2018 Annual Convention Journal - [Atlanta]

National Association of Real Estate Brokers, Inc. 9831 Greenbelt Road - Suite 309 | Lanham, MD 20706

July 24, 2018 Greetings Realtists, It is a great pleasure to welcome distinguished Realtists and guests from around the country to my hometown of Atlanta, GA for the 2018 Annual Convention of the National Association of Real Estate Brokers, Incorporated (NAREB). Atlanta was founded as a transportation hub at the intersection of two railroad lines in 1837. On September 2, 1864, Atlanta was mostly burned to the ground during the American Civil War. However, the city rose from its ashes to become a national center of commerce. It attained international prominence as a major air transportation hub, with Hartsfield–Jackson Atlanta International Airport being the world's busiest airport. Atlanta also became a major organizing center of the civil rights movement, with Dr. Martin Luther King, Jr., Ralph David Abernathy, and many other locals such as NAREB Past President Q.V. Williamson playing major roles in the movement's leadership. In the decades following, Atlanta earned a reputation as “a city too busy to hate" for the relatively progressive views of its citizens and leaders compared to other cities in the "Deep South.”

I cannot find the words to express what an honor it is to serve as the 30th President of the oldest real estate trade association established to advocate for fair housing in America. Although social segregation has evolved from the levels that existed as recently as the 1960s, Realtists recognize there are still systemic barriers to fair housing in this country. Even as we commemorate the 50th Anniversary of the signing of the Fair Housing Act of 1968, Realtists strongly believe that fair housing is no longer only about having the right to choose the community where you live. This belief has expanded to forming communities of opportunity by investing in neighborhoods and the people who live there. Fair housing has a role in fostering healthy people and neighborhoods, creating and expanding educational opportunities, as well as building neighborhoods that are economically diverse.

NAREB remains committed to its building Black Wealth through Home Ownership initiative – 2 Million New Black Homeowners in 5 Years (2Mn5). As President, I am committed to lead our collaboration with corporate entities, governmental agencies, colleges, universities, and especially with the most trusted institution in our community which are our faith-based organizations in achieving the American Dream.

In closing, I would like to thank everyone who has been involved with this year’s planning committee for the hard work and dedication to ensure this event’s success. Again, welcome to Atlanta!

Sincerely,

Jeffrey Hicks

President National Association of Real Estate Brokers, Inc

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National Association of Real Estate Brokers, Inc. 9831 Greenbelt Road - Suite 309 | Lanham, MD 20706

July 24, 2018 Greetings:

support.

On behalf of the Board of Directors of the National Association of Real Estate Brokers, I am pleased to offer greetings to our REALTIST family, friends and partners who are joining us at our 2018 Annual Convention being held in the “ATL”, the “New York City of the South”, the “A”. I hope that you will enjoy the fun and sites in this host City, as well as the opportunities and networking that we are offering. Our Convention planning team, Education Committee and the NAREB leadership have worked tirelessly to assure that you will be well greeted and well treated. I, especially, want to thank our partners for their continued and invaluable

Since our last meeting, NAREB has participated in the Congressional Black Caucus Foundation – Legislative Conference and workshops. We have hosted two Midwinter Conferences; along with Community Days in Las Vegas and Memphis. Many of our local boards from across the country hosted Community Day events during April’s Fair Housing Month, with each one reaching and touching more members and communities; while raising the NAREB brand. The optimism and enthusiasm that started in 2016 regarding the direction of NAREB and our collective future, coupled with a resolve to do what we can to keep NAREB at the forefront of issues affecting “Black Wealth” through Homeownership continues to swell. Our voices about the assets and dreams lost during the recession through lost home ownership are being well received and reaching new heights.

This year, the country commemorates the 50th Anniversary of the Fair Housing Act. At NAREB, our commemorations go way beyond 50 years since our mission of “Democracy in Housing” started in 1947; almost 20 years before the Federal Government decided to acknowledge fair housing. Even then, we all, understand the true tragic event that permeated the signing of the Act. We will hear from some of our members and other leaders as they share their memories in and around these events and how they perceive the changes since the signing of Fair Housing into law.

During the 2017 Congressional Black Caucus held in DC, NAREB presented the most updated information on the “State of Housing in Black America” (SHIBA) which proved to be an intriguing eye opener. A record number on Congressional Members spoke to the issues and voiced support of NAREB. We will once again present the 2018 SHIBA report at the upcoming Congressional Black Caucus Foundation. You will hear some aspects of the current State at this convention. In the absence of an overreaching political structure, NAREB is unique in bringing people and organizations together, serving as a convener and getting things done. While our 2Mn5 initiative may have been set in motion by NAREB, our many partners have been involved as we have rolled out the message to our members and the broader community. Collaboration is powerful!

This is the first year for our President Jeffery Hick. I would like to commend him for taking the baton from President Cooper without losing any ground. He has continued to guide and direct NAREB in its efforts to increase Black Homeownership and bring opportunities to our members. Of course, President Hicks could not do anything without the rest of his team of Vice Presidents, other elected officers, working committees and our staff, led by our Executive Director, Antione Thompson. I take this opportunity to thank him for his leadership, his vision, his commitment and his energy. NAREB and this Board appreciates his addition to the legacy.

Thank you for joining us, Robert L. Hughes Chairman of the Board of Directors

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National Association of Real Estate Brokers, Inc. 9831 Greenbelt Road - Suite 309 | Lanham, MD 20706

July 24, 2018

Dear Realtists and Friends: Welcome to NAREB’s 71st Annual Convention in Atlanta, Georgia. NAREB, the nation’s oldest, minority professional real estate trade association was founded in Tampa in 1947. In seven decades we have not wavered in our commitment to “Democracy In Housing,” diversity and inclusion in the real estate industry, and building generational wealth in the African-American community.

The association is making great strides to advocate for Black real estate professionals and the communities that they serve. Congrats to Jeffrey Hicks and Chair Robert Hughes, Jr., for their leadership and service to NAREB, as well as First Vice President Donnell Williams and Chairman Hughes on the year-long work helping with NAREB’s efforts to commemorate the 50th Anniversary of the Fair Housing Act. We fully understand the battle for fair housing and fair lending is far from over.

As we reflect on the 50th Anniversary of Fair Housing, let’s pause to recognize REALTISTS that were leaders inside and outside the association, such as W.D. Morrison, Nannie Black, Q.V. Williamson, and C. Delores Tucker. We also recognize all of the great men and women that sacrificed their time, businesses, and put their families at risk so that we could have the opportunity to sell and development real estate.

We stand on the shoulders of giants that had a bold vision for our people and the United States. As such, we must continue to march onward and upward so that our children, grandchildren, and greatgrandchildren have a more prosperous future.

In closing, I pray that you enjoy the convention. I want to thank Joan Chambers, Convention Chair, Sharon Henry, Convention Co-Chair, and the entire 2018 Convention Committee for their leadership, commitment, and dedication. You all have made this convention a memorable and historical moment for NAREB. I also want to thank the NAREB National Office team members Dianne Little, Rubye Wright, Joye Sistrunk, Erica Ford, C. Rene Wilson, Joanne Williams, Attorney Gerald Neal, Ricardo Pontes, Bishop Craig Worsham, and Roland Somerville.

NAREB is on the Move!

In Solidarity,

Antoine M. Thompson

National Executive Director National Association of Real Estate Brokers, Inc.

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National Association of Real Estate Brokers, Inc. 9831 Greenbelt Road - Suite 309 | Lanham, MD 20706

National Association of Real Estate Brokers, Inc. July 24, 2018

9831 Greenbelt Road - Suite 309 | Lanham, MD 20706

July 24, 2018 Greetings Realtists, Greetings Realtists, It is a great pleasure to welcome distinguished Realtists and guests from around the country to my hometown of Atlanta, GA for the 2018 Annual Convention of the ItNational is a great pleasure toofwelcome distinguished and guests fromAtlanta around was the Association Real Estate Brokers, Realtists Incorporated (NAREB). country to my hometown of Atlanta, GA for the 2018 Annual Convention of the founded as a transportation hub at the intersection of two railroad lines in 1837. On National Association of Realwas Estate Brokers, Incorporated (NAREB).

Atlanta was 2, 1864, Atlanta mostly burned to the ground during the American Greeting Realtists®September and Friends, founded as aHowever, transportation hubrose at the intersection railroad lines in 1837.

Civil War. the city from its ashes of totwo become a national centerOn of September 2, 1864, Atlanta was mostly burned to the ground during the American commerce. attained you international prominence as a major air transportation hub, National It is with great pleasure that I Itwelcome to our NAREB 71st Annual Civil War.Atlanta However, the city Airport rose from itsthe ashes to become nationalAtlanta centeralso of with Hartsfield–Jackson International being world's busiest aairport.

Convention in thecommerce. great city of Atlanta, GA. It attained prominence as Dr. a major airLuther transportation hub, became a major organizing center of theinternational civil rights movement, with Martin King, Jr., Ralph with Atlanta International being world'sQ.V. busiest airport. playing Atlantamajor also DavidHartsfield–Jackson Abernathy, and many other locals such Airport as NAREB Pastthe President Williamson This Convention will be marked asofHistorical & Memorable as NAREB Celebrates the Jr., Ralph became a major organizing center the civil rights movement, with Dr. Martin Luther King, roles in the movement's leadership. In the decades following, Atlanta earned a reputation as “a city th Anniversary of the Commemoration of Fair Housing.

Since 1948, have 50David Abernathy, other locals such as NAREB Past Q.V.NAREB Williamson playing too busy to hate"and for many the relatively progressive views of itsPresident citizens and leaders compared tomajor other crusaded the streets, overcome barriers and became the voice for the community in Fairas “a city roles leadership. In the decades following, Atlanta earned a reputation citiesin in the the movement's "Deep South.”

Housing and Our strugglesviews in homeownership rates are still at a lowto other too busy toEqual hate" Opportunity. for the relatively progressive of its citizens and leaders compared as cities African Americans, and it’s the President’s vision of the continuation of the 2 million th in the South.”

I cannot find"Deep the words to express what an honor it is to serve as the 30 President of the oldest real homeowners in 5 years to be the catalyst for NAREB. estate trade association established to advocate for fair housing in America. Although social th President of the oldest real Isegregation cannot find has the words to from express anthat honor it is toasserve as theas30the evolved thewhat levels existed recently 1960s, Realtists recognize Throughout the association Convention NAREB will identify and recognize trailblazers, educate ourthesocial estate trade established to advocate forcountry. fair housing America.

Although there are still systemic barriers to fair housing in this Even asinwe commemorate 50th segregation has evolved theFair levels thatNAREB existed as recently asstrongly the 1960s, Realtists recognize members in their businesses, about our Affiliates continue to focus on Anniversary of the signingfrom oflearn the Housing Act of 1968, Realtistsand believe that fair housing systemic barriers to housing in thisthe country.

Eventhas we commemorate the 50th thethere ofstill tomorrow through Youth Conference. isyouth no are longer only about havingour thefair right to choose community where you live. This belief has Anniversary of the signing of the Fair Housing Act of 1968, Realtists strongly believe that fair housing expanded to forming communities of opportunity by investing in neighborhoods and the people who is nothere. longer onlyhousing to choose the community where live. This belief has live Fair has a the roleright in fostering healthy people and neighborhoods, and A Special Thanks toabout Joanhaving Chambers, Convention Chair, Empire Board ofyou Realtist &creating Coexpanded to forming communities of opportunity by investing in neighborhoods and the people who expanding educational opportunities, as well as building neighborhoods that are economically Chair, Sharon Henry, and the National & Local Convention Team that have worked live there.

Fair housing haspossible! a role in fostering healthy people and neighborhoods, creating and diverse. tirelessly to make this event expanding educational opportunities, as well as building neighborhoods that are economically diverse. remains committed to its building Black Wealth through Home Ownership initiative – 2 So NAREB look out for a day of fun, education and networking. We encourage you to stop by our Million New Black Homeowners in 5 Years (2Mn5). As President, I am committed to lead our exhibitor area to support our vendors who have committed to our conference. I hope all NAREB remains committed its building Black Wealth through Homeuniversities, Ownership and initiative – 2 collaboration with corporatetoentities, governmental agencies, colleges, especially of Million you enjoy the conference and TAKE BACK with you a wealth of knowledge!

New Black Homeowners Years (2Mn5). which As President, am committed to lead our with the most trusted institutioninin5 our community are ourI faith-based organizations in collaboration corporate entities, governmental agencies, colleges, universities, and especially achieving the with American Dream. with the most trusted institution in our community which are our faith-based organizations in Thank you, I would achieving American Dream.

In closing,the like to thank everyone who has been involved with this year’s planning committee for the hard work and dedication to ensure this event’s success. Again, welcome to Atlanta!

In closing, I would like to thank everyone who has been involved with this year’s planning committee for the hard work and dedication to ensure this event’s success. Again, welcome to Atlanta!

Sincerely,

Greeting Realtists® and Fri

It is with great pleasure tha Convention in the great cit

This Convention will be m 50 Anniversary of the Co crusaded the streets, overc Housing and Equal Opport as African Americans, and homeowners in 5 years to

Throughout the Conventio members in their businesse the youth of tomorrow thro

Jeffrey Hicks

Sincerely, President Jeffrey Hicks National Association of Real Estate Brokers, Inc Lydia M. Pope President Vice President/Convention Overseer 2ndNational Association of Real Estate Brokers, Inc

National Association of Real Estate Brokers, Inc.

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A Special Thanks to Joan C Chair, Sharon Henry, and tirelessly to make this even

So look out for a day of fu

National Association of Real Estate Brokers, Inc. 9831 Greenbelt Road - Suite 309 | Lanham, MD 20706

July 24, 2018

It is a pleasure and delight to welcome those of you who are joining us at the National Association of Estate Brokers’ 71st Annual Convention in Atlanta, Georgia. The convention committee and national office staff have worked adamantly to provide an array of educational workshops, business forums and special events that we hope you will find beneficial and enjoyable. ` We look forward to members arriving to the convention to analyze and address housing issues in America; specifically, urban America.

It is necessary that we do not lose sight of our mandate to provide decent, safe and sanitary housing that is affordable. “Building Black Wealth through Homeownership” is a commitment every Realtist should make to help strengthen and sustain the communities we serve. This year’s convention agenda is designed with an action plan to facilitate this mission.

I am appreciative to President Hicks for his support, leadership and vision during the planning of this convention. Sincere gratitude is extended to Chairman Robert Hughes, Executive Director Antoine Thompson, Chief-of-Staff Lawrence Batiste and Conference Overseer Lydia Pope for your encouragement and guidance.

I am grateful to Region VI Vice President Booker Pickett and Empire Local Board President Sharon Henry for embracing their role as the host region and host chapter for this convention.

Thank you for your time, your dedication and your hospitality. A special thanks to all volunteers who have given their time and assistance towards the success of this convention. Special commendation to Guy Allen, Education Chair, for providing real estate sessions designed to enhance your real estate knowledge and production. To the Executive Planning Team (Roland Somerville, Shawn Singleton, Sharon Henry and Lydia Pope), the Convention Committee and the National Office Staff and Consultants, thank you for your prayers, your cooperation, your time and your untiring commitment.

May this convention provide you with a rewarding experience and fulfill your need for professional education and economic opportunities. Enjoy the charm, the history and the uniqueness that Atlanta offers, as the 71st Annual NAREB Convention begins to unfold.

Warmest regards,

Joan Chambers Convention Chair

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686 Joseph E Lowery Blvd, SW Atlanta, GA 30310

Sharon Henry

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July 24, 2018

Greetings my fellow REALTIST!! Region VI welcomes you to Atlanta!!

On behalf of our Board of Directors, Officers, Local Boards and members, I extend warm greetings and best wishes as you enjoy NAREB’s 71st Annual Convention. Whether this is your first Convention or 71st, it is our sincere goal that you experience the best that NAREB has to offer. Our Annual Convention provides a perfect opportunity to participate in educational sessions, networking, and community development sessions, as well as learn about leadership opportunities available at all levels of our organization. We hope you establish new connections, make new friends, and walk away with tangible ideas, to grow your business, your local REALTIST chapter, and enrich your community.

As we celebrate the 50th Anniversary of the Fair Housing Act, let us remember the struggle and sacrifice that led us to where we are today. Share your experiences with your affiliated chapters and continue our push for 2 Million new African American Homeowners Initiative (2Mn5). As we build wealth in our communities through homeownership, let’s continue to advocate for “Democracy in Housing” and hold those in power accountable for our community needs.

We hope you leave this conference filled with joy and a renewed NAREB spirit!! Region VI welcomes you with open arms and southern charm. Enjoy the conference!!

In the REALTIST Spirit, Booker Pickett RVP, Region VI

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CITY OF ATLANTA 55 TRINITY AVE, S.W. ATLANTA, GEORGIA 30335-0300 TEL (404) 330-6100

Keisha Lance bottoms MAYOR

July 24, 2018 Greetings: As the 60th Mayor of the City of Atlanta, I am pleased to welcome the National Association of Real Estate Brokers, Inc. (NAREB) as you host your 71st Annual Convention.

I highly commend NAREB’s commitment and mission to enhance the lives of African Americans across the nation. For decades, you have been dedicated to developing initiatives to increase homeownership and inspire economic empowerment among our residents. The City of Atlanta applauds your tireless efforts, and we thank you for your outstanding leadership, service and contributions to our community.

NAREB serves as a wonderful representation of our great city and continues to set the standard of excellence through its service to our community. I commend your organization for its diligence and compassion, and I extend my sincere appreciation to the leaders and members of NAREB. On behalf of the people of Atlanta, I extend best wishes to you for a wonderful convention.

Sincerely,

Keisha Lance Bottoms

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National Association of Real Estate Brokers, Inc. 2018 OFFICERS

JEFFREY HICKS PRESIDENT 1077 Ralph D. Abernathy Blvd.

Atlanta, GA 30310 (404) 753-7373 Office (404) 234-4994 Cell jeffrey.hicks@nareb.com

DONNELL WILLIAMS 1st VICE PRESIDENT 301 E. Hanover Avenue Morristown, NJ 07960 (973) 984-8500 Ext. 201 Office (973) 223-9967 Cell donnell@destinyrealtyinc.com

LYDIA POPE 2nd VICE-PRESIDENT 3030 Euclid Avenue Suite 412 Cleveland, Ohio 44115 (216) 751-0200 office (216) 551-2500 Cell lydiakirkland@aol.com

COURTNEY ROSE 3rd VICE-PRESIDENT 2700 Lake Olympia Parkway Missouri, TX 77459 (713) 721-5555 Office (832) 309-7003 Cell courtney@gejproperties.com

EDWARD LONDON CHAPLAIN P.O. Box 1885

Atlanta, GA 30301 404-688-6607 Cell elondon@bellsouth.net ANTOINE THOMPSON EXECUTIVE DIRECTOR 9831 Greenbelt Road – Suite 309

SHEILA COLLETTE SECRETARY 4412 Almeda Road Houston, TX 7004 (713) 523-7402 Office (832) 372-4100 Cell sheilarcollette1@gmail.com KATERINA KIER ASSISTANT-SECRETARY 019 Claude Circle Ste D Huntsville, AL 35806 (256 ) 830-5869 Office (256) 479-2873 Cell katreniakier@kier-realestate.com LAWRENCE BUTLER TREASURER 1421 W. Susquehanna Ave. Philadelphia, PA 19121 (215) 235-3737 Office (215) 668-7183 Cell realtist3@aol.com DERRICK JACKSON ASSISTANT TREASURER 1421 W. Susquehanna Ave. Philadelphia, PA 19121 (215) 235-3737 Office (267) 784-5195 Cell derrickjrealestate@msn.com CHARLES GILYARD

SARGENT-OF-ARMS 11 Enclave Circle Savannah, GA 31419 (912) 659-2249 Office charlesgilyardrealestate@gmail.com

Lanham, MD 20706 (301) 552-9340 Office (716) 308-0945 Cell

antoine.thompson@nareb.com

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2018 Board of Directors

Robert Hughes – Chair | Michele Calloway – Vice Chair DIRECTORS-AT-LARGE 2018

2019

DANNY FELTON 600 NW 183rd Street Miami, FL 33169 305-652-9393 Office 786-48805363 Cell dannypfelton@gmail.com

MONROE WOOTON 3731 Stocker Street #110 Los Angeles, CA 90008 (323) 299-4040 Office (310) 994-9930 Cell monroe_wooton@att.net

BOBBYE MILLS 11303 Chimney Rock Rd Suite 200 Houston Texas 77035 713-551-2011 Office 713-502-9533 Cell bobbye@bobbyemills.com

SHARON MCLENNON 324 S. University Drive Plantation, FL, 33324 954-577-5575 Office 754-246-6002 Cell

EMERICK PEACE 9701 Apollo Drive Upper Marlboro, MD 20774 240-737-5000 Office 240-882-0198 Cell emerickpeace3@gmail.com

J. RENE WARD 10435 Burnet Road, Suite 107, Austin, TX 78758 512-388-3313 Office 512-694-2558 Cell jrene@bestagentsintexas.com

LAWRENCE BATISTE 21 Highway #138 Riverdale, GA 30274 770-603-7233 Office 678-910-7225 Cell lbatistenid@gmail.com

WILLIAM “BILL” COLLINS 310 Park Avenue Scotch Plains, NJ 07076 908-322-5454 Office 908-531-4979 Cell wcc45@aol.com ROBERT WRIGHT 8570 Red Willow Drive Austin, TX 78736 (512) 587-6619 Cell rlw6089@gmail.com

TERRI ATTAWAY DONNELL SPIVEY 9396 B Baltimore National Pike 1440 Cloverdate Drive Ellicott City, MD 21042 Fort Worth, TX 76134 443-277-1744 Cell 817-999-0974 Office 410-465-0083 Office 817-999-0974 Cell attawayrealestate@gmail.com donnell@exitspiveypros.com LORA WASHINGTON P.O. Box 295395 Lewisville, TX 75029-5395 972-733-9610 Office 214 546-1277 Cell lorawashington@aol.com

WILLIAM MURRAY 3455 North Desert Drive Bldg 3, Suite 108-A East Point, GA 30344 (404) 696-4111 Office (404) 931-3921 Cell wammy9000@gmail.com

DERRICK LUCKETT KATHY MANN 6904 Federal Blvd.

