NCBIA May 2022 BUILDER Newsletter

North Coast Building Industry Association (NCBIA) BUILDER newsletter is the official newsletter of the NCBIA and is published monthly by the NCBIA. The NCBIA is an affiliate of the Ohio Home Builders Association (OHBA) & the National Association of Home Builders (NAHB).

NCBIA Office

5077 Waterford Dr. Suite 302 Sheffield Village, OH 44035 Phone: 440.934.1090 info@ncbia.com | www.ncbia.com

NCBIA Staff

Executive Officer Judie Docs | judie@ncbia.com Executive Assistant LaBreeska Bellan | labreeskancbia@gmail.com

Advertising Policy - The North Coast Building Industry Association reserves the right to reject advertising in the Builder newsletter based on content. Acceptance of advertising does not imply endorsement of the product or service advertised.

NCBIA Life Directors

Jeremy Vorndran, 84 Lumber Tom Caruso, Caruso Cabinets Bob Yost, Dale Yost Construction Liz Schneider Dollar Bank Mary H. Felton, Guardian Title Jack Kousma, Kousma Insulation Jeff Hensley, Lake Star Building & Remodeling Chris Majzun Sr., Majzun Construction Co. Chris S. Majzun Jr., Majzun Construction Co. Jim Sprague, Maloney + Novotny, LLC Randy Strauss, Strauss Construction Tom Lahetta, Tom Lahetta Builders, Inc.

Marketing Associate Ashlyn Bellan | ashlynncbia@gmail.com

2022 NAHB Delegates

These are our members who represent our local industry in Washington DC and Columbus:

2022 NCBIA Officers President Sara Majzun, Majzun Construction Co. Vice President Tim King, K. Hovnanian Homes - Ohio Division Associate Vice President John Toth, Floor Coverings International Treasurer Melanie Stock, Treasurer, First Federal Savings of Lorain Secretary Mike Meszes, Secretary, DRC Construction Co.

2022 NCBIA Board of Directors

Sam Hudspath, All Construction Services Dan Bennett, Bennett Builders & Remodelers Brett Adams, Genoa Bank Dave Linna, Linna Homes & Remodeling Jason Rodriguez, Lorain County Joint Vocational School Mike Gidich, MDG Maintenance, LLC Brian Schwab, RestorePro, Inc. Dave Weisenberger, Tusing Builders & Roofing Services

May 2022

Randy Strauss, Strauss Construction Jack Kousma, Kousma Insulation (alternate)

Sr. NAHB Life Director

Randy Strauss, Strauss Construction

Ohio’s State Rep. to NAHB

Ric Johnson, CAPS Builder & Right at Home Technologies

OHBA Past Presidents Randy Strauss, 1996

2022 OHBA Trustees

Randy Strauss, Strauss Construction Sara Majzun, Majzun Construction Co. (alternate) Mary H. Felton, Guardian Title (alternate)

OHBA Area 2 Vice-President

Ric Johnson, CAPS Builder & Right at Home Technologies

www.ncbia.com

page 3

18

2022

CALENDAR NEW HOMES MONTH 9

28

Saturday 5:00 - 11:00 PM Thursday 4:00 - 7:00 PM

OF EVENTS

NEW DATE!!!!!

INSTALL ATION - CIR. OF E XCELLENCE - HALL OF FAME

Membership Event

Member Mixer

Social Event

Ahern’s Banquet Center, Avon Lake

Lake Quartz, 909 Canterbury Road, Suite Q, Westlake 44145

NATIONAL HOME REMODELING MONTH 11

Wednesday 3:00 & 5:00 PM

E XECUTIVE COMMIT TEE & BOARD MEE TINGS

30

Monday

MEMORIAL DAY | OFFICE CLOSED

32-33

Board

39

NATIONAL HOMEOWNERSHIP MONTH 9

17

Thursday 6:30 PM

NIGHT AT THE CRUSHERS

Social Event

2009 Baseball Blvd., Avon

Friday 11:30 AM

GENERAL MEMBERSHIP MEE TING & COOKOUT

Monday

INDEPENDENCE DAY | OFFICE CLOSED

Wednesday 3:00 & 5:00 PM

E XECUTIVE COMMIT TEE & BOARD MEE TINGS

4

Thursday

GOLF CL ASSIC

Membership Event

20

Saturday 1:00 PM

SOF TBALL GAME & FAMILY PICNIC

Membership Event

4

13

TBD

Membership Event

Pogie’s Clubhouse, Amherst

Board

Sweetbriar Golf Course, Avon Lake

Amherst Twp. Park, Amherst Twp.

Rev. 4/11/2022

Table of Contents 6 - Letter from the President 7 - Menu of Services 8 - Save the Dates 10-11 Executive Officer’s Report

13-14 - 2022 Annual Golf Classic Flyer

15

NAHB Housing Affordability

23 - NAHB Now: U.S. Trade

Rep's Visit to Canada, Jerry Konter

24 - Eye on the Economy:

Tightened Monetary Policy Harming Housing Affordability

25 - Eye on the Economy:

The Fed Commits to Aggressive Tightening of Monetary Policy

Meeting & Cookout 2022

31 - Home Warranty Books

Rise for Construction Job Openings

36-37 -

Legislative Review

44-45 -

28 - General Membership

17

20 - Eye on Housing: Slight

Thank You, Spikes!

Access Exclusive Education Opportunities

Sedgwick Membership Benefits!

Welcome New Members!!

Johnson, NAHB State Rep

42 -

Ohio HBA Rebates

Slows from 40-Year High in April

18 - Message from Ric

Crushers!

26 -

16 - Eye on Housing: Inflation 29 - Eye on Housing: States with Highest and Fastest Rising Construction Wages

44 - 2022 Night at the

32-33 - 2022 NCBIA

Calendar of Events

39 Thank you, Ashley of Cambria!

Lake Quartz Member Mixer Photo Gallery

46 -

LETTER FROM THE PRESIDENT

The NBCIA team: What does that mean?

O

ver the past two years we talked about being “in this together” on the regular. Everyone was dealing with the “new normal” and finding ways to adapt and mold their business so that they could continue to grow and thrive in the ever-changing world around us. What does it mean to be a part of the NCBIA and “in this together” though? Why are we a part of this association? How can you or your company benefit from being part of the team? Let’s think about this for a second shall we…

We have members that have been a part of our association since the late 1970s, and we have members that have just joined us in the past 60 days. Each member plays their own part in helping the NCBIA continue the upward path we are taking. I want you to take a second and think about why are you a member of the NCBIA? Is it for the workers compensation benefits? The Speedway Super Fleet account? Or maybe you joined so that you could network with others in the industry and learn about how you can grow your business. Everyone has their own reasons for joining. The bigger question is why do you continue to be a member? Here is why I do it: I have been an official member of the NCBIA since 2013, but I have been involved with the industry since I was very young. I grew up the daughter of a builder and can remember attending Home-ARamas and project house builds as far back as I can remember. I truly believe that this association has the power to get things done within our industry. Between our local individuals, those working for us at the state level at OHBA and the national level at NAHB we have accomplished so much!

Sara Majzun, Majzun Construction Co.

page 6

“

“

I truly believe that this association has the power to get things done within our industry.

We cannot accomplish any of these goals though if we do not work as a team. It is imperative that our veteran members help grow and guide our newer members not only within the association but within our industry as well. One day we are all going to want to retire and it is important that we groom those individuals to come in and take our places so that the NCBIA can keep doing the work with our initiatives. We want to embrace these new and younger members and hear out their ideas. We have things that we do a certain way because “we have always done it that way” and maybe that way is not the most efficient anymore due to new technology. Personally I DESPISE the phrase “well we have always done it that way” and I have banned it in our board room. I want our new members to feel that they can get involved and that their opinions matter. We need to be constantly open to change in our association as the world around us is always changing as well.

In closing I want all of our members to feel they can reach out to myself, the NCBIA staff or any of the board members with a problem they might be experiencing, and we can all work together to help get a solution. We are here to help your business grow and thrive and become everything it can be so please do not ever hesitate to reach out!

Even though we are through the pandemic, we are still all "in this together."

www.ncbia.com

May 2022

HOW CAN WE HELP? North Coast Building Industry Association Menu of Additional Products and Services

(8.5”x11”)

Single Sided 2-Sided

Black & White

$0.10 $0.20

Black & White

(11”x17”)

Color

(8.5”x11”)

Color

(8.5”x14”)

Single Sided 2-Sided

Single Sided 2-Sided

Color

Raffle Boards, Drum & Equipment $100 per day

(8.5”x14”)

Single Sided 2-Sided

(11”x17”)

North Coast Building Industry Association Menu of Additional Products and Services

$0.15 $0.20

$0.25 $0.50 $0.27 $0.52

Black & White

save Raffle up Boards, to 75% Drum &

(8.5”x11”)

$0.10 off $0.20

Single Sided 2-Sided

the Equipment officedepot.com $100 per day on regular prices Black & White (8.5”x14”) our Best Value List of Single Sided $0.15preferred products!

Black & White

Warranty Books $30 each (plus shipping, if applicable)

$2.00

North Coa Menu of A

(11”x17”)

Color

(8.5”x11”)

Color

(8.5”x14”)

Single Sided 2-Sided

Single Sided 2-Sided

Color

Copi

Black & White Single Sided 2-Sided

Black & White Single Sided 2-Sided

$0.20

2-Sided

$0.50

HOW

Equipment Copies NAHB members

Equipment

Copies Black & White

HOW CAN WE HELP?

