NCBIA June 2022 BUILDER Newsletter

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NORTH COAST BUILDING INDUSTRY ASSOCIATION

UILDE B R NEWSLETTER

north coast bia, sheffield village, oh 44035

www.ncbia.com

june 2022 - vol. XLIII - no. 6

June is National Homeownership Month


Want to sponsor a Member Mixer?? Contact judie@ncbia.com


North Coast Building Industry Association (NCBIA) BUILDER newsletter is the official newsletter of the NCBIA and is published monthly by the NCBIA. The NCBIA is an affiliate of the Ohio Home Builders Association (OHBA) & the National Association of Home Builders (NAHB).

NCBIA Office

5077 Waterford Dr. Suite 302 Sheffield Village, OH 44035 Phone: 440.934.1090 info@ncbia.com | www.ncbia.com

NCBIA Staff

Executive Officer Judie Docs | judie@ncbia.com Executive Assistant LaBreeska Bellan | labreeskancbia@gmail.com

Advertising Policy - The North Coast Building Industry Association reserves the right to reject advertising in the Builder newsletter based on content. Acceptance of advertising does not imply endorsement of the product or service advertised.

NCBIA Life Directors

Jeremy Vorndran, 84 Lumber Tom Caruso, Caruso Cabinets Bob Yost, Dale Yost Construction Liz Schneider Dollar Bank Mary H. Felton, Guardian Title Jack Kousma, Kousma Insulation Jeff Hensley, Lake Star Building & Remodeling Chris Majzun Sr., Majzun Construction Co. Chris S. Majzun Jr., Majzun Construction Co. Jim Sprague, Maloney + Novotny, LLC Randy Strauss, Strauss Construction Tom Lahetta, Tom Lahetta Builders, Inc.

Marketing Associate Ashlyn Bellan | ashlynncbia@gmail.com

2022 NAHB Delegates

These are our members who represent our local industry in Washington DC and Columbus:

2022 NCBIA Officers President Sara Majzun, Majzun Construction Co. Vice President Tim King, K. Hovnanian Homes - Ohio Division Associate Vice President John Toth, Floor Coverings International Treasurer Melanie Stock, Treasurer, First Federal Savings of Lorain Secretary Mike Meszes, Secretary, DRC Construction Co.

2022 NCBIA Board of Directors

Sam Hudspath, All Construction Services Dan Bennett, Bennett Builders & Remodelers Dave Linna, Linna Homes & Remodeling Jason Rodriguez, Lorain County Joint Vocational School Mike Gidich, MDG Maintenance, LLC Brian Schwab, RestorePro, Inc. Dave Weisenberger, Tusing Builders & Roofing Services

June 2022

Randy Strauss, Strauss Construction Jack Kousma, Kousma Insulation (alternate)

Sr. NAHB Life Director

Randy Strauss, Strauss Construction

Ohio’s State Rep. to NAHB

Ric Johnson, CAPS Builder & Right at Home Technologies

OHBA Past Presidents Randy Strauss, 1996

2022 OHBA Trustees

Randy Strauss, Strauss Construction Sara Majzun, Majzun Construction Co. (alternate) Mary Felton, Guardian Title (alternate)

OHBA Area 2 Vice-President

Ric Johnson, CAPS Builder & Right at Home Technologies

www.ncbia.com

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2022

CALENDAR NEW HOMES MONTH 9

28

Saturday 5:00 - 11:00 PM Thursday 4:00 - 7:00 PM

OF EVENTS

NEW DATE!!!!!

INSTALL ATION - CIR. OF E XCELLENCE - HALL OF FAME

Membership Event

Member Mixer

Social Event

Ahern’s Banquet Center, Avon Lake

Lake Quartz, 909 Canterbury Road, Suite Q, Westlake 44145

NATIONAL HOME REMODELING MONTH 11

Wednesday 3:00 & 5:00 PM

E XECUTIVE COMMIT TEE & BOARD MEE TINGS

30

Monday

MEMORIAL DAY | OFFICE CLOSED

34-35

Board

NATIONAL HOMEOWNERSHIP MONTH 9

17

4

Thursday 6:30 PM

Friday 11:30 AM

NIGHT AT THE CRUSHERS

GENERAL MEMBERSHIP MEE TING & COOKOUT

Membership Event

Pogie’s Clubhouse, Amherst

Monday

INDEPENDENCE DAY | OFFICE CLOSED

Wednesday 3:00 & 5:00 PM

E XECUTIVE COMMIT TEE & BOARD MEE TINGS

4

Thursday

GOLF CL ASSIC

Membership Event

20

Saturday 1:00 PM

SOF TBALL GAME & FAMILY PICNIC

Membership Event

13

TBD

42-51

Social Event

2009 Baseball Blvd., Avon

Board

Sweetbriar Golf Course, Avon Lake

Amherst Twp. Park, Amherst Twp.

Rev. 4/11/2022


Table of Contents 7 - Menu of Services 8 - Save the Dates 10 Executive Officer’s Report 11 - NEW!!! Member Mixer 13-14 - 2022 Annual Golf

24 - Eye on Housing: Gains

38-39 -

25 - NEW!! Warranty Book

40-49 - NEW!!

for Custom Home Building

add on available for purchase!

51 -

30 - NEW!!

52 -Membership Savings!!

Single-Family Home Size Trends

Classic Flyer

15 -

31 - 2022 Night at the

16 - Eye on Housing:

Crushers, Sponsor!

32 -

Thank you for Renewing!

How a Home Purchase Boosts Spending

33 - Home Warranty Books

17-22 -

34-35 - 2022 NCBIA

The White House Briefing Room: President Biden Announces New Actions to Ease the Burden of Housing Costs

2022 Circle of Excellence

27 - Eye on Housing: New

"How Can we Help Each Other" (Auditor's Meeting)

NAHB Housing Affordability: Biden Releases Plan to Tackle Housing Affordability Crisis

Legislative Review

Calendar of Events

36 - OHBA Executive VP Column

Thank You, Spikes!

54-55 -

Sedgwick Update

56 -

Ohio Workers' Compensation Distance Learning Opportunities!!



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Office Depot updates pricing, product and service assortment on a regular basis as a result of a variety of factors, including, but not limited to, market and competitive forces, and reserves the right to change pricing and product assortment at any time without notice. Offers are non-transferable. Office Depot reserves the right to limit quantities sold to each customer. We are not responsible for errors. Office Depot is a trademark of The Office Club, Inc. OfficeMax is a trademark of OMX, Inc. ©2020 Office Depot, Inc. All rights reserved.

June 2022

www.ncbia.com

page 7


Save the

Date!

Want to be a sponsor for any of these events? Let us know! Sponsor early to get maximum exposure!!!!!

Do you have some business news to share? Business anniversaries, accomplishments, awards, publications, etc.? Send to judie@ncbia.com. We want to hear from you!

Call or email Judie at judie@ncbia.com for marketing opportunities to help your bottom line!!!!!

Thursday, July 7th 5-7 PM Member Mixer

Hop Brothers Brewing 32650 Lorain Road, North Ridgeville

Wednesday, July 27th

"How Can We Help Each Other" A meeting with The Auditors 5:30-7 PM The Orchid Room at Miller Nature Preserve 2739 Center Road, Avon

Thursday, August 4th Annual Golf Classic 8:30 AM - 4:30 PM

Sweetbriar Golf Course 750 Jaycox Road, Avon Lake

Thursday, August 18th Member Mixer 5-7 PM

Pogies Clubhouse 150 Jefferson Street, Amherst

Saturday, August 20th Softball Game & Family Picnic 1 PM Amherst Twp. Park

44780 Middle Ridge Road, Amherst

Saturday, September 24th Clambake 5:30-9:30 PM

Amherst Eagles 1161 Milan Avenue, Amherst If you would like to participate in a committee, please email Judie Docs at judiencbia@gmail.com.

Check the website at www.ncbia.com for upto-date changes, additions, and corrections to these events!

page 8

www.ncbia.com

June 2022


NAHB MEMBERS SAVE

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EXECUTIVE OFFICER’S REPORT

Builders Fight for the American Dream

DURING NATIONAL HOMEOWNERSHIP MONTH

As the National Association of Home Builders (NAHB) celebrates National Homeownership Month in June, builders are urging lawmakers to implement policies that will help address housing affordability, calling for a resolution on supply chain disruptions and the ending of Canadian lumber tariffs.

by Judie Docs, CSP, MCSP, MIRM, CMP, CGP

Building materials prices are up 19.2% year-over-year and have risen 35.6% since the start of the pandemic, according to the latest Producer Price Index (PPI) report released by the Bureau of Labor Statistics. In addition, tariffs on Canadian lumber shipments into the U.S. and production bottlenecks have fueled lumber price volatility which has added more than $18,600 to the price of a new home since last August. “The supply chain crisis and lumber tariffs in the housing industry are putting the American Dream of homeownership out of reach for families,” said NAHB Chairman Jerry Konter, a home builder and developer from Savannah, Ga. “Home builders need access to reasonably priced lumber to build a home that the average working family can afford.” In April, more than 10,000 NAHB members from all 50 states, the District of Columbia and Puerto Rico sent a letter to President Biden calling on the White House to take immediate action to address the growing housing affordability crisis. The following month, the Biden administration released a “Housing Supply Action Plan” to ease high housing costs by increasing the supply of quality housing throughout the nation over the next five years. Home builders say the plan does not go far enough to resolve the industry’s many underlying challenges, including increased costs for lumber and other building materials and the broader supply chain crisis. “Ending the tariffs on Canadian lumber shipments will enable builders to construct more affordable entry-level housing, provide quality rental housing and shore up the national economy,” said Konter. New home sales posted a double-digit percentage decline in April, falling to their weakest pace in two years, as rising mortgage interest rates and worsening affordability conditions continue to take a toll on the housing market.

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www.ncbia.com

June 2022


MEMBER MIXER

Admittance and Appetizers are FREE- Cash Bar When Thursday, July 7th 5-7 PM

Where Hop Brothers Brewing 32650 Lorain Road, North Ridgeville

Sponsorships Available Be a Mixer Sponsor for $150 Call 440-934-1090 or email judie@ncbia.com if Interested!!

___________________________________________________ ATTENDEE NAME(S)

___________________________________________________ ATTENDEE NAME(S)

___________________________________________________ COMPANY

___________________________________________ PHONE

Jo

in Su us f m or m er our M fir ixe st r

Sponsors

Send Complete form via mail to 5077 Waterford Dr.,Suite 302 Sheffield Village, Ohio 44035

Rev. 6/15/22

or register online at www.ncbia.com Questions? Call 440 - 934 - 1090


An exclusive offer that works just as hard as you do. Shown with equipment from independent suppliers which is not covered by the GM New Vehicle Limited Warranty. GM is not responsible for the safety or quality of independent supplier alterations.