1801 Jeff Road Lemon Grove CA 91945 Huntsville, AL 35806 619-825-9560 Office (256) 656-3679 Cell 619-454-3339 Cell kathydmann@gmail.com destinysixfinancial@gmail.com

IMMEDIATE PAST PRESIDENT RON COOPER 3731 Stocker Street #110 Los Angeles, CA 90008 (323) 299-4040 Office (213) 479-4910 Cell

GENERAL COUNSEL

smclennon@splendorealty.com

2020

GERALD NEAL 462 S. 4th Street, Ste 1250 Louisville, KY 40202 502-584-8500 Office 502-608-1222 Cell bags776@gmail.com

ron_cooper1@yahoo.com (Ron_cooper1@yahoo.com)

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PUBLIC AFFAIRS CHAIR (PAC) MARK ALSTON 1508 Centinela Inglewood, CA 90302 310-665-8588 Office 310-908-0070 Cell malston55@yahoo.com

2018 NAREB AFFILIATE PRESIDENTS

National Society of Real Estate Appraisers MYRA LILLARD, President 3916 Washington Blvd Indianapolis, IN 46205 317-257-0357 Office 317-603-6824 Cell hgrsindy@gmail.com

NAREB Investment Division RAY CARLISLE, President 7677 Oakport Street, Suite 1030 Oakland, CA 94621 (510) 268-9792Office (510) 268-9794 Fax raycarlisle@nidonline.org

Real Estate Management Brokers Institute WILEY STURNS, President 4602 Crenshaw Blvd Los Angeles, CA 90043 323-687-1354 Cell wileysturns@sbcglobal.net

Sales Division L J JENNINGS, President 262 Joaquin Avenue San Leandro, CA 94577 510-444-8111 Office 510-326-2446 Cell jenningslj@hotmail.com

Womens Council of NAREB SHARON MIDDLEBROOKS, President PO Box 398045 Dallas, TX 75339-8045 (214) 371-5507 Office (214) 552-7264 Cell wcnarebpresident@gmail.com

United Developers Council MICHELE CALLOWAY, President 6340 Wedgeview Drive Tucker, GA 30084 678-310-3222 Office 404-424-3298 Cell michele.acre@gmail.com Commercial Investment Division TED BRASS, President 2639 W. Manchester Blvd Inglewood CA 90302 310-590-1235 Office 310-345-9704 Cell tedbrass@tedbrass.com Contractors Division DR. THOM HOLMES, President P.O. Box 10757 Marina Del Ray, CA 90295 (310) 821-8894 Office (310) 993-1953 Cell thomDulley@aol.com Homebuyers Counseling JAMES HAYNES, President 3500 Lawton Lane Pepper Pike, OH 44124 216-496-3071 Office

jameshns393@gmail.com Young Realtist Division ASHLEY THOMAS, III, President 4602 Crenshaw Blvd Los Angeles, CA 90043 323-299-7900 Office 310-995-2153 Cell ashley@latopbroker.com Facebook: ashleythomasiii Twitter: ashleythomasiii

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2018 NAREB REGIONAL VICE PRESIDENTS REGION I

CT/MA/ME/NH/RI/VT Richard Phipps 1509 Blue Ave. Mattapan, MA 02126 (617) 296-7730 Cell rdphipps@gmail.com

REGION VI

AL/FL/GA Booker Pickett 3632 Land O Lakes Blvd.

Suite 105-5 Land O Lakes, FL 34639 (813) 390-8228 Cell booker@pickettfencesrealty.com

REGION II REGION VII NY/NJ KY/TN Antrone Dailey Matthew Harrell, Sr. 411 RT 175 – Suite 400 505 South 3rd - Suite 301 Hasbrouck Heights, NJ 07604 Louisville, KY 40202 201 486-3200 Office 502- 714-8416 Office 201-486-3200 Cell 502- 714-8416 Cell apkdevelopment502@gmail.com ad203k@aol.com REGION III REGION VIII

DE/PA/WV Harris Corbett 200 Continental Dr – #207 Newark, DE 19713 302-533-7172 Office 302-545-0042 Cell corbett11@msn.com

IN/MI/OH LaSchell Steward 35566 Grand River Ave. #357

Farmington Hills, MI. 48335 248-747-4622 Office 248 854-2733 Cell thestewardteam@gmail.com

REGION IV DC/MD/VA Guy Allen 3763 Wigan Drive Woodbridge, VA, 22193 703-680-4003 X203 Office 571-722-2337 Cell guy.allen@exprealty.com

REGION IX IA/IL/MN/WI Diane Danzy Odell, Esq. 77 W Washington Chicago, IL 60602 773-392-6021 Cell odelldia@ameritech.net

REGION V NC/SC Charaka Cook 1803 Hampton St Columbia SC 29201

803-518-9525 Cell

charaka@cookmanagementgroup.com

REGION X NE/ND/SD *VACANT*

REGIONAL XI

AR/KS/MO/OK Robert Hughes 1021 N 7th St. Kansas City, KS 66101 (913) 321-2262 X 116 rhughes@umikc.com

REGION XII LA/MS/NM/TX Ira Thomas 5787 S. Hampton Rd #470 Dallas, TX 75232 214-333-9473 Office 214-693-6901 Cell irathomas49@gmail.com

REGION XIII UT/WY *VACANT*

REGION XVI WA/OR/ID/MO *VACANT*

REGION XV AZ/CA/CO/NV/OR/WA Lionel Bohanon 1745 Enterprise Drive Suite 101 Fairfield, CA 94533 707 438-0100 Office 707 290-5890 Cell

lbohanon33@gmail.com

lbohanon33@gmail.comlbohan on33@gmail.comlbohanon33@ gmail.comlbohanon33@gmail.c om

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NAREB 2018

Convention Team Joan Chambers Convention Chairperson

Lydia Pope Convention Overseer Shawn Singleton Convention Manager

Sharon Henry Assistant Convention Chair Guy Allen (VA) Ida Campbell (FL) Archie Emerson (GA) Latisha Grant (TX) Courtney Jones (IL) Otis Milton (CA) Lavelda Shephard (LA) Cassie Stanley (GA) Ira Thomas (TX) Booker Williams (CA)

Roland Somerville Logistics Manager Ted Brass (CA) Rebecca Daniels (MI) Leila Gill (GA) Jill Forte Jackson (GA) Nell London (GA) Loratious Presley (CA) Larry Springs (CA) Ashley Thomas III (CA) Tamesha Wells (TX) Frances Young (CA)

Leonte Benton (GA) Linda Chambers (GA Detra Gaulden (LA) Priscilla Harrell (TN) Ann Latimer (FL) Booker Pickett (FL) Mayarani Smith (NJ) LaSchell Steward (MI) Mary Thomas (LA) Monroe Wooton (CA)

Staff & Consultations Antoine Thompson Executive Director Joan Chambers Meeting/Event Planner

Dianne Little Administrative Assistant

Gerald Neal General Counsel

Joanne Williams Public Relations Consultant

C. Renee Wilson Relationship Manager

Bishop Craig Worsham

National Director Faith-Based & Community Partnerships

Rubye Wright Executive Administrative Assistant

Thank You To Our Volunteers Solomon Brannan (GA) Delores Lyons (CA)

Marvin Brown (GA) Detra Sprague (CA) 16

Paris Felts (GA) Mea Thornton (GA)

2018 NAREB NATIONAL COMMITTEE CHAIR

AUDIT COMMITTEE Ray Carlisle

MASTER KEY COMMITTEE Emerick Peace

BUDGET & FINANCE Sharon McLennon Dan Lane

MEMBERSHIP COMMITTEE & AFFINITY COMMITTEE J. Rene Ward

CONSTITUTION COMMITTEE H. Bernie Jackson Roland Somerville

MORTGAGE COMMITTEE Danny Felton PERSONNEL COMMITTEE LaSchell Steward

CONVENTION COMMITTEE Joan Chambers CREDENTIALS COMMITTEE Dianne Simmons

PUBLIC AFFAIRS COMMITTEE (Advocacy & Legislative) Mark Alston

e-COMMUNICATOR Dianne Simmons

PUBLIC RELATIONS COMMITTEE Bill Collins

EDUCATION COMMITTEE Guy Allen

TECHNOLOGY COMMITTEE Stacy Mollison

FAITH-BASED COMMITTEE Bishop Craig Worsham

TIME & PLACE Lydia Pope

GOVERANCE COMMITTEE Monroe Wooton

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HISTORY

After World War II, the nation found itself facing a mood of deep-seated social segregation it could no longer tolerate or afford. Yet the South, confidently proclaimed itself to be the new plus ultra (uppermost limits) of Southern tolerance. Thus, was born9831 Greenbelt Road, Suite 309 the Civil Rights movement- a period of the most Lanham, MD 20706 difficult but necessary struggle to topple the crumbling walls segregation had erected betweenOffice: (301) 552-9340 * Fax: (301) 552-9216 Americans who had fought- and died together.

National Association of Real Estate Brokers, Inc.

The postwar years indeed joan.chambers@nareb.com gave African Americans inspiration, confidence, strength and hope for a better America. The United Nations had been formed, and Ralph J. Bunche www.NAREB.com had become the United Nations Division Trustee. African Americans were gaining better paying jobs, and the Supreme Court had finally passed a ruling that restrictive covenants and private agreement to exclude persons of designated race from the ownership of real property were not enforceable under March 22, 2018 the law.

Although the lives of African Americans were now changing for the good, and a few victories had been

won, schools were still segregated under the “separate but equal” theory- and equal housing had yet to Greetings Realtists and Friends: become a reality. This is what drove the men and women who met in Tampa, Florida, on the sweltering night of July 29, 1947, to form the National Association of Real Estate Brokers- NAREB.

It is a pleasure and delight to welcome those of you who are joining us at

These twelve pioneers, one woman and eleven men hailing from seven states across the country are Association of Estate Brokers’ Mid-Winter Regional Conference being held i NAREB’s recognized founders. Nevada. The conference committee and national office staff have worked

to provide an array of educational workshops, business forums and specia

Nannie Black, Detroit, MI Macco Crutcher, Detroit, MI we hope you will find beneficial and enjoyable.

Carleton Gains, Detroit, MI W. D. Morrison, Jr., Detroit MI

O. B. Cobbins, Jackson, MS W.H. Hollins, Birmingham, AL Realtists will arrive to this conference to analyze and address housing issues George W. Powell, Jacksonville, FL J. R. Taylor, Miami, FL specifically, urban America. It is necessary that we do not lose sight of our F. Henry Williams, Jacksonville, FL Horace Sudduth, Cincinnati, OH J. W.provide decent, safe and sanitary housing that is affordable. “Building Black Wealth through Home Sanford, Oklahoma City, OK A. Maceo Smith, Dallas, TX

is a commitment every Realtist should make to help strengthen and sustain the communities we

On this night, these people dedicated themselves to fair housing for all. They began by electing year’s conference agenda is designed with an action plan to facilitate this mission. temporary officers as follows:

I am appreciative to President Hicks for his leadership, vision and support during the planning of this W.D. Morrison, President Sincere gratitude is extended to Chairman Hughes, Antoine Thompson (Executive Director), Lawr Horace Sudduth, Vice President (Chief-of-Staff) and Lydia Pope (Conference Overseer) for your guidance and encouragement.

W. H. Hollins, Treasurer

am extremely Lionel Bohannon (Region XV Vice President) and Shantay WordI soon spread, andgrateful NAREB’sto first convention was held at the Convention Hall in Atlantic City, NJ, Patton (Las Board President) for embracing their role as the host region and host chapter for this conference. T on July 19-20, 1948. It was a resounding success- a moment of synergy when men and women across the country were able to come together to voice their opinions as one- and to take a stand against your commitment, your time, and your hospitality. A special thanks to all the volunteers who gav inequity and injustice. and assistance towards the success of this conference. Special commendation to Guy Allen, Educati providing real estate sessions designed to enhance your real estate knowledge. To the Executive Pla Since then, NAREB and its REALTISTS® have gone on to win victory after victory in support of equal (Sharon Henry, Shawn Singleton and Roland Somerville), the Conference Committee and the Na housing opportunities for all. We are an association proud of our past, relentless in our struggle, and Staff and Consultants, thank you for your time, your prayers, your cooperation and your untiring co 100% dedicated to the REALTIST® creed- Democracy in Housing.

May this conference provide you with a rewarding experience and fulfill your need for profession and economic opportunities. Enjoy the dazzle and uniqueness of Las Vegas as NAREB’s 2018 Regional Conference begins to unfold. 18

• • •

Past Presidents NAREB Past Presidents

1947-1951 *W. B. Morison

1987-1989 *Albert H. Johnson

1951-1953 *W. H. Aiken

1989-1991 Evelyn A. Reeves

1953-1960 *George Harris

1991-1993 *Frank A. Clay, Jr.

1960-1963 *Charles L. Warden

1993-1995 Larry Cameron

1963-1968 *Q.V. Williamson

1995-1997 *Fred Blair

1968-1971 *William J. Hamilton

1997-1999 H. Bernie Jackson

1971-1973 *Willis Carson

1999-2001 Ernest Clark, Jr.

1973-1975 *Daniel Spaulding

2001-2003 Edward C. London

1975-1977 *John D. Thompson

2003-2005 Ronald L. Branch

1977-1979 *Harold A. Dawson, Sr.

2005-2007 Clifford H. Turner

1979-1981 James E. Haynes

2007-2009 Maria Kong Douglas

1981-1983 *Robert G. Buckner

2009-2011 Vincent Wimbish

1983-1985 *Otis L. Thorpe

2011-2013 Julius L. Cartwright

1985-1987 Thom L. Holmes

2013-2015 Donnell Spivey

Honorary Presidents

*Deceased

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20182018 NAREB LOCAL CHAPTERS LOCAL NAREB CHAPTERS

ALABAMA

CONSOLIDATED BOARD OF REALTISTS President: FRANCES YOUNG Email: francesyoung55@yahoo.com

BIRMINGHAM REALTIST ASSOCIATION President: CHRISTA ANDREWS Email: christa.andrews@century21.com

INLAND EMPIRE ASSOCIATION OF REALTISTS President: ALVIN TONEY ieaorchapter@gmail.com Email:

HUNTSVILLE ASSOCIATION REAL ESTATE BROKERS President: April Parker Email: aprilparkerproperties@gmail.com

NORTH LOS ANGELES REALTIST President: ANGELA SCURRY-HERRERA Email: nlarav2012@gmail.com

MOBILE ASSOCIATION OF REAL ESTATE BROKERS President: ANDREA HENNINGBURG-MCCANTS Email: gulfcoastrealtygroup@gmail.com

SACRAMENTO REALTISTS ASSOCIATION President: PAMELA SMITH Email: psmith@kw.com

ARIZONA

SAN DIEGO REALTIST FOR DEMOCRACY IN HOUSING, INC. President: STACY CARTER Email: sandiegorealtist@gmail.com

ARIZONA ASSOCIATION OF REAL ESTATE BROKERS, INC. President: MICHELLE WHITMORE Email: agentWhitmore@yahoo.com

SAN FRANCISCO REALTIST ASSOCIATION President: JANET HALLIBURTON Email: Janetv5@hotmail.com

ARKANSAS ARKANSAS ASSOCIATION OF REALTISTS President: KORRY GARRETT Email: korrygarrett@yahoo.com

SOLANO REALTIST ASSOCIATION President: SHERRI STITH Email: narebsolano@gmail.com

CALIFORNIA

COLORADO

*CALIFORNIA ASSOCIATION OF REAL ESTATE BROKERS, INC. President: STEVE PETERSON Email: careb.president@gmail.com

COLORADO SPRINGS REALTIST ASSOCIATION President: OTHELIA SCHULTZ Email: peakviewhomes@gmail.com

ASSOCIATED REAL PROPERTY BROKERS President: MAYA CLARK Email: arpbrealtist@gmail.com

DENVER REALTISTS ASSOCIATION President: DAVID BABINEAUX Email: davidbabineaux@yahoo.com

CENTRAL VALLEY REALTIST ASSOCIATION President: D’ANDRA DAVIES Email: cvra.president@gmail.com

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2018 NAREB LOCAL CHAPTERS 2018 LOCAL NAREB CHAPTERS 2018 LOCAL NAREB CHAPTERS ILLINOIS

WASHINGTON D. C.

DEARBORN REALTIST BOARD President: COURTNEY JONES CONSOLIDATED BOARD OF REALTISTS Email: courtney@chicagohomesre.com President: FRANCES YOUNG Email: francesyoung55@yahoo.com INDIANA

ALABAMA WASHINGTON REAL ESTATE BROKERS ASSOCIATION BIRMINGHAM REALTIST ASSOCIATION President: DANIEL MUSHALA President: CHRISTA ANDREWS Email: info@livinginpgcounty.com Email: christa.andrews@century21.com

INLANDREALTIST EMPIRE ASSOCIATION ASSOCIATION OF REALTISTS INDIANA President:DELORES ALVIN TONEY President: BRAXTON-KENNEDY Email: ieaorchapter@gmail.com Email: deesellsyourhomes@yahoo.com

HUNTSVILLE ASSOCIATION REAL ESTATE FLORDIA BROKERS President: April Parker *FLORIDA REALTIST ASSOCIATION Email: aprilparkerproperties@gmail.com President: DANNY FELTON

NORTHASSOCIATION LOS ANGELES OF REALTIST REALTIST NORTHEAST President: ANGELA SCURRY-HERRERA INDIANA Email: CLAUDIA nlarav2012@gmail.com President: WHITE Email: realestcw@aol.com SACRAMENTO REALTISTS ASSOCIATION President: PAMELA SMITH KENTUCKY Email: psmith@kw.com THE LOUISVILLE REAL ESTATE BROKERS SAN DIEGO REALTIST FOR DEMOCRACY IN ASSOCIATION HOUSING,KEITH INC. A. BUCKNER President: President: STACY CARTER Email: KeithBucknerSells@gmail.com Email: sandiegorealtist@gmail.com LOUISIANA SAN FRANCISCO REALTIST ASSOCIATION BATON ROUGE JANET ASSOCIATION OF REAL ESTATE President: HALLIBURTON BROKERS Email: Janetv5@hotmail.com President: AGNES ANDREWS Email: SOLANO AgnesAndrews@Allstate.com REALTIST ASSOCIATION President: SHERRI STITH NEW ORLEANSnarebsolano@gmail.com REAL ESTATE BROKERS Email: ASSOCIATION COLORADO President: MARY ADAMS THOMAS

Email: dannypfelton@gmail.com MOBILE ASSOCIATION OF REAL ESTATE BROKERS BAY AREA ASSOCIATION OF REALTIST President: ANDREA HENNINGBURG-MCCANTS President: TRAVIS BROOKS Email: gulfcoastrealtygroup@gmail.com Email: tbrooks@thebrggroup.com ARIZONA JACKSONVILLE ASSOCIATION OF REAL ESTATE BROKERS ARIZONA ASSOCIATION OF REAL ESTATE President: CLEMENTINE JACKSON BROKERS, INC. Email: clem@midtownerealtygroup.com President: MICHELLE WHITMORE Email: agentWhitmore@yahoo.com METRO ORLANDO REALTIST President: ARKANSASCOLLEEN COKE Email: colleenyourrealtor@gmail.com ARKANSAS ASSOCIATION OF REALTISTS SOUTH FLORIDA BOARD OF REALTIST President: KORRY GARRETT President: CLAUDIENNE HIBBERT-SMITH Email: korrygarrett@yahoo.com Email: realty@claudiennehibbert.com CALIFORNIA GEORGIA *CALIFORNIA ASSOCIATION OF REAL ESTATE EMPIRE BOARD BROKERS, INC.OF REALTISTS President: SHARON HENRY President: STEVE PETERSON Email: Email: empireboardatl@gmail.com careb.president@gmail.com

Email: neworleansrealtists@gmail.com COLORADO SPRINGS REALTIST ASSOCIATION President: OTHELIA SCHULTZ SHREVEPORT-BOSSIER ASSOCIATION OF REAL Email: peakviewhomes@gmail.com ESTATE BROKERS President: LAKISHA RUSSELL-SMITH DENVER REALTISTS ASSOCIATION Email: lakishamrussell@gmail.com President: DAVID BABINEAUX Email: davidbabineaux@yahoo.com MARYLAND UNITED REALTIST PRINCE GEORGE’S COUNTY President: CERON PUGH Email: ceronpugh@verizon.net

SAVANNAH ASSOCIATION OF REALTIST ASSOCIATED REAL PROPERTY BROKERS President: RONALD CARSWELL President: MAYA CLARK Email: Email:rcarswell_realtor@comcast.net arpbrealtist@gmail.com CENTRAL VALLEY REALTIST ASSOCIATION President: D’ANDRA DAVIES Email: cvra.president@gmail.com

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20182018 NAREB LOCAL CHAPTERS LOCAL NAREB CHAPTERS 2018 LOCAL NAREB CHAPTERS NEW JERSEY REAL ESTATE BROKERS OF BALTIMORE President: VASHTI DAVIS PULLUM ALABAMA Email: vdpullum@aol.com BIRMINGHAM REALTIST ASSOCIATION MASSACHUSETTS President: CHRISTA ANDREWS Email: christa.andrews@century21.com GREATER BOSTON CHAPTER OF NAREB President: ASSOCIATION Aaron Stephenson HUNTSVILLE REAL ESTATE Email: aaronsmba@gmail.com BROKERS President: April Parker MICHIGAN Email: aprilparkerproperties@gmail.com

NEW JERSEY ASSOCIATON OF MINORITY REAL ESTATE PROFESSIONALS CONSOLIDATED BOARD OF REALTISTS President: MAYARANI SMITH President: FRANCES YOUNG Email: mayaranis@aol.com Email: francesyoung55@yahoo.com SOUTHERN NEW JERSEY CHAPTER OF NAREB INLAND EMPIRE ASSOCIATION OF REALTISTS President:ALVIN CLARA LYONS-DEVAUGHN President: TONEY Email: redealscld@gmail.com Email: ieaorchapter@gmail.com NEW YORK NORTH LOS ANGELES REALTIST President: ANGELA SCURRY-HERRERA BEDFORDnlarav2012@gmail.com STUYVESANT REAL ESTATE BOARD Email: President: GLORIA SANDIFORD Email: qgds@aol.com SACRAMENTO REALTISTS ASSOCIATION

THE GREATER DETROIT ASSOCIATION MOBILE ASSOCIATION OFREALTIST REAL ESTATE President: HAYWARD LITTLE BROKERS Email: ANDREA hayward@haywardlittle.com President: HENNINGBURG-MCCANTS

Email: gulfcoastrealtygroup@gmail.com MINNESOTA ARIZONA TWIN CITY MOVEMENT OF REALTIST ENGAGED President: JULIA ISRAEL ARIZONA ASSOCIATION OF REAL ESTATE Email: INC.juliaisrael@kw.com BROKERS, President: MICHELLE WHITMORE MISSISSIPPI Email: agentWhitmore@yahoo.com

President: PAMELA SMITH GREATER HARLEM REAL ESTATE BOARD Email: psmith@kw.com President: MAURICE GREY Email: mrgrey@esrarealty.com SAN DIEGO REALTIST FOR DEMOCRACY IN

HOUSING, INC. NORTH CAROLINA President: STACY CARTER Email: sandiegorealtist@gmail.com CHARLOTTE CROWN REALTIST ASSOCIATION President: MAJURIAL (MJ) WATKINS SAN FRANCISCO REALTIST ASSOCIATION Email: MJ.Watkins@radian.biz President: JANET HALLIBURTON Email: Janetv5@hotmail.com EASTERN CAROLINA BOARD OF REALTIST President: DEDE CARNEY SOLANO REALTIST ASSOCIATION Email: dedecarney@kw.com President: SHERRI STITH Email: narebsolano@gmail.com TRIANGLE BOARD OF REALTISTS President: SHERYL MERRITT COLORADO Email: sheryl@newlegacyrealty.com

MISSISSIPPI ASSOCIATION OF REAL ESTATE ARKANSAS BROKERS President:ASSOCIATION JAMES CARSON ARKANSAS OF REALTISTS Email: jameswcarson@comcast.net President: KORRY GARRETT Email: korrygarrett@yahoo.com MISSOURI CALIFORNIA GREATER KANSAS CITY CHAPTER OF REAL ESTATE BROKERS *CALIFORNIA ASSOCIATION OF REAL ESTATE President: Victor Frederick BROKERS, INC. Email: fredvbroker@gmail.com President: STEVE PETERSON Email: careb.president@gmail.com NEVADA

COLORADO SPRINGS REALTIST ASSOCIATION OHIO President: OTHELIA SCHULTZ Email: peakviewhomes@gmail.com *OHIO REALTIST ASSOCIATION President: AKIL HAMEED DENVER REALTISTS ASSOCIATION Email: ahameed@fass-res.com President: DAVID BABINEAUX Email: davidbabineaux@yahoo.com AKRON REALTIST ASSOCIATION President: TOYA KELKER Email: tkelker@eandc.org

ASSOCIATED REAL PROPERTY BROKERS NEVADA ASSOCIATION OF REAL ESTATE President: MAYA CLARK BROKERS Email: arpbrealtist@gmail.com President: SHANTA PATTON Email: shantapatton@gmail.com CENTRAL VALLEY REALTIST ASSOCIATION President: D’ANDRA DAVIES Email: cvra.president@gmail.com

