer Plus Program, and recent Ohio Supreme Court cases impacting guarantee agreements. Expect an upbeat and comprehensive update covering many different Ohio-specific banking issues
SHOW TIMES & GENERAL INFORMATION
General
A registration functions as attendees are welcome to attend any Learning Track of interest Legal Track requires pre-registration
The Main Event – Full Member Registration - $695 Legal Track Registration - $695* Pre-registration is required for the Legal Track to be awarded CLEs
PARKING
Valet parking at The Hyatt Regency Columbus is $40/night with unlimited in-out privileges; and $22/daily event valet. Self-parking in the Chestnut Street Garage is $22/night with inout privileges.
Questions?
For general inquiries, contact Susan Poling Jones at spoling@ohiobankersleague.com
For registration assistance, contact Megan Peiffer at mpeiffer@ohiobankersleague.com
For sponsorship or exhibitor inquiries, contact Paige Houlihan at phoulihan@ohiobankersleague com
Hotel Information
All sessions for the 2024 OBL Main Event will be held at the Hyatt Regency Columbus, 350 N. High St., Columbus, Ohio 43215. The OBL has reserved a room block at the Hyatt at the rate of $189/night Reservations can be made online, by scanning the QR code or via phone at 614-463-1234 through October 18 or while space remains.
cancellation policy
Cancellations received in writing by Oct. 30 will be fully refunded minus a $100 processing fee. No refunds will be available after Oct. 30. Substitutions are welcome at any time.