Up to

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$500 + $6,000 + $1,000 = $7,500 Private Offer 1

National Fleet Purchase Program (FVX)2

Eligible Accessory Cash Allowance3, 4

In Potential Value

Using the private offers for NAHB members is easy: 1. Get your NAHB proof of membership. 2. Visit your local Chevrolet, Buick or GMC dealer and mention this Private Offer. 3. Select an eligible vehicle(s) to purchase or lease and present your NAHB proof of membership. For even more value, combine this offer with the National Fleet Purchase Program and Business Choice Offers. For full details on the Private Offer, NAHB members should visit nahb.org/gm. Example offer for NAHB members who are business owners purchasing a 2021 Chevrolet Silverado 2500 HD Crew Cab 1LT 4WD.

1 $500 offer for retail and fleet deliveries. Valid toward the purchase or lease of eligible new 2021 and 2022 model year vehicles. Customer must take delivery by 1/3/2023. Not compatible with some other offers. Not valid on prior purchases. Excludes all Cadillac vehicles; Chevrolet Blazer, Camaro, Corvette; 2021 Buick Encore 1SV; Chevrolet Equinox 1SM, Malibu 1VL, Traverse 1L0; GMC Acadia 1SV and Terrain 2SA. Additional GM models may be excluded at GM’s sole discretion. See dealer for details. 2Offer available to qualified fleet customers through 1/3/2023. Not compatible with some other offers. Take delivery 1/3/2023. See dealer for details. 3To qualify, vehicle must be used in the day-to-day operations of your business and not solely for personal/ non-business-related transportation purposes. Must provide proof of business ownership. For complete program requirements, including information regarding offers, vehicles, equipment, options, warranties and ordering, consult your dealer or visit gmbusinesschoice.com. 4Eligible purchases must be equal to or greater than the amount of the cash allowance. Accessory Cash Allowance requires purchase of the eligible accessories from your dealer.

©2022 General Motors, LLC. All rights reserved. The marks appearing in this ad are the trademarks or service marks of GM, its subsidiaries, affiliates or licensors.


ANNUAL

Golf Classic THURSDAY,

AUGUST

2022

8:00 AM

Foursome

Registration, Breakfast and Range Open

$ 560

9:00 AM

Opening Remarks

Single

3:30 PM

$ 140

Dinner and Awards

(OPPORTUNITIES FOR SPONSORSHIP ON THE BACK!)

SWEETBRIAR GOLF COURSE 750 JAYCOX ROAD AVON LAKE Your Name ______________________________________________ Company ________________________________________________ Team Captain's Cell Phone ______________________________ (For outing information and weather delay updates)

$________ Golfer Registrations - Single _____ x $140 $________ Golfer Registrations - Foursome ______ x $560 Skins / Mulligan Package (Prepay only) _____ x $40 $________ (1 per team)

4TH

Total Due $ _______

4-Person Scramble Format 18-Holes of Golf with Cart Lunch & BBQ Dinner Raffles & Prizes

Golfer # 1 Name ___________________________ Company ____________________________________ Golfer # 2 Name ____________________________ Company ____________________________________ Golfer # 3 Name ____________________________ Company ____________________________________ Golfer # 4 Name ____________________________ Company ____________________________________

ELATION DEADLIN E JUL & CANC Y 24 TION A R , 20 T S I 22 G E R

NOTE : No one under 21 will be admitted. Keg beer, soft drinks & water will be available during the entire event. All other alcoholic beverages will be available as a CASH BAR.

Method of Payment: ___Payment Enclosed ___ Invoice ___Credit Card Card No. ____________________________________________ Exp._______________ CRV # __________ Zip Code ________________ Phone ____________________________ Email ____________________________________________ Name on Card __________________________ Signature ______________________________

A $5.00 CONVENIENCE FEE WILL BE CHARGED FOR CREDIT CARD PAYMENTS UNDER $500....... $10.00 FEE FOR PAYMENTS OVER $500.00. SPONSORS DO NOT PAY CONVEINENCE FEE!

Send Complete form via mail to 5077 Waterford Dr.,Suite 302 Sheffield Village, Ohio 44035 or register online at www.ncbia.com Rev. 5/13/2022

Questions? Call 440 - 934 - 1090



NAHB Housing Affordability

BIDEN RELEASES PLAN TO Tackle Housing Affordability Crisis

T

The Biden administration today released what it calls a "Housing Supply Action Plan" (see below) to ease high housing costs by increasing the supply of quality housing throughout the nation over the next five years. "We commend the White House for joining the fight to put the issue of housing affordability in the forefront of the national economic agenda after NAHB had been urging the administration to move on this vital national concern for the past several months," said NAHB Chairman Jerry Konter. "However, the plan does not go far enough to resolve the many underlying challenges facing the home building industry, including skyrocketing costs for lumber and other building materials, and the broader supply chain crisis. These issues must be addressed to help home builders increase the production of much-needed housing.” As interest rates and construction costs have increased, the housing market is showing significant signs of weakening, increasing the recession risk for the overall economy. Increasing the nation's supply of affordable housing will help to combat the inflation crisis and keep the economy moving forward. Builders across the country have faced a 35% increase in the price of lumber and other building materials since the start of the pandemic. NAHB urges the White House to act on the commonsense solutions that we have offered to address the current lumber crisis — ending tariffs on Canadian lumber shipments into the United States that are exacerbating unprecedented lumber price volatility, increasing the domestic supply of timber from federal lands in an environmentally responsible manner and calling on domestic sawmills to boost output.

The White House plan includes steps that the administration can take through the federal agencies to help address a host of affordability challenges and improve financing options, as well as legislative proposals that must be enacted by Congress. The administration acknowledges the long-term headwinds, like supply chain bottlenecks and chronic construction labor shortages, repeatedly identified by NAHB members as holding back housing production. Though the plan also properly identifies that state and local governments must address the policies and regulations that prohibit housing, NAHB is calling on the administration to acknowledge the need to reform federal regulations that raise the cost of producing single-family and multifamily housing. NAHB agrees with the White House that the key to resolving our nation's housing affordability challenges is to build more homes. The home building industry is a willing partner in solving the affordability crisis that will enable builders to construct more affordable entry-level housing, raise first-time, first-generation and minority homeownership rates, provide quality rental housing and shore up the national economy.

NAHB will continue to work with the administration to resolve supply chain disruptions for building materials, which must be addressed immediately.

June 2022

www.ncbia.com

page 15


EYE ON HOUSING

HOW A HOME PURCHASE Boosts Consumer Spending

U

BY: NATALIA SINIAVSKAIA

sing the Consumer Expenditure Survey (CES) data from the Bureau of Labor Statistics (BLS), NAHB Economics estimates that a home purchase triggers significant spending on appliances, furnishings, and remodeling. NAHB’s most recent estimates are based on the pre-pandemic 2017-2019 data and show that during the first year after closing on the house, a typical buyer of a newly built singlefamily detached home spends on average $9,250 more than a similar non-moving homeowner. Likewise, a buyer of an existing single-family detached home tends to spend over $5,240 more than a similar nonmoving home owner, as a result of a home purchase. The NAHB analysis compares spending behavior among three groups of single-family detached home owners: buyers of new homes, buyers of existing homes and non-moving owners. Home buyers, and new home buyers in particular, tend to be larger households with children, and on average wealthier, with higher levels of education and concentrated in urban areas. Any of these factors could potentially explain higher spending on appliances, furnishings and remodeling by home buyers. To avoid the effects of socio-economic factors, the NAHB estimates control for the impact of household characteristics on expenditures, and, nevertheless, show that a home purchase alters the spending behavior of homeowners and that otherwise similar homeowners spend more across all three categories compared to nonmoving owners during the first year after moving.

It might come as a surprise but the differences in spending of new home buyers and identical households that do not move are largest on property alterations and repairs. A typical new home buyer that buys a new home is estimated to spend almost twice as much on these projects ($9,288) compared to an identical household that stays put in a house they already own. A closer examination reveals that most of these extra spending is used on building outdoor features, such as patios, pools, walkways, fences, as well as landscaping and various additions to the new house.

page 16

In the same way, moving into a new home triggers higher levels of spending on furnishings. A typical new home buyer that moves into a new home is estimated to spend close to $3,000 more on furnishings during the first year compared to a non-moving owner. In the case of appliances, the differences are smallest, but nevertheless, amount to $1,870. Similarly, buying an older home triggers additional spending. The typical buyer of an existing home is estimated to spend $5,238 more on remodeling, furnishings, and appliances compared to otherwise identical homeowners that do not move. In case of buying an older home, most of this extra spending goes to property repairs, alterations, and various remodeling projects. Buyers of existing homes spend close to $7,400 on these projects during the first year after closing on the house; while identical homeowners that do not move spend $4,282. For furnishings, buyers of existing homes boost their spending by over $1,360 during the first year after moving in. In the case of appliances, buyers of existing homes outspend similar non-moving owners by $768

The statistical analysis further shows that this higher level of spending on furnishings, appliances and property alterations is not paid by cutting spending on other items, such as entertainment, transportations, travel, food at home, restaurants meals, etc. This confirms that home buying indeed generates a wave of additional spending and activity not accounted for in the purchase price of the home alone.

www.ncbia.com

June 2022


THE WHITE HOUSE BREIFING ROOM

N

PRESIDENT BIDEN ANNOUNCES NEW ACTIONS to Ease the Burden of Housing Costs

ew Biden-Harris Administration Housing Supply Action Plan to Help Close the Housing Supply Gap in Five Years As President Biden said last week, tackling inflation is his top economic priority. Today, President Biden is releasing a Housing Supply Action Plan to ease the burden of housing costs over time, by boosting the supply of quality housing in every community. His plan includes legislative and administrative actions that will help close America’s housing supply shortfall in 5 years, starting with the creation and preservation of hundreds of thousands of affordable housing units in the next three years. When aligned with other policies to reduce housing costs and ensure affordability, such as rental assistance and down payment assistance, closing the gap will mean more affordable rents and more attainable homeownership for Americans in every community. This is the most comprehensive all of government effort to close the housing supply shortfall in history. The Plan will help renters who are struggling with high rental costs, with a particular focus on building and preserving rental housing for low- and moderate-income families. The Plan’s policies to boost supply are an important element of bringing homeownership within reach for Americans who, today, cannot find an affordable home because there are too few homes for sale in their communities. And it will help reduce price pressures in the economy, as housing costs make up about one-third of the market basket for inflation, as measured by the Consumer Price Index. Under the Plan, the Administration will: • Reward jurisdictions that have reformed zoning and land-use policies with higher scores in certain federal grant processes, for the first time at scale. • Deploy new financing mechanisms to build and preserve more housing where financing gaps currently exist manufactured housing (including with chattel loans that the majority of manufactured housing purchasers rely on), accessory dwelling units (ADUs), 2-4 unit properties, and smaller multifamily buildings.