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2018 LOCAL CHAPTERS 2018NAREB LOCAL NAREB CHAPTERS 2018 LOCAL NAREB CHAPTERS TENNESSEE

CINCINNATI REALTIST ASSOCIATION President: HELEN ROBINSON ALABAMA Email: cincinnatirealtist@yahoo.com

MEMPHIS-CHAPTER OF NAREB President: SHERITA MCCRAY CONSOLIDATED BOARD OF REALTISTS Email: sherita40@gmail.com President: FRANCES YOUNG Email: francesyoung55@yahoo.com NASHVILLE NAREB CHAPTER President: LATONYA MARTIN INLAND ASSOCIATION OF REALTISTS Email:EMPIRE latonyasellshomes@gmail.com President: ALVIN TONEY TEXAS ieaorchapter@gmail.com Email:

BIRMINGHAM CLEVELANDREALTIST REALTISTASSOCIATION ASSOCIATION President: CHRISTA ANDREWS President: AMBER LEWIS Email: christa.andrews@century21.com Email: info@clevelandrealtist.org HUNTSVILLE ASSOCIATION REAL ESTATE COLUMUBUS REALTIST ASSOCIATION BROKERS President: SHEREE SMOOT-JOHNSON President: April Parker Email: columbusrealtist@gmail.com Email: aprilparkerproperties@gmail.com

*TEXAS OF REAL ESTATE NORTH LOSASSOCIATION ANGELES REALTIST BROKERS, INC. President: ANGELA SCURRY-HERRERA President: SHARON MIDDLEBROOKS Email: nlarav2012@gmail.com Email: sharondoesrealty@sbcglobal.net

DAYTON REALTIST ASSOCIATION MOBILE ASSOCIATION OF REAL ESTATE President: MARY JO WILEY BROKERS Email: maryjoyiley.realtor@gmail.com President: ANDREA HENNINGBURG-MCCANTS Email: gulfcoastrealtygroup@gmail.com YOUNGSTOWN-WARREN REALTIST ASSOCIATION ARIZONA President: CALVIN WILLIAMSON Email: ASSOCIATION calvinsgt@gmail.com ARIZONA OF REAL ESTATE

SACRAMENTO REALTISTS ASSOCIATION AUSTIN REALTIST President: PAMELA ASSOCIATION SMITH President: TERESA SCOTT-TIBBS Email: psmith@kw.com Email: SANPres2017AustinRealtist@gmail.com DIEGO REALTIST FOR DEMOCRACY IN HOUSING, INC. DALLAS ASSOCIATION President: STACY CARTEROF REALTISTS President: J. RASHAD THOMAS Email: sandiegorealtist@gmail.com Email: rashad.thomas@hotmail.com

BROKERS, INC. PENNSLYVANIA President: MICHELLE WHITMORE Email: agentWhitmore@yahoo.com PHILADELPHIA METROPOLITAN BOARD OF

SAN FRANCISCO REALTIST ASSOCIATION FORT WORTH OF REALTISTS President: JANETASSOCIATION HALLIBURTON President: ANGELA GILCHIRST Email: Janetv5@hotmail.com Email: agilchrist13@gmail.com

REALTIST ARKANSAS President: ARLENE WAYNS THOMAS Email: awaynsthomas@aol.com ARKANSAS ASSOCIATION OF REALTISTS President: KORRY GARRETT MINORITY REAL ESTATE NETWORK OF LEIGH Email: korrygarrett@yahoo.com VALLEY President: MAURICE MUHAMMED CALIFORNIA Email: mmuhammad16@gmail.com

SOLANO REALTIST ASSOCIATION THE HOUSTON President: SHERRIREAL STITHESTATE ASSOCIATION President: KIMBERLY BARNES-HENSON Email: narebsolano@gmail.com Email: admin@hbreahouston.com COLORADO NORTH TEXAS REGIONAL ASSOCIATION President:SPRINGS LORA WASHINGTON COLORADO REALTIST ASSOCIATION Email: lorawashington@aol.com President: OTHELIA SCHULTZ Email: peakviewhomes@gmail.com SAN ANTNIO ASSOCIATION OF REAL ESTATE BROKERS DENVER REALTISTS ASSOCIATION President:DAVID LAVONNA STEWART President: BABINEAUX Email: lavonna.stewart@outlook.com Email: davidbabineaux@yahoo.com

*CALIFORNIA ASSOCIATION OF REAL ESTATE SOUTH CAROLINA BROKERS, INC. President: STEVE PETERSON SOUTH CAROLINA CHAPTER OF NAREB Email: careb.president@gmail.com President: RALPH BAILEY Email: BaileyRealtyInc@bellsouth.net ASSOCIATED REAL PROPERTY BROKERS President: MAYA CLARK THE UPSTATE REALTIST Email: arpbrealtist@gmail.com President: A. DENISE FRANKLIN Email: qtnscatc21@aol.com CENTRAL VALLEY REALTIST ASSOCIATION President: D’ANDRA DAVIES Email: cvra.president@gmail.com

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2018 NAREB LOCAL CHAPTERS 2018 LOCAL NAREB CHAPTERS 2018 LOCAL NAREB CHAPTERS VIRGINIA ALABAMA HAMPTON ROADS ASSOCIATION OF REAL BIRMINGHAM REALTIST ASSOCIATION ESTATE BROKERS President: CHRISTA ANDREWS President: EUGENIA JACKSON Email: christa.andrews@century21.com Email: varealtist@virginiarealtist.com

CONSOLIDATED BOARD OF REALTISTS President: FRANCES YOUNG Email: francesyoung55@yahoo.com

HUNTSVILLE ESTATE REALTISTASSOCIATION CHAPTER OF REAL RICHMOND BROKERS President: PETRINA TYREE President: Parker Email: April petrinatyree@msn.com Email: aprilparkerproperties@gmail.com REALTIST NETWORK OF NORTHERN VIRGINIA President: LISA PERRY MOBILE ASSOCIATION OF REAL ESTATE Email: lisaperry2010@gmail.com BROKERS President: ANDREA HENNINGBURG-MCCANTS WASHINGTON Email: gulfcoastrealtygroup@gmail.com

NORTH LOS ANGELES REALTIST President: ANGELA SCURRY-HERRERA Email: nlarav2012@gmail.com

INLAND EMPIRE ASSOCIATION OF REALTISTS President: ALVIN TONEY Email: ieaorchapter@gmail.com

SACRAMENTO REALTISTS ASSOCIATION President: PAMELA SMITH Email: psmith@kw.com

WESTERN WASHINGTON REALTIST ARIZONA President: KENNEDY AKINLOSOTU Email:ASSOCIATION akinlosotu@msn.com ARIZONA OF REAL ESTATE BROKERS, INC. President: MICHELLE WHITMORE Email: agentWhitmore@yahoo.com

SAN DIEGO REALTIST FOR DEMOCRACY IN HOUSING, INC. President: STACY CARTER Email: sandiegorealtist@gmail.com SAN FRANCISCO REALTIST ASSOCIATION President: JANET HALLIBURTON Email: Janetv5@hotmail.com

ARKANSAS ARKANSAS ASSOCIATION OF REALTISTS President: KORRY GARRETT Email: korrygarrett@yahoo.com

SOLANO REALTIST ASSOCIATION President: SHERRI STITH Email: narebsolano@gmail.com

CALIFORNIA

COLORADO

*CALIFORNIA ASSOCIATION OF REAL ESTATE BROKERS, INC. President: STEVE PETERSON *State Association Email: careb.president@gmail.com

COLORADO SPRINGS REALTIST ASSOCIATION President: OTHELIA SCHULTZ Email: peakviewhomes@gmail.com

ASSOCIATED REAL PROPERTY BROKERS President: MAYA CLARK Email: arpbrealtist@gmail.com

DENVER REALTISTS ASSOCIATION President: DAVID BABINEAUX Email: davidbabineaux@yahoo.com

CENTRAL VALLEY REALTIST ASSOCIATION President: D’ANDRA DAVIES Email: cvra.president@gmail.com

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NAREB

Speakers Georgia Gubernatorial Candidate Stacy Abrams In May 2018, Stacey Abrams made history as the first African-American woman ever to win a major party nomination for governor when she beat Stacey Evans in Georgia’s primary election. In 2010, she became the first woman to lead either party in the Georgia General Assembly and the first African American to lead in the House of Representatives, working effectively across the aisle in Georgia’s Republican-dominated House. During her tenure, Ms. Abrams has halted legislation to raise taxes on the poor and middle class, and to roll back reproductive healthcare. She has successfully brokered compromises that led to progress on transportation, infrastructure, and education. Most recently, she passed legislation to improve the welfare of grandparents and other kin raising children and secured funding to support these families. Ms. Abrams has received the Friend of Labor award for her staunch support of working families and an A-rating from the Georgia Chamber of Commerce in the same year. Ms. Abrams received degrees from Spelman College, the LBJ School of Public Affairs at the University of Texas, and Yale Law School.

She put her education to work to better the lives of Georgians through the government, nonprofit, and business sectors, and founded the New Georgia Project, which registered more than 200,000 voters of color between 2014 and 2016.

Former Mayor Bill Campbell Former Mayor Bill Campbell became the 57th Mayor of Atlanta and the city’s third AfricanAmerican mayor in a landslide victory in 1993. Under his leadership, the city leveraged the Olympic legacy into tangible benefits for the people of Atlanta. During his second term, Mayor Campbell’s vision of a New Atlanta for the 21st Century drove the city’s remarkable revitalization.

He forged innovative partnerships with the private and public sectors to empower communities with new tools and hope for the future. For the first time in thirty years, people and businesses moved back into the city. Nearly every unit of public housing underwent renovation, and the city’s once troubled public housing system emerged as a model for other cities in the United States. The Campbell Administration, created with HUD and Fannie Mae, also created homeownership programs to attract homeowners into the city through affordable mortgages and down payment assistance. After taking office, the Mayor took Atlanta’s legendary commitment by providing equal opportunity for minorities and women. His leadership resulted in increased participation by minority and female firms at all levels.

Looking toward the 21st century, Mayor Campbell set his sights on positioning Atlanta as one of America’s leading technology cities. He was the first African-American student to integrate the Raleigh school system in 1960. After several years of practicing law, he was elected to the Atlanta City Council in 1981.

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Dr. Benjamin F. Chavis Dr. Benjamin F. Chavis is President and CEO of the Hip-Hop Summit Action Network (HSAN), established by Russell Simmons to empower the Hip-Hop community to utilize their cultural influence for freedom, justice and equality. His career began in 1965 as a statewide youth coordinator in North Carolina for Dr. Martin Luther King, Jr., and the Southern Christian Leadership Conference (SCLC). In 1985 Dr. Chavis was named the Executive Director and CEO of the UCC-CRJ. In 1978, Dr. Chavis and nine fellow activists were classified “American political prisoners” by Amnesty International as members of the Wilmington, NC Ten. They were unjustly imprisoned for most of the 1970s for challenging segregation in the Wilmington school system. After a nine-year battle, their convictions were overturned and their names cleared. While in prison, he authored two books, An American Political Prisoner Appeals for Human Rights and Psalms from Prison. In 1988, Dr. Chavis was elected Vice President of the National Council of Churches of the USA. In 1995, he was National Director of the historic Million Man March, and coordinator of the Million Family March in 2000. In 1997, he made history as the youngest Executive Director and CEO of the National Association for the Advancement of Colored People (NAACP).

Xernona Clayton Xernona Clayton is the Founder, President and CEO of the Trumpet Awards Foundation Inc., and Creator of the Foundation’s Trumpet Awards, a prestigious event highlighting African American accomplishments and contributions. Initiated in 1993 by Turner Broadcasting, the Trumpet Awards has been televised annually and distributed internationally to over 185 countries around the world. Ms. Clayton began her television career in 1967 and became the south’s first Black person to have her own television show, “The Xernona Clayton Show,” on WAGA-TV, CBS affiliate in Atlanta. During the Civil Rights Movement, she worked closely with Dr. Martin Luther King., Jr. as an employee of the Southern Christian Leadership Conference (SCLC). She also traveled extensively with Mrs. Coretta Scott King on her nationwide concert tours. In 1966, she coordinated Atlanta’s Black doctors in the Doctors’ Committee for Implementation, which desegregated all hospital facilities in Atlanta, served as a model and a pilot for other states throughout the country, and received national honor from the National Medical Association for its impact. In 1968, the Grand Dragon of the Ku Klux Klan denounced the Klan, crediting Ms. Clayton’s influence for his turnaround. Her autobiography, I’ve Been Marching All the Time,” was published in 1991. She is the recipient of numerous awards and widely honored for her contributions to humanity. The Atlanta City Council named a street and a park in downtown Atlanta in her honor.

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Dr. Robert Michael Franklin, Jr. Dr. Robert Michael Franklin, Jr. is the James T. and Berta R. Laney Professor in Moral Leadership at Candler School of Theology, Emory University, and senior adviser to the President of Emory University. He is president emeritus of Morehouse College, which he led from 2007 through 2012. A highly-respected educator, he provides commentary for the National Public Radio (NPR) program, “All Things Considered,” and weekly commentary for Atlanta Interfaith Broadcasting Television. Dr. Franklin graduated Phi Beta Kappa from Morehouse in 1975 with a degree in political science and religion, followed by a master of divinity degree in Christian social ethics and pastoral care from the Harvard Divinity School in 1978. Dr. Franklin holds ordination in two Christian denominations: the American Baptist Churches USA and the Church of God in Christ. Dr. Franklin has served on the faculties of the University of Chicago, Harvard Divinity School, Colgate-Rochester Divinity School and at Emory University’s Candler School of Theology, where he gained a national reputation as director of Black Church Studies. He has served as program officer in Human Rights and Social Justice at the Ford Foundation, and as an adviser to the foundation’s president on future funding for religion and public life initiatives. Dr. Franklin was president of Interdenominational Theological Center (ITC), the graduate theological seminary of the Atlanta University Center consortium, from 1997 to 2002.

Eric Coates Michaux Eric Coates Michaux, Esq is a distinguished attorney, lecturer, visiting professor, author, and civil activist with a number of firsts among his notable achievements. He was one of the first Black students to attend the Duke University School of Law, was a leader in the effort to integrate the North Carolina Bar Association, and went in the military, Mr. Michaux was the only Black JAG lawyer serving in the United States Air Force in Vietnam and served as a Military Judge. He is a licensed real estate broker, developer and former managing general partner, advisor and general counsel to groups constructing housing developments for low and moderate residents living in the Raleigh-Durham, NC area. The National Association of Real Estate Brokers (NAREB) shared his passion for real estate, and his legal prowess over the years. He served as NAREB’s General Counsel, Chairman of the Board and Public Affairs Committee, as well as President of the NC Realtist Association. Of note, in 1986 Mr. Michaux authored the Voluntary Marketing Agreement between the U.S. Department of Housing and Urban Development (HUD) and NAREB that served as a mandate to the assurance of free fair housing choice for all Americans as written in Title VIII of the Civil Rights Act of 1968, known as the Fair Housing Act. The Agreement was executed on November 14, 1990 by Jack Kemp, HUD Secretary and NAREB President, Evelyn Reeves.

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Henry “Mickey” Michaux Jr. The Honorable Henry McKinley “Mickey” Michaux is the longest-serving member of the North Carolina General Assembly. Since his entry into politics 43 years ago, State Representative Michaux has won 22 elections serving his Durham, NC constituency. He announced earlier this year, however, that he would not seek re-election for another term of office. During his time in the General Assembly, Michaux has left an impressive legacy. In a recent article, he pointed to his accomplishments on issues like minority health, economic development, voting rights, education, support for HBCUs, gang violence and gun control. Mickey Michaux is a product of North Carolina schools; earning his undergraduate and law degrees from North Carolina Central University. In 1977, Michaux became the first Black United State Attorney in the South since Reconstruction when he was appointed to head the office in the Middle District of North Carolina. He was a close friend of Dr. Martin Luther King, Jr. that began when Michaux invited the civil rights leader to speak at a rally in North Carolina. Mickey credits Dr. King for encouraging him to enter the political arena where he could continue make a difference in a broader sphere. In addition to all his political achievements, civil rights advocacy and civic work, Mickey Michaux was a long-time and active member of NAREB on the national and local levels. Like his brother Eric Michaux, only earlier, also served as NAREB’s General Counsel.

Billy Mitchell BILLY MITCHELL, was overwhelmingly elected to his first term on the City Council of the historic Stone Mountain in 1995, and was then unanimously selected by his colleagues to serve as Vice Mayor. He also served as Chairman of the Finance Committee, where he led the City to “outstanding financial status,” as reported by independent auditors. He held the distinction of having authored more legislation than any other Council Member, including one of the laws he is most proud of, which authorized the construction of the “Freedom Bell” in the middle of City’s downtown, commemorating the call to, “Let freedom ring, even from Stone Mountain of Georgia!” by the Rev., Dr. Martin Luther King, Jr., in his immortal “I Have a Dream” speech.

BILLY MITCHELL, was overwhelmingly elected to his first term on the City Council of the historic Stone Mountain in 1995, and was then unanimously selected by his colleagues to serve as Vice Mayor. He also served as Chairman of the Finance Committee, where he led the City to “outstanding financial status,” as reported by independent auditors. He held the distinction of having authored more legislation than any other Council Member, including one of the laws he is most proud of, which authorized the construction of the “Freedom Bell” in the middle of City’s downtown, commemorating the call to, “Let freedom ring, even from Stone Mountain of Georgia!” by the Rev., Dr. Martin Luther King, Jr., in his immortal “I Have a Dream” speech.

Because of his penchant for service, he offered himself as a candidate for the Georgia General Assembly in 2002 – where he was again elected overwhelmingly that November, and has rarely been opposed since, to represent the 88th Legislative District. His constituents reside in most of Stone Mountain, Lithonia and Tucker in DeKalb County.

28 Upon his swearing-in, Rep. Mitchell was appointed secretary of the Congressional &

Evelyn Reeves Evelyn Reeves holds the distinction of serving as NAREB’s first female president (1989-91) and is the first woman to serve as chair of the board of directors since NAREB’s founding in 1947.

Currently, Ms. Reeves serves as president of NAREB’s Past Presidents Advisory Board, and Chair of the NAREB Foundation. In her position of president and chief executive officer of the Los Angeles-based First Security Investment Company, Inc. (FSICO), Ms. Reeves is credited with growing the company into a multi-faceted, full service real estate brokerage firm. Under her leadership, FSICO offers its clients an array of real estate and investment services that include sales, acquisition, financing, new development and re-development project management now more than $50 million. In addition, FSICO currently manages more than 2,000 private sector apartments, and maintains fiduciary responsibility for personal asset and trusts totaling more than $12 million. Adding to her list of accomplishments, Ms. Reeves is a valued and trusted expert advisor to municipal, state and federally-appointed and elected officials on issues affecting real estate industry practices, housing and homeownership opportunities.

William T. Robie Mr. William T. Robie was born in 1920 in Baldwin County, Georgia and completed his secondary education after relocating to Atlanta, Georgia. He joined the United States Army in 1942 during World War II, participated in combat as a member of the 92nd Infantry predominately Black “Buffalo Soldiers” Division during the Italian Campaign that established a beachhead near Rome. Honorably discharged, Mr. Robie returned to Atlanta, enrolled in Clark College and in 1948 earned his bachelor’s degree. He continued his studies at University of Michigan, initially earned an MBA degree and returned to complete an appraiser’s program. Using his credentials, Robie became a Clark University professor of business administration and real estate where he taught for many years. Simultaneously, Mr. Robie entered the real estate profession, obtained his Georgia real estate license in 1950, and joined the Empire Real Estate Board, Inc. During the early part of his real estate career, he was a sales associate with the Alexander-Callaway Realty Company, completed an appraiser’s program and subsequently, founded his own brokerage and appraisal firm, the Robie Real Estate Company. Mr. Robie has been an active member of the Empire Board in Atlanta since joining in 1950. Over the years, he has served in many capacities including Chair of the Board of Directors, Regional Vice President, Vice President, and member of NAREB affiliates including the United Mortgage Banker Association, the National Society of Real Estate Appraisers and NAREB’s Board of Directors. In 2010, the title of Honorary President was bestowed on Mr. Robie for his lifetime commitment of leadership and service to NAREB.

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Dr. C.T . Vivian Words spoken by President Obama on Nov 20, 2013 at the White House when Rev. Vivian was awarded the National Medal of Freedom: “A Baptist minister, C. T. Vivian was one of Dr. Martin Luther King Jr.’s closest advisors.

Martin taught us, he says, that it’s in the action that we find out who we really are. Time and again, Rev. Vivian was one of the first to be in the action - one of the first freedom riders. In Selma on the courthouse steps to register Blacks to vote, for which he was beaten, bloodied and jailed.

Rosa Parks said of him, even after things had supposedly been taken care of, and we had our rights, he was still out there, inspiring the next generation, including me, helping kids go to college with programs that would become Upward Bound. And at 89 years old, Rev. Vivian is still out there, still in the action, pushing us closer to our founding idea.”

Words written on Rev. Vivian’s Medal of Freedom Certificate: Equipped only with courage and an overwhelming commitment to social justice, the Rev C. T. Vivian was a stalwart activist on a march toward racial equality. Whether at a lunch counter, on a Freedom Ride or behind the bars of a prison cell, he was unafraid to take bold action in the face of fierce resistance. By pushing change through nonviolent demonstration and advocacy, C. T. Vivian established and led numerous organizations to support under-served individuals and communities. His legacy of combating injustice will shine as an example for generations to come.

Rev. Jasper Williams, Jr. Jasper Williams, Jr.’s magnetic personality, blended with an explosive delivery style, has drawn audiences worldwide for more than three decades to hear his spiritfilled sermons. He has emerged as one of the most influential spiritual leaders of this generation. As Pastor Emeritus of Salem Bible Church — “One Ministry in Two Locations” — his priority is expansion through evangelism. He graduated from Morehouse College in Atlanta, Georgia, majoring in sociology with a minor in religion. With God’s blessing, Pastor Williams, Jr. has made Salem one of the key churches in the growing Baptist network. Pastor Williams, Jr. has involved Salem in several notable social action ministries: a free psychological counseling program, a children’s day care center, the acquisition of property on which an additional edifice was constructed, and the development of a dual-structured, senior citizen high-rise. Grants were received totaling 5.6 million dollars for Phase I and Phase II of the Alice Williams Towers, in honor of his late mother. He gained notoriety when he relinquished this title to become the “voice of the people”. He spoke about the relationship of Christian consciousness to social evils, which is how he became known as “a man with a heart for the people.” In keeping with his mission to be the voice of the people, Pastor Williams’ most recent endeavor is as the founder of African American Churches Transforming Society (A.A.C.T.S.), a community based organization envisioned to be help revitalize churches, strengthen families and rebuild communities through churches working in concert with social and governmental agencies. He is also the recipient of many awards and honors, among which are the Rev. C.L. Franklin Masters Award, the NAACP Award, and the Award of Excellence conferred by the Gospel Music Workshop of America. He holds two honorary Doctor of Divinity degrees – one from Miller University and the other from Temple Bible College and Seminary. Pastor Jasper Williams, Jr. is the proud father of two sons, Jasper Williams, III, who pastors The Church in Duluth, GA and Joseph L. Williams, who serves as Pastor with his father and who acknowledged his call to the ministry and preached his first sermon in December 1998.

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NAREB

Partners Marisa Barker

Keeping the dream of homeownership alive. Marisa Barker, VP Community Relations, Corporate Social Responsibility. Ms. Barker has more than 15 years of experience in the mortgage service industry. She began her career in 2002 with GMAC RFC – Homecomings Financial, and was quickly promoted to management. She also held management positions within Goldman Sachs at Avelo Mortgage and Litton Loan Servicing. She also led teams of business analysts and quality control as part of risk management (service transfer onboarding). Ms. Barker obtained a Bachelor of Arts in Public Relations, with a minor in Marketing from Texas Tech University. She later transitioned to our FHMLC, GNMA and other government securities divisions to serve as a money manager for a $3M highrisk portfolio. She manages oversight of community partnerships, outreach efforts, and government sponsored initiatives. Specific duties include strategic planning of foreclosure prevention and new homeownership efforts in low-to-moderate income markets and underserved communities, Treasury committee member for Hardest Hit Fund programs, and business relationship manager of HUD appointed non-profit agencies.

