Mature Living Magazine January 2012

PROMOTING A HEALTHY & POSITIVE LIFESTYLE January 2012

THE MAGAZINE FOR THE OLDER, BOLDER INDIVIDUAL

Bands of our Showband Era Bands of every size and description travelled the roads and borheens.

World’s great train journeys Relive the golden days of travel on these 10 classic train journeys.

Top scams of 2011 Find out which scams were big last year - and how you can avoid them.

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Contents

www.matureliving.ie

January 2012

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Our next issue will be available on February 14th and the deadline for submissions is the 7th of February .

As we enter 2012 with hope and confidence I take the opportunity to wish all our readers and advertisers a happy, healthy and peaceful New Year.

Seamus Casey Editor Editor: Seamus Casey seamus@matureliving.ie Advertising: advertising@matureliving.ie Production & Design: Stephen Finney steve@matureliving.ie

T

HE second issue of Mature Living comes to you as we enter the year of the dragon with confidence.

From our end this confidence has been boosted by the tremendous response and feedback we have received from readers following the publication of our first issue in December.

We have been particularly encouraged by the request for bulk deliveries from so many organisations throughout Connacht. Likewise, we regret that many of you have been unable to source copies.

For those of you experiencing Mature Living for the first time, we are a free monthly publication available in restaurants, pharmacies, doctors’ surgeries, dental practices, hospital waiting rooms, butchers, golf clubs, hotels, day care centres, government buildings, banks, community centres, shops, etc., etc. We are also available online at www.matureliving.ie where we have a fully interactive online edition along with archives.

Our publication serves an important and growing sector of the community – those who are either approaching retirement or already enjoying life as retirees. It is essentially for the active 50+ generation and covers a broad range of topics, including community service information, travel, health and recreation, arts, theatre, leisure and finance. As the publication develops we welcome input, and the opportunity to provide another voice, for the many organisations representing this sector of Irish society.

Mature Living offers a diverse mix of advertising and editorial content to appeal specifically to a broad range of people in the mature market. In this issue we invite readers to take a nostalgic look back at the showband era in Ireland and include a One to One with Sligo’s inspirational artiste, Sandy Kelly. We look at the contribution of Lions Clubs to communities in the West, Volunteer Vacations, the World’s Great Train Journeys, health and financial matters, and many other timely articles we hope you will find both interesting and rejuvenating.

Once again, if your group or organisation would like to receive bulk deliveries of Mature Living please send your request to seamus@matureliving.ie or post it to: Mature Living, 28 Cleveragh Road, Sligo.

We also welcome input from your organisation and if you would like to have articles or photograps of recent events highlighted please send them to the same address, seamus@matureliving.ie.

News The Weirdest Stories of 2011 One one One with Sandy Kelly Defeat your debt Top Scams of 2011 World’s great train journeys A holiday with heart Resolutions for your pet Down memory lane: The bands of Our Showband Era A Pain in the tech Motoring Collecting Antiques, Selling Antiques Turning a dream room into reality How to know if it's time to make a change in your parents' housing situation Competition Curb your food cravings Fashion: Long Hair for the mature woman – Yes or No? A Stitch in time Battling burnout Silencing a snoring spouse Foot care for pretty feet Kilcullen Seaweed Baths Health: Flossing Services Directory Puzzles Dating: Meeting Place

Published by: IBS Publishing Riverview House, Barrett Street, Ballina, Co. Mayo and Cleveragh Road, Sligo Tel/Fax: 071-9154538 / 096-77743 Web: www.matureliving.ie • Email: info@matureliving.ie

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News

Abbott Volunteers Refurbish Multiple Sclerosis North West Therapy Centre Refurbished Centre Provides Much Needed Services to Multiple Sclerosis Patients in the North West

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The Abbott volunteers with the staff of the Multiple Sclerosis (MS) North West Therapy Centre watch as Sinead Branley, Abbott Pharmaceuticals Sligo, and Tamara Gormley, Manager of the MS North West Therapy Centre, cut the ribbon to officially open the refurbished areas. Image by James Connolly / PicSell 8

Tel: 087-1214000 049 8548454 091 797272

team of 40 Abbott employees from the company’ pharmaceutical facility in Sligo, rolled up their sleeves to help refurbish the Multiple Sclerosis (MS) North West Therapy Centre.

Employees donated their time, energy and expertise over a weekend to help refurbish the two main reception rooms at the centre.

Abbott’s facility in Ballytivnan also assisted with the project. Employees at the site fundraised to provide a new plasma television, chair covers and blinds for the centre.

The project was undertaken as part of Abbott’s Croí an Oir employee volunteering programme, which is part of Abbott's global efforts to encourage employees to contribute their time and expertise to help strengthen communities. In 2010 in Sligo, Abbott employees raised more than €26,000 and volunteered 2,000 hours for the benefit of local charities and the community.

Caroline McClafferty, HR Manager of Abbott’s pharmaceutical operation in Sligo, said, “Through our Croí an Oir programme, Abbott employees have made a real difference in our local community. The MS North West Therapy Centre provides patients across the North West with much needed services and respite and we were delighted to help provide more comfortable facilities for users of the centre.”

Speaking about the refurbishment, Tamara Gormley, Manager of the MS North West Therapy Centre said, “The refurbishment has made such a difference for both our service users and staff. The centre is like new and

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Thanks to Abbott our centre has a new lease of life.” The MS North West Therapy Centre provides care and support to people with multiple sclerosis across the North West. MS is one of the most prevalent diseases of the central nervous system and directly affects an estimated 2.5 million people worldwide including approximately 8,000 people in Ireland. It is the most common disabling neurological disorder amongst young people but it can occur at any age. Established in 1992, the MS North West Therapy Centre aims to enrich the lives of people with multiple sclerosis by providing, in a caring, supportive and positive setting, therapies which will enable them to fully live life. The Centre also endeavors to provide advice and support for the families and carers of the people with multiple sclerosis.

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as you can get. This is where Disability Aids Direct come inti their own. From their premises in Castlebar, Disability Aids Direct are the West of Ireland's leading suppliers of stairlifts, wheelchairs, rise & recline chairs, scooters, massage chairs and a range of mobility aids. Why not drop in to their shop at any time or call them on (094) 9024994 / (087) 7783633 for advise on your mobility aid requirements. Disability Aids Direct also have a strong online presence.

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News

50 celebrities turning 50 in 2012

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t turns out there are many big names hitting the mid-century mark in 2012 -- and a few may surprise you!

The big 5-0 is a significant number for the average person, but what about when you

live your life in front of a camera?

For these 50 musicians, comedians, and celebrities of the big and small screen, age really is just a number.

No one can say Sheryl Crow and Tom Cruise aren’t aging gracefully.

At 50 years old, Marcia Cross will be

a mother of two four year olds! Rosie O’Donnell will likely celebrate her 50th on her new talk show on OWN, Oprah’s network. Soon to be 50+ musicians Anthony Kiedis and Flea are still rocking stadiums around the world with their band Red Hot Chilli

Peppers. It would appear that being born in 1962 puts you in good company.

We welcome the following stars to the 50+ demographic Trace Adkins, Jan. 13 Jim Carrey, Jan. 17 Jennifer Jason Leigh, Feb. 5 Axl Rose, Feb. 6 Garth Brooks, Feb. 7 Sheryl Crow, Feb. 11 Lou Diamond Phillips, Feb. 17 Grant Show, Feb. 27 Jasmine Guy, March 10 Mike Rowe, March 18 Rosie O’Donnell, March 21 Marcia Cross, March 25 Matthew Broderick, March 21 Star Jones, March 24 MC Hammer, March 30 Jim Carey James LeGros, April 27 Jan 17 Emilio Estevez, May 12 Jeff Garlin, June 5 Gina Gershon, June 10 Ally Sheedy, June 13 Paula Abdul, June 19 Andre Braugher, July 1 Tom Cruise, July 3 Anthony Edwards, Jul 19 Eriq La Salle, July 23 Wesley Snipes, July 31 John Slattery, Aug. 13 Steve Carell, Aug. 16

Fuel Saving Tips

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don't know what you are paying for petrol.... I am paying up to €1.50 per litre. My line of work is in petroleum, for about 31 years now, so here are some tricks to get more of your money's worth for every litre: Here at the Shell Pipeline where I work , we deliver about 4 million litres in a 24-hour period .. One day it’s diesel, the next day it’s jet fuel,

Page 6 Mature Living January 2012

Dina Lohan, Sept. 15 Cheri Oteri, Sept. 19 Rob Morrow, Sept. 21 Nia Vardalos, Sept. 24 Aida Turturro, Sept. 25 Esai Morales, Oct. 1 Joan Cusack, Oct. 11 Kelly Preston, Oct. 13 Flea, Oct. 16 Vincent Spano, Oct. 18 Bob Odenkirk, Oct. 22 Cary Elwes, Oct. 26 Daphne Zuniga, Oct. 28 Anthony Kiedis, Nov. 1 Laura San Giacomo, Nov. 14 Jodie Foster, Nov. 19 Jon Stewart, Nov. 28 Andrew McCarthy, Nov. 29 Eddie Izzard, Dec. 2 Janine Turner, Dec. 6

Sheryl Crow Feb 7

Jodie Foster Nov 19

Felicity Huffman, Dec. 9 Ralph Fiennes, Dec. 22

With Petrol expected to reach €2 per litre by end of 2012 these tips that I came upon on the internet might come in handy...

and petrol, regular and premium grades. We have 34-storage tanks here with a total capacity of 16,800,000 litres.

Only buy or fill up your car or truck in the early morning when the ground temperature is still cold.

Remember that all service stations have their storage tanks buried below ground. The colder the ground the more dense the petrol, when it

gets warmer petrol expands, so buying in the afternoon or in the evening....your litre is not exactly a litre.

In the petroleum business, the specific gravity and the temperature of the petrol, diesel and jet fuel, ethanol and other petroleum products plays an important role.

A 1 degree rise in temperature is a big deal for this business. But the service stations do not have temperature compensation at the pumps. When you're filling up do not squeeze the trigger of the nozzle to a fast mode If you look you will see that the trigger has three (3) stages: low, middle, and high.

You should be pumping on low mode, thereby minimizing the vapours that are created while you are pumping. All hoses at the pump have a vapour return. If you are pumping on the fast rate, some of the liquid that goes to your tank becomes vapour. Those vapours are being sucked up and back into the

underground storage tank so you're getting less worth for your money.

One of the most important tips is to fill up when your Petrol tank is HALF FULL. The reason for this is the more Petrol you have in your tank the less air occupying its empty space. Petrol evaporates faster than you can imagine. petrol storage tanks have an internal floating roof. This roof serves as zero clearance between the Petrol and the atmosphere, so it minimizes the evaporation. Unlike service stations, here where I work, every truck that we load is temperature compensated so that every litre is actually the exact amount.

Another reminder, if there is a petrol truck pumping into the storage tanks when you stop to buy Petrol, DO NOT fill up; most likely the petrol is being stirred up as the Petrol is being delivered, and you might pick up some of the dirt that normally settles on the bottom.

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News

The weirdest stories of 2011 from the world’s fattest woman to a €10m cat

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he past year has borne witness to an array of bizarre events from the antics of an American vying to be the world's fattest woman ever to an Italian man who survived a gunshot wound to the head only to sneeze out the bullet through his nostril.

operational RAF base, have claimed that the spectre of the dog's spirit may have tried to speak to them as they have picked up activity on their electronic detection equipment.

3. World's hottest chilli contest leaves two in hospital

1. 52st mother eats 20,000 calories per day in quest to become world's fattest woman ever

of cash, shares and a property empire which includes flats and houses in Rome and Milan and land in Calabria.

6. Man finds drunken Moose in apple tree

In August, American Susanne Eman stunned readers by declaring her ambition to become the world's fattest woman ever. Already tipping the scales at 52st, the mother-of-two said she hoped to hit the 115st mark by her forties by consuming enough food each week to fill six supermarket trolleys.

2. Guy Gibson: ghost of Dambusters dog 'found' at airbase

A team of paranormal investigators claimed in November that they had made contact with the "spirit" of the dog owned by Wing Commander Guy Gibson, the heroic pilot who led the Dambusters raids during the Second World War. Wing Commander Gibson led the Dambusters raid in 1943 from his base at RAF Scampton, near Lincoln, just hours after his black labrador, called Nigger, was run over and killed. A legend sprung up around Nigger after there were several reported sightings of a black dog seen around the base following his death.

A team of experts given special permission to stake out the

A 'world's hottest chilli' competition at a curry restaurant left two people in hospital in October.

Emergency services were called to Kismot Restaurant's curry-eating challenge, on St Leonards Place, Edinburgh, after competitors started writhing on the floor in agony, vomiting and fainting during the contest. One participant, Curie Kim, was so ill after sampling the "Kismot Killer" that she had to be taken by ambulance to the Edinburgh Royal Infirmary twice in a matter of hours.

4. Daredevil 'Jetman' soars over Alps in latest stunt

We ought to be used to the antics of Yves Rossy by now, but the Swiss adventurer recently shocked the world yet again when he donned a jet suit and flew in formation with two Albatross jets over the Alps.

5. Italian black cat becomes a fat cat after inheriting 10 million euros A black cat in Italy lived up to its reputation for good luck after inheriting €10 million from his adoptive owner, a widowed heiress.

Four-year-old Tommaso, who was saved from a hardscrabble existence on the mean streets of Rome, Italy, as a kitten, is now the proud owner

Page 8 Mature Living January 2012

A moose in Sweden hit headlines in September by becoming stuck in a tree after getting drunk from eating fermented apples. Per Johansson, who helped free the animal, described the experience as 'terrifying'.

7. Husband's penis cut off and thrown in rubbish disposal Catherine Kieu sent shivers through male readers in July over allegations that she cut off her estranged husband's penis and putting it down a rubbish disposal after an argument over houseguests in southern California.

Police said the 48-year-old drugged a meal and served it to her husband shortly before the attack. The 60year-old man felt sick and went to lie down but awoke to find himself tied to the bed and Miss Kieu allegedly attacking him with a 10-inch kitchen knife.

8. Breast milk ice cream banned from London shop An ice cream parlour in London was forced to stop selling its "Baby Gaga" flavour dessert in March, because it was made with human breast milk.

Matt O'Connor, the founder and owner of The Icecreamists, where the frozen delicacy was sold, said the ice cream proved to be popular with the customers.

However, Westminster Council officials took away samples for

testing and later sent a letter to Mr O'Connor ordering him to stop selling the dish.

9. Electrician 'inflated' by pressurised air which 'shot up his bottom' in bizarre factory accident

It emerged in August that electrician Gareth Durrant narrowly escaped death in a horrific and bizarre work accident when he was "inflated" by a pressurised air line which went up his backside. The 26year-old was wiring a caravan at the factory where he worked when the large pipe – carrying compressed air at around 300 lbs per square inch – shot up his bottom. He was rushed to hospital where scans revealed a sixinch tear in his bowel and severe damage to his intestines. He then faced hours of emergency surgery to save his life 10. Italian man shot in head sneezes out bullet Italian Darco Sangermano made a remarkable recovery in January after being shot in the head with a rifle by sneezing out the bullet. The 28-yearold was hit in the temple by the .22 calibre bullet while wandering with his girlfriend through Naples – a city in Italy notorious for its rowdy New Year celebrations, often involving firearms and powerful fireworks. The bullet went through the right side of his head, behind his eye socket and lodged in his nasal passage but miraculously did no serious damage.

Bleeding heavily, he was taken to hospital in an ambulance shortly after midnight, but while waiting to be seen by doctors he sneezed and the bullet shot out of his right nostril.

Impatient & Outpatient Physiotherapy Services at Sonas Care Centres

E

xercising through life is very important for our physical, emotional and mental health. As people get older they tend to become less active and exercise less.

This can mean muscles can weaken more than they need to. Sometimes we may not realise that we are less fit or have got weaker and accept it as a natural part of ageing. No one can stop getting older but it is never too late to start exercising or increasing daily activity. People can see improvements when they undertake regular exercise.

At Sonas Healthcare we endeavor to promote the highest quality of care to our residents. Physiotherapy is an integral part of care having a positive influence on the welfare and treatment of those with neurological deficits.

Our physiotherapy therapy team is led by Rajkumar Jegatheesan, Chartered Physiotherapist. He has worked

in the field of neuromuscular skeletal rehabilitation for eleven years. A Graduated Bachelor of Physiotherapy, he has acquired extensive knowledge in neurological rehabilitation and completed numerous courses in rehabilitation. His main interest to work in elderly rehab to promote their independency level and avoid falls.

Our physiotherapy team work in all aspects of neurology including stroke, multiple sclerosis, spinal cord injury, Parkinson’s, motor neuron disease, neuropathies as well as movement disorders including ataxia and dystonia. Our team also has expertise in falls prevention and rehabilitation, arthritis, dementia and bone health.

Orthopaedics is the restoring mobility for people after hip and knee replacements, periarthritis shoulder, chronic degenerative disease, spinal surgery, post-operative orthopedic procedures, fractures, sprains, strains, back and neck pain, spinal

conditions, Osteoporosis and amputations.

At Sonas Care Centres Physiotherapy is delivered as part of the multidisciplinary team and our physiotherapists working closely with the resident’s General Practitioner, Dietitian, Occupational Therapists, Nurses, Care Assistants and Activities Coordinators. Education and Health Promotion and teaching Residents about many conditions and lifestyle choices are an important part of residents care. This may include back care, ergonomics, taking exercise classes and cardiac rehabilitation groups. Our Physiotherapists play a vital role in occupational health matters for Sonas staff including Patient Moving and Handling Training, and educating staff on the prevention of physical problems such as back strain.

Our Physioterapist has developed a specific Falls Prevention Programmes which is tailored to meet individual

resident’s needs, exercise programmes, relaxation and behavior and environmental modifications play an important part in sustaining resident’s wellbeing. Recent studies have shown that that a combination of very simple and mental exercising is enough to block the progression of dementia. Sensory mobility and sensory hand mobility coordination leads to positive outcomes for people with dementia. These exercises also improve the person’s ability to carry out daily living tasks, leaving them twice as capable in performing them.

Cognitive stimulation combine with practiced ‘daily living’ activities.

Sonas Healthcare provides convalescent and residential care.

For all information on Sonas Healthcare please visit www.sonas.ie or if you wish to contact to an individual care centre please call: Cloverhill, Roscommon: 090 6628882 Ard na Greine: 096 37840 Sonas Care Centre Athlone 090 6479568

Celebrating 100 Years

SONAS CARE CENTRES

Cloverhill, Roscommon; Ard na Greine, Enniscrone and Athlone.

