NCBIA August 2023 BUILDER Newsletter

Page 1

SATURDAY September 9, 2023 AMHERST TWP. FIELD At 44786 Middle Ridge Road T- Shirt Sponsors Page 20 for full 2023 Calendar NEWSLETTER N O R T H C O A S T B U I L D I N G I N D U S T R Y A S S O C I A T I O N north coast bia, sheffield village, oh 44035 www.ncbia.com august 2023 - vol. MMXXIII - no. 8 BUILDER Gates open at 1 PM Game at 2 PM Dinner at 4 PM More Sponsorships Available!

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North Coast Building Industry Association (NCBIA) BUILDER newsletter is the official newsletter of the NCBIA and is published monthly by the NCBIA. The NCBIA is an affiliate of the Ohio Home Builders Association (OHBA) & the National Association of Home Builders (NAHB).

NCBIA Office

5077 Waterford Dr. Suite 302 Sheffield Village, OH 44035 Phone: 440.934.1090

info@ncbia.com | www.ncbia.com

NCBIA Staff Executive Officer

Judie Docs | judie@ncbia.com

Executive Assistant

LaBreeska Bellan | labreeskancbia@gmail.com

Marketing Associate

Ashlyn Bellan | ashlynncbia@gmail.com

2023 NCBIA Officers President

Tim King, K. Hovnanian Homes - Ohio Division Vice President

Mike Meszes, DRC Construction Co.

Associate Vice President

John Toth, Floor Coverings International Treasurer

Melanie Stock, First Federal Savings of Lorain Secretary

Mike Gidich, Honey Dudes Handyman Service

Immediate Past President

Sara Majzun, Majzun Construction Co.

2023 NCBIA Board of Directors

Sam Hudspath, All Construction Services

Kevin Walker, Walker Wealth Managements & Great Lakes Properties & Investments

Dave Linna, Linna Homes & Remodeling

Jason Rodriguez, The S.J.R Building Co.

Jon Sherer, Paraprin Construction

Brian Schwab, RestorePro, Inc.

Dave Weisenberger, Tusing Builders & Roofing Services

Advertising Policy - The North Coast Building Industry Association reserves the right to reject advertising in the Builder newsletter based on content. Acceptance of advertising does not imply endorsement of the product or service advertised.

NCBIA Life Directors

Bob Yost, Dale Yost Construction

Chris Majzun Jr., Majzun Construction Co.

Chris Majzun Sr., Majzun Construction Co.

Jack Kousma, Kousma Insulation

Jeff Hensley, Lake Star Building & Remodeling

Jeremy Vorndran, 84 Lumber

Jim Sprague, Maloney + Novotny, LLC

Liz Schneider Dollar Bank

Mary H. Felton, Guardian Title

Randy Strauss, Strauss Construction

Tom Caruso, Caruso Cabinets

Tom Lahetta, Tom Lahetta Builders, Inc.

2023 NAHB Delegates

These are our members who represent our local industry in Washington DC and Columbus:

Randy Strauss, Strauss Construction

Jason Rodriguez, The S.J.R Building Co.

NAHB Senior Life Delegate

Randy Strauss, Strauss Construction

Ohio’s State Rep. to NAHB

Randy Strauss, Strauss Construction

OHBA 2023 President

Richard Bancroft, Bancroft Development

OHBA Past Presidents

Randy Strauss, 1996

2023 OHBA Trustees

Tim King, K. Hovnanian Homes - Ohio Division

Sara Majzun, Majzun Construction Co.

Mary Felton, Guardian Title (alternate)

2023 OHBA Executive Committee Appointees

Sara Majzun, Majzun Construction (Membership)

Judie Docs, NCBIA (Executive Officers Committee)

OHBA Area 2 Vice-President

Ric Johnson, CAPS Builder & Right at Home Technologies

August 2023 www.ncbia.com page 3
21 18 36 28 Clubhouse at Preserves at French Creek (5800 Preserve Drive, Sheffield Village) OCT Careers in Construction Month Construction NCBIA Annual Clambake NCBIA Annual Clambake ** || 5:30 -10:00 PM 5:30-10:00 Amherst Eagles ( 1161 Milan Ave., Amherst) 14th 18th General Membership Meeting & Election Night GeneralMembershipMeeting&ElectionNight ** || 5-7 PM 5-7PM Location-TBD Wednesday Saturday 9 Thursday Wednesday NOV Spike Appreciation Month SpikeAppreciationMonth Executive Committee ExecutiveCommittee-- 3:30 3:30 || Board Meeting BoardMeeting 5:00 5:00 ClubhouseatPreservesatFrenchCreek(5800PreserveDrive,SheffieldVillage) Thanksgiving Thanksgiving || Office Closed OfficeClosed 23-24 th 8th OHBA Fall Board Meeting OHBAFallBoardMeeting HiltonEaston,Columbus 14th Thursday-Friday Tuesday Building Relationships & Value Through Education BuildingRelationships&ValueThroughEducation || 8:15 8:15 AM-4 PM AM-4PM th LCCCSP114(1005AbbeRoadNorth,Elyria) FourSessionsCometoONEorcometoALL!SeeFlyerinlatesteNewsBlast! DEC Merry Christmas MerryChristmas || Office Closed OfficeClosed 25-26th Monday-Tuesday Member Mixer MemberMixer ** | 5-7 PM 5-7PM 14 th Thursday Captain'sClub(232ParkAve.Amherst) NAHB Leadership Meeting NAHBLeadershipMeeting 4-5th Monday-Tuesday Virtual SEP Associate Member Appreciation Month Member Appreciation 4 th 9th Softball Game & Family Picnic Softball Game & Family Picnic ** || 1-5PM 1-5 PM Labor Day Labor Day || Office Closed OfficeClosed Saturday Monday Clubhouse at Preserves at French Creek (5800 Preserve Drive, Sheffield Village) 13th 28th Executive Committee - Executive Committee- 3:30 || Board Meeting Board Meeting 5:00 5:00 BUILDPAC BUILDPAC WinePairing Fundraiser Dinner Wine Pairing Fundraiser Dinner** || 5-7 PM PM Thursday Wednesday Amherst Township Park (44786 Middle Ridge Road, Amherst) Cole's Public House (209 S. Main Street, Amherst) 19-21st NAHB Leadership Meeting NAHB Leadership Meeting Tuesday-Thursday JW Marriot Desert Springs Resort Palm Springs, CA CALENDAR
2023 Rev 8/28/23
Sponsorships are Available *SponsorshipsareAvailable
OF EVENTS
*

32NCBIA Education Event

33-34Stream + Wetlands (S+W): Congratulations to the 2023-2024 S+W Scholarships Recipients!!

35BUILDER BOOKS: Summer Savings

36-38 - Thank You August Member Mixer Sponsors!

