NCBIA October 2019 BUILDER Newsletter

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North Coast Building Industry Association (NCBIA) BUILDER newsletter is the official newsletter of the NCBIA and is published monthly by the NCBIA. The NCBIA is an affiliate of the Ohio Home Builders Association (OHBA) & the National Association of Home Builders (NAHB).

NCBIA Office

5201 Waterford Dr. Sheffield Village, OH 44035 Phone: 440.934.1090 Fax: 440.934.1089 info@ncbia.com | www.ncbia.com

NCBIA Staff

Executive Officer Judie Docs | judie@ncbia.com Administrative Assistants LaBreeska Bellan | labreeskancbia@gmail.com Ashlyn Bellan | ashlynncbia@gmail.com Marketing Associate Maria Sabala | maria.sabala.ncbia@gmail.com

2019 NCBIA Officers

President Liz Schneider, Dollar Bank

Vice President Jeremy Vorndran, 84 Lumber Associate VP Sara Majzun-Garwood, BCT Alarm Services, Inc. Treasurer Steve Fleming, Shamrock Development Secretary Tim King, K. Hovnanian Homes - Ohio Division Immediate Past President Jeff Hensley, Lake Star Building & Remodeling

2019 NCBIA Board of Directors

Dan Bennett, Bennett Builders Dave Linna, Linna Homes & Remodeling Dave Weisenberger, Tusing Builders & Roofing Services Dennis Willis, ActionCOACH Emily May Brunke, Northwest Bank Jason Rodriguez, Lorain County JVS Jason Scott, North Star Builders John Toth, Floor Coverings International Mark Craig, Mark F. Craig, Esq. Mike Meszes, DRC Construction Co.

Advertising Policy - The North Coast Building Industry Association reserves the right to reject advertising in the Builder newsletter based on content. Acceptance of advertising does not imply endorsement of the product or service advertised.

NCBIA Life Directors

Bob Yost, Dale Yost Construction Calvin Smith, Calvin Smith Builders Chris Majzun Jr., Majzun Construction Co. Chris Majzun Sr., Majzun Construction Co. Jack Kousma, Kousma Insulation Jeff Hensley, Lake Star Building & Remodeling Jeremy Vorndran, 84 Lumber Jim Sprague, Maloney + Novotny LLC Liz Schneider, Dollar Bank Mary H. Felton, Guardian Title Randy Strauss, Strauss Construction Tom Caruso, Caruso’s Cabinets Tom Lahetta, Tom Lahetta Builders, Inc.

2019 NAHB & OHBA Directors

These are our members who represent our local industry in Washington DC and Columbus.

2019 NAHB Directors

Mary H. Felton, Guardian Title Jack Kousma, Kousma Insulation

NAHB Alternate Director Jason Scott, North Star Builders

Sr. NAHB Life Director

Randy Strauss, Strauss Construction

Ohio’s State Rep. to NAHB

Randy Strauss, Strauss Construction

OHBA Past Presidents Randy Strauss, 1996

2019 OHBA Trustees

Liz Schneider, Dollar Bank Mary H. Felton, Guardian Title Sara Majzun-Garwood, BCT Alarm Services, Inc.

OHBA Area 2 Vice-President

Richard Bancroft, Bancroft Development

October 2019

www.ncbia.com

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11

28

CONTENTS 13

43


Table of Contents

28-32

6

36

Letter from the President

7

16 Eye on Housing: Builder

Confidence Hits 20-Month High

Get Involved at State and National Level!

18 Lot Size Remains Low in 2018

8 Save the Dates

19 New Homes Sales Remain Solid

8 Member News 8-9

Special Offer: Commemorative Edition of the Member Directory and Consumer Guide

10 Executive Officer’s Report 11 Ugly Sweater Christmas flyer 12

10-Hour OSHA Training flyer

14 Eye on the Economy: Housing Rebound Continues

33-34 CareWorks

35

Calendar of Events

Legislative Review

37-38

Share of New Home Sales with Conventional Financing Rises in Third Quarter

in September

38

20-21 2020 Home Show Exhibitor

39-43

Contract

22 2020 Home Show Sponsor flyer 24 Applying for Membership 24

Thank You for Renewing!

24 Sorry to See You Go!

OHBA Executive VP Column

13

Vacant Land Available

26

Spike Update

JVS Career Expo

Photo Gallery: Clambake

43-48

Photo Gallery: 75th Birthday Bash!


LETTER FROM THE PRESIDENT

President’s Column Wow- I can’t believe it’s October already! This year is flying by. This month we celebrated the 75th Anniversary of the North Coast Building Industry Association on October 16 at Ahern’s in Avon Lake with 13 past presidents, 10 Hall of Fame members, one former Executive officer, and one OHBA Area Vice President in attendance along with about 100 members of the association. It was a great evening celebrating the work of our association over the last 75 years. We also voted in our new directors for 2020- Congratulations to Emily Brunke, Kelly Christy, Mark Craig, Mike Meszes, Jason Rodriguez, and Sara Majzun-Garwood. If you couldn’t make our 75th anniversary celebration- there are plenty of pictures on our social media accounts and in this issue of the BUILDER. I want to thank all those past leaders of the association that took the time out of their busy schedules to celebrate this monumental occasion with us. It was great catching up with all of you, listening to your stories, and your words of wisdom. Thank you to: Two of our longest builder members of the Association-Bucky Kopf- Past President and Hall of Fame- member since 1968, Bob Yost- Past President and Hall of Fame-member since 1969. Liz Schneider of Dollar Bank

I look forward to seeing what the association achieves the next 75 years.

Thank you Mick Mackert- Past President and Hall of Fame, Randy Strauss- Past President, Hall of Fame and NAHB Director, Chris Majzun Sr- Past President and Hall of Fame, Chris Majzun Jr- Past President and Hall of Fame, Joe Scaletta- Hall of Fame, Casey Gilfether- Past President, Terry Bennett- Past President, Dave Linna Sr- Past President, Jeff Hensley- Past President, Jack Kousma- Past President, Tom Lahetta- Past President, & Mary Felton- Past President and Hall of Fame. I want to thank Mary for “blazing a trail” for myself and future leaders- Mary was the first woman elected to the board of directors and the first woman Associate President of the Association. Carmine Torio, Past Executive Officer of the NCBIA, and Richard Bancroft- OHBA Area Vice President. Tony Gallo, President of the Lorain County Chamber of Commerce. The NCBIA staff who spent countless hours putting together the photo slide show presentation showing highlights of association events over the years. I look forward to seeing what the association achieves the next 75 years. We also drew the name of the winner of our 2019 membership contest-Congratulations to our Membership contest winner, Tom Anderson, of BAS broadcasting! I invite all of our members to get involved in our association- share your time and talentsto help the Association grow, share the Association’s resources with the community, and to make the American Dream of homeownership come true for as many in our community as possible. This is YOUR association and we need all of our members to get involved. The more members we have getting involved, the easier it will be to achieve our association and business goals. Get out and enjoy the rest of the beautiful Fall season and colors and don’t forget to check out our Virtual Parade of Homes. If you’d like to showcase your company’s product or be a sponsor of the Virtual Parade of Homes- contact the NCBIA.

Liz Schneider 2019 NCBIA President ESchneider187@dollarbank.com (440) 452-3894 page 6

www.ncbia.com

October 2019


Get Involved

at the State & National Level Interested? Call Judie Docs 440-934-1090 or email judie@ncbia.com

State Trustees One (builder) member shall be elected by the NCBIA Directors at the November board meeting to represent each twenty-five (25) builder members of this Association (or fractional part thereof) on the Board of Trustees of the OHBA, in accordance with the bylaws of that Association. One or more members shall also be elected by the board as Alternate Trustee(s) {this alternate may be an associate} to serve as prescribed herein and to act as outlined above in the absence of the State Trustee(s).

National Directors One builder member shall be elected by the Board of Directors at the November board meeting to represent each fifty (50) builder members of this Association (or fractional part thereof) on the Board of Directors of the NAHB, in accordance with the bylaws of that Association. One or more builders shall be elected by the Board as Alternate Directors to serve as prescribed herein and to act as outlined above in in absence of the National Director(s).

SAVE THE DATE!!! Saturday, February 29, 2020, 9-5

Emerald Event Center 33040 Just Imagine Dr., Avon, OH 44011 #teamncbia

Booth spaces are LIMITED and available on a 1st Come, 1st Served Basis!


Save the

Congratulations to Jenna Blachfield

Date!

of Fidelity National Title on her recent engagement! We wish you all the best!

November 20

Executive Committee 4:00

Executive Committee

Proud of Someone in Your Family? In Your Company?

Board of Directors

Send info to judie@ncbia.com

December 4 3:30 - 5:00 5:00 - 6:30

December 5

Young Professionals 2nd Annual: An Ugly Sweater Christmas MARKETING OPPORTUNITIES! 5:00 - 7:00 Avon Brewing Company, Avon

December 17 & 18

10-Hour OSHA Class MARKETING OPPORTUNITIES! 10:00 - 4:00 (both days)

January 11

Installation Night Main Event, Avon More info to come!

February 29, 2020

SAVE THE DATE 2020 NCBIA Home & Remodeling Show 9:00 - 5:00 Emerald Event Center, Avon

*All meetings held at the NCBIA office unless otherwise shown.