Expand and improve existing forms of federal financing, including for affordable multifamily development and preservation. This includes making Construction to Permanent loans (where one loan finances the construction but is also a long-term mortgage) more widely available by exploring the feasibility of Fannie Mae purchase of these loans; promoting the use of state, local, and Tribal government COVID-19 recovery funds to expand affordable housing supply; and announcing reforms to the Low Income Housing Tax Credit (LIHTC), which provides credits to private investors developing affordable rental housing, and the HOME Investment Partnerships Program (HOME), which provides grants to states and localities that communities use to fund a wide range of housing activities.

Ensure that more government-owned supply of homes and other housing goes to owners who will live in them – or non-profits who will rehab them – not large institutional investors.

Work with the private sector to address supply chain challenges and improve building techniques to finish construction in 2022 on the most new homes in any year since 2006.

Today’s rising housing costs are years in the making. Fewer new homes were built in the decade following the Great Recession than in any decade since the 1960s – constraining housing supply and failing to keep pace with demand and household formation. This mismatch between housing supply and housing demand grew during the pandemic. While estimates vary, Moody’s Analytics estimates that the shortfall in the housing supply is more than 1.5 million homes nationwide. This shortfall burdens family budgets, drives up inflation, limits economic growth, maintains residential segregation, and exacerbates climate change. Rising housing costs have burdened families of all incomes, with a particular impact on low- and moderateincome families, and people and communities of color. As his Action Plan reflects, President Biden believes the best thing we can do to ease the burden of housing costs is to boost the supply of quality housing. This means building more new homes and preserving existing federally supported and market-rate affordable housing, ensuring that total new units do not merely replace converted or dilapidated units that get demolished.

June 2022

www.ncbia.com

page 17


THE WHITE HOUSE BREIFING ROOM

PRESIDENT BIDEN ANNOUNCES NEW ACTIONS to Ease the Burden of Housing Costs (cont...) The President continues to urge Congress to pass investments in housing production and preservation. One independent analysis of proposals in the House of Representatives-passed reconciliation bill found that the housing-related proposals would finance close to 1 million affordable homes. Key provisions, like the expansion of LIHTC and the Neighborhood Homes Tax Credit, have received bipartisan support. The President’s 2023 Budget includes investments in housing supply that would lead to the production or rehabilitation of another 500,000 homes. Building on the actions the Administration announced last September to build and rehabilitate 100,000 homes over the next three years, these legislative proposals and the new administrative steps being launched – in partnership with state, local, for-profit, and non-profit partners – can put the economy on a path to closing the housing supply gap in the next five years. Providing Incentives for Land Use and Zoning Reform and Reducing Regulatory Barriers One of the most significant issues constraining housing supply and production is the lack of available and affordable land, which is in large part driven by state and local zoning and land use laws and regulations that limit housing density. Exclusionary land use and zoning policies constrain land use, artificially inflate prices, perpetuate historical patterns of segregation, keep workers in lower productivity regions, and limit economic growth. Reducing regulatory barriers to housing production has been a bipartisan cause in a number of states throughout the country. It’s time for the same to be true in Congress, as well as in more states and local jurisdictions throughout the country. To that end, the Administration is taking the following immediate steps: • Leveraging transportation funding from the Bipartisan Infrastructure Law (BIL). Earlier this year, the Administration began using federal transportation programs to encourage state and local governments to boost housing supply, where consistent with current statutory requirements. For example, this year, the U.S. Department of Transportation (DOT) released three funding applications for competitive grant programs totaling nearly $6 billion in funding that reward jurisdictions that have put in place land-use policies to promote density and rural main street revitalization with higher scores in the grant process. Today, the Administration is announcing that DOT will continue to include language encouraging locally driven land use reform, density, rural main street revitalization, and transit-oriented development in BIL and other transportation discretionary grant programs. • Integrating affordable housing into DOT Programs. DOT will also issue updated program guidelines that increase financial support for Transportation Infrastructure Finance and Innovation Act (TIFIA) program projects that include residential development.

page 18

Including land use within the U.S. Economic Development Administration’s (EDA) investment priorities evaluates all project applications for its competitive grants to determine the extent to which they align with EDA’s investment priorities. EDA already includes transit-oriented and infill development within its “Environmentally-Sustainable Development” priority. Over the coming year and before its next round of grants, EDA will add language to its investment priorities to encourage economic development projects that enhance density in the vicinity of the development.

These actions build on the strategies that the Administration has proposed and continues to call on Congress to pass: •

Unlocking Possibilities Program. The Unlocking Possibilities Program, proposed by President Biden and included in the reconciliation bill passed by the House last year, would establish a new, $1.75 billion competitive grant program, administered by HUD, to help states and localities eliminate needless barriers to affordable housing production, including permitting for manufactured housing communities. • Housing Supply Fund grants to reduce affordable housing barriers. Building on the Unlocking Possibilities Program, the President’s 2023 Budget includes a mandatory spending proposal that would provide $10 billion in HUD Grants to Reduce Affordable Housing Barriers for states and localities that have already adopted Housing Forward policies and practices to address challenges to housing supply production constraints. While Unlocking Possibilities would help states and localities undertake reform, the Housing Supply Fund would reward those that have already made reforms by giving them additional funding to boost the affordability and maximize the benefits of their new policies. This funding would also support broader housing development activities, including environmental planning and mitigation, road infrastructure, and water or sewer infrastructure. Piloting New Financing for Housing Production and Preservation A second, significant barrier to increasing housing supply is a lack of attractive and low-cost financing for new construction and rehabilitation – particularly for units that are affordable. While the federal government currently offers a range of financing options for large multifamily development, market gaps exist for the construction and rehabilitation of single-family homes, 2-4-unit properties, ADU construction, manufactured and modular housing delivery, and smaller multifamily properties. Financing for these housing types has the potential to boost supply in constrained markets, and create location-efficient, modest density that can improve labor market outcomes and reduce greenhouse gas emissions – particularly when paired with state and local policies that remove barriers to where these kinds of housing can be located.

www.ncbia.com

June 2022


THE WHITE HOUSE BREIFING ROOM

PRESIDENT BIDEN ANNOUNCES NEW ACTIONS to Ease the Burden of Housing Costs (cont...) To that end, the Administration is taking the following immediate steps: • Supporting production and availability of manufactured housing. The majority of people buying new manufactured homes rely on personal property financing (chattel lending) rather than conventional mortgages. This type of financing typically costs more than traditional mortgage financing due to higher interest rates and shorter loan terms. Freddie Mac has announced that it will complete a feasibility assessment for the requirements and processes necessary to support loan purchases of personal property manufactured housing loans. If FHFA approval is obtained, Freddie Mac will purchase these kinds of loans to assist with product design and support future loan purchase capabilities. Beyond personal property financing, both Fannie Mae and Freddie Mac (the Enterprises), in their Duty to Serve Plans, also released revised purchase targets for manufactured housing loans, which will have the effect of fostering greater liquidity for manufactured housing and increasing delivery of manufactured homes. Finally, recognizing the cost and development time savings provided by manufactured housing, HUD is making it easier to finance new units and helping manufacturers update their designs to meet changing consumer demands. This includes working to increase the usability of FHA’s Title I loan program for Manufactured Housing, supporting greater securitization of Title I loans through Ginnie Mae’s platform, updating the HUD Code to allow manufacturers to modernize and expand their production lines, and helping manufacturers respond to supply chain issues. •

Scaling Up ADUs and piloting ADU and home renovation financing tools. As the Biden-Harris Administration highlighted at a recent event, a number of states and local jurisdictions have made land-use changes to permit the construction and renovation of ADUs, which can offset the cost of homeownership while expanding the supply of affordable rental housing. According to a recent independent analysis, these kinds of state and local reforms – when combined with policies to improve financing options – could lead to the creation of more than 1 million ADUs in the next five years. In addition to zoning and land use changes, achieving that goal will require simpler and more affordable financing options for homeowners and builders. To that end, FHA and FHFA are exploring avenues to help lenders pilot and scale renovation and construction financing for ADUs—particularly for low- and moderate-income homeowners – in addition to new financing options for other single-family renovations and for 2-4-unit rehabilitation. FHA and FHFA will evaluate the credit performance of these loans to identify opportunities to add features and flexibilities to existing loan programs, expanding affordable financing options for homeowners and builders.

June 2022

Boosting rural single-family construction. USDA’s Construction to Permanent program, allows approved lenders and homebuilders participating in the Single-Family Housing Guaranteed Loan program to close both construction and permanent financing at the same time and receive a loan note guarantee before construction begins. This additional certainty has the effect of encouraging more single-family supply to be built more quickly in rural areas throughout the country. In the months ahead, USDA will educate lenders on the benefits of the program in order to improve program utilization, increase new construction in rural areas, and address obstacles that may be limiting use of the program.

These actions build on the strategies that the Administration has proposed and continues to call on Congress to pass: •

Provide tax credits to build and rehabilitate 125,000 homes for low- and middle-income homebuyers. The Neighborhood Homes Investment Act, proposed by the President and included in last year’s reconciliation bill, would provide tax credits to encourage investment in the millions of homes that are otherwise too costly or difficult to develop or rehabilitate. It also requires that these homes are sold to owner-occupants, rather than large investors. This investment would boost the supply of affordable homes for low- and moderate-income homebuyers who have struggled with historically low availability of affordable, starter homes – and has received bipartisan support in Congress.