Impatient & Outpatient Physiotherapy Services Daily individual and group physiotherapy sessions are offered by our in-house physiotherapist to include; • Helping older people restore normal movement and function in stroke • Restoring mobility for older people after hip and knee replacements • Cardiovascular and pulmonary rehabilitation • Multifactorial Fall Prevention Programmes (MFPPs) Contact: Cloverhill: 090 6628882 Ard na Greine: 096 37840 • Athlone 090 6479568

www.sonas.ie

1912 - 2012

Enniscrone, Co. Sligo • Tel: 096-36238

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Feature by Stella Carroll

Sandy Kelly

Sligo’s Inspirational Queen of Country pleasure at meeting her audience after the show the previous evening.

“Some of them have been loyal fans for years and we catch up on their lives.

“Sandy Kelly is, in my opinion, one of the top 15 female artists in the world.” – Willie Nelson.

S

andy Kelly is one of Ireland's favourite entertainers. A consummate performer, and a really nice person too! I spoke to her the morning after her recent sell out Concert in Derry. Buoyant and happy, Sandy was her usual positive and cheerful self and described her

They might have lost family or friends or celebrated with births and weddings since we last met. It’s a wonderful chance to meet after, still on a high from the show and they are so very, very kind. ” Sandy can spend up to two hours greeting her fans, both old and new, after her shows. They wait patiently in the venue for her to come and chat, some carrying wee gifts or

photographs of family. Sandy Kelly is no Diva, but a polished performer who respects and enjoys her audience. It’s a mutual arrangement.

A born entertainer in every sense, Sandy came into the world as Philomena Ellis, the eldest daughter in an Irish show business family living and working in England. “My father, Frank had a fit up show, The Duskey Family, and we did everything from magic acts, small plays and singing. I grew up on the road and on the stage.” she says. Home schooled, Sandy learnt to read and write at her mothers knee in the caravan each day. “I could count from very early on.” she laughs. “We depended on the money from shows to survive and I quickly learnt to sell tickets, and sometimes that was not money, but fish or eggs or whatever way we got paid.” It is a story worthy of any film script. But life was not always easy and there was no luxury in moving from place to place and working hard. She is never negative or disparaging about these years and feels that they have contributed to the person she is today. When Sandy was eight, she moved to Ballintogher in Co Sligo to live with her beloved grandmother and attended local school for the first time “I really did not want to be a singer when I grew up. I planned to be a teacher or even a nun! “.

But the entertaining gene came to the fore and Sandy was soon lead singer in a host of

The Duskeys being congratulated by Mike Murphy after being chosen to represent Ireland in 1982 Eurovision Song Contest. bands touring the country. Joined by sister Barbara and cousin Nina, the Duskey Sisters represented Ireland in the Eurovision Contest in 1982. By the mid 1980's, the ballroom scene had been hit hard by discos and wisely, Sandy chose to go back to her roots in cabaret and country music and began using her stage name Sandy Kelly.

In early 1989, Sandy recorded the Patsy Cline hit, 'Crazy'. It was a risk, as Sandy "felt that Crazy belonged

This lady sings straight from the heart. One of the best you’ll ever hear. And I’m proud to have her as a friend.” – Charlie Dick (husband of the late Patsy Cline).

Photos Courtesy of www.irish-showbands.com meticulous about it all” Sandy is looking forward to a busy year ahead. “I have great plans. I am bringing out my first CD in seventeen years and have a full and exciting schedule of tour dates. I love the challenge and I always make sure that if someone has bought a ticket with my name on it, they will get the best performance possible As you get older, you put things in perspective. Once, I took three years completely off work. I felt that I was wearing myself thin and needed to spend more time with friends and family. It was the best thing for me at the time. Now, in 2012, I am in great form, fit and well and looking forward to the year ahead. “

“I always make sure that if someone has bought a ticket with my name on it, that they get the best performance possible.” very much to Patsy". However, the record was a hit and over the years, Sandy paid tribute to the great singer with a musical telling her life story. One unusual duet, with the late great Patsy, ‘Walking After Midnight’. was achieved by using the original tape of Patsy’s voice and remixing it to blend in with Sandy’s

performance. While it might have proved controversial and insensitive, it had the blessing of the late singer’s husband, Charlie Dick, who said of Sandy. “On a scale of 1 to 10, I would probably rate her an 11.”

Praise indeed! Sandy has achieved international stardom and her name is linked with famous musicians like the late Johnny Cash, Willie Nelson and George Hamilton IV. It is typical of Sandy that these are not just professional alliances, but personal friends as well. Her friendship with Johnny Cash is well documented and she feels the loss of him both professionally and personally most days.

“My hopes for 2012, is that the same people will be around my table this time next year. The same lovely faces.”

Despite the international recognition, she has never seen herself as a glamorous star but rather a working woman. “That is probably due to my upbringing where show business was part of daily life “.

Sandy married Michael Kelly in 1981 and they have two children, Willie, now an accomplished musician in his own right and Barbara, the proud recipient of many Special Olympic medals.

Family and close friends are an important part of Sandy's life. Her life has not been without its trials.

Her mother died young. Sandy herself survived a horrific car crash in the eighties. Life is good though.

Now in her fifties, Sandy is still enthusiastic, vibrant and lives to the full. “My hopes for 2012, is that the same people will be around my table this time next year. The same lovely faces.” She laughs. Sandy likes to walk, read and cook, but says that she never really had a hobby. “You have to keep yourself fit when you are onstage, so I walk a lot. Luckily, I still love the business, the rehearsals, the choosing of songs. I am

Sandy Kelly will be performing at the International Festival of Country Music with John McNicholl and George Hamilton at the Odyssey, Belfast on the 29th February 2012

Page 11 Mature Living January 2012

Money Matters

12 ways to defeat your debt Is it your goal to pay down debt? We've got some strategies to help.

Bring in extra cash There’s only so much room to cut back the budget, so it’s often necessary to earn some extra cash.

There are a variety of ways to do it — like getting a part-time job, turning a hobby into a side business or renting out a spare room. Even selling unwanted stuff can give your payments a boost. Sounds overwhelming? Try setting a reasonable goal. For instance, make it a point to bring in an extra €500 or €1000 over the next year to put towards debt.

D

ebt: surveys say we’re deeper in it, but we’re more eager to get out of it too. Debt has become an ugly word in recent years, and it’s no surprise that paying it down tops many people’s to-do lists.

This past year, we all got a bit of a wake-up call when new numbers showed we hit a record high for household debt. According to a story highlighted in the news , we started 2011 with household debt up by 6.7 per cent over levels from just a few years back.

What about retirement?

Recent figures suggest more people will enter it still carrying mortgages and credit card debts — and some will still be paying off mortgages into their 70s.

So what’s the solution? Experts warn to get out of debt — and stay out, especially costly consumer debts. How, exactly? Different strategies work for different people, but here are some steps experts recommend for dealing with debt.

Know your numbers Unfortunately, it can be easy to overlook the ugly total when debt is spread over credit cards, loans and lines of credit. Many people don’t know how much interest they’re paying, or how long they’ll be in the red making minimum payments.

Know what you’re up against: make a list of debts including the outstanding balance, monthly payment, billing date and interest rate. Rank them according to how urgent it is to eliminate them.

Tackle “bad debts” first While it’s necessary to make minimum payments on all debts, experts usually recommend targeting one or two debts for some extra attention — especially those with high interest rates like credit cards and unsecured loans. How much extra should you contribute? It depends on how much you can afford. Author David Bach recommends doubling the minimum payment on your top priority as a start.

Once you’ve scratched your #1 debt off the list, pour the extra cash into the next item, and so forth.

Pay more often Just like with a mortgage, increasing the number of payments can help you save on interest charges — especially on larger balances. Find out if you can arrange two monthly payments instead of one or how you can make extra payments through an automatic transfer.

Create (or tweak) your budget.

Creating or revising your annual budget? It’s a good time to look for ways to free up some cash to pay down debts faster — like cutting back on non-essentials such as eating out and finding more frugal entertainment. If you don’t already do it, tracking your spending and expenses can help you better understand your habits and reveal ways to save even more.

Page 12 Mature Living January 2012

Pay cash Cash serves as a physical reminder to make us think twice before we spend — if you don’t have it, you can’t spend it. Many experts recommend using a visual system like jars or envelops to help manage budgets. If you’d rather not get out the scissors, put your credit cards in your safety deposit box instead.

Consider cashing in investments.

Not your retirement savings or emergency fund, but the low earning ones, that is — like money stashed away in saving accounts. Do the maths: chances are you’re paying more interest on your debt that you’re earning.

Consolidate… with caution.

There’s some controversy surrounding this step, but consolidating your debts to a lower interest plan can cut the amount of interest you’re paying. However, proceed with caution because there are many scams and fraudulent services out there and many people have lost hundreds of euros for services that didn’t help. Do some background research on the company before signing on through government debt counseling websites.

Work with your creditors And the earlier, the better. While they’re under no legal obligation to do so, many creditors may work with you to make special arrangements like lowering interest rates or devising a better payment plan. This step may be an option if you don’t have too many creditors and you have a good history of making payments on time.

Attend to your emergency fund.

Remember that ongoing debt versus savings debate? Most experts still agree that everyone should have some cash set aside for emergencies. It may seem counter-

intuitive, but this strategy stems the reliance on credit in a crisis. Setting aside money for emergencies is a good habit to get into rather than accruing more debt.

How much is enough? A general rule of thumb is 3 to 6 months worth of expenses (depending on your circumstances), but even €1000 is a good start.

Plan ahead for major expenses.

Aside from emergencies, we have some warning for major expenses like a child’s education, wedding, home upgrades or next year’s holiday spending. Instead of making payments — and sacrifices — after the fact, let interest work in your favour by paying yourself first. Set up automatic transfers to a savings account as soon as you can.

Keep records True, it won’t help pay down your debt faster — but keep track of your efforts just in case there’s a dispute or error. If you need to seek help from a MABs advisor, or even consider more serious steps like bankruptcy you’ll have the documentation you need at hand.

One last word of advice: do what makes sense for you. These tips are common advice you’ll see on blogs, government websites, banking websites and in the financial media.

There are plenty of places to find advice.

However, experts don’t always agree on the best strategies, and everyone’s financial situation is different. The trick is to get a sense for the strategies and see if they’ll work for you.

This past year, we all got a bit of wake-up call when new numbers showed we hit a record high for household debt.

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Money Matters

Top scams of 2011 Hold on to your wallets!

Find out which scams were big last year -- and how you can avoid them. should never have to spend money or make a purchase to claim a prize.

N

o one wants to hand over their recommend calling your credit card hard-earned cash to a company to get the charges Are your parents becoming socially isolated? criminal, but scammers reversed. continue to find sneaky ways to get people to part from their money.

Scams can prey on our fears or exploit our good intentions — and leave us feeling helpless, angry and embarrassed.

With the new year approaching, we’re getting a look at what scams made the rounds here in the west last year. Experts warn to watch out for these top offenders well into 2012.

Computer virus scam It’s been popular in Europe for a while, but took off here in 2011.

Here’s how it works: You get a call supposedly from a reputable company (like “Microsoft” or “Windows”) warning the company has received a virus notification or error message from your computer.

Don’t worry: the “helpful” caller can fix the problem for you — first they’ll want access to your computer, then they’ll want a fee — charged to your credit card, naturally. He or she might also try to sell you an anti-virus software subscription that you’ll pay for every month.

Experts say don’t be alarmed if you receive one of these calls — just hang up. Reputable companies don’t make such calls, and you should be suspicious of anyone asking for access to your computer or your credit card information. If you think you’ve been a victim, police

Experts warn to watch out for these top offenders well into 2012.

Fake prizes or lotteries Congratulations! You’re a winner in a contest you don’t remember entering. In order to claim your prize or free gift, you’ll need to pay a fee, pay the taxes or make a purchase. Too bad your prize never comes.

Experts say these scams aren’t new, but they are branching out.

Sometimes they can start with a survey or entry box at the mall or an entry you submit in the mail. You think you’ve entered a contest but what you actually did was give scammers your contact information — and a credible reason to call.

How can you protect yourself? Be very careful to whom you give your information, and remember that you

Page 14 Mature Living January 2012

Fake cheque scams Oops! Your interested buyer or potential tenant mistakenly wrote you a cheque for too much money.

Now he or she wants you to cash it and wire them the difference. Unfortunately, your money will be long gone by the time the cheque bounces. The scammer could have a clever cover story — like claiming to be an international student coming to Sligo looking for a room to rent.

These scams have topped the list for a couple of years now, and experts warn they will continue to hit business owners and landlords alike. Be aware of this scam if you’re selling or renting — especially if you’re advertising online — and make it a point to only conduct business in person. Try to avoid taking cheques, if possible.

Merchandise or sales scams Buyer and seller beware: If fake ecommerce sites and online auction scams weren’t bad enough, scammers are happy to adopt the role of buyer or seller. As a buyer, you could end up paying for something that you didn’t want — like a counterfeit item or poor quality replacement — if you receive anything at all. When buying online, it’s best to stick to services and people you can trust and read the fine print (especially when it comes to returns and refunds).

As a seller, you could face theft from a “potential buyer” who could use false payment information or a bogus cheque to buy your goods.

One of the latest tricks is to use counterfeit cash to pay for sought after items like electronics.

Service scams Service scams continue to be the top scam in Ireland, according to reports. These scams involve paying for something the scammer doesn’t deliver — like help selling a

timeshare property, home renovations or debt settlement services. Experts recommend getting to know any company with whom you’ll be doing business — verify their contact information, do an internet search to see what people are saying about them and ask for references at all times Sometimes “servicemen” show up on your doorstep wanting to inspect your home or fix your furnace.

Again, experts warn that legitimate companies don’t do business this way. If you don’t know who is at the door and you weren’t expecting company, you don’t have to open the door.

Grandchild or friend in trouble scams Your loved one is stranded, in jail or in the hospital far away from home. The heart-wrenching stories change, but the scam is the same: a crook calls pretending to be a grandchild or relative who got into trouble while travelling abroad.

They need you to wire cash to them right away — but don’t tell anyone!

The crooks don’t want you asking too many questions or verifying the story with other friends or family.

(One Galway woman lost €3000 to this scam, according to reports) Scammers often look to people’s social networking sites and blogs for details they can use to gain victims’ trust.

However, grandkids aren’t the only ones landing in trouble these days — friends and family members are fair game. Crooks hack into email accounts and send distress messages to that person’s contacts. One common story is that the person had their wallet, tickets and passport stolen and now they can’t get home.

In short, crooks are counting on you to help your loved one, no questions asked. However, questions should be our first line of defense (that is, if you don’t hang up or hit delete first). If you think the communication might be real, call the person in question or their family to verify the circumstances before you do anything else. Chances are the person was safe at home all along.

Nigerian Scams There are many versions of the Nigerian or 419 Scam floating around — and you’ve likely seen a few versions over the years. The email or fax says a foreign employee or government official needs your help getting millions of dollars out of the country. In return, you’re promised a hefty percentage of the funds.

However, the crooks are the only ones who will see any money — yours! You may be asked to pay taxes or fees, sometimes on an ongoing basis.

While the scam may seem obvious, experts warn it’s constantly evolving — and people are still falling for it.

Scammers can fake government contacts and documents to make the scheme seem like a

Scams aren’t limited to email, phone and fax — your Twitter or Facebook account could also be the source. legitimate venture. In some cases, victims have even been lured to Nigeria, according to Scambusters.org. Experts warn this scam can put your safety at risk along with your bank account, so it’s best to ignore those emails and faxes.

Online dating and friendship scams Today, an increasing number of people are looking for romance online, but what they find is someone eager to prey on their trusting nature. Scammers strike up a relationships with their

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TELEPHONE: 094-9388208 MOBILE: 087-2503184 victims through emails and online messages — and fake profiles and attractive pictures sweeten the deal. Then, the crooks exploit their victims’ generous nature with pleas for financial help — often with a believable sob story of hardship or tragedy. Only you can help — and he or she needs you to wire money or cash a cheque.

Unfortunately, this scam isn’t limited to finding love — “online friends” can use the same tactics.

How can you protect yourself?

Experts say it’s fairly simple: be aware of signs of the scam (like being asked to cash a cheque or wire money for a sudden emergency) and never send money to someone you don’t know. Gardai warn that once wired money has been picked up, there’s no way to trace the criminals.

Phishing and spoofing scams Crooks want more than your cash — your personal and financial information can lead to a bigger payoff. Not only will crooks use it to access your credit cards and bank accounts — or steal your identity — they can also sell it to other criminals. Even if you shred everything and keep financial information private, there are other ways they can catch you.

By now you’ve likely heard of phishing emails — those seemingly legitimate emails from your bank that require you to “verify your account information”. However, scammers can also catch victims through online surveys or quizzes. In person, fake surveys or contests at the mall or a

trade show could catch you off guard.

In short, ignore those suspicious emails — or call your bank if you think there really is a problem. Remember, once you’ve given away your information you can’t take it back.

Social media scams Scams aren’t limited to email, phone and fax — your Twitter or Facebook account could also be the source. Like email, crooks can hack into people’s accounts and send or post messages to that person’s connections. Since the message seems like it’s coming from someone you know, you’re more likely to believe it.

These scams could take a variety of forms — like inviting you to apply for scholarship or grant money, asking you to send money for an “emergency” or inviting you to click on a harmful link.

Sometimes scams tap into another worry: that your privacy has been violated. If you receive a message asking “is that you in this funny video” or claiming “I found these pictures of you online”, it can be tough to resist the urge to look. The solution?

Treat these posts just like you would any other spam — ignore them. If you see a post that seems out of character, it could be the work of hackers.

While these scams are some of the top ones out there, other scams are alive and well — like employment scams, vacation scams and investing scams. We might not be infallible, but the best weapon we have is to be knowledgeable enough to avoid them.

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Travel

World’s great train journeys

Relive the golden days of travel on these 10 classic train journeys.

Glacier Express: Switzerland

R

ailway vacations bring to mind the romance and sense of adventure of a bygone era, whether you travel on a luxury line or opt for a less expensive route. If you’re considering a tour via rail, here are 10 classic train journeys to take in some of the world’s most historic and beautiful scenery.

Rain was smacking the window, the train swaying as most trains do, seeming to describe an elaborate detour around the back of the world. I was going the old way…

– Paul Theroux, Ghost Train to the Eastern Star

Trans-Siberian Railroad: Russia

between North Vancouver and Whistler, BC. The popular eight-day journey aboard the Western Explorer includes all of the must-see attractions of the Canadian Rockies.