(11”x17”)

Black & White

$0.50

Exclusive NAHB Savings!

(11”x1

Color

(8.5”x11”)

of products discounted Warrantyregular Booksprices! Color the officedepot.com

(8.5”x14”)

$0.25 $0.50 Thousands

Single Sided off2-Sided

$30 each (plus shipping, if $0.27 applicable) $0.52 online Order | Pick up in 1 hour!*

Single Sided 2-Sided

Color

$2.00

Free delivery on qualifying orders of $50 or more!**

(11”x17”)

Design Services

Design Services

Design Se

Graphic Design Services

Graphic Design Services

Graphic Design Servic

$35 per hour

$35 per hour

Contact Ashlyn Bellan at ashlynncbia@gmail.com

Contact Ashlyn Bellan at ashlynncbia@gmail.com

NEED SOMETHING ELSE? JUST ASK!

NEED SOMETHING ELSE? JUST ASK!

For more information on any of these products & services, please contact the NCBIA Office at (440) 934-1090 or email judie@ncbia.com

Create an account online through www.officediscounts.org/nahb and browse through your discounts Text NAHBSPC to 555-888 to save your free store discount card on your phone

Businesses may qualify for For more informationadditional on any ofdiscounts. these products please email: NAHB@officedepot.com or call & services, please contact the NCBIA Office at 855-337-6811 X 12897

(440) 934-1090 or email judie@ncbia.com

$35 per hour

Contact Ashlyn ashlynncbia@gm

NEED SO

For more in & services, (440) 934

Office Depot updates pricing, product and service assortment on a regular basis as a result of a variety of factors, including, but not limited to, market and competitive forces, and reserves the right to change pricing and product assortment at any time without notice. Offers are non-transferable. Office Depot reserves the right to limit quantities sold to each customer. We are not responsible for errors.

Office Depot is a trademark of The Office Club, Inc. OfficeMax is a trademark of OMX, Inc. ©2020 Office Depot, Inc. All rights reserved.

May 2022

www.ncbia.com

page 7

Save the

Date!

Want to be a sponsor for any of these events? Let us know! Sponsor early to get maximum exposure!!!!!

Call or email Judie at judie@ncbia.com for marketing opportunities to help your bottom line!!!!!

Do you have some business news to share? Business anniversaries, accomplishments, awards, publications, etc.?

Send to judie@ncbia.com. We want to hear from you!

Bucky Kopf is Avon Lake Citizen of the Year

Thursday, June 9th 6:30 PM Night At the Crushers 2009 Baseball Blvd.

Registration available online!

Friday, June 17th

11:30 AM General Membership Meeting & Cookout Pogie's Clubhouse, Amherst Registration available online!

Thursday, August 4th Annual Golf Classic Sweetbriar Golf Course 750 Jaycox Road Avon Lake Registration available online!

If you would like to participate on a committee, please email Judie Docs at judie@ncbia.com Check the website at www.ncbia.com for up-to-date changes, additions, and corrections to these events!

Congratulations to our builder member, Bucky Kopf for being named as Citizen of the Year by Avon Lake Community Council.

The Community Council announcement reports that Bucky's unanimous selection is based on his longstanding generosity and philanthropy in the community.

As the driving force behind projects like the Avon Lake High School baseball fields, park land for the Kopf Family Reservation and support of sports organizations and nonprofit groups in the community, Bucky's generosity is far-reaching.

Avon Lake Community Council is composed of 24 community organizations that work together to share resources, ideas and raise awareness of member organization causes.

page 8

www.ncbia.com

May 2022

NAHB MEMBERS SAVE

25% off Houzz Pro Houzz Pro is one simple solution for builders and remodelers. Attract and win better clients, manage projects and teams, and deliver a standout customer experience.

Call 1 (888) 225-3051 today!

EXECUTIVE OFFICER’S REPORT

COME TOGETHER-

A Night to Remember!

You saw all the photos in last month’s Builder Newsletter but here is a recap of all the awards given out.

This first award was an extremely distinguished award as we have only ever had two other individuals from our association receive it before her. Mary H. Felton of Guardian Title received a Statesmen Spike Award which is the highest spike award you can receive, earning more than 500 spikes. Mary has given countless hours to this association, chairing numerous committees, a member of the Board of Directors, Officer, Life Director and finally 2015-2016 President. We greatly appreciate everything she has done for our association and the industry.

Each year the president gives out Diamond of Distinction awards to individuals that were instrumental in helping during their presidency. The first set of awards goes to Matt Herb of Fidelity National Title and Jon Sherer of Paraprin Construction. These men have embraced their roles as the Membership committee co-chairs and we won three of five NAHB membership awards.

Next, Tim King of K. Hovnanian and John Toth of Floor Coverings International who are co-chairs of the Workforce Development committee.

They have put in countless hours and emails to get our Lorain County JVS mentorship program off the ground.

by Judie Docs, CSP, MCSP, MIRM, CMP, CGP

We inducted 2 new members into our Hall of Fame! Our first individual, Terry Bennett of Bennett Builders and Remodelers has been a member of the NCBIA since 1992 and has been heavily involved with the Cleveland HBA, Ohio Home Builders Association, and the National Association of Home Builders since the late 70s. He was the president of the Cleveland HBA in 1986 where, at the time, he was the youngest president they have ever had.

In our association he has served on countless committees including the remodeler’s council where he was chairman from 1998 to 2001, membership committee, installation banquet committee and the past president’s council. In 2003 he took on the role of President where he was the 1st individual to take on a two-year term. Also, in 2003 he was a guest instructor at the Lorain County Joint Vocational School. He has won many awards throughout his career including two OHBA Best of Ohio Awards, eight NCBIA Remodeler of The Year Awards, NAHB Remodeler of the Month in May of 2005, as well as dozens of other NCBIA Circle of Excellence Awards. He truly shows what it means to give everything you can to an association.

Our second inductee, Jim Sprague of Maloney + Novotny LLC has been a member since 1993 and on our board of directors since 1994. He became a life director in 2004 and has held many other positions within the NCBIA. Jim is also a two-time award winner of the Diamond of Distinction award and was the first individual to ever receive one of these. He has been involved with the finance committee, the home show committee, ambassadors committee as well as the promotional committee that was started when Erie & Huron Counties were brought into our association. It was with that committee that Logo Man was born! Logo Man was created to help create brand awareness with our new logo, and Jim was exceptional at it! Jim has dedicated many years to this industry and its members and for that we thank him.

page 10

www.ncbia.com

May 2022

Ending the evening were our 2021 Circle of Excellence Awards which features the Best of NCBIA, and the awards were as follows: Best Marketing Piece - NORTH STAR BUILDERS Best Website! And the winner is - BENNETT BUILDERS & REMODELERS Best Single-Family Community! And the winner is - K. HOVNANIAN HOMES Best Bathroom Remodel Over $50,000 – BENNETT BUILDERS & REMODELERS Best Kitchen Remodel Over $100,000 - BENNETT BUILDERS & REMODELERS Best Home Addition over $100,000 - BENNETT BUILDERS & REMODELERS Two Gold Awards for Best Achievement in New Home Sales were given to...

BRANDON ROLKO FROM K. HOVNANIAN HOMES and KIM LUCCIONI FROM NORTH STAR BUILDERS Platinum Award for Best Achievement in New Home Sales MELISSA RODRIGUEZ FROM K. HOVNANIAN HOMES Best Superintendent/Production Manager BOB KELLER OF K. HOVNANIAN HOMES Best Production Home 2001-3000 Square Feet - K. HOVNANIAN HOMES Best Custom Home 2001-3000 Square Feet - GRANDE MAISON CONSTRUCTION Best Custom Home 3001-4000 Square Feet - BENNETT BUILDERS & REMODELERS Best Custom Home over 4000 Square Feet - NORTH STAR BUILDERS Best Commercial Remodel Over $150,000 - BENNETT BUILDERS & REMODELERS Associate of the Year - MELANIE STOCK, FIRST FEDERAL SAVINGS OF LORAIN Remodeler of the Year - BENNETT BUILDERS & REMODELERS Builder of the Year - NORTH STAR BUILDERS

Watch out for our 2022 Call for Entries packet coming out in a few weeks - - who knows I could be writing about you next year!!!

May 2022

www.ncbia.com

page 11

ncbia - membership application

5077 waterford dr., suite 302 sheffield village, ohio 44035 Please complete and return this form with one-time membership application fee of $50 and one full-year’s dues. If your application is not approved by the phone 440.934.1090 Board of Directors, a refund will be issued. www.ncbia.com contact __________________________________________________________________________________ phone ____________________________________________ company ________________________________________________________________________________ fax _______________________________________________ address ___________________________________________________________________________________________________________________________________ street address

city

state

zip

email ______________________________________________________________________ www. _________________________________________________________ ______ # years in business

______ # employees

primary memberships

o associate primary membership

(If you are not a builder, developer or remodeler...you are an associate)

$595

o builder / developer / remodeler primary membership

affiliated memberships (company must have a primary builder OR primary associate membership to add an affiliate membership)

o addt’l builder / developer / remodeler membership o addt’l associate membership

$110 $110

check appropriate class - dues amount based on number of permits for previous year in lorain, erie & huron counties

o class 1 o class 2 o class 3 o class 4

# of new home permits from the previous 12 months

25 and under 26-100 101-250 251 and over

$635 $1,035 $1,635 $2,635

payment options

primary business activity

We have 189 categories, if you do not see yours listed below, please fill in “other.” ___accountant ___advertising ___attorney ___banking & mortgage lending ___basement waterproofing ___brick ___builders supply ___cabinets ___carpentry rough-in ___carpentry trim ___concrete contractors ___contractor-commercial ___contractor - multi-family ___contractor - remodeling ___contractor - residential ___developer ___drywall contractor ___engineers & surveyors ___excavating contractors ___financial consultants ___floor covering ___heating & air conditioning ___insulation ___insurance ___kitchen design ___landscapers ___lumber dealers ___masonry contractors ___painting contractors - exterior ___painting contractors - interior ___paving contractors ___plumbing contractors ___poured walls ___ready-mix concrete ___real estate / realtors ___title & escrow ___windows & doors ___other_______________________________

credit card ___ full payment ___ monthly payment plan*** (***Not available for Affiliate memberships)

Monthly payment plan will incur a $3.00 per month convenience fee.