Cerita Battles

Cerita Battles is a Senior Vice President and Diverse Segments National Sales Manager for Wells Fargo Home Mortgage. Cerita and her team are responsible for the development, implementation and execution of national strategies to increase and sustain homeownership among low-to-moderate (LMI) income and minority borrowers and communities. Those strategies include, but are not limited to, sourcing real estate practitioners and builders doing business in LMI and minority communities; recruitment and retention of diverse sales staff; partnering with non-profit agencies to provide homeownership counseling; and facilitating activities to increase awareness about products and programs to help families achieve and sustain the dream of homeownership. Cerita has been in the financial industry for over 25 years and 18 years specifically dedicated to mortgage. Cerita has held several leadership positions with Merrill Lynch, JPMorgan Chase and Bank of America within Sales, Product & Program Development, Strategic Partnerships and Diverse Segments. Cerita is a graduate of the University of Phoenix where she obtained a Bachelor of Science degree in Business Management. She is a member of several trade, member and civic organizations both nationally and locally. Cerita resides in St. Augustine, Florida with her husband, Ronald and their beautiful 10-year old daughter, Myka Renae.

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Keith Bickel

KEITH BICKEL is the Neighborhood Lending and Mortgage Policy Executive for Bank of America, responsible for identifying opportunities to drive successful homeownership among low-to moderate-income borrowers, underserved communities, and multicultural borrowers across the economic spectrum as well as managing federal policy relationships on behalf of Bank of America’s mortgage business. In his role, Keith is accountable for transforming the company’s Community Reinvestment Act (CRA) mortgage commitment into a strategy designed to increase demand, market share and consumer education. He is also responsible for aligning strategies to deepen relationships with multicultural, first time home buyers and low-to-moderate consumers. Relating to mortgage policy, Keith helps Bank of America’s senior executive team define positions on key mortgage-related topics; leads the mortgage business in evaluating the impacts of proposed regulatory and legislative changes; and manages the bank’s long-term vision and strategy for housing and mortgage finance. He works extensively with the external industry and multicultural policy and trade group community, and engages directly with both executive and legislative policy-makers to shape policy options and outcomes. Prior to joining the Bank, Keith was chief of staff for the COO at Freddie Mac with responsibility for overseeing their end-to-end technology transformation effort. His prior policy career experience includes positions held at the White House and Pentagon, as well as several entrepreneurial ventures in the data and technology space. Keith holds both Doctorate and Masters Degrees from Johns Hopkins University and a Bachelors degree from the University of Pennsylvania.

Sandra Braswell

Sandra Braswell is a BB&T Senior Vice President, and BB&T’s Mortgage CRA / Fair Lending Manager. She supports BB&T’s Mortgage Managers and Mortgage Loan Officers throughout their footprint in their outreach initiatives to provide a “Map to Homeownership” to First-Time Homebuyers. Sandra works with BB&T’s Mortgage Lending Administration, CRA Department and Fair Lending Department to execute on strategic objectives to provide Affordable Housing opportunities to the communities they serve. Sandra is a 1987 graduate from UNC Chapel Hill. She attended the UNC School of Banking. She has been in Mortgage Lending for twenty nine years. For eight of those years, she was a Branch Manager. As a Branch Manager, she provided retail loans, business loans and mortgage loans. Sandra is a member of the National Association of Real Estate Brokers in NC. She is a member of the Board of Realtors, and also served as a Board Member of Consumer Credit Counseling Services.

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Charmaine Brown

Charmaine Brown, Diversity and Inclusion Leader. Dedicated to diversity & inclusion (D&I) initiatives and a passion for talent enrichment are the foundations of my business success. Over my career, I have served as an educational resource with a commitment to driving diverse and inclusive operating environments. Focused on creating increased value for the workforce, workplace, and marketplace, I have been at the forefront of the D&I efforts on behalf of Fannie Mae, a leading source of financing for mortgage lenders in America and one of the most diverse companies in the financial services industry. An empowering and engaging resource, I am valued for my ability to deliver results, surpass organizational goals, and foster strategic alliances - even in the face of ambiguity. I am ranked among 2% of the population assessed at the highest level of competency for those completing the Intercultural Development Inventory (IDI) tool and I have served on numerous diversity and inclusion committees throughout my career. I enjoy serving as a proponent of change in support of positive and inclusive workplaces!

Dionne Cuello

Dionne Cuello leads Diverse Market Segments at Citi focusing on growing multicultural markets client base and better serving clients. She is responsible for the development of internal and external relationships with Strategic Markets and Diverse Realtor Organizations. She oversees cultural marketing initiatives and diverse sales tactics to cultivate relationships with Realtors, housing non-profit organizations, affordable housing developers and consumers. Previously, Dionne served as a VP business development Officer for Texas to develop opportunities for low-to-moderate consumers to purchase single family homes. Prior to that, she was a Lending Manager for the DFW territory for Citi. Dionne has served numerous Executive Board positions for National and Local Realtor Trade Organizations. She also has held her Realtors license for the state of Texas, so she understands the dynamic from both a lending and realtor structure.

Latonia Donaldson

Latonia joined PrimeLending in February 2012 and serves as vice president and Director Multicultural Community Lending. She is responsible for creating mortgage opportunities within multicultural segments and underserved markets by providing homeownership education and financial literacy to potential homebuyers. Ms. Donaldson has more than 20 years’ experience in the areas of mortgage banking, management, and community development. Prior to coming onboard with PrimeLending, Latonia held a similar position focusing on Multicultural lending at a major national bank. Ms. Donaldson also serves as Assistant Secretary for Women’s Council of DAREB, an African American Realtor Association. She attended Dallas Baptist University. Latonia has been recognized for her community involvement by several major real estate and non-profit organizations. She was the 2014 Honoree for the prestigious Pinnacle award, the highest recognition given

by Women’s Council of DAREB. Latonia has also been recognized on Mortgage Professionals of America’s Hot 100 List for 2017.

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Danny Gardner

Danny joined Freddie Mac in March 2015 as its new Vice President for Affordable Lending and Access to Credit. He is a 23 year veteran of the Mortgage Industry, focused on providing opportunities for families to purchase their first homes.

He began this journey in 1995 when he took over management of the MRB Program Administration Division of Lomas Mortgage USA, primarily supporting Local Housing Finance Agencies and their constituents by acquiring and servicing mortgages originated through tax-exempt lending programs. Danny maintained this role for 13 years and through two acquisitions, eventually ascending to the title of SVP and National Director of Strategic Markets at Citimortgage, where he assumed accountability for the company’s mortgage lending performance under the Community Reinvestment Act, including oversight of subsidy programs, nonprofit partnerships, diverse segments strategies and LMI-focused portfolio programs. At the advent of the recent foreclosure crisis, Danny was given a unique opportunity to help build a new national non-profit intermediary organization: the National Community Stabilization Trust. Serving as its Chief Operating Officer, the Trust established a national infrastructure to help local municipalities and non-profits in their mission to reclaim neighborhoods devastated by the foreclosure crisis by providing priority access to properties that were vital to neighborhood stabilization efforts.

Prior to joining Freddie Mac, Danny was Vice President of CRA Lending at Capital One Home Loans, where he built a diverse and LMI-focused loan origination team.

Lenny McNeill

Lenny McNeill – National Production Manager- Retail Sales, Diversity and Strategic Markets at US Bank Home Mortgage. He oversees a retail sales workforce of market leaders and originators, supports their efforts in providing home financing to customers, serves as the lead executive in development, implementation, and execution of national strategies to increase and sustain homeownership throughout the U.S. including affluent, LMI minority borrowers and communities to impact CRA utilizing relationships with non-profits, community based groups, and national realtor trade organizations. A 35-year veteran of the finance/mortgage industry, formerly Chase’s SVP and National Director of Strategic Alliances, SVP

Director of Retail Sales and Consumer Direct for Caliber Home Loans, Bank of America’s EVP Multicultural Markets and Affordable Lending, SVP and Regional Manager, and SVP Division Executive of Retail Lending for Washington Mutual. Lenny has been named in Black Professionals and Savoy Magazines as one of the top 100 African Americans in Corporate America and currently is on the Board of Governors’ for NAHREP, has board affiliations with the AREAA and NAREB. He’s a gifted public speaker who combines his thoughts and experiences to inspire and motivate numerous companies and organizations throughout the nation. Lenny is a graduate of UC Riverside with a bachelor’s degree in history.

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Lawrence H. Parks

Mr. Lawrence H. Parks has been Senior Vice President of External, Legislative and Regulatory Affairs at Federal Home Loan Bank of San Francisco since March 01, 2017 and served as its Senior Vice President for External and Legislative Affairs since joining in 1997 until March 01, 2017. From 1993 to 1997, Mr. Parks served as a senior policy advisor to the Secretary and Director of Strategic Growth and Finance at the U.S. Department of Commerce, where he oversaw industry defense conversion in California and established collaborations between government, business and academia for the Clinton Administration for the California Economic Recovery effort in San Francisco. As the lending institution’s Chief Negotiator with Congress, the White House and industry trade groups, he has developed polices and business products that ensure the bank’s commitment to housing finance and has represented the bank’s interests in financial management and affordable housing. Prior to that, he served as legislative counsel to the U.S. Senate Committee on Banking, Housing and Urban Affairs. He served as an associate legislative counsel and Director of the Mortgage Bankers Association of Washington, D.C., where he was chief lobbyist for tax, commercial mortgage banking and multifamily issues. He serves as Member of Investment Committee at The New Markets Growth Fund. He is a graduate of Yale Law School and Temple University.

Eddy Perez Eddy Perez. CMB, President Equity Prime Mortgage LLC, a Proud co-founder of Equity Prime Mortgage LLC. Perez is a seasoned professional with experience holding multiple executive level positions. He has personally closed over 3000 loans since entering into the mortgage business. He holds a Bachelors degree is in Finance, with a concentration in Mortgage Lending, from Georgia State University. As President of Equity Prime Mortgage, his responsibilities include overseeing sales, capital markets, finance and marketing.

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Nelson Ramos

Nelson Ramos is Managing Director, Diverse Markets and Fair Banking for Charles Schwab Bank. Nelson has over 20 years of experience in the Financial Services and Mortgage Banking industry and an active member of the National Mortgage Bankers Association. He is responsible for executing an effective Sales, Marketing and Fair Banking strategy that supports Charles Schwab Bank’s lending initiatives to diverse minority communities.”

Ben Slayton

BEN SLAYTON, President, Alterra Home Loans, Legacy Division. Ben Slayton, a 53year veteran of the mortgage industry who has built several mortgage and mortgagerelated companies, and leads the Legacy Division as President to help pioneer it at a national level. Slayton is the first Black REALTOR® in the U.S., the first Black owner/ broker of a CENTURY 21 franchise, the first Freddie Mac Multifamily Program Plus Seller/Servicer in the U.S., and he’s also a member of the Alterra Group, LLC Board of Directors.

Teresa Palacios Smith

Teresa Palacios Smith is the vice president of Diversity and Inclusion for HSF Affiliates LLC. She oversees the organization’s commitment to increase diversity among the company, its broker network and the sales professionals affiliated with the brand with the goal of mirroring the diversity found in the communities they serve. Teresa has extensive experience in sales and marketing. She has more than 20 years of experience working in the real estate industry and is a frequent speaker at national and local industry events. In 2015, Teresa served as president of the National Association of Hispanic Real Estate Professionals (NAHREP). She is also one of the founding members of the NAHREP Atlanta Chapter, which launched in 2005. Teresa has held numerous

leadership roles in the industry and currently serves on the board of some of the top housing organizations in the country. Teresa was named by the Atlanta Tribune magazine as one of Atlanta’s “Superwomen” for her leadership and advocacy in the Hispanic Community and was featured in Allan Dalton’s 2015 book “Creating Real Estate Connections.”

The daughter of Hispanic immigrants, Teresa has a strong commitment to traditional values, family, service and southern hospitality.

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Viola Soloman

Viola Solomon joined BBVA Compass Bank team in 2014 as the National Community Lending Manager. She is based in Houston, Texas. Viola a 34 year mortgage services veteran served as a Regional Diverse Segments Manager prior to her current role.

She reports to Eduardo Castaneda, EVP; Executive Director Real Estate Lending for the BBVA seven state footprint. She attended Wiley College in Marshall, Texas and Texas Southern University, where she majored in education. She was chosen to attend the African American Leaders Program hosted by University of California’s, John E. Anderson Graduate School of Management in partnership with her former employer. She is active with several community organizations and her church.

Viola serves on the boards of Avenue CDC; Houston Area Urban League CDC; Women of Virtue Experiencing Newness, God’s Abundant Love Ministries. Viola also teaches financial literacy programs for Houston- based community development corporations. Additionally, she serves as an affordable lending partner, for the City of Houston Housing program. Viola is affiliated with the Houston Black Association of Realtors an African American Real Estate organization; the National Association of Hispanic Real Estate Professionals and the Asian American Real Estate Association. She is most proud of her two sons and family.

Brian Stablein

Brian Stablein As a former wide receiver for the NFL’s Indianapolis Colts and Detroit Lions (1993–2000), Brian Stablein knows a lot about successful offense. At The Ohio State University, Brian progressed from a “walk-on” member of the Buckeyes football team in 1988 to a scholarship athlete in 1990. He graduated in 1993 with a degree in business. Brian joined Chase 15 years ago as a Mortgage Banker. He quickly moved into management with a focus business development. Now, with more than 16 years of mortgage experience, he is Vice President and National Purchase Director, responsible for purchase strategies in the Retail and Consumer Direct channels.

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Michael Innis-Thompson

MICHAEL INNIS-THOMPSON Managing Director, Community Lending Michael InnisThompson serves as the Managing Director of Community Lending at MUFG Union Bank, N.A. In this role, he is responsible for directing the Community Reinvestment Act (CRA) and Multi-Cultural lending strategy for the bank’s Residential Lending division, and leading engagement of strategic relationships with trade groups and other key industry organizations. Innis-Thompson also oversees the Home Mortgage Disclosure Act (HMDA) data quality assurance, internal monitoring and regulatory reporting process. Previously, he served as Chief Compliance Officer for the division.

Prior to joining Union Bank, Innis-Thompson spent four years with Bank of America

where he held leadership roles as Business Development Executive, and Fair Lending Executive for Home Loans. Prior to Bank of America, he spent six years with Freddie Mac where he served as Senior Director Expanding Markets; Director Affordable Lending Sales; and Product Marketing Director. Innis-Thompson’s earlier experience includes Vice President, Fair Lending Risk Management at Wells Fargo Home Mortgage and Vice President, Regulatory Compliance for Mellon Mortgage Company. Innis-Thompson currently serves as Chairman of the Community HousingWorks Board of Directors. He holds a Bachelor of Arts degree in Mathematics from Rutgers University. MUFG Union Bank, N.A. A member of MUFG, a global financial group April 2016.

MaJurial Watkins MaJurial Watkins is a National Account Manager with the sales organization at Radian Guaranty with a dedicated focus on the African American customer segment and specific responsibility for the exclusive partnership Radian has with the National Association of Real Estate Brokers (NAREB). Prior to joining Radian, MJ was a Senior Vice President, Senior Business Development Manager with the Neighborhood Lending Team within the Home Loans organization at Bank of America for the past 10 years. Her major responsibilities consisted of developing and executing growth sales strategies to drive homeownership amongst the lowto moderate-income and multicultural communities. Prior to that, as a Credit Risk Manager in the Treasury Department at The Dow Chemical Company, she managed receivable portfolios ranging from $500 million up to $3 billion in annual sales. MJ has held several positions in government and corporate finance. A native of Washington, DC, MJ received her bachelor’s degree in Accounting from University of South Carolina – Aiken and a MBA with a concentration in Finance from Howard University. She is a member of the National Association of Real Estate Brokers (NAREB) and currently serves as the First Vice President of the Charlotte Crown Association of NAREB. Member of the National Black MBA Association and member of Delta Sigma Theta Sorority, Inc. 38

Fred Underwood

Fred Underwood is Director of Diversity and Inclusion at the NATIONAL ASSOCIATION OF REALTORS® and manages the Association’s diversity and fair housing program.

Since 1990, Fred has staffed NAR’s Diversity Committee, and leads the development of NAR’s policy on fair housing. Fred initiated a comprehensive program on diversity in the housing market and developed precedent setting partnerships with the U.S. Department of Housing and Urban Development to jointly address diversity, fair housing and outreach to the community. He maintains liaison with and promotes cooperation between the housing industry and fair housing organizations. Fred provides staff support for the NAR Multicultural Real Estate Leadership Advisory Group which includes the leadership of NAR, the National Association of Real Estate Brokers, the National Association of Hispanic Real Estate Professionals and the Asian Real Estate Association of America. Fred has a 35-year career in promoting fair housing and inclusive communities. Prior to coming to the NATIONAL ASSOCIATION OF REALTORS® in July 1990, Fred was an Equal Opportunity Specialist in HUD’s Chicago Regional Office. He previously coordinated the Fair Housing Program for the City of Evanston, Illinois, and was a tester and testing supervisor with the Leadership Council for Metropolitan Open Communities in Chicago. In the early 1980’s, Fred was Director of the Southwest Community Congress, an interracial coalition of grassroots organizations on Chicago’s southwest side. Fred grew up in Seoul, Korea, where his parents, grandparents and great-grandparents were missionaries for the Presbyterian Church.

Fred has a Masters Degree in Urban Planning and Policy from the University of Illinois at Chicago, and holds the RCE, REALTOR® Certified Executive, designation.

Anthony Weekly

Anthony Weekly, SVP - Inclusive Lending & CRA Strategy at SunTrust Mortgage, Inc. Banking Executive with expertise in providing strategic direction in the mortgage business; sales, sales support, marketing, operations, customer and employee engagement. Anthony is a results oriented leader able to develop and retain cohesive teams that produce market leading results by focusing on the customer experience both internally and externally, and through effective sales strategies and initiatives. Anthony has a Bachelor’s Degree in Management from the University of Detroit Mercy.

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NAREB

Presenters Ray Carlisle, Sr. Ray Carlisle, Sr. is Co-Founder and President/CEO, of the National Association of Real Estate Brokers (NAREB), Investment Division (NID) formed in 1985. Later, in 1995, he established the HUD-approved National Intermediary Housing Counseling and Community Development arm of NID. By 2005, Carlisle had grown NID-HCA’s network to 74 local offices in 22 states and re-established, in 2017, the NID Washington, DC Bureau of Advocacy and Policy. He has served as a member of the Fannie Mae Advisory Council, the Appraisal Foundation Advisory Council, the CA Department of Real Estate Advisory Commission. In addition, he has served as an advisor to four HUD transition teams and White House administrations of both parties.

He can also count among his accomplishments advisory service to six major national banking institutions and to several congressional members. Since 1974, Carlisle has provided his expertise to more than 50 urban city mayors on issues affecting minority social and economic development issues. Mr. Carlisle’s, invaluable contributions to NAREB were recognized by the association and was named as only the second honorary president in NAREB’s 70-year history.

Apostle Dr. John Chambers Apostle Dr. John H. Chambers, III is the Founder and Senior Pastor of Believers of Authority Ministries (BOA), a non-denominational church, in Miami, Florida. He has pastored for 21 years. He is a gifted ordained Prophet who is currently ordained to walk in the five-fold office of Apostle. He is the Visionary and Founder of one of Miami’s most well attended community youth forums held annually, “Back-to-the-Hood”.

This successful event is

preparing to hold its 8th “Back-to-the-Hood” Youth and Motivational Forum in conjunction with the City of Miami Mayor’s Office, the District 2 City Commissioner’s Office and the Coconut Grove Ministerial Alliance. Back-to-the-Hood has allowed local youth, ages 8 to 18 to interact with successful entrepreneurs, politicians, actors, an astronaut, professional athletes, a judge, gospel rappers, a fire chief, a police commander, paramedic, television news anchor and other positive role models, in addition to receiving a back pack full of school supplies. Positive results from this annual event have included youth who have gone from failing in school to becoming successful academic students and sexually abused youth who became motivated to turn their life around. Apostle Chambers’ successful event proves that children who live in the hood do not have to spend the rest of their life in the hood. He uses the forum as a platform to motivate, inspire, entertain and proclaim that if they believe and receive, they will achieve.

Apostle Chambers served as NAREB Chaplain from 2011 to 2013.

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Kyung Cho-Miller Kyung Cho-Miller is Managing Director and CRA & Fair Lending Counsel. As fair lending counsel she provides fair lending advice to all the businesses across the firm on traditional issues such as pricing and adverse action and new areas such as the use of big data in marketing and credit models and works closely with the Corporate Fair Lending team to review and test aspects of different businesses for fair lending compliance and risk. Kyung also supports the firm-wide data, program management, compliance and management of non-profit relations in connection with the Community Reinvestment Act (CRA). Kyung works closely with Exam Management on federal and investor exams related to fair lending (including the Fair Housing Act), CRA and the Home Mortgage Disclosure Act. Prior to joining Chase, Kyung worked at Fannie Mae in several positions in the legal department and executive office; as Associate General Counsel at CitiFinancial; and, as Counsel at the Division of Consumer and Community Affairs of the Federal Reserve Board.

Dr. James W. E. Dixon, II James W. W. Dixon, II is the Senior Pastor of The Community of Faith Church, Presiding Prelate for The Kingdom Builders Global Fellowship, serves on the Govern Council of Global United Fellowship and is the Social/Political Action Director for the Houston Metropolitan Baptist Ministers Alliance. James has lived, as he says a “purposeful and productive life.” He is widely respected in the Houston community, as well as the nation for being a man of vision whose leadership gifts and skills have proven to be beneficial to scores of religious, civic and business organizations. He is the founder of “One Family One Future,” a movement to unite individuals and organizations of diverse races, ethnicities and cultural distinctions into an “army of Love” that promotes justice, equality, equity, peace and non-violence. Pastor Dixon has also focused on development efforts and founded Dominion Community Development Corporation, Inc., The Community of Faith CDC, Inc. responsible for the development of 3 subdivisions, that includes Dominion Estates 1, 2 and 3, Dominion Square Apartments, and Dominion Plaza Retail Center.

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Terri Denison

Terri Denison is the Georgia District Director of the U.S. Small Business Administration (SBA). In this role since May 2002, she is responsible for overseeing the implementation of the SBA’s financial, counseling/training and business development programs for small businesses throughout Georgia. Terri began her SBA career in 1987 as a Presidential Management Fellow at the Agency’s Washington, D. C. District and Headquarter Offices. Other positions included working with the Agency’s Minority Enterprise Development and One Stop Capital Shop programs and the Office of Field Operations. In 1994, she served as the SBA representative on the U.S. Department of Housing and Urban Development’s Empowerment Zone/Enterprise Community Interagency Task Force. Terri has also served as the SBA Indiana Deputy District

Director and Acting District Director in Wisconsin. As Georgia District Director, Terri has been recognized by the Atlanta Business League, Georgia Hispanic Chamber of Commerce, Georgia Microenterprise Network, Greater Atlanta Economic Alliance, Atlanta Business Chronicle and Who’s Who in Black Atlanta. Terri holds a B.A. Degree in American Government from Cornell University and an M.A. Degree in Urban Studies from Trinity University in San Antonio, Texas. She is also a graduate of the Federal Executive Institute in Charlottesville, Virginia. A native of Corpus Christi, Texas, Terri currently hold the position of Past President on the board of the Cornell Alumni Association of Atlanta and is a member of the Cornell University Council. Other personal interests include ballroom dancing, theater, and travel.

