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North Coast Building Industry Association (NCBIA) BUILDER newsletter is the official newsletter of the NCBIA and is published monthly by the NCBIA. The NCBIA is an affiliate of the Ohio Home Builders Association (OHBA) & the National Association of Home Builders (NAHB).

NCBIA Office

5201 Waterford Dr. Sheffield Village, OH 44035 Phone: 440.934.1090 info@ncbia.com | www.ncbia.com

NCBIA Staff

Executive Officer Judie Docs | judie@ncbia.com Executive Assistant LaBreeska Bellan | labreeskancbia@gmail.com Administrative Assistant Ashlyn Bellan | ashlynncbia@gmail.com Marketing Associate Maria Sabala | maria.sabala.ncbia@gmail.com

2020 NCBIA Officers

President Jeremy Vorndran, 84 Lumber Vice President Sara Majzun-Garwood, BCT Alarm Services, Inc.

Associate Vice President John Toth, Floor Coverings International Treasurer Steve Fleming, Shamrock Development Secretary Tim King, K. Hovnanian Homes - Ohio Division Immediate Past President Liz Schneider, Dollar Bank

2020 NCBIA Board of Directors

Dennis Willis, ActionCOACH TeamNEO Kelly Christy, Cleveland Custom Homes Mike Meszes, DRC Construction Dave Linna, Linna Homes & Remodeling Jason Rodriguez, Lorain County Joint Vocational School Mark Craig, Mark F. Craig, Esq. Jason Scott, North Star Builders Emily May Brunke, Northwest Bank Dave Weisenberger, Tusing Builders & Roofing Services

February 2020

Advertising Policy - The North Coast Building Industry Association reserves the right to reject advertising in the Builder newsletter based on content. Acceptance of advertising does not imply endorsement of the product or service advertised.

NCBIA Life Directors

Jeremy Vorndran, 84 Lumber Calvin Smith, Calvin Smith Builders Tom Caruso, Caruso’s Cabinets Bob Yost, Dale Yost Construction Liz Schneider Dollar Bank Mary H. Felton, Guardian Title Jack Kousma, Kousma Insulation Jeff Hensley, Lake Star Building & Remodeling Chris Majzun Sr., Majzun Construction Co. Chris S. Majzun Jr., Majzun Construction Co. Jim Sprague, Maloney + Novotny, LLC Randy Strauss, Strauss Construction Tom Lahetta, Tom Lahetta Builders, Inc.

2020 NAHB & OHBA Directors

These are our members who represent our local industry in Washington DC and Columbus.

Sr. NAHB Life Director

Randy Strauss, Strauss Construction

Ohio’s State Rep. to NAHB

Randy Strauss, Strauss Construction

OHBA Past Presidents Randy Strauss, 1996

2020 OHBA Trustees

Jeremy Vorndran, 84 Lumber Tim King, K. Hovnanian Homes – Ohio Division Jason Scott, North Star Builders

OHBA Area 2 Vice-President

Richard Bancroft, Bancroft Development

www.ncbia.com

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SAVE THE DATE - Friday, May 8th, 2020

You are invited to participate in the orain County JVS Building Trades Career Expo

uilding Trades Academy will host it’s 3rd Career Expo as a way to showcase the numerous career options that are available. The Expo exposes students in grades s, emerging technologies, and skill sets encompassed in the building trades fields.

to

tivity e

e ry.

17

CONTENTS 19

follow

20

34


Table of Contents

39

NAHB Testifies House Energy Bill Would Harm Housing Affordability

40-41

2020 Calendar of Events

42-45

Ohio Municipal League Update

6

Letter from the President

8 Save the Dates

24

NAHB Now: Housing Affordability Crisis Explained in One Graph

46-47

CareWorks News

26 New Home Sales End with 10%

48-49

10-16 Executive Officer’s Report

28-29

49

17 JVS Save the Date: Building

30

8 Member News

Trades Career Expo

Gain

JVS Carpentry Student Incentive Program Brochure

Renewed Hiring in Construction

Legislative Review

What Members are Saying When Surveyed

50

Rates on Construction Loans Continue to Drift Downward

18 OHBA Executive VP Column

31

19

31

52

34-38

53-61

NCBIA is Taking a Stand Against Cancer: St. Jude

20

March General Membership meeting flyer

Thank You for Renewing! Sorry to See You Go!

Vacant Land Available

21

Eye on Housing: Builder Confidence Remains Solid in February

22 Eye on the Economy:

Homeownership Advances

33

Spike Update

Share Your Housing Story

2020 Marketing Guide


LETTER FROM THE PRESIDENT

Come to the HOME SHOW! One thing winter brings besides the cold and snow is more time at home. With that time many of us start to think about projects we would like to see done around the house. Everything from new windows to entire additions could be on your list! We at the North Coast Building Industry Association have set up a place where you can dream about these projects as well as talk to industry leaders in their fields. Come to Emerald Event Center in Avon on February 29th from 9am to 5pm to get information, tips, and goodies from over 50 vendors. This ever-growing event is turning into something you do not want to miss. From windows to doors, roofs to floors, anything you could possibly need to complete those spring projects will be at our show! We have 3 great event sponsors that this show would not be possible without their support; BCT Alarm Services out of Amherst, Electrical Accents out of South Amherst, and Mix 102.7 out of Sandusky! Thanks to these sponsors admission and parking at our Home & Remodeling Show is FREE! We have so many members that are a part of the 2020 show. Our members that you can expect to see there are as follows: Forever Fence & Rail, Don Jason Remodeling, Advanced Air Duct Solutions, Luxury Heating & Cooling, Mr. Level Concrete Leveling, Stewart’s Appliance, US Bank, E.H. Roberts, AdvantaClean of the West Side, Virteom, Lake Star Building & Remodeling, Shagovac Heating & Cooling, As You Wish Luxury Travel, 84 Lumber, Floor Coverings International, 2X Clean, Home Appliance Sales & Service, First Federal of Lakewood, Consumers Builders Supply, Erie Shore Contracting, First Federal Savings Of Lorain, Sims-Lohman Fine Kitchens, Lake Erie Landlord Association, K. Hovnanian Homes, Fully Promoted, Northwest Bank, The Donnas From Howard Hanna, and Infinity from Marvin!

Jeremy Vorndran of 84 Lumber

Come to Emerald Event Center in Avon on February 29 from 9 am to 5 pm to get information, tips, and goodies from over 50 vendors.

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This year the students from the trade’s programs at the Lorain County Joint Vocational School will be showcasing some of their awesome work for the public and it will all be available for purchase. From Giant Jenga lawn games made by the carpentry students to concrete bird baths made by the masonry students, there are many things these students have worked hard on throughout the school year to display at our show. We are very proud of the partnership that we have with the Lorain County JVS and we look forward to strengthening this partnership in 2020 and beyond! This show is a great way for the community to get together and see what the NCBIA is all about. We offer the only list you will ever need when it comes to finding the right contractor for your projects. All our members are reputable companies in the Lorain, Erie and Huron County areas and we highly recommend each and every one of them. As a member of the association we have added a special incentive for you to attend the show this year! Stop by the NCBIA booth at the event and say hi to Judie and your name will be entered into a drawing to win a free ticket to the March 18th General Membership Meeting in Avon! Not only will you be supporting your fellow members that have worked hard on the Home & Remodeling Show, but you could win some great prizes as well! We look forward to seeing you at our Home & Remodeling Show on Saturday February 29th where we can help you LEAP into your spring projects and helping to make your dream home become a reality!

www.ncbia.com

February 2020


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Save the

Date!

February 29

NCBIA Home & Remodeling Show 9:00 - 5:00 Emerald Event Center, Avon

March 18

General Membership Meeting 5:00 - 7:00 Ahern’s, Avon Lake

Proud of Someone in Your Family? In Your Company? Send info to judie@ncbia.com

March 26

Sims-Lohman Fine Kitchens & Granite: Grand Opening Celebration 3:00 - 6:00 725 Lear Road, Suite P, Learwood Square, Avon Lake

April 8

Member Mixer

5:30 - 7:30 Home Appliance Sales & Service 1180 Jaycox Road, Avon (more info to follow) *All meetings held at the NCBIA office unless otherwise shown.

Check the website at www.ncbia.com for upto-date changes, additions and corrections to these events! All are invited to attend these committee meetings! Come see how you can help!

Join us for the Grand Opening of our New Display Showroom in Avon Lake! March 26th, 2020 3 pm -6 pm. Heavy appetizers, desserts and spirits. 375 Lear Road, Suite P, Avon Lake, OH 44012 (Learwood Square Plaza)

440.934.1751

Hope to see you!

page 8

www.ncbia.com

February 2020


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EXECUTIVE OFFICER’S REPORT

The Value of Membership FROM NAHB Every now and then members ask me what does NAHB do for me? So, I thought I would share some info. NAHB consistently delivers value for its members. NAHB fights for its members on Capitol Hill, in state houses and in the communities where they do business. They work hard to defeat excessive regulations and to protect our members’ bottom lines. Their advocacy efforts include educating policy-makers and the Administration, building successful coalitions, and mobilizing NAHB’s grass-roots efforts on a range of issues. NAHB’s advocacy efforts throughout 2018, along with a group of other select benefits, provided members with a value of about $5,500 per housing start in 2019. NAHB advocates on behalf of its members on a wide range of issues, including the tax code, federal housing programs, regulatory relief, environmental laws, building codes, OSHA, building materials, housing finance and more. A single win in the policy arena can save builders thousands of dollars on every home they build. These efforts on behalf of members provide unmatched value and savings to make membership in NAHB an essential tool for smart home builders and the diverse businesses that support the home building industry. The following pages offer some specifics on what happened in 2019.

by Judie Docs, CSP, MCSP, MIRM, CMP, CGP

NAHB consistently delivers value for its members.

“ page 10

www.ncbia.com

February 2020


Value Provided by NAHB in 2019 Estimates Produced by the NAHB Economics and Housing Policy Group February 2019

Total Estimated Value in 2019 $7.0 Billion, or $5,500 per Housing Start This document provides an analysis of additional revenue and cost savings that NAHB members will realize in 2019 on a per housing start basis due to NAHB’s advocacy efforts in 2018 and other select benefits. To convert total dollar estimates for 2019 to dollars per start, all totals for the year in this document are divided by 1,272,250, which is NAHB’s forecast for total housing starts in 2019 as of January 7, 2019. 1. Favorable IRS Ruling Preserves Remodeling Expenditures Estimated value: $102.6 million in residential remodeling preserved in 2019. Approximately $100 per housing start. The Tax Cuts and Jobs Act of 2017 created a potential problem for the residential remodeling industry by eliminating the deduction for interest paid on home equity lines of credit (HELOCs). However, after combing through prior law and regulatory guidance, NAHB concluded that interest paid on home equity loan debt remains deductible under the new law, because debt secured by a taxpayer’s residence falls under the definition of “acquisition debt” and therefore should be considered “qualified mortgage interest.” Three weeks after NAHB submitted a letter to this effect to Treasury Secretary Steven Mnuchin, the Internal Revenue Service issued guidance agreeing with NAHB’s assessment. NAHB then analyzed the positive implications for the remodeling industry in an “Eye on Housing” blog post published on May 22, 2018. Using data from the IRS and the latest (2016) Survey of Consumer Finances produced by the Federal Reserve Board and taking into account home owners’ income and tendency to actually claim the HELOC deduction, NAHB estimated that the favorable IRS ruling would have preserved $760 million in tax deductions that home owners used in 2016, had it been applicable at that time. The new tax law made two major changes that will affect this amount in future years. First, it doubled the standard deduction, so that that fewer home owners are likely to take the HELOC interest deduction into account when making a renovation decision. Offsetting this, however, is the increase in people itemizing their tax returns who may claim the deduction as a result of changes to the alternative minimum tax. As a rough approximation, this analysis assumes that these two effects offset each other. The result is brought forward to 2019 first by adjusting for the increase in remodeling the Census Bureau’s estimate of spending on home improvements to owner-occupied housing in 2014 and NAHB’s current forecast of this spending in 2019. Next, the result is adjusted downward for the reduced tendency to itemize under the reformed tax code. The adjustment uses the ratio of 19 million itemizers in 2018 (estimated by the Tax Policy Center) and the 45 million itemizers in 2016 as reported by the IRS. The 2019 deductions are then converted to actual tax savings multiplying by a 25% marginal tax rate, typical of the rate that should be paid by the itemizers claiming the deduction, based on the incomes of these itemizers in 2016 and the rates that applied under the revised tax code. The result is an estimated $102.6 million in reduced federal income taxes for home owners who use HELOCs to fund improvements to their homes in 2019. A price elasticity of demand of -1 translates the $102.6 million in tax savings directly into expenditures on remodeling. The elasticity of -1 is a standard assumption about the responsiveness of demand to a change in price that is used widely—for example, in academic research and by government agencies, such as the Joint Committee on Taxation. Hence, the $106.2 million is an estimate of additional remodeling in 2019 as a result of the IRS guidance NAHB obtained. Dividing by NAHB’s forecast of 1,272,250 housing starts for the U.S. in 2019 produces an estimate of approximately $100 per start. 2. Fish and Wildlife Service Withdraws Onerous Compensatory Mitigation Policy Estimated value: $123 million in savings for the residential construction industry in 2019 total. Approximately $100 per housing start. In response to a 2015 Presidential Memorandum, the U.S. Fish and Wildlife service (FWS) proposed a policy to require developers and builders obtaining a permit under the Endangered Species Act (ESA), under certain circumstances, to perform potentially costly off-site compensatory habitat mitigation. NAHB actively lobbied against this policy as soon as it was proposed, and achieved a major victory on July 30, 2018 when FWS withdrew the proposed rule. To estimate the impact this policy would have had if in effect throughout 2019, the analysis begins with a 2015 report issued the U.S. Army Corps of Engineers. That report showed that an average of 56,386 nationwide permits of all types were issued per year, but not how many were February 2020