Old Patagonian Express: Argentina

The fabled Trans-Siberian Railway, once hailed as the “fairest jewel in the crown of the Tsars”, is one of the world’s most famous train journeys. You can select from various routes, including the TransManchurian or Trans-Mongolian, both of which take you from Moscow to Beijing. Or you can travel from Moscow to the stunning Pacific port of Vladivostok, an epic journey that crosses seven time zones and spans about a third of the globe. All routes take you through some of Russia’s most spectacular scenery including soaring mountains, picturesque villages and, of course, the Siberian tundra.

Venice Simplon-Orient-Express: Europe Often considered the epitome of luxurious travel, the legendary Venice Simplon-Orient-Express train is famous for its ornate cabins, elegant cuisine and gracious personal service. Lucky passengers visit some of the world’s most

Page 16 Mature Living January 2012

alluring cities, including journeys from London to Venice to Rome, or, if you’d prefer, Paris to Budapest to Bucharest to Istanbul. Travellers can chose from six signature journeys as well as other shorter departures and destinations across Europe.

The Rocky Mountaineer: Canada

Listed as one of the top “Journeys of a Lifetime” by National Geographic, Rocky Mountaineer Vacations offers spectacular train trips through British Columbia, Alberta and the Canadian Rockies. Best known for the world-acclaimed Rocky Mountaineer train — a two-day, all daylight rail journey through the snow-capped Canadian Rockies — the company also offers trips on board the Whistler Mountaineer train, including a three-hour journey

The Old Patagonian Express, in southern Argentina, gives travellers the sense of being at the end of the world. Better known as “La Trochita”, the historic rambler travels at only 45 km/hr from the majestic city of Esquel to Ingeniero, passing through towns and villages so small they are not even a dot on the map. Peer through the small wooden windows of your cabin (circa 1920) to take in the valleys and plateaus of mystic Patagonia and the Chilean Andes The Blue Train: South Africa This train is literally what it claims to be: a beautiful, blue train. This five-star hotel on wheels — which has seen the likes of kings and presidents — transports guests over 1,000 miles of diverse and breathtaking countryside between

The Rocky Mountaineer: Canada

the coastal city of Cape Town and the inland capital, Pretoria. The Blue Train is famous for its luxuriously appointed cabins (including marble tiles and gold fittings in the bathroom) and exquisite meals prepared by top chefs.

tropical expanse of rainforest, rice paddies, lush green mountains, and the charm of the region’s colourful cultures.

Palace in Udaipur, a camel safari and a tour of the Taj Mahal.

Glacier Express: Switzerland

Palace on Wheels: India

the seaside city of Mombasa to the inland capital of Nairobi. The Jumbo Kenya Deluxe offers breakfast and dinner as well as a glimpse of local wildlife including impala, giraffe and ostrich.

The Ghan: Australia

Eastern & Oriental Express:

Singapore, Malaysia and Thailand A quarter of a mile in length, the Eastern & Oriental Express recaptures the glory days of rail travel through beautiful and exotic South East Asia. This is definitely not fly-over country. While travelling in complete luxury, you’ll take in a

The Blue Train: South Africa

True to its name, the Palace on Wheels in an enchanting way to cruise through the northern region of Rajasthan. Decorated in the ornate style of bygone Maharajas, the train takes you on a sweeping eight-day tour starting and ending in Delhi. A few highlights: the elephant welcome in Jaipur, lunch at the Lake

Tour the famous Swiss mountain railways from St. Moritz to Zermatt or from Piz Bernina to the Matterhorn on this scenic 7 1/2 hour railway journey through the Alps.

You’ll cross 291 bridges, pass through 91 tunnels and cross the towering Oberalp Pass. The route will take you through the unspoiled natural beauty of ancient mountain forests, peaceful Alpine meadows and valleys rich in tradition and centuries-old culture.

Mombasa to Nairobi: Kenya

If you’re up for adventure, take in the exotic African countryside on this overnight safari journey from

Celebrating its 80th anniversary this year, The Ghan offers railway tours into the vast heart of the continent.

You’ll marvel at the spectacular Australian landscapes from the fertile countryside surrounding Adelaide to the rusty hues of the remote Red Centre and then on to the tropical splendour of the Top End.

Lucky passengers visit some of the world’s most alluring cities Page 17 Mature Living January 2012

Hearing Health

Can you hear me?

It might sound like a cliché, but good hearing is something we don’t truly appreciate until we begin to lose it.

H

ow often do we visit the dentist? How often do we visit the optician? Now let’s ask ourselves: how often do we get our hearing checked? If the answer to this question is NEVER, then we have decided that our teeth and eyes are more important than our hearing.

Hearing Loss Indicators • Have you difficulty hearing conversations, especially when there is background noise?

• Do you frequently ask people to repeat what they have said?

• Do you understand what people say?

• Do you find it difficult to hear on the telephone?

• Do you always turn up the volume on the TV or radio?

If your answer is YES to most of these questions then it’s time to consider making an appointment with a hearing professional.

Currently in Ireland over 10% of the population (400,000 people) suffer from hearing loss.

Maybe if hearing loss gave us more physical pain (similar to teeth) we would be prompted to give it more urgent consideration.

Currently in Ireland over 10% of the population (400,000 people) suffer from hearing loss. This can greatly affect the quality of their lives by impacting on simple pleasures such as hearing what’s on TV. It can even impact on social occasions such as holding conversations, enjoying family life or attending the theatre.

It’s often easier, and less stressful, to dismiss a hearing problem as a temporary ailment, or as something we would rather learn to live with, than find out more about it. How-

ever, hearing loss, if left untreated, can cause a person to become isolated from society, withdrawn from family and friends and often depressed.

Experts recommend we should get our ears tested once a year; this is especially important the older we get as our hearing naturally declines, For some of us, the thought of a hearing test may be as daunting as visiting the dentist, yet that needn’t be the case. A comprehensive hearing assessment is simple, completely painless and takes about 45 minutes to complete.

It is important to know that most hearing loss gets worse over time.

The earlier a problem is detected and treated, the greater our chances of preventing further hearing loss – and gaining the best possible results from treatment. If we value our hearing as much as our sight we should make it part of our regular health check.

The Consultation This is completely simple and painless. Firstly, it will involve a Lifestyle Analysis, where the audiologist will enquire into your medical and occupational history, to see if there is anything that might contribute to the hearing difficulty your are experiencing.

The next stage will consist of a more physical assessment where the audiologist will look into your ears and carry out a form of “speech test”. Then an instrument called an audiometer is used and your responses to a number of sounds are assessed. This will enable the hearing professional plot a graph called an audiogram, which establishes the nature and extent of your hearing loss. Based on the results the profes-

Page 18 Mature Living January 2012

sional will be able to present the options for improving your hearing. You will then be in a position to make an informed decision on whether or not hearing aids will benefit you, or if you need them at all.

This simple exercise might greatly improve your quality of life. Hearing aid users often report not just better sound quality, but improvement in their relationships and social skills since taking steps to address their hearing needs.

Experts recommend we should get our ears tested once a year Simple ways to protect your hearing • Never deliberately expose yourself to very loud noise • If you can’t avoid loud noise, wear earplugs or ear muffs • When working with machinery wear appropriate hearing protection at all times • If you can’t hear people speaking at a normal level when playing your iPod or MP3 player, turn down the volume • Wear ear plugs at rock concerts, motor races or other noise events.

• If you are a musician who is frequently exposed to loud music, get some special ear plugs • Be aware of the risks if you have exposure to solvents, toxins or are taking certain drugs • Give your ears regular rests from loud noise.

• Most important: Get your hearing tested regularly.

Visited Elderly Relatives over Christmas?

Tune into signs that they may need extra help – but be careful how the issue is approached

T

his Christmas was a good time for family members spending a couple of days with an older family member or friend to tune into the signs that he or she may need extra help to remain safe at home.

“The Christmas period was a very busy time for everyone and it’s easy for family or friends who regularly visit the elderly person not to see the subtle signs that he or she needs assistance,” said Anne Broderick, Manager of Home Instead Senior Care, Galway. “But some family members or relatives or friends who may not have seen the senior for a while may have noticed subtle differences since the last visit. Signs of potential trouble can be evident in the home – such as spoiled food in the fridge, a stack of unpaid bills or personal indicators such as episodes of confusion or dirty and unkempt clothing,” Anne continues. You can look out for these indicators every time you visit.

Signs to look out for include: • Check the fridge, freezer and cupboards – has food spoiled? Is this because Mum or Dad can’t get to the shops? Or is there a difficulty in accessing any of these areas to clean them out?

• Look at the groceries list – is declining health prompting your parent(s) to buy more convenience and junk food so that their nutrition is not adequate? Are they losing weight?

• Examine the tops of furniture and countertops for dust and dirt – household tasks such as cleaning may be becoming too much for them?

• Similiarly, how are the ceilings and fans? Dust and dirt in high places can suggest difficulty in lifting arms and in agility/mobility – however, elderly people should be cautioned not to climb; • Chat with their neighbours to see if Mum or Dad’s daily routine has changed – is he/she staying in more, watching more television and avoiding stimulating conversation and companionships?

However, care should be taken in how the issue of suggesting assistance is addressed,” Anne advises.

“Don’t start the discussion when everyone is around the dinner table – or when some may have had one too many glasses of wine.

If speaking with other family members, have the conversation away from the house and then approach

the parent in a non-threatening way.

For example, if the two of you are alone, you could ask, ‘I saw some bills on the hall table – is there anything I can do to help sort them out?”

“Children must recognize that their parents are adults and – unless there are cognitive or emotional problems – they can make their own decisions.

We do not and should not become our parents’ parents.

We must remember we will always be their children.”

For information on the services offered by Home Instead Senior Care, phone (091) 384 160 or log onto www.homeinstead.ie

Pets Corner

Resolutions for your pet Make the New Year a healthy one for your favourite furry family member.

Stay ahead of any potential problems by visiting your vet on a regular basis.

T

he start of a New Year can mean a fresh start not only for yourself, but also for your best friend. Here are 6 simple tips to make your pet healthier and happier.

Regular exercise Regular exercise not only helps to keep your pet (and you) fit, but it’s a great time for bonding and sharing some good old-fashioned fun. For dog owners it’s also a good time to socialize with other dogs and their owners, as well as an opportunity to teach your pouch proper manners and walking etiquette.

How much exercise is enough?

According to the Veterinary Association Ireland, dogs should have a brisk walk at least twice daily for 15 to 20 minutes. For cats, schedule at least two 15-minute play times each day.

Cat tip: Laser pointer toys, while relatively inexpensive, provide not

Despite the best of intentions, those yummy leftovers and table scraps aren’t always in the best interest of your dog or cat only a fun frolic for your cat, but a good source of exercise.

Good nutrition Despite the best of intentions, those yummy leftovers and table scraps aren’t always in the best interest of your dog or cat. Leftovers can contribute to unhealthy weight gain – and also cause pets to go off their regular food, which understandably, tastes bland in comparison.

While many pet owners opt to prepare homemade food for their pets , many veterinarians warn that pets on a homemade diet may not be getting an adequate ratio of vitamins and minerals.

Commercial pet foods are routinely tested for nutritional composition, something many pet owners are unable to do on their own. Senior dogs (age 7+), for example, are often put on a special diet that is lower in proteins and

minerals and higher in fibre than what is recommended for younger dogs. So if you do opt for the homemade option, be sure to do your research.

Is your pet on the pudgy side?

Excessive weight gain is a growing health risk not only for humans, but for our furry companions as well. In fact, according to the Association for

Dogs should have a brisk walk at least twice daily for 15 to 20 minutes

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vaccinations, flea prevention treatments, and healthy grooming procedures. Additionally, having a “baseline” of information about your pet gives the veterinarian something to compare against if your pet becomes ill in the future. To help cover medical costs, consider buying pet insurance or putting aside extra money in your emergency fund.

Proper identification If you haven’t done so already, take the time to get proper identification for your pet. This will enhance the chances that your pet will be returned safely if lost.

There are many effective means of pet identification available including micro chipping, tattooing, and personalized dog/cat tags.

Also, be aware of your municipal bylaws that require that dogs (and sometimes cats) be licensed and registered.

Licensing your dog and cat also provides a way for pets to be identified and returned safely if lost.

Bonding with your pet goes a long way in helping to reduce stress – a well-known cause of illness

Pet Obesity Prevention (APOP), 43 per cent of dogs and 53 per cent of cats are overweight. An additional 10 per cent of all dogs and 19 per cent of all cats are considered obese.

Just like for humans, an overweight pet faces an increased risk of heart and joint problems,

diabetes, arthritis and other conditions. Your veterinarian can suggest a ‘reduction’ diet for your pet, and experts also recommend giving smaller, more frequent meals during the day to boost metabolism and burn more calories.

When it comes to treats, moderation is key. Too many snacks and treats are thought to be the biggest cause of obesity in pets.

Proper dental care Yes, even pets can have pearly whites. Proper dental hygiene is necessary for the prevention of periodontal disease.

If brushing your pet’s teeth seems a little daunting, you may be surprised – many pets actually end up loving it. (Your veterinarian can give tips for the best method.)

Be sure to use a soft toothbrush and pet toothpaste, which may be chicken, salmon or tuna-flavored. Avoid “human” toothpaste, as the fluoride in them is toxic to animals. Good dental hygiene can literally add years to your pet’s life.

Dog & Cat Food and Supplies • Horse Feed • Fish • Dog Kennels from just €39.99 • 40 kg Coal from just €11.99

Regular check-ups Stay ahead of any potential problems by visiting your veterinarian on a regular basis.

Annual examinations of teeth, heart, lungs, and overall body condition will be less costly than waiting for a problem to develop. The yearly check-up also allows for any

Make cuddle time Last but not least, give your pet lots of hugs, love and attention.

They will thrive – and you’ll reap the benefits as well.

Bonding with your pet goes a long way in helping to reduce stress – a well-known cause of illness – and promotes general well being.

To help cover medical costs, consider buying pet insurance or putting aside extra money in your emergency fund.

“Shampoodles” Grooming Parlour NOW OPEN in our Sligo Store

Carraroe Retail Park Sligo 087-7964263 • Ballina 083-3705897 • Mooneen Ind. Park Castlebar 083-3741736

Focus on Ballina Lions

The LIONS’ share of service to society without personal financial reward and to encorage efficiency and promote high ethical standards in commerce, industry, professions, public works and private endeavours.

In the Connacht region there are active clubs in Ballina, Belmullet, Castlebar, Westport, Claremorris, Sligo, Roscommon, Tuam, Corrib, Galway, Loughrea, Gort, Ballinasloe and Portumna. In this issue we feature some of the activities of the Ballina club which now has over forty active members.

An Taoiseach, Enda Kenny and Michelle Mulherin,TD, pictured with Ballina Lions members at the conclusion of their project to collect unwanted spectacles for distribution to people in need in Third World countries

D

OTTED across Connacht are Lions Clubs, with numbers totalling in the region of 400, involved in projects each week to help local communities and good causes all over the globe. In total there are 116 clubs in Ireland and in future issues of Mature Living we hope to feature some of the clubs in the Connacht region and highlight some of the good work they are doing.

Apart from serving communities the Lions have a social dimension, and it is the spirit of friendship and camaraderie engendered in the clubs which makes so many challenging and worthwhile projects possible. In these recessionary times the need for such community support has never been greater, to fill many gaps created by cutbacks, unemployment, lack of housing, the many dangers in society such as depression, suicide, drugs, disablement, and needs of the elderly.

While there is a Lions Club in almost every major town in Ireland and the network extends around the world, the OBJECTS of the organisation are the same the world over and it is worth while including them here: • To create and foster a spirit of understanding among the peoples of the world.

• To promote the principles of good government and good citizenship

• To take an active interest in the civic, cultural, social and moral welfare of the community.

• To unite the clubs in the bonds of friendship, good fellowship and mutual understanding • To provide a forum for the open discussion of all matters of public interest, provided, however, that partisan politics and sectarian religion shall not be debated among members • To encourage service minded people to serve their community

Ballina Lions Founded in 1978, Ballina Lions Club has made its mark in the local community over the decades, with many worthwhile projects and continues, year after year, with “anchor” activities, supplemented by new projects, thanks to the crossfertilisation of ideas introduced by many incoming members.

Every member will openly admit they enjoy being involved and this spirit is clearly apparent in the photographs featured on these pages.

Current president is Dr. Blaise Brunker, flanked by Henry Bourke (secretary) and Aidan Munnelly (treasurer) President Blaise has kicked off his period as president by spearheading a special Men’s Health evening, during which those attending were provided with free health checks and given excellent presentations on how to remain healthy while living longer.

The Club purchased a minibus in 2009, which they use to provide

The new Lions bus can be seen out and about in Ballina. transport to many groups and as a back-up to other service providers in the community. This has now been traded in for a newer model, financed from club projects.

The following is a selection of the major projects undertaken annually by the Ballina Club: Christmas Food Appeal: Members collect food and cash at various locations in Ballina and give the food and proceeds to the Vincent De Paul organisation for distribution to the needy in Ballina post-Christmas.

Annual Walk: This is usually a Sponsored Loop Walk undertaken by members and friends each Autumn (usually between 10 and 25 km).

Many thousands of euro are collected for distribution to organisations like Suicideology, Jack and Jill Foundation, River Blindness in Africa and other Lions charities.

READY FOR THE OFF: Ballina Lions and friends at commencement of the Bonniconlon Loop Walk last year.

FUELLING UP: Ballina Lions members and friends take refreshments during the Bonniconlon Loop Charity Walk last year. Pictured, from left: Vincent Duffy, Sean Campion, John Kenny, Claire Cooke, Willie Horkan, Dave Mullarkey, Paul McDermott, Pat O’Brien, Gerry Jordan, Noel Reilly, Gerry O’Mara and Rushenda Barrett.

Timber Project: Here Lions roll up their sleeves for a number of Sundays in late Autumn/early Winter and cut trailer-loads of timber, which are raffled and the proceeds distributed to charities.

Meals on Wheels: Members take turns to distribute food to older and disabled people in Ballina for one day each week throughout the year.

Senior Citizens Party: Lions members organise a special evening, with food and music and provide transport to senior citizens to and from a party venue each year, usually December.

They also intermingle with the guests and strive to make the evening an enjoyable occasion for all.

Senior Citizens’ Holiday: An enjoyable week organised annually for senior citizens, with trips organised to Trabolgan, Galway, Donegal or other locations, with Lions members taking time out to assist guests who participate in the trips.