Check the website at www.ncbia.com for upto-date changes, additions and corrections to these events!

We are so proud of our 2019 Vice President Mr. Jeremy Vorndran as he and 84 Lumber were named Trade Partner of the Year for all the work they did with the St. Jude Dream Home! We greatly appreciate everything Jeremy did with the Dream Home Giveaway and we are honored to have him as a part of the NCBIA! Pictured with Jeremy is Jeff Crawford of Cleveland Custom Homes, the builder of the 2019 St. Jude Dream Home. Keep up the great work gentlemen!

Take Advantage of this Special Offer! This year, we have received about 2,100 inquiries for member referrals. One of the ways we fulfill the community’s need for a quality referral is to send them a copy of our Member Directory and Consumer Guide. As a member, you are already listed in it! It’s one of the benefits of being a member of the NCBIA. If you want to get more quality leads, there’s an easy way to do it: place an ad in the directory. And as we close out the end of our 75th year, we are making a special COMMEMORATIVE Member Directory and Consumer Guide. This is something you want to be a part of! Members and consumers alike will hang onto this guide much longer than a regular directory because of it’s historical nature. There is a price point for everyone! Check out the flyer on the next page. Call or email Maria to get your ad started today! The deadline is coming up soon! Maria Sabala Marketing Associate (440) 943-1090 - or -maria.sabala.ncbia@gmail.com

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www.ncbia.com

October 2019


75th Anniversary Special Offer Issued November 2017

Membership Directory & Consumer Guide Don’t miss this marketing opportunity! The Membership Directory & Consumer Guide is mailed out to consumers, as well as fellow members. Also available as a PDF download on 2020 www.ncbia.com or in print from the NCBIA upon request. Prices! 2-PAGE CENTER SPREAD............................................$1260 ($1285) BACK COVER.................................................................$945 ($960) INSIDE FRONT COVER..................................................$815 ($840) INSIDE BACK COVER....................................................$790 ($815) FULL PAGE.....................................................................$735 ($760) HALF PAGE.....................................................................$510 ($535) QUARTER PAGE.............................................................$300 ($325) BUSINESS CARD CONGRATULATIONS ON 75............$75 Yes! My company wants to advertise in the Commemorative Edition 75th Anniversary Member Directory & Consumer Guide. Please circle your choice from on list above and complete the billing section at the bottom of this page. *** PLEASE NOTE*** Order deadline: November 14, 2019 Artwork/copy deadline: November 27, 2019 Please let us know if you need assistance creating your ad. Graphic design services are available at a rate of $50/hr. for NCBIA members. Please contact Maria.Sabala.NCBIA@gmail.com for more information. Please complete the information below to finalize your order Company Name ______________________________________________

Please Invoice Me ______

Contact Name _______________________________________________

Card Number ____________________________________________________

Phone ______________________________________________________ Email ______________________________________________________ Total Amount Due ___________

Check Enclosed_____Visa/MC/Disc/Amex _____

Exp. Date_______________________________________CVV# ___________ Complete Address________________________________________________ _______________________________________________________________ Authorized Signature ______________________________________________

**A $5 Convenience Fee will be charged for all Credit Card Payments under $500; $10 for payments Over $500

Fax completed form to (440) 934-1089 or mail to 5201 Waterford Dr., Sheffield Village, OH 44035 Questions? Call (440) 934-1090 or email to Maria.Sabala.NCBIA@gmail.com

Issued Oct. 4, 2019 digital

print

events


EXECUTIVE OFFICER’S REPORT

2020 Virtual Parade of Homes UNDER CONSTRUCTION! Builders, Remodelers and Sponsors – Don’t miss out on this marketing opportunity! The NCBIA Virtual Parade of Homes allows your homes and/or remodeling project to be open 24/7 on a mobile device or computer all year round. Join your fellow builders and remodelers already participating for an investment of $500 for builders and $300 for remodelers and we will do the work. Sponsorships start as low as $150! Time is our greatest asset and by using the NCBIA Parade of Homes, we save the consumer time looking for a new home or a community that fits their lifestyle and therefore, you will have a qualified prospect when they come and visit your product. Consumers can find the NCBIA Virtual Parade of Homes on our website, through our various social media platforms, as well as being featured in the NCBIA article every weekend in the local newspapers. Information promoting the virtual parade will be included at our booth at our own Home Show in February.

by Judie Docs, CSP, MCSP, MIRM, CMP, CGP

The benefits of using virtual tours to attract real estate buyers have multiplied over the years. Now you can’t afford to run your home building or remodeling business without having a virtual presence. There are many advantages to be a part of our virtual parade of homes: • Increase the traffic to your website. • Allows viewers to explore your product in depth, on their own time. • Holds attention for a long time. • Create a strong sense of ownership. The longer a prospect spends looking, the more they imagine owning it. This saves you time and resources you would otherwise spend scheduling an open house, keeping contacts and staying at the site with many who will never buy and just come in to ask questions. • Capture customers in more remote locations. • Attract more qualified prospects and increase conversion rates. • Guide would-be buyers to see exactly how your current project is expected to look. Buyers can have a walkthrough before construction starts or gets completed. Take advantage of this great marketing opportunity, don’t be left out! Please contact Maria Sabala at maria.sabala.ncbia@gmail.com or (440) 934-1090 by December 15th so we can take care of everything needed to add you to this great promotion!

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www.ncbia.com

October 2019


UGLY { }

YOUNG PROFESSIONALS COMMITTEE PRESENTS THE SECOND ANNUAL:

THURS

DEC 5TH

CHRISTMAS

6-8:30pm

20

COME ENJOY AN EVENING OF NETWORKING, CRAFT BEER & OTHER LIBATIONS, AND LIGHT HORS D’OEUVRES. FOR ALL MEMBERS! 21 AND OVER ONLY, PLEASE!

per MEMBER prepaid PRIZES FOR BEST UGLY SWEATER AND MOST CREATIVE CHRISTMAS OUTFIT! $30 for Non-members SEATING IS LIMITED, SO MAKE YOUR RESERVATIONS EARLY! ($25 per member, $35 per non-member after Nov. 28, 2019)

Company

_________________________________________________________________

^^^ 2018 Ugly Sweater Contest Winners!!

Attendee Name(s) ____________________________________________________________

Attendee Name(s) ______________________________________________________________ No. Members attending

_________

@ $20 _______

No. Non-members attending

_________

@ $30 _______

_______Yes, My Company will Sponsor (Includes 2 tickets to event) Method of Payment:

Total

Due

@ $100 _______ =

__________

___Invoice ___Check ___Credit Card Card No:_____________________________________________________________Exp. ___________ CRV#:______________ Zip Code:____________________Phone: _____________________________ Complete Billing Address ______________________________________________________________ __________________________ Email: _____________________________________________________ Name on Card: __________________________ Signature:____________________________________ A $5.00 CONVENIENCE FEE WILL BE CHARGED FOR ALL CREDIT CARD PAYMENTS

Deadline for Reservations: Thursday, Nov. 28, 2019 - A Reservation Made is a Reservation PAID!

Located at

Avon Brewing Company

Fax form to 440-934-1089 or mail to: 5201 Waterford Dr., Sheffield Village, Ohio 44035 or register online at www.ncbia.com Questions? Call 440.934.1090

37040 Detroit Rd, Avon, OH 44011

Issued 10/9/19


OHBA EXECUTIVE VP COLUMN

RETURN THOSE A-26’s That form is needed to get a quote for group rating. This program, administered by CareWorksComp, has been a vital part of OHBA for more than 10 years. Group rating has enabled thousands of members to save tens of millions of dollars; All the while establishing reasonable safeguards and promoting the work of the bureau of workers’ compensation. A true win-win for all. But you must apply to take advantage. Maintaining a solid financial foundation is of key importance to all associations. OHBA has been weathering a downturn in activity and still keeping up the advocacy the industry needs at the statehouse. While starts have declined, proposed regulations and laws impacting your efforts goes as usual. Keeping a solid base of members is essential for success. Group rating helps us do just that. We have seen two experienced state senators resign the past two weeks. A number of representatives have done so or planning the same. Sometime its like a merry go round. Nonetheless, the power of the legislature is vast and the regulatory world is ever changing. OHBA is on the job for you.

by Vincent J. Squillace, CAE, OHBA Exec. VP

For more information about group rating or other OHBA endeavors and activities, please feel free to reach out to us at any time.

Group rating has enabled thousands of members to save tens of millions of dollars; All the while establishing reasonable safeguards and promoting the work of the bureau of workers’ compensation.

www.ncbia.com

page 12

October 2019


The Clock is Ticking...Don’t Miss Your Chance

Ten- Hour OSHA Training December 17 - 18, 2019 10am - 4pm

The 10-hour class is intended to provide North Coast BIA Office workers with awareness of common 5201 Waterford Dr., Sheffield Village, OH 44035 job-related safety and health hazards. Through this training, OSHA helps to ensure that workers are more knowledgeable about workplace hazards and their rights, and contribute to our nation's productivity.