Danny Felton Danny P. Felton Sr. is the President/CEO of The Experts, LLC, a consortium of companies serving all real estate needs under one roof. He is a multi-million dollar housing expert with over 20 years of experience in real estate industry. Danny keeps his finger on the pulse of the industry by serving as a housing advocate and a board member of the National Association of Real Estate Brokers (NAREB). Delivering on his promise to provide a one stop solution for clients, Danny is a licensed real estate and mortgage broker. He manages a multi-million dollar asset management portfolio of public and private sector interests. Danny is relentless in his passion and commitment to helping as many people as possible obtain and maintain the American Dream of homeownership. He devotes countless hours to training and educating others on the importance of becoming self sufficient through homeownership. By adopting the National Industry Standards for Homeownership Education and Counseling, Danny utilizes best practices to assist his clients achieve homeownership. Because of his unwavering commitment to excellence, Danny has been the recipient of local and national awards and honors. However no accolades surpass the reward of witnessing a client of The Experts fulfill their dream of homeownership.

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Detra Anderson Gaulden Detra A. Gaulden is currently a Counselor and the Activity Coordinator of Events and Planning at Alexandria Middle Magnet School for students in grades 6th - 8th. I am responsible for coordinating the planning, organizing, and executing of a series of fun school-wide events during the school year. Over the last four years I have organized school trips to Washington D.C., New York and currently planning and organizing an 11 day trip to Europe visiting (London, Paris, Florence, and Rome). I have been an independent Counselor for the past 14 years serving individuals with addictions and medical related issues. I have been a member of Delta Sigma Theta Sorority Inc. Alexandria (LA) Alumnae Chapter for 13 years and served as President for the local chapter for 4 years. I have been married to my wonderful husband Herbert for 25 years and I have been blessed with three amazing children Reotta, Robert and Rhoshae.

Joseph Gutierrez Joseph Gutierrez serves as managing director and diverse markets manager for the Consumer Lending group of MUFG Union Bank, N.A. In this role, Gutierrez is responsible for building real estate agent and broker relationships in California, Oregon, and Washington, as well as fostering relationships with national nonprofits in the bank’s geographic footprint. He is also responsible for developing and growing opportunities to implement Union Bank’s Economic Opportunity Mortgage program to meet the lending needs of low- to moderate-income and multicultural communities.

Prior to joining Union Bank, Gutierrez was vice president and business development manager at Bank of America. Previously, he served at Wells Fargo as loan officer and Bank One as community development officer.

Active in the community, Gutierrez serves on the Corporate Board of Governors of the National Association of Hispanic Real Estate Professionals (NAHREP) and on the Board of Directors of the Drug Elimination Family Awareness Program (DEFAP) – Fiesta Mexicana Dance Company organization. In addition, he serves as vice president for the NAHREP Inland Empire chapter and for the Ventura County Community Development Corporation (VCCDC).

Gutierrez is the past president for the Phoenix NAHREP Chapter from 2008 to 2010.

Fluent in Spanish, Gutierrez holds a bachelor’s degree in business management from the University of Phoenix.

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Rosilyn Houston Rosilyn Houston began her banking career 29 years ago as a part-time teller while attending college. She has held various front-line and leadership positions in the BBVA Compass retail, wealth, and commercial bank lines of business. Rosilyn has experience managing in the complex and dynamic environments of North Texas, California, Alabama, and Florida. She recently served as the Regional Retail Executive in the East and North Texas regions responsible for the 1200 employee base achievement of service excellence and operational profitability. Rosilyn’s regions are high performing and award winning. She assumed her post as the head of U.S. Human Resource Operations in July of 2015, reporting directly to the Chairman and CEO, Manolo Sanchez. Rosilyn is the highest ranking female in the U.S., and the first African American to serve on the bank’s management committee. Rosilyn, a Southern CA native, is a proud mother of three accomplished children, ages 27, 21, and 13. She has a strong passion for giving to her family and to her community. She has served in the non-profit sector, previously spending five years as Chief Executive Coordinator for Bishop T.D. Jakes, General Manager for The Potter’s House of Dallas and T.D. Jakes International Ministries. Rosilyn and her husband, Ron, are active Small Group leaders at their place of worship.

Tamela Hartsfield Tamela Hartsfield is the Regional Affordable Lending Manager for the South Central US in the Affordable Lending and Access to Credit Division of Freddie Mac’s Single Family organization. The Affordable Lending team is committed to ensuring Freddie Mac has the offerings to support responsible lending, provide sustainable homeownership, and to improve access to credit for all borrowers. Mrs. Hartsfield supports the Sales and Lending partners to develop and execute Seller plans for meeting affordable lending, community outreach, and CRA goals. A veteran of 20 years in the mortgage industry, Mrs. Hartsfield joined Freddie Mac in 2015. She has held positions of leadership in production and sourcing areas in a variety of capacities including multicultural and low to moderate income segments. Freddie Mac was established by Congress in 1970 to provide liquidity, stability and affordability to the nation’s residential mortgage markets. Freddie Mac supports communities across the nation by providing mortgage capital to lenders.

Today Freddie Mac is making home possible for one in four home borrowers and is one of the largest sources of financing for multifamily housing. For more information please visit www.FreddieMac.com and Twitter @ FreddieMac.

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Courtney Johnson-Rose Courtney Johnson Rose, is the principal Broker of GEJ Properties, the brokerage division of GEJ Development.

Courtney obtained her Bachelor’s degree in

Business and Economics from the University of Texas and earned her Master’s degree in Community Development from Prairie View A&M University, where she is currently an adjunct professor. Courtney also obtained the Certified Commercial and Investment Member (CCIM) designation in 2009. Her past clients include the Seventh Day Adventist Church, FDIC and Lonestar Bank. An active member in the community, Courtney serves as Chair of the Greater Houston Black Chamber, one of the nations oldest and largest black chambers with over 1200 members.

Recently, Courtney was elected as 3rd Vice President of the National Association of Real Estate Brokers and appointed a Commissioner for the Missouri City Planning and Zoning Commission.

George Johnson George E. Johnson has over 30 years of real estate and real estate development experience. He brings a very strong background in community development for social, governmental, for profit and non-profits entities. With project ranging from single family and multifamily homes to SRO Units, retail, social and religious center developments, Mr. Johnson maintains a very strong believe in serving the underserved.

As a Broker – Developer, Mr. Johnson also serves his diverse client base as an Owner’s Representative and Project Manager.

A native of Port Arthur, Texas, Mr. Johnson was educated in the public school system.

He graduated from Lamar University in 1969 and attended South Texas School of Law. He has taken numerous real estate and financing courses and is presently a CCIM Candidate. Mr. Johnson serves on numerous Boards including Ft. Bend Housing Finance Corporation, Texas Methodist Foundation and YMCA Urban Scouting.

Presently Mr. Johnson is involved in the final phases of a 234- acre development known as Corinthian Point in SW Houston. He serves as Owner’s Representative to the Owners in this Community Revitalization Project. Viewed by City, State and Federal Officials as the “Model” for Community Re-development, this project involves funding from Private Banks, City of Houston, CDBG Funds, Private donations and Endowment Funds. The project consists of a phase I - 452 new home development, commercial and retail centers, a senior living facility, parks and recreation areas, a new YMCA, a new elementary school, master plan drainage detention, and a 450,000 sq ft Community Center that will also house the country’s largest United Methodist Church. It has been estimated that this project will have an impact of approximately $170M to this underserved area.

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Courtney Jones Courtney Q. Jones is partner and owner of Chicago Homes Realty Group where he is the Business Development officer and is a licensed real estate broker. As the Business Development Officer for Chicago Homes Realty Group. Courtney has more than 16 years in banking, mortgage, investments, and sales training.

His exceptional ability to lead and influence others, along with his congenial personality has propelled him to the heights of Vice President with the Fortune 500 company, JP Morgan Chase. Courtney started his career in 1999 in New York, NY where he was a part of a pilot program designed to manage client assets.

Courtney managed over $400 million in assets and consistently exceeded sales revenue goals. Courtney received recognition for his excellent performance and was promoted to a different department that needed his expertise. He was tasked with developing, coaching, and training hundreds of home equity loan officers as a Home Equity Loan Wholesaler. Courtney developed a world-class team that constantly ranked in the top 10% of the company and received National Leadership Awards for their performance. Courtney studied Finance at St. John’s University. In addition to his real estate license in IL, Courtney also holds series 7 & 63 FINRA Investment licenses.

Myra Lillard Myra Lillard is owner and chief appraiser of Home Guide Realty Services. She is a residential and commercial real estate appraiser serving the Marion County community and contiguous counties for over 20 years. Myra is an Indiana Certified General Appraiser and holds an Indiana Real Estate Broker License. She is the immediate past president of the Central Indiana Realtist Association, a local chapter of the National Association of Real Estate Brokers (NAREB), serves a member representative for The Appraisal Foundation Advisory Council (TAFAC) and the North American Council of Appraisal Organizations (NACAO). She now serves as President of the National Society of Real Estate Appraisers.

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Bishop Freddie B. Marshall, Ph.D. Bishop Freddie B. Marshall is the Senior Pastor of Christ Cathedral of the Triad (CCT), Greensboro, NC, formally known as Christ Cathedral Church of Deliverance (CCCOD); a growing and relevant apostolic ministry established through the leading of the Holy Spirit 28 years ago. He is also the Metropolitan and Presiding Prelate of the Greater Church of Deliverance, Inc., a 21st Century Pentecostal denomination with ministries and churches in several states as well as the continent of Africa. As a trained and educated episcopate he is an apostolic voice of preparation, a proficient Catechist who is sought after nationwide as an instructor, trainer and mentor. As an author he has penned several works including the most recent best-seller entitled Forgive Me for Not Teaching You How To Take Care of Me, which is currently used to assist ministry leaders in their continued service to the modern church. Other works include: The Compendium, a training manual for Episcopal and Apostolic candidates, and The Dichotomy Between Samuel & Saul, a must-read literary masterpiece. Bishop Marshall has received his M.Div. with an emphasis on Organizational Management and Church Leadership from Southwest Baptist University. He has also earned a Ph.D. in Cognitive Studies from The Charter University.

Elizabeth Mendenhall Elizabeth Mendenhall, a REALTOR® from Columbia, Mo., is the 2018 President of the NATIONAL ASSOCIATION OF REALTORS® (NAR). She is the CEO for RE/MAX Boone Realty in Columbia and has been a REALTOR® for more than 20 years. RE/ MAX named her the “MidStates Missouri Broker-Owner of the Year” in 2009 and the “International Broker Manager of the Year” in 2006. She is a sixth-generation REALTOR®.

She has received designations as an Accredited Buyer Representative (ABR®), Accredited Buyer Representative Manager (ABRM), Certified International Property Specialist (CIPS), Council of Real Estate Brokerage Managers (CRB), Performance Management Network (PMN), e-PRO® specialist, Learning Certified Instructor (LCI), and is a Graduate of the REALTOR® Institute (GRI). She is a member of the Women’s Council of REALTORS® (WCR) and the Real Estate Buyer’s Agent Council.

On the national level, Elizabeth currently serves on NAR’s Executive Committee, Board of Directors and Leadership Team. She chaired the Strategic Planning Committee in 2012 and served as Vice President of Committees in 2011. She was the NAR Liaison to Association Leadership in 2008.

In 2010, the Missouri Association of REALTORS® elected Elizabeth president. She also served as president of the Missouri WCR in 2004. The Missouri WCR named her “Business Woman of the Year” and “Member of the Year,” in 2007.

Active in her community, Elizabeth has served on the board of directors for the Columbia Chamber of Commerce, the local United Way, and Job Point. She also founded and served as the first president of the MidMissouri Affiliate for the Susan G. Komen for the Cure foundation. In 2001, the Columbia Business Times named her in their “40 Under 40” inaugural class.

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Stacey Mollison Stacey Mollison is the President and CEO of Libra Management Group (LMG) a management and consulting firm with headquarters in the Metro Atlanta and satellite office in South Florida. LMG is an SBA 8(a), HUBZone and DBE certified minority woman owned small business established in 2006. In 2016 Ms. Mollison expanded the company’s operations globally opening an office in Guyana, South America. LMG’s core competencies are project and program management, real estate asset management, construction management, conference and meeting management, logistical support services, staff augmentation, facilities support services, commodities/products, training and IT Solutions. LMG currently have contracts with the United States federal government and the Government of Guyana (GOG) as prime contractor providing both services and products. In 2010 Stacey Mollison was named one of Atlanta’s 40 Rising Stars by Atlanta Business Journal and in 2014 named one of Atlanta’s Top 100 Women of Influence by Atlanta Business League. From 2013-2015 Stacey Mollison served as President of Empire Board of Realtists, Inc. (EBR) the local Atlanta chapter of the National Association of Real Estate Brokers, Inc. (NAREB).

Ms. Mollison served as the NAREB’s REO Task Force Chair responsible for addressing supplier diversity issues and solutions in the real estate industry. Additionally, she most recently served as the National Secretary of NAREB’s Board of Directors from 2014-2016.

Alvin Odom Alvin Odom is a Senior Manager at Charles Schwab Bank, in the Diverse Markets; Fair & Responsible Banking Division. He has worked in the banking industry for 13 years and has served in roles that include, but are not limited to Commercial Real Estate Banking Finance, Consumer Real Estate Banking Finance and Neighborhood Lending. In his current role, Alvin is responsible for driving multicultural mortgage lending efforts at Charles Schwab Bank. Alvin is an alumni of Florida A&M University where he earned his B.S. in Business Administration. He currently resides in Las Vegas, NV with his lovely wife Jessica of 13 years.

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Elbert L. J. Perry Egbert L. J. Perry, a native of Antigua and Barbuda, is the Chairman and CEOfficer of Integral, a company he co-founded in 1993 with a mission to “create value in cities and (re)build the fabric of communities.” Since then, Integral has become a premier provider of sustainable real estate and community solutions in mature and emerging markets across the United States and, more recently, internationally. The Company is vertically integrated with subsidiaries in the community development, commercial real estate, investment management, property management, and program management fields. A community development, commercial real estate and construction professional since 1979, Egbert has developed and/or built most project types, including residential, office, retail, institutional and mixed-use projects. For 13 years from early 1980 to late 1992, he helped to grow an Atlanta-based real estate and construction company into the nation’s 3rd largest African American-owned business with annual revenues of about $200 million. Over almost a quarter century, Integral has implemented scores of public-private partnerships that promote “responsible” community development and commercial real estate. It is well-respected for its expertise in affordable, workforce, luxury, and mixed-income housing solutions, often as components of master planned, mixed-use and Transit Oriented Developments (“TOD’s”). Today, Integral is a diversified, 300-person organization with projects in the mid-Atlantic, Southeast, Southwest and Western regions of the United States. The Company is head-quartered in Atlanta, with offices in San Francisco, Los Angeles, Dallas and Denver.

Lydia Pope Lydia has been in the Real Estate Industry since 1995. She is Owner/President of E & D Realty & Investment Co, Inc., Property Management Division and E&D Construction Company.

Lydia is currently Branch Manager for NID-HCA, a HUD Approved Housing Counseling Agency and Certified Property Manager from REMBI. Lydia is 2nd Vice President of the National Association of Real Estate Brokers, Inc. (NAREB) & Past President of the Women’s Council of NAREB. She holds a Bachelors in Communications and a Masters’ in Business & Project Management.

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Lisa Puerto Lisa is a Licensed California Real Estate Professional. She owns the Federal Registered Trademark SUPER AGENT® and is widely known for her trailblazing book, Real Estate 100 ‘The Teen Home Buying Experience’ which is the first howto book geared towards youth. Recently adding international speaker to her list of accomplishments. She is sought out from local and national entities as Advisory Council seeking to leverage real estate as part of their growth strategies. Lisa is Founder of Real Estate 100 Youth Foundation, a 501c3, as the nation’s first real estate focused youth development nonprofit. Real Estate 100 Youth Foundation returns to Pennsylvania each year as part of the Philadelphia Federation of Teachers Health & Welfare Fund – Programs for Teaching Conference, and presented in Atlanta, GA for The Generational Wealth Building Conference. She has presented at various Colleges and Universities on real estate. Creator and Host of the show Ready, Set, REAL ESTATE!℠ featuring all aspects and diverse people of the real estate industry. Featuring special Guest Millennials. Now available on radio podcasts anywhere including iTunes, Google Play, Anchor FM, Stitcher Radio, and Spotify, to name a few.

Jennifer Sampson Jennifer Sampson is the Community Mortgage Specialist with BB&T in Atlanta. An Atlanta native with two children, Jennifer graduated from Georgia State University with a Bachelor’s Degree in Management.

She has worked in the real estate industry for 15 years, both as a mortgage loan officer and as a real estate agent. Jennifer partnered with other Atlanta natives and held a networking event for 10 years called First Fridays. These events allowed her to develop an extensive network of contacts from many industries.

Jennifer’s passion is helping people realize their dream of homeownership by using her industry expertise and providing the best customer service experience to her clients.

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Dr. Najuma Smith-Pollard As program manager for the USC Cecil Murray Center for Community Engagement, the Rev. Najuma Smith-Pollard combines her experience as a pastor and expertise as a community leader to run programs that train pastors to take on civic engagement work. Smith-Pollard also is a pastor, motivational speaker, author, life coach, radio personality and community activist. She accepted her call to ministry in 1996, while serving under the phenomenal tutelage of the Rev. Cecil L. “Chip” Murray, her father in ministry. Smith-Pollard was ordained as a Deacon in 1996 and as an Itinerant Elder in 2000. Since that time, she has served as Assistant Pastor and Pastor of Family Ministries at Christ Our Redeemer AME Church in Irvine, California; Pastor of A.K. Quinn AME Church in Moreno Valley, California; and Pastor of St. James AME Church in Los Angeles, California. In 2014, Smith-Pollard launched Word of Encouragement Community Church (WOECC.ORG) in Los Angeles. She is also the executive director for the Southern California School of Ministry. She founded a sexual violence awareness and training campaign called “It’s Not Okay” (www.itsnotokay. org). Combining her passion for social justice and entrepreneurship, Smith-Pollard established Chocolate Tee’s, an urban apparel company that uses a portion of its profits to support selected non-profit efforts and the “It’s Not Okay” campaign. She also leads the “…And She Can Preach!” mastermind group, committed to supporting emerging women preachers.

T. Dallas Smith T. Dallas Smith uses his 30+ years of commercial real estate experience overseeing all brokerage activity at T. Dallas Smith & Company, the largest African American brokerage in the country focused exclusively on tenant and buyer representation.

Dallas began his commercial real estate career at Atlanta Air Center Reality under Thomas W. Tift. In 1989, he became the first African American broker at Cushman & Wakefield of Georgia. In 1995, he pioneered the brokerage division for H.J. Russell & Company where he served as VP of the Brokerage Division. Dallas has made exposing as many African Americans as possible to commercial real estate his personal and company mission. In 2007, while serving as a mentor to a young student at Morehouse, Dallas was inspired to start his own firm. From those humble beginnings, the team has grown exponentially effectively negotiating projects in more than 36 states across the country exceeding $15 billion in value. He is a frequent speaker at the Empire Board of Realtists where he developed CRE 101 by T. Dallas Smith, a popular session that offers insight into what he calls the “gospel of tenant representation” delivered from a real perspective.

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Toni Davis-Spivey Toni Davis-Spivey has been with BB&T Home Mortgage for 4.5 years. Currently, she serves as a liaison between BB&T Home Mortgage and local community groups, government, and mortgage program agencies to promote low to moderate income mortgage loans offered by BB&T. As a Community Mortgage Specialist, Toni assists and works with community groups, faith based and non-profit organizations providing leadership and training for homeownership classes, credit counseling and promotes understanding of the mortgage lending process to consumers. She serves as the product specialist for the BB&T Affordable Housing suite of products including State Housing, Conventional, FHA,VA,USDA, In-House and Down Payment Assistance programs.

Participation in civic, professional, business, and community affairs, associations and groups to solicit and develop new business is essential to promoting BB&T’s positive image in the community.

Astrid Taylor Astrid Taylor is a Mortgage Lending Project Analyst at BB&T. She has over 20 years of experience in mortgage lending, including underwriting and originating. The majority of Astrid’s mortgage lending experience has been in affordable housing. As a former Community Mortgage Specialist with BB&T, she specialized in assisting low-to-moderate income and minority households achieve homeownership. She is a subject matter expert on all of the down payment assistance programs available in her community and throughout the state of North Carolina. In her current role, Astrid supports mortgage loan officers throughout BB&T’s footprint by assisting them with getting regional down payment assistance programs approved and serving as a resource for affordable housing product questions.

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Mike Torres Mike Torres, the nation’s leading expert in Probate real estate, has developed systems that real estate professionals from all over the country can implement and become successful prospecting with Probate.

Mike and his wife, Molly, founded MTI Education which today is the only company in the nation that offers a national probate certification program for the real estate professional: Certified Probate Real Esate Specialist.

Today, Mike continues to travel across the country teaching and helping thousands of realtors from all walks of life obtain their financial freedom using the niche market of Probate real estate.

Clifford Turner Clifford H. Turner, a Louisville, Kentucky native, who graduated with a Bachelors of Science Degree in Industrial Education from Eastern Kentucky University and a Masters Degree-Community Development from University of Louisville. He has over 30 years of experience in the Real Estate field as a Developer, Broker and syndicate of affordable housing projects. Clifford H. Turner is President and Principal Developer of Land Development Services, Inc. (LDSI). As a developer, he specializes in innovative concepts for the development of Low Income Housing globally. Turner has a wealth of knowledge and experience in the overall development of new and affordable housing. His success is based upon his knowledge and relationship with various financing resources. By using progressive financing methods, Turner has been successful in the creation of affordable development projects.

In 1998, he completed Shawnee Gardens Apartments Phase II, a $4M, 28-unit multi-family low-income residential apartment complex that received the 1999 Best Practice Award from the U.S. Department of Housing and Urban Development.

In addition to his real estate and development qualifications, Turner is a Real Estate Course Instructor – certified by the Kentucky Real Estate Commission.

Currently, he serves on the Louisville Metro Planning, Design and Zoning Commission, the Foundation Board of Directors for the National Association of Real Estate Brokers Association, the Louisville Real Estate Brokers Association, and is a member of Housing Partnership, Inc. He also serves on the Board of the United Fund Advisors and the National Baptist Convention USA, Housing

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Julye-Ann Taylor Julye-Ann Taylor is currently a District Instructional Specialist for the Caddo Parish School Board, in Shreveport, Louisiana. She is responsible for helping at-risk schools (Pre-K to 12th) implement and monitor best practices in teaching that are aligned to the state standards, but also are engaging and relevant to students. Beginning her career in 1993 as a teacher in Alexandria, Louisiana, Julye-Ann’s portfolio includes being a Lead English and Reading Middle School Teacher, an Instructional Coach, Master Teacher, Assistant Principal, and Turn-around Specialist for at-risk schools. She has a Bachelor’s of Arts in English Education and a Master’s of Science in Educational Leadership and Administration. Julye-Ann has taken all of her experiences in education to help found TaylorTweaks, a business that provides tailored and “tweaked” activities (icebreakers, team-builders, professional development, etc.) for any event. She is known to provide various experiences for others that are creative and out-of-the box.

Ashley Thomas, III Ashley Thomas, III has served in the Real Estate and Mortgage industry for over 19 years. Ashley began his career as Loss Mitigation Manager with hopes of assisting consumers in keeping their homes. Ashley later found that the best place to assist consumers is during the origination process by educating of potential pitfalls. Ashley is licensed Real Estate Broker with First Security Investment Co. Inc. located in Los Angeles, CA. Ashley has received awards and acknowledgements for his commitment to the community and most recently (May 2018) he was the recipient of the Unsung Hero Award, which highlighted his commitment on bringing diverse communities together within the City of Los Angeles. His belief in building wealth through Homeownership has been a parallel in his commitment to working with families who did not believe owning a home was possible. Ashley serves as the National President of the Young Realtist Division of the National Association of Real Estate Brokers where he consistently educates across the country on the pitfalls of excessive debt through financial literacy.

