Global Coverage with Aetna International
How Does it Work?
International plan benefits include coinsurance, deductibles, and out-of-pocket cost-sharing, similar to U.S. in-network benefits. Members can visit any provider abroad without needing referrals.
We recommend using in-network providers for covered medical services to ensure direct billing to Aetna, reducing out-of-pocket costs at the time of service.
Before traveling, members can register on the Aetna International website and download the mobile app to prepare for healthcare needs abroad.
Easily access plan information, find providers, manage claims, and more online when traveling internationally..
Enjoy medical coverage wherever and whenever you need it, regardless of your travel destination.
With a network of over 165,000 providers outside the U.S., members can access care that is both convenient and affordable, all without upfront costs.
This benefit is seamlessly integrated into all our medical plans, so members have access to U.S. and international medical networks. It’s like having a safety net that spans continents.
Scope of Coverage
Medical and Prescription Services
Our international coverage focuses on medical and prescription needs. Coverage extends from routine check-ups to emergency treatments.
Exclusions
While we prioritize medical services, please note that dental, vision, and other benefits are not included under this specific benefit.
Surgical Support
Whether it’s a planned procedure or an unexpected medical event, member coverage extends globally. Your well-being knows no borders.
Citizenship Considerations
In some cases, if you’re a citizen of a particular country, their national healthcare plan may serve as the primary payer. We navigate these situations to ensure seamless coordination.