Become a

Sponsor! 200

NCBIA MEMBERS ONLY $99 PER PERSON NON-NCBIA MEMBERS $159 PER PERSON LUNCH INCLUDED Company Name

$ $

Orientation Introduction to OSHA and the OSH Act General Safety and Health Provisions Health Hazards: Hazard Communication Health Hazards: Hazardous Materials Cranes and Rigging Focus Four: Electrical Safety Struck-By and Caught In-Between Fall Protection Personal Protective Equipment Hand and Power Tools Scaffolds Stairways and Ladders Final Exam

Send Your Workers and Come Yourself!

Contact Name Attendee(s) Name(s) Email _____ Yes, My Company Will Sponsor

Please Invoice Me _______Check Enclosed _______ VISA/MC/DISC/AMEX _______ Card Number Exp. Date

CVV#

Phone#

Billing Address Authorized Signature

Revised 9/26/19

**$5.00 Convenience Fee will be charged for all Credit Card Payments

Register online at www.ncbia.com,

by email: labreeskancbia@gmail.com or by

phone: (440) 934-1090


EYE ON THE ECONOMY

HOUSING REBOUND Continues

R

BY NAHB CHIEF ECONOMIST ROBERT DIETZ

ecent housing market data confirm the housing construction

rebound that began in the spring continues through the fall. The NAHB/ Wells Fargo Housing Market Index (HMI) reached a 20-month high, increasing to a level of 71 in October. The single-family for-sale market has benefitted from lower mortgage interest rates and a 50-year low in unemployment. While the usual suspects of limiting factors on volume growth remain (including labor, lots and regulatory burdens), we expect ongoing improvements in housing demand and growth in new construction given ongoing tight inventory conditions in the resale market.

outlook. According to Census and HUD data, single-family construction edged up 0.3% in September, rising to a 918,000 annualized pace. However, total housing starts were down 9.4% for the month on a large drop in the volatile multifamily sector. Apartment construction was down more than 28%, falling to a 338,000 annualized rate, after a strong reading in August. Single-family starts are down 1.8% on a year-to-date basis, but that decline has been shrinking as the rebound continues. In fact, single-family permits have been increasing since April, and single-family starts have been rising since May. Moreover, September was the first month since January in which the number of single-family homes under construction increased in 2019. However, the South remains the only region experiencing net gains for singlefamily construction thus far in 2019, due to relative advantages in housing affordability. On the supply-side of the market, labor remains tight with 379,000 open jobs in the industry. This marks a notable increase since last year (315,000) despite some slowing in construction activity. The slowdown did have an impact on construction material prices, with

“

The NAHB/Wells Fargo Housing Marketing Index (HMI) reached a 20-month high, increasing to a level of 71 in October.

“

Single-family construction starts in September were consistent with this

residential building prices in aggregate up just 1.7% thus far in 2019. While still faster than inflation, this is the slowest pace of building material price gains since 2015. And recent NAHB research shed light on construction occupation wages, finding that half of construction workers earn more than $47,000, compared to the median U.S. wage of almost $39,000

page 14

www.ncbia.com

October 2019


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Local business owners have been counting on Town Money Saver to help grow their businesses since 1992. We are proud to be your hometown coupon magazine.


EYE ON HOUSING

Builder Confidence Hits 20-Month High

B

BY ROBERT DIETZ

uilder confidence in the market for newly-built single-family homes rose three points to 71 in October, according to the latest National Association of Home Builders/Wells Fargo Housing Market Index (HMI). Sentiment levels are at their highest point since February 2018 and have risen 13 points since the start of 2019. The housing rebound that began in the spring continues, supported by low mortgage rates, solid job growth and a reduction in new home inventory. The second half of 2019 has seen steady gains in singlefamily construction, and this is mirrored by the gradual uptick in builder sentiment over the past few months. However, builders continue to remain cautious due to ongoing supply side constraints and concerns about a slowing economy. Derived from a monthly survey that NAHB has been conducting for 30 years, the NAHB/Wells Fargo Housing Market Index gauges builder perceptions of current single-family home sales and sales expectations for the next six months as “good,” “fair” or “poor.” The survey also asks builders to rate traffic of prospective buyers as “high to very high,” “average” or “low to very low.” Scores for each component are then used to calculate a seasonally adjusted index where any number over 50 indicates that more builders view conditions as good than poor. All the HMI indices posted gains in October. The HMI index gauging current sales conditions increased three points to 78, the component measuring sales expectations in the next six months jumped six points to 76 and the measure charting traffic of prospective buyers rose four points to 54. Looking at the three-month moving averages for regional HMI scores, the Northeast posted a one-point gain to 60, the Midwest was up a single point to 58, the South registered a three-point increase to 73 and the West was also up three points to 78. The HMI tables can be found at nahb.org/hmi.

page 16

www.ncbia.com

October 2019


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With the FCA US LLC vehicle allowance, members, their employees and household family members, are eligible for a $500 cash allowance toward the purchase or lease of most new Chrysler, Dodge, Jeep®, Ram or FIAT® vehicles. This extra member benefit is stackable with most national and local offers. See dealer for details and exclusions.

In business for over 75 years, GEICO gives you the benefit of great rates on high-quality personal auto insurance. You could be eligible for a special NAHB membership discount on GEICO personal auto insurance. Ask about our competitive rates for Homeowners and Commercial auto insurance as well.

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Lowe’s Pro Services Save 5% every day* when using either your Lowe’s Account Receivable (LAR) or Lowe’s Business Account (LBA) and register to receive an additional 2% statement credit** through 12/31/2019. LEARN MORE

Ticket Monster As the exclusive corporate discount provider for the Walt Disney World Resort, Ticket Monster is proud to offer great savings to NAHB Members on all your favorite Disney attractions! Save big with special offers on Park Hopper passes to visit all four theme parks: Magic Kingdom, Epcot, Hollywood Studios and Disney’s Animal Kingdom, as well as Typhoon Lagoon and Blizzard Beach. LEARN MORE

Access all of the Member Savings discounts at nahb.org/savings.


Lot Size Remains Low in 2018 BY NATALIA SINIAVSKAIA The median lot size of a new single-family detached home sold in 2018 stands at 8,567 square feet, or just under one-fifth of an acre. This is just 7 square feet larger but statistically not different from the 2017 median. In 2015, the median lot size fell under 8,600 square feet for the first time since Census Bureau’s Survey of Construction (SOC) started tracking the series for single-family detached homes. It remained in this record low territory ever since.

While nation’s production of spec homes shifts towards smaller lots, the regional differences in lot sizes persist. Looking at single-family detached spec homes started in 2018, the median lot size in New England is more than twice as large as the national median. New England is known for strict local zoning regulations that often require very low densities. Therefore, it is not surprising that more than half of single-family detached spec homes started in New England are built on some of the largest lots in the nation, with more than half of the lots exceeding half an acre. The East South Central is next on the list with the median lot occupying just slightly less than a third of an acre (0.3 acres). In the South, the West South Central division stands out for starting half of single-family detached spec homes on lots under 0.17 acres. This is significantly lower than the median lot sizes in the other two southern divisions – 0.3 acres in the East South Central division and 0.21 acres in the South Atlantic division. The Pacific division where densities are high and developed land is scarce has the smallest lots, with half of the lots being under 0.14 acres. The neighboring Mountain division also reports typical lots smaller than a national median, 0.17 acres.

The shrinking median lot size largely reflects the shift in speculatively built (or spec) home building towards smaller lots. A decade ago 28% of all sold single family detached homes were sitting on lots under 0.16 acres and 19% were occupying between 0.16 and 0.25 acres. In 2018, these shares increased to 32% and 27%, respectively. At the other end of the lot size distribution, the share of spec homes built on lots over half an acre shrunk from 14% in 2008 to 10% in 2018.

The analysis above is limited to single-family detached speculatively built homes. Custom homes built on owner’s land with either the owner or a builder acting as the general contractor do not involve the work of a professional land developer subdividing a property. Therefore, in case of custom homes, lots refer to owner’s land area rather than lots in conventional sense. Nevertheless, the SOC reports lot sizes for custom homes and shows that they tend to have larger lots. The median lot size for custom single-family detached homes started in 2018 is about one acre. For this analysis, the median lot size is chosen over average since averages tend to be heavily influenced by extreme outliers. In addition, the Census Bureau often masks extreme lot sizes and values on the public use SOC dataset making it difficult to calculate averages precisely, but medians (as the midpoint of a frequency distribution) remain unaffected by these procedures. page 18

www.ncbia.com

October 2019


New Home Sales Remain Solid in September BY JING FU Contracts for new, single-family home sales inched down 0.7% in September to a 701,000 seasonally adjusted annual rate according to estimates from the joint release of HUD and the Census Bureau. The decline came off a downwardly revised August estimate, which was decreased from an initial reading of 713,000 to a new estimate of 706,000. Year-over-year, the September estimate is 15.5% higher. Sales in September continue strength supported by lower mortgage rates. Total sales for the first nine months of 2019 (527,000) were 7.2% higher than the comparable total for 2018 (491,000). We expect sales volume to continue to trend up slightly in the coming months as more new homes are built. For the first nine months of 2019 (and relative to the first nine months of 2018), new home sales were up 12.8% in the South, 7.3% in the West, and down 10.3% in the Northeast and 10.6% in the Midwest, due to some tax reform related effects and affordability. Compared to last month, inventory of new homes for sale declined 0.6% to 321,000 in September. It is the fourth straight decline since June 2019. The current months’ supply stands at a balanced level of 5.5. Median new home sales price (price of a home in the middle of the distribution) dropped 7.9% in September to $299,400 compared to August ($325,200) and 8.8% lower than a year ago ($328,300). Median new home sales price dipped below $300,000 for the first time since May 2016. About 15% of newly built home sales are priced under $200,000 in September, compared to 10% last month and 9% one year ago. While more affordable entry-level homes were sold in September, the number of new homes priced above $400,000 decreased.