Method of Payment: ___Check ___ Credit Card cc#____________________________________________ crv# ______ exp. date ________________________ name on card ____________________________________ signature _______________________________________ credit card billing zip code __________________________ email __________________________________________ phone__________________________________________

membership dues _________________ application fee

$50 _________________

total amount due _________________

business reference #1 (name & ph #) ___________________________________________________________ business reference #2 (name & ph #) ___________________________________________________________ ncbia member reference #1 (name & ph #) ______________________________________________________ ncbia member reference #2 (name & ph #) ______________________________________________________ ____I have attached proof of General Liability Insurance ( if required) ____Workers Compensation Policy ( if required) # __________ as shown on the BWC Certificate of Premium Payment As the authorized representative of the aforementioned company, I do hereby make application for membership in the North Coast Building Industry Association and its affiliated National (NAHB) and State (OHBA) Associations. I agree to abide by the objectives of all three associations, their Code of Ethics, and their Constitutions and Bylaws.

Signature of Applicant _______________________________________________________________________ NCBIA Member Sponsor Name ________________________________________________________________ Rev. 5/19/2022

ANNUAL

Golf Classic THURSDAY,

AUGUST

2022

8:00 AM

Foursome

Registration, Breakfast and Range Open

$ 560

9:00 AM

Opening Remarks

Single

3:30 PM

$ 140

Dinner and Awards

(OPPORTUNITIES FOR SPONSORSHIP ON THE BACK!)

SWEETBRIAR GOLF COURSE 750 JAYCOX ROAD AVON LAKE Your Name ______________________________________________ Company ________________________________________________ Team Captain's Cell Phone ______________________________ (For outing information and weather delay updates)

$________ Golfer Registrations - Single _____ x $140 $________ Golfer Registrations - Foursome ______ x $560 Skins / Mulligan Package (Prepay only) _____ x $40 $________ (1 per team)

4TH

Total Due $ _______

4-Person Scramble Format 18-Holes of Golf with Cart Lunch & BBQ Dinner Raffles & Prizes

Golfer # 1 Name ___________________________ Company ____________________________________ Golfer # 2 Name ____________________________ Company ____________________________________ Golfer # 3 Name ____________________________ Company ____________________________________ Golfer # 4 Name ____________________________ Company ____________________________________

ELATION DEADLIN E JUL & CANC Y 24 TION A R , 20 T S I 22 G E R

NOTE : No one under 21 will be admitted.

Keg beer, soft drinks & water will be available during the entire event. All other alcoholic beverages will be available as a CASH BAR.

Method of Payment: ___Payment Enclosed ___ Invoice ___Credit Card Card No. ____________________________________________ Exp._______________ CRV # __________ Zip Code ________________ Phone ____________________________ Email ____________________________________________ Name on Card __________________________ Signature ______________________________

A $5.00 CONVENIENCE FEE WILL BE CHARGED FOR CREDIT CARD PAYMENTS UNDER $500....... $10.00 FEE FOR PAYMENTS OVER $500.00. SPONSORS DO NOT PAY CONVEINENCE FEE!

Send Complete form via mail to 5077 Waterford Dr.,Suite 302 Sheffield Village, Ohio 44035 or register online at www.ncbia.com Rev. 5/13/2022

Questions? Call 440 - 934 - 1090

NAHB Housing Affordability

M

MORE THAN 10,000 NAHB MEMBERS SEND Letter to Biden Warning of Housing Crisis

ore than 10,000 NAHB members from all 50 states, the District of Columbia and Puerto Rico sent a letter to President Biden on April 27 calling on the White House to take immediate action as the growing housing affordability crisis is pushing the housing market to an inflection point that threatens to derail the current housing and economic expansion.

While NAHB has made some recent inroads with lumber prices beginning to decline in recent weeks and the Commerce Department announcing a reduction in lumber tariffs, much more needs to be done to improve housing affordability in this highinflation environment.

Members of the housing community hammered home the following message:

NAHB is calling on Congress to take the following steps to help ease the housing affordability crisis and to fix supply chain disruptions that are raising construction costs:

Rising costs stemming from historically high price levels for lumber and other building materials, supply chain bottlenecks, surging interest rates, excessive regulations and a persistent lack of construction workers have significantly decreased housing affordability conditions, particularly for entry-level buyers and renters.

NAHB — through its powerful grassroots — called for meaningful steps to allow builders to increase the supply of affordable single-family and multifamily for-sale and for-rent housing. NAHB warned the White House that if the housing sector falters, the economy will surely follow.

Suspend Lumber Tariffs Now With tariffs on Canadian lumber shipments into the United States and production bottlenecks fueling lumber price volatility that has added more than $18,600 to the price of a new home since last August, residential construction industry workers called on Biden to immediately suspend tariffs on softwood lumber imports from Canada and to move quickly to enter into negotiations with Canada to pursue a new, long-term softwood lumber agreement.

In the letter to Biden, builders also called on the White House to address federal regulatory reform to reduce upward pressure on housing costs.

“Reducing burdensome regulations that account for nearly 25% of the price of building a singlefamily home and more than 30% of the cost of a typical multifamily development will provide more homeownership and rental housing opportunities for all Americans,” the letter said.

May 2022

Congress Must Act as Well

•

Pass Rep. Bruce Westerman’s (R-Ark.) No Timber from Tyrants Act, which would ban lumber imports from Russia and ramp up responsible harvesting of timber from federal lands to create jobs and produce more sustainable wood products.

•

Pass the Ocean Shipping Reform Act, which would ease building material supply chain bottlenecks and allow builders to increase production of badly needed affordable housing.

•

Promote and fund job training programs to prepare individuals for careers in home building and pursue immigration policies that help fill labor gaps while protecting the nation's borders.

NAHB will continue to keep the pressure on the Biden administration and Congress, and is working 24-7 to keep housing in the national forefront and to resolve these critical housing affordability issues that are affecting all our members across the country.

You can view the letter and the signatories here, and learn more about NAHB’s efforts to address the lumber and building material supply chain crisis.

www.ncbia.com

page 15

EYE ON HOUSING

INFLATION SLOWS FROM 40-Year High in April BY: FAN-YU KUO

C

onsumer prices increased at a somewhat slower pace in April, the smallest monthly increase since August 2021, though inflation remains near a 40year high. The food at home and shelter index rose at their fastest pace since November 1980 and April 1991. Though gas prices have fallen from their March highs, the pace of inflation will likely stay high in the months ahead as global supply chain disruption persists.

The Bureau of Labor Statistics (BLS) reported that the Consumer Price Index (CPI) rose by 0.3% in April on a seasonally adjusted basis, following an increase of 1.2% in March. Excluding the volatile food and energy components, the “core” CPI increased by 0.6% in April, following an increase of 0.3% in March. The food index increased by 0.9% in April, while the price index for a broad set of energy sources fell 2.7%.

Most component indexes continued to rise in April. The indexes for shelter (+0.5%), food (+0.9%), airline fares (+18.6%) and new vehicles (1.1%) showed sizeable monthly increases in April. The increase in airline fares index was the largest monthly increase since the inception of the series in 1963. Meanwhile, the indexes for gasoline fell by 6.1% in April, offsetting increases in natural gas (+3.1%) and electricity (+0.7%).

The index for shelter, which makes up more than 40% of the “core” CPI, rose by 0.5% in April. The indexes for owners’ equivalent rent (OER) increased by 0.5% and rent of primary residence (RPR) increased by 0.6% over the month. Monthly increases in OER have averaged 0.4% over the last three months. More cost increases are coming from this category, which will add to inflationary forces in the months ahead.

page 16

During the past twelve months, on a not seasonally adjusted basis, the CPI rose by 8.3% in April, following an 8.5% increase in March. The “core” CPI increased by 6.2% over the past twelve months, following a 6.3% increase in March. The food index rose by 9.4%, the largest annual increase since April 1981, and the energy index climbed by 30.3% over the past twelve months.

NAHB constructs a “real” rent index to indicate whether inflation in rents is faster or slower than overall inflation. It provides insight into the supply and demand conditions for rental housing. When inflation in rents is rising faster (slower) than overall inflation, the real rent index rises (declines). The real rent index is calculated by dividing the price index for rent by the core CPI (to exclude the volatile food and energy components).