SUPPORTING THE ARTS: Former President Martin Crowe congratulates Ballina Arts Centre director Sean Walsh during an Open Evening in the Arts Centre last Autumn. The new Centre in Barrett Street is proving to be a tremendous success with full houses for most major shows.

RELAXING: In convivial mood at the Arts Centre Open Evening – Henry Bourke, Michelle Bourke, Tony Munnelly and Gerry Jordan.

Environment Clean-up: Here again, members get down and dirty and work to clean up sections of local parks, riverside, etc., that have become overgrown or littered – making a practical contribution to enhancing the tourist potential of the area. The club has a particular interest in, and has given considerable support to, the Belleek Woods project.

People from the local community are well aware of the many other projects and contributions made by Ballina Lions. In turn the Lions appreciate the continued support of so many people in difficult times.

Other activities - Celebrity auctions, stewarding for events, diabetes screening, urban transport, golf classics, spectacle collection, Christmas dinners, etc., etc.

Carer’s Weekend: The Club will join with the Sligo Lions again this year in “Taking Care of the Carers” by organising a special Weekend Away for Carers in Mayo and Sligo. It is planned to organise the event on a regional basis this year.

The Ballina club is a fine example of how a group of people from various walks of life can join forces, and make such a positive contribution to community and society while experiencing the many joyful sides of social involvement.

Special Children’s Outing: Thanks, principally, to the efforts and generosity of Lion Adrian Bourke this has become, perhaps, the most worthwhile annual project. Dozens of special children experience a wonderful day out at Castlehill, outside Crossmolina, where they are entertained and participate in a variety of activities, with music, food, fun and games of all kinds.

These children deserve the best and the joy in their faces on the day speaks for itself.

Simon Community Trip to Bartra: Another annual event when Lions bring members of the Simon Community on a trip to the beautiful Bartra Island . . . again, a very rewarding experience for all involved.

GIVING THE BRUSH-OVER: Lions John McCormack, Paul McDermott, Oliver Murphy, Danny Greham, Edward Gaughan and Pat O’Brien before last Autumn’s Jumble Sale in Ballina.

Memories

The Bands of our Showband Era

1950's - The Orchestras:

Following the lead from the "big bands" of the early to mid 20th century, the fifties started with 10-12 (or more) piece Orchestras that usually featured a band leader, piano, a drummer and the balance of musicians playing brass instruments.

Guitars were nowhere to be seen and sheet music was read from the sitting position, complete with bow ties and tuxedos. The music was mellow and the musicians stationery.

1960's - The Showbands:

Starting in the late 1950's, orchestras trimmed their numbers to 7 or 8 musicians, pushed aside their music stands, traded their tuxedos for colorful suits, learned the hits of the day by heart and jumped around the stage in all manner of gyrations. The emphasis was on excitement, entertainment and the occasional gimmick. The music was loud, the halls packed and a lot of people (usually not the musicians themselves) got rich!

1970's & 80's - Pop:

The dawning of the 1970's provided a watershed for most bands as pop and country started to emerge as the dominant forms of dance entertainment.

Although everybody played a little of everything, bands generally declared themselves as one or the other.

Brass became less prevalent, some groups played with as few as five members, and the halls, although still going well, had seen better times, both in attendance and amenities. Hotels came into their own as the venue of choice for dancing and Ireland started to produce some very original music.

Page 24 Mature Living January 2012

Article and Photos courtesy of Gerry Gallagher www.irish-showbands.com

T

here were hundreds of them. Irish bands of every size, description and musical genre traveling the roads and borheens of Ireland. They travelled the length and breadth of the country from the 1950's through the mid 1980's. Although "officially" the term showband was coined in the late fifties and was used to describe bands that played a wide variety of music and usually included a "show" during the night, the term was gradually applied to all the bands that played in the 1960's. As the Irish music scene splintered in the late sixties into pop, country bands, the term was dropped but we still find it the best overall

description of the bands of the "ballroom" era. In the early days, they travelled in whatever they could find...bread vans, hearses, and even cars (roof racks and all).

In later years, many (if not most) of them travelled in converted Ford Transit vans (like the one pictured right) that were normally used for delivery services. After a couple of windows were popped into the centre panels, a row or two of old airplane seats were installed and the band was ready to travel "in style." Although style was a matter of opinion...if you're stuck in the back of a van on a cold and rainy winter's night, it may seem like "a long way to

Riviera Showband (1964-1971)

THE Ballyhaunis, Co. Mayo based Riviera Showband enjoyed national success on the ballroom circuit from the mid sixties through 1970. Managed by Seamus Cox from Aghamore, the band featured Shea Cribbin from Kilkelly as lead singer and recorded a number of singles which gave the band a high profile at the time. The original lineup included Malachy Tiernan (RIP-sax), Shay Cribben (RIP-vocals), Gerry Foley (guitar), Brendan O'Grady (drums), Kevin Maloney (bass), John Conway (keyboards) and Patsy Haugh (trumpet).

In 1967, the band was dealt a setback when all their equipment was lost in a fire in Manchester. In the same year, several of the lads were shocked, literally, because of a short in an electrical circuit of a ballroom in Dublin. The incident required a few of the lads to visit a Dublin hospital for treatment. In the meantime, the boys played on borrowed instruments, while

saving up the money to purchase new instruments.

Among the songs recorded by Shea were Love and the Country, written by band members Malachy Tiernan and Patsy Haugh, as well as Baby Won’t You Leave Me Alone, Maybe, The Latchyco, Flame in Your Heart, and The Girl Next Door.

Seamus Cox tells us that the band was ‘christened’ by Thomas Anthony Tighe, who for many years was one of the best known calf dealers in the province, and they settled on the “Riviera” right away.

They also released a country song featuring guitarist Gerry Foley called, Just a Girl I Used To Know.

Although the band played a wide variety of music on stage, they described themselves as a pop band even though a couple of their singles were country. Said Shea in 1970, "That was a time when country and western music seemed to be at a peak of popularity."

Tipperary," but it's even further to Castletownbere, Co. Cork!

It will be impossible to list all the bands that played the dance halls, ballrooms, marquees, parochial halls, community centres, hotels, and town halls across Ireland but each month we are planning to feature a band from the west with the help of Gerry Gallagher and www.irish-showbands.com .

Apart from a few who enjoy near mythical status (such as the Royal Showband and a handful of others), most bands came together, played for a few years and then either reinvented themselves, changed their name, or just disappeared, their members

either returning to civilian life, or scattering to two or three new bands.

For such a small country, it is difficult to comprehend the sheer number of bands that the country produced.

Almost as hard to imagine, is the number of dance halls that once dotted the countryside, many out in the "middle of nowhere."

In next month’s issue we will be featuring The Kim Newport Band

“The band were A typical Showband Dance scene on the road for around six years form 1964 to 1971.

They always enjoyed big popularity in their home area. We played dates all over the country.

The marquees were all the go in the summers of that era. We also toured England several times. The lads always went down well because there were so many young people from the West of Ireland over there at the time,” recalls Seamus.

The band split up Gerry Foley resides in Barcul, Kilkelly, in 1971 with Shea Cribben joining the and is also associated with the farming short lived Real Country band which scene. He retained an association with the featured George Kaye (ex-Smokeys). The music business for several years but is no band was on the road for about two years longer active on this circuit. and when they broke up, Shea left the Drummer Brendan O’Grady is a farmer music industry. in the Charlestown area and is no longer Shea Cribbin had resided in Dublin for involved in the music. Kevin Maloney, many years where he was involved in the another Charlestown man, lives near insurance and financial services business. Cloonfad and occasionally features on He sang occasionally at church services, stage. John Conway, formerly of Bridge but sadly passed away Sept. 30, 2005.

Street, Ballyhaunis, lives in Dublin. He Patsy Haugh lives in Castlerea and has was involved in showbiz promotions, always maintained his involvement with managing the fortunes of the Niagra the music business down through the Showband for a time. years. He currently fronts his own band, The last word goes to former manager the Phoenix Showband, and they have a Seamus Cox: “We had some good years new album due out in the coming month. with the band and some memorable ones Malachy Tiernan played sax with the too. There has often been talk of a reunion band and lives near Charlestown where he like the Royal Blues did back in 1983 and has been involved in farming for several again a few years ago. However, for one years. He too has maintained strong links reason or another, it has not come to pass with the music scene down the years. yet anyway.”

A marquee in Geesala, Co Mayo.

1970's & 80's - Country:

Country music started to emerge from the showband era as a separate genre in the late 1960's with the success of bands like The Smokey Mountain Ramblers, Cotton Mill Boys, and others. At the same time, a split was also occurring in the country genre as a uniquely Irish version of country was created, combining American country instrumentation and rhythms with Irish folk themes and even a little ceili influence. The result was "Country and Irish," a home grown version of country personified by people like Larry Cunningham, Margo and Big Tom.

1970's & 80's - Rock:

Although Irish "rock" traces its roots back to the Beat groups of Dublin, Belfast and a handful of major cities in the 1960's, it wasn't until the early 70's that everyone started to really take notice.

Beginning with Van Morrison, Rory Gallagher, Thin Lizzy and Horslips, Irish rock bands started to make their mark on the world; eventually paving the way for bands like U2, Stiff Little Fingers, and a host of others that would follow.

All Years: Folk/Trad:

The rise of Irish folk began in the 60's with bands like The Clancy Brothers with Tommy Makem and The Dubliners, but in the early 70's, a new Irish folk/trad style took the world by storm in the wake of Planxty, Clannad, the Bothy Band and others that pioneered a "new" Irish sound. It was the pioneering creativity of musicians like Christy Moore, Donal Lunny, the Chieftains, and many more, that provided the groundwork that would lead to the Riverdance phenomenon Page 23 Mature Living January 2012

Memories

The Bands of our Showband Era

1950's - The Orchestras:

Following the lead from the "big bands" of the early to mid 20th century, the fifties started with 10-12 (or more) piece Orchestras that usually featured a band leader, piano, a drummer and the balance of musicians playing brass instruments.

Guitars were nowhere to be seen and sheet music was read from the sitting position, complete with bow ties and tuxedos. The music was mellow and the musicians stationery.

1960's - The Showbands:

Starting in the late 1950's, orchestras trimmed their numbers to 7 or 8 musicians, pushed aside their music stands, traded their tuxedos for colorful suits, learned the hits of the day by heart and jumped around the stage in all manner of gyrations. The emphasis was on excitement, entertainment and the occasional gimmick. The music was loud, the halls packed and a lot of people (usually not the musicians themselves) got rich!

1970's & 80's - Pop:

The dawning of the 1970's provided a watershed for most bands as pop and country started to emerge as the dominant forms of dance entertainment.

Although everybody played a little of everything, bands generally declared themselves as one or the other.

Brass became less prevalent, some groups played with as few as five members, and the halls, although still going well, had seen better times, both in attendance and amenities. Hotels came into their own as the venue of choice for dancing and Ireland started to produce some very original music.

Page 24 Mature Living January 2012

Article and Photos courtesy of Gerry Gallagher www.irish-showbands.com

T

here were hundreds of them. Irish bands of every size, description and musical genre traveling the roads and borheens of Ireland. They travelled the length and breadth of the country from the 1950's through the mid 1980's. Although "officially" the term showband was coined in the late fifties and was used to describe bands that played a wide variety of music and usually included a "show" during the night, the term was gradually applied to all the bands that played in the 1960's. As the Irish music scene splintered in the late sixties into pop, country bands, the term was dropped but we still find it the best overall

description of the bands of the "ballroom" era. In the early days, they travelled in whatever they could find...bread vans, hearses, and even cars (roof racks and all).

In later years, many (if not most) of them travelled in converted Ford Transit vans (like the one pictured right) that were normally used for delivery services. After a couple of windows were popped into the centre panels, a row or two of old airplane seats were installed and the band was ready to travel "in style." Although style was a matter of opinion...if you're stuck in the back of a van on a cold and rainy winter's night, it may seem like "a long way to

Riviera Showband (1964-1971)

THE Ballyhaunis, Co. Mayo based Riviera Showband enjoyed national success on the ballroom circuit from the mid sixties through 1970. Managed by Seamus Cox from Aghamore, the band featured Shea Cribbin from Kilkelly as lead singer and recorded a number of singles which gave the band a high profile at the time. The original lineup included Malachy Tiernan (RIP-sax), Shay Cribben (RIP-vocals), Gerry Foley (guitar), Brendan O'Grady (drums), Kevin Maloney (bass), John Conway (keyboards) and Patsy Haugh (trumpet).

In 1967, the band was dealt a setback when all their equipment was lost in a fire in Manchester. In the same year, several of the lads were shocked, literally, because of a short in an electrical circuit of a ballroom in Dublin. The incident required a few of the lads to visit a Dublin hospital for treatment. In the meantime, the boys played on borrowed instruments, while

saving up the money to purchase new instruments.

Among the songs recorded by Shea were Love and the Country, written by band members Malachy Tiernan and Patsy Haugh, as well as Baby Won’t You Leave Me Alone, Maybe, The Latchyco, Flame in Your Heart, and The Girl Next Door.

Seamus Cox tells us that the band was ‘christened’ by Thomas Anthony Tighe, who for many years was one of the best known calf dealers in the province, and they settled on the “Riviera” right away.

They also released a country song featuring guitarist Gerry Foley called, Just a Girl I Used To Know.

Although the band played a wide variety of music on stage, they described themselves as a pop band even though a couple of their singles were country. Said Shea in 1970, "That was a time when country and western music seemed to be at a peak of popularity."

Tipperary," but it's even further to Castletownbere, Co. Cork!

It will be impossible to list all the bands that played the dance halls, ballrooms, marquees, parochial halls, community centres, hotels, and town halls across Ireland but each month we are planning to feature a band from the west with the help of Gerry Gallagher and www.irish-showbands.com .

Apart from a few who enjoy near mythical status (such as the Royal Showband and a handful of others), most bands came together, played for a few years and then either reinvented themselves, changed their name, or just disappeared, their members

either returning to civilian life, or scattering to two or three new bands.

For such a small country, it is difficult to comprehend the sheer number of bands that the country produced.

Almost as hard to imagine, is the number of dance halls that once dotted the countryside, many out in the "middle of nowhere."

In next month’s issue we will be featuring The Kim Newport Band

“The band were A typical Showband Dance scene on the road for around six years form 1964 to 1971.

They always enjoyed big popularity in their home area. We played dates all over the country.

The marquees were all the go in the summers of that era. We also toured England several times. The lads always went down well because there were so many young people from the West of Ireland over there at the time,” recalls Seamus.

The band split up Gerry Foley resides in Barcul, Kilkelly, in 1971 with Shea Cribben joining the and is also associated with the farming short lived Real Country band which scene. He retained an association with the featured George Kaye (ex-Smokeys). The music business for several years but is no band was on the road for about two years longer active on this circuit. and when they broke up, Shea left the Drummer Brendan O’Grady is a farmer music industry. in the Charlestown area and is no longer Shea Cribbin had resided in Dublin for involved in the music. Kevin Maloney, many years where he was involved in the another Charlestown man, lives near insurance and financial services business. Cloonfad and occasionally features on He sang occasionally at church services, stage. John Conway, formerly of Bridge but sadly passed away Sept. 30, 2005.

Street, Ballyhaunis, lives in Dublin. He Patsy Haugh lives in Castlerea and has was involved in showbiz promotions, always maintained his involvement with managing the fortunes of the Niagra the music business down through the Showband for a time. years. He currently fronts his own band, The last word goes to former manager the Phoenix Showband, and they have a Seamus Cox: “We had some good years new album due out in the coming month. with the band and some memorable ones Malachy Tiernan played sax with the too. There has often been talk of a reunion band and lives near Charlestown where he like the Royal Blues did back in 1983 and has been involved in farming for several again a few years ago. However, for one years. He too has maintained strong links reason or another, it has not come to pass with the music scene down the years. yet anyway.”

A marquee in Geesala, Co Mayo.

1970's & 80's - Country:

Country music started to emerge from the showband era as a separate genre in the late 1960's with the success of bands like The Smokey Mountain Ramblers, Cotton Mill Boys, and others. At the same time, a split was also occurring in the country genre as a uniquely Irish version of country was created, combining American country instrumentation and rhythms with Irish folk themes and even a little ceili influence. The result was "Country and Irish," a home grown version of country personified by people like Larry Cunningham, Margo and Big Tom.

1970's & 80's - Rock:

Although Irish "rock" traces its roots back to the Beat groups of Dublin, Belfast and a handful of major cities in the 1960's, it wasn't until the early 70's that everyone started to really take notice.

Beginning with Van Morrison, Rory Gallagher, Thin Lizzy and Horslips, Irish rock bands started to make their mark on the world; eventually paving the way for bands like U2, Stiff Little Fingers, and a host of others that would follow.

All Years: Folk/Trad:

The rise of Irish folk began in the 60's with bands like The Clancy Brothers with Tommy Makem and The Dubliners, but in the early 70's, a new Irish folk/trad style took the world by storm in the wake of Planxty, Clannad, the Bothy Band and others that pioneered a "new" Irish sound. It was the pioneering creativity of musicians like Christy Moore, Donal Lunny, the Chieftains, and many more, that provided the groundwork that would lead to the Riverdance phenomenon Page 23 Mature Living January 2012

Technology

A pain in the tech Today's technology can be a real pain. Injuries you should watch out for, and ways to solve these "technical difficulties". use them more often and for longer periods of time — doctors are seeing more cases of cubital tunnel syndrome.

Don’t let the cute-sounding names deceive you — the conditions are serious enough to warrant medical attention. Add them to the growing roster of repetitive stress injuries (RSIs) and other conditions such as computer vision syndrome and it’s easy to see why experts are concerned. These ailments aren’t likely to kill anyone, but left untreated they can lead to disability, surgery and persistent problems.

These problems will get worse over time, so if you’re starting to see symptoms like pain, tingling and numbness, it’s time to take action.

Here are some things you can do to prevent and treat tech-related troubles:

This time it’s the grown-ups who are feeling the pain in the thumbs

T

echnology enables us to do great things — but our favourite gadgets and gizmos can actually disable us too. As our use of computers, cell phones and other tech toys increases, so too does our risk for repetitive stress injuries.

You may have heard some of these funny-sounding conditions in the media, but their effects are far from hilarious.

Blackberry thumb: Remember the “Nintendo Thumb” of the 80s and 90s? Meet its successor. This time it’s the grown-ups who are feeling the pain in the thumbs, caused by frequent text messaging and emailing on tiny keyboards. Using our not-so-dexterous thumbs for purposes for which they weren’t designed can cause tendonitis (i.e. “trigger thumb”), aggravate arthritis and can even send pain shooting all the way up the arm.