October 2019

www.ncbia.com

page 19


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Event Sponsors:

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NCBIA Member Pricing $249 BOOTH SPACE

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BOOTH INFORMATION

Direct Sales Pricing $99 BOOTH SPACE

Will you need electricity? _______ YES _______ NO Electric is optional and available on a 1st Come, 1st Served Basis! ______# of Booth Spaces

____________TOTAL AMOUNT DUE

I understand that I have contracted for exhibit space by signing this contract and I am liable for the full cost of the booth space. I also understand that the final location of space will be determined by show management upon receipt of a 50% deposit or payment in full. The undersigned represents that he/she is fully authorized to execute and complete this agreement. The undersigned also understands and agrees to the rules and regulations on the reverse side of this contract. A copy of this contract with booth assignment will be returned via email to confirm your reservation. Please sign both sides of this contract.

SPONSORSHIPS AVAILABLE!! CALL FOR MORE INFO! RESERVE YOUR SPACE TODAY CONTACT THE NCBIA www.ncbia.com (440) 934-1090 OR judie@ncbia.com

Authorized Exhibitor Signature

Bag Sponsor:

Printed Name ___Invoice

___Check Enclosed

___VISA/MC/AMEX/DISC

Acct#_________________________________________________ exp. date______________________ crv #__________________ Address ______________________________________________ City _______________________ Billing Zip Code ____________ Authorized Signature___________________________________ Rev. 10/23/19

**A $5.00 Convenience Fee will be charged for all Credit Card Payments

Office Use ONLY Booth Assigned# _____________ Total Cost _____________ Deposit _____________

Balance Due _____________

Questions, Call the BIA office at (440) 934-1090. Fax this form to (440) 934-1089 or mail to: NCBIA 5201 Waterford Drive, Sheffield Village, OH 44035


RULES AND REGULATIONS GOVERNING EXHIBITS MANAGEMENT: The North Coast Building Industry Association (NCBIA) shall be deemed Event Management and shall have all rights thereto assigned. (From here on the North Coast BIA will be referred to as NCBIA). NCBIA reserves the right to increase and/or decrease the size of any event and/or reassign Exhibitor space numbers prior to any event(s).

REFRESHMENTS: No sample food and/or beverage products may be distributed by exhibitors except upon written authorization of the NCBIA.

CHARACTER OF EXHIBITS: NCBIA reserves the right to approve all exhibits. The exhibits and the distribution of promotional material shall be limited to the confines of the Exhibitor’s space. Under no circumstances shall any Exhibitor be permitted to attract attention to his/her exhibit in such a way as to distract or interfere with the other exhibitors.

INSURANCE: Exhibitors who desire insurance on their exhibits must procure same at their own expense. The NCBIA will not be responsible for any losses incurred by the Exhibitor or its employees because of theft, damage or for any cause whatsoever nor to any property of employee(s) or Exhibitor(s) while en route to or from exhibit. The Exhibitor agrees to make no claim for any reason whatsoever, including negligence, against the NCBIA or NCBIA management, its agents or employees while in the show quarters. Exhibitor agrees to indemnify and hold harmless the NCBIA against any loss, damage or expense (including reasonable attorney’s fees) act or omission of Exhibitor or its agents connected in any way with its exhibits.

REGISTRATION: Exhibitors and their employees at the Event should wear a registration badge and/or tag for proper identification. SET UP/REMOVAL OF EXHIBITS: All exhibits must be placed and ready at the opening of the show and no movement of exhibits will be permitted until after the close of the show. Exhibits must remain intact until after closing of the show and be removed within such time as may be specified by the NCBIA. Strict compliance with move in and move out times is mandatory. A fine for late move in and/or early move out will be assessed at the discretion of the NCBIA. RAFFLES: No exhibitor other than Event Management shall conduct any game, lottery and/or similar activity unless authorized by the NCBIA. CARE OF EXHIBITS/AISLES: The NCBIA will maintain the aisles and exhibit areas in a clean condition. Aisles must be kept clear at all times. Seating for buyers must be confined within the exhibitor’s space. Exhibitors are requested at all times to cooperate with the NCBIA in maintaining all exhibits in perfect condition and to provide supervisory personnel at all times during exhibit hours. *In the event that the Exhibitor does not exhibit as provided herein or fails to comply in any respect with the terms of this agreement, the NCBIA management shall have the right without notice to the Exhibitor, to license the use of said space to any other company, enterprise, person or persons and the Exhibitor agrees to pay any deficiency, loss and/or damage sustained by the NCBIA as a consequence of such failure to occupy space as provided in this agreement. In addition, it is agreed that should the NCBIA be unable to license the use of said space as herein provided, it shall have the right to occupy said space for its own purposes without prejudice to its rights against Exhibitor pursuant to this agreement, including but not limited to the payment of a license fee. *Exhibitor will not sub license any part of the space herein provided for without the express written consent of the NCBIA. In the event the exhibit premises are destroyed or rendered unavailable for any reason whatsoever (whether before or during the scheduled exhibition), the rights of the Exhibitor under this agreement shall be limited to a pro-rated refund of the amount paid for the space licensed. DIRECT SALES: All direct sales vendors must make the payment for their space in full at the time of registration. Signature of Exhibitor ___________________________________________________ Rev. 10/23/19

COMPLIANCE WITH LAWS: Exhibitors must comply with all federal, state and local laws, regulations and rules that may be in force during the exhibit.

DECORATIONS, SIGNS, ETC: All equipment in conjunction with the exhibit must be provided by the Exhibitor. However, only the sign of the firm covered by the Exhibitor’s agreement may be placed in the booth or upon printed list of exhibitors or program. All decorations must conform to fire regulations. No exhibit is permitted that is more than eight feet high, or that obstructs other exhibits due to its design or size. PAYMENT DEFAULT: A service charge of 15% per month is applicable on all balances after 30 days. In the event any unpaid amount is placed for collection, client and/or agent agree to pay all collection costs, including reasonable attorney’s fees. REFUND POLICY: A partial refund will only be given with a minimum of 45 day’s notice prior to the event. The NCBIA retains the right to use their own discretion when deeming the reason for refund as a viable one to determine whether refund shall be granted. *The NCBIA shall have the right to make such rules and regulations in connection with the Exhibition as it may deem proper and may amend them at any time, and the NCBIA shall have the full power in the matter of interpretation and enforcement thereof. The rules and regulations heretofore referred to are printed on this agreement and are incorporated herein by reference. Exhibitor agrees to abide by said rules and regulations. *It is agreed that this instrument is a license, and not a lease, and that no leasehold or tenancy is intended to be or shall be created hereby. *This agreement cannot be varied, modified or canceled by the Exhibitor without the express written consent of the NCBIA. *IN WITNESS THEREOF, the Exhibitor has caused this application and agreement to be executed by authorized representative.

Date___________________


SPONSORSHIP OPPORTUNITIES

Saturday, February 29th, 2020 9am-5pm Emerald Events Center 33040 Just Imagine Dr., Avon, OH 44011

#teamncbia

Event Sponsor: NCBIA Member $2000 Non-NCBIA Member $2500

Supporting Sponsor: $300

NEW this year!! Exclusive Radio Interview!!

Everything on Supporting Sponsor list, PLUS booth space, logo on staff t-shirts and all printed advertising, mention in radio advertisements, and option to have your company’s banner hung at show entrance

NEW this year: mention in radio advertisements!

Also your logo in event program, Facebook event page, slideshow during event, option to put promotional items in swag bag, and recognition in BUILDER newsletter. Lunch is provided for ALL sponsors!

My company would like to sponsor the 2020 NCBIA Home Show. (Please select below)

Event sponsors:

Event Sponsor Supporting Sponsor

SPONSOR INFORMATION Company Name (as it will appear in show) ________________________________________________ Contact Person (print) _______________________________________________________________ Cell # _____________________________________________________________________________

Supporting sponsors:

Primary Product(s)/Service(s) ________________________________________________________ Email address _____________________________________________________________________ ___Invoice

___Check Enclosed

Bag sponsor:

___VISA/MC/AMEX/DISC

Acct#_________________________________________________ exp. date______________________ crv #__________________

**A $5.00 Convenience Fee will be charged for all Credit Card Payments

Address _______________________________________________________________________ City ________________________________________ Billing Zip Code ____________________ Authorized Signature____________________________________________________________

QUESTIONS? CONTACT THE NCBIA www.ncbia.com (440) 934-1090 OR judie@ncbia.com Issued 10/23/19


Applying for Membership Thank You for Renewing! Michelle Nowlin, American Eagle Mortgage

Joe Mancuso, 84 Lumber

Drew Alurovic, Chemical Bank

Doug Leuthold, Advanced Fiber Technology

Chris Pintner, K. Hovnanian Homes

Dennis Willis, ActionCoach NEO

Mike Martin, Third Federal

Terry Bennett, Bennett Builders & Remodelers Kevin Bolden, Bolden Home Improvements Trevor Miller, Brady 2 Custom Homes & Remodeling

Sorry to See You Go!

