An Association Health Plan can help address the trends
As a member of NATM, you have an opportunity to take part in a new Association Health Plan designed to bring organized, refined and accessible benefits and much more to groups, big and small, through the power of collective buying. An Association Health Plan creates efficiencies in decision-making around benefit offerings and allows members to take part in additional market advantages. Examples of these include:
• Potential Cost Savings: The power of large numbers creates cost relief
• Stability in Premiums: Keep your costs more predictable
• Enhanced Educational Opportunities: Stay informed and empowered
• Exclusive Resources and Tools: Access valuable support tailored for you
We are here to help
Marsh McLennan Agency is the insurance partner in 2025 to bring clarity to this Total Rewards Program. If interested, scan the QR code and fill out the member survey to help our team tailor these offerings to your specific needs.
The Pillars of an Association Health Plan
Participating in a program that enables individual underwriting means you won't be directly impacted by the performance of other members affecting your own. At the same time, you can still benefit from the collective participation of others, as it allows the market to view you as part of a larger group, providing you with greater flexibility and more options.
Pillars of a Total Rewards Program can include:
• Multiple Plan Designs
• Group Rate Bands
• 1 Renewal Date
• PPO National Networks
• Care Coordination
• Pre-Taxed Plans
• Dedicated Service Teams
• 6 Plan Designs as Group Plans
• 1:1 Consultant to navigate plans if needed
• Age Banded Published Rates
• Zero Out-Of-Pocket Costs when utilizing Concierge/Care Coordination
• Post Taxed Plans
• Non-Qualified Deferred Compensation Plans (NQDCs)
• Non-Underwritten Key Man Life Insurance Options (up to $2M)
• Supplemental Executive Retirement Plans (SERPs)
• Executive Long-Term Disability Insurance (LTDI)
&
• 401(k) Plans
• Simplified Employee Pension (SEP) IRA
• Savings Incentive Match Plans for Employees (SIMPLE)
• IRA
• Multiple Employer Plan (MEP)
• Deferred Compensation Plan (Non-Qualified Plan)
• Dental & Vision
• Life | AD&D | STD/LTD | HI/CI/Accident
• Fertility & Weight Loss
• Pet Insurance
• Financial Wellness
• Auto & Home
• Legal & Identity Theft
• Group Rates | Direct Bill
• 250,000 Local Discount Deals
• 1,000+ National Discount Partners
• 100,000+ Hotel & Travel Deals
• Cash Back Earnings on ALL Transactions
This document is not intended to be taken as advice regarding any individual situation and should not be relied upon as such.Marsh & McLennan Agency LLC shall have no obligation to update this publication and shall have no liability to you or any other party arisingout of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting or legal matters are based solely on ourexperience as consultants and are not to be relied upon as actuarial, accounting, tax or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially affected if any underlying assumptions, conditions, information or factors are inaccurate or incomplete or should change. d/b/a in California as Marsh & McLennan Insurance Agency LLC; CA Insurance Lic: 0H18131. Copyright © 2024 Marsh & McLennan Agency LLC. All rights reserved. MarshMMA.com