Wii shoulder or “Wiiitis”: Active video games systems now make us get up and move, but the bad news is that repeating the same motions over and over again is going to hurt.

Best case scenario: you’re working muscles you haven’t used in a while, and the pain gets better with rest and regular exercise. Worst case scenario: strains and sprains that require ice packs and antiinflammatory medications, at the least.

Cell phone elbow: It’s the latest media darling, complete with warning pictures of the dreaded “ulnar claw”. Technically, the

condition is called cubital tunnel syndrome, and it’s a close cousin to carpal tunnel syndrome. Both conditions are caused by pinched or compressed nerves. In this case, it’s the ulnar nerve in the elbow that’s affected, and it causes pain, numbness and tingling in the two outer most fingers. It’s caused by other things too, like sleeping with your elbow at a certain angle, but gripping the cell phone and talking for hours on end is the latest cause for worry.

Just how common are these problems?

While the conditions have been discussed in medical journals and there’s plenty of anecdotal evidence, there aren’t any hard numbers yet because more research is needed.

However, as the CBC reports, the general trend is that an increase in technology use also leads to an increase in these ailments. For example, as cell phones become increasingly popular — and people

Page 26 Mature Living January 2012

Exercise daily. Perhaps we’re tired of hearing the advice, but are we following it yet? It stands to reason that things that are kept in good shape will function better and are less prone to problems — and our joints and muscles are no exception.

Think of it as a little daily maintenance.

You may have heard some of these funny-sounding conditions in the media, but their effects are far from hilarious.

Take breaks.

Doing any task over and over again is going to take its toll whether it’s typing, texting or playing a video game. The remedy? Get up, move around, stretch and do something different for a few minutes each hour.

When talking on the phone, switch hands from time to time.

Go hands-free. Another option for those who need to be on the phone a lot is to swap the handset for a headset. You won’t be prone to bad habits like not switching positions, balancing the phone on your shoulder or gripping your phone too hard.

Go ergo. Maybe you laughed at those funny-shaped keyboards, or at people who had to have their desk set up “just so”. However, if you spend hours at a desk then it’s important to have a properly set up work station, complete with the right lighting to avoid both eyestrain and those oh-so-awkward positions we get into to view the screen.

What about when you’re on the road, or on your living room couch?

It’s easy to slack off a little when it comes to proper form. Experts warn that letting your laptop live up to its name can cause back, neck and shoulder pain as well as do a number on your wrists. If you can’t avoid it, keep it in moderation.

Splint it. Maybe you need a little restraint to keep your elbow, wrist or thumb in good shape. A splint can help restrict movements and keep you from curling your body parts into odd positions that could cause stress.

But talk to a health care practitioner first, as resting one part of your body could place undue stress on another.

Tidy up. Believe it or not, simply having a computer can be hazardous to your family’s health. Between 1994 and 2006, over 78,000 people in the U.S. ended up in hospitals thanks to injuries sustained from their personal computer. And we’re not talking only about repetitive strain injuries — according to a recent article on BBC News, it’s trips, bumps and falls that are to blame and dangling cords are one of the chief culprits.

Pay attention. Experts warn that we shouldn’t ignore the symptoms — even if all we’re feeling is just a minor pain or a bit of tingling. As with other health concerns, little problems can turn into big ones over time. They’re much easier to address before things get too serious.

One sure-fire way to treat the problems: reduce your usage or stop altogether. Of course, that’s easier said than done for many people due to our heavy reliance on our computers and tech toys (they’re called “Crackberries” for a reason).

However, a little R&R for our body is likely going to be part of any recovery program. Use your technology, but don’t abuse your body.

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Motoring

Service Your Own Car Changing the Air Filter

9. Once you have removed everything from under your vehicle lower the vehicle to the ground.

1. Disconnect all vacuum and breather hose pipes from the air filters housing.

10. Unscrew the oil filler cap positioned on top of the engine and pour in the specified grade of oil for your vehicle. Continue to do this until oil reaches the top mark on your oil dip stick and refit filler cap.

2. Remove all retaining clips and open filter housing.

11. Start engine and allow it to idle for a couple of minutes.

12. Turn off engine and check for any leaks, allow the engine oil to settle for a few minutes then check the oil level at the dipstick again and top up as required.

T

he benefit of servicing your own car is to save money, and let's face it in today's current climate of rising fuel and garage costs we can all save money by carrying out some basic servicing essentials. The following basic guide has step by step instructions that will give you the information on how to give your car a basic engine service including oil change, oil filter, fuel filter and spark plugs.

Please note that the following is meant as a guide for the standard petrol engine only and therefore should not be relied upon as fact as all vehicle manufacturers differ.

Equipment Required • Oil-drain plug spanner • Oil-filter pliers / suitable tool.

• Spark plug spanner / deep socket with extension bar and ratchet.

• Jack and axle stands.

• Oil drain pan.

• Clean rags.

• Safety gloves.

Oil & Oil Filter Change The engine needs to be warm before starting these procedures as this will allow the oil to drain more freely.

1. Raise the front of the car with the use of a jack and then support with axle stands.

2. Using an oil drain plug spanner or a suitable tool, loosen the oil drain plug at the bottom of the sump and using an oil drain plug spanner or suitable tool slacken the plug approximately half a turn.

3. Position an oil pan directly under the drain plug and remove drain plug

Changing the Fuel Filter

The following basic guide has step by step instructions that will give you the information on how to give your car a basic engine service allowing the oil to run, be aware that it may take some time for the oil to drain completely.

4. Clean the drain plug and sump using a clean rag then refit the drain plug securely, ideally fit a new sealing washer before refitting plug.

5. Move the oil pan and position it under the oil filter.

6. Using oil filter pliers or a suitable tool loosen the oil filter, then unscrew it by hand and empty the oil into your oil pan.

7. Wipe away all oil from enginefilter area with a clean rag.

Page 28 Mature Living January 2012

doesn't start first time as the fuel takes time to circulate initially.

8. Apply a light coating of clean engine oil to the new filters seal and screw into place firmly by hand.

3. Remove the filter.

4. Fit the new air filter into its housing ensuring that it sits in its correct positions.

5. Refit the filter housing and securely tighten using the original screws or clips.

6. Reconnect all vacuum and breather hose pipes back up to the air filters housing.

Changing the Spark Plugs

The position for the Fuel filter vary on most cars, however the most usual places are in the engine bay or under the vehicle usually close to the fuel tank.

It may be necessary to remove other parts to enable you to gain access to the spark plugs. Refer to your owner's manual if unsure and always change spark plugs one at a time.

1. Remove the strap that holds the filter in its position.

1. Clean the immediate area around the spark plugs clean using a clean rag.

2. Look for the direction of an arrow on the filter (when available) and disconnect the fuel lines / hoses from filter and remove (please note that fuel may be spilt on removal).

Prior to removing the fuel lines you will need to block the fuel lines using a small pair of mole grips or something similar.

3. Put the new filter into place and refit fuel lines / hoses.

2. Remove the spark plugs (HT) lead.

3. Carefully remove the spark plug using a spark plug spanner or deep socket with extension bar and ratchet.

4. Carefully fit the new spark plug ensuring that it is securely tightened.

4. Refit fuel filter into its original position securely fastening it back.

5. Refit (HT) lead making sure you have made a good contact / connection.

5. Start engine and check for any leaks, don't be disheartened if it

6. Repeat the above steps for each individual spark plug until complete.

2012 FLEET RANGE 2012 VW Sharan 2.0TDI 140BHP.................€39,500 2012 VW Passat 1.6TDI Comfortline.............€26,500 2012 VW Jetta 1.6TDI...................................23,500 2012 VW Golf 1.6TDI..................................€21,500 2012 VW Polo 1.2TDI..................................€16,500 2011 FLEET RANGE 2011 VW Sharan 2.0TDI 140BHP 7Seater.....€33,500 2011 VW Tiguan 2.0 140BHP Passenger........€27,500 2011 VW Fox..............................................€10,500 2010 VW Beetle Cabriolet 1.4......................€24,500 2010 VW Scirroco 1.4TSI 122BHP.................€21,500 PASSAT RANGE 2011 VW Passat 2.0TDI C/L 140BHP.............€24,500 2011 VW Passat 1.6TDI Estate .....................€25,500 2011 VW Passat 1.6TDI................................€21,500 2011 VW Passat 1.4 TSI Comfortline.............€19,500 2011 VW Passat CC Sports Model 140BHP...€32,500 2011 VW Passat 1.6TDI H/L..........................€27,500 2010 VW Passat 1.6TDI................................€19,500 2010 VW Passat 1.9TDI Comfortline..............€21,000 2009 VW Passat 1.9TDI ...............................€17,500 2009 VW Passat 2.0 TDI 140BHP C/tline.......€17,500 2009 VW Passat 1.9TDI Estate.....................€18,500 2009 VW Passat 1.4TSI Comfortline A/T.......€16,500 2008 VW Passat 1.9TDI ..............................€13,500 2008 VW Passat 2.0TDI C/line 140BHP .......€16,500 2007 VW Passat 2.0TDI Comfortline 140BH..€9,500 2007 VW Passat 1.9TDI.................................€9,500 2007 VW Passat 2.0TDI Highline A/T............€11,500 2007 VW Passat 1.9TDI Comfortline Estate...€10,500 2006 VW Passat 1.9TDI.................................€8,500 2006 VW Passat 1.6 FSI................................€6,500 2005 VW Passat 1.9TDI.................................€6,500 2004 VW Passat 1.9TDI.................................€5,000 2003 VW Passat 1.9TDI.................................€4,500 JETTA RANGE 2011 VW Jetta 1.6TDI Automatic..................€23,500 2011 VW Jetta 1.6TDI Comfortline................€23,500 2011 VW Jetta 1.6TDI..................................€21,000 2011 VW Jetta 1.4 TSI Comfortline...............€18,500 2010 VW Jetta 1.4 TSI Petrol.......................€16,500 2010 VW Jetta 1.6 TDI.................................€18,500 2009 VW Jetta 1.6FSI Petrol........................€14,500 2009 VW Jetta 1.9TDI€................................16,500 2008 VW Jetta 1.9TDI ................................€13,500 2008 VW Jetta 1.9TDI Automatic...............€16,500 2008 VW Jetta 1.6 FSI.................................€10,500 2007 VW Jetta 1.9TDI..................................€9,500

2006 VW Polo 1.25DR..................................€6,500 2005 VW Polo 1.2 5DR.................................€5,500 2004 VW Polo 1.2 5DR.................................€4,500 2002 VW Polo 1.2 5DR.................................€3,000 2001 VW Polo 1.4 Estate...............................€2,000 7 SEATER RANGE 2011 VW Touran 1.6TDI...............................€24,500 2009 VW Sharan 1.9TDI..............................€19,500 2009 VW Touran 1.9TDI...............................€17,500 2009 VW Touran 1.9TDI Automatic..............€19,500 2007 VW Touran 1.9TDI 7 Seater...............€12,500 2000 Seat Alhambra 1.9DSL Signo 7 Seater...€3,000 AUDI RANGE 2010 A5 Coupe 2.0TDI 171BHP S Line..........€32,500 2009 A4 2.0TDI .........................................€25,500 2008 A4 2.0TDI..........................................€21,500 2008 A6 2.0TDI Automatic...........................€17,500 2007 A4 1.9TDI...........................................€13,500 2007 Audi TT Coupe ...................................€16,500 2006 A4 2.0TDI..........................................€12,500 2006 A6 2.0TDI .........................................€13,500 2005 A4 1.9TDI ...........................................€9,500 2003 A4 TDI.................................................€5,000 2002 A3 1.6.................................................€3,500 VOLVO RANGE 2008 Volvo S40 1.6 DSL..............................€15,000 2006 Volvo S40 1.6DSL.................................€9,500 2004 Volvo S40 1.8 Petrol.............................€5,000 1999 Volvo V70 2.0 Estate............................€2,500 TOYOTA RANGE 2009 Toyota Avensis D4D ...........................€15,000 2009 Toyota Auris 1.4 5DR (20K) .................12,500 2009 Toyota Yaris 1.0 5DR............................€9,500 2008 Toyota Corolla 1.4................................€8,000 2008 Toyota Corolla D4D DSL .....................€11,500 2007 Toyota Hiace SWB................................€7,500 2007 Toyota Corolla......................................€7,500 2007 Toyota Avensis 1.6................................€7,500 2005 Toyota Yaris 1.0....................................€4,500 2002 Toyota Verso 2.0 7 Seater.....................€3,500 FORD RANGE 2009 Ford 1.6 DSL Zetec.............................€14,500 2008 Ford Mondeo DSL...............................€12,500 2008 Ford Galaxy TDI Ghia Model..............€21,500 2008 Ford Focus 1.4 5DR (34K)...................€10,500 2008 Ford Focus 2.0 TDI CC ........................€13,500 2008 Ford Fiesta 1.25....................................€7,500 2007 Ford Focus 1.4 5DR ..............................€6,500 2007 Ford Focus 1.6 DSL Van........................€6,500 2006 Ford Fusion 1.4 5DR.............................€6,500 2006 Ford Galaxy DSl Zetec Model.............€12,500 2006 Ford Focus C Max DSl..........................€6,500 2004 Ford Fiesta ..........................................€4,500 2004 Ford Focus 1.4......................................€3,500 2004 Ford Focus 1.8 DSL...............................€4,500 2003 Ford Mondeo 1.8 Petrol........................€3,500 2002 Ford Focus DSl Est................................€2,000

GOLF RANGE 2011 VW Golf 1.6TDI BM Cabriolet..............€25,500 2011 VW Golf 1.6TDI 5DR...........................€19,500 2011 VW Golf 1.2TSI 5DR............................€17,500 2011 VW Golf 1.6TDI Plus Model..................€21,500 2010 VW Golf 1.4TSI Petrol.........................€16,500 2010 VW Golf 1.9TDI Comfortline Van.........€15,000 2010 VW Golf 1.6TDI 5DR...........................€18,500 2009 VW Golf 2.0TDI ................................€16,500 2009 VW Golf 1.4 Comfortline 5Dr..............€14,500 2008 VW Golf 1.4GT Sports .......................€10,500 2008 VW Golf 1.9TDI..................................€13,500 2007 VW Golf 1.9TDI .................................€11,500 2007 VW Golf 1.4 Petrol...............................€8,500 2006 VW Golf 2.0GTI 200BHP....................€12,500 2006 VW Golf 1.4 5DR .................................€7,000 2005 VW Golf 1.9TDi Estate..........................€7,500 2005 VW Golf 1.4 5DR Sports ......................€6,000 2002 VW Golf GTI 1.8 5DR...........................€6,500 2002 VW Golf 1.4 5DR.................................€3,800 2000 VW Golf 1.4 5DR.................................€2,000

OPEL RANGE 2008 Opel Corsa 1.2 5DR.............................€6,500 2008 Opel Astra 1.4 5dr SXI Sport...............€10,500 2007 Opel Corsa Van DSL.............................€6,000 2006 Opel Astra 1.4 3DR Sx1........................€6,500 2006 Opel Vectra 1.6....................................€6,000 2006 Opel Zafira 1.6 7 Seater.......................€7,500 2006 Opel Vivaro 1.9 Dsl Van ......................€6,500 2006 Opel Astra 1.7 Dsl Van.........................€5,000 2004 Opel Vectra 1.6 ..................................€4,000 2002 Opel Zafari 7 Seater.............................€3,000

POLO RANGE 2011 VW Polo Petrol 5DR Choice..................€12,500 2011 VW Polo Diesel 5DR Choice.................€16,500 2009 VW Polo Petrol 5DR ...........................€10,500 2008 VW Polo 1.2 5DR Choice......................€8,950 2007 VW Polo 1.2 5DR Choice.......................€7,500

PEUGEOT RANGE 2008 Peugeot 308 1.4 5DR...........................€9,500 2008 Peugeot 308 1.6 Dsl 5Dr ....................€10,500 2007 Peugeot 407 Dsl Estate SW....................€8,500 2007 Peugeot 307 1.4 5Dr.............................€7,500 2007 Peugeot 407 Dsl Solaire Model.............€8,500

2006 Peugeot 407 2.0 DSL............................€6,000 2006 Peugeot 307 1.4 5DR............................€6,000 2005 Peugeot 307 DSl 7Seater......................€6,000 2004 Peugeot 407 1.6 DSL............................€5,000 HONDA RANGE 2007 Honda Civic 1.8 SE...............................€8,500 2005 Honda Civic 1.6...................................€5,000 2005 Honda HRV 1.6....................................€6,000 2004 Honda Accord 2.2 Dsl..........................€5,000 2003 Honda Civic 1.4i...................................€4,000 2000 Honda Integra 1.6 Petrol.......................€2,000 BMW RANGE 2008 BMW 318 DSl Extras...........................€15,000 2004 BMW 318 DSl......................................€6,000 2003 BMW 318i.............................................€5000 2002 BMW 520 DSl......................................€5,000 2002 BMW DSL............................................€4,500 2000 BMW 318 Petrol..................................€2,000 MITSUBISHI RANGE 2011 Mitsubishi Grandis 2.0TDI 7 Seat.........€29,500 2011 Mitsubishi ASX 1.8 DSL Estate 5DR.......€23,500 2011 Mitsubishi Lancer 1.8 DSL.....................€19,950 2011 Mitsubishi Lancer 1.5 Petrol..................€17,500 2011 Mitsubishi Colt Cabrio 1.5....................€13,500 2011 Mitsubishi Colt 5DR Automatic..............€13,500 2009 Mitsubishi Outlander 2.0DSL Comm.....€15,500 2009 Mitsubishi Lancer 1.5 Petrol.................€14,500 2008 L200 Crew Cab Extras........................€16,500 2008 Mitsubishi Pajero 3.2 LWB...................€15,500 2008 Mitsubishi Colt 5DR...............................€7,500 2008 Mitsubishi Pajero 2.5 DSL Sports..........€13,500 2007 Mitsubishi Outlander 2.0DSL...............€13,500 2007 Mitsubishi Lancer 1.3.............................€7,500 2007 Mitsubishi Pajero 2.5 DSL Sports..........€13,000 2007 Mitsubishi Pajero 3.2 LWB...................€12,500 2006 Mitsubishi Colt 5DR...............................€6,000 2006 Mitsubishi Pajero 3.2 LWB...................€11,500 2005 Mitsubishi Pajero 2.5 SWB....................€9,000 2003 Mitsubishi Pajero 3.2 SWB....................€6,500 2003 Mitsubishi Colt .....................................€3,000 2002 Mitsubishi Pajero 2.5TDI SWB...............€5,500 2001 Mitsubishi Pajero SWB .........................€4,500 1999 Mitsubishi Pajero 2.5TDI........................€4,500 AUTOMATIC RANGE 2011 VW Golf 1.6 Comfortline.....................€24,000 2011 VW Jetta 1.6TDI..................................€23,500 2011 Mitsubishi Colt 5DR A/T.......................€13,500 2010 VW Golf 1.6TDI Comfortline................€21,500 2009 VW Passat 1.4 TSI Comfortline.............€16,500 2008 VW Golf GTI 3DR 210BHP...................€13,500 2008 VW Jetta 1.9 TDI DSG.........................€15,000 2008 Hyundai Santa Fe 2.2 DSL 7 Seater......€21,500 2008 Audi A6 TDI DSG Leather....................€17,500 2007 Skoda Octavia TDI ...............................€7,500 2007 VW Passat 2.0 Highline DSG...............€12,500 2007 VW Passat Comfortline 2.0TDI DSG.....€12,500 2007 VW Jetta 1.6 DSG...............................€11,000 2007 VW Jetta Comfortline 1.9TDI DSG.......€12,000 2007 Kia Sorento 7 Seater ..........................€12,500 2007 Mitsubishi Pajero 2.5 SWB A/T............€13,500 2007 Nissan Navara 2.5 TDI A/T Extras.......€11,500 2006 Ford Focus 1.6......................................€7,500 2005 Mercedes E270 ...................................€8,500 2005 Mitsubishi Pajero 3.2 A/T....................€10,500 2003 Nissan Almera 1.5 A/T.........................€3,000