www.ncbia.com

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specifically triggered by the ESA. Through a special request to the Corps, NAHB obtained data for a sample of 38 districts over a 3-year period that showed 31.6 percent of the nationwide permits in these areas were subject to ESA requirements. According to the 2015 report, recipients of 10 percent of nationwide permits overall were required to perform compensatory mitigation under the Clean Water Act (CWA). Assuming 2019 will be a typical year for nationwide permit applications and that the above percentages are relevant and continue to hold, an estimated 1,781 construction projects would have required compensatory mitigation during 2019 as a result of the policy had it not been withdrawn. Because the policy was withdrawn, data on the costs of compensatory mitigation triggered by the ESA have not been produced. The closest analogy is compensatory mitigation triggered by the Clean Water Act. A 2015 economic analysis issued by the U.S. Army Corps of Engineers and EPA reported that an average of 0.83 acres required compensatory mitigation at a cost that ranged from $41,572 to $111,985 in 2014 dollars. The midpoint of this range, inflated to 2019 dollars using NAHB’s current forecast for the Consumer Price Index, is $68,888. Multiplied by the projected 1,781 projects that would have been affected, this translates to $122.7 million in extra costs builders and developers would have incurred in 2019 had the compensatory mitigation proposal not been withdrawn. Dividing by NAHB’s forecast of 1,272,250 housing starts for 2019 produces an estimate of approximately $100 per start. 3. Lower Cost Options Preserved in 2015 I-Codes Estimated Value: $2.06 billion in cost savings for home builders in 2019 total. Approximately $1,600 per housing start. NAHB’s Construction, Codes and Standards (CC&S) Department maintains an ongoing effort to keep unnecessarily costly provisions out of building codes. An important part of this effort is participating in the International Code Council (ICC) code development process. NAHB members have seats on ICC Code Development committees, and NAHB staff participate extensively in ICC hearings, testifying against proposals that would needlessly drive up construction costs and in favor of sensible, cost-effective proposals. NAHB was successful in keeping a number of costly provisions out of the 2015 and 2018 versions of the International Residential Code (IRC) and International Energy Conservation Code (IECC) in particular. According to the most recent ICC tables (as of December 2018), the 2018 versions of these codes have not yet been adopted in many states. However, adoption of the 2015 IECC—and particularly of the 2015 IRC—became considerably more widespread over the past year, and many builders will benefit from these cost saving successes throughout 2019 because an increasing number of states and local jurisdictions have adopted that 2015 IRC and IECC. The following list is far from exhaustive; it is limited to items for which it was possible to obtain a reasonable estimate of the cost of the provision for an average single-family home:

The average cost figures were developed by NAHB’s CC&S and Housing Policy Departments. The estimated number of homes affected is based on NAHB’s forecast of single-family housing starts for 2019 in the jurisdictions that had adopted the 2015 versions of the IRC and IECC at the end of 2018. The cost difference is not applied to all homes projected to be built in these jurisdictions in 2019 because a share of the homes (typically the more expensive ones) would have been built to these standards in the absence of the code provision, so the code provision has no effect on them. Information on the share of new homes built to proposals B and G comes from the 2017 Builder Practices Survey Report from Home Innovation Research Labs. Information on the share of homes built to proposal C comes from the Survey of Construction of new single-family homes started in 2017, which was conducted by the U.S. Census Bureau with partial funding from HUD. Information on the share of new homes built page 12

www.ncbia.com

February 2020


to proposals A and D comes from special questions on the monthly survey used to generate the NAHB/Wells Fargo Housing Market Index. The share of homes built to proposals E and F is based on estimates developed by NAHB’s CC&S Department. Where CC&S provided a range, the upper (most conservative) end of the range was used to avoid overstating the value of a particular victory in the codes arena. In total, estimated savings generated by avoiding the code provisions listed above equals $2.06 billion. Dividing by NAHB’s forecast of 1,272,250 housing starts for 2019 produces an estimate of approximately $1,600 per start. 4. Continued Availability of Federal Flood Insurance for New Construction Estimated value: $2.63 billion in residential investment preserved in 2019 total. Approximately $2,100 per housing start. In 2018 NAHB, worked successfully on several measures related to FEMA’s National Flood Insurance Program (NFIP) as it relates to new residential construction. The measures included: 1. A proposal to restrict access home builders have to the NFIP for new construction in the long term re-authorization package considered by the House of Representatives, 2. FEMA guidance that would impede operation of the NFIP program during a lapse in appropriations (for example, during a federal government shutdown) 3. A series of short term extensions to ensure that the program would not be interrupted so it could continue to fulfill the mandatory purchase requirement for homes with a federally backed mortgage in the special flood hazard area. NAHB’s successes included defeating the first of these, securing a rescission of the second, and achieving the extensions in the third. Together, the effect of these victories is to assure the continued availability of federal flood insurance for new residential construction in 2019. Previously, NAHB had contracted with Wetland Studies and Solutions, Inc. to estimate the share of land in the flood plain in each block group in the country, and applied data on recent construction in each block group from the Census Bureau’s American Community Survey to estimate how much single-family and multifamily construction required flood insurance in 2017. These estimates are brought forward by applying NAHB’s forecast of the change in real residential investment, and of the change in the Consumer Price Index to account for inflation. The result is an estimate that $40.1 billion of single-family and $7.4 billion of multifamily construction would be built in an area requiring flood insurance in 2019. According to FEMA Memorandum W-17061, the average cost of a single-family NFIP policy for a home owner in 2019 is expected to be $1,062. To estimate the cost of this obtained from an equivalent source, NAHB applied the coefficient on the value of a home built near water in the latest version of its House Price Estimator to the maximum amount of $250,000 that an NFIP plan will cover. The result is an estimate that a buyer would be willing to pay $2,317 more for an otherwise similar home if built in an area near water where flood insurance is required. In the absence of a federal program, it is assumed a private insurance company would extract the maximum amount the market would bear in premiums. Next, Principal, Interest, Taxes and Insurance on a typical loan for a single-family home that requires flood insurance are calculated under the same assumptions published recently in NAHB’s “Priced Out Estimates for 2019.” The result shows an estimated 5.3 percent increase in PITI if the insurance is obtained from a private company rather than the NFIP. The same percentage increase is used for multifamily. An elasticity of -1 (see item 1) applied to the above estimates implies that the increase in insurance costs due to a lack of the NFIP would reduce residential investment by approximately $2.63 billion ($2.22 billion in investment in new single-family structures, $411 million in multifamily structures) in 2019. Dividing by NAHB’s forecast of 1,272,250 housing starts for the U.S. in 2019 produces an estimate of approximately $2,100 per start. 5. Grandfathering of Flood Insurance Rates Estimated value: $147 million in additional new construction and remodeling in 2019 total. Approximately $100 per housing start. Another victory for NAHB in 2018 was avoiding a proposal to restrict grandfathering of lower rates for existing homes in FEMA’s National Flood Insurance Program (NFIP). The proposal would have increased premiums on existing homes in areas where the flood plain maps are re-drawn. It would have affected new residential construction in two ways. By increasing the cost of homeownership, it would have inhibited sales of the existing homes and owners relocating, a share of whom would have bought new homes. And by raising the carrying cost of a dollar’s worth of home value, it would have inhibited remodeling projects that increased home values. NAHB previously used FEMA’s master flood file to estimate the magnitude of these two effects for every county in the country in 2014 as part of its analysis of the Homeowner Flood Insurance Affordability Act. These estimates are adapted to the 2018 victory by estimating 1) how many of the homes would be subject to map re-drawing in 2019, and 2) adjusting for changes in prices and rates of housing activity since 2014. The first of these is estimated by flagging the counties where the maps were redrawn over the previous 12 months and assuming that existing homes in these areas provide a reasonable estimate of the homes that would be subject to redrawing in 2019. In total, maps were redrawn for 224 of the counties in the latest 12-month period. The maps were redrawn for every jurisdiction in 200 of the counties, and in a subset of jurisdictions for the other 4. It is assumed half of the homes in partial cases were affected. It is further assumed that the affected homes would become subject to the proposed policy at a constant rate throughout the year, so that on average half of the normal remodeling and home sales activity would be impacted in 2019. February 2020

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The second adjustment, for changes in prices and the rates of housing activity, is based on NAHB’s latest economic and housing forecast. New home construction stimulated indirectly by sales of existing homes is adjusted using NAHB’s forecast of real residential fixed investment in new single-family structures in 2019, compared to 2014, and annual changes to the Consumer Price Index, or NAHB’s forecast of the changes, for every year since 2014 through 2019. Remodeling activity stimulated is adjusted using the Census Bureau’s estimate of spending on home improvements to owner-occupied housing in 2014 and NAHB’s current forecast of this spending in 2019. The result is an estimate of $94.1 million in new residential construction and $52.5 million in remodeling—for a total of $146.6 million in residential investment—preserved by avoiding the proposed restrictions on grandfathering that would have raised the costs of flood insurance on a portion of existing homes. Dividing by NAHB’s forecast of 1,272,250 housing starts for the U.S. in 2019 produces an estimate of approximately $100 per start. 6. Lower AFCI Requirements in Many States Estimated value: $251 million in cost savings for builders in 2019 total. Approximately $200 per housing start. In recent years, advocates have sought to use the electrical code to increase the number of Arc Fault Circuit Interrupters (ACFIs) used in residential construction. NAHB believes that these attempts have been made without evidence that extra ACFIs improve safety and are motivated by product manufacturers seeking to increase their sales through building codes, or are motivated by a general belief that the code should be ratcheted up periodically without consideration of the benefits and costs. NAHB’s Construction, Codes and Standards (CC&S) Department has provided information and technical assistance to many state and local HBAs to help them counter these attempts. CC&S staff has also used their position on Panel 2 of the National Electrical Code to advocate against expanding AFCI requirements in the model code. They were successful in blocking expansion in the 2017 edition, saving costs for those states that adopt the NEC unamended. As of this writing, HBAs in 41 states have achieved victories where they prevented proposed changes to the electrical codes that would require increasing the number of AFCIs or they were able to amend the model codes when they were adopted in a way that reduces the number of required AFCIs. The CC&S Department has also calculated how many AFCIs are used in the average home under the current version of the electrical code in these states and compared it to the number under whole-house coverage that advocates sought to impose. The reductions range from 7 to 22 fewer AFCIs per house, depending on the state. A survey of hardware stores and other outlets conducted by the National Electrical Manufacturers Association in 2007 found costs for an AFCI that ranged from $30 to $35, compared to $2 to $4 for a standard circuit breaker. Taking the midpoints of these numbers and adjusting for inflation using NAHB’s latest forecast for the Consumer Price Index produces a projected cost difference of $36.59 between an AFCI and standard circuit breaker in 2019. It is assumed that there is no difference in installation costs. This cost difference is multiplied by the average reduction in AFCIs per house in each of the affected states, for an average construction cost savings per home that ranges from $256 to $805 per home. These numbers are then multiplied by NAHB’s current forecast of single-family starts in each of these states in 2019 for an aggregate $251 reduction in construction costs for builders in the states where the code victories occurred. Dividing by NAHB’s forecast of 1,272,250 housing starts for the U.S. in 2019 produces an estimate of approximately $200 per start. 7. NAHB Designations Boost Members’ Business Estimated value: $324 million in additional business in 2019 total. Approximately $300 per housing start. NAHB members continue to invest time, effort and money to attain professional designations offered by NAHB. The association’s latest consumer survey provides insight into the value of designations, as 79 percent of recent and prospective home buyers agreed that contractors with such specialized professional designations are “worth paying a higher price for.” A simple way to assign a rough value to a designation is to look at the revenue differential between businesses of members with and without a designation. It is possible to do this by matching records of builders and remodelers who have earned NAHB professional designations to other comparable builders and remodelers in NAHB’s Member Census. The results are as follows: • • • •

Companies of builder members with NAHB’s Certified Graduate Builder, or Graduate Master Builder designation averaged $880,958 more annual revenue than companies of builder members without that designation. Companies of members with the Certified Green Professional™ (CGP) or Master CGP designation averaged $612,187 more revenue than companies of builder members without one of those designations. Revenues of companies of remodeler members with any of the remodeling designations, including Certified Graduate Remodeler, Graduate Master Remodeler, or Certified Aging-in-Place Specialist, averaged $628, 535 more than companies of remodeler members without one of those designations. Companies of remodeler members with a Certified Graduate Remodeler or Graduate Master Remodeler designation averaged $603,717

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February 2020


more revenue than companies of remodeler members without one of these designations. Companies of members with the Certified Aging-in-Place Specialist designation averaged $691,464 more revenue than companies of remodeler members without one of these designations.

• In 2018, according NAHB administrative records, a total of 504 NAHB members earned one of these designations. The differences in average revenue noted above, if they remain constant, imply that companies of these members will earn an aggregate $324 million per year, which we apply to 2019. Dividing by NAHB’s forecast of 1,272,250 housing starts for 2019 produces an estimate of approximately $300 per start. 8. Council Members Earn More Revenue Estimated value: $857 million in revenue in 2019 total. Approximately $700 per housing start. NAHB members continue to join and participate in NAHB councils that serve important subsets of the residential construction industry. In addition to advocacy efforts on their behalf, councils provide business information, research and networking opportunities designed to strengthen their businesses. A simple way to assign a number to the value of these benefits is to compare the revenue of members who specialize in the same aspect of the residential construction industry and who do or do not belong to the relevant NAHB council. This is possible by matching records of members who belong to NAHB Remodelers and NAHB’s Multifamily Council with responses to NAHB’s 2017 Member Census. The results were as follows: • •

Median revenue of remodelers who belonged to NAHB Remodelers was $611,144 higher than the median revenue of remodelers who did not belong to NAHB Remodelers. Median revenue of multifamily builders who belonged to NAHB’s Multifamily Council was $7,685,635 higher than the median revenue of multifamily builders who were not members of the Council.