Gallery 2023 August Member Mixer

39 - 2023 Clambake Save the Date

44-45 -

55-56 -

Table
Contents 6 -Menu of Services "What Members are Saying" 7 -Save the Dates 8 -Looking For New Leadership - 2023 NCBIA President 9 Out Of The Office -Executive Officers Report 10NEW! Elected Officials Reception 11-Eye on Housing: Interest for New Homes Strengthens 12 - Eye on Housing: Housing Affordability Expectations Slide Back, AGAIN 13- 2023 Official Membership Directory and Consumer Guide 14-Eye on the Economy: Fed Maintains Hawkish Bias 15-NAHB Now: NAHB Urges Against Using Invalidated WOTUS Rule as New Rule Baseline 16NAHB IBS 2024: FREE EXPO PASS!! 17 - NEW! BUILDPAC Wine Pairing Fundraiser Dinner Flyer 18 - 2023 Annual Softball Game and Family Picnic Flyer 19-Eye on Housing: More New Homes Improve Expectations of Housing Availability 21-NCBIA 2023 Calendar of Events Updated! 22-NAHB Contracts! 24NAHB IBS 2024: Registration Opens September 1st!
- Sedgwick OSHA Update: National Emphasis ProgramWarehousing and Distribution 27-NAHB Now: 5 MUST-SEE Items for Every IBS First-Time Attendee 28-EO Savings Update!! THIS IS FOR YOU, MEMBERS! 29 - NAHB News: Statement From NAHB Chairman Alicia Huey on Final Davis-Bacon Rule 30-31Hall of Fame Flyer
of
25
Revised Date
Photo
Circle of Excellence Revised!
40Welcome New Members! Thanks for Renewing! Sorry to See You Go!
41-Thank You Spikes!
42-43 - HBA Rebates!
Sedgwick
& Application
Updates
Photo
2023
Classic!
46-54 - Thank You 2023 Golf Classic Sponsors!
Gallery
Golf
Speedway/Fleetcor Flyers
August 2023 www.ncbia.com page 5
57Member Deals Discounts!

NEED

For

HELP? HOW CAN WE HELP? North Coast Building Industry Association Menu of Additional Products and Services Copies Equipment Design Services Warranty Books Black & White Black & White Color Color Color Raffle Boards, Drum & Equipment Graphic Design Services (8.5”x11”) (8.5”x14”) Black & White (11”x17”) (8.5”x11”) (8.5”x14”) (11”x17”) Single Sided 2-Sided Single Sided 2-Sided Single Sided 2-Sided Single Sided 2-Sided $0.10 $0.20 $0.15 $0.20 $0.50 $0.25 $0.50 $0.27 $0.52 $2.00 $100 per day $30 each (plus shipping, if applicable) $35 per hour Contact Ashlyn Bellan at ashlynncbia@gmail.com
SOMETHING ELSE? JUST ASK!
more
of these products & services,
the NCBIA Office
judie@ncbia.com HOW CAN WE HELP? North Coast Building IndustryAssociation Menu ofAdditional Products and Services Design Services Warranty Books Black& White Black& White Color Color Color Graphic Design Services Black & White (8.5”x11”) (8.5”x14”) (11”x17”) Single Sided 2-Sided Single Sided 2-Sided Single Sided 2-Sided Single Sided 2-Sided $0.25 $0.50 $0.27 $0.52 $2.00 $30 each (plus shipping, if applicable) $35 per hour Contact Ashlyn Bellan at ashlynncbia@gmail.com NEED SOMETHING ELSE? JUSTASK! For more information on any ofthese products & services, please contact the NCBIA Office at (440) 934-1090 or email judie@ncbia.com Home $7 each (plus shipping, if applicable) Your New Home $7 each (plus shipping, if applicable) Your New Home page 6 www.ncbia.com August 2023 What members are saying: The best golf outing around. “ “ Always look forward to this great outing.
“ First class, fun outing!
information on any
please contact
at (440)934-1090 or email

Save the Date!

Want to be a sponsor for any of these events? Let us know! Sponsor early to get maximum exposure!!!!!

Call or email Judie at judie@ncbia.com for marketing opportunities to help your bottom line!!!!!

Monday, September 4th

Office Closed

Saturday, September 9th

Annual Softball Game & Family Picnic

1-5 PM

Amherst TWP. Field

44786 Middle Ridge Road

Amherst, OH 44001

Wednesday, September 13th

Executive Committee & Board Meeting

3:30 PM - 5:00 PM

Clubhouse at Preserves at French Creek

5800 Preserve Drive

Sheffield Village, OH 44035

Thursday, September 28th

BUILDPAC Wine Pairing

Fundraiser Dinner

5-7 PM

Cole's Public House

209 S. Main Street

Amherst, OH 44001

Saturday, October 14th

Clambake & Reverse Raffle

5:30-10 PM

Amherst Eagles

1161 Milan Avenue, Amherst Amherst, OH 44001

If you would like to participate in a committee, email Judie Docs at judiencbia@gmail.com.

Check the website at www.ncbia.com for up-to-date changes, additions, and corrections to these events!

August 2023

Do you have some business news to share?

Business anniversaries, accomplishments, awards, publications, etc.? Send to judie@ncbia.com. We want to hear from you!

LOOKING FOR New Leadership

With new leadership come new possibilities. We all know the housing market is constantly changing and those changes bring the challenge to adapt to new ideas and plans, not only in your business but, in our association’s business. It is an honor and a privilege to serve as an officer, board member, committee chair, as well as a committee member. I would like to ask the membership to support our association by stepping up to the next level. Nominations are now being taken for the North Coast Building Industry Association Board of Directors that need to be filled (commitment beginning January 1, 2024). There are only six board meetings a year: January, March, May, July, September & November. Don’t be afraid to nominate yourself!

There are also National Director and State Trustee positions available to fill:

□ National Directors

-One builder member shall be elected by the Board of Directors at the November board meeting to represent each fifty (50) builder members of this Association (Or fractional part thereof) on the Board of Directors of the NAHB, in accordance with the bylaws of that Association. One or more builders shall be elected by the Board as Alternate Directors to serve as prescribed herein and to act as outlined above in the absence of the National Director(s). Note: we need two and one alternate.

□ State Trustees

-One (builder) member shall be elected by the NCBIA Directors at the November board meeting to represent each twenty-five (25) builder members of this Association (or fractional part thereof) on the Board of Trustees of the OHBA, in accordance with the bylaws of that Association. One or more members shall also be elected by the board as Alternate Trustee(s) {this alternate may be an associate} to serve as prescribed herein and to act as outlined above in the absence of the State Trustee(s).

If you have any questions or are interested in leadership either email me at t.king@khov.com or judie@ncbia.com.

“Every man owes a part of his time and money to the business or industry in which he is engaged. No man has a moral right to withhold his support from an organization that is striving to improve conditions within his sphere.”

NCBIA 2023 PRESIDENT page 8 www.ncbia.com August 2023
Tim King, K. Hovnanian Homes

OUT OF THE Office

Each year I attend the NAHB Association Management Conference (AMC) somewhere in the United States. This year it was held in Cincinnati, Ohio so staff will be joining me August 21st through the 24th.

TheNAHBAMCisthepremierprofessionaldevelopmentconference for NAHB state and local associations, Executive Officers, and staff. ATAMC, we gather to learn, create a community of peers to consult with and share ideas and walk away with actionable steps to create a stronger and more profitable a ssociation. There is something for everyone from introductory management sessions to the experienced, thought-leader panels. We can expect to: Strengthen our professional development and find s olutions to challenges unique to our association.

NetworkwithEOsandstafffromacrossthecountrytocrowd source good ideas and best practices.

Delivernewideasandsolutionsbacktoourboardandcommittees.

AMC is designed to deliver cutting-edge training in association management, membership, government affairs and leadership development. All content is intended to benefit the operations of the federation’s associations as well as provide professional development to association staff. So, here’s to learning more to build our association!

EXECUTIVE OFFICER’S REPORT
August 2023 www.ncbia.com page 9

August 30, 2023 4:30pm - 6:30pm at Parkers Grille and Tavern 32858 Walker Rd., Avon Lake

The Chamber Invites our Members to Network With Elected Officials!

Lorain County City Council Members, County Commissioners, County Officials, Mayors of Lorain County Municipalities, State Legislative Delegates, Congressional Representatives, Township Trustees, and Village Representatives, Judges, School Boards are invited to come as our guests.

Enjoy networking and hors d'oeurves! There will be a cash bar.

Attendees are $27 per person and must register below.

Attendee Registration

Elected Officials are free and must register below.

Elected Officials Registration Only

Sponsor

Elected Officials Reception
here for sponsorship information. Lorain County Chamber of Commerce | 226 Middle Ave. 5th Floor, Elyria, OH 44035 Unsubscribe tcascio@loraincountychamber.com Update Profile |Constant Contact Data Notice Sent bytcascio@loraincountychamber.compowered by
Information Click

INTEREST FOR New Homes Strengthens

Higher interest rates have led millions of existing homeowners with mortgages under 4% to postpone plans to list their homes for sale, and for many prospective buyers, that supply vacuum has left newly built homes as the only game in town. That is the backdrop behind the strengthening of interest for new homes.

According to the latest Housing Trends Report, between the final quarter of 2022 and the second quarter of 2023, the share of buyers looking to buy new construction rose from 20% to 25%. In contrast, the share interested in existing homes dropped from 39% to 36%, while the share with no particular preference fell from 41% to 39%.

Interest for new homes is widespread. Between the final quarter of 2022 and the second of 2023, all regions saw the share of buyers interested in new homes increase. In the West in particular, the share jumped from 21% to 32%, followed by the Northeast (20% to 24%), the South (20% to 23%), and the Midwest (15% to 18%).

* Results come from the Housing Trends Report (HTR) – a research product created by the NAHB Economics team with the goal of measuring prospective home buyers’ perceptions about the availability and affordability of homes for-sale in their markets. The HTR is produced quarterly to track changes in buyers’ perceptions over time. All data are derived from national polls of representative samples of American adults conducted for NAHB by Morning Consult. Results are seasonally adjusted. A description of the poll’s methodology and sample characteristics can be found here. This is the second in a series of six posts highlighting results for the 2nd quarter of 2023. See previous post on plans to buy.

EYE ON HOUSING August 2023 www.ncbia.com page 11

HOUSING AFFORDABILITY Expectations Slide Back, Again

After a reprieve in the first quarter of 2023, buyers’ outlook for housing affordability turned bleaker again in the second quarter. According to the latest Housing Trends Report , 76% of buyers are able to afford less than half the homes for-sale in their markets, up from 73% in the first quarter of 2023. On the flip side, the share able to afford most homes available fell from 27% to 24%. The shift provides evidence that recent upticks in home prices and mortgage rates are filtering directly into home buyers’ affordability expectations.

Affordability expectations between the first and second quarters of 2023 worsened in three regions. In the Midwest, the share of buyers able to afford less than half the homes available grew from 73% to 81%; in the South from 76% to 79%; and in the West from 66% to 72%. The only exception was the Northeast, where the share declined from 75% to 69%, i.e., fewer buyers were able to afford only a minority of the inventory available.

* Results come from the Housing Trends Report (HTR) – a research product created by the NAHB Economics team with the goal of measuring prospective home buyers’ perceptions about the availability and affordability of homes for-sale in their markets. The HTR is produced quarterly to track changes in buyers’ perceptions over time. All data are derived from national polls of representative samples of American adults conducted for NAHB by Morning Consult. Results are seasonally adjusted. A description of the poll’s methodology and sample characteristics can be found here . This is the fourth in a series of six posts highlighting results for the 2 nd quarter of 2023. See previous post on plans to buy and new vs. existing preferences , and housing availability.

EYE ON HOUSING page 12 www.ncbia.com July 2023

2023MEMBER

The Federal Reserve’s monetary policy committee increased the federal funds rate to a top target of 5.5% at the conclusion of its July meeting. The central bank’s actions are intended to slow the economy and bring inflation back to 2%. Commentary from the Fed’s officials indicated that a September or October rate hike is possible, depending upon future inflation data.

The Fed’s current stance can be best characterized as measured hawkishness , or data-dependent, with a bias to increase rates in an effort to bring inflation back to its longrun target. However, it is worth noting that the fight against inflation has made substantial progress, with the CPI falling from 9% to 3% during the past 12 months, and much of the remaining inflation pressure concentrated in shelter prices. Taming housing costs requires additional construction, not overly tight monetary policy.

As markets have digested the Fed’s messaging to tighten financial conditions, long-term rates have increased. The 10-year Treasury rate has increased from 3.75% during the third week of July to above 4% this week. Mortgage interest rates averaged 6.8% last week and will likely remain near 7% through the coming months as the bond market waits for a clear Fed pivot indicating they believe interest rates are now restrictive enough to bring inflation lower.

Despite tight conditions, macro conditions remain positive. GDP growth for the second quarter was 2.4%, after a 2% growth rate in the initial quarter of the year. Both measures are above the NAHB forecast from the end of last year, indicating a strong degree of resiliency for economic growth.

However, ongoing elevated interest rates are causing some of the gains for housing to slow. The pace of newly built single-family home sales slipped in June, declining 2.5% to a 697,000 annual rate. Nevertheless, because of a lack of resale inventory, the rate of new home sales last month was up almost 24% from a year ago. Meanwhile, existing home sales fell back to the lowest level since the start of the year, declining 3.3% to a 4.16 million annual rate. In contrast to new home sales, the pace of resales was down almost 19% compared to a year ago. Inventory is being held back by the mortgage rate lock-in effect, as existing homeowners are less likely to put their homes on the market if it means losing an existing mortgage with a much lower interest rate.

FED MAINTAINS Hawkish Bias

Despite the financial headwinds, builder sentiment improved in July. The NAHB/Wells Fargo Housing Market Index increased one point to a level of 56. This is the seventh straight month that builder confidence has increased and marks the highest level since June of last year. However, the future sales expectation reading fell back in July as concerns about housing affordability and ongoing Fed rate hikes dampened some market enthusiasm.

Single-family starts cooled somewhat in June, decreasing 7% to a 935,000 seasonally adjusted annual rate. On a yearover-year basis, single-family housing starts are down 7.4% compared to June 2022. And the long-expected weakening for multifamily construction may finally be materializing. The multifamily sector decreased 9.9% to an annualized 499,000 pace for 2+ unit construction in June. On a yearover-year basis, multifamily starts are down 9.4%. There are currently 994,000 apartments under construction — the most since May 1973, and 15.7% above levels from a year ago.

EYE ON THE ECONOMY page 14 www.ncbia.com August 2023

NAHB URGES AGAINST USING Invalidated WOTUS Rule as New Rule Baseline

Following the U.S. Supreme Court’s Sackett ruling in May and its sweeping rejection of several core aspects of the 2023 Revised Definition of Waters of the United States (WOTUS), the U.S. Environmental Protection Agency (EPA) and the U.S. Army Corps of Engineers (Corps) made two announcements:

• First, the agencies directed all Corps district offices to cease processing new requests for approved jurisdiction determinations (AJDs) and issuing new AJDs and Clean Water Act (CWA) 404 permits until the agencies finalize a new WOTUS regulatory definition that comports with the Sackett ruling.

• Second, the agencies announced their intention to issue a revised WOTUS regulatory definition by Sept. 1, 2023, using a rarely used rulemaking process known as a direct final rulemaking process.

NAHB objected to the agencies’ decision to cease processing new AJDs and underlying CWA 404 permits and urged the agencies to immediately develop interim WOTUS regulatory guidance consistent with the Sackett ruling. The amended final rule, NAHB noted, should follow the normal and routine public notice and comment process that typifies the federal rulemaking process.

Instead, the agencies have announced that, by using a good cause exemption under the Administrative Procedure Act (APA), they will not publish a proposed rule, nor take public comment before finalizing the rule. The good cause exemption permits agencies to forgo notice and comment requirement and bypass its 30day publication requirement if good cause exists. Typically, good cause exemptions are used in emergencies, contexts where prior notice would subvert the underlying statutory scheme, and situations where Congress intends to waive the APA’s notice and comment requirements. However, by following this approach, the agencies risk not addressing other major flaws within the 2023 rule that are central to the Supreme Court’s Sackett ruling — namely providing a clear definition of what constitutes an “adjacent” wetland as well as defining for the first time what constitutes a federal CWA jurisdictional “relatively permanent” waterbody. Under Sackett, only waterbodies (i.e., lakes, ponds, and streams) that maintain a relatively permanent water connection to another jurisdictional waterbody are jurisdictional under the CWA. CWA jurisdictional wetlands (including adjacent wetlands) must be indistinguishable from and thereby directly connected to a traditional navigable water (TNW).

CONTACT:

Adam Pugh

apugh@nahb.org

(202) 266-8662

Michael Mittelholzer

mmittelholzer@nahb.org

(202) 266-8660

Thomas Ward

tward@nahb.org

(202) 266-8230

By establishing these two rules of thumb for CWA jurisdiction, the Court rejected the agencies’ attempts under prior WOTUS regulatory definitions, including the recent 2023 WOTUS rule, to assert federal jurisdiction over isolated wetlands and ephemeral streams by alleging these features possessed either a physical, chemical, or biological connection to a downstream TNW.

Based upon the Court’s findings on CWA jurisdiction under Sackett, the following graphic illustrates what types of features should no longer be under CWA jurisdiction.

NAHB Raises Concerns with OMB

NAHB staff met with the Office of Management and Budget (OMB) on Aug. 1, 2023, to relay the industry’s concerns about using the recently invalidated 2023 rule as the base text for the upcoming rule. Staff explained that after Sackett, it was not enough for the agencies to simply remove the significant nexus test from the 2023 rule.

NAHB staff also reminded OMB that CWA Section 101b outlines that states have the primary responsibility to prevent, reduce and eliminate pollution and urged the agencies not to expand their jurisdiction after the Sackett decision.

Finally, NAHB urged OMB and the agencies to include previous exclusions under the rule, such as waste treatment systems (WTS) and municipal separate sewer systems (MS4s), ephemeral features, groundwater, artificial ponds, wastewater recycling and stormwater control devices, green infrastructure, and prior converted croplands. Radhika Fox, assistant administrator to the EPA Office of Water, announced during a recent House subcommittee hearing that the agencies will hold stakeholder hearings. However, the usefulness and purpose of these yet-to-be announced public hearings remains in doubt because EPA will host these public hearings only after the revised WOTUS rule is in effect. For the latest WOTUS information, visit nahb.org.

August 2023 www.ncbia.com page 15
NAHB NOW
NAHB IBS 2024 page 16 www.ncbia.com August 2023
August 2023 www.ncbia.com page 17

MORE NEW HOMES IMPROVE Expectations of Housing Availability

Increased levels of new home construction and sales are leading some buyers to expect the home search to get easier in the months ahead. According to the latest Housing Trends Report for the second quarter of 2023, 29% of prospective buyers are anticipating housing availability to ease up ahead, an improvement over the 24% and 26% who had similar expectations in the final quarter of 2022 and the first quarter of 2023, respectively.

Housing availability expectations have improved all around the country. Between the final quarter of 2022 and the second quarter of 2023, the share of buyers expecting an easier home search ahead rose most significantly in the Northeast (28% to 36%), followed by the West (27% to 34%), the Midwest (19% to 25%), and the South (24% to 27%).

Another way to measure buyers’ perceptions of housing inventory is to ask them if they are seeing more/fewer/the same number of homes for-sale (with desired features and price point) in their markets. By this measure, buyers’ perceptions have remained essentially unchanged, as the share seeing more homes available for-sale* in their markets barely moved from 30% in the final quarter of 2022 to 31% in the first two quarters of 2023.

Inventory perceptions changed unevenly across regions. From the final quarter of 2022 to the second quarter of 2023, the share of buyers seeing more homes (with desired features and price point) increased in the Northeast (26% to 42%) and Midwest (23% to 28%), but edged down in the South (32% to 31%) and the West (31% to 30%).

* Results come from the Housing Trends Report (HTR) – a research product created by the NAHB Economics team with the goal of measuring prospective home buyers’ perceptions about the availability and affordability of homes for-sale in their markets. The HTR is produced quarterly to track changes in buyers’ perceptions over time. All data are derived from national polls of representative samples of American adults conducted for NAHB by Morning Consult. Results are seasonally adjusted. A description of the poll’s methodology and sample characteristics can be found here. This is the third in a series of six posts highlighting results for the 2nd quarter of 2023. See previous post on plans to buy and new vs. existing preferences.

EYE ON HOUSING
August 2023 www.ncbia.com page 19
Clubhouse at Preserves at French Creek (5800 Preserve Drive, Sheffield Village) O C T Careers in Construction Month Careers in Construction Month NCBIA Annual Clambake NCBIA Annual Clambake ** || 5:30 -10:00 PM 5:30 -10:00 PM Amherst Eagles ( 1161 Milan Ave , Amherst) 14th 18 th General Membership Meeting & Election Night General Membership Meeting & Election Night ** || 5-7 PM 5-7 PM Location- TBD Wednesday Saturday 9 Thursday Wednesday N O V Spike Appreciation Month Spike Month Executive Committee - Executive Committee - 3:30 3:30 || Board Meeting Board Meeting 5:00 5:00 Clubhouse at Preserves at French Creek (5800 Preserve Drive Sheffield Village) Thanksgiving Thanksgiving || Office Closed Office Closed 23-24 th 8th OHBA Fall Board Meeting OHBA Fall Board Meeting Hilton Easton Columbus 14th Thursday-Friday Tuesday Building Relationships & Value Through Education Building Relationships & Value Through Education || 8:15 8:15 AM-4 PM AM-4 PM th LCCC SP 114 (1005 Abbe Road North Elyria) Four Sessions Come to ONE or come to ALL! See Flyer in latest eNews Blast! D E C Merry Christmas Merry Christmas || Office Closed Office Closed 25-26 th Monday-Tuesday Member Mixer Member Mixer ** || 5-7 PM 5-7 PM 14 th Thursday Captain s Club (232 Park Ave Amherst) NAHB Leadership Meeting NAHB Leadership Meeting 4-5th Monday-Tuesday Virtual S E P Associate Member Appreciation Month Associate Member Appreciation Month 4 th 9th Softball Game & Family Picnic Softball Game & Family Picnic ** || 1-5 PM 1-5 PM Labor Day Labor Day || Office Closed Office Closed Saturday Monday Clubhouse at Preserves at French Creek (5800 Preserve Drive, Sheffield Village) 13th 28th Executive Committee - Executive Committee - 3:30 3:30 || Board Meeting Board Meeting 5:00 BUILDPAC BUILDPAC Wine Pairing Fundraiser Dinner Wine Pairing Fundraiser Dinner** || 5-7 PM 5-7 PM Thursday Wednesday Amherst Township Park (44786 Middle Ridge Road, Amherst) Cole's Public House (209 S Main Street, Amherst) 19-21st NAHB Leadership Meeting NAHB Leadership Meeting Tuesday-Thursday JW Marriot Desert Springs Resort Palm Springs, CA CALENDAR O F E V E N T S 2 0 2 3 Rev 8/28/23 * Sponsorships are Available * Sponsorships are Available
NAHB CONTRACTS page 22 www.ncbia.com August 2023
NAHB IBS 2024 page 24 www.ncbia.com August 2023

NATIONAL EMPHASIS PROGRAMWarehousing and Distribution

Effective July 13, 2023, the Occupational Safety and Health Administration (OSHA) announced a National Emphasis Program (NEP) aimed at reducing and preventing hazards and injuries in warehousing and distribution centers (https://www. osha.gov/news/newsreleases/national/07132023). In addition to those industries, OSHA will also be focusing on mail/postal processing facilities and parcel delivery/courier services. OSHA will be enforcing this program over the next three years and will be looking for hazards related to powered industrial vehicle operations, material handling and storage, walking and working surfaces, means of egress and fire protection. Hazards associated with this industry include, but are not limited to, struck by, caught-in-between, slips, trips and falls, blocked aisles, material handling equipment, heat and ergonomic hazards.

According to OSHA, this industry has seen tremendous growth over the past 10 years, employing almost 2.0 million people. In addition to growth, these industries have witnessed an increase in worker injuries, with injury rates higher than the private sector overall, and even some with twice the rate. Therefore, OSHA will be focusing their resources to encourage employers to address the root causes of worker injuries and ensure their business practices incorporate safety into their operations to minimize injuries and illnesses.

The target industries will be chosen from two lists. The first list will include industries identified under the North American Industry Classification System (NAICS) by the NEP program and the second list will be retail establishments with the highest injury rates resulting in days away, restricted duty or job transfer, also known as DART. The most recent employer reported injury and illness data comes from OSHA’s Injury Tracking Application from CY 2021. The following tables include the industries included in the NEP:

Table 1: NAICS codes for Warehousing and Distribution Center Operations, Mail/Postal Processing and Distribution Centers, and Parcel Delivery/Courier Services covered under this NEP.

As with other NEP’s, OSHA will implement a 90-day Outreach program that supports the purpose of the NEP and industries covered under Table 2 will be offered outreach prior to undergoing inspections.

To review the entire Warehousing and Distribution Center NEP go to https://www.osha.gov/sites/default/files/enforcement/ directives/CPL_03-00-026.pdf. A full list of OSHA’s NEP’s can be found at https://www.osha.gov/enforcement/directives/nep.

For more information, please contact Andy Sawan at andrew. sawan@sedgwick.com or 330.819.4728.

SEDGWICK OSHA UPDATE August 2023 www.ncbia.com page 25
Table 2: High Injury Rate Retail Establishments covered under this NEP
Do you want to opt-out of our referral program? Just email judie@ncbia.com page 26 www.ncbia.com August 2023

5 MUST-SEE ITEMS FOR EVERY IBS First-Time Attendee

With more than than 1,300 exhibitors to see — and numerous events and education sessions to attend — the 2024 NAHB International Builders’ Show® (IBS) provides plenty of great choices to fill your time in Las Vegas. With so many options from which to choose, however, it may be hard for first-time attendees to maximize their time at the event.

Although not a comprehensive list of everything at the show, the following should be top stops on your show agenda if it’s your first IBS event:

1. Special Events: IBS‘s impressive lineup of special events cater to a wide range of interests. Whether it’s an informative pre-show learning opportunity by a respected industry expert, a celebrity keynote speech, or an awards ceremony, make sure to add some of these events to your schedule. Events such as the Official IBS House Party, Young Pro Party and NAHB Award ceremonies, including the Best in American Living™ Awards and The Nationals, are ticketed events that often sell out, so it’s best to buy tickets as soon as possible.

2. New Product Zone: This is where the latest and greatest residential construction products and technologies make their grand debut. Don’t miss the chance to be among the first to discover the next industry-changing innovation. This area tends to get crowded, so try to visit early in the day for the best experience.

3. Segments on the Show Floor and Outdoor Exhibits: This year, the exhibit show floor is separated into six categories, plus the Outdoor Exhibits. With 1,300-plus exhibitors, it’s impossible to visit every one of them. Instead, look at the exhibitor list or floor plans ahead of time. Identify the categories or exhibitors that you want to visit so you know before you go where to concentrate during your times on the show floor.

4. Demo Zones: Live demonstrations in the Construction Performance Zone and the Craft Techniques Zone are hot spots at IBS. Step into the Construction Performance Zone to see industry experts reveal industry best practices for building more durable, efficient, higher-quality homes. Explore the details and finishes that complete a home in the Craft Techniques Zone.

5. IBS Education: One of the biggest draws to IBS is the 100+ IBS Education sessions, where you can learn strategies, discover new trends and learn more directly from industry experts. As an NAHB member who is a first-time attendee, you can enjoy an Expo+Education Pass at a greatly reduced rate, which gives you access to the show floor and all of the IBS Education sessions.

CONTACT:

Elizabeth Thompson

ethompson@nahb.org

(202) 266-8495

Stephanie Pagan

spagan@nahb.org

Media Relations Manager

(202) 266-8254

Registration will open Sept. 1 for the 2024 IBS, taking place Feb. 27-29, 2024. Learn more at BuildersShow.com.

NAHB NOW
August 2023 www.ncbia.com page 27
page 28 www.ncbia.com August 2023

STATEMENT FROM NAHB CHAIRMAN Alicia Huey on Final Davis-Bacon Rule

CONTACT:

Elizabeth Thompson

Alicia Huey, chairman of the National Association of Home Builders (NAHB) and a custom home builder and developer from Birmingham, Ala., today issued the following statement after the U.S. Department of Labor announced the issuance of the final rule to modernize the Davis-Bacon and Related Acts:

“The Department of Labor had the opportunity to enact positive change that truly modernizes the system for determining prevailing wages on construction projects covered under the Davis-Bacon and Related Acts (DBRA). Instead, this final rule fails to address many of NAHB’s concerns made during the rulemaking process, including the DBRA’s overly burdensome contractor requirements and wage determinations that are misrepresentative of the real wages being paid in an area. Unfortunately, this rulemaking will discourage builders from using covered federal programs that make rental housing affordable for low-and-moderate-income families, increase construction costs and exacerbate the nation’s housing affordability crisis.”

ethompson@nahb.org

(202) 266-8495

Stephanie Pagan

spagan@nahb.org

Media Relations Manager

(202) 266-8254

NAHB NOW
August 2023 www.ncbia.com page 29

NCBIA Hall of Fame Members

FAME Hall of

North Coast Building Industry Association Hall of Fame Nominating Form

The NCBIA Hall of Fame was established to honor individuals who have made a lasting contribution to the housing industry through their work in building and development, public service and housing-related areas. To nominate an individual for Hall of Fame induction, you must be a member of the NCBIA in good standing, complete this form on both sides and return it to the NCBIA office by November 30, 2023.

Hall of Fame Candidate Name:

Title:

Company Name: Address: City/State/Zip: Phone

Nomination Submitted by:

Company: Phone

(continued on reverse side)

Terry Goode Inaugural Class 2001 Bucky Kopf Inaugural Class 2001 Robert Nickoloff Inaugural Class 2001 Ernie Parsons Inaugural Class 2001 Calvin Smith Inaugural Class 2001 Dan Strauss Inaugural Class 2001 Randy Strauss Inaugural Class 2001 Dale Yost Inaugural Class 2001 Jim Schmidt Class of 2002 Robert Yost Class of 2002 Chris Majzun Class of 2003 Bill Perritt Class of 2003 Mick Mackert Class of 2004 John Sarnovsky Class of 2004 Chris S. Majzun, Jr. Class of 2004 Gene Henes Class of 2004 Andy Kerchmar Class of 2005 LeRoy Forthofer Class of 2006 Ray Yunker Class of 2006 Larry Franklin Class of 2005 Mary Felton Class of 2009 Linda Kacher Class of 2009 Joe Scaletta Class of 2010 Rich Smothers Class of 2010 Jeff Hensley Class of 2020 Jeremy Vorndran Class of 2020 Jim Sprague Class of 2021 Terry Bennett Class of 2021 Tom Caruso Class of 2022 Liz Schneider Class of 2022

NCBIA Hall of Fame Nominating Form (continued)

If you want to check on the criteria for your nominee, please contact the NCBIA office at (440) 934-1090.

Hall of Fame Core Criteria

- At least ten (10) years of NCBIA membership

- Served on committee(s) and/or councils during the time of membership for a total of seven (7) years

- Chaired one (1) committee and/or council- or - Served as President

- At least five (5) years as a board member

- Must have achieved Life Spike Status

- Involvement defined as something that takes a time commitment (not just a monetary one)

- Speaking engagements, home show participation, LCJVS or EHOVE liaison, use of logo in advertising, etc.

Other Criteria Considered

~OHBA and/or NAHB involvement

~Sponsorships (e.g. sponsorship program or event sponsorships)

~Task Force Involvement

~Special Stories/Circumstances

~Awards received (NCBIA & others)

~Complaints or lack thereof (NCBIA records will be checked for compliance)

List any OHBA and/or NAHB involvement

Use additional sheets as needed and please type information when possible.

Member from to .

year year

List committees, councils &/or task forces that nominee has served on and indicate chair positions as they apply.

committee/council/task force name

List NCBIA offices held office/directorship

Industry & Community Involvement

Awards Received (NCBIA and others)

Special Stories or Circumstances that are pertinent

Summary Statement: I believe that should be named to the NCBIA Hall of Fame because...

Ex. Clambake
STREAM + WETLANDS (S+W) August 2023 www.ncbia.com page 33
CONGRATULATIONS TO THE 2023-2024 S+W Scholarship Recipients!!
STREAM + WETLANDS (S+W) page 34 www.ncbia.com August 2023
BUILDERBOOKS August 2023 www.ncbia.com page 35

2023 Summer Member Mixer

August 2023 www.ncbia.com page 37
PHOTO GALLERY
page 38 www.ncbia.com August 2023
August 2023 www.ncbia.com page 39

Welcome New Members!

Jack Snyder, Granite Works Stone Design, Primary Associate (Sponsored by Sam Hudspath, All Construction Services) 875 Crocker Road Westlake, OH 44145 (440) 783-0608

jsnyder@graniteworksstonedesign.com

www.graniteworksstoredesign.com

Granite Works Stone Design is Cleveland’s premier full-service stone supplier and fabricator for both residential and commercial design. Whether you are a designer, general contractor, or builder, we are sure to have the products your clients are looking for. We’re committed to delivering premium stone surfaces to luxury designed spaces.

Eric Brandt, Smash My Trash of Central Cleveland, Primary Associate (Sponsored by Tim King, K. Hovnanian Homes)

1224 Blacksmith Drive Westerville, OH 43081 (440)491-8977

eric.brandt@smashmytrash.com

http://www.smashmytrash.com

We serve customers and their communities by compacting waste in open-top dumpsters. Our proprietary service crushes and reduces commercial waste volume, saves businesses money, and cuts harmful green greenhouse gas emissions. We bring our service to you. This is achieved with the help of our state-of-the-art mobile dumpster compactors designed to safely compact waste without damaging your dumpster.

Thanks for Renewing! Susan Grachanin, Buckeye Community Bank Duane Graffice, Dauch Concrete Company, Inc. Bill Galik, Galik Building Company, Inc. Annette Gilgenbach, Gilgenbach & Sons Excavating, Inc. Jon Hammer, Infinity from Marvin Joann Dosztal, JD Custom Designs, LLC Terry Hawke, Network Land Title Agency Rob Pietruszka, Progressive Poured Walls Debra Seeley, Third Federal Sorry to See You Go! Tom Anderson, BAS Communications Scott Herrington, Consumers Builders Supply Mike Warden, Huntington Bank, Primary Associate Gary Morgan, Meritech © 2019 Hastings Mutual Insurance Company SS-1 (10/19) Select Contractors Building Your Business (800) 442-8277 www.hastingsmutual.com 404 E. Woodlawn Ave. Hastings, MI 49058 For more information contact: Broadened Coverage This coverage helps if there’s damage to property used by you or your employees that belongs to someone else. It has a limit of $2,500 per occurrence, with a $100 deductible. Builders Risk and Installation Floater “Floater” coverage is for anything that oats, or moves from place to place — like your supplies and machinery. It also covers damage to the structures you’re working on, including scaffolding, foundations, and more. This has a limit of $5,000, with a $250 deductible. Portable Tools Coverage on your tools has a limit of $1,000 per tool, to a maximum of $2,500. It also has a $500 deductible. The information referred to is not a policy. Refer to your policy for speci c coverage. The Nelson Agency, Inc. 116 4th St., Elyria, OH 44035 Phone: 440-323-8002 Fax: 440-323-8055 Drywallersinsurance1@prodigy.net A member of: Theresa Riddell (440) 420-1175 tmycps@oh.rr.com -ORBrett Adams (419) 515-0506 adamsb@sprouseagency.com
page 40 www.ncbia.com August 2023

STATESMAN SPIKE (500-999 SPIKE CREDITS)

Our SPIKES are Our FOUNDATION

SUPER SPIKE (250-499 SPIKE CREDITS)

ROYAL SPIKE (150-249 SPIKE CREDITS)

RED SPIKE (100-149 SPIKE CREDITS)

GREEN SPIKE (50-99 SPIKE CREDITS)

LIFE SPIKE (25-49 SPIKE CREDITS)

BLUE SPIKE (6-24 SPIKE CREDITS)

August 2023 www.ncbia.com page 41
THANK YOU SPIKES!
Bob Yost ........................ Dale Yost Construction .............................. 691.75 Mary H. Felton............. Guardian Title ............................................. 537.50
Terry Bennett Bennett Builders & Remodelers 302.75 Jack Kousma Kousma Insulation 294.00 Chris Majzun Jr. Majzun Construction Co. 272.00 Sara Majzun ..................... Majzun Construction Co............................ 251.00
Bill Perritt Perritt Building Co 225.50 Bucky Kopf Kopf Construction Corp. 205.00 Jeff Hensley Lake Star Building & Remodeling 185.75 Randy K. Strauss ......... Strauss Construction .................................. 180.50 Tom Lahetta ................. Tom Lahetta Builders ................................. 171.50
Dave Linna Sr. Linna Homes & Remodeling 138.50 Jason Scott North Star Builders 131.00 Thomas Caruso Caruso Cabinets 116.75 Patrick Shenigo ............ ShenCon Construction, LLC ..................... 111.00 Tom Sear ....................... Ryan Homes ................................................ 109.25 Chris Majzun Sr. Majzun Construction Co 107.00
Jim Sprague Maloney & Novotny, LLC 99.00 Chris Mead Maloney & Novotny, LLC 79.00 Aaron Kalizewski ........ Grande Maison Construction.................... 70.00 Tim Conrad .................. Graves Lumber............................................ 67.00 Ray Allen Thom Thom Concrete 60.50 Jeremy Vorndran 84 Lumber 59.50 Liz Schneider Dollar Bank 51.50
Steve Schafer ................ Schafer Development ................................. 30.50 John Daly ...................... Network Land Title .................................... 27.50
Tim King K. Hovnanian Homes 18.00 John Toth Floor Coverings International 17.00 Chris Collins ................ Carter Lumber ............................................. 16.00 Mark McClaine ............ 84 Lumber .................................................... 14.00 Ken Cassell Cassell Construction 13.50 Dave LeHotan All Construction Services 12.00 Steve Fleming Shamrock Development 11.50 John Blakeslee Blakeslee Excavating, Inc 11.00 Ashley Oates 84 Lumber 10.00 Scott Kosman ............... Lakeland Glass ............................................ 9.50 Tim Hinkle ................. Green Quest Homes ............................... 6.50 Jim Tipple Maranatha Homes 6.50 Lindsay Yost Bott Dale Yost Construction 6.00 Mike Meszes DRC Construction 6.00

Now is the time for your Builder and Remodeler Members to claim for Q2’23. Builder and Remodeler Members may claim for manufacturer rebates for residential jobs completed between April 1 through June 30, 2023.

Q2’23 Claiming Deadline is Thursday, August 31, 2023

Two new participating manufacturers have joined and are available for members to claim rebates beginning with Q2’23:

• Genie Garage Door Openers

• Simpson Strong-Tie Structural Connectors

They join the participating manufactures that began participating with Q1’23:

• GAF Roofing

• Honeywell Home (Air Quality, Smart Home Controls, Thermostat, Water Solutions, and Zoning)

• Kidde Fire Safety (Smoke and Carbon Monoxide Alarms)

• Panasonic Ventilation (Panasonic Bath Fans and Swidget Smart Switch, Outlet, and Inserts)

• Westlake-Royal Building Products (Including: Exterior Portfolio, Royal Siding, Trim, Moulding and Shutters, Portsmouth Shakes and Shingles, Celect Siding, and American Premium Shutters) Along with dozens of others that have participated for years!

Personalized assistance is available. Please reach out to the HBA Rebates Team with any questions. https://hbarebates.com/aboutus/

Claim Today, Don’t Delay!

https://hbarebates.com/claimform/

Q2’23 Claim Deadline: Thursday, August 31, 2023

Claim for Residential Jobs Completed April 1 through June 30, 2023.

HBA
page 42 www.ncbia.com August 2023
REBATES

Member benefit workers’ compensation

The North Coast BIA partners with Sedgwick because they help employers maximize their premium savings. Sedgwick analyzes each employer’s unique claim and premium history to find the highest level of savings in all available workers’ compensation programs.

Why Sedgwick

Partner in conrolling costs

Sedgwick saves employers millions of dollars each year, becoming a lasting partner and providing a comprehensive cost management approach.

They are committed to understanding our members’ challenges and to delivering claims excellence and providing quality, sound decision making and consistency.

Sedgwick helps employers determine the best rating or discount program available, whether it’s group rating, retrospective rating, 100% EM Cap or any other BWC program available, helping you identify, evaluate and reduce your business risks to achieve premium discounts and refunds.

Ensure that your organization is maximizing savings, meeting eligibility requirements and enrollment deadlines by contacting Sedgwick today.

Lower rates

Understanding your experience modifier (EM) is key in reducing your workers’ compensation costs and measuring how your loss prevention and cost control practices stack up against the state average, as well as others in the industry.

Our clients average an experience modifier of .66 percent (34% below base) as opposed to the industry average of 11% below base. This 23 percent difference has a direct impact on your premium.

Member programs

Group rating and group retrospective rating

Sedgwick clients annually save $160 million in workers’ compensation premium paid with the two highest performing savings options - Group Rating and Group Retrospective Rating.

• Group Rating - over $4 billion in savings over the past ten years

• Group Retrospective Rating - over $1 billion has been earned by participants since implementation in 2009

Start saving now

To see how much your company can save by partnering with Sedgwick, simply complete the Temporary Authorization to Review Information (AC-3) form on the reverse side of this document and return to Sedgwick in your preferred method:

• Email: email completed form to ohio.group@sedgwick.com

• Fax: 866.567.9380

• Mail: address listed on AC-3 form

• Online: complete and submit your AC-3 form at: www.sedgwick.com/ac3/northcoastbia

To learn more about North Coast BIA’s program, contact Robert Nicoll.

P. 330.418.1824 E. robert.nicoll@sedgwick.com

sedgwick.com/ohiotpa | 800.825.6755 © 2023 Sedgwick | 3-23
We annually SAVE our clients $160 MILLION in workers’ compensation PREMIUM PAID

From: Policy Number

Temporary Authorization to Review Information

To: North Coast BIA

c/o Sedgwick

P.O. Box 884

Dublin, OH 43017

Toll-Free Phone: 800.825.6755, option 3

Toll-Free Fax: 866.567.9380

www.sedgwick.com/ohiotpa

City/State/Zip

Note: For this to be a valid letter, the self-insured department for self-insured employers, or the employer services department for all other employers, must stamp it. Being temporary in nature, BWC will not record via computer or retain this authorization. Representative must possess a copy when requesting service relative to the authority granted therein.

This is to certify that Sedgwick including its agents or representatives identified to you by them, has been retained to review and perform studies on certain workers’ compensation matters on our behalf.

The limited letter of authority provides access to the following types of information relating to our account:

1. Risk files;

2. Claim files;

3. Merit-rated or non-merit-rated experiences;

4. Other associated data.

This authorization does not include the authority to:

1. Review protest letters;

2. File protest letters;

3. File form Application for Handicap Reimbursement (CHP-4);

4. Notice of Appeal (IC-12) or Application for Permanent Partial Reconsideration (IC-88);

5. File self-insurance applications;

6. Represent the employer at hearings;

7. Pursue other similar actions on behalf of the employer.

I understand this authorization is limited and temporary in nature and will expire on _________________________ or automatically nine months from the date received by the employer services or self-insured departments, whichever is appropriate. In either case, the length of authorization will not exceed nine months.

Completion of the temporary authorization provides a third-party administrator (TPA) limited authority to view an employer’s payroll and loss experience. By signing the AC-3, the employer grants permission to the BWC to release information to the employer’s authorized representative(s). The form allows a third-party representative to view an employer’s information regarding payroll, claims and experience modification.

Attention group rating prospects:

• Employers may complete the AC-3 for as many TPAs or group-rating sponsors they feel are necessary to obtain quotes for a group-rating program.

• Group sponsors must notify all current group members if they will not accept them for the next group-rating year. The deadline for this notification is prior to the last business day in October for private employers and prior to the last business day in April for public employers.

• All potential group-rating prospects must have:

Active BWC coverage status as of the application deadline; Active coverage from the application deadline through the group rating year; No outstanding balances; Operations similar in nature to the other members of their group.

• Any changes to a group member’s policy will affect the group policy. Changes can result in either debits or credits to each of the members.

Note: For complete information on rules for group rating, see Rules 4123-17-61 through 4123-17-68 of the Ohio Administrative Code or your TPA. All group-rating applicants are subject to review by the BWC employer programs unit.

Entity DBA Address
Print Name Title Signature Date Telephone Number Fax Number Email Address
BWC-0503 (Rev. Feb. 26, 2015) AC-3
August 2023 www.ncbia.com page 47
2023 Annual Golf Classic PHOTO GALLERY
August 2023 www.ncbia.com page 49
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The 7-Elev en Commercial Fleet Mastercard ®

Fleet savings made easy.

Perfect fit for mid-sized to larger fleets that need the added convenience of fueling where Mastercard® is accepted. With the 7-Eleven Commercial Fleet Mastercard®, your fleet can customize reports for a complete fuel management solution.

Rebates & Savings

Save 5¢ per gallon with volume-based rebates!*

Security & Fraud Controls

Enjoy the security of advanced card prompts.

Online Control & Visibility

Set card controls and access detailed reporting online anytime.

Earn 5¢ per gallon in rebates when you fuel at 7-Eleven & Speedway locations.*

Customize and download cost and performance reports monthly or in real-time.

Monitor transactions and manage your account online, in real-time.

Use card prompts to help prevent misuse.

Simple online access.

Accepted at your favorite 7-Eleven & Speedway locations and anywhere Mastercard is accepted, regardless of fuel brand.**

or natural gas purchases. Rebates are subject to forfeiture if your account is not in good standing. To receive rebate, invoice must be paid on time. Rebates will not apply to returns or chargebacks. Savings will be reflected

Call Holden Moll now at 1-760-918-5933 or email holden.moll@fleetcor.com to start earning your association savings today! Special Association Discount for the North Coast Building Industry Association Limited time offer valid for new 7-Eleven Commercial Fleet MasterCard applications received from 1/1/2023 through 12/31/2023. New approved accounts will earn 15 cents per gallon rebate on 7-Eleven & Speedway fuel purchases in the first six months after account setup. Rebates are cents per gallon based on the number of gallons purchased at 7-Eleven & Speedway locations per calendar month. The maximum promotional rebate in any one-month period, regardless of billing terms, is $600. Rebates are subject to forfeiture if your account is not in good standing. To receive rebate, invoice must be paid on time. Rebates will not apply to returns or chargebacks. Savings will be reflected as a rebate on your filling statement in the form of a statement credit. Rebate offer valid for first 12 months after account set-up. *Rebates are cents per gallon based on the number of gallons purchased at 7-Eleven & Speedway locations per calendar month. Not valid on aviation, bulk fuel, propane
form of a statement credit. Rebate offer valid for first 12 months after
set-up. **Please
payment information. Fuel purchases at locations other than 7-Eleven or Speedway locations are subject to an out-of-network transaction fee. The 7-Eleven Commercial Fleet Mastercard® is issued by Regions Bank, pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. ©2023 FLEETCOR, P.O. Box 1239, Covington, LA, 70434.
as a rebate on your filling statement in the
account
see Client Agreement – at www.fleetcor.com/terms/7-Eleven-mc – for rate, fee and other cost and

Please

7-Eleven Fleet Card Program Application

– If your organization is any type other than Sole Proprietorship, Public Corporation, or Government &

Section below.

- At FLEETCOR’s discretion, we may require CPA Reviewed or Audited Financial Statements during the Credit review.

AUTHORIZED REPRESENTATIVE – Required.

Application Terms: By signing this Application, the Authorized Representative represents, warrants, and agrees that: (a) he or she is authorized to apply to FLEETCOR TechnologiesOperating Company, LLC (“FLEETCOR”), a Louisiana limited liability company, for an unsecured, partially secured, or fully secured line of credit (“Account”) on behalf of the company identified above (“Client”); (b) FLEETCOR may obtain Client’s credit report and check Client’s credit standing when processing this Application or periodically evaluating any resulting Account’s creditworthiness; (c) this Application is subject to approval and acceptance by FLEETCOR; (d) if the Application is approved by FLEETCOR in Louisiana, the resulting Account: (i) will be governed by Louisiana law; (ii) will not be a revolving credit account and the Amount Due/Total Amount Due shown on each Account Statement will be due and payable on the Due Date shown on the Statement; (iii) will be used solely for commercial purposes and not for personal or household purposes; (iv) will be suspended, and the Client’s redit history may be reported to credit reporting agencies, if the Client’s unpaid balance ever meets the Account’s Credit/Spend Limit; and (e) acceptance, signing (in whatever form), or use of any of the Cards issued to Client will constitute Client’s acceptance of the Client Agreement available at www.fleetcor.com/terms/7-Eleven-mc or www.fleetcor.com/terms/7-Eleven-dn Equal Credit Opportunity Act Notice. The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the Federal Trade Commission, Equal Credit Opportunity Act, Washington, D.C. 2 0580. FLEETCOR considers your privacy important. View our privacy policy available at www.fleetcor.com/privacy-policy to find out more.

I agree to the Application Terms and the Client Agreement (Please check box) ☐ BUSINESS OWNER(S) / PERSON WITH SIGNIFICANT MANAGEMENT RESPONSIBILITY – Required.

To help fight financial crimes, the U.S. Department of Treasury require financial institutions to obtain, verify, and record information about beneficial owners of entities opening accounts. Beneficial owners are persons who, directly or indirectly, own 25% or more of the entity. We may use third-party resources to verify your identity. For questions about this regulation and how FLEETCOR uses and protects this data, please speak with your sales representative. Patriot Act Notice. Section 326 of the USA PATRIOT Act mandates that FLEETCOR verify and record certain information about you (the Client, Authorized Representative, or anyco-maker or guarantor) while processing this Application.

Beneficial Owner (Individuals who own 25% or more of a Legal Entity)* ☐ Not

Does this person have significant responsibility for managing the legal entity listed above?

Does more than one person own 25% or more ofthis business? (please check box) If yes, additional information will be required.

holden.moll@fleetcor.com BUSINESS INFORMATION – Required. Legal Company Name (limit to 28 characters)* Subsidiary or DBA (limit to 20 characters) Create a 5 Digit Account Security Code (Required for card activation & customer service needs)* Primary Contact First Name* Last Name* Title* Card Delivery Street Address 1 (No PO boxes)* Card Delivery Street Address 2 City* State* ZIP* Company Billing Street Address 2 (If different from card delivery address) Company Billing Street Address 2 City State* ZIP Business Phone #* Cell Phone# Fax # Type of Business* Years of Business* Full Time Employees* Estimated Monthly Charges/Spending ($)* Estimated Monthly Gallons* # of Vehicles* # of Drivers* # of Cards Needed* Statement Delivery Method: ☐Electronic ☐ Paper Email Address* Site ID#* Tax ID#* Type of Organization*
Business Owner
☐ Sole Proprietorship ☐ Partnership ☐ Public Corporation ☐ Private Corporation ☐ Non-Profit ☐Government & Education ☐ LLC ☐LLP N
Education, you must complete the
OTE
Proprietor,
First Name* Middle Initial Last Name* Social Security#* Street Address (No PO boxes)* City* State* ZIP* Date of Birth* Home Phone # Cell Phone #
Applicable, Sole
Government Entity, Not-For Profit or Public Corporation
☐Yes ☐No
☐Yes ☐No Person with Significant Management Responsibility (CEO, CFO, President, Etc.)* ☐ Not Applicable, Sole Proprietor, Government Entity, or Public Corporation First Name* Middle Initial Last Name* Social Security#* Street Address (No PO boxes)* City* State* ZIP* Date of Birth* Home Phone # Cell Phone # **OFFICE USE ONLY** Market Rep ID Rep Name ATS Code (last 4 digits) *Required field 1Subject to credit review The 7-Eleven Commercial Fleet Mastercard and the 7FLEET Diesel Network Mastercard® are issued by Regions Bank, pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. FLEETCOR considers your privacy important. We are committed to protecting the privacy of those who provide us with their contact and personal information. View our privacy policy available at www.fleetcor.com/en/privacy-policy to find out more. © 2023 FLEETCOR, P.O. Box 1239, Covington, LA, 70434 SELECT CARD* 7-Eleven Commercial Fleet Mastercard ® 7FLEET Diesel Network Mastercard ®
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