William Butchko, Butchko Electric, Inc. Chad Whitman, CW Electrical Contracting, Inc.

Russell Bennison, Ace Primavera

Ashley Noe, Cambria

Charlie Ash, Carter Lumber

Tyler Yost, Dale Yost Construction

Troy Toth, Chemical Bank

Thomas Eschtruth, Environmental & Renovation Group

Imad Zuraiki, Elite Homes

John Toth, Floor Coverings International

Caitlin Dorney, Marketplace Events, Cleveland Home Shows

Crystal Cline, K. Hovnanian Homes

Andrea Coats, Paychex Payroll Services

Kelly Kreischer, K. Hovnanian Homes

Rosemary Eager, Trevarrow, Inc.

Ray Swift, K. Hovnanian Homes Kevin Sofranko, Lorain Glass Company, Inc. Jim Sprague, Maloney + Novotny LLC Nicolino Nardo, NSN Construction, Inc. Jason Scott, North Star Builders Bob Perritt, Perritt Homes LLC Steven Schafer, Schafer Development Co., Inc.

Everything you love about Amazon. For Work.

Tim Slager, Slager Painting, Inc. James Sturgill, Sturgill’s Drywall, Inc. Thomas Eschtruth, TG Eschtruth Terry Hawke, US Bank Home Mortgage

Through NAHB, register for a FREE Amazon Business account and gain access to the following features: • • • •

Business-only pricing and products Purchasing approvals and workflows Improved spending visibility Multiple payment options

Create a FREE account amazon.com/NAHB Already have an Amazon Business account? Visit amazon.com/shop/NAHB

page 24

www.ncbia.com

October 2019


Proudly serving Lorain County since1938! CommStarrCredittUnionnoffers aafulllrangeeoffproductssanddservices forryourrfamily,,yourrhomeeand yourrbusiness! •ConstructionnLoans •Mortgagess(VA,,FHA,,USDA,,Portfolioo&&Conventional) •100%%HomeeEquityyLinessoffCredit •CheckingganddSavingssAccounts •HomeeImprovementtLoans •Auto,,Motorcycle,,BoattanddRVVLoans •OnlineeanddMobileeBanking •BusinesssLending •MerchanttServicess •CDssanddIRAs

Mentionnyouufound ussthroughhNCBIA!

www.commstar.org 440.365.7342 1.866.365.7345

NMLS: 408441

NEW HOME BUYERS LIMITED WARRANTY BOOKS NOW AVAILABLE Warranty book Updated and Available FOR ONLY $22 EACH! In a binder so you can include other walkthrough documents, warranties, etc.

Email your order to judie@ncbia.com or call the NCBIA Office at (440) 934-1090


THANK YOU SPIKES! STATESMAN SPIKE (500-999 SPIKE CREDITS) Bob Yost......................... Dale Yost Construction............................... 639.75 Calvin Smith................. Calvin Smith Builders................................. 594.50

Our SPIKES are Our FOUNDATION

SUPER SPIKE (250-499 SPIKE CREDITS) Mary H. Felton............. Guardian Title.............................................. 459.50 Terry Bennett................. Bennett Builders........................................... 298.75 Jack Kousma................. Kousma Insulation...................................... 262.00 ROYAL SPIKE (150-249 SPIKE CREDITS) Chris Majzun Jr. ........... Majzun Construction................................... 248.50 Bill Perritt...................... Perritt Building Co...................................... 224.50 Bucky Kopf.................... Kopf Construction Corp............................. 196.00 Randy K. Strauss.......... Strauss Construction................................... 177.00 Bill Comerford.............. Hovey Kaiser Insurance Associates.......... 174.50 Jeff Hensley................... Lake Star Building & Remodeling............ 168.75 RED SPIKE (100-149 SPIKE CREDITS) Tom Lahetta.................. Tom Lahetta Builders.................................. 150.00 Dave Linna Sr................ Linna Homes & Remodeling..................... 136.50 Thomas Caruso............. Caruso’s Cabinets........................................ 105.75 Sara Majzun- Garwood.......BCT Alarm Services..................................... 105.50 Chris Majzun Sr............ Majzun Construction................................... 105.00

LAWN CARE MANAGEMENT, LLC

GREEN SPIKE (50-99 SPIKE CREDITS) Patrick Shenigo............. ShenCon Construction, LLC...................... 99.50 Ryan Puzzitiello............ Parkview Homes.......................................... 95.25 Tom Sear........................ Ryan Homes................................................. 95.25 Mike Lapos.................... Lapos Construction..................................... 78.50 Jason Scott..................... North Star Builders...................................... 76.50 Chris Mead.................... Maloney & Novotny, LLC.......................... 73.00 Tim Conrad................... Graves Lumber............................................ 67.00 Aaron Kalizewski......... Grande Maison Construction..................... 62.50 Ray Allen Thom............ Thom Concrete ............................................ 55.50

Michael Bierek

(440) 309-8802 mdblawncare@yahoo.com

LIFE SPIKE (25-49 SPIKE CREDITS) Jeremy Vorndran.......... 84 Lumber..................................................... 37.00 Liz Schneider................ Dollar Bank................................................... 32.00 Steve Schafer................. Schafer Development.................................. 30.50 John Daly....................... Old Republic Title........................................ 25.50 BLUE SPIKE (6-24 SPIKE CREDITS) Jason Higgins................ Sunnyside Chevrolet................................... 18.00 Ken Cassell.................... Cassell Construction.................................... 13.50 Jeff Lugar....................... ABC Supply Co............................................ 13.00 Chris Collins................. Carter Lumber Company........................... 12.50 Tami Lanphere.............. Town Money Saver...................................... 11.50 Keith Martin.................. MBD Homes................................................. 10.00 John Wargo.................... Mason Structural Steel................................ 8.50 John Blakeslee............... Blakeslee Excavating................................... 8.00 Mike Warden................. Chemical Bank............................................. 8.00 Mike Chambers............ Charles, Morgan & Company.................... 6.50 Scott Kosman................ Lakeland Glass............................................. 6.50

Dave LeHotan.............All Construction Services....................... 6.00

page 26

www.ncbia.com

October 2019


Sign up. Sign in. NPP members enjoy exclusive offers and negotiated pricing from brands like these:


VACANT LAND AVAILABLE

Avon Lake

139 Artsdale Dr

$35,000

0.238

Avon Lake

31748 Lake Rd

$699,999

1.04

Information courtesy of Linda LaFleur. Please contact her or any of our Realtor Members (Information deemed reliable, but not guaranteed)

Avon Lake

Electric Blvd

$60,000

0.3

Avon Lake

Lear Rd

$75,000

0.36

Avon Lake

Lear Rd

$75,000

0.36

Avon Lake

Lear Rd.

$62,500

0.35

Avon Lake

Lear Rd.