Over 1,000 new members joined NAHB Remodelers in 2018, and 31 new members joined NAHB’s Multifamily Council. These new members will be able to realize a full year’s worth of benefits in 2019. Valuing the benefits at the median revenue differentials noted above produces an estimated aggregate benefit of $857 million in 2019. Dividing by NAHB’s forecast of 1,272,250 housing starts for 2019 produces an estimate of approximately $700 per start. 9. Increased Profits for NAHB 20 Club Members Estimated value: $96 million in profit in 2019 total. Approximately 100 per housing start. Offering unique networking opportunities, the NAHB 20 Clubs are comprised of similar type builders or remodelers from noncompeting markets who meet several times each year to share their knowledge and learn ways to improve their operations and increase their bottom lines. Statistics indicate that 20 Club members perform better than non-members in financial growth and long-term success. An analysis by NAHB showed that, on average, 20 Club members double their net profit by their third year of membership in this program. According to NAHB’s Customized Member Services Department, 77 members passed the three-year threshold in 2016 and should therefore realize a full year’s worth of benefits in calendar year 2019. Valuing this at the average $1,241,000 in net profit noted in the 2019 edition of NAHB’s Cost of Doing Business study (released at IBS) produces an aggregate increase in net profit of $96 million. Dividing by NAHB’s forecast of 1,272,250 housing starts for 2019 produces an estimate of approximately $100 per start. 10. Change to IRS Proposed Rules Regarding Like-Kind Exchange Property Estimated value: $397.1 million in annual tax savings in 2019 total. Approximately $300 per housing start. The Tax Cuts and Jobs Act of 2017 (TCJA) created a new 20 percent deduction for qualified business income attributable to a pass-through entity (i.e. S-corporation, partnership, sole proprietorship, LLC). To qualify for the full deduction, a taxpayer’s annual income must be below an income threshold. Above this threshold, the taxpayer’s qualifying income is capped by one of two calculations: The amount of W-2 wages paid to employees in the given tax year divided by two, or • The amount of W-2 wages paid to employees in the given tax year divided by four, plus 2.5 percent of qualified depreciable property. In August 2018, the IRS issued proposed regulations regarding the sec. 199A deduction. Unlike their treatment of other capital investments, the February 2020

www.ncbia.com

page 15


regulations stated that only a small portion of the value of property acquired through a like-kind exchange would count as “qualified depreciable property.” The proposed rule would have all but eliminated the 20 percent deduction available to home builders. NAHB filed comments with the Treasury explaining that this rule was contrary to the spirit of the law and would have negative consequences for real estate liquidity and economic growth. In final regulations issued in January, the IRS agreed with NAHB’s position and stated that the differential treatment between like-kind exchange real property and other depreciable assets was unnecessarily punitive. As a result, property acquired through a like-kind exchange counts as “qualified depreciable property,” which will save home builders $317.7 million in taxes in 2019. This figure was calculated using academic research (Ling and Petrova 2015), as well as IRS Statistics on Income data and research published by the Department of the Treasury’s Office of Tax Analysis. The most recent IRS data available for like-kind exchanges is from 2015. As the new rule indicated that unadjusted basis would be the value of LKE property for the purposes of 199A, the initial dollar figure needed was the value of property relinquished in all LKEs during 2015--$180.3 billion. This figure was brought forward to 2019 using the average annual increase prior to 2015, equal to 15.8 percent. Applying this percentage to 2015 figures results in a projected $324.2 billion worth of property to be received in a like-kind exchange in 2019. According to Ling and Petrova’s analysis, roughly 14 percent of the dollar amount of this property consists of real estate such as apartment buildings and land. Thus, the estimated dollar value of LKE-derived property in 2019 is $44.4 billion. Applying the 2.5 percent rule to this amount yields a 199A cap increase equal to $1.1 billion. Assuming an average top marginal tax rate of 35 percent for these taxpayers, they would save $397.1 million per year in taxes. Dividing by NAHB’s forecast of 1,272,250 housing starts for the U.S. in 2019 produces an estimate of approximately $300 per start.

page 16

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February 2020


SAVE THE DATE - Friday, May 8th, 2020

You are invited to participate in the Lorain County JVS Building Trades Career Expo The Lorain County JVS Building Trades Academy will host it’s 3rd Career Expo as a way to showcase the building trades and the numerous career options that are available. The Expo exposes students in grades 8-12 to the opportunities, emerging technologies, and skill sets encompassed in the building trades fields. All vendors are asked to provide a hands-on activity for students, to expose them to the variety of careers that exist in the building trades industry. Lorain County JVS 15181 State Route 58 Oberlin, Ohio 44074 10:00am - 2:00pm *rain or shine Registration details to follow


OHBA EXECUTIVE VP COLUMN

HIPOCRISY; Hipocrisy! Take a look at the recent mailer from the municipal league. Apparently, they want to assist with affordable housing now that the Senate bill is permissive to allow cities to do so. Not too long ago, cities strenuously opposed our developed property tax language to the governor who sided with them and vetoed the provision. Looks like the cities want it both ways. They certainly don’t seem to be proponents of affordable housing at this point. Unfortunately, we get a lot of that around here.

by Vincent J. Squillace, CAE, OHBA Exec. VP

page 18

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February 2020


North Coast Building Industry Association (NCBIA) is taking a stand against cancer. We are raising funds to support St. Jude Children’s Research Hospital’s lifesaving mission of finding cures for children battling cancer and other life-threatening diseases, and I need your help to reach my fundraising goal. How your donation helps:

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• St. Jude Children’s Research Hospital is leading the way the

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knowledge to save thousands more children.

Thank you for your support! Together we can help St. Jude change the world.

Donate Online: https://fundraising.stjude.org/site/TR/TAEvents/ Events?pg=entry&fr_id=117379

Local business owners have been counting on Town Money Saver to help grow their businesses since 1992. We are proud to be your hometown coupon magazine.


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General Membership Meeting

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Ahern’s Banquet Center 726 Avon Belden Rd., Avon Lake

build our future

Deadline for Reservations - Thursday, March 12, 2020 because a Reservation Made is a Reservation PAID! Company

________________________________________________________

Attendee Name(s) _________________________________________________ Attendee Name(s) _________________________________________________ No. NCBIA Members Attending

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No. Non-Members Attending

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Email: judie@ncbia.com Mail to: 5201 Waterford Dr., Sheffield Village, Ohio 44035 or register online at www.ncbia.com Questions? Call 440.934.1090 Revised 2/19/2020

Sponsored by:


EYE ON HOUSING

Builder Confidence Remains Solid in February

B

BY ROBERT DIETZ

uilder confidence in the market for newly built single-family homes edged one-point lower to 74 in February, according to the latest National Association of Home Builders/Wells Fargo Housing Market Index (HMI). The last three-monthly readings mark the highest sentiment levels since December 2017. Steady job growth, rising wages and low interest rates are fueling housing demand in a market that lacks inventory, particularly at the entry-level. At a time when demand is on the rise, regulatory constraints along with a shortage of construction workers and a dearth of lots are hindering the production of affordable housing in local communities across the nation. And while lower mortgage rates have improved housing affordability in recent months, accelerating price growth due to limited inventory may offset some of that effect. Price growth in excess of income growth harms affordability. Derived from a monthly survey that NAHB has been conducting for 30 years, the NAHB/Wells Fargo Housing Market Index gauges builder perceptions of current single-family home sales and sales expectations for the next six months as “good,” “fair” or “poor.” The survey also asks builders to rate traffic of prospective buyers as “high to very high,” “average” or “low to very low.” Scores for each component are then used to calculate a seasonally adjusted index where any number over 50 indicates that more builders view conditions as good than poor. The HMI index gauging current sales conditions fell one point to 80, the component measuring sales expectations in the next six months was one-point lower at 79 and the gauge charting traffic of prospective buyers also decreased one point to 57. Looking at the three-month moving averages for regional HMI scores, the Northeast rose one point to 63, the Midwest increased one point to 67 and the South moved two points higher to 78. The West fell one point to 83. The HMI tables can be found at nahb.org/hmi.

February 2020

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page 21


EYE ON THE ECONOMY

Homeownership Advances

A

BY ROBERT DIETZ

fter stalling during the first half of 2019, the nation’s homeownership rate continues to rebound. Increasing to 65.1% and reaching a six-year high during the fourth quarter of 2019, homeownership is gaining on solid economic fundamentals including an unemployment rate and an average 30-year mortgage interest rate both below 4% — a first for the economy. These demand-side gains were reflected in recent home sales data. While flat for the month of December, new home sales ended 2019 with a total of 681,000 transactions, marking a 10% gain over the 2018 tally. Inventory has also declined to levels supporting further gains in home building, with the sales-adjusted inventory level in December estimated by Census data at a 5.7-month supply. Existing home sales, as reported by the National Association of Realtors, were 10.8% higher than a year ago, after increasing more than 3% for the month of December, registering near a twoyear high. Existing home inventory has declined to a historically tight level of a three-month supply. The limited inventory combined with strong economic fundamentals are causing home prices to accelerate, after that growth rate had slowed in 2018. For example, in November 2019 (the most recent data available) the S&P CoreLogic Case-Shiller U.S. National Home Price Index increased at a 6.2% annualized rate. Although price growth represents an affordability challenge, price gains for newly built homes will help cover the growth in development costs that limits industry supply.

page 22

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February 2020


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NAHB NOW

HOUSING AFFORDABILITY CRISIS Explained in One Graph

A

pplying conventional underwriting standards that the cost of a mortgage, property taxes and property insurance should not exceed 28% of household income, NAHB economists have calculated how many households have enough income to afford a home at various price thresholds.

previous Eye on Housing post discussed the often-cited estimate that a $1,000 increase in the price of a median-priced new home will price 158,857 U.S. households out of the market for the home. A second post discussed the related estimate that a quarter point increase in the mortgage rate will price out 1.3 million.

The housing affordability pyramid shown below reveals that 63 million households out of a total of 120 million are unable to afford a $250,000 home.

For a more complete description of the methodology underpinning NAHB’s latest priced-out estimates, please consult the full study published in HousingEconomics.com.

At the base of the pyramid are 25.4 million U.S. households with insufficient incomes to be able to afford a $100,000 home. The pyramid’s second step consists of 20.0 million with enough income to afford $100,000 but not $175,000, and so on up the pyramid. Adding up the bottom three steps shows that there are 63 million households who cannot afford a $250,000 home. This helps put affordability concerns into perspective and goes a long way toward explaining the result published in last September’s Eye on Housing post, that 49% of home buyers are looking to buy homes priced under $250,000. The top of the pyramid shows that 7.2 million households have enough income to buy a $850,000 home, and 2.2 million even have enough for a home priced at $1,550,000. But market analysts should never focus on this to the exclusion of the wider steps that support the pyramid’s base. In January, NAHB released its new Priced-Out Estimates for 2020. A

page 24

www.ncbia.com

February 2020


NEW HOME SALES End with 10% Gain

N

BY ROBERT DIETZ

ew home sales were effectively flat in December, after downward revisions for prior months. However, the sales pace for newly built single-family homes ended 2019 with a gain of 10%, increasing to a total of 681,000. This marks 2019 as the best year for new home sales since the Great Recession. Contracts for new, single-family home sales declined slightly in December by 0.4% to a 694,000 seasonally adjusted annual rate according to estimates from the joint release of HUD and the Census Bureau. The acceleration of new home sales during the second half of 2019 returns the new home sales pace to the general trend line it has been on since the end of the Great Recession. This general rising trend for new home sales, after the housing affordability crunch of 2018, suggests additional construction gains in 2020. Sales are being supported by ongoing low interest rates and historically low unemployment. The current months’ supply of new single-family homes stands at a healthy level of 5.7 after peaking at an elevated 7.4 in December 2018. After rising over much of the post-Great Recession cycle, new home inventory measurably declined from January of 2019 until stabilizing in September and rising slightly in recent months. The count of completed, ready-to-occupy new homes is just 78,000 homes nationwide. Median new home sales price (price of a home in the middle of the distribution) has been rising as inventories of resale and new homes remain tight. Median new home sales price increased to $331,400 in December. Regionally, over the course of 2019, new home sales were up 14% in the South, 15% in the West (led by the Mountain states), and down 7% in the Midwest and 9% in the Northeast.

page 26

www.ncbia.com

February 2020


LEAP INTO YOUR SPRING PROJECTS!

AT THE NCBIA HOME & REMODELING SHOW

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RENEWED HIRING in Construction

D

BY ROBERT DIETZ ata from the BLS Job Openings and Labor Turnover Survey

suggest that the count of open, unfilled jobs is near a cycle peak,

(JOLTS) indicate that construction job openings posted a monthly

while remaining elevated. This would nonetheless be a continuing sign

increase in December due to renewed hiring in the industry following

for the need for additional worker recruitment into the industry given

the housing soft patch of 2018 and 2019.

current rates exceed prior cycle peaks.

The estimated number of job openings increased from the November

The construction sector hiring rate, as measured on a twelve-month

total (217,000) to 239,000 in December, after reaching a post-Great

moving average basis, ticked up to 5.6% in December as the housing

Recession high of 434,000 in April. However, the December 2019

rebound continued on lower mortgage interest rates. The twelve-month

count of unfilled jobs represents a year-over-year decline relative to

moving average for layoffs increased slightly to 2.8%, continuing a

the 299,000 unfilled construction jobs in December 2018.

rising trend in recent months, likely connected to some market churn associated with housing affordability headwinds.

The open positions rate (job openings as a percentage of total employment plus current job openings) increased to 3.1% in December, after reaching a cycle high of 5.5% in April. On a smoothed, twelve-month moving average basis, the open position rate for the construction sector declined to 4.2%, reflecting the hiring slowdown of the past year. The peak (smoothed) rate during the building boom prior to the recession was just below 2.7%. For the current cycle, the sector has been above that rate since October 2016. While hiring slowed through much of 2019, recent data for the start of 2020 show a significant acceleration in home building employment. The overall trend for open construction jobs has been, generally, increasing since the end of the Great Recession. This matches NAHB and other survey data revealing that access to skilled labor remains a top business challenge for builders, affecting a broad set of occupations. However, ongoing modest growth rates for housing construction are placing downward pressure on construction job openings. Recent data

page 30

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February 2020


Sorry to See You Go!

Thank You for Renewing!