RENAULT RANGE 2008 Renault Grand Scenic 1.5 Dsl 7............€10,500 2008 Renault Laguna 1.5 DSl.......................€11,500 2007 Renault Clio 1.2....................................€5,000 2006 Renault Megane 1.4 Sal........................€6,000 2005 Renault Laguna 1.9 Dsl.........................€5,000 2005 Renault Clio 1.2....................................€3,500 NISSAN RANGE 2008 Nissan Primera 1.6 SVE........................€6,500 2008 Nissan Micra 1.2 5DR...........................€6,500 2008 Nissan Navara 2.5T|D SE 5DR...........€13,500 2007 Nissan Navara 2.5 T/D SE 5DR A/T.....€11,500 2006 Nissan Almera 1.5................................€6,000 2006 Nissan Micra 1.5 DSL...........................€6,500 2005 Nissan Xtrail DSL..................................€6,000 2005 Nissan Almera 1.5................................€4,500 2005 Nissan Kubistar Van..............................€4,000 2003 Nissan Almera 1.5................................€2,500 2003 Nissan Almera 1.5 A/T.........................€3,000 2002 Nissan Almera 1.5................................€2,000 2001 Nissan Micra .......................................€1,500 MAZDA RANGE 2007 Mazda 3 1.6DSL Touring.......................€7,500 2007 Mazda 3 1.4 H/B................................€6,500 2007 Mazda 6 2.0DSL Touring......................€9,000 2005 Mazda 3 1.4........................................€5,000 2001 Mazda Primo 1.3 H/B...........................€2,000 2001 Mazda Van E2500 DSl.........................€2,000 2000 Mazda Premacy 1.8 MPV.....................€2,000 HYUNDAI RANGE 2008 Hyundai Santa Fe 2.2 A/T 7 Seater......€21,500 2007 Hyundai Tuscon DSL Comm...................€9,000 2006 Hyundai Tuscon 2.0 DSL Passenger........€9,500 2005 Hyundai Accent 1.3..............................€4,000 2005 Hyundai Santa Fe 2.0 Passenger...........€5,000 2004 Hyundai Trajet DSl 7 Seater...................€4,000 2003 Hyundai Santa FE 2.0 DSL Passenger.....€4,500 2003 Hyundai Coupe 1.6..............................€5,000 2002 Hyundai Accent 1.3..............................€2,000 THIS WEEKS SPECIAL OFFERS 2009 VW Polo Fox.........................................€7,500 2008 VW Golf TDI 5DR DSl...........................€9,500 2008 Nissan Micra .......................................€6,500 2007 VW Polo Fox........................................€5,000 2007 Audi A4 TDI .......................................€11,500 2007 Ford Focus 1.4 LX.................................€6,500 2006 VW Golf 1.4 Plus..................................€6,500 2006 Ford C Max Dsl....................................€6,500 2006 Nissan Micra Dsl..................................€6,000 2006 Nissan Almera 1.5................................€6,000 2006 Jaguar 2.0 TDI.....................................€6,000 2006 Peugeot 407 Dsl..................................€5,000 2005 Nissan Almera 1.5................................€4,500 2005 Citroen C5 Dsl .....................................€4,500 2005 Peugeot 206........................................€5,000 2005 Renault Megane Dsl..............................€4,500 2005 Saab 9-5 2.2 Dsl...................................€5,000 2005 Peugeot 407 1.6 DSL............................€5,000 2004 Nissan Xtrail 4X4 2.0 Petrol.................€4,500 2004 Nissan Almera 1.5................................€3,000 2004 Toyota Avensis D4D..............................€4,500 2004 Renault Megane Dsl..............................€4,500 2003 Opel Vectra 1.8 ..................................€2,500 2002 Ford Focus 1.8 Dsl Estate ......................€1,500 2002 Fiat Stilo 1.2 5dr...................................€2,000

MINI RANGE 2010 Mini Cooper 1.6 DSl Extras..................€18,500 2007 Mini 1 1.4 ME32 ( Extras )..................€10,500 2003 Mini 1 1.6 ...........................................€5,500 SKODA RANGE 2007 Skoda Octavia 1.9TDI A/T..................€10,500 2007 Skoda Octavia 1.9 TDI..........................€9,500 2003 Skoda Octavia 1.9TDI A/T....................€5,000 2002 Skoda Octavia 1.4................................€2,500

AL HAYES MOTORS LTD.

www.alhayesmotors.com GALWAY RD., PORTUMNA, CO. GALWAY Tel: 090 9741390, 090 9742200 Tuam: 093 26411 AL: 086 2449645 • DAMIEN: 087 2368841 • DEREK: 086 8119141 • ALAN: 087 4153872 • NIALL: 087 6385033 • JOHN: 087 7851743

Hobby Corner

Collecting Antiques, Selling Antiques

Step Into the Past for Your Path to the Future

I

f you ask adults, “What is an antique?” the answers will vary.

Ask your grandchild the same question, and they might say, “Something that’s old…like you!”

Well, they are half right – one criterion for antiques is that they have some age. Considering you have made it to the Golden Years of retirement, you are in a unique position. You have a lifetime of experiences and memories that will assist you with your new retirement hobby – collecting and selling antiques.

Remember the pink and turquoise of the 1950’s; the earth tones of the 1960’s; and, the disco flash of the 1970’s? Did you have a Howdy Doody character and listen to The Lone Ranger on the radio? Flash back to the first time you did the twist in your poodle skirt, or collected box tops to send off for your favorite space toy. Perhaps you even wore love beads, had a lava lamp and

grooved to Buddy, Jerry Lee or Cliff?

All these items and thousands more are now on the hot list of antiques and collectibles.

When picturing antiques, realise that items from your childhood, youth and young adult life are now showing up in the local markets.

Although they are not “antique” by definition, mid-century memorabilia are the latest and greatest craze among the nostalgia set. This includes furniture, clothing, jewelry, sports, toys, kitchenware and many other categories. If you have the tiniest whisker of the “pack rat disease,” look around your home.

Flip over some dishes in your cabinet – do they read Fire-King or Fiesta?

These are from the 1940’s through the 1970’s. Are you still using that comfortable old club chair that used to Naugahyde? Yep, it is vintage and in high demand!

Unlike the younger antique dealers, you bring a knowledge base to the hobby that they do not and cannot have. You lived the times and were surrounded with the merchandise and atmosphere of the day. This gives you a decided advantage should you pursue collecting and selling antiques as your new retirement hobby. Chances are you even know the look and feel of the items from the period of your parents and grandparents. This extends your experience back to a time before you were born. These

Page 30 Mature Living January 2012

are the life experiences you need to pursue this exciting retirement hobby endeavour.

If you are looking for a new retirement hobby and love the excitement of treasure hunting, then collecting and selling antiques are sure to offer you hours of pleasure.

It is a well-known fact that in order to stay healthy and young at heart, you must not take to your rocking chair. The secret is to stay active!

Antiques are a great way to keep your mind and body sharp while learning new things and meeting new people. There is a wonderful camaraderie among antique dealers.

You will have fun sharing the story of your latest 1966 All Ireland program find with someone who just uncovered an old bush radio in the original box! Others who pursue this pastime are eager and willing to share all the best hot spots for finding treasures, from local car boot sales, to “junk” stores, to on line auctions.

A large percentage of antique dealers are retired folks. The most popular way to get in the business is to rent space in a local car boot sale or an indoor market. Take a weekend or two and scout out the local establishments to see what is available. The three rules of real estate apply to the decision of choosing your space – location, location, and location. You want a space with a lot of passing traffic and is open every weekend and maybe a couple of days during the week also. If there are several other antique stores close by, even better.

No two people carry the same merchandise, so this will greatly increase your foot traffic.

Of course, there are exceptions to these findings. The main attraction of an antique store is that the merchandise is always unique. There are no “antique warehouses” where you go to order in the next shipment.

This means that there are a lot of repeat customers. To keep them interested in your stall, there is only one secret you need to know, and here it is:

The main attraction of an antique stall is that the merchandise is always unique.

Work your stall! Bring in new treasures, move things around, and have a sales area where you markdown the items that have been around for a while. Schedule at time to work your stall at least once a month, and this new retirement hobby will provide hours of fun and some extra income.

If you want to downsize, this might just be the venue to liquidate some of your collections. Perhaps you love collecting but have run out of room. This is a great way to begin a new collection that is not so space intensive. Sell the cookie jar collection and begin your new search for Victorian china instead! An antique stall is a fantastic way to feed your collecting bug. This activity will keep your interest and enthusiasm. Step into the past and use your lifelong knowledge for a new retirement hobby. Your first item can be that rocking chair – you aren’t going to need it anyway!

Collect antiques. Sell antiques.

Don’t be an antique!

House and Home

Turning a dream room into reality

D

o you have an empty room in your house that doesn’t serve any purpose? Then here are 3 dream room ideas for your home.

Do you suddenly have an empty bedroom? Then you might consider turning that no-longer needed bedroom into a guest room or sewing corner. But if you’re ready to celebrate the new priorities that come with a shift in family life, you might want to make more extensive changes.

Sligo Road, Enniskillen.

Phone: 048 66 326 327

Have you got Cash in the attic? favorite teams. Movie buffs might go for a rack of DVDs and a series of poster reproductions.

For first-generation video game addicts, adding a few stand-up consoles in the back corner is usually possible for a small investment.

Movie Theatre This project qualifies both as a rec room idea and an initiative for marital harmony. Taking your home theatre system into its own room means you can set up surround-sound speakers, without marring the look of more formal spaces.

Soundproofing with acoustic panels allows you to yell at the referee to your heart’s content.

Sports fans will want to decorate with logos and mascots from

Save €€€s by calling to us • Fireplaces • Stoves • Gas • Oil • Solid Fuel • Electric • Granite Worktop Specialists

The Ultimate Home Bar

Love to entertain? You can easily install a bar in one corner of your now available room, and if you choose, you can turn it into a wet bar with a quick call to a plumber.

Then, trade in the old ceiling fan for some track lighting, and the old easy chair for some bar stools. To decorate the space, call local bars to find out if one is updating its signage; if your timing is right, you might even luck into some neon.

The Biggest & Best Value Fireplace Showrooms in Ireland

Scrapbook Nook Of course you can scrapbook in a home office, or by moving things around in your sewing room, but it’s so much better when you have a dedicated space.

A drafting table from a local art store can form the centerpiece of this room, and you can surround it with display shelves for your supplies, and works in progress. A magnetic whiteboard for concept work completes the functionality. File cabinets, out of sight in the closet, can

Do you suddenly have an empty bedroom? provide storage for photos you’ve not yet gotten around to putting in books.

To enhance your creativity, think about your sensory needs when designing this room. A high-end sound system, plants, and aromatherapy, can create a mood and mindset to bring out your best work.

Sell your unwanted items with our NEW CLASSFIEDS Section! starting next month.

Simply Call: 071-9154538 or 096-77743 to advertise

Deepwater Quay, Finisklin, Sligo Harbour, Sligo 071-9153360 • 071-9153362 Email: info@erin-recyclers.com

Tidy up around your home & garden WE BUY...

• Pvc copper, cylinders, copper piping & lead • Alumimium wheels, alumimium sheeting • Old stainless steel milk tanks • Rebar from building sites.

We also do site clearances (Metal Only)

WE WEIGH AND PAY . . . AND YOU’RE ON YOUR WAY!!

www.scrapmetalireland.com Page 31 Mature Living January 2012

Home Help

How to know if it's time to make a change in your parents' housing situation make sure they're getting balanced meals.

How are the pets doing? What about the plants? Your parents' ability to take care of other living things may offer clues to their ability to manage their own care.

How did your parents weather their most recent illness (for example, a flu or bad cold)? Is your mum able and willing to seek medical care when needed, or did last winter's cold develop into untreated bronchitis?

What does the doctor think? With your parents' permission, talk to their doctor. The doctor may share your concerns about your parents' safety at home but may also be able to alleviate them. Sometimes your closeness to the issue can exaggerate your worries, and a little professional distance (and expertise) is just what's needed to clarify the picture.

Are your parents becoming socially isolated?

T

he decision to move your aging parents out of the family home is a complex one -- both emotionally and practically. It requires a delicate balancing act between your parents' safety and their emotional stake in staying put.

Each of these is important, and helping your parents make the right decision (while remembering that as long as they are of sound mind, it's ultimately their decision) requires care and planning.

Key questions to ask Each family is different, and the decision to move is an intensely personal one. Asking yourself and your parents the following questions can help all of you navigate this difficult terrain.

Have there been any accidents recently or close calls, who responded, and how long did it take?

Are activities of daily living getting harder? If the answer is yes, are you able to get in-home help for your parents with chores like shopping, cooking, or laundry?

Are your parents becoming socially isolated? Lack of companionship can leave elderly people more vulnerable to heart problems and other health conditions. If your parents no longer see friends or visit with neighbours, moving to a place where they would

be around other people could actually be a lifesaver.

Is the house clean and well cared for, and are basic home-maintenance tasks getting taken care of? If not, are your parents open to getting more in-home help, can you or they afford it, and do you know how to find it?

Can someone check in on your parents on a regular basis? If a family member, friend, or neighbour isn't nearby and available to do this, are your parents willing to consider a home-safety alarm system or daily calling service?

What's the plan for a worst-case scenario? If there's a fire, flood or other disaster, is someone nearby prepared to assist your parents?

How often do your parents get out - especially in the winter? Are they spending days without leaving the house because they can no longer drive or are afraid to take the bus alone? While many elders fear being "locked away" in a retirement home, many such facilities offer regular outings that may actually keep your parents more mobile and active, not less.

How are your parents doing compared with this time last year?

The holidays can be a good time to reflect on the previous year and take note of any significant changes. A marked decline from one year to the next may mean it's time to start looking - and planning - for a more supportive environment.

Is your parent clean and wellgroomed? If your father has always been known for his crisply ironed shirts but starts looking disheveled, that may be a clue it's time for another level of support.

How are you doing? While this decision is not primarily about you, your own exhaustion can be a good gauge of a decline in your parents' ability to care for themselves. If your parents' need for care is cutting into your ability to spend time with your own family, interfering with your job, or just plain wearing you out, that may be a sign that it's time to start looking at other options.

What's in the refrigerator? Is the freezer full of TV dinners and the vegetable drawer empty? Has the milk gone sour? A quick look can tell you whether your parents are eating well or whether they'll do better someplace where trained staff could

Are your parents happy? Safety is crucial, of course, but so is your parents? emotional well-being. If they're riddled with anxieties or increasingly lonely, then that may tip the scales toward a move that may not be 100 percent necessary at this

Page 32 Mature Living January 2012

point for health and safety reasons.

On the other hand, if your parents have a full life, close neighbourhood and community connections, or simply enjoy being at home, it's worth exhausting every option before pushing them to move out of the home they love.

Each family is different, and the decision to move is an intensely personal one

How do others think your parent is faring? Sometimes it helps to get a second opinion, either from a family friend or relative or from a professional care manager who visits your parent's home and does an informal evaluation. While your parents may initially resist the notion of a "total stranger" checking them out, this one may be worth insisting on (offer to pay for it as a holiday gift). You may be surprised to find your parent is willing to share doubts or vulnerabilities with a sympathetic, experienced stranger that he's loathe to admit to his own children, easing the family conversations that follow.

What do your parents want? This may be the most important question of all - and you may be surprised by the answer. While an initial response may be a knee-jerk "I'll cross that bridge when I come to it," many older people harbor the same fears for their current and future safety and security that their children do, even if pride keeps them from voicing them. Take the time to sit down with your parents, draw out their concerns, and find out what they fear most about moving out and what they want to change about their lives. Rather than launching into your worries for them, or what you think they ought to do - may give you and your parents all the information needed to make the right decision for the whole family.

Complete this entry form and send by post to: Maldron Hotel Competition, Mature Living Magazine, Cleveragh Road, Sligo Alternativley you can email your answer, along with your name, address and phone number to competitions@matureliving.ie

Food and Drink

Curb your food cravings Eat a balanced diet

Eating a healthy, balanced diet is still the go-to strategy for getting all the nutrients we need. Cravings aren’t a reliable way to pinpoint vitamin deficiencies, especially when those cravings are for “empty calorie” foods that don’t offer any nutritional benefit. (If you think you’re short on a particular nutrient, don’t guess — talk to a healthcare professional.)

G

ot a sweet tooth or a love of salty fare? How to dodge those cravings and enjoy foods you love without sacrificing your health.

Wouldn’t it be nice if we craved celery instead of chocolate or potato chips? Alas, the foods we’ve “got-tohave” are usually high in fat, calories, sugar or salt — not the best choices for our health.

Experts have lots of theories as to why we crave certain foods, but few definite answers. Sometimes a craving could simply be habit — like enjoying something sweet following a meal. We might also be responding to a stimulus like aromas wafting from a bakeshop or ads on TV. Fatigue and stress can be the culprit — as can a change in hormones or even a change in the seasons. Some explanations even justify our unhealthy desires saying we’re short on a certain vitamin or nutrient or our blood sugar is low.