$64,500

0.35

Avon Lake

Sunset Rd

$38,000

0.12

Avon Lake

V/L #3 Oakwood Dr

$64,000

Avon Lake

City

Address

List Price

Acres

Amherst

401 OAKNOLL Dr

$29,900

0.3

Amherst

403 OAKNOLL Dr

$29,900

0.29

48060 Cooper Foster Park Rd $49,000

0.49

Amherst Amherst

611 Cleveland Ave

$49,900

0.26

Amherst

8140 Leavitt Rd

$119,000

1

Amherst

Cooper Foster Park Rd

$74,900

1.15

Amherst

Habant Dr

$48,900

0.46

Amherst

Leavitt Rd

$200,000

1.41

Amherst

Middle Ridge

$40,000

2.54

Amherst

Middle Ridge Rd

$45,000

0.36

Amherst

North Lake St

$1,900,000

23.54

Amherst

S/L Heritage Way

$43,500

0.52

Amherst

S/L Heritage Way

$43,500

0.52

Amherst

Stonebridge Dr

$34,900

0.22

Amherst

Stonebridge Dr

$34,900

0.26

Amherst

Stonebridge Dr

$54,900

0.53

Amherst

Stonebridge Dr

$139,900

1.43

Amherst

Stonebridge Dr

$254,900

2.57

Amherst

V/L (A) Middle Ridge Rd $35,000

1.003

Amherst

V/L (C) Middle Ridge Rd $32,000

1

Amherst

V/L Middle Ridge

$299,000

15

Avon

1100 Nagel Rd

$500,000

1.12

Avon

1100 Nagel Rd

$1,837,000

6.68

Avon

2210 Jaycox Rd

$89,900

0.77

Avon

2744 Jaycox Rd

$90,000

0.68

Avon

3230 Nagel Rd

$69,900

Avon

33665 Lear Industrial

$799,000

1.48

$100,000

0.194

$524,000

10

$1,400,000

8.33

Avon

33793 Crown Colony S/L 525

Avon Avon

3441 Center Road Rd 37476-37500 Colorado Ave

Avon

37600 Detroit Rd

$309,900

4.37

Avon

39160 Detroit Rd

$28,750

0.27

Avon

39308 Colorado Ave

$300,000

1.18

Avon

39348 Colorado Ave

$1,700,000

2.51

Avon

39474 Detroit Rd

$1,100,000

28.69

Avon

4237 Saint Annes Ct

$82,500

0.107

Avon

4609 St. Joseph Way Unit#S/L 568 $115,000

Avon

4615 St. Joseph Way Unit#S/L 570 $120,000

Avon

4639 St. Joseph Way Unit#S/L 576 $110,000

0.15

Avon

Case Rd

$39,900

0.74

Avon

French Creek Rd

$109,000

0.93

Avon

Miller Rd

$199,000

2.29

Avon

Mills Rd

$98,500

1.16

Avon

S/L 530 Reserve Way

$140,000

0.29

page 28

V/L Lakeview Dr

$29,900

0.12

Columbia Station 10228 Station Rd

$87,000

2.405

Columbia Station 10284 Station Rd

$87,000

2.715

Columbia Station 10340 Station Rd

$84,000

1.834

Columbia Station 10496 Station Rd

$83,000

2.67

Columbia Station 10550 Station Rd

$80,000

3.414

Columbia Station 11476 Reserve Way

$64,900

0.173

Columbia Station 11500 Reserve Way

$64,900

0.178

Columbia Station 11520 Reserve Way

$64,900

0.18

Columbia Station 23601 Royalton Rd

$7,900,000

318

Columbia Station 26140 Akins Rd

$875,000

53

Columbia Station 26783 Springfield Cir

$94,000

2.125

Columbia Station Capel (A) Rd

$120,000

6.96

Columbia Station Hawke Rd

$125,000

7.54

Columbia Station Royalton Rd

$189,000

16.07

Columbia Station S/L Folley Rd

$155,000

4.13

Columbia Station S/L Folley Rd

$155,000

4.13

Columbia Station S/L Folley Rd

$155,000

4.17

Columbia Station S/L Folley Rd

$155,000

4.17

Columbia Station Springfield Cir

$89,000

2.101

Columbia Station West River Dr

$799,000

92.07

Eaton

12820 Avon Belden Rd

$990,000

60.18

Eaton

Cowley Rd

$75,000

6.14

Eaton

Sublot 1 Crystal Creek

$145,000

7.6

Eaton

Sublot 2 Crystal Creek

$155,000

5

Elyria

10516 Indian Hollow Rd

$890,000

88.16

Elyria

202 Gateway Blvd North $15,000

0.1

Elyria

2920 West River Rd North $168,900

4.92

Elyria

352 8th St

$2,500

0.25

Elyria

41517 North Ridge Rd

$75,000

0.08

Elyria

41531 North Ridge Rd

$250,000

0.279

Elyria

41903 Griswold Rd

$24,500

1.59

Elyria

44975 Albrecht Rd

$199,000

5

Elyria

649 Weller Rd

$17,500

Elyria

685 Abbe Rd South

$4,000

Elyria

748 West River Rd North $9,900

0.6

Elyria

805 Middle Ave

$34,000

0.33

Elyria

9099 Oberlin Rd

$49,900

1

Elyria

9243 Oberlin Rd

$49,900

1

Elyria

Albrecht Rd

$34,900

1.2

www.ncbia.com

0.13

October 2019


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Elyria

Chestnut St

$15,000

0.12

Lagrange

Keywood

$44,900

0.29

Elyria

Courtland St

$17,500

0.186

Lagrange

Keywood

$44,900

0.29

Elyria

Courtland St

$17,500

0.186

Lagrange

Keywood

$44,900

0.29

Elyria

East Ave

$19,900

1.99

Lagrange

Keywood

$44,900

0.29

Elyria

Fowl Rd

$49,900

1.09

Lagrange

Keywood

$44,900

0.29

Elyria

Fuller Rd

$29,500

2.5

Lagrange

Keywood

$45,900

0.6

Elyria

Georgia Ave

$10,000

0.19

Lagrange

S/L 5 East Pky

$35,000

0.25

Elyria

Gulf Rd

$30,000

0.54

Lagrange

V/L Mountain Lion Dr

$240,000

39.8

Elyria

Lorain Blvd

$185,000

Lagrange

V/L Whitehead Rd

$60,000

5.05

Elyria

Lorain Blvd

$300,000

0.15

Litchfield

Parcel A Vermont St

$60,000

6.59

Elyria

lot 12 Skyline Dr

$59,900

4.079

Litchfield

Parcel C Vermont St

$50,000

3.19

Elyria

lot 25 Apollo Dr

$40,000

0.201

Lorain

1309 West 8th St

$9,000

0.11

Elyria

lot 26 Apollo Dr

$40,000

0.201

Lorain

2139 North Ridge Rd

$187,777

1.15

Elyria

lot 31 Skyline Dr

$40,000

0.215

Lorain

2223 North Ridge Rd

$43,900

0.38

Elyria

Lot 32 Skyline Dr

$40,000

0.201

Lorain

2321 East 29th St

$2,000

0.17

Elyria

Lot 36 Sunset Ct

$40,000

0.182

Lorain

2431 Goble Dr

$14,900

0.27

Elyria

Lot 37 Sunset Ct

$40,000

0.182

Lorain

2504 Reid Ave

$8,900

0.14

Elyria

Lot 38 Sunset Ct

$40,000

0.136

Lorain

3581 Astor Ln

$39,900

0.379

Elyria

Lot 39 Sunset Ct

$40,000

0.185

Lorain

4953 West Erie Ave

$139,900

1.95

Elyria

Middle Avenue

$399,900

38.522

Lorain

4977 Oberlin Ave

$45,000

1.3

Elyria

Midway Blvd

$950,000

8

Lorain

4985 Oberlin Ave

$45,000

1.3

Elyria

North Ridge Rd

$59,900

2.57

Lorain

5175 Oberlin Ave

$77,777

1.29

Elyria

Northwood St

$91,400

0.3

Lorain

Colorado Ave

$65,000

Elyria

Northwood St

$159,900

0.21

Lorain

Colorado Ave

$120,000

5.79

Elyria

Rosewood St

$150,000

9.5

Lorain

Colorado Ave

$175,000

7.35

Elyria

State St

$5,000

0.31

Lorain

Cooper Foster Park Rd

$75,000

0.64

Elyria

State St

$5,000

0.31

Lorain

Dale Ave

$1,500

0.08

Elyria

State St

$5,000

0.31

Lorain

Dale Ave

$1,500

0.08

Elyria

V/L Lake Ave

$400,000

47.88

Lorain

Fairless Dr

$295,000

7.11

Elyria

West Ridge Rd

$199,900

9.47

Lorain

Fillmore Ave

$52,500

2.57

Grafton

0000 East Dunham Rd

$1,300,000

100

Lorain

Globe Ave

$1,500

0.08

Grafton

36524 Neff Rd

$234,900

20

Lorain

Globe Ave

$1,500

0.08

Grafton

Indian Hollow Rd

$422,640

70.44

Lorain

Globe Ave

$1,500

0.08

Grafton

Main St

$99,900

1.2

Lorain

Grove Ave

$89,900

10.38

Grafton

Moorland Dr

$59,900

2.01

Lorain

Jaeger Rd

$75,000

2.83

Grafton

Moorland Dr

$59,900

2.01

Lorain

North Ridge Rd

$187,777

1

Grafton

Timber Ridge Rd

$70,000

1.72

Lorain

Oak Point

$99,900

0.449

Grafton

V/L Avon Belden Rd

$250,000

27.58

Lorain

Root Rd

$750,000

0.96

Grafton

VL Avon Beldon Rd

$250,000

19.87

Lorain

Root Rd

$750,000

1.3

Lagrange

152 Mallard Creek Run

$65,000

1.133

Lorain

Surf Rd

$30,000

0.45

Lagrange

548 William St

$24,900

Lorain

Toledo Ave

$9,900

0.3

Lagrange

555 Appomattox Ct

$25,000

0.439

Lorain

UNK Russell Ave

$95,000

5.2

Lagrange

561 Mountain Lion Dr

$17,000

0.27

Lorain

V/L Clinton Ave

$299,900

23.2

Lagrange

563 Appomattox Ct

$25,000

0.6

Lorain

V/L Colorado Ave

$125,000

Lagrange

708 North Center St

$269,900

1.05

Lorain

V/L Courtyard Dr

$64,900

12.69

Lagrange

Diagonal Rd

$55,000

3.12

Lorain

V/L Franke Dr

$299,900

4

Lagrange

Keywood

$41,900

0.29

Lorain

V/L Jaeger Rd

$125,000

11.53

Lagrange

Keywood

$44,900

0.29

Lorain

V/L Meister Rd

$285,000

10.15

Lagrange

Keywood

$44,900

0.29

Lorain

V/L North Ridge Rd

$25,000

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October 2019


Lorain

V/L Pearl Ave

$60,680

4.69

Oberlin

Spruce Dr

$50,000

0.475

Lorain

V/L West 38th St

$20,000

0.75

Oberlin

St Rt 20

$55,900

1.46

Lorain

Vincent Ave

$7,500

0.07

Oberlin

State Route 58

$250,000

1.43

Lorain

Vincent Ave

$7,500

0.07

Oberlin