The Real Rent Index remained unchanged in April, after increasing by 0.1% in March. Over the first four months of 2022, the monthly change of the Real Rent Index remained virtually unchanged, on average.

www.ncbia.com

May 2022

EYE ON HOUSING

STATES WITH HIGHEST And Fastest Rising Construction Wages BY: NATALIA SINIAVSKAIA

A

s the construction labor market remains tight and skilled labor shortages persist, wages in construction continue to rise, often outpacing and exceeding typical earnings in other industries.

According to the latest Current Employment Statistics (CES) report from the Bureau of Labor Statistics (BLS), average hourly earnings (AHE) in construction vary greatly across 43 v that reported these data.

Some of the highest AHE are recorded by states in Northeast and along the Pacific coast. As of March 2022, seven states reported average earnings, not seasonally adjusted, in excess of $40 per hour, including Massachusetts – $43.89, New Jersey – $42.17, Illinois – $41.83, New York – $41.61, Alaska – $40.67, Rhode Island – $40.26, and Washington – $40.19. At the same time, not seasonally adjusted US average hourly earnings in construction were $34.01. The overall US private sector AHE were under $32.

While differences in regional hourly rates might reflect variation in the cost of living across states, the faster growing wages are more likely to point out to specific labor markets that are particularly tight. Yearover-year, all but one state reported rising hourly wages. The only exception was Alaska where hourly rates declined 3.4%. Eight states reported the increase in hourly rates of over 10% – Oregon (14.3%), Mississippi (12.6%), North Carolina (12.5%), Virginia (11.8%), Kentucky (11%), West Virginia (10.9%), South Carolina (10.6%), New Mexico (10.4%).

On a monthly basis, the average hourly earnings grew fastest in Louisiana (3.3%), Arkansas (3%), Virginia (2.9%), South Carolina (2.4%), Alabama (2.4%), North Dakota (2.1%) and Montana (2%).

At the other end of the spectrum are mostly Southern states with their vast majority reporting not seasonally adjusted average hourly earnings in construction of $30 or less. The bottom ten states with the lowest AHE include eight states in the South. The lowest hourly wages are in Mississippi – $25.36, Arkansas – $26.41, followed by Idaho – $27.4 and New Mexico – $27.76. Alabama – $28.44, Texas – $28.6, Georgia – $28.71, Oklahoma – $28.86, Kentucky – $29.04, and Florida – $29.15 conclude the bottom ten hourly wages in construction list.

May 2022

www.ncbia.com

page 17

Message from Ric Johnson, NAHB State Rep

O

HBA Mourns the passing of Norma Jean Slough Ric Johnson

· In our letter to Biden, builders also called on the White House to address federal regulatory reform to reduce upward pressure on housing costs.

OHBA mourns the loss of Mardy Patel’s mother, Norma Jean Slough. on Monday, May 09, 2022. Her obituary can be found here. If over the years you attended any of our State meetings, Norma would be sitting at the registration table with Mardy, smiling and assisting with getting everyone ready for the events of the day. Sympathy cards and notes of remembrance can be sent to mpatel@ohiohba.com or via mail to OHBA 17 South High Street, Suite 700, Columbus, OH 43215.

More than 10,000 NAHB Members Send a Strong Message to Biden · More than 10,000 residential construction workers from all 50 states sent a letter to President Biden on April 27 calling on the White House to take immediate action as the growing housing affordability crisis is pushing the housing market to an inflection point that threatens to derail the current housing and economic expansion. · Our members hammered home the following message: Rising costs stemming from historically high price levels for lumber and other building materials, supply chain bottlenecks, surging interest rates, excessive regulations and a persistent lack of construction workers have significantly decreased housing affordability conditions, particularly for entry-level buyers and renters. · NAHB – through our powerful grassroots -- called for meaningful steps to allow builders to increase the supply of affordable single-family and multifamily forsale and for-rent housing. We warned the White House that if the housing sector falters, the economy will surely follow. · With tariffs on Canadian lumber shipments into the U.S. and production bottlenecks fueling lumber price volatility that has added more than $18,600 to the price of a new home since last August, NAHB called on Biden to immediately suspend tariffs on softwood lumber imports from Canada and to move quickly to enter into negotiations with Canada to pursue a new, long-term softwood lumber agreement.

page 18

· “Reducing burdensome regulations that account for nearly 25% of the price of building a single-family home and more than 30% of the cost of a typical multifamily development will provide more homeownership and rental housing opportunities for all Americans,” the letter said. · While we have made some recent inroads with lumber prices beginning to decline in recent weeks and the Commerce Department announcing a reduction in lumber tariffs, much more needs to be done to improve housing affordability in this highinflation environment. · NAHB is calling on Congress to take the following steps to help ease the housing affordability crisis and to fix supply chain disruptions that are raising construction costs: •

Pass Rep. Bruce Westerman’s (R-Ark.) No Timber from Tyrants Act, which would ban lumber imports from Russia and ramp up responsible harvesting of timber from federal lands to create jobs and produce more sustainable wood products.

•

Pass the Ocean Shipping Reform Act, which would ease building material supply chain bottlenecks and allow builders to increase production of badly needed affordable housing.

•

Promote and fund job training programs to prepare individuals for careers in home building and pursue immigration policies that help fill labor gaps while protecting the nation's borders.

www.ncbia.com

May 2022

Message from Ric Johnson, NAHB State Rep (Continued....)

NAHB Legislative Conference is Set for Wednesday, June 15 •

•

· Our members will have an opportunity build on the momentum generated by our letter to Biden and push Congress to act by attending the 2022 NAHB Legislative Conference

•

· So it’s important to spread the word now that the single biggest

•

grassroots event of the year – the NAHB Legislative Conference – will take place in Washington, D.C. on Wednesday, June 15.

•

· The Legislative Conference will provide you a unique opportunity to go to Capitol Hill and hold face-to-face meetings

•

with your federal lawmakers.

•

· This is your chance to call on your members of Congress to act now to implement solutions to the housing affordability

•

crisis and supply chain bottlenecks that are raising construction costs and harming housing affordability.

•

· Your participation in this effort can make a difference for housing. We hope to see you in Washington on June 15.

•

•

· Meanwhile, NAHB will continue to keep the pressure on the Biden administration and Congress and is working 24-7 to keep housing in the national forefront and to resolve these critical housing affordability issues that are affecting all our members across the country.

•

•

· Learn more about NAHB’s efforts to address the lumber and building material supply chain crisis by visiting. nahb.org/ lumber.

•

NAHB Supports Efforts of GOP Lawmakers on WOTUS · In a move supported by NAHB, all 50 Republican senators have sent a letter to the Environmental Protection Agency urging it to halt its “waters of the United States” (WOTUS) rulemaking process while the Supreme Court considers a case brought by Idaho couple Chantell and Mike Sackett on the Clean Water Act. •

More than 200 GOP House lawmakers sent a separate letter

RCAC to take up review of 2020 National Electric Code (NEC)

to the EPA seeking the same ask.

•

The Sackett case could have major implications for Clean Water Act enforcement.

•

The Senate letter states that “proceeding with the rulemaking at this time, despite the pending litigation and potential influential verdict, will only deepen uncertainty within the regulated community.”

•

•

“Given the severe financial penalties stakeholders could face for conducting standard agricultural or other land development practices under the proposed rule, family farmers and ranchers are understandably alarmed by the administration’s attempted land grab,” the GOP lawmakers stated.

The EPA and the U.S. Army Corps of Engineers announced that as of Sept. 3, the agencies have halted implementation of the Navigable Waters Protection Rule (NWPR) and are interpreting WOTUS consistent with the pre-2015 regulatory regime until further notice.

This unilateral decision by the agencies -- without public input -- means that landowners must immediately follow the federal definition of WOTUS that existed prior to both the Trump and Obama administration’s WOTUS rules.

While the agencies reiterated their commitment to change the regulatory definition of WOTUS under the Clean Water Act (CWA) announced in June, that effort is expected to take more than a year to complete.

NAHB Senior Officers, members and HBA staff testified at a series of hearings throughout last August and more recently last month to voice their support for retaining the NWPR and thereby avoid having the agencies revert back to asserting federal control over non-navigable and isolated wetlands, ephemeral streams, and roadside drainage ditches.

The regulated community faces significant regulatory uncertainty in light of the agencies’ decision, as sections of the pre-2015 rules have been found unlawful by the courts, and the guidance documents provided by the agencies have been superseded by more current guidance.

NAHB is exploring all options to limit this federal overreach, as well as the challenges this reversion to the old rules will create. We will continue to keep members updated on further developments and provide additional guidance once it becomes available.

Meanwhile, builders who have received, or are in the process of applying for federal wetlands permits or jurisdictional determinations, are encouraged to log onto nahb.org/wotus where they can access NAHB’s guidance to frequently asked questions to help navigate the current landscape.

At its August 24, 2022 meeting, the committee members will hear Petition 22-01 asking the committee to adopt the newest version of the electrical code to Chapter 34 of the 2018 RCO. Interested parties are encourage to attend and provide comments and examples of current issues with ARC Faults, Service Calculations, and any other issues concerning the electrical code. Public comments are requested as the committee considers the 2020 NEC and its costs, effectiveness, and relevance to building affordable, safe homes in the State of Ohio.

Like NAHB, the GOP lawmakers are also very critical of the WOTUS rule as it is currently proposed.

May 2022

www.ncbia.com

page 19

EYE ON HOUSING

SLIGHT RISE FOR Construction Job Openings

T

BY ROBERT DIETZ

he construction labor market remains tight, as the industry sees a rising number of job openings year-over-year.