If you get cravings, you’re not alone. According to an article in Psychology Today, over half of all men and 90 per cent of women get cravings for a particular food a few times a month — and most people give in. In essence, our brains end become hard-wired to associate certain foods with satisfaction. It can be a tricky pattern to break.

Regardless of what causes them, cravings can derail our weight loss

Don’t skip meals Skipping meals — especially breakfast — can lead to trouble later on. We’re more likely to get the variety we need at a meal rather than unplanned snacks, plus eating regularly throughout the day can keep the blood sugar on an even keel.

goals or healthy lifestyle. Here are some ways to deal with those food cravings. Use lifestyle strategies to prevent them It’s no surprise that many experts feel we can curb cravings by tackling the factors that create them. For instance: Beat boredom Getting enough sleep at night or taking a nap is a calorie-free way to fight fatigue.

Stay hydrated

Many people eat when they aren’t really hungry. Instead of looking for a food fix, experts advise to find a distraction like taking a walk, calling a friend or making time for a favourite hobby. Even brushing your teeth or chewing gum can deter your craving.

Get your Zzzzz Over tired? Your body may crave food or drink for a kick-start.

Page 34 Mature Living January 2012

Sometimes we can mistake thirst for hunger. If you’re unsure what you’re feeling, some sources suggest having a glass of water first. Need a little flavour? Try an unsweetened beverage like herbal tea or put a splash of lemon or some mint leaves in your water.

According to an article in Psychology Today, over half of all men and 90 per cent of women get cravings for a particular food a few times a month — and most people give in.

Stock up on some fresh fruit and plain yoghurt Empty your cupboards Ever feel like a bad food is “calling you”? Having junk food around the house or in your desk at work can be too much of a temptation. If you don’t have easy access — like having to go to the store to get a specific food — chances are you’ll think twice about indulging.

It’s no coincidence that the foods we often crave are snack foods and convenience foods.

Plan ahead So what should you have in your cupboards instead? Keep healthy choices at hand. For instance, if you crave sweets, stock up on some fresh fruit and plain yoghurt.

Looking for crunch? Keep some sliced vegetables and a healthy dip in your fridge, and pack some to take with you to work.

Also, pay attention to your snacks.

It’s no coincidence that the foods we often crave are snack foods and convenience foods. Add healthy snacks to your meal planning to deter impulse buys.

Focus on your goals Sometimes all we need is a little reminder of why it’s important to eat well. Not all strategies work for

everyone, but some ideas include keeping a food diary, using a weight loss app on your mobile device or even repeating a mantra.

In addition, there are many unconventional therapies that could help to curb ongoing cravings, such as aromatherapy, acupressure (such as forehead tapping) and even hypnosis.

Indulge without the guilt If you have uncontrollable cravings, experts often recommend giving up a food altogether for a period of time to let these lifestyle strategies take hold before introducing it again. However, most people can (and should!) indulge now and then. If we deprive ourselves too long, we may want the foods more and go overboard when we have them.

Here are some healthy ways to compromise Mind your numbers. If you’re looking to lose weight or maintain your weight, it stands to reason that indulgences should be balanced out in the diet. For example, skip the sugar in your coffee throughout the day and enjoy a bit of candy. Cut back on salty processed foods and enjoy a few pretzel sticks. Balance a modest portion of dessert with healthy meals.

Exercise portion control. Experts say we should keep our portions reasonable, but if you’re still not

convinced consider this: research shows we derive the most pleasure from the initial moments of an experience. In other words, it doesn’t matter how big the cookie is — we’ll get the most satisfaction from the first few bites and then the pleasure begins to wear off. Two small cookies eaten at separate times are more satisfying than one big cookie in a single sitting, according to studies. (See 8 ways to spend on happiness for more details.)

Spread it out. Worried a small portion isn’t going to cut it? Fool your eyes. For example, two small squares of chocolate might not satisfy, but what about a few chocolate chips in a low fat muffin or chocolate shavings topping fruit and plain yoghurt? A bowl of popcorn looks like a lot of food, but has relatively few calories (even with a little butter and seasonings) compared to a smaller portion of potato chips.

Don’t go it alone If you decide to indulge, don’t eat alone or let a craved food be the first or last thing you eat. The best way to enjoy it is in the middle of a meal so your brain will feel satisfied on less.

Look for healthy substitutions Experts say we can fool our brains too by going for similar flavours or healthy alternatives. For example, try: • Dried fruit instead of candy.

• Vegetable sticks instead of chips for dipping.

• Raw nuts instead of the roasted and salted variety. (You can toast them at home without adding fat.)

• A fruit smoothie instead of a milk shake.

• Whole grain crackers instead of potato chips.

• Frozen yoghurt instead of ice cream.

Over time, some experts think we may be able to divert our cravings to healthier foods — or simply lose interest altogether.

Do it yourself Love baked goods? You can make healthier versions at home by

Iit’s okay to occasionally treat yourself — and forgive yourself if you over-indulge!

cutting back on the amount of sugar and salt or substituting ingredients.

For instance, try whole wheat flour instead of white, use applesauce in place of some of the oil, or go for healthier fat sources like avocado.

Spice things up Spice blends can up the flavour without the added salt or fat. Try a shake of your favourite blend on roasted potatoes, vegetables or meat.

What if your taste tends towards sweet?

Try spices such as cinnamon, cloves, nutmeg, allspice, anise and cardamom to enhance flavour and reduce your use of sweeteners.

Extracts such as vanilla, almond and mint can also give a flavourful boost to your drinks, as can ginger.

Savour it When you do decide to indulge, take the time to really enjoy your favourite food or drink. Sit down and eat or drink slowly. (Sometimes it helps to close your eyes too.) Avoid grabbing a favourite food on the run, or eating while you’re distracted — like working or watching TV. Can you quash cravings for good?

Maybe, say experts — but be patient. These strategies can help you deal with immediate cravings, but they can also lead to more longterm change. In the meantime, it’s okay to occasionally treat yourself — and forgive yourself if you overindulge!

Spice blends can up the flavour without the added salt or fat

Sources: About.com: Nutrition, The Huffington Post, The MayoClinic.com, Psychology Today, ScienceDaily.com Page 35 Mature Living January 2012

Feature Article Fashion & Beauty

Long Hair for the mature woman – Yes or No? W

hen it comes to long hair, women over 50 are back in the game! Even up until rather recently, long hair styles for women over 50 weren’t always something you could sport at work and at home, particularly for career women.

Long hair on older women was just considered, well…not quite appropriate, somehow.

There seemed to be some line in the sand where once you hit a certain birthday, off came the locks.

Fortunately that is no longer the case! Long hair styles for women over 50 are not only acceptable, but are wonderfully mainstream. This is great news for women who have struggled with fine hair all their lives, the fact that their hair is a bit more Lynda brittle Carter can make

Jane Seymour

it actually appear thicker.

Whether you already have long hair, or you’re a fifty-something who wants to give it a go, here are a few basic long hair style tips for women over 50: Layers – whether your hair is fine or coarse, thin or full, layers can be important. They add depth and detract from lines and imperfections.

Bangs – Bangs can be an incredibly easy solution for a youthful look. As we age, those beautiful laugh lines around the eyes and wrinkles in the forehead are minimized to an amazing degree simply by adding bands.

Yep – the phrase “Bangs, not Botox” has some merit!

Christie Brinkley

Healthy – Dry and brittle hair can also be aging – keep it healthy and moisturized. Be good to your hair.

speak, when it comes to hair color.

But just like any other part of your beauty regimen, you may want to experiment to see what works for you. You may want to tame the gray or enhance it in some way. Go for it!

Manageable length – Not everyone can have long hair… even twentysomethings look downright ratty if their hair gets too long with scrappy ends and no body. Keep your hair to a length that maintains body and as much thickness as possible.

Examples of long hair for older women are everywhere… women like Jane Seymour, Maria Shriver, Christie Brinkley, Judy Collins and Lynda Carter, to name a few.

A word about color: At long last!

The word is out – gray is the new black. The world is your oyster, so to

Miriam O’Callaghan

Beautiful After Fifty: Yes, “The Eyes Have It”!

W

e are usually a bit more critical of these areas, but the fact is that no matter what, we’re never going to have the tight, flawless skin around our eyes that we once had. Just isn’t on the cards! So…minimising eye wrinkles and caring for laugh lines may be important depending upon your level of concern and your genetic makeup. The tips below may help you decide how best to take care of and choose the best cosmetics for the delicate area

around the eyes. Just as we do with our face, there are certain steps we should take every day for the eye area, although with a bit more care.

Must-do’s for beautiful eyes Cleanse: Gentle, gentle, gentle…the area around the eyes is delicate. It’s important to remove all dirt, oils and makeup at the end of the day, but it might be a better idea to do so by using your fingers or a very soft cloth rather than a rough washcloth or face scrubbing pad! Be sure to rinse thoroughly with warm (not hot!) water. Also, be sure if you’re using an exfoliant to never, never scrub around the under eye area or the eyelids.

Page 36 Mature Living January 2012

Moisturise: We’re sure you’re already using a moisturiser around your eyes, and have been doing so for some time, but if not, delay no longer! For many women, the skin becomes more sensitive with age, particularly around the eye area.

You may even find that you can no longer use the same over-thecounter moisturiser or some of the more aggressive anti-wrinkle products that constantly appear everywhere from the cosmetic aisle of your high-end department store, to the margins of you computer screen. Simple moisturisers like Cetaphil provide great moisture benefits without any harsh ingredients or fragrances.

If you choose to go with a rich cream with wrinkle-relaxing benefits, simply pat it on to the eye area… never rub.

Protect: Sunscreen is a must-have for any beauty regimen. Again, a gentle but effective product like Neutrogena sunscreen can provide excellent protection with a minimum of problems with sensitivity.

Don’t get too close to the eyes – never on the eyelids – but do pat sparingly above the cheekbones and around the lower eye area.

Not a magic bullet, but definitely steps that will help to keep the twinkle in your eyes when it comes to skin care here.

Arts and Crafts by Stella Carroll

A Stitch in Time

Knitting is back... and is more popular than ever

Poetic Puns Ode to Olly and Aji If ya ever go across the sea to Eirinn On a frosty dark November day...

Just like Olly Wren flew in from Brussels To help sort out our financial tussles...

“Don’t worry, guys”, he seemed to say, In his crisp Eurocratic tone, “Ye’re a bit of a mess, I must confess But, maybe, we’ll be able to float ye a loan” !

K

nitting has made a come back. Once, this craft had the undeserved reputation as the pastime of lonely spinsters and thrifty housewives.

Not any more. Knitting has found renewed appreciation in a whole new generation of stitchers. Knitting is now fun.

Just a few short years ago, it was difficult to buy wool in many towns, now shops are reporting that their sales are on the up and up. Ger Collins of Pippa Blue in Galway says “ Knitting is definitely more popular, younger kids, those in their early twenties have stated, while the older group , who stopped for a while, are now knitting again.”

Perhaps in recessionary times, the need for a good quality hand made garment which also comes at a reasonable price has

Just a few short years ago, it was difficult to buy wool in many towns, now shops are reporting that their sales are on the up and up

encouraged many to take up the needles. It may also be that, in the aftermath of the Celtic Tiger, we find an appreciation for a slower pace of life, and have the patience to watch a jumper evolve over long nights in front of the television. Of course, it also provides a more ethical alternative to buying cheaply from the sweat shop importers. But for whatever reason, it is a hobby with a growing number of fans.

Knitting, and indeed crochet, are not the solitary activity that they once were. Many knitting groups both formal and informal are now meeting to create together. The Stitch 'n Bitch website for knitting circle enthusiasts lists groups like Cafe Create in Galway and The Wednesday Night Hookers in Portlaoise. In Waterford, the aptly named Vino 'n Bitch certainly don’t present an image of grannies in rocking chairs and it might be interesting to see their finished products, as we imagine wine stained patterns and a cheery raised glass to every dropped stitch !

The internet is also providing knitting patterns from all over the world and you can find free instructions for items as diverse as Star Wars Jedi hats to socks that look like monster feet. Its these funky new patterns and interesting blends of wool that are attracting many young knitters to try their hand at making something for the first time. Inspire, wool shop in Sligo sold out of speciality wools in the run up to Christmas as scarfs

and hats were knitted as gifts.

But there is still a market for the traditional materials too. The famous Aran jumper or geansai is still knitted . Originally the sweaters were made using unscoured wool that retained its natural oils and made the garments water-resistant, which meant they remained wearable even when wet. While the white bainin sweater is still as Irish as shamrocks and leprachauns, the styles are often given a modern twist by today’s knitters .

Nowadays, the aran jumpers in the craft shops is more than likely machine knitted, a process which is cheaper and faster.

However, some of the more intricate aran patterns cannot be replicated by the machine and require the patient craftsmanship of a hand knitter.

Ger Collins explains “ We sell a lot more of the novelty wools, but the pure wool will last for years. It is the real thing.”

Knitting is cool and funky. It provides clothing that is unique and inexpensive. So get out those needles and get busy !

When Olly landed in An Dail Sure, the place was in a spin...

With Joan shoutin’ “Shame on you all...”

Agus An Taoiseach retortin’ “Rein her in ...!

Then Olly Wren flew back to Brussels To contemplate our woes...

The next thing we knew, Aji Shopra and crew, Strode up Merrion Rue:... The Nation froze!

There’s the IMF, the ECB And the EFSM, all three, Just waitin’ in the wings “As much as ye want,” without a doubt Eurozone’s Biggest ever bailout...

As that Celtic Tiger has fled our shores And is headin’ for pastures new, In the heel of the hunt We have taken the brunt, Now the Euro’s half - scupper’d...

Let’s go back to The Punt...!

By Aileen McCormack-Glynn (late 2010) Author’s Note: I have changed the spelling of the names within my poem above to a phonetic sound - a sort of “poetic licence”, n’est ce pas?!

Author Profile Born at Alma Terrace, Finisklin, Sligo Town on St. Patrick’s Day, 1947, right in the middle of Irelands worst “Arctic Freeze”! Youngest daughter of the late Garda Thomas McCormack and Bridget, she spent her first 7 years residing in Sligo Town. In 18th September 1948, her late father was part of the Garda escort of the cortege through Sligo of the late William Butler Yeats and onwards on the short journey to Yeat’s final resting place at Drumcliffe Churchyard, in the shadow of majestic Ben Bulben.... Aileen was just one-and-half years old at that time, more than likely peering curiously out of the high pram at this historic event! The family moved to Dublin in 1954, where her late father, having retired from An Garda Siochana with full service, took up a new job. Aileen has resided in Galway City since 1977. she has always been an observer of people and her writings, particular her poetry, reflect such observation.

Page 37 Mature Living January 2012

Feature Article Pensions

The Pensions Controversy – clearing the air

S

o the Revenue Commissioners are reviewing the way they do some of their business, particularly the way they communicate with pensioners.

Perhaps if this had been done sooner it would have avoided some of the stress and confusion imposed on some older people in recent weeks.

Revenue has now revealed these recent communications are part of the ongoing exchange of information arrangements between the Department of Social Protection (DSP) and the tax authority and have provided additional explanatory details. We include some of this information here, hoping it will clear the air for people who are still concerned that they may be liable for additional taxation.

Perhaps if this had been done sooner it would have avoided some of the stress and confusion imposed on some older people in recent weeks.

Revenue has received information from the Department of Social Welfare of long-term pension payment details covering the State pension, the Transition pension (paid to people aged between 65 and 66), Widow’s/Widower’s/Surviving Civil Partner’s and Invalidity pensions.

If someone receiving a Department of Social Welfare (DSP) pension has no other sources of income, they will not be liable for income tax on the DSP pension. However if, in addition to the DSP pension, an individual also has an additional source of income – say an occupational pension from a former employer – they may be liable to tax on the DSP pension. A person who is 65 years of age or over in 2012 may have a DSP pension and other income sources but may still not pay any tax if their

total income for the year is likely to be less than €18,000, if single, or €36,000, if married.

The means by which a PAYE taxpayer pays income tax on their DSP pension is that Revenue reduces the taxpayer’s annual PAYE tax credits and rate band entitlements and this results in additional tax being stopped by their pension provider on their non-DSP occupational pension.

The long-term pension information recently received by Revenue from the DSP has been updated into Revenue’s records and PAYE tax credits and rate bands for 2012 have been adjusted for some taxpayers accordingly.

For some taxpayers, they will not notice any difference in the amount of tax they are paying from 2012 onwards simply because the pension information supplied to Revenue by the DSP was the same as the details that Revenue already had, while others will see an increased tax deduction because the pension figure supplied by the DSP was greater than the figure that was already on Revenue records or Revenue had no record previously of that person getting a pension from the DSP. It is also possible that some taxpayers will see a reduction in the tax they are paying from 2012 onwards where the figure Revenue was using was greater than the actual DSP figure.

Revenue has recently sent a letter to each individual affected by the new pension information having been updated against his or her Revenue records. The letter has been tailored to the person’s particular circumstances.

Miscellaneous Questions & Answers: We include here a selection of Questions and Answers on this matter. Further information can be obtained on Revenue’s website, revenue.ie.

Q: Are pensions paid by the Department of Social Welfare taxable?

A: Income tax legislation provides that a range of benefits payable under the Social Welfare Acts are taxable. Long-term pensions like the contributory old age pension, for example, are consequently taxable.

Where a DSP pension is a person’s only source of income, that person will not pay tax on the pension.

However, an individual in receipt of a DSP pension who also has a second source of income may indeed be liable for tax.

Page 38 Mature Living January 2012

Q: What has given rise to the change in some taxpayers PAYE tax credits and rate bands for 2012?

A: Revenue is supplied with a variety of pension and income details from the Department of Social Protection (DSP) on a regular basis. Long-term pension information was recently supplied to Revenue and this has been updated onto Revenue’s records for 2012.

Q: How could it have happened that Revenue was carrying a different figure to the one they have recently been supplied with by the DSP. A: Up until now, Revenue would have been advised by the taxpayer when they became entitled to the receipt of a DSP pension. Once advised, Revenue would have updated its records with the DSP pension details.

However, it is likely that over time, some of the changes that have taken place in the amount of the DSP pension paid to an individual, say because a person’s entitlement increased due to changes in their circumstances, would not have been fully reflected if the pensioner did not advise Revenue of the revised amount and so Revenue’s records might have fallen out of line with the amounts actually paid by the DSP. Q: How is tax deducted on DSP pensions?