V/L West College St

$145,000

3.9

Lorain

Vincent Ave

$7,500

0.07

Oberlin

VL Parsons Rd

$59,900

3.12

Lorain

Vincent Ave

$7,500

0.07

Oberlin

VL RT 58

$649,000

71.26

Lorain

VL Colorado Ave

$500,000

6.641

Sheffield

3935 Elyria Ave

$35,000

1.5

Lorain

West 18th St

$5,000

0.12

Sheffield Lake

Abbe Rd

$67,500

0.56

Lorain

West 9th St

$8,000

Sheffield Lake

Lake Rd

$31,900

0.32

New London

Bursley Rd

$35,000

5

Sheffield Lake

Lakeview Ave

$25,000

0.27

New London

Bursley Rd

$45,000

7.08

Sheffield Lake

Richelieu Ave

$19,900

North Ridgeville 32801 Lorain Rd

$350,000

1.21

Sheffield Lake

Robinwood Ave

$30,000

North Ridgeville 33333 Center Ridge Rd

$875,000

7.05

Sheffield Lake

S/L 77 & 78 Community Rd $19,000

0.2

North Ridgeville 34613 Center Ridge Rd

$200,000

0.438

1

Sheffield Lake

Treadway Blvd

$120,000

3.4

North Ridgeville 34814 Chestnut Ridge Rd $174,900

8.29

Sheffield Village 1641 Root Rd

$750,000

20.01

North Ridgeville 37148 Center Ridge Rd

$149,900

1

Sheffield Village Colorado Ave

$999,900

41.82

North Ridgeville 7691 Avon Belden Rd

$795,000

20

Sheffield Village Root Rd

$750,000

2.79

North Ridgeville Albert Ave

$23,900

0.21

Sheffield Village Root Rd

$750,000

14.17

North Ridgeville Avon Belden Rd

$99,000

1.91

Sheffield Village V/L Colorado Ave

$80,000

11.68

North Ridgeville Avon Belden Rd

$159,000

3.86

Sheffield Village V/L French Creek Rd

$45,000

1.81

North Ridgeville Bender Rd

$450,000

Sheffield Village V/L French Creek Rd

$45,000

1.82

North Ridgeville Bliss Pky

$250,000

1

Sullivan

V/L Stewart Rd

$69,500

10.35

North Ridgeville Chestnut Ridge Rd

$124,700

2.36

Vermilion

3080 Brownhelm Station Rd $59,900

North Ridgeville Chestnut Ridge Rd.

$65,000

3.1

Vermilion

3872 Edgewater

$239,900

North Ridgeville Evergreen Blvd

$1,542

1.27

Vermilion

4100 Menlo Park

$229,000

0.5

North Ridgeville Evergreen Blvd

$185,000

1.27

Vermilion

550 Sunnyside Rd

$66,000

2.18

North Ridgeville Mills Rd

$50,000

Vermilion

Brownhelm Station Rd

$45,000

1.5

North Ridgeville Orchard Ln

$6,500

0.115

Vermilion

Claus Rd

$249,900

32.31

North Ridgeville V/L Behm Rd

$50,000

0.5

Vermilion

Cooper Foster Park Rd

$42,900

1.001

North Ridgeville V/L Forest St North

$35,000

0.94

Vermilion

Hazelwood Ave

$25,000

0.41

North Ridgeville V/L Main Ave

$9,000

0.16

Vermilion

High Bridge Rd

$45,000

1.5

North Ridgeville V/L Main Ave

$15,000

Vermilion

Mornington Rd

$99,900

1.2

North Ridgeville V/L Mills Rd

$59,900

0.7

Vermilion

S/L #108 Flint Dr

$33,900

0.257

North Ridgeville V/L Mills Rd

$79,900

1.13

Vermilion

S/L #58 Arrowhead Dr

$33,900

0.289

North Ridgeville V/L Stoney Ridge Rd

$62,900

0.81

Vermilion

S/L #82 Wayne Trl

$33,900

0.256

North Ridgeville V/L Stoney Ridge Rd

$62,900

0.84

Vermilion

V/L 10 Gore Orphanage Rd $45,000

1.51

Oberlin

457 West Lorain St

$42,000

1.01

Vermilion

V/L 11 Gore Orphanage Rd $45,000

1.52

Oberlin

47104 US Route 20

$699,000

23.48

Vermilion

V/L 12 Gore Orphanage Rd $52,500

2.79

Oberlin

Lost Elm Dr

$70,000

3.43

Vermilion

V/L 9 Gore Orphanage Rd $45,000

1.51

Oberlin

Pyle South Amherst Rd

$50,000

0.43

Vermilion

V/L Baumhart Rd

$50,000

2.14

Oberlin

Reserve Ave

$39,900

0.544

Vermilion

v/l Ferndale Ave

$34,900

0.324

Oberlin

Reserve Ave

$39,900

0.549

Vermilion

V/L Liberty Ave

$630,000

35.08

Oberlin

Reserve Ave

$39,900

0.55

Vermilion

V/L Liberty Rd

$164,900

4.3

Oberlin

Reserve Ave

$39,900

0.595

Vermilion

Vermilion Rd

$450,000

61.2

Oberlin

Smith St

$11,900

0.51

Vermilion

West River Rd

$14,900

0.97

Oberlin

Spruce Dr

$50,000

0.351

Vermilion

Woodlands Dr

$39,900

Oberlin

Spruce Dr

$50,000

0.373

Wellington

170 Griggs Rd

$595,000

105.51

Oberlin

Spruce Dr

$50,000

0.398

Wellington

Rowell Rd

$695,999

92.81

Oberlin

Spruce Dr

$50,000

0.399

Wellington

South Main St

$150,000

1.21

October 2019

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page 31


Wellington

South Main St

$430,000

16.39

Wellington

West Road

$29,500

6.31

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October/November 2019 BWC News from CareWorks Comp “The only thing that ever sat its way to success was a hen.” ~Sarah Brown

Happening Now: Group Rating & Group Retrospective Enrollment for upcoming 7/1/2020 Policy Year It’s that time of year again: 2020 Traditional Group Rating and Group Retrospective Rating offers are being sent out to employers. Some employers are eligible for both programs (we refer to this as “dual eligibility”). We’re eager to discuss these options with you, as each year there may be a different mix of cost-saving strategies that work best for your organization. The enrollment deadline for the 7/1/2020 Rate Year is November 15, 2019 for Traditional Group Rating, and January 24, 2020 for Group Retrospective Rating.

What’s an EMR and Why is it Important? The Experience Modifier Rate (EMR) plays a pivotal role in determining an employer’s premium rates and, in some cases, obtaining work as a subcontractor. The BWC calculates the EMR based on a comparison of the employer’s experience period claims compared to an industry average expected claim level. The EMR is used as a gauge for future claim costs and serves to adjust an employer’s premium if claims are above or below expected levels. The EMR is applied to the base rate and is used as a base rate credit discount or a penalty rate surcharge. When an employer’s EMR is above 1.00 they are “penalty rated”. If an employer’s EMR is below 1.00 they are “credit rated”. Traditional Group Rating programs serve to lower an employer’s EMR below the EMR levels they could achieve on their own. There are circumstances when employers must provide their EMR, as a requirement to bid on particular jobs and that is used to gauge the employer’s workplace safety. Each June, BWC provides private employers with an on-line experience exhibit that provides their upcoming policy year experience period data including experience claims, base rates for their manual classifications and their Experience Modifier Rate(EMR). For public employers, this experience exhibit is provided in December each year. Please contact CareWorks Comp if you have any questions about your organization’s EMR.

Important Deadlines: ● October 21, 2019: BWC Premium Installment due if you pay on a Monthly or Bi-Monthly basis. ● October 23, 2019: cut-off date for CareWorks Comp to receive AC3 (Temporary Authorization Form) to request Group Rating/Group Retrospective quote for 2020 Rating Year. ● November 15, 2019: Deadline to enroll into traditional Group Rating with CareWorks Comp for the 2020 Rating Year.

Ohio BWC Offering Free, Informative Monthly Webinars Conducted twice per month, the BWC offers free Webinars that last approximately 20 minutes. The topics of these informational webinars change monthly. You can also view past recorded webinars. Register for upcoming BWC webinars here: Employer Webinars

Your Billion Back Rebate Check is Coming Soon! In June, the Ohio Bureau of Workers Compensation Board of Directors approved a $1.5 billion rebate to Ohio employers with an active BWC policy. According to the BWC it will distribute rebate checks to nearly 180,000 public and private employers. The BWC expects to begin mailing checks to public employers on September 26th, followed by private employers through October 24th. This will mark the fifth time since 2013 the BWC has returned at least $1 billion to Ohio employers.

October 2019

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The $1.5 billion will equate to 88 percent of the premiums Ohio employers paid for the 2017 policy year which ended June 30, 2018. The majority of rebate will go to private employers, while public entities are estimated to receive approximately $164 million in rebates.