The count of open construction jobs increased slightly to 396,000 unfilled positions in March. The highest measure in the history of the data series (going back to late 2000) was 416,000 in April 2019. The housing market remains underbuilt and requires additional labor, lots and lumber and building materials to add inventory.

Hiring in the construction sector ticked down to a 5.2% rate. The postvirus peak rate of hiring occurred in May 2020 (10.4%) as a rebound took hold in home building and remodeling.

Construction sector layoffs remained low at a 1.6% rate in March. In April 2020, the layoff rate was 10.8%. Since that time however, the sector layoff rate has been below 3%, with the exception of February 2021 due to weather effects. The rate trended lower in 2021 due to the skilled labor shortage and remains low in 2022.

The job openings rate in construction remained elevated at 4.9% in March, with 396,000 open positions in the sector. This is significantly higher than the 336,000 count recorded a year ago. points to 17.7%.

The Conference Board also reported the share of respondents planning to buy a home within six months. The share of respondents planning to buy a home stayed unchanged at 5.8% in March, the lowest level since November. The share of respondents planning to buy a newly constructed home remained at 0.6%, while for those who planning to buy an existing home fell to 2.3%.

The number of quits in construction in March (242,000) marked an increase and was notably higher than a year ago (187,000).

Looking forward, the construction job openings rate is likely to see increased upward pressure as both the residential and nonresidential construction sectors expand. Attracting skilled labor will remain a key objective for construction firms in the coming quarters and will become more challenging as the labor market strengthens and the unemployment rate declines.

page 20

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May 2022

Do you want to opt-in to our referral program?

Just email judie@ncbia.com

May 2022

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page 21

NAHB NOW

STATEMENT FROM NAHB CHAIRMAN JERRY KONTER On U.S. Trade Rep's Visit to Canada

J

erry Konter, chairman of the National Association of Home Builders (NAHB) and a home builder and developer from Savannah, Ga., issued the following statement regarding U.S. Trade Representative Katherine Tai’s recent visit to Canada to discuss the U.S.-Canada trade relationship with her counterpart Mary Ng, Canada’s minister of International Trade, Export Promotion, Small Business and Economic Development: “It is extremely disappointing that the issue of tariffs on Canadian lumber shipments into the U.S. appeared to be dismissed by U.S. Trade Representative Katherine Tai when she recently visited her Canadian counterpart in Ottawa for high-level trade talks. The U.S. is in the midst of a housing affordability crisis fueled in part by lumber tariffs that are acting as a tax on American home buyers and contributing to unprecedented lumber price volatility that is raising the cost of housing.

“This is an issue that should be at the forefront of bilateral trade talks and Canada has clearly expressed an interest to resolve this urgent matter. The U.S. must make it a priority to move immediately to negotiate a new softwood lumber trade agreement with Canada that will eliminate tariffs and help the economy recover from the disruptions of the past year.”

May 2022

www.ncbia.com

page 23

EYE ON THE ECONOMY

TIGHTENED MONETARY POLICY

Harming Housing Affordability

T

BY: NAHB CHIEF ECONOMIST

he Federal Reserve’s monetary policy committee increased the target for the short-term federal funds rate by 50 basis points, increasing that benchmark to a top-end of 1% for the first time since February 2020. Additionally, the Fed announced plans to reduce its balance sheet, which as a part of quantitative easing increased substantially to include $2.7 trillion of U.S. Treasury securities and mortgage-backed securities. The Fed will begin rolling off mortgage-backed securities on a partial basis beginning in June, ultimately reaching a monthly cap of $35 billion in September. The combination of these changes is partially reflected in current interest rate conditions, with the 10-year Treasury rate near 3% and the average 30-year fixed-rate mortgage above 5%.

Nonetheless, rates will continue to move higher.

ROBERT DIETZ

The more hawkish stance for monetary policy is intended to tame inflation, which is near a 40-year high. It is likely that the peak pace of inflation has now passed; however, future readings will remain elevated over recent norms. Moreover, the economy is showing clear signs of slowing, with first quarter GDP growth registering a surprising -1.4% annualized rate of decline. This indicates the economy has nearly stalled and is at risk of stagflation, a combination of low growth and elevated inflation last experienced in the 1970s.

Rising rates have taken a toll on housing affordability. Indeed, in the first quarter of 2022, those who indicated they could afford fewer than half of homes available for sale in their market made up 81% of buyers — the highest share since the pandemic. Overall buyer conditions have fallen back to 2018 levels, the last period of Fed tightening.

Declines for affordability are affecting sales data. For the first quarter, the FHA-backed mortgage share of the market fell to a 15-year low, a sign of declining demand for first-time buyers.

New single-family home sales in March declined to an annual rate of 763,000, 12.6% lower on a year-over-year basis. Because of rapidly rising construction costs, median new home prices are up more than 21% year over year. Inventory is rising as well due to lean resale supply. New home inventory has increased 35.8% year over year, although much of that gain is for homes that have not yet completed construction.

The homeownership rate was steady at 65.4% in the first quarter of 2022. However, given the challenges with affordability, we are likely to see some softening of this rate in the quarters ahead.

Given that housing is 16.7% of GDP, this is a rising concern for a macroeconomy facing a growing series of challenges.

page 24

www.ncbia.com

May 2022

EYE ON THE ECONOMY

F

THE FED COMMITS TO Aggressive Tightening of Monetary Policy BY: NAHB CHIEF ECONOMIST

ollowing a 25 basis points increase in March, the Federal Reserve’s monetary policy committee unanimously approved a further 50 basis points increase for the federal funds target rate, the largest increase for the rate in more than two decades. The Fed also provided details for its plan to reduce its balance sheet (quantitative tightening), which will further tighten financial conditions. Taken together, these monetary policy moves will produce higher mortgage rates in 2022 and 2023 as the Fed attempts to curb elevated inflation. However, today’s announcement matched market expectations, with some impacts already incorporated in bond rates and prices. Today’s moves were not more hawkish than expected.

ROBERT DIETZ

Forecasters and the Fed’s own projections suggest an ongoing series of aggressive rate hikes as 2022 progresses. The prior March “dot plot” of Federal Open Market Committee participants’ future policy expectations indicated a median outlook of seven 25 basis point increases in 2022, one at each future meeting, plus an additional three 25 basis points of tightening in 2023. Many forecasters see a more aggressive pace, with some suggesting the Fed could increase by 75 basis points in June. However, Chair Powell appeared to rule that option out during his press remarks, while confirming additional 50 basis points hikes are ahead.

We continue to believe, however, that rate hikes for the end of 2022 and 2023 will be data dependent, as the Fed wants to avoid a recession while tackling inflation. The economy will undoubtedly slow with this expected path of policy. Higher interest rates are also reducing housing affordability and pricing prospective buyers out of an already tight property market.

It is also important to note that there is not a direct connection between federal fund rate hikes and changes in long-term interest rates. Indeed, during the last tightening cycle, the federal funds target rate increased from November 2015 (with a top rate of just 0.25%) to November 2018 (2.5%), a 225 basis point expansion. However, during this time mortgage interest rates increased by a proportionately smaller amount, rising from approximately 3.9% to just under 4.9%.

This week’s Fed announcement also provided details on the its plan for balance sheet reduction. In a phased approach, the Fed will allow a capped level of proceeds from maturing bonds to roll off on a monthly basis. This allows for a partial reduction of assets held by the Fed. Starting in June, the plan will involve a reduction of $30 billion of Treasury securities and $17.5 billion of mortgage-backed securities (MBS). After three months, the monthly cap for Treasury bonds will increase to $60 billion and $35 billion for MBS. Balance sheet reduction has a larger proportional effect on long-term rates, like mortgages. However, this plan matches prior market expectations, so some of the expected market impact is already priced in rates.

May 2022

The Fed noted that inflation is elevated due to “supply and demand imbalances related to the pandemic, higher energy prices, and broader price pressures.” While this verbiage may incorporate policy failures that have affected aggregate supply and demand, I do think the Fed should acknowledge the role fiscal, trade and regulatory policy is having on the economy and inflation as well.

Given this expected path of monetary policy, we reiterate our policy recommendation with respect to a soft landing. Clearly, elevated inflation readings call for a normalization of monetary policy, particularly as the economy moves beyond covid-related impacts.

However, fiscal and regulatory must complement monetary policy as part of this adjustment.

Higher inflation in housing is due to a lack of rental and for-sale inventory and cost growth for building materials, lots and labor. Higher interest rates will not produce more lumber. A smaller balance sheet will not increase the production of appliances and materials. In short, while the Fed can cool the demand-side of the economy, additional output on the supply-side is required in order to tame the growth in costs that we see in housing and other sectors of the economy. And efficient regulatory policy in particular can help achieve this goal and fight inflation.

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page 25

page 26

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May 2022

GET UP TO $5,400 TO GET THE JOB DONE Shown with equipment from independent suppliers which is not covered by the GM New Vehicle Limited Warranty.

GM is not responsible for the safety or quality of independent supplier alterations.

USING THE PRIVATE OFFERS1 FOR NAHB MEMBERS IS EASY:

1. Get your NAHB proof of membership.

2. Visit your local Chevrolet, Buick or GMC dealer and mention this Private Offer.

3. Select an eligible vehicle(s) to purchase or lease and present your NAHB proof of membership.

For even more value, combine this offer with the National Fleet Purchase Program and Business Choice Offers. For full details on the Private Offer, NAHB members should visit nahb.org/gm.