Provide Housing Supply Fund financing for affordable housing production to develop 500,000 units of housing for low- and moderate-income renters and homebuyers. The President’s 2023 Budget includes a proposal for $25 billion for Grants for Affordable Housing Production. These resources would be distributed to State and local housing finance agencies and their partners, territories, and Tribes, and would be focused on streamlining financing tools to reduce transaction costs and increase housing supply through multifamily and single-family housing units of modest density (up to 100 units per site). HUD will encourage grantees to develop housing that directly meet identified local needs, especially housing that is not sufficiently provided by the market. This includes intergenerational housing, investments that place vacant or underutilized properties back into productive use, ADUs, and novel and non-traditional development techniques, including modular, panelized, or manufactured housing. States and localities would have flexibility to design their programs to meet local needs, and the resources would be used to support renters and homebuyers with up to 150 percent of area median income in high-cost areas. These investments, combined with complementary proposals in the Budget, would support the development of around 500,000 units of housing over the next 10 years.

www.ncbia.com

page 19


THE WHITE HOUSE BREIFING ROOM

PRESIDENT BIDEN ANNOUNCES NEW ACTIONS to Ease the Burden of Housing Costs (cont...) Improving and Expanding Existing Federal Financing

To date, nearly 570 jurisdictions have committed over $11.7 billion to housing-related activities, with $3.2 billion committed to production and preservation. For example, Los Angeles County, California will invest $10 million into creating permanent supportive and interim housing for individuals and families with complex health or behavioral health conditions who are experiencing homelessness by constructing new modular, prefabricated, or container housing on County-owned or Cityowned or leased property, and by the strategic renovation of existing County facilities. Denver, Colorado has allocated $28 million to the Affordable Housing Fund, which will support 400 newly constructed rental units, 200 preserved rental units, 50 newly constructed homeowner units, and work to acquire existing unsubsidized affordable or hotel buildings. And Erie, Pennsylvania will use $6.5 million to preserve and expand the supply of quality affordable housing, creating 100 units of new affordable housing, helping homeowners and small businesses bring their properties up to code, and providing low-interest loans for new homeowners.These actions build on the strategies that the Administration has proposed and continues to call on Congress to pass:

Finalizing the LIHTC “Income Averaging” proposed rule. To qualify for LIHTC, developers must make commitments to create housing that is affordable to households that meet specific income thresholds. Income averaging allows a developer to meet the same affordability goals by taking the average of the income for some households who are in the property as opposed to requiring all to meet the same threshold. This “averageincome test” for LIHTC qualification will enable the creation of more financially stable, mixed-income developments and make LIHTC-supported housing more feasible in sparsely populated rural areas. It will also facilitate the production of additional affordable and available units for extremely low-income tenants. By the end of September, Treasury will finalize regulations to provide needed guidance to developers using LIHTC equity to build multifamily housing that is rented to tenants across a wider income spectrum.

Advancing HOME as a key tool for the production and preservation of affordable rental and homeownership housing. HUD will update guidance to strengthen the HOME Investment Partnerships Program. Through the reauthorization of HOME, updated guidance, and robust technical assistance, HUD will advance and streamline this critical resource for the creation of affordable rental housing and promotion of homeownership. HOME provides grants to states and localities that communities use to fund a wide range of activities including building, buying, or rehabilitating affordable housing for rent or homeownership or providing direct rental assistance to low-income people

Multiple forms of federal financing have played a critical role over the years in boosting affordable housing supply. But more production is needed to make up for more than a decade of underbuilding before the pandemic, and existing programs need to work more effectively and efficiently in order to boost housing production at a pace that will close the housing shortfall in 5 years. To that end, the Administration is taking the following immediate steps: • Strengthening Enterprise financing for multifamily development and rehabilitation. Fannie Mae and Freddie Mac are working to determine how to expand and better market their forward commitment programs. These programs allow developers to secure financing to pay off a construction loan upon completion of construction and when the housing project has been approved for occupancy. In addition, FHFA will work with Fannie Mae to consider the feasibility, in addition to the safety and soundness, of purchasing Construction to Permanent multifamily loans. These single closing loans finance the construction of multifamily housing, in addition to serving as a permanent mortgage, which allows for the developers to only need one loan, thus reducing interest rate risk, loan resizing risk, and transaction costs – encouraging production and supply. These loans would not finance land purchases. Expansion of forward commitments and increasing liquidity for Construction to Permanent financing will provide a stable and low-cost source of capital for new construction of affordable multifamily units. These actions build on actions earlier this year to meet the demand for rental housing and growth in the multifamily originations market. For example, FHFA raised the maximum amount of multifamily loans Fannie Mae and Freddie Mac can purchase by 11 percent to a total of $78 billion in 2022. These purchases allow for more liquidity in the multifamily market, which in turn allows more deals to be financed. Last September, Fannie Mae and Freddie Mac also increased their equity investment in LIHTC deals, resulting in investments in over 7,000 units. The Enterprises anticipate further growing their LIHTC equity investments in the year ahead. And to ensure a strong focus on affordable housing and traditionally underserved markets, FHFA is requiring that at least 50 percent of the Enterprises’ 2022 financing for multifamily housing be targeted to mission-driven affordable housing. • Leveraging American Rescue Plan funds for investments in affordable housing. Treasury has urged state, local, and Tribal governments to dedicate more of their American Rescue Plan funds to build additional affordable housing at lower costs for families and individuals. A broad range of affordable housing production and preservation activities are eligible uses of the American Rescue Plan’s State and Local Fiscal Recovery Funds, including development of multi-family or single-family affordable housing, preservation of existing affordable housing, permanent supportive housing, support for home repairs, homeownership assistance, rental subsidies, and other activities. page 20

www.ncbia.com

June 2022


THE WHITE HOUSE BREIFING ROOM

PRESIDENT BIDEN ANNOUNCES NEW ACTIONS to Ease the Burden of Housing Costs (cont...) •

Continuing to drive housing production through the Federal Financing Bank’s Risk Sharing Program. Last September, the Administration announced that Treasury and HUD had finalized an agreement to restart the Federal Financing Bank’s Risk Sharing program. The program provides loans at reduced interest rates to state and local housing finance agencies to create and preserve high-quality, affordable homes. Twentytwo state agencies have been approved to use FFB, and HUD has committed to guarantee more than $1.3 billion in loans representing more than 7,100 affordable units. HUD will work in the months ahead to accelerate this work by encouraging more state and local HFAs to participate and explore the development of a permanent financing mechanism for these loans through Ginnie Mae’s securitization platform. Improving the alignment of federal funds to reduce transaction costs and duplications and accelerate development. Affordable housing development projects often require more than one federal source of funding. The most common pairing is LIHTC and HUD funds, such as FHA Multifamily, the Housing Trust Fund, or HOME. But each funding source comes with its own set of requirements and procedures. To reduce transaction costs and duplication, and to speed development, the Administration will make changes to harmonize federal requirements across programs as much as possible – including through programs like HUD’s LIHTC Pilot Program, which streamlines FHA processing of mortgage insurance applications for projects with LIHTC equity. To encourage alignment of affordable housing subsidies, the White House, HUD, Treasury, and USDA will convene state housing agencies to discuss best practices on the alignment of applications, reviews, and funding. Supporting the construction of more than 8,000 rural multi-family housing units. In March 2022, the U.S. Department of Agriculture (USDA) announced a new fee structure that would lower initial and annual guarantee fees for lenders under the Section 538 program. This new fee reduction will encourage lenders to utilize the program to develop multifamily housing. USDA anticipates these fee reductions will facilitate an 84.5 percent increase over the pre-fee reduction volume. Disposing of federal properties to create affordable housing for people experiencing homelessness. Title V of the McKinney Vento Act allows for the disposition of federal property for re-use as housing for the homeless. While only a small percentage of disposed properties are suitable for this use, Title V is an important mechanism to create housing, especially in places with high rates of homelessness. GSA, HUD, and HHS are planning to issue new Title V regulations this summer. The goals of the proposed regulations are to make the disposition process easier to navigate for affordable housing developers and enable the creation of new affordable housing developments to serve people experiencing homelessness. In addition to the proposed regulations, HUD and GSA will strengthen the process to identify suitable properties, market them to potential developers, and enhance technical assistance.

June 2022

Boosting rural single-family construction. USDA’s Construction to Permanent program, allows approved lenders and homebuilders participating in the Single-Family Housing Guaranteed Loan program to close both construction and permanent financing at the same time and receive a loan note guarantee before construction begins. This additional certainty has the effect of encouraging more single-family supply to be built more quickly in rural areas throughout the country. In the months ahead, USDA will educate lenders on the benefits of the program in order to improve program utilization, increase new construction in rural areas, and address obstacles that may be limiting use of the program. Supporting new and existing affordable housing in Indian Country. HUD will award Indian Housing Block Grant (IHBG) funding to Tribes and Tribally Designated Housing Entities to finance the construction of new affordable housing in Indian Country, and also make historic levels of annual IHBG formula funding available to them.

These actions build on the proposals that the Administration has proposed and continues to call on Congress to pass: •

Financing more than 800,000 affordable rental units by expanding and strengthening the Low-Income Housing Tax Credit. LIHTC offers federal income tax credits to private investors in exchange for investments in affordable rental housing. The House-passed reconciliation bill would increase tax credit allocations, provide additional capacity for private activity bonds to finance affordable housing, target tax credits for housing that serves extremely low-income Americans, and make it easier to use tax credits in Indian Country. The President’s 2023 Budget also includes a provision that would provide additional subsidy through LIHTC to developments that add net new supply and that would otherwise not be financially feasible. Given the longstanding bipartisan support for LIHTC, the Administration looks forward to working with Congress to pass these critical enhancements, as soon as possible. Expanding access to federal subsidies for the construction or rehabilitation of rental homes affordable to low and extremely low-income households. Additional federal resources are needed to create housing affordable for people with the lowest incomes such as people experiencing homelessness. The House-passed reconciliation bill would bolster funding for successful housing subsidy programs that can pair with LIHTC to produce and preserve housing that is affordable for very- and extremely-lowincome renters. These programs include the Housing Trust Fund, the HOME Program, Housing Choice Vouchers, and the Project Based Rental Assistance program. Together, these investments would produce, preserve, and retrofit hundreds of thousands of deeply affordable, rental housing homes in big cities and small towns across the country.

www.ncbia.com

page 21


THE WHITE HOUSE BREIFING ROOM PRESIDENT BIDEN ANNOUNCES NEW ACTIONS to Ease the Burden of Housing Costs (cont...) •

Addressing longstanding public housing capital needs. Nearly two million people across the country live in public housing. The House-passed reconciliation bill includes a transformative investment to rehabilitate and preserve public housing, addressing residents’ critical health, safety, and energy efficiency concerns. Preserving more than 10,000 multifamily rental housing units in urban and rural America. The House-passed reconciliation bill provides funding to preserve over 10,000 HUD-assisted multifamily rental properties that are at risk of deterioration and do not have other sources of repair funds. It also invests specifically in rural preservation through USDA, as rural communities face unique housing needs that are not always fulfilled by other federal housing programs. The bill would support the construction, rehabilitation, and affordability of thousands of multifamily units, including units that provide affordable, sustainable housing to farmworkers and their families.