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Ben Upshaw BENATHAN UPSHAW is the Principal of CB-Emmanuel Realty LLC, Founded in 2005. Emmanuel Realty LLC has grown into an integrated team of professionals with backgrounds in real estate finance, construction management, branding, marketing, architecture, urban planning and management consulting. Mr. Upshaw is a real estate executive that has been involved in structuring and closing over $500 million of housing projects. As the former Director of Finance for the New York City Housing Partnership (NYCHP) – one of New York City’s largest sponsor of residential housing and former Director of Real Estate Development for HCCI (Harlem Congregations for Community Improvement, Inc.) he has been involved in the financing and developing of multi‐family, single‐family, condos, coops and mixed‐use properties. His experience entails closing and/or developing projects in the following programs: Neighborhood Entrepreneur’s Program, Neighborhood Redevelopment Program, Third Party Transfer Program, Anchor / Partnership Plaza Cornerstone, Neighborhood Homes and New Homes, and DHCR’s Low‐Income Housing Tax Credit Program and Homeless Housing Assistance Program. Mr. Upshaw is an Adjunct Professor, The University of Buffalo’s Law School, has received his Bachelors of Science, Canisius College and Masters of Science in Real Estate, NYU.

Paula Watts Paul Watts is a Federal Procurement Strategist and a Certified Contracts Specialist and the founder and CEO, of the Government Procurement Innovators, LLC (GPI).

Early in her career, Ms. Watts owned and operated a successful business which under her leadership was awarded approximately $15 million in contracts through SBA’s 8(a) Business Development Program. Ms. Watts exited the business in 2005 and joined the SBA in 2008. Ms. Watts is passionate about sharing her knowledge and has conducted over 800 seminars and counseled more than 10,000 businesses on topics such as small business start-up, business expansions, and developing winning strategies when marketing to the Federal government. Ms. Watts’s motto is “Each One Has to Teach One”, and believes that to be successful at the “Game”, you must understand the rules of the Game.

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Bob Watkins My name is Bob Watkins and I am a AVP, Mortgage Loan Consultant with SunTrust Mortgage, Inc. I attended Southern Illinois University at Carbondale, Illinois and studied Banking and Finance with an Accounting Minor. I have 18 years of Mortgage Banking Experience and I’m a Certified Mortgage Banker from the Capstone Institute in Marietta, GA. I have a wonderful marriage to Patrice Watkins of 34 years with two children, Jasmine Watkins, my daughter attended Pace Academy and recently a Graduate of Xavier University of Cincinnati, Ohio and now is a Chemist at ProBrands. My son Robert Alexander Watkins attended Holy Innocent Episcopal High School in Buckhead and now a three and half year college student seeking his degree at CTC and KSU is an Operations Team Manager at Bank of America and also attended Indiana State and Cincinnati State.

I am devoted to help my customers create a successful Homeownership experience. I am experience with First time homebuyers, move-up homebuyers, Investors, jumbo homebuyers (loan amounts from $453,100.00 to $3,000,000.00) and Private Wealth super jumbo homebuyers (loan amounts above $3,000,000.00). I am available to provide you with responsible Lending Mortgage solutions for your overall financial goals.

Dr. Mark Whitlock Rev. Mark Whitlock is the executive director of the USC Cecil Murray Center for Community Engagement, where he helps other pastors take on the work of community and economic development. He also serves as the pastor of Christ Our Redeemer AME Church in Irvine, which started with five members and has grown to more than 3,000 members. Before his fulltime call to the ministry, he served as the founder and executive director of FAME Renaissance, the economic development arm of First AME Church, which raised more than $400 million in grants, loans, and contracted service initiatives that created more than 4,000 jobs with South Los Angeles. The FAME Renaissance Venture Capital Fund and Commercial Loan programs funded more than 200 small businesses. FAME Renaissance’s Home Loan Program created more than 200 new home owners and trained more than 2,000 home loan candidates. Rev. Whitlock was a board member and lecturer at Harvard Divinity School’s Summer Leadership Institute from 1994 to 2004. He completed his undergraduate studies at the University of La Verne with a major in religion, and he has a Master of Science in social entrepreneurship from University of Southern California’s Marshall School of Business. He received an honorary doctorate from American International University in Humanities.

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Keith Webster Keith Webster, SVP of Retail Sales, Equity Prime Mortgage, leader of The Legacy Division. Keith Webster’s mission is to empower underserved markets by creating a bridge to homeownership through empowering leaders in strategic growth markets that are influential and closely relate to the communities that they serve. He has over 20 years of experience in the mortgage industry as a leader in both ownership and management roles. As a part of the leadership team at Equity Prime Mortgage, Keith is known as one of the top leaders of a fast growing and successful organization. Major responsibilities are national sales support and growth of the retails sales division. He is a 3-time President’s Circle winner, a proud Diamond Sponsor for NAHREP local chapter, and major supporter of NAREB, Empire Board, and WCR organizations.

His primary focus are in emerging markets such as, but not limited to the AfricanAmerican, Hispanic, women lead households, and millennial demographics.

Bishop Craig Worsham Bishop Craig Worsham is the Founder & Sr. Pastor of The Agape Church of Los Angeles (Agape LA). Agape is a Church committed to Loving, Lifting, and Liberating humanity through the Word of God. A respected spiritual leader, philanthropist, and humanitarian, he is dedicated to creating and providing programs, resources, and services to help the less fortunate. He is resolutely committed to making the Word of God become flesh through unconditional outreach, and strives daily to lead a loving congregation with integrity and excellence. Bishop Worsham pastors on the principles of love, God’s Word, and a passion for humanity. Currently Bishop Worsham serves as National Director of Faith Based & Community Partnerships for the National Association of Real Estate Brokers in Baltimore, MD. In this capacity Bishop Worsham brings the Faith & Civic Community together as NAREB strives to create 2 million new African American Homeowners in 5 years.

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AGENDA

MONDAY, JULY 23 8:00am - 5:00pm

rd

PRE-CONVENTION EVENTS

NSREA RE-CERTIFICATION WORKSHOP Topic: Business Enrichment Series Facilitator: Myra Lillard, NSREA President Location: 3rd Floor – Rooms: 313 - 314

TUESDAY, JULY 24th 8:00am - 5:00pm

12:00pm - 5:00pm

12:00pm - 5:00pm

3:00pm - 5:00pm

5:00pm - 7:00pm

6:00pm - 9:00pm

NSREA RE-CERTIFICATION WORKSHOP Topic: Understanding Investment Analysis Facilitator: Myra Lillard, NSREA President Location: 3rd Floor – Rooms: 313 - 314 LOCAL BOARD PRESIDENTS’ MASTER MIND SESSION Facilitators: Ashley Thomas, President, Young Realtist Division (YRD) and Courtney Jones, Local Board President, Dearborn Realtist Board Location: 3rd Floor – Rooms: 309 – 312 NAREB AFFILIATES’ MEETINGS & TRAINING Location: 2nd Floor – Rooms: 223 - 224 [Check Registration Area for meeting times and locations] NAREB NATIONAL CONVENTION COMMITTEE MEETING Presiding: Joan Chambers, Convention Chair/Meeting Planner, NAREB Location: 1st Floor – Crystal Room ABC WOMEN’S COUNCIL OF NAREB EXECUTIVE COMMITTEE MEETING Presiding: Sharon Middlebrooks, President, Women’s Council, NAREB Location: 2nd Floor – Room: 222 WOMEN’S COUNCIL OF NAREB BOARD OF GOVERNORS’ MEETING Presiding: Lydia Pope, Chairperson, NAREB Location: 2nd Floor – Room: 221

WEDNESDAY, JULY 25th 7:00am - 2:00pm

7:30am - 6:00pm 7:30am - 6:00pm 8:00am - 6:00pm

NAREB GOLF TOURNAMENT Cannongate Golf Club, 924 Shaw Road; Sharpsburg, GA [Assemble in the Hilton Hotel Lobby at 7:00am] NAREB CONVENTION REGISTRATION/TICKET SALES Location: 1st Floor – Lobby Level: Registration Counter NAREB YOUTH ACADEMY REGISTRATION Location: 1st Floor – Lobby Level: Registration Counter NAREB YOUTH ACADEMY Facilitator: Detra A. Gaulden, Guidance Counselor/Activity Coordinator, Building Black Wealth Through Homeownership

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8:00am - 2:00pm

8:00am - 5:00pm

9:00am - 10:30am

9:00am - 4:00pm

9:00am - 12:00pm 10:30am - 11:30am

11:30am – 1:30pm

2:00pm - 5:00pm

2:00pm – 5:00pm

Alexandria Middle Magnet School; NAREB Youth Academy Chair Partner: Sandra Braswell, SVP, Mortgage CRA, Fair Lending Manager, BB&T Home Mortgage Location: Galleria – Lower Level: Room 3 LOCAL BOARD LEADERSHIP & FAITHBASED TRAINING Presenters: Courtney Johnson Rose, 3rd Vice President, NAREB; and Bishop Craig Worsham, National Director Faith-Based & Community Partnerships, NAREB Location: Galleria – Lower Level: Room 4 NSREA RE-CERTIFICATION WORKSHOP Topic: 2018-19 USPAP Update Course Facilitator: Myra Lillard, President, NSREA Location: 3rd Floor – Rooms: 313 – 314 WOMEN’S COUNCIL OF NAREB GENERAL MEMBERSHIP MEETING Presiding: Sharon Middlebrooks, President, Women’s Council, NAREB Location: 2nd Floor – Room: 215 NAREB AFFILIATES’ MEETINGS & TRAINING Location: 2nd Floor – Rooms: 223 - 224 [Check Registration Area for meeting times and locations] NAREB NATIONAL COMMITTEE MEETINGS & TRAINING Location: 2nd Floor – Rooms: 221 & 222 WOMEN’S COUNCIL OF NAREB NOMINATING COMMITTEE MEETING Presiding: Rolanda Wilson, Nominating Committee Chairperson, Women’s Council, NAREB Location: 2nd Floor – Room: 220 WOMEN’S COUNCIL OF NAREB EXECUTIVE TEAM & LOCAL CHAPTER PRESIDENTS’ ROUNDTABLE Facilitator: Cerita Battles, Senior Vice President, National Diverse Segments Manager; Wells Fargo Location: 2nd Floor – Room: 219 WOMEN’S COUNCIL OF NAREB INTERVIEWS Presiding: Rolanda Wilson, Nominating Committee Chairperson, Women’s Council, NAREB Location: 2nd Floor – Room: 220 LOCAL BOARD PRESIDENTS’ FAITHBASED TRAINING WITH USC Description: University of Southern California (USC) Cecil Murray Center for Community Engagement will introduce a series of trainings that will provide Realtists with the practical tools needed to engage and collaborate effectively with Faith & Civic Leaders, as one of the vehicles available to create 2 Million New African American Homeowners.

Presenters: Dr. Mark Whitlock, Executive Director; USC, Cecil Murray Center for Community Engagement; and Dr. Najuma Smith Pollard, Program Director; USC, Cecil Murray Center for Community Engagement Building Black Wealth Through Homeownership

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5:00pm - 6:30pm 6:00pm - 8:00pm

Partner: Cerita J. Battles, Senior Vice President – Head of Retail Diverse Segments; Wells Fargo Location: Galleria – Lower Level: Room 4 NAREB FIRST TIME ATTENDEES & NEW MEMBERS’ ORIENTATION Location: 3rd Floor – Rooms: 309 - 312 NAREB EXECUTIVE COMMITTEE MEETING Presiding: Jeffrey Hicks, President Location: 2nd Floor – Room: 223

THURSDAY, JULY 26 7:00am - 5:00pm 7:00am - 6:00pm 8:00am - 5:00pm

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CONVENTION EVENTS

NAREB CONVENTION REGISTRATION/TICKET SALES Location: 1st Floor - Lobby Level: Registration Counter NAREB YOUTH ACADEMY/REGISTRATION Location: 1st Floor – Lobby Level: Registration Counter NAREB YOUTH ACADEMY Location: Galleria – Lower Level: Rooms 3 & 4

NAREB PAST PRESIDENTS’ FOUNDATION MEETING Presiding: Evelyn Reeves, Chairperson Location: 2nd Floor – Room: 222 8:00am - 10:00am NAREB NOMINATING COMMITTEE INTERVIEWS Presiding: Rashad Thomas, Nominating Committee Chairperson Location: 3rd Floor – Room: 307 10:00am – 1:00pm Exhibitors Set-up Location: 2nd Floor – Salon East 10:00am - 12:00pm NAREB BOARD OF DIRECTORS’ MEETING Presiding: Robert Hughes, Chairman Location: 1st Floor – Crystal Room ABC 12:30pm - 2:00pm NAREB 71ST ANNUAL CONVENTION OPENING CEREMONY Keynote Speaker: Dr. Robert Franklin, Jr., Senior Advisor to the Emory University President; and President Emeritus, Morehouse College Partner: Cerita Battles, Senior Vice President, Head of Retail Diverse Segments, Wells Fargo Home Mortgage Location: 2nd Floor – Salon West 8:00am - 9:45am

2:15pm - 2:30pm 2:45pm - 4:15pm

EXHIBITORS’ OPENING SHOWCASE & RIBBON CUTTING Location: 2nd Floor – Salon East GENERAL SESSIONS STATE OF HOUSING IN BLACK AMERICA: Presenter: Jeffrey Hicks, President, NAREB

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Partner Infomercial: MJ Watkins, Director, Strategic Markets, Radian Guaranty FAITH-BASED COMMITTEE PRESENTATION The Faith-based & Community Partnership General Session is designed to show the General Membership the value and plan of this committee to utilize faith-based and civic relationships as one of the vehicles to Increase Membership, Increase Sales and Increase the Black Homeownership Rate. Members will learn about our strategies, accomplishments and key relationships along with having an opportunity to hear from Key Denominational & Civic Leaders from across the country who engage with NAREB. Presenter: Bishop Craig Worsham, National Faith-Based Director, NAREB & Courtney Johnson Rose, 3rd Vice President, NAREB Partner Infomercial: Rosilyn Houston, SVP, Chief Talent and Culture Executive, USA, BBVA Compass NID-HOUSING COUNSELING AGENCY PRESENTATION “Connecting the Dots” NID is a HUD Approved National Intermediary Housing Counseling Agency also approved to provide Community Development Education Services. Our presentation is to demonstrate how our Counselors Connect the Dots in paving the way to client, community and real estate business empowerment, growth and prosperity in a fair and transparent manner; that is also free of conflicts of interest for our counselors and related business partners.

Presenters: Lydia Pope, NID Senior Certified Branch Office Manager/NID Board of Directors Advisory Committee Member Danny Felton, NID Senior Certified Branch Office Manager/NID Board of Directors Advisory Committee Member Partner Infomercial: Bob Watkins, AVP, Sr. Mortgage Loan Officer, SunTrust Mortgage Location: 2nd Floor – Salon West 4:30pm - 6:30pm

4:30pm - 6:30pm

NAREB NATIONAL PARTNERS’ ADVISORY BOARD (NNPAB) MEETING Facilitator: Cerita J. Battles, Chair, NNPAB Presiding: Robert Hughes, Jr., Chairman, Board of Directors, NAREB Location: 1st Floor – Crystal Room ABC URE: BECOMING A CERTIFIED PROBATE REAL ESTATE SPECIALIST Description: Want to tap into a Multi Trillion Dollar income profit center? Read the bullet points below then sign up to attend this HUGE UNTAPPED REVENUE STREAM! • Why 90 out 100 estates sell their homes within the first 12 months

after filing for petition for probate

• Tapping into a market where 70% of the properties are FREE & CLEAR REALTISTSS® “Democracy in Housing”

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• Why the majority of executors and administrators must liquidate the

real estate • How to identify which properties MUST BE SOLD IMMEDIATELY! • Learn how to access Probate LEADS in your county without having to go to the courthouse • Why over 17 Trillion dollars’ worth of inheritance will be probated by 2022 • Types of documents needed in the selling of probate real estate • How to tap into Guardianships, probate and living trust files • Who are the best partners to build a strong and successful probate network • How to get this national certification and apply this system to generate multiple commission checks every single month

4:30pm - 6:30pm

4:30pm - 6:30pm

Presenter: Mike Torres, CEO, MTI Education Partner Infomercial: Latonia Donaldson, VP-Director of Multicultural Lending; PrimeLending Moderator: Guy Allen, Regional Vice President, Region 4, NAREB Location: Galleria – Lower Level: Room 1 URE: BECOMING THE "TOP PRODUCER" IN COMMERCIAL REAL ESTATE Description: Want to step up to the next level in real estate sales and leasing? GO COMMERCIAL! Get a quick overview of the ins and outs of commercial real estate’ Learn the basics and advanced technics needed to become “Street Wise” in this very lucrative field.

Presenters: T. Dallas Smith, Commercial Broker, T. Dallas Smith & Company, and Elbert L. J. Perry, Chairman & CEO, Integral Smith Moderator: Ted Brass, President, Commercial Investment Division, NAREB Location: Galleria – Lower Level: Room 4 URE: LEVERAGING YOUR REAL ESTATE EXPERTISE TO OBTAIN FEDERAL CONTRACTS Description: This workshop provides an overview of Federal contracts and how to leverage your experience in the real estate industry to obtain Federal contracts. The Federal Government is the largest buyer of goods and services in the world. The Federal government requires 23% of contracts are set aside for small businesses. Last FY, 105 Billion dollars in contract awards went to small and 40.2 Billion contract awards went to participants in the Small Business Administration (SBA)s 8 (a) Business Development Program. The 8 (a) Business Development program is for minority-own businesses. Participants in the 8 (a) programs can market their products and services to all Federal agencies, allowing the agencies to award contracts to your business up to 4 million dollars with NO COMPETITION. Join us today to understand how you can become a Federal contractor. Learn how

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you can continue to impact NAREB’s mission as an agent/broker through winning contracts, creating jobs, providing income which allows real estate purchases.

Presenters: Stacey Mollison, President/CEO, Libra Management Group, Paula K. Watt, CEO, Government Procurement Innovators, and Terri Denison, Georgia District Director, Small Business Administration Partner Infomercial: Ben Slayton, President, Alterra Home Loans, Legacy Division Moderator: Matthew Harrell, Regional Vice President, Region VII, NAREB Location: Galleria – Lower Level: Room 5 4:30pm – 5:30pm WOMEN’S COUNCIL OF NAREB MEMBERSHIP ELECTIONS Presiding: Joan Chambers, Parliamentarian, Women's Council, NAREB Location: 2nd Floor – Room: 215 7:30pm - 10:00pm NAREB PRESIDENT’S MEET & GREET WELCOME RECEPTION Location: 1st Floor – Lobby Level: Pavilion Courtyard

FRIDAY, JULY 27th - FAIR HOUSING DAY 7:00am - 5:00pm 7:00am - 5:00pm

NAREB CONVENTION REGISTRATION/TICKET SALES Location: 1st Floor – Lobby Level: Registration Counter NAREB YOUTH ACADEMY/REGISTRATION Location: 1st Floor – Lobby Level: Registration Counter

8:00am - 6:00pm

NAREB YOUTH ACADEMY Location: Galleria – Lower Level: Rooms 3 & 4

8:00am - 9:30am

LEGISLATIVE BREAKFAST Guest Speaker: Rep. Billy Mitchell, District 88, State of Georgia Special Remarks: Elizabeth Mendenhall, 2018 President, National Association of Realtors Keynote Speaker: Lawrence H. Parks, Senior Vice President of External, Legislative and Regulatory Affairs, Federal Home Loan Bank; San Francisco, CA Location: 2nd Floor – Ballroom West

9:00am - 5:00pm 10:00am - 11:30am

EXHIBITORS’ SHOWCASE Location: 2nd Floor – Salon East

NAREB FAIR HOUSING DAY - FIRESIDE CHAT LEGENDS: Dr. C. T. Vivian, Civil Rights Legend; Atlanta, GA William Robie, Fair Housing Legend; Atlanta, GA PANELISTS:

Xernona Clayton, Civil Rights Leader & Broadcasting Executive; Atlanta, GA Evelyn Reeves, Past President, NAREB & Fair Housing Advocate; Los Angeles, CA Location: 2nd Floor – Salon West

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11:45pm - 1:15pm

NAREB PAST PRESIDENTS’ LUNCHEON Special Remarks: Kyung Cho-Miller, Managing Director & CRA, and Fair Lending Counsel Partner: Brian Stablein, National Purchase Director, Mortgage Banking, Chase Location: 2nd Floor - Ballroom West

1:30pm - 3:00pm

NAREB FAIR HOUSING FORUM Moderator: Ray Carlisle, Honorary Past President, NAREB PANELISTS: Hon. William “Bill” Campbell, Former Mayor of Atlanta; Atlanta, GA Dr. Benjamin Chavis, Civil Rights Leader, President & CEO, National Newspaper Publishers Association (NNPA); Washington, DC Attorney Eric C. Michaux, Managing Partner, Michaux & Michaux PA; & Former General Counsel, NAREB; Durham, NC Hon. Henry McKinley “Mickey” Michaux, Jr., State Representative; & Former General Counsel, NAREB; Durham, NC Location: 2nd Floor – Ballroom West

2:00pm - 5:30pm

NAREB INTERVIEWS (cont’d) Location: 3rd Floor – Room: 207 COCKTAILS & CONVERSATIONS Location: 2nd Floor – Grand Ballroom Foyer FAIR HOUSING 50th ANNIVERSARY COMMEMORATIVE GALA Keynote Speaker: Stacey Abrams, Georgia Gubernatorial Candidate Remarks: Keith Bickel, SVP, Mortgage Policy & Neighborhood Lending Executive; Bank of America Partner: Mitch Gibson, SVP, Business Development; Bank of America Location: 2nd Floor – Grand Ballroom West

6:00pm - 7:00pm 7:00pm - 10:00pm

SATURDAY, JULY 28th - REALTISTS' DAY

7:00am - 12:00pm NAREB YOUTH ACADEMY/REGISTRATION 8:00am - 3:30pm

8:00am - 5:00pm 8:00am - 9:30am

Location: 1st Floor – Lobby Level: Registration Counter NAREB YOUTH ACADEMY (LAST DAY) CLOSE-OUT-CELEBRATION! Location: Lower Level – Galleria Rooms: 3, 6 & 7

NAREB CONVENTION REGISTRATION/TICKET SALES Location: 1st Floor – Lobby Level: Registration Counter NAREB PRAYER BREAKFAST Speaker: Rev. Jasper Williams, Jr., Pastor Emeritus; Salem Bible Church, Atlanta, GA Musical Guest: Zebulon Ellis, Sunday Best Season 8 Final Four; Partner Remarks: Dionne Cuello, Diverse Markets Sales and Marketing, Citi Partner: Heather Battaglia, Senior Vice President, Strategic Markets

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10:00am - 10:30am

10:00am - 11:30am

10:00am - 11:30am

10:00am - 2:00pm 10:00am - 11:30am

Strategy and Execution, Citi Location: 2nd Floor – Ballroom West URE: BUILDING A STRONG A FOUNDATION AS AN INVESTOR Description: Gain confidence in your investing decisions by understanding the key terms and concepts that can help you get started. In this investing workshop, you’ll learn about building the foundation for a diversified portfolio, selecting an asset allocation model, and taking the next step to move from saving to investing.