Example offer for NAHB members who are business owners purchasing a 2021 Chevrolet Silverado 2500 HD Crew Cab 1LT 4WD. Up to

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National Fleet Purchase Program (FVX)2

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1 Private offer amount varies by model; up to $500 offer for retail delivery and up to $1,000 offer for fleet deliveries. Valid toward the purchase or lease of eligible new 2020, 2021 and 2022 model year vehicles. Customer must take delivery by 1/3/2022. Not compatible with some other offers. Not valid on prior purchases. Excludes all Cadillac vehicles; 2020 Buick Cascada, LaCrosse, Regal and Verano; Chevrolet Colorado 2SA, Sonic, Trax, Volt and GMC Canyon 2SA; 2020-2021 Encore 1SV; Chevrolet Blazer, Camaro, Corvette, Equinox 1SM, Malibu 1VL, Traverse 1L0; GMC Acadia 1SV and Terrain 2SA. Additional GM models may be excluded at GM’s sole discretion. See dealer for details. 2Offer available to qualified fleet customers through 1/3/2022. Not compatible with some other offers. Take delivery 1/3/2022. See dealer for details. 3To qualify, vehicle must be used in the day-to-day operations of your business and not solely for personal/ non-business-related transportation purposes. Must provide proof of business ownership. For complete program requirements, including information regarding offers, vehicles, equipment, options, warranties and ordering, consult your dealer or visit gmbusinesschoice.com. 4Eligible purchases must be equal to or greater than the amount of the cash allowance. Accessory Cash Allowance requires purchase of the eligible accessories from your dealer.

©2021 General Motors, LLC. All rights reserved. The marks appearing in this ad are the trademarks or service marks of GM, its subsidiaries, affiliates or licensors.

L MEMBER A SH ER N IP E ETING & ME G

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A $5.00 CONVENIENCE FEE WILL BE CHARGED FOR ALL CREDIT CARD PAYMENTS

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page 28

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May 2022

Welcome New Members!

Melissa Hahn, Blue Square Renovations (Affiliate Builder)

Chris Dillon, US Bank (Primary Associate)

Sponsored by Fabian Candelario, Blue Square Renovations 38014 Stoney Lake Drive, North Ridgeville, OH 44039 (440) 258-2382 melissa@bluesquarerenovations.com http://www.bluesquarerenovations.com

Sponsored by Matt Herb, Fidelity National Title 680 Broadway Avenue, Bedford OH 44146 (330) 721-0541 chris.dillon@usbank.com www.usbank.com

Melissa Hahn, Co-Owner of Blue Square Renovations, has over 10 years of experience in the real estate renovation industry. She holds a Bachelors in Business Administration Business Management from Kent State University and she has extensive experience in real estate development/investment and professional services. She oversees all operations of the company to ensure the highest level of customer service is achieved. She also maintains the belief of striving to exceed our client’s expectations, while remaining cost effective and on schedule to complete projects. Melissa has assembled a team of highly skilled and seasoned professionals who embrace the culture of uncompromised customer service and exceptional quality work with the focus of continued community outreach and involvement. The goal is that every client regardless of stature or size of the project be satisfied every time, no exceptions, no excuses.

Chris James, First Federal Savings or Lorain (Affiliate Associate Sponsored by Melanie Stock, First Federal Savings or Lorain 3721 Oberlin Avenue Lorain, OH 44053 (216) 789-2018 chris.james@fflorain.bank www.fflorain.bank

US Bank has you covered with mortgage options with help and tools that fit your life.

Beth Burgett WKFM/WLKR Radio (Primary Associate) Sponsored by Sara Majzun, Majzun Construction 10337 Milan Road Milan, OH 44846 bburgett@wkfm.com WLKR is the voice of the Firelands! Adult Alternative Music and your home of the Cavs, Guardians, and Ohio State, plus exclusive High School Sports coverage!

Applying for Membership!

Tammy Koleski, Howard Hanna

First Federal Savings of Lorain has been committed to providing the best possible service to the communities we’ve served since 1921.

The mission of our institution was and continues to be, providing home ownership and a safe harbor for our customers’ life savings.

Rosanna Hrabnicky, Marketplace Events (Primary Associate) Sponsored by Tom Caruso, Caruso Cabinets 2000 Auburn Drive, Suite 200, Beachwood, OH 44122 (216) 906-1140 rosannah@mpeshows.com www.greatbighomeandgarden.com National Sponsorship Manager for Marketplace Events overseeing sponsorship development and sales for more than 30 Home & Garden Shows throughout the United States.

With over 25 years of sales and marketing experience; responsible for the development of customized, mutually beneficial sponsorship programs designed to maximize my client's return on investment and am directly responsible for revamping Marketplace Event's sponsorship division.

May 2022

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page 29

Thank You for Renewing!

Bob Yost, Dale Yost Construction Michelle Williamson, Fidelity National Title Darrell Myers, Floor Coverings International Jen Toth, Floor Coverings International John Toth, Floor Coverings International Kevin Walker, Great Lakes Properties & Investments Chris Igielinski, Henkel Corporation Chris Pintner, K. Hovnanian Homes - Ohio Division Tim King, K. Hovnanian Homes - Ohio Division Kevin Sofranko, Lorain Glass Company, Inc. Mike Gidich, MDG Maintenance, LLC Chris Mead, Maloney + Novotny, LLC Tim Peacock, Peacock Water

Sorry To See You Go! Aaron May, Safe Home Environmental/Pillar to Post Home Inspections

page 30

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May 2022

Members,

(800) 442-8277 www.hastingsmutual.com

404 E. Woodlawn Ave. Hastings, MI 49058

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Just visit https://mynpp.com/association/north-coast-bia/ to sign up with NPP for free. Once you enroll your business and activate the Verizon business discount, there is a similar offer for your employees.

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Employees can save up to 18% OFF Verizon monthly access fees and up to 25% OFF select accessories. NPP has a catalog of business offers and deals for businesses and employees. Membership is free and there is no obligation to purchase.

Restrictions may apply. *Unlimited plans are not eligible for corporate and employee line discounts. All Verizon Wireless offers are for a limited time only and are subject to equipment availability. Verizon Wireless reserves the right to change or modify all offers at any time without notice. All terms and conditions are subject to and governed by Verizon Wireless' Agreement with Customer, including, but not limited to, Customer eligibility requirements.

Every effort is made to ensure the accuracy of the Verizon Wireless offers, however, Verizon Wireless is not responsible for any errors or omissions. Restrictions may apply. Visit mynpp.com for details

Broadened Coverage This coverage helps if there’s damage to property used by you or your employees that belongs to someone else. It has a limit of $2,500 per occurrence, with a $100 deductible.

Builders Risk and Installation Floater “Floater” coverage is for anything that floats, or moves from place to place — like your supplies and machinery. It also covers damage to the structures you’re working on, including scaffolding, foundations, and more. This has a limit of $5,000, with a $250 deductible.

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Theresa Riddell (440) 420-1175 The Nelson Agency, Inc. tmycps@oh.rr.com 116 4th St., Elyria, OH 44035 Phone: 440-323-8002 -ORFax: 440-323-8055 Drywallersinsurance1@prodigy.net

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Portable Tools Coverage on your tools has a limit of $1,000 per tool, to a maximum of $2,500. It also has a $500 deductible.

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Email your order to judie@ncbia.com May 2022

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page 31

2022

CALENDAR

OF EVENTS

NATIONAL HOME REMODELING MONTH 11

Wednesday 3:00 & 5:00 PM

E XECUTIVE COMMIT TEE & BOARD MEE TINGS

30

Monday

MEMORIAL DAY | OFFICE CLOSED

Board

NATIONAL HOMEOWNERSHIP MONTH 9

Thursday 6:30 PM

NIGHT AT THE CRUSHERS

Social Event

2009 Baseball Blvd., Avon

17

Friday 11:30 AM

GENERAL MEMBERSHIP MEE TING & COOKOUT

4

Monday

INDEPENDENCE DAY | OFFICE CLOSED

Wednesday 3:00 & 5:00 PM

E XECUTIVE COMMIT TEE & BOARD MEE TINGS

Thursday

GOLF CL ASSIC

Membership Event

SOF TBALL GAME & FAMILY PICNIC

Membership Event

13

4

TBD 20

Saturday 1:00 PM

Membership Event

Pogie’s Clubhouse, Amherst

Board

Sweetbriar Golf Course, Avon Lake

Amherst Twp. Park, Amherst Twp.

Rev. 5/16/2022

NATIONAL MEMBER APPRECIATION MONTH 5

Monday

L ABOR DAY | OFFICE CLOSED

14

Wednesday 3:00 & 5:00 PM

E XECUTIVE COMMIT TEE & BOARD MEE TINGS

24

Saturday TDB

CL AMBAKE

Board

Social Event

CAREERS IN CONSTRUCTION MONTH 19

Wednesday TBD

GENERAL MEMBERSHIP MEE TING & ELECTION NIGHT

Membership Event

Ahern’s Banquet Center, Avon Lake

SPIKE APPRECIATION MONTH 9

Wednesday 3:00 & 5:00 PM

E XECUTIVE COMMIT TEE & BOARD MEE TINGS

15

Tuesday

OHBA FALL BOARD

24

Thursday

THANKSGIVING | OFFICE CLOSED

15

Thursday TBD

UGLY SWE ATER MIXER

26

Monday

CHRISTMAS (OBSERVED) OFFICE CLOSED

Board

State Event

Social Event

Rev. 4/11/2022

page 34

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May 2022

LEGISLATIVE REVIEW

APRIL 27, 2022 REPORT #7 TWO IMPORTANT OHBA BACKED BILLS SIGNED BY GOVERNOR

HB 175 Water Pollution (Hillyer, B.) To deregulate certain ephemeral water features under various water pollution control laws. Text/Analysis In an effort which began with the changes to the WOTUS rule under the Biden Administration, OHBA has played a crucial role in the passage of HB 175. Once in effect, the law will exempt any ephemeral stream – those present only in times of precipitation – that is not subject to U.S. Army Corps of Engineers oversight from the state's Water Pollution Control Laws.