CareWorks Safety Library: Now Live! Looking for an easy way to fulfill your 2-hour Safety Training Requirement for this current 2019 Policy Year? We’ve got the answer! Simply go to: CareWorks Safety Training Library web link Here you will find previously recorded webinars that you can register for to fulfill your 2-hour Safety Training Requirement. Each webinar is 2 hours long and costs $25.00. Currently, there are 4 webinars to choose from: ● Employee Engagement ● OSHA Inspections; Prevention, Preparation, & Minimizing Fines ● OSHA Recordkeeping ● Preventing Slip, Trip, Fall, & Overexertion Injuries Looking for a do-it-yourself Toolbox Talk to give to your employees? Go to:

CareWorks Safety Training Library web link

click on the orange “VIEW TOOLBOX TALKS” link and you will see 13 different Toolbox Talk programs that you can download and use to train your employees. The topics range from Emergency Evacuation Plans to Diffusing Workplace Violence and even Parking Lot Safety. Print out each of them and use one at your next employee meeting!

Personal Protective Equipment – PPE Personal Protective Equipment, or PPE, is designed to protect workers from serious workplace injury or illness resulting from contact with chemical, radiological, physical, electrical, mechanical, or other workplace hazards. Besides face shields, safety glasses, hard hats and safety shoes, protective equipment includes a variety of devices and garments such as goggles, coveralls, gloves, vests, earplugs, and respirators. OSHA deems that using PPE is essential – but also the last line of defense when it comes to protecting employees, after engineering, work practice and administrative controls. Engineering controls involve physically changing a machine or work environment. Administrative controls involve changing how or when workers do their jobs, such as scheduling work and rotating workers to reduce exposures. Work practices involve training workers how to perform tasks in a way that reduces their exposure to workplace hazards. Employers are required to assess their workplace to determine if hazards are present that require the use of PPE. If such hazards are present, the employer must select PPE and require workers to use it. The employer must also train those workers who are required to wear PPE on how to do the following: ●

Use PPE properly

Be aware of when PPE is necessary

Know what kind of PPE is necessary`

Understand the limitations of the PPE in protecting workers from injury

Put on, adjust, wear, and take of PPE

Maintain PPE properly.

For more information, please contact Steve Brazil at 614.526.7195 or steve.brazil@yorkrisk.com.

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October 2019


The North Coast Building Industry Association

NOVEMBER 12 OHBA Fall Board of Trustees Meeting Hilton Easton, Columbus

20 Executive Committee Meeting

28 Thanksgiving (Office Closed)

DECEMBER 4

BOARD

Executive Committee & Board Meeting 3:30 & 5:00

5

YOUNG PROFESSIONALS

Annual An Ugly Sweater Christmas 6:00 - 8:30 Avon Brewing Company

17-18 10-Hour OSHA Class 10:00 - 4:00, both days

24-25 Christmas Eve & Christmas (Office Closed)

31 New Year’s Eve (Office Closed)

*ALL MEETINGS HELD AT THE NCBIA OFFICE UNLESS SPECIFIED Issued 10/29/19


LEGISLATIVE REVIEW

OCTOBER 14, 2019 REPORT #14 RESIDENTIAL SPECIALTY CONTRACTOR LICENSING BILL RECEIVES FIRST HEARING SB 179 Residential Contractors legislation extending licensing to residential specialty contractors under the OCILB received its first hearing for sponsor testimony last week. SB 179 attempts to allow for the use of unlicensed subcontractors, but the language likely needs to be clarified further. Also, the bill continues to permit local registration regardless of a state license. We would appreciate any feedback on allowing for the use of unlicensed subcontractors, as well as, the need to continue to register locally. OHBA continues to have discussions with the sponsor and Senate Chairman.

SENATE INSURANCE COMMITTEE CHAIR SETS RESIDENTIAL ROOFING LEGISLATION AS A PRIORITY The Chairman of the Senate Insurance Committee commented on roofing regulation set on his radar for coming hearings. Already, SB 177 ROOFING REGULATION (HOTTINGER, J., THOMAS, C.) to regulate and require the registration of roofing contractors has been introduced and referred to the Senate Transportation, Commerce and Workforce Committee. SB 177 is being pushed by the insurance industry. OHBA has been in discussions with industry stakeholders, including the insurance industry representatives. A copy of SB 177 is attached, and if any further legislation is introduced, OHBA will be tracking that, as well. We appreciate any feedback on SB 177. Please feel free to contact OHBA with any questions or concerns.

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October 2019


Share of New Home Sales with Conventional Financing Rises in Third Quarter

N

BY DAVID LOGAN

AHB analysis of the most recent Quarterly Sales by Price and Financing published by the U.S. Census Bureau reveals that mortgages backed by the FHA made up 16.3% (27,000) of total sales (177,000), 2.5 percentage points higher than Q3 2018 (35,000). The FHA share has averaged 17.9% since the end of the Great Recession.

Cash purchases accounted for 6.6% of new home sales in the third quarter of 2019, the highest since Q3 2018 (6.9%). The percentage of new homes bought with cash has risen each of the past two quarters.

Conventional loans accounted for 69.9% of new home sales in the third quarter of 2019, a 2.7 percentage point increase from Q2 2019 (revised). After 10 quarters above 70%, the percentage of new home sales financed with conventional mortgages has been below 70.0% each of the last three quarters.

Although cash sales make up a small portion of new home sales, they constitute a larger share of existing home sales. According to estimates from the National Association of Realtors, roughly 17% of existing home transactions were all-cash sales in September 2019, down from 19% and 21% in August 2019 and September 2018, respectively. The share of new home sales backed by VA products declined 0.3 percentage point to 7.8% of the total—1.1 percentage points below the most recent 10-year average (8.9%). As FHA market share increases, conventional loan market share typically falls and vice versa. The most recent peak in the conventional loan share occurred in the same quarter (Q2 2018) as the most recent trough in the share of FHA-backed sales.

October 2019

It is worth adopting some caution associated with the Census data as they are estimates based on sample statistics. The statistical error associated with the FHA, cash, and VA sales estimates from this data set are relatively high, meaning that although the data are presented as single numbers, the true values may be substantially different.

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Mindful of these limitations, over the long run the current conventional loan share is 23.8% lower than its 91.7% high reached in 2006 and 3.1% higher than its average since the end of the Great Recession. Different sources of financing also serve distinct market segments, which is revealed in part by the median new home price associated with each. In the second quarter, the national median sales price of a new home was $310,900. Split by types of financing, the median prices of new homes financed with conventional loans, FHA loans, VA loans, and cash were $352,000, $224,600, $288,800, and $304,800, respectively.

SAVE THE DATE - Friday, May 8th, 2020

You are invited to participate in the Lorain County JVS Building Trades Career Expo The Lorain County JVS Building Trades Academy will host it’s 3rd Career Expo as a way to showcase the building trades and the numerous career options that are available. The Expo exposes students in grades 8-12 to the opportunities, emerging technologies, and skill sets encompassed in the building trades fields. All vendors are asked to provide a hands-on activity for students, to expose them to the variety of careers that exist in the building trades industry. Lorain County JVS 15181 State Route 58 Oberlin, Ohio 44074 10:00am - 2:00pm *rain or shine Registration details to follow page 38

www.ncbia.com

October 2019


PHOTO GALLERY

Clambake: Thank you to our generous sponsors! Silent Auction Items Donated By:

$5 Raffle Board Sponsors:

Table Sponsors:

$10 Raffle Board Sponsor:

Dessert Sponsors:

Event Sponsors:

October 2019

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October 2019


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October 2019


PHOTO GALLERY

The NCBIA th 75Celebrates Birthday Bash! 75 Years

75th Birthday Bash!

Thank You Sponsors! Grand Sponsor:

Supporting Sponsors:

On October 16th the North Coast Building Industry Association celebrated 75 Years! It was a memorable evening with so many of our past and current members in the same room. We were lucky enough to have 13 past presidents with us that night as well as many Hall of Fame Members! A few special guests that joined us that evening were Carmine Torio, former executive officer of the NCBIA; Tony Gallo, President of The Lorain County Chamber Of Commerce; and Richard Bancroft, OHBA Area Vice President. We had members there from all facets of the building industry and it was such an amazing sight to see everyone laughing and having a great time. A special shout out to the members that attended from First Federal Savings of Lorain as they are our longest standing member and joined the association in 1944 shortly after its creation! And we cannot forget Bucky Kopf who is our longest standing builder member who joined us in 1968 and is still active within the association today! This great event was the perfect way to end my tenure as membership chair for the association! It has been such a wonderful experience getting to plan the general membership meetings these last 4 years and I am so excited to see what our 2020 membership chairs have in store for us! It was a pleasure to see what we have built over the last 75 years and I can not wait to do my part to help build the next 75!

Thank You Sponsors! Grand Sponsor:

Supporting Sponsors:

Sincerely, Sara Majzun-Garwood 2019 Mebership Chair

Patron Sponsors:

October 2019

Patron Sponsors:

www.ncbia.com

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The 75th was a wonderful event so happy I was invited to attend!

So nice to see such a mix of members at the 75th – what a night!

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October 2019


“

October 2019

“

As a new member I am so glad I experienced the history behind the North Coast BIA

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This right here is why I do what I do. To have so many past leaders in the room with us last night was so humbling. I absolutely love everything I get to do for the NCBIA but last night was the icing on the cake. I got to hear so many stories from “Back in the Day” and it was an amazing site to see how happy everyone was to relive old memories and make new ones!

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October 2019


“

Such a memorable evening and Great event. So excited to be a part of this organization.

“

October 2019

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October 2019


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