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ABC Supply, Jeff Lugar All Construction Services, Dave LeHotan Bennett Builders, Dan Bennett Bosh Housing Group, Robert Goede Cassell Builders, Ken Cassell Cleveland Custom Homes, Kelly Christy Cleveland Custom Homes, Jeff Crawford Dollar Bank, Irene Berlovan Don Jason, Don Jason Remodeling EFG Custom Homes, Ed Pavicic First National Bank, John Turcanik Fully Promoted – Cleveland West, Cristina Bertero Fully Promoted – Cleveland West, Fernando Bertero First Federal Lakewood, Dave Meadows Grande Maison Construction Co., Aaron Kaliewski Green Quest Homes, LLC, Tim Hinkle Hovey Kaiser Insurance, Bill Comerford K. Hovnanian – Ohio Division, Keith Oberg K. Hovnanian – Ohio Division, Jon Sherer Lorain County Recorder, Judy Nedwick

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Maranatha Custom Homes, Inc., Jim Tipple Northwest Bank, Emily May Brunke Northwest Bank, Kara Odom Old Republic Title, John Daly Stewart’s TV & Appliance, Pam Stewart-Wells Wm. Dauch Concrete Co., Inc., Paul Roeder

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February 2020

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page 31


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THANK YOU SPIKES! STATESMAN SPIKE (500-999 SPIKE CREDITS) Bob Yost......................... Dale Yost Construction............................... 642.25 Calvin Smith................. Calvin Smith Builders................................. 594.50

Our SPIKES are Our FOUNDATION

SUPER SPIKE (250-499 SPIKE CREDITS) Mary H. Felton............. Guardian Title.............................................. 467.00 Terry Bennett................. Bennett Builders........................................... 298.75 Jack Kousma................. Kousma Insulation...................................... 264.00 Chris Majzun Jr. ........... Majzun Construction................................... 249.50 ROYAL SPIKE (150-249 SPIKE CREDITS) Bill Perritt...................... Perritt Building Co...................................... 224.50 Bucky Kopf.................... Kopf Construction Corp............................. 197.00 Randy K. Strauss.......... Strauss Construction................................... 177.00 Bill Comerford.............. Hovey Kaiser Insurance Associates.......... 175.50 Jeff Hensley................... Lake Star Building & Remodeling............ 168.75 Tom Lahetta.................. Tom Lahetta Builders.................................. 153.00 RED SPIKE (100-149 SPIKE CREDITS) Dave Linna Sr................ Linna Homes & Remodeling..................... 137.50 Sara Majzun- Garwood.......BCT Alarm Services..................................... 117.50 Ryan Puzzitiello............ Parkview Homes.......................................... 113.25 Thomas Caruso............. Caruso’s Cabinets........................................ 108.75 Chris Majzun Sr............ Majzun Construction................................... 105.00 Patrick Shenigo............. ShenCon Construction, LLC...................... 100.50

LAWN CARE MANAGEMENT, LLC

GREEN SPIKE (50-99 SPIKE CREDITS) Tom Sear........................ Ryan Homes................................................. 95.25 Mike Lapos.................... Lapos Construction..................................... 79.50 Jason Scott..................... North Star Builders...................................... 78.50 Chris Mead.................... Maloney & Novotny, LLC.......................... 74.50 Tim Conrad................... Graves Lumber............................................ 67.00 Aaron Kalizewski......... Grande Maison Construction..................... 63.50 Ray Allen Thom............ Thom Concrete ............................................ 56.50

Michael Bierek

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LIFE SPIKE (25-49 SPIKE CREDITS) Jeremy Vorndran.......... 84 Lumber..................................................... 39.00 Liz Schneider................ Dollar Bank................................................... 34.00 Steve Schafer................. Schafer Development.................................. 30.50 John Daly....................... Old Republic Title........................................ 25.50 BLUE SPIKE (6-24 SPIKE CREDITS) Jason Higgins................ Sunnyside Chevrolet................................... 19.00 Michelle Nowlin........... American Eagle Mortgage.......................... 15.50 Ken Cassell.................... Cassell Construction.................................... 13.50 Jeff Lugar....................... ABC Supply Co............................................ 13.00 Chris Collins................. Carter Lumber Company........................... 12.50 Tami Lanphere.............. Town Money Saver...................................... 11.50 Keith Martin.................. MBD Homes................................................. 10.00 John Blakeslee............... Blakeslee Excavating................................... 8.00 Mike Warden................. Chemical Bank............................................. 8.00 Dave LeHotan............... All Construction Services........................... 7.00 Mike Chambers............ Charles, Morgan & Company.................... 6.50

Tim Hinkle..................Green Quest Homes................................ 6.50 Scott Kosman................ Lakeland Glass............................................. 6.50

February 2020

www.ncbia.com

page 33


VACANT LAND AVAILABLE

Avon Lake

139 Artsdale Dr

$35,000

0.238

Avon Lake

31748 Lake Rd

$699,999

1.04

Information courtesy of Linda LaFleur. Please contact her or any of our Realtor Members (Information deemed reliable, but not guaranteed)

Avon Lake

Electric Blvd

$89,900

Avon Lake

Lear Rd

$75,000

0.36

Avon Lake

Lear Rd.

$62,500

0.35

Avon Lake

Lear Rd.

$64,500

0.35

Avon Lake

Sunset Rd

$35,000

0.12

Avon Lake

V/L #3 Oakwood Dr

$62,500

Avon Lake

V/L Lakeview Dr

$29,900

0.12

Columbia Station 10228 Station Rd

$87,000

2.405

Columbia Station 10284 Station Rd

$87,000

2.715

Columbia Station 10340 Station Rd

$84,000

1.834

Columbia Station 10496 Station Rd

$83,000

2.67

Columbia Station 10550 Station Rd

$80,000

3.414

Columbia Station 23601 Royalton Rd

$7,900,000

318

Columbia Station 26140 Akins Rd

$875,000

53

Columbia Station 27203 Royalton Rd

$474,300

21.08

Columbia Station Capel (A) Rd

$120,000

6.96

Columbia Station Royalton Rd

$189,000

16.07

Columbia Station S/L Folley Rd

$150,000

4.13

Columbia Station S/L Folley Rd

$150,000

4.13

Columbia Station S/L Folley Rd

$150,000

4.17

Columbia Station S/L Folley Rd

$150,000

4.17

Columbia Station Springfield Cir

$89,000

2.101

Columbia Station West River Rd

$699,900

92.07

Eaton

12820 Avon Belden Rd

$990,000

60.18

Eaton

Sublot 1 Crystal Creek

$145,000

7.6

Eaton

Sublot 2 Crystal Creek

$155,000

5

Elyria

1225 West Ave

$7,900

0.19

Elyria

202 Gateway Blvd North $15,000

0.1

Elyria

2920 West River Rd North $168,900

4.92

Elyria

41517 North Ridge Rd

$75,000

0.08

Elyria

41531 North Ridge Rd

$250,000

0.279

Elyria

41903 Griswold Rd

$24,500

1.59

Elyria

43569 Albrecht Rd

$35,000

1.28

Elyria

649 Weller Rd

$12,500

Elyria

748 West River Rd North $9,900

0.6

Elyria

9099 Oberlin Rd

$49,900

1

Elyria

9164 Oberlin Rd

$69,900

1.357

Elyria

9166 Oberlin Rd

$69,900

1.357

Elyria

9168 Oberlin Rd

$69,900

1.357

Elyria

Chestnut St

$15,000

0.12

Elyria

Courtland St

$17,500

0.186

Elyria

Courtland St

$17,500

0.186

Elyria

East Ave

$19,900

1.99

Elyria

Fuller Rd

$29,500

2.5

Elyria

Georgia Ave

$10,000

0.19

Elyria

Gulf Rd

$30,000

0.54

Elyria

Lorain Blvd

$185,000

City

Address

List Price

Acres

Amherst

401 OAKNOLL Dr

$29,900

0.3

Amherst

403 OAKNOLL Dr

$29,900

0.29

48060 Cooper Foster Park Rd $49,000

0.49

Amherst Amherst

611 Cleveland Ave

$49,900

0.26

Amherst

647 Park Ave

$47,900

0.26

Amherst

8140 Leavitt Rd

$119,000

1

Amherst

Cooper Foster Park Rd

$69,900

1.15

Amherst

Habant Dr

$48,900

0.46

Amherst

Leavitt Rd

$200,000

1.41

Amherst

Middle Ridge

$40,000

2.54

Amherst

North Lake St

$1,900,000

23.54

Amherst

Taylor St

$39,900

Amherst

V/L (A) Middle Ridge Rd $35,000

1.003

Amherst

V/L (C) Middle Ridge Rd $32,000

1

Amherst

V/L Middle Ridge

$299,000

15

Amherst

V/L North Quarry Rd

$54,000

1.12

Avon

1100 Nagel Rd

$500,000

1.12

Avon

1100 Nagel Rd

$1,837,000

6.68

Avon

2417 Deerfield Dr

$95,000

0.386

Avon

31880 Mills Rd

$150,000

4.6

Avon

3230 Nagel Rd

$69,900

Avon

33665 Lear Industrial

$799,000

Avon

33793 Crown Colony S/L 525 $100,000

1.48 0.194

Avon

3441 Center Road Rd

$524,000

10

Avon

3556 Williams Ct

$119,900

0.99

$1,400,000

8.33

Avon

37476-37500 Colorado Ave

Avon

39160 Detroit Rd

$28,750

0.27

Avon

39308 Colorado Ave

$300,000

1.18

Avon

39348 Colorado Ave

$1,700,000

2.51

Avon

4237 Saint Annes Ct

$82,500

0.107

Avon

4505 Stoney Ridge Rd

$1,700,000

36.87

Avon

4609 St. Joseph Way Unit#S/L 568 $115,000

Avon

4639 St. Joseph Way Unit#S/L 576 $110,000

0.15

Avon

Case Rd

$33,000

0.74

Avon

Crown Colony Dr

$65,000

0.25

Avon

Detroit & Nagel Rd

$1,725,000

2.25

Avon

Detroit Rd

$1,150,000

1.5

Avon

French Creek Rd

$109,000

0.93

Avon

Jaycox Rd

$79,999

0.78

Avon

Jaycox Rd

$125,000

1.01

Avon

Miller Rd

$149,500

2.29

Avon

Mills Rd

$98,500

1.16

Avon

Nagel Rd

$575,000

0.75

Avon

S/L 530 Reserve Way

$140,000

0.29

page 34

www.ncbia.com

February 2020


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Receive enhanced protection. Minimize financial setbacks with insurance through UPS Capital Insurance Agency, Inc. by protecting shipments from the time they leave your facility until your client receives them.

Print and produce a wide variety of marketing materials with professional results. To grow your business you need to promote your business. And you can count on The UPS Store® to help you look good.

Start saving now. The NAHB Savings Program gives you up to 36% off shipping, you can sign up online at:

www.1800member.com/nahb or Call 1-800-Members (1-800-636-2377) M-F, 8:00 a.m. - 6:00 p.m., ET, to talk to a Member Care Specialist.