Partner Infomercial: Alvin Odom, Senior Manager, Diverse Markets, Business Development, Charles Schwab Bank Moderator: Diane Odell, Regional Vice President, Region IX, NAREB Partner: Nelson Ramos, Fair and Responsible Banking, Multicultural Marketing, Business Development, Growth Strategies, Charles Schwab Bank Location: Galleria – Lower Level: Room 1 NAREB PAST PRESIDENTS’ MEETING Presiding: Thom Holmes, Chairman, Past Presidents NAREB Location: 2nd Floor – Room: 204 URE: HOW TO BECOME A “RECEIVER” AND EARN HUNDREDS OF THOUSANDS OF DOLLARS Description: Want to learn how to make hundreds of thousands of dollars as a receiver? Come see how the Dearborn Chapter of NAREB earned over $400,000.00 for their local chapter in “Cold Hard Cash”!!

Sounds too good to be true? This will give you the basics to get started raising money for your chapters or make this a profit center for your current business model.

Presenter: Courtney Q. Jones, Local Chapter President, Dearborn REALTISTS Board Moderator: Ron Branch, Past President, NAREB Partner Infomercial: Tracey Evans, Business Manager, Fannie Mae Location: Galleria – Lower Level: Room 5 EXHIBITORS’ SHOWCASE Location: 2nd Floor – Salon East URE: REAL TALK ON DEVELOPMENT FUNDING: TAX CREDITS AND BONDS Description: This is an exciting time for real estate development.

UDC'S goal is to educate our colleagues regarding housing and commercial activities. This session is to begin preparation of REALTISTS to work with the faith-based community by becoming aware of development options. This is an overview of the benefits and use of Low Income Housing Tax Credits, New Markets Tax Credits and Bonds in funding development projects. Learn what fund managers look for in projects. Benefit from the expertise of the presenters.

Presenters: Ben Upshaw and Clifford Turner, Developer & Past President, NAREB

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Facilitator: Michele Calloway, President, United Developers Council, NAREB Partner Infomercial: Keith Webster, SVP, Retail Sales, Equity Prime Location: Galleria – Lower Level: Room 4 10:30am - 11:30am URE: PARTNERS & REALTISTS ENGAGEMENT – REAL TALK Description: As the 2MN5 momentum grows, partnership strategies, tools, resources and funding are needed to continue the current growth of the community days, faith-based initiatives, and local leadership training to reach the 2 Million Goal. This session is designed to share growth strategies to support NAREB’s mission, goals and programs/initiatives to increase homeownership in the African American community.

Partner Presentations: Teresa Palacios Smith, VP Diversity & Inclusion; Berkshire Hathaway Home Services │Real Living Real Estate Tamela Hartsfield, Affordable Lending Senior Manager, Affordable Lending and Access to Credit Joseph Gutierrez, Managing Director; Union Bank Facilitator: Lydia Pope, 2nd Vice President, NAREB Location: Galleria – Lower Level: Room 1 11:45am - 1:15pm WOMEN’S COUNCIL OF NAREB SCHOLARSHIP LUNCHEON 2018 ACME Award Recipient: Honorable Gail Davenport, State Senator, 44th District; Atlanta, GA Location: 2nd Floor – Ballroom West NAREB: PARADE OF THE STATES Location: 2nd Floor – Salon West 2:00pm - 4:00pm EXHIBITORS’ SHOWCASE DISMANTLE Location: 2nd Floor – Salon East 2:30pm - 5:00pm NAREB BUSINESS MEETING AND ELECTIONS Presiding: Jeffrey Hicks, President, NAREB Location: 2nd Floor – Salon West 6:30pm - 7:30pm COCKTAILS & CONVERSATIONS Location: 2nd Floor – Grand Ballroom Foyer 7:30pm - 10:30pm 71st ANNUAL REALTISTS AWARDS & INSTALLATION DINNER Musical Guest: Jennifer Holliday, National Recording Artist Partner Remarks: Lenny McNeill, SVP, Managing Director, National Strategic Markets, Specialized Sales; US Bank Home Mortgage Location: 2nd Floor – Grand Ballroom West 1:45pm - 2:30pm

SUNDAY, JULY 29th

POST CONVENTION EVENTS

8:00am - 10:00am NAREB BOARD OF DIRECTORS’ MEETING

Location: 1st Floor – Crystal Room ABC

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11:00am - 12:30pm EMPIRE BOARD OF REALTISTS COMMUNITY DAY CORPORATE

WORSHIP 11:00am - 12:30pm EMPIRE Location:BOARD Changing A Generation Full GospelDAY Baptist Church; OF REALTISTS COMMUNITY CORPORATE 3350 Greenbriar Parkway, SW; Atlanta, GA 30331 WORSHIP Assemble in hotel lobby.

Bus departs 10:30am Location: Changing A Generation FullatGospel Baptist Church; 12:00pm - 2:00pm CONVENTION 3350 Greenbriar Parkway, SW; Atlanta, GA 30331 COMMITTEE DEBRIEFING MEETING nd Assemble in Bus 208 departs at 10:30am Location: 2 hotel Floorlobby.

– Room: & 209 12:00pm 2:00pm 1:30pm 5:00pm CONVENTION COMMITTEE DEBRIEFING MEETING EMPIRE BOARD OF REALTISTS COMMUNITY WEALTH BUILDING DAY nd Location: 2 Floor – Room: 208 & 209 Hosted by: Empire Board of Realtists, Sharon Henry, Local Board 1:30pm - 5:00pm EMPIRE PresidentBOARD OF REALTISTS COMMUNITY WEALTH BUILDING DAY Hosted by:Changing Empire Board of Realtists, Board Location: A Generation Full Sharon Gospel Henry, Baptist Local Church *Agenda Subject to Change Without Notice President Location: Changing A Generation Full Gospel Baptist Church *Agenda Subject to Change Without Notice

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Building Black Wealth Through Homeownership

NAREB 71st ANNUAL CONVENTION YOUTH ACADEMY HILTON ATLANTA HOTEL 255 Courtland Street, NE; Atlanta, GA 30303

July 25, 2018 – July 28, 2018 Wednesday, July 25 7:30am - 6:00pm 1:00pm - 3:00pm 3:30pm - 6:00pm Thursday, July 26th

th

AGENDA Youth Academy Registration Ice Breaker and Team Building Activities - (Fun activities, 3-D movies) Presenter: Julye-Ann Taylor, TaylorTweaks Movie Time and Snacks

8:00am - 9:00am

Youth Academy Registration

8:00am - 8:30am

Breakfast - (included in registration)

8:00am - 9:00am

Opening Session - Welcome & Highlights Remarks: Jeffrey Hicks, President, NAREB Facilitator: Detra A. Gaulden, NAREB Youth Academy Chair; Guidance Counselor/Activity Coordinator, Alexandria Middle Magnet School Paths to Success Presenters: BB&T Home Mortgage Age Group: 9 years – 12 years

9:30am - 10:30am

10:30am – 10:45am 10:45am - 11:45am 11:45am - 12:45pm 1:00pm -

2:00pm

2:15pm - 5:30pm

5:30pm - 6:00pm

Paths to Success: “Career and Job Opportunities” Presenters: BB&T Home Mortgage: Sandra Braswell, Mortgage CRA & Fair Lending Manager; Toni Davis-Spivey, Community Mortgage Specialist; Jennifer Sampson, Community Mortgage Specialist Astrid Taylor, Mortgage Lending Project Analyst Age Group: 13 years – 17 years Break Wealth Workshop Presenter: Lisa Puerto, Super Agents, Real Estate 100 Foundation Lunch Tour Martin Luther King, Jr. National Museum ~All Attendees~ Martin Luther King, Jr. Recreation Center and Aquatic Center ~All Attendees~ (Please bring proper swim attire and athletic attire for basketball activities and rock climbing) Return to Hotel

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Friday, July 27th 8:00am - 9:00am

Youth Academy Registration

8:00am - 8:30am

Breakfast

8:30am - 9:00am 9:00am - 10:00am

10:00am - 10:15am 10:30am -

5:30pm

Saturday, July 28th 8:00am -

9:00am

9:00am - 10:00am 10:00am - 10:15am 10:15am - 11:15am 11:15am - 11:30am 11:45am -

1:15pm

1:15pm -

2:45pm

2:45pm - 4:00pm

Secret to Success in Education Presenter: Julye-Ann Taylor - Instructional Specialist ~All Attendees~ Power of Choices & Consequences Guest Speaker: Xeron J. Pledger, Congressional Liaison and Projects Coordinator for U.S. Congressman Hank Johnson (GA-4) ~All Attendees~ Break Off-Site Activity Six Flags Over Georgia Amusement & Water Park (Please bring proper attire to accommodate land and water activities) [Lunch Provided] Age Group: 9 years – 17 years

Breakfast Financial Literacy: Becoming a Smarter Spender Presenters: NAREB Young Realtist Division (YRD) ~All Attendees~ Break Wealth Workshop Presenter: Lisa Puerto, Super Agents, Real Estate 100 Foundation Break Lunch Peachtree Center Food Court ~All Attendees~ Knowing Who You Are! Guest Speakers: Apostle Dr. John H. Chambers, Founder, Backto-the-Hood Motivational Youth Forum & Mykelti Williamson, Actor ~All Attendees~ Close-out Celebration Closing Remarks: Jeffrey Hicks, President, NAREB Presentation of Certificates Facilitator: Detra A. Gaulden, NAREB Youth Academy Chair [Refreshments]

Agenda subject to change without notice

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THANK YOU TO OUR PARTNERS

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THE RIGHT RELATIONSHIP CAN LEAD TO FINDING THE RIGHT HOME.

Drew and Jonathan know a lot about teamwork, and so do we.

You help your clients find just the right home — and a relationship with a Chase Home Lending Advisor can help make it theirs. We offer low down payment options and homebuyer grants, as well as special rate discounts and innovative solutions.

Visit us at our booth to talk about teaming up, or contact me.

Corey Mason T: 770-330-5466 corey.mason@chase.com NMLS ID: 210521

For real estate and lending professionals only and not for distribution to consumers. This document is not an advertisement for consumer credit as defined in 12 CFR 1026.2(a)(2).

All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply.

Home lending products offered by JPMorgan Chase Bank, N.A. Š2018 JPMorgan Chase & Co. IC18-522-63655-0817

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Get the keys to your future home.

Citi can help your clients take the first steps toward owning a home with our exclusive HomeRun1 program. This path to homeownership is ideal for first-time buyers who are ready to own but are looking for more flexible financing options.

• Down payments as low as 3% on single family homes • No mortgage insurance required • Competitive interest rates

To learn more, call 877-287-1433.

Terms, conditions and fees of accounts, programs, products and services are subject to change. This is not a commitment to lend. All loans are subject to credit and property approval. Certain restrictions may apply on all programs. Offer cannot be combined with any other mortgage offer. This offer contains information about U.S. domestic financial services provided by Citibank, N.A. and is intended for use domestically in the U.S. 1 HomeRun is available only in Citibank assessment areas for loans on the primary residence of borrowers who qualify and is subject to geographic, income, property, product and other restrictions. To be eligible for up to 97% financing, the property must be a single-family home with a loan amount up to $453,100. Single-family homes in certain high-cost markets with loan amounts between $453,101 and $679,650 are eligible for up to 95% financing. Condominiums and co-ops are eligible for up to 95% financing with loan amounts up to $453,100, or loan amounts up to $679,650 in certain high-cost markets. ©2018 Citibank, N.A. NMLS# 412915. Member FDIC and Equal Housing Lender. Citi, Citi and Arc Design and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and 72 registered throughout the world.

Stop by the Radian booth to learn more!

Think Bigger with Radian.

Radian is so much more than a mortgage insurance provider! Through our family of companies, Radian offers you more mortgage and real estate services than any provider in the market — including a variety of solutions for mortgage originators and real estate agents: » »

Mortgage Insurance Title Services

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Training Valuations

Contact MJ to learn all the valuable ways Radian can support your business: MJ Watkins Director, Strategic Markets 980.213.9974 mj.watkins@radian.biz 73

www.radian.biz | 877.723.4261

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Ask lenders in your area if they offer Freddie Mac Home Possible conventional mortgages.

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Frank J. Williams, REALTOR® Chicago, IL

“There weren’t any people

that looked like me.”

Frank Williams has witnessed a lot in nearly 80 years. After growing up in Flint Michigan — and being expelled from high school for dating the white girl he later married — he moved to Chicago in 1962. Despite having never considered real estate as a career because, “as a young black man, we didn’t see many people in our community in positions of power,” he received his real estate license in 1966 and opened his own firm in 1969. His practice faced immediate resistance for helping African Americans find homes in historically white neighborhoods. In 1971 demonstrators entered his office to demand who he could sell to, and in 1975, his home was firebombed. Overcoming these obstacles, he ascended to president of the Chicago chapter of the NAACP, president of the Chicago Association of REALTORS®, and was voted REALTOR® of the Year.

“As a black American, a REALTOR®, and a parent, I am determined to help erase discrimination from the housing landscape.”

April 2018 marks the 50th anniversary of the Fair Housing Act. We recognize that progress made stands on the broad shoulders of people like Frank Williams. We’re grateful for the work he’s done and sacrifices he’s made, and understand there’s more progress to be made.

Visit www.FairHousing.realtor to read more about Frank and to join the commemoration.

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Looking for help with your down payment? You may qualify for up to $3,000. Ask us how today! usbank.com/mortgage

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We’re here to help you become a homeowner. With the American Dream Mortgage, you could enjoy a low down payment option without having to pay a monthly mortgage insurance premium and up to $3,000 down payment assistance. We’ll take the time to discuss your needs and review various loan options with you.

– Low down payment options – Mortgage insurance paid by U.S. Bank – Repair costs could be included in your mortgage transaction

Call today, 888.291.2334, and put our knowledge to work for you.

Proud to support the NAREB National Convention.

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loans amounts. Interest rates and program terms are subject to change without notice. Visit usbank.com to learn more about U.S. Bank products and services. Mortgage, Home Equity and Credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC. ©2018 U.S. Bank. 180422C 6/18

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Congratulations NAREB on your National Conference and Celebrating the 50th Annivesary of the Fair Housing Act Visit bbvacompass.com to learn how we can help you today.

BBVA Compass is a trade name of Compass Bank, a member of the BBVA Group. Compass Bank, Member FDIC. Rev. 06/2018 / #452595v3

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We are Honored to Welcome Keith Webster and the Legacy Division to the Equity Prime Mortgage Family!

“This couldn’t be a better fit for Equity Prime, I’ve known Keith Webster for many years and with his charisma, energy, and knowledge of the industry I know this is a start in the right direction for our continued growth.” -

Log on go.equityprime.com/legacy 5 Concourse Parkway, Queen Bldg, Ste 2250, Atlanta, GA 30328. (877) 255-3554 Your actual rate, payment and costs could be higher. Get an official Loan Estimate before choosing a loan. This is not an extension to lend credit. Licensed by the Virginia State Corporation Commission (Lender License # MC-5493/ Broker License #MC-5493). Not all applicants will qualify. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Finance Lenders Law license. Licensed by the NJ Department of Banking & Insurance. Georgia Residential Mortgage License #23300. Regulated by the CO Division of Real Estate - AZ Banker License #0921685. Licensed by the Mississippi Department of Banking and Consumer Finance. Licensed by the Pennsylvania Department of Banking. Equity Prime Mortgage LLC NMLS #21116. All rights reserved. Copyright © 2018.

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Diversity and inclusion is a vital part of what we do at Fannie Mae. We’re proud to help open doors for millions of people and better serve the needs of an increasingly diverse housing market.

To learn more, visit fanniemae.com/diversity.

Want to use your talents at a company that values diverse backgrounds and perspectives?

Visit fanniemae.com/careers to see our openings and apply online.

Š 2018, Fannie Mae. All rights reserved. Fannie Mae and the Fannie Mae logo are registered marks of Fannie Mae. Fannie Mae is an equal opportunity employer.

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Helping communities achieve their dreams Union Bank® believes in the power of partnerships. That’s why we partner with communities and organizations to make a positive difference in the places where we work and live. To us, building a strong community is the most valuable investment of all.

We salute the National Association of Real Estate Brokers (NAREB) for its efforts to make homeownership a desirable, affordable, and obtainable option for all Americans. unionbank.com Union Bank is proud to sponsor the NAREB 71st Annual Convention.

Michael Innis-Thompson Managing Director Community Lending & Industry Relations 619-230-3089 michael.innis-thompson@unionbank.com

Union Bank NMLS ID #539249 ©2018 MUFG Union Bank, N.A. All rights reserved. Member FDIC. Union Bank is a registered trademark and brand name of MUFG Union Bank, N.A. unionbank.com

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We are honored to be associated with the National Association of Real Estate Brokers, Inc. (NAREB) and stand together to achieve greater equality in housing for all.

Proud to be a part of the 2018 NAREB Annual Conference.

– Gino Blefari CEO, HSF Affiliates LLC

– Teresa Palacios Smith VP, Diversity and Inclusion, HSF Affiliates LLC

© 2018 BHH Affiliates, LLC. Real Estate Brokerage Services are offered through the network member franchisees of BHH Affiliates, LLC. Most franchisees are independently owned and operated. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc.® Real Living Real Estate, LLC. An independently owned and operated firm. Real living is a registered service mark. Both members are Equal Housing Opportunity providers.

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You’re not just selling homes, you’re building relationships.

We can help.

When your clients have a positive, productive experience, they’ll recommend you to others.

A quality experience is a priority here at SunTrust Mortgage. We specialize in educating your clients about their financing options, offering competitive rates, and building relationships that will help you prosper.

Have your clients contact one of our mortgage professionals at 877.891.7696 or visit suntrust.com/letsmeet.

The information contained herein is intended as informational material for the sole and exclusive use of the business entities to which it was distributed and is subject to change without written notice.

Equal Housing Lender. SunTrust Mortgage, Inc. - NMLS #2915, 901 Semmes Avenue, Richmond, VA 23224, 1-800-634-7928. CA: licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, IL: Illinois Residential Mortgage Licensee, MA: Mortgage Lender license #-ML-2915, NJ: Mortgage Banker License - New Jersey Department of Banking and Insurance, NY: Licensed Mortgage Banker—NYS Department of Financial Services, and RI: Rhode Island Licensed Lender. ©2018 SunTrust Banks, Inc. SunTrust and SunTrust Mortgage are federally registered service marks of SunTrust Banks, Inc. Rev: 7.6.18

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Federal Home Loan Bank of San Francisco

FHLBank San Francisco and NAREB, working together to expand African-American homeownership.

fhlbsf.com 85

Turn “We’re not ready for this” into “We can do this” When you start home buying with us, you start with possibility.

For more information contact your local mortgage loan professional, or visit us at BBT.com/Starters to learn more.

Proud Sponsor of the NAREB 71st Annual Conference

Where Starters Begin » BBT.com/Starters Branch Banking and Trust Company is a Member FDIC and an Equal Housing Lender.

Loans are subject to credit approval. Only deposit products are FDIC insured. © 2016, Branch Banking and Trust Company. All rights reserved.

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NAREB members:

See what Schwab Bank has to offer.

Save 0.250% on eligible purchase loans with Investor Advantage Pricing.1 When you or your client need a home loan, look to Schwab Bank’s home lending program provided by Quicken Loans® for value and award-winning service. In addition to a discounted interest rate, you or your client can more quickly go from preapproval to closing on a home with the Mortgage First Preapproval Program.2

Call 1-877-566-2116 or visit schwab.com/mortgagerates In order to participate, the borrower must agree that the lender, Quicken Loans, may share their information with Charles Schwab Bank. This offer is subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an obligation to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply. Hazard insurance may be required. Program terms and conditions are subject to change.

1. Schwab Bank Investor Advantage Pricing: Only one discount eligible per loan. Discounts available for all Adjustable-Rate Mortgage (ARM) loan sizes, and selected Jumbo Fixed-Rate loans. Discount for ARMs applies to initial fixed-rate period only with the exception of the 1-month ARM where the discount is applied to the margin. Eligible balance based on Schwab and Schwab Bank combined account balances, including the following retirement account types: Traditional, Roth, Rollover, and Inherited IRAs. Clients that utilize an eligible IRA account balance to qualify for certain discounts may qualify for one special IRA benefits package per loan. This includes: a $200 bonus award into your Schwab IRA account with the largest balance, and an in-depth personal financial plan analysis to include a detailed review of your IRA(s) by a CERTIFIED FINANCIAL PLANNERTM professional. This information does not constitute and is not intended to be a substitute for specific individualized tax, legal, or investment planning advice.

IRA account balance eligibility and the IRA benefit package is not available for clients and independent investment advisors. Details for the discount program available for these clients can be found by visiting www.schwab.com/advisors.

Eligible balance must be verified 15 days prior to your anticipated closing for an on-time close. If you deposit your eligible assets with less than 15 days remaining before closing, your closing date may be delayed and your eligibility to receive the promotional rate may be affected.

Where specific advice is necessary or appropriate, Schwab Bank recommends consultation with a qualified tax advisor, CPA, financial planner, or investment manager.

2. The documentation that we review in evaluating your Quicken Loans Mortgage First loan application is valid for 90 days from the date of receipt. It may be necessary to update such documentation during the loan process and this approval is subject to the results of such updates. This approval shall be void if, in the opinion of Quicken Loans Inc., there is or has been a material change in your financial situation, employment status, credit status, property or any other information reviewed by us in connection with the mortgage loan application, including but not limited to an increase in the qualifying monthly payment. This approval is subject to lender approval of the property. Certain property types not eligible for financing include, but are not limited to commercial properties, dockominiums, houseboats, mobile and manufactured homes. A satisfactory title report and an appraisal supporting the property type and minimum loan to value ratio for the type of mortgage product selected will be required. Hazard insurance may be required. You may contact Quicken Loans, Inc. to discuss any of these conditions.

Charles Schwab Bank and Charles Schwab & Co., Inc., are separate but affiliated companies and subsidiaries of The Charles Schwab Corporation. Investment products are offered by Charles Schwab & Co., Inc. (member SIPC). Home lending is offered and provided by Quicken Loans Inc., Equal Housing Lender. Quicken Loans Inc. is not affiliated with The Charles Schwab Corporation, Charles Schwab & Co., Inc., or Charles Schwab Bank. Deposit and other lending products are offered by Charles Schwab Bank, Member FDIC and an Equal Housing Lender.

Quicken Loans is licensed in all 50 states. Quicken Loans Nationwide Mortgage Licensing System #3030. Restrictions may apply. Equal Housing Lender. Lending services provided by Quicken Loans Inc., a subsidiary of Rock Holdings Inc. See QuickenLoans.com for more information about awards.

Brokerage Products: Not FDIC-Insured • No Bank Guarantee • May Lose Value

Charles Schwab Bank, PO Box 982605 El Paso, TX 79998-2605 ©2018 Charles Schwab Bank. All rights reserved. Member FDIC. Equal Housing Lender.

(0718-8E3H) ADP63164-01 (06/18) 00213125

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For First-Time Homebuyers Looking to buy your first home can mean lots of questions and uncertainty. From our Southern California beginnings to over 130 locations today, we’ve helped immigrant families achieve the life they’ve imagined for themselves. Our loan specialists will provide you with the guidance and financing options to suit your needs.

• Down payments as low as 3% • Assistance available for down payment and closing cost • Flexible qualification guidelines • Competitive rates Regina Murray Mortgage Business Development Officer NMLSR # 915487 470.388.8211 regina.murray@eastwestbank.com All rates, fees, products, and program guidelines are subject to change or discontinuance without prior notice. Other limitations and restrictions may apply. All loans are subject to East West Bank's application, underwriting, appraisal, and credit approval.

Program is available in select counties of California, Georgia, Massachusetts, Nevada, New York, Texas, and Washington. Cash-out refinancing is not available in the state of Texas.

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Equal Housing Lender

Member FDIC

NMLSR ID 469761

WE WORK WITH PARTNERS AND HOMEOWNERS, CLOSE TO HOME.

Mr. Cooper believes homeownership is a reflection of stability and control in people’s lives. It’s a source of pride that contributes to a family or individual’s happiness –which ultimately strengthens our communities.

We’re committed to working with community advocates and local governments to help homeowners succeed in their efforts to retain home ownership.

We help our customers by being accessible and visible in the communities where they live. We meet with them face to face. We understand how hard they work to maintain their lives. So we work extra hard to find solutions to help them stay in their home.

WE’D LOVE TO HELP AND WORK WITH YOU, TOO. To learn more call: 888-319-2432 or email: Customer.AdvocateOutreach@mrcooper.com

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E &D REALTY

3030 EUCLID AVENUE SUITE 412*CLEVELAND, OHIO 44115* (216) 751-0200* WWW.EDREALTY1.COM

LYDIA M. POPE, BROKER

BRENDA CLAYTON, OFFICE MANAGER

RONALD SADDLER TERRY CARVER CATRINA LOCKHART

E & D

LUDIE SMITH VALENCIA LESCOOK EARNEST HENDRICKS

RYAN ROSENTHAL WILLIE HECTOR DONNA SMITH

E & D REALTY PROVIDES THE FOLLOWING SERVICES: • • • • • •

Residential Sales Commercial Sales Property Management Notary Public Attorney on Staff General Contracting (License & Bonded) **MBE/EDGE, WBE, DBE & SBE Certified**

3030 Euclid Avenue Suite 412 Cleveland, Ohio 44115 (216) 751-0200 office (216) 751-0202 fax

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

Charles Gilyard 36 Years Experience in Real Estate 71ST ANNUAL NAREB CONVENTION-ATLANTA

Real Estate Services: Resale Homes Custom Built Homes Move Up Buyers Luxury Homes First Time Buyers Water Front Homes Golf Communities Condominiums Town-Homes Lofts

Savannah, GA Cell: 912.659.2249 Office: 912.450.1800

"I sell the personal residential resort you deserve!"

Featuring a 25% Referral Fee To Include Hotel and Airport Pickup charlesgilyardrealestate@gmail.com

Georgia and South Carolina Realtor since 1982 93

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SHEILA COLLETTE 2017 - 2018 NAREB Secretary Relocation Specialist

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Congratulates the

National Association of Real Estate Brokers

SHEILA COLLETTE Broker/Owner

On Your

71st Annual Convention

(832) 372-4100 Cell sheilarcollette1@gmail.com D DESIGNATIONS:

RESIDENTIAL

PROPERTY MANAGEMENT

RELOCATION

2601 CARTWRIGHT RD. STE D #345 - MISSOURI CITY, TX 77459 (281) 832-2929 Phone - (281) 832-201-9142 Fax

scdiamondrealestategroup.com402 Phone · (713) 522-8315 Fax w o m a c k d one · (713) 522-8315 Fax

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President Hicks & NAREB on your

st 71

Annual Convention

Building Black Wealth through Homeownership

JJuly 24 l th ‐ 29th, 2018 8 Atlanta, Ga.

Past President Ron Cooper

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Congratulations to

NAREB and Jeffery Hicks

Dear REALTISTS and Friend

On Behalf of the National A to extend gree we begin to Anniversary of joining us in La 2018.

Lionel Bohanon

Regional Vice President for Region XV

50 Years later we find ours Broker/Owner L.B. Unique Properties, Inc. creating wealth and emba Certified HUD Counselor Home Owners in 5 years (2 707-438-0100 ofc/ 707 290-5890 Cell up to fight one more day, Lbohanon33@gmail.com remain under served.

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Congratulations National Association of Real Estate Brokers, Inc. in recognition of the 71st Annual Convention

“Building Black Wealth Through Homeownership”

Two Million New Black Home Owners in 5 Years -2MN5Board of Directors Andrea Cooksey, Chairman of the Board Michele Calloway, President Courtney Johnson Rose, Vice President Chandra Ware, Treasurer Dan Lane, Secretary Contact Us: Phone: (678) 631-UDC1

Neighborhood Revitalization Through Training offered by UDC • Introduction to Development • Faith-based Initiative Developers • LIHTC and Bonds • New Markets Tax Credits • Realtist as Developers & Investors • Non-Profits in Development • Private-Public Partnerships • ABC’s of Investment • Agents Working with Investors • Real Estate Investment Alliance ………..and more!

Jill Forte-Jackson, Corresponding Secretary Clifford Turner, Advisor George Johnson, Educator Sharon Henry, Membership Chair Kenneth Morrison, Outreach Chair Email: UDCNareb@gmail.com

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4908 Liberty Heights Avenue Baltimore, Maryland 21207 410-542-8118 ofc 410-542-7449 fax BJR-Associates

bjrinc5106@aol.com

Real Estate Consultants Full Service Property Management LIHTC Tax Credit Compliance Manager 50th Anniversary Fair Housing Bill 1968- 2018

Since 1982 Baltimore’s Best

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"Building Wealth One Homeowner at a Time."

­

/

@

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www.royalfinefurniture.com www.royalfinefurniture.com AN ONLINE FURNITURE STORE

“Specializing in unique and elegant furniture and interiors”

Join The Referral Program!

Refer your customers to the website, and get a 10% commission on every purchase….

NAREB’s MEMBERS GET 25% DISCOUNT!!!

PROMO CODE: LONDON25

CONGRATULATIONS!!!!

CONGRATULATIONS

NAREB

71st Annual Convention Follow us on: Instagram, Facebook and Twitter Contact: Nell London, Owner/Interior Designer 404-323-6607, royalcollections@yahoo.com

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NSREA NATIONAL SOCIETY OF REAL ESTATE APPRAISERS

BEVERLY S. EASTERWOOD

DAVID HARMON

CRA Certified General Appraiser, Kansas and Missouri

RA, SRA Certified Residential Appraiser, Ohio

EMAIL:

BEASTERWOOD@UMIKC.COM

PHONE:

913-725-8907

BUSINESS ADDRESS:

HDC CONSULTING GROUP, INC. SUITE 106 1021 N 7TH STREET KANSAS CITY KS 66101-2823

EMAIL:

DHARMAPPRAISALS @AOL.COM

PHONE:

216-721-9750

BUSINESS ADDRESS:

13800 FAIRHILL RD. STE 202 SHAKER HTS., OH 44120

ROBERT L. HUGHES

BILL JONES

CRA Certified General Appraiser, Kansas and Missouri Principal, HDC Consulting Group Inc.

RA Certified Residential Appraiser, Illinois 203K Consultant

EMAIL:

RHUGHES@UMIKC.COM

BUSINESS HDC CONSULTING GROUP, INC ADDRESS: STE 106 1021 N. 7TH STREET, KANSAS CITY, KS 66101

WCJ195@MSN.COM

PHONE:

312-296-6576

BUSINESS ADDRESS:

8214 S. WABASH #3 CHICAGO, IL 60619

LAWRENCE NETTERVILLE

MYRA LILLARD CRA Certified General Appraiser, Indiana President, NSREA

EMAIL:

EMAIL:

RA Certified Residential Appraiser, Missouri AQB Certified USPAP Instructor

HGRSINDY@GMAIL.COM

EMAIL:

LNETTER@SWBELL.NET

PHONE:

317-257-0357

PHONE:

314-367-9449

BUSINESS ADDRESS:

HOME GUIDE REALTY SERVICES 3916 N. WASHINGTON BLVD INDIANAPOLIS, IN 46205

BUSINESS ADDRESS:

NETTERVILLE APPRAISAL SERVICES SUITE 18D 665 S. SINKER BLVD ST. LOUIS, MO 63105

VINCENT WIMBISH

SAMUEL STEWART

CRA Certified General Appraiser, Texas

MAI, SRA, CRA Certified General Appraiser, Texas and Louisiana

EMAIL: PHONE: BUSINESS ADDRESS:

STEWARTAPPRAISAL12 @YAHOO.COM 713-729-5761 STEWART'S APPRAISAL SERVICES 2601 CARTWRIGHT RD SUITE D-348 MISSOURI CITY, TX 77459

EMAIL:

WIMBISHV@WIMBISHAPP RAISAL.COM

PHONE:

817-446-7715

BUSINESS ADDRESS:

WIMBISH APPRAISAL SERVICE 5500 E LOOP 820 S, STE 201-C FORT WORTH TX, 76119

Training the Next Generation of Black Appraisers MEMBERSHIP@NSREA.ORG

WWW.NSREA.ORG

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CONGRATULATIONS TO PRESIDENT JEFFREY HICKS AND NATIONAL ASSOCIATION OF REAL ESTATE BROKERS CELEBRATING “71” YEARS OF SERVICE TO “Democracy In Housing” And celebrating the Fifty Anniversary of the FAIR HOUSING ACT OF 1968 FROM

DEACON LAWRENCE M. BUTLER, GRI, RSS, CREM Real Estate & Tax Consultant/Notary Public

NAREB Treasurer

VICE PRESIDENT AT-LARGE PENNSYLVANIA BAPTIST STATE CONVENTION LAYMEN MINISTRY *Residential Real Estate Sales and Purchases *Commercial Real Estate Sales and Purchases *Deed Transfer *Small Business Tax Preparation *Individual Tax Preparation *Inheritance Tax Preparation *Notary Public *Loss Mitigation Adviser “Black Homeownership Matters” 2 Million New Black Homeowners in 5 Years NATIONAL ASSOCIATION OF REAL ESTATE BROKERS

This organization was founded in 1947, making it the oldest minority trade association in the United States of America. It was formed out of a need to secure the right to equal housing opportunities regardless of race, creed, or color. Since its inception, we have participated in various meaningful challenges and legislative improvements, to establish fair housing for all.

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Building Black Wealth Through Homeownership If you have clients or agents relocating to Austin, we can help.

We make the transition to the capital city as smooth as possible.

We handle the diverse needs of a wide variety of clients across multiple housing types and in all neighborhoods. We look forward to working with you.

We pay 25% referral fees!

512.388.3313 ● BESTAGENTSINTEXAS.COM 10435 BURNET ROAD, SUITE 107 ● AUSTIN, TX 78758 109

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Celebrating the TH Anniversary of Fair Housing

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Congratulations to National Convention President Jeffery Hicks

BROKERS Evelyn A. Reeves Ashley Thomas III Ron Beatty Otis Milton Loratious Presley

AGENTS JoAnn Ricks Ambra Stephens Tatum Thomas

Terry Worthy Sharlette Walker-Williams Booker Williams

Ambra Stephens

PROPERTY MANAGEMENT Ramona Stephens

Dedra Sprague

FIRST SECURITY INVESTMENT COMPANY INC. 4602 Crenshaw Blvd. | Los Angeles, CA. 90043 (323) 299-7900 Offi ce | (323) 299-4054 Fax

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REMBI, INC.

®

A Real Estate Management Brokers Institute , Inc. An Affiliate of National Association of Real Estate Brokers, Inc

CONGRATULATION TO NAREB AND PRESIDENT JEFFREY HICKS REMBI PROPERTY MANAGEMENT COURSES

•

REMBI teach management theories for conventional and subsidized housing units.

•

Managers are trained to develop and apply management skills to maximize capabilities in the operation and improvement of income properties.

•

Learn state by state requirements and become familiar with the eviction process.

•

Courses include the study of Physical aspects, Economics, Appraising and Law.

•

Learn how to properly set up & train your office staff on Fair Housing Laws, develop

•

Learn how to write an owner proposal, property analysis and evaluation.

maintenance schedules, review credit reports and budget development.

We will present REMBI Property Management Courses in your Region/State/City.

Call or send an e-mail to setup the date and University location www.rembi.org President: Wiley S. Sturns

Board Chairperson: E. J. Webber

wileysturns@sbcglobal.net

jdawnwebber1@yahoo.com

(323) 687-1354

(773) 429-1600

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Congratulations NAREB for 71 Years of Advancing Democracy in Housing

Fulfilling the American Dream

Monroe Wooton Realtist

Residential Real Estate Specialist 310-994-9930 Direct monroewooton@att.net 113

Serving Los Angeles Communities Since 1984

Ste ven Peter s o n Pre siden t

S U PPORTI N G TH E C AUSE BU I LDI N G BL A CK WE A LTH T H R O U GH HOME OWN ER SH I P

The California Association of Real Estate Brokers, Inc. (CAREB) is the largest and oldest state chapter of the National Association of Real Estate Brokers, Inc. (NAREB), the largest and oldest minority real estate trade association in America. NAREB/CAREB members are known by the trade name of “Realtists”.

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Greetings to Everyone, This is your special day and I want to congratulate you for making the first step towards Building Black Wealth in our communities. We have strived for centuries as African Americans to create, and sustain economic growth as well as financial wealth in our neighborhoods. “This struggle is real”, but only the strong will survive and that we are. The National Association of Real Estate Brokers have created a platform for us in our community to help assist our real estate professionals, teach our people financial literacy, receive counseling for first time buyers, meet and greet real estate brokers and agents, title representative, escrow officers, contractors, loan officers and other affiliates here on a local level.

It is a joy to see everyone here at the NAREB Community Wealth Building Day who believes that, they can own a home and start the investment process one step at a time. We are here to help you with the American Dream of Homeownership in our communities. Consolidated Board of Realtist, is one of C ON S OLI DATE D B OAR D OF R EALT I ST the largest chapters of NAREB, across the country, with a strong affiliate base in our community. We have locally two National Affiliates under the umbrella of Consolidated Board of Realtist, who are Center to left Women’s Council and the Young Realtist Division of Consolidated Board of Realtist. Together we are President Frances Young “Bridging the Gap of striving for excellence throughout the Los Angeles County.

Secretary Christal Bender Assistant Treasurer Sherry Bailey Our goal locally is to help 500 prospective homebuyers reach their goal of homeownership and

Congratulations to

create Black Wealth for the next generation and continue a legacy that will be passed down to their Center L 3rd VP Booker Williams Center R 2nd VP Nekaya Carter children and grandchildren. Let us keep our dream alive and get ready for the change in your life to come one step at a time. Let’s not get discouraged going through the process, but look for the solution Center to right because where there is a problem there is a solution.

1st VP Stan Jackson

NAREB Be Blessed and Keep the Faith, 71st Annual National Convention Frances M Young, President Consolidated Board of Realtist

Thank You NAREB President, Jeffrey Hicks

for Setting a National Platform

Building Black Wealth through Homeownership

Treasurer Jimmie Powell

Standing left to right BOD Junius Johnson BOD Sean Ajayi YRD President Nick Gouche’ BOD Otis Milton BOD Danita Tabron Assist Secretary Anna Tutt BOD Larry Springs Past President Anna Moore Parliamentarian Ashley Thomas III BOD Mark Austin

3725 Don Felipe Dr. Los Angeles, CA 90008 • www.consolidatedboardofrealtist.org

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CONGRATULATIONS TO THE

NATIONAL ASSOCIATION OF REAL ESTATE BROKERS ON THE

71ST ANNUAL CONVENTION FROM THE

OFFICERS AND MEMBERS OF THE

GREATER KANSAS CITY ASSOCIATION OF REAL ESTATE BROKERS, INC.

VICTOR FREDERICK, PRESIDENT PO BOX 22746 – KCMO 64113 913: 534-1449 - WWW.KCNAREB.COM

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Harold Carter, REALTORS “Where organic real estate elevates pure EXECELLENCE!”

CONGRATULATIONS! NAREB 71st ANNUAL CONVENTION Thank you President Jeffery Hicks For Your Commied and Dedicated Leadership!

To NAREB Naonal Officers, Board of Directors and the NAREB Organizaon you make us proud to be known as “TEXAS ORGANIC REALTISTS My Direct Telephone Number (972) 768-0447 • Harold Carter, REALTORS Inc. – 5068 W Plano Parkway, Ste 205, Plano, TX 75093 • Tyler – 111518 Hwy 64, Tyler, TX 75704 • Longview – 1125 Judson Rd Ste #180 Longview, TX 75601 • Texarkana – 3720 Jefferson Ave Texarkana, AR 71854 • Paris – 2741 E Price Paris, TX 75460 • Greenville – 2411 Wesley St Greenville, TX 75401 • Sulphur Springs-209 N Jackson Sulphur Springs, TX 75483 • Mansfield – 305 Regency Ste 605 Mansfield, TX 76063 • Sherman – 200 N Travis Ste 200 Sherman, TX 75090 www.HaroldCarterREALTORS.com Email – Harold@haroldcarterrealtors.com 121

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501c3 tax exempt

LISA PUERTO IS AN AWARD WINNING AUTHOR & SUPER

®

®

AS HEARD ON RADIO:

Anchor

Apple

Google Breaker Castbox Google Overcast Pocket Play Music Casts

Podcasts Podcasts

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Radio Spotify Public

Stitcher

Dr. Barbara Christian Campbell, Associate Broker

Intown 2116 Defoors Ferry Rd Atlanta, Georgia 30318 Office: 404-355-2833 Mobile 678-641-9745 “Don’t Make a Move Without Me” Serving the Empire Board of Realtists Board of Directors, Black Caucus Chair for the State of Georgia Democratic Party National Lay President for the CME Church, A-FPC Congressman Hank Johnson Proud to be a Member of the Host Chapter in Atlanta Where National President Jeffrey Hicks, and Convention Chair, Sharon Henry are Members!

71st

Annual NAREB Convention

“Working Together, We are so much Better and We will make the dream of Homeownership a Reality”

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https://s3.ca-central-1.amazonaws.com/...iles/2371001/96af792a-1cfb-43bc-931e-09994478dd7f/Get%20Paid%20for%20Houston%20Referrals.jpg[6/25/2018 2:13:17 AM]

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A life of significance is about

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Congratulations to NAREB Commemorating the 50th Anniversary of the Fair Housing Act

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WOMEN’S COUNCIL OF NAREB

Est. in 1971

THE REALtist WOMEN in Real Estate

WOMEN’S COUNCIL OF NAREB SALUTES, THE NATIONAL ASSOCIATION OF REAL ESTATE BROKERS (NAREB) UNDER THE DISTINCT LEADERSHIP OF MR. JEFFREY HICKS, PRESIDENT AND THE LEADERSHIP ON THIS AUGUST OCCASION OF 71 YEARS IN ADVOCATING FOR “DEMOCRACY IN HOUSING”.

Women’s Council leads the way by empowering you to build and expand on everything the real estate industry has to offer. It also offers support to the youths of existing members by providing grants, scholarships and mentoring.

Sharon Middlebrooks, President Women’s Council of NAREB

Lydia Pope, Chair Board of Governors

Visit our website at www.wcnareb.org

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Congratulations to NAREB Commemorating the

50th Anniversary of the Fair Housing Act

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PRESIDENT JEFFREY HICKS ON NAREB 71ST ANNUAL CONVENTION FROM

Ira P. Thomas, Region XII Vice President          

Austin Association of Real Estate Brokers

Dallas Association of REALTIST® Fort Worth Association of REALTIST® North Texas Association of REALTIST® Houston Black Real Estate Association San Antonio Association of Real Estate Brokers New Orleans Real Estate Brokers Association Shreveport-Bossier Realtist Association Baton Rouge Association of Real Estate Brokers Mississippi Association of Real Estate Brokers NAREB Region XII—Officers Ira P. Thomas, President Mary Thomas, Secretary Lora L. Washington, Treasurer

For information regarding Region XII contact Ira P. Thomas 214-693-6901 135

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“We are very pleased to now offer access to FICO® Scores for free as part of our financial literacy programs, this is an important addition to our services.

Our financial literacy programs are a central part of our mission to support and help implement urban affordable housing and community development programs, and the ability to share FICO® Scores and financial education materials will be an added value for those we serve since it’s the most widely used credit score in lending decisions.”

The NAREB Investment Division (NID)

We are pleased to partner with NAREB and NID as part of our Financial Inclusion Initiative, to expand credit access through innovative analytics and consumer credit education.

FICO.com/financialinclusion 138

C AT H O L I C C H ARI TI ES USA SALUTES TH E

NATIONAL ASSOCIATION OF REAL ESTATE BROKERS on their 71st Annual Convention commemorating the 50th Anniversary of the Fair Housing Act by Building Black Wealth through Homeownership.

CONGRATULATIONS ON A SUCCESSFUL 71ST ANNUAL CONVENTION CCUSA and NAREB executed a Memorandum of Understanding (MOU) in March 2018 and formed an alliance to address the obstacles faced by African-Americans and other minorities in obtaining affordable housing.

CCUSA and NAREB share a core belief in the right of all persons to safe, affordable housing.

The MOU encourages local NAREB chapters and CCUSA member agencies to work together to provide education, training and related services to vulnerable populations.

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Vincent L. Cowling Buying is now cheaper than renting.

Invest in your future, not someone else’s.

LET VINCE SHOW YOU THE HOME.

ASSOCIATE BROKER CRS,GRI, ABR 29 years of Experience. Specializing in buying, listing and selling homes; consulting and investing; resale properties; short sale; REO, Hud/VA and Banked Owned homes; relocation; loan assistance; military relocation, selling and buying.

Cell: (757) 715-8336 • Work: (757) 873-1323 E-mail: cowlingvl@yahoo.com • Website: www.VinceCowling.com

Your Local Southeastern Virginia REALTIST NORFOLK ¦ VIRGINIA BEACH NEWPORT NEWS ¦ HAMPTON SUFFOLK ¦ CHESAPEAKE WILLIAMSBURG

Eugenia Jackson REALTIST, ABR, CRS, GRI, SFR

GLOUCESTER

800 Diligence Drive Newport News 23606 757.715.1179 ejrite1@aol.com

JAMES CITY COUNTY YORK COUNTY WILLIAMSBURG

NEWPORT NEWS

POQUOSON

HAMPTON

ISLE OF WIGHT SOUTH HAMPTON COUNTY

NORFOLK PORTSMOUTH

SUFFOLK

VIRGINIA BEACH

CHESAPEAKE

Rose & Womble Realty Company

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NSREA Presents A NAREB Affiliate

RECERTIFICATION CONFERENCE

2018

This year's conference offers one full day of business enrichment and two days of CE with a 7-HR Understanding Investment Analysis course and a 7-HR USPAP Update course.

Join us and gain the skills and information you need to boost your business!

Click Here To Register Instructors:

Day 1:

Business Enrichment Series

9:00 AM5:00 PM

Topics include new AQB criteria for entering the residential appraiser profession and upgrading your license, best practices, technology, Going Green, tips on running a successful appraisal business and more.

Day 2:

7-HR Understanding Investment Analysis

9:00 AM5:00 PM

HILTON ATLANTA, GA

Information you need to know to increase your business with investors or establish your own portfolio.

This course provides a thorough exploration of concepts, calculations, and processes involved in the analysis and valuation of income properties. The course is geared to the practicing appraiser, property manager, developer, sales professional and investor.

Day 3:

7-HR 2018-19 USPAP Update Course

9:00 AM5:00 PM

This course is developed to review the changes to the publication of the 2018-2019 Edition of USPAP and apply the changes to the relevant appraisal issues through the use of classroom discussions and illustrations. The course is primarily intended for the practicing appraiser.

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Amaryllis Alexander 4426 B Hugh Howell Rd. No. 304 Tucker, GA 30084 678.749.7878 888.288.4406 M. 678.642.2201 aalex@aaprojectsolutions.com P. F.

Delivering Efficient Document Solutions

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TAMESHA WELLS

ERICK A. SODERBERG

REALTIST/REAL ESTATE PROFESSIONAL

Chief Executive Officer

Toll-Free: 888.744.8178 erick@urban.mba w w w.urb an. mb a

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48th Congressional Black Caucus Foundation Annual Legislative Conference September 12, 2018 – September 16, 2018 Join REALTISTS from across the country as we connect with our congressional leaders at the 48th CBCF-ALC

State of Housing in Black America [Braintrust] The Walter E. Washington Convention Center 801 Mount Vernon Place NW Washington, DC 20001

For more information call the national office (301) 552-9340 or email: nareb@nareb.com 146

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