To that end, the Administration is taking the following immediate steps: •

Partnering with the private sector to address supply chain disruptions for building materials. Secretary Fudge, Secretary Raimondo, and other Administration leaders will meet with representatives from the building industry to explore additional actions that the federal government and the private sector can take in partnership to help turn the record number of homes under construction into completed homes where Americans can live. The Administration already has taken a range of shortterm and long-term actions that will have the effect of easing price pressures for building materials over time. The Bipartisan Infrastructure Law included funding for wildfire resilience, forest management, and reforestation that will promote the health and resilience of our forests and timber supply. In addition, the Department of Commerce recently announced that it had reduced duties on softwood lumber shipments from Canada, as part of an independent and quasi-judicial process.

Promoting modular, panelized, and manufactured housing – and construction R&D. Innovations in homebuilding, including manufactured, modular, panelized, precut, and additive construction, hold promise for increasing housing productivity and thus housing supply. HUD will highlight these and other technologies that can benefit affordable housing construction during the Innovative Housing Showcase on the National Mall in June 2022. HUD is also working to assess hurdles to modular and panelized housing posed by inconsistent state and local inspection requirements and standards, which limit economies of scale and potential cost savings. The Department of Energy also recently awarded $32 million in funding to support 30 next generation building retrofit projects that will dramatically improve affordable housing technologies. These technologies include prefabricated, super-insulated wall retrofit panel blocks and 3D-printed modular overclad panels.

Preserving the Availability of Affordable Single-Family Homes for Owner-Occupants •

Beyond financing challenges, in recent years, the share of single family home purchases by investors has grown – comprising more than 25% of all purchases nationally in some months of 2021, with an even higher share in certain markets, like Atlanta, San Jose, and Phoenix. Well over half of these purchases were made by investors with more than ten properties, and almost a quarter of these purchases were made by investors with over 100 properties. Large investor purchases of single-family homes drive up home prices for lower-cost starter homes, making it harder for aspiring first-time and first-generation home buyers, among others, to access wealth-building opportunities from homeownership. To that end, and beyond the proposed investments discussed above, the Administration is taking the following immediate steps: •

Directing supply to owner-occupants and mission-driven entities instead of large investors. After the Administration announced it would take steps to direct a greater percentage of the supply of FHA- and Enterprise-defaulted asset dispositions to owneroccupants and mission-driven entities instead of large investors, 50% of mortgage notes secured by vacant HUD-held properties were sold to non-profit organizations in a recent sale, rather than investors. This compares to just 10% in a typical sale. FHA and the Enterprises, at the direction of FHFA, have extended the period during which available real-estate owned (REO properties) are only made available to owner-occupants and non-profit organizations to 30 days. Large investors are only permitted to submit bids after that period. Encouraging use of CDBG for local acquisition and local sales to owner-occupants and mission-driven entities. HUD also will provide technical assistance and update guidance on the “Use of CDBG Program Funds in Support of Housing” to promote acquisition, homeownership assistance, conversion of existing structures into rental housing and “starter” homes, housing counseling, and rehabilitation and reconstruction.

Addressing Other Constraints to Supply: Materials Costs and Labor Supply During the pandemic, the price of goods used in residential construction has increased, squeezing already-tight project budgets, and delaying completions. And even before, there has been limited adoption of potentially cost-saving, off-site building techniques used widely in other countries. Additionally, labor supply challenges in construction have made it harder for affordable housing developers to recruit and retain workers. In the months ahead, the Administration is committed to working with the private sector to address near-term constraints to supply and production – with the goal of achieving the most completed housing units in a single year in 15 years. page 22

These actions build on the strategy that the Administration has proposed and continues to call on Congress to pass: Recruiting more workers into good-paying construction jobs. The House-passed reconciliation bill included funding for increasing the number of Registered Apprenticeships for career technical education, as well as for pre-apprenticeship programs like JobCorps and YouthBuild, which would increase the pipeline of construction workers. The President’s Budget includes a 50% increase in funding for Youth Build, invests $303 million to expand Registered Apprenticeships and $100 million for a new Sectoral Employment through Career Training for Occupational Readiness program, which will support training programs focused on growing industries, like construction. Additionally, the $1.2 trillion for training in the Bipartisan Infrastructure Law is creating good paying union jobs, many of them in construction. In addition, the Administration continues to call on Congress to pass comprehensive immigration reform, while the Administration acts administratively to accelerate visa processing and other improvements to our immigration system.

www.ncbia.com

June 2022


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page 23


EYE ON HOUSING

GAINS FOR Custom Home Building BY ROBERT DIETZ

N

AHB’s analysis of Census Data from the Quarterly Starts and Completions by Purpose and Design survey indicates custom home building posted a year-over-years gain for the first quarter of 2022. There were 46,000 total custom building starts during the first quarter of the year. This marks a 28% increase from the first quarter of 2021. Over the last four quarters, custom housing starts totaled 205,000 units, a 13.9% gain from the prior four-quarter total.

After some market share declines due to a rise in spec building post-covid, the market share for custom homes is increasing. As measured on a one-year moving average, the market share of custom home building, in terms of total single-family starts, increased to 18%. This is nonetheless down from a cycle high of 31.5% set during the second quarter of 2009. Note that this definition of custom home building does not include homes intended for sale, so the analysis in this post uses a narrow definition of the sector. It represents home construction undertaken

page 24

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June 2022


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page 25



EYE ON HOUSING

NEW SINGLE-FAMILY HOMES

Size Trends

A

BY: ROBERT DIETZ

n unexpected impact of the virus crisis is a need for more residential space, as people use homes for more purposes including work. According to first quarter 2022 data from the Census Quarterly Starts and Completions by Purpose and Design and NAHB analysis, median single-family square floor area inched down to 2,310 square feet. Average (mean) square footage for new singlefamily homes decreased to 2,512.

Since Great Recession lows (and on a one-year moving average basis), the average size of new single-family homes is now 6.3% higher at 2,537 square feet, while the median size is 10% higher at 2,318 square feet. Home size rose from 2009 to 2015 as entry-level new construction was constrained. Home size declined between 2016 and 2020 as more starter homes were developed. Going forward we expect home size to continue to increase modestly, given a shift in consumer preferences for more space due to the increased use and roles of homes (for work among other purposes) in the post-Covid-19 environment.

page 27

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May 2022



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June 2022


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2022

CALENDAR

OF EVENTS

NATIONAL HOMEOWNERSHIP MONTH 17

Friday 11:30 AM

GENERAL MEMBERSHIP MEE TING & COOKOUT

Membership Event

Tuesday & Wednesday

OHBA Summer Board Meeting

Membership Event

4

Monday

INDEPENDENCE DAY | OFFICE CLOSED

7

Thursday 5:00 - 7:00 PM

Member Mixer

13

Wednesday 3:00 & 5:00 PM

E XECUTIVE COMMIT TEE & BOARD MEE TINGS

27

Wednesday 5:30 - 7:00 PM

21-22

4

Thursday TBD

18

Thursday 5:00-7:00 PM

Pogie’s Clubhouse, Amherst

Dublin, OH

Social Event

Hop Brothers Brewing North Ridgeville

Auditor’s Meeting

The Orchid Room @ Miller Nature Preserve, Avon

GOLF CL ASSIC

Board

Informational Event

Membership Event

Sweetbriar Golf Course, Avon Lake

Member Mixer

Social Event

Pogie’s Clubhouse, Amherst

20

Saturday 1:00 PM

SOF TBALL GAME & FAMILY PICNIC

Membership Event

24

Wednesday 4:30 - 6:30 PM

Elected Officials Reception

Membership Event

Amherst Twp. Park, Amherst Twp.

Parker’s Grill & Tavern, Avon Lake

NATIONAL MEMBER APPRECIATION MONTH 5

Monday

L ABOR DAY | OFFICE CLOSED

14

Wednesday 3:00 & 5:00 PM

E XECUTIVE COMMIT TEE & BOARD MEE TINGS

24

Saturday TDB

CL AMBAKE

Board

Social Event

Rev. 6/15/2022


CAREERS IN CONSTRUCTION MONTH 19

Wednesday TBD

GENERAL MEMBERSHIP MEE TING & ELECTION NIGHT

Membership Event

Ahern’s Banquet Center, Avon Lake

SPIKE APPRECIATION MONTH 9

Wednesday 3:00 & 5:00 PM

E XECUTIVE COMMIT TEE & BOARD MEE TINGS

15

Tuesday

OHBA FALL BOARD

24

Thursday

THANKSGIVING | OFFICE CLOSED

15

Thursday TBD

UGLY SWE ATER MIXER

26

Monday

CHRISTMAS (OBSERVED) OFFICE CLOSED

Board

State Event

Social Event

Rev. 6/15/2022


OHBA EXECUTIVE VP COLUMN

AUGUST Primary Election

I know it seems we just experienced a grueling May primary for the US Senate. However, due to a new constitutional framework for adopting legislative districts and political freewheeling, the redistricting had trouble getting the Ohio Supreme Court to accept districts to comply with population changes. For decades states had to adopt state legislative and congressional districts to comply with apportionment rules to comport with population changes. This is a major advantage for the party in power so to draw districts in their favor. However, a constitution change imposed new rules to be observed. Despite four maps the Supreme Court threw out the state maps, but the congressional maps slipped by on a technicality. It appears a Federal Court challenge will set the stage for an August primary. That will be a relief as all 99 members of the House and half the Senate must be chosen this November. As we expect the duration of the feds order will only be effective for the current two years the districting process will likely be empaneled next year to draw maps for remaining two years or until the next ten-year census to complete.

by Vincent J. Squillace, CAE, OHBA Exec. VP

Otherwise, the legislature will likely meet infrequently, if at all, through the fall. Our Summer Board Meeting is set for June 21st in Columbus. Our board meetings present the best opportunity to learn about OHBA activities and a chance to meet members from around Ohio. We have been working the halls of state government trying to do our part to ease the housing crisis. There is a lot at stake for the industry as we seek and advocate for the best solutions to serve us all in Ohio. Contact OHBA for information at (800)282-3403. Hope to see you at our meeting.