Elyria

lot 12 Skyline Dr

$59,900

4.079

Lagrange

561 Mountain Lion Dr

$17,000

0.27

Elyria

lot 25 Apollo Dr

$40,000

0.201

Lagrange

563 Appomattox Ct

$25,000

0.6

Elyria

lot 26 Apollo Dr

$40,000

0.201

Lagrange

579 Longstreet

$34,900

0.571

Elyria

lot 31 Skyline Dr

$40,000

0.215

Lagrange

708 North Center St

$269,900

1.05

Elyria

Lot 32 Skyline Dr

$40,000

0.201

Lagrange

712 Longstreet

$21,900

0.412

Elyria

Lot 36 Sunset Ct

$40,000

0.182

Lagrange

Diagonal Rd

$55,000

3.12

Elyria

Lot 37 Sunset Ct

$40,000

0.182

Lagrange

Keywood

$41,900

0.29

Elyria

Lot 38 Sunset Ct

$40,000

0.136

Lagrange

Keywood

$44,900

0.29

Elyria

Lot 39 Sunset Ct

$40,000

0.185

Lagrange

Keywood

$44,900

0.29

Elyria

Middle Avenue

$399,900

38.522

Lagrange

Keywood

$44,900

0.29

Elyria

Midway Blvd

$950,000

8

Lagrange

Keywood

$44,900

0.29

Elyria

Murray Ridge Rd

$69,900

7.67

Lagrange

Keywood

$44,900

0.29

Elyria

Northwood St

$91,400

0.3

Lagrange

Keywood

$44,900

0.29

Elyria

Northwood St

$159,900

0.21

Lagrange

Keywood

$44,900

0.29

Elyria

Oberlin Rd

$219,000

48.2

Lagrange

Opportunity Way

$119,900

2.18

Elyria

Rosewood St

$125,000

9.5

Lagrange

Opportunity Way

$352,550

6.41

Elyria

V/L Oberlin Rd

$189,900

29.49

Lagrange

Opportunity Way

$377,300

6.86

Elyria

Wade Ave

$59,000

2.5

Lagrange

S/L 5 East Pky

$35,000

0.25

Elyria

West Ridge Rd

$199,900

9.47

Lagrange

V/L Mountain Lion Dr

$240,000

39.8

Grafton

0000 East Dunham Rd

$1,300,000

100

Lagrange

V/L Whitehead Rd

$60,000

5.05

Grafton

1017 Chestnut St

$25,000

0.2

Lorain

1309 West 8th St

$9,000

0.11

Grafton

36524 Neff Rd

$224,900

20

Lorain

19th

$28,000

Grafton

Island Rd

$30,000

1.01

Lorain

2139 North Ridge Rd

$167,777

1.15

Grafton

Main St

$99,900

1.2

Lorain

2223 North Ridge Rd

$43,900

0.38

Grafton

Moorland Dr

$59,900

2.01

Lorain

2431 Goble Dr

$14,900

0.27

Grafton

Moorland Dr

$59,900

2.01

Lorain

3581 Astor Ln

$34,900

0.379

Grafton

Timber Ridge Rd

$70,000

1.72

Lorain

4953 West Erie Ave

$139,900

1.95

Grafton

V/L Avon Belden Rd

$227,525

27.58

Lorain

4977 Oberlin Ave

$45,000

1.3

Grafton

V/L Durkee Rd

$250,000

9.1

Lorain

4985 Oberlin Ave

$45,000

1.3

Grafton

V/L Willow St

$544,900

68

Lorain

5175 Oberlin Ave

$75,777

1.29

Grafton

V/L-A State Route 83

$69,900

6.32

Lorain

702 Broadway

$89,900

0.07

Grafton

V/L-B State Route 83

$69,900

6.32

Lorain

Colorado Ave

$65,000

Grafton

V/L-C State Route 83

$69,900

6.32

Lorain

Colorado Ave

$120,000

5.79

Grafton

V/L-D State Route 83

$79,900

6.32

Lorain

Colorado Ave

$175,000

7.35

Grafton

V/L-G State Route 83

$79,900

6.32

Lorain

Cooper Foster Park Rd

$75,000

0.64

Grafton

V/L-H State Route 83

$75,000

6.32

Lorain

East 28th St

$250

0.14

Grafton

V/L-I State Route 83

$79,900

6.45

Lorain

Fairless Dr

$295,000

7.11

Lagrange

14446 State Route 301

$58,000

2.26

Lorain

Fillmore Ave

$52,500

2.57

Lagrange

152 Mallard Creek Run

$65,000

1.133

Lorain

Grove Ave

$89,900

10.38

Lagrange

282 Eastlake Dr

$29,900

Lorain

Jaeger Rd

$75,000

2.83

Lagrange

283 Eastlake Dr

$29,900

Lorain

North Ridge Rd

$167,777

1

Lagrange

284 Eastlake Dr

$29,900

Lorain

Oak Point

$99,900

0.449

Lagrange

285 Eastlake Dr

$29,900

Lorain

Root Rd

$750,000

0.96

Lagrange

286 Eastlake Dr

$29,900

Lorain

Root Rd

$750,000

1.3

Lagrange

287 Eastlake Dr

$29,900

Lorain

Rosecliff Dr

$125,000

Lagrange

288 Eastlake Dr

$29,900

Lorain

Surf Rd

$30,000

0.45

Lagrange

289 Eastlake Dr

$32,900

Lorain

Toledo Ave

$9,900

0.3

Lagrange

41018 Parsons Rd

$58,000

2.22

Lorain

UNK Russell Ave

$74,900

5.2

Lagrange

555 Appomattox Ct

$25,000

0.439

Lorain

V/L Clinton Ave

$299,900

23.2

page 36

www.ncbia.com

February 2020


Lorain

V/L Colorado Ave

$125,000

Oberlin

V/L West College St

$145,000

3.9

Lorain

V/L Jaeger Rd

$120,000

Lorain

V/L Pearl Ave

$60,680

11.53

Oberlin

VL Parsons Rd

$59,900

3.12

4.69

Oberlin

VL RT 58

$600,000

71.26

Lorain

V/L West 38th St

$20,000

0.75

Sheffield

3935 Elyria Ave

$35,000

1.5

Lorain

Vincent Ave

$7,500

0.07

Sheffield Lake

4215 East Lake Rd

$99,900

0.31

Lorain

Vincent Ave

$7,500

0.07

Sheffield Lake

Lake Rd

$28,900

0.32

Lorain

Vincent Ave

$7,500

0.07

Sheffield Lake

Lakeview Ave

$25,000

0.27

Lorain

Vincent Ave

$7,500

0.07

Sheffield Lake

Parkview Dr

$30,000

0.26

Lorain

VL Brenner Dr

$15,000

0.24

Sheffield Lake

Parkview Dr

$30,000

0.26

Lorain

VL Colorado Ave

$500,000

6.641

Sheffield Lake

Richelieu Ave

$19,900

Lorain

VL West Erie

$195,000

3.13

Sheffield Lake

Robinwood Ave

$30,000

Lorain

VL West Erie Ave

$135,000

3.5

Sheffield Lake

S/L 77 & 78 Community Rd $19,000

0.2

Lorain

West 18th St

$5,000

0.12

Sheffield Lake

Treadway Blvd

$120,000

3.4

Lorain

West 9th St

$8,000

Sheffield Village 1641 Root Rd

$750,000

20.01

New London

Bursley Rd

$45,000

7.08

Sheffield Village Root Rd

$750,000

2.79

North Ridgeville 32801 Lorain Rd

$350,000

1.21

Sheffield Village Root Rd

$750,000

14.17

North Ridgeville 34613 Center Ridge Rd

$200,000

1

Sheffield Village V/L French Creek Rd

$45,000

1.81

North Ridgeville 37740 Sugar Ridge

$58,000

Sheffield Village V/L French Creek Rd

$45,000

1.82

North Ridgeville 7691 Avon Belden Rd

$795,000

20

Spencer

V/L West Rd

$79,900 8

.35

North Ridgeville Avon Belden Rd

$99,000

1.91

Sullivan

V/L Stewart Rd

$63,900 1

0.35

North Ridgeville Avon Belden Rd

$159,000

3.86

Valley City

Grafton Eastern Rd

$129,900

15.39

North Ridgeville Bender Rd

$450,000

Vermilion

3080 Brownhelm Station Rd $49,900

1.25

North Ridgeville Bliss Pky

$250,000

1

Vermilion

3741 Parkside Reserve St $39,500

0.296

North Ridgeville Chestnut Ridge Rd

$124,700

2.36

Vermilion

3760 Parkside Reserve St $35,900

0.316

North Ridgeville Chestnut Ridge Rd.

$65,000

3.1

Vermilion

3770 Parkside Dr $35,900 0.316

North Ridgeville Evergreen Blvd

$1,542

1.27

Vermilion

3780 Parkside Reserve St $27,900

0.316

North Ridgeville Evergreen Blvd

$185,000

1.27

Vermilion

3791 Parkside Reserve St $35,900

0.374

North Ridgeville Gloria Ave

$11,000

0.12

Vermilion

3872 Edgewater

$239,900

North Ridgeville Sugar Ridge Rd

$62,000

1.27

Vermilion

550 Sunnyside Rd

$66,000

2.18

North Ridgeville V/L Behm Rd

$50,000

0.5

Vermilion

580 Sunnyside Rd

$66,000

2.179

North Ridgeville V/L Forest St North

$35,000

0.94

Vermilion

660 Sunnyside Rd

$53,000

1.576

North Ridgeville V/L Main Ave

$15,000

Vermilion

Claus Rd. & Sunnyside Rd. $249,900

32.31

North Ridgeville V/L Stoney Ridge Rd

$62,900

0.81

Vermilion

High Bridge Rd

$39,900

1.5

North Ridgeville V/L Stoney Ridge Rd

$62,900

0.84

Vermilion

Mornington Rd

$99,900

1.2

North Ridgeville VL Reed Rd

$78,900

5.9

Vermilion

S/L #107 Flint Dr

$33,900

0.257

North Ridgeville VL15 Chestnut Ridge Rd $450,000

9.18

Vermilion

S/L #112 Arrowhead Dr

$33,900

0.247

Oberlin

47104 US Route 20

$699,000

23.48

Vermilion

S/L #58 Arrowhead Dr

$33,900

0.289

Oberlin

Butternut Ridge Rd

$124,900

3.75

Vermilion

S/L #80 Wayne Trail

$33,900

0.257

Oberlin

Lost Elm Dr

$65,000

3.43

Vermilion

S/L #82 Wayne Trl

$33,900

0.256

Oberlin

Reserve Ave

$39,900

0.544

Vermilion

V.L. Ridgeview Dr

$300,000

35

Oberlin

Reserve Ave

$39,900

0.549

Vermilion

V.L. Woodland Dr

$440,000

44.43

Oberlin

Reserve Ave

$39,900

0.55

Vermilion

V/L 10 Gore Orphanage Rd $45,000

1.51

Oberlin

Reserve Ave

$39,900

0.595

Vermilion

V/L 11 Gore Orphanage Rd $45,000

1.52

Oberlin

St Rt 20

$55,900

1.46

Vermilion

V/L 12 Gore Orphanage Rd $52,500

2.79

Oberlin

State Route 58

$35,000

1

Vermilion

V/L 9 Gore Orphanage Rd $45,000

1.51

Oberlin

State Route 58

$250,000

1.43

Vermilion

V/L Baumhart Rd

$50,000

2.14

Oberlin

U S Rt 20

$45,000

4.02

Vermilion

v/l Ferndale Ave

$34,900

0.324

Oberlin

U S Rt 20

$55,000

5.53

Vermilion

V/L Liberty Rd

$164,900

4.3

Oberlin

U S Rt 20

$99,000

10.34

Vermilion

Vermilion Rd

$450,000

61.2

February 2020

www.ncbia.com

0.438

page 37


Vermilion

West River Rd

$14,900

Vermilion

Woodlands Dr

$39,900

0.97

Wellington

139 South Mill St

$19,900

Wellington

49625 Peck Wadsworth Rd $425,000

32.63

Wellington

Bursley Rd

$78,500

10

Wellington

Hughes Rd

$44,000

2.3

Wellington

Rowell Rd

$619,999

92.81

Wellington

South Main St

$150,000

1.21

Wellington

South Main St

$430,000

16.39

Wellington

Union St

$24,900

0.3

Wellington

V/L Quarry Rd

$315,900

70.2

0.25

Don’t miss out! We’ve updated the Office Depot program to offer our members even more! OUR NEW PROGRAM INCLUDES: Substancial Discounts NAHB members saved an average of 26% over retail in 2018! Increased Flexibility Discounts apply both in-store AND online.

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USING THE PRIVATE OFFER FOR NAHB MEMBERS IS EASY:

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Dedicated Support Get answers from an Office Depot Representative Businesses can also enroll in account billing for added convenience! To enroll in a direct billing account, call 855-337-6811 X 2897

For even more value, combine this offer with the National Fleet Purchase Program and Business Choice Offers. For full details on the Private Offer, NAHB members should visit nahb.org/gm. Example offer for NAHB members who are business owners purchasing a 2019 Chevrolet Silverado 2500HD Crew Cab 1LT 4WD.

$1,000 Private Offer2

+

$4,800

Up to

$1,000

+

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Eligible Accessory Cash Allowance4

Up to

=

$6,800 In Potential Value

To print your discount card or to shop online, visit us at:

officediscounts.org/nahb

1 Equipment from independent suppliers is not covered by the GM New Vehicle Limited Warranty. GM is not responsible for the safety or quality of independent supplier alterations. 2Private offer amount varies by model. Up to $500 offer for retail deliveries and up to $1,000 offer for fleet deliveries. Valid toward the purchase or lease of eligible new 2018 and 2019 model year vehicles. Customer must take delivery by 1/2/2020. Not compatible with some other offers. Not valid on prior purchases. Offer excludes Chevrolet Blazer, Bolt, Camaro, Corvette, Sonic, Spark, Trax, Volt, Buick Cascada, Envision, LaCrosse, Regal, Verano, and all Cadillac vehicles. Additional GM models may be excluded from time to time at GM’s sole discretion. See dealer for details. 3Offer available to qualified fleet customers through 1/2/2020. Not compatible with some other offers. Take delivery by 1/2/2020. See dealer for details. 4To qualify, vehicle must be used in the day-to-day operations of your business and not solely for personal/non-business-related transportation purposes. Must provide proof of business ownership. For complete program requirements, including information regarding offers, vehicles, equipment, options, warranties, and ordering, consult your dealer or visit gmbusinesschoice.com. Not eligible on Associated Accessories from third-party independent suppliers. Not available with some other offers. Take delivery by 1/2/2020. See dealer for details. ©2018 General Motors, LLC. All rights reserved. The marks appearing in this ad are the trademarks or service marks of GM, its subsidiaries, affiliates, or licensors.

page 38

www.ncbia.com

February 2020


NAHB TESTIFIES

House Energy Bill Would Harm Housing Affordability

N

AHB today urged the House to oppose to H.R. 3962, the Energy Savings and Industrial Competitiveness Act of 2019, warning that the legislation would exacerbate the nation’s housing affordability woes. Testifying on behalf of NAHB before the House Energy and Commerce Subcommittee on Energy, Arn McIntyre, a green builder from Grand Rapids, Mich., said that several provisions in H.R. 3962 would needlessly raise home construction costs while doing little to boost energy efficiency in the housing sector. “This legislation would harm housing affordability as a result of its mandates for overly costly and aggressive energy efficiency requirements to be included in model building energy codes,” said McIntyre. “NAHB is also concerned that the bill will expand the federal government’s authority over state and local governments’ prerogatives to adopt cost-effective and location-appropriate building codes.” With the nation in the midst of a housing affordability crisis, McIntyre added that H.R. 3962 would worsen the problem by: •

• •

Focusing on initiatives that will increase costs for new housing and buildings while ignoring the existing older structures, which constitute more than 80 percent of the U.S. building stock and are responsible for an even greater portion of greenhouse gas emissions and energy consumption. Failing to establish reasonable criteria for technology readiness or meet the economic payback period expected by the consumer (less than 10 years) for any minimum code requirement or proposal supported or initiated by the Department of Energy (DOE). Empowering the DOE to advocate for overly prescriptive, not fully vetted, and costly energy targets for new residential buildings; and Authorizing the DOE to impinge on the states’ abilities to customize model codes to meet their specific jurisdictional goals to improve building performance.

• “NAHB wants to work as a partner with all levels of government to encourage energy efficiency,” said McIntyre. “However, we must all work together to ensure housing affordability is not jeopardized in the process. Therefore, NAHB urges Congress to focus on solutions that are market driven, such as above code voluntary programs and other incentives, and to focus on increasing the energy efficiency of the existing housing stock.”