A: No tax is deducted at source by the Department of Social Protection on any pensions they pay. Instead, a DSP pension recipient who pays their tax through the PAYE system will have their annual PAYE tax credits and rate bands reduced which will result in additional tax being stopped from any other income they have. For 2012, pension providers and employers have already been advised of revised tax credit and rate band details reflecting the updated DSP pension amount. As a result, additional tax is deducted by a person’s pension provider or employer from any occupational pension or salary that the person has and this extra tax charge is spread evenly over the course of the year. A self-employed person is obliged to return details of any social welfare pensions that they have on the annual Form 11 return form and they pay tax on any DSP pensions they have when they are making their annual income tax payment.

Q: If too much tax was deducted from your pension because the DSP pension was overstated, when should someone start to get the benefit of the reduction in their taxable pension?

A: People might see a difference in your first pension/salary payment of 2012. In mid-December last year, pension providers and employers were advised of the revised tax credit and rate band details for 2012 that reflects the updated DSP pension amount and this should have the effect of increasing someone’s net pension or salary.

Q: Will people be entitled to refunds for earlier years if the DSP pension was overstated?

A: Revenue hopes to examine the position for all those people where the amount was overstated in 2011 and see whether any refunds are due. If a refund is due, we will make that refund as quickly as possible. If a person feels that they have overpaid in years prior to 2011, they should make the claim in writing to their local Revenue office.

Employment

CPA Ireland’s Guide to Cover Letters Cover Letter Your CV will give all your experience and skills, but the main objective of the cover letter is to encourage the employer to read the resume.

People often forget about a cover letter, especially when they are sending CV’s via email and this can often result in the resume being forgotten or overlooked.

A good cover letter should sell your best qualities and qualifications that make you an ideal candidate for the job and more importantly, it will make employers want to read your CV. • Address the cover letter to a particular individual rather than just ‘To whom it concerns’. If a job posting doesn’t give a name, then ring the company and ask for the hiring name. This guarantees that the letter will reach the right person straight away and you’ll display initiative and motivation.

This is the second in a series of articles by CPA Ireland aimed at providing you with a comprehensive guide to improving your job prospects, with advice on your CV, cover letters, networking skills and much more. Here, we continue with the one area people often overlook and are reluctant to really sell themselves in: the cover letter.

Your CV will give all your experience and skills, but the main objective of the cover letter is to encourage the employer to read the resume.

• Tailor your content to the specific requirements of the position you are

It’s never acceptable to lie or even ‘stretch the truth’ when writing a CV and cover letter.

applying for. You can base this on any details provided in the job posting and link in your skills, work history and greatest career accomplishments as appropriate.

• Remember to keep your letter short and to the point. Robert Half Finance and Recruitment recommend the following: ‘The best cover letters are comprehensive, clear, concise and compelling. Write an attention-grabbing introduction, succinctly highlight your top attributes, explain why the job interests you, request an interview and then thank the employer for his or her time.’

• It’s never acceptable to lie or even ‘stretch the truth’ when writing a CV and cover letter. Even if it may only be a minor detail stick to the truth as these minor representations may come back to haunt you, especially if you land the position.

While you must sell yourself in your cover letter and CV, it’s important not to come across as too boastful or cocky. Keep it simple, and explain specifically how you can make a positive contribution to their business with examples of your prior achievements.

CPA Ireland is one of the main Irish accountancy bodies, with more than 5,000 members and students in the island of Ireland. The CPA title is the most commonly used designation internationally for professional accountants and the Institute’s qualification enjoys worldwide recognition. Its current membership operates in public practice, industry, financial services and the public sector and CPAs work in over 32 countries around the world.

For further information, please contact: Kay Kinsella, Business Development Department, Institute of Certified Public Accountants in Ireland (CPA) 17 Harcourt Street, Dublin 2 Tel: +3535 (0) 1 425 1057 Fax: +353 (0) 1 425 1001 Visit studycpa.ie

Page 39 Mature Living January 2012

Health

Silencing a snoring spouse “I see couples all the time where the bedmate is fed up with the snoring and they are bickering,”

F

eeling sleep-deprived? If your partner snores, you could be losing nearly 687 hours of sleep each year.

With 66 per cent of Irish households saying they have a partner who snores on average four and half nights a week, it’s no wonder that many claim they can lose one to three hours of sleep a night. On average, that equals nearly 687 hours of lost sleep per year due to a partner’s roars and rumblings.

losing so many zzz’s means less work, less play — and less sex.

Inevitably, the impact on the bed partner can be significant. Nearly half of us with snoring partners felt sleepy for up to five hours a week because of their restless slumber the night before, according to the Breathe Right Index Report. And not only does it have an impact on their mood, productivity at work, and obligations at home, it affects the intimacy between the couple.

“Sleep is so precious these days in our fast-paced lives,” says Dr. Adam Moscovitch, Medical Director of the Canadian Sleep Institute. “We

been clinically proven to improve air flow to instantly relieve nasal congestion. Adhesive strips applied to the nose work by increasing the area of the nasal passage, thereby enhancing breathing.

Other strategies may also help reduce the snoring like losing weight, quitting smoking, sleeping on your side or raising the head of your bed by four inches. (To do the latter, place blocks or a wedge under the head of the mattress.)

Avoiding alcohol and sedatives at night, as well increasing humidity to reduce congestion can also help.

Note : If the snoring persists, talk to your doctor. Snoring could be a symptom of sleep apnea, a potentially serious health condition.

Snoring factoids The award goes to men as the most common snoring spouse. Women are more likely than men to say their partner snores (73% vs. 58%).

Intimacy between partners can take a hit when one is a snorer. With feelings of frustration and dark circles under your eyes, sex becomes a lot less appealing.

Most bedmates are tired, crabby, and run-down because of their snoring spouse. 25% of us even go sleep in another room when poking, jabbing or kicking does not work!

already lose enough of it because of work deadlines and family responsibilities, so we can’t afford to lose another hour more — never mind an average of three — because of something as manageable as snoring.”

Ways to stop the snoring Other than a good kick or jab from time to time in bed under the bed sheets, two-thirds of us don’t do much to stop their spouse’s snore — yet they complain about the impact it has on them the next day.

“I see couples all the time where the bedmate, usually the female, is fed up with the snoring and they are bickering,” says Dr. Moscovitch.

“They’ve dragged their spouse in to see me because they are physically exhausted and sleep deprived.

According to Dr. Moscovitch, more often than not though, the snoring can be corrected by relieving blocked or congested nasal passages,

Page 40 Mature Living January 2012

among other things. Sometimes solutions can be as simple as using nasal strips like Breathe Right, which are a drug-free option that have

For more information, check the following websites: Five natural remedies to stop snoring (WebMD) Lifestyle and home remedies (Mayo Clinic)

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Fashion Frames and Choosing the Right Varilux Lens

M

any people think that if you want to look your best in your spectacles, it’s merely a matter of choosing the right frame. While there’s no doubt that an attractive frame, that also suits your face shape, is a vitally important part of the process of selecting your finished spectacles, the lenses you choose have a very important part to play too. For example, there’s not much point in someone in their late forties, who wants to wear the latest, youthful frame, ruining the effect with bifocal lenses.

It really is worth spending the little extra that it costs to upgrade to Varilux varifocals. They are easy to get used to and look so much more attractive.

Varilux isn’t just a single design of varifocal, there’s several Varilux lenses, each designed for different frames and needs. Small frames are very fashionable but they don’t give much room at the bottom of the lens for the reading area. That’s where Varilux Short comes in, because it has been designed for just one purpose: to give the best possible vision for wearers of small and shallow frames.

It’s also well worth investing in Crizal lenses. Uncoated lenses show large reflections that can mask your eyes. So much of our communication

HILL STREET, BALLINA, CO. MAYO TELEPHONE: 096 72100 Exclusive to O’Reilly Hughes Opticians is with our eyes and this can become lost behind heavy reflections. Appearance-wise, the ideal lens is one that those around you notice least, and with Crizal lenses, they can actually seem to disappear. But you’ll notice the difference too. They improve visual contrast to give clearer vision and the absence of reflections makes everything from working in an office to driving at night a lot less tiring for your eyes.

So, when you’re thinking about your next pair of spectacles, talk to your optometrist who can help you choose the lenses that compliment the attractive frame you select.

- Helen O'Reilly FAOI LVA Optometrist, Contact Lens Fitter and Low Vision Specialist

All Varilux Varifocal Lenses on presentation of this voucher Terms and conditions apply, offer valid until 31st March 2012.

Feature Article Health

Foot care for pretty feet Do some ‘sole searching’ in time for the summer

O

ur feet are often overlooked until they start to cause us problems. Yet they carry us a long way. In fact, it’s estimated that the average person will walk three times round the world in their lifetime!

As we get older and put on a few pounds, we exert even more pressure on our feet. And years of squeezing them into ill-fitting shoes, mainly for the sake of fashion, can lead to a number of unsightly and downright sore problems.

While prevention is better than cure, it’s never too late to start looking after the health and beauty of your feet. First things first; if you have any persistent painful areas, redness or swelling, then have your feet checked over by your GP or a chiropodist.

Ignoring symptoms will only make matters worse – and not just for your feet! It will show on your face with a pinched expression and give you an ungainly gait that can lead to back problems as you try to avoid putting pressure on the sore spot.

Simple measures to ensure healthy feet are keeping them clean and allowing fresh air to get to them on a regular basis. These help to prevent foot infections such as athlete’s foot. Wear clean hosiery every day and shoes that fit properly to prevent blisters, corns and calluses.

Putting your feet up for ten minutes each day will pay dividends, helping to combat swollen ankles and tired feet. Lie flat on the floor

years of squeezing them into ill fitting shoes, mainly for the sake of fashion, can lead to a number of unsightly and downright sore problems. and rest your feet on the sofa or your bed so that they are higher than hip level. A 45-degree angle is perfect.

Pampered feet are one of life’s little pleasures. If you can’t get to a salon or your cash flow won’t stretch to a salon treatment, it’s not difficult to achieve a professional finish with an at-home pedicure.

Try these seven simple steps: 1. Start by soaking your feet in a foot bath or bowl of warm water. 10

Page 42 Mature Living January 2012

minutes is sufficient to soften the skin and nails.

Add a couple of drops of relaxing aromatherapy oil such as lavender or tea tree oil for its anti-bacterial properties.

2. Exfoliate skin with a foot scrub to remove dead and flaking skin cells.

Then dry feet thoroughly, especially between the toes.

3. Gently remove any thick dry skin on heels and the ball of your foot with a foot file or pumice stone.

4. Trim your toe nails by clipping them straight across (cutting with a curve at the ends can lead to painful ingrown toe nails). Lightly file down any rough edges with an emery board.

5. Gently push back your cuticles. Using a cuticle remover softens the area and makes the job easier.

6. Apply a rich moisture cream all over your feet. Massage in, paying particular attention to heels and balls of feet as they receive the bulk of the wear and tear.

7. Finally, finish with a couple of coats of your favourite nail polish.

It’s a good idea to start with a base

coat to prevent the nails from discolouring, if you regularly wear varnish. Add a top coat to your colour for longevity. If you don’t like colour, finish nails with a coat of clear polish.

If you follow this routine once a week your feet will love you for it!

And they’ll be ever-ready to slip in to summer sandals as the weather warms up.

Feature Featureby Article Stella Carroll

Kilcullen Seaweed Baths

Seaweed Baths - Pure Luxury straight from the Ocean

occurs naturally in the seaweed.

Some people find relief for skin conditions and dry skin. However, locally, the sea baths have quite the reputation for relieving other symptoms. “It is acknowledged by generations as a hangover cure and a way of getting alcohol out of the system.” says Edward. “Growing up, we had a regular clientele on a Sunday morning. The black coffee was ready and a ritual of the steam to sweat out the toxins, followed by a wallow in the bath saw them right for the day. The bathrooms smelt of pure alcohol afterwards” This year, five generations of the Kilcullen family can boast one hundred years of serving the public

Relaxing in the Seaweed Bath!

J

anuary brings the sting of New Year resolutions on the chilly winds. The over indulgence of Christmas has left its sluggish reminder on our waist lines and hips and our thoughts turn to a healthier lifestyle and slimmer, trimmer and fitter bodies for 2012. It’s time to treat your body like the temple it really is. Spa treatments are not a new phenomenon. Indeed it is one hundred years ago this year that Kilcullen Seaweed Baths, in Enniscrone County Sligo opened its doors to the first health conscious bathers. Happily, it is still as popular today.

Edward Kilcullen has been gathering seaweed from the blustery shorelines of the Atlantic Ocean for most of his life. “I never knew how unique the seaweed baths were till I

"I never knew how unique the seaweed baths were till I left the West of Ireland" left the West of Ireland. Now I fully appreciate how special they are. It’s a natural authentic experience.” The seaweed is gathered fresh every day, taking care to collect the drift

seaweed, rather than the live plant clinging to rocks. It is steam treated for 15-20 seconds before being added to a bath of warm seawater where the natural oils are released, giving the water an amber tint. The Kilcullen bath house still retains its authentic Edwardian appearance, despite a full refurbishment in 1989.

Edward made a conscious decision to keep the old look with claw footed baths and original tiling lending to an olde world atmosphere. Cedar wood steam cabinets provide the luxury of steam baths, where your head is exposed to the light of day while your body is gently steamed.

The full treatment of a steam bath, a seaweed soak followed by a cold shower is recommended. Although not everyone is brave enough for the icy shower at the end, but for the full experience, you should pull that chain and unleash the invigorating torrent. Nothing is added to the seaweed, it is as pure as when it leaves the Atlantic Ocean.

Tourists love the novelty of the treatment, and Edward has had many strange reactions over the years. “ They think the seaweed is going to come out of the tap and often ask if they will be sharing the bath with live sea creatures.” he laughs “But mostly they are just in disbelief at what is a bizarre notion to them, however, they often return many times.” In winter, when only the hardy of tourists braves the wild weather of the West, there is still a steady trade of locals who appreciate the therapeutic effects of the baths. Traditionally, bathing in sea water brought relief from the painful symptoms of rheumatism and arthritis. This is attributed to the high concentration of iodine that

Its time to treat your body like the temple it really is. and most importantly, preserving a heritage that is unique to the West coast of Ireland. A tradition which will continue to bring ease and comfort with a touch of luxury, for centuries to come.

Kilcullen Seaweed Baths back in 1912

Kilcullen Seaweed Baths today

Page 43 Mature Living January 2012

Feature Article Health

Flossing could save your life Gum disease and other dental difficulties have already been linked with an increased risk in heart disease, heart attacks, stroke, diabetes 50,000 men, factored out smoking, obesity, diabetes, physical activity, diet and other potential risks. And after these risks were factored out, men with a history of gum disease had a 63 per cent higher risk of developing pancreatic cancer compared to men without periodontal disease. The more

W “We found that

individuals with a history of periodontal disease had about a 60 per cent increase in their risk of getting pancreatic cancer”

e all know that good oral hygiene is important for the pearly whites. But now there's even more reason to floss: It may help to ward off a deadly cancer.

Gum disease and other dental difficulties have already been linked with an increased risk in heart disease, heart attacks, stroke, diabetes and pre-term and low birthweight babies. And now researchers have found a connection between flossing and pancreatic cancer.

As reported by NBC, researchers at the Harvard School of Public Health found that gum disease was a major risk factor for pancreatic cancer.

“We found that individuals with a history of periodontal disease had about a 60 per cent increase in their risk of getting pancreatic cancer,” the study said.

The study, which analyzed 16 years of health information on more than

severe the periodontal disease, the greater the risk While the study doesn’t prove gum disease causes cancer, researchers speculate that it results in chronic inflammation occurring throughout the body — and it is this that could ultimately predispose people to pancreatic cancer.

Another possibility is that the higher levels of bacteria found in the mouths and stomachs of people with gum disease, as well as the presence of nitrosamines — potent cancercausing compounds also found in tobacco — could lead to the cancer.

Men who had both gum disease and tooth loss had the highest risk for pancreatic cancer, the study found.

Researchers said that additional studies are planned to confirm the link and also to determine if there’s an oral health connection to other types of cancers.

About pancreatic cancer The pancreas is a gland located within the abdomen near the stomach. It is important for making digestive juices and hormones such as insulin.

While pancreatic cancer may not be as common as other types of cancer, it contributes to a large proportion of cancer deaths.

Worldwide, there are an estimated 232,000 new cases of pancreatic cancer annually.

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Puzzles

WIN!

€50

To be in with a chance of winning, simply Solve the puzzle in the usual way, then rearrange the letters to form the name of a celebrity.

Send the celebrity’s name along with your name, address and telephone number to us at the address below!

Puzzle Competition, Mature Living Magazine, Cleveragh Road, Sligo

Closing Date is January 5th 2012, Terms and Conditions Apply

Answers on page 38 Page 46 Mature Living January 2012

Dating SLIGO MALE, 48 Single (Farmer) Own home and carm would like to meet kind lady for friendship with view to relationship.

Replies, along with a blank Stamped Envelope to Box number 657 at the usual address MATURE GUY, TALL, GOOD LOOKING Own place, good body, would like to meet other guy from Mayo, SLigo looking for friendship.

Replies, along with a blank Stamped Envelope to Box number 626 at the usual address LONLEY LADY, 55 Who has everything in life but not that special someone, Looking for a caring and genuine man of similar age to share life with. Very easy going and fun loving.

Replies, along with a blank Stamped Envelope to Box number 627 at the usual address.

GALWAY MALE DIVORCED 52, honest sincere and easy to get on with, likes walking, hill climbing and home decorating, social drinker and likes music, would like to meet nice lady.Replies, along with a blank Stamped Envelope to Box number 420 at the usual address

If you are interested in meeting someone of the opposite sex, or the same sex, send in your Advert to us using the form below

RETIRED LEGALLY SEPERATED SLIGO MALE Early sixties, own house and car, would like to meet a settled good looking female, mid or late fifties with a view to relationship, must be a trendy dresser and enjoy dancing ocassionaly and have a good time generally. Replies to box number 394 at the usual address LADY 60’S seeking male or female for friendship to meet 2 or 3 times a week for chats and coffee. Interests include: Birthday Horoscopes, Card Reading, etc.

Replies to box number 152 at the usual address.

To Reply to Any Box number, simply place your letter in a Blank, Stamped Envelope and then send this into us at: Dating Section, Mature Living Magazine, Cleveragh Road, Sligo.

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STRICTLY PRIVATE ADVERTISERS ONLY - BUSINESSES CAN CALL 071-9154538 AND SPEAK TO ONE OF OUR FRIENDLY SALES REPRESENTATIVES ABOUT OUR EXCELLENT RATES. Please tick if you do not wish to avail of offers and information we may offer from time to time

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