page 36

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June 2022


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LEGISLATIVE REVIEW

JUNE 2, 2022, REPORT #9 LEGISLATIVE UPDATE LOTS OF ACTIVITY AS THE LEGISLATURE WRAPS UP In the final session days for the House and Senate on Wednesday, both chambers went late into the night finalizing numerous pieces of legislation before breaking for summer recess. Tensions were high as there were heated discussions on both sides of various issues, including armed school personnel, knife regulation, and transgender participation in sports. Those were just a few of the slew of bills passed during the marathon session which also included the $3.51 billion capital funding bill, and language OHBA supported to prohibit local governments across the state from capping or setting residential rental rates. The 99 House members and half the Senate members will now turn their focus to the recently solidified August 2nd primary election. RENT CONTROL AMENDMENT SENT TO GOVERNOR IN FINAL HOURS In the late hours, both the Senate and House passed Substitute HB 430, which included an amendment to prohibit local governments from imposing rent controls. OHBA joined a coalition led by the Ohio Realtors, and included the Ohio Apartment Association, Columbus Partnership, among others that successfully pursued passage of the amendment. The amendment clarifies and expands upon current statute to expressly preempt rent control and rent stabilization measures across the state. A local realtor gave insightful testimony as the bill’s final hearing in the Senate earlier in the week. The testimony can be found at the following link. file:///C:/Users/Kris/Downloads/HB430-BuffiePatterson-RentTestimony.pdf OHBA MEMBER, MIKE SIMKO, TESTIFIED IN OPPOSITION TO THE ELEVATOR LAW LEGISLATION Residential elevator contractor and OHBA member, Mike Simko of Access Solutions, Inc., testified again in the Senate General Government Budget Committee explaining his opposition stems largely from language in the bill on vertical platform lifts. "To that end, the current language of the proposed bill would roll us into training and licensing requirements focused on commercial elevators because of one type of equipment currently written into the bill: vertical platform lifts," he said. Mr. Simko called for the language to be removed from the bill and said any licensing requirement should apply only to commercial elevators. He went on to warn that the licensing requirements in the bill will harm small businesses across Ohio. The video of his testimony to the Senate Committee can be viewed at the following link at minute 53:45. https://ohiochannel.org/video/ohio-senate-general-government-budget-committee-5-17-2022 BOARD OF BUILDING STANDARDS ASKS OHBA FOR FEEDBACK ON BUILDING DEPARMENT RULES The Chairman and members of the Ohio Board of Building Standards (BBS) are taking a fresh look at the rules and procedures governing Ohio’s building officials and building codes. To that end, they have reached out to stakeholders to hear comments/suggestions on addressing building department staffing shortages and the ability of departments to provide code enforcement services. The BBS invites input on proposed changes to the certification and code administration rules, training programs, promotion of shared services and intergovernmental cooperation, recognition of 3rd party and/or expanded special inspection programs and best practices from jurisdictions from around the country. The BBS reached out to OHBA to help the Board obtain valuable feedback/suggestions from entities such as, private developers, and contractors as they are being impacted by the same issues facing building departments. Please feel free to share any feedback with OHBA to pass along to the BBS. page 38

www.ncbia.com

June 2022


JUNE 6, 2022, REPORT #10 THE LEGISLATURE WRAPS UP; FOCUS ON AUGUST 2ND PRIMARY After an action-packed week, both the House and Senate wrapped up their business before breaking, potentially until after the general election in November. The 99 House members and half the Senate members will now turn their focus to the recently solidified August 2nd primary election. OHBA is currently reviewing the new districts, along with the filings for who is running for the seats up for grabs in August. Please contact OHBA with any questions. RENT CONTROL AMENDMENT LIKELY TO BE SIGNED BY GOVERNOR Given recent events in the General Assembly and the difficulty in crafting and passing a measure that many would see as a serious challenge to local home rule powers, it was a remarkable effort that was accomplished in just over a month’s time. The amendment clarifies and expands upon current statute to expressly preempt rent control and rent stabilization measures across the state. On Wednesday, June 1, the Senate put House Bill 430 up for a floor vote, where it passed 25-6 on party lines. The bill was then sent to the House, which voted to concur by a vote of 55-28. The bill now heads to the Governor for signature. Once he receives it, which may take a couple of days, he will have 10 days to (1) sign the bill; (2) allow the bill to become law without his signature; or (3) veto. We expect he will the sign the bill. Upon his signature, the bill will become effective in 90 days. HOUSING TOPICS FOR CONTINUED DISCUSSION As the legislature breaks for summer, OHBA will continue to have discussions on housing and prepare for the House and Senate’s return. SB 329 Property Tax, sponsored by Senator Schuring, would authorize certain subdivisions to designate areas within which certain residential property is wholly or partially exempted from property taxation. Senator Schuring has been very supportive of OHBA efforts, and plans to push for his bill, as well as more in-depth discussions on what can be done for housing. Additionally, OHBA will continue to engage both the legislature and executive branch on items suggested up by current OHBA President, Charles Ruma. All of these topics and more will be discussed in greater detail at the upcoming OHBA Summer Board Meeting being held June 21st in Columbus. SUMMER BOARD OF TRUSTEES MEETING Now is the time to sign-up for OHBA’s Summer Board of Trustees Meeting – June 21st. The meeting will take place in Dublin at the brick house blue. We have a nationally known economist Dr. Ted Jones as a guest speaker. Detailed information has been emailed.

June 2022

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awards

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Call REV. 6/15/2022

Rev. 10/19/2021

for

Entries


Why Enter? ◊ Circle of Excellence celebrates the top projects completed by the builders, remodelers, and associates of the North Coast Building Industry Association (NCBIA). ◊ Winning a Circle of Excellence award allows your company to advertise to consumers as an “awardwinning” company.

Eligibility ◊ The candidate must be a NCBIA member in good standing. ◊ Entry must have been created, produced, or marketed between November 1, 2021 and October 31, 2022.

Entry Preparation ◊ Complete entry must be received by the NCBIA no later than November 30, 2022. There will be no exceptions to entry deadline. ◊ Entry may be submitted via email with one attachment of required items, or in a binder delivered to the NCBIA ◊ Payment of the entry fee must accompany entry. ◊ Each entry must be sent separately, clearly marked with what category it is for and who is submitting it.

AWARD CATEGORIES BUILDER OF THE YEAR Entry Fee: $75 Entry Requirements: ◊ Candidate must be a full-time builder. ◊ Please submit a paragraph explaining why you (or the person you are nominating) deserves this award. Community Involvement: ◊ Provide a list of community events that your company was involved in. Customer Service: ◊ Provide two testimonials from homeowners whose homes you have completed within the contest time frame. Marketing: ◊ Provide a set of plans (front elevation & plans) without identifying your company name or location of home. ◊ Submit photos of front elevation, kitchen, master suite and one room of choice. ◊ Include an explanation of why this is your most impressive project during this time frame. ◊ Include a photo of Builder.

Page 1 of 6 INFO


Entry Fee: $75

REMODELER OF THE YEAR

Entry Requirements: ◊ Please submit a paragraph explaining why you (or the person you are nominating) deserves this award. Community Involvement: ◊ Provide a list of community events that your company was involved in. Customer Service: ◊ Provide two testimonials from homeowners or business owners whose projects you have completed within the contest time frame. Marketing: ◊ Submit four photos (before and after) of your most impressive project. ◊ Include an explanation of why this is your most impressive project during this time frame. ◊ Include a photo of Remodeler.

Entry Fee: $75

ASSOCIATE OF THE YEAR

Entry Requirements: ◊ Candidate must be a member in good standing of the NCBIA. ◊ Please submit a paragraph explaining why you (or the person you are nominating) deserves this award. NCBIA Involvement: ◊ List committee(s) on which you have served. ◊ List special events with which you were involved. Community Involvement: ◊ Provide a list of community events that your company was involved in. Marketing: ◊ Provide 2 testimonials from ◊ Include photo of Associate.

customers.

BEST PRODUCTION HOME Best Single-Family Product Design Under 2,000 square feet 2,001-3,000 square feet 3,001-4,000 square feet Over 4,000 square feet

Best Condo/Cluster Product Design Under 2,000 square feet 2,001-3,000 square feet 3,001-4,000 square feet Over 4,000 square feet

Entry Fee: $75 per entry Entry Requirements: ◊ Submit one copy of the plan. ◊ Submit color photo of each: exterior, main living area, master suite, kitchen, and rooms/area of your Page 2 of 6 INFO


choice. ◊ Brief description of the project.

BEST CUSTOM HOME Entry Fee: $75 per entry Entry Requirements: ◊ Submit one copy of the plan. ◊ Submit color photo of each: exterior, main living area, master suite, kitchen, and rooms/area of your choice. ◊ Brief description of the project. Best Single-Family Custom Home Under 2,000 square feet 2,001-3,000 square feet 3,001-4,000 square feet Over 4,000 square feet

Categories:

BEST LANDSCAPE DESIGN

◊ Best Residential Landscape ◊ Best Commercial Landscape Entry Fee: $75 per entry Entry Requirements: ◊ Submit before and after photo(s). ◊ Brief description of the project.

BEST COMMUNITY Categories: ◊ Best Single-Family Community ◊ Best Cluster/Condo Community Entry Fee: $75 per entry Entry Requirements: ◊ Submit description of community. ◊ Submit plat. ◊ Include photo of entrance (with signage if any).

Page 3 of 6 INFO


BEST SUPERINTENDENT/PRODUCTION MANAGER Entry Fee $75 ◊ Describe the primary responsibilities of the nominated person. ◊ Explain why this person should be recognized.

BEST ACHIEVEMENT IN NEW HOME SALES Categories: Bronze Award Silver Award Gold Award Platinum Award

$1,000,000-$2,000,000 $2,000,001-$5,000,000 $5,000,001-$10,000,000 $10,000,001 and over

Entry Fee: $75 per entry Entry Requirements: ◊ ◊ ◊ ◊

Must be a salesperson representing a builder. Must be new home construction sales. Total volume closed transactions between November 1, 2021 and October 31, 2022. All entry forms must be validated by the builder with list of transaction, total volume of transaction and date transaction closed. ◊ Include photo of Salesperson.

BEST MARKETING Builder Categories Best Marketing Piece (online or print Ad, Brochure, Flyer, Newsletter) Best Website

Associate Categories Best Marketing Piece (online or print Ad, Brochure, Flyer, Newsletter) Best Website

Entry Fee: $75 per entry Entry Requirements: ◊ Submit copy of marketing piece

BEST KITCHEN REMODEL Entry Fee: $75 per entry Entry Requirements: ◊ Submit before and after photo(s). ◊ Brief description of the project. Under $50,000 $50,001 - $100,000 Over $100,000

Page 4 of 6 INFO


BEST BATHROOM REMODEL Entry Fee: $75 per entry Entry Requirements: ◊ Submit before and after photo(s). ◊ Brief description of the project. Under $25,000 $25,001 - $50,000 Over $50,000

BEST BASEMENT REMODEL Entry Fee: $75 per entry Entry Requirements: ◊ Submit before and after photo(s). ◊ Brief description of the project. Under $50,000 $50,001 - $100,000 Over $100,000

BEST ADDITION Entry Fee: $75 per entry Entry Requirements: ◊ Submit before and after photo(s). ◊ Brief description of the project. Under $50,000 $50,001 - $100,000 Over $100,000

BEST COMMERCIAL BUILD Entry Fee: $75 per entry Entry Requirements: ◊ Submit one copy of the plan. ◊ Submit color photo of each: exterior & up to 4 interior photos. ◊ Brief description of the project. Under 3,000 square feet Over 3,000 square feet

Page 5 of 6 INFO


BEST COMMERCIAL REMODEL Entry Fee: $75 per entry Entry Requirements: ◊ Submit before and after photos. ◊ Brief description of the project. Under $150,000 Over $150,000

Page 6 of 6 INFO


Register for Your Categories Today!

Important Dates: • Deadline for Entry Forms: Tuesday, November 15, 2022 • Deadline to Upload Entries Online: Monday, November 8, 2022 • Award Ceremony: Saturday, January 7, 2023 Once entry form is received, information on how to upload your entries will be emailed to you. Company Name (as you would like it to appear on an award): ___________________________________ Contact Person:________________________________________________________________________ Address:______________________________________________________________________________ City, State & Zip:_______________________________________________________________________ Email address:_________________________________________________________________________ # of Entries___________ X $75 per entry = Total Amount Due:__________________________________ Check Enclosed Made Payable to NCBIA

Send Invoice

Pay by Credit Card Credit Card Authorization Name on Card: ________________________________________________________________________ Billing Address: ________________________________________________________________________ Card Number: _________________________________________________________________________ Expiration: CRV: _______________________________________________________________________ Signature: ____________________________________________________________________________ If you would rather call me with credit card information – 440-289-4284 - Judie

or email (judiencbia@gmail.com) by Tuesday, November 15, 2022

Page 1 of 3 Registration


Company Name: ______________________________________________ Contact Person: _______________________________________________ Entries: Please check the categories below that you are entering.

□ BUILDER OF THE YEAR □ REMODELER OF THE YEAR □ ASSOCIATE OF THE YEAR BEST PRODUCTION HOME – SINGLE FAMILY PRODUCT DESIGN Under 2,000 square feet 2,001-3,000 square feet 3,001-4,000 square feet Over 4,000 square feet

□ □ □ □

BEST PRODUCTION HOME – BEST CONDO/CLUSTER PRODUCT DESIGN Under 2,000 square feet 2,001-3,000 square feet 3,001-4,000 square feet Over 4,000 square feet

□ □ □ □

BEST CUSTOM HOME - BEST SINGLE-FAMILY CUSTOM HOME Under 2,000 square feet 2,001-3,000 square feet 3,001-4,000 square feet Over 4,000 square feet

□ □ □ □

BEST LANDSCAPE DESIGN Best Residential Landscape Best Commercial Landscape

□ □

BEST COMMUNITY Best Single-Family Community Best Cluster/Condo Community

□ □ □

BEST SUPERINTENDENT/PRODUCTION MANAGER

Page 2 of 3 Registration


BEST ACHIEVEMENT IN NEW HOME SALES Bronze Award $1,000,000-$2,000,000 Silver Award $2,000,001-$5,000,000 Gold Award $5,000,001-$10,000,000 Platinum Award $10,000,001 and over

□ □ □ □

BEST ADVERTISEMENT - BUILDER CATEGORIES Best Marketing Piece (Ad, Brochure, Flyer, Newsletter) Best Website

□ □

BEST ADVERTISEMENT - ASSOCIATE CATEGORIES Best Marketing Piece (Ad, Brochure, Flyer, Newsletter) Best Website

□ □

BEST KITCHEN REMODEL Under $50,000 $50,001 - $100,000 Over $100,000

□ □ □

BEST BATHROOM REMODEL Under $25,000 $25,001 - $50,000 Over $50,000

□ □ □

BEST BASEMENT REMODEL Under $50,000 $50,001 - $100,000 Over $100,000

□ □ □

BEST ADDITION Under $50,000 $50,001 - $100,000 Over $100,000

□ □ □

BEST COMMERCIAL BUILD Under 3,000 square feet Over 3,000 square feet

□ □

BEST COMMERCIAL REMODEL Under $150,000 Over $150,000

□ □

Company Name: ___________________ Contact Person: ____________________ Page 3 of 3 Registration


Exclusive Entertainment Discounts! Members have access to huge savings on nationwide entertainment through MemberDeals. Find exclusive discounts, special offers, preferred seating, and tickets to top attractions, theme parks, shows, sporting events, hotels, and much more. • Save up to 40% on Top Theme Parks Nationwide

• Huge Savings on Disney & Universal Studios Tickets

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• Preferred Access Tickets™ Find great seats to your favorite concerts, sports and more!

• Save up to 40% on Top Las Vegas & Broadway Show Tickets

Please visit https://memberdeals.com/nahb/?login=1


THANK YOU SPIKES! Our SPIKES are Our FOUNDATION

STATESMAN SPIKE (500-999 SPIKE CREDITS) Bob Yost......................... Dale Yost Construction............................... 676.75 Mary H. Felton............. Guardian Title.............................................. 516.00 SUPER SPIKE (250-499 SPIKE CREDITS) Terry Bennett................. Bennett Builders & Remodelers................. 300.75 Jack Kousma................. Kousma Insulation...................................... 280.00 Chris Majzun Jr. ........... Majzun Construction Co............................. 263.50 ROYAL SPIKE (150-249 SPIKE CREDITS) Bill Perritt...................... Perritt Building Co...................................... 225.50 Sara Majzun......................Majzun Construction Co............................. 209.00 Bucky Kopf.................... Kopf Construction Corp............................. 203.00 Jeff Hensley................... Lake Star Building & Remodeling............ 181.75 Randy K. Strauss.......... Strauss Construction................................... 179.50 Tom Lahetta.................. Tom Lahetta Builders.................................. 165.50 RED SPIKE (100-149 SPIKE CREDITS) Dave Linna Sr................ Linna Homes & Remodeling..................... 137.50 Ryan Puzzitiello............ Parkview Homes.......................................... 130.55 Jason Scott..................... North Star Builders...................................... 118.25 Thomas Caruso............. Caruso Cabinets........................................... 112.25 Patrick Shenigo............. ShenCon Construction, LLC...................... 107.00 Chris Majzun Sr............ Majzun Construction Co............................. 106.50 Tom Sear........................ Ryan Homes................................................. 101.25 GREEN SPIKE (50-99 SPIKE CREDITS) Jim Sprague................... Maloney & Novotny, LLC.......................... 94.00 Chris Mead.................... Maloney & Novotny, LLC.......................... 77.00 Aaron Kalizewski......... Grande Maison Construction..................... 68.50 Tim Conrad................... Graves Lumber............................................ 67.00 Ray Allen Thom............ Thom Concrete ............................................ 59.50 Jeremy Vorndran.......... 84 Lumber..................................................... 55.00

LAWN CARE MANAGEMENT, LLC

Michael Bierek

(440) 309-8802 mdblawncare@yahoo.com

LIFE SPIKE (25-49 SPIKE CREDITS) Liz Schneider................ Dollar Bank................................................... 44.50 Steve Schafer................. Schafer Development.................................. 30.50 John Daly....................... Network Land Title..................................... 26.50 BLUE SPIKE (6-24 SPIKE CREDITS) Chris Collins................. Carter Lumber.............................................. 16.00 Ken Cassell.................... Cassell Construction.................................... 13.50 Dave LeHotan............... All Construction Services........................... 10.00 John Blakeslee............... Blakeslee Excavating, Inc............................ 10.00 Mike Warden................. Huntington................................................... 10.00 Ashley Oates................. Cambria......................................................... 9.00 Steve Fleming............... Shamrock Development............................. 9.00 Mike Chambers............ Charles, Morgan & Company.................... 8.50 Mark McClaine............. 84 Lumber..................................................... 8.00 John Toth....................... Floor Coverings International.................... 8.00 Scott Kosman................ Lakeland Glass............................................. 7.50

Tim Hinkle..................Green Quest Homes................................ 6.50 Lindsay Yost Bott.......... Dale Yost Construction............................... 6.00 Jim Tipple...................... Maranatha Homes....................................... 6.00

June 2022

www.ncbia.com

page 51


RingCentral At a time where virtual and remote communication is more crucial than ever, there has never been a better time to upgrade your business communication system to RingCentral. NAHB members receive:

General Motors

• 20% off RingCentral MVP (Message, Video, Phone) with 2-year

agreement • $50 off phones and other hardware • 24/7 dedicated, lifetime RingCentral support • Savings up to 60% on your communications platform

New GM print ads for you to share with your members. Let your members know they can stack their savings on purchase or lease select GM vehicles with NAHB $500 Private Offer.

Let RingCentral help simplify your communication through one, unified collaboration platform. Call 1-800-417-0930 to get started, or visit us online: www.ringcentral.com/nahb. LEARN MORE

LEARN MORE

Dell Technologies

ODP Business Solutions NAHB Office Depot® Member Benefits Program, previously Office Depot Business Solutions Division, has been rebranded to ODP Business Solutions™. Now a B2B-focused company serving small, medium and enterprise level companies. Your members now need to register for an account instead of utilizing the discount cards, Register here: https:// community.officedepot.com/ GPOHome?id=18922618

Utilize the new Dell ads to promote Member Savings to your members. Dell's user friendly link and ads can help members save for their business.

LEARN MORE

Vehicle Proof of Membership Forms `Inform your members to obtain their Proof of Membership Forms before going to the dealership. Members Print Forms Themselves Members can print off their Proof of Membership Forms directly at:

LEARN MORE

• www.nahb.org/GM • www.nahb.org/NISSAN Any issues logging-in, contact NAHB Helpdesk at 202-266-8313; nahbsupport@nahb.org.

American Express Business Platinum ® Card

Eligible NAHB members can earn 175,000 Membership Rewards® points after they spend $30,000 on eligible purchases on the Card in the first three months of Card Membership. Terms apply.

Forms EOs Can Use Click below to download Proof of Membership Forms the EO can fill out and provide to members: • GM • NISSAN LEARN MORE

LEARN MORE

page 52

www.ncbia.com

June 2022



Developing a safety program Developing an effective safety program is key to a healthy workplace for your employees and your bottom line. Not only are there costs associated with injuries but there are other affected areas such as employee morale and potential violations that could result in expensive fines. The benefits of implementing an effective safety program, according to OSHA, include: • • • • • •

Prevent workplace injuries and increase employee morale Improve compliance with laws and regulations, Reduce costs, including potentially significant reduction in workers’ compensation premiums Engaged workers Enhanced social responsibility goals Increased productivity and better overall business operations

It may seem like a daunting task to create a safety and health program but if you break it down, it will be much easier to develop. A successful safety program is built around key elements. Some of the key elements when creating a safety program include: 1. 2. 3. 4. 5. 6. 7.

Management leadership/employee participation and commitment to safety a. Commitment and participation demonstrate the need for a strong and effective safety program from all levels of management. Learn the requirements for your industry a. There are many requirements and regulations that pertain to industry and knowing which ones relate to your organization is key to efficiency and effectiveness. Hazard identification, assessment, control and prevention a. Workplace hazard assessment should be a team effort between employers and employees. b. Once identified, come up with a strategy to eliminate or minimize these hazards. Education and training for the workforce a. Always educate and train employees about the hazards, how to identify them and how to report them. Injury and illness tracking a. Tracking your injuries and illnesses and near misses will help uncover hazardous situations. Program review and updating a. Never stop evaluating the workplace for hazards. Successful safety programs are an ongoing process. Communication with outside organizations a. Outside vendors, contractors and temporary employees need to understand the safety program to ensure a healthy workplace.

Creating an effective safety program needs to included involvement from all levels of management. It goes beyond just writing it up, but includes a thorough review of hazard evaluation, hazard control and employee training. Continuing to be successful with a safety program is an ongoing process. Remember, do not try to do it all at one time. It will take time! For more information, please contact Sedgwick’s Andy Sawan at 330.819.4728 or andrew.sawan@sedgwick.com


Premium installment & true-up reporting for private employers Employers must pay premiums timely to the Ohio Bureau of Workers’ Compensation (BWC) to receive and maintain workers' compensation coverage. Through the year, employers have been making premium installment payments based on estimated payroll. As we near the conclusion of the 2021 policy year (July 1, 2021 through June 30, 2022), BWC will be requiring all employers to reconcile (“true-up”) the payroll that was used to estimate their premium with their actual payroll for the policy year.

Important reminders BWC mailed 2022 estimated annual premium notices along with your installment schedule around May 1, 2022. •

If you expect your payroll to change during the 2022 rating year from the estimate provided, you can call BWC at 800-644-6292 and request a change to your payroll and installment schedule.

Failure to make installment payments based on the installment schedule can result in lapses in coverage, therefore make sure installment payments are paid by the due dates as noted on the installment schedule. The first installment payment will be due by mid/late June 2022.

If you pay your full 2022 premium by the June installment due date, you can earn a 2% Early Payment Discount. There is no need to switch to an annual installment, but the premium must be paid in full by the due date. BWC will issue the 2% refund the following month.

BWC will mail notices regarding the July 1, 2021 through June 30, 2022 true-up around July 1, 2022. True-up reporting and payment is due by August 15, 2022. •

Failure to true-up and pay any additional premium will result in your policy being removed from all discount and rebate programs and it will remain ineligible for discounts and rebate in future years.

Employers can receive a rebate for paying premiums and completing true-up online with BWC's Gogreen Rebate Program. If you have any questions regarding premium installments or the true-up process, contact our Sedgwick program manager, Robert Nicoll, at 330-418-1824 or robert.nicoll@sedgwick.com.


Distance Learning in June 2022 FOR DISTRIBUTION TO GROUP RATING MEMBERS AND BUSINESS COMMUNITY BWC is hosting a number of occupational safety and health webinars and virtual classes in June. For detailed information and to learn how to register, view this flyer.

Webinars - presented live with BWC discount program and continuing education credit: •

Safety Training for New Employees (June 28)

• • •

Scaffolding Safety Workshop (June 27-28) Ergonomic Basic Principles (June 28-29) Confined Space Assessment and Work (June 29-30)

Bloodborne Pathogens, Developing a Safety Culture, OSHA Recordkeeping 101 and others

Virtual classes

Online E-Courses

For more information or assistance, email dshcc@bwc.state.oh.us.

Ohio Bureau of Workers’ Compensation

page 56

Vision: To transform BWC into an agile organization driven by customer success. Mission: To deliver consistently excellent experiences for each BWC customer every day. Core Values: One Agency, Personal Connection, Innovative Leadership, Relentless Excellence

www.ncbia.com

June 2022


Special Association Discount for the North Coast Building Industry Association

SuperFleet Mastercard®

Association Fueling Program A fuel card program designed with associations in mind. EARN AN ADDITIONAL 25¢ PER GALLON!†

• Save 5¢ per gallon at Speedway locations* • Over 3,400 fueling locations in the U.S. • Over 175,000 locations nationwide that accept Mastercard cards** • Custom card controls and increased security • Online reporting and account management

CUSTOMER NAME VEHICLE DESCRIPTION VEHICLE IDENTIFICATION

Call Holden Moll at 1-760-918-5933 or email holden.moll@fleetcor.com to start earning your association savings! Earn Speedy Rewards on eligible purchases at Speedway.

Be sure to reference the North Coast Building Industry Association for your special 25¢ discount.

†Limited time offer valid for new Speedway SuperFleet Mastercard applications received from 3/7/2022 through 12/31/2022. New approved accounts will earn 25 cents per gallon rebate on Speedway fuel purchases in the first three months after account setup. Rebates are cents per gallon based on the number of gallons purchased at Speedway locations per calendar month. The maximum promotional rebate in any one-month period, regardless of billing terms, is $500. Rebates are subject to forfeiture if account is not in good standing.

*Rebates are cents per gallon based on the number of gallons purchased at Speedway locations per calendar month. Rebates will be reflected on your billing statement in the form of a statement credit. Not valid on aviation, bulk fuel, propane or natural gas purchases. Rebates are subject to forfeiture if account is not in good standing. Program pricing is subject to change any time beginning 12 months after sign-up. **Please see Client Agreement – at www.fleetcor.com/terms/superfleet-mc – for rate, fee and other cost and payment information. Fuel purchases at locations other than Speedway locations are subject to an out-of-network transaction fee. The SuperFleet Mastercard® is issued by Regions Bank, pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. © 2022 FLEETCOR, P.O. Box 1239, Covington, LA, 70434.


If any current member refers another business, that member will receive a $50.00 credit to their billing statement once the new business they referred begins to fuel at Speedway. PLEASE NOTE TO BE ELIGABLE ALL APPLICANTS MUST GO THROUGH YOUR ASSOCATION REP FOR SPEEDWAY HOLDEN MOLL. JUST HAVE YOUR NEW MEMBER TELL HOLDEN WHO RECOMMENDED THEM. Holden F Moll Site Management Team o.760.918.5933 c. 442.291.9833 fax 760.918.5932 1902 Wright Pl Ste. 200 Carlsbad, CA 92008 Holden.moll@fleetcor.com


SuperFleet Mastercard Program Application FAX Application to 1-760-918-5932 or email to holden.moll@fleetcor.com For more information contact Holden Moll at 1-760-918-5933

BUSINESS INFORMATION (Required) Please tell us about your business: Legal Company Name (limit to 28 characters)*

Primary Fleet Contact First Name*

Subsidiary or DBA (limit to 20 characters)

Last Name*

Title*

Account Security Code (For Card Activation & Customer Service) – 5 NUMBERS*

Card Delivery Street Address 1 (No PO Boxes)*

Business Phone #*

Cell Phone #

Fax#

Card Delivery Street Address 2

Type of Business*

Years in Business*

Full Time Employees*

City*

State*

Estimated Monthly Charges/Spending ($)*

Estimated Monthly Gallons*

Company Billing Street Address 1 (If Different Than Card Delivery Address)

# of Vehicles*

# of Cards Needed

Company Billing Street Address 2

FederalTax ID #*

City

ZIP*

State

ZIP

# of Drivers

Statement Delivery Method:

Electronic

Paper

Email Address*:

Type of Organization*: o Sole Proprietorship

o Partnership

o Public Corporation

o Private Corporation

o Non-Profit

 Government & Education

Authorized Signature Required (Representative acknowledges receiving fuel pricing and payment terms)

 LLC

 LLP

Initial Here:

Please Read Carefully: FleetCor Technologies Operating Company, LLC (“FleetCor”) operates the SuperFleet Mastercard product. This application is made to FleetCor. By signing this application, Customer authorizes FleetCor to check Customer’s credit references and the information on this application and to obtain consumer or commercial credit reports to check Customer’s credit standing, both for this application and for the updates of Customer’s credit file and renewals of Customer’s SuperFleet Mastercard card(s). Customer acknowledges that this application is subject to approval and acceptance of Customer by FleetCor in Louisiana. If this application is approved, then Customer will be notified of its available credit/spend limit, and Customer will not allow its unpaid account balance to exceed its credit limit. Customer agrees that Louisiana law governs the terms and conditions of the SuperFleet Mastercard card(s), which terms and conditions will accompany the card(s) if this application is approved ("Card Terms"). Customer’s accepting, signing, or using any SuperFleet Mastercard card(s) will constitute Customer’s acceptance of those terms and conditions including, without limitation, Customer’s unconditional obligation to pay for all use of SuperFleet Mastercard cards provided to Customer and all use of Customer’s account each billing cycle, as well as all interest, fees and costs associated with such cards and account. The account is not a revolving credit account. Customer agrees that any liability arising or resulting from the misuse, unauthorized use, loss or theft of any one or more of the cards issued or of Customer’s account shall be fully borne, assumed and paid by Customer except as provided by applicable law and the Card Terms. Customer also agrees that Customer will exclusively use the SuperFleet Mastercard card(s) for commercial purposes and understands that Customer’s card(s) may be canceled if Customer uses them for personal, family, or household purposes. In the event that Customer’s account is turned over to a collection agency or an attorney for collection, Customer agrees to pay all such costs, fees and expenses of such agency or attorney, including, without limitation, court costs and out-of-pocket expenses. By signing below, Customer confirms that everything it has stated in this application is correct and that the signing authorized representative is duly authorized to enter this relationship on behalf of customer.

I agree to theTerms of this Application (Please check box) o Print Name* (Authorized Representative)

Signature* (Authorized Representative)

Title:

Telephone #:

Date*:

BUSINESS OWNER/ACCOUNT PRINCIPAL Required for all businesses excluding public corporations, non-profits, governments and educational institutions. Required for all persons owning 25% or more of business. Please use the Appendix to record additional owners. Principal First Name

Middle Initial

Principal Street Address (No PO Boxes)

City

Last Name

Signature (Principal)

Social Security #

State

Date of Birth

Zip

Home Phone #

Does this person have significant responsibility for managing the legal entity listed above?

Yes 

Cell Phone #

No 

***OFFICE USE ONLY*** Market:

Rep ID:

Rep Name:

ATS Code (last 4 digits):

*Required Field

The SuperFleet Mastercard® is issued by Regions Bank, pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated.