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sATUR0d2ay1 2 , 8 1 R E B AT 2 PM SEPTEM
, GAME T 4 PM M P 1 T A N E DINNER A GATES OP
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Company __________________________________________
Method of payment ___ Invoice
attendee name(s) ____________________________________
card no. _________________________________ exp. ______
no. of adults _______
@ $10
________
CRV# ______ zip code __________ phone __________________
No. of kids under 12 ______
@ FREE
________
billing address ______________________________________
______ yes, my company will sponsor
@ ______
________
____________________ email ________________________
total due: ________
name on card _______________________________________
___ Credit card
mail to 5201 waterford dr., sheffield village, Oh 44035 or register online
signature _________________________________________
QUESTIONS? CALL (440) 934-1090 OR EMAIL JUDIE@NCBIA.COM
*a $5 convenience fee will be charged for all credit card payments
FIELD SPONSOR
Rev. 8/24/2021
___ Check
shirt sponsors
25 sponsor 50sponsor $DESSERT 100 sponsor $drink 75 sponsor $table $softball
North Coast Building Industry Association (NCBIA) BUILDER newsletter is the official newsletter of the NCBIA and is published monthly by the NCBIA. The NCBIA is an affiliate of the Ohio Home Builders Association (OHBA) & the National Association of Home Builders (NAHB).
NCBIA Office
5201 Waterford Dr. Sheffield Village, OH 44035 Phone: 440.934.1090 info@ncbia.com | www.ncbia.com
NCBIA Staff
Executive Officer Judie Docs | judie@ncbia.com Executive Assistant LaBreeska Bellan | labreeskancbia@gmail.com Administrative Assistant Ashlyn Bellan | ashlynncbia@gmail.com Marketing Associate Maria Sabala | maria.sabala.ncbia@gmail.com
2021 NCBIA Officers President Sara Majzun, BCT Alarm Services, Inc. Vice President Tim King, K. Hovnanian Homes - Ohio Division Associate Vice President John Toth, Floor Coverings International Treasurer Melanie Stock, Treasurer, First Federal Savings of Lorain Secretary Mike Meszes, Secretary, DRC Construction Co. Immediate Past President Jeremy Vorndran, 84 Lumber
2021 NCBIA Board of Directors
Dennis Willis, ActionCOACH TeamNEO Kelly Christy, Cleveland Custom Homes Dave Linna, Linna Homes & Remodeling Jason Rodriguez, Lorain County Joint Vocational School Mark Craig, Mark F. Craig, Esq. Jason Scott, North Star Builders Brett Adams, Genoa Bank Dave Weisenberger, Tusing Builders & Roofing Services
August 2021
Advertising Policy - The North Coast Building Industry Association reserves the right to reject advertising in the Builder newsletter based on content. Acceptance of advertising does not imply endorsement of the product or service advertised.
NCBIA Life Directors
Jeremy Vorndran, 84 Lumber Calvin Smith, Calvin Smith Builders Tom Caruso, Caruso’s Cabinets Bob Yost, Dale Yost Construction Liz Schneider Dollar Bank Mary H. Felton, Guardian Title Jack Kousma, Kousma Insulation Jeff Hensley, Lake Star Building & Remodeling Chris Majzun Sr., Majzun Construction Co. Chris S. Majzun Jr., Majzun Construction Co. Jim Sprague, Maloney + Novotny, LLC Randy Strauss, Strauss Construction Tom Lahetta, Tom Lahetta Builders, Inc.
2020 NAHB & OHBA Directors
These are our members who represent our local industry in Washington DC and Columbus.
Sr. NAHB Life Director
Randy Strauss, Strauss Construction
Ohio’s State Rep. to NAHB
Randy Strauss, Strauss Construction
OHBA Past Presidents Randy Strauss, 1996
2020 OHBA Trustees
Jeremy Vorndran, 84 Lumber Sara Majzun, BCT Alarm Services, Inc. (alternate) Jason Scott, North Star Builders
OHBA Area 2 Vice-President Enzo Perfetto, Enzoco Homes
www.ncbia.com
page 3
2
CONTENTS 10 a d u lt sf$r e e k id s
for kids d & games !! playgroung your own chairs brin
14
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ANNUAL
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WP. FIELD
AMHERST T
Join us for a relaxing evening ofCompany fun__________________________________________ and food!!
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sara.majzu
EMBER, GA1M8E AT 2 PM SEPTAT 1 PM 4 PM
EN GATES OPE’ IC DINNER AT POGI S PICN Method of payment ___ Invoice
___ Check
___ Credit card
attendee name(s) ____________________________________
card no. _________________________________ exp. ______
no. of adults _______
@ $10
________
CRV# ______ zip code __________ phone __________________
No. of kids under 12 ______
@ FREE
________
@ ______
________
____________________ email ________________________
total due: ________
name on card _______________________________________
No Cost!
______ yes, my company will sponsor
mail to 5201 waterford dr., sheffield village, Oh 44035 or register online
QUESTIONS? CALL 934-1090 OR EMAIL JUDIE@NCBIA.COM Bring a(440)Guest!
billing address ______________________________________
signature _________________________________________ *a $5 convenience fee will be charged for all credit card payments
0 $softball 0 $shirt 25 sponsor 50sponsor $DESSERT 15sponsors 100 sponsor $drink 75 sponsor $table 20SPONSOR $FIELD
Rev. 7/29/2021
1180 Jaycox Rd. Avon, OH 44011
Wednesday, September 15 5:00 - 7:00 PM Special Event for NCBIA Members and their Guests!
18
RSVP: ncbia.com Judie@ncbia.com (440) 934-1090
FEATURING: CHEF BRITTANY REILLY
Contact
38
Table of Contents
32 - Do You Want on the List? 33 - Home Warranty Books 35 - Employment Situation in July: State-Level Analysis
2 - Softball Game & Family Picnic flyer
18 - Home Appliance Sales &
36-37 - Photo Gallery:
6 - Letter from the
19 - New Single-Family Home
38-41 - Photo Gallery:
Size is Rising
Summer Mixtape Mixer
8 - Save the Dates 8 - Member News 10 - Executive Officer’s Report
20 - Eye on the Economy:
42-48 - Photo Gallery:
13 - Top Canadian Official Tells NAHB Canada Seeks New
23 - Gain for Custom Home
President
Lumber Trade Deal
14 - Membership Drive flyer 15 - NAHB Criticizes Efforts
to Revise WOTUS Rule During Congressional Roundtable
16-17- Eye on Housing:
Existing Home Sales Rise in July as Inventory Improves
31
Spike Update
Service Member Mixer flyer
Headwinds for Growth: Higher Prices and Uncertainty
22 - Vacant Land Available Building
25 - Share of Homes with Patios Clumber to Record 61 Percent
26
Applying for Membership! Thank You for Renewing! Sorry to See You Go!
27 - Menu of Services 27 - What Members Are Saying
28-29 - NCBIA Calendar of Events
Night at the Crushers
Golf Classic
49 - Photo Gallery: Elected Officials Reception
51-53 - Message from
Randy Strauss: Ohio State Rep to NAHB
54-55 - Sedgwick Update
LETTER FROM THE PRESIDENT
SEPTEMBER MEANS... it's Time for Softball!! This past month has been FULL of NCBIA events! We had the Member Mixer, The Night at The Crushers Game, The Elected Officials Reception and of course our biggest event of the year the Golf Outing! Later on in this newsletter you will see so many pictures of these amazing events. If you were there, THANK YOU for supporting our great association! If you missed them we definitely hope to see you at the next one! I want to say how proud I am of all of our committee chairs thus far this year! All of you have put on some stellar events and our attendance at said events has been way up. And the more people that we have at these events the more chances our members have to do business with each other. And that’s what its all about. Being a member of the North Coast Building Industry Association should be all about helping each other to make our industry better. And right now I truly believe that’s what we are doing! Coming up next we have some more great events that I hope you will be a part of! On Wednesday September 15th we have a member mixer hosted by Home Appliance Sales & Services. This is another free event and we are looking forward to a great turn out!
Sara Majzun, BCT Alarm Services, Inc.
“
There are plenty of sponsorships available for these events as well so be sure to jump on those early so that you can get the most exposure out of it you can!
“
page 6
On September 18th is our Battle of the Builders Softball game. We all know how important this big game is as the winner gets bragging rights for an entire year! And for 4 years straight my team has yet to get these bragging rights but this year is our year! I can feel it in my bones! If you are interested in playing please send me an email at sara.majzun@ security-ohio.com. We only have a few spots left on the teams so get that registration in soon! If you cannot or don’t want to play we are always looking for individuals to fill our cheering section! It’s a great event with some friendly rivalry so I highly recommend you come check it out! Lastly on October 9th is our Annual Clambake and Reverse Raffle event! I am very excited that this event is coming back this year as we had to cancel it last year due to the pandemic! This will take place at Amherst Eagles again and I look forward to a fun night with our members! Flyers for all of these events can be found later on in this newsletter. There are plenty of sponsorships available for these events as well so be sure to jump on those early so that you can get the most exposure out of it you can! I’m looking forward to what September is going to bring for the NCBIA and I hope to see all of you at an event soon! #TeamNCBIA
www.ncbia.com
August 2021
WE’RE MORE THAN HOMES We feed your piggy bank. We’re relentless when it comes to securing contracts that enable our members to maximize their profits. Through agreements with more than 20 national companies, we offer exclusive discounts on vital products and services. Cut costs now by becoming a member at nahb.org/join.
Save the
Date!
Want to be a sponsor for any of these events? Let us know! Sponsor early to get maximum exposure!!!!! September 15
5:00 - 7:00 PM Home Appliance Sales and Service Invites NCBIA for a night of fun and food Home Appliance Sales and Service Showroom & Design Center 1180 Jaycox Rd., Avon
September 18
1:00 - 5:00 PM Softball Game & Family Picnic Amherst Twp. Field 44786 Middle Ridge Rd.
October 9 5:30 PM Clambake
Amherst Eagles 1161 Milan Avenue, Amherst More info to come soon! *All committee meetings held via Zoom, unless otherwise noted. If you would like to participate in a committee, please email Judie Docs at judiencbia@ gmail.com.
Check the website at www.ncbia.com for upto-date changes, additions, and corrections to these events!
page 8
Do you have some business news to share? Business anniversaries, accomplishments, awards, publications, etc.? Send to judie@ncbia.com. We want to hear from you!
ALL NCBIA PRIMARY MEMBERS!!! Nominations are now being accepted for the NCBIA Board of Directors that need to be filled. Four 3-year directors are available (commitment beginning January 2021). Those considering a position should be able to attend all Board meetings that are held the second Wednesday of every other month at 5PM (subject to change if a conflict arises). Please email Executive Officer, Judie Docs at judie@ncbia.com
www.ncbia.com
August 2021
Exclusive Business Platinum Card® Offer for NAHB Members
Apply for the Business Platinum Card® and you can earn 125,000 Membership Rewards® points within the first 3 months of Card Membership after you spend $30,000 on qualifying purchases on the Card. Annual fee is $595. Platinum Card not right for your business? Explore our suite of Cards for businesses of all shapes and sizes.
Visit NAHB.org/Amex to learn more Terms apply
EXECUTIVE OFFICER’S REPORT
UNDERSTANDING
Millenials
Engaging Younger and Future Members is very important to the future of our association. To effectively recruit and retain these younger members, who typically fall within the Millennial, and to a lesser extent, the Gen X, age range, it’s important to understand their professional needs, thoughts and desires, when it comes to a member association. The biggest difference between Millennials and other generations, including Gen X, is the way they communicate, what they want out of life and what they look for in a career.
How Millennials Communicate Through agreements with more than 20 national companies, NAHB offers exclusive discounts on a variety of products and services that can benefit your business, employees, or family. Explore the range of member savings available on the following pages. I hope you are taking advantages of these savings offered through NAHB. It is worth the time to look into and not leave money on the table. I am confident that using these discounts as well as National Purchasing Partners and OHBA discounts (to be detailed in the months to come) will offset your yearly dues.
“
by Judie Docs, CSP, MCSP, MIRM, CMP, CGP
Engaging Young and Future Members is very important to the future of our association.
Millennials network and communicate through a social lens. Relationships, whether personal or professional, seem to last longer because there’s a sense of constant connection. For example, Person A may meet Person B in passing, spending a day or maybe only a few hours with them, but upon becoming a friend on social media, they become lifelong friends since the possibility for following their life, for life, has opened up. For Millennials, their lives and the lives of their friends and family members play out in front of each other on social media. Even if it’s not an entirely accurate representation of who everyone is, the connection is still felt. Professionally, Millennials prefer email, text or direct message (DM) via various apps (i.e., Facebook, Instagram, Twitter, Snapchat) as a means of communication whenever possible. It’s quicker and more efficient; five emails can be sent in the time it takes someone to dial a number, wait for someone to pick up and leave a message when they don’t. Millennials prefer these forms of communication over calls because they are more efficient and less of a distraction in an open office environment. However, most Millennials understand that email, text and DM are not appropriate in every situation.
What Millennials Want Millennials are typically very open-minded individuals. They are usually less inclined to ‘quid pro quo,’ prefer to take action that benefits the greater good, rather than themselves alone. For example, recent research shows that 80% of Millennials donate time to philanthropic causes and community giving. Another 75% said it’s fairly or very important that a company gives back to society instead of just making a profit (The Millennial Survey, Deloitte 2014). Millennials aren’t looking for a job; they are looking for a fulfilling career. The concept of living to work, not working to live is very important to them. They tend to place a lot of focus on being successful and having a career, but more as an integral part of who they are, not just a necessity to survival.
“
Recruiting and engaging the next generation of members is vital to the strength of every association. It is especially important in the building industry, as family businesses pass from one generation to the next and new technologies influence building systems bringing the industry forward into the next century. page 10
www.ncbia.com
August 2021
GET UP TO $5,400 TO GET THE JOB DONE Shown with equipment from independent suppliers which is not covered by the GM New Vehicle Limited Warranty. GM is not responsible for the safety or quality of independent supplier alterations.
USING THE PRIVATE OFFERS1 FOR NAHB MEMBERS IS EASY:
1. Get your NAHB proof of membership. 2. Visit your local Chevrolet, Buick or GMC dealer and mention this Private Offer. 3. Select an eligible vehicle(s) to purchase or lease and present your NAHB proof of membership. For even more value, combine this offer with the National Fleet Purchase Program and Business Choice Offers. For full details on the Private Offer, NAHB members should visit nahb.org/gm. Example offer for NAHB members who are business owners purchasing a 2021 Chevrolet Silverado 2500 HD Crew Cab 1LT 4WD. Up to
Up to
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$1,000 + $3,400 + $1,000 = $5,400 Private Offer 1
National Fleet Purchase Program (FVX)2
Eligible Accessory Cash Allowance3, 4
In Potential Value
1 Private offer amount varies by model; up to $500 offer for retail delivery and up to $1,000 offer for fleet deliveries. Valid toward the purchase or lease of eligible new 2020, 2021 and 2022 model year vehicles. Customer must take delivery by 1/3/2022. Not compatible with some other offers. Not valid on prior purchases. Excludes all Cadillac vehicles; 2020 Buick Cascada, LaCrosse, Regal and Verano; Chevrolet Colorado 2SA, Sonic, Trax, Volt and GMC Canyon 2SA; 2020-2021 Encore 1SV; Chevrolet Blazer, Camaro, Corvette, Equinox 1SM, Malibu 1VL, Traverse 1L0; GMC Acadia 1SV and Terrain 2SA. Additional GM models may be excluded at GM’s sole discretion. See dealer for details. 2Offer available to qualified fleet customers through 1/3/2022. Not compatible with some other offers. Take delivery 1/3/2022. See dealer for details. 3To qualify, vehicle must be used in the day-to-day operations of your business and not solely for personal/ non-business-related transportation purposes. Must provide proof of business ownership. For complete program requirements, including information regarding offers, vehicles, equipment, options, warranties and ordering, consult your dealer or visit gmbusinesschoice.com. 4Eligible purchases must be equal to or greater than the amount of the cash allowance. Accessory Cash Allowance requires purchase of the eligible accessories from your dealer.
©2021 General Motors, LLC. All rights reserved. The marks appearing in this ad are the trademarks or service marks of GM, its subsidiaries, affiliates or licensors.
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© 2020 Ascentium Capital LLC 1 Financing and instant decisions subject to credit parameters. Minimum 1 year time in business required. Neither Ascentium Capital nor National Association of Home Builders is the agent of the other. Ascentium not being the manufacturer, seller or distributor of the property being financed, makes no representation or warranty concerning it.
TOP CANADIAN OFFICIAL Tells NAHB Canada Seeks New Lumber Trade Deal
M
ary Ng, Canada’s top trade official, expressed a strong willingness and desire to engage in negotiations with the United States on a new softwood lumber trade agreement during a video conference meeting yesterday with NAHB CEO Jerry Howard and senior staff. The Canadian trade minister met with her U.S. counterpart, U.S. Trade Representative Katherine Tai, on July 6 and raised the issue of U.S. tariffs on Canadian softwood lumber and the importance of keeping interconnected supply chains open. The United States is currently imposing 9% tariffs on Canadian lumber shipments into the country and a preliminary decision by the U.S. Commerce Department could result in the tariffs doubling to 18.32% by this fall. NAHB has been urging the Biden administration to move quickly to resume trade talks and has always opposed tariffs on Canadian lumber that exacerbate price volatility and raise housing costs. Howard testified before Congress on July 14 and said: “Regarding the current lumber crisis, the U.S. must immediately engage with Canada to adopt a new softwood lumber agreement and stop the imposition of harmful tariffs on Canadian lumber.” NAHB’s meeting with Minister Ng was a positive step forward and we will continue to urge the administration to return to the negotiating table with Canada and hammer out a new softwood lumber trade agreement that will end tariffs and help restore price stability to the lumber market.
August 2021
www.ncbia.com
page 13
Grand Prize: $1,500 Cash!!! Entering the contest is EASY!!! Just bring in a new member! For each PRIMARY member you bring in you will get 6 entries into the drawing For each AFFILATE member you bring in you will get 1 entry into the drawing Winner will be drawn at our October General Membership Meeting! *BONUS: For every FIVE members you bring in, get a $200 VISA gift card! Includes all new members you sponsor between January 1, 2020 and October 20, 2021 by 5:00 pm
JON SHERER: CHAIR GLOBO GYM
MATT HERB: CHAIR AVERAGE JOE’S
NAHB NOW
NAHB CRITICIZES EFFORTS to Revise WOTUS Rule During Congressional Roundtable
N
AHB Chairman Chuck Fowke spoke out against the Environmental Protection Agency’s (EPA’s) efforts to revise the Navigable Waters Protection Rule (NWPR) that defines the “waters of the United States” (WOTUS) during a roundtable discussion yesterday with federal policymakers, farmers, home builders and composite makers. The roundtable was hosted by the Congressional Western Caucus in West Des Moines, Iowa. “During the previous administration, we saw a sensible effort to come to the table and repeal confusing, inefficient, one-size-fits-all policies with a new regulation, the NWPR,” Fowke said. “The 2015 rule was far too expansive to be effective and was found in federal court to be in violation of the Clean Water Act. We should not return to something that doesn’t work, especially because — aside from the clarity provided by the Trump administration’s rule — none of the factors that led to the previous regulatory confusion under prior WOTUS definitions have changed.” The Biden administration announced in June its intent to revise the definition of WOTUS and said that the NWPR enacted during the Trump administration “is leading to significant environmental degradation.” NAHB is a strong proponent of the NWPR because it corrects the vast overreach of prior rules by excluding most manmade ditches and isolated ponds from federal jurisdiction, restores common sense to the regulatory process, reduces projects costs and safeguards America’s water resources. Moreover, many waterways that no longer fall under federal jurisdiction under the NWPR remain protected because state and local governments have the authority to regulate waters, and roughly half the states already regulate isolated wetlands.
NAHB Chairman Chuck Fowke speaks at the Congressional Western Caucus Navigable Waters Iowa Roundtable.
Members and leadership from the Home Builders Association of Iowa and the Home Builders Association of Greater Des Moines also attended the roundtable. In addition to the roundtable, lawmakers participated in field tours to see the impact of federal regulations firsthand, including a visit to a new home development of NAHB member Sage Homes. The NWPR remains in effect nationwide until the EPA and the U.S. Army Corps of Engineers initiate and complete a federal rulemaking process on the existing WOTUS definition under the NWPR. This is a process that typically takes more than a year to complete.
EPA Public Meetings Continue This Month In addition to today’s roundtable, NAHB is participating in the series of EPA virtual public meetings this month and encourages members to participate as well. Registration information for the remaining meetings can be found here. Both the EPA and the U.S. Army Corps of Engineers have noted that the agencies will use public input from these hearings to shape the Biden administration’s proposed WOTUS rule. EPA also has indicated that it will hold a series of regional field hearings in the fall, and we will provide more information as it becomes available.
August 2021
www.ncbia.com
page 15
EYE ON HOUSING
EXISTING HOME SALES RISE in July as Inventory Improves
A
BY: FAN-YU KUO
fter four months of declines, existing home sales increased for the second consecutive month in July as housing inventory continued to improve, according to the National Association of Realtors (NAR). Though the median existing home price in July remained elevated, home prices may level off if inventory gradually increases in the coming months. Total existing home sales, including single-family homes, townhomes, condominiums and co-ops, increased 2.0% to a seasonally adjusted annual rate of 5.99 million in July. On a year-over-year basis, sales were 1.5% higher than a year ago. The first-time buyer share slightly dropped to 30% in July, down from 31% in June and down from 34% a year ago. The July inventory level increased from 1.23 to 1.32 million units but is still down from 1.50 million units a year ago. At the current sales rate, the July unsold inventory sit at a 2.6-month supply, slightly up from June’s 2.5-month but still down from 3.1-month a year ago. This low-level supply of resale homes is good news for home construction. Homes stayed on the market for an average of just 17 days in July, an all-time low, unchanged from June and down from 22 days a year ago. In July, 89% of homes sold were on the market for less than a month. The July all-cash sales share was 23% of transactions, even with last month and up from 16% a year ago. Tight supply continues to push up home prices. The July median sales price of all existing homes was $359,900, up 17.8% from a year ago, representing the 113rd consecutive month of year-over-year increases. The median existing condominium/co-op price of $307,100 in July was up 14.1% from a year ago.
page 16
www.ncbia.com
August 2021
Geographically, three of four regions saw an increase in existing home sales in July, ranging from 1.2% in the South to 3.8% in the Midwest. Sales in the Northeast remained flat in July. On a year-over-year basis, sales rose 12.1% and 1.2% in the Northeast and South, while sales fell 1.4% in the Midwest. Sales in the West stayed unchanged. Meanwhile, the Pending Home Sales Index (PHSI), also reported by the NAR, is a forward-looking indicator based on signed contracts. The PHSI decreased 1.9% from 115.0 to 112.8 in June. On a year-over-year basis, sales were 1.9% lower than a year ago.
Join us for a relaxing evening of fun and food!!
No Cost!
Bring a Guest!
1180 Jaycox Rd. Avon, OH 44011
Wednesday, September 15 5:00 - 7:00 PM Special Event for NCBIA Members and their Guests!
RSVP: ncbia.com Judie@ncbia.com (440) 934-1090
FEATURING: CHEF BRITTANY REILLY
Contact
NEW SINGLE-FAMILY
Home Size is Rising
BY: ROBERT DIETZ
A
n expected impact of the virus crisis is a need for more residential space, as people use homes for more purposes including work. Recent data confirms this impact on the market is occurring. According to second quarter 2021 data from the Census Quarterly Starts and Completions by Purpose and Design and NAHB analysis, median single-family square floor area increased to 2,297 square feet. Average (mean) square footage for new single-family homes increased to 2,540. Since Great Recession lows (and on a one-year moving average basis), the average size of new single-family homes is now 5.5% higher at 2,502 square feet, while the median size is about 8.5% higher at 2,280 square feet. Home size rose from 2009 to 2015 as entry-level new construction was constrained. Home size declined between 2016 and 2020 as more starter homes were developed. Going forward we expect home size to increase again, given a shift in consumer preferences for more space due to the increased use and roles of homes (for work, for study) in the post-Covid-19 environment.
August 2021
www.ncbia.com
page 19
EYE ON THE ECONOMY
HEADWINDS FOR GROWTH: Higher Prices and Uncertainty
N
ew single-family home sales in June declined 6.6%, falling to
a 676,000 annualized rate. Although new home sales are 13.5% higher on a year-to-date basis compared to 2020, the June data marked the third consecutive monthly decline. The reasons why sales have softened since the end of 2020 have generated an ongoing debate in the media. Some have noted that builders are limiting sales because of a lack of inventory and higher construction costs. Others claim that higher home prices (new home prices are up 10% since January 2020) have priced many buyers out of the market. Both of these claims have merit. Supply-side factors (particularly materials, labor and lots) are holding back housing supply, with ready-tooccupy new home inventory down 44% over the last year to just 34,000 homes. Moreover, NAHB survey data indicate buyers’ perceptions of housing affordability are waning, and rightfully so: The share of buyers who can afford less than half the homes available for sale worsened from 63% at the end of 2020 to 71% by midyear. During the second quarter, pricing was the No. 1 reason active buyers did not make a home purchase. Given higher construction and development costs, and the potential for higher interest rates in the coming years, these variables are worth watching. Meanwhile, multifamily rental demand is growing and the apartment construction market is expanding. Ultimately, higher interest rates will depend on the pace of economic growth and the future of monetary policy in an environment with growing uncertainty. Second quarter GDP growth came in at a somewhat lowerthan-expected rate of 6.5%. NAHB is forecasting continued economic growth in 2021, resulting in an overall growth rate just below 7% for the year, which would mark the best rate since 1984. However, because of choppy conditions, including concerns over the delta variant, the Federal Reserve continues its dovish approach to monetary policy. For its July meeting, the Fed held the federal funds rate near a zero rate and did not provide guidance on a future tapering of Treasury and mortgage-backed security (MBS) purchases. Fed Chairman Powell notably stated that when a taper does occur (which we expect will happen this fall), the reduction of MBS purchases will not occur without a reduction for Treasuries as well.
page 20
www.ncbia.com
August 2021
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GAIN FOR Custom Home Building BY: ROBERT DIETZ
N
AHB’s analysis of Census Data from the Quarterly Starts and Completions by Purpose and Design survey indicates custom home building posted the second best quarter since the Great Recession during the Spring of 2021. There were 54,000 total custom building starts during the second quarter of the year. This marks a 15% gain from the second quarter of 2021, a comparison affected by the declines in economic activity in the spring of 2020. Nonetheless, over the last four quarters, custom housing starts totaled 187,000 units, a 4.5% gain from the prior fourquarter total. Despite these gains, the market share for custom home building has declined as other forms of home building have expanded more rapidly. As measured on a one-year moving average, the market share of custom home building, in terms of total single-family starts, declined to 16.6%. This is down from a cycle high of 31.5% set during the second quarter of 2009. Note that this definition of custom home building does not include homes intended for sale, so the analysis in this post uses a narrow definition of the sector.
August 2021
www.ncbia.com
page 23
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SHARE OF HOMES WITH PATIOS Climbs to Record 61 Percent BY: PAUL EMRATH
F
or the first time since the Census Bureau’s 2005 survey redesign, the share of new homes with patios broke above 60 percent in 2020. More specifically, of the roughly 990,000 single-family homes started in 2020, 61.4 percent came with patios. This number comes from NAHB tabulation of data from the Survey of Construction, which is partially funded by HUD. This marks the fifth consecutive year that the share of new homes with patios hit a record high. From the start of the downturn in 2007 through 2011, the share of new homes with patios was consistently under 50 percent—as low as 44.8 percent in the trough of 2009. In 2012, the share jumped to 52.4 percent and has been consistently climbing ever since. The incidence of patios on new homes has now increased in each of past eleven years, except for 2015 when it was flat. The geographic incidence of new homes with patios resembles the pattern described in last year’s post, although the latest percentages are even lower in the divisions where patios tend to be least common. In 2020, only 19 percent of new single-family homes built in the Middle Atlantic and 21 percent in New England came with patios. At the high end of the scale, the incidence of patios on new homes was over 70 percent in the Mountain and West SouthCentral divisions, and only a little under 70 percent in the South Atlantic. The SOC data tell us how many new homes have patios but don’t provide detail about the nature of the patios. Some of this detail, however, is available from the Annual Builder Practices Survey (BPS) conducted by Home Innovation Research Labs. Unlike the SOC, the BPS explicitly includes pool decks in its patio category. For the U.S. as a whole, the 2021 BPS report (based on data from 2020) shows that the average size of a patio on a new single-family home is about 278 square feet. However, there is considerable geographic variation, with new-home patios averaging over 350 square feet in Mid Atlantic, East North Central and Pacific divisions, and under 200 square feet in the East South Central. On a square foot basis, poured concrete continues to be the material builders use most often for patios, followed at a distance by concrete and brick pavers.
August 2021
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What members are
Steve Ross, CBRE Brian Mastellone, Lighthouse Insurance Agency, LLC Joe Laumer, North Star a Division of Stewart Title Companyv
Thank You for Renewing! Fred Miller, Azek Building Products Erin Tober, Ferguson Enterprises Lisa Matuszak, First Federal Savings of Lorain Valerie Greathouse, Home Appliance Sales & Service Jon Hammer, Infinity from Marvin Joann Dosztal, JD Custom Designs, LLC Kelly Kreischer, K. Hovnanian Homes – Ohio Division Jon Sherer, K. Hovnanian Homes – Ohio Division Doug Gerber, Landscaping by Gerbers, LLC Sean Smith, MPW Construction Services Joe Hart, North Coast Integrated Technologies
Sorry to See You Go! Rex Tomanek, Butts Plumbing
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“ “ “ “ “ “ “
saying:
North Coast BIA has the best golf outing!
Loved the BBQ at the Golf Outing!
“ “ “ “ “ “ “
Applying for Membership!
What a beautiful day for your golf outing.
Always a fun evening at Night at the Crushers!
Mixer at Pogie’s was great – food, music and games.
Your mixers are a great way to meet new people. How awesome was the mixer!
Fun and great time at the mixer.
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HOW CAN WE HELP? North Coast Building Industry Association Menu of Additional Products and Services
Copies Black & White
Black & White
$0.08 $0.16 (8.5”x14”)
Single Sided 2-Sided
Black & White Color
(11”x17”)
Color
$0.50
(11”x17”)
Board Room Rental $25 < 2 Hours $50 - 2-4 Hours $75 - 4-6 Hours $100 - 6-8 Hours $200 - 8+ Hours
Equipment $0.25 $0.50
(8.5”x14”)
Single Sided 2-Sided
Color
$0.10 $0.18
(8.5”x11”)
Single Sided 2-Sided
No Me
Rooms
(8.5”x11”)
Single Sided 2-Sided
H
$0.27 $0.52 $1.00
Design Services Advertising & Graphic Design Services
Raffle Boards, Drum & Equipment $100 per day
Wooden Outdoor Benches $50 per bench, per day
Pipe & Drape Rental $100 per day
$50 per hour
Warranty Books
Contact Maria Sabala at maria.sabala.ncbia@gmail.com
$25 each (plus shipping, if applicable)
Blac
Sin 2-
Blac
Sin 2-
Blac Whi
Colo
Sin 2-
Colo
Sin 2-S
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$50
Con mari
NEED SOMETHING ELSE? JUST ASK!
NE
For more information on any of these products & services, please contact the NCBIA Office at (440) 934-1090 or email judie@ncbia.com
Fo & (
CALENDAR OF EVENTS S
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Associate Member Appreciation Month
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Labor Day (Office Closed)
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3:00-5:00 pm - Executive Committee Meeting 5:00-6:30 pm - Board of Directors Meeting
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NCBIA Softball Game & Family Picnic
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Careers in Construction Month
9 1216 20
Rev. 8/24/2021
Clambake 5:00 - 10:00 PM Amherst Eagles 1161 Milan Road, Amherst NAHB Fall Leadership Meeting Houston, Texas
General Membership Meeting & Election Night Ahern’s Banquet Center, Avon Lake
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Spike Appreciation Month
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OHBA Fall Board of Trustees Meeting Hilton Easton, Columbus
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Thanksgiving (Office Closed)
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3:00-5:00 pm - Executive Committee Meeting 5:00-6:30 pm - Board of Directors Meeting
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NAHB Fall/Winter Board Meeting Virtual
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Christmas Eve (Office Closed)
31
New Year’s Eve (Office Closed)
Christmas Day Observed (Office Closed)
For the latest updates, please visit ncbia.com Rev. 8/24/2021
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THANK YOU SPIKES! Our SPIKES are Our FOUNDATION
STATESMAN SPIKE (500-999 SPIKE CREDITS) Bob Yost......................... Dale Yost Construction............................... 668.75 Calvin Smith................. Calvin Smith Builders................................. 595.50 Mary H. Felton............. Guardian Title.............................................. 502.00 SUPER SPIKE (250-499 SPIKE CREDITS) Terry Bennett................. Bennett Builders........................................... 299.75 Jack Kousma................. Kousma Insulation...................................... 281.50 Chris Majzun Jr. ........... Majzun Construction................................... 260.50 ROYAL SPIKE (150-249 SPIKE CREDITS) Bill Perritt...................... Perritt Building Co...................................... 225.50 Bucky Kopf.................... Kopf Construction Corp............................. 201.00 Randy K. Strauss.......... Strauss Construction................................... 178.50 Jeff Hensley................... Lake Star Building & Remodeling............ 178.25 Sara Majzun- Garwood.......BCT Alarm Services..................................... 174.00 Tom Lahetta.................. Tom Lahetta Builders.................................. 162.00 RED SPIKE (100-149 SPIKE CREDITS) Dave Linna Sr................ Linna Homes & Remodeling..................... 137.50 Ryan Puzzitiello............ Parkview Homes.......................................... 124.75 Thomas Caruso............. Caruso’s Cabinets........................................ 111.25 Jason Scott..................... North Star Builders...................................... 107.00 Chris Majzun Sr............ Majzun Construction................................... 106.00 Patrick Shenigo............. ShenCon Construction, LLC...................... 104.00 Tom Sear........................ Ryan Homes................................................. 100.75
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GREEN SPIKE (50-99 SPIKE CREDITS) Chris Mead.................... Maloney & Novotny, LLC.......................... 76.50 Aaron Kalizewski......... Grande Maison Construction..................... 68.00 Tim Conrad................... Graves Lumber............................................ 67.00 Ray Allen Thom............ Thom Concrete ............................................ 59.00 LIFE SPIKE (25-49 SPIKE CREDITS) Jeremy Vorndran.......... 84 Lumber..................................................... 49.00 Liz Schneider................ Dollar Bank................................................... 41.00 Steve Schafer................. Schafer Development.................................. 30.50 John Daly....................... Old Republic Title........................................ 26.00 BLUE SPIKE (6-24 SPIKE CREDITS) Michelle Nowlin........... American Eagle Mortgage.......................... 16.50 Chris Collins................. Carter Lumber Company........................... 14.00 Ken Cassell.................... Cassell Construction.................................... 13.50 Mike Warden................. Huntington................................................... 10.00 John Blakeslee............... Blakeslee Excavating................................... 9.00 Ashley Oates................. Cambria......................................................... 8.00 Dave LeHotan............... All Construction Services........................... 7.50 Mike Chambers............ Charles, Morgan & Company.................... 7.50 Scott Kosman................ Lakeland Glass............................................. 7.50 Steve Fleming............... Shamrock Development............................. 7.00 John Toth....................... Floor Coverings International.................... 6.50
Tim Hinkle..................Green Quest Homes................................ 6.50
August 2021
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These last 12 months have meant tremendous growth for many of our members! Some of you may not be able to respond to or schedule new referrals from the NCBIA at this time. That's why we decided to make our referral list OPT-IN. Do you want to receive referrals from the 2,000+ people who call in each year? Just email judie@ncbia.com and you will be put on the list!
(800) 442-8277 www.hastingsmutual.com
404 E. Woodlawn Ave. Hastings, MI 49058
Building Your Business Select Contractors Broadened Coverage This coverage helps if there’s damage to property used by you or your employees that belongs to someone else. It has a limit of $2,500 per occurrence, with a $100 deductible. Builders Risk and Installation Floater “Floater” coverage is for anything that floats, or moves from place to place — like your supplies and machinery. It also covers damage to the structures you’re working on, including scaffolding, foundations, and more. This has a limit of $5,000, with a $250 deductible.
For more information contact:
Theresa Riddell (440) 420-1175 The Nelson Agency, Inc. tmycps@oh.rr.com 116 4th St., Elyria, OH 44035 Phone: 440-323-8002 -ORFax: 440-323-8055 Drywallersinsurance1@prodigy.net
Brett Adams A member of: (419) 515-0506 adamsb@sprouseagency.com
Portable Tools Coverage on your tools has a limit of $1,000 per tool, to a maximum of $2,500. It also has a $500 deductible. The information referred to is not a policy. Refer to your policy for specific coverage.
© 2019 Hastings Mutual Insurance Company
SS-1 (10/19)
NEW HOME BUYERS LIMITED WARRANTY BOOKS NOW AVAILABLE Warranty book Updated and Available FOR ONLY $25 EACH! In a binder so you can include other walkthrough documents, warranties, etc.
Email your order to judie@ncbia.com or call the NCBIA Office at (440) 934-1090 August 2021
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Exclusive Incentives on your next vehicle available for NAHB Members
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EMPLOYMENT SITUATION IN JULY: State-Level Analysis BY DANUSHKA NANAYAKKARASKILLINGTON
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onfarm payroll employment increased in 47 states and the District of Columbia in June compared to the previous month while three states (Oklahoma, Kentucky, and Tennessee) lost jobs. According to the Bureau of Labor Statistics, nationwide total nonfarm payroll employment increased by 943,000 in July, following an upwardly revised increase of 938,000 jobs in June. On a month-over-month basis, employment data was strong in California, which added 114,400 jobs, followed by Texas (+80,900) and North Carolina (+75,600). Oklahoma, Kentucky, and Tennessee lost a total of 13,700 jobs, where the largest decline was reported in Tennessee (-6,100). In percentage terms, Vermont employment increased by 2.3% while Kentucky reported a 0.3% decline between June and July. Year-over-year ending in July, 7.3 million jobs have been recovered marking the economic rebound from the COVID-19 pandemic induced recession. All the states and District of Columbia added jobs compared to a year ago. The range of job gains spanned 864,400 jobs in California to 8,300 jobs added in Wyoming. In percentage terms, Hawaii reported the highest increase by 10.0%, while Oklahoma increased by 1.6% compared to a year ago. Across the 48 states which reported construction sector jobs data— which includes both residential as well as non-residential construction— 29 states reported an increase in July compared to June, while 17 states lost construction sector jobs. Kansas and Tennessee reported no change. North Carolina added 4,300 construction jobs while Colorado lost 1,600. Overall, the construction industry gained 11,000 jobs in July compared to the previous month. In percentage terms, New Jersey increased by 2.7% while New Hampshire reported a decline of 2.2% between June and July. Year-over-year, construction sector jobs in the U.S. increased by 224,000, which is a 3.1% increase compared to the July 2020 level. California added 39,900 jobs, which was the largest gain of any state, while New York lost 3,600 jobs, which was the largest decline. In percentage terms, Rhode Island had the highest annual growth rate in the construction sector by 15.1%. Over this period, Wyoming reported the largest decline at 4.3%.
August 2021
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Night at the Crushers
PHOTO GALLERY NORTH COAST BUILDING INDUSTRY ASSOCIATION
night at the crushers
crushers WILD THINGS THANK YOU SPONSORS!!
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NORTH COAST BUILDING INDUSTRY ASSO
night at the crusher
crushers WILD THIN THANK YOU SPONSORS!!
August 2021
Summer Mixtape Member Mixer
PHOTO GALLERY
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THANK YOU, SPONSORS!!
Summer
MIXTAPE M MIIX XEER R
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2021 Golf Classic
PHOTO GALLERY
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GENDA
2021 SPONSORS
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ON EACH HOLE IS A BOGEY!
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ially. If you start at Legacy 17 (L17), you will then y 1 (L1) and so on.
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ies’ - #4 Men’s)
ust be on the green), write your name on the marker n the spot where your ball came to rest. ound, it should stay there until someone else hits a
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KEG SPONSORS
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16 Men’s)
ust be in the fairway), write your name on the marker n the spot where your ball came to rest. ound, it should stay there until someone else hits a
ure of writing their name on a card below the other
ers. donated to the NCBIA.
red “pink” ball during registration (One “pink” ball per team) k” ball for one hole, then give it to the next player on
a drawing to win a prize.
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All Construction Services, Inc. American Eagle Mortgage Donna Templeton - Howard Hanna Fidelity National Title French Creek Builders Hamilton Parker Mark F. Craig, Esq. MPW Construction National Design Mart Sedgwick Shaw Floors Stewart’s TV & Appliance Strauss Construction The Nelson Agency Third Federal Tusing Builders & Roofing Services WCCV Flooring, LLC
Azek Building Products Guardian Title North Star Builders
BREAKFAST SPONSOR Cambria
SKILL PRIZE SPONSORS Ferguson Terry Hawke - Old Republic Title Reaser Construction Truax Law
PINK BALL SPONSOR
First Federal Savings of Lorain
SOFT DRINK SPONSORS
Forever Fence & Rail Third Federal
DONATIONS Cigars Guardian Title
Driving Range Kopf Builders
Lunch
Kopf Builders
Water
Peacock Water Stewart’s TV & Appliance
Special thanks to Bucky & Joanne Kopf and the Sweetbriar Golf Course staff for all their generous donations and efforts to make this golf outing GREAT!!!
ect & re-elect pro-housing and overnmental offices. Supporting d are judged strictly on their merits.
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Elected Officials Reception
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Heartland
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MESSAGE FROM Randy Strauss - Ohio State Rep to NAHB
H
ello everyone -- See the following monthly talking points from NAHB. I find this to be a great tool to see what NAHB is doing for all of us, between our regular meetings. Best, Randy K Strauss Ohio State Rep to NAHB 1025 Milan Avenue Amherst, Ohio 44001 Office: 440-984-2575 Cell: 440-935-2929 randykstrauss@aol.com
Key NAHB Housing Issues
Lumber and Other Building Material Prices • •
•
NAHB’s tireless efforts to encourage the White House to convene a home building materials supply chain summit has borne fruit. I am pleased to report that the White House has heard our concerns and recognizes the importance of finding solutions that will end production bottlenecks that have resulted in soaring material prices. At NAHB’s urging, a White House summit on building materials was held on July 16 with a diverse group of stakeholders. Representing the administration were Commerce Secretary Gina Raimondo, HUD Secretary Marcia Fudge and Director of the
August 2021
Randy Strauss, Strauss Construction, Inc.
“
See the following monthly talking points from NAHB. I find this to be a great tool to see what NAHB is doing for all of us, between our regular meetings.
www.ncbia.com
“
1. NAHB’s tireless efforts to work with the White House, Congress and lumber producers to increase production and bring prices lower are showing some positive results but the fight is far from over. 2. With the CDC federal eviction moratorium ending on July 31, NAHB has worked to ensure that all of our members have the tools to access any emergency rental assistance funding and assistance that is available. 3. NAHB calls on Congress to help boost housing production by acting to fix the building materials supply chain, improve the Low-Income Housing Tax Credit and reformulate current homeownership tax incentives. 4. Recruiting is the lifeblood of the Federation. Please participate in NAHB’s “ONE in 21” campaign to recruit at least one new member this year. 5. NAHB members are invited to sign a Diversity, Equity and Inclusion compact to enhance a diverse and inclusive membership that represents all communities that seek the American dream of homeownership.
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• • •
National Economic Council Brian Deese. NAHB stressed at this meeting that it is imperative that lumber mill producers boost production in order to meet rising demand. Home inventories are lean and the U.S. housing market is more than 1 million single-family homes short of what is needed to meet the country’s demand. The summit was an important step forward. All the participants recognized the need to resolve supply chain bottlenecks and the issue of rising material prices and supply shortages has been brought front and center to the Biden administration.
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Resources for Renters and Landlords as CDC Eviction Moratorium Expires
A Year-Long Effort
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I want to stress that this White House summit on building materials was the culmination of a year-long effort where NAHB has been in the forefront in educating the public and policymakers about how rising lumber and building material prices are harming home builders, home buyers and the economic recovery. NAHB leaders have appeared on CBS This Morning and numerous times on Fox Business News. We have also been featured in Bloomberg, CNN Business, Fortune, CNBC and scores of local media outlets across the nation calling for action to address rising prices and supply shortages. Overall on the media front, we have earned more than $50 million in media coverage, with over 11,000 stories featured in national and local news. Effectively, we got $50 million in national publicity for free rather than having to pay for it. In the policy arena, we have reached out to virtually every member of Congress on this issue and held talks with top White House officials and Commerce Secretary Raimondo. Thanks to the outreach of NAHB and our grassroots membership, several House and Senate leaders have openly raised the issue of soaring lumber prices, housing affordability and tariffs with Secretary Raimondo and U.S. Trade Representative Katherine Tai. In fact, Secretary Raimondo addressed the NAHB Leadership Council on June 18 and said that “supply chain disruptions are at the top of my mind.” And we are also seeking swift action on the trade front. Tariffs on Canadian lumber shipments into the U.S. are exacerbating price volatility and increasing housing costs.
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On the lumber price front, many of you may have seen media reports about the recent sharp drop in prices. While this is good news, the lumber crisis is far from over. Since April 2020, the price of softwood plywood has increased by more than 200 percent and the price of oriented strand board (OSB) has skyrocketed by nearly 500 percent. The bottom line is that the OSB-led changes in softwood lumber prices that occurred between April 2020 and July 2021 have added $29,833 to the price of an average new single-family home and raised the rental price of a new apartment unit by $92. Moreover, most builders have not been able to take advantage of the recent drop in framing lumber prices because producers are still selling off lumber that they purchased from mills when prices were at their peak. So, when buyers read that lumber prices are coming down, builders need to educate them about this price lag.
Moving Forward •
Looking ahead, we will remain laser-focused on not only lowering lumber prices and increasing supply, but also keeping pressure on policymakers to improve supply chains for all building materials in order to protect housing affordability.
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The Centers for Disease Control and Prevention’s (CDC) federal eviction moratorium expired on July 31, 2021. Eviction is always a last resort for landlords, and NAHB wants to ensure all of our members have the tools to access any funding and assistance available. NAHB has actively advocated for emergency rental assistance to help those impacted by the COVID-19 pandemic and to protect the viability and stability of the rental housing industry. The Treasury Department has disbursed more than $46 billion in rental assistance to state and local programs for relief to both landlords and tenants. NAHB continues to urge members to seek access to rental assistance funding via your local government and state housing finance agencies before pursuing an eviction or as an alternative to starting eviction proceedings. The Consumer Financial Protection Bureau has put together a new toolkit to help landlords and renters find and access assistance with local programs. NAHB has a sample script that landlords can use to contact tenants and walk them through the steps to apply for assistance and/or request permission to apply on their behalf. The script, and other multifamily COVID resources, can be found on the Multifamily and Affordable Housing Resources for COVID-19 page on nahb.org. You can also visit nahb.org/ coronavirus for more pandemic-related tools and resources. The bottom line is that property owners understand that evictions should only be made as a matter of last recourse and will continue to do everything in their power to help their tenants to access rental assistance and/or to enter into a reasonable payment agreement.
Congress Needs to Advance Policies that Boost Housing Production
Not Out of the Woods Yet •
The NAHB advocacy team – Government Affairs, Communications, Economics and Legal – continues to work doggedly on all fronts to find solutions that will ensure a lasting and stable supply of lumber and other building materials for the home building industry at competitive prices. Learn more about what NAHB is doing to resolve the lumber crisis by visiting our lumber page at nahb.org.
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NAHB CEO Jerry Howard is calling on lawmakers to enact policies that will help home builders expand the housing supply, reduce the housing deficit and improve housing affordability and opportunity for all Americans. In a July 14 hearing before the House Ways and Means Subcommittee on Oversight, Howard encouraged lawmakers to act on three key issues:
1. Fix the building materials supply chain. This is key to constructing more housing and reducing the housing deficit. Regarding the current lumber crisis, the U.S. must immediately engage with Canada to adopt a new softwood lumber agreement and stop the imposition of harmful tariffs on Canadian lumber. 2. Improve the Low-Income Housing Tax Credit (LIHTC). Congress needs to enact H.R. 2573, the Affordable Housing Credit Improvement Act. The bill would finance more than 2 million additional multifamily units over the next decade by increasing the amount of credits allocated to each state and expanding the number of affordable housing projects that can be built using private activity bonds. 3. Reformulate current homeownership tax incentives. Recent tax changes have undermined the effectiveness of the mortgage
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August 2021
interest deduction, resulting in fewer middle-class taxpayers itemizing and incentives flowing more to high-income households. A shift away from the mortgage interest deduction to a permanent homeownership tax credit that is targeted to lower- and middleincome Americans would make homeownership more accessible to hardworking American families.
Recruit and Retain ‘ONE in 21’ • • • •
NAHB’s “ONE in 21” campaign asks members to help recruit and retain at least one member this year. Membership matters, and everybody can make an impact. Visit the retention tips and resources web page to get started on your Retain ONE effort. You’ll find sample outreach materials and advice from HBAs with top retention rates. Make a difference – be a part of “ONE in 21.”
Diversity, Equity and Inclusion Compact •
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NAHB’s Diversity, Equity and Inclusion Task Force was created in 2020 to establish best practices for developing policies to enhance a diverse and inclusive membership that represents all communities that seek the American Dream of homeownership. NAHB’s goal is to have a membership that accurately reflects the diverse communities in which we live and work. We want to improve the culture by ensuring a welcoming environment where every person can thrive in this industry and create a successful and rewarding career. The task force recently created a DEI Compact based on five guiding principles designed to foster and cultivate an association culture that promotes and encourages diversity, equity and inclusion as a foundation of a strong NAHB Federation. NAHB members, affiliated home builders associations and industry professionals are invited to demonstrate their commitment to NAHB’s DEI initiatives by signing an electronic version of the NAHB DEI Compact. Adding your signature to the DEI Compact is voluntary and illustrates you also affirm the principles it outlines. You can learn more, read the DEI Compact and sign your name at nahb.org/dei.
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Better You, Better Ohio!™ The Ohio Bureau of Workers’ Compensation (BWC) offers Better You, Better Ohio!™ – a program designed to provide health and wellness resources and services to workers who work for small employers (250 or fewer workers) in high-risk industries*. Better You, Better Ohio! helps workers and their employers at no cost and through a simple, paperless process. Employers can reap great benefits from having a healthy workforce. Healthy employees are less prone to injury. And, when they are injured, their ability to recover is enhanced greatly. Overall, employers with a healthy workforce have lower workers’ compensation and health-care costs. Better You, Better Ohio! can: • Help prevent injuries through improved workforce health and safety. • Reduce absenteeism and improve presenteeism. • Reduce the severity of an injury. • Improve the recovery time from an injury. • Reduce time away from work due to an injury. Email BWCBetterYouBetterOhio@bwc.state.oh.us to get started today! They have plenty of material you can share with your employees. BWC can send you tools to help your staff get started or work with you to ensure all employees get enrolled at go.activehealth.com/ betteryoubetterohio. BWC even does on-site enrollment. Employers can use Better You, Better Ohio! to help manage and reduce their workers’ compensation and health-care costs by having a healthier workforce. Meanwhile, workers can earn financial rewards for taking steps to improve their health and wellness such as completing a health assessment and a biometric screening. Employers and employees currently participating in the Substance Use and Recovery Workplace Safety Program are also eligible to participate regardless of industry or size. Email BWCBetterYouBetterOhio@bwc.state.oh.us with any questions. If you have any questions regarding premium installments or the true-up process, contact our Sedgwick program manager, Bob Nicoll, at 330.418.1824.
OSHA Issues Emergency Temporary Standard The Occupational Safety and Health Administration (OSHA) has issued an Emergency Temporary Standard (ETS) for healthcare and updated guidance for all industries. This healthcare ETS applies, with some exceptions, to settings where any employee provides healthcare services or healthcare support services. The ETS is aimed at protecting workers facing the highest COVID-19 hazards—those working in healthcare settings where suspected or confirmed COVID-19 patients are treated. This includes employees in hospitals, nursing homes, and assisted living facilities; emergency responders; home healthcare workers; and employees in ambulatory care facilities where suspected or confirmed COVID 19 patients are treated. It does not apply to: • First aid performed by an employee who is not a licensed healthcare provider • Dispensing of prescriptions by pharmacists in retail settings page 54
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August 2021
• Non-hospital ambulatory care settings where all non-employees are screened prior to entry and people with suspected or confirmed COVID-19 are not permitted to enter those settings • Well-defined hospital ambulatory care settings where all employees are fully vaccinated and all nonemployees are screened prior to entry and people with suspected or confirmed COVID 19 are not permitted to enter those settings • Home healthcare settings where all employees are fully vaccinated and all non-employees are screened prior to entry and people with suspected or confirmed COVID-19 are not present • Healthcare support services not performed in a healthcare setting (e.g., off-site laundry, off site medical billing) • Telehealth services performed outside of a setting where direct patient care occurs For healthcare settings embedded in non-healthcare settings, the ETS applies only to the embedded healthcare setting and not to the remainder of the physical location. Where emergency responders or other licensed healthcare providers enter a non-healthcare setting to provide healthcare services, the ETS applies only to the provision of healthcare services by that employee. The ETS exempts fully vaccinated workers from masking, distancing, and barrier requirements when in well-defined areas where there is no reasonable expectation that any person with suspected or confirmed COVID-19 will be present. The ETS was officially filed in the Office of the Federal Register on June 17, 2021, and it became effective when it was published on June 21, 2021. Employers must comply with most provisions within 14 days and with the remaining provisions within 30 days. The Public Employment Risk Reduction Program (PERRP) has indicated they are reviewing this ETS but have not determined if they will follow it. We will keep you updated on their decision. For questions or additional information please contact Jim Wirth, 614-546-7331 or jim.wirth@sedgwick.com
August 2021
www.ncbia.com
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Special Association Discount for the North Coast Building Industry Association
SuperFleet Mastercard®
Association Fueling Program A fuel card program designed with associations in mind. EARN AN ADDITIONAL 15¢ PER GALLON!†
• Save 5¢ per gallon at Speedway locations* • Over 2,700 fueling locations in the U.S. • Over 175,000 locations nationwide that accept Mastercard cards** • Custom card controls and increased security • Online reporting and account management
CUSTOMER NAME VEHICLE DESCRIPTION VEHICLE IDENTIFICATION
Call Holden Moll at 1-760-918-5933 or email holden.moll@fleetcor.com to start earning your association savings! Earn Speedy Rewards on eligible purchases at Speedway.
Be sure to reference the North Coast Building Industry Association for your special 15¢ discount.
†Limited time offer valid for new Speedway SuperFleet Mastercard applications received from 1/1/2021 through 12/31/2021. New approved accounts will earn 15 cents per gallon rebate on Speedway fuel purchases in the first three months after account setup. Rebates are cents per gallon based on the number of gallons purchased at Speedway locations per calendar month. The maximum promotional rebate in any one-month period, regardless of billing terms, is $300. Rebates are subject to forfeiture if account is not in good standing. *Rebates are cents per gallon based on the number of gallons purchased at Speedway locations per calendar month. Rebates will be reflected on your billing statement in the form of a statement credit. Not valid on aviation, bulk fuel, propane or natural gas purchases. Rebates are subject to forfeiture if account is not in good standing. Program pricing is subject to change any time beginning 12 months after sign-up. **Program terms and conditions apply. Visit www.fleetcor.com/terms/superfleet-mc for details. Fees may apply in some cases, such as for optional services, late payments and/or credit risk. Fuel purchases at locations other than Speedway locations are subject to an out-of-network transaction fee. The SuperFleet Mastercard® is issued by Regions Bank, pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
SuperFleet Mastercard Program Application FAX Application to 1-760-918-5932 or email to holden.moll@fleetcor.com For more information contact Holden Moll at 1-760-918-5933
BUSINESS INFORMATION (Required) Please tell us about your business: Legal Company Name (limit to 28 characters)*
Primary Fleet Contact First Name*
Subsidiary or DBA (limit to 20 characters)
Last Name*
Title*
Account Security Code (For Card Activation & Customer Service) – 5 NUMBERS*
Card Delivery Street Address 1 (No PO Boxes)*
Business Phone #*
Cell Phone #
Fax#
Card Delivery Street Address 2
Type of Business*
Years in Business*
Full Time Employees*
City*
State*
Estimated Monthly Charges/Spending ($)*
Estimated Monthly Gallons*
Company Billing Street Address 1 (If Different Than Card Delivery Address)
# of Vehicles*
# of Cards Needed
Company Billing Street Address 2
FederalTax ID #*
City
ZIP*
State
ZIP
# of Drivers
Statement Delivery Method:
Electronic
Paper
Email Address*:
Type of Organization*: o Sole Proprietorship
o Partnership
o Public Corporation
o Private Corporation
o Non-Profit
Government & Education
Authorized Signature Required (Representative acknowledges receiving fuel pricing and payment terms)
LLC
LLP
Initial Here:
Please Read Carefully: FleetCor Technologies Operating Company, LLC (“FleetCor”) operates the SuperFleet Mastercard product. This application is made to FleetCor. By signing this application, Customer authorizes FleetCor to check Customer’s credit references and the information on this application and to obtain consumer or commercial credit reports to check Customer’s credit standing, both for this application and for the updates of Customer’s credit file and renewals of Customer’s SuperFleet Mastercard card(s). Customer acknowledges that this application is subject to approval and acceptance of Customer by FleetCor in Louisiana. If this application is approved, then Customer will be notified of its available credit/spend limit, and Customer will not allow its unpaid account balance to exceed its credit limit. Customer agrees that Louisiana law governs the terms and conditions of the SuperFleet Mastercard card(s), which terms and conditions will accompany the card(s) if this application is approved ("Card Terms"). Customer’s accepting, signing, or using any SuperFleet Mastercard card(s) will constitute Customer’s acceptance of those terms and conditions including, without limitation, Customer’s unconditional obligation to pay for all use of SuperFleet Mastercard cards provided to Customer and all use of Customer’s account each billing cycle, as well as all interest, fees and costs associated with such cards and account. The account is not a revolving credit account. Customer agrees that any liability arising or resulting from the misuse, unauthorized use, loss or theft of any one or more of the cards issued or of Customer’s account shall be fully borne, assumed and paid by Customer except as provided by applicable law and the Card Terms. Customer also agrees that Customer will exclusively use the SuperFleet Mastercard card(s) for commercial purposes and understands that Customer’s card(s) may be canceled if Customer uses them for personal, family, or household purposes. In the event that Customer’s account is turned over to a collection agency or an attorney for collection, Customer agrees to pay all such costs, fees and expenses of such agency or attorney, including, without limitation, court costs and out-of-pocket expenses. By signing below, Customer confirms that everything it has stated in this application is correct and that the signing authorized representative is duly authorized to enter this relationship on behalf of customer.
I agree to theTerms of this Application (Please check box) o Print Name* (Authorized Representative)
Signature* (Authorized Representative)
Title:
Telephone #:
Date*:
BUSINESS OWNER/ACCOUNT PRINCIPAL Required for all businesses excluding public corporations, non-profits, governments and educational institutions. Required for all persons owning 25% or more of business. Please use the Appendix to record additional owners. Principal First Name
Middle Initial
Principal Street Address (No PO Boxes)
City
Last Name
Signature (Principal)
Social Security #
State
Date of Birth
Zip
Home Phone #
Does this person have significant responsibility for managing the legal entity listed above?
Yes
Cell Phone #
No
***OFFICE USE ONLY*** Market:
Rep ID:
Rep Name:
ATS Code (last 4 digits):
*Required Field
The SuperFleet Mastercard® is issued by Regions Bank, pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated.