February 2020

www.ncbia.com

page 39


North Coast Building Industry Association

2020

EVENTS FEBRUARY

MAY

[CAREER & TECHNICAL EDUCATION MONTH]

2020 Home & Remodeling Show Emerald Event Center 9:00 - 5:00

[NATIONAL HOME REMODELING MONTH]

LOCAL EVENT

JUNE

[NATIONAL DESIGNATION MONTH] STATE EVENT

Executive Committee & Board Meeting 3:30 & 5:00 General Membership Meeting Ahern’s Banquet Center, Avon Lake 5:00

BOARD

MEMBERSHIP EVENT

[NATIONAL HOMEOWNERSHIP MONTH]

Young Professionals: Night at the Crushers Sprenger Stadium, Avon 6:30

APRIL

Good Friday (Office Closed) Member Mixer “Appetite for Building” Home Appliance Sales & Service, Avon 5:30 - 7:30

MEMBERSHIP EVENT

Elected Officials Reception Parker’s Grill & Tavern, Avon Lake 4:00

MEMBERSHIP EVENT

MEMBERSHIP EVENT

NAHB Spring Leadership Meeting Washington, DC General Membership Meeting & Cookout Pogie’s Clubhouse, Amherst 11:30

[NEW HOMES MONTH]

Revised 2/10/20

BOARD

Memorial Day (Office Closed)

MARCH

OHBA Organizational Meeting Hilton Easton, Columbus

Executive Committee & Board Meeting 3:30 & 5:00

NATIONAL EVENT

MEMBERSHIP EVENT

OHBA Summer Board of Trustees Meeting Grand Hotel, Mackinac Island, MI

STATE EVENT

JULY Executive Committee & Board Meeting 3:30 & 5:00 Golf Classic Sweetbriar Golf Course, Avon Lake 8:00 AM

BOARD

MEMBERSHIP EVENT


DECEMBER

AUGUST NAHB Association Management Conference Minneapolis, Minnesota Softball Game & Picnic Amherst Township Park, Amherst Township 1:00

NATIONAL EVENT

Executive Committee & Board Meeting 3:30 & 5:00

BOARD

Christmas Eve (Office Closed) MEMBERSHIP EVENT

Christmas Day (Office Closed) New Year’s Eve (Office Closed)

SEPTEMBER

[ASSOCIATE MEMBER APPRECIATION MONTH]

Labor Day (Office Closed) Executive Committee & Board Meeting 3:30 & 5:00 Clambake Amherst Eagles, Amherst 5:30

BOARD

MEMBERSHIP EVENT

MEMBERSHIP EVENT

OCTOBER

BOARD

[CAREERS IN CONSTRUCTION MONTH]

NAHB Fall Leadership Meeting Kansas City, Missouri

NATIONAL EVENT

LOCAL EVENT

STATE EVENT

General Membership Meeting & Election Night 5:00 (More info to come)

MEMBERSHIP EVENT

NOVEMBER [SPIKE APPRECIATION MONTH]

OHBA Fall Board of Trustees Meeting Hilton Easton, Columbus Thanksgiving (Office Closed)

Revised 2/10/20

STATE EVENT

NATIONAL EVENT


OHIO MUNICIPAL LEAGUE

OML UPDATE AT-A-GLANCE

H week: •

February 7, 2020

ere are the top three things you need to know from this past

The Bureau of Workers’ Compensation (BWC) has announced the board has approved a substantial expansion of the Safety Grants program. The grants will be increased by 75%, or an additional $30 million for FY 20-21. Both public and private employers are eligible for up to $40,000 for training and equipment to reduce risk of workplace illness and injury. Seven grants totaling approximately $7 million have been awarded by the Ohio Diesel Emissions Reduction Grant (DERG) Program to replace 29 older diesel transit buses with buses powered either by electricity or compressed natural gas. For more information about the grant program. Ohio Secretary of State Frank LaRose announced that 80 of all 88 Ohio counties are now 100 percent compliant with his election security directive, while seven more intend to become compliant over the next two weeks before the start of early voting. The Van Wert County Board of Elections has been placed under administrative oversight due to its lack of a plan to become compliant.

HOUSE PASSES BILL OVERHAULING SCHOOL VOUCHERS AND ELIMINATING SCHOOL TAKEOVERS BY STATE This week, the House passed SB 89, sponsored by Sen. Huffman (R - Lima), with amendments creating a new school voucher system and dissolving all academic distress commissions. (Link: https://bit. ly/3biveMI). This is the most recent bill in a series of legislative efforts to make substantial changes to school vouchers in Ohio. Much of the ongoing debate centers around the Ohio Education Choice Scholarship (EdChoice) Program, which gives students in designated public schools the opportunity to attend participating private schools while also providing scholarship opportunities to lowincome students from kindergarten through 12th grade. Currently, 517 public schools are eligible for EdChoice vouchers list. Eligibility is determined by school performance; if a school is identified as failing, students are able to instead attend private school. If the legislature does not make any changes to the current program, 1,227 schools will become eligible for the voucher program in the next school year. In late January, HB 9, sponsored by Rep. Jones (R - Freeport) and Rep. Sweeney (D - Cleveland) and written to modify eligibility for the EdChoice Program, was amended in Conference Committee by the Senate. (Link: https://bit.ly/2H38qCA). The number of eligible schools

page 42

was capped at 420 schools and the qualifying limit of income-based vouchers was increased to 300% of the Federal poverty level, which is $78,000 for a family of four. The House then refused to concur on the Senate’s changes. Also, in late January, the Governor signed another education bill, SB 120, sponsored by Sen. McColley (R - Napoleon) and Sen. Rulli (R Salem). (Link: https://bit.ly/378XUUV). That bill was initially drafted to allow the Auditor of State to conduct performance audits on institutions of higher education. Before it was signed, several amendments were passed by the House, including a temporary 60-day delay for the voucher application process and a $10 million appropriation to cover new vouchers if a fix to the EdChoice program is not made. The House-passed version of SB 89 replaces the EdChoice program with the Buckeye Opportunity Scholarship Program, which determines eligibility by family income instead of school performance grade. The bill would also dissolve the academic distress commissions (ADCs) for Easy Cleveland, Lorain and Youngstown, thus preventing the state takeover of those school districts. No more ADCs could be created until 2024. The Senate has adjourned for the near future and it is not clear what action they will take on these changes. We will continue to keep our members updated as this issue progresses. BILL ENABLES MUNICIPALITIES TO ENCOURAGE AFFORDABLE HOUSING This week, a substitute bill was adopted for a bill that would allow municipalities to encourage new home construction and existing home renovations. SB 212, sponsored by Sen. Schuring (R - Canton), would authorize townships and municipal corporations to designate areas within which new homes and improvements to existing homes are wholly or partially exempted from property taxation. (Link: https://bit.ly/389b5GM). During its fourth hearing before the Senate Ways and Means Committee, a substitute bill was adopted that does the following: •

• •

Stipulates the ordinance or resolution adopted by the municipality or township designating the Neighborhood Development Area (NDA) must include findings that demonstrate that there is a current lack of adequate housing and that the NDA will encourage new construction and home improvement that would not have occurred without it; Requires the ordinance or resolution to provide a projection of how the NDA will enhance property values and thereby ultimately generate additional tax revenues. Mandates that the municipality or township must notify the school district within the NDA that it is seeking a 100% property tax

www.ncbia.com

February 2020


exemption for qualified projects within the NDA. It also requires that the township or municipality to attempt in good faith to negotiate with the school district a mutually acceptable agreement for the 100% exemption. If after 60 days of the notice to the school district an agreement hasn’t been reached, the exemption shall be 70%. The executive vice president of the Ohio Home Builders Association, Vince Squillace, said during his proponent testimony that the bill would generate the construction of affordable housing. His testimony cited statistics demonstrating a drop in Ohio housing over the decade from 2007 to 2017 and said that in central Ohio alone, there is an approximate shortage of 50,000 houses.

The League is grateful to Sen. Schuring for his work helping Ohio’s cities and villages encourage the construction and renovation of affordable housing. We will continue to update our members as this bill moves through the legislative process. ODOT EXPANDS FUNDING FOR LOCAL GOVERNMENT SAFETY PROJECTS Thanks to July’s increase in the motor fuel tax, the Ohio Department of Transportation (ODOT) will no longer require a 10 percent local contribution for safety projects but will now cover 100 percent of the project costs.

While funding requests usually range from $200,000 to $5 million, ODOT will consider funding requests up to $10 million. Eligible projects include adding turn lanes, reconstructing rural curves and upgrading signs, signals and pavement markings. Applications are accepted twice a year with deadlines on April 30 and September 30. Abbreviated applications are accepted any time during the year for projects totaling $500,000 or less. ODOT will also allocate an additional $10 million to the Pedestrian Safety Improvement Program, which targets safety improvements for pedestrians or bikers in large urban areas. Eligible projects could include improvements to curb ramps, raised crosswalks, pedestrian refugee islands, pedestrian countdown signals, streetlights, pavement markings and signage for crosswalks. Interested applicants should contact the safety coordinator in their ODOT district. NEW BILLS OF MUNICIPAL INTEREST Here is a new bill that would impact municipalities that was introduced this week: •

HB 490 - VEHICLE FEES. Sponsored by Rep. Greenspan (R - Westlake) and Rep. Sheehy (D - Oregon), would provide for the proration of the plug-in electric and hybrid motor vehicle registration fees. The League is still looking into this legislation. (Link: https://bit.ly/387fom1)

supportive of this legislation.(Link: https://bit.ly/2H1uSMy) HB 421 - LOCAL GOVERNMENT. Sponsored by Rep. Smith (R - Germantown), and Rep. Blair (D - Weathersfield), would provide a municipal corporation or county immunity from civil and criminal liability in any action that arises from a hospital police officer acting directly in the discharge of the person’s duties as a police officer and that occurs on the premises of the hospital or its affiliates or subsidiaries or elsewhere in the municipal corporation or county. During its second hearing before the House Civil Justice Committee, a representative from the UC Health system testified in support of the bill. The League is supportive of this legislation. (Link: https://bit.ly/2Svfw8y) HB 425 - CONCEALED WEAPONS. Sponsored by Rep. Wiggam, (R - Wooster), would modify the requirement that a concealed handgun licensee must notify a law enforcement officer that the licensee is authorized to carry a concealed handgun and is carrying a concealed handgun when stopped. During its second hearing before the House Federalism Committee, the bill’s sponsor explained the bill changes the law to require a carrier of a concealed handgun to notify law enforcement that he has a concealed handgun license when asked to produce state identification. The League is neutral on this legislation.(Link: https://bit.ly/31BfIaq) SB 39 - INSURANCE TAX. Sponsored by Sen. Schuring (R Canton), would authorize an insurance premiums tax credit for capital contributions to transformational mixed-use development projects. During its fifth hearing before the House Economic and Workforce Development Committee, a substitute bill was adopted make the Ohio Tax Credit Authority the program administrator instead of the director of the Development Services Agency, sunset the law on June 30, 2022 and grant lien rights to commercial real estate brokers. The League is supportive of this legislation. (Link: https://bit.ly/39aVlTZ) HB 137 - EMPLOYEE EARNINGS. Sponsored by Rep. Kelly (D - Cincinnati) and Rep. Vitale (R - Urbana), would require an employer to provide earnings and deductions statements to each of the employer’s employees. During its first hearing before the Senate Transportation, Commerce and Workforce Committee, the bill’s sponsors explained the bill would require employers to provide pay statement access to employees. The League is neutral on this legislation.(Link: https://bit.ly/2SkVuNM) HB 253 - FIREWORKS LAW. Sponsored by Rep. Manning (R New Middletown) and Rep. O’Brien (D - Warren), would revise the Fireworks Law. During its third hearing before the House Commerce and Labor Committee, opponents including the Ohio Chapter of the American Academy of Pediatrics and Prevent Blindness testified in opposition to the bill. The League is neutral on this legislation. (Link: https://bit.ly/2Sngu6t)

(continued on page 41)

COMMITTEE UPDATE: BILLS OF MUNICIPAL INTEREST Here are the bill impacting municipalities that received committee hearings this week: •

SB 190 - INCOME TAX CREDIT. Sponsored by Sen. Schaffer (R Lancaster), would allow an income tax credit for law enforcement officials who purchase safety or protective items to be used in the course of official law enforcement activities. During its third hearing before the Senate Ways and Means Committee, the bill was amended to narrow the list of items law enforcement could use the tax credits to purchase. Westerville Police Chief Charles Chandler also testified in support of the bill. The League is

February 2020

www.ncbia.com

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Sign up. Sign in. NPP members enjoy exclusive offers and negotiated pricing from brands like these:


COMMITTEE SCHEDULE FOR THE WEEK OF FEBRUARY 9, 2020

Ohio Municipal League Meetings & Trainings

Tuesday, February 11, 2020

Mayors Court 2020 Initial Training

SENATE WAYS AND MEANS

February 20 & 21: Registration Information

Tue., Feb. 11, 2020, 11:15 AM, Senate Finance Hearing Room Newly Elected Council Training Programs

Sen. Roegner: 614-466-4823

Saturday February 29, Mason Area HB17**

Saturday March 21, Columbus Area

SURVIVING SPOUSES-HOMESTEAD EXEMPTION (GINTER T) To

Saturday April 4, Independence Area

allow an enhanced homestead exemption for surviving spouses of

Registration Information

public safety personnel killed in the line of duty.

First Hearing, Sponsor Testimony

Report(s): My Tracked Bills, OML Legislative Report

OML/OMAA Webinar February 12, 2020 11:00 am ~ 12:00 pm

SB212**

“Top Errors Municipalities make in the Discipline Process”

AUTHORIZE TOWNSHIPS-EXEMPT PROPERTY TAX (SCHURING

Registration Information

K) To authorize townships and municipal corporations to designate areas within which new homes and improvements to existing homes are wholly or partially exempted from property taxation.

Fifth Hearing, All Testimony, POSSIBLE VOTE

Report(s): My Tracked Bills, OML Legislative Report

CHECK OUR WEBSITE MONDAY FOR ANY CHANGES TO THE COMMITTEE SCHEDULE.

February 2020

Ohio Municipal League Legislative Inquires: Kent Scarrett, Executive Director Edward Albright, Deputy Director Ashley Brewster, Director of Communications Thomas Wetmore, Legislative Advocate Website/Bulletin Issues: Zoë Wade, Office Manager

www.ncbia.com

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February 2020 BWC News from CareWorks Comp “Not everything that is faced can be changed, but nothing can be changed until it is faced.” ~James Baldwin

Register now for Ohio BWC Annual Safety Congress & Expo (OSC20)! We here at CareWorks Comp highly suggest that you or someone from your organization register for the BWC’s Annual Safety Congress & Expo (OSC 2020) that will be held in Columbus, Ohio, on March 11-13, 2020. This event will be held at the Greater Columbus Convention Center where you can attend free educational sessions, workshops, and receive in-depth training. Session topics range from occupational safety and health, wellness and rehabilitation, controlling workers’ comp claims costs and much more. You can view complete event information, including the event schedule, hotels, directions and free online registration at https://ohiosafetycongress.com/content/osc20/Home/.

What about Handicap Reimbursements & Lump Sum Settlements? With regard to Handicap Reimbursements, CareWorks Comp guarantees our customers that we will review all lost time claims that are eligible for the BWC’s Handicap Reimbursement Program. Each claim in which an eligible handicap condition is identified will be filed within the BWC’s prescribed filing time limitations. There are 26 conditions that the BWC recognizes--from diabetes to epilepsy to, even, arthritis. If we are able to show the BWC that one of these allowable conditions slowed the injured worker’s recovery from the claim and had nothing to do with the injury, we will petition the BWC to remove a portion of the claim’s cost out of your experience. With regard to Lump Sum Settlements, we will only make settlement recommendations that produce a favorable outcome for the employer. When reviewing a claim for settlement potential, we will: • Review current claims costs as the starting point for all settlement negotiations. • Estimate and utilize future medical and compensation in the settlement proposal. • Consider your program enrollment and the impact that a settlement will have on your participation (e.g. Group Retro refund impact.) • Include the injured worker’s current employment status as part of the settlement discussion. Settlement can bring closure to a frustrating and difficult claim that is a drain on your company’s resources and time. Even if a claim is no longer in your experience and impacting your current premiums, settlement can still provide a benefit to you by eliminating the nuisance of ongoing claim activity. The good news is that you have an equal voice when it comes to the terms of the settlement and no settlement can be processed without your consent. Remember, settling a claim closes the claim and removes the reserve. The claim is still used 4 times to calculate our EMR (Experience Modification Rate.) Our dedicated Cost Containment Team is here to assist you at every step of the cost savings process! We are available to discuss your account and offer specialized recommendations based on your organization’s individual needs.

CareWorks Safety Library: Now Live! Looking for an easy way to fulfill your 2-hour Safety Training Requirement for this current 2019 Policy Year? We’ve got the answer! Simply go to: CareWorks Safety Training Library web link Here, you will find previously recorded webinars for which you can register to fulfill your 2-hour Safety Training Requirement. Each webinar is 2 hours and costs $25.00. Currently, there are 4 webinars to choose from: • • • •

Employee Engagement OSHA Inspections; Prevention, Preparation, & Minimizing Fines OSHA Recordkeeping Preventing Slip, Trip, Fall, & Overexertion Injuries

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February 2020


Looking for a do-it-yourself Toolbox Talk to give to your employees? Go to: CareWorks Safety Training Library web link click on the orange “VIEW TOOLBOX TALKS” link and you will see 13 different Toolbox Talk programs that you can download and use to train your employees. The topics range from Emergency Evacuation Plans to Diffusing Workplace Violence and even Parking Lot Safety. Print out each of them and use one at your next employee meeting!

Ohio BWC Free Informational Webinars Each month, BWC hosts two monthly webinars to help educate and keep the employer community informed on several items. The same topics are covered twice a month; webinars are held on the second Tuesday and fourth Thursday. Registration links as well past and current webinar information can be found at the following link: Monthly Employer Update Webinars The webinars last about 20-25 minutes. Any employer may attend, and they are FREE!

Summary of Work-Related Injuries and Illnesses due: February 1st Employers with eleven or more employees and whose establishments are not classified as a partially exempt industry must record work-related injuries and illnesses using OSHA Forms 300, 300A and 301. Employers who are required to keep Form 300, the Injury and Illness log, must post Form 300A, the Summary of Work-Related Injuries and Illnesses, in a workplace every year from February 1 to April 30. Current and former employees, or their representatives, have the right to access injury and illness records. Employers must give the requestor a copy of the relevant record(s) by the end of the next business day. OSHA’s definition of work-related injuries, illnesses and fatalities are those in which an event or exposure in the work environment either caused or contributed to the condition. In addition, if an event or exposure in the work environment significantly aggravated a pre-existing injury or illness, this is also considered work-related. If a work-related injury or illness results in medical treatment beyond first aid, you must record it on the OSHA 300 Log. Required information • •

Completion of both the 300 and 300A Verify that you’ve classified each case only once on both forms. ○ A case that has one day away and several days restricted would be classified as days away from work, not both. Each case is classified only once, and it is classified as the most serious. ○ The other recordable case is a case that does not have days away or job transfer or restriction. The case is recordable because it is beyond first aid. Verify that the total number of cases equals the total number of injuries and illnesses; otherwise, you will receive an error message and will not be able to submit.

• For more information or questions contact Jim Wirth, jim.wirth@careworkscomp.com or 614-827-0370

Do you have a Health & Wellness Program? If Not, the Ohio BWC Can Help You: Better You, Better Ohio! Better You, Better Ohio… BWC’s Health and Wellness Program A healthy workforce is crucial to a successful business. That is why BWC is offering Better You, Better Ohio to Ohio’s workforce. It is a free health and wellness program designed to provide health and wellness resources and services to workers of small employers with 150 or fewer employees in high risk industries. Major health challenges due to obesity, aging and chronic diseases can be the result of lifestyle behaviors that can be addressed by using the resources and support services provided by health and wellness programs like Better You, Better Ohio. A healthy workforce has fewer workers’ compensation claims, has less severe claims, recovers more quickly after an injury and has less absenteeism which can help employers reduce their workers’ comp and healthcare costs. If your business has fewer than 150 employees and doesn’t have a health and wellness program in place Better You, Better Ohio can be a no cost employee benefit that can help improve the health of your employees and your company. Register for one of these upcoming BWC webinars to learn more about the program and financial incentives for your employees: FEBRUARY 2020 BYBO Webinars: BWC Better You, Better Ohio! Wellness Webinar – February 11, 2020 9:30 am BWC Better You, Better Ohio! Wellness Webinar – February 27, 2020 1:30 pm MARCH 2020 BYBO Webinars: BWC Better You, Better Ohio! Wellness Webinar – March 12, 2020 9:30 am BWC Better You, Better Ohio! Wellness Webinar – March 25, 2020 1:30 pm February 2020

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LEGISLATIVE REVIEW

FEBRUARY 4, 2020 REPORT #1 BBS AND RCAC ELECT NEW LEADERSHIP Last week, both the Board of Building Standards and Residential Construction Advisory Committee held its organizational meeting to elect new Chair and Vice-Chair positions. OHBA will be well represented with John Pavlis becoming Vice-Chair of the BBS, and Ric Johnson now serving as Chair of the RCAC. In addition to the other valuable members of the Board and Committee, the home building industry is well position to monitor action at both levels.

OHBA TESTIFIES IN SUPPORT OF SB 212 PROPERTY TAX LEGISLATION Vince Squillace, Executive Vice President of OHBA, testified in support of SB 212 during Tuesday’s meeting of the Senate Ways and Means Committee. SB 212 would give local jurisdictions the option to create opportunity zones and provide some tax relief to residential development. The sponsor, Sen. Schuring is very supportive of the home building industry, and committed to trying to achieve some incentive for new development. Vince’s testimony and committee hearing can be viewed on the Ohio Channel Senate Ways and Means archives, at the following link. https://ohiochannel.org/collections/ohio-senate-ways-and-means-committee

LEGISLATIVE UPDATE SB 212 PROPERTY TAXATION (SCHURING, K.) To authorize townships and municipal corporations to designate areas within which new homes and improvements to existing homes are wholly or partially exempted from property taxation. SB 212 had its third hearing for all testimony in the Senate Ways and Means Committee. The sponsor contacted OHBA before introduction to explain potential benefits. OHBA offered proponent testimony and continues to work with Senator Schuring. HB 289 ELEVATOR LAW (BALDRIDGE, B) To revise the Elevator Law. The elevator licensing bill received its fourth hearing in the House Commerce and Labor Committee for all testimony. OHBA met with the Chairwoman prior to the hearing to explain some need for clarification on a residential exemption, as well as, consideration in differentiating between accessibility equipment and commercial elevator equipment. The committee adopted an amendment to remove language requiring residential point of sale inspections. OHBA is drafting language to share with proponents and the sponsor.

FEBRUARY 7, 2020 REPORT #2

HB 199 COMMERCIAL ROOFING LICENSING LEGISLATION GOES TO HOUSE FLOOR After its fifth hearing in the House Commerce and Labor Committee, the committee voted to favorably report HB 199 to rules and reference and send HB 199 to the full House for a vote. HB 199 is being pushed by the roofing industry and would add commercial roofing contractors to the list of those to be licensed under the existing OCILB statute. The bill will then be referred to a Senate Committee for further hearings. OHBA will continue to watch, and ensure the bill does not include residential construction, or any further amendments which may be cause for concern.

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February 2020


HB 380 CONSTRUCTION PAYMENTS RECEIVES MORE COMMITTEE ACTION The House Commerce and Labor Committee accepted an amendment to clarify HB 380 only applies to private construction, as public construction is already regulated under a different section of the Ohio Revised Code. Additionally, the amendment requires payments to be made within 30 days, instead of the initial draft of 35 days, in order to mirror what is currently in the public section of the law. Residential construction is already exempt and remains exempt in HB 380.

OHIO EPA TO HOST COMPLIANCE CONFERENCE Ohio EPA recognizes that it can be challenging to keep up with all the environmental regulations that apply to your business. To help you achieve compliance, on March 31 – April 1, 2020, Ohio EPA will host its 11th Compliance Assistance Conference at the Greater Columbus Convention Center in downtown Columbus, Ohio. Through the conference, you will gain valuable information and contacts to help you with your environmental compliance responsibilities. Registration and more details can be found at the link below. https://epa.ohio.gov/compliance_conference Please feel free to contact OHBA with any questions or concerns.

are saying when surveyed:

The North Coast Building Industry Association is a strong group of like-minded businesses who support the building industry as a whole. They offer members great opportunities to save money while also giving back to their trade and profession. Most importantly, the NCBIA provides a great opportunity to collaborate and form lasting relationships with other member businesses.

February 2020

I have been a member of the association for 18 years and have served on many committees and been on the board of directors for 13 years and most recently the 2019 President. thru all my service to the association I have met some great people that I consider friends & made great contacts to help grow my business & we learn from each other. So, get involved!!

www.ncbia.com

What members

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Rates on Construction Loans Continue to Drift Downward

BY: PAUL EMRATH

I

n the fourth-quarter of 2019, builders and developers reported declining interest rates on all types of loans covered in NAHB’s quarterly survey on acquisition, development and construction (AD&C) financing (Exhibit 8). The average interest rate declined from 6.39 to 6.13 percent on loans for land acquisition, from 6.31 to 5.94 percent on loans for land development, from 5.99 to 5.63 percent on loans for speculative singlefamily construction, and from 5.63 to 5.38 percent on loans for pre-sold single-family construction. This marks the second quarter in a row of declining rates on all four categories of loans listed in the AD&C survey. Given the relatively short duration of the loans (on average less than three years), the points charged on the initial commitment can be more significant than the rate paid on the amount eventually drawn. On loans to finance single-family construction, initial points on average declined in the fourth quarter—from 0.92 to 0.82 percent on loans for speculative single-family construction, and from 0.74 to 0.64 percent on pre-sold loans. In the other two cases, the trend was in the opposite direction. Average initial points increased from 0.84 to 1.10 percent on loans for land acquisition, and from 0.71 to 1.10 percent on loans for land development. Answers to other questions on the NAHB survey indicate that availability of credit for AD&C improved. The net tightening index derived from the survey was -20.3 in the fourth quarter of 2019, compared to -10.3 in the third quarter. The index is constructed so that negative numbers indicate easing of credit, with larger (in absolute value) negative numbers indicating more widespread easing. A similar index from the Federal Reserve’s survey of senior loan officers still showed net tightening, although to a lesser extent than previously, going from +16.2 in the third quarter of 2019 to +7.4 in the fourth quarter. The NAHB net tightening index distills information from underlying questions that ask builders and developers if availability of credit has gotten better, worse, or stayed the same since the previous quarter. In the fourth quarter of 2019, 9 percent of NAHB developers said availability of credit for land acquisition had gotten worse, compared to 32 percent who said it had gotten better. For land development, 11 percent reported worsening credit conditions, compared to 24 percent who said it improved. Only 4 percent of builders reported that the availability of credit for single-family construction had gotten worse, compared to 29 percent who said it had gotten better.

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www.ncbia.com

February 2020


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With the FCA US LLC vehicle allowance, members, their employees and household family members, are eligible for a $500 cash allowance toward the purchase or lease of most new Chrysler, Dodge, Jeep®, Ram, FIAT® or Alfa Romeo vehicles. This extra member benefit is stackable with most national and local offers. See dealer for details and exclusions.

As the exclusive corporate discount provider for the Walt Disney World Resort, Ticket Monster is proud to offer great savings to NAHB Members on all your favorite Disney attractions! Save big with special offers on Park Hopper passes to visit all four theme parks: Magic Kingdom, Epcot, Hollywood Studios and Disney’s Animal Kingdom, as well as Typhoon Lagoon and Blizzard Beach.

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NAHB members save big at Lowe’s. Now through 12/31/2020, NAHB members can save 5%* plus a bonus 2%** when you use your Lowe’s Business Credit. Sign up and start saving today at LowesForPros.com/NAHB. Discover more ways we can help your business. LEARN MORE

February 2020

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February 2020


2020 MARKETING

GUIDE

Build your business with a customized marketing plan using this complete guide to North Coast Building Industry Association marketing opportunities through digital, print and various event sponsorships.

digital

print

events

Come BUILD with Us!! North Coast Building Industry Association, 5201 Waterford Dr., SheďŹƒeld Village, OH 44035 (440) 934-1090


2020 NCBIA Marketing Guide Dear Members The North Coast Building Industry Association provides members an abundance of ways to achieve professional development and generate recognition. The 2020 Marketing Guide was developed to help you plan your involvement and budget for 2020. Lock in pricing now as it is subject to change. All opportunities featured are accompanied by descriptions to give you a better understanding of the events. Each marketing opportunity not only includes an investment amount, but also the recognition you can expect in return. Getting the most of your membership also means getting involved. We invite you to consider joining a committee or volunteering during events. This will lead you to that pivotal next step of building relationships and subsequently gaining more business. Please look over the choices in this packet. For sponsorship and participation opportunities, mark your choices in this guide and return a copy, along with the completed selection sheet to the NCBIA. We are here to help you determine what works best for you and your organization. Call us any time at (440) 934-1090 Let’s Build a GREAT Year TOGETHER!

TARGET AUDIENCE CODES Denotes Member to Member Denotes Member to Consumer General Membership Meetings 3 General meetings per year Your Company Logo on Registration materials; promotion in NCBIA Media in print & online

o March 18, 2020 ...............................$225 (General Membership Meeting) o June 26, 2020 .................................$225 (Membership Cookout) o October 21, 2020.............................$225 (GM Meeting & Election Night) * Sponsor all three and save $75 ($200 ea.)

Golf Classic - July 31, 2020 - Sweetbriar Golf Course o Presenting Sponsor.................................................. $1,750

Includes 1 comp foursome; company name/logo on banner (NCBIA to provide) placed prominently at outing; presentation at dinner & mic time

o Hole-in-One Sponsor................................................ $TBD

Includes the opportunity to sit at the hole-in-one hole with a partner/staffer to determine a potential winner

o Golf Cart Sponsor.....................................................$1,000

Provides signage for every golf cart; includes 2 dinner tickets

o Dinner Sponsors....................................................... $600

You may bring a banner to hang at the pavilion; includes 4 dinner tickets

o Hors d’oeuvre Sponsor............................................ $500

Provides hors d’oeuvre prior to dinner; includes signage with company name on course; includes 2 dinner tickets

o Breakfast Sponsor.....................................................$300

Opportunity to pass out breakfast at morning registration; includes signage with company name at breakfast area

o Photo Sponsorship................................................... $300

5201 Waterford Dr., Sheffield Village, OH 44035 www.ncbia.com (440) 934-1090

Provides for foursome photos to be taken & mailed out after the outing to each golfer; includes signage with company name on golf course

o Raffle Sponsorship................................................... $250

Announces the winner of the 50/50 raffle during dinner; includes signage with company name on golf course

o Skill Prize Sponsor............................................$250/each (2 Long Drive - 2 Closest to the Pin); includes company name on sign at skill hole; NCBIA or Sponsor will provide prizes to winners

o “Pink” Ball Sponsor....................................................$250 Opportunity to sell pink balls for contest at registration area; includes signage with company name on course

o On-Course Sponsor.................................................. ..$150 Includes signage with company name on golf course

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Issued Feb. 19, 2020 digital

print

events


2020 NCBIA Marketing Guide American Flag Sponsorship $250 Sponsor the flag that flies in front of the NCBIA Office. Your company will be recognized in all NCBIA Media outlets.

Clambake - September 26, 2020 o Event Sponsors.............................................................................................................................$599

Includes: 8 dinner tickets, recognition at event; recognition in BUILDER newsletter; Listing on program/placemat; Banner (you provide) to hang at the front of the venue; and your company name/logo on the registration form

o Raffle Board Sponsors (2 available) ................................................................................................$249

Includes: Your company name on each and every reverse raffle ticket sold from either the $5.00 board or the $10.00 board at the event.

o Patron Sponsors........................................................................................................................... $99

Includes: Listing on event program/placemat

o Chinese Raffle

Yes...I will provide a basket for the Chinese Basket Raffle. NOTE: NCBIA will create a basket for you for only $100.00... o Yes...please bill me for this.

Come Build with Us...

Young Professionals Committee Social Events -

Scheduled throughout the year; promotion in NCBIA Media in print & online o YP Social Event Sponsor............................................ $125

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Issued Feb. 19, 2020 digital

print

events


2020 NCBIA Marketing Guide Monthly BUILDER Newsletter

A NEW ISSUE EVERY MONTH ONLINE AT www.ncbia.com AND EMAILED TO EVERY INBOX

BACK COVER o 4 issues per year o 8 issues per year o 12 issues per year

$585 per issue $455 per issue $325 per issue

INSIDE FRONT COVER o 4 issues per year o 8 issues per year o 12 issues per year

$535 per issue $430 per issue $300 per issue

INSIDE BACK COVER o 4 issues per year o 8 issues per year o 12 issues per year

$505 per issue $390 per issue $275 per issue

FULL PAGE o 4 issues per year o 8 issues per year o 12 issues per year

$450 per issue $345 per issue $245 per issue

1/2 PAGE o 4 issues per year o 8 issues per year o 12 issues per year

$285 per issue $235 per issue $160 per issue

1/4 PAGE o 4 issues per year o 8 issues per year o 12 issues per year

$145 per issue $125 per issue $95 per issue

BUSINESS CARD (1/8 PAGE) o 4 issues per year o 8 issues per year o 12 issues per year

$95 per issue $85 per issue $70 per issue

The NCBIA online BUILDER Newsletter is issued during the last week of each month. It is posted online at www.ncbia.com and back issues can be obtained by contacting the NCBIA at (440) 934-1090 or email the NCBIA at judie@ncbia.com. Enhanced Online Membership Directory Listing (based on 12-month commitment)

o Featured Listing ........................................... $115 Your Company Logo linked to your website

CHOOSE THE MONTHS FOR YOUR ADS o JAN o MAY o SEPT o FEB o JUNE o OCT o MAR o JULY o NOV o APR o AUG o DEC

o Enhanced Listing ......................................... $275 Your Company Logo; photos and company description all . linked back to your website.

NEW this year! bundled together with your Enhanced . Listing, your logo will also be placed in the “Featured . Members” area of our website on the home page where you get even more exposure!

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2020 NCBIA Marketing Guide Issued November 2017

Membership Directory & Consumer Guide Don’t miss this marketing opportunity! The Membership Directory & Consumer Guide is mailed out to consumers, as well as fellow members. Also available as a PDF download on www.ncbia.com, or in print from the NCBIA upon request. 2-PAGE CENTER SPREAD............................................$1285 BACK COVER.................................................................SOLD INSIDE FRONT COVER..................................................$840 INSIDE BACK COVER....................................................$815 FULL PAGE.....................................................................$760 HALF PAGE.....................................................................$535 QUARTER PAGE.............................................................$325 BUSINESS CARD CONGRATULATIONS ON 75.............$75

Weekly eNews Update The eNews Update is published weekly online and delivered via email to all members and VIP Partners (with the exception of the last week of the month when the BUILDER Newsletter is published). NEW for 2020 - you are allowed 550 pixels wide of ad space. Coordinate your eNews ad with your seasonal promotions!

o One Month (3 placements) o Three Months (9 placements)

WEBSITE BANNER ADS

$85 $220

NCBIA.COM HOME PAGE

Your custom ad will appear on the NCBIA home page at the top in the rotating slide section alongside current events. o Rotating Slide, Full Year............$1000

o Home Page, below slideshow..........$600

TOUCH Program...................$600

o Consumer/Member Page.................$350 Want your logo featured on our website home page? See the listing on page 3 for Enhanced Online Membership Directory Listing. It’s now bundled together!

o Your company logo will appear on over 4,000 touches to our members each year; letters, postcards, emails sent monthly (based on 12-month commitment)

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2020 NCBIA Marketing Guide VIRTUAL PARADE OF HOMES - Sponsorships

(can be PRO-Rated)

o Grand Sponsor.............................................................................................................$1000 Includes company logo featured prominently on the landing page of the Parade of Homes site; a rotating slide on the home page at www.ncbia.com with a link to your company website; your company logo/name featured in all marketing efforts; an ad placement each week in the NCBIA e-News Update; recognition in the NCBIA BUILDER Newsletter Magazine and more.

o Home Sponsor...............................................................................................................$500 Includes company logo/name featured on the landing page of the Parade of Homes site; your company logo/name featured in all marketing efforts; recognition in the NCBIA BUILDER Newsletter Magazine and more.

o Sustaining Sponsor........................................................................................................$225 Includes company name featured on the landing page of the Parade of Homes site; your company name featured in selected marketing efforts; recognition in the NCBIA BUILDER Newsletter Magazine and more.

o Patron Sponsor..............................................................................................................$150 Includes company name featured on the landing page of the Parade of Homes site; recognition in NCBIA BUILDER newsletter Magazine and more. Keeping up on the times, today’s consumers know what they want and use the internet to find what they are looking for. Leverage your visibility with the NCBIA Virtual Parade of Homes. Your homes and/or remodeling projects will be open 24/7 on a mobile device or computer. You will have a qualified prospect when they come to visit or call you for an appointment. This marketing opportunity is widely publicized digital, print and at events.

Come Build with Us... 5

Issued Feb. 19, 2020 digital

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2020 NCBIA Marketing Guide Issued November 2017

HOME SHOW 2021 - INFO COMING SOON!!

Want a Customized Marketing Plan? Website Events BU IL DER

Directory

Home Show

Call or email

Email

(440) 934-1090 or maria.sabala.ncbia@gmail.com

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*Refer to page 3 for Builder Newsletter pricing and page 4 for Membership Directory & Consumer Guide pricing

2020 MARKETING

GUIDE

Business card H: 2.0 in W: 3.195 in

Quarter page H: 5.25 in W: 3.195 in

Advertising Spec Sheet

Half page H: 5.25 in W: 8.0 in

Two-page spread (no bleed) H: 10.5 in W: 16.0 in

Full page (no bleed) H: 10.5 in W: 8.0 in

Full page (with bleed) H: 11.0 in W: 8.5 in

Two-page spread (with bleed) H: 11.0 in W: 17.0 in

North Coast Building Industry Association, 5201 Waterford Dr., SheďŹƒeld Village, OH 44035 (440) 934-1090 Issued Feb. 19, 2020

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2020 NCBIA Marketing Guide Selection Sheet Issued Feb. 19, 2020

All Rates and Fees Subject to Change Without Notice

General Membership Meetings o March 18, 2020..............................$225 o June 26, 2020 Cookout..................$225 o October 21, 2020............................$225

Monthly BUILDER Newsletter

Golf Classic o Tournament Sponsors......................$1,750 o Hole-in-One Sponsor.........................$TBD o Golf Cart Sponsor..............................$1000 o Dinner Sponsors.................................$600 o Hors d’oeuvre Sponsor.......................$500 o Breakfast Sponsor..............................$300 o Photo Sponsorship.............................$300 o Raffle Sponsor....................................$250 o Skill Prize Sponsors............................$250 o “Pink” Ball Sponsor.............................$250 o On-Course Sponsors..........................$150

INSIDE FRONT COVER o 4 issues per year.........$535 per issue o 8 issues per year.........$430 per issue o 12 issues per year.......$300 per issue

($200 each if you sponsor all three for the year!)

Clambake o Event Sponsors..................................$599 o Raffle Board Sponsors........................$249 o Patron Sponsors............................... . . $ 9 9 o Chinese Raffle Basket........................$100 Miscellaneous o American Flag Sponsorship................$250 Young Professionals Committee Social Events o YP Social Event Sponsor....................$125 TOUCH Program o Only 1 spot left for 2020......................$600 Featured & Enhanced Online Mobile Membership Directory Listing o Featured Listing..................................$115 o Enhanced Listing................................$275 Weekly E-News Update o One Month (3 placements).....................$85 o Three Months (9 placements)................$220

BACK COVER o 4 issues per year.........$585 per issue o 8 issues per year.........$455 per issue o 12 issues per year.......$325 per issue

INSIDE BACK COVER o 4 issues per year.........$505 per issue o 8 issues per year.........$390 per issue o 12 issues per year.......$275 per issue FULL PAGE o 4 issues per year.........$450 per issue o 8 issues per year.........$345 per issue o 12 issues per year.......$245 per issue 1/2 PAGE o 4 issues per year.........$285 per issue o 8 issues per year.........$235 per issue o 12 issues per year.......$160 per issue 1/4 PAGE o 4 issues per year.........$145 per issue o 8 issues per year.........$123 per issue o 12 issues per year.......$95 per issue

Membership Directory & Consumer Guide 2-PAGE CENTER SPREAD o 4 Quarters..................................... $1260

BACK COVER o Four Quarters..................................SOLD INSIDE FRONT COVER o Four Quarters..................................SOLD INSIDE BACK COVER o Four Quarters...................................$790 FULL PAGE o 1 Quarter..........................................$735 HALF PAGE o 4 Quarters........................................$510 QUARTER PAGE o 4 Quarters........................................$300

VIRTUAL PARADE OF HOMES - Sponsorships

o Grand Sponsor..................................$1000 o Home Sponsor................................. $500 o Sustaining Sponsor.......................... $225 o Patron Sponsor................................ $150

BUSINESS CARD (1/8 PAGE) o 4 issues per year.........$95 per issue o 8 issues per year.........$85 per issue o 12 issues per year.......$70 per issue CHOOSE MONTH(S) FOR YOUR AD(S) o JAN o MAR o MAY o JULY o SEPT o NOV

o FEB o APRIL o JUNE o AUG o OCT o DEC

HOME SHOW 2021 COMING SOON!!

NCBIA.COM WEBSITE ADS

Come Build with Us...

BANNER ADS o Home Page.......................................$600 o Consumer/Member Page ..................$350 HOME PAGE ROTATING SLIDE o One Year ........................................$1,000

Please complete the information below to finalize your sponsorships Company Name _________________________ Please Invoice Me ______

Check Enclosed_____

Contact Name ___________________________ Visa/MC/Disc/Amex _____

5201 Waterford Dr., Sheffield Village, OH 44035 www.ncbia.com (440) 934-1090 Register online at www.ncbia.com, by email: judie@ncbia.com or by phone (440) 934-1090

Phone _________________________________ Email __________________________________ Total Amount Due ___________ **A $5 Convenience Fee will be charged for all Credit Card Payments under $500; $10 for payments Over $500

Card Number ______________________________ Exp. Date____________CVV# ___________ Complete Address__________________________ _________________________________________ Authorized Signature _______________________

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Profile for North Coast BIA

NCBIA February 2020 BUILDER Newsletter  

NCBIA February 2020 BUILDER Newsletter