The changes would also establish requirements for impacts to those features that are subject to Army Corps regulation, including mitigation requirements and best management practices. The director of the Environmental Protection Agency is prohibited from imposing any requirements on those features beyond those specified.

HB 175 brings badly needed relief from the over regulation of ephemeral streams. Clearly, the enactment of HB 175 is a major cost saver for all land developments.

The analysis of HB 175, as enacted, can be reviewed at the following link: https://www.legislature.ohio.gov/download?key=18775&format=pdf Please feel free to contact OHBA with any questions.

HB 126 Property Values (Merrin, D.) To modify the law governing property tax complaints.

Am. 4503.06, 5715.19, and 5717.01 HB 126, introduced by Rep. Derek Merrin (R-Monclova), will rein in predatory property valuation challenges and protect commercial and residential property owners.

HB 126 cleared both chambers earlier this month after a conference committee resolved significant differences between House- and Senatepassed versions of the bill.

The compromise version of the legislation will: • Restrict tax challenges by local entities and individuals to property they don't own that is sold within the tax year of the complaint and goes for 10% and $500,000 more than the county auditor's assessed value, and indexes that cap to inflation beginning in 2023.

• Require subdivisions to first adopt a resolution authorizing the complaint and mandate property owners be notified at least seven days prior to the vote.

• Prohibit local boards from appealing board of revision decisions.

• Remove a requirement that districts pass a resolution before filing a counter-complaint with a BOR. • Ax a requirement that school districts receive notice of a complaint if the complaint alleges a change in full market value of at least $50,000 and modify the timeline in which school districts can file a complaint to 30 days after the initial complaint is filed.

• Require a BOR to dismiss a complaint filed by a subdivision within one year after the complaint was filed if the board hasn't yet rendered a decision.

• Retain the Senate-passed bill's prohibition on private pay agreements but specify that the prohibition applies only to agreements entered on or after the bill's effective date.

• Clarify that a local subdivision cannot adopt a resolution that authorizes the filing of complaints in future tax years.

The enacted legislation can be reviewed at the following link: https://search-prod.lis.state.oh.us/solarapi/v1/general_assembly_134/bills/hb126/EN/07/hb126_07_EN?format=pdf

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May 2022

LEGISLATIVE REDISTRICTING CONTINUES While the legislature is on break for a few weeks, the Ohio Supreme Court again invalidated the most recent maps, and the federal court ruled more time to be given to the Redistricting Commission. The federal court indicated the Commission had until May 28th, at which time, the federal court would institute the 3rd set of maps for an August primary. So far, no further meetings have been held, but everyone’s attention remains on the ultimate conclusion pending. The primary for the statewide offices and congressional seats is set for May 3rd.

Please feel free to contact OHBA with any questions or concerns.

May 2022

www.ncbia.com

page 37

NAHB Member Put your membership to work.

2021 Affinity Generic Ads Sept Update 8.5 x 10 FINAL.indd 1

Exclusive discounts that benefit you, your business and your family

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Want to sponsor a Member Mixer??

Contact judie@ncbia.com May 2022

www.ncbia.com

page 39

North Coast Building Industry Association

Night At the Crushers THURSDAY, JUNE 9TH 6:30 PM

VS

Company ___________________________________

SPONSORSHIPS Includes: 1 ticket to the event, promotion, and your $200 company name on this form!

Attendee Name(s) __________________________ Attendee Name(s) __________________________ NO. OF NCBIA MEMBERS

@ $35

______

NO. OF NCBIA MEMBER CHILDREN

@ $20

______

NO. OF NON-NCBIA MEMBERS

@ $45

______

NO. OF NON-MEMBER CHILDREN

@ $25

______

Ages 4-10

Ages 4-10

CHILDREN 3 & UNDER ARE FREE _____ YES, MY COMPANY WILL SPONSOR @ $200 ______ Total Due = ______ QUESTIONS??? CONTACT JUDIE@NCBIA.COM -OR- CALL (440) 934-1090 MAIL

TO:

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WATERFORD

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SUITE

302,

SHEFFIELD VILLAGE, OH 44035 OR REGISTER ONLINE AT WWW.NCBIA.COM

Method of payment: ___ invoice. ___ check ___ Credit card Card no. ______________________________________ Exp. _________ Crv # _________ Zip COde __________ Phone ___________________ Email _____________________________________ Name on card _____________________________ Signature _____________________________________________ A $5.00 CONVENIENCE FEE WILL BE CHARGED FOR ALL CREDIT CARD PAYMENTS

SPONSORED BY:

RSVP by June 2nd, 2022

REV 5/12/22

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Thank you, Spikes!

STATESMAN SPIKE (500-999 SPIKE CREDITS) Bob Yost......................... Dale Yost Construction............................... 676.75 Mary H. Felton............. Guardian Title.............................................. 516.00

Our SPIKES are Our FOUNDATION

SUPER SPIKE (250-499 SPIKE CREDITS) Terry Bennett................. Bennett Builders & Remodelers................. 300.75 Jack Kousma................. Kousma Insulation...................................... 280.50 Chris Majzun Jr. ........... Majzun Construction Co............................. 263.50 ROYAL SPIKE (150-249 SPIKE CREDITS) Bill Perritt...................... Perritt Building Co...................................... 225.50 Sara Majzun......................Majzun Construction Co............................. 209.00 Bucky Kopf.................... Kopf Construction Corp............................. 203.00 Jeff Hensley................... Lake Star Building & Remodeling............ 181.75 Randy K. Strauss.......... Strauss Construction................................... 179.50 Tom Lahetta.................. Tom Lahetta Builders.................................. 165.50 RED SPIKE (100-149 SPIKE CREDITS) Dave Linna Sr................ Linna Homes & Remodeling..................... 137.50 Ryan Puzzitiello............ Parkview Homes.......................................... 130.25 Jason Scott..................... North Star Builders...................................... 118.25 Thomas Caruso............. Caruso Cabinets........................................... 112.25 Patrick Shenigo............. ShenCon Construction, LLC...................... 107.00 Chris Majzun Sr............ Majzun Construction................................... 106.50 Tom Sear........................ Ryan Homes................................................. 101.25 GREEN SPIKE (50-99 SPIKE CREDITS) Jim Sprague................... Maloney & Novotny, LLC.......................... 94.00 Chris Mead.................... Maloney & Novotny, LLC.......................... 77.00 Aaron Kalizewski......... Grande Maison Construction..................... 68.50 Tim Conrad................... Graves Lumber............................................ 67.00 Ray Allen Thom............ Thom Concrete ............................................ 59.50 Jeremy Vorndran.......... 84 Lumber..................................................... 55.00 LIFE SPIKE (25-49 SPIKE CREDITS) Liz Schneider................ Dollar Bank................................................... 44.50 Steve Schafer................. Schafer Development.................................. 30.50 John Daly....................... Network Land Title..................................... 26.50 BLUE SPIKE (6-24 SPIKE CREDITS) Chris Collins................. Carter Lumber.............................................. 16.00 Ken Cassell.................... Cassell Construction.................................... 13.50 Dave LeHotan............... All Construction Services........................... 10.00 John Blakeslee............... Blakeslee Excavating, Inc............................ 10.00 Mike Warden................. Huntington................................................... 10.00 Ashley Oates................. Cambria......................................................... 9.00 Steve Fleming............... Shamrock Development............................. 9.00 Mike Chambers............ Charles, Morgan & Company.................... 8.50 Mark McClaine............. 84 Lumber..................................................... 8.00 John Toth....................... Floor Coverings International.................... 8.00 Scott Kosman................ Lakeland Glass............................................. 7.50

Tim Hinkle..................Green Quest Homes................................ 6.50

Lindsay Yost Bott.......... Dale Yost Construction............................... 6.00 Jim Tipple...................... Maranatha Homes....................................... 6.00

page 42

www.ncbia.com

May 2022

MemberDeals Celebrate 50 years of the most magical place on earth!

Throughout this incredible 18-month event, discover classic favorites and exciting adventures across all four Disney parks – Magic Kingdom, Epcot, Disney’s Animal Kingdom, and Hollywood Studios. NAHB members can save up to $80 off gate prices!

Lowe's Pros Save Online NAHB members save 5-10% online when using any payment method.

Plus all benefits of the new Lowe’s Pro MVP Pro Rewards Program including gift cards, prizes and points. To receive benefits, sign up or ensure your online Pro account is linked to NAHB Organizational Code with NAHB1.

LEARN MORE

YRC Freight At YRC Freight, we’ve got an extensive network, flexible service options and a team of experts that can solve any logistics problem in the book. Let the Member Freight Team help you with your next shipment.

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Can you beat the stock market 4x for $1.90/week? Discover our Top Stocks to Buy Now. Claim your NAHB Savings Today!

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Nissan Save on your purchase or lease of a Nissan vehicle with NAHB member incentives for 2021 and 2022 model year sedans, crossovers, SUVs, sports cars, luxury models, pickup trucks and cargo vans.

Houzz Pro Scan a room with the Houzz Pro app to create 2D & 3D plans. Complete takeoffs online. Start your 30 Day Free Trial. NAHB members save 25% on any subscription.

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May 2022

www.ncbia.com

page 43

OhioHBArebates.com Now is the time for your Builder and Remodeler Members to claim for Q1’22.

Builder and Remodeler Members may claim for residential jobs completed between January through March 2022.

Personalized assistance is available. Please reach out to us with any questions.

Claim Today, Don’t Delay!

Q1’22 Claim Deadline: Friday, May 27, 2022 Claim for Residential Jobs Completed January 1 through March 31, 2022

Attached is your Q1’22 Flyer and Banner to use to promote HBA Rebates. www.HBArebates.com remains your one-stop shop for all things associated with the Member Rebate Program. The redesigned website provides all the tools that were available on the earlier edition but designed in a way that is easier to navigate.

Please be sure to update your promotional links to assure that your members are directed correctly. https://hbarebates.com/ohiohba/ Promote, Register & Claim www.OhioHBArebates.com Kim Klein Member Rebate Program www.HBArebates.com Direct - 732-612-3865 Mobile - 732-859-1935

page 44

www.ncbia.com

May 2022

Take advantage of the best educational opportunities available in the home building industry.

C

ongratulations! You’ve made the smart decision to join North Coast Building Industry Association. And now, that choice can make you even more brilliant! Your local membership automatically makes you a member of the state and the National Association of Home Builders.

This means you have access to NAHB Education programs – the best available in the industry.

NAHB Education has courses for everyone, from the novice to the experienced professional. Do you have a special interest or a knowledge gap you need to fill? Do you want to amaze clients and boost your bottom line? Check out nahb.org/education for 44 diverse courses that support 13 professional designations representing various topic areas like sales and marketing, business management, green building, aging-in-place, land development and more. Many members earn designations to differentiate themselves from their competitors and provide their clients added value by staying abreast of an ever-changing industry.

INDIVIDUAL COURSES Or you can take the individual courses that fit your needs. Courses are hosted by over 100 HBAs around the country and also take place at the International Builders’ Show® (IBS). Visit nahb.org/education to find a class near you.

WEBINARS Can’t take time away from the office for a course? Let the learning come to you in the form of webinars and online courses you can take in your own time. Visit nahb.org/elearning for more information.

BUILDERBOOKS Finally, BuilderBooks.com is another valuable source for education and training products. As NAHB’s official bookstore, BuilderBooks.com offers award-winning publications, software, brochures and more, with many available in both English and Spanish.

The more you learn, the more you can grow your business strategically, effectively and profitably.

Need more information?

page 46

www.ncbia.com

May 2022

Special Association Discount for the North Coast Building Industry Association

SuperFleet Mastercard®

Association Fueling Program A fuel card program designed with associations in mind.

EARN AN ADDITIONAL 25¢ PER GALLON!†

• Save 5¢ per gallon at Speedway locations* • Over 3,400 fueling locations in the U.S. • Over 175,000 locations nationwide that accept Mastercard cards** • Custom card controls and increased security • Online reporting and account management

CUSTOMER NAME VEHICLE DESCRIPTION VEHICLE IDENTIFICATION

Call Holden Moll at 1-760-918-5933 or email holden.moll@fleetcor.com to start earning your association savings!

Earn Speedy Rewards on eligible purchases at Speedway.

Be sure to reference the North Coast Building Industry Association for your special 25¢ discount.

†Limited time offer valid for new Speedway SuperFleet Mastercard applications received from 3/7/2022 through 12/31/2022. New approved accounts will earn 25 cents per gallon rebate on Speedway fuel purchases in the first three months after account setup. Rebates are cents per gallon based on the number of gallons purchased at Speedway locations per calendar month. The maximum promotional rebate in any one-month period, regardless of billing terms, is $500.

Rebates are subject to forfeiture if account is not in good standing.

*Rebates are cents per gallon based on the number of gallons purchased at Speedway locations per calendar month. Rebates will be reflected on your billing statement in the form of a statement credit. Not valid on aviation, bulk fuel, propane or natural gas purchases. Rebates are subject to forfeiture if account is not in good standing. Program pricing is subject to change any time beginning 12 months after sign-up. **Please see Client Agreement – at www.fleetcor.com/terms/superfleet-mc – for rate, fee and other cost and payment information. Fuel purchases at locations other than Speedway locations are subject to an out-of-network transaction fee.

The SuperFleet Mastercard® is issued by Regions Bank, pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. © 2022 FLEETCOR, P.O. Box 1239, Covington, LA, 70434.

If any current member refers another business, that member will receive a $50.00 credit to their billing statement once the new business they referred begins to fuel at Speedway.

PLEASE NOTE TO BE ELIGABLE ALL APPLICANTS MUST GO THROUGH YOUR ASSOCATION REP FOR SPEEDWAY HOLDEN MOLL. JUST HAVE YOUR NEW MEMBER TELL HOLDEN WHO RECOMMENDED THEM. Holden F Moll Site Management Team o.760.918.5933 c. 442.291.9833 fax 760.918.5932 1902 Wright Pl Ste. 200 Carlsbad, CA 92008 Holden.moll@fleetcor.com

SuperFleet Mastercard Program Application FAX Application to 1-760-918-5932 or email to holden.moll@fleetcor.com For more information contact Holden Moll at 1-760-918-5933

BUSINESS INFORMATION (Required) Please tell us about your business: Legal Company Name (limit to 28 characters)*

Primary Fleet Contact First Name*

Subsidiary or DBA (limit to 20 characters)

Last Name*

Title*

Account Security Code (For Card Activation & Customer Service) – 5 NUMBERS*

Card Delivery Street Address 1 (No PO Boxes)*

Business Phone #*

Cell Phone #

Fax#

Card Delivery Street Address 2

Type of Business*

Years in Business*

Full Time Employees*

City*

State*

Estimated Monthly Charges/Spending ($)*

Estimated Monthly Gallons*

Company Billing Street Address 1 (If Different Than Card Delivery Address)

# of Vehicles*

# of Cards Needed

Company Billing Street Address 2

FederalTax ID #*

City

ZIP*

State

ZIP

# of Drivers

Statement Delivery Method:

Electronic

Paper

Email Address*:

Type of Organization*: o Sole Proprietorship

o Partnership

o Public Corporation

o Private Corporation

o Non-Profit

 Government & Education

Authorized Signature Required (Representative acknowledges receiving fuel pricing and payment terms)

 LLC

 LLP

Initial Here:

Please Read Carefully: FleetCor Technologies Operating Company, LLC (“FleetCor”) operates the SuperFleet Mastercard product. This application is made to FleetCor. By signing this application, Customer authorizes FleetCor to check Customer’s credit references and the information on this application and to obtain consumer or commercial credit reports to check Customer’s credit standing, both for this application and for the updates of Customer’s credit file and renewals of Customer’s SuperFleet Mastercard card(s). Customer acknowledges that this application is subject to approval and acceptance of Customer by FleetCor in Louisiana. If this application is approved, then Customer will be notified of its available credit/spend limit, and Customer will not allow its unpaid account balance to exceed its credit limit. Customer agrees that Louisiana law governs the terms and conditions of the SuperFleet Mastercard card(s), which terms and conditions will accompany the card(s) if this application is approved ("Card Terms"). Customer’s accepting, signing, or using any SuperFleet Mastercard card(s) will constitute Customer’s acceptance of those terms and conditions including, without limitation, Customer’s unconditional obligation to pay for all use of SuperFleet Mastercard cards provided to Customer and all use of Customer’s account each billing cycle, as well as all interest, fees and costs associated with such cards and account. The account is not a revolving credit account. Customer agrees that any liability arising or resulting from the misuse, unauthorized use, loss or theft of any one or more of the cards issued or of Customer’s account shall be fully borne, assumed and paid by Customer except as provided by applicable law and the Card Terms. Customer also agrees that Customer will exclusively use the SuperFleet Mastercard card(s) for commercial purposes and understands that Customer’s card(s) may be canceled if Customer uses them for personal, family, or household purposes. In the event that Customer’s account is turned over to a collection agency or an attorney for collection, Customer agrees to pay all such costs, fees and expenses of such agency or attorney, including, without limitation, court costs and out-of-pocket expenses. By signing below, Customer confirms that everything it has stated in this application is correct and that the signing authorized representative is duly authorized to enter this relationship on behalf of customer.

I agree to theTerms of this Application (Please check box) o Print Name* (Authorized Representative)

Signature* (Authorized Representative)

Title:

Telephone #:

Date*:

BUSINESS OWNER/ACCOUNT PRINCIPAL Required for all businesses excluding public corporations, non-profits, governments and educational institutions. Required for all persons owning 25% or more of business. Please use the Appendix to record additional owners.

Principal First Name

Middle Initial

Principal Street Address (No PO Boxes)

City

Last Name

Signature (Principal)

Social Security #

State

Date of Birth

Zip

Home Phone #

Does this person have significant responsibility for managing the legal entity listed above?

Yes 

Cell Phone #

No 

***OFFICE USE ONLY*** Market:

Rep ID:

Rep Name:

ATS Code (last 4 digits):

*Required Field

The SuperFleet Mastercard® is issued by Regions Bank, pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated.